0001403475-20-000008.txt : 20200313 0001403475-20-000008.hdr.sgml : 20200313 20200313171601 ACCESSION NUMBER: 0001403475-20-000008 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 114 CONFORMED PERIOD OF REPORT: 20191231 FILED AS OF DATE: 20200313 DATE AS OF CHANGE: 20200313 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Bank of Marin Bancorp CENTRAL INDEX KEY: 0001403475 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 208859754 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-33572 FILM NUMBER: 20713917 BUSINESS ADDRESS: STREET 1: 504 REDWOOD BOULEVARD, SUITE 100 CITY: NOVATO STATE: CA ZIP: 94947 BUSINESS PHONE: 415-763-7781 MAIL ADDRESS: STREET 1: 504 REDWOOD BOULEVARD, SUITE 100 CITY: NOVATO STATE: CA ZIP: 94947 10-K 1 bmrc-20191231x10kxsc.htm 10-K Document
00P7YP3Y00.880false--12-31FY201900014034750.90.005003000000030000000138443531357700813844353135770080.8301200000000104390920000000500000000P3YP5YP3YP3Y40.0130.0120.0110.0150.0040.0030.0020.000.20.20.20.20.20.200.200.200.200.330.200.200.200.33P10YP10Y0 0001403475 2019-01-01 2019-12-31 0001403475 2020-02-28 0001403475 2019-06-29 0001403475 2018-12-31 0001403475 2019-12-31 0001403475 2018-11-27 2018-11-27 0001403475 2018-01-01 2018-12-31 0001403475 bmrc:MerchantInterchangeFeesNetMember 2019-01-01 2019-12-31 0001403475 us-gaap:FiduciaryAndTrustMember 2019-01-01 2019-12-31 0001403475 us-gaap:DebitCardMember 2018-01-01 2018-12-31 0001403475 us-gaap:DepositAccountMember 2019-01-01 2019-12-31 0001403475 us-gaap:FiduciaryAndTrustMember 2018-01-01 2018-12-31 0001403475 us-gaap:DepositAccountMember 2018-01-01 2018-12-31 0001403475 us-gaap:DebitCardMember 2019-01-01 2019-12-31 0001403475 bmrc:MerchantInterchangeFeesNetMember 2018-01-01 2018-12-31 0001403475 us-gaap:RetainedEarningsMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommonStockMember 2018-01-01 2018-12-31 0001403475 us-gaap:RetainedEarningsMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommonStockMember 2018-12-31 0001403475 us-gaap:CommonStockMember 2019-01-01 2019-12-31 0001403475 us-gaap:RetainedEarningsMember 2019-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-12-31 0001403475 us-gaap:CommonStockMember 2019-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommonStockMember 2017-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-01-01 2019-12-31 0001403475 us-gaap:RetainedEarningsMember 2017-12-31 0001403475 2017-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-12-31 0001403475 us-gaap:RetainedEarningsMember 2018-12-31 0001403475 us-gaap:CoreDepositsMember 2019-01-01 2019-12-31 0001403475 srt:MaximumMember 2019-01-01 2019-12-31 0001403475 srt:MaximumMember srt:ScenarioForecastMember us-gaap:AccountingStandardsUpdate201613Member 2020-01-01 2020-01-01 0001403475 bmrc:MarinCountyMember 2019-12-31 0001403475 srt:MinimumMember srt:ScenarioForecastMember us-gaap:AccountingStandardsUpdate201613Member 2020-01-01 2020-01-01 0001403475 2018-01-01 2018-03-31 0001403475 us-gaap:AccountingStandardsUpdate201602Member 2019-01-01 0001403475 bmrc:AlamedaCountyMember 2019-12-31 0001403475 srt:MinimumMember 2019-01-01 2019-12-31 0001403475 bmrc:SanFranciscoMember 2019-12-31 0001403475 srt:MaximumMember us-gaap:EquipmentMember 2019-01-01 2019-12-31 0001403475 bmrc:SonomaCountyMember 2019-12-31 0001403475 bmrc:NapaCountyMember 2019-12-31 0001403475 us-gaap:FurnitureAndFixturesMember 2019-01-01 2019-12-31 0001403475 us-gaap:CoreDepositsMember 2019-12-31 0001403475 srt:MinimumMember us-gaap:EquipmentMember 2019-01-01 2019-12-31 0001403475 bmrc:VisaInc.ClassBCommonStockMember 2018-10-01 2018-10-31 0001403475 bmrc:VisaIncMember us-gaap:CommonClassBMember 2018-01-01 2018-12-31 0001403475 bmrc:VisaInc.ClassBCommonStockMember 2019-12-31 0001403475 bmrc:VisaIncMember us-gaap:CommonClassBMember 2019-01-01 2019-12-31 0001403475 us-gaap:OtherAssetsMember 2019-12-31 0001403475 us-gaap:OtherAssetsMember 2018-12-31 0001403475 bmrc:VisaInc.ClassBCommonStockMember 2018-12-31 0001403475 us-gaap:SubsequentEventMember 2020-02-20 0001403475 us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2018-12-31 0001403475 us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2018-12-31 0001403475 us-gaap:AgencySecuritiesMember 2018-12-31 0001403475 us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2018-12-31 0001403475 us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2018-12-31 0001403475 us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2019-12-31 0001403475 us-gaap:AgencySecuritiesMember 2019-12-31 0001403475 us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2019-12-31 0001403475 us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2019-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2019-12-31 0001403475 bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2019-12-31 0001403475 bmrc:TrustDepositsMember 2019-12-31 0001403475 bmrc:PublicDepositsMember 2018-12-31 0001403475 bmrc:CheckingAccountWealthManagementAndTrustServicesMember 2019-12-31 0001403475 bmrc:PledgedToStateOfCaliforniaMember 2019-12-31 0001403475 bmrc:TrustDepositsMember 2018-12-31 0001403475 bmrc:PledgedToStateOfCaliforniaMember 2018-12-31 0001403475 bmrc:CheckingAccountWealthManagementAndTrustServicesMember 2018-12-31 0001403475 bmrc:PublicDepositsMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2018-01-01 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2019-01-01 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2018-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:PassMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2018-12-31 0001403475 us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2018-12-31 0001403475 us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2018-01-01 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2018-01-01 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2018-01-01 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2019-01-01 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2019-01-01 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2019-01-01 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2019-01-01 2019-12-31 0001403475 us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:UnallocatedFinancingReceivablesMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2019-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2019-12-31 0001403475 bmrc:OtherResidentialFinancingReceivableMember 2019-12-31 0001403475 bmrc:OtherResidentialFinancingReceivableMember 2018-12-31 0001403475 bmrc:DirectorsOfficersPrincipalShareholdersAndAssociatesMember 2018-12-31 0001403475 stpr:CA us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-12-31 0001403475 stpr:CA us-gaap:CommercialRealEstatePortfolioSegmentMember 2019-12-31 0001403475 bmrc:DirectorsOfficersPrincipalShareholdersAndAssociatesMember 2019-12-31 0001403475 us-gaap:RealEstateLoanMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2018-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:UnallocatedFinancingReceivablesMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2017-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2019-01-01 2019-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2017-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2017-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2017-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2017-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2017-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2017-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2017-12-31 0001403475 us-gaap:RealEstateLoanMember 2018-12-31 0001403475 us-gaap:FurnitureAndFixturesMember 2019-12-31 0001403475 us-gaap:LeaseholdImprovementsMember 2019-12-31 0001403475 us-gaap:LeaseholdImprovementsMember 2018-12-31 0001403475 us-gaap:FurnitureAndFixturesMember 2018-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalFundsPurchasedMember 2019-12-31 0001403475 bmrc:NorCalCommunityBancorpTrustIIMember us-gaap:SubordinatedDebtMember 2019-01-01 2019-12-31 0001403475 us-gaap:SubordinatedDebtMember 2013-11-29 0001403475 srt:MaximumMember us-gaap:SubordinatedDebtMember 2019-01-01 2019-12-31 0001403475 us-gaap:SubordinatedDebtMember 2018-10-07 2018-10-07 0001403475 bmrc:NorCalCommunityBancorpTrustIIMember us-gaap:SubordinatedDebtMember 2019-12-31 0001403475 us-gaap:LineOfCreditMember bmrc:FederalHomeLoanBankOvernightBorrowingsMember 2018-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalReserveBankAdvancesMember 2019-12-31 0001403475 us-gaap:SubordinatedDebtMember 2018-01-01 2018-12-31 0001403475 us-gaap:LineOfCreditMember bmrc:FederalHomeLoanBankMember 2018-12-31 0001403475 us-gaap:LineOfCreditMember bmrc:FederalHomeLoanBankMember 2019-12-31 0001403475 2013-11-29 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalReserveBankAdvancesMember 2018-12-31 0001403475 us-gaap:SubordinatedDebtMember 2019-01-01 2019-12-31 0001403475 us-gaap:OtherDebtSecuritiesMember 2018-01-01 2018-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalHomeLoanBankAdvancesMember 2018-12-31 0001403475 us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:OtherDebtSecuritiesMember 2019-01-01 2019-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalHomeLoanBankAdvancesMember 2019-01-01 2019-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalHomeLoanBankAdvancesMember 2018-01-01 2018-12-31 0001403475 us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:SubordinatedDebtMember 2019-12-31 0001403475 us-gaap:SubordinatedDebtMember 2018-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalHomeLoanBankAdvancesMember 2019-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalFundsPurchasedMember 2018-12-31 0001403475 2017-01-01 2017-12-31 0001403475 us-gaap:RestrictedStockMember 2019-01-01 2019-12-31 0001403475 us-gaap:RestrictedStockMember 2018-12-31 0001403475 us-gaap:RestrictedStockMember 2018-01-01 2018-12-31 0001403475 us-gaap:RestrictedStockMember 2019-12-31 0001403475 us-gaap:RestrictedStockMember 2017-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeFourMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeThreeMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeFiveMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeTwoMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeFourMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeThreeMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeFiveMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeTwoMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember 2018-01-01 2018-12-31 0001403475 2018-04-23 0001403475 srt:MinimumMember bmrc:EmployeeStockPurchasePlan2007Member 2017-07-01 2017-07-01 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearOneMember 2019-01-01 2019-12-31 0001403475 us-gaap:SubsequentEventMember 2020-01-24 0001403475 srt:MaximumMember bmrc:EmployeeStockPurchasePlan2007Member 2017-07-01 2017-07-01 0001403475 bmrc:The2017EquityPlanMember 2019-12-31 0001403475 bmrc:DirectorStockPlan2010Member 2019-12-31 0001403475 srt:MaximumMember us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001403475 us-gaap:SeriesAPreferredStockMember 2019-12-31 0001403475 bmrc:AwardDateDuring2016Member us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 2017-07-06 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:ImmediatelyUponGrantMember 2019-01-01 2019-12-31 0001403475 bmrc:EmployeeStockPurchasePlan2007Member 2017-07-01 2017-07-01 0001403475 us-gaap:SubsequentEventMember 2020-01-24 2020-01-24 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember 2019-01-01 2019-12-31 0001403475 bmrc:DirectorStockPlan2010Member us-gaap:CommonStockMember 2019-01-01 2019-12-31 0001403475 srt:MinimumMember us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001403475 2018-05-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearOneMember 2019-01-01 2019-12-31 0001403475 bmrc:DirectorStockPlan2010Member 2010-05-11 0001403475 bmrc:EmployeeStockPurchasePlan2007Member 2019-12-31 0001403475 us-gaap:RetainedEarningsMember 2018-01-01 2018-03-31 0001403475 bmrc:DirectorStockPlan2010Member us-gaap:CommonStockMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommonStockMember 2018-05-01 2019-12-31 0001403475 bmrc:EmployeeStockPurchasePlan2007Member 2017-07-01 0001403475 bmrc:PriceRangeFiveMember 2019-01-01 2019-12-31 0001403475 bmrc:PriceRangeFourMember 2019-01-01 2019-12-31 0001403475 bmrc:PriceRangeTwoMember 2019-01-01 2019-12-31 0001403475 bmrc:PriceRangeThreeMember 2019-01-01 2019-12-31 0001403475 us-gaap:SeriesAPreferredStockMember 2017-07-06 0001403475 us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 bmrc:SubsequentToJanuary12015Member us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearThreeMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearTwoMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearFourMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearFiveMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearTwoMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearFourMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearOneMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearFourMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearTwoMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearFiveMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearThreeMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearThreeMember 2019-01-01 2019-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2018-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member 2018-12-31 0001403475 srt:ManagementMember us-gaap:DeferredBonusMember 2019-01-01 2019-12-31 0001403475 bmrc:DefinedContributionPlanthe401kPlanMember 2018-01-01 2018-12-31 0001403475 bmrc:DefinedContributionPlanthe401kPlanMember 2019-01-01 2019-12-31 0001403475 bmrc:BankOfMarinEmployeeStockOwnershipAndSavingsPlanMember 2019-01-01 2019-12-31 0001403475 2019-01-01 0001403475 srt:ManagementMember bmrc:AnnualSalaryMember 2019-01-01 2019-12-31 0001403475 2018-01-01 0001403475 bmrc:BankOfMarinEmployeeStockOwnershipAndSavingsPlanMember 2018-01-01 2018-12-31 0001403475 us-gaap:StateAndLocalJurisdictionMember 2019-12-31 0001403475 us-gaap:DomesticCountryMember 2019-12-31 0001403475 bmrc:OperatingLeaseModificationsMember us-gaap:SubsequentEventMember 2020-01-01 0001403475 bmrc:VisaIncMember 2019-09-27 2019-09-27 0001403475 srt:MinimumMember 2019-09-30 0001403475 bmrc:VisaIncMember 2012-01-01 2012-12-31 0001403475 bmrc:VisaIncMember 2019-12-31 0001403475 bmrc:VisaIncMember 2018-09-17 2018-09-17 0001403475 bmrc:VisaIncMember 2019-12-27 2019-12-27 0001403475 srt:MaximumMember 2019-09-30 0001403475 us-gaap:USTreasuryAndGovernmentMember us-gaap:CreditConcentrationRiskMember 2019-01-01 2019-12-31 0001403475 us-gaap:MortgagesMember us-gaap:CreditConcentrationRiskMember 2019-01-01 2019-12-31 0001403475 us-gaap:USTreasuryAndGovernmentMember us-gaap:CreditConcentrationRiskMember 2018-01-01 2018-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember us-gaap:CreditConcentrationRiskMember 2018-01-01 2018-12-31 0001403475 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember 2019-01-01 2019-12-31 0001403475 us-gaap:MortgagesMember us-gaap:CreditConcentrationRiskMember 2018-01-01 2018-12-31 0001403475 us-gaap:FairValueHedgingMember us-gaap:InterestIncomeMember 2019-01-01 2019-12-31 0001403475 us-gaap:FairValueHedgingMember us-gaap:InterestIncomeMember 2018-01-01 2018-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:FairValueHedgingMember 2018-01-01 2018-12-31 0001403475 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember 2018-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember 2018-12-31 0001403475 us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember 2019-12-31 0001403475 us-gaap:FairValueHedgingMember 2019-01-01 2019-12-31 0001403475 srt:ParentCompanyMember 2018-12-31 0001403475 srt:ParentCompanyMember 2019-12-31 0001403475 srt:SubsidiariesMember 2019-12-31 0001403475 srt:SubsidiariesMember 2018-12-31 0001403475 us-gaap:HomeEquityMember 2019-12-31 0001403475 bmrc:ConsumerAndOtherLinesOfCreditMember 2019-12-31 0001403475 bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2018-12-31 0001403475 bmrc:ConsumerAndOtherLinesOfCreditMember 2018-12-31 0001403475 bmrc:CommercialLinesOfCreditMember 2018-12-31 0001403475 bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2019-12-31 0001403475 bmrc:CommercialLinesOfCreditMember 2019-12-31 0001403475 us-gaap:FinancialStandbyLetterOfCreditMember 2019-12-31 0001403475 us-gaap:HomeEquityMember 2018-12-31 0001403475 bmrc:UndisbursedConstructionLoansMember 2018-12-31 0001403475 us-gaap:FinancialStandbyLetterOfCreditMember 2018-12-31 0001403475 bmrc:UndisbursedConstructionLoansMember 2019-12-31 0001403475 bmrc:InterestPayableAndOtherLiabilitiesMember bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2018-12-31 0001403475 bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2019-01-01 2019-12-31 0001403475 bmrc:InterestPayableAndOtherLiabilitiesMember bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2019-12-31 0001403475 srt:ParentCompanyMember 2019-01-01 2019-12-31 0001403475 srt:ParentCompanyMember 2018-01-01 2018-12-31 0001403475 srt:ParentCompanyMember 2017-12-31 iso4217:USD xbrli:pure bmrc:security xbrli:shares iso4217:USD xbrli:shares bmrc:payment bmrc:branch bmrc:acquisition bmrc:contract bmrc:loan bmrc:debenture bmrc:derivative bmrc:date
 UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
 
FORM 10-K


(Mark One)
 ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
 
For the fiscal year ended December 31, 2019
 
OR
 
 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934


For the transition period from __________________ to __________________
 
Commission File Number  001-33572

Bank of Marin Bancorp
(Exact name of Registrant as specified in its charter)
 
California
 
20-8859754
(State or other jurisdiction of incorporation)  
 
(IRS Employer Identification No.)
504 Redwood Blvd.
 Suite 100
Novato
CA
 
94947
(Address of principal executive office)
 
(Zip Code)
 
Registrant’s telephone number, including area code:  (415) 763-4520

Securities registered pursuant to Section 12 (b) of the Act:

None

Securities registered pursuant to section 12(g) of the Act:

Title of each class
Trading symbol
Name of each exchange on which registered
   Common Stock, No Par Value,
BMRC
The Nasdaq Stock Market
and attached Share Purchase Rights
 
 
 
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.
Yes   ☐         No  ☒
 
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.
Yes   ☐         No  ☒

Note - checking the box above will not relieve any registrant required to file reports pursuant to Section 13 or 15(d) of the Exchange Act from their obligations under these sections.

Indicate by check mark whether the registrant (1) has filed all reports to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.
Yes  ☒                   No  ☐



Indicate by check mark whether the registrant has submitted electronically and posted on its corporate web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).
Yes  ☒                   No  ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer”, “smaller reporting company,” and "emerging growth company" in Rule 12b-2 of the Exchange Act.
Large accelerated filer
☐
 
Accelerated filer
☒
Non-accelerated filer
☐
(Do not check if a smaller reporting company)
Smaller reporting company
☒
Emerging growth company
☐
 
 
 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
☐ 
 
Indicate by check mark if the registrant is a shell company, as defined in Rule 12b-2 of the Exchange Act.
Yes   ☐         No  ☒
 
As of June 29, 2019, the last business day of the registrant's most recently completed second fiscal quarter, the aggregate market value of the voting common equity held by non-affiliates, based upon the closing price per share of the registrant's common stock as reported by the Nasdaq, was approximately $525 million. For the purpose of this response, directors and certain officers of the Registrant are considered affiliates at that date.

As of February 28, 2020, there were 13,596,535 shares of common stock outstanding.

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the registrant's Proxy Statement for the Annual Meeting of Shareholders to be held on May 12, 2020 are incorporated by reference into Part III.




TABLE OF CONTENTS
 
PART I
 
 
 
 
Forward-Looking Statements
 
 
 
ITEM 1.
BUSINESS
ITEM 1A.
RISK FACTORS
ITEM 1B.
UNRESOLVED STAFF COMMENTS
ITEM 2.
PROPERTIES
ITEM 3.
LEGAL PROCEEDINGS
ITEM 4.
MINE SAFETY DISCLOSURES
 
 
 
PART II
 
 
 
 
ITEM 5.
MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES
ITEM 6.
SELECTED FINANCIAL DATA
ITEM 7.
MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
 
Forward-Looking Statements
 
Critical Accounting Policies
 
Executive Summary
 
 
 
 
 
 
 
RESULTS OF OPERATIONS
 
Net Interest Income
 
Provision for Loan Losses
 
Non-Interest Income
 
Non-Interest Expense
 
Provision for Income Taxes
 
 
 
 
FINANCIAL CONDITION
 
Investment Securities
 
Loans
 
Allowance for Loan Losses
 
Other Assets
 
Deposits
 
Borrowings
 
Deferred Compensation Obligations
 
Off Balance Sheet Arrangements and Commitments
 
Capital Adequacy
 
Liquidity
 
 
 
ITEM 7A.
QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
 
 
 
ITEM 8.
FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
 
 
 

Page-2

 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
 
Note 1: Summary of Significant Accounting Policies
 
Note 2: Investment Securities
 
Note 3: Loans and Allowance for Loan Losses
 
Note 4: Bank Premises and Equipment
 
Note 5: Bank Owned Life Insurance
 
Note 6: Deposits
 
Note 7: Borrowings
 
Note 8: Stockholders' Equity and Stock Plans
 
Note 9: Fair Value of Assets and Liabilities
 
Note 10: Benefit Plans
 
Note 11: Income Taxes
 
Note 12: Commitments and Contingencies
 
Note 13: Concentrations of Credit Risk
 
Note 14: Derivative Financial Instruments and Hedging Activities
 
Note 15: Regulatory Matters
 
Note 16: Financial Instruments with Off-Balance Sheet Risk
 
Note 17: Condensed Bank of Marin Bancorp Parent Only Financial Statements
 
 
 
ITEM 9.
CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
 
 
 
ITEM 9A.
CONTROLS AND PROCEDURES
 
 
 
ITEM 9B.
OTHER INFORMATION
 
 
 
PART III
 
 
 
 
ITEM 10.
DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
 
 
 
ITEM 11.
EXECUTIVE COMPENSATION
 
 
 
ITEM 12.
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS
 
 
 
ITEM 13.
CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE
 
 
 
ITEM 14.
PRINCIPAL ACCOUNTANT FEES AND SERVICES
 
 
 
PART IV
 
 
 
 
ITEM 15.
EXHIBITS, FINANCIAL STATEMENT SCHEDULES
 
 
 
ITEM 16.
FORM 10-K SUMMARY
 
 
 
SIGNATURES

Page-3


PART I       

Forward-Looking Statements
 
This discussion of financial results includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, (the "1933 Act") and Section 21E of the Securities Exchange Act of 1934, as amended, (the "1934 Act"). Those sections of the 1933 Act and 1934 Act provide a "safe harbor" for forward-looking statements to encourage companies to provide prospective information about their financial performance so long as they provide meaningful, cautionary statements identifying important factors that could cause actual results to differ significantly from projected results.
 
Our forward-looking statements include descriptions of plans or objectives of Management for future operations, products or services, and forecasts of revenues, earnings or other measures of economic performance. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words "believe," "expect," "intend," "estimate" or words of similar meaning, or future or conditional verbs preceded by "will," "would," "should," "could" or "may."
 
Forward-looking statements are based on Management's current expectations regarding economic, legislative, and regulatory issues that may affect our earnings in future periods. A number of factors, many of which are beyond Management’s control, could cause future results to vary materially from current Management expectations. Such factors include, but are not limited to, general economic conditions and the economic uncertainty in the United States and abroad, including changes in interest rates, deposit flows, real estate values, and expected future cash flows on loans and securities; costs or effects of acquisitions; competition; changes in accounting principles, policies or guidelines; changes in legislation or regulation (including the Tax Cuts and Jobs Act of 2017); natural disasters (such as wildfires and earthquakes in our area); adverse weather conditions; interruptions of utility service in our markets for sustained periods; and other economic, competitive, governmental, regulatory and technological factors (including external fraud and cybersecurity threats) affecting our operations, pricing, products and services.

Important factors that could cause results or performance to materially differ from those expressed in our prior forward-looking statements are detailed in ITEM 1A. Risk Factors of this report. Forward-looking statements speak only as of the date they are made. We do not undertake to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements are made or to reflect the occurrence of unanticipated events.

ITEM 1        BUSINESS

Bank of Marin (the “Bank”) was incorporated in August 1989, received its charter from the California Superintendent of Banks (now the California Department of Business Oversight or "DBO") and commenced operations in January 1990. The Bank is an insured bank by the Federal Deposit Insurance Corporation (“FDIC”). Bank of Marin Bancorp (“Bancorp”) was formed in 2007 and the Bank became its sole subsidiary when each share of Bank common stock was exchanged for one share of Bancorp common stock. Bancorp is listed on the Nasdaq Stock Market under the symbol BMRC. Upon formation of the holding company, Bancorp became subject to regulation under the Bank Holding Company Act of 1956, as amended, and reporting and examination requirements by the Board of Governors of the Federal Reserve System ("Federal Reserve"). Bancorp files periodic reports and proxy statements with the Securities and Exchange Commission pursuant to the Securities Exchange Act of 1934, as amended.

References in this report to “Bancorp” mean Bank of Marin Bancorp, parent holding company for the Bank. References to “we,” “our,” “us” mean the holding company and the Bank that are consolidated for financial reporting purposes.

Virtually all of our business is conducted through Bancorp's subsidiary, Bank of Marin, which is headquartered in Novato, California. In addition to our headquarters, we operate twenty-three offices in Alameda, Contra Costa, Marin, Napa, San Francisco, and Sonoma counties, with a strong emphasis on supporting the local communities. Our customer base is made up of business and personal banking relationships from the communities near our office locations. Our business banking focus is on small to medium-sized businesses, professionals and not-for-profit organizations.
 
We offer a broad range of commercial and retail deposit and lending programs designed to meet the needs of our target markets. Our lending categories include commercial real estate loans, commercial and industrial loans (including small business loans), construction financing, consumer loans, and home equity lines of credit. Merchant card services

Page-4


are available for our business customers. Through third-party vendors, we offer Visa® credit card programs for consumers and businesses, an American Express® credit card program, a leasing program for commercial equipment financing, prepaid business cards for handling expense reimbursements and a full suite of cash management services.

We offer a variety of personal and business checking and savings accounts, and a number of time deposit alternatives, including time certificates of deposit, Individual Retirement Accounts (“IRAs”), Health Savings Accounts ("HSA"), Certificate of Deposit Account Registry Service® ("CDARS"), Insured Cash Sweep® ("ICS"), and Demand Deposit MarketplaceSM ("DDM Sweep") accounts. CDARS, ICS and DDM Sweep accounts are networks through which we offer full FDIC insurance coverage in excess of the regulatory maximum by placing deposits in multiple banks participating in the networks. We also offer deposit options including mobile deposit, remote deposit capture, Automated Clearing House (“ACH”) services, wire transfers, and image lockbox services. A valet pick-up service is available for non-cash deposits to our professional and business clients.

Other products and services include Apple Pay®, Samsung Pay®, Google Pay®, SurePayroll®, Positive Pay (fraud detection tool), and solutions for clients with cash management needs such as Cash Vault and SafePoint®.

Automated teller machines (“ATM's”) are available at most retail branch locations. Our ATM network is linked to the PLUS, CIRRUS and NYCE networks, as well as to a network of nation-wide surcharge-free ATM's called MoneyPass. We also offer our depositors 24-hour access to their accounts by telephone and through digital banking services available to personal and business account holders.

We offer Wealth Management and Trust Services (“WMTS”), which include customized investment portfolio management, trust administration, estate settlement and custody services. We also offer 401(k) plan services to small and medium-sized businesses through a third-party vendor.

We make international banking services available to our customers indirectly through other financial institutions with whom we have correspondent banking relationships.

We hold no patents, licenses (other than licenses required by the appropriate banking regulatory agencies), franchises or concessions.  The Bank has registered the service marks "The Spirit of Marin," the words “Bank of Marin,” the Bank of Marin logo, and the Bank of Marin tagline, “Committed to your business and our community” with the United States Patent & Trademark Office.  In addition, Bancorp has registered the service marks for the words “Bank of Marin Bancorp” and for the Bank of Marin Bancorp logo with the United States Patent & Trademark Office. All service marks registered by Bancorp or the Bank are registered on the United States Patent & Trademark Office Principal Register.

Market Area

Our primary market area consists of Marin, San Francisco, Napa, Alameda, Sonoma, and Contra Costa counties. Our customer base is primarily made up of business, not-for-profit and personal banking relationships within these market areas.

We attract deposit relationships from small to medium-sized businesses, not-for-profit organizations and professionals, merchants and individuals who live and/or work in the communities comprising our market areas. As of December 31, 2019, the majority of our deposits were in Marin County and southern Sonoma County, and approximately 61% of our deposits were from businesses and 39% from individuals.

Competition

The banking business in California generally, and in our market area specifically, is highly competitive with respect to attracting both loan and deposit relationships. The increasingly competitive environment is affected by changes in regulation, interest rates, technology and product delivery systems, and consolidation among financial service providers. The banking industry is seeing strong competition for quality loans, with larger banks expanding their activities to attract businesses that are traditionally community bank customers. In all of our six counties, we have significant competition from nationwide banks with much larger branch networks and greater financial resources, as well as credit unions and other local and regional banks. Nationwide banks have the competitive advantages of national advertising campaigns. Large commercial banks also have substantially greater lending limits and the ability to offer certain services, which

Page-5


are not offered directly by us. Other competitors for depositors' funds are money market mutual funds and non-bank financial institutions such as brokerage firms and insurance companies.

We differentiate ourselves from the numerous, and often larger, financial institutions in our primary market area, with a business model built on relationship banking, disciplined fundamentals and commitment to the communities we serve. The Bank's experienced professionals deliver innovative and custom financing, with a deep local market knowledge and a personal understanding of each customer's unique needs.

In Marin County, we have the fourth largest market share of total deposits at 10.8%, based upon FDIC deposit market share data as of June 30, 20191. A significant driver of our franchise value is the growth and stability of our deposits, a low-cost funding source for our loan portfolio.

Employees

At December 31, 2019, we employed 290 full-time equivalent (“FTE”) staff. The actual number of employees, including part-time employees, at year-end 2019 included seven executive officers, 127 other corporate officers and 172 staff. None of our employees are presently represented by a union or covered by a collective bargaining agreement. We believe that our employee relations are good. We have consistently been recognized as one of the “Best Places to Work” by the North Bay Business Journal.

SUPERVISION AND REGULATION

Bank holding companies and banks are extensively regulated under both federal and state law. The following discussion summarizes certain significant laws, rules and regulations affecting Bancorp and the Bank.

Bank Holding Company Regulation

Upon formation of the bank holding company on July 1, 2007, we became subject to regulation under the Bank Holding Company Act of 1956, as amended (“BHCA”) which subjects Bancorp to Federal Reserve reporting and examination requirements. Under the Federal Reserve law and regulations, a bank holding company is required to serve as a source of financial and managerial strength to its subsidiary banks. Under this requirement, Bancorp is expected to commit resources to support the Bank, including at times when Bancorp may not be in a financial position to provide such resources, and it may not be in Bancorp's, or Bancorp's shareholders’ or creditors’, best interests to do so. In addition, any capital loans Bancorp makes to the Bank are subordinate in right of payment to depositors and to certain other indebtedness of the Bank. The BHCA regulates the activities of holding companies including acquisitions, mergers and consolidations and, together with the Gramm-Leach Bliley Act of 1999, the scope of allowable banking activities. Bancorp is also a bank holding company within the meaning of the California Financial Code. As such, Bancorp and its subsidiaries are subject to examination by, and may be required to file reports with, the DBO.

Bank Regulation

Banking regulations are primarily intended to protect consumers, depositors' funds, federal deposit insurance funds and the banking system as a whole. These regulations affect our lending practices, consumer protections, capital structure, investment practices and dividend policy.

As a state chartered bank, we are subject to regulation, supervision and examination by the DBO. We are also subject to regulation, supervision and periodic examination by the FDIC. If, as a result of an examination of the Bank, the FDIC or the DBO should determine that the financial condition, capital resources, asset quality, earnings prospects, management, liquidity, or other aspects of our operations are unsatisfactory, or that we have violated any law or regulation, various remedies are available to those regulators including issuing a “cease and desist” order, monetary penalties, restitution, restricting our growth or removing officers and directors.

The Bank addresses the many state and federal regulations it is subject to through a comprehensive compliance program.

______________________________________________________________________________________
1 Source: S&P Global Market Intelligence of New York, New York


Page-6


Safety and Soundness Standards (Risk Management) 

The federal banking agencies have adopted guidelines that establish operational and managerial standards to promote the safety and soundness of federally insured depository institutions. The guidelines set forth standards for internal controls, information systems, internal audit systems, loan documentation, credit underwriting, interest rate exposure, asset growth, compensation, fees and benefits, asset quality and earnings.

During the past decade, the bank regulatory agencies have increasingly emphasized the importance of sound risk management processes and strong internal controls when evaluating the activities of the financial institutions they supervise. Properly managing risks has been identified as critical to the conduct of safe and sound banking activities and has become even more important as new technologies, product innovation, and the size and speed of financial transactions have changed the nature of banking markets. The agencies have identified a spectrum of risks facing a banking institution including, but not limited to, credit, market, liquidity, operational, legal, and reputational. In particular, recent regulatory pronouncements have focused on operational risk, which arises from the potential that inadequate information systems, operational problems, breaches in internal controls, fraud, or unforeseen catastrophes will result in unexpected losses. New products and services, third-party risk management and cybersecurity are critical sources of operational risk that financial institutions are expected to address in the current environment. The Board of Directors and various sub-committees oversee Bancorp's consolidated enterprise risk management program that ensures the adequacy of policies, procedures, tolerance levels, risk measurement systems, monitoring processes, management information systems and internal controls.

Dividends and Stock Repurchases

Bancorp's ability to pay dividends to its shareholders may be affected by both general corporate law considerations and the policies of the Federal Reserve applicable to bank holding companies. As a California corporation, Bancorp is subject to the limitations of California law, which allows a corporation to distribute cash or property to shareholders, including a dividend or repurchase or redemption of shares, if the corporation meets certain tests based its performance and financial condition. Bancorp's primary source of cash is dividends received from the Bank. Prior to any distribution from the Bank to Bancorp, we ensure that the dividend computations comply with the provisions of the California Financial Code and regulations set forth by the DBO and the FDIC. See Note 8 to the Consolidated Financial Statements, under the heading “Dividends” in ITEM 8 of this report for more information.

FDIC Insurance Assessments

The FDIC insures our customers' deposits to the maximum amount permitted by law, which is currently $250,000 per depositor, based on the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”).

FDIC insurance coverage is funded by the FDIC's assessment on insured depository institutions like us and FDIC's annual base assessment rates are currently between 1.5 and 40 basis points on the depository institution's quarterly average consolidated total assets minus average tangible equity. Base assessment rates for banks vary depending on whether a depository institution is small or large and highly complex per FDIC's definition. In deriving the base assessment rate, the FDIC applies financial ratios, scorecards, and other financial measures to determine a bank's ability to withstand financial stress.

Community Reinvestment Act

Congress enacted the Community Reinvestment Act (“CRA”) in 1977 to encourage financial institutions to meet the credit needs of the communities in which they are located. All banks and thrifts have a continuing and affirmative obligation, consistent with safe and sound operations, to help meet the credit needs of their entire communities, including low and moderate income neighborhoods. Regulatory agencies rate each bank's performance in assessing and meeting these credit needs. The Bank is committed to serving the credit needs of the communities in which we do business, and it is our policy to respond to all creditworthy segments of our market. As part of its CRA commitment, the Bank maintains strong philanthropic ties to the community. We invest in affordable housing projects that help economically disadvantaged individuals and residents of low- and moderate-income census tracts, in each case consistent with our long-established prudent underwriting practices. We also donate to, invest in and volunteer with organizations that serve the communities in which we do business, especially low- and moderate-income individuals. These organizations offer educational and health programs to economically disadvantaged students and families,

Page-7


community development services and affordable housing programs. We offer CRA reportable small business, small farm and community development loans within our assessment areas. The CRA requires a depository institution's primary federal regulator, in connection with its examination of the institution, to assess the institution's record in meeting CRA requirements. The regulatory agency's assessment of the institution's record is made available to the public. This record is taken into consideration when the institution establishes a new branch that accepts deposits, relocates an office, applies to merge or consolidate, or expands into other activities. The FDIC assigned a “Satisfactory” rating to its CRA performance examination completed in January 2018, which was performed under the large bank requirements.

In December 2019, the FDIC and the OCC announced a proposal to modernize the agencies’ regulations under the CRA that have not been substantively updated for nearly 25 years. In order to increase transparency for CRA exams, the proposal clarifies what qualifies for credit under the CRA, enabling banks and their partners to better implement lending and deposit activities that can benefit communities.  The proposal also updates the definition of a small business loan and creates an additional definition of “assessment area” tied to where deposits are located, in part to address changes that have occurred due to the rise in digital banking, ensuring that banks continue to provide loans and other services to low- and moderate-income individuals and businesses in their communities.

Anti-Money-Laundering Regulations

A series of banking laws and regulations beginning with the Bank Secrecy Act in 1970 requires banks to prevent, detect, and report illicit or illegal financial activities to the federal government to prevent money laundering, international drug trafficking, and terrorism. Under the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001, financial institutions are subject to prohibitions against specified financial transactions and account relationships, requirements regarding the Customer Identification Program, as well as enhanced due diligence and “know your customer” standards in their dealings with high risk customers, foreign financial institutions, and foreign individuals and entities. In 2016, Customer Due Diligence Rules under the Bank Secrecy Act clarified and strengthened customer due diligence requirements. These rules contained explicit customer due diligence requirements which included a new requirement to identify and verify the identity of beneficial owners of legal entity customers.

Privacy and Data Security

The Gramm-Leach Bliley Act (“GLBA”) of 1999 imposes requirements on financial institutions with respect to consumer privacy and the disclosure of non-public personal information about individuals who apply for or obtain a financial product to be used for personal, family or household purposes. The GLBA generally prohibits disclosure of consumer information to most nonaffiliated third parties unless the consumer has been given the opportunity to object and has not objected to such disclosure. Financial institutions are further required to disclose their privacy policies to consumers and the conditions under which an institution may disclose non-public information about a consumer to a nonaffiliated third-party. The GLBA also directs federal regulators, including the FDIC, to prescribe standards for the security of consumer information. We are subject to such standards, as well as standards for notifying consumers in the event of a security breach. We must disclose our privacy policy to consumers and permit consumers to "opt out" of having non-public customer information disclosed to third parties. We are required to have an information security program to safeguard the confidentiality and security of customer information and to ensure proper disposal of information that is no longer needed. We notify our customers when unauthorized disclosure involves sensitive customer information that may be misused. Effective January 2020, the California Consumer Privacy Act (“CCPA”) added required notice about personal information we collect, use, share, and disclose for business purposes. The CCPA provides California residents rights regarding their personal information specifically related to exercising access, data portability and deletion rights. There are also California breach notification and disclosure requirements.

Consumer Protection Regulations

Our lending activities are subject to a variety of statutes and regulations designed to protect consumers, including the CRA, Home Mortgage Disclosure Act, Fair Credit Reporting Act, Fair Lending, Fair Debt Collection Practices Act, Flood Disaster Protection Act, Equal Credit Opportunity Act, the Fair Housing Act, Truth-in-Lending Act ("TILA"), the Real Estate Settlement Procedures Act ("RESPA"), Protecting Tenants at Foreclosure, and the Secure and Fair Enforcement for Mortgage Licensing Act ("SAFE"). Our deposit operations are also subject to laws and regulations that protect consumer rights including Expedited Funds Availability, Truth in Savings Act ("TISA"), and Electronic Funds Transfers.

Page-8


Other regulatory requirements include: the Unfair, Deceptive or Abusive Acts and Practices ("UDAAP"), Dodd-Frank Act, Right to Financial Privacy, Telephone Consumer Protection Act and Privacy of Consumer Financial Information. Additional rules govern check writing ability on certain interest earning accounts and prescribe procedures for complying with administrative subpoenas of financial records.

Restriction on Transactions between Bank's Affiliates

Transactions between Bancorp and the Bank are quantitatively and qualitatively restricted under Sections 23A and 23B of the Federal Reserve Act and Federal Reserve Regulation W. Section 23A places restrictions on the Bank's “covered transactions” with Bancorp, including loans and other extensions of credit, investments in the securities of, and purchases of assets from Bancorp. Section 23B requires that certain transactions, including all covered transactions, be on market terms and conditions. Federal Reserve Regulation W combines statutory restrictions on transactions between the Bank and Bancorp with Federal Reserve interpretations in an effort to simplify compliance with Sections 23A and 23B.

Capital Requirements

The Federal Deposit Insurance Act, as amended (“FDIA”), requires federal banking agencies to take prompt corrective action (“PCA”) with respect to depository institutions that do not meet minimum capital requirements. The FDIA includes the following five capital tiers: “well capitalized,” “adequately capitalized,” “undercapitalized,” “significantly undercapitalized,” and “critically undercapitalized.” A depository institution’s capital tier will depend upon how its capital levels compare with various relevant capital measures and certain other factors, as established by regulation. Bancorp's ratios exceed the required minimum ratios for capital adequacy purposes and the Bank meets the definition for "well capitalized." Undercapitalized depository institutions may be subject to significant restrictions. Banks that are categorized as "critically undercapitalized" are subject to dividend restrictions.

In July 2013, the federal banking regulators approved a final rule to implement the revised capital adequacy standards of the Basel Committee on Banking Supervision, commonly called Basel III, which became effective January 1, 2015 (subject to a phase-in period). The final rule strengthened the definition of regulatory capital, increased risk-based capital requirements, made selected changes to the calculation of risk-weighted assets, and adjusted the prompt corrective action thresholds. We have implemented the fully phased-in capital rules as of January 1, 2019 and have been in compliance throughout the implementation period of Basel III. For additional information on our risk-based capital positions, refer to the Capital Adequacy section within ITEM 7 to Management's Discussion and Analysis and Note 15 of the Consolidated Financial Statements within ITEM 8 of this report.
Effective January 1, 2020, the federal banking agencies' jointly-issued final rule on the community bank leverage ratio ("CBLR") provides for an optional, simplified measure of capital adequacy for qualifying community banking organizations, consistent with Section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (the "Economic Growth Act"). Qualifying community banking organizations are defined as having less than $10 billion in total consolidated assets that meet risk-based qualifying criteria, a CBLR of greater than 9 percent, off-balance sheet exposure of 25 percent or less of total consolidated assets, trading assets and liabilities of 5 percent or less of total consolidated assets, and cannot be an advanced approaches institution. Such a community banking organization would not be subject to other risk-based and leverage capital requirements (including the Basel III and Basel IV requirements) and would be considered to have met the "well capitalized" ratio requirements. The CBLR is determined by dividing a financial institution’s tangible equity capital by its average total consolidated assets. The rule further describes what is included in tangible equity capital and average total consolidated assets. Qualifying banks may opt in and out of the CBLR framework at any time. While we are a qualifying community banking organization, we will assess the implications of opting into this rule in the future. See below, for further discussion of the Economic Growth Act.

The Dodd-Frank Wall Street Reform and Consumer Protection Act and the Economic Growth, Regulatory Relief, and Consumer Protection Act

The Dodd-Frank Act, a landmark financial reform bill comprised of voluminous new rules and restrictions on bank operations, included provisions aimed at preventing a repeat of the 2008 financial crisis and a new process for winding down failing, systemically important institutions in a manner as close to a controlled bankruptcy as possible. Among other things, the Dodd-Frank Act established new government oversight responsibilities, enhanced capital adequacy

Page-9


requirements for certain institutions, established consumer protection laws and regulations, and placed limitations on certain banking activities.

In an attempt to reduce the regulatory burden on U.S. companies, including financial institutions, in May 2018, the current Presidential Administration signed the Economic Growth Act, which repeals or modifies certain provisions of the Dodd-Frank Act and eases regulations on all but the largest banks. The Economic Growth Act’s highlights include improving consumer access to mortgage credit, adding certain protections for consumers, including veterans and active duty military personnel, expanding credit freezes and creating an identity theft protection database. While the Economic Growth Act modifies several provisions in the Dodd-Frank Act, the modifications are subject to implementing regulations and is expected to continue to impact smaller institutions like us over time. In many respects, the regulations of the Dodd-Frank Act have been put in place. We will continue to evaluate the effect of the Dodd-Frank Act and the Economic Growth Act as well as any other new legislative changes for impact on our results of operations and financial condition.

Notice and Approval Requirements Related to Control

Banking laws impose notice, approval and ongoing regulatory requirements on any shareholder or other party that seeks to acquire direct or indirect "control" of an FDIC-insured depository institution. These laws include the BHCA and the Change in Bank Control Act. Among other things, these laws require regulatory filings by a shareholder or other party that seeks to acquire direct or indirect "control" of an FDIC-insured depository institution or bank holding company. The determination whether an investor "controls" a depository institution is based on all of the facts and circumstances surrounding the investment. As a general matter, a party is deemed to control a depository institution or other company if the party owns or controls 25% or more of any class of voting stock. Subject to rebuttal, a party may be presumed to control a depository institution or other company if the investor owns or controls 10% or more of any class of voting stock. Ownership by family members, affiliated parties, or parties acting in concert, is typically aggregated for these purposes. If a party's ownership of the Company were to exceed certain thresholds, the investor could be deemed to "control" the Company for regulatory purposes. This could subject the investor to regulatory filings or other regulatory consequences.

In addition, except under limited circumstances, bank holding companies are prohibited from acquiring, without prior approval: 1) control of any other bank or bank holding company or all or substantially all the assets thereof; or 2) more than 5% of the voting shares of a bank or bank holding company that is not already a subsidiary.

Incentive Compensation

The Dodd-Frank Act required federal bank regulators and the Securities and Exchange Commission ("SEC") to establish joint regulations or guidelines prohibiting incentive-based payment arrangements that encourage inappropriate risks by providing an executive officer, employee, director or principal stockholder with excessive compensation, fees, or benefits or that could lead to material financial loss to the entity. These regulations apply to institutions having at least $1 billion in total assets. In addition, regulators must establish regulations or guidelines requiring enhanced disclosure to regulators of incentive-based compensation arrangements. The agencies have not finalized regulations proposed in April 2016. If adopted, the proposed regulations could place limits on the manner in which we structure our executive compensation.

The Federal Reserve reviews, as part of the regular, risk-focused examination process, the incentive compensation arrangements of banking organizations. The Federal Reserve tailors its reviews for each organization based on the scope and complexity of the organization’s activities and the prevalence of incentive compensation arrangements. The findings of the supervisory initiatives are included in reports of examination. Deficiencies, if any, are incorporated into the organization’s supervisory ratings, which can affect the organization’s ability to make acquisitions and take other actions. Enforcement actions may be taken against a banking organization if its incentive compensation arrangements, or related risk management control or governance processes, pose a risk to the organization’s safety and soundness and the organization is not taking prompt and effective measures to correct the deficiencies.

Available Information

On our Internet web site, www.bankofmarin.com, we post the following filings as soon as reasonably practical after they are filed with or furnished to the Securities and Exchange Commission: Annual Report to Shareholders, Form

Page-10


10-K, Proxy Statement for the Annual Meeting of Shareholders, quarterly reports on Form 10-Q, current reports on Form 8-K, and any amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities and Exchange Act of 1934. All such materials on our website are available free of charge. This website address is for information only and is not intended to be an active link, or to incorporate any website information into this document. In addition, copies of our filings are available by requesting them in writing or by phone from:

Corporate Secretary
Bank of Marin Bancorp    
504 Redwood Boulevard, Suite 100
Novato, CA 94947
415-763-4523
These materials are also available at the SEC’s internet website (https://www.sec.gov).


Page-11


ITEM 1A      RISK FACTORS

We assume and manage a certain degree of risk in order to conduct our business. The material risks and uncertainties that Management believes may affect our business are listed below and in ITEM 7A, Quantitative and Qualitative Disclosure about Market Risk. The list is not exhaustive; additional risks and uncertainties that Management is not aware of, or focused on, or currently deems immaterial may also impair business operations. If any of the following risks, or risks that have not been identified, actually occur, our financial condition, results of operations, and stock trading price could be materially and adversely affected. We manage these risks by promoting sound corporate governance practices, which include but are not limited to, establishing policies and internal controls, and implementing internal review processes. Before making an investment decision, investors should carefully consider the risks, together with all of the other information included or incorporated by reference in this Annual Report on Form 10-K and our other filings with the SEC. This report is qualified in its entirety by these risk factors.

Earnings are Significantly Influenced by General Business and Economic Conditions

Our success depends, to a certain extent, on local, national and global economic and political conditions. Unlike larger national or other regional banks that are more geographically diversified, we provide banking and financial services to customers primarily in the State of California with particular focus on the local markets in the San Francisco Bay Area. The local economic conditions in this area have a significant impact on the demand for our products and services as well as the ability of our customers to repay loans, the value of the collateral securing loans and the stability of our deposits as our primary funding source. Economic pressure on consumers and uncertainty regarding the sustainability of economic improvements may result in changes in consumer and business spending, borrowing and saving habits, which may affect the demand for loans and other products and services we offer. Further, loan defaults that adversely affect our earnings correlate highly with deteriorating economic conditions (such as the unemployment rate), which impact our borrowers' creditworthiness. In addition, health epidemics or pandemics (or expectations about them) such as the novel coronavirus (aka "COVID-19"), international trade disputes, inflation risks, oil price volatility, the level of U.S. debt and global economic conditions could destabilize financial markets in which we operate. Lastly, actions of the Federal Open Market Committee ("FOMC") of the Federal Reserve could cause financial market volatility, which will affect the pricing of our loan and deposit products.

Interest Rate Risk is Inherent in Our Business

Our earnings are largely dependent upon our net interest income, which is the difference between interest income earned on interest-earning assets, such as loans and securities, and interest expense paid on interest-bearing liabilities, such as deposits and borrowed funds. The banking industry is facing headwinds of interest margin compression coming into 2020 due to a flatter yield curve compared to previous years. Interest rates are sensitive to many factors outside of our control, including general economic conditions and the policies of various governmental and regulatory agencies and, in particular, the FOMC, which regulates the supply of money and credit in the United States. Changes in monetary policy, including changes in interest rates, can influence not only the interest we receive on loans and securities and interest we pay on deposits and borrowings, but can also affect (i) our ability to originate loans and obtain deposits, (ii) the fair value of our financial assets and liabilities, and (iii) the duration of our securities and loan portfolios. Our portfolio of loans and securities will generally decline in value if market interest rates increase, and increase in value if market interest rates decline. In addition, our loans and callable mortgage-backed securities are also subject to prepayment risk when interest rates fall, and the borrowers' credit risk may increase in rising rate environments. Factors such as inflation, productivity, oil prices, unemployment rates, and global demand play a role in the FOMC's consideration of future rate adjustments. On March 3, 2020, in light of the challenges brought by coronavirus and its potential to disrupt the U.S. and worldwide economies, the FOMC reduced the federal funds target rate by 50 basis points to a range of 1.0% to 1.25%. In a press conference on March 3, 2020, Chairman Powell stated that the FOMC "took this action to help the U.S. economy keep strong in the face of new risks to the economic outlook."

Our net interest income is vulnerable to a falling or flat rate environment and will benefit if the prevailing market interest rates increase in the long-term. See the sections captioned “Net Interest Income” in Management's Discussion and Analysis of Financial Condition and Results of Operations in ITEM 7 and Quantitative and Qualitative Disclosures about Market Risk in ITEM 7A of this report for further discussion related to management of interest rate risk.
 

Page-12


Banks and Bank Holding Companies are Subject to Extensive Government Regulation and Supervision

Bancorp and the Bank are subject to extensive federal and state governmental supervision, regulation and control. Holding company regulations affect the range of activities in which Bancorp is engaged. Banking regulations affect the Bank's lending practices, capital structure, investment practices, dividend policy, and compliance costs among other things. Compliance risk is the current and prospective risk to earnings or capital arising from violations of, or non-conformance with, laws, rules, regulations, prescribed practices, internal policies and procedures, or ethical standards set forth by regulators. Compliance risk also arises in situations where the laws or rules governing certain bank products or activities of our clients may be ambiguous or untested. This risk exposes Bancorp and the Bank to potential fines, civil money penalties, payment of damages and the voiding of contracts. Compliance risk can lead to diminished reputation, reduced franchise value, limited business opportunities, reduced expansion potential and an inability to enforce contracts. The Bank manages these risks through its extensive compliance plan, policies and procedures. For further information on supervision and regulation, see the section captioned “SUPERVISION AND REGULATION” in ITEM 1 of this report.

Competition with Other Financial Institutions to Attract and Retain Banking Customers

We are facing significant competition for customers from other banks and financial institutions located in the markets that we serve. We compete with commercial banks, savings institutions, credit unions, non-bank financial services companies, including financial technology firms, and other financial institutions operating within or near our service areas. Some of our non-bank competitors and peer-to-peer lenders may not be subject to the same extensive regulations as we are, giving them greater flexibility in competing for business. We anticipate intense competition will continue for the coming year due to the consolidation of many financial institutions and more changes in legislation, regulation and technology. National and regional banks much larger than our size have entered our market through acquisitions and they may be able to benefit from economies of scale through their wider branch networks, more prominent national advertising campaigns, lower cost of borrowing, capital market access and sophisticated technology infrastructures. Further, intense competition for creditworthy borrowers could lead to pressure for loan rate concessions and affect our ability to generate profitable loans.

Going forward, we may see continued competition in the industry as competitors seek to expand market share in our core markets. Further, our customers may withdraw deposits to pursue alternative investment opportunities in the recent bullish equity market. Technology and other changes have made it more convenient for bank customers to transfer funds into alternative investments or other deposit accounts such as online virtual banks and non-bank service providers. Efforts and initiatives we may undertake to retain and increase deposits, including deposit pricing, can increase our costs. Based on our current strong liquidity position, our adjustment to deposit pricing has lagged the market in a rising interest rate environment. If our customers move money into higher yielding deposits or alternative investments, we may lose a relatively inexpensive source of funds, thus increasing our funding costs through more expensive wholesale borrowings.

Activities of Our Large Borrowers and Depositors May Cause Unexpected Volatilities in Our Loan and Deposit Balances, as well as Net Interest Margin

Rising real estate values in the Bay Area market have motivated some of our borrowers to sell real estate that collateralized our loans, contributing to loan payoff activity. Payoffs of loans originated during a higher interest rate environment may be replaced by new loans with lower interest rates, causing downward pressure on our net interest margin. In addition, our top ten depositor relationships accounted for approximately 16% and 11% of our total deposit balances at December 31, 2019 and 2018, respectively. The increase in 2019 primarily relates to funds deposited by a large existing deposit customer whose deposit volatility increases leading to and during an election year. In addition, the business models and cash cycles of some of our large commercial depositors may also cause short-term volatility in their deposit balances held with us. As our customers' businesses grow, the dollar value of their daily activities may also grow leading to larger fluctuations in daily balances. Any long-term decline in deposit funding would adversely affect our liquidity. For additional information on our management of deposit volatility, refer to the Liquidity section of ITEM 7, Management's Discussion and Analysis, of this report.


Page-13


Negative Conditions Affecting Real Estate May Harm Our Business and Our Commercial Real Estate ("CRE") Concentration May Heighten Such Risk

Concentration of our lending activities in the California real estate sector could negatively affect our results of operations if adverse changes in our lending area occur. Although we do not offer traditional first mortgages, nor have sub-prime or Alt-A residential loans or significant amounts of securities backed by such loans in the portfolio, we are not immune to volatility in those markets. As of December 31, 2019, approximately 88% of our loans were secured by real estate, of which 68% were secured by CRE and the remaining 22% by residential real estate. Real estate valuations are influenced by demand, and demand is driven by economic factors such as employment rates and interest rates.

Loans secured by CRE include those secured by office buildings, owner-user office/warehouses, mixed-use residential/commercial properties and retail properties. There can be no assurance that the companies or properties securing our loans will generate sufficient cash flows to allow borrowers to make full and timely loan payments to us. In the event of default, the collateral value may not cover the outstanding amount due to us, especially during real estate market downturns.

Rising CRE lending concentrations may expose institutions to unanticipated earnings and capital volatility in the event of adverse changes in the CRE market. Concentration risk exists when financial institutions deploy too many assets to any one industry or segment. Concentration stemming from commercial real estate is one area of regulatory concern. The CRE Concentration Guidance provides supervisory criteria, including the following numerical indicators, to assist bank examiners in identifying banks with potentially significant commercial real estate loan concentrations that may warrant greater supervisory scrutiny: (i) commercial real estate loans exceeding 300% of capital and increasing 50% or more in the preceding three years; or (ii) construction and land development loans exceeding 100% of capital. The CRE Concentration Guidance does not limit banks’ levels of commercial real estate lending activities, but rather guides institutions in developing risk management practices and levels of capital that are commensurate with the level and nature of their commercial real estate concentrations. As of December 31, 2019 and 2018, using regulatory definitions in the CRE Concentration Guidance, our CRE loans represented 330% and 340%, respectively, of our total risk-based capital. We are actively working to manage our CRE concentration and we have discussed the CRE Concentration Guidance with the regulatory agencies and believe that our underwriting policies, management information systems, independent credit administration process, and monitoring of real estate loan concentrations are currently sufficient to address the CRE Concentration Guidance.

Severe Weather, Natural Disasters or Other Climate Change Related Matters Could Significantly Affect Our Business

Our primary market is located in both earthquake and wildfire-prone zones in Northern California, which is also subject to other weather or disasters, such as severe rainstorms, drought or flood. These events have interrupted our business operations unexpectedly (e.g., October 2019 PG&E power shutoff's in the North Bay). Climate-related physical changes and hazards could also pose credit risks for us. For example, our borrowers may have collateral properties or operations located in areas at risk of wildfires, or coastal areas at risk to rising sea levels and erosion, or subject to the risk of drought in California. The properties pledged as collateral on our loan portfolio could also be damaged by tsunamis, landslides, floods, earthquakes or wildfires and thereby the recoverability of loans could be impaired. A number of factors can affect credit losses, including the extent of damage to the collateral, the extent of damage not covered by insurance, the extent to which unemployment and other economic conditions caused by the natural disaster adversely affect the ability of borrowers to repay their loans, and the cost of collection and foreclosure to us. Lastly, there could be increased insurance premiums and deductibles, or a decrease in the availability of coverage, due to severe weather-related losses. The ultimate outcome on our business of a natural disaster, whether or not caused by climate change, is difficult to predict.

We are Subject to Significant Credit Risk and Loan Losses May Exceed Our Allowance for Loan Losses in the Future

The operation of our business requires us to manage credit risk. As a lender, we are exposed to the risk that our borrowers will be unable to repay their loans according to their terms, and that the collateral securing repayment of their loans, if any, may not be sufficient to ensure repayment. In addition, there are risks inherent in making any loan, including risks with respect to the period of time over which the loan may be repaid, risks relating to proper loan underwriting, risks resulting from changes in economic and industry conditions and risks inherent in dealing with individual borrowers. In order to successfully manage credit risk, we must, among other things, maintain disciplined

Page-14


and prudent underwriting standards and ensure that our bankers follow those standards. The weakening of these standards for any reason, such as an attempt to attract higher yielding loans, a lack of discipline or diligence by our employees in underwriting and monitoring loans, the inability of our employees to adequately adapt policies and procedures to changes in economic or any other conditions affecting borrowers and the quality of our loan portfolio, may result in loan defaults, foreclosures and additional charge-offs and may necessitate that we significantly increase our allowance for loan losses, each of which could adversely affect our net income. As a result, any inability to successfully manage credit risk could have a material adverse effect on our business, financial condition or results of operations.

We maintain an allowance for loan losses that represents Management's best estimate of probable losses that may be incurred within the existing portfolio of loans (under the "incurred loss model"). The level of the allowance reflects Management's continuing evaluation of specific credit risks, loan loss experience, current loan portfolio quality and present economic, political and regulatory conditions. The determination of the appropriate level of the allowance for loan losses inherently involves a high degree of subjectivity and requires us to make significant estimates of current credit risks and trends, all of which may undergo material changes. Inaccurate assumptions in appraisals or an inappropriate choice of the valuation techniques may lead to an inadequate level of specific reserve or charge-offs. If charge-offs in future periods exceed the allowance for loan losses or cash flows from acquired loans do not perform as expected, we may need to increase our allowance for loan losses.

The adoption of ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments as of January 1, 2020 will impact how we measure the allowance for credit losses as the methodology is based on a current expected credit loss ("CECL") model, rather than incurred losses, and requires the recognition of credit loss expense in the consolidated statements of income and a related allowance for credit losses at the time of origination or purchase of a loan receivable or held-to-maturity debt security. In addition, the CECL model requires the use of not only relevant historical experience and current conditions, but reasonable and supportable forecasts of future events and circumstances (e.g., economic forecasts) incorporating a broad range of information in developing credit loss estimates, which could result in significant changes to both the timing and amount of credit loss expense and allowance. Refer to Note 1 to the Consolidated Financial Statements in ITEM 8 for further information.

Securities May Lose Value due to Credit Quality of the Issuers

We invest in significant portions of investment securities issued by government-sponsored enterprises ("GSE"), such as Federal Home Loan Bank ("FHLB"), Federal National Mortgage Association (“FNMA”), Federal Home Loan Mortgage Corporation ("FHLMC"), and Federal Farm Credit Banks Funding Corporation. We also hold mortgage-backed securities (“MBS”) issued by FNMA and FHLMC, both of which have been under U.S. Government conservatorship since 2008. While we consider FNMA and FHLMC securities to have low credit risk as they carry the explicit backing of the U.S. Government due to the conservatorship, they are not direct obligations of the U.S. Government and the fair value of our securities issued or guaranteed by these two GSE entities may be negatively impacted if the U.S. government ceases to provide them credit support. GSE debt is sponsored but not guaranteed by the federal government and carries implicit backing, whereas government agencies such as Government National Mortgage Association ("GNMA") are divisions of the government whose securities are backed by the full faith and credit of the U.S. Government.

Although Congress has taken steps to improve regulation and consumer protection related to the housing finance system (e.g., Dodd-Frank Act), FNMA and FHLMC have entered their twelfth year of U.S. Government conservatorship via the Federal Housing Finance Agency (the "FHFA"). In September 2019, the U.S. Department of the Treasury issued a Housing Finance Reform Plan that, among other things, directed the Secretary of the Treasury to develop a Roadmap to begin the process of responsibly ending the GSEs' conservatorships. In February 2020, the FHFA hired a financial advisor to assist with the development and implementation of the Roadmap, which will include business and capital structures, as well as market impacts, and timing and available capital raising alternatives. While proposals to end the conservatorship may include an initial public offering, at the date of this report, its future and ultimate impact on the financial markets and our investments in GSEs are uncertain.

While we generally seek to minimize our exposure by diversifying the geographic location of our portfolio, investing in investment grade securities and actively monitoring the credit worthiness of the issuers and/or credit guarantee providers, there is no guarantee that the issuers will remain financially sound or continue their payments on these debentures.

Page-15



Unexpected Early Termination of Interest Rate Swap Agreements May Affect Earnings

We have entered into interest-rate swap agreements, primarily as an asset/liability risk management tool, in order to mitigate the changes in the fair value of specified long-term fixed-rate loans and firm commitments to enter into long-term fixed-rate loans caused by changes in interest rates. These hedges allow us to offer long-term, fixed-rate loans to customers without assuming the interest rate risk of a long-term asset by swapping our fixed-rate interest stream for a floating-rate interest stream. In the event of default by the borrowers on our hedged loans, we may have to terminate these designated interest-rate swap agreements early, resulting in prepayment penalties charged by our counterparties and negatively affect our earnings.

Growth Strategy or Potential Future Acquisitions May Produce Unfavorable Outcomes

We seek to expand our franchise safely and consistently. A successful growth strategy requires us to manage multiple aspects of the business simultaneously, such as following adequate loan underwriting standards, balancing loan and deposit growth without increasing interest rate risk or compressing our net interest margin, maintaining sufficient capital, and recruiting, training and retaining qualified professionals.

Our strategic plan also includes merger and acquisition possibilities that either enhance our market presence or have potential for improved profitability through financial management, economies of scale or expanded services, such as the Bank of Napa acquisition in 2017. We may incur significant acquisition related expenses either during the due diligence phase of acquisition targets or during integration of the acquirees. These expenses have and may continue to negatively impact our earnings prior to realizing the benefits of acquisitions. We may also be exposed to difficulties in combining the operations of acquired institutions into our own operations, which may prevent us from achieving the expected benefits from our acquisition activities. Our earnings, financial condition and prospects after the merger may affect our stock price and will depend in part on our ability to integrate the operations and management of the acquired institution while continuing to implement other aspects of our business plan. Inherent uncertainties exist in integrating the operations of an acquired institution and there is no assurance that we will be able to do so successfully. Among the issues that we could face are:
•
unexpected problems with operations, personnel, technology or credit;
•
loss of customers and employees of the acquiree;
•
difficulty in working with the acquiree's employees and customers;
•
the assimilation of the acquiree's operations, culture and personnel;
•
instituting and maintaining uniform standards, controls, procedures and policies; and
•
litigation risk not discovered during the due diligence period.

Undiscovered factors as a result of an acquisition could bring liabilities against us, our management and the management of the institutions we acquire. These factors could contribute to our not achieving the expected benefits from our acquisitions within desired time frames, if at all. Further, although we generally anticipate cost savings from acquisitions, we may not be able to fully realize those savings. Any cost savings may be offset by losses in revenues or other charges to earnings.

We May Not Be Able to Attract and Retain Key Employees

Our success depends in large part on our ability to attract qualified personnel and to retain key people, as well as the prompt replacement of retiring executives. Competition for the best people in most activities engaged by us has been intense, especially in light of the recent improvement in the job market, and we may not be able to hire skilled people or retain them. The loss of key personnel could have an unfavorable effect on our business because of the need for prompt replacement of skills and knowledge of our market and years of industry experience.

Accounting Estimates and Risk Management Processes Rely on Analytical and Forecasting Models

The processes we use to estimate probable loan losses and to measure the fair value of financial instruments, as well as the processes used to estimate the effects of changing interest rates and other market measures on our financial condition and results of operations, depends upon the use of analytical and forecasting models. These models reflect assumptions that may not be accurate, particularly in times of market stress or other unforeseen circumstances. Even if these assumptions are adequate, the models may prove to be inadequate or inaccurate because of other flaws in

Page-16


their design or their implementation. If the models we use for interest rate risk and asset-liability management are inadequate, we may incur increased or unexpected losses upon changes in market interest rates or other market measures. If the models we use for determining our probable loan losses are inadequate, the allowance for loan losses may not be sufficient to support future charge-offs. If the models we use to measure the fair value of financial instruments are inadequate, the fair value of such financial instruments may fluctuate unexpectedly or may not accurately reflect what we could realize upon sale or settlement of such financial instruments. Any such failure in our analytical or forecasting models could have a material adverse effect on our business, financial condition and results of operations.

The Value of Goodwill and Other Intangible Assets May Decline in the Future

As of December 31, 2019, we had goodwill totaling $30.1 million and a core deposit intangible asset totaling $4.7 million from business acquisitions. A significant decline in expected future cash flows, a significant adverse change in the business climate, slower growth rates or a significant and sustained decline in the price of our common stock could necessitate taking charges in the future related to the impairment of goodwill or other intangible assets. If we were to conclude that a future write-down of goodwill or other intangible assets is necessary, we would record the appropriate charge, which could have a material adverse effect on our business, financial condition and results of operations.

We May Take Filing Positions or Follow Tax Strategies That May Be Subject to Challenge

We provide for current and deferred tax provision in our consolidated financial statements based on our results of operations, business activities and business combinations, legal structure and federal and state legislation and regulations. We may take filing positions or follow tax strategies that are subject to interpretation of tax statutes. Our net income may be reduced if a federal, state or local authority were to assess charges for taxes that have not been provided for in our consolidated financial statements. Taxing authorities could change applicable tax laws and interpretations, challenge filing positions or assess new taxes and interest charges. If taxing authorities take any of these actions, our business, results of operations or financial condition could be significantly affected.

The Financial Services Industry is Undergoing Rapid Technological Changes and, As a Result, We Have a Continuing Need to Stay Current with Those Changes to Compete Effectively and Increase Our Efficiencies. We May Not Have the Resources to Implement New Technology to Stay Current with These Changes
The financial services industry is undergoing technological changes with frequent introductions of new technology-driven products and services. In addition to providing better client service, the effective use of technology increases efficiency and reduces operational costs. Our future success will depend in part upon our ability to use technology to provide products and services that will satisfy client demands securely and cost-effectively. In connection with implementing new technology enhancements and/or products, we may experience operational challenges (e.g. human error, system error, incompatibility) which could result in us not fully realizing the anticipated benefits from such new technology or require us to incur significant costs to remedy any such challenges in a timely manner.

Risks Associated with Cybersecurity Could Negatively Affect Our Earnings and Reputation

Our business requires the secure management of sensitive client and bank information. We work diligently to implement security measures that intend to make our communications and information systems safe to conduct business. Cyber threats such as social engineering, ransomware, and phishing emails are more prevalent now than ever before. These incidents include intentional and unintentional events that may present threats designed to disrupt operations, corrupt data, release sensitive information or cause denial-of-service attacks. A cybersecurity breach of systems operated by the Bank, merchants, vendors, customers, or externally publicized breaches of other financial institutions may significantly harm our reputation, result in a loss of customer business, subject us to regulatory scrutiny, or expose us to civil litigation and financial liability. While we have systems and procedures designed to prevent security breaches, we cannot be certain that advances in criminal capabilities, physical system or network break-ins or inappropriate access will not compromise or breach the technology protecting our networks or proprietary client information. If a material security breach were to occur, the Bank has policies and procedures in place to ensure timely disclosure.

We Rely on Third-Party Vendors for Important Aspects of Our Operation

We depend on the accuracy and completeness of information and systems provided by certain key vendors, including but not limited to data processing, payroll processing, technology support, investment safekeeping and accounting.

Page-17


For example, we outsource core processing to Fidelity Information Services ("FIS") and wire processing to Finastra, which are leading financial services solution providers that allow us access to competitive technology offerings without having to invest in their development. Our ability to operate, as well as our financial condition and results of operations, could be negatively affected in the event of an interruption of an information system, an undetected error, a cyber-breach, or in the event of a natural disaster whereby certain vendors are unable to maintain business continuity.

Bancorp Relies on Dividends from the Bank to Pay Cash Dividends to Shareholders

Bancorp is a separate legal entity from its subsidiary, the Bank. Bancorp receives substantially all of its cash stream from the Bank in the form of dividends, which is Bancorp's principal source of funds to pay cash dividends to Bancorp's common shareholders, service subordinated debt, and cover operational expenses of the holding company. Various federal and state laws and regulations limit the amount of dividends that the Bank may pay to Bancorp. In the event that the Bank is unable to pay dividends to Bancorp, Bancorp may not be able to pay dividends to its shareholders or pay interest on the subordinated debentures. As a result, it could have an adverse effect on Bancorp's stock price and investment value.

Federal law would prohibit capital distributions from the Bank, with limited exceptions, if the Bank were categorized as "undercapitalized" under applicable Federal Reserve or FDIC regulations. In addition, as a California bank, Bank of Marin is subject to state law restrictions on the payment of dividends. For further information on the distribution limit from the Bank to Bancorp, see the section captioned “Bank Regulation” in ITEM 1 above and “Dividends” in Note 8 to the Consolidated Financial Statements in ITEM 8 of this report.

The Trading Volume of Bancorp's Common Stock is Less than That of Other, Larger Financial Services Companies

Our common stock is listed on the Nasdaq Capital Market exchange. Our trading volume is less than that of nationwide or larger regional financial institutions. A public trading market having the desired characteristics of depth, liquidity and orderliness depends on the presence of willing buyers and sellers of common stock at any given time. This presence depends on the individual decisions of investors and general economic and market conditions over which we have no control. Given the low trading volume of our common stock, significant trades of our stock in a given time, or the expectations of these trades, could cause volatility in the stock price.

The Small to Medium-sized Businesses that we Lend to may have Fewer Resources to Weather Adverse Business Developments, which may Impair a Borrower's Ability to Repay a Loan, and such Impairment could Adversely Affect our Results of Operations and Financial Condition

We focus our business development and marketing strategy primarily on small to medium-sized businesses. Small to medium-sized businesses frequently have smaller market shares than their competition, may be more vulnerable to economic downturns, often need substantial additional capital to expand or compete and may experience substantial volatility in operating results, any of which may impair a borrower's ability to repay a loan. In addition, the success of a small and medium-sized business often depends on the management talents and efforts of one or two people or a small group of people, and the death, disability or resignation of one or more of these people could adversely affect the business and its ability to repay its loan. If general economic conditions negatively affect the California markets in which we operate and small to medium-sized businesses are adversely affected or our borrowers are otherwise affected by adverse business developments, our business, financial condition and results of operations may be negatively affected.

A Lack of Liquidity could Adversely Affect our Operations and Jeopardize our Business, Financial Condition and Results of Operations

Liquidity is essential to our business. We rely on our ability to generate deposits and effectively manage the repayment and maturity schedules of our loans and investment securities, respectively, to ensure that we have adequate liquidity to fund our operations. An inability to raise funds through deposits, borrowings, securities sales, Federal Home Loan Bank advances, the sale of loans and other sources could have a substantial negative effect on our liquidity. Our most important source of funds consists of deposits. Deposit balances can decrease when customers perceive alternative investments as providing a better risk/return trade-off. If customers move money out of bank deposits and into other

Page-18


investments, then we would lose a relatively low-cost source of funds, increasing our funding costs and reducing our net interest income and net income.

Other primary sources of funds consist of cash flows from operations, investment maturities and sales, loan repayments, and proceeds from the issuance and sale of any equity and debt securities to investors. Additional liquidity is provided by the ability to borrow from the Federal Reserve Bank of San Francisco and the Federal Home Loan Bank and our ability to raise brokered deposits. We also may borrow funds from third-party lenders, such as other financial institutions. Our access to funding sources in amounts adequate to finance or capitalize our activities, or on terms that are acceptable to us, could be impaired by factors that affect us directly or the bank or non-bank financial services industries or the economy in general, such as disruptions in the financial markets or negative views and expectations about the prospects for the bank or non-bank financial services industries. For example, in September 2019, in response to a shortage in liquidity and spikes in the overnight bank funding rate, the New York Federal Reserve began injecting liquidity into the market in the form of overnight market repurchase agreements ("repos") designed to smooth money markets and bring interest rates in line with the central bank's intended range to sustain economic expansion. The availability of liquidity during financial market disruptions such as the repo rate spike is uncertain and the continued liquidity support by the central bank is not guaranteed.

Based on experience, we believe that our deposit accounts are relatively stable sources of funds. If we increase interest rates paid to retain deposits, our earnings may be adversely affected, which could have an adverse effect on our business, financial condition and results of operations.

Any decline in available funding could adversely affect our ability to originate loans, invest in securities, meet our expenses, and pay dividends to our shareholders or fulfill obligations such as repaying our borrowings or meeting deposit withdrawal demands, any of which could have a material adverse impact on our liquidity, business, financial condition and results of operations.

Changes to, or Elimination of, London Interbank Offered Rate (“LIBOR”) Could Adversely Affect our Financial Instruments with Interest Rates Currently Indexed to LIBOR

In 2017, the Financial Conduct Authority of the United Kingdom (the “FCA”) announced its intention to cease sustaining LIBOR after 2021.  While the FCA came to an agreement with panel banks to continue receiving submissions to LIBOR until the end of 2021, it is not possible to predict whether and how credible LIBOR will be as an acceptable market benchmark.  The FCA is encouraging due diligence and implementation of alternative rates prior to the phase out of LIBOR.  While there is no consensus on what rate or rates may become accepted alternatives to LIBOR, the Alternative Reference Rates Committee (“ARRC”), a steering committee comprised of U.S. financial market participants selected by the Federal Reserve Bank of New York, published recommended fall-back language for LIBOR-linked financial instruments and identified recommended alternatives for certain LIBOR rates (e.g., Secured Overnight Financing Rate (“SOFR”), a broad measure of the cost of overnight borrowings collateralized by Treasury securities, for U.S. Dollar LIBOR). At this time, we cannot predict whether ARRC's specific recommendations or proposals will be widely accepted and what effect their implementation will have on floating rate financial instrument markets. Banks like us may need to amend contracts to reference SOFR and identify an acceptable spread to LIBOR or amend the definition of LIBOR through a specific grandfathering protocol.

As of December 31, 2019, we had loans totaling approximately $1 million and investment securities totaling approximately $27 million indexed to LIBOR that mature after December 31, 2021. In addition, our interest rate swap agreements and subordinated debentures are indexed to LIBOR, all of which mature after December 31, 2021. Refer to Note 7 and 14 to the Consolidated Financial Statements in ITEM 8 of this report for more information on our swap agreements and subordinated debentures.  The transition from LIBOR could result in additional costs, as well as economic and reputation risk. At this time, we cannot predict any favorable or unfavorable effects the chosen alternative index may have on financial instruments currently indexed to LIBOR.

ITEM 1B      UNRESOLVED STAFF COMMENTS

None

Page-19


ITEM 2     PROPERTIES

We lease our corporate headquarters building in Novato, California, which houses loan production, operations, Wealth Management & Trust and administration.  We lease branch and office facilities within our primary market areas in the cities of Corte Madera, San Rafael, Novato, Sausalito, Mill Valley, Tiburon, Greenbrae, Petaluma, Santa Rosa, Healdsburg, Sonoma, Napa, San Francisco, Alameda, Oakland, and Walnut Creek.  For additional information on properties, see Notes 4 and 12 to the Consolidated Financial Statements included in ITEM 8 of this report.

ITEM 3         LEGAL PROCEEDINGS
 
Bancorp may be party to legal actions that arise from time to time as part of the normal course of business. Bancorp's Management is not aware of any pending legal proceedings to which either it or the Bank may be a party or has recently been a party that will have a material adverse effect on the financial condition or results of operations of Bancorp or the Bank.
 
The Bank is responsible for its proportionate share of certain litigation indemnifications provided to Visa U.S.A. by its member banks in connection with lawsuits related to anti-trust charges and interchange fees. Because Visa funded a litigation escrow account to insulate member banks from financial liability, we do not expect to make any cash settlement payments as a result of Visa's litigation. For further details, see Note 12 to the Consolidated Financial Statements in ITEM 8 of this report.

ITEM 4      MINE SAFETY DISCLOSURES
 
Not applicable.


Page-20


PART II     
 
ITEM 5      MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES

Market Information and Holders

Bancorp common stock trades on the Nasdaq Capital Market under the symbol BMRC. On October 22, 2018, Bancorp announced a two-for-one stock split, which occurred on November 27, 2018. All share and per share data have been adjusted to reflect the stock split effective November 27, 2018. At February 29, 2020, 13,596,535 shares of Bancorp's common stock, no par value, were outstanding and held by approximately 2,832 holders of record and beneficial owners.

Five-Year Stock Price Performance Graph

The following graph, compiled by S&P Global Market Intelligence of New York, New York, shows a comparison of cumulative total shareholder return on our common stock during the five fiscal years ended December 31, 2019 compared to the Russell 2000 Stock index and the SNL Bank $1B - $5B Index. The comparison assumes the investment of $100 in our common stock on December 31, 2014 and the reinvestment of all dividends. The graph represents past performance and does not indicate future performance. In addition, total return performance results vary depending on the length of the performance period.

performancechartcapture.jpg
 
2014

2015

2016

2017

2018

2019

Bank of Marin Bancorp (BMRC)
100.00

103.37

137.81

136.63

168.40

187.45

Russell 2000 Index
100.00

95.59

115.95

132.94

118.30

148.49

SNL Bank $1B - $5B Index 1
100.00

111.94

161.04

171.69

150.42

182.85

Source: S&P Global Market Intelligence
 
1 Includes all major exchange (NYSE, NYSE MKT, and Nasdaq) banks in S&P Global's coverage universe with $1 billion to $5 billion in assets as of the most recent available financial data.

Page-21


Shareholder Rights Agreement

On July 6, 2017, Bancorp executed a shareholder rights agreement (“Rights Agreement”), which is designed to discourage takeovers that involve abusive tactics or do not provide fair value to shareholders. For further information, see Note 8 to the Consolidated Financial Statements, under the heading “Preferred Stock and Shareholder Rights Plan” in ITEM 8 of this report.

Securities Authorized for Issuance under Equity Compensation Plans

The following table summarizes information as of December 31, 2019, with respect to equity compensation plans. All plans have been approved by the shareholders.
 
Shares to be issued upon exercise of outstanding options1

Weighted average exercise price of outstanding options

Shares remaining available for future issuance 2
Equity compensation plans approved by shareholders
417,382

$
28.01

1,197,893
1 Represents shares of common stock issuable upon exercise of outstanding options under the Bank of Marin Bancorp 2017 Equity Plan and 2007 Equity Plan.
2 Represents remaining shares of common stock available for future grants under the 2017 Equity Plan and the 2010 Director Stock Plan, excluding 417,382 shares to be issued upon exercise of outstanding options and 382,515 shares available to be issued under the Employee Stock Purchase Plan.

Purchases of Equity Securities by the Issuer and Affiliated Purchasers

On April 23, 2018, Bancorp announced that its Board of Directors approved a Share Repurchase Program under which Bancorp may repurchase up to $25.0 million of its outstanding common stock through May 1, 2019. Bancorp's Board of Directors subsequently extended the Share Repurchase Program, which expired on February 28, 2020 with approximately $1.5 million not utilized for repurchases. On January 24, 2020, Bancorp Board of Directors approved a new Share Repurchase Program under which Bancorp may repurchase up to $25.0 million of its outstanding common stock through February 28, 2022.

During 2019 and 2018, Bancorp repurchased 356,000 and 171,217 shares totaling $15.0 million and $7.0 million, respectively, for a cumulative 527,217 shares totaling $22.0 million repurchased from May 1, 2018 through December 31, 2019. The following table reflects purchases under the Share Repurchase Program for the periods presented. For further information, see Note 8 to the Consolidated Financial Statements, under the heading “Share Repurchase Program” in ITEM 8 of this report.
(in thousands, except per share data)
Total Number of Shares Purchased

Average Price Paid per Share

Total Number of Shares Purchased as Part of Publicly Announced Programs

Approximate Dollar Value That May yet Be Purchased Under the Program

Period
January 1-31, 2019
33,834

$
42.11

33,834

$
16,562

February 1-28, 2019
30,823

42.94

30,823

15,236

March 1-31, 2019
49,247

41.54

49,247

13,188

April 1-30, 2019
37,858

42.23

37,858

11,588

May 1-31, 2019
50,308

41.72

50,308

9,486

June 1-30, 2019
46,454

41.75

46,454

7,544

July 1-31, 2019
19,070

42.62

19,070

6,730

August 1-31, 2019
26,019

41.21

26,019

5,657

September 1-30, 2019
20,038

41.76

20,038

4,819

October 1-30, 2019
19,283

41.88

19,283

4,010

November 1-30, 2019
11,945

44.98

11,945

3,472

December 1-31, 2019
11,121

45.33

11,121

2,967

Total
356,000

$
42.14

356,000

 


Page-22


ITEM 6        SELECTED FINANCIAL DATA

The following data has been derived from the audited consolidated financial statements of Bank of Marin Bancorp. For additional information, refer to ITEM 7, Management's Discussion and Analysis of Financial Condition and Results of Operations, and ITEM 8, Financial Statements and Supplementary Data.
 
At December 31,
(in thousands)
2019
2018
2017
2016
2015
Selected financial condition data:
 
 
 
 
 
Total assets
$
2,707,280

$
2,520,892

$
2,468,154

$
2,023,493

$
2,031,134

Loans, net
1,826,609

1,748,043

1,663,246

1,471,174

1,436,299

Deposits
2,336,489

2,174,840

2,148,670

1,772,700

1,728,226

Borrowings and other obligations
2,920

9,640

5,739

5,586

72,395

Stockholders' equity
336,788

316,407

297,025

230,563

214,473

 
For the Years Ended December 31,
(dollars in thousands, except per share data)
2019
2018
2017
2016
2015
Selected operating data:
 
 
 
 
 
Net interest income
$
95,680

$
91,544

$
74,852

$
73,161

$
67,187

Provision for (reversal of) loan losses
900

—

500

(1,850
)
500

Non-interest income
9,084

10,139

8,268

9,161

9,193

Non-interest expense 1
57,970

58,266

53,782

47,692

46,949

Net income 1
34,241

32,622

15,976

23,134

18,441

Net income per common share: 6
 
 
 
 
 
Basic
$
2.51

$
2.35

$
1.29

$
1.90

$
1.55

Diluted
$
2.48

$
2.33

$
1.27

$
1.89

$
1.52

 
At or for the Years Ended December 31,
 
2019
2018
2017
2016
2015
Performance and other financial ratios:
 
 
 
 
 
Return on average assets
1.34
%
1.31
%
0.75
%
1.15
%
0.98
%
Return on average equity
10.49
%
10.73
%
6.49
%
10.23
%
8.84
%
Tax-equivalent net interest margin 2
3.98
%
3.90
%
3.80
%
3.91
%
3.83
%
Cost of deposits
0.20
%
0.10
%
0.07
%
0.08
%
0.09
%
Efficiency ratio
55.33
%
57.30
%
64.70
%
57.93
%
61.47
%
Loan-to-deposit ratio
78.89
%
81.10
%
78.14
%
83.86
%
83.97
%
Cash dividend payout ratio on common stock 3
31.87
%
27.23
%
43.41
%
26.84
%
29.03
%
Cash dividends per common share 6
$
0.80

$
0.64

$
0.56

$
0.51

$
0.45

Asset quality ratios:
 
 
 
 
 
Allowance for loan losses to total loans
0.90
%
0.90
%
0.94
%
1.04
%
1.03
%
Allowance for loan losses to non-performing loans 4
73.86x

22.71x

38.88x

106.5x

6.88x

Non-performing loans to total loans 4
0.01
%
0.04
%
0.02
%
0.01
%
0.15
%
Capital ratios:
 
 
 
 
 
Equity to total assets ratio
12.44
%
12.55
%
12.03
%
11.39
%
10.60
%
Tangible common equity to tangible assets 5
 
 
 
 
 
Total capital (to risk-weighted assets)
15.07
%
14.93
%
14.91
%
14.32
%
13.37
%
Tier 1 capital (to risk-weighted assets)
14.24
%
14.10
%
14.04
%
13.37
%
12.44
%
Tier 1 capital (to average assets)
11.66
%
11.54
%
12.13
%
11.39
%
10.67
%
Common equity Tier 1 capital (to risk-weighted assets)
14.11
%
13.98
%
13.75
%
13.07
%
12.16
%
Other data:
 
 
 
 
 
Number of full service offices
22

23

23

20

20

Full time equivalent employees
290

290

291

262

259

1 2018 and 2017 included $962 thousand and $2.2 million, respectively, in merger-related expenses.
2 Tax-equivalent net interest margin is computed by dividing taxable equivalent net interest income, which is adjusted for taxable equivalent income on tax-exempt loans and securities based on federal statutory rate of 21% in 2019 and 2018 and 35% in years prior to 2018, by total average interest-earning assets.
3 Calculated as dividends on common shares divided by basic net income per common share.
4 Non-performing loans include loans on non-accrual status and loans past due 90 days or more and still accruing interest.
5 Tangible common equity to tangible assets is considered to be a meaningful non-GAAP financial measure of capital adequacy and is useful for investors to assess Bancorp's ability to absorb potential losses. Tangible common equity of $302 million, $281 million, $260 million, $222 million, and $205 million at December 31, 2019, 2018, 2017, 2016, and 2015, respectively, includes common stock, retained earnings and unrealized gains (losses) on available-for sale securities, net of tax, less goodwill and intangible assets of $35 million, $36 million, $37 million, $9 million, and $10 million at December 31, 2019, 2018, 2017, 2016, and 2015, respectively.
6 Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.

Page-23


ITEM 7     MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
 
The following discussion of financial condition as of December 31, 2019 and 2018 and results of operations for each of the years in the two-year period ended December 31, 2019 should be read in conjunction with our consolidated financial statements and related notes thereto, included in Part II ITEM 8 of this report. Average balances, including balances used in calculating certain financial ratios, are generally comprised of average daily balances. All share and per share data have been adjusted to reflect the stock split effective November 27, 2018.
 
Forward-Looking Statements
 
The disclosures set forth in this item are qualified by important factors detailed in Part I captioned Forward-Looking Statements and ITEM 1A captioned Risk Factors of this report and other cautionary statements set forth elsewhere in the report.

Critical Accounting Policies and Estimates

Critical accounting policies are those that are both very important to the portrayal of our financial condition and results of operations and require Management's most difficult, subjective, or complex judgments, often because of the need to make estimates about the effect of matters that are inherently uncertain and imprecise.

Management has determined the following four accounting policies to be critical:

Allowance for Loan Losses: For information regarding our ALLL methodology, the related provision for loan losses, risks related to asset quality and lending activity, including the transition from the incurred loss model to the current expected loss model under ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, effective January 1, 2020, see ITEM 1A - Risk Factors, the Allowance for Loan Losses section in ITEM 7 - Management's Discussion and Analysis of Financial Condition and Results of Operations, and Note 1 - Summary of Significant Accounting Policies and Note 3 - Loans and Allowance for Loan Losses in ITEM 8 - Financial Statements and Supplementary Data of this Form 10‑K.

Other-than-temporary Impairment of Investment Securities: For information regarding our investment securities, investment activity, and related risks, see ITEM 1A - Risk Factors, Note 1 - Summary of Significant Accounting Policies and Note 2 - Investment Securities in ITEM 8 - Financial Statements and Supplementary Data of this Form 10-K.

Accounting for Income Taxes: For information on our tax assets and liabilities, and related provision for income taxes, see Note 1 - Summary of Significant Accounting Policies and Note 11 - Income Taxes in ITEM 8 - Financial Statements and Supplementary Data of this Form 10-K.

Fair Value Measurements: For information on our use of fair value measurements and our related valuation methodologies, see Note 1 - Summary of Significant Accounting Policies and Note 9 - Fair Value of Assets and Liabilities in ITEM 8 - Financial Statements and Supplementary Data of this Form 10-K.


Page-24



Executive Summary
 
Annual earnings were $34.2 million in 2019 compared to $32.6 million in 2018. Diluted earnings were $2.48 per share for the year ended December 31, 2019, compared to $2.33 per share in the same period of 2018.

The following are highlights of operating and financial performance for the year ended December 31, 2019:
•
The Bank achieved total loan growth of $79.4 million, or 4.5% in 2019, to $1,843.3 million at December 31, 2019, from $1,763.9 million at December 31, 2018.
•
Strong credit quality remains a cornerstone of the Bank’s consistent performance. Non-accrual loans represented 0.01% of the Bank's loan portfolio as of December 31, 2019. There was a $900 thousand provision for loan losses recorded in 2019, reflecting loan growth.
•
Deposits grew $161.7 million, or 7.4%, to $2,336.5 million at December 31, 2019, compared to $2,174.8 million at December 31, 2018. Non-interest bearing deposits grew by $62.8 million in 2019 and made up 48.3% of total deposits at year-end. For the full year of 2019, cost of total deposits remained low at 0.20%, compared to 0.10% in 2018.
•
Net interest income totaled $95.7 million and $91.5 million in 2019 and 2018, respectively. The increase of $4.2 million in 2019 was primarily due to higher average loan balances and asset yields and the early redemption of a high-rate subordinated debenture in the fourth quarter of 2018. Positive variances were partially offset by higher balances and rates on money market accounts. The tax-equivalent net interest margin increased to 3.98% in 2019, compared to 3.90% in 2018 for the same reasons.
•
The efficiency ratio was 55.3% in 2019, down from 57.3% in 2018. Notably, 2019 non-interest expenses decreased from the prior year due to higher consulting expenses in 2018 for core processing contract renegotiations and lower FDIC Deposit Insurance Fund expenses in 2019 as discussed in Table 4 below.

•
For the year ended December 31, 2019, return on assets and return on equity were 1.34% and 10.49%, respectively, compared to 1.31% and 10.73% in the prior year.

•
All capital ratios exceed regulatory requirements. The total risk-based capital ratio for Bancorp was 15.1% at December 31, 2019 up from 14.9% at December 31, 2018.

•
The Board of Directors declared a cash dividend of $0.23 per share on January 24, 2019, a $0.02 increase from the prior quarter. This was the 59th consecutive quarterly dividend paid by Bank of Marin Bancorp. The cash dividend was paid on February 14, 2020 to shareholders of record at the close of business on February 7, 2020.

Looking forward into the new year, with a low cost and stable deposit base, opportunities for loan growth, and our unwavering commitment to relationship banking, we believe we are well-positioned to carry our successful performance into 2020. We have ample liquidity and capital to support organic growth and acquisitions in coming years. Acquisitions remain a component of our strategic plan and we will continue to evaluate merger and acquisition opportunities that fit with our culture and add value for our shareholders. Our disciplined credit culture and relationship-focused banking continue to be critical components of our success.


Page-25


RESULTS OF OPERATIONS

Net Interest Income
 
Net interest income is the difference between the interest earned on loans, investments and other interest-earning assets and the interest expense incurred on deposits and other interest-bearing liabilities. Net interest income is affected by changes in general market interest rates and by changes in the amounts and composition of interest-earning assets and interest-bearing liabilities. Interest rate changes can create fluctuations in net interest income and/or margin due to an imbalance in the timing of repricing or maturity of assets or liabilities. We manage interest rate risk exposure with the goal of minimizing the effect of interest rate volatility on net interest income.
 
Net interest margin is expressed as net interest income divided by average interest-earning assets. Net interest rate spread is the difference between the average rate earned on total interest-earning assets and the average rate incurred on total interest-bearing liabilities. Both of these measures are reported on a taxable-equivalent basis. Net interest margin is the higher of the two because it reflects interest income earned on assets funded with non-interest-bearing sources of funds, which include demand deposits and stockholders’ equity.
 
The following table compares interest income, average interest-earning assets, interest expense, and average interest-bearing liabilities for the periods presented. The table also presents net interest income, net interest margin and net interest rate spread for the years indicated.
Table 1 Average Statements of Condition and Analysis of Net Interest Income
 
 
Year ended
 
Year ended
 
 
December 31, 2019
 
December 31, 2018
 
 
 
Interest
 
 
 
Interest
 
 
 
Average
Income/
Yield/
 
Average
Income/
Yield/
(dollars in thousands; unaudited)
Balance
Expense
Rate
 
Balance
Expense
Rate
Assets
 
 
 
 
 
 
 
 
Interest-bearing due from banks 1
$
67,192

$
1,321

1.94
%
 
$
78,185

$
1,461

1.84
%
 
Investment securities 2, 3
555,618

15,102

2.72
%
 
566,883

14,512

2.56
%
 
Loans 1, 3, 4
1,775,193

85,062

4.73
%
 
1,704,390

80,406

4.65
%
 
   Total interest-earning assets 1
2,398,003

101,485

4.17
%
 
2,349,458

96,379

4.05
%
 
Cash and non-interest-bearing due from banks
35,956

 
 
 
41,595

 
 
 
Bank premises and equipment, net
6,911

 
 
 
8,021

 
 
 
Interest receivable and other assets, net
109,837

 
 
 
86,709

 
 
Total assets
$
2,550,707

 
 
 
$
2,485,783

 
 
Liabilities and Stockholders' Equity
 
 
 
 
 
 
 
 
Interest-bearing transaction accounts
$
133,922

$
347

0.26
%
 
$
143,706

$
226

0.16
%
 
Savings accounts
172,273

70

0.04
%
 
178,907

72

0.04
%
 
Money market accounts
680,296

3,439

0.51
%
 
612,372

1,355

0.22
%
 
Time accounts, including CDARS
106,783

595

0.56
%
 
137,339

542

0.39
%
 
Borrowings and other obligations 1
2,935

77

2.57
%
 
105

2

2.03
%
 
Subordinated debentures 1
2,673

229

8.44
%
 
5,025

1,339

26.29
%
 
   Total interest-bearing liabilities
1,098,882

4,757

0.43
%
 
1,077,454

3,536

0.33
%
 
Demand accounts
1,094,806

 
 
 
1,085,870

 
 
 
Interest payable and other liabilities
30,578

 
 
 
18,514

 
 
 
Stockholders' equity
326,441

 
 
 
303,945

 
 
Total liabilities & stockholders' equity
$
2,550,707

 
 
 
$
2,485,783

 
 
Tax-equivalent net interest income/margin 1
 
$
96,728

3.98
%
 
 
$
92,843

3.90
%
Reported net interest income/margin 1
 
$
95,680

3.94
%
 
 
$
91,544

3.84
%
Tax-equivalent net interest rate spread
 

3.74
%
 
 
 
3.72
%
 
1 Interest income/expense is divided by actual number of days in the period times 360 days to correspond to stated interest rate terms, where applicable.
2 Yields on available-for-sale securities are calculated based on amortized cost balances rather than fair value, as changes in fair value are reflected as a component of stockholders' equity. Investment security interest is earned on 30/360 day basis monthly.
3 Yields and interest income on tax-exempt securities and loans are presented on a taxable-equivalent basis using the federal statutory rate of 21% in 2019 and 2018.
4 Average balances on loans outstanding include non-performing loans. The amortized portion of net loan origination fees is included in interest income on loans, representing an adjustment to the yield.

Page-26


Table 2     Analysis of Changes in Net Interest Income

The following table presents the effects of changes in average balances (volume) or changes in average rates on tax- equivalent net interest income for the years indicated. Volume variances are equal to the increase or decrease in average balances multiplied by prior period rates. Rate variances are equal to the increase or decrease in rates multiplied by prior period average balances. Mix variances are attributable to the change in yields or rates multiplied by the change in average balances.
 
2019 compared to 2018
(in thousands, unaudited)
Volume

Yield/Rate

Mix

Total

Interest-bearing due from banks
$
(204
)
$
75

$
(11
)
$
(140
)
Investment securities 1
(288
)
897

(19
)
590

Loans 1
3,340

1,263

53

4,656

Total interest-earning assets
2,848

2,235

23

5,106

Interest-bearing transaction accounts
(15
)
147

(11
)
121

Savings accounts
(3
)
1

—

(2
)
Money market accounts
150

1,741

193

2,084

Time accounts, including CDARS
(120
)
223

(50
)
53

Borrowings and other obligations
58

1

16

75

Subordinated debentures
(627
)
(909
)
426

(1,110
)
Total interest-bearing liabilities
(557
)
1,204

574

1,221

 
$
3,405

$
1,031

$
(551
)
$
3,885

1 Yields and interest income on tax-exempt securities and loans are presented on a taxable-equivalent basis using the federal statutory rate of 21% in 2019 and 2018.

2019 Compared to 2018
 
Net interest income totaled $95.7 million and $91.5 million in 2019 and 2018, respectively. The increase of $4.2 million in 2019 was primarily due to higher average loan balances and assets yields across all categories and the early redemption of a high-rate subordinated debenture in the fourth quarter of 2018. Positive variances were partially offset by higher balances and rates on money market accounts. The tax-equivalent net interest margin increased eight basis points to 3.98% in 2019 compared to 3.90% in 2018 for the same reasons.

Market Interest Rates

Market interest rates are, in part, based on the target federal funds interest rate (the interest rate banks charge each other for short-term borrowings) implemented by the Federal Reserve Open Market Committee ("FOMC"). During 2018, the FOMC made four 25-basis-point increases to a range of 2.25% to 2.50% as of December 2018, where it remained during the first half of 2019. In each of its July, September and October 2019 meetings, the FOMC lowered the federal funds target rate by 0.25% to a range of 1.50% to 1.75% at the end of 2019. On March 3, 2020, in light of the coronavirus and its potential to disrupt the U.S. and worldwide economies, the FOMC reduced the federal funds target rate by 50 basis points to a range of 1.0% to 1.25%. Because the Bank is asset sensitive, upward movement in the market rates is projected to have a positive impact on net interest income. However, as a result of the Bank's already low cost of funds, falling rates would provide minimal funding cost relief to offset downward pressure expected on asset yields which could result in lower net interest income. See ITEM 7A. Quantitative and Qualitative Disclosure about Market Risk for further information.

Impact of Acquired Loans on Net Interest Margin

Accretions and gains on payoffs of purchased loans are recorded in interest income. As our acquired loans from prior acquisitions continue to pay off, we expect accretion income from these loans to continue to decline. The positive affect on our net interest margin during the past two years was as follows:

Page-27


 
Years ended December 31,
 
2019
 
2018
(dollars in thousands; unaudited)
Dollar Amount
Basis point affect on net interest margin
 
Dollar Amount
Basis point affect on net interest margin
Accretion on purchased credit impaired ("PCI") loans
$
235

1 bps
 
$
320

1 bps
Accretion on non-PCI loans
$
118

0 bps
 
$
487

2 bps
Gains on payoffs of PCI loans
$
—

0 bps
 
$
135

1 bps

Provision for Loan Losses
 
Management assesses the adequacy of the allowance for loan losses quarterly based on several factors including growth of the loan portfolio, analysis of probable losses in the portfolio, historical loss experience and the current economic climate.  Actual losses on loans are charged against the allowance, and the allowance is increased by loss recoveries and provisions for loan losses charged to expense.  For further discussion, see Note 1 to the Consolidated Financial Statements in ITEM 8 of this report.

We recorded a $900 thousand provision for loan losses in 2019, compared to no provision for loan losses in 2018. The allowance for loan losses was 0.90% of loans at both December 31, 2019 and 2018. The provision for loan losses in 2019 is consistent with loan growth. The lack of a provision for loan losses in 2018 was primarily due to a $15.3 million decrease in classified loans, resulting from two borrowing relationships whose risk grades were upgraded from substandard to special mention in the second quarter of 2018. The allowance for loan losses excluding acquired loans was 0.96% and 0.98% of loans at December 31, 2019 and 2018, respectively. Net charge-offs totaled $44 thousand in 2019, compared to net recoveries of $54 thousand in 2018. See the section captioned “Allowance for Loan Losses” below for further analysis of the provision for loan losses.

Non-interest Income
 
The table below details the components of non-interest income.
Table 3 Components of Non-Interest Income
 
Years ended
2019 compared to 2018
 
December 31,
Amount
Percent
(dollars in thousands; unaudited)
2019

2018

Increase (Decrease)
Increase (Decrease)
Service charges on deposit accounts
$
1,865

$
1,891

$
(26
)
(1.4
)%
Wealth Management and Trust Services
1,907

1,919

(12
)
(0.6
)%
Debit card interchange fees, net
1,586

1,561

25

1.6
 %
Merchant interchange fees, net
331

378

(47
)
(12.4
)%
Earnings on bank-owned life insurance, net
1,196

913

283

31.0
 %
Dividends on FHLB stock
799

959

(160
)
(16.7
)%
Gains on investment securities, net
55

876

(821
)
(93.7
)%
Other income
1,345

1,642

(297
)
(18.1
)%
Total non-interest income
$
9,084

$
10,139

$
(1,055
)
(10.4
)%

2019 Compared to 2018

Non-interest income totaled $9.1 million and $10.1 million in 2019 and 2018, respectively. The decrease compared to the prior year primarily related to a $956 thousand pre-tax gain on the sale of 6,500 shares of Visa Inc. Class B restricted common stock, a $180 thousand Federal Home Loan Bank special dividend, and higher fee income from one-way deposit sales to third-party networks in 2018. The decrease in non-interest income was partially offset by a $562 thousand gain from the settlement of death benefits on bank-owned life insurance in 2019, net of underwriting costs associated with two new bank-owned life insurance policies.


Page-28


Non-interest Expense

The table below details the components of non-interest expense.
Table 4 Components of Non-Interest Expense
 
Years ended
2019 compared to 2018
 
December 31,
Amount
Percent
(dollars in thousands; unaudited)
2019

2018

Increase (Decrease)
Increase (Decrease)
Salaries and related benefits
$
34,253

$
33,335

$
918

2.8
 %
Occupancy and equipment
6,143

5,976

167

2.8
 %
Depreciation and amortization
2,228

2,143

85

4.0
 %
Federal Deposit Insurance Corporation insurance
361

756

(395
)
(52.2
)%
Data processing
3,717

4,358

(641
)
(14.7
)%
Professional services
2,132

3,317

(1,185
)
(35.7
)%
Directors' expense
735

700

35

5.0
 %
Information technology
1,065

1,023

42

4.1
 %
Amortization of core deposit intangible
887

921

(34
)
(3.7
)%
Provision for losses on off-balance sheet commitments
129

—

129

100.0
 %
Other non-interest expense:
 
 
 
 
Advertising
775

666

109

16.4
 %
Other expense
5,545

5,071

474

9.3
 %
Total other non-interest expense
6,320

5,737

583

10.2
 %
Total non-interest expense
$
57,970

$
58,266

$
(296
)
(0.5
)%

2019 Compared to 2018

In 2019, non-interest expense decreased by $296 thousand to $58.0 million. The decrease was primarily due to $1.0 million in consulting expenses related to core processing contract negotiations in 2018, lower data processing expenses in 2019 as a result of the contract renegotiation, and lower Federal Deposit Insurance Corporation ("FDIC") deposit insurance expenses due to the FDIC Deposit Insurance Fund reserve exceeding its billing threshold in 2019. The decreases in non-interest expense were partially offset by $918 thousand higher salaries and related benefits as a result of annual merit increases, three additional full-time equivalent employees (on average), and personnel severance, as well as higher recruiting fees recorded in other expenses.

Provision for Income Taxes

Income tax provisions reflect accruals for taxes at the applicable rates for federal income tax and California franchise tax based upon reported pre-tax income. Provisions also reflect permanent differences between income for tax and financial reporting purposes (such as earnings on tax exempt loans and municipal securities, BOLI, low-income housing tax credits, and stock-based compensation from the exercise of stock options, disqualifying dispositions of incentive stock options and vesting of restricted stock awards).

The provision for income taxes totaled $11.7 million at an effective tax rate of 25.4% in 2019, compared to $10.8 million at an effective tax rate of 24.9% in 2018. The increase in the provision from the prior year reflected a higher level of pre-tax income and lower tax-exempt interest income. The increase in the effective tax rate was also due to a higher level of tax benefits in 2018 from the exercise of non-qualified stock options and disqualifying dispositions of incentive stock options by former employees of Bank of Napa post-acquisition. The tax benefits from stock-based compensation reduced the effective tax rate approximately 59 basis points in 2018 versus 10 basis points in 2019. Additional fluctuations in the effective tax rate from period to period were due to the relationship of other net permanent differences to income before tax.

We file a consolidated return in the U.S. Federal tax jurisdiction and a combined return in the State of California tax jurisdiction. There were no ongoing federal or state income tax examinations at the issuance of this report. At December 31, 2019 and 2018, neither the Bank nor Bancorp had accruals for interest or penalties related to unrecognized tax benefits.


Page-29


FINANCIAL CONDITION

Our assets increased $186.4 million from December 31, 2018 to December 31, 2019. Cash increased $149.2 million, mainly due to an increase in deposits of $161.7 million. Additionally, loan growth for 2019 was $79.4 million.

Investment Securities

We maintain an investment securities portfolio to provide liquidity and to generate earnings on funds that have not been loaned to customers. Management determines the maturities and types of securities to be purchased based on liquidity, the interest rate risk position, and the desire to attain a reasonable investment yield balanced with risk exposure. Table 5 shows the composition of the debt securities portfolio by expected maturity at December 31, 2019 and 2018. Expected maturities differ from contractual maturities because the issuers of the securities may have the right to call or prepay obligations with or without call or prepayment penalties. We estimate and update expected maturity dates regularly based on current and historical prepayment speeds. The weighted average life of the investment portfolio at December 31, 2019 and 2018 was approximately six and five years, respectively.

Table 5 Investment Securities
December 31, 2019
Within 1 Year
 
1-5 Years
 
5-10 Years
 
After 10 Years
 
Total
(dollars in thousands; unaudited)
AmortizedCost1

Average Yield2

 
AmortizedCost1

Average Yield2

 
AmortizedCost1

Average Yield2

 
AmortizedCost1

Average Yield2

 
AmortizedCost1

Fair Value

Average Yield2

Held-to-maturity:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MBS/CMOs issued by U.S. government agencies
3,763

2.47
%
 
72,861

2.12
%
 
49,277

2.54
%
 
—

—
%
 
$
125,901

$
127,790

2.30
%
SBA-backed securities
—

—

 
—

—

 
7,999

3.19

 
—

—

 
$
7,999

8,264

3.19

State and municipal3
1,807

4.45

 
1,706

5.36

 
—

—

 
—

—

 
3,513

3,588

4.89

Total held-to-maturity
5,570

3.11

 
74,567

2.19

 
57,276

2.63

 
—

—

 
137,413

139,642

2.41

Available-for-sale:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MBS/CMOs issued by U.S. government agencies
4,157

1.97

 
126,702

2.67

 
141,462

3.01

 
—

—

 
272,321

278,144

2.83

SBA-backed securities
—

—

 
5,280

2.54

 
30,394

2.88

 
—

—

 
35,674

36,286

2.83

State and municipal3
2,082

2.67

 
16,619

2.82

 
47,341

3.03

 
—

—

 
66,042

67,282

2.96

Debentures of government sponsored agencies
498

2.05

 
16,040

2.92

 
21,881

2.75

 
9,970

2.91

 
48,389

49,046

2.83

Corporate bonds
1,497

3.54

 
—

—

 
—

—

 
—

—

 
1,497

1,502

3.54

Total available-for-sale
8,234

2.44

 
164,641

2.70

 
241,078

2.97

 
9,970

2.91

 
423,923

432,260

2.85

Total
$
13,804

2.71
%
 
$
239,208

2.54
%
 
$
298,354

2.91
%
 
$
9,970

2.91
%
 
$
561,336

$
571,902

2.75
%
December 31, 2018
Within 1 Year
 
1-5 Years
 
5-10 Years
 
After 10 Years
 
Total
(dollars in thousands; unaudited)
AmortizedCost1

Average Yield2

 
AmortizedCost1

Average Yield2

 
AmortizedCost1

Average Yield2

 
AmortizedCost1

Average Yield2

 
AmortizedCost1

Fair Value

Average Yield2

Held-to-maturity:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MBS/CMOs issued by U.S. government agencies
$
—

—
%
 
$
39,929

2.16
%
 
$
74,741

2.46
%
 
$
22,705

2.51
%
 
$
137,375

$
133,921

2.38
%
SBA-backed securities
—

—

 
—

—

 
8,720

3.19

 
—

—

 
$
8,720

8,757

3.19

State and municipal3
7,557

3.78

 
3,554

4.93

 
—

—

 
—

—

 
11,111

11,216

4.14

Total held-to-maturity
7,557

3.78

 
43,483

2.38

 
83,461

2.53

 
22,705

2.51

 
157,206

153,894

2.55

Available-for-sale:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MBS/CMOs issued by U.S. government agencies
5,927

1.73

 
135,077

2.51

 
139,882

3.10

 
—

—

 
280,886

278,403

2.79

SBA-backed securities
—

—

 
2,372

2.77

 
48,351

2.99

 
—

—

 
50,723

50,781

2.98

State and municipal3
13,954

1.86

 
26,640

2.46

 
37,080

2.56

 
1,372

4.01

 
79,046

77,960

2.43

Debentures of government sponsored agencies
—

—

 
41,460

2.68

 
11,496

3.35

 
—

—

 
52,956

53,018

2.82

Privately issued CMOs
193

3.63

 
102

4.43

 
—

—

 
—

—

 
295

297

3.91

Corporate bonds
501

2.01

 
1,503

3.93

 
—

—

 
—

—

 
2,004

2,005

3.45

Total available-for-sale
20,575

1.85

 
207,154

2.55

 
236,809

3.01

 
1,372

4.01

 
465,910

462,464

2.76

Total
$
28,132

2.36
%
 
$
250,637

2.52
%
 
$
320,270

2.88
%
 
$
24,077

2.59
%
 
$
623,116

$
616,358

2.70
%
1 Book value reflects cost, adjusted for accumulated amortization and accretion.
2 Weighted average calculation is based on amortized cost of securities.
3 Yields on tax-exempt municipal bonds are presented on a taxable equivalent basis, using federal tax rate of 21%.

Page-30



The amortized cost of our investment securities portfolio decreased $61.8 million or 10% during 2019. We purchased $114.4 million in securities in 2019, including $3.5 million designated as held-to-maturity and $110.9 million designated as available-for-sale to provide flexibility for liquidity and interest rate risk management. These purchases were offset by $109.0 million of paydowns, calls and maturities, and $66.0 million of sales during 2019.

During 2019, we purchased $17.0 million in collateralized mortgage obligations ("CMOs"), $42.2 million in mortgage pass-through securities, $25.3 million in debentures of government sponsored agencies, and $29.9 million in obligations of state and political subdivisions. We consider agency debentures, mortgage-backed securities, and CMOs issued by U.S. government sponsored entities to have low credit risk as they carry the credit support of the U.S. federal government. The debentures, CMOs and MBS issued by U.S. government sponsored agencies, state and municipal securities, and SBA-backed securities made up 79.6%, 12.4% and 7.8% of the portfolio at December 31, 2019, compared to 75.6%, 14.5% and 9.5%, respectively at December 31, 2018. See the discussion in the section captioned “Securities May Lose Value due to Credit Quality of the Issuers” in ITEM 1A Risk Factors above.

At December 31, 2019, distribution of our investment in obligations of state and political subdivisions was as follows:
 
December 31, 2019
December 31, 2018
(dollars in thousands; unaudited)
Amortized Cost

Fair Value

% of
state and municipal securities

Amortized Cost

Fair Value

% of
state and municipal securities

Within California:
 
 
 
 
 
 
General obligation bonds
$
4,597

$
4,813

6.6
%
$
14,438

$
14,418

16.0
%
Revenue bonds
2,928

2,977

4.2

7,109

7,108

7.9

Tax allocation bonds
3,376

3,456

4.9

4,541

4,601

5.0

Total within California
10,901

11,246

15.7

26,088

26,127

28.9

Outside California:
 
 
 
 
 
 
General obligation bonds
45,974

46,976

66.1

56,186

55,199

62.3

Revenue bonds
12,680

12,648

18.2

7,883

7,850

8.8

Total outside California
58,654

59,624

84.3

64,069

63,049

71.1

Total obligations of state and political subdivisions
$
69,555

$
70,870

100.0
%
$
90,157

$
89,176

100.0
%

The portion of the portfolio outside the state of California is distributed among 17 states. The largest concentrations outside California are in Texas (28.7%), Florida (7.8%), and Maryland (9.8%). Revenue bonds, both within and outside California, primarily consisted of bonds issued for essential services (such as transportation, infrastructure, public services, education and utilities).

Investments in states, municipalities and political subdivisions are subject to an initial pre-purchase credit assessment and ongoing monitoring. Key considerations include:
•
The soundness of a municipality’s budgetary position and stability of its tax revenues
•
Debt profile and level of unfunded liabilities, diversity of revenue sources, taxing authority of the issuer
•
Local demographics/economics including unemployment data, largest local taxpayers and employers, income indices and home values
•
For revenue bonds, the source and strength of revenue for municipal authorities including obligors' financial condition and reserve levels, annual debt service and debt coverage ratio, and credit enhancement (such as insurer’s strength)
•
Credit ratings by major credit rating agencies


Page-31


Loans

Table 6 Loans Outstanding by Type at December 31
(in thousands; unaudited)
2019

2018

2017

2016

2015

Commercial loans
$
246,687

$
230,739

$
235,835

$
218,615

$
219,452

Real estate
 
 
 
 
 
  Commercial owner-occupied
308,824

313,277

300,963

247,713

242,309

  Commercial investor
946,317

873,410

822,984

724,228

715,879

  Construction
61,095

76,423

63,828

74,809

65,495

  Home equity
116,024

124,696

132,467

117,207

112,300

  Other residential
136,657

117,847

95,526

78,549

73,134

Installment and other consumer loans
27,682

27,472

27,410

25,495

22,639

Total loans
1,843,286

1,763,864

1,679,013

1,486,616

1,451,208

Allowance for loan losses
(16,677
)
(15,821
)
(15,767
)
(15,442
)
(14,999
)
Total net loans
$
1,826,609

$
1,748,043

$
1,663,246

$
1,471,174

$
1,436,209


Total loans increased by $79.4 million to $1,843.3 million from $1,763.9 million in 2018. Loan originations totaled $259.6 million in 2019, compared to $239.4 million in 2018. Loan originations were partially offset by payoffs totaling $145.7 million in 2019 and $157.3 million in 2018. Payoffs to total loans were 7.9%, 8.9% and 7.9% in 2019, 2018 and 2017, respectively. Approximately 88% of our outstanding loans were secured by real estate at December 31, 2019 and 2018. Also, see ITEM 1A, Risk Factors, regarding our loan concentration risk.

The following table summarizes our commercial real estate loan portfolio by the geographic location in which the property is located as of December 31, 2019 and 2018.

Table 7 Commercial Real Estate Loans Outstanding by Geographic Location
 
December 31, 2019
 
December 31, 2018
(dollars in thousands; unaudited)
Amount
% of Commercial real estate loans
 
Amount
% of Commercial real estate loans

Marin
$
339,917

27.1
%
 
$
342,163

28.8
%
Sonoma
199,717

15.9

 
177,087

14.9

Alameda
175,664

14.0

 
167,170

14.1

Napa
175,170

14.0

 
168,394

14.2

San Francisco
165,205

13.2

 
155,863

13.1

Contra Costa
46,933

3.7

 
41,986

3.5

Solano
23,710

1.9

 
17,503

1.5

San Mateo
22,278

1.8

 
23,919

2.0

El Dorado
12,957

1.0

 
13,274

1.1

Sacramento
12,381

1.0

 
10,759

0.9

Other
81,209

6.4

 
68,569

5.9

Total
$
1,255,141

100.0
%
 
$
1,186,687

100.0
%

Commercial real estate loans increased $68.5 million in 2019 and $62.7 million in 2018. The increases in 2019 and 2018 were primarily in Sonoma, Napa, Alameda and San Francisco counties. Of the commercial real estate loans at December 31, 2019, 75% were non-owner occupied and 25% were owner occupied. Almost the entire commercial real estate loan portfolio is comprised of term loans for which the primary source of repayment is the operating cash flow from the leasing activities of the real estate collateral. We believe we applied conservative underwriting standards to our originated loans and both the acquired and originated loans are actively managed.

We occasionally provide interest-only term loans to borrowers who exhibit strong financial capacity and/or for commercial real estate loans during the occupancy stabilization period. These interest-only term loans must meet our stringent underwriting standards. After the initial interest-only payment period, these loans will usually require principal and interest payments. In addition, we may make interest-only concessions in a modified troubled debt restructuring ("TDR"). At December 31, 2019 and 2018, approximately 3.7% and 2.9%, respectively, of our commercial real estate

Page-32


loans contained an interest-only feature as part of the loan terms. All of these loans were current with their payments as of December 31, 2019. Except for two TDR loans to one borrowing relationship totaling $7.0 million as of December 31, 2019, all were considered to have low credit risk (graded "Pass").

The following table shows an analysis of construction loans by type and location as of December 31, 2019 and 2018.

Table 8 Construction Loans Outstanding by Type and Geographic Location

(dollars in thousands; unaudited)
December 31, 2019
 
December 31, 2018
Construction loans by type
Amount

% of Construction Loans

 
Amount

% of Construction Loans

Commercial real estate
$
29,568

48.4
%
 
$
30,603

40.0
%
Apartments and multifamily
13,202

21.6

 
23,583

30.9

1-4 Single family residential
13,257

21.7

 
15,760

20.6

Land - improved
3,775

6.2

 
4,046

5.3

Land - unimproved
1,293

2.1

 
2,431

3.2

Total
$
61,095

100.0
%
 
$
76,423

100.0
%
 
 
 
 
 
 
(dollars in thousands; unaudited)
December 31, 2019
 
December 31, 2018
Construction loans by geographic location
Amount

% of Construction Loans

 
Amount

% of Construction Loans

San Francisco
$
19,374

31.7
%
 
$
20,764

27.2
%
Marin
18,600

30.5

 
14,665

19.2

Sonoma
8,808

14.4

 
14,241

18.6

San Mateo
5,323

8.7

 
5,110

6.7

Napa
4,284

7.0

 
3,988

5.2

Alameda
2,092

3.4

 
11,411

14.9

Other
2,614

4.3

 
6,244

8.2

Total
$
61,095

100.0
%
 
$
76,423

100.0
%

Construction loans decreased by $15.3 million in 2019 and increased by $12.6 million in 2018. The $14.8 million decrease in Sonoma and Alameda construction loans primarily resulted from one loan that converted to a commercial real estate loan and one payoff from a completed apartment building construction project. The increase in 2018 was primarily due to new construction projects, partially offset by payoffs related to completed construction projects. The improving economy resulted in a number of new financing opportunities for existing and new customers who had successfully completed construction projects in the past.

The following table presents the maturity distribution of our commercial and construction loans as of December 31, 2019 based on their contractual maturity dates and does not include scheduled payments or potential prepayments.

Table 9A Commercial and Construction Loan Maturity Distribution
 
Due within

Due after 1 but

Due after

 
(in thousands; unaudited)
1 year

within 5 years

5 years

Total

Maturity distribution:
 
 
 


    Commercial
$
89,057

$
95,800

$
61,830

$
246,687

    Construction1
36,910

9,093

15,092

61,095

Total
$
125,967

$
104,893

$
76,922

$
307,782

1 Construction loans that mature after 5 years are structured to convert to permanent financing after the initial construction period.

The following table shows the mix of variable-rate loans to fixed-rate loans for commercial and construction loans. The large majority of the variable-rate loans are tied to independent indices (such as the Prime Rate or a Treasury Constant Maturity Rate). Most loans with original terms of more than five years have provisions for the fixed rates to

Page-33


reset, or convert to variable rates, after three, five or seven years. These loans are included in variable-rate balances below.

Table 9B Commercial and Construction Loan Interest Rate Sensitivity
(in thousands; unaudited)
Fixed

Variable

Total

Commercial
$
117,997

$
128,690

$
246,687

Construction
35,651

25,444

61,095

Total
$
153,648

$
154,134

$
307,782


Allowance for Loan Losses

Credit risk is inherent in the business of lending. As a result, we maintain an allowance for loan losses to absorb probable losses in our loan portfolio through a provision for loan losses charged against earnings. All specifically identifiable and quantifiable losses are charged off against the allowance. The balance of our allowance for loan losses is Management's best estimate of the remaining probable losses in the portfolio. The ultimate adequacy of the allowance is dependent upon a variety of factors beyond our control, including the real estate market, changes in interest rates and economic and political environments. Based on the current conditions of the loan portfolio, Management believes that the $16.7 million allowance for loan losses at December 31, 2019 is adequate to absorb losses in our loan portfolio under accounting standards in effect at December 31, 2019, but provides no assurance that adverse economic conditions or other circumstances over the life of the loans will not result in increased losses in the portfolio. For information on the adoption of FASB ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, effective January 1, 2020, and potential impact on the Allowance for Loan losses, refer to Note 1 to the Consolidated Financial Statements in ITEM 8, under "Accounting Standards Not Yet Effective."
 
The Components of the Allowance for Loan Losses

As stated in Note 1 to the Consolidated Financial Statements in ITEM 8 of this report, the overall allowance consists of 1) specific allowances for individually identified impaired loans ("ASC 310-10") and 2) general allowances for pools of loans ("ASC 450-20"), which incorporate quantitative (e.g., historical loan loss rates) and qualitative risk factors (e.g., portfolio growth and trends, credit concentrations, economic and regulatory factors, etc.).

The first component, specific allowances, results from the analysis of identified problem credits and the evaluation of sources of repayment including collateral, as applicable. Management evaluates these loans individually for impairment. Management considers an originated loan to be impaired when it is probable we will be unable to collect all amounts due according to the contractual terms of the loan agreement. For PCI loans, specific allowances are established to account for credit deterioration subsequent to acquisition if we have probable decreases in cash flows expected to be collected. For loans determined to be impaired, the extent of the impairment is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate at origination (for originated loans), based on the loan's observable market price, or based on the fair value of the collateral if the loan is collateral dependent or if foreclosure is imminent. Generally, for problem credits that are collateral dependent, we obtain appraisals of the collateral at least annually. We may obtain appraisals more frequently if we believe the collateral is subject to market volatility, if a specific event has occurred to the collateral, or if we believe foreclosure is imminent. Impaired loan balances decreased to $11.5 million at December 31, 2019 from $15.0 million at December 31, 2018. The specific allowance for impaired loans decreased to $397 thousand at December 31, 2019 from $778 thousand at December 31, 2018. The decrease in impaired loan balances primarily related to the payoff of a land development loan with recorded investment of $2.7 million at December 31, 2018 and paydowns on other TDR loans. The decrease in reserves for impaired loans was primarily due to two unsecured commercial loans that paid down outstanding balances during 2019 and exhibited improved expected cash flows.

The second component is an estimate of the probable inherent losses in each loan pool with similar risk characteristics. This analysis encompasses the entire loan portfolio, excluding individually identified impaired loans and acquired loans whose purchase discount has not been fully accreted. Under our allowance model, loans are evaluated on a pool basis by federal regulatory reporting codes ("CALL codes" or "segments"), which are further delineated by assigned credit risk ratings, as described in Note 3 to the Consolidated Financial Statements in ITEM 8 of this report. At December 31, 2019 and 2018, the allowance allocated for the second component totaled $16.3 million and $15.0 million, respectively. The increase in the general allowance was almost entirely attributed to growth in loans subject

Page-34


to general allowance reserves (i.e., second component). Loans classified substandard decreased by $2.7 million during 2019 primarily due to the payoff of the land development loan mentioned previously. Loans designated special mention increased by $56.1 million during 2019 due primarily to new commercial loan originations to three borrowing relationships totaling $17.7 million that were experiencing perceived temporary financial conditions that warranted the initial designation, and downgrades of existing commercial real estate loans to two borrowing relationships totaling $26.7 million. These loans are either well-secured or have strong sponsorship and are not indicative of deteriorating credit quality in the loan portfolio.

Table 10 shows the allocation of the allowance by loan type as well as the percentage of total loans in each of the same loan types.

Table 10 Allocation of Allowance for Loan Losses
 
December 31, 2019
 
December 31, 2018
 
December 31, 2017
 
December 31, 2016
 
December 31, 2015
(dollars in thousands; unaudited)
Allowance balance allocation

Loans as a percent of total loans

 
Allowance balance allocation

Loans as a percent of total loans

 
Allowance balance allocation

Loans as a percent of total loans

 
Allowance balance allocation

Loans as a percent of total loans

 
Allowance balance allocation

Loans as a percent of total loans

Commercial loans
$
2,334

13.4
%
 
$
2,436

13.1
%
 
$
3,654

14.0
%
 
$
3,248

14.7
%
 
$
3,023

15.1
%
Real Estate:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial, owner-occupied
2,462

16.8

 
2,407

17.8

 
2,294

17.9

 
1,753

16.7

 
2,249

16.7

Commercial, investor
8,483

51.3

 
7,703

49.5

 
6,475

49.1

 
6,320

48.7

 
6,178

49.4

Construction
638

3.3

 
756

4.3

 
681

3.8

 
781

5.0

 
724

4.5

Home Equity
850

6.3

 
915

7.1

 
1,031

7.9

 
973

7.9

 
910

7.7

Other residential
973

7.4

 
800

6.7

 
536

5.7

 
454

5.3

 
394

5.0

Installment and other consumer
284

1.5

 
310

1.5

 
378

1.6

 
372

1.7

 
425

1.6

Unallocated allowance
653

N/A

 
494

N/A

 
718

N/A

 
1,541

N/A

 
1,096

N/A

Total allowance for loan losses
$
16,677

 
 
$
15,821

 
 
$
15,767

 
 
$
15,442

 
 
$
14,999

 
Total percent
 
100.0
%
 
 
100.0
%
 
 
100.0
%
 
 
100.0
%
 
 
100.0
%

Table 11 shows the activity in the allowance for loan losses for each of the years in the five-year period ended December 31, 2019.

Table 11 Allowance for Loan Losses
(dollars in thousands; unaudited)
2019
2018
2017
2016
2015
Beginning balance
$
15,821

$
15,767

$
15,442

$
14,999

$
15,099

Provision for (reversal of) loan losses
900

—

500

(1,850
)
500

Loans charged-off:
 
 
 
 
 
Commercial
(75
)
(3
)
(289
)
(11
)
(5
)
Real Estate:
 
 
 
 
 
Commercial, owner occupied
—

—

—

(20
)
—

Commercial, investor
—

—

—

—

—

Construction
—

—

—

—

(839
)
Home equity
—

—

—

—

—

Other residential
—

—

—

—

—

Installment and other consumer
(3
)
(2
)
(4
)
(5
)
(20
)
Total loans charged-off
(78
)
(5
)
(293
)
(36
)
(864
)
Loans recovered:
 
 
 
 
 
Commercial
22

17

111

143

236

Real Estate:
 
 
 
 
 
Commercial, owner occupied
—

—

—

—

—

Commercial, investor
12

—

—

2,156

23

Construction
—

—

—

—

—

Home equity
—

—

—

3

3

Other residential
—

—

—

—

—

Installment and other consumer
—

42

7

27

2

Total loans recovered
34

59

118

2,329

264

Net loans recovered (charged-off)
(44
)
54

(175
)
2,293

(600
)
Ending balance
$
16,677

$
15,821

$
15,767

$
15,442

$
14,999

Total loans outstanding at end of year, before deducting allowance for loan losses
$
1,843,286

$
1,763,864

$
1,679,013

$
1,486,616

$
1,451,208

Average total loans outstanding during year
$
1,775,193

$
1,704,390

$
1,511,503

$
1,452,357

$
1,354,564

Ratio of allowance for loan losses to total loans at end of year
0.90
 %
0.90
%
0.94
 %
1.04
%
1.03
 %
Net recoveries (charge-offs) to average loans
NM

NM

(0.01
)%
0.16
%
(0.04
)%
Ratio of allowance for loan losses to net recoveries (charge-offs)
(37,902.3
)%
29,298.1
%
(9,009.7
)%
673.4
%
(2,499.8
)%

Page-35


NM - Not meaningful.

Net charge-offs totaled $44 thousand in 2019, compared to net recoveries of $54 thousand in 2018, and net charge-offs of $175 thousand in 2017. Charge-offs during 2019 were attributable to several small balance loans.

Table 12 shows non-performing assets and impaired loans for each of the years in the five-year period ended December 31, 2019.

Table 12 Non-performing Assets and Impaired Loans
(dollars in thousands; unaudited)
2019

2018

2017

2016

2015

Non-accrual loans:
 
 
 
 
 
Commercial
$
—

$
319

$
—

$
—

$
21

Real Estate:
 
 
 
 
 
Commercial, owner-occupied
—

—

—

—

—

Commercial, investor
—

—

—

—

1,903

Construction
—

—

—

—

1

Home equity
168

313

406

91

171

Other residential
—

—

—

—

—

Installment and other consumer
58

65

—

54

83

Total non-accrual loans
226

697

406

145

2,179

Other real estate owned1
—

—

 
408

421

Total non-performing assets
$
226

$
697

$
406

$
553

$
2,600

Accruing restructured loans:2
 
 
 
 
 
Commercial
$
1,223

$
1,506

$
2,165

$
2,207

$
4,562

Real Estate:
 
 
 
 
 
Commercial, owner-occupied
6,998

6,993

6,999

6,993

6,993

Commercial, investor
1,770

1,821

2,171

2,256

513

Construction
—

2,688

2,969

3,245

3,237

Home equity
251

251

347

625

388

Other residential
452

462

1,148

1,965

2,011

Installment and other consumer
580

620

721

877

1,168

Total accruing restructured loans
11,274

14,341

16,520

18,168

18,872

Accreting impaired PCI loans:3
 
 
 
 
 
Commercial real estate
—

—

—

—

—

Commercial
—

—

—

—

137

Construction
—

—

—

—

—

Total accreting impaired PCI loans
—

—

—

—

137

Total non-accrual loans (from above)
226

697

406

145

2,179

Total impaired loans
$
11,500

$
15,038

$
16,926

$
18,313

$
21,188

Allowance for loan losses to non-accrual loans at period end
7,379
%
2,270
%
3,883
%
10,650
%
688
%
Non-accrual loans to total loans
0.01
%
0.04
%
0.02
%
0.01
%
0.15
%
1 Other real estate owned decreased in 2017 from the sale of two properties obtained from a bank acquisition in 2013.
2 Excludes TDR loans on non-accrual status.
 
 
 
 
 
3 The expected cash flows on these PCI loans declined post-acquisition, but continued to accrete interest based on the expected cash flows.

The decrease in total impaired loans from 2018 to 2019 primarily related to payoffs (including a $2.7 million TDR land development loan) and paydowns, partially offset by advances on existing impaired loans and the addition of one non-accrual home equity loan. The decrease in total impaired loans from 2017 to 2018 primarily related to payoffs, paydowns, and two loans that were removed from TDR status. The decrease in total impaired loans from 2016 to 2017 primarily related to payoffs and paydowns, and the charge-off of an unsecured commercial loan mentioned above, which were partially offset by an increase in non-accrual loans. The decrease in total impaired loans from 2015 to 2016 primarily related to the resolution and payoff of a commercial real estate credit.

Total accruing TDR loans, whose contractual terms were restructured in a manner that granted a concession to a borrower experiencing financial difficulties, totaled $11.3 million and $14.3 million as of December 31, 2019 and 2018, respectively. The decreases from 2018 to 2019, from 2017 to 2018 and from 2016 to 2017 primarily related to the same changes mentioned above. For more information, refer to Note 3 to the Consolidated Financial Statements in ITEM 8, under “Troubled Debt Restructuring."


Page-36


Other Assets

BOLI totaled $41.6 million at December 31, 2019, compared to $39.0 million at December 31, 2018, and is recorded in other assets. The increase of $2.6 million was due to the purchase of $3.0 million in new policies and a $634 thousand increase in the cash surrender value from net investment earnings, partially offset by a $971 thousand reduction in BOLI carrying value due to the receipt of death benefits totaling $1.5 million, which resulted in a $562 thousand gain on settlement recorded in non-interest income in 2019.

Other assets also included net deferred tax assets of $8.2 million and $10.4 million at December 31, 2019 and 2018, respectively. Deferred tax assets consist primarily of tax benefits expected to be realized in future periods related to temporary differences such as allowance for loan losses and off-balance sheet credit commitments, net operating loss carryforwards, deferred compensation plan and salary continuation plan, and net unrealized losses on available-for-sale securities. Management believes deferred tax assets will be realizable due to our consistent record of earnings and the expectation that earnings will continue at a level adequate to realize such benefits. Therefore, no valuation allowance was established as of December 31, 2019 or 2018. For additional information, refer to Note 11 to the Consolidated Financial Statements in ITEM 8 of this report.

In addition, we held $11.7 million and $11.1 million of FHLB stock recorded at cost in other assets at December 31, 2019 and 2018, respectively. The increase in 2019 resulted from the purchase of $616 thousand in FHLB stock. The FHLB paid $798 thousand and $959 thousand in cash dividends in 2019 and 2018, respectively. FHLB dividends in 2018 included a special dividend of $180 thousand. For additional information, refer to Note 2 to the Consolidated Financial Statements in ITEM 8 of this report.

Deposits

Deposits grew by $161.6 million, to $2,336.5 million at December 31, 2019, compared to $2,174.8 million at December 31, 2018. Non-interest bearing deposits grew by $62.8 million in 2019 and made up 48% of total deposits at year end. See ITEM 1A, Risk Factors, for a discussion of potential risks associated with concentrations and volatility due to activity of our large deposit customers.

Table 13 Distribution of Average Deposits    

Table 13 shows the relative composition of our average deposits for 2019 and 2018. For average rates paid on deposits, refer to Table 1 in ITEM 7- Management's Discussion and Analysis of Financial Condition and Results of Operations.
 
Years ended December 31,
 
2019
 
2018
(dollars in thousands; unaudited)
     Amount

Percent

 
     Amount

Percent

Non-interest bearing
$
1,094,806

50.0
%
 
$
1,085,870

50.3
%
Interest bearing transaction
133,922

6.1

 
143,706

6.7

Savings
172,273

7.9

 
178,907

8.3

Money market 1
680,296

31.1

 
612,372

28.4

Time deposits, including CDARS:
 
 
 
 
 
   Less than $100,000
32,035

1.5

 
37,468

1.7

   $100,000 or more
74,748

3.4

 
99,871

4.6

      Total time deposits
106,783

4.9

 
137,339

6.3

Total average deposits
$
2,188,080

100.0
%
 
$
2,158,194

100.0
%
1 Money market balances included Insured Cash Sweep® ("ICS") and Demand Deposit Marketplace SM ("DDM") in both 2019 and 2018. DDM and ICS balances are discussed in Note 6 to the Consolidated Financial Statements in ITEM 8 of this report.

Page-37


Table 14 Maturities of Time Deposits of $100,000 or more at December 31

Table 14 below shows the maturity groupings for time deposits of $100,000 or more at December 31, 2019 and 2018.
 
    December 31,
(in thousands; unaudited)
2019

2018

Three months or less
$
15,720

$
25,512

Over three months through six months
11,308

13,201

Over six months through twelve months
17,033

13,997

Over twelve months
23,818

29,834

Total
$
67,879

$
82,544


Borrowings

As of December 31, 2019 and 2018, respectively, we had $648.0 million and $629.4 million in secured lines of credit with FHLB and $80.3 million and $69.7 million with the Federal Reserve Bank of San Francisco (“FRBSF”). We also had $92.0 million in unsecured lines with correspondent banks to cover any short or long-term borrowing needs at December 31, 2019 and 2018.

There were no FHLB overnight borrowings at December 31, 2019. FHLB overnight borrowings were $7.0 million at a rate of 2.56% on December 31, 2018. The FRBSF and correspondent bank lines were not utilized at December 31, 2019 or 2018.

As part of a bank acquisition in 2013, we assumed two subordinated debentures due to the NorCal Community Bancorp Trusts I and II at fair values totaling $5.0 million at the acquisition date and contractual balances totaling $8.2 million. On October 7, 2018, Bancorp redeemed in full the subordinated debentures due to NorCal Community Bancorp Trust I. The remaining subordinated debenture due to Trust II had been accreted up to $2.7 million and $2.6 million as of December 31, 2019 and 2018, respectively.

For additional information, see Note 7 to the Consolidated Financial Statements in ITEM 8 of this report.

Deferred Compensation Obligations

We maintain a non-qualified, unfunded deferred compensation plan for certain key management personnel. Under this plan, participating employees may defer compensation, which will entitle them to receive certain payments for up to fifteen years commencing upon retirement, death, disability or termination of employment. The participating employee may elect to receive payments over periods not to exceed fifteen years. At December 31, 2019 and 2018, our aggregate payment obligations under this plan totaled $4.4 million and $3.8 million, respectively.

Our Salary Continuation Plan ("Plan") provides a percentage of salary continuation benefits to a select group of Executive Management upon retirement at age sixty-five and reduced benefits upon early retirement.  At December 31, 2019 and 2018, our liability under the Plan was $3.0 million and $2.7 million, respectively, and is recorded in interest payable and other liabilities in the Consolidated Statements of Condition. The Plan is unfunded and non-qualified for tax purposes and for purposes of Title I of the Employee Retirement Income Security Act of 1974.

For additional information, see Note 10 to the Consolidated Financial Statements in ITEM 8 of this report.


Page-38


Table 15 Off-Balance Sheet Arrangements, Commitments and Contractual Obligations

We make commitments to extend credit in the normal course of business to meet the financing needs of our customers. For additional information, see Note 16 to the Consolidated Financial Statements in ITEM 8 of this report.
 
Payments due by period
(in thousands; unaudited)
<1 year

1-3 years

4-5 years

>5 years

Total

Operating leases
$
4,469

$
4,758

$
2,256

$
2,092

$
13,575

Finance leases
171

44

1

—

216

Subordinated debentures
—

—

—

4,124

4,124

Certificates of deposit
64,747

24,942

8,121

—

97,810

Other long term liabilities (salary continuation payments)1
33

214

357

1,295

1,899

Total
$
69,249

$
29,914

$
10,734

$
7,511

$
117,408

1 Represents future benefit payments under executive salary continuation agreements assumed from the Bank of Napa acquisition whereby participants begin receiving payments upon reaching retirement age. Amounts exclude future benefit payment obligations totaling $4.2 million under Bank of Marin executive salary continuation agreements whereby participants will begin receiving payments upon reaching retirement age and fulfilling their service requirements. Salary continuation obligations are based on retirement date assumptions and may be adjusted upon actual retirement. For additional information, see Note 10 to the Consolidated Financial Statements in ITEM 8 of this report.

The contractual amount of loan commitments not reflected on the consolidated statements of condition was $529.1 million and $491.3 million at December 31, 2019 and 2018, respectively.

As permitted or required under California law and to the maximum extent allowable under that law, we have certain obligations to indemnify our current and former officers and directors for certain events or occurrences while the officer or director is, or was serving, at our request in such capacity. These indemnification obligations are valid as long as the director or officer acted in good faith and in a manner the person reasonably believed to be in, or not opposed to, our best interests, and with respect to any criminal action or proceeding, had no reasonable cause to believe his or her conduct was unlawful. The maximum potential amount of future payments we could be required to make under these indemnification obligations is unlimited; however, we have a director and officer insurance policy that mitigates our exposure and enables us to recover a portion of any future amounts paid. As we believe the possibility of potential claims to be remote and any amounts under the indemnifications would be covered by the insurance policy, we have not recorded an indemnification obligation.

Capital Adequacy

As discussed in Note 15 to the Consolidated Financial Statements in ITEM 8 of this report, the Bank's capital ratios were above regulatory guidelines to be considered "well capitalized" and Bancorp's ratios exceeded the required minimum ratios for capital adequacy purposes. For further discussion of bank capital requirements and the potential effect of the final rules related to the Community Bank Leverage Ratio under the Economic Growth, Regulatory Relief and Consumer Protection Act, refer to the SUPERVISION AND REGULATION section in ITEM 1 of this report.

The Bank's total risk-based capital ratio increased from 14.0% at December 31, 2018 to 14.6% at December 31, 2019, primarily due to the Bank's $35.4 million 2019 in net income, partially offset by $17.6 million in dividends paid to Bancorp to cover the Share Repurchase Program described below, quarterly common stock dividends, and operating costs. The Bank's total risk-weighted assets increased by $73.6 million to $2.1 billion at December 31, 2019. Bancorp's total risk-based capital ratio was 14.9% at December 31, 2018 and 15.1% at December 31, 2019. Bancorp's 2019 Tier 1 capital included NorCal Community Bancorp Trust II, which is not included at the Bank level.

As discussed in Note 8 to the Consolidated Financial Statements in ITEM 8 of this report, Bancorp's existing $25.0 million Share Repurchase Program expired February 28, 2020. On January 24, 2020, Bancorp’s Board of Directors approved a new repurchase program of up to $25.0 million of Bancorp’s common stock, which expires February 28, 2022. During 2019, Bancorp repurchased 356,000 shares totaling $15.0 million for a cumulative total of 527,217 shares and $22.0 million as of December 31, 2019. We expect to maintain strong capital levels and do not expect that we will be required to raise additional capital in 2020. Our anticipated sources of capital in 2020 include future earnings and shares issued under the stock-based compensation program.


Page-39


Liquidity
 
The goal of liquidity management is to provide adequate funds to meet loan demand and to fund operating activities and deposit withdrawals. We accomplish this goal by maintaining an appropriate level of liquid assets and formal lines of credit with the FHLB, FRBSF and correspondent banks that enable us to borrow funds as discussed in Note 7 to the Consolidated Financial Statement in ITEM 8 of this report. Our Asset Liability Management Committee ("ALCO"), which is comprised of independent Bank directors and the Bank's Chief Executive Officer, is responsible for approving and monitoring our liquidity targets and strategies. ALCO has adopted a contingency funding plan that provides early detection of potential liquidity issues in the market or the Bank and institutes prompt responses that may prevent or alleviate a potential liquidity crisis. Management monitors liquidity daily and regularly adjusts our position based on current and future liquidity needs. We also have relationships with third-party deposit networks and can adjust the placement of our deposits via reciprocal or one-way sales as part of our cash management strategy.
 
We obtain funds from the repayment and maturity of loans, deposit inflows, investment security maturities and paydowns, federal funds purchases, FHLB advances, other borrowings, and cash flow from operations.  Our primary uses of funds are the origination of loans, the purchase of investment securities, withdrawals of deposits, maturity of certificates of deposit, repayment of borrowings, and dividends to common stockholders.
 
The most significant factor in our daily liquidity position is customer deposits. We attract and retain new deposits, which depends upon the variety and effectiveness of our customer account products, service and convenience, and rates paid to customers, as well as our financial strength. The cash cycles and unique business activities of some of our large commercial depositors may cause short-term fluctuations in their deposit balances held with us.

At December 31, 2019 our liquid assets, which included unencumbered available-for-sale securities and cash, totaled $532.2 million, an increase of $99.0 million from December 31, 2018. Our cash and cash equivalents increased $149.2 million from December 31, 2018. Significant sources of liquidity during 2019 included $175.1 million in paydowns, maturities and sales of investment securities, an increase in deposits of $161.6 million, and $40.9 million in net cash provided by operating activities.

Significant uses of liquidity during 2019 were $114.5 million in investment securities purchased, $77.8 million in loan originations and advances, net of repayments, $15.0 million in common stock repurchases, and $10.9 million in cash dividends paid on common stock to our shareholders. Refer to the Consolidated Statement of Cash Flows in this Form 10-K for additional information on our sources and uses of liquidity. Management anticipates that our current strong liquidity position and core deposit base are adequate to fund our operations.
 
Undrawn credit commitments, as discussed in Note 16 to the Consolidated Financial Statements in ITEM 8 of this report, totaled $529.1 million at December 31, 2019. We expect to fund these commitments to the extent utilized primarily through the repayment of existing loans, deposit growth and liquid assets. Over the next twelve months, $64.7 million of time deposits will mature. We expect to replace these funds with new deposits. Our emphasis on local deposits, combined with our liquid investment portfolio, provides a very stable funding base.
 
Since Bancorp is a holding company and does not conduct regular banking operations, its primary sources of liquidity are dividends from the Bank. Under the California Financial Code, payment of a dividend from the Bank to Bancorp without advance regulatory approval is restricted to the lesser of the Bank’s retained earnings or the amount of the Bank’s net profits from the previous three fiscal years less the amount of dividends paid during that period. The primary uses of funds for Bancorp are shareholder dividends and ordinary operating expenses.  Bancorp held $9.5 million of cash at December 31, 2019. In January 2020, Bancorp obtained a dividend distribution from the Bank totaling $16.2 million, which is deemed sufficient to cover Bancorp's operational needs, share repurchases, and cash dividends to shareholders through the end of 2020. Management anticipates that there will be sufficient earnings at the Bank to provide dividends to Bancorp to meet its funding requirements for the foreseeable future.


Page-40


ITEM 7A.     Quantitative and Qualitative Disclosure about Market Risk

Market risk is defined as the risk of loss arising from an adverse change in the market value (or prices) of financial instruments. A significant form of market risk is interest rate risk, which is inherent in our investment, borrowing, lending and deposit gathering activities. The Bank manages interest rate sensitivity to minimize the exposure of our net interest margin, earnings, and capital to changes in interest rates. Interest rate changes can create fluctuations in the net interest margin due to an imbalance in the timing of repricing or maturity of assets or liabilities.

To mitigate interest rate risk, the structure of the Consolidated Statement of Condition is managed with the objective of correlating the effects of interest rate changes on loans and investments with those of deposits and borrowings. The asset liability management policy sets limits on the acceptable amount of change to net interest income and economic value of equity in different interest rate environments.

From time to time, we enter into interest rate swap contracts to mitigate the changes in the fair value of specified long-term fixed-rate loans and firm commitments to enter into long-term fixed-rate loans caused by changes in interest rates. See Note 14 to the Consolidated Financial Statements in ITEM 8 of this report.

ALCO and the Board of Directors review our exposure to interest rate risk at least quarterly. We use simulation models to measure interest rate risk and to evaluate strategies to improve profitability. A simplified static statement of condition is prepared on a quarterly basis as a starting point, using instrument level data of our actual loans, investments, borrowings and deposits as inputs. If potential changes to net equity value and net interest income resulting from hypothetical interest rate changes are not within the limits established by the Board of Directors, Management may adjust the asset and liability mix to bring the risk position within approved limits or take other actions. At December 31, 2019, interest rate risk was within policy guidelines established by ALCO and the Board. One set of interest rates modeled and evaluated against flat interest rates is a series of immediate parallel shifts in the yield curve. These are provided in the following table as an example rather than an expectation of likely interest rate movements.
Table 16 Effect of Interest Rate Change on Net Interest Income (NII)
 
Immediate Changes in Interest Rates (in basis points)
Estimated Change in NII in Year 1 (as percent of NII)
Estimated Change in NII in Year 2 (as percent of NII)
up 400
(5.0)%
7.1%
up 300
(3.6)%
6.3%
up 200
(2.2)%
5.3%
up 100
(1.0)%
3.5%
down 100
(4.5)%
(9.5)%

Interest rate sensitivity is a function of the repricing characteristics of our assets and liabilities. The Bank runs a combination of scenarios and sensitivities in its attempt to capture the range of interest rate risk including the simulations mentioned above. As with any simulation model or other method of measuring interest rate risk, limitations are inherent in the process and dependent on assumptions. For example, if we choose to pay interest on certain business deposits that are currently non-interest bearing, causing those deposits to become rate sensitive in the future, we would become less asset sensitive than the model currently indicates. Assets and liabilities may react differently to changes in market interest rates in terms of both timing and responsiveness to market rate movements. Important deposit modeling assumptions are the speed of deposit run-off and the amount by which interest-bearing deposit rates increase or decrease when market interest rates change. Further, the actual rates and timing of prepayments on loans and investment securities could vary significantly from the assumptions applied in the various scenarios. Lastly, changes in U.S. Treasury rates accompanied by a change in the shape of the yield curve could produce different results from those presented in the table. Accordingly, the results presented should not be relied upon as indicative of actual results in the event of changing market interest rates.


Page-41


ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
 
Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors
Bank of Marin Bancorp

Opinions on the Financial Statements and Internal Control over Financial Reporting

We have audited the accompanying consolidated statements of condition of Bank of Marin Bancorp and subsidiary (the “Company”) as of December 31, 2019 and 2018, the related consolidated statements of comprehensive income, changes in stockholders’ equity and cash flows for each of the two years in the period ended December 31, 2019, and the related notes (collectively referred to as the “consolidated financial statements”). We also have audited the Company’s internal control over financial reporting as of December 31, 2019, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (“COSO”).
In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial position of the Company as of December 31, 2019 and 2018, and the consolidated results of its operations and its cash flows for each of the two years in the period ended December 31, 2019, in conformity with accounting principles generally accepted in the United States of America. Also in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 2019, based on criteria established in Internal Control - Integrated Framework (2013) issued by COSO.

Basis for Opinions

The Company’s management is responsible for these consolidated financial statements, for maintaining effective internal control over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s consolidated financial statements and an opinion on the Company’s internal control over financial reporting based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (“PCAOB”) and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.
We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud, and whether effective internal control over financial reporting was maintained in all material respects.

Our audits of the consolidated financial statements included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether due to error or fraud, and performing procedures to respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the consolidated financial statements. Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audits also included performing such other procedures as we considered necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinions.


Page-42


Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the consolidated financial statements.
Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.


/s/ Moss Adams LLP
Los Angeles, California
March 13, 2020

We have served as the Company's auditor since 2004.

Page-43



March 13, 2020


Management's Report on Internal Control over Financial Reporting

Management of Bank of Marin Bancorp and subsidiary, (the "Company") is responsible for establishing and maintaining adequate internal control over financial reporting. Internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with U.S. generally accepted accounting principles ("GAAP"). The Company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the Company's assets; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with GAAP, and that receipts and expenditures are being made only in accordance with authorizations of management and board of directors; and (3) provide reasonable assurance regarding prevention, or timely detection and correction of unauthorized acquisition, use, or disposition of the Company's assets that could have a material effect on the financial statements.

Management conducted an assessment of the effectiveness of internal control over financial reporting as of December 31, 2019, utilizing the framework established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). Based on this assessment, Management has concluded that the Company maintained effective internal control over financial reporting as of December 31, 2019.

The Company's independent registered public accounting firm, Moss Adams LLP, has issued an attestation report on our internal control over financial reporting, which appears on the previous page.




/s/ Russell A. Colombo     
Russell A. Colombo, President and Chief Executive Officer



/s/ Tani Girton     
Tani Girton, EVP and Chief Financial Officer


Page-44


BANK OF MARIN BANCORP
CONSOLIDATED STATEMENTS OF CONDITION 
December 31, 2019 and 2018
(in thousands, except share data)
2019
2018
Assets
 

 
Cash, cash equivalents and restricted cash
$
183,388

$
34,221

Investment securities
 

 

Held-to-maturity, at amortized cost
137,413

157,206

Available-for-sale, at fair value
432,260

462,464

Total investment securities
569,673

619,670

Loans, net of allowance for loan losses of $16,677 and $15,821 at December 31, 2019 and 2018, respectively
1,826,609

1,748,043

Bank premises and equipment, net
6,070

7,376

Goodwill
30,140

30,140

Core deposit intangible
4,684

5,571

Operating lease right-of-use assets
11,002

—

Interest receivable and other assets
75,714

75,871

Total assets
$
2,707,280

$
2,520,892

Liabilities and Stockholders' Equity
 

 

Liabilities
 

 

Deposits
 

 

Non-interest bearing
$
1,128,823

$
1,066,051

Interest bearing
 



Transaction accounts
142,329

133,403

Savings accounts
162,817

178,429

Money market accounts
804,710

679,775

Time accounts
97,810

117,182

Total deposits
2,336,489

2,174,840

Borrowings and other obligations
212

7,000

Subordinated debentures
2,708

2,640

Operating lease liabilities
12,615

—

Interest payable and other liabilities
18,468

20,005

Total liabilities
2,370,492

2,204,485

Stockholders' Equity
 

 

Preferred stock, no par value,
Authorized - 5,000,000 shares, none issued
—

—

Common stock, no par value,
Authorized - 30,000,000 shares;
Issued and outstanding - 13,577,008 and 13,844,353 at December 31, 2019 and
2018, respectively
129,058

140,565

Retained earnings
203,227

179,944

Accumulated other comprehensive income (loss), net of taxes
4,503

(4,102
)
Total stockholders' equity
336,788

316,407

Total liabilities and stockholders' equity
$
2,707,280

$
2,520,892


The accompanying notes are an integral part of these consolidated financial statements.

Page-45


BANK OF MARIN BANCORP
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

Years ended December 31, 2019 and 2018
(in thousands, except per share amounts)
2019
2018
Interest income
 
 
Interest and fees on loans
$
84,331

$
79,527

Interest on investment securities
14,785

14,092

Interest on federal funds sold and due from banks
1,321

1,461

Total interest income
100,437

95,080

Interest expense
 

 

Interest on interest-bearing transaction accounts
347

226

Interest on savings accounts
70

72

Interest on money market accounts
3,439

1,355

Interest on time accounts
595

542

Interest on borrowings and other obligations
77

2

Interest on subordinated debentures
229

1,339

Total interest expense
4,757

3,536

Net interest income
95,680

91,544

Provision for loan losses
900

—

Net interest income after provision for loan losses
94,780

91,544

Non-interest income
 

 

Service charges on deposit accounts
1,865

1,891

Wealth Management and Trust Services
1,907

1,919

Debit card interchange fees, net
1,586

1,561

Merchant interchange fees, net
331

378

Earnings on bank-owned life Insurance, net
1,196

913

Dividends on FHLB stock
799

959

Gains on investment securities, net
55

876

Other income
1,345

1,642

Total non-interest income
9,084

10,139

Non-interest expense
 

 

Salaries and related benefits
34,253

33,335

Occupancy and equipment
6,143

5,976

Depreciation and amortization
2,228

2,143

Federal Deposit Insurance Corporation insurance
361

756

Data processing
3,717

4,358

Professional services
2,132

3,317

Directors' expense
735

700

Information technology
1,065

1,023

Amortization of core deposit intangible
887

921

Provision for losses on off-balance sheet commitments
129

—

Other expense
6,320

5,737

Total non-interest expense
57,970

58,266

Income before provision for income taxes
45,894

43,417

Provision for income taxes
11,653

10,795

Net income
$
34,241

$
32,622

Net income per common share:1
 
 
Basic
$
2.51

$
2.35

Diluted
$
2.48

$
2.33

Weighted average shares:1
 
 
Basic
13,620

13,864

Diluted
13,794

14,029

Comprehensive income:




Net income
$
34,241

$
32,622

Other comprehensive income (loss):
 
 
Change in net unrealized gains or losses on available-for-sale securities
11,839

(1,707
)
Reclassification adjustment for (gains) losses on available-for-sale securities in net income
(55
)
79

Net unrealized losses on securities transferred from available-for-sale to held-to-maturity
—

(278
)
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity
445

516

Subtotal
12,229

(1,390
)
Deferred tax expense (benefit)
3,624

(412
)
Other comprehensive income (loss), net of tax
8,605

(978
)
Comprehensive income
$
42,846

$
31,644

1 Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.

The accompanying notes are an integral part of these consolidated financial statements.

Page-46


BANK OF MARIN BANCORP
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY
Years ended December 31, 2019 and 2018
(in thousands, except share data)
Common Stock
Retained
Earnings

Accumulated Other Comprehensive
 (Loss) Income ("AOCL" or "AOCI"),
Net of Taxes

 Total

Shares1

Amount

Balance at December 31, 2017
13,843,084

$
143,967

$
155,544

$
(2,486
)
$
297,025

Net income
—

—

32,622

—

32,622

Other comprehensive loss
—

—

—

(978
)
(978
)
Reclassification of stranded tax effects in AOCI
—

—

638

(638
)
 
Stock options exercised, net of shares surrendered for cashless exercises and tax withholdings
111,714

538

—

—

538

Stock issued under employee stock purchase plan
1,036

39

—

—

39

Stock issued under employee stock ownership plan
29,600

1,173

—

—

1,173

Restricted stock granted
37,040

—

—

—

—

Restricted stock surrendered for tax withholdings upon vesting
(1,316
)
(45
)
—

—

(45
)
Restricted stock forfeited / cancelled
(12,056
)
—

—

—

—

Stock-based compensation - stock options
—

651

—

—

651

Stock-based compensation - restricted stock
—

1,013

—

—

1,013

Cash dividends paid on common stock ($0.64 per share1)
—

—

(8,860
)
—

(8,860
)
Stock purchased by directors under director stock plan
998

37

—

—

37

Stock issued in payment of director fees
5,470

204

—

—

204

Stock repurchased, including commissions
(171,217
)
(7,012
)
—

—

(7,012
)
Balance at December 31, 2018
13,844,353

$
140,565

$
179,944

$
(4,102
)
$
316,407

Net income
—

—

34,241

—

34,241

Other comprehensive income
—

—

—

8,605

8,605

Stock options exercised, net of shares surrendered for cashless exercises and tax withholdings
45,553

669

—

—

669

Stock issued under employee stock purchase plan
1,355

54

—

—

54

Stock issued under employee stock ownership plan
30,075

1,245

—

—

1,245

Restricted stock granted
29,110

—

—

—

—

Restricted stock surrendered for tax withholdings upon vesting
(5,240
)
(220
)
—

—

(220
)
Restricted stock forfeited / cancelled
(18,333
)
—

—

—

—

Stock-based compensation - stock options
—

495

—

—

495

Stock-based compensation - restricted stock
—

1,017

—

—

1,017

Cash dividends paid on common stock ($0.80 per share)
—

—

(10,958
)
—

(10,958
)
Stock purchased by directors under director stock plan
591

24

—

—

24

Stock issued in payment of director fees
5,544

231

—

—

231

Stock repurchased, including commissions
(356,000
)
(15,022
)
—

—

(15,022
)
Balance at December 31, 2019
13,577,008

$
129,058

$
203,227

$
4,503

$
336,788

1 Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.

The accompanying notes are an integral part of these consolidated financial statements.

Page-47

BANK OF MARIN BANCORP
CONSOLIDATED STATEMENTS OF CASH FLOWS
Years ended December 31, 2019 and 2018
(in thousands)
2019
2018
Cash Flows from Operating Activities:
 
 
Net income
$
34,241

$
32,622

Adjustments to reconcile net income to net cash provided by operating activities:
 
 

Provision for loan losses
900

—

Provision for losses on off-balance sheet commitments
129

—

Noncash contribution expense to employee stock ownership plan
1,245

1,173

Noncash director compensation expense
301

227

Stock-based compensation expense
1,512

1,664

Amortization of core deposit intangible
887

921

Amortization of investment security premiums, net of accretion of discounts
1,633

2,695

Accretion of discount on acquired loans
(353
)
(807
)
Accretion of discount on subordinated debentures
68

1,025

Net change in deferred loan origination costs/fees
(348
)
183

Gain on sale of investment securities
(55
)
(876
)
Depreciation and amortization
2,228

2,143

Earnings on bank-owned life insurance policies
(1,196
)
(913
)
Net change in operating assets and liabilities:
 
 
Interest receivable and other assets
(329
)
1,148

Interest payable and other liabilities
70

902

Total adjustments
6,692

9,485

Net cash provided by operating activities
40,933

42,107

Cash Flows from Investing Activities:
 

 

Purchase of held-to-maturity securities
(3,549
)
(1,988
)
Purchase of available-for-sale securities
(110,934
)
(235,873
)
Proceeds from sale of available-for-sale securities
66,081

16,972

Proceeds from paydowns/maturities of held-to-maturity securities
23,005

22,891

Proceeds from paydowns/maturities of available-for-sale securities
86,044

57,662

Proceeds from sale of Visa Inc. Class B restricted common stock
—

956

Loans originated and principal collected, net
(77,827
)
(84,598
)
Purchase of bank-owned life insurance policies
(2,997
)
—

Cash receipts from bank-owned life insurance policies
1,533

—

Purchase of premises and equipment
(542
)
(907
)
Purchase of Federal Home Loan Bank stock
(616
)
—

Cash paid for low income housing tax credit investment
(952
)
(418
)
Net cash used in investing activities
(20,754
)
(225,303
)
Cash Flows from Financing Activities:
 

 

Net increase in deposits
161,649

26,170

Proceeds from stock options exercised
669

591

Payment of tax withholding for stock options exercised and vesting of restricted stock
(220
)
(99
)
Federal Home Loan Bank (repayment) borrowings
(7,000
)
7,000

Repayment of subordinated debenture including execution costs
—

(4,137
)
Repayment of finance lease obligations
(168
)
—

Cash dividends paid on common stock
(10,958
)
(8,860
)
Stock repurchased, net of commissions
(15,062
)
(6,869
)
Proceeds from stock issued under employee and director stock purchase plans and ESOP
78

76

Net cash provided by financing activities
128,988

13,872

Net increase (decrease) in cash, cash equivalents and restricted cash
149,167

(169,324
)
Cash, cash equivalents and restricted cash at beginning of period
34,221

203,545

Cash, cash equivalents and restricted cash at end of period
$
183,388

$
34,221

Supplemental disclosure of cash flow information:
 
 
Cash paid in interest
$
4,659

$
2,599

Cash paid in income taxes
$
12,738

$
8,380

Supplemental disclosure of noncash investing and financing activities:
 
 
Change in net unrealized gain or loss on available-for-sale securities
$
11,839

$
(1,707
)
Securities transferred from available-for-sale to held-to-maturity
$
—

$
27,422

Amortization of net unrealized loss on available-for-sale securities transferred to held-to-maturity
$
445

$
516

Subscription in low income housing tax credit investment
$
—

$
3,000

Stock issued to employee stock ownership plan
$
1,245

$
1,173

Stock issued in payment of director fees
$
231

$
204

Repurchase of stock not yet settled
$
103

$
143

Restricted cash:
 
 
Federal Reserve Bank reserve requirements included in cash, cash equivalents and restricted cash
$
4,806

$
5,971


The accompanying notes are an integral part of these consolidated financial statements.

Page-48


NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Note 1:  Summary of Significant Accounting Policies
 
Basis of Presentation: The consolidated financial statements include the accounts of Bank of Marin Bancorp (“Bancorp”), a bank holding company, and its wholly-owned bank subsidiary, Bank of Marin (the “Bank”), a California state-chartered commercial bank. References to “we,” “our,” “us” mean Bancorp and the Bank that are consolidated for financial reporting purposes. All material intercompany transactions have been eliminated. We evaluated subsequent events through the date of filing with the Securities and Exchange Commission (“SEC”) and determined that there were no subsequent events that require additional recognition or disclosure.

The NorCal Community Bancorp Trusts I and II, respectively (the "Trusts"), were formed for the sole purpose of issuing trust preferred securities. Bancorp is not considered the primary beneficiary of the Trusts (variable interest entities), therefore the Trusts are not consolidated in our consolidated financial statements, but rather the subordinated debentures are shown as a liability on our consolidated statements of condition. Bancorp's investment in the securities of the Trusts is accounted for under the equity method and is included in interest receivable and other assets on the consolidated statements of condition. Refer to Note 7, Borrowings, for detail on the early redemption on October 7, 2018 of one subordinated debenture due to NorCal Community Bancorp Trust I.

Nature of Operations: Bancorp, headquartered in Novato, CA, conducts business primarily through its wholly-owned subsidiary, the Bank, which provides a wide range of financial services to customers who are predominantly professionals, small and middle-market businesses, and individuals who work and/or reside in Marin, Sonoma, Napa, San Francisco, Alameda and Contra Costa counties. Besides its headquarters located in Novato, CA, the Bank operates ten branches in Marin County, three in Napa County, one in San Francisco, five in Sonoma County, three in Alameda County, and one loan production office in Contra Costa County. Our accounting and reporting policies conform to Generally Accepted Accounting Principles ("GAAP"), general practice, and regulatory guidance within the banking industry. A summary of our significant policies follows.

Cash, Cash Equivalents and Restricted Cash include cash, due from banks, federal funds sold and other short-term investments with maturities of less than three months at the time of purchase. Restricted cash includes reserve requirements held with the Federal Reserve Bank of San Francisco.

Investment Securities are classified as "held-to-maturity," "trading securities" or "available-for-sale." Investments classified as held-to-maturity are those that we have the ability and intent to hold until maturity and are reported at cost, adjusted for the amortization or accretion of premiums or discounts. Investments held for resale in anticipation of short-term market movements are classified as trading securities and are reported at fair value, with unrealized gains and losses included in earnings. Investments that are neither held-to-maturity nor trading are classified as available-for-sale and are reported at fair value. Unrealized gains and losses for available-for-sale securities, net of related taxes, are reported as a separate component of comprehensive income and included in stockholders' equity until realized. For discussion of our methodology in determining fair value, see Note 9, Fair Value of Assets and Liabilities.

Securities transferred from the available-for-sale category to the held-to-maturity category are recorded at fair value at the date of transfer. Unrealized holding gains or losses on the dates of the transfer of securities from available-for-sale to held-to-maturity are included in the balance of accumulated other comprehensive income (loss), net of tax, in the consolidated balance sheets. These unrealized holding gains or losses on the dates of transfer are amortized over the remaining life of the securities as yield adjustments in a manner consistent with the amortization or accretion of the original purchase premium or discount on the associated security.

At each financial statement date, we assess whether declines in the fair values of held-to-maturity and available-for-sale securities below their costs are deemed to be other-than-temporary. We consider, among other things, (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, and (iii) our intent and ability to retain the investment for a period of time sufficient to allow for any anticipated recovery in fair value. Evidence evaluated includes, but is not limited to, the remaining payment terms of the instrument and economic factors that are relevant to the collectability of the instrument, such as: current prepayment speeds, the current financial condition of the issuer(s), industry analyst reports, credit ratings, credit default rates, interest rate trends, the quality of any credit enhancement and the value of any underlying collateral.

Page-49



For each security in an unrealized loss position ("impaired security"), we assess whether we intend to sell the security or if it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If we intend to sell the security or it is more likely than not we will be required to sell the security before recovery of its amortized cost basis, the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date is recognized against earnings.

For impaired securities that are not intended for sale and will not be required to be sold prior to recovery of our amortized cost basis, we determine if the impairment has a credit loss component. For both held-to-maturity and available-for-sale securities, if the amount of cash flows expected to be collected are less than the amortized cost, then other-than-temporary impairment shall be considered to have occurred and the credit loss component is recognized against earnings as the difference between present value of the expected future cash flows and the amortized cost. In determining the present value of the expected cash flows, we discount the expected cash flows at the effective interest rate implicit in the security at the date of purchase. The remaining difference between the fair value and the amortized basis is deemed to be due to factors that are not credit related and is recognized in other comprehensive income, net of applicable taxes.

For held-to-maturity securities, if there is no credit loss component, no impairment is recognized. The portion of other-than-temporary impairment recognized in other comprehensive income for credit impaired debt securities classified as held-to-maturity is accreted from other comprehensive income to the amortized cost of the debt security over the remaining life of the debt security in a prospective manner on the basis of the amount and timing of future estimated cash flows.

Premiums and discounts are amortized or accreted over the life of the related security as an adjustment to yield using the effective interest method. For certain callable debt securities purchased at a premium, we amortize the premium to the earliest call date.

Dividend and interest income are recognized when earned. Realized gains and losses on the sale of securities and credit losses related to other-than-temporary impairment on available-for-sale and held-to-maturity securities are included in non-interest income as gains (losses) on investment securities, net. The specific identification method is used to calculate realized gains and losses on sales of securities.

Originated Loans are reported at the principal amount outstanding net of deferred fees (costs), charge-offs and the allowance for loan losses (“ALLL”). Interest income is accrued daily using the simple interest method. Loan origination fees and commitment fees, offset by certain direct loan origination costs, are deferred and amortized as yield adjustments over the contractual lives of the related loans. Loans are placed on non-accrual status when Management believes that there is substantial doubt as to the collection of principal or interest, generally when they become contractually past due by ninety days or more with respect to principal or interest, except for loans that are well-secured and in the process of collection. When loans are placed on non-accrual status, any accrued but uncollected interest is reversed from current-period interest income. We may return non-accrual loans to accrual status when one of the following occurs:

•
The borrower has resumed paying the full amount of the principal and interest and we are satisfied with the borrower's financial position. In order to meet this test, we must have received repayment of all past due principal and interest, unless the amounts contractually due are reasonably assured of repayment within a reasonable period of time, and there has been a sustained period of repayment performance (generally, six consecutive monthly payments), according to the original contractual terms or modified terms for loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties (“troubled debt restructuring”).
•
The loan has become well secured and is in the process of collection.

Loan Charge-Off Policy: For all loan types excluding overdraft accounts, we generally make a charge-off determination at or before 90 days past due. A collateral-dependent loan is partially charged down to the fair value of collateral securing it if: (1) it is deemed uncollectable, or (2) it has been classified as a loss by either our internal loan review process or external examiners. A non-collateral-dependent loan is partially charged down to its net realizable value under the same circumstances. Overdraft accounts are generally charged off when they exceed 60 days past due.


Page-50


Acquired Loans: Acquired loans are recorded at their estimated fair values at the acquisition date in accordance with Accounting Standards Code ("ASC") 805, Business Combinations, factoring in credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for loan losses is not carried over or recorded for acquired loans as of the acquisition date.

We estimated the fair value of acquired loans at the acquisition date based on a discounted cash flow methodology that considered factors including the type of loan and related collateral, risk classification, fixed or variable interest rate, term of loan, whether or not the loan was amortizing, and current discount rates. Loans, except for purchased credit impaired ("PCI") loans, were grouped together according to similar risk characteristics and treated in the aggregate when applying various valuation techniques. Expected cash flows incorporated our best estimate of key assumptions at the time, such as property values, default rates, loss severity and prepayment speeds. Discount rates were based on market rates for new originations of comparable loans, where available, and included adjustments for liquidity factors. To the extent comparable market rates were not readily available, a discount rate was derived based on the assumptions of market participants' cost of funds, servicing costs and return requirements for comparable risk assets. In either case, the discount rate did not include a factor for credit losses, as that had been considered in estimating the cash flows. The process of calculating fair values of acquired loans, including estimates of losses expected to be incurred over the estimated remaining lives of the loans at acquisition date and ongoing updates to Management's expectation of future cash flows, requires significant subjective judgments and assumptions. The economic environment and lack of market liquidity and transparency are factors that have influenced, and may continue to affect, these assumptions and estimates.

We acquired loans with evidence of significant credit quality deterioration subsequent to their origination and for which it was probable, at acquisition, that we would be unable to collect all contractually required payments. Management applied significant subjective judgment in determining which loans were PCI loans. Evidence of credit quality deterioration as of the purchase date may include data such as past due and non-accrual status, risk grades and charge-off history.

The difference between the undiscounted expected cash flows expected to be collected and the fair value at the acquisition date ("accretable difference") is accreted into interest income at a level yield of return over the estimated remaining life of the PCI loan, provided that the timing and amount of future cash flows is reasonably estimable. The accretable yield is affected by:
 
•
Changes in interest rate indices for variable rate loans – Expected future cash flows are based on the variable rates in effect at the time of the regular evaluations of cash flows expected to be collected;
 
•
Changes in prepayment assumptions – Prepayments affect the estimated life of the loans which may change the amount of interest income, and possibly principal, expected to be collected; and
 
•
Changes in the expected principal and interest payments over the estimated life – Updates to expected cash flows are driven by the credit outlook and actions taken with borrowers. Changes in expected future cash flows from loan modifications are included in the regular evaluations of cash flows expected to be collected.
 
The cash flows expected to be collected are updated each quarter based on current assumptions regarding default rates, loss severities, and other factors that are reflective of current financial conditions of the borrowers and the market conditions. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.

The nonaccretable difference on the date of acquisition is defined as the difference between the contractually required payments and the cash flows expected to be collected, considering the result of prepayments, and is not recorded.

For purposes of accounting for the PCI loans from past business combinations, we elected not to apply the pooling method but to account for these loans individually. Disposals of loans, which may include sales of loans to third parties, receipt of payments in full by the borrower, or foreclosure of the collateral, result in removal of the loan from the PCI loan portfolio at its carrying amount. If a PCI loan pays off earlier than expected, a gain is recorded as interest income when the payoff amount exceeds the recorded investment.


Page-51


For acquired loans not considered credit impaired ("non-PCI"), we recognize the entire fair value discount accretion as interest income, based on contractual cash flows using an effective interest rate method for term loans, and on a straight line basis for revolving lines. When a non-PCI loan is placed on non-accrual status subsequent to acquisition, accretion stops until the loan is returned to accrual status. The level of accretion on non-PCI loans varies from period to period due to maturities and early payoffs of these loans during the reporting periods. Subsequent to acquisition, if the probable and estimable losses for non-PCI loans exceed the amount of the remaining unaccreted discount, the excess is established as an allowance for loan losses. For further information regarding our acquired loans, see Note 3, Loans and Allowance for Loan Losses.

Allowance for Loan Losses is based upon estimates of loan losses and is maintained at a level considered adequate to provide for probable losses inherent in the loan portfolio. The allowance is increased by provisions for loan losses charged against earnings and reduced by charge-offs, net of recoveries.

In periodic evaluations of the adequacy of the allowance balance, Management considers current economic conditions, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay, the estimated value of any underlying collateral, our past loan loss experience and other factors. The ALLL is based on estimates, and ultimate losses may vary from current estimates. Our Board of Directors' Asset/Liability Management Committee (“ALCO”) reviews the adequacy of the ALLL at least quarterly.

The overall allowance consists of 1) specific allowances for individually identified impaired loans ("ASC 310-10") and 2) general allowances for pools of loans ("ASC 450-20"), which incorporate quantitative (e.g., historical loan loss rates) and qualitative risk factors (e.g., portfolio growth and trends, credit concentrations, economic and regulatory factors, etc.).

The first component, specific allowances, results from the analysis of identified problem credits and the evaluation of sources of repayment including collateral, as applicable. Through Management's ongoing loan grading and credit monitoring process, individual loans are identified that have conditions indicating the borrower may be unable to pay all amounts due in accordance with the contractual terms. These loans are evaluated for impairment individually by Management. Management considers an originated loan to be impaired when it is probable we will be unable to collect all amounts due according to the contractual terms of the loan agreement. When the fair value of the impaired loan is less than the recorded investment in the loan, the difference is recorded as an impairment through the establishment of a specific allowance. For loans determined to be impaired, the extent of the impairment is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate at origination (for originated loans), based on the loan's observable market price, or based on the fair value of the collateral if the loan is collateral dependent or if foreclosure is imminent. Generally, with problem credits that are collateral dependent, we obtain appraisals of the collateral at least annually. We may obtain appraisals more frequently if we believe the collateral value is subject to market volatility, if a specific event has occurred to the collateral, or if we believe foreclosure is imminent.

The second component is an estimate of the probable inherent losses in each loan pool with similar characteristics. This analysis encompasses the entire loan portfolio, excluding individually identified impaired loans and acquired loans whose purchase discount has not been fully accreted. Under our allowance model, loans are evaluated on a pool basis by federal regulatory reporting codes ("CALL codes" or "segments"), which are further delineated by assigned credit risk ratings, as described in Note 3, Loans and Allowance for Loan Losses. Segments include the following:

•
Loans secured by real estate:
-     1-4 family residential construction loans
-     Other construction loans and all land development and other land loans
-     Secured by farmland (including residential and other improvements)
-     Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit
-     Closed-end loans secured by 1-4 family residential properties, secured by first liens
-     Closed-end loans secured by 1-4 family residential properties, secured by junior liens
-     Secured by multifamily (5 or more) residential properties
-     Loans secured by owner-occupied non-farm nonresidential properties
-     Loans secured by other non-farm nonresidential properties
•
Loans to finance agricultural production and other loans to farmers
•
Commercial and industrial loans

Page-52


•
Loans to individuals for household, family and other personal expenditures (i.e., consumer loans)
•
Other loans

The model determines general allowances by loan segment based on quantitative (loss history) and qualitative risk factors. The quantitative risk factor for each segment utilizes the greater result of either the historical loss method or migration analysis loss method based on loss history beginning March 2010. Qualitative internal and external risk factors include, but are not limited to, the following:

•
Changes in the nature and volume of the loan portfolio
•
Changes in the volume and severity of past due loans, the volume of non-accruals loans, and the volume and severity of adversely classified or graded loans
•
The existence and effect of individual loan and loan segment concentrations
•
Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not considered elsewhere
•
Changes in the experience, ability, and depth of lending management and other relevant staff
•
Changes in the quality of our systematic loan review processes
•
Changes in economic and business conditions, and developments that affect the collectability of the portfolio
•
Changes in the value of underlying collateral, where applicable
•
The effect of other external factors such as legal and regulatory requirements on the level of estimated credit losses in the portfolio
•
The effect of acquisitions of other loan portfolios on our infrastructure, including risk associated with entering new geographic areas as a result of such acquisitions
•
The presence of specialized lending segments in the portfolio

Under the historical loss method, quarterly loss rates are calculated for each segment by dividing annualized net charge-offs during each quarter by the quarter's average segment balances. The quarterly loss rates are averaged over the entire loss history period. Under the migration analysis method, loss rates are calculated at the risk grade and segment levels by dividing the net charge-off amount by the total segment balance at the beginning of each migration period where the charged-off loan in question was present. Migration loss rates are averaged for each risk grade and segment for the entire loss history period. For each segment, the loss rates that result in the larger of the migration loss reserves or segment historical loss reserves are applied to the current loan balances. Qualitative factors are combined with these quantitative factors at the segment level to arrive at the overall general allowances.

We establish specific allowances to account for credit deterioration for probable decreases in cash flows for PCI loans subsequent to acquisition. The estimated cash flows expected to be collected on PCI loans are updated quarterly and require the use of key assumptions and estimates based on factors such as the current economic environment, changes in collateral values, loan workout plans, changes in the probability of default, loss severities, and prepayments. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.

While we believe we use the best information available to determine the allowance for loan losses, our results of operations could be significantly affected if circumstances differ substantially from the assumptions used in determining the allowance. A decline in local and national economic conditions, or significant changes in other assumptions, could result in a material increase in the allowance for loan losses and may adversely affect our financial condition and results of operations. In addition, the determination of the amount of the allowance for loan losses is subject to review by bank regulators as part of their routine examination process, which may result in the establishment of additional allowance for loan losses based upon their judgment of information available to them at the time of their examination.

For further information regarding the allowance for loan losses, see Note 3, Loans and Allowance for Loan Losses.
Allowance for Losses on Off-Balance Sheet Commitments: We make commitments to extend credit to meet the financing needs of our customers in the form of loans or standby letters of credit. We are exposed to credit loss in the event that a decline in credit quality of the borrower leads to nonperformance. We record an allowance for losses on these off-balance sheet commitments based on estimates of probability that these commitments will be drawn upon according to the historical utilization experience of different types of commitments and expected loss severity. This allowance is included in interest payable and other liabilities on the consolidated statements of condition.

Page-53



Transfers of Financial Assets: We have entered into certain loan participation agreements with other organizations. We account for these transfers of financial assets as sales when control over the transferred financial assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets and liabilities have been isolated from us, (2) the transferee has the right to pledge or exchange the assets (or beneficial interests) it received, free of conditions that constrain it from taking advantage of that right, beyond a trivial benefit and (3) we do not maintain effective control over the transferred financial assets or third-party beneficial interests related to those transferred assets. No gain or loss has been recognized by us on the sale of these participation interests in 2019 and 2018.

Premises and Equipment: Premises and equipment consist of leasehold improvements, furniture, fixtures, software and equipment and are stated at cost, less accumulated depreciation and amortization, which are calculated on a straight-line basis. Furniture and fixtures are depreciated over eight years and equipment is generally depreciated over three to twenty years. Leasehold improvements are amortized over the lesser of their estimated useful lives or the terms of the leases. When assets are sold or otherwise disposed of, the cost and related accumulated depreciation or amortization are removed from the accounts and any resulting gain or loss is recognized in income for the period. The cost of maintenance and repairs is charged to expense as incurred.

Business Combinations: Business combinations are accounted for under the acquisition method of accounting in accordance with ASC 805, Business Combinations. A business is defined as a set of activities and assets that is both self-sustaining and managed to provide a return to investors and generally has three elements: inputs, processes and outputs. Under the acquisition method, the acquiring entity in a business combination recognizes the acquired assets and assumed liabilities at their estimated fair values as of the date of acquisition. Any excess of the purchase price over the fair value of net assets and other identifiable intangible assets acquired is recorded as goodwill. To the extent the fair value of net assets acquired, including other identifiable assets, exceed the purchase price, a bargain purchase gain is recognized. Assets acquired and liabilities assumed from a business combination are recognized at fair value, if the fair value can be determined during the measurement period. Results of operations of an acquired business are included in the consolidated statements of operations from the date of acquisition. Business acquisition-related costs, including conversion and restructuring charges, are expensed as incurred. If substantially all of an acquisition is made up of one asset or several similar assets, or without a substantive process that together contributes to the ability to create outputs, the acquisition is accounted for as an asset acquisition and acquisition costs will be capitalized as part of the assets acquired, rather than expensed in a business combinations.

Goodwill and Other Intangible Assets: Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill that arises from a business combination is periodically evaluated for impairment at the reporting unit level, at least annually. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible ("CDI") represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and evaluated periodically for impairment. The CDI asset is amortized on an accelerated method over its estimated useful life of ten years. At December 31, 2019, the future estimated amortization expense for the CDI arising from our past acquisitions is as follows:
(in thousands)
2020

2021

2022

2023

2024

Thereafter

Total

Core deposit intangible amortization
$
853

$
818

$
782

$
719

$
422

$
1,090

$
4,684



We make a qualitative assessment of whether it is more likely than not that the fair value of a reporting unit where goodwill is assigned is less than its carrying amount. If we conclude that it is more likely than not that the fair value is more than its carrying amount, no impairment is recorded. Goodwill is tested for impairment on an interim basis if circumstances change or an event occurs between annual tests that would more likely than not reduce the fair value of the reporting unit below its carrying amount. The qualitative assessment includes adverse events or circumstances identified that could negatively affect the reporting units’ fair value as well as positive and mitigating events. Such indicators may include, among others, significant changes in legal factors or in the general business climate, significant changes in our stock price and market capitalization, unanticipated competition, and an action or assessment by a regulator. If the fair value of a reporting unit is less than its carrying amount, an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value is recognized. The loss recognized should not exceed the total amount of goodwill allocated to that reporting unit.

Page-54



Other Real Estate Owned ("OREO"): OREO is comprised of property acquired through foreclosure, in substance repossession or acceptance of deeds-in-lieu of foreclosure when the related loan receivable is de-recognized. OREO is recorded at fair value of the collateral less estimated costs to sell, establishing a new cost basis, and subsequently accounted for at the lower of cost or fair value less estimated costs to sell. Any shortfall of collateral value from the recorded investment of the related loan is recognized as loss at the time of foreclosure and is charged against the allowance for loan losses. Fair value of collateral is generally based on an independent appraisal of the property. Revenues and expenses associated with OREO, and subsequent adjustments to the fair value of the property and to the estimated costs of disposal, are realized and reported as a component of non-interest income and expense when incurred.

Bank Owned Life Insurance ("BOLI"): The Bank owns life insurance policies on certain key current and former officers. BOLI is recorded in interest receivable and other assets on the consolidated statements of condition at the amount that can be realized under the insurance contract at period-end, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.

Federal Home Loan Bank of San Francisco ("FHLB") Stock: The Bank is a member of the FHLB. Members are required to own a certain amount of stock based on the level of borrowings and other factors. As of December 31, 2019, our investment in FHLB stock was carried at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer.  As of December 31, 2018, our investment in FHLB stock was carried at cost. We periodically evaluate FHLB stock for impairment based on ultimate recovery of par value. FHLB stock is included as part of interest receivable and other assets on the consolidated statements of condition. Both cash and stock dividends are reported as non-interest income.

Investments in Low Income Housing Tax Credit Funds: We have invested in limited partnerships that were formed to develop and operate affordable housing projects for low or moderate-income tenants throughout California. Our ownership percentage in each limited partnership ranges from 1.0% to 3.5%. We account for the investments in qualified affordable housing tax credit funds using the proportional amortization method, where the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received. Low income housing tax credits and other tax benefits received, net of the amortization of the investment is recognized as part of income tax benefit. Each of the partnerships must meet the regulatory minimum requirements for affordable housing for a minimum 15-year compliance period to fully utilize the tax credits. If the partnerships cease to qualify during the compliance period, the credit may be denied for any period in which the project is not in compliance and a portion of the credit previously taken is subject to recapture with interest. We record an impairment charge if the value of the future tax credits and other tax benefits is less than the carrying value of the investments.

Employee Stock Ownership Plan (“ESOP”): We recognize compensation cost for ESOP contributions when funds become committed for the purchase of Bancorp's common shares into the ESOP in the year in which the employees render service entitling them to the contribution. If we contribute stock, the compensation cost is the fair value of the shares when they are committed to be released (i.e., when the number of shares becomes known and formally approved). In 2019 and 2018, the Bank only made stock contributions to the ESOP.

Income Taxes: Income taxes reported in the consolidated financial statements are computed based on an asset and liability approach. We recognize the amount of taxes payable or refundable for the current year and we record deferred tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying amount of existing assets and liabilities and their respective tax bases using enacted tax rates in effect for the year in which the temporary differences are expected to reverse. We record net deferred tax assets to the extent it is more likely than not that they will be realized. In evaluating our ability to recover the deferred tax assets and the need to establish a valuation allowance against the deferred tax assets, Management considers all available positive and negative evidence, including scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies. In projecting future taxable income, Management develops assumptions including the amount of future state and federal pretax operating income, the reversal of temporary differences, and the implementation of feasible and prudent tax planning strategies. These assumptions require significant judgment about the forecasts of future taxable income and are consistent with the plans and estimates being used to manage the underlying business. Bancorp files consolidated federal and combined state income tax returns.

We recognize the financial statement effect of a tax position when it is more likely than not, based on the technical merits and all available evidence, that the position will be sustained upon examination, including the resolution through

Page-55


protests, appeals or litigation processes. For tax positions that meet the more likely than not threshold, we measure and record the largest amount of tax benefit that is greater than fifty percent likely of being realized upon ultimate settlement with the taxing authority. The remainder of the benefits associated with tax positions taken is recorded as unrecognized tax benefits, along with any related interest and penalties. Interest and penalties related to unrecognized tax benefits are recorded in tax expense.

In deciding whether or not our tax positions taken meet the more likely than not recognition threshold, we must make judgments and interpretations about the application of inherently complex state and federal tax laws. To the extent tax authorities disagree with tax positions taken by us, our effective tax rates could be materially affected in the period of settlement with the taxing authorities. Revision of our estimate of accrued income taxes also may result from our own income tax planning, which may affect effective tax rates and results of operations for any reporting period.

We present an unrecognized tax benefit as a reduction of a deferred tax asset for a net operating loss ("NOL") carryforward, or similar tax loss or tax credit carryforward, rather than as a liability, when (1) the uncertain tax position would reduce the NOL or other carryforward under the tax law of the applicable jurisdiction and (2) we intend to and are able to use the deferred tax asset for that purpose. Otherwise, the unrecognized tax benefit is presented as a liability instead of being netted with deferred tax assets.

Earnings per share (“EPS”) are based upon the weighted average number of common shares outstanding during each year. The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic EPS are calculated by dividing net income by the weighted average number of common shares outstanding during each annual period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.
(in thousands, except per share data)1
2019

2018

Weighted average basic shares outstanding
13,620

13,864

Potentially dilutive common shares related to:
 
 
Stock options
148

136

Unvested restricted stock awards
26

29

Weighted average diluted shares outstanding
13,794

14,029

Net income
$
34,241

$
32,622

Basic EPS
$
2.51

$
2.35

Diluted EPS
$
2.48

$
2.33

Weighted average anti-dilutive shares not included in the calculation of diluted EPS
35

44


1 Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.

Share-Based Compensation: All share-based payments, including stock options and restricted stock, are recognized as stock-based compensation expense in the consolidated statements of comprehensive income based on the grant-date fair value of the award with a corresponding increase in common stock. The grant-date fair value of the award is amortized on a straight-line basis over the requisite service period, which is generally the vesting period. The stock-based compensation expense excludes stock grants to directors as compensation for their services, which are recognized as director expenses separately based on the grant-date value of the stock. We account for forfeitures as they occur. See Note 8, Stockholders' Equity and Stock Option Plans for further discussion.

We determine the fair value of stock options at the grant date using a Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, expected life of the option, volatility of the underlying stock, expected dividend yield and risk-free interest rate over the expected life of the option. The expected term of options granted is derived from historical data on employee exercises and post-vesting employment termination behavior. The risk-free rate for periods within the expected life of the option is based on the U.S. Treasury yield curve in effect at the

Page-56


time of the grant. Expected volatility is based on the historical volatility of the common stock over the most recent period that is generally commensurate with the expected life of the options. The Black-Scholes option valuation model requires the input of highly subjective assumptions, including the expected life of the stock-based award and stock price volatility. The assumptions used represent Management's best estimates based on historical information, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, the recorded stock-based compensation expense could have been materially different from that recorded in the consolidated financial statements. The fair value of restricted stock is based on the stock price on the grant date.

We record excess tax benefits resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. In addition, we reflect excess tax benefits as an operating activity in the consolidated statements of cash flows.

Cash paid for tax withholdings when shares are surrendered in a cashless stock option exchange is classified as a financing activity in the consolidated statements of cash flows.

In June 2018, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2018-07, Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting. This update simplifies the accounting for share-based payment transactions for acquiring goods and services from nonemployees, applying some of the same requirements as employee share-based payment transactions. The ASU will not affect the accounting for share-based payment awards to nonemployee directors, which will continue to be treated as employee share-based transactions under the current standards. ASU 2018-07 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early adoption is permitted. We adopted the requirements of this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as it is not our practice to issue stock-based awards to pay for goods and services from nonemployees, other than nonemployee directors.

Derivative Financial Instruments and Hedging Activities - Fair Value Hedges: All of our interest rate swap contracts are designated and qualified as fair value hedges. The terms of our interest rate swap contracts are closely aligned to the terms of the designated fixed-rate loans. The hedging relationships are tested for effectiveness on a quarterly basis using a qualitative approach. The qualitative analysis includes verification that there are no changes to the derivative's or hedged item's key terms and conditions and no adverse developments regarding risk of counterparty default, and validation that we continue to have fair value hedge designation. The interest rate swaps are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The changes in the fair value of the interest rate swaps are recorded in interest income. The unrealized gains or losses due to changes in fair value of the hedged fixed-rate loans due to changes in benchmark interest rates are recorded as an adjustment to the hedged loans and offset in interest income. For derivative instruments executed with the same counterparty under a master netting arrangement, we do not offset fair value amounts of interest rate swaps in liability positions with the ones in asset positions.

From time to time, we make firm commitments to enter into long-term fixed-rate loans with borrowers backed by yield maintenance agreements and simultaneously enter into forward interest rate swap agreements with correspondent banks to mitigate the change in fair value of the yield maintenance agreement. Prior to loan funding, yield maintenance agreements with net settlement features that meet the definition of a derivative are considered as non-designated hedges and are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The offsetting changes in the fair value of the forward swap and the yield maintenance agreement are recorded in interest income. When the fixed-rate loans are originated, the forward swaps are designated to offset the change in fair value in the loans. Subsequent to the point of the swap designations, the fair value of the related yield maintenance agreements at the designation date that was recorded in other assets is amortized using the effective yield method over the life of the respective designated loans.

The net effect of the change in fair value of interest rate swaps, the amortization of the yield maintenance agreement and the change in the fair value of the hedged loans due to changes in benchmark interest rates result in an insignificant amount recognized in interest income. For further detail, see Note 14, Derivative Financial Instruments and Hedging Activities.


Page-57


In October 2018, the FASB issued ASU No. 2018-16, Derivatives and Hedging (Topic 815): Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes. This update adds an alternative fifth permissible U.S. benchmark rate to be used for hedge accounting purposes. The amendments should be adopted for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years, on a prospective basis for qualifying new or re-designated hedging relationships entered into on or after the date of adoption. We adopted this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as we did not have new or re-designated hedging relationships since adoption.
Revenue Recognition: We utilize the following five-step model for non-financial instrument related revenue that is in scope for Topic 606, Revenue from Contracts with Customers: 1) identify the contract, 2) identify the performance obligations in the contract, 3) determine the transaction price, 4) allocate the transaction price to the performance obligations in the contract, and, 5) recognize revenue when (or as) the entity satisfies the performance obligation. Our main revenue streams in scope for Topic 606 include:

•
Wealth Management & Trust ("WM&T") fees - WM&T services include, but are not limited to: customized investment advisory and management; administrative services such as bill pay and tax reporting; trust administration, estate settlement, custody and fiduciary services.  Performance obligations for investment advisory and management services are generally satisfied over time.  Revenue is recognized monthly according to a tiered fee schedule based on the client's month-end market value of assets under our management.  WM&T does not earn revenue based on performance or incentives.  Costs associated with WM&T revenue-generating activities, such as payments to sub-advisors, are recorded separately as part of professional service expenses when incurred.

•
Deposit account service charges - Service charges on deposit accounts consist of monthly maintenance fees, business account analysis fees, business online banking fees, check order charges, and other deposit account-related fees.  Performance obligations for monthly maintenance fees and account analysis fees are satisfied, and the related revenue recognized, when we complete our performance obligation each month.  Performance obligations related to transaction-based services (such as check orders) are satisfied, and the related revenue recognized, at a point in time typically when the transaction is completed, except for business accounts subject to analysis where the transaction-based fees are part of the monthly account analysis fees.

•
Debit card interchange fees - We issue debit cards to our consumer and small business customers that allow them to purchase goods and services from merchants in person, online, or via mobile devices using funds held in their demand deposit accounts held with us.  Debit cards issued to our customers are part of global electronic payment networks (such as Visa) who pass a portion of the merchant interchange fees to debit card-issuing member banks like us when our customers make purchases through their networks.  Performance obligations for debit card services are satisfied and revenue is recognized daily as the payment networks process transactions.  Because we act in an agent capacity, we recognize network costs on a net basis with interchange fees in non-interest income.

Advertising Costs are expensed as incurred. For the years ended December 31, 2019 and 2018, advertising costs totaled $775 thousand and $666 thousand, respectively.

Comprehensive Income (Loss) includes net income, changes in the unrealized gains or losses on available-for-sale investment securities, and amortization of net unrealized gains or losses on securities transferred from available-for-sale to held-to-maturity, net of related taxes, reported on the consolidated statements of comprehensive income and as components of stockholders' equity.

Fair Value Measurements: We use fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. We base our fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (i.e., exit price notion) reflecting factors such as a liquidity premium. Securities available-for-sale and derivatives are recorded at fair value on a recurring basis. Our equity investments that do not have readily determinable fair values are recorded at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. FHLB stock and Visa Inc. Class B common stock are carried at cost as of December 31, 2019 and 2018, as there was no impairment or changes resulting from observable price changes in orderly transactions for an identical or similar investment of the same issuer. Additionally,

Page-58


from time to time, we may be required to record certain assets and liabilities at fair value on a non-recurring basis, such as purchased loans and acquired deposits recorded at acquisition date, certain impaired loans, other real estate owned and securities held-to-maturity that are other-than-temporarily impaired. These non-recurring fair value adjustments typically involve write-downs of individual assets due to application of lower-of-cost or market accounting.

When we develop our fair value measurement process, we maximize the use of observable inputs. Whenever there is no readily available market data, we use our best estimates and assumptions in determining fair value, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, our recorded earnings or disclosures could have been materially different from those reflected in these consolidated financial statements.

Use of Estimates: The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Significant accounting estimates reflected in the consolidated financial statements include ALLL, other-than-temporary impairment of investment securities, accrued liabilities, accounting for income taxes and fair value measurements (including fair values of acquired assets and assumed liabilities at acquisition dates) as discussed in the Notes herein.

Other Recently Adopted Accounting Standards

In February 2018, the FASB issued ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. This amendment helped organizations address certain stranded income tax effects in accumulated other comprehensive income ("AOCI") resulting from the enactment of the Tax Cuts and Jobs Act of 2017. The ASU required financial statement preparers to disclose a description of the accounting policy for releasing income tax effects from AOCI, whether or not they elect to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act of 2017, and information about the other income tax effects that are reclassified. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. We early adopted this ASU in the first quarter of 2018 by reclassifying $638 thousand from AOCI to retained earnings. This amount represented the stranded income tax effects related to the unrealized loss on available-for-sale securities in AOCI on the date of the enactment of the Tax Cuts and Jobs Act of 2017.

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) (the "new lease accounting standard"). The amendments in this ASU intended to increase transparency and comparability among organizations by recognizing an operating lease or finance lease right-of-use asset for the lease term, and a lease liability, which is a lessee's obligation to make lease payments, recorded based on discounting future lease payments under the lease terms. This ASU generally applies to leasing arrangements exceeding a twelve-month term. ASU 2016-02 is effective for annual periods, including interim periods within those annual periods beginning after December 15, 2018 and requires a modified retrospective method of adoption. In July 2018, the FASB issued two amendments to ASU 2016-02: ASU No. 2018-10, Codification Improvements to Topic 842, Leases, which provided various corrections and clarifications to ASU 2016-02; and ASU No. 2018-11, Leases (Topic 842): Targeted Improvements, which permitted optional transition methods and provided lessors with a practical expedient for separating lease and non-lease components of a lease. The ASU allowed entities to apply either a modified retrospective approach at the beginning of the earliest period presented or at the beginning of the period of adoption through a cumulative-effect adjustment to retained earnings. We adopted the ASU under the latter approach.

As a result of the adoption of ASU 2016-02 on January 1, 2019, we recorded operating and finance lease right-of-use assets totaling $13.4 million, net of deferred rent and unaccreted lease incentives, operating and finance lease liabilities totaling $15.4 million, and no cumulative-effect adjustments to retained earnings. Under the standard's transition guidance, we elected the package of practical expedients, which allowed us to carry forward existing lease classifications and did not require us to reassess initial direct costs for any existing leases. In addition, we elected the hindsight practical expedient when determining the lease term (i.e., considering whether we are reasonably certain to exercise options to extend or terminate the lease). We made accounting policy elections not to separate non-lease components from lease components and to exclude short-term leases (i.e., lease term of 12 months or less at the commencement date) from right-of-use assets and lease liabilities for all lease classifications. See Note 12, Commitments and Contingencies for further information.

Page-59



In March 2019, the FASB issued ASU No. 2019-01, Leases (Topic 842): Codification Improvements. This ASU addresses two lessor implementation issues and clarifies that lessees and lessors are exempt from certain interim disclosure requirements associated with adopting ASU 2016-02. The amendments related to the lessor implementation issues are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Early application is permitted. As the ASU's amendments applicable to us only relate to disclosures, the adoption of ASU 2019-01 did not impact our financial condition or results of operations.
Accounting Standards Not Yet Effective

In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The standard will replace today's "incurred loss" model with a "current expected credit loss" ("CECL") model. The CECL model will apply to estimated credit losses on loans receivable, held-to-maturity debt securities, unfunded loan commitments, and certain other financial assets measured at amortized cost. The CECL model is based on lifetime expected losses, rather than incurred losses, and requires the recognition of credit loss expense in the consolidated statement of income and a related allowance for credit losses on the consolidated statement of condition at the time of origination or purchase of a loan receivable or held-to-maturity debt security. In addition, CECL will modify the accounting for purchased loans and will require that an allowance for credit losses be established at the date of acquisition. However, for purchased financial assets with a more­-than-insignificant amount of credit deterioration since origination (“PCD assets”) that are measured at amortized cost, the initial allowance for credit losses is added to the purchase price rather than being reported as a credit loss expense. Subsequent changes in the allowance for credit losses on PCD assets are recognized through credit loss expense.

Under ASU 2016-13, available-for-sale debt securities are evaluated for impairment if fair value is less than amortized cost. Estimated credit losses are recorded through a credit loss expense and an allowance, rather than a write-down of the investment. Changes in fair value that are not credit-related will continue to be recorded in other comprehensive income. The ASU also expands the disclosure requirements regarding assumptions, models, and methods for estimating the allowance for loan losses. In addition, entities will need to disclose the amortized cost balance for each class of financial asset by credit quality indicator, disaggregated by the year of origination. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.

Early CECL implementation activities focused on, among other things, capturing and validating data, segmenting the loan portfolio, evaluating various credit loss estimation methodologies, sourcing tools to forecast future economic conditions, running multiple loan loss driver analyses that correlate our credit loss experience with one or more economic factors, and evaluating the qualitative factor framework and assumptions. Based on these activities, we determined that our primary credit loss methodology will utilize a discounted cash flow approach that considers the probability of default and loss given default. Continuing implementation activities include model validation, drafting policies and disclosures, and evaluating, documenting and testing internal controls. Parallel testing occurred throughout 2019 and we estimate that our adoption of the CECL standards will result in a 5% to 15% increase to our allowance for credit losses, which will be recorded as a cumulative-effect adjustment to retained earnings, net of tax as of January 1, 2020.

In April 2019, the FASB issued ASU No. 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments that clarifies and improves areas of guidance related to recently issued standards on credit losses, hedging and recognition and measurement. The provisions of this ASU are effective January 1, 2020 and contain various methods of adoption. We will evaluate this ASU in conjunction with ASU 2016-13 to determine its impact on our financial condition and results of operations. At this time, we do not expect the ASU to have a material impact on our financial condition or results of operations.
In May 2019, the FASB issued ASU No. 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief. This ASU allows an option for entities to irrevocably elect the fair value option on an instrument-by-instrument basis for eligible financial assets measured at amortized cost basis upon adoption of the credit loss standards. This amendment provides relief for those entities electing the fair value option on newly originated or purchased financial assets, while maintaining existing similar financial assets at amortized cost, avoiding the requirement to maintain dual measurement methods for similar assets. The fair value option does not apply to held-to-maturity debt securities. This ASU is effective for us in fiscal year 2020, including interim periods within the fiscal year. At this time, we do not expect to elect the fair value option for our financial assets.

Page-60


In November 2019, the FASB issued ASU No. 2019-11, Codification Improvements to Topic 326, Financial Instruments - Credit Losses. This ASU, among other narrow -scope improvements, clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. This ASU permits organizations to record expected recoveries on PCD assets. Additionally, this ASU reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. ASU 2019-11 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The amendments should be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the opening retained earnings balance in the statement of financial position as of the date of adoption. We adopted the requirements of this ASU on January 1, 2020 and do not expect the ASU to have a material impact on our financial condition or results of operations.

In August 2018, the FASB issued ASU No. 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. The amendments in this ASU remove, modify, and add disclosure requirements for the fair value reporting of assets and liabilities. The modifications and additions relate to Level 3 fair value measurements at the end of the reporting period. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Entities should disclose and describe the range and weighted-average of significant observable inputs used to develop Level 3 fair value measurements prospectively. We adopted the requirements of this ASU on January 1, 2020. As the ASU’s requirements only relate to disclosures, the amendments will not impact our financial condition or results of operations.

In August 2018, the FASB issued ASU No. 2018-15, Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract. This standard aligns the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software, regardless of whether they convey a license to the hosted software. The accounting for the service element of a hosting arrangement that is a service contract is not affected by this ASU. The amendments are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. An entity has the option to apply amendments in the ASU either retrospectively or prospectively to all implementation costs incurred after the date of adoption. We adopted the requirements of this ASU on January 1, 2020. We do not expect that the ASU will have a material impact on our financial condition or results of operations.
In December 2019, the FASB issued ASU No. 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. This ASU is intended to reduce the cost and complexity related to accounting for income taxes by removing certain exceptions to the guidance in Topic 740 related to the approach for intraperiod tax allocation, the methodology for calculating income taxes in an interim period and simplifying aspects of the accounting for franchise taxes and enacted changes in tax laws or rates. This ASU is effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. As this ASU is narrow in scope and applicability to us will likely be minimal, we do not expect that the ASU will have a material impact on our financial condition or results of operations.
In January 2020, the FASB issued ASU No. 2020-01, Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815. Among other things, this ASU clarifies that a company should consider observable transactions that require a company to either apply or discontinue the equity method of accounting under Topic 323, for the purposes of applying the measurement alternative in accordance with Topic 321. This ASU is effective for fiscal years beginning after December 15, 2020. Early adoption is permitted. ASU No. 2020-01 should be applied prospectively at the beginning of the interim period that includes adoption. We do not expect that the ASU will have a material impact on our financial condition or results of operations.

Note 2:  Investment Securities
 
Our investment securities portfolio consists of obligations of state and political subdivisions, U.S. corporations, U.S. federal government agencies such as Government National Mortgage Association ("GNMA") and Small Business Administration ("SBA"), U.S. government-sponsored enterprises ("GSEs") such as Federal National Mortgage Association ("FNMA"), Federal Home Loan Mortgage Corporation ("FHLMC), Federal Farm Credit Banks Funding Corporation and FHLB. We also invest in residential and commercial mortgage-backed securities ("MBS"/"CMBS") and collateralized mortgage obligations ("CMOs") issued or guaranteed by the GSEs, as reflected in the following table:

Page-61


 
December 31, 2019
December 31, 2018
 
Amortized

Fair

Gross Unrealized
Amortized

Fair

Gross Unrealized
(in thousands)
Cost

Value

Gains

(Losses)

Cost

Value

Gains

(Losses)

Held-to-maturity:
 
 
 
 
 
 
 
 
Securities of U.S. government-sponsored enterprises:

 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
80,451

$
81,325

$
1,018

$
(144
)
$
88,606

$
85,804

$
7

$
(2,809
)
  SBA-backed securities
7,999

8,264

265

—

8,720

8,757

37

—

  CMOs issued by FNMA

10,210

10,492

282

—

11,447

11,327

—

(120
)
  CMOs issued by FHLMC
31,477

32,157

685

(5
)
33,583

33,021

8

(570
)
  CMOs issued by GNMA
3,763

3,816

53

—

3,739

3,769

30

—

Obligations of state and
political subdivisions
3,513

3,588

75

—

11,111

11,216

128

(23
)
Total held-to-maturity
137,413

139,642

2,378

(149
)
157,206

153,894

210

(3,522
)
Available-for-sale:
 
 
 
 
 
 
 
 
Securities of U.S. government-sponsored enterprises:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
98,502

100,071

1,617

(48
)
95,339

94,467

358

(1,230
)
SBA-backed securities
35,674

36,286

688

(76
)
50,722

50,781

465

(406
)
CMOs issued by FNMA
22,702

23,092

390

—

28,275

28,079

134

(330
)
CMOs issued by FHLMC
139,398

143,226

3,892

(64
)
145,979

144,836

454

(1,597
)
CMOs issued by GNMA
11,719

11,755

42

(6
)
11,294

11,021

1

(274
)
Debentures of government- sponsored agencies
48,389

49,046

727

(70
)
52,956

53,018

185

(123
)
Privately issued CMOs
—

—

—

—

295

297

2

—

Obligations of state and
political subdivisions
66,042

67,282

1,386

(146
)
79,046

77,960

134

(1,220
)
Corporate bonds
1,497

1,502

6

(1
)
2,004

2,005

15

(14
)
Total available-for-sale
423,923

432,260

8,748

(411
)
465,910

462,464

1,748

(5,194
)
Total investment securities
$
561,336

$
571,902

$
11,126

$
(560
)
$
623,116

$
616,358

$
1,958

$
(8,716
)


The amortized cost and fair value of investment debt securities by contractual maturity at December 31, 2019 and 2018 are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties.
 
December 31, 2019
December 31, 2018
 
Held-to-Maturity
Available-for-Sale
Held-to-Maturity
Available-for-Sale
(in thousands)
Amortized Cost

Fair Value

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Within one year
$
1,807

$
1,811

$
6,699

$
6,706

$
6,194

$
6,182

$
9,863

$
9,795

After one but within five years
2,256

2,296

48,706

49,619

5,481

5,492

84,871

84,435

After five years through ten years
56,221

57,544

208,806

214,277

59,231

58,120

252,274

250,055

After ten years
77,129

77,991

159,712

161,658

86,300

84,100

118,902

118,179

Total
$
137,413

$
139,642

$
423,923

$
432,260

$
157,206

$
153,894

$
465,910

$
462,464



Sales of investment securities and gross gains and losses are shown in the following table.
(in thousands)
2019
2018
Available-for-sale:
 
 
  Sales proceeds
$
66,081

$
16,972

  Gross realized gains
$
214

$
27

  Gross realized losses
$
(159
)
$
(106
)

        

Page-62


Pledged investment securities are shown in the following table:
(in thousands)
December 31, 2019
December 31, 2018
Pledged to the State of California:
 
 
   Secure public deposits in compliance with the Local Agency Security Program
$
126,598

$
125,696

   Collateral for trust deposits
742

734

      Total investment securities pledged to the State of California
$
127,340

$
126,430

Collateral for Wealth Management and Trust Services ("WMTS') checking account
$
622

$
2,000



As part of our ongoing review of our investment securities portfolio, we reassessed the classification of certain securities issued by government sponsored agencies. During 2018, we transferred $27.4 million, from available-for-sale to held-to-maturity at fair value. We intend and have the ability to hold these securities to maturity. The net unrealized pre-tax loss of $278 thousand, remained in accumulated other comprehensive income and is amortized over the remaining life of the securities along with amortization of any prior transfers. Amortization of the net unrealized pre-tax loss totaled $445 thousand and $516 thousand in 2019 and 2018, respectively. There were no securities transferred from available-for-sale to held-to-maturity at fair value in 2019.

There were 40 and 229 securities in unrealized loss positions at December 31, 2019 and 2018, respectively. Those securities are summarized and classified according to the duration of the loss period in the tables below:
December 31, 2019
< 12 continuous months
 
 
≥ 12 continuous months
 
 
Total securities
 in a loss position
 
(in thousands)
Fair value

Unrealized loss

 
Fair value

Unrealized loss

 
Fair value

Unrealized loss

Held-to-maturity:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
14,203

$
(60
)
 
$
6,073

$
(84
)
 
$
20,276

$
(144
)
CMOs issued by FHLMC
—

—

 
1,725

(5
)
 
1,725

(5
)
Total held-to-maturity
14,203

(60
)
 
7,798

(89
)
 
22,001

(149
)
Available-for-sale:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
4,367

(34
)
 
4,464

(14
)
 
8,831

(48
)
SBA-backed securities
9,227

(14
)
 
2,448

(62
)
 
11,675

(76
)
CMOs issued by FHLMC
14,918

(58
)
 
2,981

(6
)
 
17,899

(64
)
CMOs issued by GNMA
7,139

(6
)
 
—

—

 
7,139

(6
)
Debentures of government-sponsored agencies
25,228

(70
)
 
—

—

 
25,228

(70
)
Obligations of state and political subdivisions
20,579

(145
)
 
659

(1
)
 
21,238

(146
)
Corporate bonds
500

(1
)
 
—

—

 
500

(1
)
Total available-for-sale
81,958

(328
)
 
10,552

(83
)
 
92,510

(411
)
Total temporarily impaired securities
$
96,161

$
(388
)
 
$
18,350

$
(172
)
 
$
114,511

$
(560
)

Page-63


December 31, 2018
< 12 continuous months
 
 
> 12 continuous months
 
 
Total securities
 in a loss position
 
(in thousands)
Fair value

Unrealized loss

 
Fair value

Unrealized loss

 
Fair value

Unrealized loss

Held-to-maturity:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
198

$
(9
)
 
$
83,990

$
(2,800
)
 
$
84,188

$
(2,809
)
CMOs issued by FNMA
—

—

 
11,327

(120
)
 
$
11,327

$
(120
)
CMOs issued by FHLMC

2,880

(3
)
 
28,171

(567
)
 
31,051

(570
)
Obligations of state and political subdivisions
—

—

 
3,565

(23
)
 
3,565

(23
)
Total held-to-maturity
3,078

(12
)
 
127,053

(3,510
)
 
130,131

(3,522
)
Available-for-sale:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
19,971

(128
)
 
50,077

(1,102
)
 
70,048

(1,230
)
SBA-backed securities
13,175

(122
)
 
20,123

(284
)
 
33,298

(406
)
CMOs issued by FNMA
2,345

(8
)
 
16,138

(322
)
 
18,483

(330
)
CMOs issued by FHLMC
24,094

(330
)
 
74,243

(1,267
)
 
98,337

(1,597
)
CMOs issued by GNMA
1,666

(7
)
 
9,112

(267
)
 
10,778

(274
)
Debentures of government- sponsored agencies
4,992

(8
)
 
11,349

(115
)
 
16,341

(123
)
Obligations of state and political subdivisions
15,290

(54
)
 
52,804

(1,166
)
 
68,094

(1,220
)
Corporate bonds
—

—

 
1,004

(14
)
 
1,004

(14
)
Total available-for-sale
81,533

(657
)
 
234,850

(4,537
)
 
316,383

(5,194
)
Total temporarily impaired securities
$
84,611

$
(669
)
 
$
361,903

$
(8,047
)
 
$
446,514

$
(8,716
)

 
As of December 31, 2019, the investment portfolio included 16 investment securities that had been in a continuous loss position for twelve months or more and 24 investment securities had been in a loss position for less than twelve months.

Securities issued by government-sponsored agencies, such as FNMA and FHLMC, usually have implicit credit support by the U.S. federal government. However, since 2008, FNMA and FHLMC have been under government conservatorship and, therefore, contractual cash flows for these investments carry explicit guarantees by the U.S. federal government. Securities issued by the SBA and GNMA have explicit credit guarantees by the U.S. federal government, which protects us from credit losses on the contractual cash flows of the securities.

Other temporarily impaired securities, including obligations of state and political subdivisions and corporate bonds, were deemed credit worthy after our internal analysis of the issuers' latest financial information, credit ratings by major credit agencies, and/or credit enhancements. Based on our comprehensive analyses, we determined that the decline in the fair values of these securities was primarily driven by factors other than credit, such as changes in market interest rates and liquidity spreads subsequent to purchase. At December 31, 2019, Management determined that it did not intend to sell investment securities with unrealized losses, and it is more than likely than not that we will not have to sell any of the securities with unrealized losses before recovery of their amortized cost. Therefore, we do not consider these investment securities to be other-than-temporarily impaired at December 31, 2019.

Non-Marketable Securities
 
As a member of the FHLB, we are required to maintain a minimum investment in FHLB capital stock determined by the Board of Directors of the FHLB. The minimum investment requirements can increase in the event we increase our total asset size or borrowings with the FHLB. Shares cannot be purchased or sold except between the FHLB and its members at the $100 per share par value. We held $11.7 million and $11.1 million of FHLB stock included in other assets on the consolidated statements of condition at December 31, 2019 and 2018, respectively. The carrying amounts of these investments are reasonable estimates of fair value because the securities are restricted to member banks and they do not have a readily determinable market value. Based on our analysis of FHLB’s financial condition and certain qualitative factors, we determined that the FHLB stock was not impaired at December 31, 2019 and 2018.  On February 20, 2020, FHLB announced a cash dividend for the fourth quarter of 2019 at an annualized dividend rate of 7.00% to be distributed in mid-March 2020. Cash dividends paid on FHLB capital stock are recorded as non-interest income.

Page-64



As a member bank of Visa U.S.A., we held 10,439 shares of Visa Inc. Class B common stock at both December 31, 2019 and 2018. These shares have a carrying value of zero and are restricted from resale to non-member banks of Visa U.S.A. until their conversion into Class A (voting) shares upon the termination of Visa Inc.'s Covered Litigation escrow account. Because of the restriction and the uncertainty on the conversion rate to Class A shares, these shares lack a readily determinable fair value. When converting this Class B common stock to Class A common stock based on the conversion rate of 1.6228, as of December 31, 2019 and 1.6298 as of December 31, 2018, and the closing stock price of Class A shares at those respective dates, the converted value of our shares of Class B common stock would have been $3.2 million and $2.2 million at December 31, 2019 and 2018, respectively. The conversion rate is subject to further adjustment upon the final settlement of the covered litigation against Visa Inc. and its member banks. As such, the fair value of these Class B shares can differ significantly from their converted values. For further information, refer to Note 12, Commitments and Contingencies.

In October 2018, we sold 6,500 shares of our holdings of Visa Inc. Class B common stock to a member bank of Visa U.S.A. The pre-tax gain from the sale, net of sales commission, was $956 thousand.

We invest in low income housing tax credit funds as a limited partner, which totaled $4.1 million and $4.6 million recorded in other assets as of December 31, 2019 and 2018, respectively. In 2019, we recognized $603 thousand of low income housing tax credits and other tax benefits, net of $515 thousand of amortization expense of low income housing tax credit investment, as a component of income tax expense. As of December 31, 2019, our unfunded commitments for these low income housing tax credit funds totaled $2.2 million. We did not recognize any impairment losses on these low income housing tax credit investments during 2019 or 2018, as the value of the future tax benefits exceeds the carrying value of the investments.


Page-65


Note 3:  Loans and Allowance for Loan Losses
 
Credit Quality of Loans
 
Virtually all of our loans are from customers located in California, primarily in Marin, Alameda, Sonoma, San Francisco, Napa, and Contra Costa counties. Approximately 88% of total loans were secured by real estate at December 31, 2019 and 2018. At December 31, 2019 and 2018, 68% and 67%, respectively, of our loans were for commercial real estate, 84% and 85% of which were secured by real estate located in Marin, Sonoma, Alameda, San Francisco and Napa counties (California).

The following table shows outstanding loans by class and payment aging as of December 31, 2019 and 2018.
Loan Aging Analysis by Class
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Total

December 31, 2019
 
 
 
 
 
 
 
 
30-59 days past due
$
1

$
—

$
1,001

$
—

$
279

$
—

$
7

$
1,288

60-89 days past due
—

—

—

—

98

—

95

193

90 days or more past due
—

—

—

—

167

—

—

167

Total past due
1

—

1,001

—

544

—

102

1,648

Current
246,686

308,824

945,316

61,095

115,480

136,657

27,580

1,841,638

Total loans 2
$
246,687

$
308,824

$
946,317

$
61,095

$
116,024

$
136,657

$
27,682

$
1,843,286

Non-accrual loans 1
$
—

$
—

$
—

$
—

$
168

$
—

$
58

$
226

December 31, 2018
 

 

 

 

 

 

 

 

30-59 days past due
$
5

$
—

$
1,004

$
—

$
—

$
—

$
112

$
1,121

60-89 days past due
—

—

—

—

—

—

—

—

90 days or more past due
—

—

—

—

—

—

—

—

Total past due
5

—

1,004

—

—

—

112

1,121

Current
230,734

313,277

872,406

76,423

124,696

117,847

27,360

1,762,743

Total loans 2
$
230,739

$
313,277

$
873,410

$
76,423

$
124,696

$
117,847

$
27,472

$
1,763,864

Non-accrual loans 1
$
319

$
—

$
—

$
—

$
313

$
—

$
65

$
697


1 Includes no purchased credit impaired ("PCI") loans at December 31, 2019 or 2018. Amounts exclude accreting PCI loans of with carrying values totaling $2.0 million at December 31, 2019 and $2.1 million at December 31, 2018, as we have a reasonable expectation about future cash flows to be collected and we continue to recognize accretable yield on these loans in interest income. There were no accruing loans past due more than ninety days at December 31, 2019 or 2018.
2 Amounts include net deferred loan origination costs of $983 thousand and $635 thousand at December 31, 2019 and 2018, respectively. Amounts are also net of unaccreted purchase discounts on non-PCI loans of $589 thousand and $708 thousand at December 31, 2019 and 2018, respectively.

We generally make commercial loans to established small and mid-sized businesses to provide financing for their growth and working capital needs, equipment purchases and acquisitions.  Management examines historical, current, and projected cash flows to determine the ability of the borrower to repay obligations as agreed. Commercial loans are made based primarily on the identified cash flows of the borrower and secondarily on the underlying collateral and guarantor support. The cash flows of borrowers, however, may not occur as expected, and the collateral securing these loans may fluctuate in value. Most commercial and industrial loans are secured by the assets being financed, such as accounts receivable and inventory, and typically include personal guarantees. We target stable businesses with guarantors who provide additional sources of repayment and have proven to be resilient in periods of economic stress.  
 
Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans discussed above. We underwrite these loans to be repaid from cash flow and to be supported by real property collateral. Underwriting standards for commercial real estate loans include, but are not limited to, debt coverage and loan-to-value ratios. Furthermore, a large majority of our loans are guaranteed by the owners of the properties. Conditions in the real estate markets or in the general economy may adversely affect our commercial real estate loans. In the event of a vacancy, we expect guarantors to carry the loans until they find a replacement tenant.  The owner's substantial equity investment provides a strong economic incentive to continue to support the commercial real estate projects. As such, we have generally experienced a relatively low level of loss and delinquencies in this portfolio.

Construction loans are generally made to developers and builders to finance construction, renovation and occasionally land acquisitions in anticipation of near-term development. Construction loan borrowers provide for interest reserves that are used for the payment of interest during the development and marketing periods and capitalized as part of the loan balance. When a construction loan is placed on nonaccrual status before the depletion of the interest reserve, we

Page-66


apply the interest funded by the interest reserve against the loan's principal balance. These loans are underwritten after evaluation of the borrower's financial strength, reputation, prior track record, and independent appraisals. We monitor all construction projects to determine whether they are on schedule, completed as planned and in accordance with the approved construction budgets. Significant events can affect the construction industry, including: the inherent volatility of real estate markets and vulnerability to delays due to weather, change orders, inability to obtain construction permits, labor or material shortages, and price changes. Estimates of construction costs and value associated with the completed project may be inaccurate. Repayment of construction loans is largely dependent on the ultimate success of the project.
 
Consumer loans primarily consist of home equity lines of credit, other residential loans and floating homes along with a small number of installment loans. Our other residential loans include tenancy-in-common fractional interest loans ("TIC") located almost entirely in San Francisco County. We originate consumer loans utilizing credit score information, debt-to-income ratio and loan-to-value ratio analysis. Diversification among consumer loan types, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. We do not originate sub-prime residential mortgage loans, nor is it our practice to underwrite loans commonly referred to as "Alt-A mortgages," the characteristics of which are reduced documentation, borrowers with low FICO scores or collateral with high loan-to-value ratios.
 
We use a risk rating system to evaluate asset quality, and to identify and monitor credit risk in individual loans, and in the loan portfolio. Our definitions of “Special Mention” risk graded loans, or worse, are consistent with those used by the Federal Deposit Insurance Corporation ("FDIC").  Our internally assigned grades are as follows:
 
Pass and Watch: Loans to borrowers of acceptable or better credit quality. Borrowers in this category demonstrate fundamentally sound financial positions, repayment capacity, credit history and management expertise.  Loans in this category must have an identifiable and stable source of repayment and meet the Bank’s policy regarding debt-service-coverage ratios.  These borrowers are capable of sustaining normal economic, market or operational setbacks without significant financial consequences.  Negative external industry factors are generally not present.  The loan may be secured, unsecured or supported by non-real estate collateral for which the value is more difficult to determine and/or marketability is more uncertain. This category also includes “Watch” loans, where the primary source of repayment has been delayed. “Watch” is intended to be a transitional grade, with either an upgrade or downgrade within a reasonable period.
 
Special Mention: Potential weaknesses that deserve close attention. If left uncorrected, those potential weaknesses may result in deterioration of the payment prospects for the asset. Special Mention assets do not present sufficient risk to warrant adverse classification.
 
Substandard: Inadequately protected by either the current sound worth and paying capacity of the obligor or the collateral pledged, if any. A Substandard asset has a well-defined weakness or weaknesses that jeopardize(s) the liquidation of the debt. Substandard assets are characterized by the distinct possibility that we will sustain some loss if such weaknesses or deficiencies are not corrected. Well-defined weaknesses include adverse trends or developments of the borrower’s financial condition, managerial weaknesses and/or significant collateral deficiencies.
 
Doubtful: Critical weaknesses that make collection or liquidation in full improbable. There may be specific pending events that work to strengthen the asset; however, the amount or timing of the loss may not be determinable. Pending events generally occur within one year of the asset being classified as Doubtful. Examples include: merger, acquisition, or liquidation; capital injection; guarantee; perfecting liens on additional collateral; and refinancing. Such loans are placed on non-accrual status and usually are collateral-dependent.

We regularly review our credits for accuracy of risk grades whenever we receive new information. Borrowers are generally required to submit financial information at regular intervals. Typically, commercial borrowers with lines of credit are required to submit financial information with reporting intervals ranging from monthly to annually depending on credit size, risk and complexity. In addition, investor commercial real estate borrowers with loans exceeding a certain dollar threshold are usually required to submit rent rolls or property income statements annually. We monitor construction loans monthly. We review home equity and other consumer loans based on delinquency. We also review loans graded “Watch” or worse, regardless of loan type, no less than quarterly.


Page-67


The following table represents an analysis of the carrying amount in loans, net of deferred fees and costs and purchase premiums or discounts, by internally assigned risk grades, including PCI loans, at December 31, 2019 and 2018.
Credit Risk Profile by Internally Assigned Risk Grade
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Purchased credit-impaired

Total

December 31, 2019
 
 
 
 
 
 
 
 
Pass
$
209,209

$
263,625

$
944,924

$
61,095

$
114,864

$
136,657

$
27,538

$
2,049

$
1,759,961

Special Mention
37,065

35,016

560

—

750

—

—

—

73,391

Substandard
409

9,042

—

—

339

—

144

—

9,934

Total loans
$
246,683

$
307,683

$
945,484

$
61,095

$
115,953

$
136,657

$
27,682

$
2,049

$
1,843,286

December 31, 2018
 

 

 

 

 

 

 

 

Pass
$
219,625

$
299,998

$
870,443

$
73,735

$
122,844

$
117,847

$
27,312

$
2,112

$
1,733,916

Special Mention
9,957

4,106

2,156

—

1,121

—

—

—

17,340

Substandard
1,126

7,986

—

2,688

648

—

160

—

12,608

Total loans
$
230,708

$
312,090

$
872,599

$
76,423

$
124,613

$
117,847

$
27,472

$
2,112

$
1,763,864


 
Troubled Debt Restructuring
 
Our loan portfolio includes certain loans modified in a troubled debt restructuring (“TDR”), where we have granted economic concessions to borrowers experiencing financial difficulties. These concessions typically result from our loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. TDRs on non-accrual status at the time of restructure may be returned to accruing status after Management considers the borrower’s sustained repayment performance for a reasonable period, generally six months, and obtains reasonable assurance of repayment and performance.
 
We may remove a loan from TDR designation if it meets all of the following conditions:
•
The loan is subsequently refinanced or restructured at current market interest rates and the new terms are consistent with the treatment of creditworthy borrowers under regular underwriting standards;
•
The borrower is no longer considered to be in financial difficulty;
•
Performance on the loan is reasonably assured; and
•
Existing loan did not have any forgiveness of principal or interest.

The same Management level that approved the loan classification upgrade must approve the removal of TDR status. After meeting all of the conditions above, there was one commercial loan with a recorded investment of $3 thousand removed from TDR designation during 2019, and one TIC loan and one home equity loan with recorded investments totaling $247 thousand removed from TDR designation during 2018.

The following table summarizes the carrying amount of TDR loans by loan class as of December 31, 2019 and December 31, 2018.
(in thousands)
As of
Recorded investment in Troubled Debt Restructurings1
December 31, 2019

December 31, 2018

Commercial and industrial
$
1,223

$
1,506

Commercial real estate, owner-occupied
6,998

6,993

Commercial real estate, investor
1,770

1,821

Construction2
—

2,688

Home equity
251

251

Other residential
452

462

Installment and other consumer
639

685

Total
$
11,333

$
14,406

1 There were no acquired TDR loans as of December 31, 2019 or December 31, 2018. TDR loans on non-accrual status totaled $58 thousand at December 31, 2019 and $65 thousand at December 31, 2018.
2 The construction TDR loan outstanding as of December 31, 2018 paid off during 2019.


Page-68


The following table presents information for loans modified in a TDR during the presented periods, including the number of modified contracts, the recorded investment in the loans prior to modification, and the recorded investment in the loans at period end after being restructured. The table excludes fully charged-off TDR loans and loans modified in a TDR and subsequently paid-off during the years presented, if applicable.
(dollars in thousands)
Number of Contracts Modified

Pre-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment at Period End

TDRs modified during 2019:
 

 

 

 
Commercial and industrial
1

$
298

$
298

$
150

TDRs modified during 2018:
 

 

 

 
Commercial and industrial
2

$
254

$
245

$
172



The loan modified during 2019 reflected a maturity extension and interest rate concession. The two loans modified during 2018 were to the same borrower and included maturity extensions and other changes to loan terms. During 2019 and 2018, there were no defaults on loans that had been modified in a TDR within the prior twelve-month period. We report defaulted TDRs based on a payment default definition of more than ninety days past due.

Impaired Loans

The following tables summarize information by class on impaired loans and their related allowances. Total impaired loans include non-accrual loans, accruing TDR loans and accreting PCI loans that have experienced post-acquisition declines in cash flows expected to be collected.
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Total

December 31, 2019
 
 
 
 
 
 
 
Recorded investment in impaired loans:
 
 
 
 
 
 
With no specific allowance recorded
$
349

$
—

$
—

$
—

$
167

$
452

$
98

$
1,066

With a specific allowance recorded
874

6,998

1,770

—

251

—

541

10,434

Total recorded investment in impaired loans
$
1,223

$
6,998

$
1,770

$
—

$
418

$
452

$
639

$
11,500

Unpaid principal balance of impaired loans
$
1,209

$
6,992

$
1,764

$
—

$
417

$
451

$
638

$
11,471

Specific allowance
$
103

$
195

$
41

$
—

$
5

$
—

$
53

$
397

Average recorded investment in impaired loans during 2019
$
1,441

$
6,998

$
1,797

$
1,350

$
481

$
457

$
663

$
13,187

Interest income recognized on impaired loans during 2019 1
$
73

$
266

$
79

$
466

$
42

$
22

$
25

$
973

December 31, 2018
 

 

 

 

 

 

 

Recorded investment in impaired loans:
 

 

 

 

 

 

With no specific allowance recorded
$
303

$
—

$
—

$
2,688

$
313

$
462

$
111

$
3,877

With a specific allowance recorded
1,522

6,993

1,821

—

251

—

574

11,161

Total recorded investment in impaired loans
$
1,825

$
6,993

$
1,821

$
2,688

$
564

$
462

$
685

$
15,038

Unpaid principal balance of impaired loans
$
1,813

$
6,993

$
1,812

$
2,688

$
562

$
461

$
684

$
15,013

Specific allowance
$
466

$
189

$
45

$
—

$
5

$
—

$
73

$
778

Average recorded investment in impaired loans during 2018
$
1,980

$
7,000

$
1,904

$
2,803

$
671

$
915

$
704

$
15,977

Interest income recognized on impaired loans during 2018 1
$
239

$
266

$
83

$
156

$
19

$
45

$
29

$
837


1 Interest income recognized on a cash basis of $417 thousand during 2019 was related to a principal payment applied to interest collected but unrecognized on a former non-accrual land development loan and the pay-off of four non-accruals. Interest income recognized on a cash basis of $135 thousand during 2018 was primarily related to the pay-off of non-accrual commercial PCI loans.

Management monitors delinquent loans continuously and identifies problem loans, generally loans graded Substandard or worse, loans on non-accrual status and loans modified in a TDR, to be evaluated individually for impairment testing. Generally, the recorded investment in impaired loans is net of any charge-offs from estimated losses related to specifically-identified impaired loans when they are deemed uncollectible. There were no charged-off amounts on impaired loans at December 31, 2019 or 2018. In addition, the recorded investment in impaired loans is net of purchase discounts or premiums on acquired loans and deferred fees and costs. At December 31, 2019 and 2018, unused

Page-69


commitments to extend credit on impaired loans, including performing loans to borrowers whose terms have been modified in TDRs, totaled $534 thousand and $1.1 million, respectively.

The following tables disclose activity in the allowance for loan losses ("ALLL") and the recorded investment in loans by class, as well as the related ALLL disaggregated by impairment evaluation method.
Allowance for Loan Losses Rollforward for the Year Ended
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

Year ended December 31, 2019
 
 
 
 
 
 
 
Beginning balance
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Provision (reversal)
(49
)
55

768

(118
)
(65
)
173

(23
)
159

900

Charge-offs
(75
)
—

—

—

—

—

(3
)
—

(78
)
Recoveries
22

—

12

—

—

—

—

—

34

Ending balance
$
2,334

$
2,462

$
8,483

$
638

$
850

$
973

$
284

$
653

$
16,677

Year ended December 31, 2018
 
 
 
 
 
 
 
 
 
Beginning balance
$
3,654

$
2,294

$
6,475

$
681

$
1,031

$
536

$
378

$
718

$
15,767

Provision (reversal)
(1,232
)
113

1,228

75

(116
)
264

(108
)
(224
)
—

Charge-offs
(3
)
—

—

—

—

—

(2
)
—

(5
)
Recoveries
17

—

—

—

—

—

42

—

59

Ending balance
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Allowance for Loan Losses and Recorded Investment In Loans
(dollars in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

December 31, 2019
 
 
 
 
 
 
 
 
 
Ending ALLL related to loans collectively evaluated for impairment
$
2,231

$
2,267

$
8,442

$
638

$
845

$
973

$
231

$
653

$
16,280

Ending ALLL related to loans individually evaluated for impairment
103

195

41

—

5

—

53

—

397

Ending ALLL related to purchased credit-impaired loans
—

—

—

—

—

—

—

—

—

Total ALLL
$
2,334

$
2,462

$
8,483

$
638

$
850

$
973

$
284

$
653

$
16,677

Recorded Investment:
 

 

 

 

 

 

 

 

 

Collectively evaluated for impairment
$
245,460

$
300,685

$
943,714

$
61,095

$
115,535

$
136,205

$
27,043

$
—

$
1,829,737

Individually evaluated for impairment
1,223

6,998

1,770

—

418

452

639

—

11,500

Purchased credit-impaired
4

1,141

833

—

71

—

—

—

2,049

Total
$
246,687

$
308,824

$
946,317

$
61,095

$
116,024

$
136,657

$
27,682

$
—

$
1,843,286

Ratio of allowance for loan losses to total loans
0.95
%
0.80
%
0.90
%
1.04
%
0.73
%
0.71
%
1.03
%
NM

0.90
%
Allowance for loan losses to non-accrual loans
NM

NM

NM

NM

506
%
NM

490
%
NM

7,379
%
NM - Not Meaningful

Page-70


Allowance for Loan Losses and Recorded Investment In Loans
(dollars in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

December 31, 2018
 
 
 
 
 
 
 
 
 
Ending ALLL related to loans collectively evaluated for impairment
$
1,970

$
2,218

$
7,658

$
756

$
910

$
800

$
237

$
494

$
15,043

Ending ALLL related to loans individually evaluated for impairment
466

189

45

—

5

—

73

—

778

Ending ALLL related to purchased credit-impaired loans
—

—

—

—

—

—

—

—

—

Total ALLL
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Loans outstanding:
 

 

 

 

 

 

 

Collectively evaluated for impairment
$
228,883

$
305,097

$
870,778

$
73,735

$
124,049

$
117,385

$
26,787

$
—

$
1,746,714

Individually evaluated for impairment
1,825

6,993

1,821

2,688

564

462

685

—

15,038

Purchased credit-impaired
31

1,187

811

—

83

—

—

—

2,112

Total
$
230,739

$
313,277

$
873,410

$
76,423

$
124,696

$
117,847

$
27,472

$
—

$
1,763,864

Ratio of allowance for loan losses to total loans
1.06
%
0.77
%
0.88
%
0.99
%
0.73
%
0.68
%
1.13
%
NM

0.90
%
Allowance for loan losses to non-accrual loans
764
%
NM

NM

NM

292
%
NM

477
%
NM

2,270
%

NM - Not Meaningful

Purchased Credit-Impaired Loans
 
Acquired loans are considered credit-impaired if there is evidence of significant deterioration of credit quality since origination and it is probable, at the acquisition date, that we will be unable to collect all contractually required payments receivable. Management has determined certain loans purchased in our three bank acquisitions to be PCI loans based on credit indicators such as non-accrual status, past due status, loan risk grade, loan-to-value ratio, etc. Revolving credit agreements (e.g., home equity lines of credit and revolving commercial loans) are not considered PCI loans as cash flows cannot be reasonably estimated.
 
The following table reflects the unpaid principal balance and related carrying value of PCI loans:
PCI Loans
December 31, 2019
December 31, 2018

(in thousands)
Unpaid Principal Balance

Carrying Value

Unpaid Principal Balance

Carrying Value

Commercial and industrial
$
34

$
4

$
89

$
31

Commercial real estate, owner occupied
1,194

1,141

1,247

1,187

Commercial real estate, investor
1,001

833

1,033

811

Home equity
188

71

210

83

Total purchased credit-impaired loans
$
2,417

$
2,049

$
2,579

$
2,112


 
The activities in the accretable yield, or income expected to be earned over the remaining lives of the PCI loans were as follows: 
Accretable Yield
Years ended
(in thousands)
December 31, 2019

December 31, 2018

Balance at beginning of period
$
934

$
1,254

Accretion
(234
)
(320
)
Balance at end of period
$
700

$
934




Page-71


Pledged Loans
 
Our FHLB line of credit is secured under terms of a blanket collateral agreement by a pledge of certain qualifying loans with unpaid principal balances of $1,133.4 million and $1,027.4 million at December 31, 2019 and 2018, respectively. In addition, we pledge eligible TIC loans, which totaled $115.7 million and $94.5 million at December 31, 2019 and 2018, respectively, to secure our borrowing capacity with the Federal Reserve Bank ("FRB"). Also, see Note 7, Borrowings.

Related Party Loans

The Bank has, and expects to have in the future, banking transactions in the ordinary course of its business with directors, officers, principal shareholders and their businesses or associates. These transactions, including loans, are granted on substantially the same terms, including interest rates and collateral on loans, as those prevailing at the same time for comparable transactions with persons not related to us. Likewise, these transactions do not involve more than the normal risk of collectability or present other unfavorable features.

The following table shows changes in net loans to related parties for each of the two years ended December 31, 2019 and 2018:
(in thousands)
2019

2018

Balance at beginning of year
$
10,635

$
11,852

Additions
—

863

Advances
—

—

Repayments
(2,320
)
(2,080
)
Reclassified due to a change in borrower status
18

—

Balance at end of year
$
8,333

$
10,635



Undisbursed commitments to related parties totaled $9.2 million and $9.1 million as of December 31, 2019 and 2018, respectively.
 
Note 4:  Bank Premises and Equipment

A summary of Bank premises and equipment at December 31 follows:
(in thousands)
2019

2018

Leasehold improvements
$
15,287

$
15,024

Furniture and equipment
10,986

10,839

Subtotal
26,273

25,863

Accumulated depreciation and amortization
(20,203
)
(18,487
)
Bank premises and equipment, net
$
6,070

$
7,376



The amount of depreciation and amortization totaled $2.2 million and $2.1 million the years ended December 31, 2019 and 2018, respectively.

Note 5:  Bank Owned Life Insurance

We own life insurance policies on the lives of certain current and former officers designated by the Board of Directors to fund our employee benefit programs. Death benefits provided under the specific terms of these insurance policies are estimated to be $88.4 million at December 31, 2019. The benefits to employees' beneficiaries are limited to each employee's active service period. The investment in bank owned life insurance policies are reported in interest receivable and other assets at their cash surrender value, net of surrender charges, of $41.6 million and $39.0 million at December 31, 2019 and 2018, respectively. The cash surrender value includes both the original premiums paid for the life insurance policies and the accumulated accretion of policy income since inception of the policies, net of mortality costs and other fees. Income of $1.2 million and $913 thousand was recognized on these life insurance policies in 2019 and 2018, respectively. We regularly monitor the financial information and credit ratings of our insurance carriers to ensure that they are credit worthy and comply with our policy.


Page-72


Note 6:  Deposits

A stratification of time deposits at December 31, 2019 and 2018 is presented in the following table:
(in thousands)
December 31, 2019

December 31, 2018

Time deposits of less than $100 thousand
$
29,931

$
34,638

Time deposits of $100 thousand to $250 thousand
39,377

51,690

Time deposits of more than $250 thousand
28,502

30,854

Total time deposits
$
97,810

$
117,182



Interest on time deposits was $595 thousand and $542 thousand in 2019 and 2018, respectively.

Scheduled maturities of time deposits at December 31, 2019 are presented as follows:
(in thousands)
2020

2021

2022

2023

2024

Thereafter

Total

Scheduled maturities of time deposits
$
64,747

$
17,401

$
7,541

$
3,681

$
4,440

$
—

$
97,810



As of December 31, 2019, $126.6 million in securities were pledged as collateral for our local agency deposits.

Our deposit portfolio includes deposits offered through the Promontory Interfinancial Network that are comprised of Certificate of Deposit Account Registry Service® ("CDARS") balances included in time deposits and Insured Cash Sweep® ("ICS") balances included in money market deposits. In addition, we offer deposits through Reich & Tang Deposit Networks, LLC, comprised of Demand Deposit MarketplaceSM ("DDM") balances. Through these two networks we are able to offer our customers access to FDIC-insured deposit products in aggregate amounts exceeding current insurance limits. When we place funds through CDARS, ICS and DDM, on behalf of a customer, we have the option of receiving matching deposits through the network's reciprocal deposit program, or placing deposits "one-way" for which we receive no matching deposits. We consider the reciprocal deposits to be in-market deposits as distinguished from traditional out-of-market brokered deposits. The following table shows the composition of our network deposits for 2019 and 2018.
(in thousands)
December 31, 2019
December 31, 2018
 
Reciprocal

One-Way

Reciprocal

One-Way

CDARS
$
5,011

$
7,453

$
7,661

$
10,428

ICS
56,681

27,220

44,123

4,808

DDM
41,636

—

22,687

—

Total network deposits
$
103,328

$
34,673

$
74,471

$
15,236



The aggregate amount of deposit overdrafts that have been reclassified as loan balances was $155 thousand and $131 thousand at December 31, 2019 and 2018, respectively. Collectability of these overdrafts is subject to the same credit review process as other loans.

The Bank accepts deposits from shareholders, directors and employees in the normal course of business, and the terms are comparable to those with non-affiliated parties. The total deposits from directors and their businesses, and executive officers were $39.6 million and $33.3 million at December 31, 2019 and 2018, respectively.

Note 7: Borrowings and Other Obligations
 
Federal Funds Purchased – The Bank had unsecured lines of credit with correspondent banks for overnight borrowings totaling $92.0 million at December 31, 2019 and 2018.  In general, interest rates on these lines approximate the federal funds target rate. We had no overnight borrowings under these credit facilities at December 31, 2019 or December 31, 2018.
 
Federal Home Loan Bank Borrowings – As of December 31, 2019 and 2018, the Bank had lines of credit with the FHLB totaling $648.0 million and $629.4 million, respectively, based on eligible collateral of certain loans. There were no

Page-73


FHLB overnight borrowings at December 31, 2019. FHLB overnight borrowings were $7.0 million at a rate of 2.56% on December 31, 2018.

Federal Reserve Line of Credit – The Bank has a line of credit with the FRBSF secured by certain residential loans.  At December 31, 2019 and 2018, the Bank had borrowing capacity under this line totaling $80.3 million and $69.7 million, respectively, and had no outstanding borrowings with the FRBSF.

Subordinated Debentures - As part of an acquisition, Bancorp assumed two subordinated debentures due to NorCal Community Bancorp Trusts I and II, established for the sole purpose of issuing trust preferred securities. The trust preferred securities were sold and issued in private transactions pursuant to an exemption from registration under the Securities Act of 1933, as amended. On October 7, 2018, Bancorp redeemed in full the subordinated debenture due to NorCal Community Bancorp Trust I, resulting in $916 thousand of accelerated accretion. The Trust II subordinated debenture was recorded at fair value totaling $2.14 million at acquisition date with a contractual balance of $4.12 million. The difference between the contractual balance and the fair value at acquisition date is accreted into interest expense over the life of the debenture. Accretion on the subordinated debentures totaled $68 thousand (Trust II) and $1.0 million (Trusts I and II) for the years ended December 31, 2019 and 2018, respectively. Bancorp has the option to defer payment of interest on the subordinated debenture for a period of up to five years, as long as there is no event of default. In the event of interest deferral, dividends to Bancorp common stockholders are prohibited. Bancorp has guaranteed, on a subordinated basis, distributions and other payments due on trust preferred securities totaling $4.0 million issued by Trust II, which have identical maturity, repricing and payment terms as the subordinated debenture.
The subordinated debenture due to NorCal Community Bancorp Trust II on March 15, 2036 with interest payable quarterly (repricing quarterly, based on 3-month LIBOR plus 1.40%, or 3.30% as of December 31, 2019) is redeemable in whole or in part on any interest payment date.

Other Obligations - The Bank leases certain equipment under finance leases, which are included in borrowings and other obligations in the consolidated statements of condition. See Note 12, Commitments and Contingencies, for additional information.

Borrowings and other obligations at December 31, 2019 and 2018 are summarized as follows:
 
2019
 
2018
 
(dollars in thousands)
Carrying Value

Average Balance

Average Rate

 
Carrying Value

Average Balance

Average Rate

 
FHLB overnight borrowings
$
—

$
2,656

2.55
%
 
$
7,000

$
105

2.03
%
 
Other obligations
$
212

$
279

2.85
%
 
$
—

$
—

—
%
 
Subordinated debentures
$
2,708

$
2,673

8.44
%
 
$
2,640

$
5,025

26.29
%
1 


1 Subordinated debentures average rate in 2018 included the impact of the $916 thousand accelerated accretion due to early redemption of subordinated debentures due to NorCal Community Bancorp Trust I.

Note 8:  Stockholders' Equity and Stock Plans

Stock Split

On October 22, 2018, Bancorp announced a two-for-one stock split, which occurred on November 27, 2018. All share and per share data have been adjusted to reflect the stock split effective November 27, 2018.

Share-Based Awards

On May 11, 2010, our shareholders approved the 2010 Director Stock Plan to pay director fees in shares of Bancorp common stock up to 300,000 shares. In addition to cash compensation, we issued 5,544 and 5,470 shares of common stock under the 2010 Director Stock Plan to directors in 2019 and 2018, respectively. As of December 31, 2019, 208,263 shares were available for future grants through the 2010 Director Stock Plan's May 12, 2020 expiration date.

On September 27, 2017, the Board of Directors adopted the 2017 Employee Stock Purchase Plan, effective July 1, 2017. Under the plan, our employees may purchase up to 385,370 of Bancorp's common shares through payroll deductions of between one percent and fifteen percent of pay in each pay period. Shares are purchased quarterly at

Page-74


a five percent discount from the closing market price on the last day of the quarter. As of December 31, 2019, 382,515 shares were available for future purchases under the plan.

On March 17, 2017, the Board of Directors approved the 2017 Equity Plan, which was affirmed by Bancorp's shareholders on May 16, 2017 and replaced the 2007 Equity Plan. The Compensation Committee of the Board of Directors has the discretion to determine which employees, advisors and non-employee directors will receive an award, the timing of awards, the vesting schedule for each award, the type of award to be granted, the number of shares of Bancorp stock to be subject to each option and restricted stock award, and any other terms and conditions. As of December 31, 2019, there were 989,630 shares available for future grants to employees, advisors and non-employee directors.

Options are issued at an exercise price equal to the fair value of the stock at the date of grant. Options and restricted stock awarded to officers and employees during 2007 through 2014 vest 20% on each anniversary of the grant date for five years and expire ten years from the grant date. In general, option awards granted after 2014 for employees generally vest by one-third on each anniversary of the grant for three years and expire ten years from the grant date. Options granted to non-employee directors prior to 2016 vest 20% immediately and 20% on each anniversary of the grant date for four years and expire seven years from the grant date. Options granted to non-employee directors in 2016 vest by one-third on each anniversary of the grant for three years and expire ten years from the grant date. Options granted to non-employee directors after 2016 vest immediately and expire ten years from the grant date.

Stock options and restricted stock may be net settled in a cashless exercise by a reduction in the number of shares otherwise deliverable upon exercise or vesting in satisfaction of the exercise payment and/or applicable tax withholding requirements. During 2019, we withheld 7,795 shares totaling $326 thousand at a weighted-average price of $41.84 for cashless exercises. During 2018, we withheld 46,794 shares totaling $1.7 million at a weighted-average price of $36.28 for cashless exercises. Shares withheld under net settlement arrangements are available for future grants.

Performance-based stock awards (restricted stock) are issued to a selected group of employees. Stock award vesting is contingent upon the achievement of pre-established long-term performance goals set by the Compensation Committee of the Board of Directors. Performance is measured over a three-year period and cliff vested. These performance-based stock awards were granted at a maximum opportunity level, and based on the achievement of the pre-established goals, the actual payouts can range from 0% to 200% of the target award. For performance-based stock awards, an estimate is made of the number of shares expected to vest based on the probability that the performance criteria will be achieved to determine the amount of compensation expense to be recognized. The estimate is re-evaluated quarterly and total compensation expense is adjusted for any change in the current period.

A summary of stock option activity for the years ended December 31, 2019 and 2018 is presented in the following table. The intrinsic value of options outstanding and exercisable is calculated as the number of in-the-money options times the difference between the market price of our stock and the exercise prices of the in-the-money options as of each year-end period presented.
 
Number of Shares

Weighted Average Exercise Price

 Aggregate Intrinsic Value
(in thousands)

Weighted Average Grant-Date Fair Value

Weighted Average Remaining Contractual Term
(in years)
Options outstanding at December 31, 2017
517,936

$
20.42

$
7,075



5.34
Granted
74,096

33.97



$
7.17

 
Cancelled, expired or forfeited
(9,140
)
28.25





 
Exercised
(157,192
)
13.93

3,462



 
Options outstanding at December 31, 2018
425,700

25.01

6,910



5.85
Exercisable (vested) at December 31, 2018
311,050

22.57

5,809



4.94
Options outstanding at December 31, 2018
425,700

25.01

6,910



5.85
Granted
53,370

44.01



9.37

 
Cancelled, expired or forfeited
(13,580
)
38.88





 
Exercised
(48,108
)
16.11

1,247



 
Options outstanding at December 31, 2019
417,382

28.01

7,112



5.50
Exercisable (vested) at December 31, 2019
333,870

25.34

6,581



4.76



Page-75


The following table summarizes non-vested restricted stock awards and changes during the years ended December 31, 2019 and 2018.
 
Number of Shares

Weighted Average Grant-Date Fair Value

Non-vested awards at December 31, 2017
91,216

$
28.16

  Granted
37,040

33.58

  Vested
(28,812
)
26.06

Cancelled or forfeited
(12,056
)
27.32

Non-vested awards at December 31, 2018
87,388

31.26

  Granted
29,110

44.45

  Vested
(28,099
)
27.88

  Cancelled or forfeited
(18,333
)
32.34

Non-vested awards at December 31, 2019
70,066

37.81



A summary of the options outstanding and exercisable by price range as of December 31, 2019 is presented in the following table:
 
Stock Options Outstanding as of December 31, 2019
 
 Stock Options Exercisable as of December 31, 2019
Range of Exercise Prices
Stock Options Outstanding

Remaining Contractual Life (in years)
Weighted Average Exercise Price

 
Stock Options Exercisable

Weighted Average Exercise Price

$10.01 - $20.00
84,618

1.8
18.63

 
84,618

18.63

$20.01 - $30.00
166,454

4.8
23.88

 
166,454

23.88

$30.01 - $40.00
114,976

7.7
33.89

 
69,384

33.88

$40.01 - $50.00
51,334

8.9
43.71

 
13,414

41.61

 
417,382




 
333,870





We determine the fair value of stock options at the grant date using the Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, and the following assumptions (weighted-average shown).
 
Years ended December 31,
 
2019

2018

Risk-free interest rate
2.51
%
2.60
%
Expected dividend yield on common stock
1.75
%
1.76
%
Expected life in years
5.8

5.9

Expected price volatility
22.71
%
22.47
%


The fair value of stock options as of the grant date is recorded as a stock-based compensation expense in the consolidated statements of comprehensive income over the requisite service period, which is generally the vesting period, with a corresponding increase in common stock. Stock-based compensation also includes compensation expense related to the issuance of restricted stock awards. The grant-date fair value of the restricted stock awards, which equals the grant date price, is recorded as compensation expense over the requisite service period with a corresponding increase in common stock as the shares vest. Beginning in 2018, stock option and restricted stock awards issued include a retirement eligibility clause whereby the requisite service period is satisfied at the retirement eligibility date. For those awards, we accelerate the recording of stock-based compensation when the award holder is eligible to retire. However, retirement eligibility does not affect the vesting of the restricted stock or the exercisability of the stock options, which are based on the scheduled vesting period. Total compensation expense for stock options and restricted stock awards was $1.5 million and $1.7 million during 2019 and 2018, respectively, and the total recognized deferred tax benefits related thereto were $389 thousand and $404 thousand, respectively.

As of December 31, 2019, there was $783 thousand of total unrecognized compensation expense related to non-vested stock options and restricted stock awards, which is expected to be recognized over a weighted-average period of approximately 1.7 years. The total grant-date fair value of stock options vested during the years ended December 31, 2019 and 2018 was $473 thousand and $543 thousand, respectively. The total grant-date fair value of restricted stock awards vested during 2019 and 2018 was $1.2 million and $967 thousand, respectively.

Page-76



We record excess tax benefits (deficiencies) resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as income tax benefits (expense) in the consolidated statements of comprehensive income with a corresponding decrease (increase) to current taxes payable. In 2019 and 2018, we recognized $145 thousand and $484 thousand, respectively, in excess tax benefits recorded as a reduction to income tax expense related to these types of transactions. The tax benefits realized from disqualifying dispositions of incentive stock options were recognized in tax expense to the extent of the book compensation cost recorded.

Dividends
 
Presented below is a summary of cash dividends paid in 2019 and 2018 to common shareholders, recorded as a reduction from retained earnings. On January 24, 2020, the Board of Directors declared a $0.22 per share cash dividend, paid February 14, 2020 to the shareholders of record at the close of business on February 7, 2020.
 
Years ended December 31,
(in thousands except per share data)
2019

2018

Cash dividends to common stockholders
$
10,958

$
8,860

Cash dividends per common share
$
0.80

$
0.64


 
The holders of unvested restricted stock awards are entitled to dividends on the same per-share ratio as holders of common stock. Tax benefits for dividends paid on unvested restricted stock awards are recorded as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. Dividends on forfeited awards are included in stock-based compensation expense.

Under the California Corporations Code, payment of dividends by Bancorp to its shareholders is restricted to the amount of retained earnings immediately prior to the distribution or the amount of assets that exceeds the total liabilities immediately after the distribution. As of December 31, 2019, Bancorp's retained earnings and amount of total assets that exceeds total liabilities were $203.2 million and $336.8 million, respectively.

Under the California Financial Code, payment of dividends by the Bank to Bancorp is restricted to the lesser of retained earnings or the amount of undistributed net profits of the Bank from the three most recent fiscal years. Under this restriction, approximately $25.2 million of the Bank's retained earnings balance was available for payment of dividends to Bancorp as of December 31, 2019. Bancorp held $9.5 million in cash at December 31, 2019. This cash, combined with the $25.2 million dividends available to be distributed from the Bank, is considered adequate to cover Bancorp's estimated operational needs, cash dividends to shareholders in 2020, and the Share Repurchase Program discussed below.

Preferred Stock and Shareholder Rights Plan

On July 6, 2017, Bancorp adopted a new shareholder rights agreement (“Rights Agreement”), which replaced the existing Rights Agreement that expired on July 23, 2017. The Rights Agreement, which expires on July 23, 2022, is designed to discourage takeovers that involve abusive tactics or do not provide fair value to shareholders. The Rights Agreement defines the percentage of share ownership of an "acquiring person" as 10% of the outstanding common shares. Currently, each right entitles the registered holder to purchase from Bancorp one two-hundredth of a share of Series A Junior Participating Preferred Stock, no par value, of Bancorp at an initial price of $90 per one one-hundredth of a preferred share, subject to adjustment upon the occurrence of certain events. As of December 31, 2019, Bancorp was authorized to issue five million shares of preferred stock with no par value, one million shares of which have been designated as Series A Junior Participating Preferred Stock, with no par value under the Rights Agreement. In the event of a proposed merger, tender offer or other attempt to gain control of Bancorp that the Board of Directors does not approve, the Board of Directors may authorize the issuance of shares of common or preferred stock that would impede the completion of such a transaction. An effect of the possible issuance of common or preferred stock, therefore, may be to deter a future takeover attempt. The Board of Directors has no present plans or understandings for the issuance of any common or preferred stock in connection with the Rights Agreement.


Page-77


Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income

We early adopted ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income, in the first quarter of 2018 and reclassified $638 thousand from AOCI to retained earnings. This amount represented the stranded income tax effects related to the unrealized loss on available-for-sale securities in AOCI on the date of the enactment of the Tax Cuts and Jobs Act of 2017. For more information on ASU No. 2018-02, refer to Note 1, Summary of Significant Accounting Policies.

Share Repurchase Program

On April 23, 2018, Bancorp announced that its Board of Directors approved a Share Repurchase Program under which Bancorp may repurchase up to $25.0 million of its outstanding common stock through May 1, 2019. Bancorp's Board of Directors subsequently extended the Share Repurchase Program through February 28, 2020. On January 24, 2020, Bancorp Board of Directors approved a new Share Repurchase Program under which Bancorp may repurchase up to $25.0 million of its outstanding common stock through February 28, 2022.

Under the Share Repurchase Program, Bancorp may purchase shares of its common stock through various means such as open market transactions, including block purchases, and privately negotiated transactions. The number of shares repurchased and the timing, manner, price and amount of any repurchases will be determined at Bancorp's discretion. Factors include, but are not limited to, stock price, trading volume and general market conditions, along with Bancorp’s general business conditions. The program may be suspended or discontinued at any time and does not obligate Bancorp to acquire any specific number of shares of its common stock.

As part of the Share Repurchase Program, Bancorp entered into a trading plan adopted in accordance with Rule 10b5-1 of the Securities Exchange Act of 1934, as amended. The 10b5-1 trading plan permits common stock to be repurchased at times that might otherwise be prohibited under insider trading laws or self-imposed trading restrictions. The 10b5-1 trading plan is administered by an independent broker and is subject to price, market volume and timing restrictions.

During 2019 and 2018, Bancorp repurchased 356,000 and 171,217 shares totaling $15.0 million and $7.0 million, respectively, for a cumulative 527,217 shares totaling $22.0 million repurchased from May 1, 2018 through December 31, 2019.

Note 9:  Fair Value of Assets and Liabilities
 
Fair Value Hierarchy and Fair Value Measurement
 
We group our assets and liabilities that are measured at fair value into three levels within the fair value hierarchy, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:
 
Level 1: Valuations are based on unadjusted quoted prices in active markets for identical assets or liabilities.
 
Level 2: Valuations are based on quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuations for which all significant assumptions are observable or can be corroborated by observable market data.
 
Level 3: Valuations are based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Values are determined using pricing models and discounted cash flow models and may include significant Management judgment and estimation.

Transfers between levels of the fair value hierarchy are recognized through our monthly and/or quarterly valuation process in the reporting period during which the event or circumstances that caused the transfer occurred. No such transfers occurred in the years presented.


Page-78


The following table summarizes our assets and liabilities that were required to be recorded at fair value on a recurring basis.
(in thousands)
 
Description of Financial Instruments
Carrying Value

Quoted Prices in Active Markets for Identical Assets (Level 1)

Significant Other Observable Inputs (Level 2)

Significant Unobservable Inputs (Level 3)

Measurement Categories: Changes in Fair Value Recorded In1
December 31, 2019
 
 
 
 
 
Securities available for sale:
 
 
 
 
 
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies
$
278,144

$
—

$
278,144

$
—

OCI
SBA-backed securities
$
36,286

$
—

$
36,286

$
—

OCI
Debentures of government sponsored agencies
$
49,046

$
—

$
49,046

$
—

OCI
Obligations of state and political subdivisions
$
67,282

$
—

$
67,282

$
—

OCI
Corporate bonds
$
1,502

$
—

$
1,502

$
—

OCI
Derivative financial assets (interest rate contracts)
$
—

$
—

$
—

$
—

NI
Derivative financial liabilities (interest rate contracts)
$
1,178

$
—

$
1,178

$
—

NI
December 31, 2018
 

 
 

 

 
Securities available for sale:
 

 
 

 

 
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies
$
278,403

$
—

$
278,403

$
—

OCI
SBA-backed securities
$
50,781

$
—

$
50,781

$
—

OCI
Debentures of government sponsored agencies
$
53,018

$
—

$
53,018

$
—

OCI
Privately-issued collateralized mortgage obligations
$
297

$
—

$
297

$
—

OCI
Obligations of state and political subdivisions
$
77,960

$
—

$
77,960

$
—

OCI
Corporate bonds
$
2,005

$
—

$
2,005

$
—

OCI
Derivative financial assets (interest rate contracts)
$
161

$
—

$
161

$
—

NI
Derivative financial liabilities (interest rate contracts)
$
375

$
—

$
375

$
—

NI
 1Other comprehensive income ("OCI") or net income ("NI").

Available-for-sale securities are recorded at fair value on a recurring basis. When available, quoted market prices (Level 1) are used to determine the fair value of available-for-sale securities. If quoted market prices are not available, we obtain pricing information from a reputable third-party service provider, who may utilize valuation techniques that use current market-based or independently sourced parameters, such as bid/ask prices, dealer-quoted prices, interest rates, benchmark yield curves, prepayment speeds, probability of default, loss severity and credit spreads (Level 2).   Level 2 securities include obligations of state and political subdivisions, U.S. agencies or government-sponsored agencies' debt securities, mortgage-backed securities, government agency-issued, privately-issued collateralized mortgage obligations and corporate bonds. As of December 31, 2019 and 2018, there were no Level 1 or Level 3 securities.

Securities held-to-maturity may be written down to fair value (determined using the same techniques discussed above for securities available-for-sale) as a result of an other-than-temporary impairment, and we did not record any write-downs during 2019 or 2018.

On a recurring basis, derivative financial instruments are recorded at fair value, which is based on the income approach using observable Level 2 market inputs, reflecting market expectations of future interest rates as of the measurement date.  Standard valuation techniques are used to calculate the present value of the future expected cash flows assuming an orderly transaction.  Valuation adjustments may be made to reflect both our own credit risk and the counterparties’ credit risk in determining the fair value of the derivatives. Level 2 inputs for the valuations are limited to observable market prices for London Interbank Offered Rate (“LIBOR”) and Overnight Index Swap ("OIS") rates (for the very short term), quoted prices for LIBOR futures contracts, observable market prices for LIBOR and OIS swap rates, and one-month and three-month LIBOR basis spreads at commonly quoted intervals. Mid-market pricing of the inputs is used as a practical expedient in the fair value measurements. We project spot rates at reset days specified by each swap

Page-79


contract to determine future cash flows, then discount to present value using OIS curves as of the measurement date. When the value of any collateral placed with counterparties is less than the interest rate derivative liability, a credit valuation adjustment ("CVA") is applied to reflect the credit risk we pose to counterparties. We have used the spread between the Standard & Poor's BBB rated U.S. Bank Composite rate and LIBOR for the closest maturity term corresponding to the duration of the swaps to derive the CVA. A similar credit risk adjustment, correlated to the credit standing of the counterparty, is made when collateral posted by the counterparty does not fully cover their liability to the Bank. For further discussion on our methodology in valuing our derivative financial instruments, refer to Note 14, Derivative Financial Instruments and Hedging Activities.
 
Certain financial assets may be measured at fair value on a non-recurring basis. These assets are subject to fair value adjustments that result from the application of the lower of cost or fair value accounting or write-downs of individual assets, such as impaired loans that are collateral dependent and other real estate owned ("OREO"). As of December 31, 2019 and 2018, we did not carry any assets measured at fair value on a non-recurring basis.

Disclosures about Fair Value of Financial Instruments
 
The table below is a summary of fair value estimates for financial instruments as of December 31, 2019 and 2018, excluding financial instruments recorded at fair value on a recurring basis (summarized in the first table in this note). The carrying amounts in the following table are recorded in the consolidated statements of condition under the indicated captions. Further, we have not disclosed the fair value of financial instruments specifically excluded from disclosure requirements such as bank-owned life insurance policies ("BOLI") and non-maturity deposit liabilities. Additionally, we held shares of FHLB stock and Visa Inc. Class B common stock, both recorded at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer as of December 31, 2019 and 2018. See further discussion on values within Note 2, Investment Securities, above.
 
December 31, 2019
 
December 31, 2018
(in thousands)
Carrying Amounts

Fair Value

Fair Value Hierarchy
 
Carrying Amounts

Fair Value

Fair Value Hierarchy
Financial assets (recorded at amortized cost)
 
 
 
 
 
 
Cash and cash equivalents
$
183,388

$
183,388

Level 1
 
$
34,221

$
34,221

Level 1
Investment securities held-to-maturity
137,413

139,642

Level 2
 
157,206

153,894

Level 2
Loans, net
1,826,609

1,839,666

Level 3
 
1,748,043

1,700,971

Level 3
Interest receivable
7,732

7,732

Level 2
 
8,292

8,292

Level 2
Financial liabilities (recorded at amortized cost)
 

 
 
 

 

 
Time deposits
97,810

97,859

Level 2
 
117,182

116,584

Level 2
Federal Home Loan Bank borrowing
—

—

Level 2
 
7,000

7,000

Level 2
Subordinated debentures
2,708

3,182

Level 3
 
2,640

3,268

Level 3
Interest payable
134

134

Level 2
 
104

104

Level 2


Commitments - The value of unrecognized financial instruments is estimated based on the fee income associated with the commitments which, in the absence of credit exposure, is considered to approximate their settlement value. The fair value of commitment fees was not material as of December 31, 2019 and 2018.

Note 10: Benefit Plans

In 2003, we established a Deferred Compensation Plan that allows certain key Management personnel designated by the Board of Directors of the Bank to defer up to 80% of their salary and 100% of their annual bonus. The plan was amended in 2007 in order to comply with changes to Internal Revenue Code Section 409A. Under the amended plan, amounts deferred earn interest that is equal to the prime rate as published in the Wall Street Journal, on the first business day of the year, which was 5.50% on January 1, 2019 and 4.50% on January 1, 2018. Our deferred compensation obligation totaled $4.4 million and $3.8 million at December 31, 2019 and 2018, respectively, and is included in interest payable and other liabilities.

Our 401(k) Defined Contribution Plan (the “401(k) Plan”) commenced in May 1990 and is available to all regular employees at least eighteen years of age who complete ninety days of service, and enter the plan during one of the

Page-80


four open enrollment dates (January 1, April 1, July 1, and October 1) of each year. Under the 401(k) Plan, employees can defer between 1% and 50% of their eligible compensation, up to the maximum amount allowed by the Internal Revenue Code. Contributions to the 401(k) Plan for the employer match vest at a rate of 20% per year over five years, per plan provisions. Starting 2017, the Bank increased the employer match to 70% of each participant's contribution, with a maximum of $5 thousand of matching contribution per participant per year. Employer contributions totaled $874 thousand and $851 thousand for the years ended December 31, 2019 and 2018, respectively.

In 1999, the 401(k) Plan was amended to include an employee stock ownership component and was renamed the Bank of Marin Employee Stock Ownership and Savings Plan (the “Plan”). Under the terms of the Plan, as amended, the Board of Directors determines a specific portion of the Bank's profits to be contributed to the employee stock ownership each year either in common stock or in cash for the purchase of Bancorp stock to be allocated to all eligible employees based on a percentage of their salaries, regardless of whether an employee is participating in the 401(k) plan or not. In January 2010, the Bank of Marin Employee Stock Ownership and Savings Plan was split into two plans: Bank of Marin 401(k) Plan and Bank of Marin Employee Stock Ownership Plan ("ESOP"). The same eligibility criteria apply under the ESOP, while employees' contributions are not permitted. For all participants, employer contributions vest over a five year service period, per plan provisions. After five years of service, all employer contributions vest immediately. The Bank of Marin 401(k) Plan was amended in early 2016 to incorporate recent changes in the pension laws, and was amended again in November 2016 to include a Roth 401(k) option.

Starting 2017, Bancorp issued shares of common stock and contributed them to the ESOP and recognized $1.2 million in expense in both 2019 and 2018, based on the quoted market price on the date of contribution. Cash dividends paid on Bancorp stock held by the ESOP are used to purchase additional shares in the open market. All shares of Bancorp stock held by the ESOP are included in the calculations of basic and diluted earnings per share. The employer contributions to the ESOP and the 401(k) Plan are included in salaries and benefits expense.

On January 1, 2011, we established a Salary Continuation Plan for a select group of Executive Management, who, upon retirement, will receive twenty-five percent of their estimated salary at retirement as salary continuation benefit payments that are fixed and will be made between seven to fifteen years, depending on the executives' service period at the Bank.  Each participant will need to participate in this plan for five years before vesting begins. After five years, the participant will vest ratably in the benefit over the remaining period until age 65. This Plan is unfunded and nonqualified for tax purposes and for purposes of Title I of the Employee Retirement Income Security Act of 1974. As part of the acquisition of Bank of Napa in November 2017, we assumed the salary continuation agreements for four former executive officers of Bank of Napa, under which, fixed annual retirement benefit payments will be made for ten years beginning the first day of the month following the executive reaching the age of 65. At December 31, 2019 and 2018, respectively, our liability under the Salary Continuation Plan was $3.0 million and $2.7 million recorded in interest payable and other liabilities.

Note 11: Income Taxes

The current and deferred components of the income tax provision for each of the two years ended December 31 are as follows:
(in thousands)
2019

2018

Current tax provision
 
 
Federal
$
7,838

$
7,289

State
5,183

4,722

Total current
13,021

12,011

Deferred tax benefit
 
 
Federal
(907
)
(898
)
State
(461
)
(318
)
Total deferred
(1,368
)
(1,216
)
Total income tax provision
$
11,653

$
10,795




Page-81


The following table shows the tax effect of our cumulative temporary differences as of December 31:
(in thousands)
2019

2018

Deferred tax assets:
 
 
Allowance for loan losses and off-balance sheet credit commitments
$
5,252

$
4,960

Operating and finance lease liabilities
3,792

—

Deferred compensation plan and salary continuation plan
2,188

1,940

Net operating loss carryforwards
1,914

2,271

Net unrealized losses on securities available-for-sale
—

1,800

Accrued but unpaid expenses
1,067

1,153

State franchise tax
1,015

993

Stock-based compensation
623

517

Depreciation and disposals on premises and equipment
562

584

Fair value adjustment on acquired loans
299

364

Deferred rent and lease incentives
—

224

Interest received on non-accrual loans
12

114

Other
154

215

  Total gross deferred tax assets
16,878

15,135

Deferred tax liabilities:
 
 
Operating and finance lease right-of-use assets
(3,314
)
—

Net unrealized gains on securities available-for-sale
(1,738
)
—

Deferred loan origination costs and fees
(1,619
)
(2,360
)
Core deposit intangible assets
(1,385
)
(1,647
)
Unaccreted discount on subordinated debentures
(418
)
(439
)
Accretion on investment securities
(70
)
(67
)
Other
(172
)
(204
)
  Total gross deferred tax liabilities
(8,716
)
(4,717
)
Net deferred tax assets
$
8,162

$
10,418



As of December 31, 2019, federal and California net operating loss carryforwards ("NOLs") of $2.7 million and $15.7 million, respectively, corresponded to the total $1.9 million deferred tax asset above. If not fully utilized, the federal NOLs will begin to expire in 2031, and the California NOLs will begin to expire in 2028. Based upon the level of historical taxable income and projections for future taxable income over the periods during which the deferred tax assets are expected to be deductible, Management believes it is more likely than not we will realize the benefit of the remaining deferred tax assets. Accordingly, no valuation allowance has been established as of December 31, 2019 or 2018.

The effective tax rate for 2019 and 2018 differs from the current federal statutory income tax rate as follows:
 
2019

2018

Federal statutory income tax rate
21.0
 %
21.0
 %
Increase (decrease) due to:
 
 
California franchise tax, net of federal tax benefit
8.2
 %
8.0
 %
Tax exempt interest on municipal securities and loans
(1.8
)%
(2.4
)%
Tax exempt earnings on bank owned life insurance
(0.6
)%
(0.4
)%
Low income housing and qualified zone academy bond tax credits
(0.4
)%
(0.5
)%
Stock-based compensation and excess tax benefits
(0.1
)%
(0.6
)%
Other
(0.9
)%
(0.2
)%
Effective Tax Rate
25.4
 %
24.9
 %


Bancorp and the Bank have entered into a tax allocation agreement, which provides that income taxes shall be allocated between the parties on a separate entity basis. The intent of this agreement is that each member of the consolidated group will incur no greater tax liability than it would have incurred on a stand-alone basis.

We file a consolidated return in the U.S. federal tax jurisdiction and a combined return in the State of California tax jurisdiction. There were no ongoing federal or state income tax examinations at the issuance of this report. We are no longer subject to examinations by tax authorities for years before 2016 for federal income tax and before 2015 for California. At December 31, 2019 and 2018, there were no unrecognized tax benefits, and neither the Bank nor Bancorp had accruals for interest and penalties related to unrecognized tax benefits.


Page-82


Note 12:  Commitments and Contingencies

Leases
 
We lease premises under long-term non-cancelable operating leases with remaining terms of 5 months to 12 years, most of which include escalation clauses and one or more options to extend the lease term, and some of which contain lease termination clauses. Lease terms may include certain renewal options that were considered reasonably certain to be exercised.

We lease certain equipment under finance leases with initial terms of 3 years to 5 years. The equipment finance leases do not contain renewal options, bargain purchase options or residual value guarantees.

The following table shows the balances of operating and finance lease right-of-use assets and lease liabilities as of December 31, 2019.
(in thousands)
December 31, 2019

Operating leases:
 
Operating lease right-of-use assets
$
11,002

Operating lease liabilities
$
12,615

Finance leases:
 
Finance lease right-of-use assets
$
379

Accumulated amortization
(170
)
Finance lease right-of-use assets, net1
$
209

Finance lease liabilities2
$
212

1 Included in premises and equipment in the consolidated statements of condition.
2 Included in borrowings and other obligations in the consolidated statements of condition.


The following table shows supplemental disclosures of noncash investing and financing activities for the year ended December 31, 2019.
(in thousands)
2019
Right-of-use assets obtained in exchange for operating lease liabilities
$
1,661

Right-of-use assets obtained in exchange for finance lease liabilities
$
31

Reclassification of deferred rent and unamortized lease incentives from other liabilities to operating lease right-of-use assets upon adoption of ASC 842
$
1,967


There were no lease-related noncash investing and financing activities for the year ended December 31, 2018.

The following table shows components of operating and finance lease cost for the year ended December 31, 2019.
(in thousands)
2019
Operating lease cost1
$
4,144

Finance lease cost:
 
Amortization of right-of-use assets2
$
172

Interest on finance lease liabilities3
8

Total finance lease cost
$
180

Total lease cost
$
4,324

1 Included in occupancy and equipment expense in the consolidated statements of comprehensive income.
 
2 Included in depreciation and amortization in the consolidated statements of comprehensive income.
 
3 Included in interest on borrowings and other obligations in the consolidated statements of comprehensive income.
 


Operating lease rent expense totaled $4.6 million for the year ended December 31, 2018.

Page-83



The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of December 31, 2019. Total minimum lease payments do not include obligations of approximately $13.6 million for operating lease modifications related to our existing headquarter offices and an operating lease agreement for a retail branch location that commenced subsequent to December 31, 2019. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the later of the date we adopted the new lease accounting standards or lease commencement date.

(in thousands)
December 31, 2019
Year
Operating Leases

 
Finance Leases

2020
$
4,469

 
$
171

2021
2,806

 
36

2022
1,952

 
8

2023
1,464

 
1

2024
792

 
—

Thereafter
2,092

 
—

Total minimum lease payments
13,575

 
216

Amounts representing interest (present value discount)
(960
)
 
(4
)
Present value of net minimum lease payments (lease liability)
$
12,615

 
$
212

 
 
 
 
Weighted average remaining term (in years)
5.0

 
1.4

Weighted average discount rate
2.79
%
 
2.87
%


Litigation Matters

Bancorp may be party to legal actions that arise from time to time in the normal course of business. Bancorp's Management is not aware of any pending legal proceedings to which either it or the Bank may be a party or has recently been a party that will have a material adverse effect on the financial condition or results of operations of Bancorp or the Bank.

The Bank is responsible for a proportionate share of certain litigation indemnifications provided to Visa U.S.A. ("Visa") by its member banks in connection with Visa's lawsuits related to anti-trust charges and interchange fees ("Covered Litigation"). Our proportionate share of the litigation indemnification liability does not change or transfer upon the sale of our Class B Visa shares to member banks. Visa established an escrow account to pay for settlements or judgments in the Covered Litigation. Under the terms of the U.S. retrospective responsibility plan, when Visa funds the litigation escrow account, it triggers a conversion rate reduction of the Class B common stock to shares of Class A common stock, effectively reducing the aggregate value of the Class B common stock held by Visa's member banks like us.

In 2012, Visa had reached a $4.0 billion interchange multidistrict litigation class settlement agreement with plaintiffs representing a class of U.S. retailers. On September 17, 2018, Visa signed an amended settlement agreement with the putative class action plaintiffs of the U.S. interchange multidistrict litigation that superseded the 2012 settlement agreement. Visa's share of the settlement amount under the amended class settlement agreement increased to $4.1 billion. On September 27, 2019, Visa deposited an additional $300 million into the litigation escrow account. Certain merchants chose to opt out of the class settlement agreement and on December 13, 2019, the court entered the final judgment order approving the amended settlement agreement. On December 27, 2019, Visa received a takedown payment of approximately $467 million, which was deposited into the litigation escrow account with a corresponding increase in accrued litigation to address opt-out claims. The escrow balance of $1.6 billion as of December 31, 2019, combined with funds previously deposited with the court, are expected to cover the settlement payment obligations.

The outcome of the Covered Litigation affects the conversion rate of Visa Class B common stock held by us to Visa Class A common stock, as discussed above and in Note 2, Investment Securities. The final conversion rate might change depending on the final settlement payments, and the full effect on member banks is still uncertain. Litigation is ongoing and until the court approval process is complete, there is no assurance that Visa will resolve the claims as

Page-84


contemplated by the amended class settlement agreement, and additional lawsuits may arise from individual merchants who opted out of the class settlement. However, until the escrow account is fully depleted and the conversion rate of Class B to Class A common stock is reduced to zero, no future cash settlement payments are required by the member banks, such as us, on the Covered Litigation. Therefore, we are not required to record any contingent liabilities for the indemnification related to the Covered Litigation, as we consider the probability of losses to be remote. For further information, including a discussion of a reduction to our holdings of Class B Visa shares, refer to Note 2, Investment Securities.

Note 13: Concentrations of Credit Risk

Concentration of credit risk is the risk associated with a lack of diversification, such as having substantial investments in a few individual issuers, thereby exposing us to greater risks resulting from adverse economic, political, regulatory, geographic, industrial or credit developments. Financial instruments that potentially subject us to concentrations of credit risk consist primarily of cash and cash equivalents, investment securities and loans.
Our cash in correspondent bank accounts, at times, may exceed FDIC insured limits. We place cash and cash equivalents with the Federal Reserve Bank and other high credit quality financial institutions, periodically monitor their credit worthiness and limit the amount of credit exposure to any one institution according to regulations. Concentrations of credit risk with respect to investment securities primarily related to the U.S. Government and GSEs, which accounted for $497.4 million, or 87% of our total investment portfolio at December 31, 2019 and $528.3 million, or 85% at December 31, 2018. Our largest investment security issued by a non-GSE issuer accounted for approximately 1% of our total investment portfolio at December 31, 2019.
We also manage our credit exposure related to our loan portfolio to avoid the risk of undue concentration of credits in a particular industry by reducing significant exposure to highly leveraged transactions or to any individual customer or counterparty, and by obtaining collateral as appropriate. No individual borrower accounts for more than 3% of loans held in the portfolio. The largest loan concentration group by industry of the borrowers is real estate, which accounts for 83% of our loan portfolio at both December 31, 2019 and 2018.
Note 14: Derivative Financial Instruments and Hedging Activities

We entered into interest rate swap agreements, primarily as an asset/liability management strategy, in order to mitigate the changes in the fair value of specified long-term fixed-rate loans (or firm commitments to enter into long-term fixed-rate loans) caused by changes in interest rates. These hedges allow us to offer long-term fixed rate loans to customers without assuming the interest rate risk of a long-term asset. Converting our fixed-rate interest payments to floating-rate interest payments, generally benchmarked to the one-month U.S. dollar LIBOR index, protects us against changes in the fair value of our loans associated with fluctuating interest rates.

Our credit exposure, if any, on interest rate swap asset positions is limited to the fair value (net of any collateral pledged to us) and interest payments of all swaps by each counterparty. Conversely, when an interest rate swap is in a liability position exceeding a certain threshold, we may be required to post collateral to the counterparty in an amount determined by the agreements. Collateral levels are monitored and adjusted on a regular basis for changes in interest rate swap values.

As of December 31, 2019, we had five interest rate swap agreements, which are scheduled to mature in June 2031, October 2031, July 2032, August 2037 and October 2037. All of our derivatives are accounted for as fair value hedges. The notional amounts of the interest rate contracts are equal to the notional amounts of the hedged loans. Our interest rate swap payments are settled monthly with counterparties. Accrued interest on the swaps totaled $6 thousand and $3 thousand as of December 31, 2019 and 2018, respectively. Information on our derivatives follows:
 
Asset derivatives
Liability derivatives
(in thousands)
December 31, 2019

December 31, 2018

December 31, 2019

December 31, 2018

Fair value hedges:
 
 
 
 
Interest rate contracts notional amount
$
—

$
8,895

$
16,956

$
9,016

Interest rate contracts fair value 1
$
—

$
161

$
1,178

$
375


1 See Note 9, Fair Value of Assets and Liabilities for valuation methodology.


Page-85


The following table presents the carrying amount associated cumulative basis adjustment related to the application of fair value hedge accounting that is included in the carrying amount of hedged assets as of December 31, 2019 and 2018:
 
Carrying Amounts of Hedged Assets
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Loans
(in thousands)
December 31, 2019

December 31, 2018

December 31, 2019

December 31, 2018

Loans
$
17,900

$
17,917

$
944

$
6



The following table presents the net gains (losses) recognized in interest income on loans on the consolidated statements of comprehensive income related to our derivatives designated as fair value hedges:
 
Years ended December 31,
(in thousands)
2019

2018

Interest and fees on loans 1
$
84,331

$
79,527

 
 
 
(Decrease) increase in value of designated interest rate swaps due to LIBOR interest rate movements
$
(964
)
$
452

Payment on interest rate swaps
(90
)
(149
)
Increase (decrease) in value of hedged loans
938

(425
)
Decrease in value of yield maintenance agreement
(13
)
(14
)
Net losses on fair value hedging derivatives recognized in interest income 2
$
(129
)
$
(136
)

1 Represents the income line item in the statements of comprehensive income in which the effects of fair value hedges are recorded.
2 Includes hedge ineffectiveness loss of $39 thousand and gain of $13 thousand for the years ended December 31, 2019, and 2018, respectively. Changes in value of swaps were included in the assessment of hedge effectiveness. Hedge ineffectiveness is the measure of the extent to which the change in the fair value of the hedging instruments does not exactly offset the change in the fair value of the hedged items from period to period.

Our derivative transactions with counterparties are under International Swaps and Derivative Association (“ISDA”) master agreements that include “right of set-off” provisions. “Right of set-off” provisions are legally enforceable rights to offset recognized amounts and there may be an intention to settle such amounts on a net basis. We do not offset such financial instruments for financial reporting purposes.

Information on financial instruments that are eligible for offset in the consolidated statements of condition follows:
Offsetting of Financial Assets and Derivative Assets
 
 
 
 
Gross Amounts Not Offset in the Statements of Condition
 
 
 
Gross Amounts
Net Amounts
 
 
 
 
Gross Amounts
Offset in the
of Assets Presented
 
 
 
 
of Recognized
Statements of
in the Statements
Financial
Cash Collateral
 
(in thousands)
Assets1
Condition
of Condition1
Instruments
Received
Net Amount
December 31, 2019
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
—

$
—

$
—

$
—

$
—

$
—

Total
$
—

$
—

$
—

$
—

$
—

$
—

 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
161

$
—

$
161

$
(161
)
$
—

$
—

Total
$
161

$
—

$
161

$
(161
)
$
—

$
—

1 Amounts exclude accrued interest totaling less than $1 thousand at December 31, 2018.

Page-86


Offsetting of Financial Liabilities and Derivative Liabilities
 
 
 
 
Gross Amounts Not Offset in the Statements of Condition
 
 
 
Gross Amounts
Net Amounts of
 
 
 
 
Gross Amounts
Offset in the
Liabilities Presented
 
 
 
 
of Recognized
Statements of
in the Statements of
Financial
Cash Collateral
 
(in thousands)
Liabilities2
Condition
Condition2
Instruments
Pledged
Net Amount
December 31, 2019
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
1,178

$
—

$
1,178

$
—

(1,178
)
$
—

Total
$
1,178

$
—

$
1,178

$
—

$
(1,178
)
$
—

 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
375

$
—

$
375

$
(161
)
—

$
214

Total
$
375

$
—

$
375

$
(161
)
$
—

$
214


2 Amounts exclude accrued interest totaling $6 thousand and $3 thousand at December 31, 2019 and 2018, respectively.

Note 15: Regulatory Matters

We are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements as set forth in the following tables can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a material effect on our consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and the Bank’s prompt corrective action classification are also subject to qualitative judgments by the regulators about components of capital, risk weightings and other factors.
 
Management reviews capital ratios on a regular basis to ensure that capital exceeds the prescribed regulatory minimums and is adequate to meet our anticipated future needs.  For all periods presented, the Bank’s ratios exceed the regulatory definition of “well capitalized” under the regulatory framework for prompt corrective action and Bancorp’s ratios exceed the required minimum ratios to be considered a well capitalized bank holding company. In addition, the most recent notification from the FDIC categorized the Bank as well capitalized under the regulatory framework for prompt corrective action as of December 31, 2019. There are no conditions or events since that notification that Management believes have changed the Bank’s categories and we expect the Bank to remain well capitalized for prompt corrective action purposes.

In July 2013, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency ("Agencies") finalized regulatory capital rules known as “Basel III.” Fully phased in on January 1, 2019, Basel III required the Bank to maintain (i) a minimum ratio of Tier 1 capital to risk-weighted assets of at least 8.5%, and (ii) a minimum ratio of common equity Tier 1 capital to risk-weighted assets of at least 7.0%, both inclusive of a 2.50% “capital conservation buffer." The implementation of the capital conservation buffer began on January 1, 2016 at the 0.625% level and was phased in over a four-year period (increasing by 0.625% each subsequent January 1, until it reached 2.50% on January 1, 2019). In August 2018, the Board of Governors of the Federal Reserve System changed the definition of a "Small Bank Holding Company" by increasing the asset threshold from $1.0 billion to $3.0 billion. As a result, Bancorp is no longer subject to separate minimum capital requirements. However, we disclose comparative capital ratios for Bancorp, which would have exceeded well-capitalized levels had Bancorp been subject to the same minimum capital requirements.


Page-87


The Bancorp’s and Bank's capital adequacy ratios as of December 31, 2019 and 2018 are presented in the following tables. Bancorp's Tier 1 capital includes the subordinated debentures, which are not included at the Bank level.
Capital Ratios for Bancorp
(dollars in thousands)
Actual Ratio
 
Adequately Capitalized Threshold 1
 
Ratio to be a Well Capitalized Bank Holding Company
December 31, 2019
Amount

Ratio

 
Amount

Ratio

 
Amount

Ratio

Total Capital (to risk-weighted assets)
$
319,317

15.07
%
 
≥ $
222,430

≥ 10.500
%
 
≥ $
211,838

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
301,553

14.24
%
 
≥ $
180,063

≥ 8.500
%
 
≥ $
169,471

≥ 8.000
%
Tier 1 Capital (to average assets)
$
301,553

11.66
%
 
≥ $
103,489

≥ 4.000
%
 
≥ $
129,361

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
298,845

14.11
%
 
≥ $
148,287

≥ 7.000
%
 
≥ $
137,695

≥ 6.500
%
December 31, 2018
 

 

 
 

 

 
 

 

Total Capital (to risk-weighted assets)
$
305,224

14.93
%
 
≥ $
201,943

≥ 9.875
%
 
≥ $
204,499

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
288,445

14.10
%
 
≥ $
161,043

≥ 7.875
%
 
≥ $
163,599

≥ 8.000
%
Tier 1 Capital (to average assets)
$
288,445

11.54
%
 
≥ $
100,011

≥ 4.000
%
 
≥ $
125,013

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
285,805

13.98
%
 
≥ $
130,368

≥ 6.375
%
 
≥ $
132,925

≥ 6.500
%
1 The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.
Capital Ratios for the Bank  (dollars in thousands)
Actual Ratio
 
Adequately Capitalized Threshold 1
 
Ratio to be Well Capitalized under Prompt Corrective Action Provisions
December 31, 2019
Amount

Ratio

 
Amount

Ratio

 
Amount

Ratio

Total Capital (to risk-weighted assets)
$
309,875

14.63
%
 
≥ $
222,437

≥ 10.500
%
 
≥ $
211,844

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
292,111

13.79
%
 
≥ $
180,068

≥ 8.500
%
 
≥ $
169,476

≥ 8.000
%
Tier 1 Capital (to average assets)
$
292,111

11.29
%
 
≥ $
103,488

≥ 4.000
%
 
≥ $
129,360

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
292,111

13.79
%
 
≥ $
148,291

≥ 7.000
%
 
≥ $
137,699

≥ 6.500
%
December 31, 2018
 

 

 
 

 

 
 

 

Total Capital (to risk-weighted assets)
$
285,969

13.98
%
 
≥ $
201,927

≥ 9.875
%
 
≥ $
204,483

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
269,191

13.16
%
 
≥ $
161,031

≥ 7.875
%
 
≥ $
163,587

≥ 8.000
%
Tier 1 Capital (to average assets)
$
269,191

10.77
%
 
≥ $
99,994

≥ 4.000
%
 
≥ $
124,992

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
269,191

13.16
%
 
≥ $
130,358

≥ 6.375
%
 
≥ $
132,914

≥ 6.500
%
1 The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.



Note 16:  Financial Instruments with Off-Balance Sheet Risk
 
We make commitments to extend credit in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit in the form of loans or through standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because various commitments will expire without being fully drawn, the total commitment amount does not necessarily represent future cash requirements.
 
Our credit loss exposure is equal to the contractual amount of the commitment in the event of nonperformance by the borrower. We use the same credit underwriting criteria for all credit exposure. The amount of collateral obtained, if deemed necessary by us, is based on Management's credit evaluation of the borrower. Collateral types pledged may include accounts receivable, inventory, other personal property and real property.


Page-88


The contractual amount of undrawn loan commitments and standby letters of credit not reflected in the consolidated statements of condition are as follows:
(in thousands)
December 31, 2019

December 31, 2018

Commercial lines of credit
$
287,533

$
238,361

Revolving home equity lines
189,035

189,971

Undisbursed construction loans
41,033

46,229

Personal and other lines of credit
9,567

14,109

Standby letters of credit
1,964

2,636

   Total commitments and standby letters of credit
$
529,132

$
491,306



We record an allowance for losses on these off-balance sheet commitments based on an estimate of probabilities of the utilization of these commitments according to our historical experience on different types of commitments and expected loss. The allowance for losses on off-balance sheet commitments totaled $1.1 million as of December 31, 2019 and $958 thousand as of December 31, 2018, which is recorded in interest payable and other liabilities in the consolidated statements of condition. Approximately 33% of the commitments expire in 2020, approximately 55% expire between 2021 and 2027 and approximately 12% expire thereafter.

Note 17:  Condensed Bank of Marin Bancorp Parent Only Financial Statements

Presented below is financial information for Bank of Marin Bancorp, parent holding company only.
CONDENSED UNCONSOLIDATED STATEMENTS OF CONDITION
December 31, 2019 and 2018
(in thousands)
2019
2018
Assets
 
 
   Cash and due from Bank of Marin
$
9,539

$
19,144

   Investment in bank subsidiary
330,053

299,953

   Other assets
332

331

     Total assets
$
339,924

$
319,428

 
 
 
Liabilities and Stockholders' Equity
 
 
   Subordinated debentures
$
2,708

$
2,640

   Accrued expenses payable
71

51

   Other liabilities
357

330

     Total liabilities
3,136

3,021

   Stockholders' equity
336,788

316,407

     Total liabilities and stockholders' equity
$
339,924

$
319,428




Page-89


CONDENSED UNCONSOLIDATED STATEMENTS OF INCOME
Years ended December 31, 2019 and 2018
(in thousands)
2019
2018
Income
 
 
   Dividends from bank subsidiary
$
17,600

$
36,700

   Miscellaneous Income
5

9

     Total income
17,605

36,709

Expense
 
 
   Interest expense
229

1,339

   Non-interest expense
1,399

1,275

     Total expense
1,628

2,614

Income before income taxes and equity in undistributed net income of subsidiary
15,977

34,095

   Income tax benefit
480

770

Income before equity in undistributed net income of subsidiary
16,457

34,865

Earnings of bank subsidiary greater (less) than dividends received from bank subsidiary
17,784

(2,243
)
     Net income
$
34,241

$
32,622



CONDENSED UNCONSOLIDATED STATEMENTS OF CASH FLOWS
Years ended December 31, 2019 and 2018
(in thousands)
2019
2018
Cash Flows from Operating Activities:
 
 
Net income
$
34,241

$
32,622

Adjustments to reconcile net income to net cash provided by (used in) operating activities:
 
 
Earnings of bank subsidiary (greater) less than dividends received from bank subsidiary
(17,784
)
2,243

Net change in operating assets and liabilities:
 
 
       Accretion of discount on subordinated debentures
68

1,025

Other assets
—

36

Other liabilities
80

(86
)
Noncash director compensation expense - common stock
30

23

Net cash provided by operating activities
16,635

35,863

Cash Flows from Investing Activities:
 
 
Capital contribution to subsidiary
(747
)
(667
)
Net cash used in investing activities
(747
)
(667
)
Cash Flows from Financing Activities:
 
 
Proceeds from stock options exercised and stock issued under employee and director stock purchase plans and ESPP
747

667

Repayment of subordinate debenture including execution costs
—

(4,137
)
Payment of tax withholdings for stock options exercised
(220
)
(99
)
Dividends paid on common stock
(10,958
)
(8,860
)
Stock repurchased, net of commissions
(15,062
)
(6,869
)
Net cash used by financing activities
(25,493
)
(19,298
)
Net increase (decrease) in cash and cash equivalents
(9,605
)
15,898

Cash and cash equivalents at beginning of period
19,144

3,246

Cash and cash equivalents at end of period
$
9,539

$
19,144

Supplemental schedule of non-cash investing and financing activities:
 
 
Stock issued in payment of director fees
$
231

$
204

Repurchase of stock not yet settled
$
103

$
143

Stock issued to ESOP
$
1,245

$
1,173




End of 2019 Audited Consolidated Financial Statements


Page-90


ITEM 9.
CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
None.

ITEM 9A.    CONTROLS AND PROCEDURES

(A)    Evaluation of Disclosure Controls and Procedures

Bank of Marin Bancorp and its subsidiary (the "Company") conducted an evaluation under the supervision and with the participation of our Management, including our Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and operation of our disclosure controls and procedures (as defined in Rule 13a-15(e) or 15d-15(e) under the Securities Exchange Act of 1934 (the “Act”)) as of the end of the period covered by this report. The term disclosure controls and procedures means controls and other procedures that are designed to ensure that information we are required to disclose in the reports that we file or submit under the Act (15 U.S.C. 78a et seq.) is recorded, processed, summarized and reported, within the time periods specified in the SEC's rules and forms. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information we are required to disclose in the reports that we file or submit under the Act is accumulated and communicated to our Management, including our principal executive and principal financial officers, or persons performing similar functions, as appropriate to allow timely decisions regarding required disclosure. Based upon that evaluation, our Chief Executive Officer and Chief Financial Officer concluded that our disclosure controls and procedures were effective as of the end of the period covered by this report.

(B)    Management's Annual Report on Internal Control over Financial Reporting

Management is responsible for establishing and maintaining effective internal control over financial reporting (as defined in Rules 13a-15(f) promulgated under the 1934 Act). The internal control process has been designed under our supervision to provide reasonable assurance regarding the reliability of financial reporting and the preparation of the Company's financial statements for external reporting purposes in accordance with accounting principles generally accepted in the United States of America. Management conducted an assessment of the effectiveness of internal control over financial reporting as of December 31, 2019, utilizing the framework established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). Based on this assessment, Management has concluded that the Company maintained effective internal control over financial reporting as of December 31, 2019.

There are inherent limitations to the effectiveness of any system of internal control over financial reporting. These limitations include the possibility of human error, the circumvention or overriding of the system and reasonable resource constraints. Because of its inherent limitations, our internal control over financial reporting may not prevent or detect misstatements. Projections of any evaluation of effectiveness to future periods are subject to the risks that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Management's report on internal control over financial reporting is set forth in ITEM 8 and is incorporated herein by reference.

(C)    Audit Report of the Registered Public Accounting Firm

The Company's independent registered public accounting firm, Moss Adams, LLP, has audited the effectiveness of internal control over financial reporting as of December 31, 2019 as stated in their audit report, which is included in ITEM 8 and incorporated herein by reference.

(D)    Changes in Internal Control Over Financial Reporting

During the quarter ended December 31, 2019, there were no significant changes that materially affected, or are reasonably likely to affect, our internal control over financial reporting identified in connection with the evaluation mentioned in (B) above.

Page-91


ITEM 9B.    OTHER INFORMATION

None.
PART III     

ITEM 10.    DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

The information required by this Item is incorporated by reference from our Proxy Statement for the 2019 Annual Meeting of Shareholders. Bancorp and the Bank have adopted a Code of Ethics that applies to all staff including the Chief Executive Officer, Chief Financial Officer and Principal Accounting Officer. A copy of the Code of Ethical Conduct, which is also included on our website, will be provided to any person, without charge, upon written request to Corporate Secretary, Bank of Marin Bancorp, 504 Redwood Boulevard, Suite 100, Novato, CA 94947. During 2019 there were no changes in the procedures for the election or nomination of directors.

ITEM 11.     EXECUTIVE COMPENSATION

The information required by this Item is incorporated by reference from our Proxy Statement for the 2019 Annual Meeting of Shareholders.

ITEM 12.
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND
RELATED STOCKHOLDER MATTERS

The information required by this Item is incorporated by reference from ITEM 5 above, Note 8 to our audited consolidated financial statements and our Proxy Statement for the 2019 Annual Meeting of Shareholders.

ITEM 13.
CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

The information required by this Item is incorporated by reference from our Proxy Statement for the 2019 Annual Meeting of Shareholders.

ITEM 14.    PRINCIPAL ACCOUNTANT FEES AND SERVICES

The information required by this Item is incorporated by reference from our Proxy Statement for the 2019 Annual Meeting of Shareholders.


Page-92


PART IV

ITEM 15.    Exhibits, Financial Statement Schedules
 
(A)     Documents Filed as Part of this Report:

1.     Financial Statements

The financial statements and supplementary data listed below are filed as part of this report under ITEM 8, captioned Financial Statements and Supplementary Data.
Report of Independent Registered Public Accounting Firm for the years ended December 31, 2019 and 2018     
Management's Report on Internal Control over Financial Reporting     
Consolidated Statements of Condition as of December 31, 2019 and 2018    
Consolidated Statements of Comprehensive Income for the years ended December 31, 2019 and 2018    
Consolidated Statement of Changes in Stockholders' Equity for the years ended December 31, 2019 and 2018    
Consolidated Statement of Cash Flows for the years ended December 31, 2019 and 2018    
Notes to Consolidated Financial Statements    

2.     Financial Statement Schedules

All financial statement schedules have been omitted, as they are inapplicable or the required information is included in the financial statements or notes thereto.

(B)    Exhibits Filed:

The following exhibits are filed as part of this report or hereby incorporated by references to filings previously made with the SEC.

Page-93


 
 
Incorporated by Reference
 
Exhibit Number
Exhibit Description
Form
File No.
Exhibit
Filing Date
Herewith
2.01
8-K
001-33572
2.1
August 2, 2017
 
3.01
10-Q
001-33572
3.01
November 7, 2007
 
3.02
10-Q
001-33572
3.02
May 9, 2011
 
3.02a
8-K
001-33572
3.03
July 6, 2015
 
4.01
8-A12B
001-33572
4.1
July 7, 2017
 
4.02
 
 
 
 
Filed
10.01
S-8
333-218274
4.1
May 26, 2017
 
10.02
S-8
333-221219
4.1
October 30, 2017
 
10.03
S-8
333-227840
4.1
October 15, 2018
 
10.04
S-8
333-167639
4.1
June 21, 2010
 
10.05
10-Q
001-33572
10.06
November 7, 2007
 
10.06
8-K
001-33572
10.1
January 26, 2009
 
10.07
8-K
001-33572
99.1
October 21, 2010
 
10.08
8-K
001-33572
10.1
January 6, 2011
 
10.09
8-K
001-33572
10.4
January 6, 2011
 
10.10
8-K
001-33572
10.2
November 4, 2014
 
10.11
8-K
001-33572
10.3
November 4, 2014
 
10.12
8-K
001-33572
10.4
June 2, 2015
 
10.13
8-K
001-33572
10.1
October 31, 2007
 
14.02
10-K
001-33572
14.02
March 14, 2019
 
23.01
 
 
 
 
Filed
31.01
 
 
 
 
Filed
31.02
 
 
 
 
Filed
32.01
 
 
 
 
Filed
101.INS
Inline XBRL Instance Document
 
 
 
 
Filed
101.SCH
Inline XBRL Taxonomy Extension Schema Document
 
 
 
 
Filed
101.CAL
Inline XBRL Taxonomy Extension Calculation Linkbase Document
 
 
 
 
Filed
101.LAB
Inline XBRL Taxonomy Extension Label Linkbase Document
 
 
 
 
Filed
101.PRE
Inline XBRL Taxonomy Extension Presentation Linkbase Document
 
 
 
 
Filed
101.DEF
Inline XBRL Taxonomy Extension Definition Linkbase Document
 
 
 
 
Filed

ITEM 16.     Form 10-K Summary

None.

Page-94



SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 
 
 
Bank of Marin Bancorp (registrant)
 
 
 
 
 
March 13, 2020
 
 /s/ Tani Girton
 
Date
 
Tani Girton
 
 
 
Executive Vice President & Chief Financial Officer
 
 
 
(Principal Financial Officer)
 
 
 
 
 
 
 
 


Page-95


Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ Russell A. Colombo
 
 
 
 
Russell A. Colombo
 
 
 
 
President & Chief Executive Officer, Director
 
 
 
 
(Principal Executive Officer)
 
 
 
 
 
 
Dated:
March 13, 2020
 
 /s/ Tani Girton
 
 
 
 
Tani Girton
 
 
 
 
Executive Vice President & Chief Financial Officer
 
 
 
 
(Principal Financial Officer)
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ David A. Merck
 
 
 
 
David A. Merck
 
 
 
 
Vice President & Financial Reporting Manager
 
 
 
 
(Principal Accounting Officer)

 
 
 
 
Members of Bank of Marin Bancorp's Board of Directors
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ Brian M. Sobel
 
 
 
 
Brian M. Sobel
 
 
 
 
Chairman of the Board
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ Steven I. Barlow
 
 
 
 
Steven I. Barlow
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ James C. Hale
 
 
 
 
James C. Hale
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ Robert Heller
 
 
 
 
Robert Heller
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ Norma J. Howard
 
 
 
 
Norma J. Howard
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ Kevin R. Kennedy
 
 
 
 
Kevin R. Kennedy
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ William H. McDevitt, Jr.
 
 
 
 
William H. McDevitt, Jr.
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ Leslie E. Murphy
 
 
 
 
Leslie E. Murphy
 
 
 
 
 
 
Dated:
March 13, 2020
 
/s/ Joel Sklar
 
 
 
 
Joel Sklar, M.D.

Page-96
 EX-4.02 2 bmrc-ex40220191231xsc.htm EXHIBIT 4.02 Exhibit


Exhibit 4.02

DESCRIPTION OF MARIN CAPITAL STOCK

The following summary of the current terms of the capital stock of Bank of Marin Bancorp (“Marin”) is not meant to be complete and is qualified in its entirety by reference to the California General Corporation Law, federal law, the Marin articles of incorporation, and the Marin bylaws, copies of which have been filed with the Securities Exchange Commission (“Commission”) and are also available upon request from Marin.

Common Stock

The Marin articles of incorporation authorize 15,000,000 shares of common stock, no par value. Holders of Marin common stock are entitled to one vote, in person or by proxy, for each share of Marin common stock held of record in the shareholder's name on the books of Marin as of the record date on any matter submitted to the vote of the shareholders except that, for the election of directors, each shareholder has cumulative voting rights and is entitled to as many votes as shall equal the number of shares held by such shareholder multiplied by the number of directors to be elected. Each shareholder may cast all his or her votes for a single candidate or distribute such votes among any or all of the candidates as he or she chooses. However, no shareholder shall be entitled to cumulate votes (in other words, cast for any candidate a number of votes greater than the number of shares of stock held by such shareholder) unless such candidate's name has been placed in nomination prior to the voting and the shareholder has given notice at the meeting prior to the voting of the shareholder's intention to cumulate his or her votes. If any shareholder has given such notice, all shareholders may cumulate their votes for candidates in nomination.

Each share of Marin common stock has the same rights, privileges and preferences as every other share and will share equally in Marin's net assets upon liquidation or dissolution. Marin common stock has no preemptive, conversion or redemption rights or sinking fund provisions and all of the issued and outstanding shares of Marin common stock, when issued, will be fully paid and nonassessable.

Preferred Stock

The Marin articles of incorporation authorize 5,000,000 shares of preferred stock, no par value. The preferred stock may be issued from time to time in one or more series without action by the shareholders. The board of directors is authorized to designate and to fix the number of shares of any such series of preferred stock and to determine and alter the rights, preferences, privileges and restrictions granted to or imposed upon any wholly unissued series of preferred stock, including, but not limited to, dividend rate, voting, liquidation preference and conversion rights. The board of directors, within the limits stated in any resolution of the board of directors originally fixing the number of shares constituting any series, may increase or decrease the number of shares in such series (but not below the number of shares of any series subsequent to the issue of shares of that series). The preferred stock has no preemptive rights.

Dividends

Marin's shareholders are entitled to dividends when, as and if declared by Marin's board of directors out of funds legally available therefor (subject to certain restrictions on payment of dividends imposed by the laws of California).

Shareholder Rights Plan





On July 6, 2017, Marin's board of directors adopted a shareholder rights plan which provides one preferred share purchase right (a "Right") for each outstanding share of common stock, no par value of Marin, including shares of common stock that may be issued by Marin from time to time after such date as, for example, in a merger. The description and terms of the Rights are set forth in a Rights Agreement dated as of July 6, 2017 (the "Rights Agreement") between Marin and Computershare, as Rights Agent.

The Rights Agreement is designed to discourage takeovers that involve abusive tactics and or do not provide fair value to shareholders.

Pursuant to the Rights Agreement, upon the occurrence of certain "triggering events," each registered holder of Marin common stock is entitled to purchase from Marin one two-hundredth of a share of Series A Junior Participating Preferred Stock, no par value, of Marin at a price of $90.00 per one one-hundredth of a Preferred Share, subject to adjustment.

At any time before the occurrence of a "triggering event", the board of directors of Marin may redeem the Rights in whole, but not in part, at a price of $0.001 per Right.

A copy of the Rights Agreement has been filed with the Commission as an Exhibit to a Registration Statement on Form 8-A. This summary description of the Rights does not purport to be complete and is qualified in its entirety by reference to the Rights Agreement.

Anti-takeover Provisions

In addition to the shareholder rights plan described above, Marin's articles of incorporation and bylaws, or Marin's charter documents, contain certain provisions that deal with matters of corporate governance and certain rights of shareholders which might be deemed to have a potential "anti-takeover" effect. Such provisions will also render the removal of an incumbent board of directors or management more difficult.

The following description of certain of the provisions of Marin's charter documents is necessarily general, and reference should be made in each case to such documents, which are contained as exhibits to Marin's previous filings with the Commission or available upon request from Marin.

Directors. Certain provisions of Marin's charter documents will impede changes in majority control of the board of directors. Marin's charter documents provide that:

•
shareholders must comply with certain prior notice provisions in connection with nominations of persons to become directors of Marin. Failure to comply with these provisions may result in the nominations being disregarded.

•
the size of the board of directors may be increased or decreased within a specified range by a majority vote of the board;

•
any vacancy occurring in the board of directors, including a vacancy created by an increase in the number of directors, shall be filled for the remainder of the unexpired term by a majority vote of the directors then in office; and

•
a director, in general, may only be removed by the affirmative vote of a majority of the shares eligible to vote.





Authorized Shares. Marin's articles of incorporation authorize the issuance of 15,000,000 shares of common stock and 5,000,000 shares of preferred stock. The shares of common stock and preferred stock were authorized to provide Marin's board of directors with as much flexibility as possible to effect, among other transactions, financings, acquisitions, stock dividends, and the exercise of employee stock options. However, these authorized shares may also be used by the board of directors, to the extent consistent with its fiduciary duty, to deter future attempts to gain control of Marin. As a result of the ability to fix voting rights for a series of preferred stock and to issue additional shares of common stock, the board has the power to issue stock to persons friendly to management in order to attempt to block a tender offer, merger or other transaction by which a third party seeks control of Marin, and thereby allow members of management to retain their positions.

Purpose and Takeover Defensive Effects of Marin's Charter Documents and Shareholder Rights Plan. Marin's board believes that the provisions described above are prudent and will reduce Marin's vulnerability to takeover attempts and certain other transactions which have not been negotiated with and approved by its board of directors. The board of directors believes these provisions are in the best interest of Marin and its shareholders. In the judgment of the board of directors, Marin's board will be in the best position to determine the true value of Marin and to negotiate more effectively for terms that will be in the best interest of its shareholders. Accordingly, the board of directors believes that it is in the best interest of Marin and its shareholders to encourage a potential acquirer to negotiate directly with the board of directors, and that these provisions will encourage such negotiations and discourage hostile takeover attempts. It is also the view of the board of directors that these provisions should not discourage persons from proposing a merger or other transaction at a price reflective of the true value of Marin and otherwise in the best interest of all shareholders.

Despite the belief of Marin as to the benefits to shareholders of these provisions, these provisions may also have the effect of discouraging a future takeover attempt which would not be approved by Marin's board of directors, but pursuant to which shareholders may receive a substantial premium for their shares over then current market prices. As a result, shareholders who might desire to participate in such a transaction may not have any opportunity to do so.

Restrictions on Ownership

The Bank Holding Company Act generally prohibits any company that is not engaged in banking activities and activities that are permissible for a bank holding company or a financial holding company from acquiring control of a bank holding company, such as Marin. "Control" is generally defined as ownership of 25% or more of the voting stock or other exercise of a controlling influence. Any existing bank holding company would need the prior approval of the Federal Reserve before acquiring 5% or more of the voting stock of Marin. In addition, the Change in Bank Control Act of 1978, as amended, prohibits a person or group of persons from acquiring control of a bank holding company unless the Federal Reserve has been notified and has not objected to the transaction. Under a rebuttable presumption established by the Federal Reserve, the acquisition of 10% or more of a class of voting stock of a bank holding company with a class of securities registered under Section 12 of the Exchange Act, such as Marin, could constitute acquisition of control of the bank holding company.



 EX-23.01 3 bmrc-ex230120191231xsc.htm EXHIBIT 23.01 Exhibit


EXHIBIT 23.01

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statements No. 333-167639, No. 333-218274, No. 333-227840 and No. 333-221219 on Form S-8 of our report dated March 13, 2020, relating to the consolidated financial statements and the effectiveness of internal control over financial reporting, appearing in this Annual Report on Form 10-K, of Bank of Marin Bancorp for the year ended December 31, 2019.


/s/ Moss Adams LLP
Los Angeles, California
March 13, 2020



EX-31.01 4 bmrc-ex310120191231xsc.htm EXHIBIT 31.01 Exhibit


EXHIBIT 31.01
Certification of Principal Executive Officer pursuant to Rule 13a-14(a)/15d-14(a) as adopted pursuant to §302 of the Sarbanes-Oxley Act of 2002

I, Russell A. Colombo, certify that:

1.
I have reviewed this annual report on Form 10-K of Bank of Marin Bancorp (the Registrant);

2.
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this report;

4.
The Registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a -15(f) and 15d-15(f)) for the Registrant and have:

(a)
designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the Registrant, including its consolidated subsidiary, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
(b)
designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
(c)
evaluated the effectiveness of the Registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and
(d)
disclosed in this report any change in the Registrant's internal control over financial reporting that occurred during the Registrant's most recent fiscal quarter (the Registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the Registrant's internal control over financial reporting; and

5.
The Registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Registrant's auditors and the audit committee of Registrant's Board of Directors (or persons performing the equivalent functions):

(a)
all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting, which are reasonably likely to adversely affect the Registrant's ability to record, process, summarize and report financial information; and
(b)
any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant's internal controls over financial reporting.

March 13, 2020
 
/s/ Russell A. Colombo
Date
 
Russell A. Colombo
 
 
Chief Executive Officer



 EX-31.02 5 bmrc-ex310220191231xsc.htm EXHIBIT 31.02 Exhibit


EXHIBIT 31.02

Certification of Principal Financial Officer pursuant to Rule 13a-14(a)/15d-14(a) as adopted pursuant to §302 of the Sarbanes-Oxley Act of 2002

I, Tani Girton, certify that:

1.
I have reviewed this annual report on Form 10-K of Bank of Marin Bancorp (the Registrant);

2.
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this report;

4.
The Registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have:

(a)
designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the Registrant, including its consolidated subsidiary, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
(b)
designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
(c)
evaluated the effectiveness of the Registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and
(d)
disclosed in this report any change in the Registrant's internal control over financial reporting that occurred during the Registrant's most recent fiscal quarter (the Registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the Registrant's internal control over financial reporting; and

5.
The Registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Registrant's auditors and the audit committee of Registrant's Board of Directors (or persons performing the equivalent functions):

(a)
all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting, which are reasonably likely to adversely affect the Registrant's ability to record, process, summarize and report financial information; and
(b)
any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant's internal controls over financial reporting.

March 13, 2020
 
/s/ Tani Girton
Date
 
Tani Girton
 
 
Chief Financial Officer



 EX-32.01 6 bmrc-ex320120191231xsc.htm EXHIBIT 32.01 Exhibit


EXHIBIT 32.01

Certification pursuant to 18 U.S.C. §1350 as adopted pursuant to §906
of the Sarbanes-Oxley Act of 2002

In connection with the annual report on Form 10-K of Bank of Marin Bancorp (the Registrant) for the year ended December 31, 2019, as filed with the Securities and Exchange Commission, the undersigned hereby certify pursuant to 18 U.S.C. §1350, as adopted pursuant to §906 of the Sarbanes-Oxley Act of 2002, that:

1)     such Form 10-K fully complies with the requirements of Section 13(a) or 15(d)
of the Securities Exchange Act of 1934; and

2)     the information contained in such Form 10-K fairly presents, in all material
respects, the financial condition and results of operations of the Registrant.


March 13, 2020
 
/s/ Russell A. Colombo
Date
 
Russell A. Colombo
 
 
President &
 
 
Chief Executive Officer

March 13, 2020
 
/s/ Tani Girton
Date
 
Tani Girton
 
 
Executive Vice President &
 
 
Chief Financial Officer


This certification accompanies each report pursuant to §906 of the Sarbanes-Oxley Act of 2002 and shall not, except to the extent required by the Sarbanes-Oxley Act of 2002, be deemed filed by the Registrant for purposes of §18 of the Securities Exchange Act of 1934, as amended.



 EX-101.SCH 7 bmrc-20191231.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 2108100 - Disclosure - Bank Owned Life Insurance link:presentationLink link:calculationLink link:definitionLink 2408401 - Disclosure - Bank Owned Life Insurance (Details) link:presentationLink link:calculationLink link:definitionLink 2106100 - Disclosure - Bank Premises and Equipment link:presentationLink link:calculationLink link:definitionLink 2406402 - Disclosure - Bank Premises and Equipment (Details) link:presentationLink link:calculationLink link:definitionLink 2306301 - Disclosure - Bank Premises and Equipment (Tables) link:presentationLink link:calculationLink link:definitionLink 2113100 - Disclosure - Benefit Plans link:presentationLink link:calculationLink link:definitionLink 2413401 - Disclosure - Benefit Plans - Deferred Compensation Plan (Details) link:presentationLink link:calculationLink link:definitionLink 2413402 - Disclosure - Benefit Plans - Defined Contribution Plan (Details) link:presentationLink link:calculationLink link:definitionLink 2413403 - Disclosure - Benefit Plans - Salary Continuation Plan (Details) link:presentationLink link:calculationLink link:definitionLink 2110100 - Disclosure - Borrowings and Other Obligations link:presentationLink link:calculationLink link:definitionLink 2410402 - Disclosure - Borrowings and Other Obligations - Lines of Credit and Borrowing Agreements (Details) link:presentationLink link:calculationLink link:definitionLink 2410404 - Disclosure - Borrowings and Other Obligations - Schedule of Borrowings (Details) link:presentationLink link:calculationLink link:definitionLink 2410403 - Disclosure - Borrowings and Other Obligations - Subordinated Debt (Details) link:presentationLink link:calculationLink link:definitionLink 2310301 - Disclosure - Borrowings and Other Obligations (Tables) link:presentationLink link:calculationLink link:definitionLink 2115100 - Disclosure - Commitments and Contingencies link:presentationLink link:calculationLink link:definitionLink 2415403 - Disclosure - Commitments and Contingencies - Lease Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 2415405 - Disclosure - Commitments and Contingencies - Lease Cost (Details) link:presentationLink link:calculationLink link:definitionLink 2415406 - Disclosure - Commitments and Contingencies - Lease Liability Maturity Schedule (Details) link:presentationLink link:calculationLink link:definitionLink 2415406 - Disclosure - Commitments and Contingencies - Lease Liability Maturity Schedule (Details) link:presentationLink link:calculationLink link:definitionLink 2415402 - Disclosure - Commitments and Contingencies - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 2415404 - Disclosure - Commitments and Contingencies - Noncash Investing and Financing Activities (Details) link:presentationLink link:calculationLink link:definitionLink 2315301 - Disclosure - Commitments and Contingencies (Tables) link:presentationLink link:calculationLink link:definitionLink 2116100 - Disclosure - Concentrations of Credit Risk link:presentationLink link:calculationLink link:definitionLink 2416401 - Disclosure - Concentrations of Credit Risk (Details) link:presentationLink link:calculationLink link:definitionLink 2120100 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements link:presentationLink link:calculationLink link:definitionLink 2420404 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Cash Flows (Details) link:presentationLink link:calculationLink link:definitionLink 2420403 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Income (Details) link:presentationLink link:calculationLink link:definitionLink 2420402 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Uncosolidated Statements of Condition (Details) link:presentationLink link:calculationLink link:definitionLink 2320301 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements (Tables) link:presentationLink link:calculationLink link:definitionLink 1003000 - Statement - CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY link:presentationLink link:calculationLink link:definitionLink 1003001 - Statement - CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 1004000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS link:presentationLink link:calculationLink link:definitionLink 1002000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 1001000 - Statement - CONSOLIDATED STATEMENTS OF CONDITION link:presentationLink link:calculationLink link:definitionLink 1001000 - Statement - CONSOLIDATED STATEMENTS OF CONDITION link:presentationLink link:calculationLink link:definitionLink 1001501 - Statement - CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 0001000 - Document - Cover link:presentationLink link:calculationLink link:definitionLink 2109100 - Disclosure - Deposits link:presentationLink link:calculationLink link:definitionLink 2409405 - Disclosure - Deposits - Composition of Network Deposits (Details) link:presentationLink link:calculationLink link:definitionLink 2409403 - Disclosure - Deposits - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 2409402 - Disclosure - Deposits - Stratification of Time Deposits (Details) link:presentationLink link:calculationLink link:definitionLink 2309301 - Disclosure - Deposits (Tables) link:presentationLink link:calculationLink link:definitionLink 2409404 - Disclosure - Deposits - Time Deposit Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 2117100 - Disclosure - Derivative Financial Instruments and Hedging Activities link:presentationLink link:calculationLink link:definitionLink 2417402 - Disclosure - Derivative Financial Instruments and Hedging Activities - Information on Derivatives (Details) link:presentationLink link:calculationLink link:definitionLink 2417403 - Disclosure - Derivative Financial Instruments and Hedging Activities - Offsetting of Assets (Details) link:presentationLink link:calculationLink link:definitionLink 2417404 - Disclosure - Derivative Financial Instruments and Hedging Activities - Offsetting of Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 2317301 - Disclosure - Derivative Financial Instruments and Hedging Activities (Tables) link:presentationLink link:calculationLink link:definitionLink 2112100 - Disclosure - Fair Value of Assets and Liabilities link:presentationLink link:calculationLink link:definitionLink 2412403 - Disclosure - Fair Value of Assets and Liabilities - Fair Value of Financial Instruments (Details) link:presentationLink link:calculationLink link:definitionLink 2412402 - Disclosure - Fair Value of Assets and Liabilities - Recorded on a Recurring Basis (Details) link:presentationLink link:calculationLink link:definitionLink 2312301 - Disclosure - Fair Value of Assets and Liabilities (Tables) link:presentationLink link:calculationLink link:definitionLink 2119100 - Disclosure - Financial Instruments with Off-Balance Sheet Risk link:presentationLink link:calculationLink link:definitionLink 2419402 - Disclosure - Financial Instruments with Off-Balance Sheet Risk (Details) link:presentationLink link:calculationLink link:definitionLink 2319301 - Disclosure - Financial Instruments with Off-Balance Sheet Risk (Tables) link:presentationLink link:calculationLink link:definitionLink 2114100 - Disclosure - Income Taxes link:presentationLink link:calculationLink link:definitionLink 2414402 - Disclosure - Income Taxes - Components of Income Tax Provision (Details) link:presentationLink link:calculationLink link:definitionLink 2414403 - Disclosure - Income Taxes - Deferred Tax Asset and Liability (Details) link:presentationLink link:calculationLink link:definitionLink 2414404 - Disclosure - Income Taxes - Effective Income Tax Reconciliation (Details) link:presentationLink link:calculationLink link:definitionLink 2314301 - Disclosure - Income Taxes (Tables) link:presentationLink link:calculationLink link:definitionLink 2104100 - Disclosure - Investment Securities link:presentationLink link:calculationLink link:definitionLink 2404402 - Disclosure - Investment Securities - Amortized Cost and Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 2404403 - Disclosure - Investment Securities - Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 2404406 - Disclosure - Investment Securities - Non-marketable Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2404405 - Disclosure - Investment Securities - Other Than Temporarily Impaired Debt Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2404405 - Disclosure - Investment Securities - Other Than Temporarily Impaired Debt Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2404404 - Disclosure - Investment Securities - Securities Sold, Pledged as Collateral and Transfers (Details) link:presentationLink link:calculationLink link:definitionLink 2304301 - Disclosure - Investment Securities (Tables) link:presentationLink link:calculationLink link:definitionLink 2105100 - Disclosure - Loans and Allowance for Loan Losses link:presentationLink link:calculationLink link:definitionLink 2405408 - Disclosure - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) link:presentationLink link:calculationLink link:definitionLink 2405404 - Disclosure - Loans and Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Risk Grade (Details) link:presentationLink link:calculationLink link:definitionLink 2405407 - Disclosure - Loans and Allowance for Loan Losses - Impaired Loans and Related Allowance (Details) link:presentationLink link:calculationLink link:definitionLink 2405403 - Disclosure - Loans and Allowance for Loan Losses - Loans Outstanding and Aging Analysis (Details) link:presentationLink link:calculationLink link:definitionLink 2405402 - Disclosure - Loans and Allowance for Loan Losses - Percentage of Loans Geographically and by Collateral (Details) link:presentationLink link:calculationLink link:definitionLink 2405410 - Disclosure - Loans and Allowance for Loan Losses - Pledged Loans (Details) link:presentationLink link:calculationLink link:definitionLink 2405409 - Disclosure - Loans and Allowance for Loan Losses - Purchased Credit-Impaired Loans (Details) link:presentationLink link:calculationLink link:definitionLink 2405411 - Disclosure - Loans and Allowance for Loan Losses - Related Party Loans (Details) link:presentationLink link:calculationLink link:definitionLink 2305301 - Disclosure - Loans and Allowance for Loan Losses (Tables) link:presentationLink link:calculationLink link:definitionLink 2405405 - Disclosure - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Class (Details) link:presentationLink link:calculationLink link:definitionLink 2405406 - Disclosure - Loans and Allowance for Loan Losses - Troubled Debt Restructuring Modifications (Details) link:presentationLink link:calculationLink link:definitionLink 2118100 - Disclosure - Regulatory Matters link:presentationLink link:calculationLink link:definitionLink 2418402 - Disclosure - Regulatory Matters (Details) link:presentationLink link:calculationLink link:definitionLink 2318301 - Disclosure - Regulatory Matters (Tables) link:presentationLink link:calculationLink link:definitionLink 2111100 - Disclosure - Stockholders' Equity and Stock Plans link:presentationLink link:calculationLink link:definitionLink 2411407 - Disclosure - Stockholders' Equity and Stock Plans - Dividends (Details) link:presentationLink link:calculationLink link:definitionLink 2411402 - Disclosure - Stockholders' Equity and Stock Plans - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 2411404 - Disclosure - Stockholders' Equity and Stock Plans - Non-vested Awards Activity (Details) link:presentationLink link:calculationLink link:definitionLink 2411405 - Disclosure - Stockholders' Equity and Stock Plans - Options Outstanding by Price Range (Details) link:presentationLink link:calculationLink link:definitionLink 2411403 - Disclosure - Stockholders' Equity and Stock Plans - Options Outstanding Rollforward (Details) link:presentationLink link:calculationLink link:definitionLink 2311301 - Disclosure - Stockholders' Equity and Stock Plans (Tables) link:presentationLink link:calculationLink link:definitionLink 2411406 - Disclosure - Stockholders' Equity and Stock Plans - Valuation Assumptions (Details) link:presentationLink link:calculationLink link:definitionLink 2101100 - Disclosure - Summary of Significant Accounting Policies link:presentationLink link:calculationLink link:definitionLink 2401406 - Disclosure - Summary of Significant Accounting Policies - Earnings Per Share (Details) link:presentationLink link:calculationLink link:definitionLink 2401405 - Disclosure - Summary of Significant Accounting Policies - Future Amortization Expense of Core Deposits (Details) link:presentationLink link:calculationLink link:definitionLink 2401403 - Disclosure - Summary of Significant Accounting Policies - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 2201201 - Disclosure - Summary of Significant Accounting Policies (Policies) link:presentationLink link:calculationLink link:definitionLink 2401404 - Disclosure - Summary of Significant Accounting Policies - Premises and Equipment (Details) link:presentationLink link:calculationLink link:definitionLink 2301302 - Disclosure - Summary of Significant Accounting Policies (Tables) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 8 bmrc-20191231_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 9 bmrc-20191231_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 10 bmrc-20191231_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Investments, Debt and Equity Securities [Abstract] Financial Instruments Owned and Pledged as Collateral [Table] Financial Instruments Owned and Pledged as Collateral [Table] Financial Instruments Owned and Pledged as Collateral by Purpose [Axis] Financial Instruments Owned and Pledged as Collateral by Purpose [Axis] Financial Instruments Owned and Pledged as Collateral by Purpose [Axis] Financial Instruments Owned and Pledged as Collateral, Purpose [Domain] Financial Instruments Owned and Pledged as Collateral, Purpose [Domain] Financial Instruments Owned and Pledged as Collateral, Purpose [Domain] Public Deposits Public Deposits [Member] Pledged assets to secure Public Deposits placed to the institution [Member] Trust Deposits Trust Deposits [Member] Pledged assets to secure Trust Deposits placed in the institution [Member] State of California Pledged to State of California [Member] Pledged to the State of California [Member] Internal checking account Checking account, Wealth Management and Trust Services [Member] Pledged assets to secure Checking account, Wealth Management and Trust Services [Member] Financial Instruments Owned and Pledged as Collateral [Line Items] Financial Instruments Owned and Pledged as Collateral [Line Items] Available-for-sale: Debt Securities, Available-for-sale [Abstract] Sales proceeds Proceeds from Sale of Debt Securities, Available-for-sale Gross realized gains Debt Securities, Available-for-sale, Realized Gain Gross realized losses Debt Securities, Available-for-sale, Realized Loss Available-for-sale securities pledged as collateral Pledged Financial Instruments, Not Separately Reported, Securities Securities transferred from available-for-sale to held-to-maturity Available-for-sale Securities, Transferred to Held-to-maturity Securities Available-for-sale Securities, Transferred to Held-to-maturity Securities Unrealized pre-tax loss from transfer of available-for-sale securities to held-to-maturity Available-for-sale Securities, Transferred to Held-to-maturity Securities, Unrealized Gain (Loss) Available-for-sale Securities, Transferred to Held-to-maturity Securities, Unrealized Gain (Loss) Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity Amortization Of Net Unrealized Loss On Available-For-Sale Securities Transferred To Held-To-Maturity Amortization Of Net Unrealized Loss On Available-For-Sale Securities Transferred To Held-To-Maturity Accounting Policies [Abstract] Schedule of Finite-Lived Intangible Assets, Future Amortization Expense Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block] Schedule of Earnings Per Share Reconciliation Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Held to Maturity, Amortized Cost, Within one year Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost Held to Maturity, Amortized Cost, After one but within five years Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost Held to Maturity, Amortized Cost, After five years through ten years Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost Held to Maturity, Amortized Cost, After ten years Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Amortized Cost Held to Maturity, Amortized Cost, Total Debt Securities, Held-to-maturity Held to Maturity, Fair Value, Within one year Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value Held to Maturity, Fair Value, After one but within five years Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value Held to Maturity, Fair Value, After five years through ten years Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value Held to Maturity, Fair Value, After ten years Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value Held-to-Maturity, Fair Value, Total Debt Securities, Held-to-maturity, Fair Value Available for Sale, Amortized Cost, Within one year Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost Available for Sale, Amortized Cost, After one but within five years Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost Available For Sale, Amortized Cost, After five years through ten years Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost Available for Sale, Amortized Cost, After ten years Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost Available for Sale, Amortized Cost, Total Debt Securities, Available-for-sale, Amortized Cost Available for Sale, Fair Value, Within one year Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value Available for Sale, Fair Value, After one but within five years Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value Available for Sale, Fair Value, After five years through ten years Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value Available for Sale, Fair Value, After ten years Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value Available for Sale, Fair Value, Total Debt Securities, Available-for-sale Summary of Significant Accounting Policies Significant Accounting Policies [Text Block] Equity [Abstract] Schedule of Share-based Compensation, Stock Options, Activity Share-based Payment Arrangement, Option, Activity [Table Text Block] Schedule of Unrecognized Compensation Cost, Nonvested Awards Share-based Payment Arrangement, Nonvested Award, Cost [Table Text Block] Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range Share-based Payment Arrangement, Option, Exercise Price Range [Table Text Block] Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block] Summary of Cash Dividends Paid to Common Shareholders Dividends Declared [Table Text Block] Derivative Instruments and Hedging Activities Disclosure [Abstract] Offsetting Liabilities [Table] Offsetting Liabilities [Table] Balance Sheet Location [Axis] Balance Sheet Location [Axis] Balance Sheet Location [Domain] Balance Sheet Location [Domain] Other liabilities Other Liabilities [Member] Derivative Instrument [Axis] Derivative Instrument [Axis] Derivative Contract [Domain] Derivative Contract [Domain] Interest rate swap Interest Rate Swap [Member] Offsetting Liabilities [Line Items] Offsetting Liabilities [Line Items] Gross Amounts of Recognized Liabilities Derivative Liability, Fair Value, Gross Liability Gross Amounts Offset in the Statements of Condition Derivative Liability, Fair Value, Gross Asset Net Amounts of Liabilities Presented in the Statements of Condition Derivative Liability Gross Amounts Not Offset in the Statements of Condition, Financial Instruments Derivative, Collateral, Right to Reclaim Securities Gross Amounts Not Offset in the Statements of Condition, Cash Collateral Pledged Derivative, Collateral, Right to Reclaim Cash Net Amount Derivative Liability, Fair Value, Amount Offset Against Collateral Derivative liabilities, accrued interest, interest rate swaps Derivative Liability, Accrued Interest, Interest Rate Swaps Derivative Liability, Accrued Interest, Interest Rate Swaps Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table] Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table] Class of Warrant or Right [Axis] Class of Warrant or Right [Axis] Class of Warrant or Right [Domain] Class of Warrant or Right [Domain] Series A Junior Participating Preferred Stock Series A Preferred Stock [Member] Equity Components [Axis] Equity Components [Axis] Equity Component [Domain] Equity Component [Domain] Retained Earnings Retained Earnings [Member] Common Stock Common Stock [Member] Class of Stock [Axis] Class of Stock [Axis] Class of Stock [Domain] Class of Stock [Domain] Plan Name [Axis] Plan Name [Axis] Plan Name [Domain] Plan Name [Domain] Director Stock Plan, 2010 Director Stock Plan, 2010 [Member] Director Stock Plan, 2010 [Member] Employee Stock Purchase Plan, 2007 Employee Stock Purchase Plan, 2007 [Member] Employee Stock Purchase Plan, 2007 [Member] The 2017 Equity Plan The 2017 Equity Plan [Member] The 2017 Equity Plan [Member] Statistical Measurement [Axis] Statistical Measurement [Axis] Statistical Measurement [Domain] Statistical Measurement [Domain] Minimum Minimum [Member] Maximum Maximum [Member] Award Type [Axis] Award Type [Axis] Award Type [Domain] Award Type [Domain] Restricted stock award Restricted Stock [Member] Stock options Share-based Payment Arrangement, Option [Member] Performance shares Performance Shares [Member] Award Date [Axis] Award Date [Axis] Award Date [Domain] Award Date [Domain] During 2006 through 2014 Award Date, During 2006 Through 2014 [Member] Award Date, During 2006 Through 2014 [Member] Prior to 2016 Award Date, Prior To 2016 [Member] Award Date, Prior To 2016 [Member] Subsequent To January 1, 2015 Subsequent To January 1, 2015 [Member] Subsequent To January 1, 2015 [Member] During 2016 Award Date, During 2016 [Member] Award Date, During 2016 [Member] Vesting [Axis] Vesting [Axis] Vesting [Domain] Vesting [Domain] Vesting Rate, Year One Ratably, Year One [Member] Ratably, Year One [Member] Immediately Upon Grant Immediately Upon Grant [Member] Immediately Upon Grant [Member] Vesting Rate, Year Two Ratably, Year Two [Member] Ratably, Year Two [Member] Vesting Rate Year Three Ratably, Year Three [Member] Ratably, Year Three [Member] Vesting Rate Year Four Ratably, Year Four [Member] Ratably, Year Four [Member] Vesting Rate Year Five Ratably, Year Five [Member] Ratably, Year Five [Member] Subsequent Event Type [Axis] Subsequent Event Type [Axis] Subsequent Event Type [Domain] Subsequent Event Type [Domain] Subsequent event Subsequent Event [Member] Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock split ratio Stockholders' Equity Note, Stock Split, Conversion Ratio Shares approved to be issued in common stock (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized Shares awarded in period from plan (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Shares Issued in Period Number of shares available for future grants under plan (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant Approved payroll deduction to purchase shares, percentage Share-based Compensation Arrangement by Share-based Payment Award, Approved Payroll Deduction to Purchase Shares, Percentage Share-based Compensation Arrangement by Share-based Payment Award, Approved Payroll Deduction to Purchase Shares, Percentage Discount from closing market price at end of each quarter Share-based Compensation Arrangement by Share-based Payment Award, Discount from Market Price, Purchase Date Vesting percentage Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage Award vesting period Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period Expiration period of grants Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period Shares withheld for tax withholding and exercise of options (in shares) Share-based Payment Arrangement, Shares Withheld for Tax Withholding Obligation Adjustments related to tax withholding and exercise of options for share-based compensation Adjustments Related To Tax Withholding And Exercise Of Options For Share-Based Compensation Adjustments Related To Tax Withholding And Exercise Of Options For Share-Based Compensation Shares withheld for tax withholding and exercise of options, weighted average price (usd per share) Share-based Compensation Arrangements by Share-based Payment Award, Options, Tax Withholding And Exercises in Period, Weighted Average Exercise Price Share-based Compensation Arrangements by Share-based Payment Award, Options, Tax Withholding And Exercises in Period, Weighted Average Exercise Price Total compensation cost for share-based payment arrangements Share-based Payment Arrangement, Expense Share-based compensation income tax benefit recognized Share-based Payment Arrangement, Expense, Tax Benefit Unrecognized compensation expense Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount Period for recognizing unrecognized compensation expense Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition Total grant-date fair value of option shares vested Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value Excess tax benefits recorded as a reduction to income tax expense Effective Income Tax Rate Reconciliation, Tax Expense (Benefit), Share-based Payment Arrangement, Amount Dividends declared per common share (usd per share) Common Stock, Dividends, Per Share, Declared Percentage of share ownership defining an acquiring person Shareholder Rights Plan, Percentage Of Share Ownership Defining Acquiring Person Shareholder Rights Plan, Percentage Of Share Ownership Defining Acquiring Person Exercise price of rights (in dollars per share) Class of Warrant or Right, Exercise Price of Warrants or Rights Number of securities called by each right (in shares) Class of Warrant or Right, Number of Securities Called by Each Warrant or Right Preferred stock, authorized (in shares) Preferred Stock, Shares Authorized Preferred stock, no par value (in dollars per share) Preferred Stock, No Par Value Amount reclassified from AOCI to retained earnings representing stranded tax income effects Tax Cuts and Jobs Act, Reclassification from AOCI to Retained Earnings, Tax Effect Stock repurchase program, authorized amount Stock Repurchase Program, Authorized Amount Stock repurchased, net of commissions (in shares) Stock Repurchased During Period, Shares Stock repurchased, net of commissions Stock Repurchased During Period, Value Condensed Financial Information Disclosure [Abstract] Condensed Bank of Marin Bancorp Parent Only Financial Statements Condensed Financial Information of Parent Company Only Disclosure [Text Block] Receivables [Abstract] Financial Instrument [Axis] Financial Instrument [Axis] Financial Instruments [Domain] Financial Instruments [Domain] Other residential Other Residential Financing Receivable [Member] Loans to purchase or refinance residential real estate, mostly secured by tenancy-in-common, or “TIC” loans. Certain qualifying loans pledged for FHLB line of credit Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Federal Home Loan Bank Debt Residential loans pledged for FRB borrowings Pledged Financial Instruments, Not Separately Reported, Loans Receivable Pledged as Collateral Schedule of Condensed Balance Sheet Condensed Balance Sheet [Table Text Block] Schedule of Condensed Income Statement Condensed Income Statement [Table Text Block] Schedule of Condensed Cash Flow Statement Condensed Cash Flow Statement [Table Text Block] Fair Value Disclosures [Abstract] Fair Value, by Balance Sheet Grouping [Table] Fair Value, by Balance Sheet Grouping [Table] Fair Value Hierarchy and NAV [Axis] Fair Value Hierarchy and NAV [Axis] Fair Value, Measurements, Fair Value Hierarchy [Domain] Fair Value Hierarchy and NAV [Domain] Fair Value Hierarcy (Level 1) Fair Value, Inputs, Level 1 [Member] Fair Value Hierarchy (Level 2) Fair Value, Inputs, Level 2 [Member] Fair Value Hierarchy (Level 3) Fair Value, Inputs, Level 3 [Member] Fair Value, by Balance Sheet Grouping, Disclosure Item Amounts [Axis] Measurement Basis [Axis] Fair Value, Disclosure Item Amounts [Domain] Fair Value Measurement [Domain] Portion at Fair Value Measurement Portion at Fair Value Measurement [Member] Carrying Value Reported Value Measurement [Member] Fair Value Estimate of Fair Value Measurement [Member] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Financial assets (recorded at amortized cost) Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract] Cash and cash equivalents Cash and Cash Equivalents, Fair Value Disclosure Investment securities held-to-maturity Loans, net Loans Receivable, Fair Value Disclosure Interest receivable Interest Receivable, Fair Value Disclosure This element represents the disclosures for fair value estimates for financial instruments required in the footnote disclosures to the financial statements. Carrying amount represents interest earned but not received from loan borrowers, investment security issuers and on other forms of short-term investment for time value of money. The carrying value may approximate fair value due to the short-term nature of their settlement dates. Financial liabilities (recorded at amortized cost) Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract] Time deposits Deposits, Fair Value Disclosure Federal Home Loan Bank borrowing Federal Home Loan Bank Borrowings, Fair Value Disclosure Subordinated debentures Subordinated Debt Obligations, Fair Value Disclosure Interest payable Interest Payable, Fair Value Disclosure This element represents the disclosures for fair value estimates for financial instruments required in the footnote disclosures to the financial statements. Carrying amount reprsents accrued interest payable on all forms of debt, including deposit liabilities, that has been incurred and is unpaid for time value of money. The carrying value may approximate fair value due to the short-term nature of their settlement dates. Debt Disclosure [Abstract] Borrowings and Other Obligations Debt Disclosure [Text Block] Offsetting Assets [Table] Offsetting Assets [Table] Other assets Other Assets [Member] Offsetting Assets [Line Items] Offsetting Assets [Line Items] Gross Amounts of Recognized Assets Derivative Asset, Fair Value, Gross Asset Offset in the Statements of Condition Derivative Asset, Fair Value, Gross Liability Net Amounts of Assets Presented in the Statements of Condition Derivative Asset Derivative, Collateral, Obligation to Return Securities Derivative, Collateral, Obligation to Return Securities Gross Amounts Not Offset in the Statements of Condition, Cash Collateral Received Derivative, Collateral, Obligation to Return Cash Net Amount Derivative Asset, Fair Value, Amount Offset Against Collateral Derivative assets, accrued interest, interest rate swaps Derivative Asset, Accrued Interest, Interest Rate Swaps Derivative Asset, Accrued Interest, Interest Rate Swaps Property, Plant and Equipment [Table] Property, Plant and Equipment [Table] Property, Plant and Equipment, Type [Axis] Property, Plant and Equipment, Type [Axis] Property, Plant and Equipment, Type [Domain] Property, Plant and Equipment, Type [Domain] Furniture and equipment Furniture and Fixtures [Member] Equipment Equipment [Member] Property, Plant and Equipment [Line Items] Property, Plant and Equipment [Line Items] Premises and equipment useful life Property, Plant and Equipment, Useful Life Schedule of Available-for-sale Securities and Held-to-maturity Securities [Table] Schedule of Available-for-sale Securities and Held-to-maturity Securities [Table] Schedule of Available-for-sale Securities and Held-to-maturity Securities [Table] MBS pass-through securities issued by FHLMC and FNMA Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] SBA-backed securities Small Business Administration (SBA) Backed Securities [Member] Small Business Administration (SBA) Backed Securities [Member] CMOs issued by FNMA Federal National Mortgage Association Certificates and Obligations (FNMA) [Member] CMOs issued by FHLMC Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member] CMOs issued by GNMA Government National Mortgage Association Certificates and Obligations (GNMA) [Member] Debentures of government- sponsored agencies Agency Securities [Member] Privately issued CMOs Mortgage-backed Securities, Issued by Private Enterprises [Member] Obligations of state and political subdivisions US States and Political Subdivisions Debt Securities [Member] Corporate bonds Corporate Bond Securities [Member] Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items] Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items] Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items] Debt Securities, Held-to-maturity [Abstract] Debt Securities, Held-to-maturity [Abstract] Held to maturity, Amortized Cost Debt Securities, Held-to-maturity, Amortized Cost, before Other-than-temporary Impairment Held-to-maturity, Fair Value Held-to-maturity, Gross Unrealized Gains Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain Held-to-maturity, Gross Unrealized (Losses) Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss Debt Securities, Available-for-sale [Abstract] Available-for-sale, at fair value Available-for-sale, Gross Unrealized Gains Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax Available-for-sale, Gross Unrealized (Losses) Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax Total investment securities, Amortized Cost Available-for-sale Securities and Held-to-maturity Securities, Amortized Cost Basis Available-for-sale Securities and Held-to-maturity Securities, Amortized Cost Basis Total investment securities, Fair Value Available-for-sale Securities and Held-to-maturity Securities, Fair Value Fair Value of Available-for-sale Securities and Held-to-maturity Securities. Total investment securities, Gross Unrealized Gains Available-for-sale Securities and Held-to-maturity Securities, Accumulated Gross Unrealized Gain Available-for-sale Securities and Held-to-maturity Securities, Accumulated Gross Unrealized Gain Total investment securities, Gross Unrealized (Losses) Available-for-sale Securities and Held-to-maturity Securities, Accumulated Gross Unrealized Loss Available-for-sale Securities and Held-to-maturity Securities, Accumulated Gross Unrealized Loss Commitments and Contingencies Disclosure [Abstract] Operating lease cost Operating Lease, Cost Finance lease cost: Finance Lease Cost1 [Abstract] Finance Lease Cost1 [Abstract] Amortization of right-of-use assets Finance Lease, Right-of-Use Asset, Amortization Interest on finance lease liabilities Finance Lease, Interest Expense Total finance lease cost Finance Lease, Cost Finance Lease, Cost Total lease cost Lease, Cost Banking and Thrift [Abstract] Deposits Deposit Liabilities Disclosures [Text Block] Time deposits of less than $100 thousand Time Deposits, Less than $100,000 Time deposits of $100 thousand to $250 thousand Time Deposits, $100,000 To $250,000 Time Deposits, $100,000 To $250,000 Time deposits of more than $250 thousand Time Deposits, $250,000 Or More The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $250,000 or more. Total time deposits Time Deposits Income Statement [Abstract] Statement [Table] Statement [Table] Product and Service [Axis] Product and Service [Axis] Product and Service [Domain] Product and Service [Domain] Deposit Account Deposit Account [Member] Fiduciary and Trust Fiduciary and Trust [Member] Debit Card Debit Card [Member] Merchant Interchange Fees, Net Merchant Interchange Fees, Net [Member] Merchant Interchange Fees, Net [Member] Statement [Line Items] Statement [Line Items] Interest income Interest and Dividend Income, Operating [Abstract] Interest and fees on loans Interest and Fee Income, Loans and Leases Interest on investment securities Interest Income, Operating Interest on federal funds sold and due from banks Interest Due From Banks And Other Interest Due From Banks And Other Total interest income Interest and Dividend Income, Operating Interest expense Interest Expense [Abstract] Interest on interest-bearing transaction accounts Interest Expense, Negotiable Order of Withdrawal (NOW) Deposits Interest on savings accounts Interest Expense, Savings Deposits Interest on money market accounts Interest Expense, Money Market Deposits Interest on time accounts Interest Expense, Time Deposits Interest on borrowings and other obligations Interest Expense, Other Long-term Debt Interest on subordinated debentures Interest Expense, Subordinated Notes and Debentures Total interest expense Interest Expense Net interest income Interest Income (Expense), Net Provision for loan losses Provision for Loan and Lease Losses Net interest income after provision for loan losses Interest Income (Expense), after Provision for Loan Loss Non-interest income Noninterest Income [Abstract] Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net Revenue from Contract with Customer, Including Assessed Tax Earnings on bank-owned life Insurance, net Bank Owned Life Insurance Income Dividends on FHLB stock Dividend Income, Federal Home Loan Bank Dividend Income, Federal Home Loan Bank Gains on investment securities, net Debt and Equity Securities, Gain (Loss) Other income Noninterest Income, Other Operating Income Total non-interest income Noninterest Income Non-interest expense Noninterest Expense [Abstract] Salaries and related benefits Labor and Related Expense Occupancy and equipment Occupancy And Equipment Includes: 1) occupancy expense that may include items, such as maintenance and repair of facilities and equipment, lease expenses, rentals, property taxes and property and casualty insurance expense; and 2) furniture and equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. Depreciation and amortization Depreciation Federal Deposit Insurance Corporation insurance Federal Deposit Insurance Corporation Premium Expense Data processing Data Processing The amount of expenses incurred in the period for data processing products and services. Professional services Professional Fees Directors' expense Noninterest Expense Directors Fees Information technology Information Technology The amount of expenses incurred in the period for information technology products and services. Amortization of core deposit intangible Amortization of Intangible Assets Provision for losses on off-balance sheet commitments Provision For (Reversal Of) Losses On Off-Balance Sheet Commitments Provision For (Reversal Of) Losses On Off-Balance Sheet Commitments Other expense Other Noninterest Expense Total non-interest expense Noninterest Expense Income before provision for income taxes Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest Provision for income taxes Income Tax Expense (Benefit) Net income Net Income (Loss) Attributable to Parent Net income per common share Earnings Per Share [Abstract] Basic (in dollars per share) Earnings Per Share, Basic Diluted (in dollars per share) Earnings Per Share, Diluted Weighted average shares Weighted Average Number of Shares Outstanding, Diluted [Abstract] Basic (in shares) Weighted Average Number of Shares Outstanding, Basic Diluted (in shares) Weighted Average Number of Shares Outstanding, Diluted Comprehensive income: Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract] Other comprehensive income (loss): Other Comprehensive Income (Loss), Net of Tax [Abstract] Change in net unrealized gains or losses on available-for-sale securities Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, before Tax Reclassification adjustment for (gains) losses on available-for-sale securities in net income Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax Net unrealized losses on securities transferred from available-for-sale to held-to-maturity Other Comprehensive Income (Loss), Reclassification Adjustment From AOCI For Investment Transferred From Available-For-Sale To Held-To-Maturity, Before Tax Other Comprehensive Income (Loss), Reclassification Adjustment From AOCI For Investment Transferred From Available-For-Sale To Held-To-Maturity, Before Tax Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity Subtotal Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Tax, Portion Attributable to Parent Deferred tax expense (benefit) Other Comprehensive Income (Loss), Available-for-sale Securities, Tax, Portion Attributable to Parent Other comprehensive income (loss), net of tax Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent Comprehensive income Comprehensive Income (Loss), Net of Tax, Attributable to Parent Insurance [Abstract] Estimated death benefits Life Insurance, Corporate or Bank Owned, Death Benefits Life Insurance, Corporate or Bank Owned, Death Benefits Death benefits provided under terms of the programs Life Insurance, Corporate or Bank Owned, Amount Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] Interest rate contract Interest Rate Contract [Member] Hedging Relationship [Axis] Hedging Relationship [Axis] Hedging Relationship [Domain] Hedging Relationship [Domain] Fair value hedge Fair Value Hedging [Member] Hedging Designation [Axis] Hedging Designation [Axis] Hedging Designation [Domain] Hedging Designation [Domain] Designated as hedging instrument Designated as Hedging Instrument [Member] Income Statement Location [Axis] Income Statement Location [Axis] Income Statement Location [Domain] Income Statement Location [Domain] Interest income Interest Income [Member] Derivatives, Fair Value [Line Items] Derivatives, Fair Value [Line Items] Number of derivative instruments Derivative, Number of Instruments Held Derivatives, accrued interest, interest rate swaps Derivative, Accrued Interest, Interest Rate Swaps Derivative, Accrued Interest, Interest Rate Swaps Fair value hedges: Derivative Instruments in Hedges, at Fair Value, Net [Abstract] Interest rate contracts notional amounts, Asset derivatives Derivative Asset, Notional Amount Interest rate contracts notional amount, Liability derivatives Derivative Liability, Notional Amount Interest rate contracts fair value, Asset derivatives Interest rate contracts fair value, Liability derivatives Carrying Amounts of Hedged Assets Hedged Asset, Fair Value Hedge Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Loans Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease) (Decrease) increase in value of designated interest rate swaps due to LIBOR interest rate movements Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments Payment on interest rate swaps Derivative, Payment on Interest Rate Derivative Payment on interest rate swaps recorded in interest income. Increase (decrease) in value of hedged loans Increase (Decrease) in Fair Value of Hedged Item in Interest Rate Fair Value Hedge Decrease in value of yield maintenance agreement Derivative, Increase (Decrease) in Value of Yield Maintenance Agreement Increase (Decrease) in value of yield maintenance agreement recognized against interest income. Net loss on derivatives recognized against interest income Derivative, Loss on Derivative Net hedge ineffectiveness gain (loss), derivatives Derivative, Net Hedge Ineffectiveness Gain (Loss) Risks and Uncertainties [Abstract] Concentrations of Credit Risk Concentration Risk Disclosure [Text Block] Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Financing Receivable Portfolio Segment [Axis] Financing Receivable Portfolio Segment [Axis] Financing Receivable Portfolio Segment [Domain] Financing Receivable Portfolio Segment [Domain] Commercial Commercial Portfolio Segment [Member] Commercial real estate Commercial Real Estate Portfolio Segment [Member] Residential loans Residential Portfolio Segment [Member] Consumer loans Consumer Portfolio Segment [Member] Class of Financing Receivable [Axis] Class of Financing Receivable [Axis] Class of Financing Receivable [Domain] Class of Financing Receivable [Domain] Commercial and industrial Commercial And Industrial [Member] Commercial And Industrial [Member] Commercial real estate, owner-occupied Commercial Real Estate Loan, Owner-Occupied [Member] Commercial Real Estate Loan, Owner-Occupied [Member] Commercial real estate, investor Commercial Real Estate Loan, Investor [Member] Commercial Real Estate Loan, Investor [Member] Construction Construction Loans [Member] Home equity Home Equity Loan [Member] Other residential Other Residential Loan [Member] Loans to purchase or refinance residential real estate, mostly secured by tenancy-in-common, or “TIC” loans. Installment and other consumer Installment And Other Consumer [Member] Installment And Other Consumer [Member] Accounts, Notes, Loans and Financing Receivable [Line Items] Accounts, Notes, Loans and Financing Receivable [Line Items] Number of loans removed from TDR resignation Financing Receivable, Modifications, Removal From Troubled Debt Restructuring, Number Of Contracts Financing Receivable, Modifications, Removal From Troubled Debt Restructuring, Number Of Contracts Recorded investment of loans removed from TDR resignation Financing Receivable, Modifications, Removal From Troubled Debt Restructuring, Recorded Investment Financing Receivable, Modifications, Removal From Troubled Debt Restructuring, Recorded Investment Recorded investment in Troubled Debt Restructurings Financing Receivable, Troubled Debt Restructuring Acquired loans included in TDR Troubled Debt Restructuring, Loans Acquired Troubled Debt Restructuring, Loans Acquired TDR loans on non-accrual status, value Financing Receivable, Modifications, Recorded Investment, Nonaccrual Status Financing Receivable, Modifications, Recorded Investment, Nonaccrual Status Retirement Benefits [Abstract] Schedule of Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits, by Title of Individual and by Type of Deferred Compensation [Table] Schedule of Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits, by Title of Individual and by Type of Deferred Compensation [Table] Type of Deferred Compensation [Axis] Deferred Bonus and Profit Sharing Arrangements, Individual Contracts, Type of Deferred Compensation [Axis] Type of Deferred Compensation, All Types [Domain] Deferred Bonus and Profit Sharing Arrangement, Individual Contract, Type of Deferred Compensation [Domain] Annual Salary Annual Salary [Member] Annual Salary [Member] Deferred Bonus Deferred Bonus [Member] Title of Individual [Axis] Title of Individual [Axis] Title of Individual with Relationship to Entity [Domain] Title of Individual [Domain] Management Management [Member] Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items] Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items] Maximum percentage of compensation allowed to be deferred Deferred Compensation Arrangement with Individual, Maximum Elected Deferral by Employee, Percent Deferred Compensation Arrangement with Individual, Maximum Elected Deferral by Employee, Percent Interest rate earned on deferred amounts, prime rate first business day of year Deferred Compensation Arrangement with Individual, Deferred Interest Earned, Percent Deferred Compensation Arrangement with Individual, Deferred Interest Earned, Percent Deferred compensation obligation Deferred Compensation Arrangement with Individual, Recorded Liability Schedule of Capital Adequacy Ratios Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] Scheduled maturities of time deposits Maturities of Time Deposits [Abstract] 2020 Time Deposit Maturities, Next Twelve Months 2021 Time Deposit Maturities, Year Two 2022 Time Deposit Maturities, Year Three 2023 Time Deposit Maturities, Year Four 2024 Time Deposit Maturities, Year Five Thereafter Time Deposit Maturities, after Year Five Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Consolidated Entities [Axis] Consolidated Entities [Axis] Consolidated Entities [Domain] Consolidated Entities [Domain] Bancorp Parent Company [Member] The Bank Subsidiaries [Member] Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] Total Capital, Actual, Amount Capital Total Capital (to risk-weighted assets), Actual, Ratio Capital to Risk Weighted Assets Total Capital, Minimum Capital for Capital Adequacy Purposes, Amount Capital Required for Capital Adequacy Total Capital (to risk-weighted assets), Minimum Capital for Capital Adequacy Purposes, Ratio Capital Required for Capital Adequacy to Risk Weighted Assets Total Capital, Minimum Capital to be Well Capitalized, Amount Capital Required to be Well Capitalized Total Capital (to risk-weighted assets), Minimum to be Well Capitalized, Ratio Capital Required to be Well Capitalized to Risk Weighted Assets Tier 1 Risk Based Capital, Actual, Amount Tier One Risk Based Capital Tier 1 Risk Based Capital (to risk-weighted assets), Actual, Ratio Tier One Risk Based Capital to Risk Weighted Assets Tier 1 Capital, Minimum Capital for Capital Adequacy Purposes, Amount Tier One Risk Based Capital Required for Capital Adequacy Tier 1 Risk Based Capital (to risk-weighted assets), Minimum Capital for Capital Adequacy Purposes, Ratio Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets Tier 1 Risk Based Capital, Minimum Capital to be Well Capitalized, Amount Tier One Risk Based Capital Required to be Well Capitalized Tier 1 Risk Based Capital (to risk-weighted assets), Minimum Capital to be Well Capitalized, Ratio Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets Tier 1 Leverage Capital, Amount, Actual Tier One Leverage Capital Tier 1 Leverage Capital (to average assets), Actual, Ratio Tier One Leverage Capital to Average Assets Tier 1 Leverage Capital, Minimum Capital for Capital Adequacy Purposes, Amount Tier One Leverage Capital Required for Capital Adequacy Tier 1 Leverage Capital (to average assets), Minimum Capital for Capital Adequacy Purposes, Ratio Tier One Leverage Capital Required for Capital Adequacy to Average Assets Tier 1 Leverage Capital, Actual, Amount Tier One Leverage Capital Required to be Well Capitalized Tier 1 Leverage Capital (to average assets), Minimum Capital to be Well Capitalized, Ratio Tier One Leverage Capital Required to be Well Capitalized to Average Assets Tier 1 Common Equity Tier One Common Equity Tier One Common Equity Tier 1 Common Equity To Average Assets Tier One Common Equity To Average Assets Tier One Common Equity To Average Assets Tier 1 Common Equity Required for Capital Adequacy Tier One Common Equity Required for Capital Adequacy Tier One Common Equity Required for Capital Adequacy Tier 1 Common Equity Required for Capital Adequacy to Average Assets Tier One Common Equity Required for Capital Adequacy to Average Assets Tier One Common Equity Required for Capital Adequacy to Average Assets Tier 1 Common Equity Required to be Well Capitalized Tier One Common Equity Required to be Well Capitalized Tier One Common Equity Required to be Well Capitalized Tier 1 Common Equity Required to be Well Capitalized to Average Assets Tier One Common Equity Required to be Well Capitalized to Average Assets Tier One Common Equity Required to be Well Capitalized to Average Assets Schedule of Defined Contribution Plans Disclosures [Table] Schedule of Defined Contribution Plans Disclosures [Table] Schedule of Defined Contributions Plans Disclosures [Table] Retirement Plan Name [Axis] Retirement Plan Name [Axis] Retirement Plan Name [Domain] Retirement Plan Name [Domain] Defined Contribution Plan (the 401k Plan) Defined Contribution Plan (the 401k Plan) [Member] Defined Contribution Plan (the 401k Plan) [Member] Bank of Marin Employee Stock Ownership and Savings Plan (the Plan) Bank of Marin Employee Stock Ownership and Savings Plan [Member] Bank of Marin Employee Stock Ownership and Savings Plan (the Plan) [Member] Defined Contribution Plan Disclosure [Line Items] Schedule of Defined Contribution Plans Disclosures [Line Items] Schedule of Defined Contribution Plans Disclosures [Line Items] Minimum age of eligible employee for 401(k) plan Defined Contribution Plan, Minimum Age of Eligible Employee Defined Contribution Plan, Minimum Age of Eligible Employee Minimum employment period to qualify for 401(k) plan Defined Contribution Plan, Minimum Employment Period to Qualify for Plan Defined Contribution Plan, Minimum Employment Period to Qualify for Plan Number of open enrollment dates for 401(k) plan Defined Contribution Plan, Number of Enrollment Dates Defined Contribution Plan, Number of Enrollment Dates Minimum annual contribution per employee, percent of eligible compensation Defined Contribution Plan, Minimum Annual Contribution Per Employee, Percent Defined Contribution Plan, Minimum Annual Contribution Per Employee, Percent Maximum annual contribution per employee, percent of eligible compensation Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent Annual vesting percentage Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage Defined contribution plan, number of years to be fully vested Defined Contribution Plan, Number of Years to be Fully Vested Defined Contribution Plan, Number of Years to be Fully Vested Employer matching contribution percentage Defined Contribution Plan, Employer Matching Contribution, Percent of Match Employer matching contribution maximum amount Defined Contribution Plan, Employer Matching Contribution, Maximum Amount Defined Contribution Plan, Employer Matching Contribution, Maximum Amount Employer contributions Defined Contribution Plan, Cost Cash contributed to the ESOP Employee Stock Ownership Plan (ESOP), Compensation Expense Cash dividends to common stockholders Dividends, Common Stock, Cash Cash dividends per common share (usd per share) Common Stock, Dividends, Per Share, Cash Paid Retained earnings Retained Earnings (Accumulated Deficit) Stockholders' equity Stockholders' Equity Attributable to Parent Period used to determine amount available for payment of dividends based on restriction (in years) Dividends, Cash Dividend, Period Restricted Payment Amount is Determined Dividends, Cash Dividend, Period Restricted Payment Amount is Determined Amount of retained earnings available for payment of dividends based on restriction Dividends, Cash Dividend, Amount Retained Earnings Available for Dividend Payments Under Restriction Dividends, Cash Dividend, Amount Retained Earnings Available for Dividend Payments Under Restriction Cash held Cash Income Tax Disclosure [Abstract] Effective Income Tax Rate Reconciliation, Percent Effective Income Tax Rate Reconciliation, Percent [Abstract] Federal statutory income tax rate Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent California franchise tax, net of federal tax benefit Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent Tax exempt interest on municipal securities and loans Effective Income Tax Rate Reconciliation, Tax Exempt Income, Interest on Municipal Securities and Loans Effective Income Tax Rate Reconciliation, Tax Exempt Income, Interest on Municipal Securities and Loans Tax exempt earnings on bank owned life insurance Effective Income Tax Rate Reconciliation, Tax Exempt Income, Earnings on Bank Owned Life Insurance Effective Income Tax Rate Reconciliation, Tax Exempt Income, Earnings on Bank Owned Life Insurance Low income housing and qualified zone academy bond tax credits Effective Income Tax Rate Reconciliation, Tax Credit, Affordable Housing Effective Income Tax Rate Reconciliation, Tax Credit, Affordable Housing Stock-based compensation and excess tax benefits Effective Income Tax Rate Reconciliation, Deduction, Share-Based Compensation And Excess Tax Benefits Effective Income Tax Rate Reconciliation, Deduction, Share-Based Compensation And Excess Tax Benefits Other Effective Income Tax Rate Reconciliation, Other Adjustments, Percent Effective Tax Rate Effective Income Tax Rate Reconciliation, Percent Basis of Presentation Basis of Accounting, Policy [Policy Text Block] Cash and Cash Equivalents Cash and Cash Equivalents, Policy [Policy Text Block] Investment Securities Investment, Policy [Policy Text Block] Originated Loans Loans and Leases Receivable, Lease Financing, Policy [Policy Text Block] Loan Charge-Off Policy Loans and Leases Receivable, Charge-offs, Policy [Policy Text Block] Loans and Leases Receivable, Charge-offs, Policy [Policy Text Block] Acquired Loans Loans and Leases Receivable, Acquired Loans, Policy [Policy Text Block] Loans and Leases Receivable, Acquired Loans, Policy [Policy Text Block] Allowance for Loan Losses Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block] Allowance for Losses on Off-Balance-Sheet Commitments Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block] Transfers of Financial Assets Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Policy [Policy Text Block] Premises and Equipment Property, Plant and Equipment, Policy [Policy Text Block] Business Combinations Business Combinations Policy [Policy Text Block] Goodwill and Other Intangible Assets Goodwill and Intangible Assets, Policy [Policy Text Block] Other Real Estate Owned (OREO) Real Estate Owned [Text Block] Bank Owned Life Insurance Life Insurance, Corporate or Bank Owned, Policy [Policy Text Block] Life Insurance, Corporate or Bank Owned, Policy [Policy Text Block] Federal Home Loan Bank of San Francisco (FHLB) Stock Federal Home Loan Bank Stock, Policy [Policy Text Block] Federal Home Loan Bank Stock, Policy [Policy Text Block] Investments in Low Income Housing Tax Credit Funds Affordable Housing Program, Policy [Policy Text Block] Affordable Housing Program, Policy [Policy Text Block] Employee Stock Ownership Plan (ESOP) Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block] Income Taxes Income Tax, Policy [Policy Text Block] Earnings per share (EPS) Earnings Per Share, Policy [Policy Text Block] Share-Based Compensation Share-based Payment Arrangement [Policy Text Block] Derivative Financial Instruments and Hedging Activities Derivatives, Policy [Policy Text Block] Revenue Recognition Revenue from Contract with Customer [Policy Text Block] Advertising Costs Advertising Cost [Policy Text Block] Comprehensive Income (Loss) Comprehensive Income, Policy [Policy Text Block] Fair Value Measurements Fair Value Measurement, Policy [Policy Text Block] Use of Estimates Use of Estimates, Policy [Policy Text Block] Other Recently Adopted and Issued Accounting Standards New Accounting Pronouncements, Policy [Policy Text Block] Stockholders' Equity and Stock Plans Stockholders' Equity Note Disclosure [Text Block] Loans and Leases Receivable, Related Parties [Roll Forward] Loans and Leases Receivable, Related Parties [Roll Forward] Balance at beginning of year Loans and Leases Receivable, Related Parties Additions Loans and Leases Receivable, Related Parties, Additions Advances Loans and Leases Receivable, Related Parties, Advances Loans and Leases Receivable, Related Parties, Advances Repayments Loans and Leases Receivable, Related Parties, Proceeds Reclassified due to a change in borrower status Loans and Leases Receivable, Reclassified as Unrelated-party Loan Loans and Leases Receivable, Reclassified as Unrelated-party Loan Balance at end of year Schedule of Related Party Transactions, by Related Party [Table] Schedule of Related Party Transactions, by Related Party [Table] Related Party [Axis] Related Party [Axis] Related Party [Domain] Related Party [Domain] Directors, Officers, Principal Shareholders and Associates Directors, Officers, Principal Shareholders And Associates [Member] Directors, Officers, Principal Shareholders And Associates [Member] Related Party Transaction [Line Items] Related Party Transaction [Line Items] Undisbursed commitment to related parties Unused Commitments to Extend Credit Property, Plant and Equipment [Abstract] Summary of Bank Premises and Equipment Property, Plant and Equipment [Table Text Block] Schedule of Defined Benefit Plans Disclosures [Table] Schedule of Defined Benefit Plans Disclosures [Table] Defined Benefit Plan Disclosure [Line Items] Defined Benefit Plan Disclosure [Line Items] Percentage of salary paid upon retirement Defined Benefit Plan, Percentage of Salary Paid upon Retirement Defined Benefit Plan, Percentage of Salary Paid upon Retirement Payment period determined by service period Defined Benefit Plan, Payment Period Determined By Service Period Defined Benefit Plan, Payment Period Determined By Service Period Period before ratable vesting begins Defined Benefits Plan, Period Before Ratable Vesting Begins Defined Benefits Plan, Period Before Ratable Vesting Begins Age ratable vesting ends Defined Benefits Plan, Age Ratable Vesting Ends Defined Benefits Plan, Age Ratable Vesting Ends Liability under the Salary Continuation Plan Defined Benefit Plan, Amounts for Asset (Liability) Recognized in Statement of Financial Position Right-of-use assets obtained in exchange for operating lease liabilities Right-of-Use Asset Obtained in Exchange for Operating Lease Liability Right-of-use assets obtained in exchange for finance lease liabilities Right-of-Use Asset Obtained in Exchange for Finance Lease Liability Reclassification of deferred rent and unamortized lease incentives from other liabilities to operating lease right-of-use assets upon adoption of ASC 842 Right-Of-Use Operating Lease Assets Reclassified From Other Liabilities Right-Of-Use Operating Lease Assets Reclassified From Other Liabilities Loans secured by real estate Real Estate Loan [Member] Geographical [Axis] Geographical [Axis] Geographical [Domain] Geographical [Domain] California CALIFORNIA Percentage of loans by class to all loans Loans and Leases Receivable, Ratio of Class to All Loans Loans and Leases Receivable, Ratio of Class to All Loans Percentage of loans by class and geographic location Loans and Leases Receivable, Ratio of Class of Loans by Geographic Location of Property Loans and Leases Receivable, Ratio of Class of Loans by Geographic Location of Property Schedule of Impaired Financing Receivable [Table] Schedule of Impaired Financing Receivable [Table] Financing Receivable, Impaired [Line Items] Financing Receivable, Impaired [Line Items] Recorded investment in impaired loans: Impaired Financing Receivable, Recorded Investment [Abstract] With no specific allowance recorded Impaired Financing Receivable, with No Related Allowance, Recorded Investment With a specific allowance recorded Impaired Financing Receivable, with Related Allowance, Recorded Investment Total recorded investment in impaired loans Impaired Financing Receivable, Recorded Investment Unpaid principal balance of impaired loans: Impaired Financing Receivable, Unpaid Principal Balance [Abstract] Total unpaid principal balance of impaired loans Impaired Financing Receivable, Unpaid Principal Balance Specific valuation Impaired Financing Receivable, Related Allowance Average recorded investment in impaired loans during the period Impaired Financing Receivable, Average Recorded Investment Interest income recognized on impaired loans Impaired Financing Receivable, Interest Income, Accrual Method Charged-off portion of impaired loans Financing Receivable, Impaired Loans, Portion of Loans Charged Off The portion of impaired loans that have been charged off partially. Outstanding commitments to extend credit on impaired loans Financing Receivable, Troubled Debt Restructuring, Commitment to Lend Interest income recognized on impaired loans during the period ended, cash basis Impaired Financing Receivable, Interest Income, Cash Basis Method Loss Contingencies [Table] Loss Contingencies [Table] Operating Lease Modifications Operating Lease Modifications [Member] Operating Lease Modifications [Member] Legal Entity [Axis] Legal Entity [Axis] Entity [Domain] Entity [Domain] Visa Inc. Visa Inc [Member] Visa Inc. [Member] Loss Contingencies [Line Items] Loss Contingencies [Line Items] Weighted average remaining term (in years) Lessee, Operating Lease, Remaining Lease Term Lessee, Operating Lease, Remaining Lease Term Finance lease, initial contract terms (in years) Lessee, Finance Lease, Term of Contract Operating lease rent expense Operating Leases, Rent Expense, Net Operating lease liabilities Operating Lease, Liability Estimated amount due to class plaintiffs in Visa litigation Loss Contingency, Damages Sought, Value Amended amount due to class plaintiffs in Visa litigation Loss Contingency, Damages Sought, Amended, Value Loss Contingency, Damages Sought, Amended, Value Visa deposit in escrow accounts Loss Contingency Accrual, Payments Balance of escrow account for legal settlements maintained by Visa Restricted Cash and Cash Equivalents Loans and Allowance for Loan Losses Loans, Notes, Trade and Other Receivables Disclosure [Text Block] Number of banks acquired Number of Businesses Acquired PCI Loans, Carrying Value [Abstract] Certain Loans Acquired in Transfer Not Accounted for as Debt Securities [Abstract] Unpaid Principal Balance Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance Carrying Value Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net Accretable Yield [Roll Forward] Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward] Balance at beginning of period Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Accretion Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion Balance at end of period Operating leases: Operating Leases [Abstract] Operating Leases [Abstract] Operating lease right-of-use assets Operating Lease, Right-of-Use Asset Present value of net minimum lease payments (lease liability) Finance leases: Finance Leases [Abstract] Finance Leases [Abstract] Finance lease right-of-use assets Finance Lease, Right-Of-Use Asset, Gross Finance Lease, Right-Of-Use Asset, Gross Accumulated amortization Finance Lease, Right-Of-Use Asset, Accumulated Depreciation Finance Lease, Right-Of-Use Asset, Accumulated Depreciation Finance lease right-of-use assets, net Finance Lease, Right-of-Use Asset Present value of net minimum lease payments (lease liability) Finance Lease, Liability Income Taxes Income Tax Disclosure [Text Block] Schedule of Held-to-maturity Securities Reconciliation Debt Securities, Held-to-maturity [Table Text Block] Schedule of Available-for-sale Securities Debt Securities, Available-for-sale [Table Text Block] Investments Classified by Contractual Maturity Date Investments Classified by Contractual Maturity Date [Table Text Block] Gain (Loss) on Investments Realized Gain (Loss) on Investments [Table Text Block] Schedule of Financial Instruments Owned and Pledged as Collateral Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block] Schedule of Unrealized Loss on Investments Schedule of Unrealized Loss on Investments [Table Text Block] Schedule of Contractual Amount, Off-Balance Sheet Risks Schedule Of Contractual Amount, Off-Balance Sheet Risks [Table Text Block] Schedule Of Contractual Amount, Off-Balance Sheet Risks [Table Text Block] Entity Location [Table] Entity Location [Table] Scenario [Axis] Scenario [Axis] Scenario [Domain] Scenario [Domain] Forecast Forecast [Member] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets, Major Class Name [Domain] Finite-Lived Intangible Assets, Major Class Name [Domain] Core deposit intangible Core Deposits [Member] Adjustments for New Accounting Pronouncements [Axis] Adjustments for New Accounting Pronouncements [Axis] Type of Adoption [Domain] Type of Adoption [Domain] Accounting Standards Update 2016-02 Accounting Standards Update 2016-02 [Member] Accounting Standards Update 2016-13 Accounting Standards Update 2016-13 [Member] Marin County Marin County [Member] Marin County [Member] Napa County Napa County [Member] Napa County [Member] San Francisco San Francisco [Member] San Francisco [Member] Sonoma County Sonoma County [Member] Sonoma County [Member] Alameda County Alameda County [Member] Alameda County [Member] Entity Location [Line Items] Entity Location [Line Items] Number of branches Number of Stores Number of consecutive payments considered sustained repayment performance Loans and Leases Receivable, Nonperforming, Number Of Consecutive Payments Considered Sustained Repayment Performance Loans and Leases Receivable, Nonperforming, Number Of Consecutive Payments Considered Sustained Repayment Performance Threshold period a past due loan is charged off Financing Receivable, Threshold Period Past Due, Writeoff Threshold period a past due overdraft account is charged off Threshold Period Past Due For Write-Off Of Deposit Liabilities Reclassified As Loans Receivable Threshold Period Past Due For Write-Off Of Deposit Liabilities Reclassified As Loans Receivable Useful life of core deposit intangible asset Finite-Lived Intangible Asset, Useful Life Ownership percentage in limited partnerships related to Low Income Housing Tax Credits Affordable Housing Tax Credits, Investment, Ownership Percentage Affordable Housing Tax Credits, Investment, Ownership Percentage Advertising costs Advertising Expense Allowance for loan and lease losses, percent increase (decrease) Allowance For Loan And Lease Losses, Percent Increase (Decrease) Allowance For Loan And Lease Losses, Percent Increase (Decrease) Statement of Cash Flows [Abstract] Cash Flows from Operating Activities: Net Cash Provided by (Used in) Operating Activities [Abstract] Net income Adjustments to reconcile net income to net cash provided by operating activities: Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] Noncash contribution expense to employee stock ownership plan Noncash Contribution Expense To Employee Stock Ownership Plan Noncash Contribution Expense To Employee Stock Ownership Plan Noncash director compensation expense Compensation Expense Common Stock For Director Fees Noncash director fees payable in common stock expensed by the entity during the period. As noncash, this element is added back to net income when calculating net cash generated by operating activities using the indirect method. Stock-based compensation expense Share-based Payment Arrangement, Noncash Expense Amortization of investment security premiums, net of accretion of discounts Accretion (Amortization) of Discounts and Premiums, Investments Accretion of discount on acquired loans Accretion Of Discount On Acquired Loans The sum of the periodic adjustments of the difference between the contractual amounts due (principal amount) and the fair value accounted for subsequent to acquisition through accretion. Accretion of discount on subordinated debentures Amortization of Debt Discount (Premium) Net change in deferred loan origination costs/fees Amortization of Deferred Loan Origination Fees, Net Gain on sale of investment securities Gain (Loss) on Sale of Investments Earnings on bank-owned life insurance policies Net change in operating assets and liabilities: Increase (Decrease) in Operating Capital [Abstract] Interest receivable and other assets Increase (Decrease) in Other Operating Assets Interest payable and other liabilities Increase (Decrease) in Other Operating Liabilities Total adjustments Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities Net cash provided by operating activities Net Cash Provided by (Used in) Operating Activities Cash Flows from Investing Activities: Net Cash Provided by (Used in) Investing Activities [Abstract] Purchase of held-to-maturity securities Payments to Acquire Held-to-maturity Securities Purchase of available-for-sale securities Payments to Acquire Debt Securities, Available-for-sale Proceeds from sale of available-for-sale securities Proceeds from paydowns/maturities of held-to-maturity securities Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities Proceeds from paydowns/maturities of available-for-sale securities Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale Proceeds from sale of Visa Inc. Class B restricted common stock Proceeds From Sale Of Equity Securities, FV-NI Proceeds From Sale Of Equity Securities, FV-NI Loans originated and principal collected, net Payments for (Proceeds from) Loans and Leases Purchase of bank-owned life insurance policies Payment to Acquire Life Insurance Policy, Investing Activities Cash receipts from bank-owned life insurance policies Proceeds from Life Insurance Policy Purchase of premises and equipment Payments to Acquire Productive Assets Purchase of Federal Home Loan Bank stock Payments for (Proceeds from) Federal Home Loan Bank Stock Cash paid for low income housing tax credit investment Payments to Acquire Real Estate Held-for-investment Net cash used in investing activities Net Cash Provided by (Used in) Investing Activities Cash Flows from Financing Activities: Net Cash Provided by (Used in) Financing Activities [Abstract] Net increase in deposits Increase (Decrease) in Deposits Proceeds from stock options exercised Proceeds from Stock Options Exercised Payment of tax withholding for stock options exercised and vesting of restricted stock Payment, Tax Withholding, Share-based Payment Arrangement Federal Home Loan Bank (repayment) Payments of FHLBank Borrowings, Financing Activities Federal Home Loan Bank borrowings Proceeds from FHLBank Borrowings, Financing Activities Repayment of subordinated debenture including execution costs Repayments of Subordinated Debt Repayment of finance lease obligations Finance Lease, Principal Payments Cash dividends paid on common stock Payments of Ordinary Dividends, Common Stock Stock repurchased, net of commissions Proceeds from Stock Plans Proceeds from stock issued under employee and director stock purchase plans and ESOP Proceeds, Issuance of Shares, Share-based Payment Arrangement, Excluding Option Exercised Net cash provided by financing activities Net Cash Provided by (Used in) Financing Activities Net increase (decrease) in cash, cash equivalents and restricted cash Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect Cash, cash equivalents and restricted cash at beginning of period Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents Cash, cash equivalents and restricted cash at end of period Supplemental disclosure of cash flow information: Supplemental Cash Flow Information [Abstract] Cash paid in interest Interest Paid, Excluding Capitalized Interest, Operating Activities Cash paid in income taxes Income Taxes Paid Supplemental disclosure of noncash investing and financing activities: Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract] Change in net unrealized gain or loss on available-for-sale securities Increase (Decrease) in Unrealized Gain (Loss) on Available-for-sale Securities, Net of Tax The amount,of gross unrealized gains (losses) for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities, net of tax. Amortization of net unrealized loss on available-for-sale securities transferred to held-to-maturity Real Estate Owned, Transfer from Real Estate Owned Subscription in low income housing tax credit investment Subscription In Low Income Housing Tax Credit Investment Subscription In Low Income Housing Tax Credit Investment Stock issued to employee stock ownership plan Stock Issued In Payment Of Director Fees And To ESOP Stock Issued In Payment Of Director Fees And To ESOP Stock issued in payment of director fees Stock Issued In Payment Of Director Fees Dollar amount of common stock issued by an Entity to its directors in payment of services they render. Repurchase of stock not yet settled Repurchase Of Stock Not Yet Settled Repurchase Of Stock Not Yet Settled Restricted cash: Restricted Cash [Abstract] Federal Reserve Bank reserve requirements included in cash, cash equivalents and restricted cash Schedule of Operating and Finance Lease Right-of-use Assets and Lease Liabilities Assets And Liabilities, Lessee [Table Text Block] Assets And Liabilities, Lessee [Table Text Block] Schedule of Components of Operating and Finance Lease Cost Lease, Cost [Table Text Block] Schedule of Finance Lease Liability Maturities Finance Lease, Liability, Maturity [Table Text Block] Investment Securities Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Fair Value, Recurring and Nonrecurring [Table] Fair Value, Recurring and Nonrecurring [Table] Commercial lines of credit Commercial Lines of Credit [Member] Commercial Lines of Credit [Member] Revolving home equity lines Home Equity Line of Credit [Member] Undisbursed construction loans Undisbursed Construction Loans [Member] Undisbursed Construction Loans [Member] Personal and other lines of credit Consumer and Other Lines of Credit [Member] Consumer and Other Lines of Credit [Member] Standby letters of credit Financial Standby Letter of Credit [Member] Total commitments and standby letters of credit Lines of Credit and Letters of Credit, Unused Commitments [Member] Lines of Credit and Letters of Credit, Unused Commitments [Member] Interest Payable and Other Liabilities Interest Payable and Other Liabilities [Member] Interest Payable and Other Liabilities [Member] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Loan commitments and standby letters of credit, off-balance sheet Off-balance Sheet Arrangements, Liabilities, Current Exposure Off-balance Sheet Arrangements, Liabilities, Current Exposure Allowance for off-balance sheet commitments Allowance For Off Balance Sheet Commitments Allowance For Off Balance Sheet Commitments Percentage of commitments expiring in 2018 Loan Commitments and Standby Letters of Credit, Percentage Expiring in Next Twelve Months Loan Commitments and Standby Letters of Credit, Percentage Expiring in Next Twelve Months Percentage of commitments expiring between 2019 and 2025 Loan Commitments And Standby Letters of Credit, Percentage Expiring In Year Two Through Eight Loan Commitments And Standby Letters of Credit, Percentage Expiring In Year Two Through Eight Percentage of commitments expiring 2026 and thereafter Loan Commitments And Standby Letters Of Credit, Percentage Expiring, After Year Eight Loan Commitments And Standby Letters Of Credit, Percentage Expiring, After Year Eight Schedule of Long-term Debt Instruments [Table] Schedule of Long-term Debt Instruments [Table] Long-term Debt, Type [Axis] Long-term Debt, Type [Axis] Long-term Debt, Type [Domain] Long-term Debt, Type [Domain] Subordinated debenture Subordinated Debt [Member] Debt Instrument [Axis] Debt Instrument [Axis] Debt Instrument, Name [Domain] Debt Instrument, Name [Domain] NorCal Community Bancorp Trust II NorCal Community Bancorp Trust II [Member] NorCal Community Bancorp Trust II [Member] Debt Instrument [Line Items] Debt Instrument [Line Items] Number of subordinated debentures acquired Business Combinations, Number of Debt Instruments Acquired Business Combinations, Number of Debt Instruments Acquired Subordinated debenture Long-term debt Long-term Debt, Gross Debenture distribution deferral period Debt Instrument, Distribution Deferral Period Debt Instrument, Distribution Deferral Period Amount guaranteed, on subordinated basis, distributions and other payments on trust preferred securities Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust Basis spread on variable rate Debt Instrument, Basis Spread on Variable Rate Interest rate, effective percentage Debt Instrument, Interest Rate, Effective Percentage Marketable Securities [Table] Marketable Securities [Table] Investment, Name [Axis] Investment, Name [Axis] Investment, Name [Domain] Investment, Name [Domain] Visa Inc. Class B Common Stock Visa Inc. Class B Common Stock [Member] Visa Inc. Class B Common Stock [Member] Visa Inc. Class B common stock Common Class B [Member] Marketable Securities [Line Items] Marketable Securities [Line Items] Federal Home Loan Bank stock, par value (usd per share) Federal Home Loan Bank Stock, Par Value Federal Home Loan Bank Stock, Par Value Federal Home Loan Bank stock Federal Home Loan Bank Stock Federal Home Loan Bank, dividend rate percentage Federal Home Loan Bank, Dividend Rate, Percentage Federal Home Loan Bank, Dividend Rate, Percentage Number of shares of securities carried at cost (in shares) Investment Owned, Balance, Shares Fair value of Class B common stock Equity Securities, FV-NI, Cost Equity securities Equity Securities, FV-NI Shares of Visa Inc. Class B restricted common stock (in shares) Equity Securities FV NI, Number Of Shares Sold Equity Securities FV NI, Number Of Shares Sold Gain from sale of Visa Inc. Class B restricted common stock Equity Securities, FV-NI, Realized Gain Investments in low income housing tax credit funds Amortization Method Qualified Affordable Housing Project Investments Low income housing tax credits and other tax benefits Amortization Method Qualified Affordable Housing Project Investments, Tax Credits Amortization Method Qualified Affordable Housing Project Investments, Tax Credits Low income housing amortization expense Amortization Method Qualified Affordable Housing Project Investments, Amortization Unfunded commitments for low income housing tax credit funds Affordable Housing Program, Unfunded Commitments Affordable Housing Program, Unfunded Commitments Concentration Risk [Table] Concentration Risk [Table] Concentration Risk Type [Axis] Concentration Risk Type [Axis] Concentration Risk Type [Domain] Concentration Risk Type [Domain] Credit concentration risk Credit Concentration Risk [Member] Concentration Risk Benchmark [Axis] Concentration Risk Benchmark [Axis] Concentration Risk Benchmark [Domain] Concentration Risk Benchmark [Domain] U.S. Government, its agencies and Government Sponsored Enterprises (GSEs) US Treasury and Government [Member] Non-Government Sponsored Enterprises Loans portfolio Loans Receivable [Member] Loans on real estate Mortgages [Member] Concentration Risk [Line Items] Concentration Risk [Line Items] Concentration risk amount Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure Concentration risk percentage Concentration Risk, Percentage Concentration risk, threshold for major borrower, percentage Concentration Risk, Percentage, Threshold For Major Borrower Concentration Risk, Percentage, Threshold For Major Borrower Leasehold improvements Leasehold Improvements [Member] Bank premises and equipment, Gross Property, Plant and Equipment, Gross Accumulated depreciation and amortization Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment Bank premises and equipment, net Property, Plant and Equipment, Net Schedule of Condensed Financial Statements [Table] Condensed Financial Statements [Table] Condensed Financial Statements, Captions [Line Items] Condensed Financial Statements, Captions [Line Items] Dividends from bank subsidiary Dividend Income From Subsidiaries, Operating Dividend Income From Subsidiaries, Operating Miscellaneous Income Miscellaneous Income Miscellaneous Income Total income Income (Loss) from Subsidiaries, before Tax Interest expense Non-interest expense Total expense Total Expense Total Expense Income before income taxes and equity in undistributed net income of subsidiary Income (Loss) Before Income Taxes and Equity in Undistributed Net Income of Subsidiary Income (Loss) Before Income Taxes and Equity in Undistributed Net Income of Subsidiary Income tax benefit Income before equity in undistributed net income of subsidiary Income Before Equity In Undistributed Earnings Of Subsidiaries Represents income before equity in undistributed earnings of subsidiaries. Earnings of bank subsidiary greater (less) than dividends received from bank subsidiary Equity in Undistributed Net Income of Subsidiary Equity in Undistributed Net Income of Subsidiary Statement of Financial Position [Abstract] Investment Securities Investment securities [Abstract] Loans, allowance for loan losses Loans and Leases Receivable, Allowance Stockholders' Equity Stockholders' Equity Note [Abstract] Preferred stock, issued, (in shares) Preferred Stock, Shares Issued Common stock, no par value (in dollars per share) Common Stock, No Par Value Common stock, authorized (in shares) Common Stock, Shares Authorized Common stock, issued (in shares) Common Stock, Shares, Issued Common stock, outstanding (in shares) Common Stock, Shares, Outstanding Operating Leases Lessee, Operating Lease, Liability, Payment, Due [Abstract] 2020 Lessee, Operating Lease, Liability, Payments, Due Next Twelve Months 2021 Lessee, Operating Lease, Liability, Payments, Due Year Two 2022 Lessee, Operating Lease, Liability, Payments, Due Year Three 2023 Lessee, Operating Lease, Liability, Payments, Due Year Four 2024 Lessee, Operating Lease, Liability, Payments, Due Year Five Thereafter Lessee, Operating Lease, Liability, Payments, Due after Year Five Total minimum lease payments Lessee, Operating Lease, Liability, Payments, Due Amounts representing interest (present value discount) Lessee, Operating Lease, Liability, Undiscounted Excess Amount Weighted average remaining term (in years) Operating Lease, Weighted Average Remaining Lease Term Weighted average discount rate Operating Lease, Weighted Average Discount Rate, Percent Finance Leases Finance Lease, Liability, Payment, Due [Abstract] 2020 Finance Lease, Liability, Payments, Due Next Twelve Months 2021 Finance Lease, Liability, Payments, Due Year Two 2022 Finance Lease, Liability, Payments, Due Year Three 2023 Finance Lease, Liability, Payments, Due Year Four 2024 Finance Lease, Liability, Payments, Due Year Five Thereafter Finance Lease, Liability, Payments, Due after Year Five Total minimum lease payments Finance Lease, Liability, Payment, Due Amounts representing interest (present value discount) Finance Lease, Liability, Undiscounted Excess Amount Weighted average remaining term (in years) Finance Lease, Weighted Average Remaining Lease Term Weighted average discount rate Finance Lease, Weighted Average Discount Rate, Percent Held-to-maturity securities pledged as collateral Debt Securities, Held-to-maturity, Restricted Deposit overdrafts reclassified as loan balances Deposit Liabilities Reclassified as Loans Receivable Related party deposit liabilities Related Party Deposit Liabilities Cover page. Document Type Document Type Document Annual Report Document Annual Report Document Period End Date Document Period End Date Document Transition Report Document Transition Report Entity File Number Entity File Number Entity Registrant Name Entity Registrant Name Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address, Address Line One Entity Address, Address Line Two Entity Address, Address Line Two Entity Address, City or Town Entity Address, City or Town Entity Address, State or Province Entity Address, State or Province Entity Address, Postal Zip Code Entity Address, Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Title of 12(g) Security Title of 12(g) Security Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name Entity Well-known Seasoned Issuer Entity Well-known Seasoned Issuer Entity Voluntary Filers Entity Voluntary Filers Entity Current Reporting Status Entity Current Reporting Status Entity Interactive Data Current Entity Interactive Data Current Entity Filer Category Entity Filer Category Smaller Reporting Company Entity Small Business Emerging Growth Company Entity Emerging Growth Company Entity Shell Company Entity Shell Company Entity Public Float Entity Public Float Entity Common Stock, Shares Outstanding (in shares) Entity Common Stock, Shares Outstanding Documents Incorporated by Reference Documents Incorporated by Reference [Text Block] Entity Central Index Key Entity Central Index Key Document Fiscal Year Focus Document Fiscal Year Focus Document Fiscal Period Focus Document Fiscal Period Focus Amendment Flag Amendment Flag Current Fiscal Year End Date Current Fiscal Year End Date Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies Collateralized Mortgage Backed Securities [Member] Debentures of government sponsored agencies US Government-sponsored Enterprises Debt Securities [Member] Measurement Frequency [Axis] Measurement Frequency [Axis] Measurement Frequency [Domain] Measurement Frequency [Domain] Assets and liabilities at fair value measured on a recurring basis Fair Value, Recurring [Member] Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Securities available for sale Derivative financial assets (interest rate contracts) Derivative financial liabilities (interest rate contracts) Number of securities Available-for-sale Securities, Number Of Securities Available-for-sale Securities, Number Of Securities Financing Receivable, Credit Quality Indicator [Table] Financing Receivable, Credit Quality Indicator [Table] Credit Loss Status [Axis] Credit Loss Status [Axis] Credit Loss Status [Domain] Credit Loss Status [Domain] Purchased credit-impaired Financial Asset Acquired with Credit Deterioration [Member] Internal Credit Assessment [Axis] Internal Credit Assessment [Axis] Internal Credit Assessment [Domain] Internal Credit Assessment [Domain] Pass Pass [Member] Special Mention Special Mention [Member] Substandard Substandard [Member] Financing Receivable, Credit Quality Indicator [Line Items] Financing Receivable, Credit Quality Indicator [Line Items] Loans excluding purchased credit-impaired loans Loans and Leases Receivable, Net of Deferred Income, Excluding Purchased Credit-impaired Loans Loans and Leases Receivable, Net of Deferred Income, Excluding Purchased Credit-impaired Loans Total loans Loans and Leases Receivable, Net of Deferred Income Purchased credit-impaired Financing Receivable, after Allowance for Credit Loss Fair Value of Assets and Liabilities Fair Value Disclosures [Text Block] Operating Loss Carryforwards [Table] Operating Loss Carryforwards [Table] Income Tax Authority [Axis] Income Tax Authority [Axis] Income Tax Authority [Domain] Income Tax Authority [Domain] Federal Domestic Tax Authority [Member] California State and Local Jurisdiction [Member] Operating Loss Carryforwards [Line Items] Operating Loss Carryforwards [Line Items] Deferred tax assets: Deferred Tax Assets, Gross [Abstract] Allowance for loan losses and off-balance sheet credit commitments Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Allowance for Doubtful Accounts Operating and finance lease liabilities Operating Lease And Finance Lease, Liability Operating Lease And Finance Lease, Liability Deferred compensation plan and salary continuation plan Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Pensions Net operating loss carryforwards Deferred Tax Assets, Operating Loss Carryforwards Net unrealized losses on securities available-for-sale Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Net Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Net Accrued but unpaid expenses Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities State franchise tax Deferred Tax Assets, State Taxes Stock-based compensation Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-based Compensation Cost Depreciation and disposals on premises and equipment Deferred Tax Assets, Property, Plant and Equipment Fair value adjustment on acquired loans Deferred Tax Asset, Fair Value Adjustment, Loans Receivable Deferred Tax Asset, Fair Value Adjustment, Loans Receivable Deferred rent and lease incentives Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Deferred Rent Interest received on non-accrual loans Deferred Tax Assets, Interest Received On Nonaccrual Loans Deferred Tax Assets, Interest Received On Nonaccrual Loans Other Deferred Tax Assets, Other Total gross deferred tax assets Deferred Tax Assets, Gross Deferred tax liabilities: Deferred Tax Liabilities, Gross [Abstract] Operating and finance lease right-of-use assets Operating Lease And Finance Lease, Right-Of-Use Asset Operating Lease And Finance Lease, Right-Of-Use Asset Net unrealized gains on securities available-for-sale Net Unrealized Gains On Securities Available-for-Sale Net unrealized gains on securities available-for-sale Deferred loan origination costs and fees Deferred Tax Liabilities, Deferred Loan Origination Costs Deferred Tax Liabilities, Deferred Loan Origination Costs Core deposit intangible assets Deferred Tax Liabilities, Intangible Assets Unaccreted discount on subordinated debentures Deferred Tax Liabilities, Unamortized Debt Discount Deferred Tax Liabilities, Unamortized Debt Discount Accretion on investment securities Deferred Tax Liabilities, Accretion, Loans And Investment Securities Deferred Tax Liabilities, Accretion, Loans And Investment Securities Other Deferred Tax Liabilities, Other Total gross deferred tax liabilities Deferred Tax Liabilities, Gross Net deferred tax assets Deferred Tax Assets, Net Net operating loss carryforwards expected to expire Operating Loss Carryforwards Valuation allowance of deferred tax assets Deferred Tax Assets, Valuation Allowance Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] Fair Value, by Balance Sheet Grouping Fair Value, by Balance Sheet Grouping [Table Text Block] Schedule of Finite-Lived Intangible Assets [Table] Schedule of Finite-Lived Intangible Assets [Table] Finite-Lived Intangible Assets [Line Items] Finite-Lived Intangible Assets [Line Items] 2020 Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months 2021 Finite-Lived Intangible Assets, Amortization Expense, Year Two 2022 Finite-Lived Intangible Assets, Amortization Expense, Year Three 2023 Finite-Lived Intangible Assets, Amortization Expense, Year Four 2024 Finite-Lived Intangible Assets, Amortization Expense, Year Five Thereafter Finite-Lived Intangible Assets, Amortization Expense, after Year Five Total Finite-Lived Intangible Assets, Net Financing Receivable, Troubled Debt Restructuring [Table] Financing Receivable, Troubled Debt Restructuring [Table] Financing Receivable, Troubled Debt Restructuring [Line Items] Financing Receivable, Troubled Debt Restructuring [Line Items] Number of Contracts Modified Financing Receivable, Modifications, Number of Contracts Pre-Modification Outstanding Recorded Investment Financing Receivable, Troubled Debt Restructuring, Premodification Post-Modification Outstanding Recorded Investment Financing Receivable, Troubled Debt Restructuring, Postmodification Post-Modification Outstanding Recorded Investment at Period End Financing Receivable, Modifications, Contracts Modified During Period, Recorded Investment The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings at end of period. Total of TDR loans charged-off within previous 12 months Financing Receivable, Troubled Debt Restructuring, Subsequent Default Cash and due from Bank of Marin Cash and Due from Subsidiary Cash and Due from Subsidiary Investment in bank subsidiary Investment in Subsidiary Investment in Subsidiary Other assets Other Assets Total assets Assets Subordinated debentures Subordinated Debt Accrued expenses payable Accrued Liabilities Other liabilities Other Liabilities Total liabilities Liabilities Total liabilities and stockholders' equity Liabilities and Equity Restricted Stock Awards Number of Shares Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward] Non-vested awards, beginning balance (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number Granted (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period Vested (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period Forfeited (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period Non-vested awards, ending balance (in shares) Weighted Average Grant-Date Fair Value Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract] Non-vested awards, beginning balance (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value Granted (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value Vested (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value Forfeited (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value Non-vested awards, ending balance (in dollars per share) MBS pass-through securities issued by FHLMC and FNMA Obligations of state and political subdivisions Number of investment securities in unrealized loss positions Marketable Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions Marketable Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract] Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract] Held-to-maturity, Less than 12 continuous months, Fair value Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value Held-to-maturity, Less than 12 continuous months, Unrealized loss Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Held-to-maturity, Greater than 12 continuous months, Fair value Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value Held-to-maturity, Greater than 12 continuous months, Unrealized loss Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Held-to-maturity, Total securities in a loss position, Fair value Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value Held-to-maturity, Total securities in a loss position, Unrealized loss Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31) Debt Securities, Available-For-Sale, Continuous Unrealized Loss Position, Fair Value [Abstract] Debt Securities, Available-For-Sale, Continuous Unrealized Loss Position, Fair Value [Abstract] Available-for-sale, Less than 12 continuous months, Fair value Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months Available-for-sale, Less than 12 continuous months, Unrealized loss Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Available-for-sale, Greater than 12 continuous months, Fair value Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer Available-for-sale, Greater than 12 continuous months, Unrealized loss Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Available-for-sale, Unrealized loss position, Fair value Debt Securities, Available-for-sale, Unrealized Loss Position Available-for-sale, Total securities in a loss position, Unrealized loss Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss Available-for-sale and Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract] [Abstract] Available-for-sale and Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract] [Abstract] Available-for-sale and Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract] [Abstract] Total temporarily impaired securities, Less than 12 continuous months, Fair value Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Total temporarily impaired securities, Less than 12 continuous months, Unrealized loss Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Total temporarily impaired securities, Greater than 12 continuous months, Fair value Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Total temporarily impaired securities, Greater than 12 continuous months, Unrealized loss Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Total temporarily impaired securities, Total securities in a loss position, Fair value Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total Total temporarily impaired securities, Total securities in a loss position, Unrealized loss Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss Number of securities in continuous loss position for more than 12 months Marketable Securities In Unrealized Loss Positions, Qualitative Disclosure, Number Of Positions, Longer Than 12 Months Marketable Securities In Unrealized Loss Positions, Qualitative Disclosure, Number Of Positions, Longer Than 12 Months Number of securities in continuous loss position for less than 12 months Marketable Securities In Unrealized Loss Positions, Qualitative Disclosure, Number Of Positions, Less Than 12 Months Marketable Securities In Unrealized Loss Positions, Qualitative Disclosure, Number Of Positions, Less Than 12 Months Schedule of Time Deposits Schedule of Time Deposits [Table Text Block] Schedule of Time Deposits [Table Text Block] Schedule of Maturities for Time Deposits Schedule of Maturities for Time Deposits [Table Text Block] Schedule of Maturities for Time Deposits [Table Text Block] Schedule of Network Deposits Schedule of Network Deposits [Table Text Block] Schedule of Network Deposits [Table Text Block] Financial Asset, Period Past Due [Axis] Financial Asset, Period Past Due [Axis] Financial Asset, Period Past Due [Domain] Financial Asset, Period Past Due [Domain] 30-59 days past due Financial Asset, 30 to 59 Days Past Due [Member] 60-89 days past due Financial Asset, 60 to 89 Days Past Due [Member] 90 days or more past due Financial Asset, Equal to or Greater than 90 Days Past Due [Member] Total past due Financing Receivable, Past Due Current Financing Receivable, Not Past Due Total loans Non-accrual loans Financing Receivable, Nonaccrual Purchased Credit Impaired (PCI) loans no longer accreting interest Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Nonaccrual Status The carrying balance of certain Loans acquired in transfer with deteriorated credit quality not accounted for as debt securities, and currently not accreting interests (nonaccrual status). Purchased Credit-impaired (PCI) loans accreting interest Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Accrual Status The carrying balance of certain loans acquired with evidence of deteriorated credit quality and currently accreting interests. Loans past due more than 90 days still accruing Financing Receivable, 90 Days or More Past Due, Still Accruing Deferred loan fees Loans and Leases Receivable, Deferred Income Unaccreted purchase discounts on non-PCI loans Certain Loans Acquired in Transfer Without Evidence of Deteriorated Credit, Unaccreted Purchase Discounts Amount of unaccreted purchase discounts from face amounts of acquired loans without evidence of credit deterioration, net of unamortized purchase premiums. Past Due Financing Receivables Financing Receivable, Past Due [Table Text Block] Financing Receivable Credit Quality Indicators Financing Receivable Credit Quality Indicators [Table Text Block] Troubled Debt Restructurings on Financing Receivables Financing Receivable, Troubled Debt Restructuring [Table Text Block] Impaired Financing Receivables Impaired Financing Receivables [Table Text Block] Allowance for Credit Losses on Financing Receivables Financing Receivable, Allowance for Credit Loss [Table Text Block] Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block] Accretable Yield Activity Accretable Yield Activity [Table Text Block] Accretable Yield Activity [Table Text Block] Schedule of Related Party Transactions Schedule of Related Party Transactions [Table Text Block] Line of Credit Facility [Table] Line of Credit Facility [Table] Short-term Debt, Type [Axis] Short-term Debt, Type [Axis] Short-term Debt, Type [Domain] Short-term Debt, Type [Domain] Federal Funds Purchased Federal Funds Purchased [Member] Federal Home Loan Bank Overnight Borrowings Federal Home Loan Bank Overnight Borrowings [Member] Federal Home Loan Bank Overnight Borrowings [Member] Federal Home Loan Bank Borrowings Federal Home Loan Bank Advances [Member] Federal Reserve Line of Credit Federal Reserve Bank Advances [Member] Credit Facility [Axis] Credit Facility [Axis] Credit Facility [Domain] Credit Facility [Domain] Line of Credit Line of Credit [Member] Lender Name [Axis] Lender Name [Axis] Line of Credit Facility, Lender [Domain] Line of Credit Facility, Lender [Domain] Federal Home Loan Bank Federal Home Loan Bank [Member] Federal Home Loan Bank [Member] Line of Credit Facility [Line Items] Line of Credit Facility [Line Items] Lines of credit Line of Credit Facility, Current Borrowing Capacity Short-term Debt Short-term Debt Amount of FHLB borrowings outstanding Long-term Line of Credit Fixed interest rate of FHLB borrowing agreement Debt Instrument, Interest Rate, Stated Percentage Earnings Per Share, Basic and Diluted [Abstract] Earnings Per Share, Basic and Diluted [Abstract] Weighted average basic shares outstanding (in shares) Potentially dilutive common shares related to: Potentially Dilutive Common Shares Related To [Abstract] Potentially Dilutive Common Shares Related To [Abstract] Potential common shares related to stock options (in shares) Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements Potential common shares related to unvested restricted stock awards (in shares) Incremental Common Shares Attributable to Dilutive Effect of Nonvested Shares with Forfeitable Dividends Weighted average diluted shares outstanding (in shares) Basic EPS (in dollars per share) Diluted EPS (in dollars per share) Weighted average anti-dilutive shares not included in the calculation of diluted EPS (in shares) Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount Statement of Stockholders' Equity [Abstract] Accumulated Other Comprehensive (Loss) Income (AOCL or AOCI), Net of Taxes AOCI Attributable to Parent [Member] Increase (Decrease) in Stockholders' Equity [Roll Forward] Increase (Decrease) in Stockholders' Equity [Roll Forward] Balance (in shares) Balance Other comprehensive income (loss) Reclassification of stranded tax effects in AOCI Stock options exercised (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period Stock options exercised Stock Issued During Period, Value, Stock Options Exercised Stock issued under employee stock purchase plan (in shares) Stock Issued During Period, Shares, Employee Stock Purchase Plans Stock issued under employee stock purchase plan Stock Issued During Period, Value, Employee Stock Purchase Plan Stock issued under employee stock ownership plan (ESOP) (in shares) Stock Issued During Period, Shares, Employee Stock Ownership Plan Stock issued under employee stock ownership plan Stock Issued During Period, Value, Employee Stock Ownership Plan Restricted stock granted (in shares) Stock Issued During Period, Shares, Restricted Stock Award, Gross Restricted stock granted Stock Issued During Period, Value, Restricted Stock Award, Gross Restricted stock surrendered for tax withholdings upon vesting (in shares) Restricted stock surrendered for tax withholdings upon vesting Share-based Payment Arrangement, Decrease for Tax Withholding Obligation Restricted stock forfeited/cancelled (in shares) Stock Issued During Period, Shares, Restricted Stock Award, Forfeited Restricted stock forfeited / cancelled Stock Issued During Period, Value, Restricted Stock Award, Forfeitures Stock-based compensation - stock options APIC, Share-based Payment Arrangement, Option, Increase for Cost Recognition Stock-based compensation - restricted stock APIC, Share-based Payment Arrangement, Restricted Stock Unit, Increase for Cost Recognition Cash dividends paid on common stock Stock purchased by directors under director stock plan (in shares) Stock Issued During Period, Shares, Nonemployee Director Stock Purchase Plans Stock Issued During Period, Shares, Nonemployee Director Stock Purchase Plans Stock purchased by directors under director stock plan Stock Issued During Period, Value, Nonemployee Director Stock Purchase Plans Stock Issued During Period, Value, Nonemployee Director Stock Purchase Plans Stock issued in payment of director fees (in shares) Stock Issued In Payment Of Director Fees Shares Common stock issued by an Entity to its directors in payment of services they render in number of shares. Stock repurchased, net of commissions (in shares) Stock repurchased, including commissions Balance (in shares) Balance Financial Instruments with Off-Balance Sheet Risk Financial Instruments with Off-Balance Sheet Risk [Text Block] Financial Instruments with Off-Balance Sheet Risk [Text Block] Cash dividends per common share (usd per share) Schedule of Derivative Instruments in Statement of Financial Position, Fair Value Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block] Schedule of Derivative Instruments, Gain (Loss) in Statement of Financial Performance Derivative Instruments, Gain (Loss) [Table Text Block] Offsetting Assets Offsetting Assets [Table Text Block] Offsetting Liabilities Offsetting Liabilities [Table Text Block] Number of Shares Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward] Options outstanding, beginning balance (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number Granted (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross Cancelled, expired or forfeited (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period Exercised (in shares) Options outstanding, ending balance (in shares) Exercisable (vested), ending balance (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number Weighted Average Exercise Price Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract] Options outstanding, beginning balance (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price Granted (in dollars per share) Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price Cancelled, expired or forfeited (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period, Weighted Average Exercise Price Exercised (in dollars per share) Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price Options outstanding, ending balance (in dollars per share) Exercisable (vested), ending balance (in dollars per shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price Aggregate Intrinsic Value Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract] Options outstanding, beginning balance Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value Exercised Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value Options outstanding, ending balance Exercisable (vested) Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value Weighted Average Grant-Date Fair Value Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Grant-Date Fair Value [Roll Forward] Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Grant-Date Fair Value [Roll Forward] Granted (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value Weighted Average Remaining Contractual Term Share-based Compensation Arrangement by Share-based Payment Award, Options, Weighted Average Remaining Contractual Term [Abstract] Share-based Compensation Arrangement by Share-based Payment Award, Options, Weighted Average Remaining Contractual Term [Abstract] Options outstanding Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term Exercisable (vested) Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Remaining Contractual Term Bank Premises and Equipment Property, Plant and Equipment Disclosure [Text Block] Benefit Plans Compensation and Employee Benefit Plans [Text Block] Exercise Price Range [Axis] Exercise Price Range [Axis] Exercise Price Range [Domain] Exercise Price Range [Domain] $10.01 - $20.00 Price Range Two [Member] Price Range Two [Member] $20.01 - $30.00 Price Range Three [Member] Price Range Three [Member] $30.01 - $40.00 Price Range Four [Member] Price Range Four [Member] $40.01 - $50.00 Price Range Five [Member] Price Range Five [Member] Range of Exercise Prices, Lower Limit (in dollars per share) Share-based Payment Arrangement, Option, Exercise Price Range, Lower Range Limit Range of Exercise Prices, Upper Limit (in dollars per share) Share-based Payment Arrangement, Option, Exercise Price Range, Upper Range Limit Stock Options Outstanding (in shares) Stock Options Outstanding, Remaining Contractual Life Weighted Average Exercise Price (in dollars per share) Stock Options Exercisable (in shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number Stock Options Exercisable, Weighted Average Exercise Price (in dollars per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price Bank Owned Life Insurance Life Insurance, Corporate or Bank Owned [Text Block] Schedule of Borrowings Schedule of Debt [Table Text Block] Risk-free interest rate Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate Expected dividend yield on common stock Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate Expected life in years Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term Expected price volatility Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate Other obligations Other Debt Obligations [Member] FHLB overnight borrowings and advances, Carrying Value Other Obligations Carrying Value Other Obligations Carrying Value Other Obligations Carrying Value Subordinated debenture, Carrying Value FHLB overnight borrowings and advances, Average Balance Line of Credit Facility, Average Outstanding Amount Other Obligations Average Balance Other Obligations Average Balance Other Obligations Average Balance Subordinated debenture, Average Balance Subordinated Debt, Average Outstanding Amount Subordinated Debt, Average Outstanding Amount Borrowings, Average Rate Debt, Weighted Average Interest Rate Derivative Financial Instruments and Hedging Activities Derivative Instruments and Hedging Activities Disclosure [Text Block] Commitments and Contingencies Commitments and Contingencies Disclosure [Text Block] Financing Receivable, Allowance for Credit Loss [Table] Financing Receivable, Allowance for Credit Loss [Table] Unallocated Unallocated Financing Receivables [Member] Financing Receivable, Allowance for Credit Loss [Line Items] Financing Receivable, Allowance for Credit Loss [Line Items] Allowance for Loan and Lease Losses [Roll Forward] Allowance for Loan and Lease Losses [Roll Forward] Beginning balance Provision (reversal) Charge-offs Allowance for Loan and Lease Losses, Write-offs Recoveries Allowance for Loan and Lease Loss, Recovery of Bad Debts Ending balance Ending ALLL related to loans collectively evaluated for impairment Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment Ending ALLL related to loans individually evaluated for impairment Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment Ending ALLL related to purchased credit-impaired loans Financing Receivable, Allowance for Credit Loss Recorded Investment: Financing Receivable, after Allowance for Credit Loss [Abstract] Collectively evaluated for impairment Financing Receivable, Collectively Evaluated for Impairment Individually evaluated for impairment Financing Receivable, Individually Evaluated for Impairment Ratio of allowance for loan losses to total loans Loans and Leases Receivable, Ratio of Allowance for Loan Losses to Total Loans Allowance as percentage of total loans. Allowance for loan losses to non-accrual loans Loans and Leases Receivable, Ratio of Allowance for Loan Losses to Non-accrual Loans Allowance as percentage of non-accrual loans. Current tax provision Current Income Tax Expense (Benefit), Continuing Operations [Abstract] Federal Current Federal Tax Expense (Benefit) State Current State and Local Tax Expense (Benefit) Total current Current Income Tax Expense (Benefit) Deferred tax benefit Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract] Federal Deferred Federal Income Tax Expense (Benefit) State Deferred State and Local Income Tax Expense (Benefit) Total deferred Deferred Income Tax Expense (Benefit) Total income tax provision Assets Assets [Abstract] Cash, cash equivalents and restricted cash Cash and Due from Banks Investment securities Held-to-maturity, at amortized cost Total investment securities Marketable Securities Loans, net of allowance for loan losses of $16,677 and $15,821 at December 31, 2019 and 2018, respectively Loans and Leases Receivable, Net Amount Bank premises and equipment, net Goodwill Goodwill Core deposit intangible Finite-Lived Core Deposits, Gross Interest receivable and other assets Liabilities and Stockholders' Equity Liabilities and Equity [Abstract] Liabilities Liabilities [Abstract] Deposits Deposits [Abstract] Non-interest bearing Noninterest-bearing Deposit Liabilities Interest bearing Interest-bearing Deposit Liabilities [Abstract] Transaction accounts Deposits, Negotiable Order of Withdrawal (NOW) Savings accounts Deposits, Savings Deposits Money market accounts Deposits, Money Market Deposits Time accounts Total deposits Deposits Borrowings and other obligations Advances from Federal Home Loan Banks Interest payable and other liabilities Stockholders' Equity Stockholders' Equity Attributable to Parent [Abstract] Preferred stock, no par value, Authorized - 5,000,000 shares, none issued Preferred Stock, Value, Issued Common stock, no par value, Authorized - 30,000,000 shares; Issued and outstanding - 13,577,008 and 13,844,353 at December 31, 2019 and 2018, respectively Common Stock, Value, Issued Accumulated other comprehensive income (loss), net of taxes Accumulated Other Comprehensive Income (Loss), Net of Tax Total stockholders' equity Regulatory Matters Regulatory Capital Requirements under Banking Regulations [Text Block] Reciprocal [Abstract] Reciprocal [Abstract] Reciprocal [Abstract] CDARS Time Deposits, Certificate Of Deposit Account Registry Service (CDARS) Certificate of Deposit Account Registry Service, a special type of certificate of deposit whereby the participating bank accepts deposits in excess of the FDIC insured maximum and places the deposits through a network to member banks in the CDARS(R) network in increments of less than the FDIC insured maximum to provide the depositor full FDIC insurance coverage. ICS Deposits, Money Market Deposits, Insured Cash Sweep (ICS) Deposits, Money Market Deposits, Insured Cash Sweep (ICS) DDM Deposits Money Market Deposits Demand Deposit Marketplace Deposits Money Market Deposits Demand Deposit Marketplace Total network deposits Total Network deposits Reciprocal Total Network deposits Reciprocal One Way [Abstract] One Way [Abstract] One Way [Abstract] CDARS Time Deposits, Certificate Of Deposit Account Registry Service (CDARS), One-Way Time Deposits, Certificate Of Deposit Account Registry Service (CDARS), One-Way ICS Deposits Money Market Deposits Insured Cash Sweep ICS One Way Deposits Money Market Deposits Insured Cash Sweep ICS One Way DDM Deposits Money Market Deposits Demand Deposit Marketplace One Way Deposits Money Market Deposits Demand Deposit Marketplace One Way Total network deposits Total Network deposits One Way Total Network deposits One Way Earnings of bank subsidiary (greater) less than dividends received from bank subsidiary Equity in Undistributed and Distributed Earnings of Subsidiary, Net of Dividends Received Equity in Undistributed and Distributed Earnings of Subsidiary, Net of Dividends Received Other assets Other liabilities Capital contribution to subsidiary Payments of Distributions to Affiliates Proceeds from stock options exercised and stock issued under employee and director stock purchase plans and ESPP Proceeds from Stock Options Exercised and Employee Stock Purchases Proceeds from Stock Options Exercised and Employee Stock Purchases Dividends paid on common stock Schedule of Components of Income Tax Expense (Benefit) Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] Schedule of Deferred Tax Assets and Liabilities Schedule of Deferred Tax Assets and Liabilities [Table Text Block] Schedule of Effective Income Tax Rate Reconciliation Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] EX-101.PRE 11 bmrc-20191231_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 12 performancechartcapture.jpg begin 644 performancechartcapture.jpg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htm IDEA: XBRL DOCUMENT v3.20.1
Investment Securities - Securities Sold, Pledged as Collateral and Transfers (Details) - USD ($)
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Available-for-sale:    
Sales proceeds $ 66,081,000 $ 16,972,000
Gross realized gains 214,000 27,000
Gross realized losses 159,000 106,000
Securities transferred from available-for-sale to held-to-maturity 0 27,422,000
Unrealized pre-tax loss from transfer of available-for-sale securities to held-to-maturity   278,000
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 445,000 516,000
Public Deposits    
Available-for-sale:    
Available-for-sale securities pledged as collateral 126,598,000 125,696,000
Trust Deposits    
Available-for-sale:    
Available-for-sale securities pledged as collateral 742,000 734,000
State of California    
Available-for-sale:    
Available-for-sale securities pledged as collateral 127,340,000 126,430,000
Internal checking account    
Available-for-sale:    
Available-for-sale securities pledged as collateral $ 622,000 $ 2,000,000
XML 14 R42.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies - Future Amortization Expense of Core Deposits (Details) - Core deposit intangible
$ in Thousands
Dec. 31, 2019
USD ($)
Finite-Lived Intangible Assets [Line Items]  
2020 $ 853
2021 818
2022 782
2023 719
2024 422
Thereafter 1,090
Total $ 4,684
XML 15 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 16 R91.htm IDEA: XBRL DOCUMENT v3.20.1
Regulatory Matters (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Bancorp    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital, Actual, Amount $ 319,317 $ 305,224
Total Capital (to risk-weighted assets), Actual, Ratio 15.07% 14.93%
Total Capital, Minimum Capital for Capital Adequacy Purposes, Amount $ 222,430 $ 201,943
Total Capital (to risk-weighted assets), Minimum Capital for Capital Adequacy Purposes, Ratio 10.50% 9.875%
Total Capital, Minimum Capital to be Well Capitalized, Amount $ 211,838 $ 204,499
Total Capital (to risk-weighted assets), Minimum to be Well Capitalized, Ratio 10.00% 10.00%
Tier 1 Risk Based Capital, Actual, Amount $ 301,553 $ 288,445
Tier 1 Risk Based Capital (to risk-weighted assets), Actual, Ratio 14.24% 14.10%
Tier 1 Capital, Minimum Capital for Capital Adequacy Purposes, Amount $ 180,063 $ 161,043
Tier 1 Risk Based Capital (to risk-weighted assets), Minimum Capital for Capital Adequacy Purposes, Ratio 8.50% 7.875%
Tier 1 Risk Based Capital, Minimum Capital to be Well Capitalized, Amount $ 169,471 $ 163,599
Tier 1 Risk Based Capital (to risk-weighted assets), Minimum Capital to be Well Capitalized, Ratio 8.00% 8.00%
Tier 1 Leverage Capital, Amount, Actual $ 301,553 $ 288,445
Tier 1 Leverage Capital (to average assets), Actual, Ratio 11.66% 11.54%
Tier 1 Leverage Capital, Minimum Capital for Capital Adequacy Purposes, Amount $ 103,489 $ 100,011
Tier 1 Leverage Capital (to average assets), Minimum Capital for Capital Adequacy Purposes, Ratio 4.00% 4.00%
Tier 1 Leverage Capital, Actual, Amount $ 129,361 $ 125,013
Tier 1 Leverage Capital (to average assets), Minimum Capital to be Well Capitalized, Ratio 5.00% 5.00%
Tier 1 Common Equity $ 298,845 $ 285,805
Tier 1 Common Equity To Average Assets 14.11% 13.98%
Tier 1 Common Equity Required for Capital Adequacy $ 148,287 $ 130,368
Tier 1 Common Equity Required for Capital Adequacy to Average Assets 7.00% 6.375%
Tier 1 Common Equity Required to be Well Capitalized $ 137,695 $ 132,925
Tier 1 Common Equity Required to be Well Capitalized to Average Assets 6.50% 6.50%
The Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Total Capital, Actual, Amount $ 309,875 $ 285,969
Total Capital (to risk-weighted assets), Actual, Ratio 14.63% 13.98%
Total Capital, Minimum Capital for Capital Adequacy Purposes, Amount $ 222,437 $ 201,927
Total Capital (to risk-weighted assets), Minimum Capital for Capital Adequacy Purposes, Ratio 10.50% 9.875%
Total Capital, Minimum Capital to be Well Capitalized, Amount $ 211,844 $ 204,483
Total Capital (to risk-weighted assets), Minimum to be Well Capitalized, Ratio 10.00% 10.00%
Tier 1 Risk Based Capital, Actual, Amount $ 292,111 $ 269,191
Tier 1 Risk Based Capital (to risk-weighted assets), Actual, Ratio 13.79% 13.16%
Tier 1 Capital, Minimum Capital for Capital Adequacy Purposes, Amount $ 180,068 $ 161,031
Tier 1 Risk Based Capital (to risk-weighted assets), Minimum Capital for Capital Adequacy Purposes, Ratio 8.50% 7.875%
Tier 1 Risk Based Capital, Minimum Capital to be Well Capitalized, Amount $ 169,476 $ 163,587
Tier 1 Risk Based Capital (to risk-weighted assets), Minimum Capital to be Well Capitalized, Ratio 8.00% 8.00%
Tier 1 Leverage Capital, Amount, Actual $ 292,111 $ 269,191
Tier 1 Leverage Capital (to average assets), Actual, Ratio 11.29% 10.77%
Tier 1 Leverage Capital, Minimum Capital for Capital Adequacy Purposes, Amount $ 103,488 $ 99,994
Tier 1 Leverage Capital (to average assets), Minimum Capital for Capital Adequacy Purposes, Ratio 4.00% 4.00%
Tier 1 Leverage Capital, Actual, Amount $ 129,360 $ 124,992
Tier 1 Leverage Capital (to average assets), Minimum Capital to be Well Capitalized, Ratio 5.00% 5.00%
Tier 1 Common Equity $ 292,111 $ 269,191
Tier 1 Common Equity To Average Assets 13.79% 13.16%
Tier 1 Common Equity Required for Capital Adequacy $ 148,291 $ 130,358
Tier 1 Common Equity Required for Capital Adequacy to Average Assets 7.00% 6.375%
Tier 1 Common Equity Required to be Well Capitalized $ 137,699 $ 132,914
Tier 1 Common Equity Required to be Well Capitalized to Average Assets 6.50% 6.50%
XML 17 R61.htm IDEA: XBRL DOCUMENT v3.20.1
Deposits - Stratification of Time Deposits (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Banking and Thrift [Abstract]    
Time deposits of less than $100 thousand $ 29,931 $ 34,638
Time deposits of $100 thousand to $250 thousand 39,377 51,690
Time deposits of more than $250 thousand 28,502 30,854
Total time deposits $ 97,810 $ 117,182
XML 18 R65.htm IDEA: XBRL DOCUMENT v3.20.1
Borrowings and Other Obligations - Lines of Credit and Borrowing Agreements (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Line of Credit Facility [Line Items]    
Amount of FHLB borrowings outstanding $ 0  
Line of Credit | Federal Home Loan Bank    
Line of Credit Facility [Line Items]    
Lines of credit 648,000,000.0 $ 629,400,000
Federal Funds Purchased | Line of Credit    
Line of Credit Facility [Line Items]    
Lines of credit 92,000,000.0 92,000,000
Short-term Debt 0 0
Federal Home Loan Bank Overnight Borrowings | Line of Credit    
Line of Credit Facility [Line Items]    
Short-term Debt   $ 7,000,000.0
Fixed interest rate of FHLB borrowing agreement   2.56%
Federal Home Loan Bank Borrowings | Line of Credit    
Line of Credit Facility [Line Items]    
Amount of FHLB borrowings outstanding 0 $ 7,000,000
Federal Reserve Line of Credit | Line of Credit    
Line of Credit Facility [Line Items]    
Lines of credit 80,300,000 69,700,000
Amount of FHLB borrowings outstanding $ 0 $ 0
XML 19 R95.htm IDEA: XBRL DOCUMENT v3.20.1
Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Cash Flows (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Cash Flows from Operating Activities:    
Net income $ 34,241 $ 32,622
Accretion of discount on subordinated debentures 68 1,025
Other assets (329) 1,148
Other liabilities 70 902
Noncash director compensation expense 301 227
Net cash provided by operating activities 40,933 42,107
Cash Flows from Investing Activities:    
Net cash used in investing activities (20,754) (225,303)
Cash Flows from Financing Activities:    
Repayment of subordinated debenture including execution costs 0 (4,137)
Payment of tax withholding for stock options exercised and vesting of restricted stock (220) (99)
Dividends paid on common stock (10,958) (8,860)
Stock repurchased, net of commissions (15,062) (6,869)
Net cash provided by financing activities 128,988 13,872
Net increase (decrease) in cash, cash equivalents and restricted cash 149,167 (169,324)
Cash, cash equivalents and restricted cash at beginning of period 34,221 203,545
Cash, cash equivalents and restricted cash at end of period 183,388 34,221
Stock issued in payment of director fees 231 204
Repurchase of stock not yet settled 103 143
Stock issued to employee stock ownership plan 1,245 1,173
Bancorp    
Cash Flows from Operating Activities:    
Net income 34,241 32,622
Earnings of bank subsidiary (greater) less than dividends received from bank subsidiary (17,784) 2,243
Accretion of discount on subordinated debentures 68 1,025
Other assets 0 36
Other liabilities 80 (86)
Noncash director compensation expense 30 23
Net cash provided by operating activities 16,635 35,863
Cash Flows from Investing Activities:    
Capital contribution to subsidiary (747) (667)
Net cash used in investing activities (747) (667)
Cash Flows from Financing Activities:    
Proceeds from stock options exercised and stock issued under employee and director stock purchase plans and ESPP 747 667
Repayment of subordinated debenture including execution costs 0 (4,137)
Payment of tax withholding for stock options exercised and vesting of restricted stock (220) (99)
Dividends paid on common stock (10,958) (8,860)
Stock repurchased, net of commissions (15,062) (6,869)
Net cash provided by financing activities (25,493) (19,298)
Net increase (decrease) in cash, cash equivalents and restricted cash (9,605) 15,898
Cash, cash equivalents and restricted cash at beginning of period 19,144 3,246
Cash, cash equivalents and restricted cash at end of period 9,539 19,144
Stock issued in payment of director fees 231 204
Repurchase of stock not yet settled 103 143
Stock issued to employee stock ownership plan $ 1,245 $ 1,173
XML 20 R69.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Stock Plans - Options Outstanding Rollforward (Details) - USD ($)
$ / shares in Units, $ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Number of Shares      
Options outstanding, beginning balance (in shares) 425,700 517,936  
Granted (in shares) 53,370 74,096  
Cancelled, expired or forfeited (in shares) (13,580) (9,140)  
Exercised (in shares) (48,108) (157,192)  
Options outstanding, ending balance (in shares) 417,382 425,700 517,936
Exercisable (vested), ending balance (in shares) 333,870 311,050  
Weighted Average Exercise Price      
Options outstanding, beginning balance (in dollars per share) $ 25.01 $ 20.42  
Granted (in dollars per share) 44.01 33.97  
Cancelled, expired or forfeited (in dollars per share) 38.88 28.25  
Exercised (in dollars per share) 16.11 13.93  
Options outstanding, ending balance (in dollars per share) 28.01 25.01 $ 20.42
Exercisable (vested), ending balance (in dollars per shares) $ 25.34 $ 22.57  
Aggregate Intrinsic Value      
Options outstanding, beginning balance $ 6,910 $ 7,075  
Exercised 1,247 3,462  
Options outstanding, ending balance 7,112 6,910 $ 7,075
Exercisable (vested) $ 6,581 $ 5,809  
Weighted Average Grant-Date Fair Value      
Granted (in dollars per share) $ 9.37 $ 7.17  
Weighted Average Remaining Contractual Term      
Options outstanding 5 years 6 months 5 years 10 months 6 days 5 years 4 months 2 days
Exercisable (vested) 4 years 9 months 3 days 4 years 11 months 8 days  
XML 22 R23.htm IDEA: XBRL DOCUMENT v3.20.1
Financial Instruments with Off-Balance Sheet Risk
 12 Months Ended
Dec. 31, 2019
Fair Value Disclosures [Abstract]  
Financial Instruments with Off-Balance Sheet Risk Financial Instruments with Off-Balance Sheet Risk
 
We make commitments to extend credit in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit in the form of loans or through standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because various commitments will expire without being fully drawn, the total commitment amount does not necessarily represent future cash requirements.
 
Our credit loss exposure is equal to the contractual amount of the commitment in the event of nonperformance by the borrower. We use the same credit underwriting criteria for all credit exposure. The amount of collateral obtained, if deemed necessary by us, is based on Management's credit evaluation of the borrower. Collateral types pledged may include accounts receivable, inventory, other personal property and real property.

The contractual amount of undrawn loan commitments and standby letters of credit not reflected in the consolidated statements of condition are as follows:
(in thousands)
December 31, 2019

December 31, 2018

Commercial lines of credit
$
287,533

$
238,361

Revolving home equity lines
189,035

189,971

Undisbursed construction loans
41,033

46,229

Personal and other lines of credit
9,567

14,109

Standby letters of credit
1,964

2,636

   Total commitments and standby letters of credit
$
529,132

$
491,306



We record an allowance for losses on these off-balance sheet commitments based on an estimate of probabilities of the utilization of these commitments according to our historical experience on different types of commitments and expected loss. The allowance for losses on off-balance sheet commitments totaled $1.1 million as of December 31, 2019 and $958 thousand as of December 31, 2018, which is recorded in interest payable and other liabilities in the consolidated statements of condition. Approximately 33% of the commitments expire in 2020, approximately 55% expire between 2021 and 2027 and approximately 12% expire thereafter.
XML 23 R27.htm IDEA: XBRL DOCUMENT v3.20.1
Investment Securities (Tables)
 12 Months Ended
Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]  
Schedule of Held-to-maturity Securities Reconciliation We also invest in residential and commercial mortgage-backed securities ("MBS"/"CMBS") and collateralized mortgage obligations ("CMOs") issued or guaranteed by the GSEs, as reflected in the following table:
 
December 31, 2019
December 31, 2018
 
Amortized

Fair

Gross Unrealized
Amortized

Fair

Gross Unrealized
(in thousands)
Cost

Value

Gains

(Losses)

Cost

Value

Gains

(Losses)

Held-to-maturity:
 
 
 
 
 
 
 
 
Securities of U.S. government-sponsored enterprises:

 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
80,451

$
81,325

$
1,018

$
(144
)
$
88,606

$
85,804

$
7

$
(2,809
)
  SBA-backed securities
7,999

8,264

265

—

8,720

8,757

37

—

  CMOs issued by FNMA

10,210

10,492

282

—

11,447

11,327

—

(120
)
  CMOs issued by FHLMC
31,477

32,157

685

(5
)
33,583

33,021

8

(570
)
  CMOs issued by GNMA
3,763

3,816

53

—

3,739

3,769

30

—

Obligations of state and
political subdivisions
3,513

3,588

75

—

11,111

11,216

128

(23
)
Total held-to-maturity
137,413

139,642

2,378

(149
)
157,206

153,894

210

(3,522
)
Available-for-sale:
 
 
 
 
 
 
 
 
Securities of U.S. government-sponsored enterprises:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
98,502

100,071

1,617

(48
)
95,339

94,467

358

(1,230
)
SBA-backed securities
35,674

36,286

688

(76
)
50,722

50,781

465

(406
)
CMOs issued by FNMA
22,702

23,092

390

—

28,275

28,079

134

(330
)
CMOs issued by FHLMC
139,398

143,226

3,892

(64
)
145,979

144,836

454

(1,597
)
CMOs issued by GNMA
11,719

11,755

42

(6
)
11,294

11,021

1

(274
)
Debentures of government- sponsored agencies
48,389

49,046

727

(70
)
52,956

53,018

185

(123
)
Privately issued CMOs
—

—

—

—

295

297

2

—

Obligations of state and
political subdivisions
66,042

67,282

1,386

(146
)
79,046

77,960

134

(1,220
)
Corporate bonds
1,497

1,502

6

(1
)
2,004

2,005

15

(14
)
Total available-for-sale
423,923

432,260

8,748

(411
)
465,910

462,464

1,748

(5,194
)
Total investment securities
$
561,336

$
571,902

$
11,126

$
(560
)
$
623,116

$
616,358

$
1,958

$
(8,716
)
Schedule of Available-for-sale Securities We also invest in residential and commercial mortgage-backed securities ("MBS"/"CMBS") and collateralized mortgage obligations ("CMOs") issued or guaranteed by the GSEs, as reflected in the following table:
 
December 31, 2019
December 31, 2018
 
Amortized

Fair

Gross Unrealized
Amortized

Fair

Gross Unrealized
(in thousands)
Cost

Value

Gains

(Losses)

Cost

Value

Gains

(Losses)

Held-to-maturity:
 
 
 
 
 
 
 
 
Securities of U.S. government-sponsored enterprises:

 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
80,451

$
81,325

$
1,018

$
(144
)
$
88,606

$
85,804

$
7

$
(2,809
)
  SBA-backed securities
7,999

8,264

265

—

8,720

8,757

37

—

  CMOs issued by FNMA

10,210

10,492

282

—

11,447

11,327

—

(120
)
  CMOs issued by FHLMC
31,477

32,157

685

(5
)
33,583

33,021

8

(570
)
  CMOs issued by GNMA
3,763

3,816

53

—

3,739

3,769

30

—

Obligations of state and
political subdivisions
3,513

3,588

75

—

11,111

11,216

128

(23
)
Total held-to-maturity
137,413

139,642

2,378

(149
)
157,206

153,894

210

(3,522
)
Available-for-sale:
 
 
 
 
 
 
 
 
Securities of U.S. government-sponsored enterprises:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
98,502

100,071

1,617

(48
)
95,339

94,467

358

(1,230
)
SBA-backed securities
35,674

36,286

688

(76
)
50,722

50,781

465

(406
)
CMOs issued by FNMA
22,702

23,092

390

—

28,275

28,079

134

(330
)
CMOs issued by FHLMC
139,398

143,226

3,892

(64
)
145,979

144,836

454

(1,597
)
CMOs issued by GNMA
11,719

11,755

42

(6
)
11,294

11,021

1

(274
)
Debentures of government- sponsored agencies
48,389

49,046

727

(70
)
52,956

53,018

185

(123
)
Privately issued CMOs
—

—

—

—

295

297

2

—

Obligations of state and
political subdivisions
66,042

67,282

1,386

(146
)
79,046

77,960

134

(1,220
)
Corporate bonds
1,497

1,502

6

(1
)
2,004

2,005

15

(14
)
Total available-for-sale
423,923

432,260

8,748

(411
)
465,910

462,464

1,748

(5,194
)
Total investment securities
$
561,336

$
571,902

$
11,126

$
(560
)
$
623,116

$
616,358

$
1,958

$
(8,716
)
Investments Classified by Contractual Maturity Date
The amortized cost and fair value of investment debt securities by contractual maturity at December 31, 2019 and 2018 are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties.
 
December 31, 2019
December 31, 2018
 
Held-to-Maturity
Available-for-Sale
Held-to-Maturity
Available-for-Sale
(in thousands)
Amortized Cost

Fair Value

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Within one year
$
1,807

$
1,811

$
6,699

$
6,706

$
6,194

$
6,182

$
9,863

$
9,795

After one but within five years
2,256

2,296

48,706

49,619

5,481

5,492

84,871

84,435

After five years through ten years
56,221

57,544

208,806

214,277

59,231

58,120

252,274

250,055

After ten years
77,129

77,991

159,712

161,658

86,300

84,100

118,902

118,179

Total
$
137,413

$
139,642

$
423,923

$
432,260

$
157,206

$
153,894

$
465,910

$
462,464
Gain (Loss) on Investments
Sales of investment securities and gross gains and losses are shown in the following table.
(in thousands)
2019
2018
Available-for-sale:
 
 
  Sales proceeds
$
66,081

$
16,972

  Gross realized gains
$
214

$
27

  Gross realized losses
$
(159
)
$
(106
)
Schedule of Financial Instruments Owned and Pledged as Collateral
Pledged investment securities are shown in the following table:
(in thousands)
December 31, 2019
December 31, 2018
Pledged to the State of California:
 
 
   Secure public deposits in compliance with the Local Agency Security Program
$
126,598

$
125,696

   Collateral for trust deposits
742

734

      Total investment securities pledged to the State of California
$
127,340

$
126,430

Collateral for Wealth Management and Trust Services ("WMTS') checking account
$
622

$
2,000
Schedule of Unrealized Loss on Investments Those securities are summarized and classified according to the duration of the loss period in the tables below:
December 31, 2019
< 12 continuous months
 
 
≥ 12 continuous months
 
 
Total securities
 in a loss position
 
(in thousands)
Fair value

Unrealized loss

 
Fair value

Unrealized loss

 
Fair value

Unrealized loss

Held-to-maturity:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
14,203

$
(60
)
 
$
6,073

$
(84
)
 
$
20,276

$
(144
)
CMOs issued by FHLMC
—

—

 
1,725

(5
)
 
1,725

(5
)
Total held-to-maturity
14,203

(60
)
 
7,798

(89
)
 
22,001

(149
)
Available-for-sale:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
4,367

(34
)
 
4,464

(14
)
 
8,831

(48
)
SBA-backed securities
9,227

(14
)
 
2,448

(62
)
 
11,675

(76
)
CMOs issued by FHLMC
14,918

(58
)
 
2,981

(6
)
 
17,899

(64
)
CMOs issued by GNMA
7,139

(6
)
 
—

—

 
7,139

(6
)
Debentures of government-sponsored agencies
25,228

(70
)
 
—

—

 
25,228

(70
)
Obligations of state and political subdivisions
20,579

(145
)
 
659

(1
)
 
21,238

(146
)
Corporate bonds
500

(1
)
 
—

—

 
500

(1
)
Total available-for-sale
81,958

(328
)
 
10,552

(83
)
 
92,510

(411
)
Total temporarily impaired securities
$
96,161

$
(388
)
 
$
18,350

$
(172
)
 
$
114,511

$
(560
)
December 31, 2018
< 12 continuous months
 
 
> 12 continuous months
 
 
Total securities
 in a loss position
 
(in thousands)
Fair value

Unrealized loss

 
Fair value

Unrealized loss

 
Fair value

Unrealized loss

Held-to-maturity:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
198

$
(9
)
 
$
83,990

$
(2,800
)
 
$
84,188

$
(2,809
)
CMOs issued by FNMA
—

—

 
11,327

(120
)
 
$
11,327

$
(120
)
CMOs issued by FHLMC

2,880

(3
)
 
28,171

(567
)
 
31,051

(570
)
Obligations of state and political subdivisions
—

—

 
3,565

(23
)
 
3,565

(23
)
Total held-to-maturity
3,078

(12
)
 
127,053

(3,510
)
 
130,131

(3,522
)
Available-for-sale:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
19,971

(128
)
 
50,077

(1,102
)
 
70,048

(1,230
)
SBA-backed securities
13,175

(122
)
 
20,123

(284
)
 
33,298

(406
)
CMOs issued by FNMA
2,345

(8
)
 
16,138

(322
)
 
18,483

(330
)
CMOs issued by FHLMC
24,094

(330
)
 
74,243

(1,267
)
 
98,337

(1,597
)
CMOs issued by GNMA
1,666

(7
)
 
9,112

(267
)
 
10,778

(274
)
Debentures of government- sponsored agencies
4,992

(8
)
 
11,349

(115
)
 
16,341

(123
)
Obligations of state and political subdivisions
15,290

(54
)
 
52,804

(1,166
)
 
68,094

(1,220
)
Corporate bonds
—

—

 
1,004

(14
)
 
1,004

(14
)
Total available-for-sale
81,533

(657
)
 
234,850

(4,537
)
 
316,383

(5,194
)
Total temporarily impaired securities
$
84,611

$
(669
)
 
$
361,903

$
(8,047
)
 
$
446,514

$
(8,716
)
XML 24 R11.htm IDEA: XBRL DOCUMENT v3.20.1
Bank Premises and Equipment
 12 Months Ended
Dec. 31, 2019
Property, Plant and Equipment [Abstract]  
Bank Premises and Equipment Bank Premises and Equipment

A summary of Bank premises and equipment at December 31 follows:
(in thousands)
2019

2018

Leasehold improvements
$
15,287

$
15,024

Furniture and equipment
10,986

10,839

Subtotal
26,273

25,863

Accumulated depreciation and amortization
(20,203
)
(18,487
)
Bank premises and equipment, net
$
6,070

$
7,376



The amount of depreciation and amortization totaled $2.2 million and $2.1 million the years ended December 31, 2019 and 2018, respectively.
XML 25 R9.htm IDEA: XBRL DOCUMENT v3.20.1
Investment Securities
 12 Months Ended
Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]  
Investment Securities Investment Securities
 
Our investment securities portfolio consists of obligations of state and political subdivisions, U.S. corporations, U.S. federal government agencies such as Government National Mortgage Association ("GNMA") and Small Business Administration ("SBA"), U.S. government-sponsored enterprises ("GSEs") such as Federal National Mortgage Association ("FNMA"), Federal Home Loan Mortgage Corporation ("FHLMC), Federal Farm Credit Banks Funding Corporation and FHLB. We also invest in residential and commercial mortgage-backed securities ("MBS"/"CMBS") and collateralized mortgage obligations ("CMOs") issued or guaranteed by the GSEs, as reflected in the following table:
 
December 31, 2019
December 31, 2018
 
Amortized

Fair

Gross Unrealized
Amortized

Fair

Gross Unrealized
(in thousands)
Cost

Value

Gains

(Losses)

Cost

Value

Gains

(Losses)

Held-to-maturity:
 
 
 
 
 
 
 
 
Securities of U.S. government-sponsored enterprises:

 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
80,451

$
81,325

$
1,018

$
(144
)
$
88,606

$
85,804

$
7

$
(2,809
)
  SBA-backed securities
7,999

8,264

265

—

8,720

8,757

37

—

  CMOs issued by FNMA

10,210

10,492

282

—

11,447

11,327

—

(120
)
  CMOs issued by FHLMC
31,477

32,157

685

(5
)
33,583

33,021

8

(570
)
  CMOs issued by GNMA
3,763

3,816

53

—

3,739

3,769

30

—

Obligations of state and
political subdivisions
3,513

3,588

75

—

11,111

11,216

128

(23
)
Total held-to-maturity
137,413

139,642

2,378

(149
)
157,206

153,894

210

(3,522
)
Available-for-sale:
 
 
 
 
 
 
 
 
Securities of U.S. government-sponsored enterprises:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
98,502

100,071

1,617

(48
)
95,339

94,467

358

(1,230
)
SBA-backed securities
35,674

36,286

688

(76
)
50,722

50,781

465

(406
)
CMOs issued by FNMA
22,702

23,092

390

—

28,275

28,079

134

(330
)
CMOs issued by FHLMC
139,398

143,226

3,892

(64
)
145,979

144,836

454

(1,597
)
CMOs issued by GNMA
11,719

11,755

42

(6
)
11,294

11,021

1

(274
)
Debentures of government- sponsored agencies
48,389

49,046

727

(70
)
52,956

53,018

185

(123
)
Privately issued CMOs
—

—

—

—

295

297

2

—

Obligations of state and
political subdivisions
66,042

67,282

1,386

(146
)
79,046

77,960

134

(1,220
)
Corporate bonds
1,497

1,502

6

(1
)
2,004

2,005

15

(14
)
Total available-for-sale
423,923

432,260

8,748

(411
)
465,910

462,464

1,748

(5,194
)
Total investment securities
$
561,336

$
571,902

$
11,126

$
(560
)
$
623,116

$
616,358

$
1,958

$
(8,716
)


The amortized cost and fair value of investment debt securities by contractual maturity at December 31, 2019 and 2018 are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties.
 
December 31, 2019
December 31, 2018
 
Held-to-Maturity
Available-for-Sale
Held-to-Maturity
Available-for-Sale
(in thousands)
Amortized Cost

Fair Value

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Amortized Cost

Fair Value

Within one year
$
1,807

$
1,811

$
6,699

$
6,706

$
6,194

$
6,182

$
9,863

$
9,795

After one but within five years
2,256

2,296

48,706

49,619

5,481

5,492

84,871

84,435

After five years through ten years
56,221

57,544

208,806

214,277

59,231

58,120

252,274

250,055

After ten years
77,129

77,991

159,712

161,658

86,300

84,100

118,902

118,179

Total
$
137,413

$
139,642

$
423,923

$
432,260

$
157,206

$
153,894

$
465,910

$
462,464



Sales of investment securities and gross gains and losses are shown in the following table.
(in thousands)
2019
2018
Available-for-sale:
 
 
  Sales proceeds
$
66,081

$
16,972

  Gross realized gains
$
214

$
27

  Gross realized losses
$
(159
)
$
(106
)

        
Pledged investment securities are shown in the following table:
(in thousands)
December 31, 2019
December 31, 2018
Pledged to the State of California:
 
 
   Secure public deposits in compliance with the Local Agency Security Program
$
126,598

$
125,696

   Collateral for trust deposits
742

734

      Total investment securities pledged to the State of California
$
127,340

$
126,430

Collateral for Wealth Management and Trust Services ("WMTS') checking account
$
622

$
2,000



As part of our ongoing review of our investment securities portfolio, we reassessed the classification of certain securities issued by government sponsored agencies. During 2018, we transferred $27.4 million, from available-for-sale to held-to-maturity at fair value. We intend and have the ability to hold these securities to maturity. The net unrealized pre-tax loss of $278 thousand, remained in accumulated other comprehensive income and is amortized over the remaining life of the securities along with amortization of any prior transfers. Amortization of the net unrealized pre-tax loss totaled $445 thousand and $516 thousand in 2019 and 2018, respectively. There were no securities transferred from available-for-sale to held-to-maturity at fair value in 2019.

There were 40 and 229 securities in unrealized loss positions at December 31, 2019 and 2018, respectively. Those securities are summarized and classified according to the duration of the loss period in the tables below:
December 31, 2019
< 12 continuous months
 
 
≥ 12 continuous months
 
 
Total securities
 in a loss position
 
(in thousands)
Fair value

Unrealized loss

 
Fair value

Unrealized loss

 
Fair value

Unrealized loss

Held-to-maturity:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
14,203

$
(60
)
 
$
6,073

$
(84
)
 
$
20,276

$
(144
)
CMOs issued by FHLMC
—

—

 
1,725

(5
)
 
1,725

(5
)
Total held-to-maturity
14,203

(60
)
 
7,798

(89
)
 
22,001

(149
)
Available-for-sale:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
4,367

(34
)
 
4,464

(14
)
 
8,831

(48
)
SBA-backed securities
9,227

(14
)
 
2,448

(62
)
 
11,675

(76
)
CMOs issued by FHLMC
14,918

(58
)
 
2,981

(6
)
 
17,899

(64
)
CMOs issued by GNMA
7,139

(6
)
 
—

—

 
7,139

(6
)
Debentures of government-sponsored agencies
25,228

(70
)
 
—

—

 
25,228

(70
)
Obligations of state and political subdivisions
20,579

(145
)
 
659

(1
)
 
21,238

(146
)
Corporate bonds
500

(1
)
 
—

—

 
500

(1
)
Total available-for-sale
81,958

(328
)
 
10,552

(83
)
 
92,510

(411
)
Total temporarily impaired securities
$
96,161

$
(388
)
 
$
18,350

$
(172
)
 
$
114,511

$
(560
)
December 31, 2018
< 12 continuous months
 
 
> 12 continuous months
 
 
Total securities
 in a loss position
 
(in thousands)
Fair value

Unrealized loss

 
Fair value

Unrealized loss

 
Fair value

Unrealized loss

Held-to-maturity:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
$
198

$
(9
)
 
$
83,990

$
(2,800
)
 
$
84,188

$
(2,809
)
CMOs issued by FNMA
—

—

 
11,327

(120
)
 
$
11,327

$
(120
)
CMOs issued by FHLMC

2,880

(3
)
 
28,171

(567
)
 
31,051

(570
)
Obligations of state and political subdivisions
—

—

 
3,565

(23
)
 
3,565

(23
)
Total held-to-maturity
3,078

(12
)
 
127,053

(3,510
)
 
130,131

(3,522
)
Available-for-sale:
 
 
 
 
 
 
 
 
MBS pass-through securities issued by FHLMC and FNMA
19,971

(128
)
 
50,077

(1,102
)
 
70,048

(1,230
)
SBA-backed securities
13,175

(122
)
 
20,123

(284
)
 
33,298

(406
)
CMOs issued by FNMA
2,345

(8
)
 
16,138

(322
)
 
18,483

(330
)
CMOs issued by FHLMC
24,094

(330
)
 
74,243

(1,267
)
 
98,337

(1,597
)
CMOs issued by GNMA
1,666

(7
)
 
9,112

(267
)
 
10,778

(274
)
Debentures of government- sponsored agencies
4,992

(8
)
 
11,349

(115
)
 
16,341

(123
)
Obligations of state and political subdivisions
15,290

(54
)
 
52,804

(1,166
)
 
68,094

(1,220
)
Corporate bonds
—

—

 
1,004

(14
)
 
1,004

(14
)
Total available-for-sale
81,533

(657
)
 
234,850

(4,537
)
 
316,383

(5,194
)
Total temporarily impaired securities
$
84,611

$
(669
)
 
$
361,903

$
(8,047
)
 
$
446,514

$
(8,716
)

 
As of December 31, 2019, the investment portfolio included 16 investment securities that had been in a continuous loss position for twelve months or more and 24 investment securities had been in a loss position for less than twelve months.

Securities issued by government-sponsored agencies, such as FNMA and FHLMC, usually have implicit credit support by the U.S. federal government. However, since 2008, FNMA and FHLMC have been under government conservatorship and, therefore, contractual cash flows for these investments carry explicit guarantees by the U.S. federal government. Securities issued by the SBA and GNMA have explicit credit guarantees by the U.S. federal government, which protects us from credit losses on the contractual cash flows of the securities.

Other temporarily impaired securities, including obligations of state and political subdivisions and corporate bonds, were deemed credit worthy after our internal analysis of the issuers' latest financial information, credit ratings by major credit agencies, and/or credit enhancements. Based on our comprehensive analyses, we determined that the decline in the fair values of these securities was primarily driven by factors other than credit, such as changes in market interest rates and liquidity spreads subsequent to purchase. At December 31, 2019, Management determined that it did not intend to sell investment securities with unrealized losses, and it is more than likely than not that we will not have to sell any of the securities with unrealized losses before recovery of their amortized cost. Therefore, we do not consider these investment securities to be other-than-temporarily impaired at December 31, 2019.

Non-Marketable Securities
 
As a member of the FHLB, we are required to maintain a minimum investment in FHLB capital stock determined by the Board of Directors of the FHLB. The minimum investment requirements can increase in the event we increase our total asset size or borrowings with the FHLB. Shares cannot be purchased or sold except between the FHLB and its members at the $100 per share par value. We held $11.7 million and $11.1 million of FHLB stock included in other assets on the consolidated statements of condition at December 31, 2019 and 2018, respectively. The carrying amounts of these investments are reasonable estimates of fair value because the securities are restricted to member banks and they do not have a readily determinable market value. Based on our analysis of FHLB’s financial condition and certain qualitative factors, we determined that the FHLB stock was not impaired at December 31, 2019 and 2018.  On February 20, 2020, FHLB announced a cash dividend for the fourth quarter of 2019 at an annualized dividend rate of 7.00% to be distributed in mid-March 2020. Cash dividends paid on FHLB capital stock are recorded as non-interest income.

As a member bank of Visa U.S.A., we held 10,439 shares of Visa Inc. Class B common stock at both December 31, 2019 and 2018. These shares have a carrying value of zero and are restricted from resale to non-member banks of Visa U.S.A. until their conversion into Class A (voting) shares upon the termination of Visa Inc.'s Covered Litigation escrow account. Because of the restriction and the uncertainty on the conversion rate to Class A shares, these shares lack a readily determinable fair value. When converting this Class B common stock to Class A common stock based on the conversion rate of 1.6228, as of December 31, 2019 and 1.6298 as of December 31, 2018, and the closing stock price of Class A shares at those respective dates, the converted value of our shares of Class B common stock would have been $3.2 million and $2.2 million at December 31, 2019 and 2018, respectively. The conversion rate is subject to further adjustment upon the final settlement of the covered litigation against Visa Inc. and its member banks. As such, the fair value of these Class B shares can differ significantly from their converted values. For further information, refer to Note 12, Commitments and Contingencies.

In October 2018, we sold 6,500 shares of our holdings of Visa Inc. Class B common stock to a member bank of Visa U.S.A. The pre-tax gain from the sale, net of sales commission, was $956 thousand.

We invest in low income housing tax credit funds as a limited partner, which totaled $4.1 million and $4.6 million recorded in other assets as of December 31, 2019 and 2018, respectively. In 2019, we recognized $603 thousand of low income housing tax credits and other tax benefits, net of $515 thousand of amortization expense of low income housing tax credit investment, as a component of income tax expense. As of December 31, 2019, our unfunded commitments for these low income housing tax credit funds totaled $2.2 million. We did not recognize any impairment losses on these low income housing tax credit investments during 2019 or 2018, as the value of the future tax benefits exceeds the carrying value of the investments.
XML 26 R15.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Stock Plans
 12 Months Ended
Dec. 31, 2019
Equity [Abstract]  
Stockholders' Equity and Stock Plans Stockholders' Equity and Stock Plans

Stock Split

On October 22, 2018, Bancorp announced a two-for-one stock split, which occurred on November 27, 2018. All share and per share data have been adjusted to reflect the stock split effective November 27, 2018.

Share-Based Awards

On May 11, 2010, our shareholders approved the 2010 Director Stock Plan to pay director fees in shares of Bancorp common stock up to 300,000 shares. In addition to cash compensation, we issued 5,544 and 5,470 shares of common stock under the 2010 Director Stock Plan to directors in 2019 and 2018, respectively. As of December 31, 2019, 208,263 shares were available for future grants through the 2010 Director Stock Plan's May 12, 2020 expiration date.

On September 27, 2017, the Board of Directors adopted the 2017 Employee Stock Purchase Plan, effective July 1, 2017. Under the plan, our employees may purchase up to 385,370 of Bancorp's common shares through payroll deductions of between one percent and fifteen percent of pay in each pay period. Shares are purchased quarterly at
a five percent discount from the closing market price on the last day of the quarter. As of December 31, 2019, 382,515 shares were available for future purchases under the plan.

On March 17, 2017, the Board of Directors approved the 2017 Equity Plan, which was affirmed by Bancorp's shareholders on May 16, 2017 and replaced the 2007 Equity Plan. The Compensation Committee of the Board of Directors has the discretion to determine which employees, advisors and non-employee directors will receive an award, the timing of awards, the vesting schedule for each award, the type of award to be granted, the number of shares of Bancorp stock to be subject to each option and restricted stock award, and any other terms and conditions. As of December 31, 2019, there were 989,630 shares available for future grants to employees, advisors and non-employee directors.

Options are issued at an exercise price equal to the fair value of the stock at the date of grant. Options and restricted stock awarded to officers and employees during 2007 through 2014 vest 20% on each anniversary of the grant date for five years and expire ten years from the grant date. In general, option awards granted after 2014 for employees generally vest by one-third on each anniversary of the grant for three years and expire ten years from the grant date. Options granted to non-employee directors prior to 2016 vest 20% immediately and 20% on each anniversary of the grant date for four years and expire seven years from the grant date. Options granted to non-employee directors in 2016 vest by one-third on each anniversary of the grant for three years and expire ten years from the grant date. Options granted to non-employee directors after 2016 vest immediately and expire ten years from the grant date.

Stock options and restricted stock may be net settled in a cashless exercise by a reduction in the number of shares otherwise deliverable upon exercise or vesting in satisfaction of the exercise payment and/or applicable tax withholding requirements. During 2019, we withheld 7,795 shares totaling $326 thousand at a weighted-average price of $41.84 for cashless exercises. During 2018, we withheld 46,794 shares totaling $1.7 million at a weighted-average price of $36.28 for cashless exercises. Shares withheld under net settlement arrangements are available for future grants.

Performance-based stock awards (restricted stock) are issued to a selected group of employees. Stock award vesting is contingent upon the achievement of pre-established long-term performance goals set by the Compensation Committee of the Board of Directors. Performance is measured over a three-year period and cliff vested. These performance-based stock awards were granted at a maximum opportunity level, and based on the achievement of the pre-established goals, the actual payouts can range from 0% to 200% of the target award. For performance-based stock awards, an estimate is made of the number of shares expected to vest based on the probability that the performance criteria will be achieved to determine the amount of compensation expense to be recognized. The estimate is re-evaluated quarterly and total compensation expense is adjusted for any change in the current period.

A summary of stock option activity for the years ended December 31, 2019 and 2018 is presented in the following table. The intrinsic value of options outstanding and exercisable is calculated as the number of in-the-money options times the difference between the market price of our stock and the exercise prices of the in-the-money options as of each year-end period presented.
 
Number of Shares

Weighted Average Exercise Price

 Aggregate Intrinsic Value
(in thousands)

Weighted Average Grant-Date Fair Value

Weighted Average Remaining Contractual Term
(in years)
Options outstanding at December 31, 2017
517,936

$
20.42

$
7,075



5.34
Granted
74,096

33.97



$
7.17

 
Cancelled, expired or forfeited
(9,140
)
28.25





 
Exercised
(157,192
)
13.93

3,462



 
Options outstanding at December 31, 2018
425,700

25.01

6,910



5.85
Exercisable (vested) at December 31, 2018
311,050

22.57

5,809



4.94
Options outstanding at December 31, 2018
425,700

25.01

6,910



5.85
Granted
53,370

44.01



9.37

 
Cancelled, expired or forfeited
(13,580
)
38.88





 
Exercised
(48,108
)
16.11

1,247



 
Options outstanding at December 31, 2019
417,382

28.01

7,112



5.50
Exercisable (vested) at December 31, 2019
333,870

25.34

6,581



4.76


The following table summarizes non-vested restricted stock awards and changes during the years ended December 31, 2019 and 2018.
 
Number of Shares

Weighted Average Grant-Date Fair Value

Non-vested awards at December 31, 2017
91,216

$
28.16

  Granted
37,040

33.58

  Vested
(28,812
)
26.06

Cancelled or forfeited
(12,056
)
27.32

Non-vested awards at December 31, 2018
87,388

31.26

  Granted
29,110

44.45

  Vested
(28,099
)
27.88

  Cancelled or forfeited
(18,333
)
32.34

Non-vested awards at December 31, 2019
70,066

37.81



A summary of the options outstanding and exercisable by price range as of December 31, 2019 is presented in the following table:
 
Stock Options Outstanding as of December 31, 2019
 
 Stock Options Exercisable as of December 31, 2019
Range of Exercise Prices
Stock Options Outstanding

Remaining Contractual Life (in years)
Weighted Average Exercise Price

 
Stock Options Exercisable

Weighted Average Exercise Price

$10.01 - $20.00
84,618

1.8
18.63

 
84,618

18.63

$20.01 - $30.00
166,454

4.8
23.88

 
166,454

23.88

$30.01 - $40.00
114,976

7.7
33.89

 
69,384

33.88

$40.01 - $50.00
51,334

8.9
43.71

 
13,414

41.61

 
417,382




 
333,870





We determine the fair value of stock options at the grant date using the Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, and the following assumptions (weighted-average shown).
 
Years ended December 31,
 
2019

2018

Risk-free interest rate
2.51
%
2.60
%
Expected dividend yield on common stock
1.75
%
1.76
%
Expected life in years
5.8

5.9

Expected price volatility
22.71
%
22.47
%


The fair value of stock options as of the grant date is recorded as a stock-based compensation expense in the consolidated statements of comprehensive income over the requisite service period, which is generally the vesting period, with a corresponding increase in common stock. Stock-based compensation also includes compensation expense related to the issuance of restricted stock awards. The grant-date fair value of the restricted stock awards, which equals the grant date price, is recorded as compensation expense over the requisite service period with a corresponding increase in common stock as the shares vest. Beginning in 2018, stock option and restricted stock awards issued include a retirement eligibility clause whereby the requisite service period is satisfied at the retirement eligibility date. For those awards, we accelerate the recording of stock-based compensation when the award holder is eligible to retire. However, retirement eligibility does not affect the vesting of the restricted stock or the exercisability of the stock options, which are based on the scheduled vesting period. Total compensation expense for stock options and restricted stock awards was $1.5 million and $1.7 million during 2019 and 2018, respectively, and the total recognized deferred tax benefits related thereto were $389 thousand and $404 thousand, respectively.

As of December 31, 2019, there was $783 thousand of total unrecognized compensation expense related to non-vested stock options and restricted stock awards, which is expected to be recognized over a weighted-average period of approximately 1.7 years. The total grant-date fair value of stock options vested during the years ended December 31, 2019 and 2018 was $473 thousand and $543 thousand, respectively. The total grant-date fair value of restricted stock awards vested during 2019 and 2018 was $1.2 million and $967 thousand, respectively.

We record excess tax benefits (deficiencies) resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as income tax benefits (expense) in the consolidated statements of comprehensive income with a corresponding decrease (increase) to current taxes payable. In 2019 and 2018, we recognized $145 thousand and $484 thousand, respectively, in excess tax benefits recorded as a reduction to income tax expense related to these types of transactions. The tax benefits realized from disqualifying dispositions of incentive stock options were recognized in tax expense to the extent of the book compensation cost recorded.

Dividends
 
Presented below is a summary of cash dividends paid in 2019 and 2018 to common shareholders, recorded as a reduction from retained earnings. On January 24, 2020, the Board of Directors declared a $0.22 per share cash dividend, paid February 14, 2020 to the shareholders of record at the close of business on February 7, 2020.
 
Years ended December 31,
(in thousands except per share data)
2019

2018

Cash dividends to common stockholders
$
10,958

$
8,860

Cash dividends per common share
$
0.80

$
0.64


 
The holders of unvested restricted stock awards are entitled to dividends on the same per-share ratio as holders of common stock. Tax benefits for dividends paid on unvested restricted stock awards are recorded as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. Dividends on forfeited awards are included in stock-based compensation expense.

Under the California Corporations Code, payment of dividends by Bancorp to its shareholders is restricted to the amount of retained earnings immediately prior to the distribution or the amount of assets that exceeds the total liabilities immediately after the distribution. As of December 31, 2019, Bancorp's retained earnings and amount of total assets that exceeds total liabilities were $203.2 million and $336.8 million, respectively.

Under the California Financial Code, payment of dividends by the Bank to Bancorp is restricted to the lesser of retained earnings or the amount of undistributed net profits of the Bank from the three most recent fiscal years. Under this restriction, approximately $25.2 million of the Bank's retained earnings balance was available for payment of dividends to Bancorp as of December 31, 2019. Bancorp held $9.5 million in cash at December 31, 2019. This cash, combined with the $25.2 million dividends available to be distributed from the Bank, is considered adequate to cover Bancorp's estimated operational needs, cash dividends to shareholders in 2020, and the Share Repurchase Program discussed below.

Preferred Stock and Shareholder Rights Plan

On July 6, 2017, Bancorp adopted a new shareholder rights agreement (“Rights Agreement”), which replaced the existing Rights Agreement that expired on July 23, 2017. The Rights Agreement, which expires on July 23, 2022, is designed to discourage takeovers that involve abusive tactics or do not provide fair value to shareholders. The Rights Agreement defines the percentage of share ownership of an "acquiring person" as 10% of the outstanding common shares. Currently, each right entitles the registered holder to purchase from Bancorp one two-hundredth of a share of Series A Junior Participating Preferred Stock, no par value, of Bancorp at an initial price of $90 per one one-hundredth of a preferred share, subject to adjustment upon the occurrence of certain events. As of December 31, 2019, Bancorp was authorized to issue five million shares of preferred stock with no par value, one million shares of which have been designated as Series A Junior Participating Preferred Stock, with no par value under the Rights Agreement. In the event of a proposed merger, tender offer or other attempt to gain control of Bancorp that the Board of Directors does not approve, the Board of Directors may authorize the issuance of shares of common or preferred stock that would impede the completion of such a transaction. An effect of the possible issuance of common or preferred stock, therefore, may be to deter a future takeover attempt. The Board of Directors has no present plans or understandings for the issuance of any common or preferred stock in connection with the Rights Agreement.

Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income

We early adopted ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income, in the first quarter of 2018 and reclassified $638 thousand from AOCI to retained earnings. This amount represented the stranded income tax effects related to the unrealized loss on available-for-sale securities in AOCI on the date of the enactment of the Tax Cuts and Jobs Act of 2017. For more information on ASU No. 2018-02, refer to Note 1, Summary of Significant Accounting Policies.

Share Repurchase Program

On April 23, 2018, Bancorp announced that its Board of Directors approved a Share Repurchase Program under which Bancorp may repurchase up to $25.0 million of its outstanding common stock through May 1, 2019. Bancorp's Board of Directors subsequently extended the Share Repurchase Program through February 28, 2020. On January 24, 2020, Bancorp Board of Directors approved a new Share Repurchase Program under which Bancorp may repurchase up to $25.0 million of its outstanding common stock through February 28, 2022.

Under the Share Repurchase Program, Bancorp may purchase shares of its common stock through various means such as open market transactions, including block purchases, and privately negotiated transactions. The number of shares repurchased and the timing, manner, price and amount of any repurchases will be determined at Bancorp's discretion. Factors include, but are not limited to, stock price, trading volume and general market conditions, along with Bancorp’s general business conditions. The program may be suspended or discontinued at any time and does not obligate Bancorp to acquire any specific number of shares of its common stock.

As part of the Share Repurchase Program, Bancorp entered into a trading plan adopted in accordance with Rule 10b5-1 of the Securities Exchange Act of 1934, as amended. The 10b5-1 trading plan permits common stock to be repurchased at times that might otherwise be prohibited under insider trading laws or self-imposed trading restrictions. The 10b5-1 trading plan is administered by an independent broker and is subject to price, market volume and timing restrictions.

During 2019 and 2018, Bancorp repurchased 356,000 and 171,217 shares totaling $15.0 million and $7.0 million, respectively, for a cumulative 527,217 shares totaling $22.0 million repurchased from May 1, 2018 through December 31, 2019.
XML 27 R5.htm IDEA: XBRL DOCUMENT v3.20.1
CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($)
$ in Thousands
Total
Common Stock
Retained Earnings
Accumulated Other Comprehensive (Loss) Income (AOCL or AOCI), Net of Taxes
Balance (in shares) at Dec. 31, 2017 [1]   13,843,084    
Balance at Dec. 31, 2017 $ 297,025 $ 143,967 $ 155,544 $ (2,486)
Increase (Decrease) in Stockholders' Equity [Roll Forward]        
Net income 32,622   32,622  
Other comprehensive income (loss) $ (978)     (978)
Reclassification of stranded tax effects in AOCI     638 (638)
Stock options exercised (in shares) 157,192 111,714 [1]    
Stock options exercised $ 538 $ 538    
Stock issued under employee stock purchase plan (in shares) [1]   1,036    
Stock issued under employee stock purchase plan 39 $ 39    
Stock issued under employee stock ownership plan (ESOP) (in shares) [1]   29,600    
Stock issued under employee stock ownership plan 1,173 $ 1,173    
Restricted stock granted (in shares) [1]   37,040    
Restricted stock granted $ 0      
Restricted stock surrendered for tax withholdings upon vesting (in shares) (46,794) (1,316) [1]    
Restricted stock surrendered for tax withholdings upon vesting $ (45) $ (45)    
Restricted stock forfeited/cancelled (in shares) [1]   (12,056)    
Restricted stock forfeited / cancelled 0 $ 0    
Stock-based compensation - stock options 651 651    
Stock-based compensation - restricted stock 1,013 $ 1,013    
Cash dividends paid on common stock (8,860)   (8,860)  
Stock purchased by directors under director stock plan (in shares) [1]   998    
Stock purchased by directors under director stock plan 37 $ 37    
Stock issued in payment of director fees (in shares) [1]   5,470    
Stock issued in payment of director fees 204 $ 204    
Stock repurchased, net of commissions (in shares) [1]   (171,217)    
Stock repurchased, including commissions $ (7,012) $ (7,012)    
Balance (in shares) at Dec. 31, 2018 13,844,353 13,844,353 [1]    
Balance at Dec. 31, 2018 $ 316,407 $ 140,565 179,944 (4,102)
Increase (Decrease) in Stockholders' Equity [Roll Forward]        
Net income 34,241   34,241  
Other comprehensive income (loss) $ 8,605     8,605
Stock options exercised (in shares) 48,108 45,553 [1]    
Stock options exercised $ 669 $ 669    
Stock issued under employee stock purchase plan (in shares) [1]   1,355    
Stock issued under employee stock purchase plan 54 $ 54    
Stock issued under employee stock ownership plan (ESOP) (in shares) [1]   30,075    
Stock issued under employee stock ownership plan 1,245 $ 1,245    
Restricted stock granted (in shares) [1]   29,110    
Restricted stock granted $ 0      
Restricted stock surrendered for tax withholdings upon vesting (in shares) (7,795) (5,240) [1]    
Restricted stock surrendered for tax withholdings upon vesting $ (220) $ (220)    
Restricted stock forfeited/cancelled (in shares) [1]   (18,333)    
Restricted stock forfeited / cancelled 0      
Stock-based compensation - stock options 495 $ 495    
Stock-based compensation - restricted stock 1,017 $ 1,017    
Cash dividends paid on common stock (10,958)   (10,958)  
Stock purchased by directors under director stock plan (in shares) [1]   591    
Stock purchased by directors under director stock plan 24 $ 24    
Stock issued in payment of director fees (in shares) [1]   5,544    
Stock issued in payment of director fees 231 $ 231    
Stock repurchased, net of commissions (in shares) [1]   (356,000)    
Stock repurchased, including commissions $ (15,022) $ (15,022)    
Balance (in shares) at Dec. 31, 2019 13,577,008 13,577,008 [1]    
Balance at Dec. 31, 2019 $ 336,788 $ 129,058 $ 203,227 $ 4,503
[1] Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.
XML 28 R1.htm IDEA: XBRL DOCUMENT v3.20.1
Cover - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2019
Feb. 28, 2020
Jun. 29, 2019
Cover page.      
Document Type 10-K    
Document Annual Report true    
Document Period End Date Dec. 31, 2019    
Document Transition Report false    
Entity File Number 001-33572    
Entity Registrant Name Bank of Marin Bancorp    
Entity Incorporation, State or Country Code CA    
Entity Tax Identification Number 20-8859754    
Entity Address, Address Line One 504 Redwood Blvd.    
Entity Address, Address Line Two  Suite 100    
Entity Address, City or Town Novato    
Entity Address, State or Province CA    
Entity Address, Postal Zip Code 94947    
City Area Code 415    
Local Phone Number 763-4520    
Title of 12(g) Security    Common Stock, No Par Value,    
Trading Symbol BMRC    
Security Exchange Name NASDAQ    
Entity Well-known Seasoned Issuer No    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Interactive Data Current Yes    
Entity Filer Category Accelerated Filer    
Smaller Reporting Company true    
Emerging Growth Company false    
Entity Shell Company false    
Entity Public Float     $ 525
Entity Common Stock, Shares Outstanding (in shares)   13,596,535  
Documents Incorporated by Reference
Portions of the registrant's Proxy Statement for the Annual Meeting of Shareholders to be held on May 12, 2020 are incorporated by reference into Part III.
    
Entity Central Index Key 0001403475    
Document Fiscal Year Focus 2019    
Document Fiscal Period Focus FY    
Amendment Flag false    
Current Fiscal Year End Date --12-31    
XML 29 R19.htm IDEA: XBRL DOCUMENT v3.20.1
Commitments and Contingencies
 12 Months Ended
Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies

Leases
 
We lease premises under long-term non-cancelable operating leases with remaining terms of 5 months to 12 years, most of which include escalation clauses and one or more options to extend the lease term, and some of which contain lease termination clauses. Lease terms may include certain renewal options that were considered reasonably certain to be exercised.

We lease certain equipment under finance leases with initial terms of 3 years to 5 years. The equipment finance leases do not contain renewal options, bargain purchase options or residual value guarantees.

The following table shows the balances of operating and finance lease right-of-use assets and lease liabilities as of December 31, 2019.
(in thousands)
December 31, 2019

Operating leases:
 
Operating lease right-of-use assets
$
11,002

Operating lease liabilities
$
12,615

Finance leases:
 
Finance lease right-of-use assets
$
379

Accumulated amortization
(170
)
Finance lease right-of-use assets, net1
$
209

Finance lease liabilities2
$
212

1 Included in premises and equipment in the consolidated statements of condition.
2 Included in borrowings and other obligations in the consolidated statements of condition.


The following table shows supplemental disclosures of noncash investing and financing activities for the year ended December 31, 2019.
(in thousands)
2019
Right-of-use assets obtained in exchange for operating lease liabilities
$
1,661

Right-of-use assets obtained in exchange for finance lease liabilities
$
31

Reclassification of deferred rent and unamortized lease incentives from other liabilities to operating lease right-of-use assets upon adoption of ASC 842
$
1,967


There were no lease-related noncash investing and financing activities for the year ended December 31, 2018.

The following table shows components of operating and finance lease cost for the year ended December 31, 2019.
(in thousands)
2019
Operating lease cost1
$
4,144

Finance lease cost:
 
Amortization of right-of-use assets2
$
172

Interest on finance lease liabilities3
8

Total finance lease cost
$
180

Total lease cost
$
4,324

1 Included in occupancy and equipment expense in the consolidated statements of comprehensive income.
 
2 Included in depreciation and amortization in the consolidated statements of comprehensive income.
 
3 Included in interest on borrowings and other obligations in the consolidated statements of comprehensive income.
 


Operating lease rent expense totaled $4.6 million for the year ended December 31, 2018.

The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of December 31, 2019. Total minimum lease payments do not include obligations of approximately $13.6 million for operating lease modifications related to our existing headquarter offices and an operating lease agreement for a retail branch location that commenced subsequent to December 31, 2019. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the later of the date we adopted the new lease accounting standards or lease commencement date.

(in thousands)
December 31, 2019
Year
Operating Leases

 
Finance Leases

2020
$
4,469

 
$
171

2021
2,806

 
36

2022
1,952

 
8

2023
1,464

 
1

2024
792

 
—

Thereafter
2,092

 
—

Total minimum lease payments
13,575

 
216

Amounts representing interest (present value discount)
(960
)
 
(4
)
Present value of net minimum lease payments (lease liability)
$
12,615

 
$
212

 
 
 
 
Weighted average remaining term (in years)
5.0

 
1.4

Weighted average discount rate
2.79
%
 
2.87
%


Litigation Matters

Bancorp may be party to legal actions that arise from time to time in the normal course of business. Bancorp's Management is not aware of any pending legal proceedings to which either it or the Bank may be a party or has recently been a party that will have a material adverse effect on the financial condition or results of operations of Bancorp or the Bank.

The Bank is responsible for a proportionate share of certain litigation indemnifications provided to Visa U.S.A. ("Visa") by its member banks in connection with Visa's lawsuits related to anti-trust charges and interchange fees ("Covered Litigation"). Our proportionate share of the litigation indemnification liability does not change or transfer upon the sale of our Class B Visa shares to member banks. Visa established an escrow account to pay for settlements or judgments in the Covered Litigation. Under the terms of the U.S. retrospective responsibility plan, when Visa funds the litigation escrow account, it triggers a conversion rate reduction of the Class B common stock to shares of Class A common stock, effectively reducing the aggregate value of the Class B common stock held by Visa's member banks like us.

In 2012, Visa had reached a $4.0 billion interchange multidistrict litigation class settlement agreement with plaintiffs representing a class of U.S. retailers. On September 17, 2018, Visa signed an amended settlement agreement with the putative class action plaintiffs of the U.S. interchange multidistrict litigation that superseded the 2012 settlement agreement. Visa's share of the settlement amount under the amended class settlement agreement increased to $4.1 billion. On September 27, 2019, Visa deposited an additional $300 million into the litigation escrow account. Certain merchants chose to opt out of the class settlement agreement and on December 13, 2019, the court entered the final judgment order approving the amended settlement agreement. On December 27, 2019, Visa received a takedown payment of approximately $467 million, which was deposited into the litigation escrow account with a corresponding increase in accrued litigation to address opt-out claims. The escrow balance of $1.6 billion as of December 31, 2019, combined with funds previously deposited with the court, are expected to cover the settlement payment obligations.

The outcome of the Covered Litigation affects the conversion rate of Visa Class B common stock held by us to Visa Class A common stock, as discussed above and in Note 2, Investment Securities. The final conversion rate might change depending on the final settlement payments, and the full effect on member banks is still uncertain. Litigation is ongoing and until the court approval process is complete, there is no assurance that Visa will resolve the claims as
contemplated by the amended class settlement agreement, and additional lawsuits may arise from individual merchants who opted out of the class settlement. However, until the escrow account is fully depleted and the conversion rate of Class B to Class A common stock is reduced to zero, no future cash settlement payments are required by the member banks, such as us, on the Covered Litigation. Therefore, we are not required to record any contingent liabilities for the indemnification related to the Covered Litigation, as we consider the probability of losses to be remote. For further information, including a discussion of a reduction to our holdings of Class B Visa shares, refer to Note 2, Investment Securities.
XML 30 R36.htm IDEA: XBRL DOCUMENT v3.20.1
Derivative Financial Instruments and Hedging Activities (Tables)
 12 Months Ended
Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value Information on our derivatives follows:
 
Asset derivatives
Liability derivatives
(in thousands)
December 31, 2019

December 31, 2018

December 31, 2019

December 31, 2018

Fair value hedges:
 
 
 
 
Interest rate contracts notional amount
$
—

$
8,895

$
16,956

$
9,016

Interest rate contracts fair value 1
$
—

$
161

$
1,178

$
375


1 See Note 9, Fair Value of Assets and Liabilities for valuation methodology.

The following table presents the carrying amount associated cumulative basis adjustment related to the application of fair value hedge accounting that is included in the carrying amount of hedged assets as of December 31, 2019 and 2018:
 
Carrying Amounts of Hedged Assets
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Loans
(in thousands)
December 31, 2019

December 31, 2018

December 31, 2019

December 31, 2018

Loans
$
17,900

$
17,917

$
944

$
6
Schedule of Derivative Instruments, Gain (Loss) in Statement of Financial Performance
The following table presents the net gains (losses) recognized in interest income on loans on the consolidated statements of comprehensive income related to our derivatives designated as fair value hedges:
 
Years ended December 31,
(in thousands)
2019

2018

Interest and fees on loans 1
$
84,331

$
79,527

 
 
 
(Decrease) increase in value of designated interest rate swaps due to LIBOR interest rate movements
$
(964
)
$
452

Payment on interest rate swaps
(90
)
(149
)
Increase (decrease) in value of hedged loans
938

(425
)
Decrease in value of yield maintenance agreement
(13
)
(14
)
Net losses on fair value hedging derivatives recognized in interest income 2
$
(129
)
$
(136
)

1 Represents the income line item in the statements of comprehensive income in which the effects of fair value hedges are recorded.
2 Includes hedge ineffectiveness loss of $39 thousand and gain of $13 thousand for the years ended December 31, 2019, and 2018, respectively. Changes in value of swaps were included in the assessment of hedge effectiveness. Hedge ineffectiveness is the measure of the extent to which the change in the fair value of the hedging instruments does not exactly offset the change in the fair value of the hedged items from period to period.
Offsetting Assets
Information on financial instruments that are eligible for offset in the consolidated statements of condition follows:
Offsetting of Financial Assets and Derivative Assets
 
 
 
 
Gross Amounts Not Offset in the Statements of Condition
 
 
 
Gross Amounts
Net Amounts
 
 
 
 
Gross Amounts
Offset in the
of Assets Presented
 
 
 
 
of Recognized
Statements of
in the Statements
Financial
Cash Collateral
 
(in thousands)
Assets1
Condition
of Condition1
Instruments
Received
Net Amount
December 31, 2019
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
—

$
—

$
—

$
—

$
—

$
—

Total
$
—

$
—

$
—

$
—

$
—

$
—

 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
161

$
—

$
161

$
(161
)
$
—

$
—

Total
$
161

$
—

$
161

$
(161
)
$
—

$
—

1 Amounts exclude accrued interest totaling less than $1 thousand at December 31, 2018.
Offsetting of Financial Liabilities and Derivative Liabilities
 
 
 
 
Gross Amounts Not Offset in the Statements of Condition
 
 
 
Gross Amounts
Net Amounts of
 
 
 
 
Gross Amounts
Offset in the
Liabilities Presented
 
 
 
 
of Recognized
Statements of
in the Statements of
Financial
Cash Collateral
 
(in thousands)
Liabilities2
Condition
Condition2
Instruments
Pledged
Net Amount
December 31, 2019
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
1,178

$
—

$
1,178

$
—

(1,178
)
$
—

Total
$
1,178

$
—

$
1,178

$
—

$
(1,178
)
$
—

 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
375

$
—

$
375

$
(161
)
—

$
214

Total
$
375

$
—

$
375

$
(161
)
$
—

$
214
Offsetting Liabilities
Offsetting of Financial Liabilities and Derivative Liabilities
 
 
 
 
Gross Amounts Not Offset in the Statements of Condition
 
 
 
Gross Amounts
Net Amounts of
 
 
 
 
Gross Amounts
Offset in the
Liabilities Presented
 
 
 
 
of Recognized
Statements of
in the Statements of
Financial
Cash Collateral
 
(in thousands)
Liabilities2
Condition
Condition2
Instruments
Pledged
Net Amount
December 31, 2019
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
1,178

$
—

$
1,178

$
—

(1,178
)
$
—

Total
$
1,178

$
—

$
1,178

$
—

$
(1,178
)
$
—

 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
375

$
—

$
375

$
(161
)
—

$
214

Total
$
375

$
—

$
375

$
(161
)
$
—

$
214


2 Amounts exclude accrued interest totaling $6 thousand and $3 thousand at December 31, 2019 and 2018, respectively.
XML 31 R32.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Stock Plans (Tables)
 12 Months Ended
Dec. 31, 2019
Equity [Abstract]  
Schedule of Share-based Compensation, Stock Options, Activity
A summary of stock option activity for the years ended December 31, 2019 and 2018 is presented in the following table. The intrinsic value of options outstanding and exercisable is calculated as the number of in-the-money options times the difference between the market price of our stock and the exercise prices of the in-the-money options as of each year-end period presented.
 
Number of Shares

Weighted Average Exercise Price

 Aggregate Intrinsic Value
(in thousands)

Weighted Average Grant-Date Fair Value

Weighted Average Remaining Contractual Term
(in years)
Options outstanding at December 31, 2017
517,936

$
20.42

$
7,075



5.34
Granted
74,096

33.97



$
7.17

 
Cancelled, expired or forfeited
(9,140
)
28.25





 
Exercised
(157,192
)
13.93

3,462



 
Options outstanding at December 31, 2018
425,700

25.01

6,910



5.85
Exercisable (vested) at December 31, 2018
311,050

22.57

5,809



4.94
Options outstanding at December 31, 2018
425,700

25.01

6,910



5.85
Granted
53,370

44.01



9.37

 
Cancelled, expired or forfeited
(13,580
)
38.88





 
Exercised
(48,108
)
16.11

1,247



 
Options outstanding at December 31, 2019
417,382

28.01

7,112



5.50
Exercisable (vested) at December 31, 2019
333,870

25.34

6,581



4.76
Schedule of Unrecognized Compensation Cost, Nonvested Awards
The following table summarizes non-vested restricted stock awards and changes during the years ended December 31, 2019 and 2018.
 
Number of Shares

Weighted Average Grant-Date Fair Value

Non-vested awards at December 31, 2017
91,216

$
28.16

  Granted
37,040

33.58

  Vested
(28,812
)
26.06

Cancelled or forfeited
(12,056
)
27.32

Non-vested awards at December 31, 2018
87,388

31.26

  Granted
29,110

44.45

  Vested
(28,099
)
27.88

  Cancelled or forfeited
(18,333
)
32.34

Non-vested awards at December 31, 2019
70,066

37.81
Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range
A summary of the options outstanding and exercisable by price range as of December 31, 2019 is presented in the following table:
 
Stock Options Outstanding as of December 31, 2019
 
 Stock Options Exercisable as of December 31, 2019
Range of Exercise Prices
Stock Options Outstanding

Remaining Contractual Life (in years)
Weighted Average Exercise Price

 
Stock Options Exercisable

Weighted Average Exercise Price

$10.01 - $20.00
84,618

1.8
18.63

 
84,618

18.63

$20.01 - $30.00
166,454

4.8
23.88

 
166,454

23.88

$30.01 - $40.00
114,976

7.7
33.89

 
69,384

33.88

$40.01 - $50.00
51,334

8.9
43.71

 
13,414

41.61

 
417,382




 
333,870
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions
We determine the fair value of stock options at the grant date using the Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, and the following assumptions (weighted-average shown).
 
Years ended December 31,
 
2019

2018

Risk-free interest rate
2.51
%
2.60
%
Expected dividend yield on common stock
1.75
%
1.76
%
Expected life in years
5.8

5.9

Expected price volatility
22.71
%
22.47
%
Summary of Cash Dividends Paid to Common Shareholders
Presented below is a summary of cash dividends paid in 2019 and 2018 to common shareholders, recorded as a reduction from retained earnings. On January 24, 2020, the Board of Directors declared a $0.22 per share cash dividend, paid February 14, 2020 to the shareholders of record at the close of business on February 7, 2020.
 
Years ended December 31,
(in thousands except per share data)
2019

2018

Cash dividends to common stockholders
$
10,958

$
8,860

Cash dividends per common share
$
0.80

$
0.64
XML 33 R53.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Troubled Debt Restructuring Modifications (Details)
 12 Months Ended
Dec. 31, 2019
USD ($)
contract
Dec. 31, 2018
USD ($)
contract
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total of TDR loans charged-off within previous 12 months $ 0 $ 0
Consumer loans | Commercial and industrial    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Number of Contracts Modified | contract 1 2
Pre-Modification Outstanding Recorded Investment $ 298,000 $ 254,000
Post-Modification Outstanding Recorded Investment 298,000 245,000
Post-Modification Outstanding Recorded Investment at Period End $ 150,000 $ 172,000
XML 34 R57.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Pledged Loans (Details) - USD ($)
$ in Millions
Dec. 31, 2019
Dec. 31, 2018
Financial Instruments Owned and Pledged as Collateral [Line Items]    
Certain qualifying loans pledged for FHLB line of credit $ 1,133.4 $ 1,027.4
Other residential    
Financial Instruments Owned and Pledged as Collateral [Line Items]    
Residential loans pledged for FRB borrowings $ 115.7 $ 94.5
XML 35 R78.htm IDEA: XBRL DOCUMENT v3.20.1
Benefit Plans - Salary Continuation Plan (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]    
Percentage of salary paid upon retirement 25.00%  
Period before ratable vesting begins 5 years  
Age ratable vesting ends 65 years  
Liability under the Salary Continuation Plan $ 3.0 $ 2.7
Minimum    
Defined Benefit Plan Disclosure [Line Items]    
Payment period determined by service period 7 years  
Maximum    
Defined Benefit Plan Disclosure [Line Items]    
Payment period determined by service period 15 years  
XML 36 R88.htm IDEA: XBRL DOCUMENT v3.20.1
Derivative Financial Instruments and Hedging Activities - Information on Derivatives (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
USD ($)
derivative
Dec. 31, 2018
USD ($)
Fair value hedges:    
Interest rate contracts fair value, Asset derivatives $ 0 $ 161
Interest rate contracts fair value, Liability derivatives 1,178 375
Carrying Amounts of Hedged Assets 17,900 17,917
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Loans 944 6
Interest and fees on loans 84,331 79,527
Fair value hedge    
Fair value hedges:    
Net hedge ineffectiveness gain (loss), derivatives (39) 13
Fair value hedge | Interest income    
Fair value hedges:    
(Decrease) increase in value of designated interest rate swaps due to LIBOR interest rate movements (964) 452
Payment on interest rate swaps (90) (149)
Increase (decrease) in value of hedged loans 938 (425)
Decrease in value of yield maintenance agreement (13) (14)
Net loss on derivatives recognized against interest income (129) (136)
Fair value hedge | Designated as hedging instrument    
Derivatives, Fair Value [Line Items]    
Derivatives, accrued interest, interest rate swaps $ 6 3
Interest rate swap | Fair value hedge | Designated as hedging instrument    
Derivatives, Fair Value [Line Items]    
Number of derivative instruments | derivative 5  
Interest rate swap | Fair value hedge | Designated as hedging instrument | Other assets    
Fair value hedges:    
Interest rate contracts notional amounts, Asset derivatives $ 0 8,895
Interest rate swap | Fair value hedge | Designated as hedging instrument | Other liabilities    
Fair value hedges:    
Interest rate contracts notional amount, Liability derivatives 16,956 9,016
Interest rate contract | Fair value hedge | Designated as hedging instrument | Other assets    
Fair value hedges:    
Interest rate contracts fair value, Asset derivatives 0 161
Interest rate contract | Fair value hedge | Designated as hedging instrument | Other liabilities    
Fair value hedges:    
Interest rate contracts fair value, Liability derivatives $ 1,178 $ 375
XML 37 R84.htm IDEA: XBRL DOCUMENT v3.20.1
Commitments and Contingencies - Noncash Investing and Financing Activities (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
USD ($)
Commitments and Contingencies Disclosure [Abstract]  
Right-of-use assets obtained in exchange for operating lease liabilities $ 1,661
Right-of-use assets obtained in exchange for finance lease liabilities 31
Reclassification of deferred rent and unamortized lease incentives from other liabilities to operating lease right-of-use assets upon adoption of ASC 842 $ 1,967
XML 38 R74.htm IDEA: XBRL DOCUMENT v3.20.1
Fair Value of Assets and Liabilities - Recorded on a Recurring Basis (Details)
$ in Thousands
Dec. 31, 2019
USD ($)
security
Dec. 31, 2018
USD ($)
security
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale $ 432,260 $ 462,464
Derivative financial assets (interest rate contracts) 0 161
Derivative financial liabilities (interest rate contracts) $ 1,178 $ 375
Quoted Prices in Active Markets for Identical Assets (Level 1)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Number of securities | security 0 0
Assets and liabilities at fair value measured on a recurring basis | Carrying Value | Interest rate contract    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Derivative financial assets (interest rate contracts) $ 0 $ 161
Derivative financial liabilities (interest rate contracts) 1,178 375
Assets and liabilities at fair value measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate contract    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Derivative financial assets (interest rate contracts) 0 0
Derivative financial liabilities (interest rate contracts) 0 0
Assets and liabilities at fair value measured on a recurring basis | Significant Other Observable Inputs (Level 2) | Interest rate contract    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Derivative financial assets (interest rate contracts) 0 161
Derivative financial liabilities (interest rate contracts) 1,178 375
Assets and liabilities at fair value measured on a recurring basis | Significant Unobservable Inputs (Level 3) | Interest rate contract    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Derivative financial assets (interest rate contracts) 0 0
Derivative financial liabilities (interest rate contracts) 0 0
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies | Assets and liabilities at fair value measured on a recurring basis | Carrying Value    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 278,144 278,403
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies | Assets and liabilities at fair value measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies | Assets and liabilities at fair value measured on a recurring basis | Significant Other Observable Inputs (Level 2)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 278,144 278,403
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies | Assets and liabilities at fair value measured on a recurring basis | Significant Unobservable Inputs (Level 3)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
SBA-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 36,286 50,781
SBA-backed securities | Assets and liabilities at fair value measured on a recurring basis | Carrying Value    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 36,286 50,781
SBA-backed securities | Assets and liabilities at fair value measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
SBA-backed securities | Assets and liabilities at fair value measured on a recurring basis | Significant Other Observable Inputs (Level 2)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 36,286 50,781
SBA-backed securities | Assets and liabilities at fair value measured on a recurring basis | Significant Unobservable Inputs (Level 3)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
Debentures of government sponsored agencies | Assets and liabilities at fair value measured on a recurring basis | Carrying Value    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 49,046 53,018
Debentures of government sponsored agencies | Assets and liabilities at fair value measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
Debentures of government sponsored agencies | Assets and liabilities at fair value measured on a recurring basis | Significant Other Observable Inputs (Level 2)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 49,046 53,018
Debentures of government sponsored agencies | Assets and liabilities at fair value measured on a recurring basis | Significant Unobservable Inputs (Level 3)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
Privately issued CMOs    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 297
Privately issued CMOs | Assets and liabilities at fair value measured on a recurring basis | Carrying Value    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale   297
Privately issued CMOs | Assets and liabilities at fair value measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale   0
Privately issued CMOs | Assets and liabilities at fair value measured on a recurring basis | Significant Other Observable Inputs (Level 2)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale   297
Privately issued CMOs | Assets and liabilities at fair value measured on a recurring basis | Significant Unobservable Inputs (Level 3)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale   0
Obligations of state and political subdivisions    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 67,282 77,960
Obligations of state and political subdivisions | Assets and liabilities at fair value measured on a recurring basis | Carrying Value    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 67,282 77,960
Obligations of state and political subdivisions | Assets and liabilities at fair value measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
Obligations of state and political subdivisions | Assets and liabilities at fair value measured on a recurring basis | Significant Other Observable Inputs (Level 2)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 67,282 77,960
Obligations of state and political subdivisions | Assets and liabilities at fair value measured on a recurring basis | Significant Unobservable Inputs (Level 3)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
Corporate bonds    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 1,502 2,005
Corporate bonds | Assets and liabilities at fair value measured on a recurring basis | Carrying Value    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 1,502 2,005
Corporate bonds | Assets and liabilities at fair value measured on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 0 0
Corporate bonds | Assets and liabilities at fair value measured on a recurring basis | Significant Other Observable Inputs (Level 2)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale 1,502 2,005
Corporate bonds | Assets and liabilities at fair value measured on a recurring basis | Significant Unobservable Inputs (Level 3)    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Securities available for sale $ 0 $ 0
XML 39 R70.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Stock Plans - Non-vested Awards Activity (Details) - Restricted Stock Awards - $ / shares
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Number of Shares    
Non-vested awards, beginning balance (in shares) 87,388 91,216
Granted (in shares) 29,110 37,040
Vested (in shares) (28,099) (28,812)
Forfeited (in shares) (18,333) (12,056)
Non-vested awards, ending balance (in shares) 70,066 87,388
Weighted Average Grant-Date Fair Value    
Non-vested awards, beginning balance (in dollars per share) $ 31.26 $ 28.16
Granted (in dollars per share) 44.45 33.58
Vested (in dollars per share) 27.88 26.06
Forfeited (in dollars per share) 32.34 27.32
Non-vested awards, ending balance (in dollars per share) $ 37.81 $ 31.26
XML 40 R80.htm IDEA: XBRL DOCUMENT v3.20.1
Income Taxes - Deferred Tax Asset and Liability (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Deferred tax assets:    
Allowance for loan losses and off-balance sheet credit commitments $ 5,252,000 $ 4,960,000
Operating and finance lease liabilities 3,792,000 0
Deferred compensation plan and salary continuation plan 2,188,000 1,940,000
Net operating loss carryforwards 1,914,000 2,271,000
Net unrealized losses on securities available-for-sale 0 1,800,000
Accrued but unpaid expenses 1,067,000 1,153,000
State franchise tax 1,015,000 993,000
Stock-based compensation 623,000 517,000
Depreciation and disposals on premises and equipment 562,000 584,000
Fair value adjustment on acquired loans 299,000 364,000
Deferred rent and lease incentives 0 224,000
Interest received on non-accrual loans 12,000 114,000
Other 154,000 215,000
Total gross deferred tax assets 16,878,000 15,135,000
Deferred tax liabilities:    
Operating and finance lease right-of-use assets (3,314,000) 0
Net unrealized gains on securities available-for-sale (1,738,000) 0
Deferred loan origination costs and fees (1,619,000) (2,360,000)
Core deposit intangible assets (1,385,000) (1,647,000)
Unaccreted discount on subordinated debentures (418,000) (439,000)
Accretion on investment securities (70,000) (67,000)
Other (172,000) (204,000)
Total gross deferred tax liabilities (8,716,000) (4,717,000)
Net deferred tax assets 8,162,000 10,418,000
Valuation allowance of deferred tax assets 0 $ 0
Federal    
Deferred tax liabilities:    
Net operating loss carryforwards expected to expire 2,700,000  
California    
Deferred tax liabilities:    
Net operating loss carryforwards expected to expire $ 15,700,000  
XML 41 R4.htm IDEA: XBRL DOCUMENT v3.20.1
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
shares in Thousands, $ in Thousands
 12 Months Ended
Dec. 31, 2019
USD ($)
$ / shares
shares
Dec. 31, 2018
USD ($)
$ / shares
shares
Interest income    
Interest and fees on loans $ 84,331 $ 79,527
Interest on investment securities 14,785 14,092
Interest on federal funds sold and due from banks 1,321 1,461
Total interest income 100,437 95,080
Interest expense    
Interest on interest-bearing transaction accounts 347 226
Interest on savings accounts 70 72
Interest on money market accounts 3,439 1,355
Interest on time accounts 595 542
Interest on borrowings and other obligations 77 2
Interest on subordinated debentures 229 1,339
Total interest expense 4,757 3,536
Net interest income 95,680 91,544
Provision for loan losses 900 0
Net interest income after provision for loan losses 94,780 91,544
Non-interest income    
Earnings on bank-owned life Insurance, net 1,196 913
Dividends on FHLB stock 799 959
Gains on investment securities, net 55 876
Other income 1,345 1,642
Total non-interest income 9,084 10,139
Non-interest expense    
Salaries and related benefits 34,253 33,335
Occupancy and equipment 6,143 5,976
Depreciation and amortization 2,228 2,143
Federal Deposit Insurance Corporation insurance 361 756
Data processing 3,717 4,358
Professional services 2,132 3,317
Directors' expense 735 700
Information technology 1,065 1,023
Amortization of core deposit intangible 887 921
Provision for losses on off-balance sheet commitments 129 0
Other expense 6,320 5,737
Total non-interest expense 57,970 58,266
Income before provision for income taxes 45,894 43,417
Provision for income taxes 11,653 10,795
Net income $ 34,241 $ 32,622
Net income per common share    
Basic (in dollars per share) | $ / shares [1] $ 2.51 $ 2.35
Diluted (in dollars per share) | $ / shares [1] $ 2.48 $ 2.33
Weighted average shares    
Basic (in shares) | shares [1] 13,620 13,864
Diluted (in shares) | shares [1] 13,794 14,029
Comprehensive income:    
Net income $ 34,241 $ 32,622
Other comprehensive income (loss):    
Change in net unrealized gains or losses on available-for-sale securities 11,839 (1,707)
Reclassification adjustment for (gains) losses on available-for-sale securities in net income (55) 79
Net unrealized losses on securities transferred from available-for-sale to held-to-maturity 0 (278)
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity 445 516
Subtotal 12,229 (1,390)
Deferred tax expense (benefit) 3,624 (412)
Other comprehensive income (loss), net of tax 8,605 (978)
Comprehensive income 42,846 31,644
Deposit Account    
Non-interest income    
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 1,865 1,891
Fiduciary and Trust    
Non-interest income    
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 1,907 1,919
Debit Card    
Non-interest income    
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net 1,586 1,561
Merchant Interchange Fees, Net    
Non-interest income    
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net $ 331 $ 378
[1] Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.
XML 42 R18.htm IDEA: XBRL DOCUMENT v3.20.1
Income Taxes
 12 Months Ended
Dec. 31, 2019
Income Tax Disclosure [Abstract]  
Income Taxes Income Taxes

The current and deferred components of the income tax provision for each of the two years ended December 31 are as follows:
(in thousands)
2019

2018

Current tax provision
 
 
Federal
$
7,838

$
7,289

State
5,183

4,722

Total current
13,021

12,011

Deferred tax benefit
 
 
Federal
(907
)
(898
)
State
(461
)
(318
)
Total deferred
(1,368
)
(1,216
)
Total income tax provision
$
11,653

$
10,795



The following table shows the tax effect of our cumulative temporary differences as of December 31:
(in thousands)
2019

2018

Deferred tax assets:
 
 
Allowance for loan losses and off-balance sheet credit commitments
$
5,252

$
4,960

Operating and finance lease liabilities
3,792

—

Deferred compensation plan and salary continuation plan
2,188

1,940

Net operating loss carryforwards
1,914

2,271

Net unrealized losses on securities available-for-sale
—

1,800

Accrued but unpaid expenses
1,067

1,153

State franchise tax
1,015

993

Stock-based compensation
623

517

Depreciation and disposals on premises and equipment
562

584

Fair value adjustment on acquired loans
299

364

Deferred rent and lease incentives
—

224

Interest received on non-accrual loans
12

114

Other
154

215

  Total gross deferred tax assets
16,878

15,135

Deferred tax liabilities:
 
 
Operating and finance lease right-of-use assets
(3,314
)
—

Net unrealized gains on securities available-for-sale
(1,738
)
—

Deferred loan origination costs and fees
(1,619
)
(2,360
)
Core deposit intangible assets
(1,385
)
(1,647
)
Unaccreted discount on subordinated debentures
(418
)
(439
)
Accretion on investment securities
(70
)
(67
)
Other
(172
)
(204
)
  Total gross deferred tax liabilities
(8,716
)
(4,717
)
Net deferred tax assets
$
8,162

$
10,418



As of December 31, 2019, federal and California net operating loss carryforwards ("NOLs") of $2.7 million and $15.7 million, respectively, corresponded to the total $1.9 million deferred tax asset above. If not fully utilized, the federal NOLs will begin to expire in 2031, and the California NOLs will begin to expire in 2028. Based upon the level of historical taxable income and projections for future taxable income over the periods during which the deferred tax assets are expected to be deductible, Management believes it is more likely than not we will realize the benefit of the remaining deferred tax assets. Accordingly, no valuation allowance has been established as of December 31, 2019 or 2018.

The effective tax rate for 2019 and 2018 differs from the current federal statutory income tax rate as follows:
 
2019

2018

Federal statutory income tax rate
21.0
 %
21.0
 %
Increase (decrease) due to:
 
 
California franchise tax, net of federal tax benefit
8.2
 %
8.0
 %
Tax exempt interest on municipal securities and loans
(1.8
)%
(2.4
)%
Tax exempt earnings on bank owned life insurance
(0.6
)%
(0.4
)%
Low income housing and qualified zone academy bond tax credits
(0.4
)%
(0.5
)%
Stock-based compensation and excess tax benefits
(0.1
)%
(0.6
)%
Other
(0.9
)%
(0.2
)%
Effective Tax Rate
25.4
 %
24.9
 %


Bancorp and the Bank have entered into a tax allocation agreement, which provides that income taxes shall be allocated between the parties on a separate entity basis. The intent of this agreement is that each member of the consolidated group will incur no greater tax liability than it would have incurred on a stand-alone basis.

We file a consolidated return in the U.S. federal tax jurisdiction and a combined return in the State of California tax jurisdiction. There were no ongoing federal or state income tax examinations at the issuance of this report. We are no longer subject to examinations by tax authorities for years before 2016 for federal income tax and before 2015 for California. At December 31, 2019 and 2018, there were no unrecognized tax benefits, and neither the Bank nor Bancorp had accruals for interest and penalties related to unrecognized tax benefits.
XML 43 R10.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses
 12 Months Ended
Dec. 31, 2019
Receivables [Abstract]  
Loans and Allowance for Loan Losses Loans and Allowance for Loan Losses
 
Credit Quality of Loans
 
Virtually all of our loans are from customers located in California, primarily in Marin, Alameda, Sonoma, San Francisco, Napa, and Contra Costa counties. Approximately 88% of total loans were secured by real estate at December 31, 2019 and 2018. At December 31, 2019 and 2018, 68% and 67%, respectively, of our loans were for commercial real estate, 84% and 85% of which were secured by real estate located in Marin, Sonoma, Alameda, San Francisco and Napa counties (California).

The following table shows outstanding loans by class and payment aging as of December 31, 2019 and 2018.
Loan Aging Analysis by Class
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Total

December 31, 2019
 
 
 
 
 
 
 
 
30-59 days past due
$
1

$
—

$
1,001

$
—

$
279

$
—

$
7

$
1,288

60-89 days past due
—

—

—

—

98

—

95

193

90 days or more past due
—

—

—

—

167

—

—

167

Total past due
1

—

1,001

—

544

—

102

1,648

Current
246,686

308,824

945,316

61,095

115,480

136,657

27,580

1,841,638

Total loans 2
$
246,687

$
308,824

$
946,317

$
61,095

$
116,024

$
136,657

$
27,682

$
1,843,286

Non-accrual loans 1
$
—

$
—

$
—

$
—

$
168

$
—

$
58

$
226

December 31, 2018
 

 

 

 

 

 

 

 

30-59 days past due
$
5

$
—

$
1,004

$
—

$
—

$
—

$
112

$
1,121

60-89 days past due
—

—

—

—

—

—

—

—

90 days or more past due
—

—

—

—

—

—

—

—

Total past due
5

—

1,004

—

—

—

112

1,121

Current
230,734

313,277

872,406

76,423

124,696

117,847

27,360

1,762,743

Total loans 2
$
230,739

$
313,277

$
873,410

$
76,423

$
124,696

$
117,847

$
27,472

$
1,763,864

Non-accrual loans 1
$
319

$
—

$
—

$
—

$
313

$
—

$
65

$
697


1 Includes no purchased credit impaired ("PCI") loans at December 31, 2019 or 2018. Amounts exclude accreting PCI loans of with carrying values totaling $2.0 million at December 31, 2019 and $2.1 million at December 31, 2018, as we have a reasonable expectation about future cash flows to be collected and we continue to recognize accretable yield on these loans in interest income. There were no accruing loans past due more than ninety days at December 31, 2019 or 2018.
2 Amounts include net deferred loan origination costs of $983 thousand and $635 thousand at December 31, 2019 and 2018, respectively. Amounts are also net of unaccreted purchase discounts on non-PCI loans of $589 thousand and $708 thousand at December 31, 2019 and 2018, respectively.

We generally make commercial loans to established small and mid-sized businesses to provide financing for their growth and working capital needs, equipment purchases and acquisitions.  Management examines historical, current, and projected cash flows to determine the ability of the borrower to repay obligations as agreed. Commercial loans are made based primarily on the identified cash flows of the borrower and secondarily on the underlying collateral and guarantor support. The cash flows of borrowers, however, may not occur as expected, and the collateral securing these loans may fluctuate in value. Most commercial and industrial loans are secured by the assets being financed, such as accounts receivable and inventory, and typically include personal guarantees. We target stable businesses with guarantors who provide additional sources of repayment and have proven to be resilient in periods of economic stress.  
 
Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans discussed above. We underwrite these loans to be repaid from cash flow and to be supported by real property collateral. Underwriting standards for commercial real estate loans include, but are not limited to, debt coverage and loan-to-value ratios. Furthermore, a large majority of our loans are guaranteed by the owners of the properties. Conditions in the real estate markets or in the general economy may adversely affect our commercial real estate loans. In the event of a vacancy, we expect guarantors to carry the loans until they find a replacement tenant.  The owner's substantial equity investment provides a strong economic incentive to continue to support the commercial real estate projects. As such, we have generally experienced a relatively low level of loss and delinquencies in this portfolio.

Construction loans are generally made to developers and builders to finance construction, renovation and occasionally land acquisitions in anticipation of near-term development. Construction loan borrowers provide for interest reserves that are used for the payment of interest during the development and marketing periods and capitalized as part of the loan balance. When a construction loan is placed on nonaccrual status before the depletion of the interest reserve, we
apply the interest funded by the interest reserve against the loan's principal balance. These loans are underwritten after evaluation of the borrower's financial strength, reputation, prior track record, and independent appraisals. We monitor all construction projects to determine whether they are on schedule, completed as planned and in accordance with the approved construction budgets. Significant events can affect the construction industry, including: the inherent volatility of real estate markets and vulnerability to delays due to weather, change orders, inability to obtain construction permits, labor or material shortages, and price changes. Estimates of construction costs and value associated with the completed project may be inaccurate. Repayment of construction loans is largely dependent on the ultimate success of the project.
 
Consumer loans primarily consist of home equity lines of credit, other residential loans and floating homes along with a small number of installment loans. Our other residential loans include tenancy-in-common fractional interest loans ("TIC") located almost entirely in San Francisco County. We originate consumer loans utilizing credit score information, debt-to-income ratio and loan-to-value ratio analysis. Diversification among consumer loan types, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. We do not originate sub-prime residential mortgage loans, nor is it our practice to underwrite loans commonly referred to as "Alt-A mortgages," the characteristics of which are reduced documentation, borrowers with low FICO scores or collateral with high loan-to-value ratios.
 
We use a risk rating system to evaluate asset quality, and to identify and monitor credit risk in individual loans, and in the loan portfolio. Our definitions of “Special Mention” risk graded loans, or worse, are consistent with those used by the Federal Deposit Insurance Corporation ("FDIC").  Our internally assigned grades are as follows:
 
Pass and Watch: Loans to borrowers of acceptable or better credit quality. Borrowers in this category demonstrate fundamentally sound financial positions, repayment capacity, credit history and management expertise.  Loans in this category must have an identifiable and stable source of repayment and meet the Bank’s policy regarding debt-service-coverage ratios.  These borrowers are capable of sustaining normal economic, market or operational setbacks without significant financial consequences.  Negative external industry factors are generally not present.  The loan may be secured, unsecured or supported by non-real estate collateral for which the value is more difficult to determine and/or marketability is more uncertain. This category also includes “Watch” loans, where the primary source of repayment has been delayed. “Watch” is intended to be a transitional grade, with either an upgrade or downgrade within a reasonable period.
 
Special Mention: Potential weaknesses that deserve close attention. If left uncorrected, those potential weaknesses may result in deterioration of the payment prospects for the asset. Special Mention assets do not present sufficient risk to warrant adverse classification.
 
Substandard: Inadequately protected by either the current sound worth and paying capacity of the obligor or the collateral pledged, if any. A Substandard asset has a well-defined weakness or weaknesses that jeopardize(s) the liquidation of the debt. Substandard assets are characterized by the distinct possibility that we will sustain some loss if such weaknesses or deficiencies are not corrected. Well-defined weaknesses include adverse trends or developments of the borrower’s financial condition, managerial weaknesses and/or significant collateral deficiencies.
 
Doubtful: Critical weaknesses that make collection or liquidation in full improbable. There may be specific pending events that work to strengthen the asset; however, the amount or timing of the loss may not be determinable. Pending events generally occur within one year of the asset being classified as Doubtful. Examples include: merger, acquisition, or liquidation; capital injection; guarantee; perfecting liens on additional collateral; and refinancing. Such loans are placed on non-accrual status and usually are collateral-dependent.

We regularly review our credits for accuracy of risk grades whenever we receive new information. Borrowers are generally required to submit financial information at regular intervals. Typically, commercial borrowers with lines of credit are required to submit financial information with reporting intervals ranging from monthly to annually depending on credit size, risk and complexity. In addition, investor commercial real estate borrowers with loans exceeding a certain dollar threshold are usually required to submit rent rolls or property income statements annually. We monitor construction loans monthly. We review home equity and other consumer loans based on delinquency. We also review loans graded “Watch” or worse, regardless of loan type, no less than quarterly.

The following table represents an analysis of the carrying amount in loans, net of deferred fees and costs and purchase premiums or discounts, by internally assigned risk grades, including PCI loans, at December 31, 2019 and 2018.
Credit Risk Profile by Internally Assigned Risk Grade
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Purchased credit-impaired

Total

December 31, 2019
 
 
 
 
 
 
 
 
Pass
$
209,209

$
263,625

$
944,924

$
61,095

$
114,864

$
136,657

$
27,538

$
2,049

$
1,759,961

Special Mention
37,065

35,016

560

—

750

—

—

—

73,391

Substandard
409

9,042

—

—

339

—

144

—

9,934

Total loans
$
246,683

$
307,683

$
945,484

$
61,095

$
115,953

$
136,657

$
27,682

$
2,049

$
1,843,286

December 31, 2018
 

 

 

 

 

 

 

 

Pass
$
219,625

$
299,998

$
870,443

$
73,735

$
122,844

$
117,847

$
27,312

$
2,112

$
1,733,916

Special Mention
9,957

4,106

2,156

—

1,121

—

—

—

17,340

Substandard
1,126

7,986

—

2,688

648

—

160

—

12,608

Total loans
$
230,708

$
312,090

$
872,599

$
76,423

$
124,613

$
117,847

$
27,472

$
2,112

$
1,763,864


 
Troubled Debt Restructuring
 
Our loan portfolio includes certain loans modified in a troubled debt restructuring (“TDR”), where we have granted economic concessions to borrowers experiencing financial difficulties. These concessions typically result from our loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. TDRs on non-accrual status at the time of restructure may be returned to accruing status after Management considers the borrower’s sustained repayment performance for a reasonable period, generally six months, and obtains reasonable assurance of repayment and performance.
 
We may remove a loan from TDR designation if it meets all of the following conditions:
•
The loan is subsequently refinanced or restructured at current market interest rates and the new terms are consistent with the treatment of creditworthy borrowers under regular underwriting standards;
•
The borrower is no longer considered to be in financial difficulty;
•
Performance on the loan is reasonably assured; and
•
Existing loan did not have any forgiveness of principal or interest.

The same Management level that approved the loan classification upgrade must approve the removal of TDR status. After meeting all of the conditions above, there was one commercial loan with a recorded investment of $3 thousand removed from TDR designation during 2019, and one TIC loan and one home equity loan with recorded investments totaling $247 thousand removed from TDR designation during 2018.

The following table summarizes the carrying amount of TDR loans by loan class as of December 31, 2019 and December 31, 2018.
(in thousands)
As of
Recorded investment in Troubled Debt Restructurings1
December 31, 2019

December 31, 2018

Commercial and industrial
$
1,223

$
1,506

Commercial real estate, owner-occupied
6,998

6,993

Commercial real estate, investor
1,770

1,821

Construction2
—

2,688

Home equity
251

251

Other residential
452

462

Installment and other consumer
639

685

Total
$
11,333

$
14,406

1 There were no acquired TDR loans as of December 31, 2019 or December 31, 2018. TDR loans on non-accrual status totaled $58 thousand at December 31, 2019 and $65 thousand at December 31, 2018.
2 The construction TDR loan outstanding as of December 31, 2018 paid off during 2019.

The following table presents information for loans modified in a TDR during the presented periods, including the number of modified contracts, the recorded investment in the loans prior to modification, and the recorded investment in the loans at period end after being restructured. The table excludes fully charged-off TDR loans and loans modified in a TDR and subsequently paid-off during the years presented, if applicable.
(dollars in thousands)
Number of Contracts Modified

Pre-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment at Period End

TDRs modified during 2019:
 

 

 

 
Commercial and industrial
1

$
298

$
298

$
150

TDRs modified during 2018:
 

 

 

 
Commercial and industrial
2

$
254

$
245

$
172



The loan modified during 2019 reflected a maturity extension and interest rate concession. The two loans modified during 2018 were to the same borrower and included maturity extensions and other changes to loan terms. During 2019 and 2018, there were no defaults on loans that had been modified in a TDR within the prior twelve-month period. We report defaulted TDRs based on a payment default definition of more than ninety days past due.

Impaired Loans

The following tables summarize information by class on impaired loans and their related allowances. Total impaired loans include non-accrual loans, accruing TDR loans and accreting PCI loans that have experienced post-acquisition declines in cash flows expected to be collected.
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Total

December 31, 2019
 
 
 
 
 
 
 
Recorded investment in impaired loans:
 
 
 
 
 
 
With no specific allowance recorded
$
349

$
—

$
—

$
—

$
167

$
452

$
98

$
1,066

With a specific allowance recorded
874

6,998

1,770

—

251

—

541

10,434

Total recorded investment in impaired loans
$
1,223

$
6,998

$
1,770

$
—

$
418

$
452

$
639

$
11,500

Unpaid principal balance of impaired loans
$
1,209

$
6,992

$
1,764

$
—

$
417

$
451

$
638

$
11,471

Specific allowance
$
103

$
195

$
41

$
—

$
5

$
—

$
53

$
397

Average recorded investment in impaired loans during 2019
$
1,441

$
6,998

$
1,797

$
1,350

$
481

$
457

$
663

$
13,187

Interest income recognized on impaired loans during 2019 1
$
73

$
266

$
79

$
466

$
42

$
22

$
25

$
973

December 31, 2018
 

 

 

 

 

 

 

Recorded investment in impaired loans:
 

 

 

 

 

 

With no specific allowance recorded
$
303

$
—

$
—

$
2,688

$
313

$
462

$
111

$
3,877

With a specific allowance recorded
1,522

6,993

1,821

—

251

—

574

11,161

Total recorded investment in impaired loans
$
1,825

$
6,993

$
1,821

$
2,688

$
564

$
462

$
685

$
15,038

Unpaid principal balance of impaired loans
$
1,813

$
6,993

$
1,812

$
2,688

$
562

$
461

$
684

$
15,013

Specific allowance
$
466

$
189

$
45

$
—

$
5

$
—

$
73

$
778

Average recorded investment in impaired loans during 2018
$
1,980

$
7,000

$
1,904

$
2,803

$
671

$
915

$
704

$
15,977

Interest income recognized on impaired loans during 2018 1
$
239

$
266

$
83

$
156

$
19

$
45

$
29

$
837


1 Interest income recognized on a cash basis of $417 thousand during 2019 was related to a principal payment applied to interest collected but unrecognized on a former non-accrual land development loan and the pay-off of four non-accruals. Interest income recognized on a cash basis of $135 thousand during 2018 was primarily related to the pay-off of non-accrual commercial PCI loans.

Management monitors delinquent loans continuously and identifies problem loans, generally loans graded Substandard or worse, loans on non-accrual status and loans modified in a TDR, to be evaluated individually for impairment testing. Generally, the recorded investment in impaired loans is net of any charge-offs from estimated losses related to specifically-identified impaired loans when they are deemed uncollectible. There were no charged-off amounts on impaired loans at December 31, 2019 or 2018. In addition, the recorded investment in impaired loans is net of purchase discounts or premiums on acquired loans and deferred fees and costs. At December 31, 2019 and 2018, unused
commitments to extend credit on impaired loans, including performing loans to borrowers whose terms have been modified in TDRs, totaled $534 thousand and $1.1 million, respectively.

The following tables disclose activity in the allowance for loan losses ("ALLL") and the recorded investment in loans by class, as well as the related ALLL disaggregated by impairment evaluation method.
Allowance for Loan Losses Rollforward for the Year Ended
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

Year ended December 31, 2019
 
 
 
 
 
 
 
Beginning balance
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Provision (reversal)
(49
)
55

768

(118
)
(65
)
173

(23
)
159

900

Charge-offs
(75
)
—

—

—

—

—

(3
)
—

(78
)
Recoveries
22

—

12

—

—

—

—

—

34

Ending balance
$
2,334

$
2,462

$
8,483

$
638

$
850

$
973

$
284

$
653

$
16,677

Year ended December 31, 2018
 
 
 
 
 
 
 
 
 
Beginning balance
$
3,654

$
2,294

$
6,475

$
681

$
1,031

$
536

$
378

$
718

$
15,767

Provision (reversal)
(1,232
)
113

1,228

75

(116
)
264

(108
)
(224
)
—

Charge-offs
(3
)
—

—

—

—

—

(2
)
—

(5
)
Recoveries
17

—

—

—

—

—

42

—

59

Ending balance
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Allowance for Loan Losses and Recorded Investment In Loans
(dollars in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

December 31, 2019
 
 
 
 
 
 
 
 
 
Ending ALLL related to loans collectively evaluated for impairment
$
2,231

$
2,267

$
8,442

$
638

$
845

$
973

$
231

$
653

$
16,280

Ending ALLL related to loans individually evaluated for impairment
103

195

41

—

5

—

53

—

397

Ending ALLL related to purchased credit-impaired loans
—

—

—

—

—

—

—

—

—

Total ALLL
$
2,334

$
2,462

$
8,483

$
638

$
850

$
973

$
284

$
653

$
16,677

Recorded Investment:
 

 

 

 

 

 

 

 

 

Collectively evaluated for impairment
$
245,460

$
300,685

$
943,714

$
61,095

$
115,535

$
136,205

$
27,043

$
—

$
1,829,737

Individually evaluated for impairment
1,223

6,998

1,770

—

418

452

639

—

11,500

Purchased credit-impaired
4

1,141

833

—

71

—

—

—

2,049

Total
$
246,687

$
308,824

$
946,317

$
61,095

$
116,024

$
136,657

$
27,682

$
—

$
1,843,286

Ratio of allowance for loan losses to total loans
0.95
%
0.80
%
0.90
%
1.04
%
0.73
%
0.71
%
1.03
%
NM

0.90
%
Allowance for loan losses to non-accrual loans
NM

NM

NM

NM

506
%
NM

490
%
NM

7,379
%
NM - Not Meaningful
Allowance for Loan Losses and Recorded Investment In Loans
(dollars in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

December 31, 2018
 
 
 
 
 
 
 
 
 
Ending ALLL related to loans collectively evaluated for impairment
$
1,970

$
2,218

$
7,658

$
756

$
910

$
800

$
237

$
494

$
15,043

Ending ALLL related to loans individually evaluated for impairment
466

189

45

—

5

—

73

—

778

Ending ALLL related to purchased credit-impaired loans
—

—

—

—

—

—

—

—

—

Total ALLL
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Loans outstanding:
 

 

 

 

 

 

 

Collectively evaluated for impairment
$
228,883

$
305,097

$
870,778

$
73,735

$
124,049

$
117,385

$
26,787

$
—

$
1,746,714

Individually evaluated for impairment
1,825

6,993

1,821

2,688

564

462

685

—

15,038

Purchased credit-impaired
31

1,187

811

—

83

—

—

—

2,112

Total
$
230,739

$
313,277

$
873,410

$
76,423

$
124,696

$
117,847

$
27,472

$
—

$
1,763,864

Ratio of allowance for loan losses to total loans
1.06
%
0.77
%
0.88
%
0.99
%
0.73
%
0.68
%
1.13
%
NM

0.90
%
Allowance for loan losses to non-accrual loans
764
%
NM

NM

NM

292
%
NM

477
%
NM

2,270
%

NM - Not Meaningful

Purchased Credit-Impaired Loans
 
Acquired loans are considered credit-impaired if there is evidence of significant deterioration of credit quality since origination and it is probable, at the acquisition date, that we will be unable to collect all contractually required payments receivable. Management has determined certain loans purchased in our three bank acquisitions to be PCI loans based on credit indicators such as non-accrual status, past due status, loan risk grade, loan-to-value ratio, etc. Revolving credit agreements (e.g., home equity lines of credit and revolving commercial loans) are not considered PCI loans as cash flows cannot be reasonably estimated.
 
The following table reflects the unpaid principal balance and related carrying value of PCI loans:
PCI Loans
December 31, 2019
December 31, 2018

(in thousands)
Unpaid Principal Balance

Carrying Value

Unpaid Principal Balance

Carrying Value

Commercial and industrial
$
34

$
4

$
89

$
31

Commercial real estate, owner occupied
1,194

1,141

1,247

1,187

Commercial real estate, investor
1,001

833

1,033

811

Home equity
188

71

210

83

Total purchased credit-impaired loans
$
2,417

$
2,049

$
2,579

$
2,112


 
The activities in the accretable yield, or income expected to be earned over the remaining lives of the PCI loans were as follows: 
Accretable Yield
Years ended
(in thousands)
December 31, 2019

December 31, 2018

Balance at beginning of period
$
934

$
1,254

Accretion
(234
)
(320
)
Balance at end of period
$
700

$
934



Pledged Loans
 
Our FHLB line of credit is secured under terms of a blanket collateral agreement by a pledge of certain qualifying loans with unpaid principal balances of $1,133.4 million and $1,027.4 million at December 31, 2019 and 2018, respectively. In addition, we pledge eligible TIC loans, which totaled $115.7 million and $94.5 million at December 31, 2019 and 2018, respectively, to secure our borrowing capacity with the Federal Reserve Bank ("FRB"). Also, see Note 7, Borrowings.

Related Party Loans

The Bank has, and expects to have in the future, banking transactions in the ordinary course of its business with directors, officers, principal shareholders and their businesses or associates. These transactions, including loans, are granted on substantially the same terms, including interest rates and collateral on loans, as those prevailing at the same time for comparable transactions with persons not related to us. Likewise, these transactions do not involve more than the normal risk of collectability or present other unfavorable features.

The following table shows changes in net loans to related parties for each of the two years ended December 31, 2019 and 2018:
(in thousands)
2019

2018

Balance at beginning of year
$
10,635

$
11,852

Additions
—

863

Advances
—

—

Repayments
(2,320
)
(2,080
)
Reclassified due to a change in borrower status
18

—

Balance at end of year
$
8,333

$
10,635



Undisbursed commitments to related parties totaled $9.2 million and $9.1 million as of December 31, 2019 and 2018, respectively.
XML 44 R8.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies
 12 Months Ended
Dec. 31, 2019
Accounting Policies [Abstract]  
Summary of Significant Accounting Policies Summary of Significant Accounting Policies
 
Basis of Presentation: The consolidated financial statements include the accounts of Bank of Marin Bancorp (“Bancorp”), a bank holding company, and its wholly-owned bank subsidiary, Bank of Marin (the “Bank”), a California state-chartered commercial bank. References to “we,” “our,” “us” mean Bancorp and the Bank that are consolidated for financial reporting purposes. All material intercompany transactions have been eliminated. We evaluated subsequent events through the date of filing with the Securities and Exchange Commission (“SEC”) and determined that there were no subsequent events that require additional recognition or disclosure.

The NorCal Community Bancorp Trusts I and II, respectively (the "Trusts"), were formed for the sole purpose of issuing trust preferred securities. Bancorp is not considered the primary beneficiary of the Trusts (variable interest entities), therefore the Trusts are not consolidated in our consolidated financial statements, but rather the subordinated debentures are shown as a liability on our consolidated statements of condition. Bancorp's investment in the securities of the Trusts is accounted for under the equity method and is included in interest receivable and other assets on the consolidated statements of condition. Refer to Note 7, Borrowings, for detail on the early redemption on October 7, 2018 of one subordinated debenture due to NorCal Community Bancorp Trust I.

Nature of Operations: Bancorp, headquartered in Novato, CA, conducts business primarily through its wholly-owned subsidiary, the Bank, which provides a wide range of financial services to customers who are predominantly professionals, small and middle-market businesses, and individuals who work and/or reside in Marin, Sonoma, Napa, San Francisco, Alameda and Contra Costa counties. Besides its headquarters located in Novato, CA, the Bank operates ten branches in Marin County, three in Napa County, one in San Francisco, five in Sonoma County, three in Alameda County, and one loan production office in Contra Costa County. Our accounting and reporting policies conform to Generally Accepted Accounting Principles ("GAAP"), general practice, and regulatory guidance within the banking industry. A summary of our significant policies follows.

Cash, Cash Equivalents and Restricted Cash include cash, due from banks, federal funds sold and other short-term investments with maturities of less than three months at the time of purchase. Restricted cash includes reserve requirements held with the Federal Reserve Bank of San Francisco.

Investment Securities are classified as "held-to-maturity," "trading securities" or "available-for-sale." Investments classified as held-to-maturity are those that we have the ability and intent to hold until maturity and are reported at cost, adjusted for the amortization or accretion of premiums or discounts. Investments held for resale in anticipation of short-term market movements are classified as trading securities and are reported at fair value, with unrealized gains and losses included in earnings. Investments that are neither held-to-maturity nor trading are classified as available-for-sale and are reported at fair value. Unrealized gains and losses for available-for-sale securities, net of related taxes, are reported as a separate component of comprehensive income and included in stockholders' equity until realized. For discussion of our methodology in determining fair value, see Note 9, Fair Value of Assets and Liabilities.

Securities transferred from the available-for-sale category to the held-to-maturity category are recorded at fair value at the date of transfer. Unrealized holding gains or losses on the dates of the transfer of securities from available-for-sale to held-to-maturity are included in the balance of accumulated other comprehensive income (loss), net of tax, in the consolidated balance sheets. These unrealized holding gains or losses on the dates of transfer are amortized over the remaining life of the securities as yield adjustments in a manner consistent with the amortization or accretion of the original purchase premium or discount on the associated security.

At each financial statement date, we assess whether declines in the fair values of held-to-maturity and available-for-sale securities below their costs are deemed to be other-than-temporary. We consider, among other things, (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, and (iii) our intent and ability to retain the investment for a period of time sufficient to allow for any anticipated recovery in fair value. Evidence evaluated includes, but is not limited to, the remaining payment terms of the instrument and economic factors that are relevant to the collectability of the instrument, such as: current prepayment speeds, the current financial condition of the issuer(s), industry analyst reports, credit ratings, credit default rates, interest rate trends, the quality of any credit enhancement and the value of any underlying collateral.

For each security in an unrealized loss position ("impaired security"), we assess whether we intend to sell the security or if it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If we intend to sell the security or it is more likely than not we will be required to sell the security before recovery of its amortized cost basis, the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date is recognized against earnings.

For impaired securities that are not intended for sale and will not be required to be sold prior to recovery of our amortized cost basis, we determine if the impairment has a credit loss component. For both held-to-maturity and available-for-sale securities, if the amount of cash flows expected to be collected are less than the amortized cost, then other-than-temporary impairment shall be considered to have occurred and the credit loss component is recognized against earnings as the difference between present value of the expected future cash flows and the amortized cost. In determining the present value of the expected cash flows, we discount the expected cash flows at the effective interest rate implicit in the security at the date of purchase. The remaining difference between the fair value and the amortized basis is deemed to be due to factors that are not credit related and is recognized in other comprehensive income, net of applicable taxes.

For held-to-maturity securities, if there is no credit loss component, no impairment is recognized. The portion of other-than-temporary impairment recognized in other comprehensive income for credit impaired debt securities classified as held-to-maturity is accreted from other comprehensive income to the amortized cost of the debt security over the remaining life of the debt security in a prospective manner on the basis of the amount and timing of future estimated cash flows.

Premiums and discounts are amortized or accreted over the life of the related security as an adjustment to yield using the effective interest method. For certain callable debt securities purchased at a premium, we amortize the premium to the earliest call date.

Dividend and interest income are recognized when earned. Realized gains and losses on the sale of securities and credit losses related to other-than-temporary impairment on available-for-sale and held-to-maturity securities are included in non-interest income as gains (losses) on investment securities, net. The specific identification method is used to calculate realized gains and losses on sales of securities.

Originated Loans are reported at the principal amount outstanding net of deferred fees (costs), charge-offs and the allowance for loan losses (“ALLL”). Interest income is accrued daily using the simple interest method. Loan origination fees and commitment fees, offset by certain direct loan origination costs, are deferred and amortized as yield adjustments over the contractual lives of the related loans. Loans are placed on non-accrual status when Management believes that there is substantial doubt as to the collection of principal or interest, generally when they become contractually past due by ninety days or more with respect to principal or interest, except for loans that are well-secured and in the process of collection. When loans are placed on non-accrual status, any accrued but uncollected interest is reversed from current-period interest income. We may return non-accrual loans to accrual status when one of the following occurs:

•
The borrower has resumed paying the full amount of the principal and interest and we are satisfied with the borrower's financial position. In order to meet this test, we must have received repayment of all past due principal and interest, unless the amounts contractually due are reasonably assured of repayment within a reasonable period of time, and there has been a sustained period of repayment performance (generally, six consecutive monthly payments), according to the original contractual terms or modified terms for loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties (“troubled debt restructuring”).
•
The loan has become well secured and is in the process of collection.

Loan Charge-Off Policy: For all loan types excluding overdraft accounts, we generally make a charge-off determination at or before 90 days past due. A collateral-dependent loan is partially charged down to the fair value of collateral securing it if: (1) it is deemed uncollectable, or (2) it has been classified as a loss by either our internal loan review process or external examiners. A non-collateral-dependent loan is partially charged down to its net realizable value under the same circumstances. Overdraft accounts are generally charged off when they exceed 60 days past due.

Acquired Loans: Acquired loans are recorded at their estimated fair values at the acquisition date in accordance with Accounting Standards Code ("ASC") 805, Business Combinations, factoring in credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for loan losses is not carried over or recorded for acquired loans as of the acquisition date.

We estimated the fair value of acquired loans at the acquisition date based on a discounted cash flow methodology that considered factors including the type of loan and related collateral, risk classification, fixed or variable interest rate, term of loan, whether or not the loan was amortizing, and current discount rates. Loans, except for purchased credit impaired ("PCI") loans, were grouped together according to similar risk characteristics and treated in the aggregate when applying various valuation techniques. Expected cash flows incorporated our best estimate of key assumptions at the time, such as property values, default rates, loss severity and prepayment speeds. Discount rates were based on market rates for new originations of comparable loans, where available, and included adjustments for liquidity factors. To the extent comparable market rates were not readily available, a discount rate was derived based on the assumptions of market participants' cost of funds, servicing costs and return requirements for comparable risk assets. In either case, the discount rate did not include a factor for credit losses, as that had been considered in estimating the cash flows. The process of calculating fair values of acquired loans, including estimates of losses expected to be incurred over the estimated remaining lives of the loans at acquisition date and ongoing updates to Management's expectation of future cash flows, requires significant subjective judgments and assumptions. The economic environment and lack of market liquidity and transparency are factors that have influenced, and may continue to affect, these assumptions and estimates.

We acquired loans with evidence of significant credit quality deterioration subsequent to their origination and for which it was probable, at acquisition, that we would be unable to collect all contractually required payments. Management applied significant subjective judgment in determining which loans were PCI loans. Evidence of credit quality deterioration as of the purchase date may include data such as past due and non-accrual status, risk grades and charge-off history.

The difference between the undiscounted expected cash flows expected to be collected and the fair value at the acquisition date ("accretable difference") is accreted into interest income at a level yield of return over the estimated remaining life of the PCI loan, provided that the timing and amount of future cash flows is reasonably estimable. The accretable yield is affected by:
 
•
Changes in interest rate indices for variable rate loans – Expected future cash flows are based on the variable rates in effect at the time of the regular evaluations of cash flows expected to be collected;
 
•
Changes in prepayment assumptions – Prepayments affect the estimated life of the loans which may change the amount of interest income, and possibly principal, expected to be collected; and
 
•
Changes in the expected principal and interest payments over the estimated life – Updates to expected cash flows are driven by the credit outlook and actions taken with borrowers. Changes in expected future cash flows from loan modifications are included in the regular evaluations of cash flows expected to be collected.
 
The cash flows expected to be collected are updated each quarter based on current assumptions regarding default rates, loss severities, and other factors that are reflective of current financial conditions of the borrowers and the market conditions. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.

The nonaccretable difference on the date of acquisition is defined as the difference between the contractually required payments and the cash flows expected to be collected, considering the result of prepayments, and is not recorded.

For purposes of accounting for the PCI loans from past business combinations, we elected not to apply the pooling method but to account for these loans individually. Disposals of loans, which may include sales of loans to third parties, receipt of payments in full by the borrower, or foreclosure of the collateral, result in removal of the loan from the PCI loan portfolio at its carrying amount. If a PCI loan pays off earlier than expected, a gain is recorded as interest income when the payoff amount exceeds the recorded investment.

For acquired loans not considered credit impaired ("non-PCI"), we recognize the entire fair value discount accretion as interest income, based on contractual cash flows using an effective interest rate method for term loans, and on a straight line basis for revolving lines. When a non-PCI loan is placed on non-accrual status subsequent to acquisition, accretion stops until the loan is returned to accrual status. The level of accretion on non-PCI loans varies from period to period due to maturities and early payoffs of these loans during the reporting periods. Subsequent to acquisition, if the probable and estimable losses for non-PCI loans exceed the amount of the remaining unaccreted discount, the excess is established as an allowance for loan losses. For further information regarding our acquired loans, see Note 3, Loans and Allowance for Loan Losses.

Allowance for Loan Losses is based upon estimates of loan losses and is maintained at a level considered adequate to provide for probable losses inherent in the loan portfolio. The allowance is increased by provisions for loan losses charged against earnings and reduced by charge-offs, net of recoveries.

In periodic evaluations of the adequacy of the allowance balance, Management considers current economic conditions, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay, the estimated value of any underlying collateral, our past loan loss experience and other factors. The ALLL is based on estimates, and ultimate losses may vary from current estimates. Our Board of Directors' Asset/Liability Management Committee (“ALCO”) reviews the adequacy of the ALLL at least quarterly.

The overall allowance consists of 1) specific allowances for individually identified impaired loans ("ASC 310-10") and 2) general allowances for pools of loans ("ASC 450-20"), which incorporate quantitative (e.g., historical loan loss rates) and qualitative risk factors (e.g., portfolio growth and trends, credit concentrations, economic and regulatory factors, etc.).

The first component, specific allowances, results from the analysis of identified problem credits and the evaluation of sources of repayment including collateral, as applicable. Through Management's ongoing loan grading and credit monitoring process, individual loans are identified that have conditions indicating the borrower may be unable to pay all amounts due in accordance with the contractual terms. These loans are evaluated for impairment individually by Management. Management considers an originated loan to be impaired when it is probable we will be unable to collect all amounts due according to the contractual terms of the loan agreement. When the fair value of the impaired loan is less than the recorded investment in the loan, the difference is recorded as an impairment through the establishment of a specific allowance. For loans determined to be impaired, the extent of the impairment is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate at origination (for originated loans), based on the loan's observable market price, or based on the fair value of the collateral if the loan is collateral dependent or if foreclosure is imminent. Generally, with problem credits that are collateral dependent, we obtain appraisals of the collateral at least annually. We may obtain appraisals more frequently if we believe the collateral value is subject to market volatility, if a specific event has occurred to the collateral, or if we believe foreclosure is imminent.

The second component is an estimate of the probable inherent losses in each loan pool with similar characteristics. This analysis encompasses the entire loan portfolio, excluding individually identified impaired loans and acquired loans whose purchase discount has not been fully accreted. Under our allowance model, loans are evaluated on a pool basis by federal regulatory reporting codes ("CALL codes" or "segments"), which are further delineated by assigned credit risk ratings, as described in Note 3, Loans and Allowance for Loan Losses. Segments include the following:

•
Loans secured by real estate:
-     1-4 family residential construction loans
-     Other construction loans and all land development and other land loans
-     Secured by farmland (including residential and other improvements)
-     Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit
-     Closed-end loans secured by 1-4 family residential properties, secured by first liens
-     Closed-end loans secured by 1-4 family residential properties, secured by junior liens
-     Secured by multifamily (5 or more) residential properties
-     Loans secured by owner-occupied non-farm nonresidential properties
-     Loans secured by other non-farm nonresidential properties
•
Loans to finance agricultural production and other loans to farmers
•
Commercial and industrial loans
•
Loans to individuals for household, family and other personal expenditures (i.e., consumer loans)
•
Other loans

The model determines general allowances by loan segment based on quantitative (loss history) and qualitative risk factors. The quantitative risk factor for each segment utilizes the greater result of either the historical loss method or migration analysis loss method based on loss history beginning March 2010. Qualitative internal and external risk factors include, but are not limited to, the following:

•
Changes in the nature and volume of the loan portfolio
•
Changes in the volume and severity of past due loans, the volume of non-accruals loans, and the volume and severity of adversely classified or graded loans
•
The existence and effect of individual loan and loan segment concentrations
•
Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not considered elsewhere
•
Changes in the experience, ability, and depth of lending management and other relevant staff
•
Changes in the quality of our systematic loan review processes
•
Changes in economic and business conditions, and developments that affect the collectability of the portfolio
•
Changes in the value of underlying collateral, where applicable
•
The effect of other external factors such as legal and regulatory requirements on the level of estimated credit losses in the portfolio
•
The effect of acquisitions of other loan portfolios on our infrastructure, including risk associated with entering new geographic areas as a result of such acquisitions
•
The presence of specialized lending segments in the portfolio

Under the historical loss method, quarterly loss rates are calculated for each segment by dividing annualized net charge-offs during each quarter by the quarter's average segment balances. The quarterly loss rates are averaged over the entire loss history period. Under the migration analysis method, loss rates are calculated at the risk grade and segment levels by dividing the net charge-off amount by the total segment balance at the beginning of each migration period where the charged-off loan in question was present. Migration loss rates are averaged for each risk grade and segment for the entire loss history period. For each segment, the loss rates that result in the larger of the migration loss reserves or segment historical loss reserves are applied to the current loan balances. Qualitative factors are combined with these quantitative factors at the segment level to arrive at the overall general allowances.

We establish specific allowances to account for credit deterioration for probable decreases in cash flows for PCI loans subsequent to acquisition. The estimated cash flows expected to be collected on PCI loans are updated quarterly and require the use of key assumptions and estimates based on factors such as the current economic environment, changes in collateral values, loan workout plans, changes in the probability of default, loss severities, and prepayments. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.

While we believe we use the best information available to determine the allowance for loan losses, our results of operations could be significantly affected if circumstances differ substantially from the assumptions used in determining the allowance. A decline in local and national economic conditions, or significant changes in other assumptions, could result in a material increase in the allowance for loan losses and may adversely affect our financial condition and results of operations. In addition, the determination of the amount of the allowance for loan losses is subject to review by bank regulators as part of their routine examination process, which may result in the establishment of additional allowance for loan losses based upon their judgment of information available to them at the time of their examination.

For further information regarding the allowance for loan losses, see Note 3, Loans and Allowance for Loan Losses.
Allowance for Losses on Off-Balance Sheet Commitments: We make commitments to extend credit to meet the financing needs of our customers in the form of loans or standby letters of credit. We are exposed to credit loss in the event that a decline in credit quality of the borrower leads to nonperformance. We record an allowance for losses on these off-balance sheet commitments based on estimates of probability that these commitments will be drawn upon according to the historical utilization experience of different types of commitments and expected loss severity. This allowance is included in interest payable and other liabilities on the consolidated statements of condition.

Transfers of Financial Assets: We have entered into certain loan participation agreements with other organizations. We account for these transfers of financial assets as sales when control over the transferred financial assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets and liabilities have been isolated from us, (2) the transferee has the right to pledge or exchange the assets (or beneficial interests) it received, free of conditions that constrain it from taking advantage of that right, beyond a trivial benefit and (3) we do not maintain effective control over the transferred financial assets or third-party beneficial interests related to those transferred assets. No gain or loss has been recognized by us on the sale of these participation interests in 2019 and 2018.

Premises and Equipment: Premises and equipment consist of leasehold improvements, furniture, fixtures, software and equipment and are stated at cost, less accumulated depreciation and amortization, which are calculated on a straight-line basis. Furniture and fixtures are depreciated over eight years and equipment is generally depreciated over three to twenty years. Leasehold improvements are amortized over the lesser of their estimated useful lives or the terms of the leases. When assets are sold or otherwise disposed of, the cost and related accumulated depreciation or amortization are removed from the accounts and any resulting gain or loss is recognized in income for the period. The cost of maintenance and repairs is charged to expense as incurred.

Business Combinations: Business combinations are accounted for under the acquisition method of accounting in accordance with ASC 805, Business Combinations. A business is defined as a set of activities and assets that is both self-sustaining and managed to provide a return to investors and generally has three elements: inputs, processes and outputs. Under the acquisition method, the acquiring entity in a business combination recognizes the acquired assets and assumed liabilities at their estimated fair values as of the date of acquisition. Any excess of the purchase price over the fair value of net assets and other identifiable intangible assets acquired is recorded as goodwill. To the extent the fair value of net assets acquired, including other identifiable assets, exceed the purchase price, a bargain purchase gain is recognized. Assets acquired and liabilities assumed from a business combination are recognized at fair value, if the fair value can be determined during the measurement period. Results of operations of an acquired business are included in the consolidated statements of operations from the date of acquisition. Business acquisition-related costs, including conversion and restructuring charges, are expensed as incurred. If substantially all of an acquisition is made up of one asset or several similar assets, or without a substantive process that together contributes to the ability to create outputs, the acquisition is accounted for as an asset acquisition and acquisition costs will be capitalized as part of the assets acquired, rather than expensed in a business combinations.

Goodwill and Other Intangible Assets: Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill that arises from a business combination is periodically evaluated for impairment at the reporting unit level, at least annually. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible ("CDI") represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and evaluated periodically for impairment. The CDI asset is amortized on an accelerated method over its estimated useful life of ten years. At December 31, 2019, the future estimated amortization expense for the CDI arising from our past acquisitions is as follows:
(in thousands)
2020

2021

2022

2023

2024

Thereafter

Total

Core deposit intangible amortization
$
853

$
818

$
782

$
719

$
422

$
1,090

$
4,684



We make a qualitative assessment of whether it is more likely than not that the fair value of a reporting unit where goodwill is assigned is less than its carrying amount. If we conclude that it is more likely than not that the fair value is more than its carrying amount, no impairment is recorded. Goodwill is tested for impairment on an interim basis if circumstances change or an event occurs between annual tests that would more likely than not reduce the fair value of the reporting unit below its carrying amount. The qualitative assessment includes adverse events or circumstances identified that could negatively affect the reporting units’ fair value as well as positive and mitigating events. Such indicators may include, among others, significant changes in legal factors or in the general business climate, significant changes in our stock price and market capitalization, unanticipated competition, and an action or assessment by a regulator. If the fair value of a reporting unit is less than its carrying amount, an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value is recognized. The loss recognized should not exceed the total amount of goodwill allocated to that reporting unit.

Other Real Estate Owned ("OREO"): OREO is comprised of property acquired through foreclosure, in substance repossession or acceptance of deeds-in-lieu of foreclosure when the related loan receivable is de-recognized. OREO is recorded at fair value of the collateral less estimated costs to sell, establishing a new cost basis, and subsequently accounted for at the lower of cost or fair value less estimated costs to sell. Any shortfall of collateral value from the recorded investment of the related loan is recognized as loss at the time of foreclosure and is charged against the allowance for loan losses. Fair value of collateral is generally based on an independent appraisal of the property. Revenues and expenses associated with OREO, and subsequent adjustments to the fair value of the property and to the estimated costs of disposal, are realized and reported as a component of non-interest income and expense when incurred.

Bank Owned Life Insurance ("BOLI"): The Bank owns life insurance policies on certain key current and former officers. BOLI is recorded in interest receivable and other assets on the consolidated statements of condition at the amount that can be realized under the insurance contract at period-end, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.

Federal Home Loan Bank of San Francisco ("FHLB") Stock: The Bank is a member of the FHLB. Members are required to own a certain amount of stock based on the level of borrowings and other factors. As of December 31, 2019, our investment in FHLB stock was carried at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer.  As of December 31, 2018, our investment in FHLB stock was carried at cost. We periodically evaluate FHLB stock for impairment based on ultimate recovery of par value. FHLB stock is included as part of interest receivable and other assets on the consolidated statements of condition. Both cash and stock dividends are reported as non-interest income.

Investments in Low Income Housing Tax Credit Funds: We have invested in limited partnerships that were formed to develop and operate affordable housing projects for low or moderate-income tenants throughout California. Our ownership percentage in each limited partnership ranges from 1.0% to 3.5%. We account for the investments in qualified affordable housing tax credit funds using the proportional amortization method, where the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received. Low income housing tax credits and other tax benefits received, net of the amortization of the investment is recognized as part of income tax benefit. Each of the partnerships must meet the regulatory minimum requirements for affordable housing for a minimum 15-year compliance period to fully utilize the tax credits. If the partnerships cease to qualify during the compliance period, the credit may be denied for any period in which the project is not in compliance and a portion of the credit previously taken is subject to recapture with interest. We record an impairment charge if the value of the future tax credits and other tax benefits is less than the carrying value of the investments.

Employee Stock Ownership Plan (“ESOP”): We recognize compensation cost for ESOP contributions when funds become committed for the purchase of Bancorp's common shares into the ESOP in the year in which the employees render service entitling them to the contribution. If we contribute stock, the compensation cost is the fair value of the shares when they are committed to be released (i.e., when the number of shares becomes known and formally approved). In 2019 and 2018, the Bank only made stock contributions to the ESOP.

Income Taxes: Income taxes reported in the consolidated financial statements are computed based on an asset and liability approach. We recognize the amount of taxes payable or refundable for the current year and we record deferred tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying amount of existing assets and liabilities and their respective tax bases using enacted tax rates in effect for the year in which the temporary differences are expected to reverse. We record net deferred tax assets to the extent it is more likely than not that they will be realized. In evaluating our ability to recover the deferred tax assets and the need to establish a valuation allowance against the deferred tax assets, Management considers all available positive and negative evidence, including scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies. In projecting future taxable income, Management develops assumptions including the amount of future state and federal pretax operating income, the reversal of temporary differences, and the implementation of feasible and prudent tax planning strategies. These assumptions require significant judgment about the forecasts of future taxable income and are consistent with the plans and estimates being used to manage the underlying business. Bancorp files consolidated federal and combined state income tax returns.

We recognize the financial statement effect of a tax position when it is more likely than not, based on the technical merits and all available evidence, that the position will be sustained upon examination, including the resolution through
protests, appeals or litigation processes. For tax positions that meet the more likely than not threshold, we measure and record the largest amount of tax benefit that is greater than fifty percent likely of being realized upon ultimate settlement with the taxing authority. The remainder of the benefits associated with tax positions taken is recorded as unrecognized tax benefits, along with any related interest and penalties. Interest and penalties related to unrecognized tax benefits are recorded in tax expense.

In deciding whether or not our tax positions taken meet the more likely than not recognition threshold, we must make judgments and interpretations about the application of inherently complex state and federal tax laws. To the extent tax authorities disagree with tax positions taken by us, our effective tax rates could be materially affected in the period of settlement with the taxing authorities. Revision of our estimate of accrued income taxes also may result from our own income tax planning, which may affect effective tax rates and results of operations for any reporting period.

We present an unrecognized tax benefit as a reduction of a deferred tax asset for a net operating loss ("NOL") carryforward, or similar tax loss or tax credit carryforward, rather than as a liability, when (1) the uncertain tax position would reduce the NOL or other carryforward under the tax law of the applicable jurisdiction and (2) we intend to and are able to use the deferred tax asset for that purpose. Otherwise, the unrecognized tax benefit is presented as a liability instead of being netted with deferred tax assets.

Earnings per share (“EPS”) are based upon the weighted average number of common shares outstanding during each year. The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic EPS are calculated by dividing net income by the weighted average number of common shares outstanding during each annual period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.
(in thousands, except per share data)1
2019

2018

Weighted average basic shares outstanding
13,620

13,864

Potentially dilutive common shares related to:
 
 
Stock options
148

136

Unvested restricted stock awards
26

29

Weighted average diluted shares outstanding
13,794

14,029

Net income
$
34,241

$
32,622

Basic EPS
$
2.51

$
2.35

Diluted EPS
$
2.48

$
2.33

Weighted average anti-dilutive shares not included in the calculation of diluted EPS
35

44


1 Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.

Share-Based Compensation: All share-based payments, including stock options and restricted stock, are recognized as stock-based compensation expense in the consolidated statements of comprehensive income based on the grant-date fair value of the award with a corresponding increase in common stock. The grant-date fair value of the award is amortized on a straight-line basis over the requisite service period, which is generally the vesting period. The stock-based compensation expense excludes stock grants to directors as compensation for their services, which are recognized as director expenses separately based on the grant-date value of the stock. We account for forfeitures as they occur. See Note 8, Stockholders' Equity and Stock Option Plans for further discussion.

We determine the fair value of stock options at the grant date using a Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, expected life of the option, volatility of the underlying stock, expected dividend yield and risk-free interest rate over the expected life of the option. The expected term of options granted is derived from historical data on employee exercises and post-vesting employment termination behavior. The risk-free rate for periods within the expected life of the option is based on the U.S. Treasury yield curve in effect at the
time of the grant. Expected volatility is based on the historical volatility of the common stock over the most recent period that is generally commensurate with the expected life of the options. The Black-Scholes option valuation model requires the input of highly subjective assumptions, including the expected life of the stock-based award and stock price volatility. The assumptions used represent Management's best estimates based on historical information, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, the recorded stock-based compensation expense could have been materially different from that recorded in the consolidated financial statements. The fair value of restricted stock is based on the stock price on the grant date.

We record excess tax benefits resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. In addition, we reflect excess tax benefits as an operating activity in the consolidated statements of cash flows.

Cash paid for tax withholdings when shares are surrendered in a cashless stock option exchange is classified as a financing activity in the consolidated statements of cash flows.

In June 2018, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2018-07, Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting. This update simplifies the accounting for share-based payment transactions for acquiring goods and services from nonemployees, applying some of the same requirements as employee share-based payment transactions. The ASU will not affect the accounting for share-based payment awards to nonemployee directors, which will continue to be treated as employee share-based transactions under the current standards. ASU 2018-07 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early adoption is permitted. We adopted the requirements of this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as it is not our practice to issue stock-based awards to pay for goods and services from nonemployees, other than nonemployee directors.

Derivative Financial Instruments and Hedging Activities - Fair Value Hedges: All of our interest rate swap contracts are designated and qualified as fair value hedges. The terms of our interest rate swap contracts are closely aligned to the terms of the designated fixed-rate loans. The hedging relationships are tested for effectiveness on a quarterly basis using a qualitative approach. The qualitative analysis includes verification that there are no changes to the derivative's or hedged item's key terms and conditions and no adverse developments regarding risk of counterparty default, and validation that we continue to have fair value hedge designation. The interest rate swaps are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The changes in the fair value of the interest rate swaps are recorded in interest income. The unrealized gains or losses due to changes in fair value of the hedged fixed-rate loans due to changes in benchmark interest rates are recorded as an adjustment to the hedged loans and offset in interest income. For derivative instruments executed with the same counterparty under a master netting arrangement, we do not offset fair value amounts of interest rate swaps in liability positions with the ones in asset positions.

From time to time, we make firm commitments to enter into long-term fixed-rate loans with borrowers backed by yield maintenance agreements and simultaneously enter into forward interest rate swap agreements with correspondent banks to mitigate the change in fair value of the yield maintenance agreement. Prior to loan funding, yield maintenance agreements with net settlement features that meet the definition of a derivative are considered as non-designated hedges and are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The offsetting changes in the fair value of the forward swap and the yield maintenance agreement are recorded in interest income. When the fixed-rate loans are originated, the forward swaps are designated to offset the change in fair value in the loans. Subsequent to the point of the swap designations, the fair value of the related yield maintenance agreements at the designation date that was recorded in other assets is amortized using the effective yield method over the life of the respective designated loans.

The net effect of the change in fair value of interest rate swaps, the amortization of the yield maintenance agreement and the change in the fair value of the hedged loans due to changes in benchmark interest rates result in an insignificant amount recognized in interest income. For further detail, see Note 14, Derivative Financial Instruments and Hedging Activities.

In October 2018, the FASB issued ASU No. 2018-16, Derivatives and Hedging (Topic 815): Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes. This update adds an alternative fifth permissible U.S. benchmark rate to be used for hedge accounting purposes. The amendments should be adopted for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years, on a prospective basis for qualifying new or re-designated hedging relationships entered into on or after the date of adoption. We adopted this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as we did not have new or re-designated hedging relationships since adoption.
Revenue Recognition: We utilize the following five-step model for non-financial instrument related revenue that is in scope for Topic 606, Revenue from Contracts with Customers: 1) identify the contract, 2) identify the performance obligations in the contract, 3) determine the transaction price, 4) allocate the transaction price to the performance obligations in the contract, and, 5) recognize revenue when (or as) the entity satisfies the performance obligation. Our main revenue streams in scope for Topic 606 include:

•
Wealth Management & Trust ("WM&T") fees - WM&T services include, but are not limited to: customized investment advisory and management; administrative services such as bill pay and tax reporting; trust administration, estate settlement, custody and fiduciary services.  Performance obligations for investment advisory and management services are generally satisfied over time.  Revenue is recognized monthly according to a tiered fee schedule based on the client's month-end market value of assets under our management.  WM&T does not earn revenue based on performance or incentives.  Costs associated with WM&T revenue-generating activities, such as payments to sub-advisors, are recorded separately as part of professional service expenses when incurred.

•
Deposit account service charges - Service charges on deposit accounts consist of monthly maintenance fees, business account analysis fees, business online banking fees, check order charges, and other deposit account-related fees.  Performance obligations for monthly maintenance fees and account analysis fees are satisfied, and the related revenue recognized, when we complete our performance obligation each month.  Performance obligations related to transaction-based services (such as check orders) are satisfied, and the related revenue recognized, at a point in time typically when the transaction is completed, except for business accounts subject to analysis where the transaction-based fees are part of the monthly account analysis fees.

•
Debit card interchange fees - We issue debit cards to our consumer and small business customers that allow them to purchase goods and services from merchants in person, online, or via mobile devices using funds held in their demand deposit accounts held with us.  Debit cards issued to our customers are part of global electronic payment networks (such as Visa) who pass a portion of the merchant interchange fees to debit card-issuing member banks like us when our customers make purchases through their networks.  Performance obligations for debit card services are satisfied and revenue is recognized daily as the payment networks process transactions.  Because we act in an agent capacity, we recognize network costs on a net basis with interchange fees in non-interest income.

Advertising Costs are expensed as incurred. For the years ended December 31, 2019 and 2018, advertising costs totaled $775 thousand and $666 thousand, respectively.

Comprehensive Income (Loss) includes net income, changes in the unrealized gains or losses on available-for-sale investment securities, and amortization of net unrealized gains or losses on securities transferred from available-for-sale to held-to-maturity, net of related taxes, reported on the consolidated statements of comprehensive income and as components of stockholders' equity.

Fair Value Measurements: We use fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. We base our fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (i.e., exit price notion) reflecting factors such as a liquidity premium. Securities available-for-sale and derivatives are recorded at fair value on a recurring basis. Our equity investments that do not have readily determinable fair values are recorded at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. FHLB stock and Visa Inc. Class B common stock are carried at cost as of December 31, 2019 and 2018, as there was no impairment or changes resulting from observable price changes in orderly transactions for an identical or similar investment of the same issuer. Additionally,
from time to time, we may be required to record certain assets and liabilities at fair value on a non-recurring basis, such as purchased loans and acquired deposits recorded at acquisition date, certain impaired loans, other real estate owned and securities held-to-maturity that are other-than-temporarily impaired. These non-recurring fair value adjustments typically involve write-downs of individual assets due to application of lower-of-cost or market accounting.

When we develop our fair value measurement process, we maximize the use of observable inputs. Whenever there is no readily available market data, we use our best estimates and assumptions in determining fair value, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, our recorded earnings or disclosures could have been materially different from those reflected in these consolidated financial statements.

Use of Estimates: The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Significant accounting estimates reflected in the consolidated financial statements include ALLL, other-than-temporary impairment of investment securities, accrued liabilities, accounting for income taxes and fair value measurements (including fair values of acquired assets and assumed liabilities at acquisition dates) as discussed in the Notes herein.

Other Recently Adopted Accounting Standards

In February 2018, the FASB issued ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. This amendment helped organizations address certain stranded income tax effects in accumulated other comprehensive income ("AOCI") resulting from the enactment of the Tax Cuts and Jobs Act of 2017. The ASU required financial statement preparers to disclose a description of the accounting policy for releasing income tax effects from AOCI, whether or not they elect to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act of 2017, and information about the other income tax effects that are reclassified. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. We early adopted this ASU in the first quarter of 2018 by reclassifying $638 thousand from AOCI to retained earnings. This amount represented the stranded income tax effects related to the unrealized loss on available-for-sale securities in AOCI on the date of the enactment of the Tax Cuts and Jobs Act of 2017.

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) (the "new lease accounting standard"). The amendments in this ASU intended to increase transparency and comparability among organizations by recognizing an operating lease or finance lease right-of-use asset for the lease term, and a lease liability, which is a lessee's obligation to make lease payments, recorded based on discounting future lease payments under the lease terms. This ASU generally applies to leasing arrangements exceeding a twelve-month term. ASU 2016-02 is effective for annual periods, including interim periods within those annual periods beginning after December 15, 2018 and requires a modified retrospective method of adoption. In July 2018, the FASB issued two amendments to ASU 2016-02: ASU No. 2018-10, Codification Improvements to Topic 842, Leases, which provided various corrections and clarifications to ASU 2016-02; and ASU No. 2018-11, Leases (Topic 842): Targeted Improvements, which permitted optional transition methods and provided lessors with a practical expedient for separating lease and non-lease components of a lease. The ASU allowed entities to apply either a modified retrospective approach at the beginning of the earliest period presented or at the beginning of the period of adoption through a cumulative-effect adjustment to retained earnings. We adopted the ASU under the latter approach.

As a result of the adoption of ASU 2016-02 on January 1, 2019, we recorded operating and finance lease right-of-use assets totaling $13.4 million, net of deferred rent and unaccreted lease incentives, operating and finance lease liabilities totaling $15.4 million, and no cumulative-effect adjustments to retained earnings. Under the standard's transition guidance, we elected the package of practical expedients, which allowed us to carry forward existing lease classifications and did not require us to reassess initial direct costs for any existing leases. In addition, we elected the hindsight practical expedient when determining the lease term (i.e., considering whether we are reasonably certain to exercise options to extend or terminate the lease). We made accounting policy elections not to separate non-lease components from lease components and to exclude short-term leases (i.e., lease term of 12 months or less at the commencement date) from right-of-use assets and lease liabilities for all lease classifications. See Note 12, Commitments and Contingencies for further information.

In March 2019, the FASB issued ASU No. 2019-01, Leases (Topic 842): Codification Improvements. This ASU addresses two lessor implementation issues and clarifies that lessees and lessors are exempt from certain interim disclosure requirements associated with adopting ASU 2016-02. The amendments related to the lessor implementation issues are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Early application is permitted. As the ASU's amendments applicable to us only relate to disclosures, the adoption of ASU 2019-01 did not impact our financial condition or results of operations.
Accounting Standards Not Yet Effective

In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The standard will replace today's "incurred loss" model with a "current expected credit loss" ("CECL") model. The CECL model will apply to estimated credit losses on loans receivable, held-to-maturity debt securities, unfunded loan commitments, and certain other financial assets measured at amortized cost. The CECL model is based on lifetime expected losses, rather than incurred losses, and requires the recognition of credit loss expense in the consolidated statement of income and a related allowance for credit losses on the consolidated statement of condition at the time of origination or purchase of a loan receivable or held-to-maturity debt security. In addition, CECL will modify the accounting for purchased loans and will require that an allowance for credit losses be established at the date of acquisition. However, for purchased financial assets with a more­-than-insignificant amount of credit deterioration since origination (“PCD assets”) that are measured at amortized cost, the initial allowance for credit losses is added to the purchase price rather than being reported as a credit loss expense. Subsequent changes in the allowance for credit losses on PCD assets are recognized through credit loss expense.

Under ASU 2016-13, available-for-sale debt securities are evaluated for impairment if fair value is less than amortized cost. Estimated credit losses are recorded through a credit loss expense and an allowance, rather than a write-down of the investment. Changes in fair value that are not credit-related will continue to be recorded in other comprehensive income. The ASU also expands the disclosure requirements regarding assumptions, models, and methods for estimating the allowance for loan losses. In addition, entities will need to disclose the amortized cost balance for each class of financial asset by credit quality indicator, disaggregated by the year of origination. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.

Early CECL implementation activities focused on, among other things, capturing and validating data, segmenting the loan portfolio, evaluating various credit loss estimation methodologies, sourcing tools to forecast future economic conditions, running multiple loan loss driver analyses that correlate our credit loss experience with one or more economic factors, and evaluating the qualitative factor framework and assumptions. Based on these activities, we determined that our primary credit loss methodology will utilize a discounted cash flow approach that considers the probability of default and loss given default. Continuing implementation activities include model validation, drafting policies and disclosures, and evaluating, documenting and testing internal controls. Parallel testing occurred throughout 2019 and we estimate that our adoption of the CECL standards will result in a 5% to 15% increase to our allowance for credit losses, which will be recorded as a cumulative-effect adjustment to retained earnings, net of tax as of January 1, 2020.

In April 2019, the FASB issued ASU No. 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments that clarifies and improves areas of guidance related to recently issued standards on credit losses, hedging and recognition and measurement. The provisions of this ASU are effective January 1, 2020 and contain various methods of adoption. We will evaluate this ASU in conjunction with ASU 2016-13 to determine its impact on our financial condition and results of operations. At this time, we do not expect the ASU to have a material impact on our financial condition or results of operations.
In May 2019, the FASB issued ASU No. 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief. This ASU allows an option for entities to irrevocably elect the fair value option on an instrument-by-instrument basis for eligible financial assets measured at amortized cost basis upon adoption of the credit loss standards. This amendment provides relief for those entities electing the fair value option on newly originated or purchased financial assets, while maintaining existing similar financial assets at amortized cost, avoiding the requirement to maintain dual measurement methods for similar assets. The fair value option does not apply to held-to-maturity debt securities. This ASU is effective for us in fiscal year 2020, including interim periods within the fiscal year. At this time, we do not expect to elect the fair value option for our financial assets.
In November 2019, the FASB issued ASU No. 2019-11, Codification Improvements to Topic 326, Financial Instruments - Credit Losses. This ASU, among other narrow -scope improvements, clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. This ASU permits organizations to record expected recoveries on PCD assets. Additionally, this ASU reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. ASU 2019-11 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The amendments should be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the opening retained earnings balance in the statement of financial position as of the date of adoption. We adopted the requirements of this ASU on January 1, 2020 and do not expect the ASU to have a material impact on our financial condition or results of operations.

In August 2018, the FASB issued ASU No. 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. The amendments in this ASU remove, modify, and add disclosure requirements for the fair value reporting of assets and liabilities. The modifications and additions relate to Level 3 fair value measurements at the end of the reporting period. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Entities should disclose and describe the range and weighted-average of significant observable inputs used to develop Level 3 fair value measurements prospectively. We adopted the requirements of this ASU on January 1, 2020. As the ASU’s requirements only relate to disclosures, the amendments will not impact our financial condition or results of operations.

In August 2018, the FASB issued ASU No. 2018-15, Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract. This standard aligns the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software, regardless of whether they convey a license to the hosted software. The accounting for the service element of a hosting arrangement that is a service contract is not affected by this ASU. The amendments are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. An entity has the option to apply amendments in the ASU either retrospectively or prospectively to all implementation costs incurred after the date of adoption. We adopted the requirements of this ASU on January 1, 2020. We do not expect that the ASU will have a material impact on our financial condition or results of operations.
In December 2019, the FASB issued ASU No. 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. This ASU is intended to reduce the cost and complexity related to accounting for income taxes by removing certain exceptions to the guidance in Topic 740 related to the approach for intraperiod tax allocation, the methodology for calculating income taxes in an interim period and simplifying aspects of the accounting for franchise taxes and enacted changes in tax laws or rates. This ASU is effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. As this ASU is narrow in scope and applicability to us will likely be minimal, we do not expect that the ASU will have a material impact on our financial condition or results of operations.
In January 2020, the FASB issued ASU No. 2020-01, Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815. Among other things, this ASU clarifies that a company should consider observable transactions that require a company to either apply or discontinue the equity method of accounting under Topic 323, for the purposes of applying the measurement alternative in accordance with Topic 321. This ASU is effective for fiscal years beginning after December 15, 2020. Early adoption is permitted. ASU No. 2020-01 should be applied prospectively at the beginning of the interim period that includes adoption. We do not expect that the ASU will have a material impact on our financial condition or results of operations.
XML 45 R14.htm IDEA: XBRL DOCUMENT v3.20.1
Borrowings and Other Obligations
 12 Months Ended
Dec. 31, 2019
Debt Disclosure [Abstract]  
Borrowings and Other Obligations Borrowings and Other Obligations
 
Federal Funds Purchased – The Bank had unsecured lines of credit with correspondent banks for overnight borrowings totaling $92.0 million at December 31, 2019 and 2018.  In general, interest rates on these lines approximate the federal funds target rate. We had no overnight borrowings under these credit facilities at December 31, 2019 or December 31, 2018.
 
Federal Home Loan Bank Borrowings – As of December 31, 2019 and 2018, the Bank had lines of credit with the FHLB totaling $648.0 million and $629.4 million, respectively, based on eligible collateral of certain loans. There were no
FHLB overnight borrowings at December 31, 2019. FHLB overnight borrowings were $7.0 million at a rate of 2.56% on December 31, 2018.

Federal Reserve Line of Credit – The Bank has a line of credit with the FRBSF secured by certain residential loans.  At December 31, 2019 and 2018, the Bank had borrowing capacity under this line totaling $80.3 million and $69.7 million, respectively, and had no outstanding borrowings with the FRBSF.

Subordinated Debentures - As part of an acquisition, Bancorp assumed two subordinated debentures due to NorCal Community Bancorp Trusts I and II, established for the sole purpose of issuing trust preferred securities. The trust preferred securities were sold and issued in private transactions pursuant to an exemption from registration under the Securities Act of 1933, as amended. On October 7, 2018, Bancorp redeemed in full the subordinated debenture due to NorCal Community Bancorp Trust I, resulting in $916 thousand of accelerated accretion. The Trust II subordinated debenture was recorded at fair value totaling $2.14 million at acquisition date with a contractual balance of $4.12 million. The difference between the contractual balance and the fair value at acquisition date is accreted into interest expense over the life of the debenture. Accretion on the subordinated debentures totaled $68 thousand (Trust II) and $1.0 million (Trusts I and II) for the years ended December 31, 2019 and 2018, respectively. Bancorp has the option to defer payment of interest on the subordinated debenture for a period of up to five years, as long as there is no event of default. In the event of interest deferral, dividends to Bancorp common stockholders are prohibited. Bancorp has guaranteed, on a subordinated basis, distributions and other payments due on trust preferred securities totaling $4.0 million issued by Trust II, which have identical maturity, repricing and payment terms as the subordinated debenture.
The subordinated debenture due to NorCal Community Bancorp Trust II on March 15, 2036 with interest payable quarterly (repricing quarterly, based on 3-month LIBOR plus 1.40%, or 3.30% as of December 31, 2019) is redeemable in whole or in part on any interest payment date.

Other Obligations - The Bank leases certain equipment under finance leases, which are included in borrowings and other obligations in the consolidated statements of condition. See Note 12, Commitments and Contingencies, for additional information.

Borrowings and other obligations at December 31, 2019 and 2018 are summarized as follows:
 
2019
 
2018
 
(dollars in thousands)
Carrying Value

Average Balance

Average Rate

 
Carrying Value

Average Balance

Average Rate

 
FHLB overnight borrowings
$
—

$
2,656

2.55
%
 
$
7,000

$
105

2.03
%
 
Other obligations
$
212

$
279

2.85
%
 
$
—

$
—

—
%
 
Subordinated debentures
$
2,708

$
2,673

8.44
%
 
$
2,640

$
5,025

26.29
%
1 


1 Subordinated debentures average rate in 2018 included the impact of the $916 thousand accelerated accretion due to early redemption of subordinated debentures due to NorCal Community Bancorp Trust I.
XML 46 R37.htm IDEA: XBRL DOCUMENT v3.20.1
Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Schedule of Capital Adequacy Ratios
The Bancorp’s and Bank's capital adequacy ratios as of December 31, 2019 and 2018 are presented in the following tables. Bancorp's Tier 1 capital includes the subordinated debentures, which are not included at the Bank level.
Capital Ratios for Bancorp
(dollars in thousands)
Actual Ratio
 
Adequately Capitalized Threshold 1
 
Ratio to be a Well Capitalized Bank Holding Company
December 31, 2019
Amount

Ratio

 
Amount

Ratio

 
Amount

Ratio

Total Capital (to risk-weighted assets)
$
319,317

15.07
%
 
≥ $
222,430

≥ 10.500
%
 
≥ $
211,838

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
301,553

14.24
%
 
≥ $
180,063

≥ 8.500
%
 
≥ $
169,471

≥ 8.000
%
Tier 1 Capital (to average assets)
$
301,553

11.66
%
 
≥ $
103,489

≥ 4.000
%
 
≥ $
129,361

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
298,845

14.11
%
 
≥ $
148,287

≥ 7.000
%
 
≥ $
137,695

≥ 6.500
%
December 31, 2018
 

 

 
 

 

 
 

 

Total Capital (to risk-weighted assets)
$
305,224

14.93
%
 
≥ $
201,943

≥ 9.875
%
 
≥ $
204,499

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
288,445

14.10
%
 
≥ $
161,043

≥ 7.875
%
 
≥ $
163,599

≥ 8.000
%
Tier 1 Capital (to average assets)
$
288,445

11.54
%
 
≥ $
100,011

≥ 4.000
%
 
≥ $
125,013

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
285,805

13.98
%
 
≥ $
130,368

≥ 6.375
%
 
≥ $
132,925

≥ 6.500
%
1 The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.
Capital Ratios for the Bank  (dollars in thousands)
Actual Ratio
 
Adequately Capitalized Threshold 1
 
Ratio to be Well Capitalized under Prompt Corrective Action Provisions
December 31, 2019
Amount

Ratio

 
Amount

Ratio

 
Amount

Ratio

Total Capital (to risk-weighted assets)
$
309,875

14.63
%
 
≥ $
222,437

≥ 10.500
%
 
≥ $
211,844

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
292,111

13.79
%
 
≥ $
180,068

≥ 8.500
%
 
≥ $
169,476

≥ 8.000
%
Tier 1 Capital (to average assets)
$
292,111

11.29
%
 
≥ $
103,488

≥ 4.000
%
 
≥ $
129,360

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
292,111

13.79
%
 
≥ $
148,291

≥ 7.000
%
 
≥ $
137,699

≥ 6.500
%
December 31, 2018
 

 

 
 

 

 
 

 

Total Capital (to risk-weighted assets)
$
285,969

13.98
%
 
≥ $
201,927

≥ 9.875
%
 
≥ $
204,483

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
269,191

13.16
%
 
≥ $
161,031

≥ 7.875
%
 
≥ $
163,587

≥ 8.000
%
Tier 1 Capital (to average assets)
$
269,191

10.77
%
 
≥ $
99,994

≥ 4.000
%
 
≥ $
124,992

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
269,191

13.16
%
 
≥ $
130,358

≥ 6.375
%
 
≥ $
132,914

≥ 6.500
%
1 The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.
XML 47 R33.htm IDEA: XBRL DOCUMENT v3.20.1
Fair Value of Assets and Liabilities (Tables)
 12 Months Ended
Dec. 31, 2019
Fair Value Disclosures [Abstract]  
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis
The following table summarizes our assets and liabilities that were required to be recorded at fair value on a recurring basis.
(in thousands)
 
Description of Financial Instruments
Carrying Value

Quoted Prices in Active Markets for Identical Assets (Level 1)

Significant Other Observable Inputs (Level 2)

Significant Unobservable Inputs (Level 3)

Measurement Categories: Changes in Fair Value Recorded In1
December 31, 2019
 
 
 
 
 
Securities available for sale:
 
 
 
 
 
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies
$
278,144

$
—

$
278,144

$
—

OCI
SBA-backed securities
$
36,286

$
—

$
36,286

$
—

OCI
Debentures of government sponsored agencies
$
49,046

$
—

$
49,046

$
—

OCI
Obligations of state and political subdivisions
$
67,282

$
—

$
67,282

$
—

OCI
Corporate bonds
$
1,502

$
—

$
1,502

$
—

OCI
Derivative financial assets (interest rate contracts)
$
—

$
—

$
—

$
—

NI
Derivative financial liabilities (interest rate contracts)
$
1,178

$
—

$
1,178

$
—

NI
December 31, 2018
 

 
 

 

 
Securities available for sale:
 

 
 

 

 
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies
$
278,403

$
—

$
278,403

$
—

OCI
SBA-backed securities
$
50,781

$
—

$
50,781

$
—

OCI
Debentures of government sponsored agencies
$
53,018

$
—

$
53,018

$
—

OCI
Privately-issued collateralized mortgage obligations
$
297

$
—

$
297

$
—

OCI
Obligations of state and political subdivisions
$
77,960

$
—

$
77,960

$
—

OCI
Corporate bonds
$
2,005

$
—

$
2,005

$
—

OCI
Derivative financial assets (interest rate contracts)
$
161

$
—

$
161

$
—

NI
Derivative financial liabilities (interest rate contracts)
$
375

$
—

$
375

$
—

NI
 1Other comprehensive income ("OCI") or net income ("NI").
Fair Value, by Balance Sheet Grouping
The table below is a summary of fair value estimates for financial instruments as of December 31, 2019 and 2018, excluding financial instruments recorded at fair value on a recurring basis (summarized in the first table in this note). The carrying amounts in the following table are recorded in the consolidated statements of condition under the indicated captions. Further, we have not disclosed the fair value of financial instruments specifically excluded from disclosure requirements such as bank-owned life insurance policies ("BOLI") and non-maturity deposit liabilities. Additionally, we held shares of FHLB stock and Visa Inc. Class B common stock, both recorded at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer as of December 31, 2019 and 2018. See further discussion on values within Note 2, Investment Securities, above.
 
December 31, 2019
 
December 31, 2018
(in thousands)
Carrying Amounts

Fair Value

Fair Value Hierarchy
 
Carrying Amounts

Fair Value

Fair Value Hierarchy
Financial assets (recorded at amortized cost)
 
 
 
 
 
 
Cash and cash equivalents
$
183,388

$
183,388

Level 1
 
$
34,221

$
34,221

Level 1
Investment securities held-to-maturity
137,413

139,642

Level 2
 
157,206

153,894

Level 2
Loans, net
1,826,609

1,839,666

Level 3
 
1,748,043

1,700,971

Level 3
Interest receivable
7,732

7,732

Level 2
 
8,292

8,292

Level 2
Financial liabilities (recorded at amortized cost)
 

 
 
 

 

 
Time deposits
97,810

97,859

Level 2
 
117,182

116,584

Level 2
Federal Home Loan Bank borrowing
—

—

Level 2
 
7,000

7,000

Level 2
Subordinated debentures
2,708

3,182

Level 3
 
2,640

3,268

Level 3
Interest payable
134

134

Level 2
 
104

104

Level 2
XML 48 R52.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Class (Details)
 12 Months Ended
Dec. 31, 2019
USD ($)
loan
Dec. 31, 2018
USD ($)
loan
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Recorded investment of loans removed from TDR resignation $ 3,000 $ 247,000
Recorded investment in Troubled Debt Restructurings 11,333,000 14,406,000
Acquired loans included in TDR 0 0
TDR loans on non-accrual status, value $ 58,000 65,000
Commercial    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Number of loans removed from TDR resignation | loan 1  
Commercial | Commercial and industrial    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Recorded investment in Troubled Debt Restructurings $ 1,223,000 1,506,000
Commercial real estate | Commercial real estate, owner-occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Recorded investment in Troubled Debt Restructurings 6,998,000 6,993,000
Commercial real estate | Commercial real estate, investor    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Recorded investment in Troubled Debt Restructurings 1,770,000 1,821,000
Commercial real estate | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Recorded investment in Troubled Debt Restructurings 0 $ 2,688,000
Residential loans | Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Number of loans removed from TDR resignation | loan   1
Recorded investment in Troubled Debt Restructurings $ 251,000 $ 251,000
Residential loans | Other residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Number of loans removed from TDR resignation | loan 1  
Recorded investment in Troubled Debt Restructurings $ 452,000 462,000
Consumer loans | Installment and other consumer    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Recorded investment in Troubled Debt Restructurings $ 639,000 $ 685,000
XML 49 R56.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Purchased Credit-Impaired Loans (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
USD ($)
acquisition
Dec. 31, 2018
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Number of banks acquired | acquisition 3  
PCI Loans, Carrying Value [Abstract]    
Unpaid Principal Balance $ 2,417 $ 2,579
Carrying Value 2,049 2,112
Accretable Yield [Roll Forward]    
Balance at beginning of period 934 1,254
Accretion (234) (320)
Balance at end of period 700 934
Commercial | Commercial and industrial    
PCI Loans, Carrying Value [Abstract]    
Unpaid Principal Balance 34 89
Carrying Value 4 31
Commercial real estate | Commercial real estate, owner-occupied    
PCI Loans, Carrying Value [Abstract]    
Unpaid Principal Balance 1,194 1,247
Carrying Value 1,141 1,187
Commercial real estate | Commercial real estate, investor    
PCI Loans, Carrying Value [Abstract]    
Unpaid Principal Balance 1,001 1,033
Carrying Value 833 811
Residential loans | Home equity    
PCI Loans, Carrying Value [Abstract]    
Unpaid Principal Balance 188 210
Carrying Value $ 71 $ 83
XML 50 R85.htm IDEA: XBRL DOCUMENT v3.20.1
Commitments and Contingencies - Lease Cost (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
USD ($)
Commitments and Contingencies Disclosure [Abstract]  
Operating lease cost $ 4,144
Finance lease cost:  
Amortization of right-of-use assets 172
Interest on finance lease liabilities 8
Total finance lease cost 180
Total lease cost $ 4,324
XML 51 R75.htm IDEA: XBRL DOCUMENT v3.20.1
Fair Value of Assets and Liabilities - Fair Value of Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Financial assets (recorded at amortized cost)    
Investment securities held-to-maturity $ 139,642 $ 153,894
Fair Value Hierarcy (Level 1) | Carrying Value    
Financial assets (recorded at amortized cost)    
Cash and cash equivalents 183,388 34,221
Fair Value Hierarcy (Level 1) | Fair Value    
Financial assets (recorded at amortized cost)    
Cash and cash equivalents 183,388 34,221
Fair Value Hierarchy (Level 2) | Carrying Value    
Financial assets (recorded at amortized cost)    
Investment securities held-to-maturity 137,413 157,206
Interest receivable 7,732 8,292
Financial liabilities (recorded at amortized cost)    
Time deposits 97,810 117,182
Federal Home Loan Bank borrowing 0 7,000
Interest payable 134 104
Fair Value Hierarchy (Level 2) | Fair Value    
Financial assets (recorded at amortized cost)    
Investment securities held-to-maturity 139,642 153,894
Interest receivable 7,732 8,292
Financial liabilities (recorded at amortized cost)    
Time deposits 97,859 116,584
Federal Home Loan Bank borrowing 0 7,000
Interest payable 134 104
Fair Value Hierarchy (Level 3) | Carrying Value    
Financial assets (recorded at amortized cost)    
Loans, net 1,826,609 1,748,043
Financial liabilities (recorded at amortized cost)    
Subordinated debentures 2,708 2,640
Fair Value Hierarchy (Level 3) | Fair Value    
Financial assets (recorded at amortized cost)    
Loans, net 1,839,666 1,700,971
Financial liabilities (recorded at amortized cost)    
Subordinated debentures $ 3,182 $ 3,268
XML 52 R71.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Stock Plans - Options Outstanding by Price Range (Details) - $ / shares
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Stock Options Outstanding (in shares) 417,382 425,700 517,936
Stock Options Outstanding, Remaining Contractual Life 5 years 6 months 5 years 10 months 6 days 5 years 4 months 2 days
Weighted Average Exercise Price (in dollars per share) $ 28.01 $ 25.01 $ 20.42
$10.01 - $20.00      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Range of Exercise Prices, Lower Limit (in dollars per share) 10.01    
Range of Exercise Prices, Upper Limit (in dollars per share) 20.00    
$20.01 - $30.00      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Range of Exercise Prices, Lower Limit (in dollars per share) 20.01    
Range of Exercise Prices, Upper Limit (in dollars per share) 30.00    
$30.01 - $40.00      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Range of Exercise Prices, Lower Limit (in dollars per share) 30.01    
Range of Exercise Prices, Upper Limit (in dollars per share) 40.00    
$40.01 - $50.00      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Range of Exercise Prices, Lower Limit (in dollars per share) 40.01    
Range of Exercise Prices, Upper Limit (in dollars per share) $ 50.00    
Stock options      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Stock Options Outstanding (in shares) 417,382    
Stock Options Outstanding, Remaining Contractual Life    
Stock Options Exercisable (in shares) 333,870    
Stock options | $10.01 - $20.00      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Stock Options Outstanding (in shares) 84,618    
Stock Options Outstanding, Remaining Contractual Life 1 year 9 months 18 days    
Weighted Average Exercise Price (in dollars per share) $ 18.63    
Stock Options Exercisable (in shares) 84,618    
Stock Options Exercisable, Weighted Average Exercise Price (in dollars per share) $ 18.63    
Stock options | $20.01 - $30.00      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Stock Options Outstanding (in shares) 166,454    
Stock Options Outstanding, Remaining Contractual Life 4 years 9 months 18 days    
Weighted Average Exercise Price (in dollars per share) $ 23.88    
Stock Options Exercisable (in shares) 166,454    
Stock Options Exercisable, Weighted Average Exercise Price (in dollars per share) $ 23.88    
Stock options | $30.01 - $40.00      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Stock Options Outstanding (in shares) 114,976    
Stock Options Outstanding, Remaining Contractual Life 7 years 8 months 12 days    
Weighted Average Exercise Price (in dollars per share) $ 33.89    
Stock Options Exercisable (in shares) 69,384    
Stock Options Exercisable, Weighted Average Exercise Price (in dollars per share) $ 33.88    
Stock options | $40.01 - $50.00      
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]      
Stock Options Outstanding (in shares) 51,334    
Stock Options Outstanding, Remaining Contractual Life 8 years 10 months 24 days    
Weighted Average Exercise Price (in dollars per share) $ 43.71    
Stock Options Exercisable (in shares) 13,414    
Stock Options Exercisable, Weighted Average Exercise Price (in dollars per share) $ 41.61    
XML 53 R81.htm IDEA: XBRL DOCUMENT v3.20.1
Income Taxes - Effective Income Tax Reconciliation (Details)
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Effective Income Tax Rate Reconciliation, Percent    
Federal statutory income tax rate 21.00% 21.00%
California franchise tax, net of federal tax benefit 8.20% 8.00%
Tax exempt interest on municipal securities and loans (1.80%) (2.40%)
Tax exempt earnings on bank owned life insurance (0.60%) (0.40%)
Low income housing and qualified zone academy bond tax credits (0.40%) (0.50%)
Stock-based compensation and excess tax benefits (0.10%) (0.60%)
Other (0.90%) (0.20%)
Effective Tax Rate 25.40% 24.90%
XML 54 R79.htm IDEA: XBRL DOCUMENT v3.20.1
Income Taxes - Components of Income Tax Provision (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Current tax provision    
Federal $ 7,838 $ 7,289
State 5,183 4,722
Total current 13,021 12,011
Deferred tax benefit    
Federal (907) (898)
State (461) (318)
Total deferred (1,368) (1,216)
Total income tax provision $ 11,653 $ 10,795
XML 55 R89.htm IDEA: XBRL DOCUMENT v3.20.1
Derivative Financial Instruments and Hedging Activities - Offsetting of Assets (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Offsetting Assets [Line Items]    
Gross Amounts of Recognized Assets $ 0 $ 161
Offset in the Statements of Condition 0 0
Net Amounts of Assets Presented in the Statements of Condition 0 161
Derivative, Collateral, Obligation to Return Securities 0 (161)
Gross Amounts Not Offset in the Statements of Condition, Cash Collateral Received 0 0
Net Amount $ 0 0
Other assets | Interest rate swap    
Offsetting Assets [Line Items]    
Derivative assets, accrued interest, interest rate swaps   $ 1
XML 56 R47.htm IDEA: XBRL DOCUMENT v3.20.1
Investment Securities - Other Than Temporarily Impaired Debt Securities (Details)
$ in Thousands
Dec. 31, 2019
USD ($)
security
Dec. 31, 2018
USD ($)
security
Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]    
Number of investment securities in unrealized loss positions | security 40 229
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Held-to-maturity, Less than 12 continuous months, Fair value $ 14,203 $ 3,078
Held-to-maturity, Less than 12 continuous months, Unrealized loss (60) (12)
Held-to-maturity, Greater than 12 continuous months, Fair value 7,798 127,053
Held-to-maturity, Greater than 12 continuous months, Unrealized loss (89) (3,510)
Held-to-maturity, Total securities in a loss position, Fair value 22,001 130,131
Held-to-maturity, Total securities in a loss position, Unrealized loss (149) (3,522)
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value 81,958 81,533
Available-for-sale, Less than 12 continuous months, Unrealized loss (328) (657)
Available-for-sale, Greater than 12 continuous months, Fair value 10,552 234,850
Available-for-sale, Greater than 12 continuous months, Unrealized loss (83) (4,537)
Available-for-sale, Unrealized loss position, Fair value 92,510 316,383
Available-for-sale, Total securities in a loss position, Unrealized loss (411) (5,194)
Available-for-sale and Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract] [Abstract]    
Total temporarily impaired securities, Less than 12 continuous months, Fair value 96,161 84,611
Total temporarily impaired securities, Less than 12 continuous months, Unrealized loss (388) (669)
Total temporarily impaired securities, Greater than 12 continuous months, Fair value 18,350 361,903
Total temporarily impaired securities, Greater than 12 continuous months, Unrealized loss (172) (8,047)
Total temporarily impaired securities, Total securities in a loss position, Fair value 114,511 446,514
Total temporarily impaired securities, Total securities in a loss position, Unrealized loss $ (560) (8,716)
Number of securities in continuous loss position for more than 12 months | security 16  
Number of securities in continuous loss position for less than 12 months | security 24  
MBS pass-through securities issued by FHLMC and FNMA    
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Held-to-maturity, Less than 12 continuous months, Fair value $ 14,203 198
Held-to-maturity, Less than 12 continuous months, Unrealized loss (60) (9)
Held-to-maturity, Greater than 12 continuous months, Fair value 6,073 83,990
Held-to-maturity, Greater than 12 continuous months, Unrealized loss (84) (2,800)
Held-to-maturity, Total securities in a loss position, Fair value 20,276 84,188
Held-to-maturity, Total securities in a loss position, Unrealized loss (144) (2,809)
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value 4,367 19,971
Available-for-sale, Less than 12 continuous months, Unrealized loss (34) (128)
Available-for-sale, Greater than 12 continuous months, Fair value 4,464 50,077
Available-for-sale, Greater than 12 continuous months, Unrealized loss (14) (1,102)
Available-for-sale, Unrealized loss position, Fair value 8,831 70,048
Available-for-sale, Total securities in a loss position, Unrealized loss (48) (1,230)
SBA-backed securities    
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Held-to-maturity, Total securities in a loss position, Unrealized loss 0 0
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value 9,227 13,175
Available-for-sale, Less than 12 continuous months, Unrealized loss (14) (122)
Available-for-sale, Greater than 12 continuous months, Fair value 2,448 20,123
Available-for-sale, Greater than 12 continuous months, Unrealized loss (62) (284)
Available-for-sale, Unrealized loss position, Fair value 11,675 33,298
Available-for-sale, Total securities in a loss position, Unrealized loss (76) (406)
CMOs issued by FNMA    
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Held-to-maturity, Less than 12 continuous months, Fair value   0
Held-to-maturity, Less than 12 continuous months, Unrealized loss   0
Held-to-maturity, Greater than 12 continuous months, Fair value   11,327
Held-to-maturity, Greater than 12 continuous months, Unrealized loss   (120)
Held-to-maturity, Total securities in a loss position, Fair value   11,327
Held-to-maturity, Total securities in a loss position, Unrealized loss 0 (120)
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value   2,345
Available-for-sale, Less than 12 continuous months, Unrealized loss   (8)
Available-for-sale, Greater than 12 continuous months, Fair value   16,138
Available-for-sale, Greater than 12 continuous months, Unrealized loss   (322)
Available-for-sale, Unrealized loss position, Fair value   18,483
Available-for-sale, Total securities in a loss position, Unrealized loss   (330)
CMOs issued by FHLMC    
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Held-to-maturity, Less than 12 continuous months, Fair value 0 2,880
Held-to-maturity, Less than 12 continuous months, Unrealized loss 0 (3)
Held-to-maturity, Greater than 12 continuous months, Fair value 1,725 28,171
Held-to-maturity, Greater than 12 continuous months, Unrealized loss (5) (567)
Held-to-maturity, Total securities in a loss position, Fair value 1,725 31,051
Held-to-maturity, Total securities in a loss position, Unrealized loss (5) (570)
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value 14,918 24,094
Available-for-sale, Less than 12 continuous months, Unrealized loss (58) (330)
Available-for-sale, Greater than 12 continuous months, Fair value 2,981 74,243
Available-for-sale, Greater than 12 continuous months, Unrealized loss (6) (1,267)
Available-for-sale, Unrealized loss position, Fair value 17,899 98,337
Available-for-sale, Total securities in a loss position, Unrealized loss (64) (1,597)
CMOs issued by GNMA    
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Held-to-maturity, Total securities in a loss position, Unrealized loss 0 0
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value 7,139 1,666
Available-for-sale, Less than 12 continuous months, Unrealized loss (6) (7)
Available-for-sale, Greater than 12 continuous months, Fair value 0 9,112
Available-for-sale, Greater than 12 continuous months, Unrealized loss 0 (267)
Available-for-sale, Unrealized loss position, Fair value 7,139 10,778
Available-for-sale, Total securities in a loss position, Unrealized loss (6) (274)
Debentures of government- sponsored agencies    
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value 25,228 4,992
Available-for-sale, Less than 12 continuous months, Unrealized loss (70) (8)
Available-for-sale, Greater than 12 continuous months, Fair value 0 11,349
Available-for-sale, Greater than 12 continuous months, Unrealized loss 0 (115)
Available-for-sale, Unrealized loss position, Fair value 25,228 16,341
Available-for-sale, Total securities in a loss position, Unrealized loss (70) (123)
Obligations of state and political subdivisions    
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]    
Held-to-maturity, Less than 12 continuous months, Fair value   0
Held-to-maturity, Less than 12 continuous months, Unrealized loss   0
Held-to-maturity, Greater than 12 continuous months, Fair value   3,565
Held-to-maturity, Greater than 12 continuous months, Unrealized loss   (23)
Held-to-maturity, Total securities in a loss position, Fair value   3,565
Held-to-maturity, Total securities in a loss position, Unrealized loss 0 (23)
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value 20,579 15,290
Available-for-sale, Less than 12 continuous months, Unrealized loss (145) (54)
Available-for-sale, Greater than 12 continuous months, Fair value 659 52,804
Available-for-sale, Greater than 12 continuous months, Unrealized loss (1) (1,166)
Available-for-sale, Unrealized loss position, Fair value 21,238 68,094
Available-for-sale, Total securities in a loss position, Unrealized loss (146) (1,220)
Corporate bonds    
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)    
Available-for-sale, Less than 12 continuous months, Fair value 500 0
Available-for-sale, Less than 12 continuous months, Unrealized loss (1) 0
Available-for-sale, Greater than 12 continuous months, Fair value 0 1,004
Available-for-sale, Greater than 12 continuous months, Unrealized loss 0 (14)
Available-for-sale, Unrealized loss position, Fair value 500 1,004
Available-for-sale, Total securities in a loss position, Unrealized loss $ (1) $ (14)
XML 57 R43.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies - Earnings Per Share (Details)
$ / shares in Units, shares in Thousands, $ in Thousands
 12 Months Ended
Nov. 27, 2018
Dec. 31, 2019
USD ($)
$ / shares
shares
Dec. 31, 2018
USD ($)
$ / shares
shares
Earnings Per Share, Basic and Diluted [Abstract]      
Weighted average basic shares outstanding (in shares) [1]   13,620 13,864
Potentially dilutive common shares related to:      
Potential common shares related to stock options (in shares)   148 136
Potential common shares related to unvested restricted stock awards (in shares)   26 29
Weighted average diluted shares outstanding (in shares) [1]   13,794 14,029
Net income | $   $ 34,241 $ 32,622
Basic EPS (in dollars per share) | $ / shares [1]   $ 2.51 $ 2.35
Diluted EPS (in dollars per share) | $ / shares [1]   $ 2.48 $ 2.33
Weighted average anti-dilutive shares not included in the calculation of diluted EPS (in shares)   35 44
Stock split ratio 2    
[1] Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.
XML 58 R68.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Stock Plans - Narrative (Details)
$ / shares in Units, $ in Thousands
 3 Months Ended 12 Months Ended 20 Months Ended
Jan. 24, 2020
USD ($)
$ / shares
Nov. 27, 2018
Jul. 01, 2017
shares
Mar. 31, 2018
USD ($)
Dec. 31, 2019
USD ($)
$ / shares
shares
Dec. 31, 2018
USD ($)
$ / shares
shares
Dec. 31, 2019
USD ($)
$ / shares
shares
Apr. 23, 2018
USD ($)
Jul. 06, 2017
$ / shares
shares
May 11, 2010
shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Stock split ratio   2                
Shares withheld for tax withholding and exercise of options (in shares) | shares         7,795 46,794        
Adjustments related to tax withholding and exercise of options for share-based compensation         $ 326 $ 1,700        
Shares withheld for tax withholding and exercise of options, weighted average price (usd per share) | $ / shares         $ 41.84 $ 36.28        
Total compensation cost for share-based payment arrangements         $ 1,500 $ 1,700        
Share-based compensation income tax benefit recognized         389 404        
Unrecognized compensation expense         $ 783   $ 783      
Period for recognizing unrecognized compensation expense         1 year 8 months 12 days          
Excess tax benefits recorded as a reduction to income tax expense         $ 145 $ 484        
Percentage of share ownership defining an acquiring person                 10.00%  
Preferred stock, authorized (in shares) | shares         5,000,000 5,000,000 5,000,000      
Preferred stock, no par value (in dollars per share) | $ / shares         $ 0 $ 0 $ 0      
Amount reclassified from AOCI to retained earnings representing stranded tax income effects       $ 638            
Stock repurchase program, authorized amount               $ 25,000    
Stock repurchased, net of commissions         $ 15,022 $ 7,012 $ 22,000      
Subsequent event                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Dividends declared per common share (usd per share) | $ / shares $ 0.22                  
Stock repurchase program, authorized amount $ 25,000                  
Restricted stock award                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Total grant-date fair value of option shares vested         $ 1,200 967        
Restricted stock award | During 2006 through 2014                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Award vesting period         5 years          
Expiration period of grants         10 years          
Restricted stock award | During 2006 through 2014 | Vesting Rate, Year One                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Restricted stock award | During 2006 through 2014 | Vesting Rate, Year Two                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Restricted stock award | During 2006 through 2014 | Vesting Rate Year Three                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Restricted stock award | During 2006 through 2014 | Vesting Rate Year Four                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Restricted stock award | During 2006 through 2014 | Vesting Rate Year Five                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Expiration period of grants         10 years          
Total grant-date fair value of option shares vested         $ 473 $ 543        
Stock options | During 2006 through 2014                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Award vesting period         5 years          
Expiration period of grants         10 years          
Stock options | During 2006 through 2014 | Vesting Rate, Year One                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | During 2006 through 2014 | Vesting Rate, Year Two                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | During 2006 through 2014 | Vesting Rate Year Three                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | During 2006 through 2014 | Vesting Rate Year Four                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | During 2006 through 2014 | Vesting Rate Year Five                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | Prior to 2016                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Award vesting period         4 years          
Expiration period of grants         7 years          
Stock options | Prior to 2016 | Vesting Rate, Year One                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | Prior to 2016 | Immediately Upon Grant                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | Prior to 2016 | Vesting Rate, Year Two                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | Prior to 2016 | Vesting Rate Year Three                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | Prior to 2016 | Vesting Rate Year Four                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         20.00%          
Stock options | Subsequent To January 1, 2015                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         33.00%          
Award vesting period         3 years          
Expiration period of grants         10 years          
Stock options | During 2016                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         33.00%          
Award vesting period         3 years          
Expiration period of grants         10 years          
Performance shares                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Award vesting period         3 years          
Minimum | Performance shares                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         0.00%          
Maximum | Performance shares                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Vesting percentage         200.00%          
Director Stock Plan, 2010                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Shares approved to be issued in common stock (in shares) | shares                   300,000
Number of shares available for future grants under plan (in shares) | shares         208,263   208,263      
Employee Stock Purchase Plan, 2007                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Shares approved to be issued in common stock (in shares) | shares     385,370              
Number of shares available for future grants under plan (in shares) | shares         382,515   382,515      
Discount from closing market price at end of each quarter     5.00%              
Employee Stock Purchase Plan, 2007 | Minimum                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Approved payroll deduction to purchase shares, percentage     1.00%              
Employee Stock Purchase Plan, 2007 | Maximum                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Approved payroll deduction to purchase shares, percentage     15.00%              
The 2017 Equity Plan                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Number of shares available for future grants under plan (in shares) | shares         989,630   989,630      
Common Stock | Director Stock Plan, 2010                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Shares awarded in period from plan (in shares) | shares         5,544 5,470        
Series A Junior Participating Preferred Stock                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Preferred stock, authorized (in shares) | shares         1,000,000   1,000,000      
Preferred stock, no par value (in dollars per share) | $ / shares         $ 0   $ 0      
Retained Earnings                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Amount reclassified from AOCI to retained earnings representing stranded tax income effects       $ 638   $ 638        
Common Stock                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Shares withheld for tax withholding and exercise of options (in shares) | shares [1]         5,240 1,316        
Stock repurchased, net of commissions (in shares) | shares         356,000 [1] 171,217 [1] 527,217      
Stock repurchased, net of commissions         $ 15,022 $ 7,012        
Series A Junior Participating Preferred Stock                    
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]                    
Exercise price of rights (in dollars per share) | $ / shares                 $ 0.9  
Number of securities called by each right (in shares) | shares                 0.005  
[1] Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.
XML 59 R90.htm IDEA: XBRL DOCUMENT v3.20.1
Derivative Financial Instruments and Hedging Activities - Offsetting of Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Offsetting Liabilities [Line Items]    
Gross Amounts of Recognized Liabilities $ 1,178 $ 375
Gross Amounts Offset in the Statements of Condition 0 0
Net Amounts of Liabilities Presented in the Statements of Condition 1,178 375
Gross Amounts Not Offset in the Statements of Condition, Financial Instruments 0 (161)
Gross Amounts Not Offset in the Statements of Condition, Cash Collateral Pledged (1,178) 0
Net Amount 0 214
Other liabilities | Interest rate swap    
Offsetting Liabilities [Line Items]    
Derivative liabilities, accrued interest, interest rate swaps $ 6 $ 3
XML 60 R60.htm IDEA: XBRL DOCUMENT v3.20.1
Bank Owned Life Insurance (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Insurance [Abstract]    
Estimated death benefits $ 88,400  
Death benefits provided under terms of the programs 41,600 $ 39,000
Earnings on bank-owned life Insurance, net $ 1,196 $ 913
XML 61 R64.htm IDEA: XBRL DOCUMENT v3.20.1
Deposits - Composition of Network Deposits (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Reciprocal [Abstract]    
CDARS $ 5,011 $ 7,661
ICS 56,681 44,123
DDM 41,636 22,687
Total network deposits 103,328 74,471
One Way [Abstract]    
CDARS 7,453 10,428
ICS 27,220 4,808
DDM 0 0
Total network deposits $ 34,673 $ 15,236
XML 62 R94.htm IDEA: XBRL DOCUMENT v3.20.1
Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Income (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Condensed Financial Statements, Captions [Line Items]    
Interest expense $ 4,757 $ 3,536
Non-interest expense 57,970 58,266
Income tax benefit (11,653) (10,795)
Net income 34,241 32,622
Bancorp    
Condensed Financial Statements, Captions [Line Items]    
Dividends from bank subsidiary 17,600 36,700
Miscellaneous Income 5 9
Total income 17,605 36,709
Interest expense 229 1,339
Non-interest expense 1,399 1,275
Total expense 1,628 2,614
Income before income taxes and equity in undistributed net income of subsidiary 15,977 34,095
Income tax benefit 480 770
Income before equity in undistributed net income of subsidiary 16,457 34,865
Earnings of bank subsidiary greater (less) than dividends received from bank subsidiary 17,784 (2,243)
Net income $ 34,241 $ 32,622
XML 63 bmrc-20191231x10kxsc_htm.xml IDEA: XBRL DOCUMENT 0001403475 2019-01-01 2019-12-31 0001403475 2020-02-28 0001403475 2019-06-29 0001403475 2018-12-31 0001403475 2019-12-31 0001403475 2018-11-27 2018-11-27 0001403475 2018-01-01 2018-12-31 0001403475 bmrc:MerchantInterchangeFeesNetMember 2019-01-01 2019-12-31 0001403475 us-gaap:FiduciaryAndTrustMember 2019-01-01 2019-12-31 0001403475 us-gaap:DebitCardMember 2018-01-01 2018-12-31 0001403475 us-gaap:DepositAccountMember 2019-01-01 2019-12-31 0001403475 us-gaap:FiduciaryAndTrustMember 2018-01-01 2018-12-31 0001403475 us-gaap:DepositAccountMember 2018-01-01 2018-12-31 0001403475 us-gaap:DebitCardMember 2019-01-01 2019-12-31 0001403475 bmrc:MerchantInterchangeFeesNetMember 2018-01-01 2018-12-31 0001403475 us-gaap:RetainedEarningsMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommonStockMember 2018-01-01 2018-12-31 0001403475 us-gaap:RetainedEarningsMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommonStockMember 2018-12-31 0001403475 us-gaap:CommonStockMember 2019-01-01 2019-12-31 0001403475 us-gaap:RetainedEarningsMember 2019-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-12-31 0001403475 us-gaap:CommonStockMember 2019-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommonStockMember 2017-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-01-01 2019-12-31 0001403475 us-gaap:RetainedEarningsMember 2017-12-31 0001403475 2017-12-31 0001403475 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2017-12-31 0001403475 us-gaap:RetainedEarningsMember 2018-12-31 0001403475 us-gaap:CoreDepositsMember 2019-01-01 2019-12-31 0001403475 srt:MaximumMember 2019-01-01 2019-12-31 0001403475 srt:MaximumMember srt:ScenarioForecastMember us-gaap:AccountingStandardsUpdate201613Member 2020-01-01 2020-01-01 0001403475 bmrc:MarinCountyMember 2019-12-31 0001403475 srt:MinimumMember srt:ScenarioForecastMember us-gaap:AccountingStandardsUpdate201613Member 2020-01-01 2020-01-01 0001403475 2018-01-01 2018-03-31 0001403475 us-gaap:AccountingStandardsUpdate201602Member 2019-01-01 0001403475 bmrc:AlamedaCountyMember 2019-12-31 0001403475 srt:MinimumMember 2019-01-01 2019-12-31 0001403475 bmrc:SanFranciscoMember 2019-12-31 0001403475 srt:MaximumMember us-gaap:EquipmentMember 2019-01-01 2019-12-31 0001403475 bmrc:SonomaCountyMember 2019-12-31 0001403475 bmrc:NapaCountyMember 2019-12-31 0001403475 us-gaap:FurnitureAndFixturesMember 2019-01-01 2019-12-31 0001403475 us-gaap:CoreDepositsMember 2019-12-31 0001403475 srt:MinimumMember us-gaap:EquipmentMember 2019-01-01 2019-12-31 0001403475 bmrc:VisaInc.ClassBCommonStockMember 2018-10-01 2018-10-31 0001403475 us-gaap:CommonClassBMember bmrc:VisaIncMember 2018-01-01 2018-12-31 0001403475 bmrc:VisaInc.ClassBCommonStockMember 2019-12-31 0001403475 us-gaap:CommonClassBMember bmrc:VisaIncMember 2019-01-01 2019-12-31 0001403475 us-gaap:OtherAssetsMember 2019-12-31 0001403475 us-gaap:OtherAssetsMember 2018-12-31 0001403475 bmrc:VisaInc.ClassBCommonStockMember 2018-12-31 0001403475 us-gaap:SubsequentEventMember 2020-02-20 0001403475 us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2018-12-31 0001403475 us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2018-12-31 0001403475 us-gaap:AgencySecuritiesMember 2018-12-31 0001403475 us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2018-12-31 0001403475 us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2018-12-31 0001403475 us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2019-12-31 0001403475 us-gaap:AgencySecuritiesMember 2019-12-31 0001403475 us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2019-12-31 0001403475 us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2019-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2019-12-31 0001403475 bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2019-12-31 0001403475 bmrc:TrustDepositsMember 2019-12-31 0001403475 bmrc:PublicDepositsMember 2018-12-31 0001403475 bmrc:CheckingAccountWealthManagementAndTrustServicesMember 2019-12-31 0001403475 bmrc:PledgedToStateOfCaliforniaMember 2019-12-31 0001403475 bmrc:TrustDepositsMember 2018-12-31 0001403475 bmrc:PledgedToStateOfCaliforniaMember 2018-12-31 0001403475 bmrc:CheckingAccountWealthManagementAndTrustServicesMember 2018-12-31 0001403475 bmrc:PublicDepositsMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2018-01-01 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2019-01-01 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2018-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:PassMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2018-12-31 0001403475 us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:PassMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:SpecialMentionMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2018-12-31 0001403475 us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:SubstandardMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:SpecialMentionMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:PassMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2018-01-01 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2018-01-01 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2018-01-01 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2019-01-01 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2019-01-01 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2019-01-01 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2019-01-01 2019-12-31 0001403475 us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancingReceivables60To89DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2018-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2019-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:UnallocatedFinancingReceivablesMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2019-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2019-12-31 0001403475 bmrc:OtherResidentialFinancingReceivableMember 2019-12-31 0001403475 bmrc:OtherResidentialFinancingReceivableMember 2018-12-31 0001403475 bmrc:DirectorsOfficersPrincipalShareholdersAndAssociatesMember 2018-12-31 0001403475 stpr:CA us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-12-31 0001403475 stpr:CA us-gaap:CommercialRealEstatePortfolioSegmentMember 2019-12-31 0001403475 bmrc:DirectorsOfficersPrincipalShareholdersAndAssociatesMember 2019-12-31 0001403475 us-gaap:RealEstateLoanMember 2019-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember 2019-01-01 2019-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember 2019-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2018-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:UnallocatedFinancingReceivablesMember 2018-12-31 0001403475 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2018-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember bmrc:OtherResidentialLoanMember 2017-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2019-01-01 2019-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanInvestorMember 2017-12-31 0001403475 us-gaap:ResidentialPortfolioSegmentMember us-gaap:HomeEquityLoanMember 2017-12-31 0001403475 us-gaap:ConsumerPortfolioSegmentMember bmrc:InstallmentAndOtherConsumerMember 2017-12-31 0001403475 us-gaap:UnallocatedFinancingReceivablesMember 2017-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember bmrc:CommercialRealEstateLoanOwnerOccupiedMember 2017-12-31 0001403475 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2017-12-31 0001403475 us-gaap:CommercialPortfolioSegmentMember bmrc:CommercialAndIndustrialMember 2017-12-31 0001403475 us-gaap:RealEstateLoanMember 2018-12-31 0001403475 us-gaap:FurnitureAndFixturesMember 2019-12-31 0001403475 us-gaap:LeaseholdImprovementsMember 2019-12-31 0001403475 us-gaap:LeaseholdImprovementsMember 2018-12-31 0001403475 us-gaap:FurnitureAndFixturesMember 2018-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalFundsPurchasedMember 2019-12-31 0001403475 bmrc:NorCalCommunityBancorpTrustIIMember us-gaap:SubordinatedDebtMember 2019-01-01 2019-12-31 0001403475 us-gaap:SubordinatedDebtMember 2013-11-29 0001403475 srt:MaximumMember us-gaap:SubordinatedDebtMember 2019-01-01 2019-12-31 0001403475 us-gaap:SubordinatedDebtMember 2018-10-07 2018-10-07 0001403475 bmrc:NorCalCommunityBancorpTrustIIMember us-gaap:SubordinatedDebtMember 2019-12-31 0001403475 us-gaap:LineOfCreditMember bmrc:FederalHomeLoanBankOvernightBorrowingsMember 2018-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalReserveBankAdvancesMember 2019-12-31 0001403475 us-gaap:SubordinatedDebtMember 2018-01-01 2018-12-31 0001403475 us-gaap:LineOfCreditMember bmrc:FederalHomeLoanBankMember 2018-12-31 0001403475 us-gaap:LineOfCreditMember bmrc:FederalHomeLoanBankMember 2019-12-31 0001403475 2013-11-29 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalReserveBankAdvancesMember 2018-12-31 0001403475 us-gaap:SubordinatedDebtMember 2019-01-01 2019-12-31 0001403475 us-gaap:OtherDebtSecuritiesMember 2018-01-01 2018-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalHomeLoanBankAdvancesMember 2018-12-31 0001403475 us-gaap:OtherDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:OtherDebtSecuritiesMember 2019-01-01 2019-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalHomeLoanBankAdvancesMember 2019-01-01 2019-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalHomeLoanBankAdvancesMember 2018-01-01 2018-12-31 0001403475 us-gaap:OtherDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:SubordinatedDebtMember 2019-12-31 0001403475 us-gaap:SubordinatedDebtMember 2018-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalHomeLoanBankAdvancesMember 2019-12-31 0001403475 us-gaap:LineOfCreditMember us-gaap:FederalFundsPurchasedMember 2018-12-31 0001403475 2017-01-01 2017-12-31 0001403475 us-gaap:RestrictedStockMember 2019-01-01 2019-12-31 0001403475 us-gaap:RestrictedStockMember 2018-12-31 0001403475 us-gaap:RestrictedStockMember 2018-01-01 2018-12-31 0001403475 us-gaap:RestrictedStockMember 2019-12-31 0001403475 us-gaap:RestrictedStockMember 2017-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeFourMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeThreeMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeFiveMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeTwoMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeFourMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeThreeMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeFiveMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember bmrc:PriceRangeTwoMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 us-gaap:EmployeeStockOptionMember 2018-01-01 2018-12-31 0001403475 2018-04-23 0001403475 srt:MinimumMember bmrc:EmployeeStockPurchasePlan2007Member 2017-07-01 2017-07-01 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearOneMember 2019-01-01 2019-12-31 0001403475 us-gaap:SubsequentEventMember 2020-01-24 0001403475 srt:MaximumMember bmrc:EmployeeStockPurchasePlan2007Member 2017-07-01 2017-07-01 0001403475 bmrc:The2017EquityPlanMember 2019-12-31 0001403475 bmrc:DirectorStockPlan2010Member 2019-12-31 0001403475 srt:MaximumMember us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001403475 us-gaap:SeriesAPreferredStockMember 2019-12-31 0001403475 bmrc:AwardDateDuring2016Member us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 2017-07-06 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:ImmediatelyUponGrantMember 2019-01-01 2019-12-31 0001403475 bmrc:EmployeeStockPurchasePlan2007Member 2017-07-01 2017-07-01 0001403475 us-gaap:SubsequentEventMember 2020-01-24 2020-01-24 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember 2019-01-01 2019-12-31 0001403475 bmrc:DirectorStockPlan2010Member us-gaap:CommonStockMember 2019-01-01 2019-12-31 0001403475 srt:MinimumMember us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001403475 2018-05-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearOneMember 2019-01-01 2019-12-31 0001403475 bmrc:DirectorStockPlan2010Member 2010-05-11 0001403475 bmrc:EmployeeStockPurchasePlan2007Member 2019-12-31 0001403475 us-gaap:RetainedEarningsMember 2018-01-01 2018-03-31 0001403475 bmrc:DirectorStockPlan2010Member us-gaap:CommonStockMember 2018-01-01 2018-12-31 0001403475 us-gaap:CommonStockMember 2018-05-01 2019-12-31 0001403475 bmrc:EmployeeStockPurchasePlan2007Member 2017-07-01 0001403475 bmrc:PriceRangeFiveMember 2019-01-01 2019-12-31 0001403475 bmrc:PriceRangeFourMember 2019-01-01 2019-12-31 0001403475 bmrc:PriceRangeTwoMember 2019-01-01 2019-12-31 0001403475 bmrc:PriceRangeThreeMember 2019-01-01 2019-12-31 0001403475 us-gaap:SeriesAPreferredStockMember 2017-07-06 0001403475 us-gaap:PerformanceSharesMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 bmrc:SubsequentToJanuary12015Member us-gaap:EmployeeStockOptionMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearThreeMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearTwoMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearFourMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearFiveMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearTwoMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearFourMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearOneMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearFourMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearTwoMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearFiveMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDatePriorTo2016Member us-gaap:EmployeeStockOptionMember bmrc:RatablyYearThreeMember 2019-01-01 2019-12-31 0001403475 bmrc:AwardDateDuring2006Through2014Member us-gaap:RestrictedStockMember bmrc:RatablyYearThreeMember 2019-01-01 2019-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2018-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:InterestRateContractMember us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2018-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateBondSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentSponsoredEnterprisesDebtSecuritiesMember 2019-12-31 0001403475 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember bmrc:SmallBusinessAdministrationSBABackedSecuritiesMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel3Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel2Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2018-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member 2019-12-31 0001403475 us-gaap:FairValueInputsLevel1Member 2018-12-31 0001403475 srt:ManagementMember us-gaap:DeferredBonusMember 2019-01-01 2019-12-31 0001403475 bmrc:DefinedContributionPlanthe401kPlanMember 2018-01-01 2018-12-31 0001403475 bmrc:DefinedContributionPlanthe401kPlanMember 2019-01-01 2019-12-31 0001403475 bmrc:BankOfMarinEmployeeStockOwnershipAndSavingsPlanMember 2019-01-01 2019-12-31 0001403475 2019-01-01 0001403475 srt:ManagementMember bmrc:AnnualSalaryMember 2019-01-01 2019-12-31 0001403475 2018-01-01 0001403475 bmrc:BankOfMarinEmployeeStockOwnershipAndSavingsPlanMember 2018-01-01 2018-12-31 0001403475 us-gaap:StateAndLocalJurisdictionMember 2019-12-31 0001403475 us-gaap:DomesticCountryMember 2019-12-31 0001403475 bmrc:OperatingLeaseModificationsMember us-gaap:SubsequentEventMember 2020-01-01 0001403475 bmrc:VisaIncMember 2019-09-27 2019-09-27 0001403475 srt:MinimumMember 2019-09-30 0001403475 bmrc:VisaIncMember 2012-01-01 2012-12-31 0001403475 bmrc:VisaIncMember 2019-12-31 0001403475 bmrc:VisaIncMember 2018-09-17 2018-09-17 0001403475 bmrc:VisaIncMember 2019-12-27 2019-12-27 0001403475 srt:MaximumMember 2019-09-30 0001403475 us-gaap:USTreasuryAndGovernmentMember us-gaap:CreditConcentrationRiskMember 2019-01-01 2019-12-31 0001403475 us-gaap:MortgagesMember us-gaap:CreditConcentrationRiskMember 2019-01-01 2019-12-31 0001403475 us-gaap:USTreasuryAndGovernmentMember us-gaap:CreditConcentrationRiskMember 2018-01-01 2018-12-31 0001403475 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember us-gaap:CreditConcentrationRiskMember 2018-01-01 2018-12-31 0001403475 us-gaap:LoansReceivableMember us-gaap:CreditConcentrationRiskMember 2019-01-01 2019-12-31 0001403475 us-gaap:MortgagesMember us-gaap:CreditConcentrationRiskMember 2018-01-01 2018-12-31 0001403475 us-gaap:FairValueHedgingMember us-gaap:InterestIncomeMember 2019-01-01 2019-12-31 0001403475 us-gaap:FairValueHedgingMember us-gaap:InterestIncomeMember 2018-01-01 2018-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2018-12-31 0001403475 us-gaap:FairValueHedgingMember 2018-01-01 2018-12-31 0001403475 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherAssetsMember us-gaap:InterestRateSwapMember 2018-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember 2018-12-31 0001403475 us-gaap:FairValueHedgingMember us-gaap:DesignatedAsHedgingInstrumentMember 2019-12-31 0001403475 us-gaap:OtherLiabilitiesMember us-gaap:InterestRateSwapMember 2019-12-31 0001403475 us-gaap:FairValueHedgingMember 2019-01-01 2019-12-31 0001403475 srt:ParentCompanyMember 2018-12-31 0001403475 srt:ParentCompanyMember 2019-12-31 0001403475 srt:SubsidiariesMember 2019-12-31 0001403475 srt:SubsidiariesMember 2018-12-31 0001403475 us-gaap:HomeEquityMember 2019-12-31 0001403475 bmrc:ConsumerAndOtherLinesOfCreditMember 2019-12-31 0001403475 bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2018-12-31 0001403475 bmrc:ConsumerAndOtherLinesOfCreditMember 2018-12-31 0001403475 bmrc:CommercialLinesOfCreditMember 2018-12-31 0001403475 bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2019-12-31 0001403475 bmrc:CommercialLinesOfCreditMember 2019-12-31 0001403475 us-gaap:FinancialStandbyLetterOfCreditMember 2019-12-31 0001403475 us-gaap:HomeEquityMember 2018-12-31 0001403475 bmrc:UndisbursedConstructionLoansMember 2018-12-31 0001403475 us-gaap:FinancialStandbyLetterOfCreditMember 2018-12-31 0001403475 bmrc:UndisbursedConstructionLoansMember 2019-12-31 0001403475 bmrc:InterestPayableAndOtherLiabilitiesMember bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2018-12-31 0001403475 bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2019-01-01 2019-12-31 0001403475 bmrc:InterestPayableAndOtherLiabilitiesMember bmrc:LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember 2019-12-31 0001403475 srt:ParentCompanyMember 2019-01-01 2019-12-31 0001403475 srt:ParentCompanyMember 2018-01-01 2018-12-31 0001403475 srt:ParentCompanyMember 2017-12-31 iso4217:USD pure bmrc:security shares iso4217:USD shares bmrc:payment bmrc:branch bmrc:acquisition bmrc:contract bmrc:loan bmrc:debenture bmrc:derivative bmrc:date 0 0 P7Y P3Y 0 0.88 0 false --12-31 FY 2019 0001403475 0.9 0.005 0 0 30000000 30000000 13844353 13577008 13844353 13577008 0.83 0 1200000 0 0 0 10439 0 92000000 0 5000000 0 0 P3Y P5Y P3Y P3Y 40.01 30.01 20.01 10.01 50.00 40.00 30.00 20.00 0.2 0.2 0.2 0.2 0.2 0.20 0.20 0.20 0.20 0.33 0.20 0.20 0.20 0.33 P10Y P10Y 0 10-K true 2019-12-31 false 001-33572 Bank of Marin Bancorp CA 20-8859754 504 Redwood Blvd.  Suite 100 Novato CA 94947 415 763-4520    Common Stock, No Par Value, BMRC NASDAQ No No Yes Yes Accelerated Filer true false false 525000000 13596535 <div style="line-height:120%;text-align:justify;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Portions of the registrant's Proxy Statement for the Annual Meeting of Shareholders to be held on May 12, 2020 are incorporated by reference into Part III.</span></div> 183388000 34221000 137413000 157206000 432260000 462464000 569673000 619670000 1826609000 1748043000 6070000 7376000 30140000 30140000 4684000 5571000 11002000 75714000 75871000 2707280000 2520892000 1128823000 1066051000 142329000 133403000 162817000 178429000 804710000 679775000 97810000 117182000 2336489000 2174840000 212000 7000000 2708000 2640000 12615000 18468000 20005000 2370492000 2204485000 0 0 129058000 140565000 203227000 179944000 4503000 -4102000 336788000 316407000 2707280000 2520892000 84331000 79527000 14785000 14092000 1321000 1461000 100437000 95080000 347000 226000 70000 72000 3439000 1355000 595000 542000 77000 2000 229000 1339000 4757000 3536000 95680000 91544000 900000 0 94780000 91544000 1865000 1891000 1907000 1919000 1586000 1561000 331000 378000 1196000 913000 799000 959000 55000 876000 1345000 1642000 9084000 10139000 34253000 33335000 6143000 5976000 2228000 2143000 361000 756000 3717000 4358000 2132000 3317000 735000 700000 1065000 1023000 887000 921000 129000 0 6320000 5737000 57970000 58266000 45894000 43417000 11653000 10795000 34241000 32622000 2.51 2.35 2.48 2.33 13620000 13864000 13794000 14029000 34241000 32622000 11839000 -1707000 55000 -79000 0 278000 445000 516000 12229000 -1390000 3624000 -412000 8605000 -978000 42846000 31644000 2 13843084 143967000 155544000 -2486000 297025000 32622000 32622000 -978000 -978000 638000 -638000 111714 538000 538000 1036 39000 39000 29600 1173000 1173000 37040 0 1316 45000 45000 12056 0 0 651000 651000 1013000 1013000 8860000 8860000 998 37000 37000 5470 204000 204000 171217 7012000 7012000 13844353 140565000 179944000 -4102000 316407000 34241000 34241000 8605000 8605000 45553 669000 669000 1355 54000 54000 30075 1245000 1245000 29110 0 5240 220000 220000 18333 0 495000 495000 1017000 1017000 10958000 10958000 591 24000 24000 5544 231000 231000 356000 15022000 15022000 13577008 129058000 203227000 4503000 336788000 2 34241000 32622000 900000 0 129000 0 1245000 1173000 301000 227000 1512000 1664000 887000 921000 -1633000 -2695000 353000 807000 68000 1025000 348000 -183000 55000 876000 2228000 2143000 1196000 913000 329000 -1148000 70000 902000 6692000 9485000 40933000 42107000 3549000 1988000 110934000 235873000 66081000 16972000 23005000 22891000 86044000 57662000 0 956000 77827000 84598000 2997000 0 1533000 0 542000 907000 616000 0 952000 418000 -20754000 -225303000 161649000 26170000 669000 591000 220000 99000 7000000 7000000 0 4137000 168000 0 10958000 8860000 -15062000 -6869000 78000 76000 128988000 13872000 149167000 -169324000 34221000 203545000 183388000 34221000 4659000 2599000 12738000 8380000 11839000 -1707000 0 27422000 445000 516000 0 3000000 1245000 1173000 231000 204000 103000 143000 4806000 5971000 Summary of Significant Accounting Policies<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Basis of Presentation</span><span style="font-family:Arial;font-size:10pt;">: The consolidated financial statements include the accounts of Bank of Marin Bancorp (“Bancorp”), a bank holding company, and its wholly-owned bank subsidiary, Bank of Marin (the “Bank”), a California state-chartered commercial bank. References to “we,” “our,” “us” mean Bancorp and the Bank that are consolidated for financial reporting purposes. All material intercompany transactions have been eliminated. We evaluated subsequent events through the date of filing with the Securities and Exchange Commission (“SEC”) and determined that there were no subsequent events that require additional recognition or disclosure.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The NorCal Community Bancorp Trusts I and II, respectively (the "Trusts"), were formed for the sole purpose of issuing trust preferred securities. Bancorp is not considered the primary beneficiary of the Trusts (variable interest entities), therefore the Trusts are not consolidated in our consolidated financial statements, but rather the subordinated debentures are shown as a liability on our consolidated statements of condition. Bancorp's investment in the securities of the Trusts is accounted for under the equity method and is included in interest receivable and other assets on the consolidated statements of condition. Refer to Note 7, Borrowings, for detail on the early redemption on October 7, 2018 of one subordinated debenture due to NorCal Community Bancorp Trust I.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Nature of Operations</span><span style="font-family:Arial;font-size:10pt;">: Bancorp, headquartered in Novato, CA, conducts business primarily through its wholly-owned subsidiary, the Bank, which provides a wide range of financial services to customers who are predominantly professionals, small and middle-market businesses, and individuals who work and/or reside in Marin, Sonoma, Napa, San Francisco, Alameda and Contra Costa counties. Besides its headquarters located in Novato, CA, the Bank operates </span><span style="font-family:Arial;font-size:10pt;"><span>ten</span></span><span style="font-family:Arial;font-size:10pt;"> branches in Marin County, </span><span style="font-family:Arial;font-size:10pt;"><span>three</span></span><span style="font-family:Arial;font-size:10pt;"> in Napa County, </span><span style="font-family:Arial;font-size:10pt;"><span>one</span></span><span style="font-family:Arial;font-size:10pt;"> in San Francisco, </span><span style="font-family:Arial;font-size:10pt;"><span>five</span></span><span style="font-family:Arial;font-size:10pt;"> in Sonoma County, </span><span style="font-family:Arial;font-size:10pt;"><span>three</span></span><span style="font-family:Arial;font-size:10pt;"> in Alameda County, and one loan production office in Contra Costa County. Our accounting and reporting policies conform to Generally Accepted Accounting Principles ("GAAP"), general practice, and regulatory guidance within the banking industry. A summary of our significant policies follows. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Cash, Cash Equivalents and Restricted Cash</span><span style="font-family:Arial;font-size:10pt;"> include cash, due from banks, federal funds sold and other short-term investments with maturities of less than three months at the time of purchase. Restricted cash includes reserve requirements held with the Federal Reserve Bank of San Francisco.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Investment Securities</span><span style="font-family:Arial;font-size:10pt;"> are classified as "held-to-maturity," "trading securities" or "available-for-sale." Investments classified as held-to-maturity are those that we have the ability and intent to hold until maturity and are reported at cost, adjusted for the amortization or accretion of premiums or discounts. Investments held for resale in anticipation of short-term market movements are classified as trading securities and are reported at fair value, with unrealized gains and losses included in earnings. Investments that are neither held-to-maturity nor trading are classified as available-for-sale and are reported at fair value. Unrealized gains and losses for available-for-sale securities, net of related taxes, are reported as a separate component of comprehensive income and included in stockholders' equity until realized. For discussion of our methodology in determining fair value, see Note 9, Fair Value of Assets and Liabilities.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Securities transferred from the available-for-sale category to the held-to-maturity category are recorded at fair value at the date of transfer. Unrealized holding gains or losses on the dates of the transfer of securities from available-for-sale to held-to-maturity are included in the balance of accumulated other comprehensive income (loss), net of tax, in the consolidated balance sheets. These unrealized holding gains or losses on the dates of transfer are amortized over the remaining life of the securities as yield adjustments in a manner consistent with the amortization or accretion of the original purchase premium or discount on the associated security.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">At each financial statement date, we assess whether declines in the fair values of held-to-maturity and available-for-sale securities below their costs are deemed to be other-than-temporary. We consider, among other things, (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, and (iii) our intent and ability to retain the investment for a period of time sufficient to allow for any anticipated recovery in fair value. Evidence evaluated includes, but is not limited to, the remaining payment terms of the instrument and economic factors that are relevant to the collectability of the instrument, such as: current prepayment speeds, the current financial condition of the issuer(s), industry analyst reports, credit ratings, credit default rates, interest rate trends, the quality of any credit enhancement and the value of any underlying collateral. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For each security in an unrealized loss position ("impaired security"), we assess whether we intend to sell the security or if it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If we intend to sell the security or it is more likely than not we will be required to sell the security before recovery of its amortized cost basis, the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date is recognized against earnings.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For impaired securities that are not intended for sale and will not be required to be sold prior to recovery of our amortized cost basis, we determine if the impairment has a credit loss component. For both held-to-maturity and available-for-sale securities, if the amount of cash flows expected to be collected are less than the amortized cost, then other-than-temporary impairment shall be considered to have occurred and the credit loss component is recognized against earnings as the difference between present value of the expected future cash flows and the amortized cost. In determining the present value of the expected cash flows, we discount the expected cash flows at the effective interest rate implicit in the security at the date of purchase. The remaining difference between the fair value and the amortized basis is deemed to be due to factors that are not credit related and is recognized in other comprehensive income, net of applicable taxes. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For held-to-maturity securities, if there is no credit loss component, no impairment is recognized. The portion of other-than-temporary impairment recognized in other comprehensive income for credit impaired debt securities classified as held-to-maturity is accreted from other comprehensive income to the amortized cost of the debt security over the remaining life of the debt security in a prospective manner on the basis of the amount and timing of future estimated cash flows.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Premiums and discounts are amortized or accreted over the life of the related security as an adjustment to yield using the effective interest method. For certain callable debt securities purchased at a premium, we amortize the premium to the earliest call date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Dividend and interest income are recognized when earned. Realized gains and losses on the sale of securities and credit losses related to other-than-temporary impairment on available-for-sale and held-to-maturity securities are included in non-interest income as gains (losses) on investment securities, net. The specific identification method is used to calculate realized gains and losses on sales of securities.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Originated Loans</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">are reported at the principal amount outstanding net of deferred fees (costs), charge-offs and the allowance for loan losses (“ALLL”). Interest income is accrued daily using the simple interest method. Loan origination fees and commitment fees, offset by certain direct loan origination costs, are deferred and amortized as yield adjustments over the contractual lives of the related loans. Loans are placed on non-accrual status when Management believes that there is substantial doubt as to the collection of principal or interest, generally when they become contractually past due by ninety days or more with respect to principal or interest, except for loans that are well-secured and in the process of collection. When loans are placed on non-accrual status, any accrued but uncollected interest is reversed from current-period interest income. We may return non-accrual loans to accrual status when one of the following occurs:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The borrower has resumed paying the full amount of the principal and interest and we are satisfied with the borrower's financial position. In order to meet this test, we must have received repayment of all past due principal and interest, unless the amounts contractually due are reasonably assured of repayment within a reasonable period of time, and there has been a sustained period of repayment performance (generally, </span><span style="font-family:Arial;font-size:10pt;"><span>six</span></span><span style="font-family:Arial;font-size:10pt;"> consecutive monthly payments), according to the original contractual terms or modified terms for loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties (“troubled debt restructuring”).</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The loan has become well secured and is in the process of collection.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Loan Charge-Off Policy:</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">For all loan types excluding overdraft accounts, we generally make a charge-off determination at or before </span><span style="font-family:Arial;font-size:10pt;"><span>90</span></span><span style="font-family:Arial;font-size:10pt;"> days past due. A collateral-dependent loan is partially charged down to the fair value of collateral securing it if: (1) it is deemed uncollectable, or (2) it has been classified as a loss by either our internal loan review process or external examiners. A non-collateral-dependent loan is partially charged down to its net realizable value under the same circumstances. Overdraft accounts are generally charged off when they exceed </span><span style="font-family:Arial;font-size:10pt;"><span>60</span></span><span style="font-family:Arial;font-size:10pt;"> days past due.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Acquired Loans</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">: </span><span style="font-family:Arial;font-size:10pt;">Acquired loans are recorded at their estimated fair values at the acquisition date in accordance with Accounting Standards Code ("ASC") 805, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Business Combinations</span><span style="font-family:Arial;font-size:10pt;">, factoring in credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for loan losses is not carried over or recorded for acquired loans as of the acquisition date. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We estimated the fair value of acquired loans at the acquisition date based on a discounted cash flow methodology that considered factors including the type of loan and related collateral, risk classification, fixed or variable interest rate, term of loan, whether or not the loan was amortizing, and current discount rates. Loans, except for purchased credit impaired ("PCI") loans, were grouped together according to similar risk characteristics and treated in the aggregate when applying various valuation techniques. Expected cash flows incorporated our best estimate of key assumptions at the time, such as property values, default rates, loss severity and prepayment speeds. Discount rates were based on market rates for new originations of comparable loans, where available, and included adjustments for liquidity factors. To the extent comparable market rates were not readily available, a discount rate was derived based on the assumptions of market participants' cost of funds, servicing costs and return requirements for comparable risk assets. In either case, the discount rate did not include a factor for credit losses, as that had been considered in estimating the cash flows. The process of calculating fair values of acquired loans, including estimates of losses expected to be incurred over the estimated remaining lives of the loans at acquisition date and ongoing updates to Management's expectation of future cash flows, requires significant subjective judgments and assumptions. The economic environment and lack of market liquidity and transparency are factors that have influenced, and may continue to affect, these assumptions and estimates. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We acquired loans with evidence of significant credit quality deterioration subsequent to their origination and for which it was probable, at acquisition, that we would be unable to collect all contractually required payments. Management applied significant subjective judgment in determining which loans were PCI loans. Evidence of credit quality deterioration as of the purchase date may include data such as past due and non-accrual status, risk grades and charge-off history.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The difference between the undiscounted expected cash flows expected to be collected and the fair value at the acquisition date ("accretable difference") is accreted into interest income at a level yield of return over the estimated remaining life of the PCI loan, provided that the timing and amount of future cash flows is reasonably estimable. The accretable yield is affected by:</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in interest rate indices for variable rate loans – Expected future cash flows are based on the variable rates in effect at the time of the regular evaluations of cash flows expected to be collected;</span></div></td></tr></table><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in prepayment assumptions – Prepayments affect the estimated life of the loans which may change the amount of interest income, and possibly principal, expected to be collected; and</span></div></td></tr></table><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the expected principal and interest payments over the estimated life – Updates to expected cash flows are driven by the credit outlook and actions taken with borrowers. Changes in expected future cash flows from loan modifications are included in the regular evaluations of cash flows expected to be collected.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The cash flows expected to be collected are updated each quarter based on current assumptions regarding default rates, loss severities, and other factors that are reflective of current financial conditions of the borrowers and the market conditions. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The nonaccretable difference on the date of acquisition is defined as the difference between the contractually required payments and the cash flows expected to be collected, considering the result of prepayments, and is not recorded. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For purposes of accounting for the PCI loans from past business combinations, we elected not to apply the pooling method but to account for these loans individually. Disposals of loans, which may include sales of loans to third parties, receipt of payments in full by the borrower, or foreclosure of the collateral, result in removal of the loan from the PCI loan portfolio at its carrying amount. If a PCI loan pays off earlier than expected, a gain is recorded as interest income when the payoff amount exceeds the recorded investment.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For acquired loans not considered credit impaired ("non-PCI"), we recognize the entire fair value discount accretion as interest income, based on contractual cash flows using an effective interest rate method for term loans, and on a straight line basis for revolving lines. When a non-PCI loan is placed on non-accrual status subsequent to acquisition, accretion stops until the loan is returned to accrual status. The level of accretion on non-PCI loans varies from period to period due to maturities and early payoffs of these loans during the reporting periods. Subsequent to acquisition, if the probable and estimable losses for non-PCI loans exceed the amount of the remaining unaccreted discount, the excess is established as an allowance for loan losses. For further information regarding our acquired loans, see Note 3, Loans and Allowance for Loan Losses. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Allowance for Loan Losses</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">is based upon estimates of loan losses and is maintained at a level considered adequate to provide for probable losses inherent in the loan portfolio. The allowance is increased by provisions for loan losses charged against earnings and reduced by charge-offs, net of recoveries.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In periodic evaluations of the adequacy of the allowance balance, Management considers current economic conditions, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay, the estimated value of any underlying collateral, our past loan loss experience and other factors. The ALLL is based on estimates, and ultimate losses may vary from current estimates. Our Board of Directors' Asset/Liability Management Committee (“ALCO”) reviews the adequacy of the ALLL at least quarterly.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The overall allowance consists of 1) specific allowances for individually identified impaired loans ("ASC 310-10") and 2) general allowances for pools of loans ("ASC 450-20"), which incorporate quantitative (e.g., historical loan loss rates) and qualitative risk factors (e.g., portfolio growth and trends, credit concentrations, economic and regulatory factors, etc.).</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The first component, specific allowances, results from the analysis of identified problem credits and the evaluation of sources of repayment including collateral, as applicable. Through Management's ongoing loan grading and credit monitoring process, individual loans are identified that have conditions indicating the borrower may be unable to pay all amounts due in accordance with the contractual terms. These loans are evaluated for impairment individually by Management. Management considers an originated loan to be impaired when it is probable we will be unable to collect all amounts due according to the contractual terms of the loan agreement. When the fair value of the impaired loan is less than the recorded investment in the loan, the difference is recorded as an impairment through the establishment of a specific allowance. For loans determined to be impaired, the extent of the impairment is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate at origination (for originated loans), based on the loan's observable market price, or based on the fair value of the collateral if the loan is collateral dependent or if foreclosure is imminent. Generally, with problem credits that are collateral dependent, we obtain appraisals of the collateral at least annually. We may obtain appraisals more frequently if we believe the collateral value is subject to market volatility, if a specific event has occurred to the collateral, or if we believe foreclosure is imminent.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The second component is an estimate of the probable inherent losses in each loan pool with similar characteristics. This analysis encompasses the entire loan portfolio, excluding individually identified impaired loans and acquired loans whose purchase discount has not been fully accreted. Under our allowance model, loans are evaluated on a pool basis by federal regulatory reporting codes ("CALL codes" or "segments"), which are further delineated by assigned credit risk ratings, as described in Note 3, Loans and Allowance for Loan Losses. Segments include the following:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Loans secured by real estate:</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     1-4 family residential construction loans</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Other construction loans and all land development and other land loans</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Secured by farmland (including residential and other improvements)</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Closed-end loans secured by 1-4 family residential properties, secured by first liens</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Closed-end loans secured by 1-4 family residential properties, secured by junior liens</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Secured by multifamily (5 or more) residential properties</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Loans secured by owner-occupied non-farm nonresidential properties</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Loans secured by other non-farm nonresidential properties</span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Loans to finance agricultural production and other loans to farmers</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Commercial and industrial loans</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Loans to individuals for household, family and other personal expenditures (i.e., consumer loans)</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Other loans</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The model determines general allowances by loan segment based on quantitative (loss history) and qualitative risk factors. The quantitative risk factor for each segment utilizes the greater result of either the historical loss method or migration analysis loss method based on loss history beginning March 2010. Qualitative internal and external risk factors include, but are not limited to, the following:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the nature and volume of the loan portfolio</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the volume and severity of past due loans, the volume of non-accruals loans, and the volume and severity of adversely classified or graded loans</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The existence and effect of individual loan and loan segment concentrations</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not considered elsewhere</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the experience, ability, and depth of lending management and other relevant staff</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the quality of our systematic loan review processes</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in economic and business conditions, and developments that affect the collectability of the portfolio</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the value of underlying collateral, where applicable</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The effect of other external factors such as legal and regulatory requirements on the level of estimated credit losses in the portfolio</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The effect of acquisitions of other loan portfolios on our infrastructure, including risk associated with entering new geographic areas as a result of such acquisitions</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The presence of specialized lending segments in the portfolio</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Under the historical loss method, quarterly loss rates are calculated for each segment by dividing annualized net charge-offs during each quarter by the quarter's average segment balances. The quarterly loss rates are averaged over the entire loss history period. Under the migration analysis method, loss rates are calculated at the risk grade and segment levels by dividing the net charge-off amount by the total segment balance at the beginning of each migration period where the charged-off loan in question was present. Migration loss rates are averaged for each risk grade and segment for the entire loss history period. For each segment, the loss rates that result in the larger of the migration loss reserves or segment historical loss reserves are applied to the current loan balances. Qualitative factors are combined with these quantitative factors at the segment level to arrive at the overall general allowances.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We establish specific allowances to account for credit deterioration for probable decreases in cash flows for PCI loans subsequent to acquisition. The estimated cash flows expected to be collected on PCI loans are updated quarterly and require the use of key assumptions and estimates based on factors such as the current economic environment, changes in collateral values, loan workout plans, changes in the probability of default, loss severities, and prepayments. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">While we believe we use the best information available to determine the allowance for loan losses, our results of operations could be significantly affected if circumstances differ substantially from the assumptions used in determining the allowance. A decline in local and national economic conditions, or significant changes in other assumptions, could result in a material increase in the allowance for loan losses and may adversely affect our financial condition and results of operations. In addition, the determination of the amount of the allowance for loan losses is subject to review by bank regulators as part of their routine examination process, which may result in the establishment of additional allowance for loan losses based upon their judgment of information available to them at the time of their examination.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For further information regarding the allowance for loan losses, see Note 3, Loans and Allowance for Loan Losses.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Allowance for Losses on Off-Balance Sheet Commitments</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> We make commitments to extend credit to meet the financing needs of our customers in the form of loans or standby letters of credit. We are exposed to credit loss in the event that a decline in credit quality of the borrower leads to nonperformance. We record an allowance for losses on these off-balance sheet commitments based on estimates of probability that these commitments will be drawn upon according to the historical utilization experience of different types of commitments and expected loss severity. This allowance is included in interest payable and other liabilities on the consolidated statements of condition.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Transfers of Financial Assets</span><span style="font-family:Arial;font-size:10pt;">: We have entered into certain loan participation agreements with other organizations. We account for these transfers of financial assets as sales when control over the transferred financial assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets and liabilities have been isolated from us, (2) the transferee has the right to pledge or exchange the assets (or beneficial interests) it received, free of conditions that constrain it from taking advantage of that right, beyond a trivial benefit and (3) we do not maintain effective control over the transferred financial assets or third-party beneficial interests related to those transferred assets. No gain or loss has been recognized by us on the sale of these participation interests in </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Premises and Equipment</span><span style="font-family:Arial;font-size:10pt;">: Premises and equipment consist of leasehold improvements, furniture, fixtures, software and equipment and are stated at cost, less accumulated depreciation and amortization, which are calculated on a straight-line basis. Furniture and fixtures are depreciated over </span><span style="font-family:Arial;font-size:10pt;"><span>eight years</span></span><span style="font-family:Arial;font-size:10pt;"> and equipment is generally depreciated over </span><span style="font-family:Arial;font-size:10pt;">three</span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>twenty years</span></span><span style="font-family:Arial;font-size:10pt;">. Leasehold improvements are amortized over the lesser of their estimated useful lives or the terms of the leases. When assets are sold or otherwise disposed of, the cost and related accumulated depreciation or amortization are removed from the accounts and any resulting gain or loss is recognized in income for the period. The cost of maintenance and repairs is charged to expense as incurred.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Business Combinations</span><span style="font-family:Arial;font-size:10pt;">: Business combinations are accounted for under the acquisition method of accounting in accordance with ASC 805, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Business Combinations</span><span style="font-family:Arial;font-size:10pt;">. A business is defined as a set of activities and assets that is both self-sustaining and managed to provide a return to investors and generally has three elements: inputs, processes and outputs. Under the acquisition method, the acquiring entity in a business combination recognizes the acquired assets and assumed liabilities at their estimated fair values as of the date of acquisition. Any excess of the purchase price over the fair value of net assets and other identifiable intangible assets acquired is recorded as goodwill. To the extent the fair value of net assets acquired, including other identifiable assets, exceed the purchase price, a bargain purchase gain is recognized. Assets acquired and liabilities assumed from a business combination are recognized at fair value, if the fair value can be determined during the measurement period. Results of operations of an acquired business are included in the consolidated statements of operations from the date of acquisition. Business acquisition-related costs, including conversion and restructuring charges, are expensed as incurred. If substantially all of an acquisition is made up of one asset or several similar assets, or without a substantive process that together contributes to the ability to create outputs, the acquisition is accounted for as an asset acquisition and acquisition costs will be capitalized as part of the assets acquired, rather than expensed in a business combinations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Goodwill and Other Intangible Assets</span><span style="font-family:Arial;font-size:10pt;">: Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill that arises from a business combination is periodically evaluated for impairment at the reporting unit level, at least annually. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible ("CDI") represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and evaluated periodically for impairment. The CDI asset is amortized on an accelerated method over its estimated useful life of </span><span style="font-family:Arial;font-size:10pt;"><span>ten years</span></span><span style="font-family:Arial;font-size:10pt;">. At December 31, 2019, the future estimated amortization expense for the CDI arising from our past acquisitions is as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.02534113060429%;border-collapse:collapse;text-align:left;"><tr><td colspan="22"/></tr><tr><td style="width:37%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2020</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2021</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2022</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2023</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2024</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Thereafter</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Core deposit intangible amortization</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>853</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>818</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>782</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>719</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>422</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,090</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,684</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We make a qualitative assessment of whether it is more likely than not that the fair value of a reporting unit where goodwill is assigned is less than its carrying amount. If we conclude that it is more likely than not that the fair value is more than its carrying amount, no impairment is recorded. Goodwill is tested for impairment on an interim basis if circumstances change or an event occurs between annual tests that would more likely than not reduce the fair value of the reporting unit below its carrying amount. The qualitative assessment includes adverse events or circumstances identified that could negatively affect the reporting units’ fair value as well as positive and mitigating events. Such indicators may include, among others, significant changes in legal factors or in the general business climate, significant changes in our stock price and market capitalization, unanticipated competition, and an action or assessment by a regulator. If the fair value of a reporting unit is less than its carrying amount, an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value is recognized. The loss recognized should not exceed the total amount of goodwill allocated to that reporting unit.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Other Real Estate Owned ("OREO")</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Arial;font-size:10pt;">OREO is comprised of property acquired through foreclosure, in substance repossession or acceptance of deeds-in-lieu of foreclosure when the related loan receivable is de-recognized. OREO is recorded at fair value of the collateral less estimated costs to sell, establishing a new cost basis, and subsequently accounted for at the lower of cost or fair value less estimated costs to sell. Any shortfall of collateral value from the recorded investment of the related loan is recognized as loss at the time of foreclosure and is charged against the allowance for loan losses. Fair value of collateral is generally based on an independent appraisal of the property. Revenues and expenses associated with OREO, and subsequent adjustments to the fair value of the property and to the estimated costs of disposal, are realized and reported as a component of non-interest income and expense when incurred.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Bank Owned Life Insurance ("BOLI")</span><span style="font-family:Arial;font-size:10pt;">: The Bank owns life insurance policies on certain key current and former officers. BOLI is recorded in interest receivable and other assets on the consolidated statements of condition at the amount that can be realized under the insurance contract at period-end, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Federal Home Loan Bank of San Francisco ("FHLB") Stock</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> The Bank is a member of the FHLB. Members are required to own a certain amount of stock based on the level of borrowings and other factors. As of December 31, 2019, our investment in FHLB stock was carried at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer.  As of December 31, 2018, our investment in FHLB stock was carried at cost. We periodically evaluate FHLB stock for impairment based on ultimate recovery of par value. FHLB stock is included as part of interest receivable and other assets on the consolidated statements of condition. Both cash and stock dividends are reported as non-interest income.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Investments in Low Income Housing Tax Credit Funds</span><span style="font-family:Arial;font-size:10pt;">: We have invested in limited partnerships that were formed to develop and operate affordable housing projects for low or moderate-income tenants throughout California. Our ownership percentage in each limited partnership ranges from </span><span style="font-family:Arial;font-size:10pt;"><span>1.0%</span></span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>3.5%</span></span><span style="font-family:Arial;font-size:10pt;">. We account for the investments in qualified affordable housing tax credit funds using the proportional amortization method, where the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received. Low income housing tax credits and other tax benefits received, net of the amortization of the investment is recognized as part of income tax benefit. Each of the partnerships must meet the regulatory minimum requirements for affordable housing for a minimum 15-year compliance period to fully utilize the tax credits. If the partnerships cease to qualify during the compliance period, the credit may be denied for any period in which the project is not in compliance and a portion of the credit previously taken is subject to recapture with interest. We record an impairment charge if the value of the future tax credits and other tax benefits is less than the carrying value of the investments.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Employee Stock Ownership Plan (“ESOP”)</span><span style="font-family:Arial;font-size:10pt;">: We recognize compensation cost for ESOP contributions when funds become committed for the purchase of Bancorp's common shares into the ESOP in the year in which the employees render service entitling them to the contribution. If we contribute stock, the compensation cost is the fair value of the shares when they are committed to be released (i.e., when the number of shares becomes known and formally approved). In </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, the Bank only made stock contributions to the ESOP.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Income Taxes</span><span style="font-family:Arial;font-size:10pt;">: Income taxes reported in the consolidated financial statements are computed based on an asset and liability approach. We recognize the amount of taxes payable or refundable for the current year and we record deferred tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying amount of existing assets and liabilities and their respective tax bases using enacted tax rates in effect for the year in which the temporary differences are expected to reverse. We record net deferred tax assets to the extent it is more likely than not that they will be realized. In evaluating our ability to recover the deferred tax assets and the need to establish a valuation allowance against the deferred tax assets, Management considers all available positive and negative evidence, including scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies. In projecting future taxable income, Management develops assumptions including the amount of future state and federal pretax operating income, the reversal of temporary differences, and the implementation of feasible and prudent tax planning strategies. These assumptions require significant judgment about the forecasts of future taxable income and are consistent with the plans and estimates being used to manage the underlying business. Bancorp files consolidated federal and combined state income tax returns. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We recognize the financial statement effect of a tax position when it is more likely than not, based on the technical merits and all available evidence, that the position will be sustained upon examination, including the resolution through </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">protests, appeals or litigation processes. For tax positions that meet the more likely than not threshold, we measure and record the largest amount of tax benefit that is greater than fifty percent likely of being realized upon ultimate settlement with the taxing authority. The remainder of the benefits associated with tax positions taken is recorded as unrecognized tax benefits, along with any related interest and penalties. Interest and penalties related to unrecognized tax benefits are recorded in tax expense.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In deciding whether or not our tax positions taken meet the more likely than not recognition threshold, we must make judgments and interpretations about the application of inherently complex state and federal tax laws. To the extent tax authorities disagree with tax positions taken by us, our effective tax rates could be materially affected in the period of settlement with the taxing authorities. Revision of our estimate of accrued income taxes also may result from our own income tax planning, which may affect effective tax rates and results of operations for any reporting period.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We present an unrecognized tax benefit as a reduction of a deferred tax asset for a net operating loss ("NOL") carryforward, or similar tax loss or tax credit carryforward, rather than as a liability, when (1) the uncertain tax position would reduce the NOL or other carryforward under the tax law of the applicable jurisdiction and (2) we intend to and are able to use the deferred tax asset for that purpose. Otherwise, the unrecognized tax benefit is presented as a liability instead of being netted with deferred tax assets.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Earnings per share (“EPS”)</span><span style="font-family:Arial;font-size:10pt;"> are based upon the weighted average number of common shares outstanding during each year. The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic EPS are calculated by dividing net income by the weighted average number of common shares outstanding during each annual period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands, except per share data)</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average basic shares outstanding</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,620</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,864</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Potentially dilutive common shares related to:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock options</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>148</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>136</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unvested restricted stock awards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average diluted shares outstanding</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,794</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,029</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,241</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,622</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Basic EPS</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.51</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.35</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Diluted EPS</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.48</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.33</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average anti-dilutive shares not included in the calculation of diluted EPS</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>44</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:8pt;">Share and per share data have been adjusted to reflect the </span><span style="font-family:Arial;font-size:8pt;"><span>two</span></span><span style="font-family:Arial;font-size:8pt;">-for-one stock split effective November 27, 2018.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Share-Based Compensation</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">: </span><span style="font-family:Arial;font-size:10pt;">All share-based payments, including stock options and restricted stock, are recognized as stock-based compensation expense in the consolidated statements of comprehensive income based on the grant-date fair value of the award with a corresponding increase in common stock. The grant-date fair value of the award is amortized on a straight-line basis over the requisite service period, which is generally the vesting period. The stock-based compensation expense excludes stock grants to directors as compensation for their services, which are recognized as director expenses separately based on the grant-date value of the stock. We account for forfeitures as they occur. See Note 8, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Stockholders' Equity and Stock Option Plans</span><span style="font-family:Arial;font-size:10pt;"> for further discussion.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We determine the fair value of stock options at the grant date using a Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, expected life of the option, volatility of the underlying stock, expected dividend yield and risk-free interest rate over the expected life of the option. The expected term of options granted is derived from historical data on employee exercises and post-vesting employment termination behavior. The risk-free rate for periods within the expected life of the option is based on the U.S. Treasury yield curve in effect at the </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">time of the grant. Expected volatility is based on the historical volatility of the common stock over the most recent period that is generally commensurate with the expected life of the options. The Black-Scholes option valuation model requires the input of highly subjective assumptions, including the expected life of the stock-based award and stock price volatility. The assumptions used represent Management's best estimates based on historical information, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, the recorded stock-based compensation expense could have been materially different from that recorded in the consolidated financial statements. The fair value of restricted stock is based on the stock price on the grant date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We record excess tax benefits resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. In addition, we reflect excess tax benefits as an operating activity in the consolidated statements of cash flows.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Cash paid for tax withholdings when shares are surrendered in a cashless stock option exchange is classified as a financing activity in the consolidated statements of cash flows.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In June 2018, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2018-07, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting</span><span style="font-family:Arial;font-size:10pt;">. This update simplifies the accounting for share-based payment transactions for acquiring goods and services from nonemployees, applying some of the same requirements as employee share-based payment transactions. The ASU will not affect the accounting for share-based payment awards to nonemployee directors, which will continue to be treated as employee share-based transactions under the current standards. ASU 2018-07 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early adoption is permitted. We adopted the requirements of this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as it is not our practice to issue stock-based awards to pay for goods and services from nonemployees, other than nonemployee directors.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Derivative Financial Instruments and Hedging Activities - Fair Value Hedges</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">: </span><span style="font-family:Arial;font-size:10pt;">All of our interest rate swap contracts are designated and qualified as fair value hedges. The terms of our interest rate swap contracts are closely aligned to the terms of the designated fixed-rate loans. The hedging relationships are tested for effectiveness on a quarterly basis using a qualitative approach. The qualitative analysis includes verification that there are no changes to the derivative's or hedged item's key terms and conditions and no adverse developments regarding risk of counterparty default, and validation that we continue to have fair value hedge designation. The interest rate swaps are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The changes in the fair value of the interest rate swaps are recorded in interest income. The unrealized gains or losses due to changes in fair value of the hedged fixed-rate loans due to changes in benchmark interest rates are recorded as an adjustment to the hedged loans and offset in interest income. For derivative instruments executed with the same counterparty under a master netting arrangement, we do not offset fair value amounts of interest rate swaps in liability positions with the ones in asset positions.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">From time to time, we make firm commitments to enter into long-term fixed-rate loans with borrowers backed by yield maintenance agreements and simultaneously enter into forward interest rate swap agreements with correspondent banks to mitigate the change in fair value of the yield maintenance agreement. Prior to loan funding, yield maintenance agreements with net settlement features that meet the definition of a derivative are considered as non-designated hedges and are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The offsetting changes in the fair value of the forward swap and the yield maintenance agreement are recorded in interest income. When the fixed-rate loans are originated, the forward swaps are designated to offset the change in fair value in the loans. Subsequent to the point of the swap designations, the fair value of the related yield maintenance agreements at the designation date that was recorded in other assets is amortized using the effective yield method over the life of the respective designated loans. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The net effect of the change in fair value of interest rate swaps, the amortization of the yield maintenance agreement and the change in the fair value of the hedged loans due to changes in benchmark interest rates result in an insignificant amount recognized in interest income. For further detail, see Note 14, Derivative Financial Instruments and Hedging Activities.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In October 2018, the FASB issued ASU No. 2018-16, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Derivatives and Hedging (Topic 815): Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes</span><span style="font-family:Arial;font-size:10pt;">. This update adds an alternative fifth permissible U.S. benchmark rate to be used for hedge accounting purposes. The amendments should be adopted for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years, on a prospective basis for qualifying new or re-designated hedging relationships entered into on or after the date of adoption. We adopted this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as we did not have new or re-designated hedging relationships since adoption.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Revenue Recognition:</span><span style="font-family:Arial;font-size:10pt;"> We utilize the following five-step model for non-financial instrument related revenue that is in scope for Topic 606, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Revenue from Contracts with Customers</span><span style="font-family:Arial;font-size:10pt;">: 1) identify the contract, 2) identify the performance obligations in the contract, 3) determine the transaction price, 4) allocate the transaction price to the performance obligations in the contract, and, 5) recognize revenue when (or as) the entity satisfies the performance obligation. Our main revenue streams in scope for Topic 606 include:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Wealth Management &amp; Trust ("WM&amp;T") fees - WM&amp;T services include, but are not limited to: customized investment advisory and management; administrative services such as bill pay and tax reporting; trust administration, estate settlement, custody and fiduciary services.  Performance obligations for investment advisory and management services are generally satisfied over time.  Revenue is recognized monthly according to a tiered fee schedule based on the client's month-end market value of assets under our management.  WM&amp;T does not earn revenue based on performance or incentives.  Costs associated with WM&amp;T revenue-generating activities, such as payments to sub-advisors, are recorded separately as part of professional service expenses when incurred.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Deposit account service charges - Service charges on deposit accounts consist of monthly maintenance fees, business account analysis fees, business online banking fees, check order charges, and other deposit account-related fees.  Performance obligations for monthly maintenance fees and account analysis fees are satisfied, and the related revenue recognized, when we complete our performance obligation each month.  Performance obligations related to transaction-based services (such as check orders) are satisfied, and the related revenue recognized, at a point in time typically when the transaction is completed, except for business accounts subject to analysis where the transaction-based fees are part of the monthly account analysis fees.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Debit card interchange fees - We issue debit cards to our consumer and small business customers that allow them to purchase goods and services from merchants in person, online, or via mobile devices using funds held in their demand deposit accounts held with us.  Debit cards issued to our customers are part of global electronic payment networks (such as Visa) who pass a portion of the merchant interchange fees to debit card-issuing member banks like us when our customers make purchases through their networks.  Performance obligations for debit card services are satisfied and revenue is recognized daily as the payment networks process transactions.  Because we act in an agent capacity, we recognize network costs on a net basis with interchange fees in non-interest income.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Advertising Costs</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;"> </span><span style="font-family:Arial;font-size:10pt;">are expensed as incurred. For the years ended December 31, </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, advertising costs totaled </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$775 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$666 thousand</span></span><span style="font-family:Arial;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Comprehensive Income (Loss)</span><span style="font-family:Arial;font-size:10pt;"> includes net income, changes in the unrealized gains or losses on available-for-sale investment securities, and amortization of net unrealized gains or losses on securities transferred from available-for-sale to held-to-maturity, net of related taxes, reported on the consolidated statements of comprehensive income and as components of stockholders' equity.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Fair Value Measurements</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> We use fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. We base our fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (i.e., exit price notion) reflecting factors such as a liquidity premium. Securities available-for-sale and derivatives are recorded at fair value on a recurring basis. Our equity investments that do not have readily determinable fair values are recorded at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. FHLB stock and Visa Inc. Class B common stock are carried at cost as of December 31, 2019 and 2018, as there was no impairment or changes resulting from observable price changes in orderly transactions for an identical or similar investment of the same issuer. Additionally, </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">from time to time, we may be required to record certain assets and liabilities at fair value on a non-recurring basis, such as purchased loans and acquired deposits recorded at acquisition date, certain impaired loans, other real estate owned and securities held-to-maturity that are other-than-temporarily impaired. These non-recurring fair value adjustments typically involve write-downs of individual assets due to application of lower-of-cost or market accounting. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">When we develop our fair value measurement process, we maximize the use of observable inputs. Whenever there is no readily available market data, we use our best estimates and assumptions in determining fair value, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, our recorded earnings or disclosures could have been materially different from those reflected in these consolidated financial statements. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Use of Estimates</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Significant accounting estimates reflected in the consolidated financial statements include ALLL, other-than-temporary impairment of investment securities, accrued liabilities, accounting for income taxes and fair value measurements (including fair values of acquired assets and assumed liabilities at acquisition dates) as discussed in the Notes herein.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Other Recently Adopted Accounting Standards</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In February 2018, the FASB issued ASU No. 2018-02, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income</span><span style="font-family:Arial;font-size:10pt;">. This amendment helped organizations address certain stranded income tax effects in accumulated other comprehensive income ("AOCI") resulting from the enactment of the Tax Cuts and Jobs Act of 2017. The ASU required financial statement preparers to disclose a description of the accounting policy for releasing income tax effects from AOCI, whether or not they elect to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act of 2017, and information about the other income tax effects that are reclassified. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. We early adopted this ASU in the first quarter of 2018 by reclassifying </span><span style="font-family:Arial;font-size:10pt;"><span>$638 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> from AOCI to retained earnings. This amount represented the stranded income tax effects related to the unrealized loss on available-for-sale securities in AOCI on the date of the enactment of the Tax Cuts and Jobs Act of 2017. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In February 2016, the FASB issued ASU No. 2016-02, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Leases (Topic 842) </span><span style="font-family:Arial;font-size:10pt;">(the "new lease accounting standard"). The amendments in this ASU intended to increase transparency and comparability among organizations by recognizing an operating lease or finance lease right-of-use asset for the lease term, and a lease liability, which is a lessee's obligation to make lease payments, recorded based on discounting future lease payments under the lease terms. This ASU generally applies to leasing arrangements exceeding a twelve-month term. ASU 2016-02 is effective for annual periods, including interim periods within those annual periods beginning after December 15, 2018 and requires a modified retrospective method of adoption. In July 2018, the FASB issued two amendments to ASU 2016-02: ASU No. 2018-10, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Codification Improvements to Topic 842, Leases</span><span style="font-family:Arial;font-size:10pt;">, which provided various corrections and clarifications to ASU 2016-02; and ASU No. 2018-11, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Leases (Topic 842): Targeted Improvements</span><span style="font-family:Arial;font-size:10pt;">, which permitted optional transition methods and provided lessors with a practical expedient for separating lease and non-lease components of a lease. The ASU allowed entities to apply either a modified retrospective approach at the beginning of the earliest period presented or at the beginning of the period of adoption through a cumulative-effect adjustment to retained earnings. We adopted the ASU under the latter approach.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As a result of the adoption of ASU 2016-02 on January 1, 2019, we recorded operating and finance lease right-of-use assets totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$13.4 million</span></span><span style="font-family:Arial;font-size:10pt;">, net of deferred rent and unaccreted lease incentives, operating and finance lease liabilities totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$15.4 million</span></span><span style="font-family:Arial;font-size:10pt;">, and </span><span style="font-family:Arial;font-size:10pt;">no</span><span style="font-family:Arial;font-size:10pt;"> cumulative-effect adjustments to retained earnings. Under the standard's transition guidance, we elected the package of practical expedients, which allowed us to carry forward existing lease classifications and did not require us to reassess initial direct costs for any existing leases. In addition, we elected the hindsight practical expedient when determining the lease term (i.e., considering whether we are reasonably certain to exercise options to extend or terminate the lease). We made accounting policy elections not to separate non-lease components from lease components and to exclude short-term leases (i.e., lease term of 12 months or less at the commencement date) from right-of-use assets and lease liabilities for all lease classifications. See Note 12, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Commitments and Contingencies</span><span style="font-family:Arial;font-size:10pt;"> for further information.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In March 2019, the FASB issued ASU No. 2019-01, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Leases (Topic 842): Codification Improvements</span><span style="font-family:Arial;font-size:10pt;">. This ASU addresses two lessor implementation issues and clarifies that lessees and lessors are exempt from certain interim disclosure requirements associated with adopting ASU 2016-02. The amendments related to the lessor implementation issues are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Early application is permitted. As the ASU's amendments applicable to us only relate to disclosures, the adoption of ASU 2019-01 did not impact our financial condition or results of operations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Accounting Standards Not Yet Effective</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In June 2016, the FASB issued ASU No. 2016-13, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</span><span style="font-family:Arial;font-size:10pt;">. The standard will replace today's "incurred loss" model with a "current expected credit loss" ("CECL") model. The CECL model will apply to estimated credit losses on loans receivable, held-to-maturity debt securities, unfunded loan commitments, and certain other financial assets measured at amortized cost. The CECL model is based on lifetime expected losses, rather than incurred losses, and requires the recognition of credit loss expense in the consolidated statement of income and a related allowance for credit losses on the consolidated statement of condition at the time of origination or purchase of a loan receivable or held-to-maturity debt security. In addition, CECL will modify the accounting for purchased loans and will require that an allowance for credit losses be established at the date of acquisition. However, for purchased financial assets with a more­-than-insignificant amount of credit deterioration since origination (“PCD assets”) that are measured at amortized cost, the initial allowance for credit losses is added to the purchase price rather than being reported as a credit loss expense. Subsequent changes in the allowance for credit losses on PCD assets are recognized through credit loss expense. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Under ASU 2016-13, available-for-sale debt securities are evaluated for impairment if fair value is less than amortized cost. Estimated credit losses are recorded through a credit loss expense and an allowance, rather than a write-down of the investment. Changes in fair value that are not credit-related will continue to be recorded in other comprehensive income. The ASU also expands the disclosure requirements regarding assumptions, models, and methods for estimating the allowance for loan losses. In addition, entities will need to disclose the amortized cost balance for each class of financial asset by credit quality indicator, disaggregated by the year of origination. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Early CECL implementation activities focused on, among other things, capturing and validating data, segmenting the loan portfolio, evaluating various credit loss estimation methodologies, sourcing tools to forecast future economic conditions, running multiple loan loss driver analyses that correlate our credit loss experience with one or more economic factors, and evaluating the qualitative factor framework and assumptions. Based on these activities, we determined that our primary credit loss methodology will utilize a discounted cash flow approach that considers the probability of default and loss given default. Continuing implementation activities include model validation, drafting policies and disclosures, and evaluating, documenting and testing internal controls. Parallel testing occurred throughout 2019 and we estimate that our adoption of the CECL standards will result in a </span><span style="font-family:Arial;font-size:10pt;"><span>5%</span></span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>15%</span></span><span style="font-family:Arial;font-size:10pt;"> increase to our allowance for credit losses, which will be recorded as a cumulative-effect adjustment to retained earnings, net of tax as of January 1, 2020.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In April 2019, the FASB issued ASU No. 2019-04, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments</span><span style="font-family:Arial;font-size:10pt;"> that clarifies and improves areas of guidance related to recently issued standards on credit losses, hedging and recognition and measurement. The provisions of this ASU are effective January 1, 2020 and contain various methods of adoption. We will evaluate this ASU in conjunction with ASU 2016-13 to determine its impact on our financial condition and results of operations. At this time, we do not expect the ASU to have a material impact on our financial condition or results of operations.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In May 2019, the FASB issued ASU No. 2019-05, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief</span><span style="font-family:Arial;font-size:10pt;">. This ASU allows an option for entities to irrevocably elect the fair value option on an instrument-by-instrument basis for eligible financial assets measured at amortized cost basis upon adoption of the credit loss standards. This amendment provides relief for those entities electing the fair value option on newly originated or purchased financial assets, while maintaining existing similar financial assets at amortized cost, avoiding the requirement to maintain dual measurement methods for similar assets. The fair value option does not apply to held-to-maturity debt securities. This ASU is effective for us in fiscal year 2020, including interim periods within the fiscal year. At this time, we do not expect to elect the fair value option for our financial assets.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In November 2019, the FASB issued ASU No. 2019-11, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Codification Improvements to Topic 326, Financial Instruments - Credit Losses</span><span style="font-family:Arial;font-size:10pt;">. This ASU, among other narrow -scope improvements, clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. This ASU permits organizations to record expected recoveries on PCD assets. Additionally, this ASU reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. ASU 2019-11 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The amendments should be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the opening retained earnings balance in the statement of financial position as of the date of adoption. We adopted the requirements of this ASU on January 1, 2020 and do not expect the ASU to have a material impact on our financial condition or results of operations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In August 2018, the FASB issued ASU No. 2018-13, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement</span><span style="font-family:Arial;font-size:10pt;">. The amendments in this ASU remove, modify, and add disclosure requirements for the fair value reporting of assets and liabilities. The modifications and additions relate to Level 3 fair value measurements at the end of the reporting period. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Entities should disclose and describe the range and weighted-average of significant observable inputs used to develop Level 3 fair value measurements prospectively. We adopted the requirements of this ASU on January 1, 2020. As the ASU’s requirements only relate to disclosures, the amendments will not impact our financial condition or results of operations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In August 2018, the FASB issued ASU No. 2018-15, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract</span><span style="font-family:Arial;font-size:10pt;">. This standard aligns the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software, regardless of whether they convey a license to the hosted software. The accounting for the service element of a hosting arrangement that is a service contract is not affected by this ASU. The amendments are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. An entity has the option to apply amendments in the ASU either retrospectively or prospectively to all implementation costs incurred after the date of adoption. We adopted the requirements of this ASU on January 1, 2020. We do not expect that the ASU will have a material impact on our financial condition or results of operations.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In December 2019, the FASB issued ASU No. 2019-12, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Income Taxes (Topic 740): Simplifying the Accounting for </span><span style="font-family:Arial;font-size:10pt;">Income Taxes. This ASU is intended to reduce the cost and complexity related to accounting for income taxes by removing certain exceptions to the guidance in Topic 740 related to the approach for intraperiod tax allocation, the methodology for calculating income taxes in an interim period and simplifying aspects of the accounting for franchise taxes and enacted changes in tax laws or rates. This ASU is effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. As this ASU is narrow in scope and applicability to us will likely be minimal, we do not expect that the ASU will have a material impact on our financial condition or results of operations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In January 2020, the FASB issued ASU No. 2020-01, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815</span><span style="font-family:Arial;font-size:10pt;">. Among other things, this ASU clarifies that a company should consider observable transactions that require a company to either apply or discontinue the equity method of accounting under Topic 323,</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">for the purposes of applying the measurement alternative in accordance with Topic 321. This ASU is effective for fiscal years beginning after December 15, 2020. Early adoption is permitted. ASU No. 2020-01 should be applied prospectively at the beginning of the interim period that includes adoption. We do not expect that the ASU will have a material impact on our financial condition or results of operations.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Basis of Presentation</span><span style="font-family:Arial;font-size:10pt;">: The consolidated financial statements include the accounts of Bank of Marin Bancorp (“Bancorp”), a bank holding company, and its wholly-owned bank subsidiary, Bank of Marin (the “Bank”), a California state-chartered commercial bank. References to “we,” “our,” “us” mean Bancorp and the Bank that are consolidated for financial reporting purposes. All material intercompany transactions have been eliminated. We evaluated subsequent events through the date of filing with the Securities and Exchange Commission (“SEC”) and determined that there were no subsequent events that require additional recognition or disclosure.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The NorCal Community Bancorp Trusts I and II, respectively (the "Trusts"), were formed for the sole purpose of issuing trust preferred securities. Bancorp is not considered the primary beneficiary of the Trusts (variable interest entities), therefore the Trusts are not consolidated in our consolidated financial statements, but rather the subordinated debentures are shown as a liability on our consolidated statements of condition. Bancorp's investment in the securities of the Trusts is accounted for under the equity method and is included in interest receivable and other assets on the consolidated statements of condition. Refer to Note 7, Borrowings, for detail on the early redemption on October 7, 2018 of one subordinated debenture due to NorCal Community Bancorp Trust I.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 10 3 1 5 3 <span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Cash, Cash Equivalents and Restricted Cash</span> include cash, due from banks, federal funds sold and other short-term investments with maturities of less than three months at the time of purchase. <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Investment Securities</span><span style="font-family:Arial;font-size:10pt;"> are classified as "held-to-maturity," "trading securities" or "available-for-sale." Investments classified as held-to-maturity are those that we have the ability and intent to hold until maturity and are reported at cost, adjusted for the amortization or accretion of premiums or discounts. Investments held for resale in anticipation of short-term market movements are classified as trading securities and are reported at fair value, with unrealized gains and losses included in earnings. Investments that are neither held-to-maturity nor trading are classified as available-for-sale and are reported at fair value. Unrealized gains and losses for available-for-sale securities, net of related taxes, are reported as a separate component of comprehensive income and included in stockholders' equity until realized. For discussion of our methodology in determining fair value, see Note 9, Fair Value of Assets and Liabilities.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Securities transferred from the available-for-sale category to the held-to-maturity category are recorded at fair value at the date of transfer. Unrealized holding gains or losses on the dates of the transfer of securities from available-for-sale to held-to-maturity are included in the balance of accumulated other comprehensive income (loss), net of tax, in the consolidated balance sheets. These unrealized holding gains or losses on the dates of transfer are amortized over the remaining life of the securities as yield adjustments in a manner consistent with the amortization or accretion of the original purchase premium or discount on the associated security.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">At each financial statement date, we assess whether declines in the fair values of held-to-maturity and available-for-sale securities below their costs are deemed to be other-than-temporary. We consider, among other things, (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, and (iii) our intent and ability to retain the investment for a period of time sufficient to allow for any anticipated recovery in fair value. Evidence evaluated includes, but is not limited to, the remaining payment terms of the instrument and economic factors that are relevant to the collectability of the instrument, such as: current prepayment speeds, the current financial condition of the issuer(s), industry analyst reports, credit ratings, credit default rates, interest rate trends, the quality of any credit enhancement and the value of any underlying collateral. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For each security in an unrealized loss position ("impaired security"), we assess whether we intend to sell the security or if it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If we intend to sell the security or it is more likely than not we will be required to sell the security before recovery of its amortized cost basis, the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date is recognized against earnings.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For impaired securities that are not intended for sale and will not be required to be sold prior to recovery of our amortized cost basis, we determine if the impairment has a credit loss component. For both held-to-maturity and available-for-sale securities, if the amount of cash flows expected to be collected are less than the amortized cost, then other-than-temporary impairment shall be considered to have occurred and the credit loss component is recognized against earnings as the difference between present value of the expected future cash flows and the amortized cost. In determining the present value of the expected cash flows, we discount the expected cash flows at the effective interest rate implicit in the security at the date of purchase. The remaining difference between the fair value and the amortized basis is deemed to be due to factors that are not credit related and is recognized in other comprehensive income, net of applicable taxes. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For held-to-maturity securities, if there is no credit loss component, no impairment is recognized. The portion of other-than-temporary impairment recognized in other comprehensive income for credit impaired debt securities classified as held-to-maturity is accreted from other comprehensive income to the amortized cost of the debt security over the remaining life of the debt security in a prospective manner on the basis of the amount and timing of future estimated cash flows.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Premiums and discounts are amortized or accreted over the life of the related security as an adjustment to yield using the effective interest method. For certain callable debt securities purchased at a premium, we amortize the premium to the earliest call date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Dividend and interest income are recognized when earned. Realized gains and losses on the sale of securities and credit losses related to other-than-temporary impairment on available-for-sale and held-to-maturity securities are included in non-interest income as gains (losses) on investment securities, net. The specific identification method is used to calculate realized gains and losses on sales of securities.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Originated Loans</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">are reported at the principal amount outstanding net of deferred fees (costs), charge-offs and the allowance for loan losses (“ALLL”). Interest income is accrued daily using the simple interest method. Loan origination fees and commitment fees, offset by certain direct loan origination costs, are deferred and amortized as yield adjustments over the contractual lives of the related loans. Loans are placed on non-accrual status when Management believes that there is substantial doubt as to the collection of principal or interest, generally when they become contractually past due by ninety days or more with respect to principal or interest, except for loans that are well-secured and in the process of collection. When loans are placed on non-accrual status, any accrued but uncollected interest is reversed from current-period interest income. We may return non-accrual loans to accrual status when one of the following occurs:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The borrower has resumed paying the full amount of the principal and interest and we are satisfied with the borrower's financial position. In order to meet this test, we must have received repayment of all past due principal and interest, unless the amounts contractually due are reasonably assured of repayment within a reasonable period of time, and there has been a sustained period of repayment performance (generally, </span><span style="font-family:Arial;font-size:10pt;"><span>six</span></span><span style="font-family:Arial;font-size:10pt;"> consecutive monthly payments), according to the original contractual terms or modified terms for loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties (“troubled debt restructuring”).</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The loan has become well secured and is in the process of collection.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 6 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Loan Charge-Off Policy:</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">For all loan types excluding overdraft accounts, we generally make a charge-off determination at or before </span><span style="font-family:Arial;font-size:10pt;"><span>90</span></span><span style="font-family:Arial;font-size:10pt;"> days past due. A collateral-dependent loan is partially charged down to the fair value of collateral securing it if: (1) it is deemed uncollectable, or (2) it has been classified as a loss by either our internal loan review process or external examiners. A non-collateral-dependent loan is partially charged down to its net realizable value under the same circumstances. Overdraft accounts are generally charged off when they exceed </span><span style="font-family:Arial;font-size:10pt;"><span>60</span></span><span style="font-family:Arial;font-size:10pt;"> days past due.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div> P90D P60D <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Acquired Loans</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">: </span><span style="font-family:Arial;font-size:10pt;">Acquired loans are recorded at their estimated fair values at the acquisition date in accordance with Accounting Standards Code ("ASC") 805, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Business Combinations</span><span style="font-family:Arial;font-size:10pt;">, factoring in credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for loan losses is not carried over or recorded for acquired loans as of the acquisition date. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We estimated the fair value of acquired loans at the acquisition date based on a discounted cash flow methodology that considered factors including the type of loan and related collateral, risk classification, fixed or variable interest rate, term of loan, whether or not the loan was amortizing, and current discount rates. Loans, except for purchased credit impaired ("PCI") loans, were grouped together according to similar risk characteristics and treated in the aggregate when applying various valuation techniques. Expected cash flows incorporated our best estimate of key assumptions at the time, such as property values, default rates, loss severity and prepayment speeds. Discount rates were based on market rates for new originations of comparable loans, where available, and included adjustments for liquidity factors. To the extent comparable market rates were not readily available, a discount rate was derived based on the assumptions of market participants' cost of funds, servicing costs and return requirements for comparable risk assets. In either case, the discount rate did not include a factor for credit losses, as that had been considered in estimating the cash flows. The process of calculating fair values of acquired loans, including estimates of losses expected to be incurred over the estimated remaining lives of the loans at acquisition date and ongoing updates to Management's expectation of future cash flows, requires significant subjective judgments and assumptions. The economic environment and lack of market liquidity and transparency are factors that have influenced, and may continue to affect, these assumptions and estimates. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We acquired loans with evidence of significant credit quality deterioration subsequent to their origination and for which it was probable, at acquisition, that we would be unable to collect all contractually required payments. Management applied significant subjective judgment in determining which loans were PCI loans. Evidence of credit quality deterioration as of the purchase date may include data such as past due and non-accrual status, risk grades and charge-off history.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The difference between the undiscounted expected cash flows expected to be collected and the fair value at the acquisition date ("accretable difference") is accreted into interest income at a level yield of return over the estimated remaining life of the PCI loan, provided that the timing and amount of future cash flows is reasonably estimable. The accretable yield is affected by:</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in interest rate indices for variable rate loans – Expected future cash flows are based on the variable rates in effect at the time of the regular evaluations of cash flows expected to be collected;</span></div></td></tr></table><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in prepayment assumptions – Prepayments affect the estimated life of the loans which may change the amount of interest income, and possibly principal, expected to be collected; and</span></div></td></tr></table><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the expected principal and interest payments over the estimated life – Updates to expected cash flows are driven by the credit outlook and actions taken with borrowers. Changes in expected future cash flows from loan modifications are included in the regular evaluations of cash flows expected to be collected.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The cash flows expected to be collected are updated each quarter based on current assumptions regarding default rates, loss severities, and other factors that are reflective of current financial conditions of the borrowers and the market conditions. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The nonaccretable difference on the date of acquisition is defined as the difference between the contractually required payments and the cash flows expected to be collected, considering the result of prepayments, and is not recorded. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For purposes of accounting for the PCI loans from past business combinations, we elected not to apply the pooling method but to account for these loans individually. Disposals of loans, which may include sales of loans to third parties, receipt of payments in full by the borrower, or foreclosure of the collateral, result in removal of the loan from the PCI loan portfolio at its carrying amount. If a PCI loan pays off earlier than expected, a gain is recorded as interest income when the payoff amount exceeds the recorded investment.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For acquired loans not considered credit impaired ("non-PCI"), we recognize the entire fair value discount accretion as interest income, based on contractual cash flows using an effective interest rate method for term loans, and on a straight line basis for revolving lines. When a non-PCI loan is placed on non-accrual status subsequent to acquisition, accretion stops until the loan is returned to accrual status. The level of accretion on non-PCI loans varies from period to period due to maturities and early payoffs of these loans during the reporting periods. Subsequent to acquisition, if the probable and estimable losses for non-PCI loans exceed the amount of the remaining unaccreted discount, the excess is established as an allowance for loan losses. For further information regarding our acquired loans, see Note 3, Loans and Allowance for Loan Losses. </span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Allowance for Loan Losses</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">is based upon estimates of loan losses and is maintained at a level considered adequate to provide for probable losses inherent in the loan portfolio. The allowance is increased by provisions for loan losses charged against earnings and reduced by charge-offs, net of recoveries.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In periodic evaluations of the adequacy of the allowance balance, Management considers current economic conditions, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay, the estimated value of any underlying collateral, our past loan loss experience and other factors. The ALLL is based on estimates, and ultimate losses may vary from current estimates. Our Board of Directors' Asset/Liability Management Committee (“ALCO”) reviews the adequacy of the ALLL at least quarterly.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The overall allowance consists of 1) specific allowances for individually identified impaired loans ("ASC 310-10") and 2) general allowances for pools of loans ("ASC 450-20"), which incorporate quantitative (e.g., historical loan loss rates) and qualitative risk factors (e.g., portfolio growth and trends, credit concentrations, economic and regulatory factors, etc.).</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The first component, specific allowances, results from the analysis of identified problem credits and the evaluation of sources of repayment including collateral, as applicable. Through Management's ongoing loan grading and credit monitoring process, individual loans are identified that have conditions indicating the borrower may be unable to pay all amounts due in accordance with the contractual terms. These loans are evaluated for impairment individually by Management. Management considers an originated loan to be impaired when it is probable we will be unable to collect all amounts due according to the contractual terms of the loan agreement. When the fair value of the impaired loan is less than the recorded investment in the loan, the difference is recorded as an impairment through the establishment of a specific allowance. For loans determined to be impaired, the extent of the impairment is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate at origination (for originated loans), based on the loan's observable market price, or based on the fair value of the collateral if the loan is collateral dependent or if foreclosure is imminent. Generally, with problem credits that are collateral dependent, we obtain appraisals of the collateral at least annually. We may obtain appraisals more frequently if we believe the collateral value is subject to market volatility, if a specific event has occurred to the collateral, or if we believe foreclosure is imminent.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The second component is an estimate of the probable inherent losses in each loan pool with similar characteristics. This analysis encompasses the entire loan portfolio, excluding individually identified impaired loans and acquired loans whose purchase discount has not been fully accreted. Under our allowance model, loans are evaluated on a pool basis by federal regulatory reporting codes ("CALL codes" or "segments"), which are further delineated by assigned credit risk ratings, as described in Note 3, Loans and Allowance for Loan Losses. Segments include the following:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Loans secured by real estate:</span></div></td></tr></table><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     1-4 family residential construction loans</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Other construction loans and all land development and other land loans</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Secured by farmland (including residential and other improvements)</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Closed-end loans secured by 1-4 family residential properties, secured by first liens</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Closed-end loans secured by 1-4 family residential properties, secured by junior liens</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Secured by multifamily (5 or more) residential properties</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Loans secured by owner-occupied non-farm nonresidential properties</span></div><div style="line-height:120%;text-align:justify;padding-left:48px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">-     Loans secured by other non-farm nonresidential properties</span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Loans to finance agricultural production and other loans to farmers</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Commercial and industrial loans</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Loans to individuals for household, family and other personal expenditures (i.e., consumer loans)</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Other loans</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The model determines general allowances by loan segment based on quantitative (loss history) and qualitative risk factors. The quantitative risk factor for each segment utilizes the greater result of either the historical loss method or migration analysis loss method based on loss history beginning March 2010. Qualitative internal and external risk factors include, but are not limited to, the following:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the nature and volume of the loan portfolio</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the volume and severity of past due loans, the volume of non-accruals loans, and the volume and severity of adversely classified or graded loans</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The existence and effect of individual loan and loan segment concentrations</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not considered elsewhere</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the experience, ability, and depth of lending management and other relevant staff</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the quality of our systematic loan review processes</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in economic and business conditions, and developments that affect the collectability of the portfolio</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Changes in the value of underlying collateral, where applicable</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The effect of other external factors such as legal and regulatory requirements on the level of estimated credit losses in the portfolio</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The effect of acquisitions of other loan portfolios on our infrastructure, including risk associated with entering new geographic areas as a result of such acquisitions</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The presence of specialized lending segments in the portfolio</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Under the historical loss method, quarterly loss rates are calculated for each segment by dividing annualized net charge-offs during each quarter by the quarter's average segment balances. The quarterly loss rates are averaged over the entire loss history period. Under the migration analysis method, loss rates are calculated at the risk grade and segment levels by dividing the net charge-off amount by the total segment balance at the beginning of each migration period where the charged-off loan in question was present. Migration loss rates are averaged for each risk grade and segment for the entire loss history period. For each segment, the loss rates that result in the larger of the migration loss reserves or segment historical loss reserves are applied to the current loan balances. Qualitative factors are combined with these quantitative factors at the segment level to arrive at the overall general allowances.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We establish specific allowances to account for credit deterioration for probable decreases in cash flows for PCI loans subsequent to acquisition. The estimated cash flows expected to be collected on PCI loans are updated quarterly and require the use of key assumptions and estimates based on factors such as the current economic environment, changes in collateral values, loan workout plans, changes in the probability of default, loss severities, and prepayments. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">While we believe we use the best information available to determine the allowance for loan losses, our results of operations could be significantly affected if circumstances differ substantially from the assumptions used in determining the allowance. A decline in local and national economic conditions, or significant changes in other assumptions, could result in a material increase in the allowance for loan losses and may adversely affect our financial condition and results of operations. In addition, the determination of the amount of the allowance for loan losses is subject to review by bank regulators as part of their routine examination process, which may result in the establishment of additional allowance for loan losses based upon their judgment of information available to them at the time of their examination.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">For further information regarding the allowance for loan losses, see Note 3, Loans and Allowance for Loan Losses.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Allowance for Losses on Off-Balance Sheet Commitments</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> We make commitments to extend credit to meet the financing needs of our customers in the form of loans or standby letters of credit. We are exposed to credit loss in the event that a decline in credit quality of the borrower leads to nonperformance. We record an allowance for losses on these off-balance sheet commitments based on estimates of probability that these commitments will be drawn upon according to the historical utilization experience of different types of commitments and expected loss severity. This allowance is included in interest payable and other liabilities on the consolidated statements of condition.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Transfers of Financial Assets</span>: We have entered into certain loan participation agreements with other organizations. We account for these transfers of financial assets as sales when control over the transferred financial assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets and liabilities have been isolated from us, (2) the transferee has the right to pledge or exchange the assets (or beneficial interests) it received, free of conditions that constrain it from taking advantage of that right, beyond a trivial benefit and (3) we do not maintain effective control over the transferred financial assets or third-party beneficial interests related to those transferred assets. <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Premises and Equipment</span><span style="font-family:Arial;font-size:10pt;">: Premises and equipment consist of leasehold improvements, furniture, fixtures, software and equipment and are stated at cost, less accumulated depreciation and amortization, which are calculated on a straight-line basis. Furniture and fixtures are depreciated over </span><span style="font-family:Arial;font-size:10pt;"><span>eight years</span></span><span style="font-family:Arial;font-size:10pt;"> and equipment is generally depreciated over </span><span style="font-family:Arial;font-size:10pt;">three</span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>twenty years</span></span><span style="font-family:Arial;font-size:10pt;">. Leasehold improvements are amortized over the lesser of their estimated useful lives or the terms of the leases. When assets are sold or otherwise disposed of, the cost and related accumulated depreciation or amortization are removed from the accounts and any resulting gain or loss is recognized in income for the period. The cost of maintenance and repairs is charged to expense as incurred.</span></div> P8Y P20Y <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Business Combinations</span><span style="font-family:Arial;font-size:10pt;">: Business combinations are accounted for under the acquisition method of accounting in accordance with ASC 805, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Business Combinations</span><span style="font-family:Arial;font-size:10pt;">. A business is defined as a set of activities and assets that is both self-sustaining and managed to provide a return to investors and generally has three elements: inputs, processes and outputs. Under the acquisition method, the acquiring entity in a business combination recognizes the acquired assets and assumed liabilities at their estimated fair values as of the date of acquisition. Any excess of the purchase price over the fair value of net assets and other identifiable intangible assets acquired is recorded as goodwill. To the extent the fair value of net assets acquired, including other identifiable assets, exceed the purchase price, a bargain purchase gain is recognized. Assets acquired and liabilities assumed from a business combination are recognized at fair value, if the fair value can be determined during the measurement period. Results of operations of an acquired business are included in the consolidated statements of operations from the date of acquisition. Business acquisition-related costs, including conversion and restructuring charges, are expensed as incurred. If substantially all of an acquisition is made up of one asset or several similar assets, or without a substantive process that together contributes to the ability to create outputs, the acquisition is accounted for as an asset acquisition and acquisition costs will be capitalized as part of the assets acquired, rather than expensed in a business combinations.</span></div> P10Y At December 31, 2019, the future estimated amortization expense for the CDI arising from our past acquisitions is as follows:<div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.02534113060429%;border-collapse:collapse;text-align:left;"><tr><td colspan="22"/></tr><tr><td style="width:37%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2020</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2021</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2022</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2023</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2024</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Thereafter</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Core deposit intangible amortization</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>853</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>818</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>782</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>719</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>422</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,090</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,684</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 853000 818000 782000 719000 422000 1090000 4684000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We make a qualitative assessment of whether it is more likely than not that the fair value of a reporting unit where goodwill is assigned is less than its carrying amount. If we conclude that it is more likely than not that the fair value is more than its carrying amount, no impairment is recorded. Goodwill is tested for impairment on an interim basis if circumstances change or an event occurs between annual tests that would more likely than not reduce the fair value of the reporting unit below its carrying amount. The qualitative assessment includes adverse events or circumstances identified that could negatively affect the reporting units’ fair value as well as positive and mitigating events. Such indicators may include, among others, significant changes in legal factors or in the general business climate, significant changes in our stock price and market capitalization, unanticipated competition, and an action or assessment by a regulator. If the fair value of a reporting unit is less than its carrying amount, an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value is recognized. The loss recognized should not exceed the total amount of goodwill allocated to that reporting unit.</span></div><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Goodwill and Other Intangible Assets</span><span style="font-family:Arial;font-size:10pt;">: Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill that arises from a business combination is periodically evaluated for impairment at the reporting unit level, at least annually. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible ("CDI") represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and evaluated periodically for impairment. The CDI asset is amortized on an accelerated method over its estimated useful life of </span><span style="font-family:Arial;font-size:10pt;"><span>ten years</span></span>. <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Other Real Estate Owned ("OREO")</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Arial;font-size:10pt;">OREO is comprised of property acquired through foreclosure, in substance repossession or acceptance of deeds-in-lieu of foreclosure when the related loan receivable is de-recognized. OREO is recorded at fair value of the collateral less estimated costs to sell, establishing a new cost basis, and subsequently accounted for at the lower of cost or fair value less estimated costs to sell. Any shortfall of collateral value from the recorded investment of the related loan is recognized as loss at the time of foreclosure and is charged against the allowance for loan losses. Fair value of collateral is generally based on an independent appraisal of the property. Revenues and expenses associated with OREO, and subsequent adjustments to the fair value of the property and to the estimated costs of disposal, are realized and reported as a component of non-interest income and expense when incurred.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Bank Owned Life Insurance ("BOLI")</span><span style="font-family:Arial;font-size:10pt;">: The Bank owns life insurance policies on certain key current and former officers. BOLI is recorded in interest receivable and other assets on the consolidated statements of condition at the amount that can be realized under the insurance contract at period-end, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Federal Home Loan Bank of San Francisco ("FHLB") Stock</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> The Bank is a member of the FHLB. Members are required to own a certain amount of stock based on the level of borrowings and other factors. As of December 31, 2019, our investment in FHLB stock was carried at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer.  As of December 31, 2018, our investment in FHLB stock was carried at cost. We periodically evaluate FHLB stock for impairment based on ultimate recovery of par value. FHLB stock is included as part of interest receivable and other assets on the consolidated statements of condition. Both cash and stock dividends are reported as non-interest income.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Investments in Low Income Housing Tax Credit Funds</span><span style="font-family:Arial;font-size:10pt;">: We have invested in limited partnerships that were formed to develop and operate affordable housing projects for low or moderate-income tenants throughout California. Our ownership percentage in each limited partnership ranges from </span><span style="font-family:Arial;font-size:10pt;"><span>1.0%</span></span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>3.5%</span></span><span style="font-family:Arial;font-size:10pt;">. We account for the investments in qualified affordable housing tax credit funds using the proportional amortization method, where the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received. Low income housing tax credits and other tax benefits received, net of the amortization of the investment is recognized as part of income tax benefit. Each of the partnerships must meet the regulatory minimum requirements for affordable housing for a minimum 15-year compliance period to fully utilize the tax credits. If the partnerships cease to qualify during the compliance period, the credit may be denied for any period in which the project is not in compliance and a portion of the credit previously taken is subject to recapture with interest. We record an impairment charge if the value of the future tax credits and other tax benefits is less than the carrying value of the investments.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0.010 0.035 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Employee Stock Ownership Plan (“ESOP”)</span><span style="font-family:Arial;font-size:10pt;">: We recognize compensation cost for ESOP contributions when funds become committed for the purchase of Bancorp's common shares into the ESOP in the year in which the employees render service entitling them to the contribution. If we contribute stock, the compensation cost is the fair value of the shares when they are committed to be released (i.e., when the number of shares becomes known and formally approved). In </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, the Bank only made stock contributions to the ESOP.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Income Taxes</span><span style="font-family:Arial;font-size:10pt;">: Income taxes reported in the consolidated financial statements are computed based on an asset and liability approach. We recognize the amount of taxes payable or refundable for the current year and we record deferred tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying amount of existing assets and liabilities and their respective tax bases using enacted tax rates in effect for the year in which the temporary differences are expected to reverse. We record net deferred tax assets to the extent it is more likely than not that they will be realized. In evaluating our ability to recover the deferred tax assets and the need to establish a valuation allowance against the deferred tax assets, Management considers all available positive and negative evidence, including scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies. In projecting future taxable income, Management develops assumptions including the amount of future state and federal pretax operating income, the reversal of temporary differences, and the implementation of feasible and prudent tax planning strategies. These assumptions require significant judgment about the forecasts of future taxable income and are consistent with the plans and estimates being used to manage the underlying business. Bancorp files consolidated federal and combined state income tax returns. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We recognize the financial statement effect of a tax position when it is more likely than not, based on the technical merits and all available evidence, that the position will be sustained upon examination, including the resolution through </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">protests, appeals or litigation processes. For tax positions that meet the more likely than not threshold, we measure and record the largest amount of tax benefit that is greater than fifty percent likely of being realized upon ultimate settlement with the taxing authority. The remainder of the benefits associated with tax positions taken is recorded as unrecognized tax benefits, along with any related interest and penalties. Interest and penalties related to unrecognized tax benefits are recorded in tax expense.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In deciding whether or not our tax positions taken meet the more likely than not recognition threshold, we must make judgments and interpretations about the application of inherently complex state and federal tax laws. To the extent tax authorities disagree with tax positions taken by us, our effective tax rates could be materially affected in the period of settlement with the taxing authorities. Revision of our estimate of accrued income taxes also may result from our own income tax planning, which may affect effective tax rates and results of operations for any reporting period.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We present an unrecognized tax benefit as a reduction of a deferred tax asset for a net operating loss ("NOL") carryforward, or similar tax loss or tax credit carryforward, rather than as a liability, when (1) the uncertain tax position would reduce the NOL or other carryforward under the tax law of the applicable jurisdiction and (2) we intend to and are able to use the deferred tax asset for that purpose. Otherwise, the unrecognized tax benefit is presented as a liability instead of being netted with deferred tax assets.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Earnings per share (“EPS”)</span><span style="font-family:Arial;font-size:10pt;"> are based upon the weighted average number of common shares outstanding during each year. The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic EPS are calculated by dividing net income by the weighted average number of common shares outstanding during each annual period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.</span></div> The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic EPS are calculated by dividing net income by the weighted average number of common shares outstanding during each annual period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.<div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands, except per share data)</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average basic shares outstanding</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,620</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,864</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Potentially dilutive common shares related to:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock options</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>148</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>136</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unvested restricted stock awards</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>26</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average diluted shares outstanding</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,794</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,029</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,241</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,622</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Basic EPS</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.51</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.35</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Diluted EPS</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.48</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.33</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average anti-dilutive shares not included in the calculation of diluted EPS</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>35</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>44</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:8pt;">Share and per share data have been adjusted to reflect the </span><span style="font-family:Arial;font-size:8pt;"><span>two</span></span><span style="font-family:Arial;font-size:8pt;">-for-one stock split effective November 27, 2018.</span></div> 13620000 13864000 148000 136000 26000 29000 13794000 14029000 34241000 32622000 2.51 2.35 2.48 2.33 35000 44000 2 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Share-Based Compensation</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">: </span><span style="font-family:Arial;font-size:10pt;">All share-based payments, including stock options and restricted stock, are recognized as stock-based compensation expense in the consolidated statements of comprehensive income based on the grant-date fair value of the award with a corresponding increase in common stock. The grant-date fair value of the award is amortized on a straight-line basis over the requisite service period, which is generally the vesting period. The stock-based compensation expense excludes stock grants to directors as compensation for their services, which are recognized as director expenses separately based on the grant-date value of the stock. We account for forfeitures as they occur. See Note 8, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Stockholders' Equity and Stock Option Plans</span><span style="font-family:Arial;font-size:10pt;"> for further discussion.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We determine the fair value of stock options at the grant date using a Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, expected life of the option, volatility of the underlying stock, expected dividend yield and risk-free interest rate over the expected life of the option. The expected term of options granted is derived from historical data on employee exercises and post-vesting employment termination behavior. The risk-free rate for periods within the expected life of the option is based on the U.S. Treasury yield curve in effect at the </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">time of the grant. Expected volatility is based on the historical volatility of the common stock over the most recent period that is generally commensurate with the expected life of the options. The Black-Scholes option valuation model requires the input of highly subjective assumptions, including the expected life of the stock-based award and stock price volatility. The assumptions used represent Management's best estimates based on historical information, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, the recorded stock-based compensation expense could have been materially different from that recorded in the consolidated financial statements. The fair value of restricted stock is based on the stock price on the grant date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We record excess tax benefits resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. In addition, we reflect excess tax benefits as an operating activity in the consolidated statements of cash flows.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Cash paid for tax withholdings when shares are surrendered in a cashless stock option exchange is classified as a financing activity in the consolidated statements of cash flows.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In June 2018, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2018-07, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting</span><span style="font-family:Arial;font-size:10pt;">. This update simplifies the accounting for share-based payment transactions for acquiring goods and services from nonemployees, applying some of the same requirements as employee share-based payment transactions. The ASU will not affect the accounting for share-based payment awards to nonemployee directors, which will continue to be treated as employee share-based transactions under the current standards. ASU 2018-07 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early adoption is permitted. We adopted the requirements of this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as it is not our practice to issue stock-based awards to pay for goods and services from nonemployees, other than nonemployee directors.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Derivative Financial Instruments and Hedging Activities - Fair Value Hedges</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;">: </span><span style="font-family:Arial;font-size:10pt;">All of our interest rate swap contracts are designated and qualified as fair value hedges. The terms of our interest rate swap contracts are closely aligned to the terms of the designated fixed-rate loans. The hedging relationships are tested for effectiveness on a quarterly basis using a qualitative approach. The qualitative analysis includes verification that there are no changes to the derivative's or hedged item's key terms and conditions and no adverse developments regarding risk of counterparty default, and validation that we continue to have fair value hedge designation. The interest rate swaps are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The changes in the fair value of the interest rate swaps are recorded in interest income. The unrealized gains or losses due to changes in fair value of the hedged fixed-rate loans due to changes in benchmark interest rates are recorded as an adjustment to the hedged loans and offset in interest income. For derivative instruments executed with the same counterparty under a master netting arrangement, we do not offset fair value amounts of interest rate swaps in liability positions with the ones in asset positions.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">From time to time, we make firm commitments to enter into long-term fixed-rate loans with borrowers backed by yield maintenance agreements and simultaneously enter into forward interest rate swap agreements with correspondent banks to mitigate the change in fair value of the yield maintenance agreement. Prior to loan funding, yield maintenance agreements with net settlement features that meet the definition of a derivative are considered as non-designated hedges and are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The offsetting changes in the fair value of the forward swap and the yield maintenance agreement are recorded in interest income. When the fixed-rate loans are originated, the forward swaps are designated to offset the change in fair value in the loans. Subsequent to the point of the swap designations, the fair value of the related yield maintenance agreements at the designation date that was recorded in other assets is amortized using the effective yield method over the life of the respective designated loans. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The net effect of the change in fair value of interest rate swaps, the amortization of the yield maintenance agreement and the change in the fair value of the hedged loans due to changes in benchmark interest rates result in an insignificant amount recognized in interest income. For further detail, see Note 14, Derivative Financial Instruments and Hedging Activities.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In October 2018, the FASB issued ASU No. 2018-16, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Derivatives and Hedging (Topic 815): Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes</span><span style="font-family:Arial;font-size:10pt;">. This update adds an alternative fifth permissible U.S. benchmark rate to be used for hedge accounting purposes. The amendments should be adopted for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years, on a prospective basis for qualifying new or re-designated hedging relationships entered into on or after the date of adoption. We adopted this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as we did not have new or re-designated hedging relationships since adoption.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Revenue Recognition:</span><span style="font-family:Arial;font-size:10pt;"> We utilize the following five-step model for non-financial instrument related revenue that is in scope for Topic 606, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Revenue from Contracts with Customers</span><span style="font-family:Arial;font-size:10pt;">: 1) identify the contract, 2) identify the performance obligations in the contract, 3) determine the transaction price, 4) allocate the transaction price to the performance obligations in the contract, and, 5) recognize revenue when (or as) the entity satisfies the performance obligation. Our main revenue streams in scope for Topic 606 include:</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Wealth Management &amp; Trust ("WM&amp;T") fees - WM&amp;T services include, but are not limited to: customized investment advisory and management; administrative services such as bill pay and tax reporting; trust administration, estate settlement, custody and fiduciary services.  Performance obligations for investment advisory and management services are generally satisfied over time.  Revenue is recognized monthly according to a tiered fee schedule based on the client's month-end market value of assets under our management.  WM&amp;T does not earn revenue based on performance or incentives.  Costs associated with WM&amp;T revenue-generating activities, such as payments to sub-advisors, are recorded separately as part of professional service expenses when incurred.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Deposit account service charges - Service charges on deposit accounts consist of monthly maintenance fees, business account analysis fees, business online banking fees, check order charges, and other deposit account-related fees.  Performance obligations for monthly maintenance fees and account analysis fees are satisfied, and the related revenue recognized, when we complete our performance obligation each month.  Performance obligations related to transaction-based services (such as check orders) are satisfied, and the related revenue recognized, at a point in time typically when the transaction is completed, except for business accounts subject to analysis where the transaction-based fees are part of the monthly account analysis fees.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Debit card interchange fees - We issue debit cards to our consumer and small business customers that allow them to purchase goods and services from merchants in person, online, or via mobile devices using funds held in their demand deposit accounts held with us.  Debit cards issued to our customers are part of global electronic payment networks (such as Visa) who pass a portion of the merchant interchange fees to debit card-issuing member banks like us when our customers make purchases through their networks.  Performance obligations for debit card services are satisfied and revenue is recognized daily as the payment networks process transactions.  Because we act in an agent capacity, we recognize network costs on a net basis with interchange fees in non-interest income.</span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div> <span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Advertising Costs</span><span style="font-family:Arial;font-size:10pt;font-weight:bold;"> </span>are expensed as incurred. 775000 666000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Comprehensive Income (Loss)</span><span style="font-family:Arial;font-size:10pt;"> includes net income, changes in the unrealized gains or losses on available-for-sale investment securities, and amortization of net unrealized gains or losses on securities transferred from available-for-sale to held-to-maturity, net of related taxes, reported on the consolidated statements of comprehensive income and as components of stockholders' equity.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Fair Value Measurements</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> We use fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. We base our fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (i.e., exit price notion) reflecting factors such as a liquidity premium. Securities available-for-sale and derivatives are recorded at fair value on a recurring basis. Our equity investments that do not have readily determinable fair values are recorded at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. FHLB stock and Visa Inc. Class B common stock are carried at cost as of December 31, 2019 and 2018, as there was no impairment or changes resulting from observable price changes in orderly transactions for an identical or similar investment of the same issuer. Additionally, </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">from time to time, we may be required to record certain assets and liabilities at fair value on a non-recurring basis, such as purchased loans and acquired deposits recorded at acquisition date, certain impaired loans, other real estate owned and securities held-to-maturity that are other-than-temporarily impaired. These non-recurring fair value adjustments typically involve write-downs of individual assets due to application of lower-of-cost or market accounting. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">When we develop our fair value measurement process, we maximize the use of observable inputs. Whenever there is no readily available market data, we use our best estimates and assumptions in determining fair value, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, our recorded earnings or disclosures could have been materially different from those reflected in these consolidated financial statements. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Use of Estimates</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Significant accounting estimates reflected in the consolidated financial statements include ALLL, other-than-temporary impairment of investment securities, accrued liabilities, accounting for income taxes and fair value measurements (including fair values of acquired assets and assumed liabilities at acquisition dates) as discussed in the Notes herein.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Other Recently Adopted Accounting Standards</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In February 2018, the FASB issued ASU No. 2018-02, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income</span><span style="font-family:Arial;font-size:10pt;">. This amendment helped organizations address certain stranded income tax effects in accumulated other comprehensive income ("AOCI") resulting from the enactment of the Tax Cuts and Jobs Act of 2017. The ASU required financial statement preparers to disclose a description of the accounting policy for releasing income tax effects from AOCI, whether or not they elect to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act of 2017, and information about the other income tax effects that are reclassified. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. We early adopted this ASU in the first quarter of 2018 by reclassifying </span><span style="font-family:Arial;font-size:10pt;"><span>$638 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> from AOCI to retained earnings. This amount represented the stranded income tax effects related to the unrealized loss on available-for-sale securities in AOCI on the date of the enactment of the Tax Cuts and Jobs Act of 2017. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In February 2016, the FASB issued ASU No. 2016-02, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Leases (Topic 842) </span><span style="font-family:Arial;font-size:10pt;">(the "new lease accounting standard"). The amendments in this ASU intended to increase transparency and comparability among organizations by recognizing an operating lease or finance lease right-of-use asset for the lease term, and a lease liability, which is a lessee's obligation to make lease payments, recorded based on discounting future lease payments under the lease terms. This ASU generally applies to leasing arrangements exceeding a twelve-month term. ASU 2016-02 is effective for annual periods, including interim periods within those annual periods beginning after December 15, 2018 and requires a modified retrospective method of adoption. In July 2018, the FASB issued two amendments to ASU 2016-02: ASU No. 2018-10, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Codification Improvements to Topic 842, Leases</span><span style="font-family:Arial;font-size:10pt;">, which provided various corrections and clarifications to ASU 2016-02; and ASU No. 2018-11, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Leases (Topic 842): Targeted Improvements</span><span style="font-family:Arial;font-size:10pt;">, which permitted optional transition methods and provided lessors with a practical expedient for separating lease and non-lease components of a lease. The ASU allowed entities to apply either a modified retrospective approach at the beginning of the earliest period presented or at the beginning of the period of adoption through a cumulative-effect adjustment to retained earnings. We adopted the ASU under the latter approach.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As a result of the adoption of ASU 2016-02 on January 1, 2019, we recorded operating and finance lease right-of-use assets totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$13.4 million</span></span><span style="font-family:Arial;font-size:10pt;">, net of deferred rent and unaccreted lease incentives, operating and finance lease liabilities totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$15.4 million</span></span><span style="font-family:Arial;font-size:10pt;">, and </span><span style="font-family:Arial;font-size:10pt;">no</span><span style="font-family:Arial;font-size:10pt;"> cumulative-effect adjustments to retained earnings. Under the standard's transition guidance, we elected the package of practical expedients, which allowed us to carry forward existing lease classifications and did not require us to reassess initial direct costs for any existing leases. In addition, we elected the hindsight practical expedient when determining the lease term (i.e., considering whether we are reasonably certain to exercise options to extend or terminate the lease). We made accounting policy elections not to separate non-lease components from lease components and to exclude short-term leases (i.e., lease term of 12 months or less at the commencement date) from right-of-use assets and lease liabilities for all lease classifications. See Note 12, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Commitments and Contingencies</span><span style="font-family:Arial;font-size:10pt;"> for further information.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In March 2019, the FASB issued ASU No. 2019-01, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Leases (Topic 842): Codification Improvements</span><span style="font-family:Arial;font-size:10pt;">. This ASU addresses two lessor implementation issues and clarifies that lessees and lessors are exempt from certain interim disclosure requirements associated with adopting ASU 2016-02. The amendments related to the lessor implementation issues are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Early application is permitted. As the ASU's amendments applicable to us only relate to disclosures, the adoption of ASU 2019-01 did not impact our financial condition or results of operations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Accounting Standards Not Yet Effective</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In June 2016, the FASB issued ASU No. 2016-13, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments</span><span style="font-family:Arial;font-size:10pt;">. The standard will replace today's "incurred loss" model with a "current expected credit loss" ("CECL") model. The CECL model will apply to estimated credit losses on loans receivable, held-to-maturity debt securities, unfunded loan commitments, and certain other financial assets measured at amortized cost. The CECL model is based on lifetime expected losses, rather than incurred losses, and requires the recognition of credit loss expense in the consolidated statement of income and a related allowance for credit losses on the consolidated statement of condition at the time of origination or purchase of a loan receivable or held-to-maturity debt security. In addition, CECL will modify the accounting for purchased loans and will require that an allowance for credit losses be established at the date of acquisition. However, for purchased financial assets with a more­-than-insignificant amount of credit deterioration since origination (“PCD assets”) that are measured at amortized cost, the initial allowance for credit losses is added to the purchase price rather than being reported as a credit loss expense. Subsequent changes in the allowance for credit losses on PCD assets are recognized through credit loss expense. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Under ASU 2016-13, available-for-sale debt securities are evaluated for impairment if fair value is less than amortized cost. Estimated credit losses are recorded through a credit loss expense and an allowance, rather than a write-down of the investment. Changes in fair value that are not credit-related will continue to be recorded in other comprehensive income. The ASU also expands the disclosure requirements regarding assumptions, models, and methods for estimating the allowance for loan losses. In addition, entities will need to disclose the amortized cost balance for each class of financial asset by credit quality indicator, disaggregated by the year of origination. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Early CECL implementation activities focused on, among other things, capturing and validating data, segmenting the loan portfolio, evaluating various credit loss estimation methodologies, sourcing tools to forecast future economic conditions, running multiple loan loss driver analyses that correlate our credit loss experience with one or more economic factors, and evaluating the qualitative factor framework and assumptions. Based on these activities, we determined that our primary credit loss methodology will utilize a discounted cash flow approach that considers the probability of default and loss given default. Continuing implementation activities include model validation, drafting policies and disclosures, and evaluating, documenting and testing internal controls. Parallel testing occurred throughout 2019 and we estimate that our adoption of the CECL standards will result in a </span><span style="font-family:Arial;font-size:10pt;"><span>5%</span></span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>15%</span></span><span style="font-family:Arial;font-size:10pt;"> increase to our allowance for credit losses, which will be recorded as a cumulative-effect adjustment to retained earnings, net of tax as of January 1, 2020.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In April 2019, the FASB issued ASU No. 2019-04, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments</span><span style="font-family:Arial;font-size:10pt;"> that clarifies and improves areas of guidance related to recently issued standards on credit losses, hedging and recognition and measurement. The provisions of this ASU are effective January 1, 2020 and contain various methods of adoption. We will evaluate this ASU in conjunction with ASU 2016-13 to determine its impact on our financial condition and results of operations. At this time, we do not expect the ASU to have a material impact on our financial condition or results of operations.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In May 2019, the FASB issued ASU No. 2019-05, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief</span><span style="font-family:Arial;font-size:10pt;">. This ASU allows an option for entities to irrevocably elect the fair value option on an instrument-by-instrument basis for eligible financial assets measured at amortized cost basis upon adoption of the credit loss standards. This amendment provides relief for those entities electing the fair value option on newly originated or purchased financial assets, while maintaining existing similar financial assets at amortized cost, avoiding the requirement to maintain dual measurement methods for similar assets. The fair value option does not apply to held-to-maturity debt securities. This ASU is effective for us in fiscal year 2020, including interim periods within the fiscal year. At this time, we do not expect to elect the fair value option for our financial assets.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In November 2019, the FASB issued ASU No. 2019-11, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Codification Improvements to Topic 326, Financial Instruments - Credit Losses</span><span style="font-family:Arial;font-size:10pt;">. This ASU, among other narrow -scope improvements, clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. This ASU permits organizations to record expected recoveries on PCD assets. Additionally, this ASU reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. ASU 2019-11 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The amendments should be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the opening retained earnings balance in the statement of financial position as of the date of adoption. We adopted the requirements of this ASU on January 1, 2020 and do not expect the ASU to have a material impact on our financial condition or results of operations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In August 2018, the FASB issued ASU No. 2018-13, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement</span><span style="font-family:Arial;font-size:10pt;">. The amendments in this ASU remove, modify, and add disclosure requirements for the fair value reporting of assets and liabilities. The modifications and additions relate to Level 3 fair value measurements at the end of the reporting period. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Entities should disclose and describe the range and weighted-average of significant observable inputs used to develop Level 3 fair value measurements prospectively. We adopted the requirements of this ASU on January 1, 2020. As the ASU’s requirements only relate to disclosures, the amendments will not impact our financial condition or results of operations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In August 2018, the FASB issued ASU No. 2018-15, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract</span><span style="font-family:Arial;font-size:10pt;">. This standard aligns the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software, regardless of whether they convey a license to the hosted software. The accounting for the service element of a hosting arrangement that is a service contract is not affected by this ASU. The amendments are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. An entity has the option to apply amendments in the ASU either retrospectively or prospectively to all implementation costs incurred after the date of adoption. We adopted the requirements of this ASU on January 1, 2020. We do not expect that the ASU will have a material impact on our financial condition or results of operations.</span></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In December 2019, the FASB issued ASU No. 2019-12, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Income Taxes (Topic 740): Simplifying the Accounting for </span><span style="font-family:Arial;font-size:10pt;">Income Taxes. This ASU is intended to reduce the cost and complexity related to accounting for income taxes by removing certain exceptions to the guidance in Topic 740 related to the approach for intraperiod tax allocation, the methodology for calculating income taxes in an interim period and simplifying aspects of the accounting for franchise taxes and enacted changes in tax laws or rates. This ASU is effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. As this ASU is narrow in scope and applicability to us will likely be minimal, we do not expect that the ASU will have a material impact on our financial condition or results of operations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In January 2020, the FASB issued ASU No. 2020-01, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815</span><span style="font-family:Arial;font-size:10pt;">. Among other things, this ASU clarifies that a company should consider observable transactions that require a company to either apply or discontinue the equity method of accounting under Topic 323,</span><span style="font-family:Arial;font-size:10pt;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">for the purposes of applying the measurement alternative in accordance with Topic 321. This ASU is effective for fiscal years beginning after December 15, 2020. Early adoption is permitted. ASU No. 2020-01 should be applied prospectively at the beginning of the interim period that includes adoption. We do not expect that the ASU will have a material impact on our financial condition or results of operations.</span></div> 638000 13400000 15400000 0.05 0.15 Investment Securities<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our investment securities portfolio consists of obligations of state and political subdivisions, U.S. corporations, U.S. federal government agencies such as Government National Mortgage Association ("GNMA") and Small Business Administration ("SBA"), U.S. government-sponsored enterprises ("GSEs") such as Federal National Mortgage Association ("FNMA"), Federal Home Loan Mortgage Corporation ("FHLMC), Federal Farm Credit Banks Funding Corporation and FHLB. We also invest in residential and commercial mortgage-backed securities ("MBS"/"CMBS") and collateralized mortgage obligations ("CMOs") issued or guaranteed by the GSEs, as reflected in the following table:</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:26%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gross Unrealized</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gross Unrealized</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gains</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(Losses)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gains</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(Losses)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-maturity:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities of U.S. government-sponsored enterprises:</span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>80,451</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>81,325</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,018</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>88,606</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>85,804</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,809</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,264</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,720</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,757</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by FNMA</span></div><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,492</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>282</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,447</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,327</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31,477</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,157</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33,583</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33,021</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(570</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,763</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,816</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,739</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,769</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and </span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,513</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,588</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,111</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>128</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,413</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,642</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,378</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(149</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>157,206</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>153,894</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>210</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities of U.S. government-sponsored enterprises:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>98,502</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>100,071</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,617</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(48</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>95,339</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>94,467</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>358</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,230</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>35,674</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,286</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>688</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(76</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,722</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,781</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>465</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(406</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22,702</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23,092</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>390</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,275</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,079</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(330</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,398</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>143,226</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,892</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(64</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>145,979</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>144,836</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>454</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,597</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,719</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,755</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,294</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,021</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(274</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government- sponsored agencies</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>48,389</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>727</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>52,956</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,018</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>185</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(123</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Privately issued CMOs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>295</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>297</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and </span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>66,042</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>67,282</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,386</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(146</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>79,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,960</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,220</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,502</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,004</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,005</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>423,923</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>432,260</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,748</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(411</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>465,910</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>462,464</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,748</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5,194</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total investment securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>561,336</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>571,902</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,126</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(560</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>623,116</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>616,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,958</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,716</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The amortized cost and fair value of investment debt securities by contractual maturity at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;"> are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties. </span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:28%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-Maturity</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-Sale</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-Maturity</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-Sale</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Within one year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,807</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,811</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,699</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,706</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,194</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,182</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,863</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,795</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">After one but within five years</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,256</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,296</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>48,706</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,619</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,481</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,492</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,871</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,435</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">After five years through ten years</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>56,221</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>57,544</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>208,806</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>214,277</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>59,231</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>58,120</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>252,274</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>250,055</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">After ten years</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,129</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,991</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>159,712</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161,658</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>86,300</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,100</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>118,902</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>118,179</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,413</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,642</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>423,923</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>432,260</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>157,206</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>153,894</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>465,910</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>462,464</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Sales of investment securities and gross gains and losses are shown in the following table. </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:68%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Sales proceeds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>66,081</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,972</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Gross realized gains</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>214</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Gross realized losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(159</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(106</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;text-indent:96px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;">        </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Pledged investment securities are shown in the following table:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:70%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Pledged to the State of California:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Secure public deposits in compliance with the Local Agency Security Program</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>126,598</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>125,696</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Collateral for trust deposits</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>742</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>734</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">      Total investment securities pledged to the State of California</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>127,340</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>126,430</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Collateral for Wealth Management and Trust Services ("WMTS') checking account</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>622</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As part of our ongoing review of our investment securities portfolio, we reassessed the classification of certain securities issued by government sponsored agencies. During </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, we transferred </span><span style="font-family:Arial;font-size:10pt;"><span>$27.4 million</span></span><span style="font-family:Arial;font-size:10pt;">, from available-for-sale to held-to-maturity at fair value. We intend and have the ability to hold these securities to maturity. The net unrealized pre-tax loss of </span><span style="font-family:Arial;font-size:10pt;"><span>$278 thousand</span></span><span style="font-family:Arial;font-size:10pt;">, remained in accumulated other comprehensive income and is amortized over the remaining life of the securities along with amortization of any prior transfers. Amortization of the net unrealized pre-tax loss totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$445 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$516 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> in </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. There were </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> securities transferred from available-for-sale to held-to-maturity at fair value in </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">There were </span><span style="font-family:Arial;font-size:10pt;"><span>40</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>229</span></span><span style="font-family:Arial;font-size:10pt;"> securities in unrealized loss positions at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Arial;font-size:10pt;">and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. Those securities are summarized and classified according to the duration of the loss period in the tables below:</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:32%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2019</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&lt; 12 continuous months</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ 12 continuous months</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total securities</span></div><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> in a loss position</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-maturity:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,203</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(60</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,073</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(84</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>20,276</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(144</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,725</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,725</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,203</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(60</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,798</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(89</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22,001</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(149</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,367</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(34</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,464</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,831</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(48</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,227</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,448</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(62</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,675</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(76</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,918</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(58</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,981</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,899</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(64</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,139</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,139</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government-sponsored agencies</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25,228</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25,228</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>20,579</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(145</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>659</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>21,238</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(146</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>500</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>500</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>81,958</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(328</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,552</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>92,510</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(411</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total temporarily impaired securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>96,161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(388</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18,350</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(172</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>114,511</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(560</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:32%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2018</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&lt; 12 continuous months</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&gt; 12 continuous months</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total securities</span></div><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> in a loss position</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-maturity:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>198</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>83,990</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,800</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,188</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,809</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,327</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,327</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,880</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,171</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(567</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31,051</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(570</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,565</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,565</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,078</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>127,053</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,510</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>130,131</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>19,971</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(128</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,077</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,102</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>70,048</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,230</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,175</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(122</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>20,123</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(284</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33,298</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(406</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,345</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,138</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(322</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18,483</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(330</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>24,094</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(330</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>74,243</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,267</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>98,337</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,597</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,666</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,112</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(267</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,778</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(274</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government- sponsored agencies</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,992</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,349</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(115</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,341</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(123</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,290</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(54</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>52,804</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,166</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>68,094</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,220</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,004</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,004</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>81,533</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(657</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>234,850</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(4,537</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>316,383</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5,194</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total temporarily impaired securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,611</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(669</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>361,903</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,047</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>446,514</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,716</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, the investment portfolio included </span><span style="font-family:Arial;font-size:10pt;"><span>16</span></span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Arial;font-size:10pt;">investment securities that had been in a continuous loss position for twelve months or more and </span><span style="font-family:Arial;font-size:10pt;"><span>24</span></span><span style="font-family:Arial;font-size:10pt;"> investment securities had been in a loss position for less than twelve months.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Securities issued by government-sponsored agencies, such as FNMA and FHLMC, usually have implicit credit support by the U.S. federal government. However, since 2008, FNMA and FHLMC have been under government conservatorship and, therefore, contractual cash flows for these investments carry explicit guarantees by the U.S. federal government. Securities issued by the SBA and GNMA have explicit credit guarantees by the U.S. federal government, which protects us from credit losses on the contractual cash flows of the securities.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Other temporarily impaired securities, including obligations of state and political subdivisions and corporate bonds, were deemed credit worthy after our internal analysis of the issuers' latest financial information, credit ratings by major credit agencies, and/or credit enhancements. Based on our comprehensive analyses, we determined that the decline in the fair values of these securities was primarily driven by factors other than credit, such as changes in market interest rates and liquidity spreads subsequent to purchase. At </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, Management determined that it did not intend to sell investment securities with unrealized losses, and it is more than likely than not that we will not have to sell any of the securities with unrealized losses before recovery of their amortized cost. Therefore, we do not consider these investment securities to be other-than-temporarily impaired at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Non-Marketable Securities</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As a member of the FHLB, we are required to maintain a minimum investment in FHLB capital stock determined by the Board of Directors of the FHLB. The minimum investment requirements can increase in the event we increase our total asset size or borrowings with the FHLB. Shares cannot be purchased or sold except between the FHLB and its members at the </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$100</span></span><span style="font-family:Arial;font-size:10pt;"> per share par value. We held </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$11.7 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$11.1 million</span></span><span style="font-family:Arial;font-size:10pt;"> of FHLB stock included in other assets on the consolidated statements of condition at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. The carrying amounts of these investments are reasonable estimates of fair value because the securities are restricted to member banks and they do not have a readily determinable market value. Based on our analysis of FHLB’s financial condition and certain qualitative factors, we determined that the FHLB stock was not impaired at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.  On </span><span style="font-family:Arial;font-size:10pt;">February 20, 2020</span><span style="font-family:Arial;font-size:10pt;">, FHLB announced a cash dividend for the fourth quarter of </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> at an annualized dividend rate of </span><span style="font-family:Arial;font-size:10pt;"><span>7.00%</span></span><span style="font-family:Arial;font-size:10pt;"> to be distributed in mid-March 2020. Cash dividends paid on FHLB capital stock are recorded as non-interest income.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As a member bank of Visa U.S.A., we held </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>10,439</span></span><span style="font-family:Arial;font-size:10pt;"> shares of Visa Inc. Class B common stock at both </span><span style="font-family:Arial;">December 31, 2019 and 2018</span><span style="font-family:Arial;font-size:10pt;">. These shares have a carrying value of </span><span style="font-family:Arial;font-size:10pt;"><span>zero</span></span><span style="font-family:Arial;font-size:10pt;"> and are restricted from resale to non-member banks of Visa U.S.A. until their conversion into Class A (voting) shares upon the termination of Visa Inc.'s Covered Litigation escrow account. Because of the restriction and the uncertainty on the conversion rate to Class A shares, these shares lack a readily determinable fair value. When converting this Class B common stock to Class A common stock based on the conversion rate of </span><span style="font-family:Arial;font-size:10pt;"><span>1.6228</span></span><span style="font-family:Arial;font-size:10pt;">, as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>1.6298</span></span><span style="font-family:Arial;font-size:10pt;"> as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">, and the closing stock price of Class A shares at those respective dates, the converted value of our shares of Class B common stock would have been </span><span style="font-family:Arial;font-size:10pt;"><span>$3.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$2.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. The conversion rate is subject to further adjustment upon the final settlement of the covered litigation against Visa Inc. and its member banks. As such, the fair value of these Class B shares can differ significantly from their converted values. For further information, refer to Note 12, Commitments and Contingencies. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In October 2018, we sold </span><span style="font-family:Arial;font-size:10pt;"><span>6,500</span></span><span style="font-family:Arial;font-size:10pt;"> shares of our holdings of Visa Inc. Class B common stock to a member bank of Visa U.S.A. The pre-tax gain from the sale, net of sales commission, was </span><span style="font-family:Arial;font-size:10pt;"><span>$956 thousand</span></span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We invest in low income housing tax credit funds as a limited partner, which totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$4.1 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$4.6 million</span></span><span style="font-family:Arial;font-size:10pt;"> recorded in other assets as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. In </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;">, we recognized </span><span style="font-family:Arial;font-size:10pt;"><span>$603 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> of low income housing tax credits and other tax benefits, net of </span><span style="font-family:Arial;font-size:10pt;"><span>$515 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> of amortization expense of low income housing tax credit investment, as a component of income tax expense. As of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, our unfunded commitments for these low income housing tax credit funds totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$2.2 million</span></span><span style="font-family:Arial;font-size:10pt;">. We did not recognize any impairment losses on these low income housing tax credit investments during </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> or </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, as the value of the future tax benefits exceeds the carrying value of the investments.</span></div> We also invest in residential and commercial mortgage-backed securities ("MBS"/"CMBS") and collateralized mortgage obligations ("CMOs") issued or guaranteed by the GSEs, as reflected in the following table:<div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:26%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gross Unrealized</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gross Unrealized</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gains</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(Losses)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gains</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(Losses)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-maturity:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities of U.S. government-sponsored enterprises:</span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>80,451</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>81,325</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,018</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>88,606</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>85,804</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,809</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,264</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,720</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,757</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by FNMA</span></div><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,492</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>282</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,447</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,327</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31,477</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,157</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33,583</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33,021</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(570</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,763</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,816</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,739</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,769</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and </span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,513</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,588</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,111</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>128</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,413</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,642</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,378</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(149</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>157,206</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>153,894</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>210</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities of U.S. government-sponsored enterprises:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>98,502</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>100,071</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,617</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(48</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>95,339</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>94,467</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>358</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,230</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>35,674</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,286</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>688</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(76</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,722</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,781</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>465</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(406</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22,702</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23,092</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>390</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,275</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,079</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(330</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,398</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>143,226</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,892</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(64</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>145,979</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>144,836</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>454</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,597</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,719</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,755</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,294</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,021</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(274</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government- sponsored agencies</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>48,389</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>727</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>52,956</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,018</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>185</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(123</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Privately issued CMOs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>295</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>297</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and </span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>66,042</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>67,282</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,386</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(146</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>79,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,960</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,220</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,502</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,004</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,005</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>423,923</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>432,260</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,748</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(411</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>465,910</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>462,464</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,748</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5,194</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total investment securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>561,336</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>571,902</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,126</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(560</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>623,116</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>616,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,958</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,716</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div> We also invest in residential and commercial mortgage-backed securities ("MBS"/"CMBS") and collateralized mortgage obligations ("CMOs") issued or guaranteed by the GSEs, as reflected in the following table:<div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:26%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gross Unrealized</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gross Unrealized</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gains</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(Losses)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Gains</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(Losses)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-maturity:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities of U.S. government-sponsored enterprises:</span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>80,451</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>81,325</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,018</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>88,606</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>85,804</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,809</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,999</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,264</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>265</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,720</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,757</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by FNMA</span></div><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,210</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,492</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>282</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,447</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,327</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31,477</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,157</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33,583</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33,021</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(570</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,763</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,816</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,739</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,769</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and </span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,513</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,588</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,111</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>128</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,413</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,642</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,378</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(149</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>157,206</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>153,894</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>210</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities of U.S. government-sponsored enterprises:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>98,502</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>100,071</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,617</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(48</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>95,339</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>94,467</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>358</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,230</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>35,674</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,286</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>688</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(76</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,722</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,781</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>465</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(406</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22,702</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23,092</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>390</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,275</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,079</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(330</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,398</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>143,226</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,892</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(64</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>145,979</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>144,836</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>454</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,597</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,719</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,755</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,294</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,021</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(274</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government- sponsored agencies</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>48,389</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>727</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>52,956</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,018</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>185</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(123</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Privately issued CMOs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>295</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>297</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and </span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>66,042</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>67,282</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,386</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(146</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>79,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,960</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,220</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,497</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,502</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,004</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,005</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>423,923</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>432,260</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,748</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(411</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>465,910</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>462,464</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,748</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5,194</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total investment securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>561,336</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>571,902</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,126</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(560</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>623,116</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>616,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,958</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,716</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 80451000 81325000 1018000 144000 88606000 85804000 7000 2809000 7999000 8264000 265000 0 8720000 8757000 37000 0 10210000 10492000 282000 0 11447000 11327000 0 120000 31477000 32157000 685000 5000 33583000 33021000 8000 570000 3763000 3816000 53000 0 3739000 3769000 30000 0 3513000 3588000 75000 0 11111000 11216000 128000 23000 137413000 139642000 2378000 149000 157206000 153894000 210000 3522000 98502000 100071000 1617000 48000 95339000 94467000 358000 1230000 35674000 36286000 688000 76000 50722000 50781000 465000 406000 22702000 23092000 390000 0 28275000 28079000 134000 330000 139398000 143226000 3892000 64000 145979000 144836000 454000 1597000 11719000 11755000 42000 6000 11294000 11021000 1000 274000 48389000 49046000 727000 70000 52956000 53018000 185000 123000 0 0 0 0 295000 297000 2000 0 66042000 67282000 1386000 146000 79046000 77960000 134000 1220000 1497000 1502000 6000 1000 2004000 2005000 15000 14000 423923000 432260000 8748000 411000 465910000 462464000 1748000 5194000 561336000 571902000 11126000 560000 623116000 616358000 1958000 8716000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The amortized cost and fair value of investment debt securities by contractual maturity at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;"> are shown below. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties. </span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:28%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="12" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-Maturity</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-Sale</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-Maturity</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-Sale</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortized Cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Within one year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,807</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,811</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,699</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,706</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,194</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,182</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,863</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,795</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">After one but within five years</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,256</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,296</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>48,706</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,619</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,481</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,492</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,871</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,435</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">After five years through ten years</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>56,221</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>57,544</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>208,806</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>214,277</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>59,231</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>58,120</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>252,274</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>250,055</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">After ten years</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,129</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,991</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>159,712</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161,658</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>86,300</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,100</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>118,902</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>118,179</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,413</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,642</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>423,923</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>432,260</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>157,206</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>153,894</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>465,910</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>462,464</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 1807000 1811000 6699000 6706000 6194000 6182000 9863000 9795000 2256000 2296000 48706000 49619000 5481000 5492000 84871000 84435000 56221000 57544000 208806000 214277000 59231000 58120000 252274000 250055000 77129000 77991000 159712000 161658000 86300000 84100000 118902000 118179000 137413000 139642000 423923000 432260000 157206000 153894000 465910000 462464000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Sales of investment securities and gross gains and losses are shown in the following table. </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:68%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Sales proceeds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>66,081</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,972</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Gross realized gains</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>214</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>27</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Gross realized losses</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(159</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(106</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 66081000 16972000 214000 27000 159000 106000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Pledged investment securities are shown in the following table:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:70%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Pledged to the State of California:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Secure public deposits in compliance with the Local Agency Security Program</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>126,598</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>125,696</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Collateral for trust deposits</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>742</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>734</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">      Total investment securities pledged to the State of California</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>127,340</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>126,430</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Collateral for Wealth Management and Trust Services ("WMTS') checking account</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>622</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 126598000 125696000 742000 734000 127340000 126430000 622000 2000000 27400000 -278000 445000 516000 0 40 229 Those securities are summarized and classified according to the duration of the loss period in the tables below:<div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:32%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2019</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&lt; 12 continuous months</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ 12 continuous months</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total securities</span></div><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> in a loss position</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-maturity:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,203</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(60</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,073</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(84</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>20,276</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(144</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,725</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,725</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,203</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(60</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,798</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(89</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22,001</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(149</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,367</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(34</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,464</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,831</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(48</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,227</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,448</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(62</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,675</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(76</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,918</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(58</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,981</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,899</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(64</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,139</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,139</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government-sponsored agencies</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25,228</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25,228</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>20,579</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(145</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>659</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>21,238</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(146</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>500</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>500</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>81,958</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(328</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,552</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>92,510</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(411</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total temporarily impaired securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>96,161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(388</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18,350</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(172</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>114,511</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(560</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="21"/></tr><tr><td style="width:32%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2018</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&lt; 12 continuous months</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">&gt; 12 continuous months</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total securities</span></div><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> in a loss position</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unrealized loss</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Held-to-maturity:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>198</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>83,990</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,800</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,188</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,809</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,327</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,327</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(120</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,880</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,171</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(567</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31,051</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(570</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,565</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,565</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,078</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(12</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>127,053</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,510</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>130,131</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Available-for-sale:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">MBS pass-through securities issued by FHLMC and FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>19,971</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(128</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,077</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,102</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>70,048</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,230</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,175</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(122</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>20,123</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(284</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33,298</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(406</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,345</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,138</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(322</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18,483</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(330</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by FHLMC</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>24,094</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(330</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>74,243</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,267</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>98,337</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,597</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CMOs issued by GNMA</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,666</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(7</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,112</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(267</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,778</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(274</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government- sponsored agencies</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,992</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,349</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(115</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,341</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(123</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,290</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(54</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>52,804</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,166</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>68,094</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,220</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,004</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,004</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>81,533</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(657</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>234,850</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(4,537</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>316,383</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(5,194</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total temporarily impaired securities</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,611</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(669</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>361,903</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,047</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>446,514</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,716</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 14203000 60000 6073000 84000 20276000 144000 0 0 1725000 5000 1725000 5000 14203000 60000 7798000 89000 22001000 149000 4367000 34000 4464000 14000 8831000 48000 9227000 14000 2448000 62000 11675000 76000 14918000 58000 2981000 6000 17899000 64000 7139000 6000 0 0 7139000 6000 25228000 70000 0 0 25228000 70000 20579000 145000 659000 1000 21238000 146000 500000 1000 0 0 500000 1000 81958000 328000 10552000 83000 92510000 411000 96161000 388000 18350000 172000 114511000 560000 198000 9000 83990000 2800000 84188000 2809000 0 0 11327000 120000 11327000 120000 2880000 3000 28171000 567000 31051000 570000 0 0 3565000 23000 3565000 23000 3078000 12000 127053000 3510000 130131000 3522000 19971000 128000 50077000 1102000 70048000 1230000 13175000 122000 20123000 284000 33298000 406000 2345000 8000 16138000 322000 18483000 330000 24094000 330000 74243000 1267000 98337000 1597000 1666000 7000 9112000 267000 10778000 274000 4992000 8000 11349000 115000 16341000 123000 15290000 54000 52804000 1166000 68094000 1220000 0 0 1004000 14000 1004000 14000 81533000 657000 234850000 4537000 316383000 5194000 84611000 669000 361903000 8047000 446514000 8716000 16 24 100 11700000 11100000 0.0700 10439 0 1.6228 1.6298 3200000 2200000 6500 956000 4100000 4600000 603000 515000 2200000 Loans and Allowance for Loan Losses<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Credit Quality of Loans</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Virtually all of our loans are from customers located in California, primarily in Marin, Alameda, Sonoma, San Francisco, Napa, and Contra Costa counties. Approximately </span><span style="font-family:Arial;font-size:10pt;"><span>88%</span></span><span style="font-family:Arial;font-size:10pt;"> of total loans were secured by real estate at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">. At </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, </span><span style="font-family:Arial;font-size:10pt;"><span>68%</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>67%</span></span><span style="font-family:Arial;font-size:10pt;">, respectively, of our loans were for commercial real estate, </span><span style="font-family:Arial;font-size:10pt;"><span>84%</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>85%</span></span><span style="font-family:Arial;font-size:10pt;"> of which were secured by real estate located in Marin, Sonoma, Alameda, San Francisco and Napa counties (California).</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows outstanding loans by class and payment aging as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:26%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td colspan="25" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Loan Aging Analysis by Class</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">30-59 days past due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,001</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>279</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,288</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">60-89 days past due</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>98</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>95</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>193</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">90 days or more past due</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total past due</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,001</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>544</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>102</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,648</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Current</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>246,686</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>308,824</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>945,316</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>115,480</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,580</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,841,638</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total loans </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>246,687</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>308,824</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>946,317</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>116,024</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,843,286</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Non-accrual loans</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt"> 1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>168</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>58</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>226</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">30-59 days past due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,004</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>112</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,121</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">60-89 days past due</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">90 days or more past due</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total past due</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,004</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>112</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,121</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Current</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>230,734</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313,277</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>872,406</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>76,423</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,696</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,360</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,762,743</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total loans </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>230,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313,277</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>873,410</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>76,423</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,696</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,472</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,763,864</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Non-accrual loans </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>319</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>65</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>697</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:7pt;"> Includes </span><span style="font-family:Arial;font-size:7pt;"><span>no</span></span><span style="font-family:Arial;font-size:7pt;"> purchased credit impaired ("PCI") loans at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> or </span><span style="font-family:Arial;font-size:7pt;">2018</span><span style="font-family:inherit;font-size:10pt;">. </span><span style="font-family:Arial;font-size:7pt;">Amounts exclude accreting PCI loans of with carrying values totaling </span><span style="font-family:Arial;font-size:7pt;"><span>$2.0 million</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;"><span>$2.1 million</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2018</span><span style="font-family:Arial;font-size:7pt;">, as we have a reasonable expectation about future cash flows to be collected and we continue to recognize accretable yield on these loans in interest income. There were </span><span style="font-family:Arial;font-size:7pt;"><span>no</span></span><span style="font-family:Arial;font-size:7pt;"> accruing loans past due more than ninety days at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> or </span><span style="font-family:Arial;font-size:7pt;">2018</span><span style="font-family:Arial;font-size:7pt;">.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span><span style="font-family:Arial;font-size:7pt;"> Amounts include net deferred loan origination costs of </span><span style="font-family:Arial;font-size:7pt;"><span>$983 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;"><span>$635 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;">2018</span><span style="font-family:Arial;font-size:7pt;">, respectively. Amounts are also net of unaccreted purchase discounts on non-PCI loans of </span><span style="font-family:Arial;font-size:7pt;"><span>$589 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;"><span>$708 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:7pt;">, respectively.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We generally make commercial loans to established small and mid-sized businesses to provide financing for their growth and working capital needs, equipment purchases and acquisitions.  Management examines historical, current, and projected cash flows to determine the ability of the borrower to repay obligations as agreed. Commercial loans are made based primarily on the identified cash flows of the borrower and secondarily on the underlying collateral and guarantor support. The cash flows of borrowers, however, may not occur as expected, and the collateral securing these loans may fluctuate in value. Most commercial and industrial loans are secured by the assets being financed, such as accounts receivable and inventory, and typically include personal guarantees. We target stable businesses with guarantors who provide additional sources of repayment and have proven to be resilient in periods of economic stress.  </span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans discussed above. We underwrite these loans to be repaid from cash flow and to be supported by real property collateral. Underwriting standards for commercial real estate loans include, but are not limited to, debt coverage and loan-to-value ratios. Furthermore, a large majority of our loans are guaranteed by the owners of the properties. Conditions in the real estate markets or in the general economy may adversely affect our commercial real estate loans. In the event of a vacancy, we expect guarantors to carry the loans until they find a replacement tenant.  The owner's substantial equity investment provides a strong economic incentive to continue to support the commercial real estate projects. As such, we have generally experienced a relatively low level of loss and delinquencies in this portfolio.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Construction loans are generally made to developers and builders to finance construction, renovation and occasionally land acquisitions in anticipation of near-term development. Construction loan borrowers provide for interest reserves that are used for the payment of interest during the development and marketing periods and capitalized as part of the loan balance. When a construction loan is placed on nonaccrual status before the depletion of the interest reserve, we </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">apply the interest funded by the interest reserve against the loan's principal balance. These loans are underwritten after evaluation of the borrower's financial strength, reputation, prior track record, and independent appraisals. We monitor all construction projects to determine whether they are on schedule, completed as planned and in accordance with the approved construction budgets. Significant events can affect the construction industry, including: the inherent volatility of real estate markets and vulnerability to delays due to weather, change orders, inability to obtain construction permits, labor or material shortages, and price changes. Estimates of construction costs and value associated with the completed project may be inaccurate. Repayment of construction loans is largely dependent on the ultimate success of the project.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Consumer loans primarily consist of home equity lines of credit, other residential loans and floating homes along with a small number of installment loans. Our other residential loans include tenancy-in-common fractional interest loans ("TIC") located almost entirely in San Francisco County. We originate consumer loans utilizing credit score information, debt-to-income ratio and loan-to-value ratio analysis. Diversification among consumer loan types, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. We do not originate sub-prime residential mortgage loans, nor is it our practice to underwrite loans commonly referred to as "Alt-A mortgages," the characteristics of which are reduced documentation, borrowers with low FICO scores or collateral with high loan-to-value ratios.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We use a risk rating system to evaluate asset quality, and to identify and monitor credit risk in individual loans, and in the loan portfolio. Our definitions of “Special Mention” risk graded loans, or worse, are consistent with those used by the Federal Deposit Insurance Corporation ("FDIC").  Our internally assigned grades are as follows:</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Pass and Watch</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> Loans to borrowers of acceptable or better credit quality. Borrowers in this category demonstrate fundamentally sound financial positions, repayment capacity, credit history and management expertise.  Loans in this category must have an identifiable and stable source of repayment and meet the Bank’s policy regarding debt-service-coverage ratios.  These borrowers are capable of sustaining normal economic, market or operational setbacks without significant financial consequences.  Negative external industry factors are generally not present.  The loan may be secured, unsecured or supported by non-real estate collateral for which the value is more difficult to determine and/or marketability is more uncertain. This category also includes “Watch” loans, where the primary source of repayment has been delayed. “Watch” is intended to be a transitional grade, with either an upgrade or downgrade within a reasonable period.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Special Mention</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">: </span><span style="font-family:Arial;font-size:10pt;">Potential weaknesses that deserve close attention. If left uncorrected, those potential weaknesses may result in deterioration of the payment prospects for the asset. Special Mention assets do not present sufficient risk to warrant adverse classification.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Substandard</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">: </span><span style="font-family:Arial;font-size:10pt;">Inadequately protected by either the current sound worth and paying capacity of the obligor or the collateral pledged, if any. A Substandard asset has a well-defined weakness or weaknesses that jeopardize(s) the liquidation of the debt. Substandard assets are characterized by the distinct possibility that we will sustain some loss if such weaknesses or deficiencies are not corrected. Well-defined weaknesses include adverse trends or developments of the borrower’s financial condition, managerial weaknesses and/or significant collateral deficiencies.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;text-decoration:underline;">Doubtful</span><span style="font-family:Arial;font-size:10pt;font-style:italic;">:</span><span style="font-family:Arial;font-size:10pt;"> Critical weaknesses that make collection or liquidation in full improbable. There may be specific pending events that work to strengthen the asset; however, the amount or timing of the loss may not be determinable. Pending events generally occur within one year of the asset being classified as Doubtful. Examples include: merger, acquisition, or liquidation; capital injection; guarantee; perfecting liens on additional collateral; and refinancing. Such loans are placed on non-accrual status and usually are collateral-dependent.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We regularly review our credits for accuracy of risk grades whenever we receive new information. Borrowers are generally required to submit financial information at regular intervals. Typically, commercial borrowers with lines of credit are required to submit financial information with reporting intervals ranging from monthly to annually depending on credit size, risk and complexity. In addition, investor commercial real estate borrowers with loans exceeding a certain dollar threshold are usually required to submit rent rolls or property income statements annually. We monitor construction loans monthly. We review home equity and other consumer loans based on delinquency. We also review loans graded “Watch” or worse, regardless of loan type, no less than quarterly.</span></div><div style="line-height:120%;padding-left:4px;text-align:justify;padding-left:36px;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table represents an analysis of the carrying amount in loans, net of deferred fees and costs and purchase premiums or discounts, by internally assigned risk grades, including PCI loans, at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:23%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td colspan="28" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Credit Risk Profile by Internally Assigned Risk Grade</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Purchased credit-impaired</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pass</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>209,209</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>263,625</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>944,924</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>114,864</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,538</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,049</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,759,961</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Special Mention</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>37,065</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>35,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>560</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>750</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73,391</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Substandard</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>409</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,042</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>339</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,934</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>246,683</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>307,683</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>945,484</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>115,953</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,049</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,843,286</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pass</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>219,625</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>299,998</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>870,443</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73,735</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>122,844</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,312</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,112</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,733,916</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Special Mention</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,957</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,106</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,156</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,121</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>17,340</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Substandard</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,126</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,986</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>648</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>160</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>12,608</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>230,708</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>312,090</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>872,599</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>76,423</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,613</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,472</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,112</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,763,864</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Troubled Debt Restructuring</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our loan portfolio includes certain loans modified in a troubled debt restructuring (“TDR”), where we have granted economic concessions to borrowers experiencing financial difficulties. These concessions typically result from our loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. TDRs on non-accrual status at the time of restructure may be returned to accruing status after Management considers the borrower’s sustained repayment performance for a reasonable period, generally six months, and obtains reasonable assurance of repayment and performance.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We may remove a loan from TDR designation if it meets all of the following conditions:</span></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The loan is subsequently refinanced or restructured at current market interest rates and the new terms are consistent with the treatment of creditworthy borrowers under regular underwriting standards; </span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The borrower is no longer considered to be in financial difficulty;</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Performance on the loan is reasonably assured; and</span></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"/><td/></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:24px;"><span style="font-family:Arial;font-size:10pt;">•</span></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Existing loan did not have any forgiveness of principal or interest. </span></div></td></tr></table><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The same Management level that approved the loan classification upgrade must approve the removal of TDR status. After meeting all of the conditions above, there was </span><span style="font-family:Arial;font-size:10pt;"><span>one</span></span><span style="font-family:Arial;font-size:10pt;"> commercial loan with a recorded investment of </span><span style="font-family:Arial;font-size:10pt;"><span>$3 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> removed from TDR designation during </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;">, and </span><span style="font-family:Arial;font-size:10pt;"><span>one</span></span><span style="font-family:Arial;font-size:10pt;"> TIC loan and </span><span style="font-family:Arial;font-size:10pt;"><span>one</span></span><span style="font-family:Arial;font-size:10pt;"> home equity loan with recorded investments totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$247 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> removed from TDR designation during </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table summarizes the carrying amount of TDR loans by loan class as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:66%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">As of</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded investment in Troubled Debt Restructurings</span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,223</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,506</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial real estate, owner-occupied</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial real estate, investor</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,770</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,821</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Home equity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other residential</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Installment and other consumer</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>639</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,333</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>14,406</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:8px;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:7pt;"> There were </span><span style="font-family:Arial;font-size:7pt;"><span>no</span></span><span style="font-family:Arial;font-size:7pt;"> acquired TDR loans as of </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> or </span><span style="font-family:Arial;font-size:7pt;">December 31, 2018</span><span style="font-family:Arial;font-size:7pt;">. TDR loans on non-accrual status totaled </span><span style="font-family:Arial;font-size:7pt;"><span>$58 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;"><span>$65 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2018</span><span style="font-family:Arial;font-size:7pt;">.</span></div><div style="line-height:120%;padding-top:8px;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2 </sup></span><span style="font-family:Arial;font-size:7pt;">The construction TDR loan outstanding as of </span><span style="font-family:Arial;font-size:7pt;">December 31, 2018</span><span style="font-family:Arial;font-size:7pt;"> paid off during </span><span style="font-family:Arial;font-size:7pt;">2019</span><span style="font-family:Arial;font-size:7pt;">.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table presents information for loans modified in a TDR during the presented periods, including the number of modified contracts, the recorded investment in the loans prior to modification, and the recorded investment in the loans at period end after being restructured. The table excludes fully charged-off TDR loans and loans modified in a TDR and subsequently paid-off during the years presented, if applicable.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:46%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(dollars in thousands)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Number of Contracts Modified</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pre-Modification Outstanding Recorded Investment</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Post-Modification Outstanding Recorded Investment</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Post-Modification Outstanding Recorded Investment at Period End</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">TDRs modified during 2019:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>298</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>298</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>150</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">TDRs modified during 2018:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>254</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>245</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The loan modified during </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2019</span><span style="font-family:Arial;font-size:10pt;"> reflected a maturity extension and interest rate concession. The </span><span style="font-family:Arial;font-size:10pt;"><span>two</span></span><span style="font-family:Arial;font-size:10pt;"> loans modified during </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;"> were to the same borrower and included maturity extensions and other changes to loan terms. During </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, there were </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> defaults on loans that had been modified in a TDR within the prior twelve-month period. We report defaulted TDRs based on a payment default definition of more than ninety days past due.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Impaired Loans</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following tables summarize information by class on impaired loans and their related allowances. Total impaired loans include non-accrual loans, accruing TDR loans and accreting PCI loans that have experienced post-acquisition declines in cash flows expected to be collected.</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:31%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded investment in impaired loans:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">With no specific allowance recorded</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>349</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>98</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,066</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">With a specific allowance recorded</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>874</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,770</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>541</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,434</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total recorded investment in impaired loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,223</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,770</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>418</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>639</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,500</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unpaid principal balance of impaired loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,209</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,992</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,764</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>417</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>451</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,471</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Specific allowance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>195</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>397</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Average recorded investment in impaired loans during 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,441</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,797</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,350</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>481</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>457</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>663</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>13,187</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income recognized on impaired loans during 2019 </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>266</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>79</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>466</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded investment in impaired loans:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">With no specific allowance recorded</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>303</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>111</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,877</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">With a specific allowance recorded</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,821</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>574</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total recorded investment in impaired loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,825</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,821</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>564</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,038</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unpaid principal balance of impaired loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,813</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,812</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>562</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>461</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>684</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,013</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Specific allowance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>466</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>189</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>778</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Average recorded investment in impaired loans during 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,980</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,904</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,803</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>671</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>915</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>704</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,977</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income recognized on impaired loans during 2018 </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>239</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>266</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>837</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:7pt;">Interest income recognized on a cash basis of </span><span style="font-family:Arial;font-size:7pt;"><span>$417 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> during 2019 was related to a principal payment applied to interest collected but unrecognized on a former non-accrual land development loan and the pay-off of four non-accruals. Interest income recognized on a cash basis of </span><span style="font-family:Arial;font-size:7pt;"><span>$135 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> during 2018 was primarily related to the pay-off of non-accrual commercial PCI loans.</span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Management monitors delinquent loans continuously and identifies problem loans, generally loans graded Substandard or worse, loans on non-accrual status and loans modified in a TDR, to be evaluated individually for impairment testing. Generally, the recorded investment in impaired loans is net of any charge-offs from estimated losses related to specifically-identified impaired loans when they are deemed uncollectible. There were </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> charged-off amounts on impaired loans at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> or </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">. In addition, the recorded investment in impaired loans is net of purchase discounts or premiums on acquired loans and deferred fees and costs. At </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, unused </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">commitments to extend credit on impaired loans, including performing loans to borrowers whose terms have been modified in TDRs, totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$534 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$1.1 million</span></span><span style="font-family:Arial;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following tables disclose activity in the allowance for loan losses ("ALLL") and the recorded investment in loans by class, as well as the related ALLL disaggregated by impairment evaluation method.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:25%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td colspan="28" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Allowance for Loan Losses Rollforward for the Year Ended</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Unallocated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Year ended December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Beginning balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,436</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,407</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,703</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>915</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>800</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>310</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>494</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,821</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision (reversal)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(49</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>55</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>768</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(118</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(65</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>173</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>159</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>900</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(75</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(78</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>34</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending balance</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,334</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,483</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>850</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>284</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>653</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,677</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Year ended December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Beginning balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,654</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,294</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,475</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>681</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,031</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>536</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>378</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>718</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,767</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision (reversal)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1,232</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>113</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,228</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(116</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>264</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(108</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(224</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending balance</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,436</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,407</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,703</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>915</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>800</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>310</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>494</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,821</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:21%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td colspan="28" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Allowance for Loan Losses and Recorded Investment In Loans</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(dollars in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Unallocated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to loans collectively evaluated for impairment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,231</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,267</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,442</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>845</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>231</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>653</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,280</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to loans individually evaluated for impairment</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>195</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>397</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to purchased credit-impaired loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total ALLL</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,334</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,483</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>850</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>284</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>653</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,677</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded Investment:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Collectively evaluated for impairment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>245,460</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>300,685</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>943,714</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>115,535</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,205</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,043</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,829,737</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Individually evaluated for impairment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,223</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,770</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>418</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>639</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,500</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Purchased credit-impaired</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,141</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>833</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,049</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>246,687</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>308,824</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>946,317</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>116,024</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,843,286</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ratio of allowance for loan losses to total loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.95</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.80</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.90</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1.04</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.73</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.71</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1.03</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.90</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Allowance for loan losses to non-accrual loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>506</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">490</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,379</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td></tr></table></div><span style="font-family:Arial;font-size:7pt;">NM - Not Meaningful</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:20%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td colspan="28" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Allowance for Loan Losses and Recorded Investment In Loans</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(dollars in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Unallocated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to loans collectively evaluated for impairment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,970</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,218</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,658</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>910</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>800</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>494</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,043</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to loans individually evaluated for impairment</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>466</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>189</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>778</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to purchased credit-impaired loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total ALLL</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,436</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,407</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,703</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>915</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>800</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>310</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>494</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,821</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Loans outstanding:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Collectively evaluated for impairment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>228,883</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>305,097</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>870,778</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73,735</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,049</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,385</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>26,787</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,746,714</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Individually evaluated for impairment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,825</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,821</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>564</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,038</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Purchased credit-impaired</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,187</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>811</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,112</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>230,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313,277</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>873,410</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>76,423</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,696</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,472</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,763,864</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ratio of allowance for loan losses to total loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1.06</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.77</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.88</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.99</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.73</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.68</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1.13</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.90</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Allowance for loan losses to non-accrual loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">764</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>292</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">477</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,270</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;padding-left:24px;text-indent:-24px;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">NM - Not Meaningful</span></div><div style="line-height:120%;padding-left:24px;text-indent:-24px;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Purchased Credit-Impaired Loans</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Acquired loans are considered credit-impaired if there is evidence of significant deterioration of credit quality since origination and it is probable, at the acquisition date, that we will be unable to collect all contractually required payments receivable. Management has determined certain loans purchased in our </span><span style="font-family:Arial;font-size:10pt;"><span>three</span></span><span style="font-family:Arial;font-size:10pt;"> bank acquisitions to be PCI loans based on credit indicators such as non-accrual status, past due status, loan risk grade, loan-to-value ratio, etc. Revolving credit agreements (e.g., home equity lines of credit and revolving commercial loans) are not considered PCI loans as cash flows cannot be reasonably estimated.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table reflects the unpaid principal balance and related carrying value of PCI loans:</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:48%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">PCI Loans</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unpaid Principal Balance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unpaid Principal Balance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>34</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial real estate, owner occupied</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,194</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,141</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,247</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,187</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial real estate, investor</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,001</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>833</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,033</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>811</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Home equity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>188</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>210</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total purchased credit-impaired loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,417</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,049</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,579</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,112</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The activities in the accretable yield, or income expected to be earned over the remaining lives of the PCI loans were as follows:</span><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:68%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Accretable Yield</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Years ended</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>934</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,254</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Accretion</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(234</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(320</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>700</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>934</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Pledged Loans</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our FHLB line of credit is secured under terms of a blanket collateral agreement by a pledge of certain qualifying loans with unpaid principal balances of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$1,133.4 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$1,027.4 million</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. In addition, we pledge eligible TIC loans, which totaled </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$115.7 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$94.5 million</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively, to secure our borrowing capacity with the Federal Reserve Bank ("FRB"). Also, see Note 7, Borrowings.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Related Party Loans</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The Bank has, and expects to have in the future, banking transactions in the ordinary course of its business with directors, officers, principal shareholders and their businesses or associates. These transactions, including loans, are granted on substantially the same terms, including interest rates and collateral on loans, as those prevailing at the same time for comparable transactions with persons not related to us. Likewise, these transactions do not involve more than the normal risk of collectability or present other unfavorable features.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows changes in net loans to related parties for each of the two years ended </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:70%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at beginning of year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,635</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,852</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Additions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>863</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Advances</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Repayments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2,320</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2,080</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Reclassified due to a change in borrower status</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at end of year</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,333</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,635</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Undisbursed commitments to related parties totaled </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$9.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$9.1 million</span></span><span style="font-family:Arial;font-size:10pt;"> as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively.</span></div> 0.88 0.68 0.67 0.84 0.85 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows outstanding loans by class and payment aging as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:26%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td colspan="25" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Loan Aging Analysis by Class</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">30-59 days past due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,001</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>279</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,288</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">60-89 days past due</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>98</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>95</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>193</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">90 days or more past due</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total past due</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,001</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>544</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>102</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,648</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Current</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>246,686</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>308,824</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>945,316</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>115,480</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,580</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,841,638</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total loans </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>246,687</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>308,824</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>946,317</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>116,024</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,843,286</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Non-accrual loans</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt"> 1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>168</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>58</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>226</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">30-59 days past due</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,004</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>112</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,121</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">60-89 days past due</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">90 days or more past due</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total past due</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,004</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>112</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,121</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Current</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>230,734</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313,277</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>872,406</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>76,423</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,696</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,360</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,762,743</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total loans </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>230,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313,277</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>873,410</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>76,423</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,696</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,472</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,763,864</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Non-accrual loans </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>319</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>65</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>697</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:7pt;"> Includes </span><span style="font-family:Arial;font-size:7pt;"><span>no</span></span><span style="font-family:Arial;font-size:7pt;"> purchased credit impaired ("PCI") loans at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> or </span><span style="font-family:Arial;font-size:7pt;">2018</span><span style="font-family:inherit;font-size:10pt;">. </span><span style="font-family:Arial;font-size:7pt;">Amounts exclude accreting PCI loans of with carrying values totaling </span><span style="font-family:Arial;font-size:7pt;"><span>$2.0 million</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;"><span>$2.1 million</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2018</span><span style="font-family:Arial;font-size:7pt;">, as we have a reasonable expectation about future cash flows to be collected and we continue to recognize accretable yield on these loans in interest income. There were </span><span style="font-family:Arial;font-size:7pt;"><span>no</span></span><span style="font-family:Arial;font-size:7pt;"> accruing loans past due more than ninety days at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> or </span><span style="font-family:Arial;font-size:7pt;">2018</span><span style="font-family:Arial;font-size:7pt;">.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span><span style="font-family:Arial;font-size:7pt;"> Amounts include net deferred loan origination costs of </span><span style="font-family:Arial;font-size:7pt;"><span>$983 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;"><span>$635 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;">2018</span><span style="font-family:Arial;font-size:7pt;">, respectively. Amounts are also net of unaccreted purchase discounts on non-PCI loans of </span><span style="font-family:Arial;font-size:7pt;"><span>$589 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;"><span>$708 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:7pt;">, respectively.</span></div> 1000 0 1001000 0 279000 0 7000 1288000 0 0 0 0 98000 0 95000 193000 0 0 0 0 167000 0 0 167000 1000 0 1001000 0 544000 0 102000 1648000 246686000 308824000 945316000 61095000 115480000 136657000 27580000 1841638000 246687000 308824000 946317000 61095000 116024000 136657000 27682000 1843286000 0 0 0 0 168000 0 58000 226000 5000 0 1004000 0 0 0 112000 1121000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5000 0 1004000 0 0 0 112000 1121000 230734000 313277000 872406000 76423000 124696000 117847000 27360000 1762743000 230739000 313277000 873410000 76423000 124696000 117847000 27472000 1763864000 319000 0 0 0 313000 0 65000 697000 0 2000000.0 2100000 0 983000 635000 589000 708000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table represents an analysis of the carrying amount in loans, net of deferred fees and costs and purchase premiums or discounts, by internally assigned risk grades, including PCI loans, at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:23%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td colspan="28" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Credit Risk Profile by Internally Assigned Risk Grade</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Purchased credit-impaired</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pass</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>209,209</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>263,625</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>944,924</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>114,864</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,538</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,049</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,759,961</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Special Mention</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>37,065</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>35,016</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>560</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>750</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73,391</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Substandard</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>409</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,042</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>339</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,934</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>246,683</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>307,683</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>945,484</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>115,953</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,049</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,843,286</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pass</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>219,625</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>299,998</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>870,443</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73,735</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>122,844</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,312</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,112</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,733,916</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Special Mention</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>9,957</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4,106</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,156</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,121</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>17,340</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Substandard</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,126</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,986</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>648</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>160</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>12,608</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>230,708</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>312,090</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>872,599</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>76,423</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,613</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,472</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,112</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,763,864</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 209209000 263625000 944924000 61095000 114864000 136657000 27538000 2049000 1759961000 37065000 35016000 560000 0 750000 0 0 0 73391000 409000 9042000 0 0 339000 0 144000 0 9934000 246683000 307683000 945484000 61095000 115953000 136657000 27682000 2049000 1843286000 219625000 299998000 870443000 73735000 122844000 117847000 27312000 2112000 1733916000 9957000 4106000 2156000 0 1121000 0 0 0 17340000 1126000 7986000 0 2688000 648000 0 160000 0 12608000 230708000 312090000 872599000 76423000 124613000 117847000 27472000 2112000 1763864000 1 3000 1 1 247000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table summarizes the carrying amount of TDR loans by loan class as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:66%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">As of</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded investment in Troubled Debt Restructurings</span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,223</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,506</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial real estate, owner-occupied</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial real estate, investor</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,770</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,821</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Construction</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Home equity</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Other residential</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Installment and other consumer</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>639</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,333</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>14,406</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:8px;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:7pt;"> There were </span><span style="font-family:Arial;font-size:7pt;"><span>no</span></span><span style="font-family:Arial;font-size:7pt;"> acquired TDR loans as of </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> or </span><span style="font-family:Arial;font-size:7pt;">December 31, 2018</span><span style="font-family:Arial;font-size:7pt;">. TDR loans on non-accrual status totaled </span><span style="font-family:Arial;font-size:7pt;"><span>$58 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2019</span><span style="font-family:Arial;font-size:7pt;"> and </span><span style="font-family:Arial;font-size:7pt;"><span>$65 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> at </span><span style="font-family:Arial;font-size:7pt;">December 31, 2018</span><span style="font-family:Arial;font-size:7pt;">.</span></div><div style="line-height:120%;padding-top:8px;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2 </sup></span><span style="font-family:Arial;font-size:7pt;">The construction TDR loan outstanding as of </span><span style="font-family:Arial;font-size:7pt;">December 31, 2018</span><span style="font-family:Arial;font-size:7pt;"> paid off during </span><span style="font-family:Arial;font-size:7pt;">2019</span><span style="font-family:Arial;font-size:7pt;">.</span></div><div style="line-height:120%;padding-top:4px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table presents information for loans modified in a TDR during the presented periods, including the number of modified contracts, the recorded investment in the loans prior to modification, and the recorded investment in the loans at period end after being restructured. The table excludes fully charged-off TDR loans and loans modified in a TDR and subsequently paid-off during the years presented, if applicable.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="12"/></tr><tr><td style="width:46%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(dollars in thousands)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Number of Contracts Modified</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pre-Modification Outstanding Recorded Investment</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Post-Modification Outstanding Recorded Investment</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Post-Modification Outstanding Recorded Investment at Period End</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">TDRs modified during 2019:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>298</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>298</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>150</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">TDRs modified during 2018:</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>254</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>245</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 1223000 1506000 6998000 6993000 1770000 1821000 0 2688000 251000 251000 452000 462000 639000 685000 11333000 14406000 0 58000 65000 1 298000 298000 150000 2 254000 245000 172000 2 0 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following tables summarize information by class on impaired loans and their related allowances. Total impaired loans include non-accrual loans, accruing TDR loans and accreting PCI loans that have experienced post-acquisition declines in cash flows expected to be collected.</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="25"/></tr><tr><td style="width:31%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded investment in impaired loans:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">With no specific allowance recorded</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>349</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>167</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>98</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,066</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">With a specific allowance recorded</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>874</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,770</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>541</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,434</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total recorded investment in impaired loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,223</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,770</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>418</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>639</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,500</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unpaid principal balance of impaired loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,209</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,992</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,764</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>417</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>451</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,471</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Specific allowance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>195</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>397</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Average recorded investment in impaired loans during 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,441</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,797</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,350</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>481</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>457</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>663</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>13,187</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income recognized on impaired loans during 2019 </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>266</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>79</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>466</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>25</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded investment in impaired loans:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">With no specific allowance recorded</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>303</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>111</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,877</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">With a specific allowance recorded</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,522</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,821</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>251</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>574</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total recorded investment in impaired loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,825</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,821</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>564</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,038</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unpaid principal balance of impaired loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,813</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,812</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>562</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>461</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>684</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,013</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Specific allowance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>466</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>189</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>778</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Average recorded investment in impaired loans during 2018</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,980</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,904</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,803</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>671</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>915</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>704</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,977</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Interest income recognized on impaired loans during 2018 </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>239</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>266</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>156</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>19</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>29</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>837</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:7pt;">Interest income recognized on a cash basis of </span><span style="font-family:Arial;font-size:7pt;"><span>$417 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> during 2019 was related to a principal payment applied to interest collected but unrecognized on a former non-accrual land development loan and the pay-off of four non-accruals. Interest income recognized on a cash basis of </span><span style="font-family:Arial;font-size:7pt;"><span>$135 thousand</span></span><span style="font-family:Arial;font-size:7pt;"> during 2018 was primarily related to the pay-off of non-accrual commercial PCI loans.</span></div> 349000 0 0 0 167000 452000 98000 1066000 874000 6998000 1770000 0 251000 0 541000 10434000 1223000 6998000 1770000 0 418000 452000 639000 11500000 1209000 6992000 1764000 0 417000 451000 638000 11471000 103000 195000 41000 0 5000 0 53000 397000 1441000 6998000 1797000 1350000 481000 457000 663000 13187000 73000 266000 79000 466000 42000 22000 25000 973000 303000 0 0 2688000 313000 462000 111000 3877000 1522000 6993000 1821000 0 251000 0 574000 11161000 1825000 6993000 1821000 2688000 564000 462000 685000 15038000 1813000 6993000 1812000 2688000 562000 461000 684000 15013000 466000 189000 45000 0 5000 0 73000 778000 1980000 7000000 1904000 2803000 671000 915000 704000 15977000 239000 266000 83000 156000 19000 45000 29000 837000 417000 135000 0 534000 1100000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following tables disclose activity in the allowance for loan losses ("ALLL") and the recorded investment in loans by class, as well as the related ALLL disaggregated by impairment evaluation method.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:25%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/></tr><tr><td colspan="28" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Allowance for Loan Losses Rollforward for the Year Ended</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Unallocated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Year ended December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Beginning balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,436</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,407</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,703</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>915</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>800</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>310</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>494</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,821</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision (reversal)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(49</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>55</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>768</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(118</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(65</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>173</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(23</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>159</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>900</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(75</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(78</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>22</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>34</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending balance</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,334</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,483</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>850</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>284</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>653</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,677</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">Year ended December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Beginning balance</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>3,654</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,294</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,475</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>681</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,031</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>536</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>378</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>718</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,767</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Provision (reversal)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1,232</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>113</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,228</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>75</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(116</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>264</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(108</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(224</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Charge-offs</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(3</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(5</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Recoveries</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>17</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>42</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>59</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending balance</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,436</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,407</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,703</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>915</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>800</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>310</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>494</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,821</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:21%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td colspan="28" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Allowance for Loan Losses and Recorded Investment In Loans</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(dollars in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Unallocated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to loans collectively evaluated for impairment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,231</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,267</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,442</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>845</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>231</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>653</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,280</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to loans individually evaluated for impairment</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>195</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>41</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>53</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>397</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to purchased credit-impaired loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total ALLL</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,334</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,462</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,483</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>638</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>850</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>973</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>284</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>653</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>16,677</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Recorded Investment:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Collectively evaluated for impairment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>245,460</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>300,685</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>943,714</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>115,535</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,205</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,043</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,829,737</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Individually evaluated for impairment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,223</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,998</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,770</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>418</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>639</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,500</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Purchased credit-impaired</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,141</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>833</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,049</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>246,687</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>308,824</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>946,317</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>61,095</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>116,024</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>136,657</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,682</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,843,286</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ratio of allowance for loan losses to total loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.95</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.80</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.90</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1.04</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.73</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.71</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1.03</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.90</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Allowance for loan losses to non-accrual loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>506</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">490</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,379</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td></tr></table></div><span style="font-family:Arial;font-size:7pt;">NM - Not Meaningful</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="28"/></tr><tr><td style="width:20%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:7%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:6%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td colspan="28" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Allowance for Loan Losses and Recorded Investment In Loans</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">(dollars in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, owner-occupied</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Commercial real estate, investor</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Construction</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Home equity</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Other residential</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Installment and other consumer</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Unallocated</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to loans collectively evaluated for impairment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,970</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,218</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,658</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>910</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>800</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>237</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>494</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,043</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to loans individually evaluated for impairment</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>466</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>189</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>778</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ending ALLL related to purchased credit-impaired loans</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total ALLL</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,436</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,407</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>7,703</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>756</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>915</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>800</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>310</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>494</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,821</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Loans outstanding:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Collectively evaluated for impairment</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>228,883</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>305,097</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>870,778</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>73,735</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,049</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,385</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>26,787</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,746,714</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Individually evaluated for impairment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,825</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>6,993</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,821</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,688</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>564</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>462</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>685</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>15,038</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Purchased credit-impaired</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,187</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>811</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,112</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>230,739</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>313,277</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>873,410</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>76,423</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>124,696</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>117,847</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>27,472</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,763,864</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Ratio of allowance for loan losses to total loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1.06</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.77</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.88</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.99</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.73</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.68</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1.13</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>0.90</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Allowance for loan losses to non-accrual loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">764</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>292</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">477</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">NM</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,270</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-top:4px;text-align:justify;padding-left:24px;text-indent:-24px;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;">NM - Not Meaningful</span></div><div style="line-height:120%;padding-left:24px;text-indent:-24px;font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><br/></span></div> 2436000 2407000 7703000 756000 915000 800000 310000 494000 15821000 -49000 55000 768000 -118000 -65000 173000 -23000 159000 900000 75000 0 0 0 0 0 3000 0 78000 22000 0 12000 0 0 0 0 0 34000 2334000 2462000 8483000 638000 850000 973000 284000 653000 16677000 3654000 2294000 6475000 681000 1031000 536000 378000 718000 15767000 -1232000 113000 1228000 75000 -116000 264000 -108000 -224000 0 3000 0 0 0 0 0 2000 0 5000 17000 0 0 0 0 0 42000 0 59000 2436000 2407000 7703000 756000 915000 800000 310000 494000 15821000 2231000 2267000 8442000 638000 845000 973000 231000 653000 16280000 103000 195000 41000 0 5000 0 53000 0 397000 0 0 0 0 0 0 0 0 0 2334000 2462000 8483000 638000 850000 973000 284000 653000 16677000 245460000 300685000 943714000 61095000 115535000 136205000 27043000 0 1829737000 1223000 6998000 1770000 0 418000 452000 639000 0 11500000 4000 1141000 833000 0 71000 0 0 0 2049000 246687000 308824000 946317000 61095000 116024000 136657000 27682000 0 1843286000 0.0095 0.0080 0.0090 0.0104 0.0073 0.0071 0.0103 0.0090 5.06 73.79 1970000 2218000 7658000 756000 910000 800000 237000 494000 15043000 466000 189000 45000 0 5000 0 73000 0 778000 0 0 0 0 0 0 0 0 0 2436000 2407000 7703000 756000 915000 800000 310000 494000 15821000 228883000 305097000 870778000 73735000 124049000 117385000 26787000 0 1746714000 1825000 6993000 1821000 2688000 564000 462000 685000 0 15038000 31000 1187000 811000 0 83000 0 0 0 2112000 230739000 313277000 873410000 76423000 124696000 117847000 27472000 0 1763864000 0.0106 0.0077 0.0088 0.0099 0.0073 0.0068 0.0113 0.0090 2.92 22.70 3 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table reflects the unpaid principal balance and related carrying value of PCI loans:</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:48%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">PCI Loans</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unpaid Principal Balance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Unpaid Principal Balance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial and industrial</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>34</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>4</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>89</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial real estate, owner occupied</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,194</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,141</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,247</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,187</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Commercial real estate, investor</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,001</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>833</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,033</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>811</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Home equity</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>188</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>210</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>83</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Total purchased credit-impaired loans</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,417</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,049</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,579</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>2,112</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 34000 4000 89000 31000 1194000 1141000 1247000 1187000 1001000 833000 1033000 811000 188000 71000 210000 83000 2417000 2049000 2579000 2112000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The activities in the accretable yield, or income expected to be earned over the remaining lives of the PCI loans were as follows:</span><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:68%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Accretable Yield</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Years ended</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at beginning of period</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>934</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,254</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Accretion</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(234</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(320</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>700</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>934</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div> 934000 1254000 234000 320000 700000 934000 1133400000 1027400000 115700000 94500000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows changes in net loans to related parties for each of the two years ended </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.90338164251207%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:70%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at beginning of year</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,635</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>11,852</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Additions</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>863</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Advances</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Repayments</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2,320</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(2,080</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Reclassified due to a change in borrower status</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>18</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Balance at end of year</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>8,333</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>10,635</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div> 10635000 11852000 0 863000 0 0 2320000 2080000 18000 0 8333000 10635000 9200000 9100000 Bank Premises and Equipment<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">A summary of Bank premises and equipment at December 31 follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Leasehold improvements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,287</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,024</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Furniture and equipment</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,986</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,839</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Subtotal</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>26,273</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25,863</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Accumulated depreciation and amortization</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(20,203</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(18,487</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Bank premises and equipment, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,070</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,376</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The amount of depreciation and amortization totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$2.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$2.1 million</span></span><span style="font-family:Arial;font-size:10pt;"> the years ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively.</span></div> <div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">A summary of Bank premises and equipment at December 31 follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Leasehold improvements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,287</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,024</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Furniture and equipment</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,986</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,839</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Subtotal</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>26,273</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25,863</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Accumulated depreciation and amortization</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(20,203</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(18,487</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Bank premises and equipment, net</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,070</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,376</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 15287000 15024000 10986000 10839000 26273000 25863000 20203000 18487000 6070000 7376000 2200000 2100000 Bank Owned Life Insurance<div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We own life insurance policies on the lives of certain current and former officers designated by the Board of Directors to fund our employee benefit programs. Death benefits provided under the specific terms of these insurance policies are estimated to be </span><span style="font-family:Arial;font-size:10pt;"><span>$88.4 million</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">. The benefits to employees' beneficiaries are limited to each employee's active service period. The investment in bank owned life insurance policies are reported in interest receivable and other assets at their cash surrender value, net of surrender charges, of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$41.6 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$39.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. The cash surrender value includes both the original premiums paid for the life insurance policies and the accumulated accretion of policy income since inception of the policies, net of mortality costs and other fees. Income of </span><span style="font-family:Arial;font-size:10pt;"><span>$1.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$913 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> was recognized on these life insurance policies in </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. We regularly monitor the financial information and credit ratings of our insurance carriers to ensure that they are credit worthy and comply with our policy.</span></div> 88400000 41600000 39000000.0 1200000 913000 Deposits<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">A stratification of time deposits at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;"> is presented in the following table:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Time deposits of less than $100 thousand</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>29,931</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,638</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Time deposits of $100 thousand to $250 thousand</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>39,377</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>51,690</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Time deposits of more than $250 thousand</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,502</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>30,854</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total time deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>97,810</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>117,182</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Interest on time deposits was </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$595 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$542 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> in </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Scheduled maturities of time deposits at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> are presented as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="22"/></tr><tr><td style="width:30%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2020</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2021</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2022</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2023</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2024</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Thereafter</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Scheduled maturities of time deposits</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>64,747</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,401</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,541</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,681</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,440</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>97,810</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$126.6 million</span></span><span style="font-family:Arial;font-size:10pt;"> in securities were pledged as collateral for our local agency deposits.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our deposit portfolio includes deposits offered through the Promontory Interfinancial Network that are comprised of Certificate of Deposit Account Registry Service</span><span style="font-family:Arial;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">®</sup></span><span style="font-family:Arial;font-size:10pt;"> ("CDARS") balances included in time deposits and Insured Cash Sweep</span><span style="font-family:Arial;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">®</sup></span><span style="font-family:Arial;font-size:10pt;"> ("ICS") balances included in money market deposits. In addition, we offer deposits through Reich &amp; Tang Deposit Networks, LLC, comprised of Demand Deposit Marketplace</span><span style="font-family:Arial;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">SM </sup></span><span style="font-family:Arial;font-size:10pt;">("DDM") balances. Through these two networks we are able to offer our customers access to FDIC-insured deposit products in aggregate amounts exceeding current insurance limits. When we place funds through CDARS,</span><span style="font-family:Arial;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt"> </sup></span><span style="font-family:Arial;font-size:10pt;">ICS and DDM, on behalf of a customer, we have the option of receiving matching deposits through the network's reciprocal deposit program, or placing deposits "one-way" for which we receive no matching deposits. We consider the reciprocal deposits to be in-market deposits as distinguished from traditional out-of-market brokered deposits. The following table shows the composition of our network deposits for </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">. </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:24%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Reciprocal</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">One-Way</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Reciprocal</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">One-Way</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CDARS</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,011</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,453</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,661</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,428</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">ICS</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>56,681</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>27,220</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>44,123</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,808</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">DDM</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>41,636</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22,687</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total network deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>103,328</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,673</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>74,471</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,236</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The aggregate amount of deposit overdrafts that have been reclassified as loan balances was </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$155 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$131 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. Collectability of these overdrafts is subject to the same credit review process as other loans.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The Bank accepts deposits from shareholders, directors and employees in the normal course of business, and the terms are comparable to those with non-affiliated parties. The total deposits from directors and their businesses, and executive officers were </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$39.6 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$33.3 million</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively.</span></div> <div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">A stratification of time deposits at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;"> is presented in the following table:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Time deposits of less than $100 thousand</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>29,931</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,638</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Time deposits of $100 thousand to $250 thousand</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>39,377</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>51,690</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Time deposits of more than $250 thousand</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28,502</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>30,854</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total time deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>97,810</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>117,182</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 29931000 34638000 39377000 51690000 28502000 30854000 97810000 117182000 595000 542000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Scheduled maturities of time deposits at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> are presented as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="22"/></tr><tr><td style="width:30%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2020</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2021</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2022</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2023</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2024</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Thereafter</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Scheduled maturities of time deposits</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>64,747</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,401</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,541</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,681</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,440</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>97,810</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 64747000 17401000 7541000 3681000 4440000 0 97810000 126600000 The following table shows the composition of our network deposits for <span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">. </span><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:24%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Reciprocal</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">One-Way</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Reciprocal</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">One-Way</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">CDARS</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,011</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,453</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,661</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,428</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">ICS</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>56,681</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>27,220</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>44,123</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,808</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">DDM</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>41,636</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22,687</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total network deposits</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>103,328</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,673</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>74,471</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,236</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 5011000 7453000 7661000 10428000 56681000 27220000 44123000 4808000 41636000 0 22687000 0 103328000 34673000 74471000 15236000 155000 131000 39600000 33300000 Borrowings and Other Obligations<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Federal Funds Purchased – The Bank had unsecured lines of credit with correspondent banks for overnight borrowings totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$92.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.  In general, interest rates on these lines approximate the federal funds target rate. We had </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> overnight borrowings under these credit facilities at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> or </span><span style="font-family:Arial;font-size:10pt;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Federal Home Loan Bank Borrowings – As of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, the Bank had lines of credit with the FHLB totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$648.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$629.4 million</span></span><span style="font-family:Arial;font-size:10pt;">, respectively, based on eligible collateral of certain loans. There were </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">FHLB overnight borrowings at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">. FHLB overnight borrowings were </span><span style="font-family:Arial;font-size:10pt;"><span>$7.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> at a rate of </span><span style="font-family:Arial;font-size:10pt;"><span>2.56%</span></span><span style="font-family:Arial;font-size:10pt;"> on </span><span style="font-family:Arial;font-size:10pt;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Federal Reserve Line of Credit – The Bank has a line of credit with the FRBSF secured by certain residential loans.  At </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, the Bank had borrowing capacity under this line totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$80.3 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$69.7 million</span></span><span style="font-family:Arial;font-size:10pt;">, respectively, and had </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> outstanding borrowings with the FRBSF.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Subordinated Debentures - As part of an acquisition, Bancorp assumed </span><span style="font-family:Arial;font-size:10pt;"><span>two</span></span><span style="font-family:Arial;font-size:10pt;"> subordinated debentures due to NorCal Community Bancorp Trusts I and II, established for the sole purpose of issuing trust preferred securities. The trust preferred securities were sold and issued in private transactions pursuant to an exemption from registration under the Securities Act of 1933, as amended. On October 7, 2018, Bancorp redeemed in full the subordinated debenture due to NorCal Community Bancorp Trust I, resulting in </span><span style="font-family:Arial;font-size:10pt;"><span>$916 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> of accelerated accretion. The Trust II subordinated debenture was recorded at fair value totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$2.14 million</span></span><span style="font-family:Arial;font-size:10pt;"> at acquisition date with a contractual balance of </span><span style="font-family:Arial;font-size:10pt;"><span>$4.12 million</span></span><span style="font-family:Arial;font-size:10pt;">. The difference between the contractual balance and the fair value at acquisition date is accreted into interest expense over the life of the debenture. Accretion on the subordinated debentures totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$68 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> (Trust II) and </span><span style="font-family:Arial;font-size:10pt;"><span>$1.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> (Trusts I and II) for the years ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. Bancorp has the option to defer payment of interest on the subordinated debenture for a period of up to </span><span style="font-family:Arial;font-size:10pt;"><span>five years</span></span><span style="font-family:Arial;font-size:10pt;">, as long as there is no event of default. In the event of interest deferral, dividends to Bancorp common stockholders are prohibited. Bancorp has guaranteed, on a subordinated basis, distributions and other payments due on trust preferred securities totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$4.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> issued by Trust II, which have identical maturity, repricing and payment terms as the subordinated debenture. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The subordinated debenture due to NorCal Community Bancorp Trust II on March 15, 2036 with interest payable quarterly (repricing quarterly, based on 3-month LIBOR plus </span><span style="font-family:Arial;font-size:10pt;"><span>1.40%</span></span><span style="font-family:Arial;font-size:10pt;">, or </span><span style="font-family:Arial;font-size:10pt;"><span>3.30%</span></span><span style="font-family:Arial;font-size:10pt;"> as of December 31, 2019) is redeemable in whole or in part on any interest payment date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Other Obligations - The Bank leases certain equipment under finance leases, which are included in borrowings and other obligations in the consolidated statements of condition. See Note 12, Commitments and Contingencies, for additional information.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Borrowings and other obligations at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;"> are summarized as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:36%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:2%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:2%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(dollars in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Average Balance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Average Rate</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Average Balance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Average Rate</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">FHLB overnight borrowings</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,656</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.55</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>105</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.03</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other obligations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>212</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>279</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.85</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Subordinated debentures</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,708</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,673</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8.44</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,640</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,025</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>26.29</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup> </span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:6pt;"><span style="font-family:inherit;font-size:6pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;"> Subordinated debentures average rate in 2018 included the impact of the </span><span style="font-family:Arial;font-size:8pt;"><span>$916 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> accelerated accretion due to early redemption of subordinated debentures due to NorCal Community Bancorp Trust I.</span></div> 92000000.0 0 648000000.0 629400000 0 7000000.0 0.0256 80300000 69700000 0 2 916000 2140000 4120000 68000 1000000.0 P5Y 4000000.0 0.0140 0.0330 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Borrowings and other obligations at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;"> are summarized as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:36%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:2%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:2%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(dollars in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Average Balance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Average Rate</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Average Balance</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Average Rate</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">FHLB overnight borrowings</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,656</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.55</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>105</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.03</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other obligations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>212</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>279</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.85</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Subordinated debentures</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,708</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,673</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8.44</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,640</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,025</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>26.29</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup> </span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:6pt;"><span style="font-family:inherit;font-size:6pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;"> Subordinated debentures average rate in 2018 included the impact of the </span><span style="font-family:Arial;font-size:8pt;"><span>$916 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> accelerated accretion due to early redemption of subordinated debentures due to NorCal Community Bancorp Trust I.</span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div> 0 2656000 0.0255 7000000 105000 0.0203 212000 279000 0.0285 0 0 0 2708000 2673000 0.0844 2640000 5025000 0.2629 916000 Stockholders' Equity and Stock Plans<div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock Split</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">On October 22, 2018, Bancorp announced a </span><span style="font-family:Arial;font-size:10pt;"><span>two</span></span><span style="font-family:Arial;font-size:10pt;">-for-one stock split, which occurred on November 27, 2018. All share and per share data have been adjusted to reflect the stock split effective November 27, 2018.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Share-Based Awards </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">On May 11, 2010, our shareholders approved the 2010 Director Stock Plan to pay director fees in shares of Bancorp common stock up to </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>300,000</span></span><span style="font-family:Arial;font-size:10pt;"> shares. In addition to cash compensation, we issued </span><span style="font-family:Arial;font-size:10pt;"><span>5,544</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>5,470</span></span><span style="font-family:Arial;font-size:10pt;"> shares of common stock under the 2010 Director Stock Plan to directors in </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. As of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, </span><span style="font-family:Arial;font-size:10pt;"><span>208,263</span></span><span style="font-family:Arial;font-size:10pt;"> shares were available for future grants through the 2010 Director Stock Plan's May 12, 2020 expiration date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">On September 27, 2017, the Board of Directors adopted the 2017 Employee Stock Purchase Plan, effective July 1, 2017. Under the plan, our employees may purchase up to </span><span style="font-family:Arial;font-size:10pt;"><span>385,370</span></span><span style="font-family:Arial;font-size:10pt;"> of Bancorp's common shares through payroll deductions of between </span><span style="font-family:Arial;font-size:10pt;"><span>one percent</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>fifteen percent</span></span><span style="font-family:Arial;font-size:10pt;"> of pay in each pay period. Shares are purchased quarterly at </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">a </span><span style="font-family:Arial;font-size:10pt;"><span>five percent</span></span><span style="font-family:Arial;font-size:10pt;"> discount from the closing market price on the last day of the quarter. As of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:inherit;font-size:10pt;">, </span><span style="font-family:Arial;font-size:10pt;"><span>382,515</span></span><span style="font-family:Arial;font-size:10pt;"> shares were available for future purchases under the plan.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">On March 17, 2017, the Board of Directors approved the 2017 Equity Plan, which was affirmed by Bancorp's shareholders on May 16, 2017 and replaced the 2007 Equity Plan. The Compensation Committee of the Board of Directors has the discretion to determine which employees, advisors and non-employee directors will receive an award, the timing of awards, the vesting schedule for each award, the type of award to be granted, the number of shares of Bancorp stock to be subject to each option and restricted stock award, and any other terms and conditions. As of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, there were </span><span style="font-family:Arial;font-size:10pt;"><span>989,630</span></span><span style="font-family:Arial;font-size:10pt;"> shares available for future grants to employees, advisors and non-employee directors.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Options are issued at an exercise price equal to the fair value of the stock at the date of grant. Options and restricted stock awarded to officers and employees during 2007 through 2014 vest </span><span style="font-family:Arial;font-size:10pt;"><span>20%</span></span><span style="font-family:Arial;font-size:10pt;"> on each anniversary of the grant date for </span><span style="font-family:Arial;font-size:10pt;"><span>five years</span></span><span style="font-family:Arial;font-size:10pt;"> and expire </span><span style="font-family:Arial;font-size:10pt;"><span>ten years</span></span><span style="font-family:Arial;font-size:10pt;"> from the grant date. In general, option awards granted after 2014 for employees generally vest by one-third on each anniversary of the grant for </span><span style="font-family:Arial;font-size:10pt;"><span>three years</span></span><span style="font-family:Arial;font-size:10pt;"> and expire </span><span style="font-family:Arial;font-size:10pt;"><span>ten years</span></span><span style="font-family:Arial;font-size:10pt;"> from the grant date. Options granted to non-employee directors prior to 2016 vest </span><span style="font-family:Arial;font-size:10pt;"><span>20%</span></span><span style="font-family:Arial;font-size:10pt;"> immediately and </span><span style="font-family:Arial;font-size:10pt;"><span>20%</span></span><span style="font-family:Arial;font-size:10pt;"> on each anniversary of the grant date for </span><span style="font-family:Arial;font-size:10pt;"><span>four years</span></span><span style="font-family:Arial;font-size:10pt;"> and expire </span><span style="font-family:Arial;font-size:10pt;"><span>seven years</span></span><span style="font-family:Arial;font-size:10pt;"> from the grant date. Options granted to non-employee directors in 2016 vest by one-third on each anniversary of the grant for </span><span style="font-family:Arial;font-size:10pt;"><span>three years</span></span><span style="font-family:Arial;font-size:10pt;"> and expire </span><span style="font-family:Arial;font-size:10pt;"><span>ten years</span></span><span style="font-family:Arial;font-size:10pt;"> from the grant date. Options granted to non-employee directors after 2016 vest immediately and expire </span><span style="font-family:Arial;font-size:10pt;"><span>ten years</span></span><span style="font-family:Arial;font-size:10pt;"> from the grant date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Stock options and restricted stock may be net settled in a cashless exercise by a reduction in the number of shares otherwise deliverable upon exercise or vesting in satisfaction of the exercise payment and/or applicable tax withholding requirements. During 2019, we withheld </span><span style="font-family:Arial;font-size:10pt;"><span>7,795</span></span><span style="font-family:Arial;font-size:10pt;"> shares totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$326 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> at a weighted-average price of </span><span style="font-family:Arial;font-size:10pt;"><span>$41.84</span></span><span style="font-family:Arial;font-size:10pt;"> for cashless exercises. During 2018, we withheld </span><span style="font-family:Arial;font-size:10pt;"><span>46,794</span></span><span style="font-family:Arial;font-size:10pt;"> shares totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$1.7 million</span></span><span style="font-family:Arial;font-size:10pt;"> at a weighted-average price of </span><span style="font-family:Arial;font-size:10pt;"><span>$36.28</span></span><span style="font-family:Arial;font-size:10pt;"> for cashless exercises. Shares withheld under net settlement arrangements are available for future grants.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Performance-based stock awards (restricted stock) are issued to a selected group of employees. Stock award vesting is contingent upon the achievement of pre-established long-term performance goals set by the Compensation Committee of the Board of Directors. Performance is measured over a </span><span style="font-family:Arial;font-size:10pt;">three</span><span style="font-family:Arial;font-size:10pt;">-year period and cliff vested. These performance-based stock awards were granted at a maximum opportunity level, and based on the achievement of the pre-established goals, the actual payouts can range from </span><span style="font-family:Arial;font-size:10pt;"><span>0%</span></span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>200%</span></span><span style="font-family:Arial;font-size:10pt;"> of the target award. For performance-based stock awards, an estimate is made of the number of shares expected to vest based on the probability that the performance criteria will be achieved to determine the amount of compensation expense to be recognized. The estimate is re-evaluated quarterly and total compensation expense is adjusted for any change in the current period. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">A summary of stock option activity for the years ended </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;"> is presented in the following table. The intrinsic value of options outstanding and exercisable is calculated as the number of in-the-money options times the difference between the market price of our stock and the exercise prices of the in-the-money options as of each year-end period presented.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:40%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:12%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Number of Shares</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Exercise Price</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> Aggregate Intrinsic Value</span></div><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Grant-Date Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Remaining Contractual Term</span></div><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in years)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Options outstanding at December 31, 2017</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>517,936</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>20.42</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,075</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.34</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>74,096</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33.97</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7.17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cancelled, expired or forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(9,140</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28.25</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Exercised</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(157,192</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.93</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Options outstanding at December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>425,700</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25.01</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,910</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.85</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Exercisable (vested) at December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>311,050</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22.57</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,809</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4.94</span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Options outstanding at December 31, 2018</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>425,700</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25.01</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,910</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.85</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,370</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>44.01</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9.37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cancelled, expired or forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(13,580</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>38.88</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Exercised</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(48,108</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16.11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,247</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Options outstanding at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>417,382</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28.01</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,112</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.50</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Exercisable (vested) at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>333,870</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25.34</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,581</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4.76</span></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table summarizes non-vested restricted stock awards and changes during the years ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"/></tr><tr><td style="width:78%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Number of Shares</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Grant-Date Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Non-vested awards at December 31, 2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>91,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28.16</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>37,040</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33.58</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Vested</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(28,812</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>26.06</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cancelled or forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(12,056</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>27.32</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Non-vested awards at December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>87,388</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31.26</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>29,110</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>44.45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Vested</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(28,099</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>27.88</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Cancelled or forfeited</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(18,333</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32.34</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Non-vested awards at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>70,066</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>37.81</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">A summary of the options outstanding and exercisable by price range as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> is presented in the following table:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="11"/></tr><tr><td style="width:30%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Stock Options Outstanding as of December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> Stock Options Exercisable as of December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Range of Exercise Prices</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Stock Options Outstanding</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Remaining Contractual Life (in years)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Exercise Price</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Stock Options Exercisable</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Exercise Price</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$10.01 - $20.00</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,618</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1.8</span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18.63</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,618</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18.63</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$20.01 - $30.00</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>166,454</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23.88</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>166,454</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23.88</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$30.01 - $40.00</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>114,976</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33.89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>69,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33.88</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$40.01 - $50.00</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>51,334</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>43.71</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,414</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>41.61</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>417,382</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span></span><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>333,870</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We determine the fair value of stock options at the grant date using the Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, and the following assumptions (weighted-average shown). </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:64%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Years ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Risk-free interest rate</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.51</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.60</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Expected dividend yield on common stock</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1.75</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1.76</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Expected life in years</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Expected price volatility</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22.71</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22.47</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The fair value of stock options as of the grant date is recorded as a stock-based compensation expense in the consolidated statements of comprehensive income over the requisite service period, which is generally the vesting period, with a corresponding increase in common stock. Stock-based compensation also includes compensation expense related to the issuance of restricted stock awards. The grant-date fair value of the restricted stock awards, which equals the grant date price, is recorded as compensation expense over the requisite service period with a corresponding increase in common stock as the shares vest. Beginning in 2018, stock option and restricted stock awards issued include a retirement eligibility clause whereby the requisite service period is satisfied at the retirement eligibility date. For those awards, we accelerate the recording of stock-based compensation when the award holder is eligible to retire. However, retirement eligibility does not affect the vesting of the restricted stock or the exercisability of the stock options, which are based on the scheduled vesting period. Total compensation expense for stock options and restricted stock awards was </span><span style="font-family:Arial;font-size:10pt;"><span>$1.5 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$1.7 million</span></span><span style="font-family:Arial;font-size:10pt;"> during </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively, and the total recognized deferred tax benefits related thereto were </span><span style="font-family:Arial;font-size:10pt;"><span>$389 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$404 thousand</span></span><span style="font-family:Arial;font-size:10pt;">, respectively. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, there was </span><span style="font-family:Arial;font-size:10pt;"><span>$783 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> of total unrecognized compensation expense related to non-vested stock options and restricted stock awards, which is expected to be recognized over a weighted-average period of approximately </span><span style="font-family:Arial;font-size:10pt;"><span>1.7</span></span><span style="font-family:Arial;font-size:10pt;"> years. The total grant-date fair value of stock options vested during the years ended </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;"> was </span><span style="font-family:Arial;font-size:10pt;"><span>$473 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$543 thousand</span></span><span style="font-family:Arial;font-size:10pt;">, respectively. The total grant-date fair value of restricted stock awards vested during </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;"> was </span><span style="font-family:Arial;font-size:10pt;"><span>$1.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$967 thousand</span></span><span style="font-family:Arial;font-size:10pt;">, respectively. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We record excess tax benefits (deficiencies) resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as income tax benefits (expense) in the consolidated statements of comprehensive income with a corresponding decrease (increase) to current taxes payable. In </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, we recognized </span><span style="font-family:Arial;font-size:10pt;"><span>$145 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$484 thousand</span></span><span style="font-family:Arial;font-size:10pt;">, respectively, in excess tax benefits recorded as a reduction to income tax expense related to these types of transactions. The tax benefits realized from disqualifying dispositions of incentive stock options were recognized in tax expense to the extent of the book compensation cost recorded.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Dividends</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Presented below is a summary of cash dividends paid in 2019 and 2018 to common shareholders, recorded as a reduction from retained earnings. On January 24, 2020, the Board of Directors declared a </span><span style="font-family:Arial;font-size:10pt;"><span>$0.22</span></span><span style="font-family:Arial;font-size:10pt;"> per share cash dividend, paid February 14, 2020 to the shareholders of record at the close of business on February 7, 2020.</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:64%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Years ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands except per share data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash dividends to common stockholders</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,958</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,860</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash dividends per common share</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>0.80</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>0.64</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The holders of unvested restricted stock awards are entitled to dividends on the same per-share ratio as holders of common stock. Tax benefits for dividends paid on unvested restricted stock awards are recorded as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. Dividends on forfeited awards are included in stock-based compensation expense.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Under the California Corporations Code, payment of dividends by Bancorp to its shareholders is restricted to the amount of retained earnings immediately prior to the distribution or the amount of assets that exceeds the total liabilities immediately after the distribution. As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, Bancorp's retained earnings and amount of total assets that exceeds total liabilities were </span><span style="font-family:Arial;font-size:10pt;"><span>$203.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$336.8 million</span></span><span style="font-family:Arial;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Under the California Financial Code, payment of dividends by the Bank to Bancorp is restricted to the lesser of retained earnings or the amount of undistributed net profits of the Bank from the </span><span style="font-family:Arial;font-size:10pt;">three</span><span style="font-family:Arial;font-size:10pt;"> most recent fiscal years. Under this restriction, approximately </span><span style="font-family:Arial;font-size:10pt;"><span>$25.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> of the Bank's retained earnings balance was available for payment of dividends to Bancorp as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">. Bancorp held </span><span style="font-family:Arial;font-size:10pt;"><span>$9.5 million</span></span><span style="font-family:Arial;font-size:10pt;"> in cash at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">. This cash, combined with the </span><span style="font-family:Arial;font-size:10pt;"><span>$25.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> dividends available to be distributed from the Bank, is considered adequate to cover Bancorp's estimated operational needs, cash dividends to shareholders in 2020, and the Share Repurchase Program discussed below.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Preferred Stock and Shareholder Rights Plan</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">On July 6, 2017, Bancorp adopted a new shareholder rights agreement (“Rights Agreement”), which replaced the existing Rights Agreement that expired on July 23, 2017. The Rights Agreement, which expires on July 23, 2022, is designed to discourage takeovers that involve abusive tactics or do not provide fair value to shareholders. The Rights Agreement defines the percentage of share ownership of an "acquiring person" as </span><span style="font-family:Arial;font-size:10pt;"><span>10%</span></span><span style="font-family:Arial;font-size:10pt;"> of the outstanding common shares. Currently, each right entitles the registered holder to purchase from Bancorp one two-hundredth of a share of Series A Junior Participating Preferred Stock, no par value, of Bancorp at an initial price of $90 per one one-hundredth of a preferred share, subject to adjustment upon the occurrence of certain events. As of December 31, 2019, Bancorp was authorized to issue </span><span style="font-family:Arial;font-size:10pt;"><span>five million</span></span><span style="font-family:Arial;font-size:10pt;"> shares of preferred stock with </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> par value, </span><span style="font-family:Arial;font-size:10pt;"><span>one million</span></span><span style="font-family:Arial;font-size:10pt;"> shares of which have been designated as Series A Junior Participating Preferred Stock, with </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> par value under the Rights Agreement. In the event of a proposed merger, tender offer or other attempt to gain control of Bancorp that the Board of Directors does not approve, the Board of Directors may authorize the issuance of shares of common or preferred stock that would impede the completion of such a transaction. An effect of the possible issuance of common or preferred stock, therefore, may be to deter a future takeover attempt. The Board of Directors has no present plans or understandings for the issuance of any common or preferred stock in connection with the Rights Agreement.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We early adopted ASU No. 2018-02, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income,</span><span style="font-family:Arial;font-size:10pt;"> in the first quarter of 2018 and reclassified </span><span style="font-family:Arial;font-size:10pt;"><span>$638 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> from AOCI to retained earnings. This amount represented the stranded income tax effects related to the unrealized loss on available-for-sale securities in AOCI on the date of the enactment of the Tax Cuts and Jobs Act of 2017. For more information on ASU No. 2018-02, refer to Note 1, Summary of Significant Accounting Policies.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Share Repurchase Program</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">On April 23, 2018, Bancorp announced that its Board of Directors approved a Share Repurchase Program under which Bancorp may repurchase up to </span><span style="font-family:Arial;font-size:10pt;"><span>$25.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> of its outstanding common stock through May 1, 2019. Bancorp's Board of Directors subsequently extended the Share Repurchase Program through February 28, 2020. On January 24, 2020, Bancorp Board of Directors approved a new Share Repurchase Program under which Bancorp may repurchase up to </span><span style="font-family:Arial;font-size:10pt;"><span>$25.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> of its outstanding common stock through February 28, 2022.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Under the Share Repurchase Program, Bancorp may purchase shares of its common stock through various means such as open market transactions, including block purchases, and privately negotiated transactions. The number of shares repurchased and the timing, manner, price and amount of any repurchases will be determined at Bancorp's discretion. Factors include, but are not limited to, stock price, trading volume and general market conditions, along with Bancorp’s general business conditions. The program may be suspended or discontinued at any time and does not obligate Bancorp to acquire any specific number of shares of its common stock.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As part of the Share Repurchase Program, Bancorp entered into a trading plan adopted in accordance with Rule 10b5-1 of the Securities Exchange Act of 1934, as amended. The 10b5-1 trading plan permits common stock to be repurchased at times that might otherwise be prohibited under insider trading laws or self-imposed trading restrictions. The 10b5-1 trading plan is administered by an independent broker and is subject to price, market volume and timing restrictions.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">During </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, Bancorp repurchased </span><span style="font-family:Arial;font-size:10pt;"><span>356,000</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>171,217</span></span><span style="font-family:Arial;font-size:10pt;"> shares totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$15.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$7.0 million</span></span><span style="font-family:Arial;font-size:10pt;">, respectively, for a cumulative </span><span style="font-family:Arial;font-size:10pt;"><span>527,217</span></span><span style="font-family:Arial;font-size:10pt;"> shares totaling </span><span style="font-family:Arial;font-size:10pt;"><span>$22.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> repurchased from May 1, 2018 through </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div> 2 300000 5544 5470 208263 385370 0.01 0.15 0.05 382515 989630 0.20 P5Y P10Y P3Y P10Y 0.20 0.20 P4Y P7Y P3Y P10Y P10Y 7795 326000 41.84 46794 1700000 36.28 0 2 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">A summary of stock option activity for the years ended </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:10pt;"> is presented in the following table. The intrinsic value of options outstanding and exercisable is calculated as the number of in-the-money options times the difference between the market price of our stock and the exercise prices of the in-the-money options as of each year-end period presented.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:40%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:12%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Number of Shares</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Exercise Price</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> Aggregate Intrinsic Value</span></div><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Grant-Date Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Remaining Contractual Term</span></div><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in years)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Options outstanding at December 31, 2017</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>517,936</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>20.42</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,075</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.34</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>74,096</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33.97</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7.17</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cancelled, expired or forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(9,140</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28.25</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Exercised</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(157,192</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.93</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,462</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Options outstanding at December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>425,700</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25.01</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,910</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.85</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Exercisable (vested) at December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>311,050</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22.57</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,809</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4.94</span></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Options outstanding at December 31, 2018</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>425,700</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25.01</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,910</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.85</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,370</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>44.01</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9.37</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cancelled, expired or forfeited</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(13,580</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>38.88</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Exercised</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(48,108</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16.11</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,247</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Options outstanding at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>417,382</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28.01</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,112</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.50</span></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Exercisable (vested) at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>333,870</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25.34</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6,581</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4.76</span></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div> 517936 20.42 7075000 P5Y4M2D 74096 33.97 7.17 9140 28.25 157192 13.93 3462000 425700 25.01 6910000 P5Y10M6D 311050 22.57 5809000 P4Y11M8D 425700 25.01 6910000 P5Y10M6D 53370 44.01 9.37 13580 38.88 48108 16.11 1247000 417382 28.01 7112000 P5Y6M 333870 25.34 6581000 P4Y9M3D <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table summarizes non-vested restricted stock awards and changes during the years ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"/></tr><tr><td style="width:78%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Number of Shares</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Grant-Date Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Non-vested awards at December 31, 2017</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>91,216</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>28.16</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>37,040</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33.58</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Vested</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(28,812</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>26.06</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cancelled or forfeited</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(12,056</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>27.32</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Non-vested awards at December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>87,388</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31.26</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Granted</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>29,110</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>44.45</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Vested</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(28,099</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>27.88</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">  Cancelled or forfeited</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(18,333</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32.34</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Non-vested awards at December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>70,066</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>37.81</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 91216 28.16 37040 33.58 28812 26.06 12056 27.32 87388 31.26 29110 44.45 28099 27.88 18333 32.34 70066 37.81 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">A summary of the options outstanding and exercisable by price range as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> is presented in the following table:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="11"/></tr><tr><td style="width:30%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:5%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Stock Options Outstanding as of December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> Stock Options Exercisable as of December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Range of Exercise Prices</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Stock Options Outstanding</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Remaining Contractual Life (in years)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Exercise Price</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Stock Options Exercisable</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Weighted Average Exercise Price</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$10.01 - $20.00</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,618</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1.8</span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18.63</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,618</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>18.63</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$20.01 - $30.00</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>166,454</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23.88</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>166,454</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23.88</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$30.01 - $40.00</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>114,976</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7.7</span></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33.89</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>69,384</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>33.88</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$40.01 - $50.00</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>51,334</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:6px;padding-top:6px;text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>43.71</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,414</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>41.61</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>417,382</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span></span><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>333,870</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 84618 P1Y9M18D 18.63 84618 18.63 166454 P4Y9M18D 23.88 166454 23.88 114976 P7Y8M12D 33.89 69384 33.88 51334 P8Y10M24D 43.71 13414 41.61 417382 333870 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We determine the fair value of stock options at the grant date using the Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, and the following assumptions (weighted-average shown). </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:64%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Years ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Risk-free interest rate</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.51</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.60</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Expected dividend yield on common stock</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1.75</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1.76</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Expected life in years</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.8</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.9</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Expected price volatility</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22.71</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>22.47</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0.0251 0.0260 0.0175 0.0176 P5Y9M18D P5Y10M24D 0.2271 0.2247 1500000 1700000 389000 404000 783000 P1Y8M12D 473000 543000 1200000 967000 145000 484000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Presented below is a summary of cash dividends paid in 2019 and 2018 to common shareholders, recorded as a reduction from retained earnings. On January 24, 2020, the Board of Directors declared a </span><span style="font-family:Arial;font-size:10pt;"><span>$0.22</span></span><span style="font-family:Arial;font-size:10pt;"> per share cash dividend, paid February 14, 2020 to the shareholders of record at the close of business on February 7, 2020.</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:64%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Years ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands except per share data)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash dividends to common stockholders</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,958</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,860</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash dividends per common share</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>0.80</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>0.64</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0.22 10958000 8860000 0.80 0.64 203200000 336800000 25200000 9500000 25200000 0.10 5000000 0 1000000 0 638000 25000000.0 25000000.0 356000 171217 15000000.0 7000000.0 527217 22000000.0 Fair Value of Assets and Liabilities<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Fair Value Hierarchy and Fair Value Measurement</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We group our assets and liabilities that are measured at fair value into three levels within the fair value hierarchy, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Level 1: Valuations are based on unadjusted quoted prices in active markets for identical assets or liabilities.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Level 2: Valuations are based on quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuations for which all significant assumptions are observable or can be corroborated by observable market data.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Level 3: Valuations are based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Values are determined using pricing models and discounted cash flow models and may include significant Management judgment and estimation.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Transfers between levels of the fair value hierarchy are recognized through our monthly and/or quarterly valuation process in the reporting period during which the event or circumstances that caused the transfer occurred. No such transfers occurred in the years presented.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table summarizes our assets and liabilities that were required to be recorded at fair value on a recurring basis.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="14"/></tr><tr><td style="width:45%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:11%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Description of Financial Instruments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Quoted Prices in Active Markets for Identical Assets (Level 1)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Significant Other Observable Inputs (Level 2)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Significant Unobservable Inputs (Level 3)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Measurement Categories: Changes in Fair Value Recorded In</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities available for sale:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>278,144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>278,144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,286</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,286</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government sponsored agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>67,282</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>67,282</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,502</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,502</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Derivative financial assets (interest rate contracts)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">NI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Derivative financial liabilities (interest rate contracts)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">NI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities available for sale:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>278,403</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>278,403</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,781</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,781</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government sponsored agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,018</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,018</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Privately-issued collateralized mortgage obligations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>297</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>297</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,960</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,960</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,005</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,005</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Derivative financial assets (interest rate contracts)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">NI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Derivative financial liabilities (interest rate contracts)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">NI</span></div></td></tr></table></div><span style="font-family:Arial;font-size:8pt;"> </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;">Other comprehensive income ("OCI") or net income ("NI"). </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Available-for-sale securities are recorded at fair value on a recurring basis. When available, quoted market prices (Level 1) are used to determine the fair value of available-for-sale securities. If quoted market prices are not available, we obtain pricing information from a reputable third-party service provider, who may utilize valuation techniques that use current market-based or independently sourced parameters, such as bid/ask prices, dealer-quoted prices, interest rates, benchmark yield curves, prepayment speeds, probability of default, loss severity and credit spreads (Level 2).   Level 2 securities include obligations of state and political subdivisions, U.S. agencies or government-sponsored agencies' debt securities, mortgage-backed securities, government agency-issued, privately-issued collateralized mortgage obligations and corporate bonds. As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, there were </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> Level 1 or Level 3 securities. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Securities held-to-maturity may be written down to fair value (determined using the same techniques discussed above for securities available-for-sale) as a result of an other-than-temporary impairment, and we did not record any write-downs during </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> or </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">On a recurring basis, derivative financial instruments are recorded at fair value, which is based on the income approach using observable Level 2 market inputs, reflecting market expectations of future interest rates as of the measurement date.  Standard valuation techniques are used to calculate the present value of the future expected cash flows assuming an orderly transaction.  Valuation adjustments may be made to reflect both our own credit risk and the counterparties’ credit risk in determining the fair value of the derivatives. Level 2 inputs for the valuations are limited to observable market prices for London Interbank Offered Rate (“LIBOR”) and Overnight Index Swap ("OIS") rates (for the very short term), quoted prices for LIBOR futures contracts, observable market prices for LIBOR and OIS swap rates, and one-month and three-month LIBOR basis spreads at commonly quoted intervals. Mid-market pricing of the inputs is used as a practical expedient in the fair value measurements. We project spot rates at reset days specified by each swap </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">contract to determine future cash flows, then discount to present value using OIS curves as of the measurement date. When the value of any collateral placed with counterparties is less than the interest rate derivative liability, a credit valuation adjustment ("CVA") is applied to reflect the credit risk we pose to counterparties. We have used the spread between the Standard &amp; Poor's BBB rated U.S. Bank Composite rate and LIBOR for the closest maturity term corresponding to the duration of the swaps to derive the CVA. A similar credit risk adjustment, correlated to the credit standing of the counterparty, is made when collateral posted by the counterparty does not fully cover their liability to the Bank. For further discussion on our methodology in valuing our derivative financial instruments, refer to Note 14, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Derivative Financial Instruments and Hedging Activities</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Certain financial assets may be measured at fair value on a non-recurring basis. These assets are subject to fair value adjustments that result from the application of the lower of cost or fair value accounting or write-downs of individual assets, such as impaired loans that are collateral dependent and other real estate owned ("OREO"). As of </span><span style="font-family:Arial;font-size:10pt;color:#000000;font-style:normal;font-weight:normal;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, we did not carry any assets measured at fair value on a non-recurring basis. </span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Disclosures about Fair Value of Financial Instruments</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The table below is a summary of fair value estimates for financial instruments as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, excluding financial instruments recorded at fair value on a recurring basis (summarized in the first table in this note). The carrying amounts in the following table are recorded in the consolidated statements of condition under the indicated captions. Further, we have not disclosed the fair value of financial instruments specifically excluded from disclosure requirements such as bank-owned life insurance policies ("BOLI") and non-maturity deposit liabilities. Additionally, we held shares of FHLB stock and Visa Inc. Class B common stock, both recorded at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">. See further discussion on values within Note 2, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Investment Securities</span><span style="font-family:Arial;font-size:10pt;">, above.</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:34%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:10%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Amounts</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value Hierarchy</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Amounts</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value Hierarchy</span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Financial assets (recorded at amortized cost)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash and cash equivalents</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>183,388</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>183,388</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 1</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,221</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,221</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 1</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Investment securities held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,413</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,642</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>157,206</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>153,894</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Loans, net</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,826,609</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,839,666</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 3</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,748,043</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,700,971</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest receivable</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,732</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,732</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,292</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,292</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Financial liabilities (recorded at amortized cost)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Time deposits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>97,810</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>97,859</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>117,182</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>116,584</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Federal Home Loan Bank borrowing</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Subordinated debentures</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,708</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,182</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 3</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,640</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,268</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest payable</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>104</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>104</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;text-decoration:underline;">Commitments</span><span style="font-family:Arial;font-size:10pt;"> - The value of unrecognized financial instruments is estimated based on the fee income associated with the commitments which, in the absence of credit exposure, is considered to approximate their settlement value. The fair value of commitment fees was not material as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table summarizes our assets and liabilities that were required to be recorded at fair value on a recurring basis.</span></div><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="14"/></tr><tr><td style="width:45%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:11%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"> </span></div><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Description of Financial Instruments</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Carrying Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Quoted Prices in Active Markets for Identical Assets (Level 1)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Significant Other Observable Inputs (Level 2)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Significant Unobservable Inputs (Level 3)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Measurement Categories: Changes in Fair Value Recorded In</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities available for sale:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>278,144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>278,144</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,286</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,286</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government sponsored agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>49,046</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>67,282</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>67,282</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,502</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,502</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Derivative financial assets (interest rate contracts)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">NI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Derivative financial liabilities (interest rate contracts)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">NI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Securities available for sale:</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>278,403</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>278,403</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">SBA-backed securities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,781</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>50,781</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Debentures of government sponsored agencies</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,018</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>53,018</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Privately-issued collateralized mortgage obligations</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>297</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>297</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Obligations of state and political subdivisions</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,960</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>77,960</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Corporate bonds</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,005</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,005</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">OCI</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Derivative financial assets (interest rate contracts)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">NI</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Derivative financial liabilities (interest rate contracts)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">NI</span></div></td></tr></table></div><span style="font-family:Arial;font-size:8pt;"> </span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span>Other comprehensive income ("OCI") or net income ("NI"). 278144000 0 278144000 0 36286000 0 36286000 0 49046000 0 49046000 0 67282000 0 67282000 0 1502000 0 1502000 0 0 0 0 0 1178000 0 1178000 0 278403000 0 278403000 0 50781000 0 50781000 0 53018000 0 53018000 0 297000 0 297000 0 77960000 0 77960000 0 2005000 0 2005000 0 161000 0 161000 0 375000 0 375000 0 0 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The table below is a summary of fair value estimates for financial instruments as of </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, excluding financial instruments recorded at fair value on a recurring basis (summarized in the first table in this note). The carrying amounts in the following table are recorded in the consolidated statements of condition under the indicated captions. Further, we have not disclosed the fair value of financial instruments specifically excluded from disclosure requirements such as bank-owned life insurance policies ("BOLI") and non-maturity deposit liabilities. Additionally, we held shares of FHLB stock and Visa Inc. Class B common stock, both recorded at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">. See further discussion on values within Note 2, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Investment Securities</span><span style="font-family:Arial;font-size:10pt;">, above.</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"/></tr><tr><td style="width:34%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:10%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Amounts</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value Hierarchy</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Amounts</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair Value Hierarchy</span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Financial assets (recorded at amortized cost)</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash and cash equivalents</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>183,388</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>183,388</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 1</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,221</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,221</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 1</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Investment securities held-to-maturity</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,413</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>139,642</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>157,206</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>153,894</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Loans, net</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,826,609</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,839,666</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 3</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,748,043</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,700,971</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest receivable</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,732</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,732</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,292</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,292</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Financial liabilities (recorded at amortized cost)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Time deposits</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>97,810</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>97,859</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>117,182</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>116,584</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Federal Home Loan Bank borrowing</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Subordinated debentures</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,708</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,182</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 3</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,640</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,268</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 3</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest payable</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>134</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>104</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>104</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Level 2</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 183388000 183388000 34221000 34221000 137413000 139642000 157206000 153894000 1826609000 1839666000 1748043000 1700971000 7732000 7732000 8292000 8292000 97810000 97859000 117182000 116584000 0 0 7000000 7000000 2708000 3182000 2640000 3268000 134000 134000 104000 104000 Benefit Plans<div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In 2003, we established a Deferred Compensation Plan that allows certain key Management personnel designated by the Board of Directors of the Bank to defer up to </span><span style="font-family:Arial;font-size:10pt;"><span>80%</span></span><span style="font-family:Arial;font-size:10pt;"> of their salary and </span><span style="font-family:Arial;font-size:10pt;"><span>100%</span></span><span style="font-family:Arial;font-size:10pt;"> of their annual bonus. The plan was amended in 2007 in order to comply with changes to Internal Revenue Code Section 409A. Under the amended plan, amounts deferred earn interest that is equal to the prime rate as published in the Wall Street Journal, on the first business day of the year, which was </span><span style="font-family:Arial;font-size:10pt;"><span>5.50%</span></span><span style="font-family:Arial;font-size:10pt;"> on January 1, 2019 and </span><span style="font-family:Arial;font-size:10pt;"><span>4.50%</span></span><span style="font-family:Arial;font-size:10pt;"> on January 1, 2018. Our deferred compensation obligation totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$4.4 million</span></span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Arial;font-size:10pt;">and</span><span style="font-family:inherit;font-size:10pt;"> </span><span style="font-family:Arial;font-size:10pt;"><span>$3.8 million</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively, and is included in interest payable and other liabilities.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our 401(k) Defined Contribution Plan (the “401(k) Plan”) commenced in May 1990 and is available to all regular employees at least </span><span style="font-family:Arial;font-size:10pt;"><span>eighteen years</span></span><span style="font-family:Arial;font-size:10pt;"> of age who complete </span><span style="font-family:Arial;font-size:10pt;"><span>ninety days</span></span><span style="font-family:Arial;font-size:10pt;"> of service, and enter the plan during one of the </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><span>four</span></span><span style="font-family:Arial;font-size:10pt;"> open enrollment dates (January 1, April 1, July 1, and October 1) of each year. Under the 401(k) Plan, employees can defer between </span><span style="font-family:Arial;font-size:10pt;"><span>1%</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>50%</span></span><span style="font-family:Arial;font-size:10pt;"> of their eligible compensation, up to the maximum amount allowed by the Internal Revenue Code. Contributions to the 401(k) Plan for the employer match vest at a rate of </span><span style="font-family:Arial;font-size:10pt;"><span>20%</span></span><span style="font-family:Arial;font-size:10pt;"> per year over </span><span style="font-family:Arial;font-size:10pt;"><span>five years</span></span><span style="font-family:Arial;font-size:10pt;">, per plan provisions. Starting 2017, the Bank increased the employer match to </span><span style="font-family:Arial;font-size:10pt;"><span>70%</span></span><span style="font-family:Arial;font-size:10pt;"> of each participant's contribution, with a maximum of </span><span style="font-family:Arial;font-size:10pt;"><span>$5 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> of matching contribution per participant per year. Employer contributions totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$874 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$851 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> for the years ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In 1999, the 401(k) Plan was amended to include an employee stock ownership component and was renamed the Bank of Marin Employee Stock Ownership and Savings Plan (the “Plan”). Under the terms of the Plan, as amended, the Board of Directors determines a specific portion of the Bank's profits to be contributed to the employee stock ownership each year either in common stock or in cash for the purchase of Bancorp stock to be allocated to all eligible employees based on a percentage of their salaries, regardless of whether an employee is participating in the 401(k) plan or not. In January 2010, the Bank of Marin Employee Stock Ownership and Savings Plan was split into two plans: Bank of Marin 401(k) Plan and Bank of Marin Employee Stock Ownership Plan ("ESOP"). The same eligibility criteria apply under the ESOP, while employees' contributions are not permitted. For all participants, employer contributions vest over a </span><span style="font-family:Arial;">five year</span><span style="font-family:Arial;font-size:10pt;"> service period, per plan provisions. After </span><span style="font-family:Arial;font-size:10pt;"><span>five years</span></span><span style="font-family:Arial;font-size:10pt;"> of service, all employer contributions vest immediately. The Bank of Marin 401(k) Plan was amended in early 2016 to incorporate recent changes in the pension laws, and was amended again in November 2016 to include a Roth 401(k) option.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Starting 2017, Bancorp issued shares of common stock and contributed them to the ESOP and recognized </span><span style="font-family:Arial;font-size:10pt;"><span>$1.2 million</span></span><span style="font-family:Arial;font-size:10pt;"> in expense in both </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, based on the quoted market price on the date of contribution. Cash dividends paid on Bancorp</span><span style="font-family:Arial;font-size:10pt;color:#00b050;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">stock held by the ESOP are used to purchase additional shares in the open market.</span><span style="font-family:Arial;font-size:10pt;color:#00b050;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;color:#1f497d;font-style:italic;"> </span><span style="font-family:Arial;font-size:10pt;">All shares of Bancorp stock held by the ESOP are included in the calculations of basic and diluted earnings per share. The employer contributions to the ESOP and the 401(k) Plan are included in salaries and benefits expense. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><span style="font-family:Arial;font-size:10pt;">On January 1, 2011, we established a Salary Continuation Plan for a select group of Executive Management, who, upon retirement, will receive </span><span style="font-family:Arial;font-size:10pt;"><span>twenty-five</span></span><span style="font-family:Arial;font-size:10pt;"> percent of their estimated salary at retirement as salary continuation benefit payments that are fixed and will be made between seven to </span><span style="font-family:Arial;font-size:10pt;"><span>fifteen years</span></span><span style="font-family:Arial;font-size:10pt;">, depending on the executives' service period at the Bank.  Each participant will need to participate in this plan for </span><span style="font-family:Arial;font-size:10pt;"><span>five years</span></span><span style="font-family:Arial;font-size:10pt;"> before vesting begins. After </span><span style="font-family:Arial;font-size:10pt;"><span>five years</span></span><span style="font-family:Arial;font-size:10pt;">, the participant will vest ratably in the benefit over the remaining period until age </span><span style="font-family:Arial;font-size:10pt;"><span>65</span></span><span style="font-family:Arial;font-size:10pt;">. This Plan is unfunded and nonqualified for tax purposes and for purposes of Title I of the Employee Retirement Income Security Act of 1974. As part of the acquisition of Bank of Napa in November 2017, we assumed the salary continuation agreements for four former executive officers of Bank of Napa, under which, fixed annual retirement benefit payments will be made for ten years beginning the first day of the month following the executive reaching the age of </span><span style="font-family:Arial;font-size:10pt;">65</span><span style="font-family:Arial;font-size:10pt;">. At </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively, our liability under the Salary Continuation Plan was </span><span style="font-family:Arial;font-size:10pt;"><span>$3.0 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$2.7 million</span></span> recorded in interest payable and other liabilities. 0.80 1 0.0550 0.0450 4400000 3800000 P18Y P90D 4 0.01 0.50 0.20 P5Y 0.70 5000 874000 851000 P5Y 1200000 0.25 P15Y P5Y P5Y P65Y -3000000.0 -2700000 Income Taxes<div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The current and deferred components of the income tax provision for each of the two years ended December 31 are as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Current tax provision</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,838</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,289</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">State</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,183</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,722</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total current</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,021</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>12,011</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred tax benefit</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Federal</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(907</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(898</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">State</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(461</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(318</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total deferred</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,368</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,216</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total income tax provision</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,653</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,795</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows the tax effect of our cumulative temporary differences as of December 31:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Deferred tax assets:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Allowance for loan losses and off-balance sheet credit commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,252</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,960</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating and finance lease liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,792</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred compensation plan and salary continuation plan</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,188</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,940</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net operating loss carryforwards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,914</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,271</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net unrealized losses on securities available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,800</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Accrued but unpaid expenses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,067</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,153</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">State franchise tax</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,015</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>993</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock-based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>623</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>517</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Depreciation and disposals on premises and equipment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>562</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>584</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value adjustment on acquired loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>299</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>364</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred rent and lease incentives</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>224</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest received on non-accrual loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>114</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>154</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>215</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">  Total gross deferred tax assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>16,878</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>15,135</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Deferred tax liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating and finance lease right-of-use assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,314</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net unrealized gains on securities available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,738</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred loan origination costs and fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,619</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,360</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Core deposit intangible assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,385</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,647</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unaccreted discount on subordinated debentures</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(418</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(439</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Accretion on investment securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(67</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(172</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(204</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">  Total gross deferred tax liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(8,716</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(4,717</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Net deferred tax assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>8,162</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>10,418</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, federal and California net operating loss carryforwards ("NOLs") of </span><span style="font-family:Arial;font-size:10pt;"><span>$2.7 million</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$15.7 million</span></span><span style="font-family:Arial;font-size:10pt;">, respectively, corresponded to the total </span><span style="font-family:Arial;font-size:10pt;"><span>$1.9 million</span></span><span style="font-family:Arial;font-size:10pt;"> deferred tax asset above. If not fully utilized, the federal</span><span style="font-family:Arial;font-size:10pt;"> </span><span style="font-family:Arial;font-size:10pt;">NOLs will begin to expire in 2031, and the California NOLs will begin to expire in 2028. Based upon the level of historical taxable income and projections for future taxable income over the periods during which the deferred tax assets are expected to be deductible, Management believes it is more likely than not we will realize the benefit of the remaining deferred tax assets. Accordingly, </span><span style="font-family:Arial;font-size:10pt;"><span>no</span></span><span style="font-family:Arial;font-size:10pt;"> valuation allowance has been established as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> or </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The effective tax rate for </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;"> differs from the current federal statutory income tax rate as follows:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:72%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Federal statutory income tax rate</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>21.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>21.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Increase (decrease) due to:</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">California franchise tax, net of federal tax benefit</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tax exempt interest on municipal securities and loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1.8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tax exempt earnings on bank owned life insurance</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Low income housing and qualified zone academy bond tax credits</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock-based compensation and excess tax benefits</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Effective Tax Rate</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>24.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Bancorp and the Bank have entered into a tax allocation agreement, which provides that income taxes shall be allocated between the parties on a separate entity basis. The intent of this agreement is that each member of the consolidated group will incur no greater tax liability than it would have incurred on a stand-alone basis.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We file a consolidated return in the U.S. federal tax jurisdiction and a combined return in the State of California tax jurisdiction. There were no ongoing federal or state income tax examinations at the issuance of this report. We are no longer subject to examinations by tax authorities for years before 2016 for federal income tax and before 2015 for California. At December 31, 2019 and 2018, there were no unrecognized tax benefits, and neither the Bank nor Bancorp had accruals for interest and penalties related to unrecognized tax benefits.</span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The current and deferred components of the income tax provision for each of the two years ended December 31 are as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Current tax provision</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Federal</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,838</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>7,289</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">State</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,183</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,722</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total current</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,021</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>12,011</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred tax benefit</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Federal</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(907</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(898</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">State</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(461</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(318</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total deferred</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,368</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,216</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total income tax provision</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,653</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10,795</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 7838000 7289000 5183000 4722000 13021000 12011000 -907000 -898000 -461000 -318000 -1368000 -1216000 11653000 10795000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows the tax effect of our cumulative temporary differences as of December 31:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Deferred tax assets:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Allowance for loan losses and off-balance sheet credit commitments</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5,252</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,960</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating and finance lease liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,792</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred compensation plan and salary continuation plan</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,188</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,940</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net operating loss carryforwards</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,914</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,271</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net unrealized losses on securities available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,800</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Accrued but unpaid expenses</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,067</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,153</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">State franchise tax</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,015</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>993</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock-based compensation</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>623</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>517</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Depreciation and disposals on premises and equipment</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>562</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>584</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value adjustment on acquired loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>299</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>364</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred rent and lease incentives</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>224</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest received on non-accrual loans</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>12</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>114</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>154</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>215</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">  Total gross deferred tax assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>16,878</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>15,135</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Deferred tax liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating and finance lease right-of-use assets</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(3,314</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net unrealized gains on securities available-for-sale</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,738</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Deferred loan origination costs and fees</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,619</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,360</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Core deposit intangible assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,385</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1,647</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Unaccreted discount on subordinated debentures</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(418</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(439</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Accretion on investment securities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(70</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(67</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(172</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(204</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">  Total gross deferred tax liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(8,716</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>(4,717</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Net deferred tax assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>8,162</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;"><span>10,418</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 5252000 4960000 3792000 0 2188000 1940000 1914000 2271000 0 1800000 1067000 1153000 1015000 993000 623000 517000 562000 584000 299000 364000 0 224000 12000 114000 154000 215000 16878000 15135000 3314000 0 1738000 0 1619000 2360000 1385000 1647000 418000 439000 70000 67000 172000 204000 8716000 4717000 8162000 10418000 2700000 15700000 1900000 0 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The effective tax rate for </span><span style="font-family:Arial;font-size:10pt;">2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;"> differs from the current federal statutory income tax rate as follows:</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"/></tr><tr><td style="width:72%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Federal statutory income tax rate</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>21.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>21.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Increase (decrease) due to:</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">California franchise tax, net of federal tax benefit</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8.2</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8.0</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tax exempt interest on municipal securities and loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(1.8</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tax exempt earnings on bank owned life insurance</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Low income housing and qualified zone academy bond tax credits</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.4</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.5</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock-based compensation and excess tax benefits</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.1</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.9</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(0.2</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Effective Tax Rate</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>25.4</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>24.9</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> %</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div> 0.210 0.210 0.082 0.080 0.018 0.024 0.006 0.004 0.004 0.005 0.001 0.006 -0.009 -0.002 0.254 0.249 Commitments and Contingencies<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;">Leases</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We lease premises under long-term non-cancelable operating leases with remaining terms of </span><span style="font-family:Arial;font-size:10pt;"><span>5 months</span></span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>12 years</span></span><span style="font-family:Arial;font-size:10pt;">, most of which include escalation clauses and one or more options to extend the lease term, and some of which contain lease termination clauses. Lease terms may include certain renewal options that were considered reasonably certain to be exercised.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We lease certain equipment under finance leases with initial terms of </span><span style="font-family:Arial;font-size:10pt;"><span>3 years</span></span><span style="font-family:Arial;font-size:10pt;"> to </span><span style="font-family:Arial;font-size:10pt;"><span>5 years</span></span><span style="font-family:Arial;font-size:10pt;">. The equipment finance leases do not contain renewal options, bargain purchase options or residual value guarantees.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows the balances of operating and finance lease right-of-use assets and lease liabilities as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:82%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Operating leases:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating lease right-of-use assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,002</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating lease liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>12,615</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Finance leases:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance lease right-of-use assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>379</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Accumulated amortization</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(170</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance lease right-of-use assets, net</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>209</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance lease liabilities</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">2</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>212</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in premises and equipment in the consolidated statements of condition.</span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in borrowings and other obligations in the consolidated statements of condition.</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows supplemental disclosures of noncash investing and financing activities for the year ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.41520467836257%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:82%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Right-of-use assets obtained in exchange for operating lease liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,661</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Right-of-use assets obtained in exchange for finance lease liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Reclassification of deferred rent and unamortized lease incentives from other liabilities to operating lease right-of-use assets upon adoption of ASC 842</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,967</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">There were no lease-related noncash investing and financing activities for the year ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows components of operating and finance lease cost for the year ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:82%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating lease cost</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,144</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance lease cost:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortization of right-of-use assets</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">2</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest on finance lease liabilities</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">3</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total finance lease cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>180</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total lease cost</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,324</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in occupancy and equipment expense in the consolidated statements of comprehensive income.</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in depreciation and amortization in the consolidated statements of comprehensive income.</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">3 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in interest on borrowings and other obligations in the consolidated statements of comprehensive income.</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Operating lease rent expense totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$4.6 million</span></span><span style="font-family:Arial;font-size:10pt;"> for the year ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">. Total minimum lease payments do not include obligations of approximately </span><span style="font-family:Arial;font-size:10pt;"><span>$13.6 million</span></span><span style="font-family:Arial;font-size:10pt;"> for operating lease modifications related to our existing headquarter offices and an operating lease agreement for a retail branch location that commenced subsequent to </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the later of the date we adopted the new lease accounting standards or lease commencement date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.41520467836257%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:78%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:2%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Year</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating Leases</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance Leases</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,469</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>171</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,806</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,952</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,464</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>792</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,092</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total minimum lease payments</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,575</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>216</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amounts representing interest (present value discount)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(960</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Present value of net minimum lease payments (lease liability)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>12,615</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>212</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average remaining term (in years)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average discount rate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.79</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.87</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;font-style:italic;">Litigation Matters</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Bancorp may be party to legal actions that arise from time to time in the normal course of business. Bancorp's Management is not aware of any pending legal proceedings to which either it or the Bank may be a party or has recently been a party that will have a material adverse effect on the financial condition or results of operations of Bancorp or the Bank.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The Bank is responsible for a proportionate share of certain litigation indemnifications provided to Visa U.S.A. ("Visa") by its member banks in connection with Visa's lawsuits related to anti-trust charges and interchange fees ("Covered Litigation"). Our proportionate share of the litigation indemnification liability does not change or transfer upon the sale of our Class B Visa shares to member banks. Visa established an escrow account to pay for settlements or judgments in the Covered Litigation. Under the terms of the U.S. retrospective responsibility plan, when Visa funds the litigation escrow account, it triggers a conversion rate reduction of the Class B common stock to shares of Class A common stock, effectively reducing the aggregate value of the Class B common stock held by Visa's member banks like us. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In 2012, Visa had reached a </span><span style="font-family:Arial;font-size:10pt;"><span>$4.0 billion</span></span><span style="font-family:Arial;font-size:10pt;"> interchange multidistrict litigation class settlement agreement with plaintiffs representing a class of U.S. retailers. On September 17, 2018, Visa signed an amended settlement agreement with the putative class action plaintiffs of the U.S. interchange multidistrict litigation that superseded the 2012 settlement agreement. Visa's share of the settlement amount under the amended class settlement agreement increased to </span><span style="font-family:Arial;font-size:10pt;"><span>$4.1 billion</span></span><span style="font-family:Arial;font-size:10pt;">. On September 27, 2019, Visa deposited an additional </span><span style="font-family:Arial;font-size:10pt;"><span>$300 million</span></span><span style="font-family:Arial;font-size:10pt;"> into the litigation escrow account. Certain merchants chose to opt out of the class settlement agreement and on December 13, 2019, the court entered the final judgment order approving the amended settlement agreement. On December 27, 2019, Visa received a takedown payment of approximately </span><span style="font-family:Arial;font-size:10pt;"><span>$467 million</span></span><span style="font-family:Arial;font-size:10pt;">, which was deposited into the litigation escrow account with a corresponding increase in accrued litigation to address opt-out claims. The escrow balance of </span><span style="font-family:Arial;font-size:10pt;"><span>$1.6 billion</span></span><span style="font-family:Arial;font-size:10pt;"> as of December 31, 2019, combined with funds previously deposited with the court, are expected to cover the settlement payment obligations.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The outcome of the Covered Litigation affects the conversion rate of Visa Class B common stock held by us to Visa Class A common stock, as discussed above and in Note 2, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Investment Securities</span><span style="font-family:Arial;font-size:10pt;">. The final conversion rate might change depending on the final settlement payments, and the full effect on member banks is still uncertain. Litigation is ongoing and until the court approval process is complete, there is no assurance that Visa will resolve the claims as </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">contemplated by the amended class settlement agreement, and additional lawsuits may arise from individual merchants who opted out of the class settlement. However, until the escrow account is fully depleted and the conversion rate of Class B to Class A common stock is reduced to zero, no future cash settlement payments are required by the member banks, such as us, on the Covered Litigation. Therefore, we are not required to record any contingent liabilities for the indemnification related to the Covered Litigation, as we consider the probability of losses to be remote. For further information, including a discussion of a reduction to our holdings of Class B Visa shares, refer to Note 2, </span><span style="font-family:Arial;font-size:10pt;font-style:italic;">Investment Securities.</span></div> P5M P12Y P3Y P5Y <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows the balances of operating and finance lease right-of-use assets and lease liabilities as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:82%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Operating leases:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating lease right-of-use assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11,002</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating lease liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>12,615</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Finance leases:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance lease right-of-use assets</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>379</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Accumulated amortization</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(170</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance lease right-of-use assets, net</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>209</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance lease liabilities</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">2</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>212</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in premises and equipment in the consolidated statements of condition.</span></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in borrowings and other obligations in the consolidated statements of condition.</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 11002000 12615000 379000 170000 209000 212000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows supplemental disclosures of noncash investing and financing activities for the year ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.41520467836257%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:82%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Right-of-use assets obtained in exchange for operating lease liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,661</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Right-of-use assets obtained in exchange for finance lease liabilities</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>31</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Reclassification of deferred rent and unamortized lease incentives from other liabilities to operating lease right-of-use assets upon adoption of ASC 842</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,967</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">There were no lease-related noncash investing and financing activities for the year ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows components of operating and finance lease cost for the year ended </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">.</span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"/></tr><tr><td style="width:82%;"/><td style="width:1%;"/><td style="width:16%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating lease cost</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,144</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance lease cost:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amortization of right-of-use assets</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">2</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>172</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest on finance lease liabilities</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">3</sup></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total finance lease cost</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>180</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total lease cost</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,324</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in occupancy and equipment expense in the consolidated statements of comprehensive income.</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in depreciation and amortization in the consolidated statements of comprehensive income.</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:7pt;"><span style="font-family:Arial;font-size:7pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">3 </sup></span><span style="font-family:Arial;font-size:7pt;">Included in interest on borrowings and other obligations in the consolidated statements of comprehensive income.</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 1661000 31000 1967000 4144000 172000 8000 180000 4324000 4600000 <div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">. Total minimum lease payments do not include obligations of approximately </span><span style="font-family:Arial;font-size:10pt;"><span>$13.6 million</span></span><span style="font-family:Arial;font-size:10pt;"> for operating lease modifications related to our existing headquarter offices and an operating lease agreement for a retail branch location that commenced subsequent to </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the later of the date we adopted the new lease accounting standards or lease commencement date.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.41520467836257%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"/></tr><tr><td style="width:78%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/><td style="width:2%;"/><td style="width:1%;"/><td style="width:8%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Year</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Operating Leases</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Finance Leases</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2020</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>4,469</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>171</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2021</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,806</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2022</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,952</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2023</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,464</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2024</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>792</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Thereafter</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,092</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total minimum lease payments</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13,575</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>216</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amounts representing interest (present value discount)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(960</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(4</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Present value of net minimum lease payments (lease liability)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>12,615</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>212</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average remaining term (in years)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5.0</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1.4</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Weighted average discount rate</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.79</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2.87</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 13600000 4469000 171000 2806000 36000 1952000 8000 1464000 1000 792000 0 2092000 0 13575000 216000 960000 4000 12615000 212000 P5Y P1Y4M24D 0.0279 0.0287 4000000000.0 4100000000 300000000 467000000 1600000000 Concentrations of Credit Risk<div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Concentration of credit risk is the risk associated with a lack of diversification, such as having substantial investments in a few individual issuers, thereby exposing us to greater risks resulting from adverse economic, political, regulatory, geographic, industrial or credit developments. Financial instruments that potentially subject us to concentrations of credit risk consist primarily of cash and cash equivalents, investment securities and loans. </span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our cash in correspondent bank accounts, at times, may exceed FDIC insured limits. We place cash and cash equivalents with the Federal Reserve Bank and other high credit quality financial institutions, periodically monitor their credit worthiness and limit the amount of credit exposure to any one institution according to regulations. Concentrations of credit risk with respect to investment securities primarily related to the U.S. Government and GSEs, which accounted for </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>$497.4 million</span></span><span style="font-family:Arial;font-size:10pt;">, or </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>87%</span></span><span style="font-family:Arial;font-size:10pt;"> of our total investment portfolio at </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$528.3 million</span></span><span style="font-family:Arial;font-size:10pt;">, or </span><span style="font-family:Arial;font-size:10pt;"><span>85%</span></span><span style="font-family:Arial;font-size:10pt;"> at </span><span style="font-family:Arial;font-size:10pt;">December 31, 2018</span><span style="font-family:Arial;font-size:10pt;">. Our largest investment security issued by a non-GSE issuer accounted for approximately </span><span style="font-family:Arial;font-size:10pt;"><span>1%</span></span><span style="font-family:Arial;font-size:10pt;"> of our total investment portfolio at December 31, 2019.</span></div><div style="line-height:120%;padding-bottom:8px;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We also manage our credit exposure related to our loan portfolio to avoid the risk of undue concentration of credits in a particular industry by reducing significant exposure to highly leveraged transactions or to any individual customer or counterparty, and by obtaining collateral as appropriate. </span><span style="font-family:Arial;font-size:10pt;">No</span><span style="font-family:Arial;font-size:10pt;"> individual borrower accounts for more than </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>3%</span></span><span style="font-family:Arial;font-size:10pt;"> of loans held in the portfolio. The largest loan concentration group by industry of the borrowers is real estate, which accounts for </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;"><span>83%</span></span><span style="font-family:Arial;font-size:10pt;"> of our loan portfolio at both </span><span style="font-family:Arial;font-size:10pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">.</span></div> 497400000 0.87 528300000 0.85 0.01 0.03 0.83 Derivative Financial Instruments and Hedging Activities<div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We entered into interest rate swap agreements, primarily as an asset/liability management strategy, in order to mitigate the changes in the fair value of specified long-term fixed-rate loans (or firm commitments to enter into long-term fixed-rate loans) caused by changes in interest rates. These hedges allow us to offer long-term fixed rate loans to customers without assuming the interest rate risk of a long-term asset. Converting our fixed-rate interest payments to floating-rate interest payments, generally benchmarked to the one-month U.S. dollar LIBOR index, protects us against changes in the fair value of our loans associated with fluctuating interest rates. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our credit exposure, if any, on interest rate swap asset positions is limited to the fair value (net of any collateral pledged to us) and interest payments of all swaps by each counterparty. Conversely, when an interest rate swap is in a liability position exceeding a certain threshold, we may be required to post collateral to the counterparty in an amount determined by the agreements. Collateral levels are monitored and adjusted on a regular basis for changes in interest rate swap values. </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">As of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;">, we had </span><span style="font-family:Arial;font-size:10pt;"><span>five</span></span><span style="font-family:Arial;font-size:10pt;"> interest rate swap agreements, which are scheduled to mature in June 2031, October 2031, July 2032, August 2037 and October 2037. All of our derivatives are accounted for as fair value hedges. The notional amounts of the interest rate contracts are equal to the notional amounts of the hedged loans. Our interest rate swap payments are settled monthly with counterparties. Accrued interest on the swaps totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$6 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$3 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, respectively. Information on our derivatives follows:</span></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:36%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Asset derivatives</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Liability derivatives</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value hedges:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest rate contracts notional amount</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,895</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,956</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,016</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest rate contracts fair value</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt"> 1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-left:48px;text-indent:-48px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:8pt;">See Note 9, Fair Value of Assets and Liabilities for valuation methodology.</span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table presents the carrying amount associated cumulative basis adjustment related to the application of fair value hedge accounting that is included in the carrying amount of hedged assets as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">:</span><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:33%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Amounts of Hedged Assets</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Loans</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,900</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,917</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>944</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table presents the net gains (losses) recognized in interest income on loans on the consolidated statements of comprehensive income related to our derivatives designated as fair value hedges:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Years ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest and fees on loans </span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,331</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>79,527</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(Decrease) increase in value of designated interest rate swaps due to LIBOR interest rate movements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(964</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Payment on interest rate swaps</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(90</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(149</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Increase (decrease) in value of hedged loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>938</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(425</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Decrease in value of yield maintenance agreement</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(13</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net losses on fair value hedging derivatives recognized in interest income </span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">2</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(129</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(136</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;"> Represents the income line item in the statements of comprehensive income in which the effects of fair value hedges are recorded.</span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span><span style="font-family:Arial;font-size:8pt;"> Includes hedge ineffectiveness loss of </span><span style="font-family:Arial;font-size:8pt;"><span>$39 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> and gain of </span><span style="font-family:Arial;font-size:8pt;"><span>$13 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> for the years ended </span><span style="font-family:Arial;font-size:8pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:8pt;">, and </span><span style="font-family:Arial;font-size:8pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:8pt;">, respectively. Changes in value of swaps were included in the assessment of hedge effectiveness. Hedge ineffectiveness is the measure of the extent to which the change in the fair value of the hedging instruments does not exactly offset the change in the fair value of the hedged items from period to period.</span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our derivative transactions with counterparties are under International Swaps and Derivative Association (“ISDA”) master agreements that include “right of set-off” provisions. “Right of set-off” provisions are legally enforceable rights to offset recognized amounts and there may be an intention to settle such amounts on a net basis. We do not offset such financial instruments for financial reporting purposes.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Information on financial instruments that are eligible for offset in the consolidated statements of condition follows:</span></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:-6px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:19%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Offsetting of Financial Assets and Derivative Assets</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts Not Offset in the Statements of Condition</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Offset in the</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Assets Presented</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Statements of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">in the Statements</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Financial</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Cash Collateral</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Assets</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Condition</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Condition</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Instruments</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Received</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amount</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:8px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:8pt;">Amounts exclude accrued interest totaling less than </span><span style="font-family:Arial;font-size:8pt;"><span>$1 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> at </span><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span><span style="font-family:Arial;font-size:8pt;">.</span></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:-6px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:21%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Offsetting of Financial Liabilities and Derivative Liabilities</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts Not Offset in the Statements of Condition</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amounts of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Offset in the</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Liabilities Presented</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Statements of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">in the Statements of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Financial</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Cash Collateral</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Liabilities</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Condition</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Condition</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Instruments</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pledged</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amount</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1,178</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>214</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>214</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2 </sup></span><span style="font-family:Arial;font-size:8pt;">Amounts exclude accrued interest totaling </span><span style="font-family:Arial;font-size:8pt;"><span>$6 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> and </span><span style="font-family:Arial;font-size:8pt;"><span>$3 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> at </span><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span><span style="font-family:Arial;font-size:8pt;"> and </span><span style="font-family:Arial;font-size:8pt;">2018</span><span style="font-family:Arial;font-size:8pt;">, respectively.</span></div> 5 6000 3000 Information on our derivatives follows:<div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:36%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Asset derivatives</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Liability derivatives</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Fair value hedges:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest rate contracts notional amount</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>8,895</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,956</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,016</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest rate contracts fair value</span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt"> 1</sup></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;padding-left:48px;text-indent:-48px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:8pt;">See Note 9, Fair Value of Assets and Liabilities for valuation methodology.</span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:inherit;font-size:8pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table presents the carrying amount associated cumulative basis adjustment related to the application of fair value hedge accounting that is included in the carrying amount of hedged assets as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">:</span><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"/></tr><tr><td style="width:33%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:15%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Carrying Amounts of Hedged Assets</span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Loans</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Loans</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,900</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,917</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>944</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>6</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0 8895000 16956000 9016000 0 161000 1178000 375000 17900000 17917000 944000 6000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The following table presents the net gains (losses) recognized in interest income on loans on the consolidated statements of comprehensive income related to our derivatives designated as fair value hedges:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:74%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:inherit;font-size:9pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Years ended December 31,</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Interest and fees on loans </span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>84,331</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>79,527</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:10px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">(Decrease) increase in value of designated interest rate swaps due to LIBOR interest rate movements</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(964</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>452</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Payment on interest rate swaps</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(90</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(149</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Increase (decrease) in value of hedged loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>938</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(425</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Decrease in value of yield maintenance agreement</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(13</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(14</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net losses on fair value hedging derivatives recognized in interest income </span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">2</sup></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(129</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(136</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;"> Represents the income line item in the statements of comprehensive income in which the effects of fair value hedges are recorded.</span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span><span style="font-family:Arial;font-size:8pt;"> Includes hedge ineffectiveness loss of </span><span style="font-family:Arial;font-size:8pt;"><span>$39 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> and gain of </span><span style="font-family:Arial;font-size:8pt;"><span>$13 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> for the years ended </span><span style="font-family:Arial;font-size:8pt;color:#000000;text-decoration:none;">December 31, 2019</span><span style="font-family:Arial;font-size:8pt;">, and </span><span style="font-family:Arial;font-size:8pt;color:#000000;text-decoration:none;">2018</span><span style="font-family:Arial;font-size:8pt;">, respectively. Changes in value of swaps were included in the assessment of hedge effectiveness. Hedge ineffectiveness is the measure of the extent to which the change in the fair value of the hedging instruments does not exactly offset the change in the fair value of the hedged items from period to period.</span></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:-6px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div> 84331000 79527000 -964000 452000 90000 149000 938000 -425000 -13000 -14000 129000 136000 -39000 13000 <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Information on financial instruments that are eligible for offset in the consolidated statements of condition follows:</span></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:-6px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:19%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:14%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Offsetting of Financial Assets and Derivative Assets</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts Not Offset in the Statements of Condition</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Offset in the</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Assets Presented</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Statements of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">in the Statements</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Financial</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Cash Collateral</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Assets</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Condition</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Condition</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Instruments</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Received</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amount</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>161</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div></div><div style="line-height:120%;padding-top:8px;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1 </sup></span><span style="font-family:Arial;font-size:8pt;">Amounts exclude accrued interest totaling less than </span><span style="font-family:Arial;font-size:8pt;"><span>$1 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> at </span><span style="font-family:Arial;font-size:8pt;">December 31, 2018</span><span style="font-family:Arial;font-size:8pt;">.</span></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:-6px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:21%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Offsetting of Financial Liabilities and Derivative Liabilities</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts Not Offset in the Statements of Condition</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amounts of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Offset in the</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Liabilities Presented</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Statements of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">in the Statements of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Financial</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Cash Collateral</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Liabilities</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Condition</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Condition</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Instruments</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pledged</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amount</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1,178</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>214</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>214</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 0 0 0 0 0 0 0 0 0 0 0 0 161000 0 161000 161000 0 0 161000 0 161000 161000 0 0 1000 <div style="line-height:120%;text-align:left;padding-left:6px;text-indent:-6px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="19"/></tr><tr><td style="width:21%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:11%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:10%;"/><td style="width:1%;"/></tr><tr><td colspan="19" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Offsetting of Financial Liabilities and Derivative Liabilities</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="6" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts Not Offset in the Statements of Condition</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amounts of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Gross Amounts</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Offset in the</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Liabilities Presented</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">of Recognized</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Statements of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">in the Statements of</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Financial</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Cash Collateral</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Liabilities</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Condition</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Condition</span><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2</sup></span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Instruments</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Pledged</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Net Amount</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2019</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(1,178</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(1,178</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:9px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;text-decoration:underline;">December 31, 2018</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">Derivatives by Counterparty:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">   Counterparty A</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>375</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><span>214</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">Total</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>375</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>(161</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">)</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>—</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;font-weight:bold;"><span>214</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">2 </sup></span><span style="font-family:Arial;font-size:8pt;">Amounts exclude accrued interest totaling </span><span style="font-family:Arial;font-size:8pt;"><span>$6 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> and </span><span style="font-family:Arial;font-size:8pt;"><span>$3 thousand</span></span><span style="font-family:Arial;font-size:8pt;"> at </span><span style="font-family:Arial;font-size:8pt;">December 31, 2019</span><span style="font-family:Arial;font-size:8pt;"> and </span><span style="font-family:Arial;font-size:8pt;">2018</span><span style="font-family:Arial;font-size:8pt;">, respectively.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div> 1178000 0 1178000 0 1178000 0 1178000 0 1178000 0 1178000 0 375000 0 375000 161000 0 214000 375000 0 375000 161000 0 214000 6000 3000 Regulatory Matters<div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements as set forth in the following tables can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a material effect on our consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and the Bank’s prompt corrective action classification are also subject to qualitative judgments by the regulators about components of capital, risk weightings and other factors.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Management reviews capital ratios on a regular basis to ensure that capital exceeds the prescribed regulatory minimums and is adequate to meet our anticipated future needs.  For all periods presented, the Bank’s ratios exceed the regulatory definition of “well capitalized” under the regulatory framework for prompt corrective action and Bancorp’s ratios exceed the required minimum ratios to be considered a well capitalized bank holding company. In addition, the most recent notification from the FDIC categorized the Bank as well capitalized under the regulatory framework for prompt corrective action as of December 31, 2019. There are no conditions or events since that notification that Management believes have changed the Bank’s categories and we expect the Bank to remain well capitalized for prompt corrective action purposes.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">In July 2013, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency ("Agencies") finalized regulatory capital rules known as “Basel III.” Fully phased in on January 1, 2019, Basel III required the Bank to maintain (i) a minimum ratio of Tier 1 capital to risk-weighted assets of at least 8.5%, and (ii) a minimum ratio of common equity Tier 1 capital to risk-weighted assets of at least 7.0%, both inclusive of a 2.50% “capital conservation buffer." The implementation of the capital conservation buffer began on January 1, 2016 at the 0.625% level and was phased in over a four-year period (increasing by 0.625% each subsequent January 1, until it reached 2.50% on January 1, 2019). In August 2018, the Board of Governors of the Federal Reserve System changed the definition of a "Small Bank Holding Company" by increasing the asset threshold from $1.0 billion to $3.0 billion. As a result, Bancorp is no longer subject to separate minimum capital requirements. However, we disclose comparative capital ratios for Bancorp, which would have exceeded well-capitalized levels had Bancorp been subject to the same minimum capital requirements.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The Bancorp’s and Bank's capital adequacy ratios as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;"> are presented in the following tables. Bancorp's Tier 1 capital includes the subordinated debentures, which are not included at the Bank level. </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Capital Ratios for Bancorp</span></div><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(dollars in thousands)</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Actual Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Adequately Capitalized Threshold </span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio to be a Well Capitalized Bank Holding Company</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>319,317</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15.07</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>222,430</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.500</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>211,838</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>301,553</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.24</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>180,063</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.500</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>169,471</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to average assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>301,553</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11.66</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>103,489</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 4.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>129,361</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 5.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Common Equity Tier 1 (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>298,845</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>148,287</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 7.000</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,695</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.500</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>305,224</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.93</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>201,943</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 9.875</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>204,499</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>288,445</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.10</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161,043</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 7.875</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>163,599</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to average assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>288,445</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11.54</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>100,011</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 4.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>125,013</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 5.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Common Equity Tier 1 (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>285,805</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.98</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>130,368</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.375</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>132,925</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.500</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td colspan="18" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;"> The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.<br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Capital Ratios for the Bank </span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"> </span><span style="font-family:Arial;font-size:8pt;">(dollars in thousands)</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Actual Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Adequately Capitalized Threshold </span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio to be Well Capitalized under Prompt Corrective Action Provisions</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>309,875</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.63</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>222,437</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.500</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>211,844</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>292,111</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.79</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>180,068</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.500</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>169,476</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to average assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>292,111</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11.29</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>103,488</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 4.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>129,360</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 5.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Common Equity Tier 1 (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>292,111</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.79</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>148,291</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 7.000</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,699</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.500</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>285,969</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.98</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>201,927</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 9.875</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>204,483</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>269,191</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.16</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161,031</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 7.875</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>163,587</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to average assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>269,191</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10.77</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>99,994</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 4.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>124,992</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 5.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Common Equity Tier 1 (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>269,191</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.16</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>130,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.375</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>132,914</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.500</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td colspan="18" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;"> The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.</span></div><div style="text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The Bancorp’s and Bank's capital adequacy ratios as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;"> are presented in the following tables. Bancorp's Tier 1 capital includes the subordinated debentures, which are not included at the Bank level. </span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Capital Ratios for Bancorp</span></div><div style="font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(dollars in thousands)</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Actual Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Adequately Capitalized Threshold </span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio to be a Well Capitalized Bank Holding Company</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>319,317</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15.07</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>222,430</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.500</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>211,838</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>301,553</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.24</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>180,063</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.500</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>169,471</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to average assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>301,553</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11.66</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>103,489</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 4.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>129,361</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 5.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Common Equity Tier 1 (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>298,845</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.11</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>148,287</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 7.000</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,695</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.500</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>305,224</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.93</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>201,943</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 9.875</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>204,499</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>288,445</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.10</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161,043</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 7.875</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>163,599</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to average assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>288,445</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11.54</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>100,011</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 4.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>125,013</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 5.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Common Equity Tier 1 (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>285,805</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.98</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>130,368</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.375</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>132,925</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.500</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td colspan="18" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;"> The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.<br/></span></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="18"/></tr><tr><td style="width:35%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/><td style="width:9%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Capital Ratios for the Bank </span><span style="font-family:Arial;font-size:8pt;font-weight:bold;"> </span><span style="font-family:Arial;font-size:8pt;">(dollars in thousands)</span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Actual Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Adequately Capitalized Threshold </span><span style="font-family:Arial;font-size:9pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">1</sup></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio to be Well Capitalized under Prompt Corrective Action Provisions</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Amount</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Ratio</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>309,875</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14.63</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>222,437</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.500</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>211,844</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>292,111</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.79</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>180,068</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.500</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>169,476</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to average assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>292,111</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>11.29</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>103,488</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 4.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>129,360</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 5.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Common Equity Tier 1 (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>292,111</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.79</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>148,291</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 7.000</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>137,699</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.500</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Total Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>285,969</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.98</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>201,927</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 9.875</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>204,483</span></span></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 10.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>269,191</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.16</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>161,031</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 7.875</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>163,587</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 8.000</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Tier 1 Capital (to average assets)</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>269,191</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>10.77</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>99,994</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 4.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>124,992</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 5.000</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Common Equity Tier 1 (to risk-weighted assets)</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>269,191</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>13.16</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>130,358</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.375</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">≥ $</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>132,914</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>≥ 6.500</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">%</span></div></td></tr><tr><td colspan="18" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-top:4px;text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">1</sup></span><span style="font-family:Arial;font-size:8pt;"> The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.</span></div><div style="text-align:justify;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 319317000 0.1507 222430000 0.10500 211838000 0.10000 301553000 0.1424 180063000 0.08500 169471000 0.08000 301553000 0.1166 103489000 0.04000 129361000 0.05000 298845000 0.1411 148287000 0.07000 137695000 0.06500 305224000 0.1493 201943000 0.09875 204499000 0.10000 288445000 0.1410 161043000 0.07875 163599000 0.08000 288445000 0.1154 100011000 0.04000 125013000 0.05000 285805000 0.1398 130368000 0.06375 132925000 0.06500 309875000 0.1463 222437000 0.10500 211844000 0.10000 292111000 0.1379 180068000 0.08500 169476000 0.08000 292111000 0.1129 103488000 0.04000 129360000 0.05000 292111000 0.1379 148291000 0.07000 137699000 0.06500 285969000 0.1398 201927000 0.09875 204483000 0.10000 269191000 0.1316 161031000 0.07875 163587000 0.08000 269191000 0.1077 99994000 0.04000 124992000 0.05000 269191000 0.1316 130358000 0.06375 132914000 0.06500 Financial Instruments with Off-Balance Sheet Risk<div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">We make commitments to extend credit in the normal course of business to meet the financing needs of our customers. These financial instruments include commitments to extend credit in the form of loans or through standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because various commitments will expire without being fully drawn, the total commitment amount does not necessarily represent future cash requirements.</span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Our credit loss exposure is equal to the contractual amount of the commitment in the event of nonperformance by the borrower. We use the same credit underwriting criteria for all credit exposure. The amount of collateral obtained, if deemed necessary by us, is based on Management's credit evaluation of the borrower. Collateral types pledged may include accounts receivable, inventory, other personal property and real property.</span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The contractual amount of undrawn loan commitments and standby letters of credit not reflected in the consolidated statements of condition are as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Commercial lines of credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>287,533</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>238,361</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Revolving home equity lines</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>189,035</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>189,971</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Undisbursed construction loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>41,033</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>46,229</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Personal and other lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,567</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,109</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Standby letters of credit</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,964</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,636</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Total commitments and standby letters of credit</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>529,132</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>491,306</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><span style="font-family:Arial;font-size:10pt;">We record an allowance for losses on these off-balance sheet commitments based on an estimate of probabilities of the utilization of these commitments according to our historical experience on different types of commitments and expected loss. The allowance for losses on off-balance sheet commitments totaled </span><span style="font-family:Arial;font-size:10pt;"><span>$1.1 million</span></span><span style="font-family:Arial;font-size:10pt;"> as of </span><span style="font-family:Arial;font-size:10pt;">December 31, 2019</span><span style="font-family:Arial;font-size:10pt;"> and </span><span style="font-family:Arial;font-size:10pt;"><span>$958 thousand</span></span><span style="font-family:Arial;font-size:10pt;"> as of December 31, </span><span style="font-family:Arial;font-size:10pt;">2018</span><span style="font-family:Arial;font-size:10pt;">, which is recorded in interest payable and other liabilities in the consolidated statements of condition. Approximately </span><span style="font-family:Arial;font-size:10pt;"><span>33%</span></span><span style="font-family:Arial;font-size:10pt;"> of the commitments expire in 2020, approximately </span><span style="font-family:Arial;font-size:10pt;"><span>55%</span></span><span style="font-family:Arial;font-size:10pt;"> expire between 2021 and 2027 and approximately </span><span style="font-family:Arial;font-size:10pt;"><span>12%</span></span> expire thereafter. <div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">The contractual amount of undrawn loan commitments and standby letters of credit not reflected in the consolidated statements of condition are as follows:</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:62%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:17%;"/><td style="width:1%;"/></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2019</span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">December 31, 2018</span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Commercial lines of credit</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>287,533</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>238,361</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Revolving home equity lines</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>189,035</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>189,971</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Undisbursed construction loans</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>41,033</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>46,229</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Personal and other lines of credit</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,567</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>14,109</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Standby letters of credit</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,964</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,636</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Total commitments and standby letters of credit</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>529,132</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>491,306</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div> 287533000 238361000 189035000 189971000 41033000 46229000 9567000 14109000 1964000 2636000 529132000 491306000 1100000 958000 0.33 0.55 0.12 Condensed Bank of Marin Bancorp Parent Only Financial Statements<div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Presented below is financial information for Bank of Marin Bancorp, parent holding company only.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:71%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">CONDENSED UNCONSOLIDATED STATEMENTS OF CONDITION</span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2019 and 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Assets</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Cash and due from Bank of Marin</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,539</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>19,144</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Investment in bank subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>330,053</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>299,953</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>332</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>331</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">     Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>339,924</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>319,428</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Liabilities and Stockholders' Equity</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Subordinated debentures</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,708</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,640</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Accrued expenses payable</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>51</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>357</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>330</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">     Total liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,136</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,021</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Stockholders' equity</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>336,788</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>316,407</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">     Total liabilities and stockholders' equity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>339,924</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>319,428</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">CONDENSED UNCONSOLIDATED STATEMENTS OF INCOME</span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Years ended December 31, 2019 and 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Income</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Dividends from bank subsidiary</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,600</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,700</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Miscellaneous Income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">     Total income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,605</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,709</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expense</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>229</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,339</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Non-interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,399</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,275</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">     Total expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,628</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,614</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Income before income taxes and equity in undistributed net income of subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,977</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,095</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Income tax benefit</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>480</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>770</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Income before equity in undistributed net income of subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,457</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,865</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Earnings of bank subsidiary greater (less) than dividends received from bank subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,784</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,243</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">     Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,241</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,622</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">CONDENSED UNCONSOLIDATED STATEMENTS OF CASH FLOWS</span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Years ended December 31, 2019 and 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Cash Flows from Operating Activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,241</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,622</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Earnings of bank subsidiary (greater) less than dividends received from bank subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(17,784</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,243</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net change in operating assets and liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">       Accretion of discount on subordinated debentures</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>68</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,025</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:36px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:36px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>80</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(86</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:36px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Noncash director compensation expense - common stock </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net cash provided by operating activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,635</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>35,863</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Cash Flows from Investing Activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Capital contribution to subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(747</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(667</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net cash used in investing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(747</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(667</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Cash Flows from Financing Activities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Proceeds from stock options exercised and stock issued under employee and director stock purchase plans and ESPP</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>747</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>667</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Repayment of subordinate debenture including execution costs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(4,137</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Payment of tax withholdings for stock options exercised</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(220</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(99</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Dividends paid on common stock</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(10,958</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,860</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock repurchased, net of commissions</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(15,062</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6,869</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net cash used by financing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(25,493</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(19,298</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net increase (decrease) in cash and cash equivalents</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(9,605</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,898</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash and cash equivalents at beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>19,144</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,246</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash and cash equivalents at end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,539</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>19,144</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Supplemental schedule of non-cash investing and financing activities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock issued in payment of director fees</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>231</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>204</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Repurchase of stock not yet settled</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>143</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock issued to ESOP</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,245</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,173</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><br/></span></div><div style="line-height:120%;text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">End of </span><span style="font-family:Arial;font-size:9pt;">2019</span><span style="font-family:Arial;font-size:9pt;"> Audited Consolidated Financial Statements</span></div> <div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;">Presented below is financial information for Bank of Marin Bancorp, parent holding company only.</span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:71%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:13%;"/><td style="width:1%;"/></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">CONDENSED UNCONSOLIDATED STATEMENTS OF CONDITION</span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">December 31, 2019 and 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Assets</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Cash and due from Bank of Marin</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,539</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>19,144</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Investment in bank subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>330,053</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>299,953</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>332</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>331</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">     Total assets</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>339,924</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>319,428</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:12px;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Liabilities and Stockholders' Equity</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Subordinated debentures</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,708</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,640</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Accrued expenses payable</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>71</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>51</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>357</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>330</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">     Total liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,136</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,021</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Stockholders' equity</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>336,788</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>316,407</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">     Total liabilities and stockholders' equity</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>339,924</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>319,428</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div><div style="line-height:120%;text-align:left;font-size:10pt;"><span style="font-family:Arial;font-size:10pt;"><br/></span></div> 9539000 19144000 330053000 299953000 332000 331000 339924000 319428000 2708000 2640000 71000 51000 357000 330000 3136000 3021000 336788000 316407000 339924000 319428000 <div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">CONDENSED UNCONSOLIDATED STATEMENTS OF INCOME</span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Years ended December 31, 2019 and 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Income</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Dividends from bank subsidiary</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,600</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,700</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Miscellaneous Income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>5</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">     Total income</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,605</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36,709</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Expense</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>229</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,339</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Non-interest expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,399</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,275</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">     Total expense</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,628</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,614</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Income before income taxes and equity in undistributed net income of subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,977</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,095</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">   Income tax benefit</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>480</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>770</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Income before equity in undistributed net income of subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,457</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,865</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Earnings of bank subsidiary greater (less) than dividends received from bank subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>17,784</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(2,243</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">     Net income</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,241</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,622</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 17600000 36700000 5000 9000 17605000 36709000 229000 1339000 1399000 1275000 1628000 2614000 15977000 34095000 -480000 -770000 16457000 34865000 17784000 -2243000 34241000 32622000 <div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"/></tr><tr><td style="width:72%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/><td style="width:1%;"/><td style="width:12%;"/><td style="width:1%;"/></tr><tr><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">CONDENSED UNCONSOLIDATED STATEMENTS OF CASH FLOWS</span></div></td></tr><tr><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Years ended December 31, 2019 and 2018</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><span style="font-family:Arial;font-size:8pt;">(in thousands)</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2019</span></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">2018</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Cash Flows from Operating Activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net income</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>34,241</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>32,622</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Earnings of bank subsidiary (greater) less than dividends received from bank subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(17,784</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>2,243</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net change in operating assets and liabilities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">       Accretion of discount on subordinated debentures</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>68</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,025</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:36px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other assets</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>36</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:36px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Other liabilities</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>80</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(86</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:36px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Noncash director compensation expense - common stock </span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>30</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>23</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net cash provided by operating activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>16,635</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>35,863</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Cash Flows from Investing Activities:</span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Capital contribution to subsidiary</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(747</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(667</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net cash used in investing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(747</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(667</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Cash Flows from Financing Activities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Proceeds from stock options exercised and stock issued under employee and director stock purchase plans and ESPP</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>747</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>667</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Repayment of subordinate debenture including execution costs</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>—</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(4,137</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Payment of tax withholdings for stock options exercised</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(220</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(99</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Dividends paid on common stock</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(10,958</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(8,860</span></span></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock repurchased, net of commissions</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(15,062</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(6,869</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:24px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net cash used by financing activities</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(25,493</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(19,298</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Net increase (decrease) in cash and cash equivalents</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>(9,605</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">)</span></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>15,898</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash and cash equivalents at beginning of period</span></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>19,144</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>3,246</span></span></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Cash and cash equivalents at end of period</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>9,539</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>19,144</span></span></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cbdbd1;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;font-weight:bold;">Supplemental schedule of non-cash investing and financing activities:</span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"> </span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock issued in payment of director fees</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>231</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>204</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Repurchase of stock not yet settled</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>103</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>143</span></span></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cbdbd1;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">Stock issued to ESOP</span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,245</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cbdbd1;"><div style="text-align:left;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;">$</span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><span style="font-family:Arial;font-size:9pt;"><span>1,173</span></span></div></td><td style="vertical-align:bottom;background-color:#cbdbd1;"><div style="text-align:left;font-size:10pt;"><span style="font-family:inherit;font-size:10pt;"><br/></span></div></td></tr></table></div><span style="font-family:inherit;font-size:10pt;"><br/></span></div> 34241000 32622000 17784000 -2243000 68000 1025000 0 -36000 80000 -86000 30000 23000 16635000 35863000 747000 667000 -747000 -667000 747000 667000 0 4137000 220000 99000 10958000 8860000 -15062000 -6869000 -25493000 -19298000 -9605000 15898000 19144000 3246000 9539000 19144000 231000 204000 103000 143000 1245000 1173000 Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018. Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018. XML 64 R22.htm IDEA: XBRL DOCUMENT v3.20.1
Regulatory Matters
 12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Regulatory Matters Regulatory Matters

We are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements as set forth in the following tables can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a material effect on our consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and the Bank’s prompt corrective action classification are also subject to qualitative judgments by the regulators about components of capital, risk weightings and other factors.
 
Management reviews capital ratios on a regular basis to ensure that capital exceeds the prescribed regulatory minimums and is adequate to meet our anticipated future needs.  For all periods presented, the Bank’s ratios exceed the regulatory definition of “well capitalized” under the regulatory framework for prompt corrective action and Bancorp’s ratios exceed the required minimum ratios to be considered a well capitalized bank holding company. In addition, the most recent notification from the FDIC categorized the Bank as well capitalized under the regulatory framework for prompt corrective action as of December 31, 2019. There are no conditions or events since that notification that Management believes have changed the Bank’s categories and we expect the Bank to remain well capitalized for prompt corrective action purposes.

In July 2013, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency ("Agencies") finalized regulatory capital rules known as “Basel III.” Fully phased in on January 1, 2019, Basel III required the Bank to maintain (i) a minimum ratio of Tier 1 capital to risk-weighted assets of at least 8.5%, and (ii) a minimum ratio of common equity Tier 1 capital to risk-weighted assets of at least 7.0%, both inclusive of a 2.50% “capital conservation buffer." The implementation of the capital conservation buffer began on January 1, 2016 at the 0.625% level and was phased in over a four-year period (increasing by 0.625% each subsequent January 1, until it reached 2.50% on January 1, 2019). In August 2018, the Board of Governors of the Federal Reserve System changed the definition of a "Small Bank Holding Company" by increasing the asset threshold from $1.0 billion to $3.0 billion. As a result, Bancorp is no longer subject to separate minimum capital requirements. However, we disclose comparative capital ratios for Bancorp, which would have exceeded well-capitalized levels had Bancorp been subject to the same minimum capital requirements.

The Bancorp’s and Bank's capital adequacy ratios as of December 31, 2019 and 2018 are presented in the following tables. Bancorp's Tier 1 capital includes the subordinated debentures, which are not included at the Bank level.
Capital Ratios for Bancorp
(dollars in thousands)
Actual Ratio
 
Adequately Capitalized Threshold 1
 
Ratio to be a Well Capitalized Bank Holding Company
December 31, 2019
Amount

Ratio

 
Amount

Ratio

 
Amount

Ratio

Total Capital (to risk-weighted assets)
$
319,317

15.07
%
 
≥ $
222,430

≥ 10.500
%
 
≥ $
211,838

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
301,553

14.24
%
 
≥ $
180,063

≥ 8.500
%
 
≥ $
169,471

≥ 8.000
%
Tier 1 Capital (to average assets)
$
301,553

11.66
%
 
≥ $
103,489

≥ 4.000
%
 
≥ $
129,361

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
298,845

14.11
%
 
≥ $
148,287

≥ 7.000
%
 
≥ $
137,695

≥ 6.500
%
December 31, 2018
 

 

 
 

 

 
 

 

Total Capital (to risk-weighted assets)
$
305,224

14.93
%
 
≥ $
201,943

≥ 9.875
%
 
≥ $
204,499

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
288,445

14.10
%
 
≥ $
161,043

≥ 7.875
%
 
≥ $
163,599

≥ 8.000
%
Tier 1 Capital (to average assets)
$
288,445

11.54
%
 
≥ $
100,011

≥ 4.000
%
 
≥ $
125,013

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
285,805

13.98
%
 
≥ $
130,368

≥ 6.375
%
 
≥ $
132,925

≥ 6.500
%
1 The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.
Capital Ratios for the Bank  (dollars in thousands)
Actual Ratio
 
Adequately Capitalized Threshold 1
 
Ratio to be Well Capitalized under Prompt Corrective Action Provisions
December 31, 2019
Amount

Ratio

 
Amount

Ratio

 
Amount

Ratio

Total Capital (to risk-weighted assets)
$
309,875

14.63
%
 
≥ $
222,437

≥ 10.500
%
 
≥ $
211,844

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
292,111

13.79
%
 
≥ $
180,068

≥ 8.500
%
 
≥ $
169,476

≥ 8.000
%
Tier 1 Capital (to average assets)
$
292,111

11.29
%
 
≥ $
103,488

≥ 4.000
%
 
≥ $
129,360

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
292,111

13.79
%
 
≥ $
148,291

≥ 7.000
%
 
≥ $
137,699

≥ 6.500
%
December 31, 2018
 

 

 
 

 

 
 

 

Total Capital (to risk-weighted assets)
$
285,969

13.98
%
 
≥ $
201,927

≥ 9.875
%
 
≥ $
204,483

≥ 10.000
%
Tier 1 Capital (to risk-weighted assets)
$
269,191

13.16
%
 
≥ $
161,031

≥ 7.875
%
 
≥ $
163,587

≥ 8.000
%
Tier 1 Capital (to average assets)
$
269,191

10.77
%
 
≥ $
99,994

≥ 4.000
%
 
≥ $
124,992

≥ 5.000
%
Common Equity Tier 1 (to risk-weighted assets)
$
269,191

13.16
%
 
≥ $
130,358

≥ 6.375
%
 
≥ $
132,914

≥ 6.500
%
1 The adequately capitalized threshold includes the capital conservation buffer that was effective in 2018 and fully phased-in on January 1, 2019.
XML 65 R26.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2019
Accounting Policies [Abstract]  
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense At December 31, 2019, the future estimated amortization expense for the CDI arising from our past acquisitions is as follows:
(in thousands)
2020

2021

2022

2023

2024

Thereafter

Total

Core deposit intangible amortization
$
853

$
818

$
782

$
719

$
422

$
1,090

$
4,684
Schedule of Earnings Per Share Reconciliation The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic EPS are calculated by dividing net income by the weighted average number of common shares outstanding during each annual period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.
(in thousands, except per share data)1
2019

2018

Weighted average basic shares outstanding
13,620

13,864

Potentially dilutive common shares related to:
 
 
Stock options
148

136

Unvested restricted stock awards
26

29

Weighted average diluted shares outstanding
13,794

14,029

Net income
$
34,241

$
32,622

Basic EPS
$
2.51

$
2.35

Diluted EPS
$
2.48

$
2.33

Weighted average anti-dilutive shares not included in the calculation of diluted EPS
35

44


1 Share and per share data have been adjusted to reflect the two-for-one stock split effective November 27, 2018.
XML 66 R39.htm IDEA: XBRL DOCUMENT v3.20.1
Condensed Bank of Marin Bancorp Parent Only Financial Statements (Tables)
 12 Months Ended
Dec. 31, 2019
Condensed Financial Information Disclosure [Abstract]  
Schedule of Condensed Balance Sheet

Presented below is financial information for Bank of Marin Bancorp, parent holding company only.
CONDENSED UNCONSOLIDATED STATEMENTS OF CONDITION
December 31, 2019 and 2018
(in thousands)
2019
2018
Assets
 
 
   Cash and due from Bank of Marin
$
9,539

$
19,144

   Investment in bank subsidiary
330,053

299,953

   Other assets
332

331

     Total assets
$
339,924

$
319,428

 
 
 
Liabilities and Stockholders' Equity
 
 
   Subordinated debentures
$
2,708

$
2,640

   Accrued expenses payable
71

51

   Other liabilities
357

330

     Total liabilities
3,136

3,021

   Stockholders' equity
336,788

316,407

     Total liabilities and stockholders' equity
$
339,924

$
319,428
Schedule of Condensed Income Statement
CONDENSED UNCONSOLIDATED STATEMENTS OF INCOME
Years ended December 31, 2019 and 2018
(in thousands)
2019
2018
Income
 
 
   Dividends from bank subsidiary
$
17,600

$
36,700

   Miscellaneous Income
5

9

     Total income
17,605

36,709

Expense
 
 
   Interest expense
229

1,339

   Non-interest expense
1,399

1,275

     Total expense
1,628

2,614

Income before income taxes and equity in undistributed net income of subsidiary
15,977

34,095

   Income tax benefit
480

770

Income before equity in undistributed net income of subsidiary
16,457

34,865

Earnings of bank subsidiary greater (less) than dividends received from bank subsidiary
17,784

(2,243
)
     Net income
$
34,241

$
32,622
Schedule of Condensed Cash Flow Statement
CONDENSED UNCONSOLIDATED STATEMENTS OF CASH FLOWS
Years ended December 31, 2019 and 2018
(in thousands)
2019
2018
Cash Flows from Operating Activities:
 
 
Net income
$
34,241

$
32,622

Adjustments to reconcile net income to net cash provided by (used in) operating activities:
 
 
Earnings of bank subsidiary (greater) less than dividends received from bank subsidiary
(17,784
)
2,243

Net change in operating assets and liabilities:
 
 
       Accretion of discount on subordinated debentures
68

1,025

Other assets
—

36

Other liabilities
80

(86
)
Noncash director compensation expense - common stock
30

23

Net cash provided by operating activities
16,635

35,863

Cash Flows from Investing Activities:
 
 
Capital contribution to subsidiary
(747
)
(667
)
Net cash used in investing activities
(747
)
(667
)
Cash Flows from Financing Activities:
 
 
Proceeds from stock options exercised and stock issued under employee and director stock purchase plans and ESPP
747

667

Repayment of subordinate debenture including execution costs
—

(4,137
)
Payment of tax withholdings for stock options exercised
(220
)
(99
)
Dividends paid on common stock
(10,958
)
(8,860
)
Stock repurchased, net of commissions
(15,062
)
(6,869
)
Net cash used by financing activities
(25,493
)
(19,298
)
Net increase (decrease) in cash and cash equivalents
(9,605
)
15,898

Cash and cash equivalents at beginning of period
19,144

3,246

Cash and cash equivalents at end of period
$
9,539

$
19,144

Supplemental schedule of non-cash investing and financing activities:
 
 
Stock issued in payment of director fees
$
231

$
204

Repurchase of stock not yet settled
$
103

$
143

Stock issued to ESOP
$
1,245

$
1,173
XML 67 R35.htm IDEA: XBRL DOCUMENT v3.20.1
Commitments and Contingencies (Tables)
 12 Months Ended
Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Operating and Finance Lease Right-of-use Assets and Lease Liabilities
The following table shows the balances of operating and finance lease right-of-use assets and lease liabilities as of December 31, 2019.
(in thousands)
December 31, 2019

Operating leases:
 
Operating lease right-of-use assets
$
11,002

Operating lease liabilities
$
12,615

Finance leases:
 
Finance lease right-of-use assets
$
379

Accumulated amortization
(170
)
Finance lease right-of-use assets, net1
$
209

Finance lease liabilities2
$
212

1 Included in premises and equipment in the consolidated statements of condition.
2 Included in borrowings and other obligations in the consolidated statements of condition.
Schedule of Components of Operating and Finance Lease Cost
The following table shows supplemental disclosures of noncash investing and financing activities for the year ended December 31, 2019.
(in thousands)
2019
Right-of-use assets obtained in exchange for operating lease liabilities
$
1,661

Right-of-use assets obtained in exchange for finance lease liabilities
$
31

Reclassification of deferred rent and unamortized lease incentives from other liabilities to operating lease right-of-use assets upon adoption of ASC 842
$
1,967


There were no lease-related noncash investing and financing activities for the year ended December 31, 2018.

The following table shows components of operating and finance lease cost for the year ended December 31, 2019.
(in thousands)
2019
Operating lease cost1
$
4,144

Finance lease cost:
 
Amortization of right-of-use assets2
$
172

Interest on finance lease liabilities3
8

Total finance lease cost
$
180

Total lease cost
$
4,324

1 Included in occupancy and equipment expense in the consolidated statements of comprehensive income.
 
2 Included in depreciation and amortization in the consolidated statements of comprehensive income.
 
3 Included in interest on borrowings and other obligations in the consolidated statements of comprehensive income.
 
Schedule of Finance Lease Liability Maturities

The following table shows the future minimum lease payments, weighted average remaining lease terms, and weighted average discount rates under operating and finance lease arrangements as of December 31, 2019. Total minimum lease payments do not include obligations of approximately $13.6 million for operating lease modifications related to our existing headquarter offices and an operating lease agreement for a retail branch location that commenced subsequent to December 31, 2019. The discount rates used to calculate the present value of lease liabilities were based on the collateralized FHLB borrowing rates that were commensurate with lease terms and minimum payments on the later of the date we adopted the new lease accounting standards or lease commencement date.

(in thousands)
December 31, 2019
Year
Operating Leases

 
Finance Leases

2020
$
4,469

 
$
171

2021
2,806

 
36

2022
1,952

 
8

2023
1,464

 
1

2024
792

 
—

Thereafter
2,092

 
—

Total minimum lease payments
13,575

 
216

Amounts representing interest (present value discount)
(960
)
 
(4
)
Present value of net minimum lease payments (lease liability)
$
12,615

 
$
212

 
 
 
 
Weighted average remaining term (in years)
5.0

 
1.4

Weighted average discount rate
2.79
%
 
2.87
%
XML 68 R31.htm IDEA: XBRL DOCUMENT v3.20.1
Borrowings and Other Obligations (Tables)
 12 Months Ended
Dec. 31, 2019
Debt Disclosure [Abstract]  
Schedule of Borrowings
Borrowings and other obligations at December 31, 2019 and 2018 are summarized as follows:
 
2019
 
2018
 
(dollars in thousands)
Carrying Value

Average Balance

Average Rate

 
Carrying Value

Average Balance

Average Rate

 
FHLB overnight borrowings
$
—

$
2,656

2.55
%
 
$
7,000

$
105

2.03
%
 
Other obligations
$
212

$
279

2.85
%
 
$
—

$
—

—
%
 
Subordinated debentures
$
2,708

$
2,673

8.44
%
 
$
2,640

$
5,025

26.29
%
1 


1 Subordinated debentures average rate in 2018 included the impact of the $916 thousand accelerated accretion due to early redemption of subordinated debentures due to NorCal Community Bancorp Trust I.
XML 69 R6.htm IDEA: XBRL DOCUMENT v3.20.1
CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical)
 12 Months Ended
Nov. 27, 2018
Dec. 31, 2019
$ / shares
Dec. 31, 2018
$ / shares
Statement of Stockholders' Equity [Abstract]      
Cash dividends per common share (usd per share)   $ 0.80 $ 0.64
Stock split ratio 2    
XML 70 R2.htm IDEA: XBRL DOCUMENT v3.20.1
CONSOLIDATED STATEMENTS OF CONDITION - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Assets    
Cash, cash equivalents and restricted cash $ 183,388 $ 34,221
Investment securities    
Held-to-maturity, at amortized cost 137,413 157,206
Available-for-sale, at fair value 432,260 462,464
Total investment securities 569,673 619,670
Loans, net of allowance for loan losses of $16,677 and $15,821 at December 31, 2019 and 2018, respectively 1,826,609 1,748,043
Bank premises and equipment, net 6,070 7,376
Goodwill 30,140 30,140
Core deposit intangible 4,684 5,571
Operating lease right-of-use assets 11,002  
Interest receivable and other assets 75,714 75,871
Total assets 2,707,280 2,520,892
Deposits    
Non-interest bearing 1,128,823 1,066,051
Interest bearing    
Transaction accounts 142,329 133,403
Savings accounts 162,817 178,429
Money market accounts 804,710 679,775
Time accounts 97,810 117,182
Total deposits 2,336,489 2,174,840
Borrowings and other obligations 212 7,000
Subordinated debentures 2,708 2,640
Operating lease liabilities 12,615  
Interest payable and other liabilities 18,468 20,005
Total liabilities 2,370,492 2,204,485
Stockholders' Equity    
Preferred stock, no par value, Authorized - 5,000,000 shares, none issued 0 0
Common stock, no par value, Authorized - 30,000,000 shares; Issued and outstanding - 13,577,008 and 13,844,353 at December 31, 2019 and 2018, respectively 129,058 140,565
Retained earnings 203,227 179,944
Accumulated other comprehensive income (loss), net of taxes 4,503 (4,102)
Total stockholders' equity 336,788 316,407
Total liabilities and stockholders' equity $ 2,707,280 $ 2,520,892
XML 71 R12.htm IDEA: XBRL DOCUMENT v3.20.1
Bank Owned Life Insurance
 12 Months Ended
Dec. 31, 2019
Insurance [Abstract]  
Bank Owned Life Insurance Bank Owned Life Insurance

We own life insurance policies on the lives of certain current and former officers designated by the Board of Directors to fund our employee benefit programs. Death benefits provided under the specific terms of these insurance policies are estimated to be $88.4 million at December 31, 2019. The benefits to employees' beneficiaries are limited to each employee's active service period. The investment in bank owned life insurance policies are reported in interest receivable and other assets at their cash surrender value, net of surrender charges, of $41.6 million and $39.0 million at December 31, 2019 and 2018, respectively. The cash surrender value includes both the original premiums paid for the life insurance policies and the accumulated accretion of policy income since inception of the policies, net of mortality costs and other fees. Income of $1.2 million and $913 thousand was recognized on these life insurance policies in 2019 and 2018, respectively. We regularly monitor the financial information and credit ratings of our insurance carriers to ensure that they are credit worthy and comply with our policy.
XML 72 R16.htm IDEA: XBRL DOCUMENT v3.20.1
Fair Value of Assets and Liabilities
 12 Months Ended
Dec. 31, 2019
Fair Value Disclosures [Abstract]  
Fair Value of Assets and Liabilities Fair Value of Assets and Liabilities
 
Fair Value Hierarchy and Fair Value Measurement
 
We group our assets and liabilities that are measured at fair value into three levels within the fair value hierarchy, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:
 
Level 1: Valuations are based on unadjusted quoted prices in active markets for identical assets or liabilities.
 
Level 2: Valuations are based on quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuations for which all significant assumptions are observable or can be corroborated by observable market data.
 
Level 3: Valuations are based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Values are determined using pricing models and discounted cash flow models and may include significant Management judgment and estimation.

Transfers between levels of the fair value hierarchy are recognized through our monthly and/or quarterly valuation process in the reporting period during which the event or circumstances that caused the transfer occurred. No such transfers occurred in the years presented.

The following table summarizes our assets and liabilities that were required to be recorded at fair value on a recurring basis.
(in thousands)
 
Description of Financial Instruments
Carrying Value

Quoted Prices in Active Markets for Identical Assets (Level 1)

Significant Other Observable Inputs (Level 2)

Significant Unobservable Inputs (Level 3)

Measurement Categories: Changes in Fair Value Recorded In1
December 31, 2019
 
 
 
 
 
Securities available for sale:
 
 
 
 
 
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies
$
278,144

$
—

$
278,144

$
—

OCI
SBA-backed securities
$
36,286

$
—

$
36,286

$
—

OCI
Debentures of government sponsored agencies
$
49,046

$
—

$
49,046

$
—

OCI
Obligations of state and political subdivisions
$
67,282

$
—

$
67,282

$
—

OCI
Corporate bonds
$
1,502

$
—

$
1,502

$
—

OCI
Derivative financial assets (interest rate contracts)
$
—

$
—

$
—

$
—

NI
Derivative financial liabilities (interest rate contracts)
$
1,178

$
—

$
1,178

$
—

NI
December 31, 2018
 

 
 

 

 
Securities available for sale:
 

 
 

 

 
Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies
$
278,403

$
—

$
278,403

$
—

OCI
SBA-backed securities
$
50,781

$
—

$
50,781

$
—

OCI
Debentures of government sponsored agencies
$
53,018

$
—

$
53,018

$
—

OCI
Privately-issued collateralized mortgage obligations
$
297

$
—

$
297

$
—

OCI
Obligations of state and political subdivisions
$
77,960

$
—

$
77,960

$
—

OCI
Corporate bonds
$
2,005

$
—

$
2,005

$
—

OCI
Derivative financial assets (interest rate contracts)
$
161

$
—

$
161

$
—

NI
Derivative financial liabilities (interest rate contracts)
$
375

$
—

$
375

$
—

NI
 1Other comprehensive income ("OCI") or net income ("NI").

Available-for-sale securities are recorded at fair value on a recurring basis. When available, quoted market prices (Level 1) are used to determine the fair value of available-for-sale securities. If quoted market prices are not available, we obtain pricing information from a reputable third-party service provider, who may utilize valuation techniques that use current market-based or independently sourced parameters, such as bid/ask prices, dealer-quoted prices, interest rates, benchmark yield curves, prepayment speeds, probability of default, loss severity and credit spreads (Level 2).   Level 2 securities include obligations of state and political subdivisions, U.S. agencies or government-sponsored agencies' debt securities, mortgage-backed securities, government agency-issued, privately-issued collateralized mortgage obligations and corporate bonds. As of December 31, 2019 and 2018, there were no Level 1 or Level 3 securities.

Securities held-to-maturity may be written down to fair value (determined using the same techniques discussed above for securities available-for-sale) as a result of an other-than-temporary impairment, and we did not record any write-downs during 2019 or 2018.

On a recurring basis, derivative financial instruments are recorded at fair value, which is based on the income approach using observable Level 2 market inputs, reflecting market expectations of future interest rates as of the measurement date.  Standard valuation techniques are used to calculate the present value of the future expected cash flows assuming an orderly transaction.  Valuation adjustments may be made to reflect both our own credit risk and the counterparties’ credit risk in determining the fair value of the derivatives. Level 2 inputs for the valuations are limited to observable market prices for London Interbank Offered Rate (“LIBOR”) and Overnight Index Swap ("OIS") rates (for the very short term), quoted prices for LIBOR futures contracts, observable market prices for LIBOR and OIS swap rates, and one-month and three-month LIBOR basis spreads at commonly quoted intervals. Mid-market pricing of the inputs is used as a practical expedient in the fair value measurements. We project spot rates at reset days specified by each swap
contract to determine future cash flows, then discount to present value using OIS curves as of the measurement date. When the value of any collateral placed with counterparties is less than the interest rate derivative liability, a credit valuation adjustment ("CVA") is applied to reflect the credit risk we pose to counterparties. We have used the spread between the Standard & Poor's BBB rated U.S. Bank Composite rate and LIBOR for the closest maturity term corresponding to the duration of the swaps to derive the CVA. A similar credit risk adjustment, correlated to the credit standing of the counterparty, is made when collateral posted by the counterparty does not fully cover their liability to the Bank. For further discussion on our methodology in valuing our derivative financial instruments, refer to Note 14, Derivative Financial Instruments and Hedging Activities.
 
Certain financial assets may be measured at fair value on a non-recurring basis. These assets are subject to fair value adjustments that result from the application of the lower of cost or fair value accounting or write-downs of individual assets, such as impaired loans that are collateral dependent and other real estate owned ("OREO"). As of December 31, 2019 and 2018, we did not carry any assets measured at fair value on a non-recurring basis.

Disclosures about Fair Value of Financial Instruments
 
The table below is a summary of fair value estimates for financial instruments as of December 31, 2019 and 2018, excluding financial instruments recorded at fair value on a recurring basis (summarized in the first table in this note). The carrying amounts in the following table are recorded in the consolidated statements of condition under the indicated captions. Further, we have not disclosed the fair value of financial instruments specifically excluded from disclosure requirements such as bank-owned life insurance policies ("BOLI") and non-maturity deposit liabilities. Additionally, we held shares of FHLB stock and Visa Inc. Class B common stock, both recorded at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer as of December 31, 2019 and 2018. See further discussion on values within Note 2, Investment Securities, above.
 
December 31, 2019
 
December 31, 2018
(in thousands)
Carrying Amounts

Fair Value

Fair Value Hierarchy
 
Carrying Amounts

Fair Value

Fair Value Hierarchy
Financial assets (recorded at amortized cost)
 
 
 
 
 
 
Cash and cash equivalents
$
183,388

$
183,388

Level 1
 
$
34,221

$
34,221

Level 1
Investment securities held-to-maturity
137,413

139,642

Level 2
 
157,206

153,894

Level 2
Loans, net
1,826,609

1,839,666

Level 3
 
1,748,043

1,700,971

Level 3
Interest receivable
7,732

7,732

Level 2
 
8,292

8,292

Level 2
Financial liabilities (recorded at amortized cost)
 

 
 
 

 

 
Time deposits
97,810

97,859

Level 2
 
117,182

116,584

Level 2
Federal Home Loan Bank borrowing
—

—

Level 2
 
7,000

7,000

Level 2
Subordinated debentures
2,708

3,182

Level 3
 
2,640

3,268

Level 3
Interest payable
134

134

Level 2
 
104

104

Level 2


Commitments - The value of unrecognized financial instruments is estimated based on the fee income associated with the commitments which, in the absence of credit exposure, is considered to approximate their settlement value. The fair value of commitment fees was not material as of December 31, 2019 and 2018.
XML 73 R87.htm IDEA: XBRL DOCUMENT v3.20.1
Concentrations of Credit Risk (Details) - Credit concentration risk - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
U.S. Government, its agencies and Government Sponsored Enterprises (GSEs)    
Concentration Risk [Line Items]    
Concentration risk amount $ 497.4 $ 528.3
Concentration risk percentage 87.00% 85.00%
Non-Government Sponsored Enterprises    
Concentration Risk [Line Items]    
Concentration risk percentage   1.00%
Loans portfolio    
Concentration Risk [Line Items]    
Concentration risk, threshold for major borrower, percentage 3.00%  
Loans on real estate    
Concentration Risk [Line Items]    
Concentration risk percentage 83.00% 83.00%
XML 74 R77.htm IDEA: XBRL DOCUMENT v3.20.1
Benefit Plans - Defined Contribution Plan (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
USD ($)
date
Dec. 31, 2018
USD ($)
Defined Contribution Plan (the 401k Plan)    
Defined Contribution Plan Disclosure [Line Items]    
Minimum age of eligible employee for 401(k) plan 18 years  
Minimum employment period to qualify for 401(k) plan 90 days  
Number of open enrollment dates for 401(k) plan | date 4  
Minimum annual contribution per employee, percent of eligible compensation 1.00%  
Maximum annual contribution per employee, percent of eligible compensation 50.00%  
Annual vesting percentage 20.00%  
Defined contribution plan, number of years to be fully vested 5 years  
Employer matching contribution percentage 70.00%  
Employer matching contribution maximum amount $ 5  
Employer contributions $ 874 $ 851
Bank of Marin Employee Stock Ownership and Savings Plan (the Plan)    
Defined Contribution Plan Disclosure [Line Items]    
Defined contribution plan, number of years to be fully vested 5 years  
Cash contributed to the ESOP $ 1,200 $ 1,200
XML 75 R73.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Stock Plans - Dividends (Details) - USD ($)
$ / shares in Units, $ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Equity [Abstract]      
Cash dividends to common stockholders $ 10,958 $ 8,860  
Cash dividends per common share (usd per share) $ 0.80 $ 0.64  
Retained earnings $ 203,227 $ 179,944  
Stockholders' equity $ 336,788 $ 316,407 $ 297,025
Period used to determine amount available for payment of dividends based on restriction (in years) 3 years    
Amount of retained earnings available for payment of dividends based on restriction $ 25,200    
Cash held $ 9,500    
XML 76 R83.htm IDEA: XBRL DOCUMENT v3.20.1
Commitments and Contingencies - Lease Assets and Liabilities (Details)
$ in Thousands
Dec. 31, 2019
USD ($)
Operating leases:  
Operating lease right-of-use assets $ 11,002
Present value of net minimum lease payments (lease liability) 12,615
Finance leases:  
Finance lease right-of-use assets 379
Accumulated amortization (170)
Finance lease right-of-use assets, net 209
Present value of net minimum lease payments (lease liability) $ 212
EXCEL 77 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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

PN3",'N\SLJR(I !(VDE&O./(6,8,X QIS!FS]@9Q8A\>67. M3V89 '!84@ZSIVM0A&$@S-G!_&60^4H:/=FGM#,5$*N0,(X$!<9$9T!T28G. M@-,60/8$A#D[F.0,2"XIR1G0.2H:(R"4,#*O,<,9,-R];[(G\XR*4@&6H)3Z M=ZY\=&&,<:Y\2#];2KFL B.7 7(E12Y[D(9^ J"8#J1DX3(#O%R!P\P5P%Q) MF2L>J'UF!Y;@O$Y'HI-@\ H KZ3@%4#38;'/>0+"&/.>,',%,%=2Y@I@[G!' MLHUAH H :KHNNA#/R?&V,DNP@)::TE(\!)T=P$D)G >E8% * *6FH!24T**5 M"R#,V<&@%+"<&]U<1"EO$1490DL$E8W<-LQ* :S4%. " !BT,(!P)+7*1IX3 M3$H!":^F#!>?QI9HK( LG\4)YJX [FJ:@0O@;I]75\@4D'(U\F:@F+L*N*MI M/%"PG" Q&,CB@+1_)")3?ME7,7X5X%?3B*">JBQ$X%4***GHWU/SK_N*$:P MP9H^B@K6?BMF=">!U'7ATA>FM8+/8!HS56 (*X"PI1FT>L***8C"0-@;RC_* MFOD2!DAL:610L I+):/A]LIJT.5<82"K^=$VRE2!V:F G9:R4\$*0#^3T' C MRI8CKPB*T:D G9:B4ST3G1^P2%#*V(=03$X%Y+24G.IQ*.BK'=!IR,/<,#0- M0--2:-K_+Q "8_E3H9):8"4YK[U>O[A#YM(./9ETS F#6"R2!,H U^^&, ; MZ8I\1#%,2 /YK*7D-K! 4(#U :0;^9QAF+@&%FDM VW#?#3 QS*%]E%TOBM! MJ@*\T@.AQA($H_G9%I-ULWT:=N/L)O?MZZ;;;^8XNWK:\?.1]EM4DNMWX6IQ MV+?SHYK#-J+?Z^W3V[9K>I_%A][ATSES@)*L0ID$OW[PLD3;,MVQ? QN_YV9AL1/-D6P!'7K3J M;$Y;Y_H#8[9L00M[A3UT_J9&HX7SIFF8[0V(*H*T8GRWNV9:R(X66?2=3)'A MX)3LX&2(';06YM<1%(XYW=,WQX-L6A<)XY MZ9(R -?G-_9/L79?RUE8N$?U4U:NS>DM)1748E#N 7# M@Q*?HT1EXTK*P3K4,XN7HL7+M,LN[N-TDR8S;!O 9P!? +4?A1-% M9G D9NI]+\(3[P_<]Z8,SMB*>.?%6^^]%/QFG[%+()ICCE,,7\6\1S#/OJ3@ M6RF._"\XWX8GFPJ3"$]^4_@/@G23((T$Z7]+W(I)_DC"5CW58)HX39:4.'1Q MDE?>96#O>'R3]_!IVK\)T\C.DC,Z_[*Q_S6B R]E=^5'J/4?;#$4U"X<;_S9 M3&,V&0[[^0>QY1L7KU!+ P04 " #[B6U0:?=DZ;4! #2 P & 'AL M+W=OZ!Z4OVFTDG. *S@;9 M04IF_IY Z+' *7YS//*V<\%!RKQG+?P"][L_&V^11:7F$I3E6B$#38'OT^,I M"_@(^,-AM*LS"I5ZP$E(" 14+B@POUWA 80(0CZ-EUD3+R$#<7U^ M4_\::_>U7)B%!RV>>.VZ M]A5$/#!N$>]?@-YGKV&,W%_X K" \/F?@8E18V MKJ@:K--R5O&I2/8Z[5S%?9QN]NE,VR;0F4 7PEV,0Z9 ,?,OS+$R-WI$9NI] MS\(3IT?J>U,%9VQ%O//)6^^]EFF2YN0:A&;,:<+0-69!$*^^A*!;(4[T$YUN MTW>;&>XB?;>F'[)M@6Q3((L"V7]+_(RAA_V'(&354PFFC=-D4:4'%2=YY5T& M]I[&-WF'3]/^DYF6*XLNVOF7C?UOM';@4TEN_ AU_H,MAH#&A>/!G\TT9I/A M=#__(+)\X_(?4$L#!!0 ( /N);5"VM8DXM0$ -(# 9 >&PO=V]R M:W-H965T[^?I3LNFYG[$42*9[#0XI*>F.?70W@R:N2VJ6T]KX],N;R M&I1P-Z8%C3>EL4IX-&W%7&M!%!&D)..KU8XIT6B:)=%WMEEB.B\;#6=+7*>4 ML'].($V?TC5]V#@V5)*RKX"?Y7>[9HL8FE:!1HUQA-+)0IO5T?3]L0 M'P-^-]"[V9F$2B[&/ ?C6Y'251 $$G(?& 1N5[@#*0,1RG@9.>F4,@#GYS?V MK[%VK.4B'-P9^=04OD[I@9("2M%)_VCZ!QCK^4+)6/QWN(+$\* $<^1&NKB2 MO'/>J)$%I2CQ.NR-CGL_W&QV(VP9P$< GP"'F(<-B:+R>^%%EEC3$SOTOA7A MB=='CKW)@S.V(MZA>(?>:\;WNX1= ]$84,KJ!D>HQ@\V&1)*'XY[/-MAS ;#FW;\ M06SZQME?4$L#!!0 ( /N);5 KB>$^M $ -(# 9 >&PO=V]R:W-H M965T=^<,DG-,^V W#D1:O>%K1S;C@Q9JL.M+!W M.$#O;QHT6CAOFI;9P8"H(TDKQI/D+=-"]K3,H^]BRAQ'IV0/%T/LJ+4PO\Z@ M<"IH2E\=3[+M7'"P,A]$"U_!?1LNQEML5:FEAMY*[(F!IJ /Z>F<-)4OQG^$&RL-#)CY&A*F;\73I2YP8F8N?>#"$^K\!UL-!8T+QWM_-O.8S8;#8?E!;/W& MY6]02P,$% @ ^XEM4&O%R2NT 0 T@, !D !X;"]W;W)K&UL?5-AC]0@$/TKA!]P[++UW&S:)K=GC"::;,ZHG]EVVI(# MI@+=GO]>H+U:M?$+,,.\-V^&(1_1/KL.P),7K8PK:.=]?V+,51UHX>ZP!Q-N M&K1:^&#:EKG>@J@32"O&=[M[IH4TM,R3[V++' >OI(&+)6[06MB?9U X%G1/ M7QU/LNU\=+ R[T4+7\!_[2\V6&QAJ:4&XR0:8J$IZ,/^=,YB? KX)F%TJS.) ME5P1GZ/QL2[H+@H"!96/#")L-W@$I2)1D/%CYJ1+R@A 1 MU7=9^ZZ@1TIJ:,2@_!..'V"NYPTE<_&?X 8JA$%RJ655(/SJ&>6($6+ MEVF7)NWC=,/O9]@V@,\ O@".*0^;$B7E[X0796YQ)';J?2_B$^]///2FBL[4 MBG07Q+O@O97\R'-VBT1SS'F*X:N8_1+! ON2@F^E./-_X'P;?MA4>$CPPQ\* M#]L$V29!E@BR_Y:X%9/]E82M>JK!MFF:'*EP,&F25]YE8!]X>I/?X=.T?Q:V ME<:1*_KPLJG_#:*'(&5W%T:H"Q]L,10T/A[?AK.=QFPR//;S#V++-RY_ 5!+ M P04 " #[B6U0-R?$R@SYG1';XYG MV;0^.%B1]:*![^!_]&>+%EM4*JFA<])TQ$*=T\?=\70(^ CX*6%TJS,)E5R, M>0G&ERJG24@(%)0^* C"\T;,*IJ+%Z[3+ M+N[C=+._T;8)?";PA9!& IL"Q;">XC?;^FI_?; H=- M@4,4./ROPO<0GC[\$X.M.JK!-G&6'"G-T,4Y7GF7<7WD\47>X-.L?Q.VD9TC M%^/Q76/W:V,\8"K)'0Y0B]]K,134/AP_X-E.0S89WO3S_V'+)R[^ E!+ P04 M " #[B6U0>#EO-[4! #2 P &0 'AL+W=O/*B5>LRVGC?'1AS10-:N"O308LWE;%:>#1M MS5QG0901I!7CF\TUTT*V-$^C[V3SU/1>R19.EKA>:V'_'$&9(:-;^NIXD'7C M@X/E:2=J^ G^5W>R:+&9I90:6B=-2RQ4&;W='HZ[$!\#'B4,;G$FH9*S,<_! M^%9F=!,$@8+"!P:!VP7N0*E A#)^3YQT3AF R_,K^WVL'6LY"P=W1CW)TC<9 MW5-20B5ZY1_,\!6F>CY1,A7_'2Z@,#PHP1R%42ZNI.B=-WIB02E:O(R[;.,^ MC#=),L'6 7P"\!FPCWG8F"@J_R*\R%-K!F+'WG\GY_B9EET TQ1S'&+Z(V+*J,(GPY!^%^W6"W2K! M+A+L/BQQ+>;S?TG8HJ<:;!VGR9'"]&V[^&K,! #2 P &0 'AL+W=O=\?&7-5!UJX&^S!A)L&K18^F+9EKK<@ MZ@32BO$L>\VTD(:6>?*=;9GCX)4T<+;$#5H+^^,$"L>"[NB+XU&VG8\.5N:] M:.$S^"_]V0:++2RUU&"<1$,L- 6]WQU/AQB? KY*&-WJ3&(E%\2G:'RH"YI% M0:"@\I%!A.T*#Z!4) HROL^<=$D9@>OS"_N[5'NHY2(X@@KA44G(4:%R:275X#SJF25(T>)YVJ5)^SC=[&]G MV#: SP"^ .Y2'C8E2LK?"B_*W.)([-3[7L0GWAUYZ$T5G:D5Z2Z(=\%[+?F; M+&?72#3'G*88OHK9+1$LL"\I^%:*$_\+SK?A^TV%^P3?_Z;P'_D/FP2'1'#X M;XE;,7^J9*N>:K!MFB9'*AQ,FN25=QG8>Y[>Y%?X-.V?A&VE<>2"/KQLZG^# MZ"%(R6[""'7A@RV&@L;'XVTXVVG,)L-C/_\@MGSC\B=02P,$% @ ^XEM M4+U\+.VU 0 T@, !D !X;"]W;W)K&UL?5-A M;]P@#/TKB!]0[DBZ=J]P?&7-F"%N[*]-#A36VL%AY-VS#76Q!5!&G% M^&[W@6DA.UIDT7>R168&KV0')TOU J$*&,EYF3+BD#<'U^9_\<:\=:SL+!O5$_9>7;G-Y24D$M!N6? MS/@ 65"*%J_3+KNXC]--%%DUHS$3KWO17CB_8%C;\K@C*V(=RC>H?=2\(])QBZ! M:(XY3C%\%;-?(ABR+RGX5HHC_P?.M^')IL(DPI,_%*;;!.DF01H)TO^6N!5S M_5<2MNJI!MO$:7*D-$,7)WGE70;VCL(-G.XW99'C3SS^(+=^X^ 502P,$% @ ^XEM4#M! MM7>U 0 T@, !D !X;"]W;W)K&UL?5-A;]L@ M$/TKB!]08I*U661;:CI-J]1*4:=MGXE]ME'!>(#C]M_OP*[GM=:^ '?<>_?N M.-+!V&?7 'CRHE7K,MIXWQT8=J)&KZ#_]&= M+%IL9BFEAM9)TQ(+549OD\-Q%^)CP$\)@UN<2:CD;,QS,.[+C&Z"(%!0^, @ M<+O '2@5B%#&[XF3SBD#<'E^8_\::\=:SL+!G5&_9.F;C.XI*:$2O?)/9O@& M4SV?*)F*?X +* P/2C!'892+*REZYXV>6%"*%B_C+MNX#^/--IE@ZP ^ ?@, MV,<\;$P4E7\17N2I-0.Q8^\[$9XX.7#L31&G;.,D+[SRPMSR^R=_P<=H?A:UEZ\C9>'S9V/_*& \H97.% M(]3@!YL-!94/QQL\VW',1L.;;OI!;/[&^1]02P,$% @ ^XEM4.WU4L:V M 0 T@, !D !X;"]W;W)K&UL?5/;;MP@$/T5 MQ <$+]ZFR6;ML8T"Q@6\3O^^ W8M>I<3EOO^P-CKFQ!"W=E>NCPIC96"X^F;9CK+8@JDK1B/$FNF1:R MHT46?2=;9&;P2G9PLL0-6@O[YPC*C#G=T3?'HVQ:'QRLR'K1P$_PO_J318LM M*I74T#EI.F*ASNG=[G#I,0B5G8UZ"\:W*:1(2 @6E#PH"MPO< M@U)!"-/X/6O2)60@KL]OZ@^Q=JSE+!S<&_4L*]_F](:2"FHQ*/]HQJ\PU_.) MDKGX[W !A?"0"<8HC7)Q)>7@O-&S"J:BQ>NTRR[NXW23IC-MF\!G E\(-S$. MFP+%S+\(+XK,FI'8J?>]"$^\.W#L31F;&::1GJ[H:9)L"^PW!?918/_?$C]BTN3?(MFJ MIQIL$Z?)D=(,79SDE7<9V#L>W^0=/DW[#V$;V3ER-AY?-O:_-L8#II)&PO=V]R:W-H965T(,R*7[]P.29MD6]0M@X_?\;$P^H7FV M'8 C+UKUMJ"=<\.1,5MUH(6]P0%Z?].@T<)YT[3,#@9$'4%:,9XD[Y@6LJ=E M'GUG4^8X.B5[.!MB1ZV%^74"A5-!#_35\23;S@4'*_-!M/ 5W+?A;+S%5I9: M:NBMQ)X8: IZ?SB>LA ? [Y+F.SF3$(E%\3G8'RJ"YH$0:"@RE._#\XWX>GNPK3"$__4ICN$V2[!%DDR-XL<2\F^R<)V_14@VGC M-%E2X=C'2=YXUX&]CX_(_H3/T_Y%F%;VEES0^9>-_6\0'7@IR8T?H&UL?5-A;]P@#/TKB!]0)"TS*/OK,I M\B+9SP<'*O.$1I Q$7L:/ MF9,N*0-P?7YG?XZU^UHNW,(CRN^B=EU![RFIH>&#="\X?H"YG@,E<_&?X K2 MAP%TL:55(-UJ&86+T7QMVD7.N[C=),=9M@V()T!Z0*XCWG8E"@J?^*. ME[G!D9BI]ST/3[P[IKXW57#&5L0[+]YZ[[7,DD/.KH%HCCE-,>DJ9K=$,,^^ MI$BW4IS2?^#I-CS;5)A%>/:'PMMM@OTFP3X2[/];XE;,W5])V*JG"DP;I\F2 M"@<=)WGE70;V(8UO\CM\FO;/W+1"6W)!YU\V]K]!=."E)#=^A#K_P19#0N/" M\&UL?5/;;IPP$/T5RQ\0 [M-MRM MRJ:J6JF55JF:/GMA "N^4-LLZ=]W; BE#--XVQBGLT;# MET+#V1(W*,7M[Q-(,Q8TI2^.!]%V/CA8F?>\A>_@?_1GBQ9;6&JA0#MA-+'0 M%/0N/9[V(3X&/ H8W>I,0B478YZ"\:4N:!($@83*!P:.VQ7N08ZWE'R5S\5[B"Q/"@ M!'-41KJXDFIPWJB9!:4H_CSM0L=]G&YN#S-L&Y#-@&P!'&(>-B6*RC]RS\O< MFI'8J?<]#T^<'C/L316*4O8)GV_#=IL)=A._^4?AAFV"_2;"/!/LW2]R(29/_DK!53Q78-DZ3(Y49 M=)SDE7<9V+LLOLG?\&G:OW';"NW(Q7A\V=C_QA@/*"6YP1'J\(,MAH3&A^-[ M/-MIS";#FW[^06SYQN4?4$L#!!0 ( /N);5 %VQZHLP$ -(# 9 M>&PO=V]R:W-H965T5-2VX)V MSO5'QFS5@>+V#GO0_J9!H[CSIFF9[0WP.H*49.EN]X$I+C0M\^@[FS+'P4FA MX6R('93BYO<))(X%3>C-\2+:S@4'*_.>M_ -W/?^;+S%%I9:*-!6H"8&FH(^ M),?3/L3'@!\"1KLZDU#)!?$U&)_K@NZ"()!0N<# _7:%1Y R$'D9OV9.NJ0, MP/7YQOX<:_>U7+B%1Y0_1>VZ@AXHJ:'A@W0O.'Z"N9Y[2N;BO\ 5I \/2GR. M"J6-*ZD&ZU#-+%Z*XF_3+G3D,2!? (0+8E"@J?^*.E[G!D9BI M]ST/3YP<4]^;*CAC*^*=%V^]]UIF29*S:R":8TY33+J*>8]@GGU)D6ZE.*7_ MP--M>+:I,(OP; T_W&\3[#<)]I%@_]\2MV+^5LE6/55@VCA-EE0XZ#C)*^\R ML ]I?)/W\&G:OW+3"FW)!9U_V=C_!M&!E[*[\R/4^0^V&!(:%XX?_=E,8S89 M#OOY!['E&Y=_ %!+ P04 " #[B6U0A.J)<;(! #2 P &0 'AL+W=O M!6H-/U[07:J8TV_@'NY9QS/[@4$YH7VP,X\JJDMB7MG1N.C-FZ M!\7M'0Z@_4V+1G'G3=,Q.QC@320IR=+#X0U37&A:%=%W-E6!HY-"P]D0.RK% MS:\32)Q*FM";XUETO0L.5A4#[^ KN&_#V7B+K2J-4*"M0$T,M"5]3(ZG/. C MX+N R6[.)%1R07P)QJ>FI(>0$$BH75#@?KO"$T@9A'P:/Q=-NH8,Q.WYIOXA MUNYKN7 +3RA_B,;U)7V@I(&6C](]X_01EGKN*5F*_PQ7D!X>,O$Q:I0VKJ0> MK4.UJ/A4%'^==Z'C/LTW]S?:/B%=".E*>(@$-@>*F;_GCE>%P8F8N?<##T^< M'%/?FSHX8ROBG4_>>N^URI*L8-<@M&!.,R;=8)(5P;SZ&B+="W%*_Z&G^_1L M-\,LTK,M_5V^+Y#O"N11(/]OB7N8OX.P34\5F"Y.DR4UCCI.\L:[#NQC&M_D M#WR>]B_<=$);G8VWV,Q2M@JT;5$3 U5&[Y/C:1?B8\"/%@:[ M.)-0R07Q)1A?RXQN@B"04+C (/QVA0>0,A!Y&;\F3CJG#,#E^8/]%#B-B:+R3\*)/#4X$#/VOA/AB9,C][TI M@C.V(MYY\=9[K_DVV:?L&HBFF-,8PQM2\%FW?W?'#O-;>ZRNY%G830P6M=-6H=GK1N[Z)([4ZB+M0' MV8K&/#G(KBZT67;'2+6=*/8VJ*XBBN,LJHNR"3-I_)XTOU&M%FUQ5%\%_I'^]B9531EV9>U:%0IFZ 3AW5X MS^ZV/.X#+.)G*:[JYC[H2WF6\J5??-FOP[@_D:C$3O#]20S'3E;*_@UV9Z5E/68Q1ZF+U^%:-O9Z'9ZDV1B& V@,H"D@MSS1 M0&1/_K'0Q6;5R6O0#2^_+?IOS.[(O)M=OVE?A7UF#J_,[F7#6;Z*+GVB$;,= M,'2#81,B,MDG"D(46YJ%$P[G\(3QMAEIB$Q5A!\3P%CUT)(9!'1W/49!$H\1L.P"3"@ M\,1U 0CR> W#/L#F(J=\UF_ "1)?OV$K8$#GR:S?$,CC. R[ 0-23US/@2"/ MZ1#V P)23US;@2"/[Q#V YI+G99NOP$03SW]1M@/"$@]=?L-@CS]1M@/"$@] MY2X/ GE\A[ ?$)!Z//L^ )1Z^HVP'Q"0>NKV&P3Y^@W[ 0&II[-Z$,C7;]@/ M"$@]<__/09#OUR+V P)2SUS?@2"/[Q#V P)2SUS?@2!/'W#L!QQ(/7/[ (+< M/HAN?M37HCO:<48%.WEN["QULSN-3/=DAX)_\&'>^E9TQ[)1P;/49K2P \!! M2BW,6>(/IB=/9L2;%I4XZ/YV8>Z[8&UL M=51M;YLP$/XKEG] #21IL@B0FD[3)FU2U&G;9P<.L.H79IO0_?O9AC*6NE_P MW?EYGKNS?>2CTL^F [#H17!I"MQ9VQ\),54'@IH[U8-T.XW2@EKGZI:87@.M M TEPDB7)/1&425SF(7;69:X&RYF$LT9F$(+J/R?@:BQPBE\#3ZSMK ^0,N]I M"]_!_NC/VGED4:F9 &F8DDA#4^"']'C:>7P _&0PFI6-?"<7I9Z]\Z4N<.(+ M @Z5]0K4+5=X!,Z]D"OC]ZR)EY2>N+9?U3^%WETO%VK@4?%?K+9=@0\8U=#0 M@=LG-7Z&N9\=1G/S7^$*W,%])2Y'I;@)7U0-QBHQJ[A2!'V95B;#.DX[^VRF MQ0G93,@6PB'D(5.B4/E':FF9:S4B/9U]3_T5I\?,G4WE@^$HPIXKWKCHM=S< M'W)R]4(SYC1ALA4F71#$J2\ILEB*4_:&GL7IFVB%FT#?K.G[=P2V48%M$-C^ MU^*'FQ8CF'T23[*+)ME%!-*;)#',;2=D=7$"=!N>K$&5&F08EU5TF8J'\%+( M/_@T4M^H;IDTZ**L>S[ADANE++A2DCM72^>F>'$X--:;>V?KZ2U/CE7]/*9D M^5>4?P%02P,$% @ ^XEM4")RP0SY 0 RP4 !D !X;"]W;W)K&UL=53O;ILP$'\5Y >H$R! (D!J.DV;M$E1IVV?'7(! M5!LSVPG=V\\VE#%V_8+M\^_/G;$O'Z1ZT0V "5X%[W1!&F/Z Z6Z:D P_2![ MZ.S.52K!C%VJFNI> ;MXDN TW&P2*EC;D3+WL9,J'X][A/>!' M"X->S -7R5G*%[?X?"G(QB4$'"KC%)@=[O $G#LAF\:O29/,EHZXG+^I?_2U MVUK.3,.3Y#_;BVD*DI'@ E=VX^99#I]@JF='@JGX+W ';N$N$^M12:[]-ZAN MVD@QJ=A4!'L=Q[;SXS#N),E$PPGA1 AG0N9]Z&CD,__ #"MS)8= C6??,_>+ MMX?0GDWE@OXH_)Y-7MOHO8S2**=W)S1ACB,F7&"V,X):]=DBQ"R.X7_T$*=' M:(:1IT=+>AKC C$J$'N!^)\2XU6)&&:'F^Q0DQTBD*Q,,,P[)@EJDB "Z-=DC NN[C6'6MXLN'I, M5?LVHH-*WCK?PA;1N5,]AOXQ_H6/;>XK4W7;Z> LC7W2_N%=I31@4]D\V/O1 MV,XZ+SAWA7&:8,$XZ(=]5 M":"]#\YJE?JEULV!$)67P*EZ$@W4YLE%2$ZU.*N@4Y.]9TLY"_%N#U^+U ]L1L @UU:"FN4& M+\"853)Y_!Y$_='3$J?[N_IG5[PIYDP5O CVJRITF?JQ[Q5PH2W3KZ+[ D-! M&]\;JO\&-V &;C,Q'KE@ROUZ>:NTX(.*2873CWZM:K=V@_Z=AA.B@1#-"*0W M3VZ![%>Z925Z9Z"U;Q9N$W*S0@#GVF&B" M"4<$,>JC1819'*,'>H335VB&*T=?3>F['2ZP1@763F#]7XG;68D89L%D@YIL M$(%X9H)A]KC)%C79/@KL@YD)AEEHUPXUV2$"T#^WOU-YK6KEG84V(\H-DHL0&DPNP9/YOY?F MJA@/#"[:;G=F+_MYV1^T:(:[@(P74O874$L#!!0 ( /N);5 'RX XM@$ M -(# 9 >&PO=V]R:W-H965TE6R(!9PW+Y]+^BZ=NL?X%[..?>#2SX9^^0Z M $^>M>I=03OOAQ-CKNI "W=G!NCQIC%6"X^F;9D;+(@ZDK1B/$G>,RUD3\L\ M^BZVS,WHE>SA8HD;M1;VSQF4F0J:TA?'HVP['QRLS ?1PG?P/X:+18NM*K74 MT#MI>F*A*>A]>CIG 1\!/R5,;G,FH9*K,4_!^%(7- D)@8+*!P6!VPT>0*D@ MA&G\7C3I&C(0M^<7]4^Q=JSE*AP\&/5+UKXKZ)&2&AHQ*O]HIL^PU/..DJ7X MKW #A?"0"<:HC')Q)=7HO-&+"J:BQ?.\RS[NTWR3I0MMG\ 7 E\)QQB'S8%B MYA^%%V5NS43LW/M!A"=.3QQ[4P5G;$6\P^0=>F]EEO",T.5*9L8^3O/&N WO/XYN\PN=I_R9L*WM'KL;CR\;^-\9XP%22.QRA#C_8 M:BAH?#A^P+.=QVPVO!F6'\36;US^!5!+ P04 " #[B6U0TTQ-DM(! "< M! &0 'AL+W=OEQD+G>2 M129&S;H>3A*ID7,J_QZ!B2G'(?Y(/'=-JVV"%-E &_@%^O=PDB8BJTK5<>A5 M)WHDH<[Q77@XIA;O '\ZF-1FCFPG9R%>;?"]RG%@"P(&I;8*U P7N ?&K) I MXVW1Q*NE)6[G'^J/KG?3RYDJN!?LI:MTF^,]1A74=&3Z64Q/L/238+0T_P,N MP S<5F(\2L&4^Z)R5%KP1<64PNG[/':]&Z=Y)0X7FI\0+81H)>R=#YF-7.4/ M5-,BDV)"E3;JM<&NF>&6RER(.DHQY_EUD&PO=V]R:W-H965T M)W^?0?L.$[J%V"&<\Y<&++1V&?7 GCRHE7G)<=3&O 1\%O"Z%9G M$BJY&/,Z.>9.7;G!XHJ: 6@_*/9GR N9Y/E,S%?X53 5 M+5ZF779Q'Z>;E,^T;0*?"7PA'&(<-@6*F7\17A29-2.Q4^][$9XX.7+L31F< ML17Q#I-WZ+T6:<(S=@U",^8T8?@*DRP(ANI+"+X5XL3_H_-M^GXSPWVD[]?T MPV%;(-T42*- ^J[$_8<2MS#IAR!LU5,-MHG3Y$AIABY.\LJ[#.Q=?$3V!I^F M_8>PC>P (M?C!%D-![,M)V?IS9V%GG*!T7;#L["DP-C1/PY >5CYH?^ M+?#>0*JS'\(CZ?$X"W@I851KO:> MJ>3"^:LY?"LS/S ) 85"&06BERL\ J5&2*?Q-FOZBZ4AKOB2)X*/GIBNON>F$\<'K&^F\($[578 M=SIYJ:/7/ KC%%V-T(PY31B\PH0+ FGUQ0*[+$[X QV[Z3MGACM+WZWI]Y_X M1TZ!R I$_Y6XWY3HPAS<)K'3)'8()!L3%^;>;;)WFNP_"N!@8^+"?')=!Z?) MP2& -R8NS,YMDCA-$H= M#%Q8>*-"5K]YPQ$;3M<>@4?.CM=5M%EB#Q@VR?_ MX-,$^D%$W7;2NW"EN\WV1,6Y IU*<*<_7:.'WG*@4"FS/>B]F%I_.BC>SU,- M+:,U_PM02P,$% @ ^XEM4'!$YG+& 0 -P0 !D !X;"]W;W)K&UL;53OCIP@$'\5P@,<+JMW>QLUN;VF:9,VV5S3]C.K MHY(#L8#K]>T+Z%F[Y8O \/LS XSYI/2KZ0 L>I.B-P7NK!V.A)BJ \G,G1J@ M=SN-TI)9M]0M,8,&5@>2%(0FR3V1C/>XS$/LK,M'P _.$QF M,T>^DHM2KW[QN2YPXA," 97U"LP-5W@&(;R02^/7HHE72T_2-BU[+E-[GY.J%%LQIQM -9K\-^BBK'L^X9(;I2RX5)([ETOGNGA="&BL MG[I7A_3\EN>%5Z,&8^$Z*H#P?2='&&P*XU4@AD;JI;H40&K/4EP0J,H(X+U RYSGSNK,I>3 MX?T 9X7T) 13?T[ Y5S@ WY///=M9UR"E/G(6O@!YN=X5C8BFTK="QAT+P>D MH"GPX^%XRAS> W[U,.O='+E.+E*^NN!K7>#(%00<*N,4F!VN\ 2<.R%;QN]5 M$V^6CKB?OZM_]KW;7BY,PY/D+WUMN@(_8%1#PR9NGN7\!=9^4HS6YK_!%;B% MNTJL1R6Y]E]43=I(L:K84@1[6\9^\..\K*3I2@L3Z$J@&^'!^Y#%R%?^B1E6 MYDK.2"U[/S+WBP]':O>FT8DX+ANXP'PABU3<+ M&K(XT?_H-$R/@Q7&GA[OZ'$4A062H$#B!9)_6J0W+88P<=@D#9JD 8'DQB2$ M2<,F6= D"PAD-R8AS/V-"=F=#@&J]?="HTI.@[^3N^QV]1ZI/UT?\.7>?F>J M[0>-+M+8,^I/4B.E 5M*=&<;[NQ3L04<&N.F]W:NE@NS!$:.ZUM M@>I_ M0 M2P,$% @ ^XEM4($?,!/0 0 G 0 !D !X;"]W;W)K&UL=53K;ML@%'X5Q ,4WY*VD6VI:35M4B=%G=;])O;Q107C 8Z[ MMR]@Q_,\^B=PCK_+.81#.@KYIAH C=XYZU2&&ZW[ R&J:(!3=2-ZZ,R72DA. MM0EE350O@9:.Q!F)@F!/.&T[G* MVKK1-D'RM*];$BZ4EKO=7]2^N=]/+F2IX%.Q7 M6^HFPW<8E5#1@>D7,7Z%N9\=1G/SSW !9N"V$N-1"*;<+RH&I06?54PIG+Y/ M:]NY=9SUKS0_(9H)T89 )B-7^1/5-$^E&)&/_/386V'LZ/&*'@>Q7R#Q M"B1.(/FGQ?M-BQY,$OA-=EZ3G4<@W)CX,)\ @ M:S<7"A5BZ-Q,KK++Z#U$[G;]A4]S^YW*NNT4.@MM[JB[2940&DPIP8UIN#%/ MQ1(PJ+3=WIJ]G 9F"K3HY[> + ]2_@%02P,$% @ ^XEM4(CHO]+> 0 M 04 !D !X;"]W;W)K&UL=53K;ML@%'X5Q ,4 MQY>XBVQ+3:MJDS8IZK3M-[&/+RH8#TC%YG+ MG621B8MF70\GB=2%B2ASO'#[G!,+=X!?G8PJM4E!9\5C&E;%GV8U&^2>$T2C\#] MQL2'^:"3O==D_UX@"38F/LP'OROUFJ0>@7!CXL-$&Q.R.H(<9.,NGT*EN/3N MXJ^RR_U^"-T1_@>?'H=O5#9=K]!9:',1W'&MA=!@2@GNS*ZVYCU: @:UMM/4 MS.5T*Z= BV%^<,CRZA5_ 5!+ P04 " #[B6U0I2%_MK=&+-% UK8.^R@]3<5&BV<-TW-;&= E)&D%>.;S8%I(5N:I]%W,7F*O5.R MA8LAMM=:F#]G4#AD=$O?',^R;EQPL#SM1 W?P?WH+L9;;%8II8;62FR)@2JC M]]O3.0GX"/@I8;"+,PF57!%?@O&ES.@F) 0*"A<4A-]N\ !*!2&?QN])D\XA M W%Y?E-_C+7[6J["P@.J7[)T34:/E)10B5ZY9QR>8*IG3\E4_%>X@?+PD(F/ M4:"R<25%;QWJ2<6GHL7KN,LV[L-XLSM,M'4"GPA\)AQC'#8&BIE_%D[DJ<&! MF+'WG0A/O#UQWYLB.&,KXIU/WGKO+4_V2,G M?S;CF(V&PV[Z06S^QOE?4$L#!!0 ( /N);5"QJJ'!N $ -(# 9 M>&PO=V]R:W-H965T[EG',_N*2#L2^N ?#D5:O69;3Q MOCLQYHH&M'!WIH,6;RICM?!HVIJYSH(H(TDKQC>;#TP+V=(\C;Z+S5/3>R5; MN%CB>JV%_7T&98:,;NF;XTG6C0\.EJ>=J.$[^!_=Q:+%9I52:FB=-"VQ4&7T M87LZ)P$? <\2!KB!DA(JT2O_9(;/,-6SIV0J_BO<0"$\9((Q M"J-<7$G1.V_TI(*I:/$Z[K*-^S#>[(\3;9W )P*?"8<8AXV!8N8?A1=Y:LU M[-C[3H0GWIXX]J8(SMB*>(?)._3>\F1_G[);$)HPYQ'#%YCMC&"H/H?@:R'. M_#\Z7Z?O5C/<1?IN23\FZP+)JD 2!9)_2CR\*W$->.>!?>#Q3?["QVG_)FPM6T>NQN/+QOY7QGC 5#9W.$(-?K#94%#Y<+S' MLQW';#2\Z:8?Q.9OG/\!4$L#!!0 ( /N);5 @9[B"T0$ )P$ 9 M>&PO=V]R:W-H965T; MIDW:9+)-V]^,'I4LB 4U4_I'.(?O<@X"Q2S5B^X!#'H5?- E[HT9 MCX3HN@=!]9T<8; KK52"&ANJCNA1 6T\27"21%%.!&4#K@J?.ZNJD)/A;("S M0GH2@JK?)^!R+G&,WQ+/K.N-2Y"J&&D'W\!\'\_*1F13:9B 03,Y( 5MB1_C MXREW> _XP6#6NSERG5RD?''!YZ;$D2L(.-3&*5 [7.$).'="MHQ?JR;>+!UQ M/W]3_^A[M[U#'>5FYSU9:F)"LA&0C/'@?LACYRC]00ZM"R1FI M9>]'ZGYQ?$SLWM0NZ;?"K]GBMJRR/"G)U0BOFM&"2'2;>$,2J;Q9)R.*4 M_$-/PO0T6&'JZ>F.GL9Y6" +"F1>(/NKQ?BFQ1#F/U4>@B:'@$!Z8Q+"9&&3 M/&B2!P0.-R8AS.UVD=WI$* Z?R\TJN4T^#NYRVY7[S'QI^L=OMS;KU1U;-#H M(HT]H_XDM5(:L*5$=[;AWCX56\"A-6YZ;^=JN3!+8.2XO@5D>Y"J/U!+ P04 M " #[B6U0PQ, K( # #+$0 &0 'AL+W=O]_4Q?FS#["RKU_H@A'+>B[RLY^Y!J>.]Y]6;@RC2^DX>1:G_ MV?:Q$NFV#BMRCOA]Z19J5[F+6WGNJ%C-Y4GE6BJ?*J4]%D5;_ M'D0NSW.7N!\WGK/]034WO,7LF.[%3Z%^'9\J?>7U6;99(?XJ.D.!ZW3NOXLW MD6MYTQ)=8R/SNOUU-J=:R:++HIM2I.^78U:VQW.7_R,,!] N@/8!A'\:P+H MU@=0\FD [P)X'\ ^KQ!T <&M%<(N(!P%>)?.:GM_E:IT,:ODV:DN ^B8-N.4 MW(?Z^6Z:F^WC;/_3#Z#6=]\6/(QFWEN3J-,\7#1TH(F'FB72)$/-"F@B?ZAY M1!HRU*R1AO8:3_OM35-HFK8)V" !PPD83,#:!'R0@(_<7C1AJRE;38A+<%B" M@Q+!J 326(H$L$@ $HR>_@II8EPDA$5"D& \-"Z:X*JSHK';1U,3AA:W$6Q( M9#8D'HV_960681:W,2P2&T6,'HV-D4&([UM&< *K)$:59.1DE1A." U)@*L0 M'\\./N@R8DEAF6#([; 1C"NAH!5T/+E0LU=]2QD,-0%4Q[:68F@)GV 6(TD M;Z;9P#!KJX*9) #*F%M28)I(-,$K9H68L "O !=+% M*>: DAN\=J)KK[:&6E8VA(IEDJ08 \HF>,484+ PF5[YK6.88E(H(B6RI, 8 MT'""5XP!-5>5\82_IN:J0ACW+=,3Q;!0$Y;QG+_N-(-"@;T0YH4B7BQK(,.\ ML F\,,P+0[R,MPU(E%C<,DP, \0DE@F&67:#$XAAF!B&B#'< E%BV38PS PS MF;'M&!E&ADU AF%D&-B()6QL%HDL*Q3#Q#"PO"26^91A%EARNUN.6>!@#Y6$ M0[.'VFUS\K: M>9%*OPVW[ZP[*970"?T[/:P/(MWV%[G8J>8TTN?5Y?/"Y4+)8_?IQ.N_WRS^ M U!+ P04 " #[B6U0UT4Y*/BA\[L M5$)RJLU2UD3U$FCIBC@C41 DA-.V\_/,Q4XRS\2@6=O!27IJX)S*/T=@8CSX MH?\6>&KK1ML R;.>UO #],_^),V*+"AERZ%3K>@\"=7!?PCWQ] 5N(SG%D:U MFGO6REF(%[OX6A[\P"H"!H6V$-0,%W@$QBR2T?%[!O473ENXGK^A?W;FC9DS M5? HV*^VU,W!3WVOA(H.3#^)\0O,AF+?F]U_@PLPDVZ5&(Y",.6^7C$H+?B, M8J1P^CJ-;>?&<=K9I7,97A#-!=%2$";.RT3DE'^BFN:9%*,GI\/OJ?W'X3XR M9U/8H#L*MV?$*Q.]Y'$09.1B@>:.72AS=819/2#SQD]UM%ER[V$+EW^B]]:H'?J:S;3GEGHO5F*Z[+!A4 MVDYW9BZGUC,MM.CGMDJ6WI[_!5!+ P04 " #[B6U0N ZV>/L! "Z!0 M&0 'AL+W=O;,=C9R/BK: "D\];1 M7N1N(^5P1$B4#71$/+$!>O6F9KPC4H7\BL3 @50FJ:,(>UZ$.M+V;I&9M3,O M,G:3M.WAS!UQZSK"_YV LC%W??>Q\-)>&ZD74)$-Y H_0?X:SEQ%:'&IV@YZ MT;+>X5#G[B?_>$JUW@A^MS"*U=S1G5P8>]7!MRIW/5T04"BE=B!JN,,S4*J- M5!E_9T]W0>K$]?SA_L7TKGJY$ '/C/YI*]GD;N(Z%=3D1N4+&[_"W$_H.G/S MW^$.5,EU)8I1,BK,TREO0K)N=E&E=.1M&MO>C./L_TBS)^ Y 2\)>.IE IG* M/Q-)BHRST>'3W@]$?V+_B-7>E'K1;(5YIXH7:O5>A%Z:H;LVFC6G28/7&M]; M-$CY+Q!LA6!C<'AGX-L-#E:#@S$(WAG@3963)C2:WFB2\&"'!%9(8($<-I!) M$ZTA?F*'A%9(:($$&TBX@\0)MD,B*R2R0,(-)-I#_-0.B:V0V *)-I!X!PGP M!YTD5DAB@<0;2+*#^%[ZP?^96BGICN+'V_U*=[]7$"7!AH)6QT[?:C\(O[:] M<"Y,JA-LSEG-F 1EZ#TIKT9=I$M H99Z&JLYGZZ3*9!LF&]*M%S7Q7]02P,$ M% @ ^XEM4.RH/HS( @ 6@H !D !X;"]W;W)K&ULC9;;CILP%$5_!?$! [Y!$B61FDRJ5FJE4:NVSY[$2= IK:33/^^ MQC"4V(>V+X#M?;;7\0TO;U*]Z+,0)GJMREJOXK,QS2))]/XL*JX?9"-JVW*4 MJN+&%M4IT8T2_.""JC+!:9HE%2_J>+UT=4]JO9074Q:U>%*1OE055[\VHI2W M58SBMXHOQ>ELVHIDO6SX27P5YEOSI&PI&5P.125J7<@Z4N*XBM^AQ0[1-L I MOA?BID??49O*LY0O;>'C816G+9$HQ=ZT%MR^KF(KRK)ULAP_>]-XZ+,-''^_ MN;]WR=MDGKD66UG^* [FO(IG<7001WXIS1=Y^R#ZA%@<]=E_$E=16GE+8OO8 MRU*[9[2_:".KWL6B5/RU>Q>U>]]Z_[^K72SX]KL>&I;>UTS M-%LFU]:HUVP[#1YI,$KO-8^A!B%TK]E!&CQH$LLYP&(0%CL#<@<[APT(:$"< M 1T;8"^33:A!C'C9=IK,:>I.0S+?:0>I9AF%@2D(3,.,,8(-&&C @(RQEPT+ M.:FW!G: AF0P2 :"9 "(/ZQ9T G./ Y ,K$"3"=AHVZ(113?_L!*ISAB0TX!V'F (PW0YM0$XY>I\G' ML_C ?%Y(1!B,BU+X=$L!X-P#!D0A<2^ZIPEV":@B9()YXD1& //,QT'!RB+, MAPDU=.+P0?!YBW" @I'7S;87W6W)B5[\0_F^%3X!$?WW[&P@4>X/>S+Z)U9" MG=P%14=[>:E->\:.:H=+T,9=68)ZLGBTR80M%L2VN#]]\J>+[M;UF:M34>OH M61K[-W?_W*.41EC^],'NRK.]Z V%4AQ-^YG;;]7==KJ"D4U_DTN&Z^3Z-U!+ M P04 " #[B6U0<(55+>P' #8,0 &0 'AL+W=O4NOST[I,Y?NLW7[4/;]I-OJ^5Z>S%]Z/O'C[/9 M]N:A7=T_]VOE=K%JU]M%MYYLVKN+Z4_T\;J4X8"=XN]%^[(]^GTR=.5+UWT= M7OQV>S%M!D?MLKWIAR;F]<=S>]TNET-+U<>_AT:G;Y\Y''C\^VOKO^PZ7SOS M9;YMK[OE/XO;_N%BFJ>3V_9N_K3L/WWVMMM???Y,G YGST/ M#1TT5WL-'VGX5'&M%3&^26;5P)L+ABYX=[P[=N$:W("##;A= _ZD 1+=V&O" M3K/>:<@E3T[T!G:%Y:0#LAB*=6X+M%.4G20O@:(_QC''1K@!LL@^&G..&DR6!IR> M)-'2J(_*R5IY(V@&J0-8E21AYQ,"/(B^K3PJ1 MG)QEUT 7V1$9T"(,40(4]8VTY+2E1*512X+618HN6*.&04J I%[.:@*,)&)U MDH"LF'XP20F@5"+[BC0FSX*ZR) J)W/(,$\) -4[HPF,04(<-,!#&(2$2*A& M23,N-SZHBPO(@(IS4PP_1OA#Z<]8B!F3BU'^DTLQ:R*5'!2X MD*R.E=4GS"W6W%*+,0,>-4TC=== 5[R/UJ!C<#'*@'(U9HTDBI2D'ZTRL40M21!G>811PET('*6%TPLA[*; M)*C3F4Q&@'707E6BTVD$N1"3&F:M#&'JNC.>FQZ#R"%1RQGB4K8Z+%X=J"Y#5V&/@P6-4>80J M5?[1%*+&%U7^ ;(:4BU#F%<>\4JRTVL8<59V1A/+8V)YE-0D.KV.8&J@M*2N M^Y87HTKGQ]/38UAY%*LD/3THFW%2P1/),B?+$*:5U[12]/2:0S4QZ:D'9+E) M1A#V&%@> 4O2TVL6N:)&7(O(&2'-8UYYM$^5]/1Z ZJL:,F9,ZF%P>=!VO,& M?@,&7VC&LS-@5 6$*CE? @A,Y)/<%R!9W1@8U8B 4140JB0[@Z:08PK*$)"Y M"GW#$ 960,!2Q7-0[,HR=P*1L6L*F%RLBQPS*R!F M28 ã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htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Loans Outstanding and Aging Analysis (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due $ 1,648,000 $ 1,121,000
Current 1,841,638,000 1,762,743,000
Total loans 1,843,286,000 1,763,864,000
Non-accrual loans 226,000 697,000
Purchased Credit Impaired (PCI) loans no longer accreting interest 0 0
Purchased Credit-impaired (PCI) loans accreting interest 2,000,000.0 2,100,000
Loans past due more than 90 days still accruing 0 0
Deferred loan fees 983,000 635,000
Unaccreted purchase discounts on non-PCI loans 589,000 708,000
30-59 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 1,288,000 1,121,000
60-89 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 193,000 0
90 days or more past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 167,000 0
Commercial | Commercial and industrial    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 1,000 5,000
Current 246,686,000 230,734,000
Total loans 246,687,000 230,739,000
Non-accrual loans 0 319,000
Commercial | Commercial and industrial | 30-59 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 1,000 5,000
Commercial | Commercial and industrial | 60-89 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial | Commercial and industrial | 90 days or more past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial real estate | Commercial real estate, owner-occupied    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Current 308,824,000 313,277,000
Total loans 308,824,000 313,277,000
Non-accrual loans 0 0
Commercial real estate | Commercial real estate, owner-occupied | 30-59 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial real estate | Commercial real estate, owner-occupied | 60-89 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial real estate | Commercial real estate, owner-occupied | 90 days or more past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial real estate | Commercial real estate, investor    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 1,001,000 1,004,000
Current 945,316,000 872,406,000
Total loans 946,317,000 873,410,000
Non-accrual loans 0 0
Commercial real estate | Commercial real estate, investor | 30-59 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 1,001,000 1,004,000
Commercial real estate | Commercial real estate, investor | 60-89 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial real estate | Commercial real estate, investor | 90 days or more past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial real estate | Construction    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Current 61,095,000 76,423,000
Total loans 61,095,000 76,423,000
Non-accrual loans 0 0
Commercial real estate | Construction | 30-59 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial real estate | Construction | 60-89 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Commercial real estate | Construction | 90 days or more past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Residential loans | Home equity    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 544,000 0
Current 115,480,000 124,696,000
Total loans 116,024,000 124,696,000
Non-accrual loans 168,000 313,000
Residential loans | Home equity | 30-59 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 279,000 0
Residential loans | Home equity | 60-89 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 98,000 0
Residential loans | Home equity | 90 days or more past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 167,000 0
Residential loans | Other residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Current 136,657,000 117,847,000
Total loans 136,657,000 117,847,000
Non-accrual loans 0 0
Residential loans | Other residential | 30-59 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Residential loans | Other residential | 60-89 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Residential loans | Other residential | 90 days or more past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 0 0
Consumer loans | Installment and other consumer    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 102,000 112,000
Current 27,580,000 27,360,000
Total loans 27,682,000 27,472,000
Non-accrual loans 58,000 65,000
Consumer loans | Installment and other consumer | 30-59 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 7,000 112,000
Consumer loans | Installment and other consumer | 60-89 days past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due 95,000 0
Consumer loans | Installment and other consumer | 90 days or more past due    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total past due $ 0 $ 0

XML 79 R54.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Impaired Loans and Related Allowance (Details) - USD ($)
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Recorded investment in impaired loans:    
With no specific allowance recorded $ 1,066,000 $ 3,877,000
With a specific allowance recorded 10,434,000 11,161,000
Total recorded investment in impaired loans 11,500,000 15,038,000
Unpaid principal balance of impaired loans:    
Total unpaid principal balance of impaired loans 11,471,000 15,013,000
Specific valuation 397,000 778,000
Average recorded investment in impaired loans during the period 13,187,000 15,977,000
Interest income recognized on impaired loans 973,000 837,000
Charged-off portion of impaired loans 0 0
Outstanding commitments to extend credit on impaired loans 534,000 1,100,000
Interest income recognized on impaired loans during the period ended, cash basis 417,000 135,000
Commercial | Commercial and industrial    
Recorded investment in impaired loans:    
With no specific allowance recorded 349,000 303,000
With a specific allowance recorded 874,000 1,522,000
Total recorded investment in impaired loans 1,223,000 1,825,000
Unpaid principal balance of impaired loans:    
Total unpaid principal balance of impaired loans 1,209,000 1,813,000
Specific valuation 103,000 466,000
Average recorded investment in impaired loans during the period 1,441,000 1,980,000
Interest income recognized on impaired loans 73,000 239,000
Commercial real estate | Commercial real estate, owner-occupied    
Recorded investment in impaired loans:    
With no specific allowance recorded 0 0
With a specific allowance recorded 6,998,000 6,993,000
Total recorded investment in impaired loans 6,998,000 6,993,000
Unpaid principal balance of impaired loans:    
Total unpaid principal balance of impaired loans 6,992,000 6,993,000
Specific valuation 195,000 189,000
Average recorded investment in impaired loans during the period 6,998,000 7,000,000
Interest income recognized on impaired loans 266,000 266,000
Commercial real estate | Commercial real estate, investor    
Recorded investment in impaired loans:    
With no specific allowance recorded 0 0
With a specific allowance recorded 1,770,000 1,821,000
Total recorded investment in impaired loans 1,770,000 1,821,000
Unpaid principal balance of impaired loans:    
Total unpaid principal balance of impaired loans 1,764,000 1,812,000
Specific valuation 41,000 45,000
Average recorded investment in impaired loans during the period 1,797,000 1,904,000
Interest income recognized on impaired loans 79,000 83,000
Commercial real estate | Construction    
Recorded investment in impaired loans:    
With no specific allowance recorded 0 2,688,000
With a specific allowance recorded 0 0
Total recorded investment in impaired loans 0 2,688,000
Unpaid principal balance of impaired loans:    
Total unpaid principal balance of impaired loans 0 2,688,000
Specific valuation 0 0
Average recorded investment in impaired loans during the period 1,350,000 2,803,000
Interest income recognized on impaired loans 466,000 156,000
Residential loans | Home equity    
Recorded investment in impaired loans:    
With no specific allowance recorded 167,000 313,000
With a specific allowance recorded 251,000 251,000
Total recorded investment in impaired loans 418,000 564,000
Unpaid principal balance of impaired loans:    
Total unpaid principal balance of impaired loans 417,000 562,000
Specific valuation 5,000 5,000
Average recorded investment in impaired loans during the period 481,000 671,000
Interest income recognized on impaired loans 42,000 19,000
Residential loans | Other residential    
Recorded investment in impaired loans:    
With no specific allowance recorded 452,000 462,000
With a specific allowance recorded 0 0
Total recorded investment in impaired loans 452,000 462,000
Unpaid principal balance of impaired loans:    
Total unpaid principal balance of impaired loans 451,000 461,000
Specific valuation 0 0
Average recorded investment in impaired loans during the period 457,000 915,000
Interest income recognized on impaired loans 22,000 45,000
Consumer loans | Installment and other consumer    
Recorded investment in impaired loans:    
With no specific allowance recorded 98,000 111,000
With a specific allowance recorded 541,000 574,000
Total recorded investment in impaired loans 639,000 685,000
Unpaid principal balance of impaired loans:    
Total unpaid principal balance of impaired loans 638,000 684,000
Specific valuation 53,000 73,000
Average recorded investment in impaired loans during the period 663,000 704,000
Interest income recognized on impaired loans $ 25,000 $ 29,000
XML 80 R58.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Related Party Loans (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Loans and Leases Receivable, Related Parties [Roll Forward]    
Balance at beginning of year $ 10,635 $ 11,852
Additions 0 863
Advances 0 0
Repayments (2,320) (2,080)
Reclassified due to a change in borrower status 18 0
Balance at end of year 8,333 10,635
Directors, Officers, Principal Shareholders and Associates    
Related Party Transaction [Line Items]    
Undisbursed commitment to related parties $ 9,200 $ 9,100
XML 81 R92.htm IDEA: XBRL DOCUMENT v3.20.1
Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Commercial lines of credit    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Loan commitments and standby letters of credit, off-balance sheet $ 287,533 $ 238,361
Revolving home equity lines    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Loan commitments and standby letters of credit, off-balance sheet 189,035 189,971
Undisbursed construction loans    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Loan commitments and standby letters of credit, off-balance sheet 41,033 46,229
Personal and other lines of credit    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Loan commitments and standby letters of credit, off-balance sheet 9,567 14,109
Standby letters of credit    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Loan commitments and standby letters of credit, off-balance sheet 1,964 2,636
Total commitments and standby letters of credit    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Loan commitments and standby letters of credit, off-balance sheet $ 529,132 491,306
Percentage of commitments expiring in 2018 33.00%  
Percentage of commitments expiring between 2019 and 2025 55.00%  
Percentage of commitments expiring 2026 and thereafter 12.00%  
Total commitments and standby letters of credit | Interest Payable and Other Liabilities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Allowance for off-balance sheet commitments $ 1,100 $ 958
XML 82 R62.htm IDEA: XBRL DOCUMENT v3.20.1
Deposits - Narrative (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Banking and Thrift [Abstract]    
Interest on time accounts $ 595 $ 542
Held-to-maturity securities pledged as collateral 126,600  
Deposit overdrafts reclassified as loan balances 155 131
Related party deposit liabilities $ 39,600 $ 33,300
XML 83 R66.htm IDEA: XBRL DOCUMENT v3.20.1
Borrowings and Other Obligations - Subordinated Debt (Details)
$ in Thousands
 12 Months Ended
Oct. 07, 2018
USD ($)
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Nov. 29, 2013
USD ($)
debenture
Debt Instrument [Line Items]        
Number of subordinated debentures acquired | debenture       2
Accretion of discount on subordinated debentures   $ 68 $ 1,025  
Amount guaranteed, on subordinated basis, distributions and other payments on trust preferred securities   4,000    
Subordinated debenture        
Debt Instrument [Line Items]        
Accretion of discount on subordinated debentures $ 916 $ 68 $ 1,000  
Subordinated debenture       $ 2,140
Long-term debt       $ 4,120
Subordinated debenture | NorCal Community Bancorp Trust II        
Debt Instrument [Line Items]        
Basis spread on variable rate   1.40%    
Interest rate, effective percentage   3.30%    
Subordinated debenture | Maximum        
Debt Instrument [Line Items]        
Debenture distribution deferral period   5 years    
XML 84 R49.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Percentage of Loans Geographically and by Collateral (Details)
Dec. 31, 2019
Dec. 31, 2018
Commercial real estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage of loans by class to all loans 68.00% 67.00%
Commercial real estate | California    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage of loans by class and geographic location 84.00% 85.00%
Loans secured by real estate    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Percentage of loans by class to all loans 88.00% 88.00%
ZIP 85 0001403475-20-000008-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001403475-20-000008-xbrl.zip M4$L#!!0 ( /R);5!02_LCPR, '.H 0 1 8FUR8RTR,#$Y,3(S,2YX M=$]]J6UU(F>SYMP20D\80" M=$#2MO;7;S? -\&GY @>:>O4CB,"_0;0:#0:O_W'R]*SGJCP7+(%A].CEY?G[^ MZ9&P[WRV),)E/]E\>7(Z&'X0*-C:$6%:R?]FCOE.V #)TCZ9*GZ M<*(^9INZ-3RXS \(LQ,>7DH\/[^3K8*.!X,CU$5RG1NN$T"::A9IK-= M9:<3Z@5^"N@X!?03T'!DG70C9QN$;$)"Z!_/"5EU)R/;49$2_;(I.8)[??2C MI4?"VI2@G@:C):BWS=2-JPIRREWP7\=QOV/\Z7AXNAD5Z0S5C8JXWS:H^'A" MA(VJ!K79P3%]67F$D8"+]37\NQUEGA Y*%XJK4G M*=MKJW1T$$O<8V/\^A6J#1G9GG>JXQ:IZ4=)?S+TJVG+\1-W0,0?NJ'TJ?W3 MG#^=V#QD@5CCS/1+W93FUW6,_W&<0NE)32@$>(7KQAFV3$ZV9_*O/K-K#JQ# MW>ZTQ)WPCXTIH"_VHCL)22_YU\9$,.+:?J.-5/=2?VYL'KYK([AA%R+B/OC' M<=JY)P'!2B"T7SLI(^DE_SI.^Q>)((SQ0$+"G^(?5RN7S;CZ!7[#U?)3O&0^ MT)DEW>1/T8)5[TR?K 1?41&XX,1D]A,2P$+0V>;)(X]= M>8(NU#.4G96@7=F!+C[LY'L9'@*80@/+A3WF.6S3Q\^,.C?NC(Z8'PKE66.C MKP^CVBV]I*0"0(PR1IK:U.^GP\&OP\' .K8N7=_V.'2A\ \$9$E(%H*R$EB_ MG10A%&"'/G7&['?Y=U$P4>>H24W'PDANW2\_6+3=HA]CN7?6QB4-B.OY&RLE MAE.GF_>#7]\/AJUU8_T] OI_]TQ+]X(N79_Z9\RY^E?HKC"NUE%!6A#UX^;G MJG$3P[((I?O3\_'YPVD%#A_&3D?"4/'IT&ZJ* -5IZMW@ MYW<5\UR5IA34O5(490 NN/<(ZZ26;+?:"6WX3C>AJ>Z6[+^GTKZD,PJ;>N>" M+U>4^9(R_-!C.NL M79J&[[3.0997>''"(.512&_[N=,EQ>^RU#V3)W3;4NC M=4 ;%5I>J\H*1016%L-!GRB<"?&(6*-<7!9N:8#6PVS4YKLF;2KX5A;!'BN3 M"\&?739'WV$<+*@8/WKN7%+528&U<.K7OX%N_4O@20]$0K0R( \J4G( ^-0? MSRY@N7$#^)XT/IL+*A,=_!ZC<4L8Z\?J0#?S-J@=FDC\%I]9B@+9+NEFI40< MAG-1'<_29ELVCCH4C=;POHK5OH/(/,0FP'=1?UT3V*T ):;2AA.-"%$IJ4N8?Q!-@4+MU M+E$@:N6%SBFSW4[ZJH-2[VU]T'A;&6A243EX!]V@%&XH\>F9[U/YZ<8ECZ[G MXNE6]YET$RSU$^H'S81:JUOTIQ"EI7#*!AFL>SFQ-JGG@OL]EL\N4!N5_*&? MDA''0:4:X<0UUWEKW0RK M?F/]0;.QKE?O7NZJF0W4"Q57B,/3#Z[_O9.F*H'4[ZEU*4EY8)F -<([: :$ MT&=";8)5/U/^K#F]K]73GDY^S*$,.LL,RMDMZ@#^M+E8W1,!?(V9MXZ6"N)- M@$UUXM)-D?U0U([#4]U)8H)*)3:!?B4V*T)G*7P6(K02C%:*\J#X1JTD_;Y" M6^9SSW4P-I\V@)$*SL:UQY][>5$_CJK:Z>-4=T:UJ7GE0.0IS;;":0G]-4GM M85;:KAF,X,NRUW;N!Y'4:)::J.^/,DM%Z<$D^^I?/S%!"TGECHRR'5&-9JD) M46S9+"LGRYC6@V%VL($>>]N-$-5N?$]U)\H;&]!^[HW+XQF&\X*P.?5';!)P M^_N">PX5/J;Z!^MN%M 5>(W6P7]_-Y ^? (+E3Z^FXQO1I=GTZM+:S*%_]Q> MW4VM\;5U\>7L[H^KB36Z@]_'%___R_CF\NIA\F_6U7]^'4W_<5!RC1[44%G0 MP 4&7E7C>4R-ZA]N2_W6WW.8]W[,9W<\FRH\!ZM>I>_;CNB)U.G9Y(MU?3/^ M-CFH:X8W2 1=P(KG/E'E:6]#<1JH]2H\[:;"\>W]P]67J[O)Z,\K&)SP[ZN# M,E/_>2LJC&'5*V[847%WEZ/I:'QWT%8JX>X'_:T 'O3VRGK;JG]3#;A!CQ]: MNC-Y/>ZUY_)$12=U8?L:+0R2T924%\5])/3:(ZE>TA7WW4YG-$F7VC.7P4?- MF4O<=0\%C+X5_@%0Q[,[&CQS\3W^UCV8UP5J;31N\%&3-1I#4 D%,0(,JD0H MTA;[&$6+F=\@X:L21*.R2A']C++V.Y$K%L1$GMG/7%6(;3R;NGA@LNE(:P.U M47FEN'=&>7D$.-@0Q6&D(?.=X\^%CK7QY,%'33PY%?O^Q843X:4F'B7_]LIV M; 6N<>B4#M@S0R<[4*P4]IX.&>$^R44@.>88,3\089QH^(4Z\UPR:2=5=@9> MGR#WB]9)C)%D3FHR:&1B8X0HDX]ZT'&-&D9LQL52+5TL[=YK-&\;=WUJWB_: M5;.7A4#/#"T6_"]#S6&R:*7,\6SFTP!SBLS/-7VCOHMPE2O?-YJG$^$:(E06;F^,+M]X.J8DED/NL& M6/?I?3OXZN?T4XU3T$;MI6;Z<;Z/4WF#VAZHS86#H.&O4(#&Y^?$=[=O'TV( M&@VCM-5H:1@Q8MQ4$"M!;DGL!Y,H:ZKS4MX.7OVZ?:I9MULI>!\7:\VUX5W>?@SK#KYV/=P4L/+>_?Y*QR,Z?DI9/ZLKWJ)]?W MFLDUNL\EN^^GJ&4N!,O>PX.?[P5_\VVE5X(UH]!AFV I&LP5]N]UD\9Z/V4&(R5PMES+9PMN0C<_\&W M4'Q<>9)@2I\)KP?X^NP>O>.BT2+\GJ!214ME<;(T@K.?LUY9(9ND:[6#UZA1 MC:NBU^B>YVOIQ'W'V2T1WT$8L(2D/V]'EPW &Q5;*B1:I5A =+Q,,&6_'?2L M!"'KWD\7A$TIOCD-NO/6H^4*YC/U6L*V5=\=7Z,UE.X.5%F#JO&/R*T,=BM& MK]YK.-C(YCKK>BUQBT@/UK)K:\G\Q3WGWJ/.G#IG_@7W@%HJB ?>V500YL^H MV-*DT@MEHZ5H]L!Z2\G\ _'_NQ518!'?2FF0CF)"Q<%<(I'UV"97 JG=+P_T M^V6=2O=PXWS#P3!AF)QY'G_&XXUK+O"W&^[[G=33 *A^,ZU[ $8"E(,G 6G- MN)"_6PKJ04^1>/6_=I]D-\%2/Z]^>#_XM8>&<=M=^6T?I])Z#:7%A^\%G[D> M/5^/&*Q"C'C>^LSWW3FC#G[^0Q"G1P3F-; WVDUI/6YG-]F2R1$]UB/X<0E% M5DR2:B.).MA42:NQXQNW>J#HV*2-MVU%;?$UVLTO_>PFZ,)E8X0VIE02HV\ MDR/[Y F2(![7V=WDP:1*2E6[;MEHZP:C@=UD#L,^6QDTARAZH%H?]%S212CL M!0'0RK/+^0E;UWL+7(W3PL>>=A#CCES8XX)'B&#]*N90B:!Q M+BA%GMK90.QQ2HP'O5>HI7,,L16X^FBB[NFK-CH]Q!:+TA8\!(G(0YT'BOG6 M-I[&LSFX8![QMSZ&V^)KG-9+)TGMAG2,7QT@Y2B0+A[2Z!QIX *?IX7-41?ME_O6'E ,?]4<4*0PK C( M/@N_^PBL!%$[G(:_:O;;954<1@1*H;.#5 6AUB<:_JKQB70JV3\7J/SP!"PY M\L=[#U: #III@E0_?PTU\U<6XK]9"J9_H>9DHXTJ99\(TU[.C@UJV*"D;E?(C0HN+7 M%;S?57B;U,#9G^!"4^?L MF0C'CPHA];A:MQF>1N67SKO;*I^SXR>)V%*8XUI/^WGWKD%+XY7<.64.\,[7 M]\*UZ0.^&;5UHVB'KM$V2K&'EK81H<^=5SZN+4F!)4DXV$@;I3UPSX-].@ZO M'V B&FR-%E(ZSM[ 0C+X#^915ECGW54[>/5[K:%FK]5*Q8?=5U'>>'%/4GCF M^^%RU3.0N &2QL%M2+Y&+/7WEII]1-0D/]$#3:1=G-[V(7>QXG M:J635_,-6OD(IX/AJ<;1;Z_DO\=_'31;4H"@2Q?O,S$'/>@57@-\K9%=AZMQ MD)8Q:[@\2Y(<17ZFK[OOY+F#KT\I@6U\.^G<8[7_IS?UO)R^^\XFL M5BZ;ZNH[FK'>;A3 M/B4O6/T5(R'J[L_5"Q6VBVYV%,B\YFJ/=BZSN/D2G=X(5R25K8-]11$Z]'$3 M"^C@U";QELI33QUK]__)@Z-C)C$%10?17-@N9(S6V=)72F_C4 M=]G),'$9AN2#;IR#+:O[ WY:[&#\S*CP%^XJO7I4*8;V_7MI'M2^4D#Z*IT M&D'L(,:;BL(#CAQR@1/=^I8N'_'Q[HA+[:<-3-?A2^*RS>VVD(6*)5HI3#&Y M:VLC!B8"/UY2]=^4J7Z==Z0W+=.%.MZZ<=JVM;E#-!.&N:7!@CO_&1(/W#KJ MZ":A?U([2(>>GX['1"+;@V?PZI]A4KXS_I6!_7I8AQ'M&QR9)]C-(/&X-)-L M7;FXZ Z6/N9?P*&;\JCBWUHGPJU"-TZ@U;,ES&/$ ]X 9V&RU'TQ8*[4O,%R M0^%'6N'5MV]OA@]3:7+RU;BLH574095/_R3L;PW<+OS;5O-J'PXO.&ZA0Y@= M\T/^'H/AP%%22'8*>TQO(V%V1K57@L:A*.O]/5/OB=Y"ZT7ZV-JKRKT)\UZI M(2N$,;B1;$[%CU%#$^:_E!JV(](W)1[P1/T<8WT$8[?KT9]UE M 04SJUNK-^,QXQT&TCL,P/DIJK&9[;9@S T];<9:.F/\ :XCSAI;DID6L'%. M>PLQ$C5+Z'@\L^UP&_UW#;Y L, M3Y4?P",_(".=C26].>Z]4L6/%/V>BQHW(@%L1&(+_)&B;\9MF"JJ UD%\6QB MCQ&.^+]5&M@NBOZ"!A NFV__($7>/ %3N)0U)TX'@Y^G"Z!DOC@=#-\7@H7M MVNXL?-B>R>'/#9QE&AC,SCT $E->PX^NA7D,G1/V?3R[Q^G7@CLN07@N^G !^UW%A]8C9JOENV!*5LD1%(+>76&LH$O6( MQ1O4.QYGBU'GFHLS/_^^2?:NJ*(&$WGP1": U2;Q"EX9QYZ(]HXS\@.DJT'S ME@3L)IQCFA0/@RM94,*F.+$$B$"@XZC.E;]*5BG638PJ6L;99[72W2(.TX(0 ME6OMOLONOEOJ8#PSLW))_#/64WWZFM:SB2P MX<.60,"<*A_ JYVIVC3=O4W#%I?<"PY+'B; Q=27?C76*O-;-?!K8)U[E'1= M4CS>(MZ]!)EPUKY]?YYCRK=N@'G/N7@JWCJ%IABQVS[8747I,I)2AYO9Z?<, MU,N4OX=>,[A%6.H-MAFWY,5=ALLK#R9B+&>K#.%\'4=#HMDJ%=>KP-YUIG$# M6\\YMN+&\J4H\$WP^CWL+SH)JAO$5Q1/FYU>3-Z4O,A%O4():& MKN;:14RXO#66^TA%]79S<3.3.M]NAKL MRW=F9\SH-[+>0!X)@+CQ%OC&^%X/YEMV>P,2*%97&3$9!H?U M' N)W1)T/)A,KYL+6MCO;P3#W"MK*6-Q,&O=W42Z='T#9A*%L<8L2W_ZNW+WJ&^P PP$F.GA.#B8LOZ34%6HGW!?[$:#UFWJ=L-C"++ M4Y_-/<<<7X!'@FR"2>OFYK/LHR<6_T,%XQZP>BSLX^*B]-F4BKAE-&OY7QEH M6CY;Z]H*9UY$VP=O[AJ@8UG%Z VAYG/B5-O2(T8+*9Q MQBAU[FBDJ/&L? ^O4P]S?1S%1J:FTI]WHZ3*$*X+_@3<[SS3+5IOD!XJP6Q) MH6Y>/1AF3?\53UH\HRM0()\E_D6XD9@"GM7+AY"X==I/H M63F=:4C/3V)U#!65N7&W,6$F?+O;R:>5Z1]6+QZ4==@ MYYAH;EZCA1I8C:\%UW,ZP;.U6 MANO7&:UO@,$V<.$2+U/-0VX_8?MT[U%G#G_Y%]Q#:Y2WWH-3> M,-K)Q D^.2Z ]J/@D8G2B?BZE$MT3^D481C@*F@8P!M9GMU]>@ MU1;?3T^N'8V6*Y*\=G2/Z?18[U_^ZP)<&5 E,%;@O4]_P^; .I'<^*(:T MR6IE.)!\]2NL7[+651Q:MKEP:.8R2HVD-@1KFOO36H)E;JI*RFP%TELUM >Z MY$_$PV.Q*= )G^6M%GEZ$=J!-(\XKI)83WO)]0.^^X32;7#6?YCVAF[::*WT M!T;+)7C)L%![:[PX\X< .\X' FI;['XM5\%5=6-$&X!-#B+2\%OFNF'_[N9& MZA1/>)=4\94W,S?BLJYN6,0E7>(2+X4ILD5#$V9*=;88U8G$ *$? MDYMR4MO&.$NLT9UBY)ZLD>*T)$]R?;BHPM;MS=%D1&Q27")])+F"+7U+8V-P M^6H1+5EM:FSJ!B'U'T=,MP97?#6,G9H!62[84(PQ-K39>6Q?\^MH[]Z[7U4Q:)FA# N@8XWB MQW6!AS1QX>IEY>+$KC/E^K,R8G=@J=F7[#87CQ:F MZ2+B->R@JJ?//'H6HI,1=0=K@J#\^"7N3 &TN,QU=))0-]]N L&(@Y@J#M21 MR7@VZR> YNY&4 M_GA6?/A>U96;\COYHE2I3-_6H.VX7F-//N3KPML02 Z0V;*X\(CO1P>UY^L_ M*)\+LEJX]@U71Q_CV;W@@#-]$7Z; -^ ;*8BK&XD/=)44(901_\S%H1^';O='U;@*J+K9<\KL M]259@C?N3]#W#LZ@J4.=7")RA_:FF5-E\$ ^*':!]RO7^;B [L/NM_RJR H2 MD08>S MX,79Q%]D*Q=&SQU-N?Y5T6QAS]Z]WXPW=,?%!=9I72Y#Y@;K<\#!Q6J*C\Z- M1@7[;M5T]R8OG^@"XM91YM='\OGC]C!]K)WE9)":0G];5N;&ONM9:!P!:T5 MT^4^;\=$,4M+H*"&XPT M@*@TD+Z)A#F'9^.+T347:2Y0_.HM&([\7DB9G?(OU'.F_)9@/CXLG3)'.9.) M:P8IYJZ!*)[QH^?.U7 X>P*CFM-H:?BZ@6?0/=EP01M.3Q?*X.N$$R6 MRY.+92_ ;WZ@X$GZQ,/4$GB'X(S:R9,0^?&M M_V;>'/4@GW!;8R)J>=6K^F@V&Z5UK^JCT6R,6;4RLM^,9D*S?%=^-9N1X@)> M\*O13_.CZD94Q]X&CY\6 MG%2,E@X]C1P;T5#&Z ,74W=)XVU8TWAHW]&(2UHQX7QV1X-G+KZWX[.YN6'< MM5=A0ULS^-*_VY*FIIROTR;Q>SC/1#AG*W#6G^1O^*IP\A#,E,<1)15KOR^5 M>?^Q*$U[^$*2^%C#_>,Z;9+E/@KDC<, #_GP*N(WBEXW=:*C55EH#5]V3LJ8 M/("48.[ WCGA[P2]>8O3AJ(H\)]4ZLCX,5BOH[C/_?%H=[Z);F39;^!Y2EZP M9"Z^XH?5#O!5*17.]EVF2J 6I!)_EP<;K27_ZF2\YCL![36A'D.46W8?7:ET MOHQ>8$GR9Z7OA:S*B_*JWJR?%G#?&C3#7O.8+(GGG>,S7=3WSYPE4(TMD9S) M^=DYL;]3)]V9%:( _?H:&"?@# #K4NNU7W9_6"@#;R/?#_/%D95/<,<9C8Z] M\F^C9MZ32C=@VX"T\^>+*KB02_,VQ-$)D+D!T QW(Q:_$CR+F<&[/!HY5+=\ MRXS"BC;E5Y/Q?7N.LUW>,NMJ;+?G.VF_^V$>/G(!_HAZ*^4QB%R/C*.NHFD) M;^W;&ZQ0(,46KG3+1NR&/ZL,W>AMS>35S7(![SX=C1-#]9H-I-%_A9AXS/\? M82&@'IX.AA\*ZW=3*_.F" H6_J'P>7%/R'%5_WKU;@L?*/CK):M6\)ZI8 M+A??P 7$VDL8XI0AHLR)6+YDABR*D*;7IER_ F0#:DM.78HY!2IC4^DT85G[ MR;3;)W6YCHV.X.XJ\H&76;>0OR20"9*R6L3AA56$@8SO]F6MI6GO;H M9-F)%%1075T+LW52H#K-G*SC+=?*7/ZJ7LU2%?6B@KT)GVU;OY7;F+)^ASZ' M7__)O*VZ?-;I,13RF(TIG0 ,J9$\1ZU:FL?@GZY/1LS^2=;O/(_N%6+ ,,]= ML8W[ M96-G3^ABSSC";3EL]\[9IPI<99ZF2&V1LMO[ZT^"I&Z62!995:B2NSMF9(DL MH( /'Q*90&;BW__/'U?3G[[$>C&9S_[V,_E7_/-/<>;G83*[_-O/OWU$)Q_/ MWKSY^?_\Q[_\^_]"Z/^>?GC[T_G3?%OYSO+)OY]XN5^_^ MO%Q>_]LOOWS]^O5?_W#U]%_G]>4O%&/VRUVIK4_DO]#M8RA_A A%C/SK'XOP M\T_0P]EB]>X&+[E]_(\GSW]EJZ>),>:7U;=WCRXFSST(U9)?_N^O;S^N^HDF ML\72SGS\^3_^Y:>?UG#4\VG\$--/^=_?/KQY5(FSL]_GZ3E)\,UO4ZSK M&,[F5]=QME@)QOQ%TS$_O*K>^C&9Y7?/EO7$W;3K1H.:^NG%1SNU];?\ZLGL MILU8-*JHPS[,ZWK^%1;P/),NEI]C?>&FD\O5B_>WNTGA0FU]"T._N$B@9X3) M$KZ_>_CDLHXQBX=%T]'H]C6%^I\UAW SC1?I_K$N.MR@WE(]O''S&G3-K$>> M1]=X<6M19Z&>-5SVFE?17;MA2;B:+%>\AK>NQ=(E*/V3_>UM4+1(.]]&4-5/ M%HNX^NKMQ+K)=+*$+QH2J(.JR_7S;+YH.C&.J*I@E1?K^SM8UB+ O'0SLMJK*]&,^\W;Q^E?L-GITMYM-)R#KF_0,P/C"-7T_G7YL+A>)->1$XOH%OKIHO'V7; M,3($GQ]]>&*2A49)# ]JR? H-EW'P8Z&^WC>G3KY0E_K*3) V'R[?#^'%!;+[UYE5+,^D6\^RS+>.#Q=&(/.,LX MOL9>>M5LQFXMT&6;LG]!E@4?\X+92)W:5:;?EIUOEY'^R[^\B,_%NX6S, M@N/K[+=G!V\W'%1)OVU_-Y_]:NO?X97 T?N/6W2D68W]]FKE>?GILYU]BB#1 M:R@P_?;FZAK8L78A[:2C1[]D9'UO=-+0_9OZ1>'!;_-I>#\%:S>&$UCAIU.[ MC+6=@K3X5-O9 E;(-B1H\YY^$6BZ3.TKV5TKW\X!!\#C9#J=?\TZZ^MYG3][ M.P?E9&]+FY4NU=KG/VU(I ZJ+M7/>P8Y_O]PYT@<>!+2O5]]>W%S3+'OX:U>^O) M:B\11NA;\^V@3E]2JN_O8YT=..UEO$BK)_\>YY>UO?Z^'>" M1*M7%L-EO?*M'NJFU]LK+-:GF]I_M@NP+E82Z=%L[*:/S5]0JL\;$?/>ULMO MW75T7ZVE>M=,)SJDCF(MK^WL!,F=;"W08YL: KVO7(\M;#;-]Q3K MKGU/G5&!?ZL/&Z4K:%B\6'O/)U\F(7Z,Y_])X@N ML!.^VCHL-B?\38\/.JF\6%\OKM>!5/=VPNFW]_7$QP_9$;R;+A_TC@%[_@%L M@#2O\[CTU?'MKRC6[V:R_:!*BK4]'TVL-(B3Q>+FZOH0M:5]S1WV\N8*/OEV MD3Y.+FL:V MR*W6V0M*][GA8GA$75M[XNW49[,)9NQ;^'OS>&YSVW2'ZU?&/Y9@#,30\TN? M';A>WKT_NV"QU^[N='[W[=NG<_^(5)LWKE)L)KMPJX28-PMT:>WU+YELO\3I ME_/KV.]_)95EN7#AKV+=Y!,K8O3O_T,#:B:%*LX MY3)ZRA&QW"-B0D!">8,8#=SJB+VS]G&'ISE#Z;S>H#U0C_]>SQ>+8_J\*E@9 M[H,RBB 3B$+$RXBDY!0%'IA.3FKJ9)->/V#92>U_ROZW]=]^)C__]#5.+C\O M5[^N:[&U?T*^QQE7-T_\LLCB)M>()LMX=5L^9Y+M:UCG/6,'/2O"%A#*-U MB.8I478\ ^D] ]%+I." ,-^3]=]_>6XEZ7>)>4Z+Z'Y]VYK M==7'92"M>^6 M-,ZBVFM##LB$VGT[FF<)%^V[1TA_*SHU0E#572!XV<)QP)XS$*DFDD7%(Z M>1.4BL?8$4_-\?S)KJ9L,PT:E:L(-TH8:Y"+4B*M$D,T*S&"><'A+R*(&KME MT-DXS?M%;K]=(8QLV_00-DW,S>LV] M-$6Z [.,?KY/J&]-'%Q0B-\U9(?(OGNFLIXYHK5!1@JH2HJ$(D\>1!H!2]0M(QAP15$7$;E)#:2#5>;G0PJO-2J W! MG%6,0EPL-^>8#=GR7:G*YJTEYARB,4ID*2PJ04N'$A8N& U=M2W4-_J"&=(> MJ5*LN+B.^7QW=MED@7OZ<*5U$,YJBEC>V4;KW3 ]?P>C\.EKG'Z)O\)P?MYU7'=H594+FMJ &5(LP82 R0 ,]@)Q MK8*RPAN6=WC&J0GT,_P[1']/B ZA)3S7E?^*MO[T==Z"7IL:*H.Y3H$K1)CW M8/1&AX(",1E!:+*DE3.FFT.Y'Y55QP,Y*C+!"]O([;LZ*L_S=HDP*)@D85+! M?&*,8D2(B(%%%X*@QQ.*_4D(=2248Z+4Z_E-W9)1N8J*:^M52+GOAB*C'0 . M ALYFCB1670K<3RA^)^#4$128!'<\L^2/SZRV<):BU]NX6,3X>*OA0$.X:145\=0'(A*2UBAH"_SF")6( M!&RQ$EB"'!_.(&[:C0,,XV.KK(0-W%MHH_." DA&PX\4$/,!&"-U@#5N[ 9R M/[28#X;PV&;D?L/YP)HJXS#'#D1AXLPCQ41 6"2%I#*)$1.H:^-776KK=42L M.Q[849)MCV%]<%T533C"6L@13V +*FP,B@D62.:Q=1RT+AY:[ .6,;#'1[@C MH1TCY?88WH=659$8E"!@+(ID,C0R(4YBAD8KYD'_=[:%6EO& !\=X8Y$=I1\ MVVU#'5I5I:T.D9*$K T>,0LR7WLC41#<)TX=QZ0%W\H8Z./CVW'(CHUO30WW MH^JK'"XQO/K#PZ,G M5_FO8W';5M]^$+'2 %RR2! *\X0PAH)W#C$=,=@]DDK7PMUZ9!L9W5+J$#E5 M M65IP",9R -/&16PO+"_0A^R(Q>>@>AJ 9E20V%MD9 (+U%&! IBAB,8 '8G6 M,-_"$6@D[F7=4J?)Z5;) 1ETM;"#97\3V\.G7P9A:*4)_E M>PCJ=5#\;7Z#I]="%GQQ*>"ANMDBAE4JL?1K_A9^]?/Z^KVMH647L^FWNQL: M/R[MS'R=I?]Y7/\+?5BEJKCKR"I3PPXDFE50"2&PC28@*R-%R3,!/P1& I89 M$JE+3G03G-!GA'A?HSXO!&DI_6]?!YZY;/L(9CVHI0HJ1*HU0RE:CF14'E&O M ?,4H[&6<=8LDGM(57 D[&H'Z]'Y*]89J">SE3VT3D$5@YV%\_N_;G,8A(FMOP%H\W27[_]#]!%TO/ ,J[I_226C3$E)#[#[B&PD%F$<.?(J&V-* MZA"ZB61XP3)M%+"7DGO0X/4=O6]W9^)\]%P5B<(^DH@\LQI%'2/2VF'$5(2N M*$<"(K2Q=> MS^OS21T]C-/K^*QB='@E%2;41ND=HLPSI*B2P-:H-ID2'/:>M%BBRC@LE%BA M^D:UX KT'%;/;# =;MP^4TE%8@J&>8R<,QA1*SFRQBC$K,(V@8:8CDN5O64& M09-\C&'Q&DBR&IG-?3*O_HBUGT K<][8J^OI_%N,ZYM,-MNXWH5]\W@7]G;?]>)^W_5YX[!-=177+MK$* J>"H0CF.2<0Z_7>CR3 MFEO^ DRE8\=Q/@B$1^]3W7=SWD6MK/S(0*PT[0?38CV/@-E[9T@2##O"E#%K@06P*32F8=3&DE$^PK>]0![PU+==-^[Y9=\CA_31?VNGV MRP.>/%-AR[A64J" E452&X44]YNV,:&2I8WBV_N2S$VO0_@^L3^1,)>DE4@( MRI&%)0RI[,P&RTPT2A(<_6COMFTY2D^TL[;(%#O*GH-FVG3 GSY=C7DGX+R@7#C#+['\S:[(G M]]S354K88+S.4@]JJ$@!=""U,=,X)UZUR85<1L-K.YB=05,LQT/VY]\K9AX\ M50D&RTL$G32 JHL\CX"- "U7Z@C+08Q1M$G54"9E8(MA[@:28JFP&D7// SC MX%Q+IG3>; &5P5GX$;'""%N2B&&$"]WH^*6?_AS@/O7$TR=*9YQ6>0>),L1] M2,@X)Y$+VD4/.HYGX\^$<^Q(S3L'IYA_O/?U37QX^_/939W5.U@TSQW(+\_XS)%SM= M>WGFTRL/3=T8/#D^UA/YN%I2*V?WF2_T%=_^!7\'Z##KQ(LN+O6M+(- MJ00&ID;?Y7X$L8U$DQTR@IX&<_8W,<&D. MSN/U?#$Y,%_&;:%*!4V5X_GF88<1,0"MEJ")226]!'/68M,B6.^'""CJ!<7! MG*:_#X0ZQ'_Z^[)54DPSY@/H@(DCSX- 5H%>2(@@5)I$@AV]K3.4*W4'8/X5 M0?17!-&?+(+H80S>ZPAC9J?_6/E2V&RF_7XZK^OYU^Q=N(-[C>NHH@]@W!J* M=(P6<:PXPCPP%#5/CG/0.5@+'_(?*ZZH3U3_BK!M$&[T@W'H!478/DQI^KZ> M "+7=GHK?'?P9F>YBC =5$@:Y?N?8(8D@Y))V> 1 6H [+9"/!H_ '&Z M1O*O@-A=W%$_%'?^"HCM-2!6_]!67/N V'(<>;-8W&0I"6MK5OL7O\U@@-ZL MDA)/OL2367C>&CB$56U>47F%P; ('.4T*RAYF5.+4XF$9S;!7!.$MS#MS(_* MP\*8#\'<8RV]QG54&"NL5;X;!80],IP:Q"A7*(I( Z.$!I-:[(/B'Y5\7:,Z M<-*R^PSY+(0:310:B\[WQ!@7%>+*!).8:7?\RY$[IRS_K MZ69D2AL'G^8G'H"LXS_B-'R:WUWX%WW^=S=%&]=1<;"+*.@K*# PK[5V!-$H M-$J2>"FL([)-3.FPV=);C_L6DZ$/5 =CU\D7.YEF-Y:\+PR3]KX7>[:_#JRI MTDX0&T5".A%8=B*..9FR@C]Y5$0FFDPWT@B@>#)!=8TIS3UW>3M^['XF4Y MN$=(U>W3L1NR;J^_BBP92H1')(&]&"7,O_?/?F&8H=4+H"NXXZ07,(,$F(B4!0,$ZOX]=H$C*U MN9%IT-3P71&H7SA+&Q= Z8=]R5M$F?FK<[HF9NO.\E7DG#*?!+)>"$05=DAH MK9'100F.2?2RQ:;=L*=C.PI?<.\X;:'DFQ^;6]T".X0Z_W:2XIO9XJ;. M9W3OY].);ZZJ/UNV(EASD;A&@=& ""<2&9(L$D(P*G2(T;2Y%7W0LZH^]?"N MT!Q,6!U,I4855,0;ZI1DR-ND$1&:HGS+(LH[B9HSC!-O$X?T@V_]=X7IP*KY M,P>Y37W0&M94Y=0 !$>7LY<09(T3.:D4Z ;.>>N]B=BW\(0E/^;&?W_@#GS4 M/OK+KX?<['_Y1^W=C$Q!CH[N%M5!@R?_K+>HKG!8 &P@=[. O=T:RI[;O M*%@)'FU*8*M@1SVR7E&4.(\H)**8=DS89I'O(XR4[)HJG2/99D_\KB4?XI=8 M+^ST(JW;<3&[2.G43K/6]_%S!&CF5U>3Y;:0CU;U53(PK9C*"<8HR&>1,,(T MB/7EG_"G9KI1CMP1GE]W>J5J08"/)E7.>Y17]_ELG:W^_O;73_-'5U)>?)U! M!SY/KK.G[C9*'5=;Q6ETAJ>$I!$ +G<2>4G()BX"_R'NN#YX.#^+5'E"3L3-!7(P2^@ZZ6 >( _#37<:F&T-BU\H'^( MB\$[1[ 41QY?>O]FM@0+<^*F^\_F=A>L%!4V$HD1<40@BY5 R4H*\\,$[+S. MH>2='/&^?,YTCF0Q[GA?Q]7(/.K!^63AYS=K5YGW=;R:W%PM[D]_=G+JJ HK M6+$!(F.0L 3 + \@%"[JJET]N)*(&)%ON5.P<,(!"Q!*5K) M\JT/U+0Y:AOV2+=O_=U.9GFKZV*V=AEMIBOM*%4IGAA)(J'H943: M6XMT#O+ *<@DN8!9U28D<-@#VZY9U"V0I4BS2G/]=99SM#]P8]AZ+5^38I7# MP>EH!!(F4J09C6"O@N'A"(TD@@)(V]R"18;-T=41.J2:Q,Q0(9-P=?WF2.9K"*G7@'F*T5B;?;;:7.;R0VQFE\&U%,?.XW4=_63? M'O;#QRK-M0\T'P]&S&#])@P%2@**,GKCF2&RS>D]^:&VKEL"=T^#GJ_YV')C MXQ6T_G.<+29?OM."RE\2\;0M,(07:?=EX#M*5<)G_PB*$?&6(FP-0=@0BA0. MDFI&-)5'70+>X5T[SS0_*]6W77B?+368/,OU<6R.FOPT7]\IL@.3EC57(F(/ MJIA'8-]Y9"T8?I(FC;PS&!1[2V2;0XA"%S5TQ8OG;O8IBFVIA6);S^[B==,\ M^Y<\B-<]"?_O9FWRW=WCW2UANWHUH!XM##-'5#J+(@=;-$B P%$=>;28<](B MMVP91A=E7D/6#SA 0T^+WV:@%$XG_Q/#/];IY1]LB-RC4$\6\-4Y_#F[7/LI MW\%QQ'QH_%,&6+H MAIXBN7L?HI_:Q6*2)G[-EKNAR.$=)Q=G;S9I("[2/0YMYDC[EU88= /F T%2 MXP"2,OL/Y$S:Q"8.7QBM4HL$P86V@5_D+!ED\(X_W55K#&.;+=U8!"MKGD^C@Q:T?GE>\S8I0QM=Z ME%P?UZ =3?+64_7^8.A!CU;??]?U[WNY:Q482].J1!F6+B1$->5( _A(@8BY M'0E*:&QQ9EAHOWZ\\^=E#O'0BM?V<2MHHN^AA,<$X S9K=.2)K,;,(XWISCS MV4;S7S\'J,3%KY/9/ OP-[-EK$'VG\S"XUK6N>5^C336\V@56[ MA."3ARM0LE)4(B=.3!*Q!#V+1,."8P06PA$K6WDHE5EK1TN%[T5K%_@7U2 / MHM>6$I7$H,LDKY$))"!/*'248@:3GKG(,;:)=7.?0I]RJ^70/:>A=0)5P700 M*2YR1+F=;@F@W?9H91.6AB2.%*@>B O)41))(1FC419L)VU:^/<72OG0+0$Z MP.CH?9MSN[2K3$J+?*2P;0OE\5-5U#B1)$#DN0#]C-&#L2XVIJZF8)"\@,0+ MW8QA-_"4FKB;/%GG\7J^F"SO_&K/YO7U?+TZ;@)']@OX0ZNJH-,DF"S.?' H MF,@0F)$!)64#YHI[S5OX%!9*KM#MQ"^ X?$;NM[?7$-KOH$VE/6?ZRW)7[<_ M7&&EN70*(^L8 QV)*&0X8;?S !L56X0#%G(B[5!,=(52*6GQUKIYO4JI-LT> M@?MEPO,%*N,CD#0HL.="1-BK!#^D1@K;F(PEQJD6RT4A-]%N9WYG2/V5Q6D4 MN0PZE!(O(5O3FQF8T&MD/D7_>3:?SB^WGD@_^W#E7(B@Y$I$-<%@W?B(A.#A MMK7&8-EBV[70]QQR3<4[(BF(L(AB] & WR\ <*2@M8 M%8US)DBJ9(NMS4(7'G>[7'0/V5\9<,:0)J!;EKS85#B78E76E6PXH13X35&$A.*N$L&<6OXQE70.H=9BU2QQ<]/6@QZ;X"54UW=Y0B:J$9%S]OZ8 Q?>%6 MSJ_Q8>,W)N))@@^_OPYBC[ YK*(*JY2$-S@?06B81%XB)P-,)YD86)():]I" M]I19H%Z*C=7[T!3T"GJ!E\04^6\-V3%9'1)&DE$H*"=J@< M02JGXE(L^]=)@J/OQ@>UN$ Y>,2VT.!XI 8:_8\W#N#/26EC>#=?QIQI'_SF?QVZ^V_CTN#Z?',X6KA)F*1"?$B:5(:DI!;X\> %:. M)1";LLW58F6V GMD23>0#:6YV"^3V>7B<*)\5[!2T&$O%"C]SA-DF,-(V%*TE9(#$[K?*HD+38(A=!]X^).DPYILJ]S V8KFSL3K$;@#6O MXUT6$SM;W&XR-A%$VPM7G 3N)$^(R0AJOZ<.<>XB2E*J %T'O%MH.F4-[*X& M>#M_ND-QF"W>0T3-]Q!2J:V2%*/H$XAQG$U%FC.R4^J3BBDXTL)R*BM?>F9* M>^A:!(JLFW"^=@++SAR9IRNC?YO_S*XR%?62*D9@064YJ2E/ Q_@E9,+FT/8S2)[&FFL21E2GG#F.6(2I MB" **:4::RM]BT25Y2[GZC0S3A\%FU(B]G'>RD:COZU();74Q$>' M8A0&\7S!*'<:I >S! 2+%Z[5):U%&-!^^.:]H54L.F]K6N%\$M.((TVKJ**0 MU'/M$,LW75,O%-+12%C4G"982"?:''644=@[YTR/Z!7+$O'(]OP0?9Q\R3T" M'>9#O)[7L)"?7.4[B7>0J'$=5?!660:M4 XL%I=, EV(4>24 +N%N2#]Z--' M=;#V] E807]!L'>6W]Y/[>S6KWN5$F6WR]>N8A6G7$9/.2*6>T1,"$@H;Q"C M@5N=T^C:%H<@9J@2SC$QX.MB1W#_,S3E77:_S>?@ZF4YWC/7M(Q53CG,<*9)">N0D M2"DLM8;5RB=0HF'YTBW2.I0Y=>Q@@%O@46I47T]F ,/;R9<8SN;UG9?.W^O= M@2B[BE7:4Q\)54AER)R%'X%1CS#\4%)Y$MKD!BV3"JJ#T>\8HV*K]]V-QUDI M_9"1ODB_+=;I1W:MY[O*@?Z:6$@X($J$0$PDB101 <2<- 63EC-ZXO%5JU^C_M]&97Q,HS3U>&ZDBQ32@JIA&W-" LG$;0+9UB M(,2(T=_)V7;(GIBY7D&MV+',?6.;7!VV MZW3FL)HJHW.B."X1F)T<62T5 EQP#M:*GG#.@FAQ WJ9_;2.F=0_A /HXLW4 M[HIS+1E(4K!3/ =C$WY$K##"EB1B&.%"MZ!#F66G5QVT'5BE!KY!D,"=QSH& M]I(H>4X@ZQ$)B:'H:+8L,9:8!A7;[,$4-SL.&Y6G^32/!:74T#[(<',:LRO5 MY:;1S29[D^(5(1Q@2Q:9?!U-4$(A!IH6 EV+6X.95V+T=S8=-Y3;TPEUB59I M,; [=J6!D-A=045B4LR[@)@( NG (EA?)"(')ICT$1 1W=S9.G:^](97:<8T M#U+<4J(RA*24KZIQ-.O9!!99IX5'4H#B#?-#4CQZO^U..=$>H-(D."RL>4>I M2OK & %EB^=,Y$H)FN\RHL!ZCV,@.GHQ^GCF3LG0#4BE"-$P[\&CX'W,B1:* M.E##7#ZCUCD-/;,(,V*D#HYBWF(#J\S)?2=#WA*58EL0X4M.N[O*>O=,1M:= M'J%[BE:>PQ)'@D/Y@DL4P6!&)$:'"/;$ AJ/5E$ZX[1BB,;L#>WS)?+.2>2"=A&TY^A9B\L RZ@#75&@ W"*.N@ULRR_ M?[1*"1CLB,MYW4'6:6TR6 K)A(.24A#1QHHLL^AW->0=@#.,5\=MFW>=96\I M43FCF:=Y$S8;QMBJG+HG:[A@'1O&DG)M?#7+J "=$: SC$82EG<&E7^GCHXP M-D^ILS.J7Y^<&_'JM3P5^I5@9P)C\^KL1+]^S4<>O%;_?J>%XT=ZI5,?2+ZDKW7 M]\+1KWM[T6"E7@E6&N7QAK?M[6R_\6]% Z)ZI53/H)9B4!?9._9/H%[3>Q2- MP>J54Z70?3GAF7L[WV_\9M$ KUZI50CV MAD\^Q^4$7K-E[W+3S X:\^4^XV%/[_C^3+[GUV1'Z/S+)-\V_RXNO\[KWV^_ M.\_N]]-M+3DBD>2G^=).-R\)FY=\B'YR7<\?#-[WJ21WEZK.-="9L5-R0L[/ ME#XE$I^Q$_7JU:O7KTZY/CEFIW=;^Q\<^Y_%>CE)0+IEO$B;#T^\SSN '^+E M9+&LOWV,]9>)CV?G)Q\^;NW<\556(!0HTRK/5$Z1DLZCQ%E 7D5'N<*&N1:B ML=^MVTY'=CX8H/L7WVT7$V]W&EI=EPQ6,Z@/'[_&>/WF;"M[#JL%^J>L,I&A MA*%K)JB$-,5JT[_H.9:C]=GHC3"]8]@'1\[CE4 MJ,SYB7C-,5-48PI:XBD_$=#FU^KTE*C7)Z?C6%'W=*]MQ155CL$R0)$T.@<3 MR8A$(F(]T9FGE(>7M[H>.L(=K:Q'0UIH?=W-I6/JJJB@K_BY.A%GY!4[EZ\% MHZ\!8J/YJU?J-6]Q[S1==E=8G6IVFSG1&<_VO8O\>%JNPB%%7(;ALBYA,L@EP@ M"E&C!/>41,5:Q%V4\=$Z?OAVQ%ZTQNEXA?M!*]9O_S2G8LL0[RE1>4U"$E(B MJJU&5B6+F)<;FU*DY)7NYKJ+,8]O]R!U,KCKMU_4O\[KK=;UMNZM M1_T-2B0S7KXI%@5=*262(9B@@7(."D084PB;X-EG 9K\)]RC>X"J0%B M8A\W^]/7^3&\@&(5]$A3'0526 ?D#*?(YKAPHA@+0CN/VSBDOI"UO2>DAN<% MO.4HB;$J6,D0#=8"(PR&,=))*.2PL2ARQU. _S1ND9GIA:@'O6$U.#M>SV^> MNQ^Q4;E*1\4QB$H4:#1(V>R+$1-%AO.@N'?"MLD<6\;/N']N' G5\-28?#E* M;N1RE;2.1!T8F+D^(.I,OO\\&!0"9L:X2)-N<3)1QE^X #6.@VI0:IRD9:R/ MY<>CPA7U425O* K<::2#!CASG"O&B7JMF7&JA3Y:Q@&X7Y*TQ:N4'5I/OJQV MC%]/9G;F)W;Z9K98UC3V>6)AV<>^9+W9JL>VJ WLS2OUP-^ M,;LO/KAA>]^4G/OS8=-V3+WMA2JK?4J&2$0I<2@IZY# FB(>O?22>:W,@$;O MFYFOLVOH>5S_^V;VVD[J5=;EBW1[X_ 'NXQW'V\&\L'HDAW =%)_Y4A.F]ON]_99? M?S%[V,R=\^VP"BHP#AE37B*M+#1%>X&L@R5_=2NVYB&J-CNMI=(5=DJ;WA$L MI2KMY'VF> QO -@WLZUS(!XMN!I6#P-DL6(I(88M3"U..=(P,(@&QRFQ4; V M\5;LQY5;_0'<@=AZVO)-J_]K$J?A5YL3R68=*)Y9R6-D1%Z MBY)/#FEI:=[VH.NIJ0*6$K=(M,5?)+F&0'6L&O]%2HNXS,$_%VD=:S0>U?K! M5+__<-7(=;J4==M/+F&$%LNS^33GZ*^?#0;IK.[*Z(@IX1K!&%N0)3HBKVU$ M 6-.%8W)-(OA[QN[^R9?N.GD,2^E>#7K2G;=;,W!7$E%)%>>2(&X MB Z9R, J,5@C0T@@6F/*1#?W@O_9V7/5E@$8DV"7F$GD,C1 M7#9YBQQU.JJ$E?:C3THZ%@H=#6EYHFP'JJ4F44GOI"2$(Y? W B8:K Y%PF#4*(NT"PZ1 MJ#227#+ ! M!6NP(%%_,.B5.Q\"]!+OL0=+9D1MG=R/1DX'6K/XJ.4RTLT"# M)#T"6:*1D-GIEVM#&8,?H9'C5.]G1XTR:3_[?.6YT0'G.RXQIK!".XRLLT!U M:Z/7#%-G6P2*E5Y;BHWV5KG2#MN1:"V'K4&[JZ@P2&27KTH$U3XA$1-&D@:* ML)#1&V$I-RU6H=(,.WI\#U-AVL!7GD1WK7V\H#97?G=54!GFM$V6H) X1XI: MEM,Q1B0C9S01GH1K84\55V.Z9U#'Z VYM[/*&I7W"/S43JZ.V-=Y6D$E@[%2 M&)Q/FO,U.SXB355 @H>DB3)>=73[Z(![.D77N([1'@_?CM[1WE9-%8BWS$F0 MWMY()*@Q^8=%U@H2@U,YE>P+.I0=+_=:83Y6ZZU(Y->#,5U;V/F*@:<6Q3!O M?_#U3<32N#(6>&9I\-RF(@E,[S6?> M'S_'N/PP6?P^GI84&I[F#2HR5.N;YC_9/TJ^:97B<;9.FWGW\?MZ_F6R@)J' MWHRZ:]&K/Z[C;!%/XRRFR2[#94N)2DKIK0$+C>I$D*/$(DQ%1$Q22C765OI& M4?3]]/,,9!.,P>'=W5VPLD&KX'7.E(]AO0UY0Y98L#!\]"$9+"AIX?A8QL#O M9$2_S[[<-6S%,GBO&[ZY1_((IFPK61&,53#9^@R:H>Q:A6),!GEJ-&:.\.A' MO]O8Y; ^SY@.X2M,F55^Y*R Y!2'1Q!G=_E*)::L8PX90R.*Q%F4A-*@Z O, M!.5!Q6XL^1=-G\Y!+&>@IP@]"(>O4'M*YL!NXF*0B!H94; \HH2C099:G2Q) M,I!NMA!?V!+5/6ZEN;*1E<=39G<%57"81DGX*@,^BB$D!'5A9(7V/GNU2-U- M-%"O^S<=CO(6!G4.8VDB/9*:Q].I2365M\(3%24BTF+D8M2(<,)08 16=D#= MM G5*!4JU#^I>@*SS';? _OWMC_PQ]IS[GZ+YMO0UN_W;5L\V#S:?>?FGI(5 M=L%%"R/A4@#U@NJ .(N@;=B(/6$,VV:W:A92-IIZ46PO5A$1@8F>HI#3B7$A M$JS'/B#LHDJ&PBK](D)'.QS6??I&._2.CJ]Z?%4-3,?U-EUL>+'0P754EE,& MUIE')OO5^V"RF[WUF]!&IF-D+6ZL&DB-.'KPYN5@/)HB0/7?9G6TT\G_Q/#W M?)AU\2!DXN0+".V\7YOF]4<[W1H^?%@ME3Y]A<\H5A*?";#IS^FKUX*]X@#I MR?G)V?GHTW3U0Y%>06P1HWDG)Q]Y5JX_S9=U7]232R!SQNULOG@VB.#(FBJ1 M7)0!)@+7P2+NE!:"Q$B^VX,@G".B?A MD/!V+,M^F]FK>;W,4O<\NN7Y9+&Z7N,P,;:EDHIH&S /"ED= XHL,"19W$PZ M$9U.;396RJ00*RG!NL.Q8Y:<>%_'E84,LG6Q(O:7N%CFD^Z=_E1MJZR$\L1P M WI@%!$90T3>TJ;KGDNF7: MDM"5R2]6DD%]H3KL8KBZDOO@96Y5JN)>6(*U M0%P:"^:$]"A2F<"AE=N4(?LHNU*E!% MP9,4G"$J@H"YX Q*21'DK726.*8D'?V%""5V X,A&0@]\DF"58L3:$*[M# MU(84^WA6 MDN-*0[I7Z=3RKZ./F2?43?S6=VW,30Y#\XCD]'8&,W>["Q:-HBWVG\ONYO0E/GJ!<3#Q\;Z>7\=Z^>W] MU,[RF?2K_[Z97&])(7AX)166*02=++3'@I' P%QP5&LD2<[Y0T16,U_*#D^? M8J9+!$>D36>G?_AW/6ZSL''76'S\;.MX:AC FKYR.'@7(-"'D?:F*"!&T M3!(%%P)T,T1$<,Y7PT0,',QJAEO(O;*[2GWRJA5D(Q)TS]B?JW_C M/'U%93V/(KMR)\,]F"\V(-!1.=@P6&*NP(J)+2[W\CPKJ?GS4=V7H.Z!T)<'^ MQCHE9"6U2$:7$ V*WEZYD[1R;?S27]Q90+_8%0\\>I52])O+2=:?Y60U,P\= M6-4]=/#1,^VS2UA)9H#^34Y:NQZ)WLP3R M&'ZS.%'DF0I&Z$33^+-#C(B<'>)\M [4I)VKB.!X=;U)J7'KX'$Q^_5F-O&3 M:YA=][%"L[#3ZZ:O]U61,(<9S".2<[P&$C%B6&V\M+G@GC6[F'70/) ]DW-L M(U"2M:]L/0,$%Q>S4U#I+K[.\LYS@@H6-W56/3LD[+Y7599C;:*1B"<,:XVF M,,F3P!L/!AA0T&\[<03Y$W*U!_#[IND96%:3Y4E*,(!Y!_L?\YL%=*$E([?4 M6D7G@Z"&(RV#0SI*@X@@F_ #81C&JD5@H_C3D:\[G'OEV7D,-WZE=3SK0Y"] M8O[P<9%W<&XW%ML0\(C7502;,ZI/SDY.,..O3X@X/15G0DE8.\Y?G:EN7$7^ M#*SL'_PQ64$K)])[=\&VUL_WU54^I[V)CL$ A;P+93$R)"K$*&9,T:1(:G$Y M6!EODQ%9/1W@6WR7KU#BX.U1G05?>7(;!)O=RO+6[*U'[O%;F5N6K;LC^]?? M']FO4K5/PZ?YKW:9/_IV_]5=<[:M3NUJK8)*(5$+[0V:(^'RC9G"X\V>LY"@ M.3;2S?N1A\>@TKALQ9-Q"G.)',9@O$63$%8J(F)T,D)(%MK03[:]GCH=[5XU":[AF,YOWH"QXGW-U=Y]&)8G20^=N?:*]F[>U5%=)(\ MB(0HD0&)['9H>""WPT&"$8U.]LM,S,?#O+MKIQFFK+X<,&N/JK^RE%FG@5Y@ M.<0UT8@%ERMY\M)D0&'Y-&@F!BX[%6):N MG#>OT-*57U61R+4$!0))JAC27E"89\JL!TC%9*1LM"\QKJ4K=ZW/I>M1_95) MSB;C'>)2)\2<(_CX-8'2U=;8=EW$O7%M'0OE(P)X)D M&-KIO0X(9W%I*2*V8PZ)PJHA@T1DKEY)_K;,)6L#A@@O)F'5D)I=6F]:?/=O8I7EW/:UM_ M>W-U#3;]GEC^CMY0$1D5U3B@1%)"03N.J(T<60$L3SPRS5HXMXQU8ZXMH9K. M[-X'X^DT'](]80_C$ $AI+-W;$C<C7N^>IZ\M&]*[FZK!A>]N6@B-LS4IJJ8F/#L4H#.*> M,L2=CH@Q2Z3T7CC>Z'BN;$\SV^['(U_H/IE=S.)_15N_B\M5-@;0E8#RS]^7 MT&7UE4H2IHL XT/AA+06$DD9&=(Y%S>F0MLV=\$,:_4=1H^&"F[/Z Z]V?NX M>R=I&6OHW:?/]?SF\O/KR9=51Q?=T[3QFZK(#+-4$11D]$ARF2,<,4541HEC MS@]!1Q^I-R!C^P1ZA.3-_=MT]5.<]4G>)F^JHB(\">N1B1Q,[L0(PC#F2*J MF8W2,=(B3^ZPVP^ER-L3T",D;\^,W8X>M<(*&A+R%/19!G8%LBD[2!#0M85W M$>R+3J+X?F":=HGN7QM@S3? AO CWJ(0/NKET1[&32JOJ-3&@:V/?$Z/FTS M2 O&D'/.2X599'[T=\2.:#.K)\S'X?6^7QGLFKB-WE-%;XBP#B.'I0<;B<-R M30A#)*7 &7$D\M$Z?(R:PWW!/THZ/Z,>]D+G?>\!/4.XQ"5'/L6(A 05(RDJ MD4I&!J9T-''TNOYXZ=P#_*.D MFB"HH$3:%E=R#:/[=T.1+G3^-CB/8X[N5P2[).G>=ZP<@ 3Q&MGL?&23B(@' M3U"@,3K DA$\VCC94?*U#\A'2=UGE+[.J;OK'95*F)&@"%+&4("0 *(F<,0\ MH91$:J5K8:(.H],/3]V.(1\E=7OCZU/$0K1,&D61PL&BG%43N4 XHH92[F+P M3G23@^]/1=(NT1LJBKT2E"88-P(BU"H,$=OJ"(APDE)40J!(JJX1\XHAG"R!B9[@.%L M84(.ZT=3G*T=(SU"MO9$T:=H$169#]*C9*A#A'.+5$P!11:M#SQ$+5KP*\[ +>X3SNW\UGO]KZ][C,!L;#?NYRO^\S^^636,#)=!,-&,-CHVKH$('O M#FN^L](>AV.\GR\F&:(=,_J8ZBH7.-2$+9(IRIS13B.?C$8"K$W#.%;.#YB" M9G>7-LEOYS>+YSOW-B=(!B(0^BL\^7GWC7-=OJA2@2;#L$#,"@*KB8%9K"+T MT&H7<_IP2]K<-E?HQK"^Z?3D*KJ!QZ#4BMZNH[<=O*C?SF>7L>Z-U=^_J((A M39$FP-%3C233 2F?+T_U6 I)L VRQ:7MI:Y0?%&L[F ,QL'JY[OW( 1Q3V[ M#FJO.%?4\*A1XM$AZCA&(M\H+4')ASXE[7DC_HY1*GPO_KI"MN5[ 7.GB7(8 M61,]PMIB%&402"NF08=.+M VEP6/5F:TXEZO"V/[$1J'1#E4=)::$7O>6R6! M83U)$101'Y!UL(YX0RT*C#!-*5:FS=51XUU%QS,CNA^AH?>"]O6XS890X[HK MR2-E(3@$2HA /KB @I 4L2BI,9Y9PN7X#LR:RL]/7^/T2UPSIT\\=[ZOPLXJ M2QE!,B=U"MP09*UW2#J?[XX/P2LI^^3] MSO=50H/!+H-&QEN:_1\ Z2@H4MICZ@)F(K:X76S8<[MQ\[[K<2F;,;4QMI_F M2SM]AM:E7ET9&:FRP8 ];T 5,I2BA(G8I+QU1HIF>N&0:!ZZ5@[4DLIBEKPW M'F!6JVQ&#!F>-NF%P1J*@K>(61IK-M8^"3E_:0,ZC@1W+P*O%Z- O:RDD,.- MX LX:2FY:AVJZ0[4DBH0Q;CC.L]:Y:'6NV8G=D/B>6.A,5A;*BJ5D)%PQ(0P"&82S"S';F\]92PH.]H4 M@2-EY;-F\KC'=%SR**L9RX-TS<':4M&4/ Y2(>$TSO'E)M]Q[VZO7M0X\A87 MJH[U/LJ7/7^Z'],Q;C2-%K$7YZ_Y8\W-/L=RC(9EZ1"_@R/JSJ !](BPNC^G MXP<^.3>4GFBMA="G4I^H5Z=GH.?H5R=*G[S&O7F&_#A1C'LA["K,*D39I2#/)P2\N"W^32\G\9P&<,)H#'- M2E5MIS"LGVH[6Z18#YA]X%.F7-\O?CN'?D)_3Z;3^5<[\YGC^;-,@X%?_ORG M9<9C=\O.0%N=+#],%K^_K^=I,HVGW][,@#DS.YU^.UDL)I>S&/+7?Z]MB&-H M\:V.??O4A[BR'^X>'CI_Q6W[7D]FT)S)[/)#]''R)<\ ^"V+^G _178L9P?5 M4Z5@@U+>(JI]1%30@(RV.M]K)#"-QBG2***T."8YJ]N[^?>#V!5236NOF! Y M[HX":B[E0R>P/&%10I%Q \"ZC#NY>)5??7MPL%TL[ MRX?J^<'+U;]V^FTQ&3S+TVWKWT8+K;T?E'=Q>9'.(ZBK=1X%Z.TND^^ 6BKO MA2<82^0IM<@HD#Q6)M#RE7+.4Z^L&G"%;#03WMO%\GRG#7Q(-15E*@G)0 (+ MX#/3F"+.0D(T)2*=Y=*VN8^TS)K7&P/F18$MM;0UZL;9#8"VJ<1]B"^J2$:<>D9\TQ:HULD.RFS8(V*9L<#.X:5Z7VL/;3>7L:+M'KR M[W%^6=OKSQ._LCEGX?3;_?[%&"S.S;;*ZJ%1M.>F]I^!AV%MO#\RB,?0OHU2 M]=[6RV^C:=0(MJ ^U?,;:,3J=/ #S.7ZQN=MS-DE$'YJ%^. :5L;?YV'28(I MFM]9J*4?XF4N.J^__6J7( V*OV^@;A:AZL?EW/_^>3Z%173QZK]O)LLL>5B4>'MB=I]_>UQ.PJ^WL;_#OCNPIDI[ MP[2)%I'D'%*1"^0C24A8$K01BGH\8+[L+;UYTHU\%ZP_')7GZZF2"\YA%I 6 MFB&% 8X@P1:4)FE*C9=8C'YWI5<>S,NB6^ST8.;KF,UT.SV;7UW-9^L>G"R7 M]<3=K"X$^#1??7::;;CW]EM^^ 14#%@B\Z^[HLW:5UX9K 57F %RQB'J88QL M3!0%JK"D.8"@39:?,MLQ)7DY".2C(BMHG%]6&N?ZRWQN C9CBI/5]W>Z>EO: M-GQ-A26WCG*5,^%XE'3V(5(:H\AI$)%K&OCHK_\9'8'[ [_,GF,SC>WUS?*F MCIO+UUO7'=9PMXD4ZFV<%[CJ[BPU^./9Z,@/ZO 6+,[R!89M=3F ,0!./ MR\6[N&=??D?!*FKE@K0,WDLELK!THL2)15#<#PZ#.TE&%$5(Z(Z""2"LB$FGFR;&ZO+*')=$N/ID459= N> ME1W0L7Q9U:>O\\YHN*FO$B!7D^>@+, 0H2B%0HIJCZ2V@EMMJ0JC/ST;#?N. M!W7$I(/7[W$).*;&BFJ*C6 2&9(,XLHFE 2@)6'A=S$&SER+W,)EU*QQ$>]( M6,=+O=?SFUT7+1U78:6(3(D+N?:>\"IH%!.L"!1SY:GU3+8)LBASC>*HB'_@V2HX,,^I5(BL\\Y$!M/3,X292]Z G2YI"\=*\2?DW7&HCI-W MJTM).R??HUJK9#6F22?$O$R(Z!@0Q@(4%#"Q ]/8P*P]GH'RS\7 MM".:=^B M] ETHT:-ZBSN?1VO)HM5&&,^SKS.^UUC FOOH>Z&9/F'LXOX'__R_P%02P,$ M% @ _(EM4%>[A6="P@ [.8) !4 !B;7)C+3(P,3DQ,C,Q7V1E9BYX M;6SLO=F6&SF2)GP_3Y%_SG568E_J=,T+/_X< M__B2+K-??BQG?UY.OF:WZ=M\DJXV[_ZZ6MW]^???OW___J;=%5Y2/AY_G:[V!1X_ M3'_?_KA_]$75W_'F62BE_'WSZ_[1Y>S0@Z%2^/O_???VTP:2WV:+Y2I=3+)? M_]?_^.67+7)%/L\^9M>_Q+___O'-DTJ^I(L_\NO;M)@M_C3);W^/S_RNPY=7 MWQ?9].WL.GNS6*Z+38V_;)KSYZ]%=OV77[_<%I. %I00;;'ZGZ=+K>[OLK_\ MNIS=WLW#=[^WWCJ;K=+9?%FOD<\*M]O6#T5V.UMF2[68NO]U=MEANQM#X0U6=7UY59W+,%O'=BU4Q^[)N)D:%FKJ1XE,Z3XO[^.K98MU$ M%Y4J:E&&O"CR[V&NCSWI:O4U*ZZ^S&?;W>5PCVU]6U0_?+J.I@DT]DJ M_+Y_6-T461:'AV55;;3[FI[DCY;#=#W/KJX?'FM#X KU]B7A^DM>!+,TFIPV M^U)Y)WZ=%$;KQMQ:$.U95/W+DBTFZ_/IF\2U;QF_#[SZ,K>&W\'D26M52 MMZOUGEX0J#:25ZZ@S3:'%7*PB[>S16G ?)PM_SC?V',E^VAE9=)4K*#5-D_# MHBF;;G8EKM_%7\/'25[X27':QS.>S:;2S'AX(^@G=V,_S[]4'A=Z;\BIP?!-^N:T^??3;CI$A>%C[X8E9 M'#3ZQ/"BE@R/8M7)K8W:6Y7V)4:@O^UVPUFZ3S]D4\6'W'\CX>M6M)=*B"'MJ%5]R+$;J>JW_ED%/;:Y>7^^VV5V^G)VW5Y\_ MUWX+(MGCAX#WU?7[;/4]+_XH?ZLX;=>HJGTY+EWNGRO7?@L_;590U[.M9_[J M^O,L&G6UD+Z@JO;EJ&:Q''ZZ@]8\B+[;=:J^&W))'6VVO)A]VU!N;["]62Q7 MQ;K"A>77D=O7!(3*ZNKY?9*NY< M75UOM\ [0^/LJ\:"P^7.A:[>-R0B54?=9O6V)Z%/9\4_TODZ*]GUU)=S3I"* MQ7MK[Z.?#R%;D9BMOJ0WV3]FD[R89M.K1?BT+D+1&YTN9RT)7;'VWJ2MUM$N MJJ3%MA^@Q3]GJZ]A_-+I/ ;L??J:995<$#6J&D2.JBRK7>,@4E5D6=T*VY-I MN__Q.?UQOK4''NVD'9MUYN+QWGCX^D.1?YLMJ^\UUZVO$XG*6,'PC\UH\F@P MN;]" M3W'"K&1.G2K3; MI<4?X96!HP]?-Q"D6HW=2K6)W_O\-5U\SL*(7H0"\_LWMW>!'=M Q%8$K?V2 M;F5_]"F?3S_,PSHOFZHPM\WGZ2HKTGGH)Y^+=+$,< AX*'F\_Q[M-9\7L3OWN9A6C[;TFJE^VKMX6\K$JF%JON2\R&X*5B MU[-YIN_?+ *Q%^E\?A_,J=G-(IO&G_]:I-.JDUB'K^P+EW*(*Y_ZF,7^_O!P M*TA<^)*^9-_\>K5>Q?.#TVUHI-KLH@4-W5??"&GU)7W)_B$K8O!?>I-=76^> M_&N6WQ3IW=?HE WT7$SU_1KN@QV M]69$>M(;VY&Q^@OZDGDWQ'Q(B]5]>X*>J[4OZ:K91)?4T5O+BWP=WKLQJ3]F ME.5J@PS95!/I!C(&_FV^K'3^[:H;YZU4WINL5W?;0S@/ MZP1]_Z&83;*/,8BX'9$O>L> DG\,:X#KO(AZZ4KPXZ_H3>YJ8_M%E?36]K@I MO[$@U'*YOKV[Q&QI7G.+4JYOPS?W5]>?9C>+C56T6*G))%]OSAA^R.>S*D>W M+ZNE[]:[M%C$8_!A\?WI:UI4'DK:J+QO6?TZV+C9SHNT89'[$7.T9#'XO+@T M*+?+=_:-S,6F0:-:^Y:NW9XZ=(]MD)NJM1?T+7/%R;!&74^[9WY/Y\\.P!S)D5>FO8OY]>BF]8]*MMVH\#F>:LH7OTVS MZW0]7]5LXM%Z.FQP?IO.%LW;^Z2:UIN[J?VWV^SVR_.C1=7;>JB.MAOZ-=17 M3-9?LM_VT-1L[HF:CC9Z&G.*;/VC=F/55A>9]-NWWEP M).SBU>>S'?;UUM,BQU>7+Y_GDT-TVE#I.EU^V?!IO?SM)DWO?H]C]^_9?+4L MO]F,YK\!N,LU^C]W7R&PJ M(0XQ\13P>[$#O5O*'A&%'Q=A,9R?D MKUI%XJRE473)#(!8(2@-V:& K(*@"@H/Y%/%Y)<8WUW\Y5=8EMR-0A=-HC$' M;G<*S7O!*H@5OM@,H'^>S/-E-OW+KZMBG3U\F2]6H3^Y^>8L;!@[LYMM;^^! M8D?0^O5CUFMWO50.D&<26:!M]9SXJT$D/@=6%AHB7HDUHE9ZR71VF=# MWC5X&Z8-29K8;OO$UKJ$- ^E$P4UUMH#HH6UV(H@--G+K91.#EJ@G9+GJ/5[ MP1A51[-56=,8O7\=]@S#FB>2O3[2#$.638;!N"'\YO:NR+]MLT6\>[)*.D"2 M$Z4"AMI3YR2Q$FI*K%'6E7)"066?Y#BTZ+N &76TEW>%5%^,\.LB0!]W56.J MPA_QTWE"'"^42$\IM(QA#8C1RD,,8"DE10S6Y@-ZC7QH#:C!9Y._%OFRENVZ M*9@H2YB!"@EH(5/ 40%4N8A0E--7-$PT7QFUBE5?S%"3R?IV/=_FH[XKLDEY M:NQNGFUTLI@^=LP9L&PC5 MP4>L]]DIKITJEA *):'"&&$UMD;# 'PI:1CW26W^X%?(GQ:1ZHL3CWE^@@./ M'TL4@EYJ@2"S4G/%+=6VE,0H4'^50UZASAL@\Z#C?_O]P!YZIWOKA[R1K>_K M'[U'I\LW77013H_>A$/M4D418]RB0F*>A3>+:0S67*=S]V,R7\>(L$W\BHYG M&#ZD]V56G0_YBO$8G'UGGHA5;&:>PU)A!L^H(V5ACM MQ^#=Z!P.??]YMHIO>JAFB,L3,<]0S])-H>M4^J#XR/HGG&XS5XVQ(%C>',,B0IHHPPK+G8*5HI M8NN;^KWYTUY_'WIA?+XN4O2WJMDV5^>+]4:X>-!]%>6.)YP? 'H 9W/A8#I9 M'1?WK(.HNYI8MT.WP?M7P. M/988*)"5G" 7FJ\ET(R;S?/[[-LETCOV$*IBW7 M6<\C]#J-14U=T?G[D[:7#V^2GV;+5!M1.(+WI!P0@D!CBJ!-/1<81"=]!*+]C1**P TW6P,S;ZLFP=I'9D1GFQ ''KC MTLZ6,1 AGC=X>R*"JD%MB5-621%:)AT/]B!RWN]4H;EVR-8)A6I#WF.Q1C5K M2KR2$%@E#, ,:"!M8/U.3D*X[?/HPL' GUYTF/>)X:C#:3[N!\4HZOOT]MRI M[L,% O1,21:60PX:21!G%*,=)!0#7"E/0I^!)YVK/N\ MKY,F)>-/>L7/E8D M 8PQ&:96B,(:65&@D-&EA )./;^6FNFKQ[H&HK?I.V MZOI=-/G+W9]-_M28RJJ(VZ0QH6KZ;9.7\RP+:E66*(P8%$H ;0@Q@%E-2DDY M1&J$KO1V*=$':FT/#.\"VK?K6W63Y==N/KN9!4NH;/R%8\2IJA*&A>;*HC", M6D:"C:5I":C@CH\H^T+OJY3NX>R(--O6;'I/5LSRZ>?\_U^G\]GUO<^+^%@] M_IRK-6$">V\ =%!#:[W ;)<,)'7M%@'; M>6RF35?9TA"QE@]37/Q75^A[I6%C3#I)=35B; M",4G/V9%=4]HPYH3*8$D%C$-E38@?-)@%PVI)>9D1&>PQ\*F[M#MT?MS4+"M M#_:E8,M*C&RQ]D0)QC&'"F.ED->>:J=*W&Q08&U6TM?,RN$0'IB9N\87\=KI MR=>P['C\P%;>>-E-3)*^OX/Q4N"H&?!PO#*VK"V(A(J TH<(7+U9V/V M$S.U!Z2[LNG^/4N+Y>=<9WX]G]]OKUBJ:=@=JBJAC 414<"8ALX9>B(UY=Z] M9+1:MH.#?.*OF4\]P3F28>Y0K]AUA+@K$WZL/[B=KSLA7$L)-1)*2N<\(!R7 M4X,*MG+]#5'QFBDX%+YM#V2G&EI:$+?QRI$+1[7*]2; "P(!4P13Q3$$P&-2 MRD\LJ)\J3KYF?@V![<#CGX=8 MN=C2,H!??V<6O&9B=0EB7P0Z[(78=(U/5Q\>![;M;B<[0::+ZTJ0,YQS!!"C M'&+I ;:XQ(0X77_ @J]ZS[\O0/L.*=R>%HZ8S1;K,:5]BZI\U- ')>YU>'X, M/5T^@<*YH'TH@"(LD $QL].,P@Q7&T.[D?\%J9]$@9Z/1:Q53T(=!D9310,B ME%MA"-P-APH9QOH\3G8N!5F;VCV5/:QES/J,/*QT&&US6_")@]7[WQ-D?##B MM8'06XV(LX#84E!$1?VU>I^)K-I39]X&HPOCZ55U_*MNYRTX?['W\3**]HDPJ M @QF3EAHN)3E+,61Z/.^K0JG>FNAGK[=GLG^ @J\ M<1[!LNV>(#6><)96]-9 ]J9[>H_FZP<'R=7U=N'R(9U-_WZ7+QY" L_LY%U8 M6P)C-ARML55>TF!''89M\21_%384U;5;<;IZX M_Y05WV:3;/O#!8RI5%^BI(1$$6\TDV$JHX#"712Z(A#H$4;4]LN9+E!LB37+ M':E# W1VG1?9QW05%P8[#ZW.;F:+<[%MEU25$,XUE" ,I,H3(*!14)522F+J MFVU='@+NARM= -@F3=3-LQ:YQ?02;APLGS@2C%[N/1>4$J =(8B6\ECJZD\X MG=T3TB\AVD"M9U?0(V2VGJOE@P_BS4*':7,QR3Y]S4Y>*'1Q70D!0''.)0"& M8D8<%\:5F"#GZT]#K<>5];.QUS6"O6S=YT61?X]G4=1B>K7ZFA577^:SFVU6 MI2/;]6U=%W/JU5$[RZMK4V336;PK:/^PNBFR[3650_L48A/+%OITLLGW4,67 M<+)<(J2&QGC(K $L7BD-@I42V*$1T!96.];0G[SG_ 5'RR14"VLL5 H90"0* MHRV@.SDYH+K/@X,G?0,M:>OYO:LMX3+JS .?ON;%ZG.PQFWV99-T]DSB@8// M)T9RBI&SVBMCC6* >E$"XJCKDR@7^0E:4/%S1U(+^/1EJ;QHZ]GSY$=*)$X0 M0CTFP#$)E? N)G/>9':DOH26=G6- (XQ^/BZ,RB[)KPM_PV>YNGB\V)]V]9L9C=?%T]F/6GDPM<4D>" 3*6.4<8BM&9 M5".B2KD ]O4[?F<[H&UIO6NL>AX)'HN@IM_BTOC\A0UGRR; .,$@Q#AN\2H) MK9.^E)DC5_^NC\YV/3L:%5K#J&=>?,R66?$MJT.+HT43:B3!"%K+%:#6ZB"G M+26.^R[CV_KLB!5M0=07*9ZNFLXL&U\^G "BB6/*PD!X*CCSB)9#H$2!_CU. M%P.O&1N#,XS*SZX0#CV>:&:\5- J;1"QQ%E$REXBF>)BW$O%)JHZJ?5&Z/Q, M^A_E\G!HM0^C[LW-E'-B M_[@6(D/HN>)\?JQ(@KDW /$ $_32.VH%DZ6$SN/Z(7*7&_D#S^HM030D"=Y& M-UUQ=IP_5S0!6FAHJ68<$^DM)4Z6!JRREI%QS_G-%5F!&2W@]:_ E%%:!^,C M2'=;B!?O%Y:I58&%GB%D-8;8 8[@?A151.!>%5O-%FA/"6=V"6LA]'JVA3E! M&$D$->;2 H6M(KJ4"S@ZPFWAWC3?%FB]C?SYXF95/5;@T..)M)))9NPFC:[F MB&D)2\F$I?5S&%R^WS>T@=@TW0NAGX\$XS;P1J/]G] LBJDD8-0WA &GIE)6^M)*U=K;^ED%W MIF%#Y5WL%KP,HB$7@F9=%/%NM]*@,>E=^.7DC7J75).$]10.TRIQEEC@J>'Q MO/X>"3?"/<6#UF0GP:DM@=9[R-F#]5LEW.SAZ01 (RW7EE') <,^F,F\E$N* M!JDD^UU:-"9#T8O+BJI4D3G+K8)A;(0/8'AOZ4-%3M/?:JTSI!WU[+B4*)AV7 M&%FDC<-NFPS#>$TYK73NLP\9SQTA.O!TXCQ$-'K)*:104QH60W8GFR#$]IE$ MX4QBL8:Z.=D7ZV#Q+W!@"&&"'5(2:HG#VH9@)4$)B/&V02;3;G8"P-%I)I([AQ:"=?3!D]\BW ACJK>$ZD'D8_'Q=&N0TX#@K\ MC!N!VAH(& 0&(ZZEYQQ17,K,A'U%QX8J:^_BG<#+,'HML> :,@*E,%)Y XWE M2C)22H6QKV\.=!P+WJ8YT!B6UQ0%C$B\OYUIJZ$ !&'T$,'0;P&8UQ;.H4-/*@S1&",S&BHK[P::WO;QUE\"PK-%=!#& M9I_5_>$""2$062D9%3&MB<0*NM(&UL"Q,09XMZOX5G 9<+)9P9:*VD M0.&XZ*"-S0KP$7BJ L902..(@+^<= MHSRH?^BJPSSC[?;;AI ,>@+[6U;$*Q;6J^4J74QC6MUCM];6J28!4(0%;2 [ M"):),-!Y+4HDD)/UO2T=YASO;E!O&:[6!OU=>W89JJN.^D]+)4(8+YP.U@C& M6%ENI"P-&^,!KY]CJ<.DX!T.^XW0J:W9YT/1!?W[HO*)Y9Q;9@CWS$,0;]- MII2'O0ML=X=1G".T_LW@H-)ONFOXXGO-,$-Z)DHG1-BQ$I8?*2T\= M"*,8WD]]"M5WLO*Q\Z(;A/IB1*!KL9K]UV;LBA=:?EG%"Q(BA3\4V>UL?7N" M$V?+)A2&)0S A DA, %,(E3N=!FH;7U/G'@MK&@;H^%CII^-@#]/O+1S3*-X MY8\CD#L;3#%:'K4&#E?;B!AKO+1%'@"J,+<2$F' 2-:WWP>(EJZLVBINU6WN-"P!P-Y:XSTBTC+-D-Q)YQ VYA6Z52LKK)I?K1Y"/QL/7H];M6?UCV/' MMJY?S1E)"!::6F" AM''0$OI- &]QL@U\JM55E,UO]IEN-34>O7+VH],Z$]O M.P\MU$)(S8CBD!(85BF^;#,3#3QH P0X7SJ#-T&B<^V=O/W[\0W:SF)N,(?, M4JXUP5KQCPU%-I/VJKC^5/;E6_HC2GEX];Q"! MQM%@-GC.-*:&$[AKNZ>>N?%,A+51S]N1O<]-ZH=IX_3V_,+F6-%$AMXC"5$)B8\=X@*(UDI M(>1:C7,6;4-E)[7?&*&?D0NCFHW'1(&6'-+O\\*D>E06.OAT/!@MA J8+E,\X+($<8#-U=(WBE&M36MU\MX M5?!RE>+C_$X1#%;W.AT.7OAG'[DMS[! MGI;>D&A/D64<(*XM,3IT,5K>KP@8@O67DKU'Q-;EV#!(#F.?EO'=9P-G3Q4+ ML[_'6D.%B==8"8<5*3/F 2 \J\V9W@-EVW'1-X*GM@WSM UA7%P5LR_KB*C- MKK.B2.>[!L+6NE(YSZ M&@#^3S"V\^+9P!4$"S##%\M\/IO&'\.#R]ETEA;W&\/\Q!#1 MK.($ 4XD(L)3%L9'2JPUY84>T"M=WX?;>U!NW4&D5P"'F6^VD^9=D:5A*OU' M6LSB!F&,+(65YY[C522&6![C&[$GV'"*-$#E50,P[C/7IE#O\;OMS$.M034, M61Y''KOKZVRRFGW+&B9(/E!/0HD Q JEP[HQ]!NI/>;[CF-*'%4*J$$I3^]\ MK$P2.A4P1''IG..(>&$4W!])YJMRIK&Z/WK ML&>4UL;82=.22_8,\6%YQCO$,')&C)?F@.24?:W+;G MZ C^_)'0:!3:"3@++43*4">@+QMM-"7CG.0;P9^W"L4KT>.HIMM!U-?2W/F/ MV3)]LYB?/)0X#!GGSL0$YDA3PYFC9BD@E/5/R%P>>3C$[-8$C/$<.@;"82"L$5QI#K 0&,FRW82Q MD4YM-;$_CFM;Z55U_*GL7X#M[YE0;2:C: MKY>(1W3$!\P,?LRAK^:]XK>DQP[):Z<10[@5TP,#X?B(5,FXG"^64C/!" MUQ9#1KH#JJ_=V6WC_6P1TV3O&WMU'0$JTLGJ5%3SV;()=1);XRD7U@& &0I= M9R>S$@37=P9V>&U,^_%$+,GKY,;HS?]P%PR1[GYTZ17&R7%CF8;JY M+EMA" "-!@OI:S(X!&>SNN $FU"- P=]C&GE8FP+Y$0R*T0RBD+G -"DK!8 M+.73TM4?%3H[;-J"T]LT\02 >YO>IC?9\E.^OOFZ.G974>6RB438($S# MJ,<40(3# .%.9DT!J1\AT-EQO,[#3IO#5-]L/-$0=;L)V3YY/575\@F0'!AB MO9:,Q*M7C8%H+X]HX-CI[+Q%9P80X M*4%,?P<-@S[\&5Y?2HM=@S5]9Z?@NA\/FF'4%R,^9O$L\62534VZ_!K/@X2_ MHIO[6SH_PXES11.CC>12!YD]T#0LHS0O=_KC:-NI T+Y M8A+:_V;Q+8@5TPTLIMMU4OP<#^V-XK17/\?O%O%P8K$-VBAO+/LX6_XQU'N' M/K/UI&6Q06\KG-DZ7BAA%!BOM:*<.ZHD 2*C/K/U0L)*\=DG2B718^ X MPPH%$Q+0F-X0[,$!LL]#&A=YGIOJ^AQU:D/4EY'U$H JD;0G2B4(GFB"TW#,*!M]^=SQK&A"L3"< M4LJE1]QY91_Z@B06CC0\KGV%GF5**[C]*S#FM9@<(R'*, 3Y^Z?/Q2;K[+U: M3/^:?\N*Q6V5@^4GRR70 Z,QC)=Z MK&[2FTRGDS^RZ:>8BWBSR?MFN5QG4WW_H9A]BUG;8@:WNV*VS(Z?$VQ:9<(- M,U!(QXU%2GOED O(8PTT-E$)XPM/ZHQ*/6'8GV ",0X98AH#4ZX,9+P#9'RQ2IWQHPV ^AYBJH\<)9FA,!!0S) -A$8> M>\C+C0%%(:AO=G06F=3Y@% /FL%LT ?_U2AE&TS_0X(R)+?81JQ[V=:,/G4'#Y-9]/?5Z\2_\C+[;I M>H^?RJU35^*-I$H8JRGT0@OGN<4[.36@#>)B^S,WZC.A+]CZB7A93&,P]U2' M7Z^NW\5?=W>#?4B+(,_58GZ_'P0_K8)A_21BKK-0CUJMVI=[EKQ__\#5=0Q" M\O/\^YE0G6[.GNW;=ZCMZ=TFL.7MB=B1B^M(>. 75]A(:P2%.,Q,NT/.TCG! M.*W24=N3O\SVO#E1^COK,_MEX-! M)AUJ,^\#L3Z#4*IVKWV?WR1LF&7+$YD-CCV>("4$$0);[*50"$I!V0X&JX#L MTVE8R3W4F9KSUL'J\F3OH28>W=\_72#A+"P;J8 &<&0)!8SNUI!!*D0('Z@D&4,;"LG;!*2O;8SWV2I:[!^*_-ML&G?W_QXFMC>+_9'$ MA]![]66Y.:-\8G/C\LH2@Q4.ZWEO-&&.2.$YW5M<&*.1Y>SHUIKL#<8>R?4F M+!1OLWCZY31O'IY+M$7.2\L($21(!27QI2S><=AK#M=J>Q]=*NPE-VI#57L[ M+!XJ6MW/%G]?3,L+(K-INIC:AW^YM(@Y+I;Y]<--?J&M^;6=14P6TYW'Z/A5 MXZV^).$.>PT(P=!2RQUWB)6CMC>JUPBT\9!H<)S[&GBZO;E<.R.5%E!P$VP# M0:0#J)39.SG"S=D>!ZBVX>N+,F%4C0$TFU),P# ;%6 M 0(K-%4.@ZTW3'J )*GO7.XL6<:(N%0?R 9NQ=N8V6^(TEA@:Y9!P#%&/D=[W$QKZ4&TV=9:-H]^E63P% MG:@LL= I!8S@4(8^QA 6V)>H<-T@G+N3/*"#[@6U!V-?Y"JSU80U0;G0C A] MSM7U=9B& W(G+Q<[7SJ1)"PY*7%<2S#67K"%)DVR;+KT 97-LN!J*[/[ MD16366AEO+GK]FZ>WV?9YO9Q/;9ZJU]CPA33B!D)/23$^M!E"2QE MQA#W>0][LX&I%<7F0X#:URCU,;O;S]>?UE^"G@)DJVP:MU-/C$>GBB4@.J\E M\,I*IK%!3@%52FH]'Y%UW2-].D"N;X/Z8S:/+?V:3Q_O=52PLB^M,O$62<8AAQX!P9"#!-L]0I" \%DPD)L)908R6G"((O(&@E!9X-,(#=P-PJ!7L>F/*\VDY7G9Z MY@KQ P42Y(2RUH"8]CS,R=AH2';2(>-H?5]^WVZ.3IC1!F;C6WVULNI*E.5. M!UB!0$)1@Q3SID3!63["M.(],J/3DAZR8Y=.7 M3L+)?!UG9?U :1<@#V3] MA6#K,V5_>PBC5L&KZ!!=\3O!BG$1<)+&*<6$,P#NL0*.C>A*CU="UPL1K;W[ MM3$GMEE?WBQV%F@T0,_'*)PO&4Q682@UU')#/.0,.E/N0&.H1?W8E=9=R=VS MHAO,:NO]8W:WVQ^[NMZTZGV^^O=L]2E;K>;'XW=/ETJLQAZ80%IA".(80LS* M311L;(/=R]:O;.A)WZWBU6$?#R/1Y]Q]NOI0O[/OJT@LQ-0C)BF'0E!@C""X ME,HY7_^XAWRE+.@.O#%G-ZB01V![RN%?(XF ,]) AZD,=B1SU*O2":& =%94 M6J:V)W^_200(90!1PSD&EGK.A!2[[#X 04GJAY0-ED2@LC9K)A&X#+&?-HD M,<@!K8QP"@=C6$(#30D#1Z!/=V@G200JJ[E*$H'+P'HMA\BIUT@;&E!"4A%D M!&9V)U4 S;E7F$2@LJ*JG2:OA]#/HO]A]%XGB4#/:N]/W&E' RC/HV#9DD$*BOD3!*!RP"IO2HLG8Q;(WSC6BH/@@:9]A'MQU:$ M%8LG6-GP8J:Y9H(K2" &LK24O# C2H[9O178(7"U:?!NMIQD\WFZR/+U:^,914YI1P4O22_#?_4]^B.(YZ^EWN8@]7B6<9=CX#D)=7:= M%]GG],<)?T&%THG45@@-H32,((*AY)"60[B0WGCR9( (Q0$8T7GH/GG0!*/>@CGRQ:RRVE\^ MG"AI1+!? H.I@-C L-+5I53&FU?M%ZRK^<8PU9[K/^>K='Y2>)U>0KQ M8'8:&(8C3*$M]R>4"GP=3VQ-3[-[ W1J:^UAQMC.$-M_AWEBXS?8IGIY\S35 MRSZ#T-6C["['--Y6_8D0G$D=& R1TA@Y[FBYP%7(-K@_8P3NWEIL&0C9?@W( M(,ZN0^AL$;1W*HCJ2(F$&TX8$$1#)!&.L@)7RB>$KV\@C,!QW,Q0;(I5PU%G MR]N#3"T32#TBZN&8SB;5)= H(J1'T&"AU.86DU):S7@##\ (G,D-QI2N@:Q- MF^;3T07#HK0VWM5)#9&&(H^L\*7-K#7%#4Z#@U?*CL[ ZS%ZO$8Z284P0D7Y':Y*17D3HD&/7^HT)+*VJP96G(9 M8C]M: E6%D&HH6)A126$!IR3'0P"*-VG7[F3T)+*:JX26G(96*\EM$! A(P! M+AC$V$IA ""E5))K05]A:$EE156+,:B'T,^B_]<36M*SVE]+: DC1@-DG&5< M DNXAA"7<@3 ^KR#J%EH266%G DMN0R0VIL N\--=OTTO.'HDO_8\XFBV!E! M@<7> &DD49:6MI!SL'[.B1$LZRZU\]I$JL&N8$P"%B5ZLZCB63CT=.(IE-Y: M3 -UB0#&TMUM.J&MU('Z-OL(8D9J:;45G/K:H=ED6#Z;*?W14PDP4F+/+% & M*N" 4;8G+SV?5?&N]4@:PUU8;ABG,%842;(+;H+: M<3BBG"[]:;<6-'TI]H)D8R_29$$?;_8E2BBF;?@/!>Z6$FGN1I2FI3]E-P2I MM_X\F13K;/HH);Y9%]%$#/;$^WPQV?[C5'^O5$%BO"0,0":<#38E)<)IM2<] MKK8;.=:8D=KC01?0]3KA5[O8XOFC"0*,!C/&0HXY$PH"4!YP@MI85=]].X*0 MD$93?WV0^E)[-8T_EL.1L AQTEB *.<2:4)W'D5H@'?U[Z$8011'7677QZ3H]Y"K-BN74?GS((7CR<0$(\IC"L,8U"D L?;)Q2*@Y!_5VT$41HU#8) MFL(T0"I%C&7W5$#A*,?EEH1ALLGML".(SFAA/&@#M3'[ MZ3=^J&.^]UVC6VC;RPB JVNSR>6U?+,XSNBFL0 UQME=\]Z><*20.8$!DD"YG40@&$1] M7N9QT'??AC)>3 P-$.C3%U^?!-MN%OT.^2(. T><\Y7*)=H1IHP7)%Y=H1CC M;'=F.@#$L:D?&-R1E[ZIGH_1I05P^C(IGC7UJ'/VY/.)\M;8L![2DD#).-!> MP9UL4'#IQ^F;;UEO>7=(_5QL&)6G?HPD&$;YC]*7'_7='WTVD9I#BJAF022' M$.!>E',LC*/F>)R_+>GF>?[0AHCTI>6/,7E[2K[U9@Z=&;L+Y=;RZ[V.QG1A"*[&L<&K_MSKF=Y4'E M.A*E'0):&L$%LDI9KITJ,0@#YX@\R-U0HRND>CPI^"SM]LN%^<=\/O=Y\3TM M#J6?K5E3$F% (AC<8>0$B#-L68DX H+4]TYW-HFTN-KL%JP!K(C-)3K+J_5J MN4H7T\/9B:H42SC@P>*23'%/.1)A1.6LE!0WN>2X,UITILOC5D=3V%Z+!T-B MQ3$./Z\X,C[[(T!BL<1\;U#$JAQM&C54Q3!H84Z[! M8C*'^BN,SLR*OA3?!*=>XQ(.6$*QR:']5]>?TQ\?\F*CFM7V+&S<4""843AF;I%>A]F;<5SB!96H'[;;IY&VIM[!>W7/ MV5(7598(R315BDH6<&! 2<]$B0HQ?>UB,.1T*PUK 2UJPQ@=AI)F', MTQLW]D2P3,I]&>PMJ7^^L/6 QY%PK65$QS"B'16FYJAVM+[$Z77U?!!2_SN[JL>U1,;]#EO3K@&M28L MC/?**LV0OWK'0'ZRCM>*"@-?9;%7?HW"RT@0:*#TT MQ&,=%.$(U*1T#0;0-*]/OI_;M= FJF.UZ';RK(N39]D;U!I#) A"@!(B,/%2 M:>O*K7**J6APS=U/[7=H%]8!9M[/N9IN'Q_+'?I:/ M68!X&7K9IZSX-IMD6U@^9I/\9LN":K-TERU(%)4"0*"%]Y ;9#G;[Y%2S5&# M+9E7[^(8IPK&WP6>=?F_!S$'Z@JU6I(0)9BG##B@H47<*.!0J0\*6?TKS>"K M]\.,6Q5]=8WR@M?EHU#JF+?S!(>/%4FLY1A2QA AT(2IS_&'SH]=@YL3T:OW MP;2$V7E6'$F%>M*H?I\OLMVVO)T5V21HI5)$0DLU)\(92XS4A"!*@4#$\')O MC$&"&H2TOUI7RC#0MDVOC=7 MV?JK8O1J?1Y= M@A(>I3(2%4<6ZL4C*LYB6U!*"]#-BK^@8S>K7>B&Z@ZW7W M[6-VMQNZ#LRDYS;93A9..((*"<:"M%Q19B"T>ZD#FO4#W="K=R.TCMX8.+.9 M(&M29E,V\01JC)$6\:":=8P[6N97XM@T.,B'?HZ]_Q;!>R!,IQD'+\SJMST> M]C5;S2;I_&F#>TDY&"\=#&M//\^_#Y'Q<'/GX8M#=4<:,OY4A\A+;#GWR!GB MK!58R=T0%OB)JZU>.Y;LPE2'AAC#$%/$,JGC_T7I1E.:8E=_/=Y]JL/*RCB= MZO R!-*Q73OXH:MXU+12+M'L)AWOMH&G+Y0[^GP"/)/$4T(L Z%#T&6G4S&0ZW& MF;.PN8I>ZKHU<'X.Q0^C\!,7"8Y WP/Y9K*[?#E;JBYXZ4Y*'VIV\^"[/$NM2#]YV*]/*_Q M(R42PY@6T"$A%?0.,6:0+^6#UM4/A.CDSKKVE=X.+OUU\R^SE0G+Y@H]_,F3 M">=(&FD-4RCF5@M^QEB=W$[7GCZ[0*>OWKMI M;K:,EV.53O[MAL956+BDJ]GB1GU9KHKT9+JKS<,6E^F=X30 6P*YRW12Z2)VHK=Q9_74YM/YPHD)0$(B'5$N=@GJ M+=E+;3D8(3NZ4.EQUK2#6]]L>09(!8H\*Y%X[S2UGHLP-P(CJ$=E(D3E!(<- MHB!^ EXT ZNV&5&^?G<_=KRP*#)RDW7NF EQJDQ"L3?(:H @]SZ/&XBHA?7<=SFM,B_9[.WU_]<[9P43(KV6VF&K%2 L6%-A M6-Y)ZP%K%=OLCNWZ7%']GJN'2:SZ%3_%R(RS&[V?M%49:IX7B2!"CCA@.'.*1H6_9BRW;E& M#<*ZO[Z?HS/[L8/=BH:H]*7W#T7^;1:CO'Q>1+=+Z76)UZB+=K"JB_FO,\7LR=R5-CI/EHF0=@@RIU6PF-D M@NW,L"]EU(S7=Y1U9C&VR(>V8.E+]1^S;]EBZ[\S^6+3TKBQ:M;+56A\$628 MKV-*0A4'OF4V_9S^.$&*&K4EV"HJC9.>*R6$M09J7.+"78/U:&<[W2WH^,5] MSUWCUA>?HA,X)AZ?OIU=9V\6RW61+B;/#J$=(,ZI8HFC#G.A!?;(4QRO,V8[ MYZ"&6-GZOI#.=KG;9TB+ -4.J7CJO/59P#"=_VT7[A,;>"RNXFS!!#O$'8'Q M*E'@&&:2HM*B@JQ)SL3.5ASMJ;@3B'H,KXY^_>W1VT_99%T$#63+OP8(SUB9 M9TJ&93937B#($//QY9H)7LIKG:F_\=#9 J3]7M\N1H.9DYL=UGVPQ]G)H%+Y M!!DKO2+>,0"Q!4Q#MY<=VP89ICM;=K3/CRZ0&HPEES B)B-VG@4C71AD?:"_ M=JR4"9H&GN_.%AD]:/]"5 ;0=/5(JN.%$N80MC1&C1K/G1 BO'QCG5A;57D'V-1> %Q-)NN[L.ZXW]DD=[>'+T\__G!"HZ H".TAXLPBXDBVPR.W=1R./'$@\A919KQC"5GBI RL2%&HDF M>6K[6,JUU4\;(-+;@>CM&G,7";/?4C!Y<9<7FX9_*++;V?KV_(A]:54)5D1" M2@4@$DO+ A*LM'@0 'J$8?(=<*1CU.IO\Z2K]$.13[+E\O!YB -/)2Q8G 8X MH(!A5D9WJ)/[MFE=O]?WL1IK95QO!$B/WN+KV,"8B_U(+L]CCR9:>P*P0R 8 MJYXR!1S?G3O66)F'A+VC7'*UU6D;HC++U?"#&N'BJP,6M M2@S..UWEQNYDJ/F>3KXM\GM_<'QNP#SZ<*,D-YE82 MR2'!B BUMSNQ) W2,G=VJ4O;XW8;N/35K=5M7JQF_[5I[-7UF\4J7=S,OLRS MZ!<\&2!^NF "1$"(*Z.5$) H* T!I;2(J_HN^\[N,>F@4[>*4>T^_3AL)+J% MBV4ZO[K>!AY=A79=ZW0>S<1/7[-L%>^[F&UO63G6[>O6ES"IN>&>&\NQ-@X[ MJL*NK]%CXQQXB=&)8>-(B01H(3@5F%CC'7*$(B1* M^1BU8[R>O8,!HQUTAC,)+[("$V"] ,!*;%T@-^40P]+0)1J"!I=6OX:MN]: MZ2\:=)N(9;DLHXIFBW58F.Z<@_EBJ;-@^.Q"2#ZG/[+EN]DB+V:K^T?G]9_6 MLO5#O\M67_/PR[=L>73J&: 5B8Q9JQ1R/O0]H!P-*_!RT"46ZOI96#HS95N- M0QTKT/T2/DBVZY/GTLD<$Q(15B\3R5 9#0J]^8(4V*,IFV;'N0&6/2E M5Y<6BWB0_T.VO0F]0L# L2()TMX"J[UCB!G@-;7[G5A"@K@C-%9;U'9+L RE M>)TN9Y,+M+YY/N&6"*,!"FMKC;&F0/C2XT:X@O4O@>E,X\W5=$;O=8 92NEV M-E^OXCTIE=6^*Y$8**@0'@,J0A=Q!'.RN_!34\\;.!8[6Z-TKOAZT/2E^G]F MLYNOH7GJ6[!3;[+WZXC6U?7V JNK]6JY2A?3:FE>+ZTJL59Y; &'BEHK%<+ MJ1(11AL<<>QN1=OBQ- Q7&,CT+F)Y*)ZDG@ 6(6N% QB)KGBG,ARS4^![O>: MAVK,Z4[=-7E5!\B!2;4;2E^(H,&%AS\K ML5J"LB]J';B<+2S(KJ[#BKO"'%>A="*YH,! K8V'RG 2LQ:4J>.=#\N$PO1=A>UOC\PL@*Q&E>><(!E51)+:50G'%)^;X_,<;@"(]A MMLJ%0\Z?/@$=FH9_7X36SV?_E4W_EL_C %N>0KM:/)Q,4\4L1K\]OEETN^]\ M^MQX9^],&+ 68R%B%+770&+%2Z\]X[Y!*IO.#+4^B561TWVK86BJ1]$^9I-Y MNES.KF>3C?]$3?]CO76 1->(NC)O?%Y\2N=9,'7VA>O.7)B3Z&[%E@OJ8 M$0!PIH8!'*'Q.$*R]ZZ'^L=QFDKPX-3[7*2+Y756%-ET\_NW=#:/N99W M8G[._Y;-IY_S=^DJ"GM_BN=C:5IB;!QD0+#ZI4:>(8=@&<+'J:/UU^B=F<$# M](97JJW:?>9ID%\ ]6%NVTYHSUO\T+\?B?943&1\Z\[XC?HB !5*L5L7LRWH5 MBWW./Z3%X9.>?;TZ@JW+_>7VD'I@Q+_]_@RDM^&?FQ\.?+^KXPE@W[]__].7=/%'?GV; M%K/%GT*K?M\ 9O+%,I_/IC$IR=Z9L[RZ#M]/9X^S1VR;E/U898MIC/#YO9_7 M;[O2UVP55K'SKMOR[8$SW;SB^8TPW;XE,C%^*)=0W_/BC_(WFZW"E-M30]ZG M18QE_Y;U^M9/J_C2+A^)GX.LCF<^^ M*3Z=%?](Y^OL;>EO/S%GGRR7 !/,D6"7P&!#4R(EQFI[*X*RU )8:>'2C;S[ MQBX?2?#XQ.;;?-NG]?W# V7ZY<^AN?I^IUN;+66NS'0^/VX5M<27Y]ERQ@+LQIR*R$Q7?Y[, M\V4V_^QI>44S67[+?PK?1-'XP+%_R< R, M>9$6K#6<^TL!=P@:NUD@56+4RV*)( XI&=;,@KFPAG8,<[Z3U MJ1!+HDJ[G MJQZ9M>?3;\_>?6I\:Z+$H\QH#:^?F2'#,..)2*^!&,,0HCQ0_#$LQ#]]3^_> M/=E&.7'AT-,""< "4>PHI]P!C)DW3);2,8+JWUS:6>Q6.\HZ9"((B\O'X4W5F>5$D M@8IJB*EUF %,PF* E^M"BS1%9MRV2%.UG65!(Y1^1CZ,TM 8"PV&6CQOVYE- MU7+7] =[ZZQ14:%TS%D)))1:04 )=L0: $JY@5#UTWYW;6$T4.&+Y6S;,/5% MCT,3ZQE[XUB11(I@CSO+!(#>!Q1-L*-*":'%?1XE>>T61TL8#\FBL[/,\4() MHQY[ FT\^ @\YTP[M),20R7(N.V.YLJKP(9&2/VLO!BE_3$F.@Q#@TW4^O;J M@[,6QXMGPS)=>]2C2%7;] M9>N;O$1),-1?H)* M T5X/@$ ","$@1Q8HHWD2O%2-N4:A']VEMYQV,'AR<@]$_6S;O7 BS:-T;80&IP%9GV[GN^ZS=.D M8W7X<;RVA- 8'47#."F1PUY!#^9JL749_N$ MR2J6'VBJ6,"(&89L9!I194K MG2 "<%F?:)W=^3[ 0-0-F"V,0R];O6OQO\^R^?1=@'.5Q>1]F;HILNSV<'+D MQG4F!AGJ-:0($Z&M!@3J,KQ/6-'@_IWN[I7O=+CJ',(!]G4VMT:B@S$',>$0*T6E!UBSR!-MWEQGYH M>]4,LE?7U\MLM0K?75UO][N'SAW[T*)M>]Y6R!M[M$Q"J4?<3+*2#BD@&@0?4,DOHSCNE#'&R_F4>+6=J;4%# MSZ/?6\ C'7."U3;/7@88F)76(NZEXX0[HG8SG'+"B?J[LATG5FVHY*K')B^# MY[4>CR,$W/E53\G5P^IGY47P_"A[K') >@P M# V:'9NTB'IAK<34 8%$/!Z(2YDL%/6OP!GBV&1E!9T]-GD9+$-&IS;.M8ZU M]5B&I9!47A.I3!G&H!P#H,\;G D@V['EX_,T-&:22,CQC#AG T39,.+;!:88FM=(3%( 1(2^FL MHGTN(]M(D5U96=72I%^&3O^#P2/WVK,@UTJ#PO'BB0%46,R(YL)1L FWW /I M&.HUPVS%2SI;WX_J *B!@LGW[?]KD2^7^[CX2B0Y54'BM03.AUYF+0\P:Q", M]JWT\2.I/X=TYF+HDB8M0O4:3AU(3)3 /LZN"#-AC&>NE$AX47^GNK-3!YTK M_U)0AK ?Y_,PR17I_.K+?':S3362?\Q6ZV+Q<.5U19NR2E4)CDY8336G"D!& MI<-TYY77T$-=/[U"9Y'G7=*D$]#&12.3+K\V)E"L)''&.>(T $I""Y65'J$2 M!81Q_1V-SD+/AZ).#;C&9*YN3^9MP5,W >CEZD':AK;LR;H3 AQ ),:&^: 4 MSYGUO,3,"3O"6/5A#-TV46PC#<2F3718<#S!-(\:]?:BB)I#!1-OA0<(Q< Y1X!FE%IM M*)5" J%YM7&P1XFKQ]8\+Y0XRAT74#*/!6-<:UR% M YX#Y#"A4#O+("-\+R4E2H_;J=9<>=4#+.HA];/R8I2NM#'18$6M3# MZV=FR"@-A_$1XW7'X%"EO!%,::UHF".5,1B4T@'#1AAKT8ZRJL7@7(;.2)P: MEX58G*XBL1!*+@142'DFK:+&E;.P8%"/,#UY1UM7'2$VP$'PLJ5/@T6J1VZ= MJB")^9>=D:%S8*6"Y4UXC%K;2"^A$'T:HF/A2XMX#<>66ND@PW+.2*8$5MH@ M*Q DHI0-A^7=F&-T.N;"Y? ,&6;Q<7;S=16]_9-Y.KNM':ESK)J$0V,HQ$( M)91R&(>A$ J#!E0<]1.ET1)3641L/?VJ$Z+RL(!&<:DBDA,AZBJ1V2I6F MF:*J 6=Z",_IF3,U\!J;*=M1C$ZU^A.*8S2U5IP([7%86 A>FG2* 5W_;K@> MXG0&,8+;A+.%@)V'=C4.VJE<5:(=4)IHKSFE3$$N'7P8G@/@8P[<:84T/2$W MS@B>S1[VL4B=77.;MNI1']Q&6L74KB_M]4%>_NCG0Y -'8/,8>U&2/6GYKQS%$<=3?5(WH=T MG;-@2!23K_=OLV_9_(SCM%H%B2*.*F&<)<8$G#0GK-2'(M[U>>]>O0N 6^'# M<;*UAUU?BXM]B]]EZ7)=;+B[?"G&62_:1?4DT@DKI&0<**NQ0UKO4AD'++P9 M^ZV_;2O\&)\ZA/)?FUZC]-J^*E8-S*8WB[OU:KD!!9[UZIXHE1B.$-.&>8LL M10HIQ>!.3@T!K'\%9&>NNX[T>(PMC3$;DANH%C=0Z=AVD&K,N;56 NJ)N>&OG^$C$Z7LV7U-=.AD@G "ND@M/?*B(!C6*_ZG;R6"E-_E=YQ MO&E?BZ460.N+)!_R8J.#A^0A^P]VMHS; 4&0LP/*!;4DD%D/?;RM&UF-%-9 MR!T.SC,I7\T*J9F6\[X1['W8>6AWW/+:.H66U==#)XHG@C#"&09 0\0LX0'Q M$@%+&.OUV$.=95"KU.D L7_=T6?$RZ)6U-OAL#,,A4Q:%/=A\OZ8W059LND6 MESHTNK"FQ&H&)'+>,6.U=40*7N+A8QJF$:^BNJ!2M_#U12>W7,UNTU5T7#89 MDBZI)B'!WB2.>L:">2FHX(JS/1*0CC";6:=$ZA"[WFR@ T[O_7=;A_FA!
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ⅅ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Ϥ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

CK(Y$[(IDSY);D7+ M3F9QE\.5@VB9!^Y?Y16V.YBV=CG\)-!N07UI!B')DB^IC)AF88+E/-!/'#LZ MBH57X9[%EV:7N>V>*ZQ8H+Q"1OA:-B^5&UZ-5"P+UV&Q\MAS*W4UF^]M.=:Z M%"M%JQ0KH=PR9#FT4C@8(:RD,E0J+Z&1@*]@S"YNYY??JT+'^-G\E\ <:GJ5 M95I31?-[,H^A^)_S K\@B=/_KF=?+0((K+*O")RM_OK'8K[\QQ]11:?YU?CJ M8[!.;^]OLQQJ^LZJ3>$\W"H*A=5WBS=\SNKYCUI,[D*\E=R=WF=OE/E=M$KO MGJ%G\[O;R'E_?V.1<9![[5)1"4NH .>&(BT=EXQ* 8E@@8HT4)X)ZOEAJ2@V M@K\3*H+-DU%9L)O!.C_CGQ5)]%2:76Q,07]Y?=FJH"56N&=8-&O3VA X+CMM MCTD>%13\9*+*KQ:@ MJ5VS2@RE:9!L4:G;FE%D47!23=C,BZ['?,=+/1_V98-CBOE_6?2O#/AE[MXJ M$OQ=T8D^^S)>I!43J2%1)+O6$D ;3)(7UT_36&=A21>>Y-:HQ)1W"X]_K?4H M7.)_@X!+GRXU:ZM>VAH*6L1Y*5(OTR>S+]F*'TN_! =PF=UZA6*3HW=E$=55 ML6D$5XPX%*,5",4.]VT@Z[/7=.W#3GQ,#YRU6-5U?RJ+L?Y()N/DNHED;M0Y MBZSA([UR&HJH%%6/@S7^97:9EBOEO8D;8[-SZ[N8>YVOZNSBX:PR1;$<31J> M_',Z@?4%:8'\Y_=W\2X;]G[5T5J)@^V.U;P^/4W_AJW+>U52/(1BM4D!N??D M"J?)U[ -140EJPA_.CB=*NT4X&:Y8XX\.L"ZU\(^I0:(ZQU(J!OM2JA5JI0]0Z!2WU:[3T M\BGB=:JJT1ZC1DW.MVNJ]3AH<"7GLZ^#LVP0Z[CR=,.*7;FR($?SX"9>#6[B MW)]9GD0K<\C1./P2PXI1FN69/[?]89X"S&$ +M*^NJ"."Y*:%G7.T[7>RC*/ M%K]_?9^VQ6?PL&'+LL3*[/IZU;;RF-Y+\[P;LFN%+C1;2 M$OWPD8U=SR]N@8>NC.$(F1.$=9SFL]*4JU-,GS2<],WX8OOV625Q4DS=G,9D M2-KN53C5>?5P;6*N3))$ACI,DN2Y^?)IB^I5AAKY1(M;1C47#]$B!>L$E6Y;EXK6R@),P6B3!V014'/=5/C-S)U5=>K[-1:\[>Z MY:]T(/C15J#C_G,*XDFL MMGJ#Q(N_+FMZHP4"^0^+C2O4E?*69)D5)AQI^6ZGH\*["\LFPTD_!]=_FD93 MHL7]XVQVE55]3@L0L+-@E&=9U[.( 'H^NUY^C2'-;\[O+Y:9#4_!&4F%JLFG M-/[;HHHE%YGYY_7$<38<_.>BRC+-JIK)[/XJQ1R[SRKP2]B,()>"//DYFK_% M;.28E(Y9E#>Z!:OBVO1 %]O,E>911G?I?OW?(RGPK$UP52]:X?$8,+@HFQ#B M!L;NM$6^@<.\IB@MRPHL4K3XI1!>@8^^A/_$00V7:7E5KH^"!$MK/O-K%%IC M?:]3\ZJ8=CY9&5FC]-<;@"2919R"J*SF4.<[FZ$M%RBE1550)F=V@>\Z:)N# MFF;W>P@VW2*W3 M8F"PRM:EJ,R,PAWY8,X;3>-VZ2$XO,YG4$$.VFL9MV.S' MFT;LJ+1D4PX^]=C[BDAVB6JT ,KX*06,S8U*GLJ_\T@..A;K?/E*456] MWT:LM(K=% CN_C+)Z\,7RQ5JTR3.ABFT>_K-YP!P4Q2G8&RFDQ;S$OQL>'CA MH<<;K/SIB"-9;,!F5]2J!"F[29 I.<))FC$./O5E7B"TO$G6ZILRD3NY3)W- M-03$K$!T--T0!=FD@@ORF 6@R95.J=PV-. M1E_3'N1Y#G;\=*#Z)0(M!K";A25,#;SRT?+85@303*-;J1&?]V]E=5]9"U,^BD&5*T>:[CZ$Z]E^V.ERVO-,O5(K>J*MC MBD+'J@NV-JTH_5G1<5+^/"9_ 7OK)0J&:Y2N1>- M40'MF_KX.LK\C@GZ/3_QLNX^6]#VY2Y4E-4VQ$B5 M!'88VK7#8[QE%:@F]]I 2CJGK(-:,W'(XJ/#,,KFC4Q)+G*AM ),S0?21DNDZN(@+JX'-,UTTSO9)# MVZR&D/U8?O;K*,>"_!@>ZW.,H:HMB["".HJ MFJD19SG_ZKD.W\R?HKS[V>(N=LG.,X#'9'XW'Z=U41]^/'>+<.7BF7S^W'4/ MY-,'&JZ^_U-T26*%=/D#4^Y*_,%/OWPTE1_XT?RVR&CKT?2?X=;!;,B _,O? MQ07'V9"Q*?)5(BI*I8H(*G*5?C8_'TV23_'O9\6.DA9XQ4%4+]8;I D'!2.Q M(%XJ8@=X89T6C'H*M,+"4D%RL:,(D?Y9AJV]S_9$C5?MQT_)Y.K3[&->>U3N MS+.; !DV'&K%N4*("ZZ,74D3CA2N; (&$%I"+'0VE4&28YEO@N2:/R][:^^S MM0DQ:A1[%C,>C^9:L#"RV9NC2>'SWT8EF\?H0>/HUO@QSX-?DZ^&-V.YIN/NW7\=7R)OP9UG&1 MSOT]2^7#W2+YOOBCRC)Q&>GC!*)=IK(DTM-_?$ TDO+R*OXS7WV+^_&5\%<="6:U+LP8I7(Y;? MLXO-!4&1W+G[:Y#"T S^!M+_O6HS/M1H[7(I\F5*./OZUGST?@_@YE#R=TOP M=6?=Z%FFBW_K4:JBMO?QE3V[FB>?+-7=+1F2Q[_EL;G9XP^W$>N[3^ M7,W..CEZZUF\9_&>Q6M8?&=SI8WEUYDS3U/"J^)(WV0E(>EHP\6W;V2^O9)# M(\P92T5?P9QU"^T$\Y[>::7]$/UQ' MB?7:ZYA.J]=>1W5VUNR,ZNOSGYQ1#(B929_/O_W9Y<75Q!??L M@;[JX'[:0/#YOH9T<1WI[G,O#I5AWX1^$_I-Z#>AWX1^$[I1:/!&.ZC2 MFC>[WJW@?,-4:NY9=G$AZHCLV&FI7VN_UGZM_5K[M?9K[9S]LIL%![L9\?FH MSP=WH\7BK!CZ5FD=REM_+AX&:8M;UK+VZT?UBK#>:XCAR7UM=4/^Y35!RSH* M.%@D]OD9,D0R*1.(H5AUN4D()2/*,:80]41 "S-L8ZVPH4SMVG6W*FZ+>3&= MQ-%?*=J2>%]:[*XWWK>$O]XNKZN27,[P:_8*?G?PBP)!0N#7] M96/X2Q.D=BRJ3/.I M)\/$<(C1]@BGGHE[)NX&$Y/JS#?@G-6>6VZ,9LX2PW,F5L#YW?7U90[ZG5S% M>MQBG/-/LTG<@)A_/Q7NAL.T,:IG[IZY#\+WO?2W4%<3K/*:8IM>$'19R_-2RSOBN"48 M&2FP)8AH#7/L&>MH, ?VYY6+8Q0*0@P98+W.[UF]HZPN2Y@I+J0FV@N(D71. M$ZK52N5KB'8VZ)_SRH^3B>E0@+TH]YZ)>R9^.1,30$J<3J.E81@A"303P!"* M=,;$SD"%>*M>^5%R-^\9NV?LCGKD!,H59WL6F#KH9(P8L]Y9;SG.L.*@XXKZ M5CWRH^1L%-2V['WR3I1%-KR^*L[VN5;;Z*,G!R"RFR6 :1G!(YQ#"(/QSBU& MX2ND0(U5S!/BNI5/O[B=7_XCA6$N4)C709C#(6_*D^8L@*&43ZP"HHIWE<:^9"T*X:(->F:]K3;(NTRO*)=;01E M@ FGN.):,DA<3KM*4F/ P;.GAR1JQ)JL@>A)ND62YKPD:4:=U,)QX+2'#A/M M\@(^AV P0 Z>,MPK2?]?,I]=C18WT5858?T_]!1]'!0MRSHU 0AAU.CP_UH" M)H5R^= ;3XQWJ%O)K\.:(1R!GL*/@L(I*-.[DACE.)6.81 (6AH/56Z&A!^( MG8-*;\WY')AV:9-!X)YV6Z1=5,E7&F6(L4I3C8Q"EBA=!#@(Q6SG,3VMI3H. M2=2XI^@CH>A*R(Y#H3CT ,6*-H A%89>. !W]W>:"O$WUO0;Z7H=P'F5(W. MQV%>U7Z^K2Z^]AZC$0BT)H^A"^*&E@X[-!0"%3A+0\4P-,(:EBM0:AS>78'N MM>,N'W98#%,LLHV548IQ(NKX.ISE,AV0^ELY7"Y27W,%OV"(8)-.3R>K!]XO MIW!8B=8:!0R7 =3DU%-J46%FQ3^LS.G--6PUB4>(!+U/'"J/"!*XQ0!XJA# M#G) -.#"&"WR2G"N*6G7W3I*YD"BYXR3Y0Q9YJ&EIU8@PC2&G$N'G3)%S:6U M&-.#)SX.SQEM^G(]8W2),1BL%",[;9 S'#JAN8.:&9DSAD(:^X[E3P[/)9O& M%1P2^74U )?H.QYT8SX!Q%%$',)#>Y"O$8XKWE8;K( QCU/'"R/$#* M;+N1CC,A%?6:"PR!,*IP,)P$MCNM*[T9U3-&ZZT?K!*H14@YI9B3$7/%"P,I M8UBZX'6(\*8^?%[H\)RQJ38:K4;I&S^.(K44H2+?9Q*9\=*4],([XAU#F%(H M!<,:YR4]/GA@MF-]'QN2XZ?9;?++;#0M)(>9S>.-:B1'//CF*B>"U\7[ZHDC M(?Q*M2;W4!K@I?.<.&2<@3A'%?2((+5S&*[A)$T72!H-85_B=B0DS2OEF4A2 M!JFU"C#!H54>(%:0M-:B.QA[W:%U)OK>D8X0>IV+PRO%G)8:@J$@&!O+).24 M\Z+4'BL 3==R*!V@]";I_#@P*S2?N))L-W#>Q(C!X,FX*"PY*UX M03GH(=(G'6 0C(=4X%X;' ?ATU(9Q!)H"&.O%2?4 "1@4=EO!11L9\)O.!O2 M#9(&J$F4_YZD6R1I5J;"L?-.(0\QYXYBX8C6.$^%&X_USE@%^TIN=(#6FX3* M[LF\33N>E[50%DJBN"9 >600% ASE*-4<<*RKWF,$I8NUPUQLKQ1+:P$'#)FN9%$ M!ZL @F!6Y7%D:8*6Z$QNY:"\T==6OAO>J)16:F>T4-[AH#R0081H6^@-:[3= M76_L-.B>5MT45E^:J.XTJO:?1/<2S-C(Z;V2 RI$/9M?A=X$4!J/I MU>!)"+,WWO!N-AFG6S-8W%^$RXX7\=YOE3BS^54R+[8-WOTU6(3;7 W^!M+_ M':W@026!.&*XLQTI 6 M0ZH(MZ*;R9&]B6X(AQ V68Q_$F;UJ?*%+$NN( DVM^5"*^.<%QK#PNQVPHK= MRQ.;2H3LD^)1LP55/<5WE>(1 &5YE804*0Z@-O7B]R7K5KGV;+T61P$Y@CW/WL-F>/EN7/B65>$2!E1 )( MP 20@@),&8428\/SS"N#S.RW8Z8)]8KYD.PU9]&]S&EG:?]U3EDI-&1$:\EBD840\\/G>$'CBL9 M&"2IXAZ1\)&)^&(%T))#SI*&#-BG,S!-6)Q#S/?I?/5LM3[-O0J&01BN2WTHJ+_+9#N>:O!5X['VQ5 U'05!J M'L %,9P:Q&0RF)">)[[MVJ_-5JB&?:B?(C /J/AO2)Z)UP#*WK(&Z81=YY[ M#P/3:"X*>PTRO_N0UII<4R/\@(="DIX?>GYHFA]P64%F!=<$:A_18JEF'%!@ M"W\>$==Z^TT3_DNS4X-[)GD?3%+GO4!20L<23JWC-KCYL:49<"[R<+!!2$(D MVTY3-5/BBSH1##L!_^64)L"H+Z/Q9'0Q2#8_?OG=^?? M#3ZO&L?/%G>SZ6(V3ZX&X54ROYN/%\GBK;;(7K>KJ\S1;T*_"?TF])O0;T*_ M">]H$UX7I8'=M)T^ZO/!W6BQ.%O>A+/Z?#-8E,;4QLS>%%'%OQT1_TC+>$FE MO0!X9)7B%%BIH,>"":\*.$KKT59UUBH8YF?S\]$DL BN=%^:Q*ZWCQIH.I!A2T&1T^"CR'<=*X!7$$LH4 M99X*R;6# @,#M2NPB+EW6WBKFP1>TMPZJ9\*84, AH#W$[Z.A+(KT";AY"CF M2AEMO-42!5&>SRQ13EC[4M%=)MY^G,\6BYA]"ZL+LCRFIK.JIT^COTZ&[(<, M]@.J.T+T=8EF4D%"L9)*IQA5R%D#J!1.%FBH2GI4*\]WI?J8:CXYJB=-5K$? M1VOD*?!''7N("MX5<]([AIP7$#O(,= Y9+:C',FMFM<&[/F7- EWAA,D'>)& M4>1[!= B@ MDD&.$\HL*WJE!12H,9JO,^:/DN;A$#4ZY> X[/F&ZT ZFLPXU^KL(B6P2AJC MGP.Q+D@J:"00" X-\ HI$,Q% X-MF"M/18#:@@O;4QKCXG9^^8_SP*T3?;\8 M3Y/%0EW=CJ?C\*44Y#\<\Z88:5 E#AEOM#GJN/%*3HWZ*Y C6$$-$8WX"IYB M37!0JSGU';GE3%001237D1C%CB!0&81(,H2(UHA5HC"&:2(T< MDB'X7O3#<;A3)\T\-;S#*E@AWB-+E/!>BV P"< PU!GO!+W"V5;_ZI[R)H=D M$PJ&O-F&V%YU=(GZ*Y@?VB"*E*8&:>0Q!XX87^#+Q$DUD9B/OZUUB[S;'A'& M2NL0<$]X@< M"X%7BR:#P6D.8>,AD#UA'PEA5XHE$8*6 M(6 A 4!I9Y "H!@;2J6M30P>HD6D,U2/99/5-3W)MT?RO%)&B862G&OH@W,O M,862PL:ZH)OM##D?R[WZH[K%2?*6(TC$*+>2.0!BH''JKB2R\=@#9 MUB2F/;=\=$:>(S%$_?#S8R%P7)D%R@V F@(%(1 ""H6,+ H]N#%-FN?'2MB M][U,1T+8%)6!%:&ITY9A1!QFRD+,BH(-;KB$74I =([J(6ZRN+4G^19S#)Q5 M4\T*(0.!M0!:C90E+B^TL +1;3C]+K1\=(;F<=_P<:(-'YN)APA3]=Y2E752 M1)0FH;/0>H^98T H984T.$])*(LHK2U8V4]*XJ?9;?++;#0M!(:9S>.PJ!J! M$8^^02TIAUCV!<"GRA0"H$H;B$<860D(!V&VN-N)&0ZP#R0T*%L-'+=ZYE.,04#%=Q&Y*E3 MB!!%#=4 *)"K&8>8)K50+^TF<3K!#&0H<.^@B!\J; -8%&O-20 MVF>NJ -L H=4-@D$>>3>R2GWJ?SX;OM4)"Q-3&0\],0Y$8,9GE&(7#'+Q&' M7HHFV'12J(0%?%4B^<=&BR?@D,.^9.A(:+Q:[&DL5M X9QU D#'M25'>K /- MU^)4M)3CZ1IMT[[.\TAHNU+GJ8#P/H*M$$V5EQA(F:-06.T!:&RT0Y,IFRX1 M/NE;M#I"]'5.CJP4@7I-M'=:$F61"M2/H2NBQ316\G:2C&+).#(0$PZ%+*JDK01 OA36KNET2I=X(9@^2/9ET4="XZ)4 M HAB9BP!QDH/C/,"D[R>T7HE&YU2>,2T'3R>GK:/@[9EF0ZW$4^(>"XL@I(" M"Y'/DQT.:*@:*S!I,MG1*<+O:;X;-%]CU6, 2T@1QI0S1@92]X!["J!">9N+ MIP:PQEJ[FDQ==(GH4:.C"X[#KG\?G2Z!L@.%W<^3Q6!V/?B\HKFSP:*8EC,( M)!<(M9]XLBE@<&DQ4JBE,%!ZH[#"W&KHB@X8YQ%YJ59M.MFAX@D^M(&])X98 M]"5C)TOBE3I*0USX &JCF08@?(*+ 0^.:U>/7M12KJ,]TI;#L,B>M$^5M"O5 MD$1A3"DVU$%IA0-E8^U M&4H9KH&5&#O!<"VT= @* M0(Q +(\:0$[42YL6FTYUM,8+% TE[2V?4R5Q"$H=P!U6B %(K8-*>&*DS?M M%(82UOJM+64ZVB-M/ Q/TI/VJ9(VK"2J.=6<"N@(TM)+["PK<-*Y#.9_%Q,= MK=$]%/W0D*,E^CJC'F)<@1\-TMQCIY04B$I/B,CKESSBJ#YU?8A,1WM4CW!O MU;^MXZ*;68O?Y^,O@2@G#T771>S .-$\9QWST]*:(X9)Q:#Q/ (,.<((*XH7 M#64';[DH\I>;DX!^3L]0/^2GZL(MYG?S\>(MDJ"'TCY2Q>Q" M3^,]C=?2>*6J$ #*&>?:0FHPT4ZS8NJ! ]CYEPYLWDLNH:?QGL;K:!Q5B@CC M[&5@D2),<4J@IP(45>%:RWK,G);3 ?LDY\WR0-DW>!X)/2-:P8!RQB$4J!D+ MR+PWDN=%L0X:!YHLZ#D:.FZR]*&GXQ;I&)>X-!QZ834._P<9D#9XC+J(>A#* M3"<[&@Y)Y#V)'P>)5P)[V"@-!8,Q_*$4O'XCC3?< M@-!0)/^-I%_I4(D-!XME(('!:'HU6-^ YFYX-YN,TST;+.XOPF7'BWCO]Y9" MK),UO!P)I 27R!KKB$1IF3>%*]P/ \2A6QG^/#]?YMU.OQ='>UXYV>:0#-@0 M-(KAT6?-.T7RLM(>2 /)4\HY4) QBCSP1?>.00X>:E3'_DB=#Y'H2?U421V# MTNFG2%DMB"4("X(HTHRI@M2Q9(V!>#:9C-@;'\ A%GW=Z]&R05V=%(9ET, : MSQ@VS@-NPM\64)BW_'@F&6\,\[G)A,7^^& _?6_'43=UTBQ3QS&XHCFDTIYH MZ[SFU F X0HX1!+\XB:YIM,?>V,.WO>%GC3)DU)), Y ('4$G5'<0PBU+8PE M3Q&J+2%O*4.R/U+G0\GVTAC7D_HA2)V5=>,,B. "$T68M!)Z+:05N3U$-.>- MX5XVF439GSW4Z'#SG@FZY17PLN)4!*? 2\*=4I ")8*0+RI..21T;]/WNLD% M0X3Z+NE7I&=F\ZMD7CPKO/MKL CG=#7X&TC_=PS]%L6\E&1P,9M>O3E[TL*& M=$"=$E!!%-$284JEYC)8C X**XLV+* %?BG@7--)E-5YZG"<;31>#4FSPVYJ M*.8X-.>)DCTLZQ2\<4H8@(DWGG$C*=2@* /FRM?&"%I*I+1/[A0TFC[IR;V[ MY(Y*0:EB@J63(S+:YH5&(V,]'W37;R*D,C4#*&D) M0Y8JI;6STE*R:CS5K)-04JTKA3TRPG%X3.^!:^J8AI;:@R,/+?8$V: Z<% < M6A?X:P)A=&AXJ;;Y PT!:#2LUBN+[I(]+W6%X488R6#XEPNJ&*&KF7F*6%!; M@=)24F4?Y-XH!D]/[MTE=U%VQF(LA,0Z4*/S I@@Y3$J8*B <7OK_NX2+\"> M$4Z$$>J'/(2J_TY"9WBA'U:0,?A)3265]EK M6TS#&_-IMAQ-!J." \X""9TM CVU+&:.+KE;)WX0JL)=HUC2(%UL& 5>"6X* MJ%/#)&DG)=/((%D\E,TBV;V6#$Y"EYX/2VH38:V,Y!T1YY+T51.<1:82$ MJB]@>%D"I@GBQFB(FJTQZXG[E(B;EDEU2[DA2&+*D(/8 NY$ :3EXBR#/:9; M&J!\,>2D423JGNZ/B>YK/2=&*J"^,@XLE)PX$40[(@87"!>0$EO;G]A@>J4) MD0_WF1HY\BJS=\TC=2PB2MW@K ,..Z>$EE030" H^KF M;J-@BO1##V;*:.A'6EU_?_2YBH[KNFK;=5&8:XP!$QAHIS$ M%A6)8&%4B;UQ<3N_?,:&5=.KGY+)U:?9Q]$ROO5PD.P,97"(<7M5SX^<^"%5 M>L^1)\.1U>YO;AT&#DAOF15,

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

@4O<,D7AMWY"X?15L>N5; _+"F=>O42A19\=SSM9\/1"B?:SAN!*@TT+O MG1(N]>@]-*R='.4]KS>=:Q)I;%"4T%*\$J>8<-5E[7-Y7,>G=A_^G&O/I0!O M/ZH5HYH(7QV;)3]P:V]!A^W)28MXK65T[F ?;0\>OH7KA:%!Y/*RC.NWMD/.W#97DZ;*)>EG6FU@$893>.;2W=38>Y'IMA#7J :M3 ?D1WC=8!H#N"@*T8HY9:32=O"U9GX]>&:69F-[]IXCG ^ M6JA/Z],YS_"C2$UIU2]%Y22[X$FY [$%$A=S1)5(_]6+O<728$@5[>O=S=2\ M$_:\TY[,5UT?6HHSR7RO(SS#G/PGF5^=Y^0GUI4>B8D)"<%\>#[);.(^'<%: M00.(XC-C>&DFG"/:";?!;X=+#F0=#)JU(^M;FHCMK,>L>Q19ZP59.%^8L(8Q M1R=QBYAZVYQR#ZBOGE[92I%[FTK7,L$9R,(M@EV%5B@BGB9,Q897X1A 0]*UZX)?8;WOEH-XQXW*\$A1MX.-P$G:H]%N\6'%K[/Y%1@<)!B.G;F5FB[?(?/0[Y&_J394IYMN,1"2+8&,NXD4$4K8>/HW_5 MN$%053]@\B$!&Z"%G>!@%L$)9$=P8K_^XYT%G?^$BV1_W%@X&OKS.0=9& A# MI^-*#(;F<+WB=-N6AV M:C[,5@>&?BA^:>V3&=G'AN3-@]94IH[V/LMD._=UP^7'KH;/31*T;HO40" D M;XOTQN*Z<*YDQ7!F:[^/N'PI0!P@Y;^ES@F\?UJOF924/+@MI:,GF[\/&E ^UHJ M/<0M<=/MTID$XHL*2TRG>X)Q2+W#BZ9TFP-%?S,DO]]B!$(5\IKC=G=)1@2P M-OUI#N0HR$!N8H3P>P:,% ;+ )F<*14E5B1DD81T:NX+[1/G:K'0 M"VK!.C?G!TEOGW*X1RE&)RROW9:"ITG=S"'#A[7R5H>X0RK\4K9;[?!VRZ(; MOCEM=)F,=5!B/<^%:MP9V*4PE3&]_\UN)=>3_N-HN_U'@95N5K[AF)OUL*!* M)CY]4_4OW4.+Q,4455]+B4FN?8VFO-,IWL.XG!WD.IZT"EV*Q&U<;MJH;J])5@1C!KMN<66DU!=UY*"ZYH2./D:*B=-XK7P:Y M3+X@/@TQ?AY4_&H15=:GSLG!L^G6H 3<'W$OY-$U)D+Y#CHXIVB?;3=8*20Y MX?=)DU%IGG%D-R6ZO*M*=N2%:)Z5?2\]N&M]%=+G"H9B/V1\VBE>C%D,KSZB MO!:CY8^-"XMEE.V<])!PX^Z$JQ)QBDWW:F6_ZR03)?:I=7\]*0UR9[*^\.G9 M,FRH.[/, ^!,@:)H@]>/$P/@PO."9-[YP2*^#B,F(YV2BDT"YRQ5XP M=YPVJ8U:-ENZN,']T:62@6>X75]P(;="M'/$L;$Y. Z$*W]WUOE/IA%Z=TOA MI63KA'=KBC=.O$!M;J[A7>L$W5DD]@0 !12[H/1VYE)F<(9UL+Q$9K@339&$ M#E2]N8/].%^8;S]^^&5360['6>ZH@ OC.H- #+ /4K?1 /YJP]OY MN2D#IV3)'K:#U#D*K[GTIY?!4!N&@"[U$X:V#'X$&H@LNAA>_&@VKBTKV'/U M;.-B'_0*=H43V_Y?O2\:NKD_U7F-9Z==#UE1]&C%.:""\=;R-[8 /+?[F/ES M;>) I2R"\ 5BC<>*A[;$J9TS15U]2"(3A/8"3?K/;ER D9">A5@\F.5D\^S( MF7(GK[0>[O?8?*D(X/";1S3=\L/W.=Q?G8&C$B)C5.\B#^_!*5BS-K-=XM7B M$W<#S9[$(_,7_E['184P2SV/!]:OXD&.NHC#M;L#UZQWE\O(WO!5];K+4*)155<_#&I MW'A2CJJ1/(I-AT5)9QU8T*W$F)W*7'N$^["0 .(AF>_(\\AT2%/HF2)S;NJ! MFB\$#@M/^)C91@39/N=P46O4S)>7CY_?1C*;G&;(I-$#FXT62")YA*Y+5[X& M^]A;EXZ25]89CKUMS(':[LQKE^J4$"F1,NP?:E%ADK;>V$R#*-=.R-R=CTV# MG,MHH!XLSY6'\&R+IFG98U^6-U4QK%W=TFN"B,(?>Y]U[<8^VDD;-Y:E$O[( MH34H/%%Y?KV/@4M5F344A[ 017IQOCF+6?-FCFA #!,[7&TNYL9SQU_#>H=A M,Q@T5E.)M2'\&W)Q>_J[E(T;MERPU7R,.PP[]#NB!*!_..@WF?_C98 7OT,F M?PHFF(ATP8H&NKF1YN>!$/"AP@ 68@E#$0+>)K+!$%!45H*^XVF@ ?,:\Q,= M=NNS?VV;6Y9>5P\<(668C1)2N1A!\NQ-%)UU1/;N9VB]7,/&)]CV^;&/38*' MZ+H(A9S%U:&!)7?,0/6CMN8K\YYQ5SG2,Y%NG2KWP9=+WCH[KFJ5=T1=QGI! M?9L%04:H+*CDA ;:Y,X$T, ;3'1EXX6A9G]:*.IA=OKY42AK,6KO4\R[;;_.?=A1E:) MI#;>>QU=X9O,$-*-(?7M?>FB.WU=[,_E$K3<3#@B^'C(.IZ6CSE)*3Y)48PP M6!B<0P.7%*2R*GCRI $ZB#IP^)ZKOY$/KG&(8!Q_>FLJ;_*((9]RLR9TLFAG M*;ZN(7ZD/ND!TX.TH-S8QI8X7P.UQFM%#N1VU>/#=A+/J'E(7^47MXLQ.[2_ MR7YM'WQ1\P8[B94U'SA4Y_HJ9;>D>7=8?O2)B.WC@2HB N&>"A>K_,KXJLJ: M @80?^Z39E>EA\K\WG&:]IG/N>?(&Y"*$NK1E/V,1AY?OYD9UNF[@#(Y)WS# M%1AWV5_;LKT_S"+=C.A =-9XE&R4>GHXV-!#VFGH_4[FC&?>X?4S!NHB7'.I M& LZ5416RDUG#7UU;9!W"PMMO6.G+$_99YHL-@YDG5C)Y=\7K^#:!NK-5SV+ M;I"L'L"KUC'AB^&54G* 0TBZ[0H4['+4"HVG>R"$ JDK+V\[[L5171[]+BM9 M[BH+_[ 'X>9 A<"G_5R7.ER)['B2QZ29CE@9U1WCPR]-+^.4<:P>99'I9=?- M _9B],UMLQ07^TB(36V%2H*SLL$2Z@- *L&__2GBP)!WMZCIEA J[\%HI;3* MCJ!?PJZYP.'W+#'R\#P"O4,=D+T"$(=I\1+_&:8-$3 M8T$JHF?+%'=G])@CD02'8'P-KQ)!GO-OX:7%//"1(RQBO5/KN.V$IY\5E>Y= MQEI_(_5=TS\H:!W,Y%#"C/K8&@!;\:8Z#B%D"$!VPVUK L"0_7HD+!K7I]8.=@" ML&3^W2%?5U_LZ;&V\'AB!X3B*$&?, %E5,7L]0^YM:3AK\= M:5(FD]E TFL-:YT:$;DKQ8XX;4]]Y[\]KEW\@N_0DP.31+W5,7-8.WL\UCPZ MB7)HXZ\QE]!O3/=_[:^@;=L M%AD8#82DP(N-8PG/A,:L]#9$2[F?$N*5,+!%R'0@PXS00&RT?EL&W?-ZOX39 MW55S3-(1E_G6^P$EUFHS(M])1,;7>*F98HON=$#)E>RMDK,'5=ZW M\:,HS\W>]UP,Q9_JDUOX1@F-702'^"IYG6?QL UY:'O>>/M6U3%/[^@+HFLF MV/0M1E<9E0X^7%A7XUB&Y-#PA6%OI/&RN?5I;*R_IKTMF*:1KW">1.Q>,HQL M\3K&9QEHO[7AG8\\"6YD:$W=_/>9SK+ M99'(N@IRE@J B:O0 *'_P6)LQ%I%H!>]Z ?-T3>8_-!XKU/FE9K;,6FLF:V")*R*NZ6^'.;:DWSGY(HFX.U(I:(Z=OC1OP7BKBD_=3%9KP'A M=#D47_>+%?'^_=:X\L/WAN$ <8*//L\267@]3;!4@\\&6^,HKWC5T'9B;UU: MQDNY 9\TLF+7PD4PS9GZ(W [0^B ._5M+=*- _]]JYWCYV'FW_0/KP=(D2TU MQWJ J:#P+:U3]ZNVJ4\ZN,>^F"(^NWP-J1Z 0 GRX%W"XE]I5 Y 6_ )&M)X\= MD-9P-UGV;KUBX$'94 W_=>O$4(8->3=RD8D= _;LKTQ,\P&?_6W LP\8RXXO M!8@4AB+-.XA(:.Y?M"".=2[3\$7@"M-^M56JVQ )OR"2$BLDCS%X=@\@,V,O%!+_XVUE#]B0S M#- [T06J4S;XKL\^.OUJLQ(L8V"'@:OY!.F,BX+>[\N0^,9Y(@KUQ \0OR: MZANE&&'M_'!^2M( TM;TOSNW_]O= &_-OTORF1/_*ZZ^_E;_L!_^8T\=#L9D MY%28#M0'F)1<&@#]*[ M_E Z%+5T[%Z/[(HJ/3J=IWN9NGFGB^S8"4F(%2+K.Y@&W/[4O?;1>SY$V*>4 M#'K_[A#?T=6"?BO\9[,O&RNNEQ(E=2_SXMU/L_GH,(A1ML:((_S:Z.Z>,.A* M&[%8B.F.B*18@ZH)[TRKGNV72P"[VJ/X^*BT0UUM/(YW4%(FKGN#O M-GA=? M:8HYH9U.EO56GKY!EWP_I6>1!\<(& Z=\529^K2?A(1FC95!P^XD=!?[%G=# MV%[-WSIKV[M:6W+9F$,*.8?Q)<YP!^&GXCV/N+5WFO>%L.ZVMA>OLI:/$N#2Q(GR M;V(?+86 =*[PS!9'UX5/[P'&IJ^CUIS[MG>ZG!H/"W8:6?,W./2TR!R:)X_' M:Z[O3\T6M13'N8+K M4CUY$Y$:'E-DUZ7[/!.^&D920#9'I_<:SP_9:KBAN< M3TSVI=JJG##N;JM4M\"S.\8,8KQ87'7Z*TPOO4DHL;IF4'RZC5Y/>,^4Q^EQ MQIL=?-2*(V>2YMCV<5L2+_$LO>MMD=%N"V*>HQW?/M,IVIRBKGLWW54H=4\- M=S6);56(40-$7$/0,IV1OE6<'2!X)O9&:;&9;-K.^KLX0-5=@;%-$I]5[; V_M>+GO#'23C,RY/(]3+4YZ6.N\].9SVT/VE+:& MUR344^(>JXYF_7J9NL':/MJZC5]7AE2#2;[H*=\/O3\075NR&@$L\YUA4/98 M@0U M.#LINVQ0V!56$XQZS)/8R"?K+*.-)]X]E1T@Y+'W'4\)DUA5-Y_H,-GI_7'S M ^!J*T8#MHZ\\_"+BMPM&I=IE/T^=<(]CD?6G8/N+_IJ+P?VF\16^S&4* MBP.! T<./+H^H:F\+#(1-/ ,N\N[688-E>2%XS@VKUBA8=JLYF6!BDB=7K ) M>@9?,JAI&B]1.:L9+?.L<) SB[B7H\V;.2C079.Y38NVZX2G7"7S MLU[ZOW%97G6]7+G[>I@RK=6C.)6W/)18:R?-+?UD)O/5>8L%O(U*S>L[,2O\2#TKO9 ;=! M1&=:B+S(&Z>\Z05$?DIWQX=+=5N>..6=SXR;FJ"!""F"Q4PZN8IV(Z6/ MTX'/,ITF[Y]/TA#+O.IP!2-"4 L:<. VI5<7X)$\S1W&TK71^D#C\+8\W83W6F9VV4;]+W;HOJQ44U#M<^ M8)XYDIG5]&J#UG3,4[QL01Q/5O+@QH#:C9Z!&U_YG&=<'3]?/<;3\0XQJG*>/S R8:CQ.20N0U[R]3T[TVA^H#]5X DM 0*IR<+ M>AAE7]$X/LYHM#%6N&HR([" *]=OMH8]5T>^"*,YN_L(''LCL:V)R>(%XOQ% M8&.S_S#J UQX-4#J)^-TUQ5MTRFAB&5F2M&FVOM[Z^:0Q>"_S M6+^T@)7*H0U&]+!F-+%=1K09=A45^7[&I(2E:J^:MFDSP&=)NI.K?$C83U)N M^/IPI0/GDZ)%6M5'LN^ES_OKED>G?G>\_.U.D/($'I=[<- \B(T,#GCB7P*8D*&GAW*K'!]1K1?!9E M)H2)Z2.P$TA%2<)O8/*]1%]5'A1V)U%GS&FILC(J8$C5)S$ 8$S0 D@U ;/L MLJ-,R@UODI7BMZ>F'WNGU-CX)R>TW+?S=86HGM,&$)5R,-E!&G7>;DSYO5U9 MFLF>2Z]&$-U,A=^OK,;!(GY%2,#J)(N3]CA 9.N/Q_;&]'J%5B5VSIL2)G#X MF+.Z.*XW!3Y+P(- '"J6*W(XE[A _SIFN6>*IY)AD^QXJU.-,=G&QY+]^:9: METC*[[>.ZM6!7HP+<%- UFBF6@@H.""$M9Z&P/*!QBTT, G70Q>'\(X0M@B MXP :6"?)0P,+MV A($2,+>SP\C :0%"!6ROSLXCG42K"X!-L.S2 (LQ<5#EC M306=8U6B@3-<+43Q+4YLL0OR7K*+@"G8Q:4\U(_+[*MA:$#6$9-48=T_XU*/ M^*G&?X$:J$HF9H($ _="VF5Y.E.>."K6-WB,^D3P>?K-U-UFCB!_!HFF_$9[ M[VHQA;=O%@[.[AVU'H,5PGTUX3OFG4:'%T0H"/C%0'IJ9R.6P 0?= G<<7/9 M97@B2+\2D?+,/1/75L!.@I'91-U3C2NM6S*C9&<6LX0-'FKCF!$A])(6'(GM M3NY5)JC.68W.=+G7W,,0S!PM5;D+_T=O#SWP.9?OURA+_G:O/G1HC&J6;5A< M46Y3+8N(JA?5W%6/%^2H==O(^N@JB#]N8K M-WSX0I)A5L.>E"GM4U&*BM*^X?V"(%>!C"R/DK!6$(DPA-!4)H^KM\AA^,"E M<)-D]>Y:KI(["2@NY+-^;"^E5S.3S7S%XI 5ZQ9S?\I1"> MW4N9&+_S9(+#U+AMTA6O\-,\_Q&;LZ1U_3P1ZJ!-1C ,%N81Z5.#S7=Y)R'O M=+":UL\E8MTA :G21D8(K894V4O8!NOQ3_BY(;-^WA,G%1*\RWQF]\OG,(@!#(3<]Y7<(.2'S%6IKM(9;G0 M)S?3(^S-Y_ZW@#N(QESOAF9!L[HS^EOT)\D]OM:I +;?)!B]^F;$!&& ME\6.;_ZRQY^!ZY4[)XGD:">8:UNT*IUT'^BX@11]0TY.9GY=Z&O8#'(3[W)N M.P#PG0UF:I0W.N)_V[.2T^=3'JJ-&?=%]9^2=P-&Z?A:$%P:Y M.QC9VX,IB*OG>.L&2W?<+2ZB(0[DD)MOV7J:+#VX7F@_D&4E2A#$ZAX4>5UL MT3Z'/7I4@>_0RZ<=<9OU7EF/*$J]?!D-,.HT!"9V;NZ)P,ALZT\44X_C'Q44 ML;T<.YZ\@:]EXH1']ZG @XE5Y_I JUC6-U.?8CBQTU&^ M< ='?_AE,CN9AJ=C7W-6K(BI/DMWO2QWE5Q]@RH@+>-H:[[2E ZS@%C72\]/ M/<[H7DF06Q&5%T^29[2T+'3KE^8JK:JJ*:N,&/N"O[.S*!NO0(&C.D*,2R@. MD+9^D/G]^<9EK38NV)72MGZ2CYT%[]2LIY0*0FD/)ZD5S=F=Z;XN"V#37=.7 M"7[K44C]7A326"'>=V;$/[L1.^=R10S+W\GP- M5+HHW_$^^O4>=Y]0,W64F+?%MS3_YA#3[(";W$;YDTW[7Y_\$#0ZQ7DIX<^/!^+MOXSLK*='M TDY(A1 M^ .H45S::_59Y -F\U=>UA,6JXZ5CVJ?8G\+PRN5&IWZR_:AEOJO2AWP<4\3 M^_968R;EDS]BX6@M=?_\?KO_=51LD0E4HT7BA5AE4&C3B)5 E[J MP6!UZ/?G!S+(+K:U&FRJDG^L8(,2<.\?3\*9F9 M5V&E-B[;/YR.@?\^ 7=>.](ZF8G_8IRU_*48IT%9R@0>72]_JY77CYXG8BS7 MT_5KGR-&E\\_N_VW=3/[T>W@!L;(*3&_FG-3?"E!_(?Y:Y(=P[[^H9M;H_Z2 M)EZ+D6TCDN3$. S.J=++O7,^(M<#&O#L<&%6B6GB/( Z25U=] *O!#':BSV_ M&$0#R2PG'B?!LM1G*DC1I3NC]V41GX,[F%GG?'L8B/0(*) 7U5K\109K;&OY MGYDTC6$A)VL1'I*:-O#04L>"1JU5WC!*GF,&_S2L6HA38_5BOSRNIS\=(CEL M88?3[H)I&%X>7)A$YZ7U+3V6VZ^[.!7HKZX:<5P,8J\K,UAZ(JAD^5FJ+.I6 MK-"*%+,78XSX"K(#XV%Z,1Y&QA*SB%V1G\X76[;ZI548W3">ZBWC#WY_D:$8QMGJ_(NZ*-Q'?!\OTNMI)]\PBBYSM8IPE/I@M;2[JE!5 M?S:#X=NW0HF%J.EX43XDY>BSV'MY]?[;C?(=ZAZVC#MN2]]>D\]&+)SE911N MF"%/A>>-S%&DJI6U3WCXMGR<=)HL'Y^>G"/[9+ODYF?^-55<_\6Q M]6+\=832^T#0*Q_K"=^F:;&_7T-)&!=2@8D.;2O(7]FM_:T3QLG_$J1!?)&_ MKKO?5I=BY ,&,4Q,D#&G_G6J_FZ&V7X-X(O[J,I'== %_P-,6/".$5_^7RBF M:,>S74(KU+U.A FF'=0Z)%-^9Z+[$+L0]"A1EHY9H'&\$H;ED)J4\<8Z1<_( MK[=5O%R*,KQ\@0[_,VL!COO2^%(IRL1,$I-(%EY0@'?F4:_](K=!MJ>,H$VQ M[Z]%MZ>_U?4)[46<:&B/29DB(7?KAJ5N/L*DHM]"]AY#.<8\5-U$1NX0?@AE M/&3)?!D?!V6)V-="V6BAZF&(4#30BH&]_.8[YM4P#,P:AG'U3*Y>2%;LQ!QB M']C;9) =Z6G#0=;HD_GK=][_D#U"9S+?#OK-G M^-.O)63Q?G^X\X/B][^6^,,O3__MJF,R*V?EP-.[/-B"PVFF9OGP?<1MML0! M;>R59/%K7M8>,>(C%0UIN-@):MM_KPZ?D4"NQ:"!^UK) MFMHQ90H9SR=J8 ,Y/06^SLW\TR*=KQ$7T<;SUDBS>;.B=.,4[,+U-+W\201M*I?)] M35JMT/VO]_,>-$<(:Y12S*#\Y^_7).I5A6N(9#?W1?B@ >Z8'%9I)<#^W_ZS M8BXRW*C,MR@?;7K>%(AH,_RF>*3:\(4-WICRCV2Q[W8G)W9975U0WYC&Z[J< M(/P7E0E?%A\ FVI26&8.'DB0$3)])M6FU5':Z;'R)#@<\J(X#:\Y6>)+VW1, M&GDO>TU;L6?GN,ZF.35DS-CC(0+JVO)EJM7'J^AV4M@XD[.J>*E&524FT8CY M)=& :Y=U4.#J8G_ #N#$CD;DM9X+R8W$U!6;],)!Y-U?4XO1P-?/?M?OQ@=. M,\:\ZJ*:'OR/&!93)ZUB\,T,TRVB*7\Q80''AQ*^#ABE>RR9/;;R\+5,XO5/;O[=F;>[/F]W7VSN^_,'W6.1ZINU[?"YWYNU;VWL+9*;PLI5I;E MJ4S 3?-2U%9 DAHVVPU%<>@(?R.AA2R>A\58E5]*],K;(YB8_-1E>^NJC\LS M/&\B)++<#R()N^QY<FAW3>I&"R__G5%F12U- MZU=-KVG(/]&9_8'F+[48$BRT9'2FRHX8 MZ%,RJ[6E7HM+O8[>B"C/L3WFW^45?MG!<$:"9E5"LZ^1EA\D/"TYO&4V5.=E MO*BX9-";K=4Q6G8[$JH4T;L=[>\[)54P!:*XD2#H4Z'9S[?)5]%JD6;JNVC' M(16.G$)].4MSZZ3% MQ(<^F4>I350*LVHDB0$9EMF60S.KFC23.KH9T=K9UCPW5Q5*;H90*LY[IR-$ MN\ ILQ1NHO>M[:/7^'("O=>NR!$W(C=K.I6&&^ZNJJVQ<2&25-'*M<'"/VX0 M\$$^(D8Y!="-24\+= 0:99F#B6?N/X$'AXO MIAZ&Z]UK;J;;#@S B<\G@'D^IF3+N<%0[P64HKMY6?NK[ ?E.\4-[!6^O/!8 M3BL#,:-/@$=HY;H74Z-=B0 O=<.@UCYW@@=NAGH1X!)SL!SD,^@?EO M;#2(#)CLSF3-'XJX2]$2+;./&](/V@ [F$%3R)*7I&&M-DS[*M;TN^+=S@TN$/3QQJVA: ^$)+<>VGCJ_+ M[!/L#"-W)MC]%ZQW%;L"=V@;)R'T- %;Y[#N]R.JOP^K$:>3-"O4,PM15NL MTACK>=>(L>5=VC1TFNLA+:,WK8&OZC614.<2N0\^H&7\%<'0D2_Q< -?^7WW+_)&AD>:XN=*0ILZGU7(G@#C:R'8 MV&-IP^_3[% IP9:)I<#\Z3.?OD&O?+@N@^>^_WGS9=3ZW9C4P.FUQ:V)M+:: M+(.;I>B)/L;!K"%4[>W*.NL6PWO/O[$4+XJIB7&&'24"H7-I;1!F3\7/%6A^ M9)#I$$HK97D$-FM>ERC2^<7DZ\7]'2IJ%04QR$.L:K,$M:_C#G3NF,Z_JP=) MY=(K"7?[MJWZ79+(4,+[)_>B">S\\T&ZS"OVEGWV/UU3WN#HNI0W$SY&-+GX M5?SK7&+HUA$6;^&RVZ&T]6F26U-!UC5.9HY*I%EK9=3X"V5%#".IYN MI8458J?@J9#7H4&ZMVT,^N+UI<.=P&7&L24=$^2^%1@G%.L#22^(S&L,HAT6ZX*DVDM#AQ&!(FS0"F/4V&6@2:PF_J?BF\V?CUA72-V8?S)BK@N5 M-)D1+CQWMJ'.06OZ5Z1I0((OZ(F,YM,1+1,F "UXV5,6,5I X$R9AD)8] M%1#.'Q$T"++[U,S\I4O*K40?"X?FC'M*#? [ZN[DCK5:!%../VFP?QT^)@5. M*>C":<^STS6CX!<%XB&!N^&\BG7'M(:VY23EH1K)5QR:*#_Y>#V.+"GTA PO MC'JS6]2\0[);1*^.F%J"OWY:2%7]DO6F4^74CB]<]N",]CLR!34I#'>X\!Z3.YYP'@ M!=%$W,_K(F![>U*E/&X3C^*%6CRKBU&:4P;;>H3]TODWPP=)L7(Z7I[YU4O>H'YR06/T ML2ZF?D&GL3W)WY6FKMN0<@)RQ,<6\ 0RVKB"S!4K40Y@*)J5A\W+?PA_D&61 M\5SZ.\!*"@[YS27N7TI&;5W5ITJ/I+6@HO0PT\6$%IY(>U=:(A&Z9?? CCZ* MZY-:6)AMW=-<*G#OATGA68_X.;O-<_DS4"P"58+=*QNLHS,A,)'!1?RD,WFN M^C9UQI*/U W4$H6B2^JFQ>P;,@,%+9[ )3*"PN@%/.C8BK MN5ZK=_D$(&87 /N/>,!]$Z4V6O2QDQHC==J..:^8PKOYSL/'@^4!CTLR+C5F M43D655#+S#%=+=T2^:(,+>3V&1_0\;$Q\W/[.230@Q)'<]VQ MQFF>VU_ U2+UZ9[/T*K!6G+9V("^#9+Y]0.^%_'@)':2M(_0XD)^>#,; ^9Q M%(KR?,=A4&<2%VN@E\&*!\G[M\Q.@ MBJ#>V2<@]"!10B^.P)&H8\)_QL5=3E+TE7K<^)-J63_Y1W4#.QBFMO6M'G]) M*-^>[?FITJ9(C3)'6@+05+"353@CHKO<\OO:JV*-4F$];;M$Y-)>*N2C/A(U.[T.J K* M?(5T++$JG X:VEI4;C2!K#)-V@QSIU8R8?K*QHC):4N;QJ)6<"+I$-X,RT$\ MWFDW]66_>SY>C*.>^@$:'S.7(B E*3TT^ZDB,DNM^(Z7PJIJ=5E M9*:]T%-CN*/1.;R!5>#B4]5*\, )T/UP<\K#;[3^QLUHANB;ZL;AP/-'#.?) MI8[>S,BQ:F#^U-#?+Y>C>J:R[&Q= M>NF\#STQ,6M!2C_X,O;I@UKZ+9.CJKQFF)S&NRF53B1_2]J!=/'@7V?Q5^$L MIR$QO[3* ? O,A!H$BK\RBC_BXK\C\LR"#KO)=@T(3CI=&>P[ZZ;L[-:^)#^ M3^X<@M[R71N':B33@ACOF-D4,F5-W??YQ&4,QLQ9G]_N/C)8AQ\MA\Q["L[^ MT&V?V&43P<:<5<@\W T_F]R>D_=]DWKZ'=IM90_@F[Z(ELTKA Y@)U'2"D[) M\+9:17)'B2>7WY*;Q7S4+<4)K0C_9=+5IJ8FQW04G;Q SOOH/+?KL2WY-W^V M=XWMYN$T.)G/,2I8??HQQVQCUL[@+0Y)J78")-LZ= [Y2;-"PAHX+=DN1O-> M*K=*G.J[4B,3LI5J1$#U*/:U5(GZ4 ULZ:M&,]E+.EBKP8?[ M%EX7>B"CB!4LBZ;Z[$Q@C:#O?)RN2/3.L^JEK6=UMG=0<[71G>G[+%ZJ(L/] M)*_N4Q;5O=)]]+:5Z8W\O%J^CR- !>3]9O?E3P3D&&>-5XX6>-B:VC2Z0X,U MA-F#KZJ1)O)^%<"+?+\[)17O5^@$N6*0UZS,,YXH#-EX/*8FU6'%FD8/TCR8 M44!+Q3@K&1H0[9T FKB@=&J9^L;R(1C;FGJ-[^ 4>'?H"PW]JNJ9S[Q;X:G, MT(^EZ**&3%3MWGS7P(:.S-/509:;;//"VIZ7T?-3V0+$@/TY?F'W6*BI,L2;-KO,;2PV1#=XE#@)V2NZCED,:1]BPL1U=C M<-]D<=,^^^H) &)*')I-];.SCT\5&A91O6)PZPOLR4J8/ 'X7P'[XG0$\DRJ M#U$J'81=03XN0Y0A#&LIZQ29J)L GI&_33=)-.]],M"MH'\E!Q*X/?#3Z]B& M=#0T8 1\'LN#7]N(8_*L83U 3UD,51:4] MVGP 12,*.)D LA^%ED'A?@"?, MMEBW9*H<0UFEBS\!.G#6)8K[QFIA]K4XRC^X('(6%WJ(N5 MW4UIB;Y\9Z<#749IT*QX7RL_OB]V+-7-<+WO8V:=)P"<+G!YZ!@?_?@0))?Q!1TL%)G!V MC^<$N 7N?C+I:8->H*> HKJE=%L0UJ\X1PI3:"*/!:I)/)+5R#,'GE740Q61 M_-Y#F5;W$OW9=P9'3:/@(C=^SBC4E1,R09Z(>A1R<[B\BY/T.7$>URXM<-2# M(0\6AI]?4D)X%$8..Z=*>+02K#T8"]'+AM@ZG&I/,A.7BE4),=DP[7 S5SR1I20 M-",<_=9U!F78-4=A">*>0ZX5SK0G%;S9"Q"<(R]GS[V*T3?T![-^9Z/0OCX$ MFYY73TM*4<'@)A.Z5K7[2M*;BC_^;0;SQ[BB@7C;8SP?J])BP[W9*/4K]&>G MDH+F^:(7/?M*;<0A JXKM<[B[>Z-OI0):-EWCJ,-'K;EX46YRQLD"YMW"&HF M>7FZCA.E&28R18U:3YN82"VW)!'5^E16)7 U\=MD\ITWQYNF5^U=N2D"!G6_6U1&#Z7['U-WS;,?97Z??2B7]%N D5 M?AF6^&\.=K^KZN4Z4R&5:%AE?65][:K[?OJT04JV--Q-S)[&(FO[VEXO:M.Y<+KO TQY ]JL?P M=8=Z.(G[*1+LH6ZQ0.7IHKV%;:4&,C3I2$ .=R@(]BHQ+520GO(J>\VG2+QK MBR1 =6ZK+X^[X?0HA[>@P(-9P:;$/&)ZFDZ0J^SSJM%QY?$B- >(@$0 X\^T7J\:Z?SRH7M.;O5Z=,$LGE<6<#:ACR(.$^"@M- MIJ_U3ON*%+ &ZVE=\%0/[:OTF&ZBIBT]^1_I#0PQ!#-2%"^O=P)@:A:\Q7$J MZ(9R-%(7O>_G?E0Y?TBFP&=TI]GFBJ-U7>8BL-'4#'K+NWCUSBMQ8:(CP;S5 M(^=0,YN]T&,HA=,:?T\W$]XD9';36\3B()[:?#:%]QD&-I&2R.&+Q[/,TR.JX-J\M]F:Q;3\[@(';B9?A;&MV'-_V2B98+9XO*;$(86GA_ M[+/AO]--3<8!2KI8>]^%Q*%EGI(EEU%WE9HL^X./&.O3V1+?DLV&\9*-O#^7*'WP M@4CAH-?7&\ 8DD3"U'I.I'15A]SX%LR=.!FK^HI*&AR[85A^ K1VVS)A>9;@ M%U==8BRJ)C)??^A8$C-])T=S1_Y^]ZMGI//,7E]*#(<;R'"2(WNZ]8KJZ(,4 M%[>[?: TV&?]S77M"!*?"]'NYU= O+,_*)HEGB7:!O!YMUIR=;A$]KK=67RN MT%TJ1>>QGTZIR,RL?*>#5TIB@EG70M/Z53I'I$PDHW.;?3J6I"=@RQN@=,)=VS M?<2NH;I]4ZE:I-FU7EPQN)LSF$#]XU)7EY9/H@?C6S;TVS_&TZD?%\*@'6PL MZ-6TC2D'U4^<6.[JYPZ[>@OX,Y^WL,]J HKZPNK@*%9#B#N%]I6?R(XZTN9U M)01;#,]8\+&UMM[CO[G<6_WPU>'>U#4CZD$?$#MJJU.U"CO_,+X),>T4$ MPHELL6X>3I8L15QF^S+.RM]BF9_+WHT9RA,F&OB7*[GKO0L#D\V7XJ.U]7@^ M1&3%--$MB8(E,>1MS'G"?6]>A7I):74ZH#R^1$:G?B"!K#%_PQS^A9%S6."I MMHO,=IPHC=9"E6]T>78'=ZUL1]9(]65TN&L*06<%+[KB5_F?HBI0S*0OKR," M^!; 2MX!+NQKS),YL_+%F(>W@8OL2I=[K ?=JT;6.&SYWZY4;R M7G&Q#R<"$3 X(>DA;^Q[]AV7G6S&Z1W>O^/D/,S=D_K@D5B##3I43I MH,SAF*822"VV,\=@2BK2IR+E8?O!%^<88[9NB[YC!\1/Y)^_I%/+%KNTX<'H M3K_,OB"G4 ]M^4-8JVT"/JI8"Z]5K(FG*0G""RZW&W"&MEZA1JKVDYES#A0S M9YP CD8U@A<\1= Y_B8[N^$W.-U5#(X6$HH9#L#&)F''+]3()4^ HGP:]>]T&.O6!!?TZ=!($&+M=0-8Q24\"5L!FS\H<; MYVF2W6/Z[ QB9(!G0\)%$-E212F.CNF.\S17_OA=Q_HOQC("I> M(CPUT,7N@Y9 )IS%-+W"\M$#,_SF3M-1XD^_X7=@CY$Z?A2KB\;GX3W;U_?H M1>,%&RR3VM1]EY&![1Z:?H4+G]#."=![;Q-YVP&-H?FDK[KP_8>^+EX.NJGNN./?9N8&/"/[7)KUM2Q%4<03,A/6>5!XNW.(N&[2>KPF9=HHJ MFNE2KVP2?QK[TB\B<+"6![A9&&[>GLJ&7HTI7G-F\/BDK=9A.+?^A#HF_9!OBOHQ[#:++L5 7 MG?J,%,2UR.5%"+[WHF1'O\8>Z"RWG0 TFS CFZH)R@^ZL*/']C/OTZD?- Q; M5W0[@+/=;"W/KEUO*V"*;$O6O)R+LT9?)_!'LZI12*5-Y!1B<,XC#IZACMC+ M7?EH0*PZG: MIHP&UI5;YX<\<_PV>3]_QMP(M$RKA$IX,JPMZ7/,[XC$VV&XFZ\TKM499OA* MO,Y]I+K Y"/>CN7,F!&+:9_HJ$>Y?'V\*N%W^.*8 ]:TW^M4(^CK*337F_.P M7_B8VR!:QH:PO^D[Y@]'*3L[2@(UQG= FB8S>SV@M*/SB5G>4CBP9ZB4QNKN MD>X*DA+7?VK<&=@1.E\B%X\'>8JBNK=4RRT&6? F!#9#8:R>A@=Y,V&[?H"' MC-["186)ON]J)L-;FC"G+T'.H7/4X*H5JU5H.&B !B"[=#(/0CU;C?DZ'!T M5 D^0R'-&E>$"K_\8%CXF-_X*:*\>CA[NX@C%FUJ>W]E):9#GE6>+F9>,"A1 MU(]$ TFF^\. @+\\I_@[MML2X??M>%Z*=P$>ERXY15 M!MQZLW)44NR]$[ BZ.WY%@-6_ &=+$7Y;%T1V^JEM'LT558>):1 M&\.R#?G]KW>D>2==Z=O8+]ID#C?**6,;, MA*HDF4TYIE'YG9\?R+%-J3^[LB+-2A^,OXY]VO+D1YK&2"84Y9P=GGM7[ZXS MF\Y"V/&LYBD4<[=%TF/FX%2M6 # MO1D.L[S&8+F_E8 ONZ>%=^KO)T_1QK$,"0H,G@"=[L49J.,%RY:-&@?)1R@A=XL"%]XX7/NJ@TW8S/;FV=[,)YNO<&EH4IY MSV.%IDMR]?'.9SECK^Z=\1'/-8I8F[^1'Y\;?7:7PN0U^Q(I5RI7:71&>;@WOC?J7=S-#YS?I-NHS:QVI1Q:$N6"LD+TGYP+ M&Y#%\(TBGTPJ+%:)7G--T,IK^BDF@IP6@;\R4,DJ\5.'!X2'@K+1^)BKQ'I_ M3#]=%A-KPJR@=T9L/ALP\013T%4UPFSH8/Q[DQ6(1\?YV7YBQ(@M)A7>1<@$ M-5X1$03?F#P!%#Z4E%<4\70_')P;JOA,6E\(^$LK.G%%*W"57U+@4SC]!S+% M4Q-K./OC:6L#-^;Y?N32FOJ*PU>$H67"*XRT,VM&2S+,X-M\(G X,\=6C2&7 MJT0^G6MXA^B%1.U7@])$YB:7K"?.$2%8,!_U.[3=]!CT36,?^86T"G RKY%>5JX)6-PSPGE/LB.B$"JGO M.#0Q;+2[BP">3EGZ]S](U+?GO-EUNQN7>"S=6.,$KHXU3/O(6U&*]2LTD+M@ MYVF!WD^[2$(;*#-VT9EB21;RD7>%*<\I:P59?0Q[4]3A?OBI8'F'E@AUS]Z* M*3UR \*R;LJ?)@2SW4CG'"(V4UV)=!\KQWK9Y;N9J0:#K]9-I:Q9HE[13Q*] M7-[%01MJL&ZSW=]^%+2X\_D35,H0JF\9(1+I@%:=ZYWVG#FO70Q?C@'!CRC. M ^VJOE67#N$3FDR5FPY+;GB.E-*5,-F[1T\SL'2S_0/U??X;YMZ>G?':-6\C ME4Q>X&,=\+1ROB\)^L!:(C5E95_YB5/G4D.%_)(W]">&DMQ M*_T<#$R#?3S3W?FZ@BW'^W!:/[-*5*YO12>N@;1_P[.1MPG/X+^P)=228*C$ MSF6.:3>&MU1CO! XOX9;:[=6]FO%;"#O:>$M0A@-Y ^Y-BD)@D&]<_"!BV"7 M-##Y2'0K\ZXW&$:E6^SC4O!*[RE;>:"8GR;HE?*^2Q+S;R()&_;<"1!11.!9G.C\'\ J M3$1+ !)W\P1X4VU'SA396L)T?W7 TM>4/:3R[Q%*T=WREH %LDC]H7IO9%;/ M9]SKO V\A*=HM9@JK73@Y\1SF9T_=GU])+JNUM;$C>KV\JI$RW,)1"!)>_C# M;!X8K?G*V5"J1*_F=,^8F]U1P>F7$L;EP!,?BXGZD8[G-L?+6L,GWR (RJ@$ MBH5C-#O9N-'WTMCBYT*+'+1M;^M;(3/X^=X=AB-(I6?>3)Q5H[(@'HO6?W;H ML;[>H3 36B4I9^V]E3;XN1Z.VHR:._Z\?AVJK_C,C,=QZH9+39J4S_-(QGVC MQO!GA'& H51I<82UAS.TDZKUVN!\U%M4#*GI.UA@UV/: $G-\1.W.*>9HY>B MH#D=L@RM[#TGP);081+FAH\8?$,P!"_D#S>S=(?[6J<5'OFG6=5RCA@36_U@ M3O2.00=\E?SN)$C73)@$E;QH@V7-80/3R!]?ZCZ]W^>,U-F=N$D,GCF69<@( M%CYF,#9\E^6B[*\^9+$=X)ULE!J]&OCSV*@FG'Z-T>E<_!Q"0IBBQCM?>^T[ M>TX7SKK<9H>J@5C&]1'5^"7M\6*MPR2;L0W6H!]C76N==*?A(:=CO,.WCN3S M[$58.T>T>:^;[,V'7"*,E;=I2N)B9$+51L3 6.146&J=W9\_\+=^("@&-LE: MT,EY8,Q=PN+(LM-^ZI=\NBUZRLOU2B_!:HTK71=^;A/AE^KZ9[,_K!GO:;,& M+L(D6V&^_#R=K.0@M-SI]-\C3#_V;S1[9W\ZU];K2,'@>U.E$W7V$.<[[IC. M^WT@FFY"/WK_AD#,SZ$+-7G;N$E)D6Z4,F&)E+#\9;7U._21_*[ TP"JW^U+ M\^\*I#^-%_B]OOPS?-PM@?Q'WJ:QB8OH8YMO&P;B[+6,4J[SZ.3]R@^L#& SQ%S>O,"KY1%;M M=3U?+F' 08?6_AO\W_X1;R?\/2["Z=6E%74,M94!=BM\+QM35&4 SV]P$QM7 M#()]__P)L#&RT4A==_IZ)?=KQQ. BF(&\2.4H*/EM^OJCQ_CA^[G+:Q/U >_++W%")]_YB[/:?0Z;Y\BLQF@&KE?4>JGLZ _QKPM$7*V- MVQ8)>>KKK M@Q, =2_-Y*++"^(TGQ7/=]64D\2ZL8G2GH'O,9@++[F>U<_M7P.QFU0';"L%N!4_89) M^'-%;=RH6KBO6IU2X;.W5(-V;ZEX*&9(OM./.M\K,AH=6,&\+U(.;ZLJH34! MU$!*116SI@Y^/O*S:J34 20G0$MCI4QG#&7OMWO'JF=HJV.-B,DL:E MD3CO5V&"4 $B+1]>^P ?]G^:41_:Y+/]H+U1;&1A%EPC<;OUUO[5*&DVS;E> M.,HE$,>;;3&#SO<>^)%B2IF3<@*9Y[6W7'V.L\D5I6.4&;O@ @29TQTV> ,$E#SZ7(6H2)Z!!<0K\U^]*=Q;: MJ+_]=#"Q#KG\M/]_X7?^SPH:%2D)!W-1LZR&-5[07I: O?<0Q,H7-;UYA) T MF0J[M/"I:<'MH92,!YUTG,9*KJ)GU,WJ1*X !8^R:_8%NV1R$#2G-)O'+SLC M_,M^N"O3$BW-_+HS_L9;+RA!#%<<>S QQ%%"+. 8C@Z"0V_E2/L"S MW?^[8_'?-ZBH-,*@>K$1.:#;"R\?/VX+UFS3V-1^\TW&N(FQM>JR%!DNE>AO M#&IM&:+QS#JI_PL[]H\49(8U4KV\:LC^5!MC M& "98]VINRN270>9H-$_;- ?5NFMEH 7J_M"CJ81:E*QM:LTAJ#'-B^#YR(, M5B/4RGZ<"Z?&D:B1[/YWO_1"U(E3CV^[<@)0[T'3**TN6I; C.WLI+JON3W( M,O5M(R+2#NK8]E;_0C)//5R!+7%,8GUJ@"Q>KPB5I+Z'$A-8J)RY]AP,[64N M>$LVAQ"[7F8O7=1(L\*.?NNJ^7R 8 L1N)[%N++ELO7,XF'04^=O8?/B'3(. MT]?0&GF%^A9+DSKEBOP"(B? _?JA:=>/"795&A3";KR1L2K2H+UF@/'((+.P M%SWTJ*K^5AGK Y] H0(NU&5 MYZOFK3*5)04OW)7[F)U93D0U>H,$EO'<[G@TQA)_5]^$22 #G/W1<,W]3>7P MZ#E(%]2B7W9;H8+79U"<5$UBGENR:YZA, ]'ES=MK-* 89ZR.+-G"^X5J8:6 M5]WG:;-1>B\4#'1VU;Z@J*T'GG_^C*%E9ZP($MR[*1OC8NX.VSTV>4$>][(M MNA0BF78;XT-+=4=!).?ZUP(X"O;*HOP!LTIER"!IM?FV3#=^;WQ$M;?JGD]$ MX!(GIW@1Q0;Q1L/M09&9BG5\+Z+&[\OVSI);AX"+>9B;_FV'VBKQ-)E!>-G+ MVDNJ^\'%6]=KXO23'.H;GG>H3DD'IQX[3/N(S9QUC=B10U,5>* 45RI#UY2- M]GL9GT*G?D)0LMAU)%QSN7BF^-5=)+&(^5S*UVJISI!,PD*MJ0_4;'YN9(2@ MA%$FJB[?E$R9,*%XYFBAW#@ES#9T,4S]9KVY>U]^&=;_BC.;P:R>GO6?A64O2^=^&W;#G3, MHO(5/WI%*ATNRTQ?T9XY/VE/?"=+-6R!^*H8Z'P.;';KDC:VY DR T,5:^?D M/LD9?2 7IUF%(.>U9:3GR<]D%%/3KK:>-3:"4]3M)TX(%#C!' KTSKV9RMA> M0$SDYA8@K[H97T6/6TBUQP* M)(3'WS6WO7QOZG!P-T:C@75JM1FDU7!CI+'"O!S)I0J2-8X0:Z^[0'.9VXBR M,RQU82$:JJF 7LJ@#SH!$)[W\^_#O5@3RE[#^'HKU#N^%B\4*%PS,PK^N@YD M O9*BK/+RG?;KUCFT9X _@&;B@%1+YM?&S"@3-E%N6EB:B/KAR*D"98RPS3V MD^?EFE'A\&>6O5+9'9EVKXXGEH1=9FB%[$G@M;#L\MB)VW=&LV-N!8*:0#98F4K8/>'HP/-J843+F4#"S;K&]3G>UBI0_Q%$OE0AMDSGW/ MN:+@837:?3/2-8C&QWG!G"V!MM=8=M1&Q&*/E5A?]QP)V3E8\4;BTE2'"SE- M\&5KGP6;OJNS?J]]SN'X$"L_;#=KO=3)(?Z4];VM5HLW;7)@-$YF9BQ,0@C91?^EA&:,EV MW&9$.P>(D1RGVBD2@'R9@(QSO+4CGI8?5QNN!EE95*W![$BK7I1:7N4__IP0 M,9NUS.=M[;#RY!3KS3R5F<"O\U8U]S6.H*RFMB6+M5IF?&GFK?(]3V0-A:]7;'Z@3LKJ^.R2QY: *3@#?)P:6[G7WD)]D MG,UJ:PSO+3$8[]SCO'F5PN<,;QSDUM1;G9KNR L&.KJ6Y^:\]%8"'U<=<]P' M\4M5#,">$Z&H_,O6F;5N+43 B]AZN5TX[MU7R\< MNNUXCE @0<:V&7V5@%MQ6HF^%4TG2DIVK4U#9B\@W(G+(;YC-.<=A_ W MOM$9@23.OXG))XI%/1HU'3"-;(W7J-*,C-HO>!_V@;2Y._\,\>UYX*UD\CQY M++H^>R:X@1ZKLO4<6?+"1TO.+E?8A9H685@[[[C:W$^\P\)FYVN7?%"6DT#Q MT:Y:OB_[E4L:E=,Y3YJYK0L3T-$U\^Q'45.=#B\&97+]U>CT-4RNW>W2;Q,% M%DPNGD\$(W*Y6V'VFU^W42C&K85*],;(9$6T DMAU(/VR)ZUI5J8F?A-VFCW M(1",=":@*.FIOH.6U_W-:\I2K5^K-%Y="]?=X+;S]Z4H5Q#L<6%M=#0N4"9_ M5JLO!JV)?8?JV-7S+_L$=8S2N/?L 9,F)_23IQ^.1P@I[)1&;E63OYKH[AH5 M\VBDB]ZY?)(Q)YP!%BUF=H>(Z4[8B\P-OC8G 'B",>T+*FJXYJKV,9NN*AB< M!>M-/C]MVG5OL&'%4&SB_(NK).QU*M+$5ON;^VL=!>8Y8IRJ0R;5T3>BHK@2 M-<8!^[O;*/'RYD[R3SU'G8'TSQKZN2/FUU *4B:0XGP ;8)?]>I3> MH;?!#*^U4#M"7+)Q9!GDU&D]5,>;'GD!:] I?RPWH3-^-MHK"80TX]M"<#,: MJ=QQ[R>K_W64SJNTBP(@.5B!Q:4Q*[6Q%7*MT@"+#QIWI^B3+H2-$W$2VQ)? M+[O?Q&"S68J32X>WW"=+8Y_P[MOGEYT^!AMLX)\&C \;BW5XN#,!BSBXF>.4 MY'.D(.A^OIS+U0A*JL&.)?E[>G1M=F=CJ[Y)=D>[Y#&[=M FCC0D:=8-5TCQ M2):4SA0E(Q#1'10<7SBW1[3O,\?WO*OZMK/HE(_$4R-S,#VIG%7(BE&3H(EIHYF< M="LA;9&1J6X9._LBP?$B5%C'1X:=\)X!L@4?4,N8V'F'XDJ%!;2Y#[RB9.]& M14-E\%9'FG CK!IB=N'L=F3R6FW\]O;4N4,732=8>KOY+':7PO)\.UU0N;:6 MR;Q9;V>JJG?=T:@0^OE(961 1%1!IVV>JW?/N!QH/T#+AM-B@ 5T?WC;6);! MSK>^XSX ;TU:V<+Q]$GU((4ZW4 :&PXW/=Z\,;EVQ3CZD<^+BS-BG;T[9C4U M'>A1WR/*%.2$+7C2P\OQ(-[ES#6FNK S%-2H W5R1*D37RLIZ,S*=O"K&8>I2DN'H5.CVM9Y@)(-0(&EQ]@9@(= MZR7UAROUGSR*TW?9$+57H- ]A!T/40C)GWM_]3Z# 075,Q:G)Z[N3U''1=[3 MNW)\$SIC7#"J.6:^"-0#EPO;)X!+1(I;8>19K)PANL=?M=C29*,K7:^J=AUE,6VN;NVSC+!:V9\<6 M)D+A<8N#>1J%J$E!BM3:TN \OA==$K@KVK@S.\@=8:G[ M97(_)2F!3)3U_=O,Y;3JB$,F'?SK']7@2.X)S\CU7AG!TL7-'>?,XJ^9['#Q MY9S'P$X?S5KI^&JJ8)HNAG(SJ_ KLY?3V.SD="_BW9I#V3ZFVA%V-C M_SW5DHJDA01:N%V9QX_G%$Q&U/T@3#\O9[34W^M'87 M4?0SY@<2S0)H#DTU(E)FDE*2*_,%$<(!7!'7SP=E/)>3)K\OS;+Q]V2$&-0\ M1QYL[\203>NB-_ J1!+L+GQ'/AF!#(GY7^K/1GI3\K_5GI MSTK_7)4H?J%*-=![WT?JO(I6-49K_.^%?]32S8JONCRQ%76]UNS\=1GN,X^Z MB-EO?_#AP[;BP:=/R;_,;=S5BQW\!T>H_E$%?C+^_P!02P$"% ,4 " #\ MB6U04$O[(\,C !SJ $ $0 @ $ 8FUR8RTR,#$Y,3(S M,2YX&UL4$L! A0#% @ _(EM4%>[ MA6="P@ [.8) !4 ( !8&X &)M&UL4$L! A0#% @ _(EM4*6$BE^/U00 @EA% !@ ( ! M./8# &)M'-C+FAT;5!+ 0(4 Q0 ( /R);5!( MI:3$#P, &P+ : " ?W+" !B;7)C+65X,C,P,3(P,3DQ M,C,Q>'-C+FAT;5!+ 0(4 Q0 ( /R);5")HV'-C+FAT;5!+ 0(4 Q0 M ( /R);5"WH%ZX:@@ $HV : " >#7" !B;7)C+65X M,S$P,C(P,3DQ,C,Q>'-C+FAT;5!+ 0(4 Q0 ( /R);5!K!G-@>P4 (8L M : " 8+@" !B;7)C+65X,S(P,3(P,3DQ,C,Q>'-C+FAT M;5!+ 0(4 Q0 ( /R);5"<-ZNI_1 (]1 9 " 37F M" !B;7)C+65X-# R,C Q.3$R,S%X XML 86 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 87 R45.htm IDEA: XBRL DOCUMENT v3.20.1
Investment Securities - Maturities (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]    
Held to Maturity, Amortized Cost, Within one year $ 1,807 $ 6,194
Held to Maturity, Amortized Cost, After one but within five years 2,256 5,481
Held to Maturity, Amortized Cost, After five years through ten years 56,221 59,231
Held to Maturity, Amortized Cost, After ten years 77,129 86,300
Held to Maturity, Amortized Cost, Total 137,413 157,206
Held to Maturity, Fair Value, Within one year 1,811 6,182
Held to Maturity, Fair Value, After one but within five years 2,296 5,492
Held to Maturity, Fair Value, After five years through ten years 57,544 58,120
Held to Maturity, Fair Value, After ten years 77,991 84,100
Held-to-Maturity, Fair Value, Total 139,642 153,894
Available for Sale, Amortized Cost, Within one year 6,699 9,863
Available for Sale, Amortized Cost, After one but within five years 48,706 84,871
Available For Sale, Amortized Cost, After five years through ten years 208,806 252,274
Available for Sale, Amortized Cost, After ten years 159,712 118,902
Available for Sale, Amortized Cost, Total 423,923 465,910
Available for Sale, Fair Value, Within one year 6,706 9,795
Available for Sale, Fair Value, After one but within five years 49,619 84,435
Available for Sale, Fair Value, After five years through ten years 214,277 250,055
Available for Sale, Fair Value, After ten years 161,658 118,179
Available for Sale, Fair Value, Total $ 432,260 $ 462,464

XML 88 R41.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies - Premises and Equipment (Details)
 12 Months Ended
Dec. 31, 2019
Furniture and equipment  
Property, Plant and Equipment [Line Items]  
Premises and equipment useful life 8 years
Minimum | Equipment  
Property, Plant and Equipment [Line Items]  
Premises and equipment useful life 3 years
Maximum | Equipment  
Property, Plant and Equipment [Line Items]  
Premises and equipment useful life 20 years
XML 89 R20.htm IDEA: XBRL DOCUMENT v3.20.1
Concentrations of Credit Risk
 12 Months Ended
Dec. 31, 2019
Risks and Uncertainties [Abstract]  
Concentrations of Credit Risk Concentrations of Credit Risk

Concentration of credit risk is the risk associated with a lack of diversification, such as having substantial investments in a few individual issuers, thereby exposing us to greater risks resulting from adverse economic, political, regulatory, geographic, industrial or credit developments. Financial instruments that potentially subject us to concentrations of credit risk consist primarily of cash and cash equivalents, investment securities and loans.
Our cash in correspondent bank accounts, at times, may exceed FDIC insured limits. We place cash and cash equivalents with the Federal Reserve Bank and other high credit quality financial institutions, periodically monitor their credit worthiness and limit the amount of credit exposure to any one institution according to regulations. Concentrations of credit risk with respect to investment securities primarily related to the U.S. Government and GSEs, which accounted for $497.4 million, or 87% of our total investment portfolio at December 31, 2019 and $528.3 million, or 85% at December 31, 2018. Our largest investment security issued by a non-GSE issuer accounted for approximately 1% of our total investment portfolio at December 31, 2019.
We also manage our credit exposure related to our loan portfolio to avoid the risk of undue concentration of credits in a particular industry by reducing significant exposure to highly leveraged transactions or to any individual customer or counterparty, and by obtaining collateral as appropriate. No individual borrower accounts for more than 3% of loans held in the portfolio. The largest loan concentration group by industry of the borrowers is real estate, which accounts for 83% of our loan portfolio at both December 31, 2019 and 2018.
XML 90 R24.htm IDEA: XBRL DOCUMENT v3.20.1
Condensed Bank of Marin Bancorp Parent Only Financial Statements
 12 Months Ended
Dec. 31, 2019
Condensed Financial Information Disclosure [Abstract]  
Condensed Bank of Marin Bancorp Parent Only Financial Statements Condensed Bank of Marin Bancorp Parent Only Financial Statements

Presented below is financial information for Bank of Marin Bancorp, parent holding company only.
CONDENSED UNCONSOLIDATED STATEMENTS OF CONDITION
December 31, 2019 and 2018
(in thousands)
2019
2018
Assets
 
 
   Cash and due from Bank of Marin
$
9,539

$
19,144

   Investment in bank subsidiary
330,053

299,953

   Other assets
332

331

     Total assets
$
339,924

$
319,428

 
 
 
Liabilities and Stockholders' Equity
 
 
   Subordinated debentures
$
2,708

$
2,640

   Accrued expenses payable
71

51

   Other liabilities
357

330

     Total liabilities
3,136

3,021

   Stockholders' equity
336,788

316,407

     Total liabilities and stockholders' equity
$
339,924

$
319,428



CONDENSED UNCONSOLIDATED STATEMENTS OF INCOME
Years ended December 31, 2019 and 2018
(in thousands)
2019
2018
Income
 
 
   Dividends from bank subsidiary
$
17,600

$
36,700

   Miscellaneous Income
5

9

     Total income
17,605

36,709

Expense
 
 
   Interest expense
229

1,339

   Non-interest expense
1,399

1,275

     Total expense
1,628

2,614

Income before income taxes and equity in undistributed net income of subsidiary
15,977

34,095

   Income tax benefit
480

770

Income before equity in undistributed net income of subsidiary
16,457

34,865

Earnings of bank subsidiary greater (less) than dividends received from bank subsidiary
17,784

(2,243
)
     Net income
$
34,241

$
32,622



CONDENSED UNCONSOLIDATED STATEMENTS OF CASH FLOWS
Years ended December 31, 2019 and 2018
(in thousands)
2019
2018
Cash Flows from Operating Activities:
 
 
Net income
$
34,241

$
32,622

Adjustments to reconcile net income to net cash provided by (used in) operating activities:
 
 
Earnings of bank subsidiary (greater) less than dividends received from bank subsidiary
(17,784
)
2,243

Net change in operating assets and liabilities:
 
 
       Accretion of discount on subordinated debentures
68

1,025

Other assets
—

36

Other liabilities
80

(86
)
Noncash director compensation expense - common stock
30

23

Net cash provided by operating activities
16,635

35,863

Cash Flows from Investing Activities:
 
 
Capital contribution to subsidiary
(747
)
(667
)
Net cash used in investing activities
(747
)
(667
)
Cash Flows from Financing Activities:
 
 
Proceeds from stock options exercised and stock issued under employee and director stock purchase plans and ESPP
747

667

Repayment of subordinate debenture including execution costs
—

(4,137
)
Payment of tax withholdings for stock options exercised
(220
)
(99
)
Dividends paid on common stock
(10,958
)
(8,860
)
Stock repurchased, net of commissions
(15,062
)
(6,869
)
Net cash used by financing activities
(25,493
)
(19,298
)
Net increase (decrease) in cash and cash equivalents
(9,605
)
15,898

Cash and cash equivalents at beginning of period
19,144

3,246

Cash and cash equivalents at end of period
$
9,539

$
19,144

Supplemental schedule of non-cash investing and financing activities:
 
 
Stock issued in payment of director fees
$
231

$
204

Repurchase of stock not yet settled
$
103

$
143

Stock issued to ESOP
$
1,245

$
1,173




End of 2019 Audited Consolidated Financial Statements
JSON 91 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "bmrc-20191231x10kxsc.htm": { "axisCustom": 1, "axisStandard": 45, "contextCount": 476, "dts": { "calculationLink": { "local": [ "bmrc-20191231_cal.xml" ] }, "definitionLink": { "local": [ "bmrc-20191231_def.xml" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-eedm-def-2019-01-31.xml", "http://xbrl.fasb.org/srt/2019/elts/srt-eedm1-def-2019-01-31.xml" ] }, "inline": { "local": [ "bmrc-20191231x10kxsc.htm" ] }, "labelLink": { "local": [ "bmrc-20191231_lab.xml" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-doc-2019-01-31.xml", "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml", "http://xbrl.fasb.org/srt/2019/elts/srt-doc-2019-01-31.xml" ] }, "presentationLink": { "local": [ "bmrc-20191231_pre.xml" ] }, "referenceLink": { "remote": [ "http://xbrl.fasb.org/srt/2019/elts/srt-ref-2019-01-31.xml", "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-ref-2019-01-31.xml", "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml" ] }, "schema": { "local": [ "bmrc-20191231.xsd" ], "remote": [ "http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd", "http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd", "https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd", "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://xbrl.sec.gov/currency/2019/currency-2019-01-31.xsd", "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd", "https://xbrl.sec.gov/exch/2019/exch-2019-01-31.xsd", "http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd", "http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd", "https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "http://xbrl.fasb.org/us-gaap/2019/elts/us-parts-codification-2019-01-31.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd" ] } }, "elementCount": 1041, "entityCount": 1, "hidden": { "http://fasb.org/us-gaap/2019-01-31": 52, "http://www.bankofmarin.com/20191231": 7, "http://xbrl.sec.gov/dei/2019-01-31": 5, "total": 64 }, "keyCustom": 155, "keyStandard": 587, "memberCustom": 49, "memberStandard": 78, "nsprefix": "bmrc", "nsuri": "http://www.bankofmarin.com/20191231", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "0001000 - Document - Cover", "role": "http://www.bankofmarin.com/role/Cover", "shortName": "Cover", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R10": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2105100 - Disclosure - Loans and Allowance for Loan Losses", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLosses", "shortName": "Loans and Allowance for Loan Losses", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R11": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2106100 - Disclosure - Bank Premises and Equipment", "role": "http://www.bankofmarin.com/role/BankPremisesAndEquipment", "shortName": "Bank Premises and Equipment", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R12": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2108100 - Disclosure - Bank Owned Life Insurance", "role": "http://www.bankofmarin.com/role/BankOwnedLifeInsurance", "shortName": "Bank Owned Life Insurance", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LifeInsuranceCorporateOrBankOwnedTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R13": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2109100 - Disclosure - Deposits", "role": "http://www.bankofmarin.com/role/Deposits", "shortName": "Deposits", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R14": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2110100 - Disclosure - Borrowings and Other Obligations", "role": "http://www.bankofmarin.com/role/BorrowingsAndOtherObligations", "shortName": "Borrowings and Other Obligations", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R15": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2111100 - Disclosure - Stockholders' Equity and Stock Plans", "role": "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlans", "shortName": "Stockholders' Equity and Stock Plans", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R16": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2112100 - Disclosure - Fair Value of Assets and Liabilities", "role": "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilities", "shortName": "Fair Value of Assets and Liabilities", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R17": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2113100 - Disclosure - Benefit Plans", "role": "http://www.bankofmarin.com/role/BenefitPlans", "shortName": "Benefit Plans", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R18": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2114100 - Disclosure - Income Taxes", "role": "http://www.bankofmarin.com/role/IncomeTaxes", "shortName": "Income Taxes", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R19": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2115100 - Disclosure - Commitments and Contingencies", "role": "http://www.bankofmarin.com/role/CommitmentsAndContingencies", "shortName": "Commitments and Contingencies", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R2": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:CashAndDueFromBanks", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1001000 - Statement - CONSOLIDATED STATEMENTS OF CONDITION", "role": "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition", "shortName": "CONSOLIDATED STATEMENTS OF CONDITION", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:CashAndDueFromBanks", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R20": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ConcentrationRiskDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2116100 - Disclosure - Concentrations of Credit Risk", "role": "http://www.bankofmarin.com/role/ConcentrationsOfCreditRisk", "shortName": "Concentrations of Credit Risk", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ConcentrationRiskDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R21": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2117100 - Disclosure - Derivative Financial Instruments and Hedging Activities", "role": "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivities", "shortName": "Derivative Financial Instruments and Hedging Activities", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R22": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2118100 - Disclosure - Regulatory Matters", "role": "http://www.bankofmarin.com/role/RegulatoryMatters", "shortName": "Regulatory Matters", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R23": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:FinancialInstrumentsWithOffBalanceSheetRiskTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2119100 - Disclosure - Financial Instruments with Off-Balance Sheet Risk", "role": "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRisk", "shortName": "Financial Instruments with Off-Balance Sheet Risk", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:FinancialInstrumentsWithOffBalanceSheetRiskTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R24": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2120100 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements", "role": "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatements", "shortName": "Condensed Bank of Marin Bancorp Parent Only Financial Statements", "subGroupType": "parenthetical", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R25": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2201201 - Disclosure - Summary of Significant Accounting Policies (Policies)", "role": "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies", "shortName": "Summary of Significant Accounting Policies (Policies)", "subGroupType": "policies", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R26": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2301302 - Disclosure - Summary of Significant Accounting Policies (Tables)", "role": "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesTables", "shortName": "Summary of Significant Accounting Policies (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R27": { "firstAnchor": { "ancestors": [ "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:HeldToMaturitySecuritiesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2304301 - Disclosure - Investment Securities (Tables)", "role": "http://www.bankofmarin.com/role/InvestmentSecuritiesTables", "shortName": "Investment Securities (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:HeldToMaturitySecuritiesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R28": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PastDueFinancingReceivablesTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2305301 - Disclosure - Loans and Allowance for Loan Losses (Tables)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables", "shortName": "Loans and Allowance for Loan Losses (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PastDueFinancingReceivablesTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R29": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2306301 - Disclosure - Bank Premises and Equipment (Tables)", "role": "http://www.bankofmarin.com/role/BankPremisesAndEquipmentTables", "shortName": "Bank Premises and Equipment (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R3": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableAllowance", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1001501 - Statement - CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical)", "role": "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical", "shortName": "CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical)", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R30": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:ScheduleofTimeDepositsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2309301 - Disclosure - Deposits (Tables)", "role": "http://www.bankofmarin.com/role/DepositsTables", "shortName": "Deposits (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:ScheduleofTimeDepositsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R31": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDebtTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2310301 - Disclosure - Borrowings and Other Obligations (Tables)", "role": "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsTables", "shortName": "Borrowings and Other Obligations (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDebtTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R32": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2311301 - Disclosure - Stockholders' Equity and Stock Plans (Tables)", "role": "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansTables", "shortName": "Stockholders' Equity and Stock Plans (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R33": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2312301 - Disclosure - Fair Value of Assets and Liabilities (Tables)", "role": "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesTables", "shortName": "Fair Value of Assets and Liabilities (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R34": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2314301 - Disclosure - Income Taxes (Tables)", "role": "http://www.bankofmarin.com/role/IncomeTaxesTables", "shortName": "Income Taxes (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R35": { "firstAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:AssetsAndLiabilitiesLesseeTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2315301 - Disclosure - Commitments and Contingencies (Tables)", "role": "http://www.bankofmarin.com/role/CommitmentsAndContingenciesTables", "shortName": "Commitments and Contingencies (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:AssetsAndLiabilitiesLesseeTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R36": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2317301 - Disclosure - Derivative Financial Instruments and Hedging Activities (Tables)", "role": "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesTables", "shortName": "Derivative Financial Instruments and Hedging Activities (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R37": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2318301 - Disclosure - Regulatory Matters (Tables)", "role": "http://www.bankofmarin.com/role/RegulatoryMattersTables", "shortName": "Regulatory Matters (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R38": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:ScheduleOfContractualAmountOffBalanceSheetRisksTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2319301 - Disclosure - Financial Instruments with Off-Balance Sheet Risk (Tables)", "role": "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskTables", "shortName": "Financial Instruments with Off-Balance Sheet Risk (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:ScheduleOfContractualAmountOffBalanceSheetRisksTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R39": { "firstAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2320301 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements (Tables)", "role": "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsTables", "shortName": "Condensed Bank of Marin Bancorp Parent Only Financial Statements (Tables)", "subGroupType": "parenthetical", "uniqueAnchor": { "ancestors": [ "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R4": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1002000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME", "role": "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "shortName": "CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "lang": null, "name": "us-gaap:InterestIncomeOperating", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R40": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "us-gaap:LoansAndLeasesReceivableLeaseFinancingPolicy", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:LoansandLeasesReceivableNonperformingNumberOfConsecutivePaymentsConsideredSustainedRepaymentPerformance", "reportCount": 1, "unique": true, "unitRef": "payment", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401403 - Disclosure - Summary of Significant Accounting Policies - Narrative (Details)", "role": "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails", "shortName": "Summary of Significant Accounting Policies - Narrative (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "us-gaap:LoansAndLeasesReceivableLeaseFinancingPolicy", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:LoansandLeasesReceivableNonperformingNumberOfConsecutivePaymentsConsideredSustainedRepaymentPerformance", "reportCount": 1, "unique": true, "unitRef": "payment", "xsiNil": "false" } }, "R41": { "firstAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:PropertyPlantAndEquipmentPolicyTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentUsefulLife", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401404 - Disclosure - Summary of Significant Accounting Policies - Premises and Equipment (Details)", "role": "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails", "shortName": "Summary of Significant Accounting Policies - Premises and Equipment (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "us-gaap:PropertyPlantAndEquipmentPolicyTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_FurnitureAndFixturesMember", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:PropertyPlantAndEquipmentUsefulLife", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R42": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CoreDepositsMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401405 - Disclosure - Summary of Significant Accounting Policies - Future Amortization Expense of Core Deposits (Details)", "role": "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails", "shortName": "Summary of Significant Accounting Policies - Future Amortization Expense of Core Deposits (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CoreDepositsMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R43": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:WeightedAverageNumberOfSharesOutstandingBasic", "reportCount": 1, "unitRef": "shares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2401406 - Disclosure - Summary of Significant Accounting Policies - Earnings Per Share (Details)", "role": "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails", "shortName": "Summary of Significant Accounting Policies - Earnings Per Share (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "lang": null, "name": "us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R44": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2404402 - Disclosure - Investment Securities - Amortized Cost and Fair Value (Details)", "role": "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "shortName": "Investment Securities - Amortized Cost and Fair Value (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R45": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2404403 - Disclosure - Investment Securities - Maturities (Details)", "role": "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails", "shortName": "Investment Securities - Maturities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R46": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2404404 - Disclosure - Investment Securities - Securities Sold, Pledged as Collateral and Transfers (Details)", "role": "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails", "shortName": "Investment Securities - Securities Sold, Pledged as Collateral and Transfers (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:RealizedGainLossOnInvestmentsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "lang": null, "name": "us-gaap:DebtSecuritiesAvailableForSaleRealizedGain", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R47": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:MarketableSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions", "reportCount": 1, "unique": true, "unitRef": "security", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2404405 - Disclosure - Investment Securities - Other Than Temporarily Impaired Debt Securities (Details)", "role": "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails", "shortName": "Investment Securities - Other Than Temporarily Impaired Debt Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:MarketableSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions", "reportCount": 1, "unique": true, "unitRef": "security", "xsiNil": "false" } }, "R48": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:FederalHomeLoanBankStockParValue", "reportCount": 1, "unique": true, "unitRef": "usdPerShare", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2404406 - Disclosure - Investment Securities - Non-marketable Securities (Details)", "role": "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails", "shortName": "Investment Securities - Non-marketable Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:FederalHomeLoanBankStockParValue", "reportCount": 1, "unique": true, "unitRef": "usdPerShare", "xsiNil": "false" } }, "R49": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember", "decimals": "2", "first": true, "lang": null, "name": "bmrc:LoansAndLeasesReceivableRatioOfClassToAllLoans", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405402 - Disclosure - Loans and Allowance for Loan Losses - Percentage of Loans Geographically and by Collateral (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "shortName": "Loans and Allowance for Loan Losses - Percentage of Loans Geographically and by Collateral (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_FinancingReceivablePortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember", "decimals": "2", "first": true, "lang": null, "name": "bmrc:LoansAndLeasesReceivableRatioOfClassToAllLoans", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" } }, "R5": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:CommonStockSharesOutstanding", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1003000 - Statement - CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY", "role": "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "shortName": "CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2017Q4_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:CommonStockSharesOutstanding", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R50": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestmentPastDue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405403 - Disclosure - Loans and Allowance for Loan Losses - Loans Outstanding and Aging Analysis (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "shortName": "Loans and Allowance for Loan Losses - Loans Outstanding and Aging Analysis (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableRecordedInvestmentPastDue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R51": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405404 - Disclosure - Loans and Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Risk Grade (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "shortName": "Loans and Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Risk Grade (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_InternalCreditAssessmentAxis_us-gaap_PassMember", "decimals": "-3", "lang": null, "name": "us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R52": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "bmrc:FinancingReceivableModificationsRemovalFromTroubledDebtRestructuringRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405405 - Disclosure - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Class (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails", "shortName": "Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Class (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "bmrc:FinancingReceivableModificationsRemovalFromTroubledDebtRestructuringRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R53": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405406 - Disclosure - Loans and Allowance for Loan Losses - Troubled Debt Restructuring Modifications (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails", "shortName": "Loans and Allowance for Loan Losses - Troubled Debt Restructuring Modifications (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R54": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405407 - Disclosure - Loans and Allowance for Loan Losses - Impaired Loans and Related Allowance (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "shortName": "Loans and Allowance for Loan Losses - Impaired Loans and Related Allowance (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ImpairedFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R55": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2018Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableAllowance", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405408 - Disclosure - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "shortName": "Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2017Q4", "decimals": "-3", "lang": null, "name": "us-gaap:LoansAndLeasesReceivableAllowance", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R56": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:NumberOfBusinessesAcquired", "reportCount": 1, "unique": true, "unitRef": "acquisition", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405409 - Disclosure - Loans and Allowance for Loan Losses - Purchased Credit-Impaired Loans (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "shortName": "Loans and Allowance for Loan Losses - Purchased Credit-Impaired Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:NumberOfBusinessesAcquired", "reportCount": 1, "unique": true, "unitRef": "acquisition", "xsiNil": "false" } }, "R57": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405410 - Disclosure - Loans and Allowance for Loan Losses - Pledged Loans (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails", "shortName": "Loans and Allowance for Loan Losses - Pledged Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R58": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2018Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2405411 - Disclosure - Loans and Allowance for Loan Losses - Related Party Loans (Details)", "role": "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails", "shortName": "Loans and Allowance for Loan Losses - Related Party Loans (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2017Q4", "decimals": "-3", "lang": null, "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R59": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PropertyPlantAndEquipmentTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:PropertyPlantAndEquipmentGross", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2406402 - Disclosure - Bank Premises and Equipment (Details)", "role": "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails", "shortName": "Bank Premises and Equipment (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:PropertyPlantAndEquipmentTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:PropertyPlantAndEquipmentGross", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R6": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:DividendsDeclaredTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:CommonStockDividendsPerShareCashPaid", "reportCount": 1, "unitRef": "usdPerShare", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1003001 - Statement - CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical)", "role": "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquityParenthetical", "shortName": "CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical)", "subGroupType": "parenthetical", "uniqueAnchor": null }, "R60": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "bmrc:LifeInsuranceCorporateOrBankOwnedDeathBenefits", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2408401 - Disclosure - Bank Owned Life Insurance (Details)", "role": "http://www.bankofmarin.com/role/BankOwnedLifeInsuranceDetails", "shortName": "Bank Owned Life Insurance (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-5", "first": true, "lang": null, "name": "bmrc:LifeInsuranceCorporateOrBankOwnedDeathBenefits", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R61": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "bmrc:ScheduleofTimeDepositsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:TimeDepositsLessThan100000", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2409402 - Disclosure - Deposits - Stratification of Time Deposits (Details)", "role": "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails", "shortName": "Deposits - Stratification of Time Deposits (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "bmrc:ScheduleofTimeDepositsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:TimeDepositsLessThan100000", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R62": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:InterestExpenseTimeDeposits", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2409403 - Disclosure - Deposits - Narrative (Details)", "role": "http://www.bankofmarin.com/role/DepositsNarrativeDetails", "shortName": "Deposits - Narrative (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-5", "lang": null, "name": "us-gaap:HeldToMaturitySecuritiesRestricted", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R63": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "bmrc:ScheduleOfMaturitiesForTimeDepositsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:TimeDepositMaturitiesYearOne", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2409404 - Disclosure - Deposits - Time Deposit Maturities (Details)", "role": "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails", "shortName": "Deposits - Time Deposit Maturities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "bmrc:ScheduleOfMaturitiesForTimeDepositsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:TimeDepositMaturitiesYearOne", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R64": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "bmrc:TimeDepositsCertificateOfDepositAccountRegistryServiceCDARS", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2409405 - Disclosure - Deposits - Composition of Network Deposits (Details)", "role": "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails", "shortName": "Deposits - Composition of Network Deposits (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "bmrc:TimeDepositsCertificateOfDepositAccountRegistryServiceCDARS", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R65": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:LineOfCredit", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2410402 - Disclosure - Borrowings and Other Obligations - Lines of Credit and Borrowing Agreements (Details)", "role": "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "shortName": "Borrowings and Other Obligations - Lines of Credit and Borrowing Agreements (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_CreditFacilityAxis_us-gaap_LineOfCreditMember_us-gaap_LineOfCreditFacilityAxis_bmrc_FederalHomeLoanBankMember", "decimals": "-5", "lang": null, "name": "us-gaap:LineOfCreditFacilityCurrentBorrowingCapacity", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R66": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "I2013Q4Nov29", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:BusinessCombinationsNumberofDebtInstrumentsAcquired", "reportCount": 1, "unique": true, "unitRef": "debenture", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2410403 - Disclosure - Borrowings and Other Obligations - Subordinated Debt (Details)", "role": "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails", "shortName": "Borrowings and Other Obligations - Subordinated Debt (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "I2013Q4Nov29", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:BusinessCombinationsNumberofDebtInstrumentsAcquired", "reportCount": 1, "unique": true, "unitRef": "debenture", "xsiNil": "false" } }, "R67": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:LineOfCredit", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2410404 - Disclosure - Borrowings and Other Obligations - Schedule of Borrowings (Details)", "role": "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails", "shortName": "Borrowings and Other Obligations - Schedule of Borrowings (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfDebtTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_LongtermDebtTypeAxis_us-gaap_OtherDebtSecuritiesMember", "decimals": "-3", "lang": null, "name": "bmrc:OtherObligationsCarryingValue", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R68": { "firstAnchor": { "ancestors": [ "span", "span", "ix:continuation", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "D2018Q4Nov27", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:StockholdersEquityNoteStockSplitConversionRatio1", "reportCount": 1, "unitRef": "number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2411402 - Disclosure - Stockholders' Equity and Stock Plans - Narrative (Details)", "role": "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "shortName": "Stockholders' Equity and Stock Plans - Narrative (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "lang": null, "name": "bmrc:AdjustmentsRelatedToTaxWithholdingAndExerciseOfOptionsForShareBasedCompensation", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R69": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2018Q4", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "reportCount": 1, "unitRef": "shares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2411403 - Disclosure - Stockholders' Equity and Stock Plans - Options Outstanding Rollforward (Details)", "role": "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails", "shortName": "Stockholders' Equity and Stock Plans - Options Outstanding Rollforward (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R7": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1004000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS", "role": "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "shortName": "CONSOLIDATED STATEMENTS OF CASH FLOWS", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "lang": null, "name": "bmrc:NoncashContributionExpenseToEmployeeStockOwnershipPlan", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R70": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfUnrecognizedCompensationCostNonvestedAwardsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2018Q4_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "reportCount": 1, "unitRef": "shares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2411404 - Disclosure - Stockholders' Equity and Stock Plans - Non-vested Awards Activity (Details)", "role": "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails", "shortName": "Stockholders' Equity and Stock Plans - Non-vested Awards Activity (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfUnrecognizedCompensationCostNonvestedAwardsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2017Q4_us-gaap_AwardTypeAxis_us-gaap_RestrictedStockMember", "decimals": "INF", "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R71": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "reportCount": 1, "unitRef": "shares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2411405 - Disclosure - Stockholders' Equity and Stock Plans - Options Outstanding by Price Range (Details)", "role": "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "shortName": "Stockholders' Equity and Stock Plans - Options Outstanding by Price Range (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember", "decimals": "INF", "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R72": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember", "decimals": "4", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2411406 - Disclosure - Stockholders' Equity and Stock Plans - Valuation Assumptions (Details)", "role": "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails", "shortName": "Stockholders' Equity and Stock Plans - Valuation Assumptions (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_us-gaap_AwardTypeAxis_us-gaap_EmployeeStockOptionMember", "decimals": "4", "first": true, "lang": null, "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" } }, "R73": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:DividendsDeclaredTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DividendsCommonStockCash", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2411407 - Disclosure - Stockholders' Equity and Stock Plans - Dividends (Details)", "role": "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails", "shortName": "Stockholders' Equity and Stock Plans - Dividends (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-5", "lang": null, "name": "bmrc:DividendsCashDividendAmountRetainedEarningsAvailableForDividendPaymentsUnderRestriction", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R74": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2412402 - Disclosure - Fair Value of Assets and Liabilities - Recorded on a Recurring Basis (Details)", "role": "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "shortName": "Fair Value of Assets and Liabilities - Recorded on a Recurring Basis (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member", "decimals": "INF", "lang": null, "name": "bmrc:AvailableforsaleSecuritiesNumberOfSecurities", "reportCount": 1, "unique": true, "unitRef": "security", "xsiNil": "false" } }, "R75": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:HeldToMaturitySecuritiesFairValue", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2412403 - Disclosure - Fair Value of Assets and Liabilities - Fair Value of Financial Instruments (Details)", "role": "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "shortName": "Fair Value of Assets and Liabilities - Fair Value of Financial Instruments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member_us-gaap_FairValueByMeasurementBasisAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember", "decimals": "-3", "lang": null, "name": "us-gaap:CashAndCashEquivalentsFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R76": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "I2019Q1Jan012019", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:DeferredCompensationArrangementwithIndividualDeferredInterestEarnedPercent", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2413401 - Disclosure - Benefit Plans - Deferred Compensation Plan (Details)", "role": "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails", "shortName": "Benefit Plans - Deferred Compensation Plan (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "I2019Q1Jan012019", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:DeferredCompensationArrangementwithIndividualDeferredInterestEarnedPercent", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" } }, "R77": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_us-gaap_RetirementPlanNameAxis_bmrc_DefinedContributionPlanthe401kPlanMember", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:DefinedContributionPlanMinimumAgeofEligibleEmployee", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2413402 - Disclosure - Benefit Plans - Defined Contribution Plan (Details)", "role": "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails", "shortName": "Benefit Plans - Defined Contribution Plan (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_us-gaap_RetirementPlanNameAxis_bmrc_DefinedContributionPlanthe401kPlanMember", "decimals": null, "first": true, "lang": "en-US", "name": "bmrc:DefinedContributionPlanMinimumAgeofEligibleEmployee", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R78": { "firstAnchor": { "ancestors": [ "span", "span", "ix:continuation", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:DefinedBenefitPlanPercentageOfSalaryPaidUponRetirement", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2413403 - Disclosure - Benefit Plans - Salary Continuation Plan (Details)", "role": "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails", "shortName": "Benefit Plans - Salary Continuation Plan (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "ix:continuation", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "bmrc:DefinedBenefitPlanPercentageOfSalaryPaidUponRetirement", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" } }, "R79": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2414402 - Disclosure - Income Taxes - Components of Income Tax Provision (Details)", "role": "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails", "shortName": "Income Taxes - Components of Income Tax Provision (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R8": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2101100 - Disclosure - Summary of Significant Accounting Policies", "role": "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPolicies", "shortName": "Summary of Significant Accounting Policies", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R80": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2414403 - Disclosure - Income Taxes - Deferred Tax Asset and Liability (Details)", "role": "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails", "shortName": "Income Taxes - Deferred Tax Asset and Liability (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R81": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2414404 - Disclosure - Income Taxes - Effective Income Tax Reconciliation (Details)", "role": "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails", "shortName": "Income Taxes - Effective Income Tax Reconciliation (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "INF", "first": true, "lang": null, "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" } }, "R82": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2018Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:OperatingLeasesRentExpenseNet", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2415402 - Disclosure - Commitments and Contingencies - Narrative (Details)", "role": "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "shortName": "Commitments and Contingencies - Narrative (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2018Q4YTD", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:OperatingLeasesRentExpenseNet", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R83": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:OperatingLeaseRightOfUseAsset", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2415403 - Disclosure - Commitments and Contingencies - Lease Assets and Liabilities (Details)", "role": "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails", "shortName": "Commitments and Contingencies - Lease Assets and Liabilities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "bmrc:AssetsAndLiabilitiesLesseeTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "lang": null, "name": "bmrc:FinanceLeaseRightOfUseAssetGross", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R84": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:LeaseCostTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2415404 - Disclosure - Commitments and Contingencies - Noncash Investing and Financing Activities (Details)", "role": "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNoncashInvestingAndFinancingActivitiesDetails", "shortName": "Commitments and Contingencies - Noncash Investing and Financing Activities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:LeaseCostTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R85": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:LeaseCostTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:OperatingLeaseCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2415405 - Disclosure - Commitments and Contingencies - Lease Cost (Details)", "role": "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails", "shortName": "Commitments and Contingencies - Lease Cost (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:LeaseCostTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:OperatingLeaseCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R86": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FinanceLeaseLiabilityMaturityTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2415406 - Disclosure - Commitments and Contingencies - Lease Liability Maturity Schedule (Details)", "role": "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails", "shortName": "Commitments and Contingencies - Lease Liability Maturity Schedule (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:FinanceLeaseLiabilityMaturityTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R87": { "firstAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_us-gaap_ConcentrationRiskByBenchmarkAxis_us-gaap_USTreasuryAndGovernmentMember_us-gaap_ConcentrationRiskByTypeAxis_us-gaap_CreditConcentrationRiskMember", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2416401 - Disclosure - Concentrations of Credit Risk (Details)", "role": "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails", "shortName": "Concentrations of Credit Risk (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_us-gaap_ConcentrationRiskByBenchmarkAxis_us-gaap_USTreasuryAndGovernmentMember_us-gaap_ConcentrationRiskByTypeAxis_us-gaap_CreditConcentrationRiskMember", "decimals": "-5", "first": true, "lang": null, "name": "us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R88": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:OffsettingAssetsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeAssets", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2417402 - Disclosure - Derivative Financial Instruments and Hedging Activities - Information on Derivatives (Details)", "role": "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "shortName": "Derivative Financial Instruments and Hedging Activities - Information on Derivatives (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "lang": null, "name": "us-gaap:HedgedAssetFairValueHedge", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R89": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:OffsettingAssetsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeFairValueOfDerivativeAsset", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2417403 - Disclosure - Derivative Financial Instruments and Hedging Activities - Offsetting of Assets (Details)", "role": "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails", "shortName": "Derivative Financial Instruments and Hedging Activities - Offsetting of Assets (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "us-gaap:OffsettingAssetsTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeFairValueOfDerivativeAsset", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R9": { "firstAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2104100 - Disclosure - Investment Securities", "role": "http://www.bankofmarin.com/role/InvestmentSecurities", "shortName": "Investment Securities", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R90": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "us-gaap:OffsettingLiabilitiesTableTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeFairValueOfDerivativeLiability", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2417404 - Disclosure - Derivative Financial Instruments and Hedging Activities - Offsetting of Liabilities (Details)", "role": "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails", "shortName": "Derivative Financial Instruments and Hedging Activities - Offsetting of Liabilities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "ix:continuation", "us-gaap:OffsettingLiabilitiesTableTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:DerivativeFairValueOfDerivativeLiability", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R91": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:Capital", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2418402 - Disclosure - Regulatory Matters (Details)", "role": "http://www.bankofmarin.com/role/RegulatoryMattersDetails", "shortName": "Regulatory Matters (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:Capital", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R92": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "bmrc:ScheduleOfContractualAmountOffBalanceSheetRisksTableTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_FinancialInstrumentAxis_bmrc_CommercialLinesOfCreditMember", "decimals": "-3", "first": true, "lang": null, "name": "bmrc:OffBalanceSheetArrangementsLiabilitiesCurrentExposure", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2419402 - Disclosure - Financial Instruments with Off-Balance Sheet Risk (Details)", "role": "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails", "shortName": "Financial Instruments with Off-Balance Sheet Risk (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "bmrc:ScheduleOfContractualAmountOffBalanceSheetRisksTableTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_us-gaap_FinancialInstrumentAxis_bmrc_CommercialLinesOfCreditMember", "decimals": "-3", "first": true, "lang": null, "name": "bmrc:OffBalanceSheetArrangementsLiabilitiesCurrentExposure", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R93": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:OtherAssets", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2420402 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Uncosolidated Statements of Condition (Details)", "role": "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "shortName": "Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Uncosolidated Statements of Condition (Details)", "subGroupType": "parenthetical", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "ix:continuation", "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FI2019Q4_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember", "decimals": "-3", "lang": null, "name": "bmrc:CashAndDueFromSubsidiary", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R94": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:InterestExpense", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2420403 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Income (Details)", "role": "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "shortName": "Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Income (Details)", "subGroupType": "parenthetical", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "srt:ScheduleOfCondensedIncomeStatementTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember", "decimals": "-3", "lang": null, "name": "bmrc:DividendIncomeFromSubsidiariesOperating", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R95": { "firstAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD", "decimals": "-3", "first": true, "lang": null, "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2420404 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Cash Flows (Details)", "role": "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "shortName": "Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Cash Flows (Details)", "subGroupType": "parenthetical", "uniqueAnchor": { "ancestors": [ "span", "span", "div", "td", "tr", "table", "div", "div", "srt:ScheduleOfCondensedCashFlowStatementTableTextBlock", "ix:continuation", "div", "body", "html" ], "baseRef": "bmrc-20191231x10kxsc.htm", "contextRef": "FD2019Q4YTD_srt_ConsolidatedEntitiesAxis_srt_ParentCompanyMember", "decimals": "-3", "lang": null, "name": "bmrc:EquityinUndistributedandDistributedEarningsofSubsidiaryNetofDividendsReceived", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } } }, "segmentCount": 130, "tag": { "bmrc_AccretableYieldActivityTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Accretable Yield Activity [Table Text Block]", "label": "Accretable Yield Activity [Table Text Block]", "terseLabel": "Accretable Yield Activity" } } }, "localname": "AccretableYieldActivityTableTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "bmrc_AccretionOfDiscountOnAcquiredLoans": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The sum of the periodic adjustments of the difference between the contractual amounts due (principal amount) and the fair value accounted for subsequent to acquisition through accretion.", "label": "Accretion Of Discount On Acquired Loans", "negatedLabel": "Accretion of discount on acquired loans" } } }, "localname": "AccretionOfDiscountOnAcquiredLoans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_AdjustmentsRelatedToTaxWithholdingAndExerciseOfOptionsForShareBasedCompensation": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Adjustments Related To Tax Withholding And Exercise Of Options For Share-Based Compensation", "label": "Adjustments Related To Tax Withholding And Exercise Of Options For Share-Based Compensation", "terseLabel": "Adjustments related to tax withholding and exercise of options for share-based compensation" } } }, "localname": "AdjustmentsRelatedToTaxWithholdingAndExerciseOfOptionsForShareBasedCompensation", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AffordableHousingProgramPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Affordable Housing Program, Policy [Policy Text Block]", "label": "Affordable Housing Program, Policy [Policy Text Block]", "terseLabel": "Investments in Low Income Housing Tax Credit Funds" } } }, "localname": "AffordableHousingProgramPolicyPolicyTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "bmrc_AffordableHousingProgramUnfundedCommitments": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Affordable Housing Program, Unfunded Commitments", "label": "Affordable Housing Program, Unfunded Commitments", "terseLabel": "Unfunded commitments for low income housing tax credit funds" } } }, "localname": "AffordableHousingProgramUnfundedCommitments", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AffordableHousingTaxCreditsInvestmentOwnershipPercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Affordable Housing Tax Credits, Investment, Ownership Percentage", "label": "Affordable Housing Tax Credits, Investment, Ownership Percentage", "terseLabel": "Ownership percentage in limited partnerships related to Low Income Housing Tax Credits" } } }, "localname": "AffordableHousingTaxCreditsInvestmentOwnershipPercentage", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "percentItemType" }, "bmrc_AlamedaCountyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Alameda County [Member]", "label": "Alameda County [Member]", "terseLabel": "Alameda County" } } }, "localname": "AlamedaCountyMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_AllowanceForLoanAndLeaseLossesPercentIncreaseDecrease": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Allowance For Loan And Lease Losses, Percent Increase (Decrease)", "label": "Allowance For Loan And Lease Losses, Percent Increase (Decrease)", "terseLabel": "Allowance for loan and lease losses, percent increase (decrease)" } } }, "localname": "AllowanceForLoanAndLeaseLossesPercentIncreaseDecrease", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "percentItemType" }, "bmrc_AllowanceForOffBalanceSheetCommitments": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Allowance For Off Balance Sheet Commitments", "label": "Allowance For Off Balance Sheet Commitments", "terseLabel": "Allowance for off-balance sheet commitments" } } }, "localname": "AllowanceForOffBalanceSheetCommitments", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsTaxCredits": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amortization Method Qualified Affordable Housing Project Investments, Tax Credits", "label": "Amortization Method Qualified Affordable Housing Project Investments, Tax Credits", "terseLabel": "Low income housing tax credits and other tax benefits" } } }, "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestmentsTaxCredits", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AmortizationOfNetUnrealizedLossOnAvailableForSaleSecuritiesTransferredToHeldToMaturity": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 3.0, "parentTag": "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amortization Of Net Unrealized Loss On Available-For-Sale Securities Transferred To Held-To-Maturity", "label": "Amortization Of Net Unrealized Loss On Available-For-Sale Securities Transferred To Held-To-Maturity", "terseLabel": "Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity", "verboseLabel": "Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity" } } }, "localname": "AmortizationOfNetUnrealizedLossOnAvailableForSaleSecuritiesTransferredToHeldToMaturity", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AnnualSalaryMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Annual Salary [Member]", "label": "Annual Salary [Member]", "terseLabel": "Annual Salary" } } }, "localname": "AnnualSalaryMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "domainItemType" }, "bmrc_AssetsAndLiabilitiesLesseeTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Assets And Liabilities, Lessee [Table Text Block]", "label": "Assets And Liabilities, Lessee [Table Text Block]", "terseLabel": "Schedule of Operating and Finance Lease Right-of-use Assets and Lease Liabilities" } } }, "localname": "AssetsAndLiabilitiesLesseeTableTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesTables" ], "xbrltype": "textBlockItemType" }, "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAmortizedCostBasis": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Amortized Cost Basis", "label": "Available-for-sale Securities and Held-to-maturity Securities, Amortized Cost Basis", "totalLabel": "Total investment securities, Amortized Cost" } } }, "localname": "AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAmortizedCostBasis", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValueTotal": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetailsCalc2": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total", "label": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total", "totalLabel": "Total temporarily impaired securities, Total securities in a loss position, Fair value" } } }, "localname": "AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValueTotal", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 1.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValueTotal", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value", "label": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value", "totalLabel": "Total temporarily impaired securities, Less than 12 continuous months, Fair value" } } }, "localname": "AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 2.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValueTotal", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value", "label": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value", "totalLabel": "Total temporarily impaired securities, Greater than 12 continuous months, Fair value" } } }, "localname": "AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair Value of Available-for-sale Securities and Held-to-maturity Securities.", "label": "Available-for-sale Securities and Held-to-maturity Securities, Fair Value", "totalLabel": "Total investment securities, Fair Value" } } }, "localname": "AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableforsaleSecuritiesNumberOfSecurities": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities, Number Of Securities", "label": "Available-for-sale Securities, Number Of Securities", "terseLabel": "Number of securities" } } }, "localname": "AvailableforsaleSecuritiesNumberOfSecurities", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "integerItemType" }, "bmrc_AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecurities": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities, Transferred to Held-to-maturity Securities", "label": "Available-for-sale Securities, Transferred to Held-to-maturity Securities", "terseLabel": "Securities transferred from available-for-sale to held-to-maturity" } } }, "localname": "AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecurities", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecuritiesUnrealizedGainLoss": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities, Transferred to Held-to-maturity Securities, Unrealized Gain (Loss)", "label": "Available-for-sale Securities, Transferred to Held-to-maturity Securities, Unrealized Gain (Loss)", "negatedLabel": "Unrealized pre-tax loss from transfer of available-for-sale securities to held-to-maturity" } } }, "localname": "AvailableforsaleSecuritiesTransferredtoHeldtomaturitySecuritiesUnrealizedGainLoss", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesAccumulatedGrossUnrealizedGain": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Accumulated Gross Unrealized Gain", "label": "Available-for-sale Securities and Held-to-maturity Securities, Accumulated Gross Unrealized Gain", "totalLabel": "Total investment securities, Gross Unrealized Gains" } } }, "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesAccumulatedGrossUnrealizedGain", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesAccumulatedGrossUnrealizedLoss": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Accumulated Gross Unrealized Loss", "label": "Available-for-sale Securities and Held-to-maturity Securities, Accumulated Gross Unrealized Loss", "negatedTotalLabel": "Total investment securities, Gross Unrealized (Losses)" } } }, "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesAccumulatedGrossUnrealizedLoss", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAccumulatedLoss": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 1.0, "parentTag": "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "label": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "negatedLabel": "Total temporarily impaired securities, Greater than 12 continuous months, Unrealized loss" } } }, "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPosition12MonthsorLongerAccumulatedLoss", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss", "label": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss", "negatedTotalLabel": "Total temporarily impaired securities, Total securities in a loss position, Unrealized loss" } } }, "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessthan12MonthsAccumulatedLoss": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 2.0, "parentTag": "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "label": "Available-for-sale Securities and Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "negatedTotalLabel": "Total temporarily impaired securities, Less than 12 continuous months, Unrealized loss" } } }, "localname": "AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessthan12MonthsAccumulatedLoss", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_AvailableforsaleandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionAbstractAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Available-for-sale and Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract] [Abstract]", "label": "Available-for-sale and Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract] [Abstract]", "terseLabel": "Available-for-sale and Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract] [Abstract]" } } }, "localname": "AvailableforsaleandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionAbstractAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "stringItemType" }, "bmrc_AwardDateDuring2006Through2014Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Award Date, During 2006 Through 2014 [Member]", "label": "Award Date, During 2006 Through 2014 [Member]", "terseLabel": "During 2006 through 2014" } } }, "localname": "AwardDateDuring2006Through2014Member", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_AwardDateDuring2016Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Award Date, During 2016 [Member]", "label": "Award Date, During 2016 [Member]", "terseLabel": "During 2016" } } }, "localname": "AwardDateDuring2016Member", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_AwardDatePriorTo2016Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Award Date, Prior To 2016 [Member]", "label": "Award Date, Prior To 2016 [Member]", "terseLabel": "Prior to 2016" } } }, "localname": "AwardDatePriorTo2016Member", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_BankOfMarinEmployeeStockOwnershipAndSavingsPlanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Bank of Marin Employee Stock Ownership and Savings Plan (the Plan) [Member]", "label": "Bank of Marin Employee Stock Ownership and Savings Plan [Member]", "terseLabel": "Bank of Marin Employee Stock Ownership and Savings Plan (the Plan)" } } }, "localname": "BankOfMarinEmployeeStockOwnershipAndSavingsPlanMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "domainItemType" }, "bmrc_BusinessCombinationsNumberofDebtInstrumentsAcquired": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Business Combinations, Number of Debt Instruments Acquired", "label": "Business Combinations, Number of Debt Instruments Acquired", "terseLabel": "Number of subordinated debentures acquired" } } }, "localname": "BusinessCombinationsNumberofDebtInstrumentsAcquired", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "integerItemType" }, "bmrc_CashAndDueFromSubsidiary": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Cash and Due from Subsidiary", "label": "Cash and Due from Subsidiary", "terseLabel": "Cash and due from Bank of Marin" } } }, "localname": "CashAndDueFromSubsidiary", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalanceAccrualStatus": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The carrying balance of certain loans acquired with evidence of deteriorated credit quality and currently accreting interests.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Accrual Status", "terseLabel": "Purchased Credit-impaired (PCI) loans accreting interest" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalanceAccrualStatus", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalanceNonaccrualStatus": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The carrying balance of certain Loans acquired in transfer with deteriorated credit quality not accounted for as debt securities, and currently not accreting interests (nonaccrual status).", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Nonaccrual Status", "terseLabel": "Purchased Credit Impaired (PCI) loans no longer accreting interest" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalanceNonaccrualStatus", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_CertainLoansAcquiredinTransferWithoutEvidenceofDeterioratedCreditUnaccretedPurchaseDiscounts": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unaccreted purchase discounts from face amounts of acquired loans without evidence of credit deterioration, net of unamortized purchase premiums.", "label": "Certain Loans Acquired in Transfer Without Evidence of Deteriorated Credit, Unaccreted Purchase Discounts", "terseLabel": "Unaccreted purchase discounts on non-PCI loans" } } }, "localname": "CertainLoansAcquiredinTransferWithoutEvidenceofDeterioratedCreditUnaccretedPurchaseDiscounts", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_CheckingAccountWealthManagementAndTrustServicesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Pledged assets to secure Checking account, Wealth Management and Trust Services [Member]", "label": "Checking account, Wealth Management and Trust Services [Member]", "terseLabel": "Internal checking account" } } }, "localname": "CheckingAccountWealthManagementAndTrustServicesMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "domainItemType" }, "bmrc_CommercialAndIndustrialMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commercial And Industrial [Member]", "label": "Commercial And Industrial [Member]", "terseLabel": "Commercial and industrial" } } }, "localname": "CommercialAndIndustrialMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "domainItemType" }, "bmrc_CommercialLinesOfCreditMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commercial Lines of Credit [Member]", "label": "Commercial Lines of Credit [Member]", "terseLabel": "Commercial lines of credit" } } }, "localname": "CommercialLinesOfCreditMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "domainItemType" }, "bmrc_CommercialRealEstateLoanInvestorMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commercial Real Estate Loan, Investor [Member]", "label": "Commercial Real Estate Loan, Investor [Member]", "terseLabel": "Commercial real estate, investor" } } }, "localname": "CommercialRealEstateLoanInvestorMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "bmrc_CommercialRealEstateLoanOwnerOccupiedMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commercial Real Estate Loan, Owner-Occupied [Member]", "label": "Commercial Real Estate Loan, Owner-Occupied [Member]", "terseLabel": "Commercial real estate, owner-occupied" } } }, "localname": "CommercialRealEstateLoanOwnerOccupiedMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "bmrc_CompensationExpenseCommonStockForDirectorFees": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Noncash director fees payable in common stock expensed by the entity during the period. As noncash, this element is added back to net income when calculating net cash generated by operating activities using the indirect method.", "label": "Compensation Expense Common Stock For Director Fees", "terseLabel": "Noncash director compensation expense" } } }, "localname": "CompensationExpenseCommonStockForDirectorFees", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_ConcentrationRiskPercentageThresholdForMajorBorrower": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Concentration Risk, Percentage, Threshold For Major Borrower", "label": "Concentration Risk, Percentage, Threshold For Major Borrower", "terseLabel": "Concentration risk, threshold for major borrower, percentage" } } }, "localname": "ConcentrationRiskPercentageThresholdForMajorBorrower", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "percentItemType" }, "bmrc_ConsumerAndOtherLinesOfCreditMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Consumer and Other Lines of Credit [Member]", "label": "Consumer and Other Lines of Credit [Member]", "terseLabel": "Personal and other lines of credit" } } }, "localname": "ConsumerAndOtherLinesOfCreditMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "domainItemType" }, "bmrc_DataProcessing": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 3.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of expenses incurred in the period for data processing products and services.", "label": "Data Processing", "terseLabel": "Data processing" } } }, "localname": "DataProcessing", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "bmrc_DebtInstrumentDistributionDeferralPeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Debt Instrument, Distribution Deferral Period", "label": "Debt Instrument, Distribution Deferral Period", "terseLabel": "Debenture distribution deferral period" } } }, "localname": "DebtInstrumentDistributionDeferralPeriod", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "durationItemType" }, "bmrc_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionFairValueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Debt Securities, Available-For-Sale, Continuous Unrealized Loss Position, Fair Value [Abstract]", "label": "Debt Securities, Available-For-Sale, Continuous Unrealized Loss Position, Fair Value [Abstract]", "terseLabel": "Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionFairValueAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "stringItemType" }, "bmrc_DeferredCompensationArrangementWithIndividualMaximumElectedDeferralByEmployeePercent": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Deferred Compensation Arrangement with Individual, Maximum Elected Deferral by Employee, Percent", "label": "Deferred Compensation Arrangement with Individual, Maximum Elected Deferral by Employee, Percent", "terseLabel": "Maximum percentage of compensation allowed to be deferred" } } }, "localname": "DeferredCompensationArrangementWithIndividualMaximumElectedDeferralByEmployeePercent", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "percentItemType" }, "bmrc_DeferredCompensationArrangementwithIndividualDeferredInterestEarnedPercent": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Deferred Compensation Arrangement with Individual, Deferred Interest Earned, Percent", "label": "Deferred Compensation Arrangement with Individual, Deferred Interest Earned, Percent", "terseLabel": "Interest rate earned on deferred amounts, prime rate first business day of year" } } }, "localname": "DeferredCompensationArrangementwithIndividualDeferredInterestEarnedPercent", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "percentItemType" }, "bmrc_DeferredTaxAssetFairValueAdjustmentLoansReceivable": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 4.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Deferred Tax Asset, Fair Value Adjustment, Loans Receivable", "label": "Deferred Tax Asset, Fair Value Adjustment, Loans Receivable", "terseLabel": "Fair value adjustment on acquired loans" } } }, "localname": "DeferredTaxAssetFairValueAdjustmentLoansReceivable", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DeferredTaxAssetsInterestReceivedOnNonaccrualLoans": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 2.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Deferred Tax Assets, Interest Received On Nonaccrual Loans", "label": "Deferred Tax Assets, Interest Received On Nonaccrual Loans", "terseLabel": "Interest received on non-accrual loans" } } }, "localname": "DeferredTaxAssetsInterestReceivedOnNonaccrualLoans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DeferredTaxAssetsUnrealizedLossesonAvailableforSaleSecuritiesNet": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 9.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Net", "label": "Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Net", "terseLabel": "Net unrealized losses on securities available-for-sale" } } }, "localname": "DeferredTaxAssetsUnrealizedLossesonAvailableforSaleSecuritiesNet", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DeferredTaxLiabilitiesAccretionLoansAndInvestmentSecurities": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 6.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Deferred Tax Liabilities, Accretion, Loans And Investment Securities", "label": "Deferred Tax Liabilities, Accretion, Loans And Investment Securities", "negatedTerseLabel": "Accretion on investment securities" } } }, "localname": "DeferredTaxLiabilitiesAccretionLoansAndInvestmentSecurities", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DeferredTaxLiabilitiesDeferredLoanOriginationCosts": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 3.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Deferred Tax Liabilities, Deferred Loan Origination Costs", "label": "Deferred Tax Liabilities, Deferred Loan Origination Costs", "negatedTerseLabel": "Deferred loan origination costs and fees" } } }, "localname": "DeferredTaxLiabilitiesDeferredLoanOriginationCosts", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DeferredTaxLiabilitiesUnamortizedDebtDiscount": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 5.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Deferred Tax Liabilities, Unamortized Debt Discount", "label": "Deferred Tax Liabilities, Unamortized Debt Discount", "negatedTerseLabel": "Unaccreted discount on subordinated debentures" } } }, "localname": "DeferredTaxLiabilitiesUnamortizedDebtDiscount", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DefinedBenefitPlanPaymentPeriodDeterminedByServicePeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Benefit Plan, Payment Period Determined By Service Period", "label": "Defined Benefit Plan, Payment Period Determined By Service Period", "terseLabel": "Payment period determined by service period" } } }, "localname": "DefinedBenefitPlanPaymentPeriodDeterminedByServicePeriod", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails" ], "xbrltype": "durationItemType" }, "bmrc_DefinedBenefitPlanPercentageOfSalaryPaidUponRetirement": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Benefit Plan, Percentage of Salary Paid upon Retirement", "label": "Defined Benefit Plan, Percentage of Salary Paid upon Retirement", "terseLabel": "Percentage of salary paid upon retirement" } } }, "localname": "DefinedBenefitPlanPercentageOfSalaryPaidUponRetirement", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails" ], "xbrltype": "percentItemType" }, "bmrc_DefinedBenefitsPlanAgeRatableVestingEnds": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Benefits Plan, Age Ratable Vesting Ends", "label": "Defined Benefits Plan, Age Ratable Vesting Ends", "terseLabel": "Age ratable vesting ends" } } }, "localname": "DefinedBenefitsPlanAgeRatableVestingEnds", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails" ], "xbrltype": "durationItemType" }, "bmrc_DefinedBenefitsPlanPeriodBeforeRatableVestingBegins": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Benefits Plan, Period Before Ratable Vesting Begins", "label": "Defined Benefits Plan, Period Before Ratable Vesting Begins", "terseLabel": "Period before ratable vesting begins" } } }, "localname": "DefinedBenefitsPlanPeriodBeforeRatableVestingBegins", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails" ], "xbrltype": "durationItemType" }, "bmrc_DefinedContributionPlanEmployerMatchingContributionMaximumAmount": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Defined Contribution Plan, Employer Matching Contribution, Maximum Amount", "label": "Defined Contribution Plan, Employer Matching Contribution, Maximum Amount", "terseLabel": "Employer matching contribution maximum amount" } } }, "localname": "DefinedContributionPlanEmployerMatchingContributionMaximumAmount", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DefinedContributionPlanMinimumAgeofEligibleEmployee": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Contribution Plan, Minimum Age of Eligible Employee", "label": "Defined Contribution Plan, Minimum Age of Eligible Employee", "terseLabel": "Minimum age of eligible employee for 401(k) plan" } } }, "localname": "DefinedContributionPlanMinimumAgeofEligibleEmployee", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "durationItemType" }, "bmrc_DefinedContributionPlanMinimumAnnualContributionPerEmployeePercent": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Contribution Plan, Minimum Annual Contribution Per Employee, Percent", "label": "Defined Contribution Plan, Minimum Annual Contribution Per Employee, Percent", "terseLabel": "Minimum annual contribution per employee, percent of eligible compensation" } } }, "localname": "DefinedContributionPlanMinimumAnnualContributionPerEmployeePercent", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "percentItemType" }, "bmrc_DefinedContributionPlanMinimumEmploymentPeriodToQualifyForPlan": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Contribution Plan, Minimum Employment Period to Qualify for Plan", "label": "Defined Contribution Plan, Minimum Employment Period to Qualify for Plan", "terseLabel": "Minimum employment period to qualify for 401(k) plan" } } }, "localname": "DefinedContributionPlanMinimumEmploymentPeriodToQualifyForPlan", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "durationItemType" }, "bmrc_DefinedContributionPlanNumberOfEnrollmentDates": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Contribution Plan, Number of Enrollment Dates", "label": "Defined Contribution Plan, Number of Enrollment Dates", "terseLabel": "Number of open enrollment dates for 401(k) plan" } } }, "localname": "DefinedContributionPlanNumberOfEnrollmentDates", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "integerItemType" }, "bmrc_DefinedContributionPlanNumberOfYearsToBeFullyVested": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Contribution Plan, Number of Years to be Fully Vested", "label": "Defined Contribution Plan, Number of Years to be Fully Vested", "terseLabel": "Defined contribution plan, number of years to be fully vested" } } }, "localname": "DefinedContributionPlanNumberOfYearsToBeFullyVested", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "durationItemType" }, "bmrc_DefinedContributionPlanthe401kPlanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Defined Contribution Plan (the 401k Plan) [Member]", "label": "Defined Contribution Plan (the 401k Plan) [Member]", "terseLabel": "Defined Contribution Plan (the 401k Plan)" } } }, "localname": "DefinedContributionPlanthe401kPlanMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "domainItemType" }, "bmrc_DepositsMoneyMarketDepositsDemandDepositMarketplace": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails": { "order": 3.0, "parentTag": "bmrc_TotalNetworkdepositsReciprocal", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Deposits Money Market Deposits Demand Deposit Marketplace", "label": "Deposits Money Market Deposits Demand Deposit Marketplace", "terseLabel": "DDM" } } }, "localname": "DepositsMoneyMarketDepositsDemandDepositMarketplace", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DepositsMoneyMarketDepositsDemandDepositMarketplaceOneWay": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails": { "order": 3.0, "parentTag": "bmrc_TotalNetworkdepositsOneWay", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Deposits Money Market Deposits Demand Deposit Marketplace One Way", "label": "Deposits Money Market Deposits Demand Deposit Marketplace One Way", "terseLabel": "DDM" } } }, "localname": "DepositsMoneyMarketDepositsDemandDepositMarketplaceOneWay", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DepositsMoneyMarketDepositsInsuredCashSweepICS": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails": { "order": 2.0, "parentTag": "bmrc_TotalNetworkdepositsReciprocal", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Deposits, Money Market Deposits, Insured Cash Sweep (ICS)", "label": "Deposits, Money Market Deposits, Insured Cash Sweep (ICS)", "terseLabel": "ICS" } } }, "localname": "DepositsMoneyMarketDepositsInsuredCashSweepICS", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DepositsMoneyMarketDepositsInsuredCashSweepICSOneWay": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails": { "order": 2.0, "parentTag": "bmrc_TotalNetworkdepositsOneWay", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Deposits Money Market Deposits Insured Cash Sweep ICS One Way", "label": "Deposits Money Market Deposits Insured Cash Sweep ICS One Way", "terseLabel": "ICS" } } }, "localname": "DepositsMoneyMarketDepositsInsuredCashSweepICSOneWay", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DerivativeAccruedInterestInterestRateSwaps": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Derivative, Accrued Interest, Interest Rate Swaps", "label": "Derivative, Accrued Interest, Interest Rate Swaps", "terseLabel": "Derivatives, accrued interest, interest rate swaps" } } }, "localname": "DerivativeAccruedInterestInterestRateSwaps", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DerivativeAssetAccruedInterestInterestRateSwaps": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Derivative Asset, Accrued Interest, Interest Rate Swaps", "label": "Derivative Asset, Accrued Interest, Interest Rate Swaps", "terseLabel": "Derivative assets, accrued interest, interest rate swaps" } } }, "localname": "DerivativeAssetAccruedInterestInterestRateSwaps", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DerivativeIncreaseDecreaseInValueOfYieldMaintenanceAgreement": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails": { "order": 4.0, "parentTag": "us-gaap_DerivativeLossOnDerivative", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Increase (Decrease) in value of yield maintenance agreement recognized against interest income.", "label": "Derivative, Increase (Decrease) in Value of Yield Maintenance Agreement", "terseLabel": "Decrease in value of yield maintenance agreement" } } }, "localname": "DerivativeIncreaseDecreaseInValueOfYieldMaintenanceAgreement", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DerivativeLiabilityAccruedInterestInterestRateSwaps": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Derivative Liability, Accrued Interest, Interest Rate Swaps", "label": "Derivative Liability, Accrued Interest, Interest Rate Swaps", "terseLabel": "Derivative liabilities, accrued interest, interest rate swaps" } } }, "localname": "DerivativeLiabilityAccruedInterestInterestRateSwaps", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DerivativePaymentOnInterestRateDerivative": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails": { "order": 2.0, "parentTag": "us-gaap_DerivativeLossOnDerivative", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Payment on interest rate swaps recorded in interest income.", "label": "Derivative, Payment on Interest Rate Derivative", "negatedTerseLabel": "Payment on interest rate swaps" } } }, "localname": "DerivativePaymentOnInterestRateDerivative", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DirectorStockPlan2010Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Director Stock Plan, 2010 [Member]", "label": "Director Stock Plan, 2010 [Member]", "terseLabel": "Director Stock Plan, 2010" } } }, "localname": "DirectorStockPlan2010Member", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_DirectorsOfficersPrincipalShareholdersAndAssociatesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Directors, Officers, Principal Shareholders And Associates [Member]", "label": "Directors, Officers, Principal Shareholders And Associates [Member]", "terseLabel": "Directors, Officers, Principal Shareholders and Associates" } } }, "localname": "DirectorsOfficersPrincipalShareholdersAndAssociatesMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "domainItemType" }, "bmrc_DividendIncomeFederalHomeLoanBank": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 3.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Dividend Income, Federal Home Loan Bank", "label": "Dividend Income, Federal Home Loan Bank", "terseLabel": "Dividends on FHLB stock" } } }, "localname": "DividendIncomeFederalHomeLoanBank", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "bmrc_DividendIncomeFromSubsidiariesOperating": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": 1.0, "parentTag": "us-gaap_IncomeLossFromSubsidiariesBeforeTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Dividend Income From Subsidiaries, Operating", "label": "Dividend Income From Subsidiaries, Operating", "terseLabel": "Dividends from bank subsidiary" } } }, "localname": "DividendIncomeFromSubsidiariesOperating", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DividendsCashDividendAmountRetainedEarningsAvailableForDividendPaymentsUnderRestriction": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Dividends, Cash Dividend, Amount Retained Earnings Available for Dividend Payments Under Restriction", "label": "Dividends, Cash Dividend, Amount Retained Earnings Available for Dividend Payments Under Restriction", "terseLabel": "Amount of retained earnings available for payment of dividends based on restriction" } } }, "localname": "DividendsCashDividendAmountRetainedEarningsAvailableForDividendPaymentsUnderRestriction", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_DividendsCashDividendPeriodRestrictedPaymentAmountIsDetermined": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Dividends, Cash Dividend, Period Restricted Payment Amount is Determined", "label": "Dividends, Cash Dividend, Period Restricted Payment Amount is Determined", "terseLabel": "Period used to determine amount available for payment of dividends based on restriction (in years)" } } }, "localname": "DividendsCashDividendPeriodRestrictedPaymentAmountIsDetermined", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails" ], "xbrltype": "durationItemType" }, "bmrc_EffectiveIncomeTaxRateReconciliationDeductionShareBasedCompensationAndExcessTaxBenefits": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": { "order": 6.0, "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations", "weight": -1.0 } }, "lang": { "en-US": { "role": { "documentation": "Effective Income Tax Rate Reconciliation, Deduction, Share-Based Compensation And Excess Tax Benefits", "label": "Effective Income Tax Rate Reconciliation, Deduction, Share-Based Compensation And Excess Tax Benefits", "negatedTerseLabel": "Stock-based compensation and excess tax benefits" } } }, "localname": "EffectiveIncomeTaxRateReconciliationDeductionShareBasedCompensationAndExcessTaxBenefits", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "percentItemType" }, "bmrc_EffectiveIncomeTaxRateReconciliationTaxCreditAffordableHousing": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": { "order": 5.0, "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations", "weight": -1.0 } }, "lang": { "en-US": { "role": { "documentation": "Effective Income Tax Rate Reconciliation, Tax Credit, Affordable Housing", "label": "Effective Income Tax Rate Reconciliation, Tax Credit, Affordable Housing", "negatedTerseLabel": "Low income housing and qualified zone academy bond tax credits" } } }, "localname": "EffectiveIncomeTaxRateReconciliationTaxCreditAffordableHousing", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "percentItemType" }, "bmrc_EffectiveIncomeTaxRateReconciliationTaxExemptIncomeEarningsOnBankOwnedLifeInsurance": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": { "order": 4.0, "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations", "weight": -1.0 } }, "lang": { "en-US": { "role": { "documentation": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Earnings on Bank Owned Life Insurance", "label": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Earnings on Bank Owned Life Insurance", "negatedTerseLabel": "Tax exempt earnings on bank owned life insurance" } } }, "localname": "EffectiveIncomeTaxRateReconciliationTaxExemptIncomeEarningsOnBankOwnedLifeInsurance", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "percentItemType" }, "bmrc_EffectiveIncomeTaxRateReconciliationTaxExemptIncomeInterestOnMunicipalSecuritiesAndLoans": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": { "order": 3.0, "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations", "weight": -1.0 } }, "lang": { "en-US": { "role": { "documentation": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Interest on Municipal Securities and Loans", "label": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Interest on Municipal Securities and Loans", "negatedTerseLabel": "Tax exempt interest on municipal securities and loans" } } }, "localname": "EffectiveIncomeTaxRateReconciliationTaxExemptIncomeInterestOnMunicipalSecuritiesAndLoans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "percentItemType" }, "bmrc_EmployeeStockPurchasePlan2007Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Employee Stock Purchase Plan, 2007 [Member]", "label": "Employee Stock Purchase Plan, 2007 [Member]", "terseLabel": "Employee Stock Purchase Plan, 2007" } } }, "localname": "EmployeeStockPurchasePlan2007Member", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_EquityInUndistributedNetIncomeOfSubsidiary": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": 2.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Equity in Undistributed Net Income of Subsidiary", "label": "Equity in Undistributed Net Income of Subsidiary", "terseLabel": "Earnings of bank subsidiary greater (less) than dividends received from bank subsidiary" } } }, "localname": "EquityInUndistributedNetIncomeOfSubsidiary", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_EquitySecuritiesFVNINumberOfSharesSold": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Equity Securities FV NI, Number Of Shares Sold", "label": "Equity Securities FV NI, Number Of Shares Sold", "terseLabel": "Shares of Visa Inc. Class B restricted common stock (in shares)" } } }, "localname": "EquitySecuritiesFVNINumberOfSharesSold", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "sharesItemType" }, "bmrc_EquityinUndistributedandDistributedEarningsofSubsidiaryNetofDividendsReceived": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Equity in Undistributed and Distributed Earnings of Subsidiary, Net of Dividends Received", "label": "Equity in Undistributed and Distributed Earnings of Subsidiary, Net of Dividends Received", "negatedTerseLabel": "Earnings of bank subsidiary (greater) less than dividends received from bank subsidiary" } } }, "localname": "EquityinUndistributedandDistributedEarningsofSubsidiaryNetofDividendsReceived", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_FederalHomeLoanBankDividendRatePercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Federal Home Loan Bank, Dividend Rate, Percentage", "label": "Federal Home Loan Bank, Dividend Rate, Percentage", "terseLabel": "Federal Home Loan Bank, dividend rate percentage" } } }, "localname": "FederalHomeLoanBankDividendRatePercentage", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "percentItemType" }, "bmrc_FederalHomeLoanBankMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Federal Home Loan Bank [Member]", "label": "Federal Home Loan Bank [Member]", "terseLabel": "Federal Home Loan Bank" } } }, "localname": "FederalHomeLoanBankMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "domainItemType" }, "bmrc_FederalHomeLoanBankOvernightBorrowingsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Federal Home Loan Bank Overnight Borrowings [Member]", "label": "Federal Home Loan Bank Overnight Borrowings [Member]", "terseLabel": "Federal Home Loan Bank Overnight Borrowings" } } }, "localname": "FederalHomeLoanBankOvernightBorrowingsMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "domainItemType" }, "bmrc_FederalHomeLoanBankStockParValue": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Federal Home Loan Bank Stock, Par Value", "label": "Federal Home Loan Bank Stock, Par Value", "terseLabel": "Federal Home Loan Bank stock, par value (usd per share)" } } }, "localname": "FederalHomeLoanBankStockParValue", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "perShareItemType" }, "bmrc_FederalHomeLoanBankStockPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Federal Home Loan Bank Stock, Policy [Policy Text Block]", "label": "Federal Home Loan Bank Stock, Policy [Policy Text Block]", "terseLabel": "Federal Home Loan Bank of San Francisco (FHLB) Stock" } } }, "localname": "FederalHomeLoanBankStockPolicyPolicyTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "bmrc_FinanceLeaseCost": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails": { "order": 1.0, "parentTag": "us-gaap_LeaseCost", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Finance Lease, Cost", "label": "Finance Lease, Cost", "totalLabel": "Total finance lease cost" } } }, "localname": "FinanceLeaseCost", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_FinanceLeaseCost1Abstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Finance Lease Cost1 [Abstract]", "label": "Finance Lease Cost1 [Abstract]", "terseLabel": "Finance lease cost:" } } }, "localname": "FinanceLeaseCost1Abstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails" ], "xbrltype": "stringItemType" }, "bmrc_FinanceLeaseRightOfUseAssetAccumulatedDepreciation": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails": { "order": 2.0, "parentTag": "us-gaap_FinanceLeaseRightOfUseAsset", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Finance Lease, Right-Of-Use Asset, Accumulated Depreciation", "label": "Finance Lease, Right-Of-Use Asset, Accumulated Depreciation", "negatedTerseLabel": "Accumulated amortization" } } }, "localname": "FinanceLeaseRightOfUseAssetAccumulatedDepreciation", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_FinanceLeaseRightOfUseAssetGross": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails": { "order": 1.0, "parentTag": "us-gaap_FinanceLeaseRightOfUseAsset", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Finance Lease, Right-Of-Use Asset, Gross", "label": "Finance Lease, Right-Of-Use Asset, Gross", "terseLabel": "Finance lease right-of-use assets" } } }, "localname": "FinanceLeaseRightOfUseAssetGross", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_FinanceLeasesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Finance Leases [Abstract]", "label": "Finance Leases [Abstract]", "terseLabel": "Finance leases:" } } }, "localname": "FinanceLeasesAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails" ], "xbrltype": "stringItemType" }, "bmrc_FinancialInstrumentsOwnedAndPledgedAsCollateralByPurposeAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financial Instruments Owned and Pledged as Collateral by Purpose [Axis]", "label": "Financial Instruments Owned and Pledged as Collateral by Purpose [Axis]", "terseLabel": "Financial Instruments Owned and Pledged as Collateral by Purpose [Axis]" } } }, "localname": "FinancialInstrumentsOwnedAndPledgedAsCollateralByPurposeAxis", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "stringItemType" }, "bmrc_FinancialInstrumentsOwnedAndPledgedAsCollateralPurposeDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financial Instruments Owned and Pledged as Collateral, Purpose [Domain]", "label": "Financial Instruments Owned and Pledged as Collateral, Purpose [Domain]", "terseLabel": "Financial Instruments Owned and Pledged as Collateral, Purpose [Domain]" } } }, "localname": "FinancialInstrumentsOwnedAndPledgedAsCollateralPurposeDomain", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "domainItemType" }, "bmrc_FinancialInstrumentsWithOffBalanceSheetRiskTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financial Instruments with Off-Balance Sheet Risk [Text Block]", "label": "Financial Instruments with Off-Balance Sheet Risk [Text Block]", "terseLabel": "Financial Instruments with Off-Balance Sheet Risk" } } }, "localname": "FinancialInstrumentsWithOffBalanceSheetRiskTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRisk" ], "xbrltype": "textBlockItemType" }, "bmrc_FinancingReceivableImpairedLoansPortionOfLoansChargedOff": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The portion of impaired loans that have been charged off partially.", "label": "Financing Receivable, Impaired Loans, Portion of Loans Charged Off", "terseLabel": "Charged-off portion of impaired loans" } } }, "localname": "FinancingReceivableImpairedLoansPortionOfLoansChargedOff", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_FinancingReceivableModificationsContractsModifiedDuringPeriodRecordedInvestment": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings at end of period.", "label": "Financing Receivable, Modifications, Contracts Modified During Period, Recorded Investment", "terseLabel": "Post-Modification Outstanding Recorded Investment at Period End" } } }, "localname": "FinancingReceivableModificationsContractsModifiedDuringPeriodRecordedInvestment", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_FinancingReceivableModificationsRecordedInvestmentNonaccrualStatus": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Financing Receivable, Modifications, Recorded Investment, Nonaccrual Status", "label": "Financing Receivable, Modifications, Recorded Investment, Nonaccrual Status", "terseLabel": "TDR loans on non-accrual status, value" } } }, "localname": "FinancingReceivableModificationsRecordedInvestmentNonaccrualStatus", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_FinancingReceivableModificationsRemovalFromTroubledDebtRestructuringNumberOfContracts": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financing Receivable, Modifications, Removal From Troubled Debt Restructuring, Number Of Contracts", "label": "Financing Receivable, Modifications, Removal From Troubled Debt Restructuring, Number Of Contracts", "terseLabel": "Number of loans removed from TDR resignation" } } }, "localname": "FinancingReceivableModificationsRemovalFromTroubledDebtRestructuringNumberOfContracts", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "integerItemType" }, "bmrc_FinancingReceivableModificationsRemovalFromTroubledDebtRestructuringRecordedInvestment": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Financing Receivable, Modifications, Removal From Troubled Debt Restructuring, Recorded Investment", "label": "Financing Receivable, Modifications, Removal From Troubled Debt Restructuring, Recorded Investment", "terseLabel": "Recorded investment of loans removed from TDR resignation" } } }, "localname": "FinancingReceivableModificationsRemovalFromTroubledDebtRestructuringRecordedInvestment", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_ImmediatelyUponGrantMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Immediately Upon Grant [Member]", "label": "Immediately Upon Grant [Member]", "terseLabel": "Immediately Upon Grant" } } }, "localname": "ImmediatelyUponGrantMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_IncomeBeforeEquityInUndistributedEarningsOfSubsidiaries": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Represents income before equity in undistributed earnings of subsidiaries.", "label": "Income Before Equity In Undistributed Earnings Of Subsidiaries", "totalLabel": "Income before equity in undistributed net income of subsidiary" } } }, "localname": "IncomeBeforeEquityInUndistributedEarningsOfSubsidiaries", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_IncomeLossBeforeIncomeTaxesAndEquityInUndistributedNetIncomeOfSubsidiary": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": 1.0, "parentTag": "bmrc_IncomeBeforeEquityInUndistributedEarningsOfSubsidiaries", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Income (Loss) Before Income Taxes and Equity in Undistributed Net Income of Subsidiary", "label": "Income (Loss) Before Income Taxes and Equity in Undistributed Net Income of Subsidiary", "terseLabel": "Income before income taxes and equity in undistributed net income of subsidiary" } } }, "localname": "IncomeLossBeforeIncomeTaxesAndEquityInUndistributedNetIncomeOfSubsidiary", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_IncreaseDecreaseInUnrealizedGainLossOnAvailableForSaleSecuritiesNetOfTax": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount,of gross unrealized gains (losses) for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities, net of tax.", "label": "Increase (Decrease) in Unrealized Gain (Loss) on Available-for-sale Securities, Net of Tax", "verboseLabel": "Change in net unrealized gain or loss on available-for-sale securities" } } }, "localname": "IncreaseDecreaseInUnrealizedGainLossOnAvailableForSaleSecuritiesNetOfTax", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_InformationTechnology": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 8.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of expenses incurred in the period for information technology products and services.", "label": "Information Technology", "terseLabel": "Information technology" } } }, "localname": "InformationTechnology", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "bmrc_InstallmentAndOtherConsumerMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Installment And Other Consumer [Member]", "label": "Installment And Other Consumer [Member]", "terseLabel": "Installment and other consumer" } } }, "localname": "InstallmentAndOtherConsumerMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "bmrc_InterestDueFromBanksAndOther": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 3.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Interest Due From Banks And Other", "label": "Interest Due From Banks And Other", "terseLabel": "Interest on federal funds sold and due from banks" } } }, "localname": "InterestDueFromBanksAndOther", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "bmrc_InterestPayableAndOtherLiabilitiesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Interest Payable and Other Liabilities [Member]", "label": "Interest Payable and Other Liabilities [Member]", "terseLabel": "Interest Payable and Other Liabilities" } } }, "localname": "InterestPayableAndOtherLiabilitiesMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "domainItemType" }, "bmrc_InterestPayableFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This element represents the disclosures for fair value estimates for financial instruments required in the footnote disclosures to the financial statements. Carrying amount reprsents accrued interest payable on all forms of debt, including deposit liabilities, that has been incurred and is unpaid for time value of money. The carrying value may approximate fair value due to the short-term nature of their settlement dates.", "label": "Interest Payable, Fair Value Disclosure", "terseLabel": "Interest payable" } } }, "localname": "InterestPayableFairValueDisclosure", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_InterestReceivableFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This element represents the disclosures for fair value estimates for financial instruments required in the footnote disclosures to the financial statements. Carrying amount represents interest earned but not received from loan borrowers, investment security issuers and on other forms of short-term investment for time value of money. The carrying value may approximate fair value due to the short-term nature of their settlement dates.", "label": "Interest Receivable, Fair Value Disclosure", "terseLabel": "Interest receivable" } } }, "localname": "InterestReceivableFairValueDisclosure", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_InvestmentInSubsidiary": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Investment in Subsidiary", "label": "Investment in Subsidiary", "terseLabel": "Investment in bank subsidiary" } } }, "localname": "InvestmentInSubsidiary", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_InvestmentSecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "", "label": "Investment securities [Abstract]", "terseLabel": "Investment Securities" } } }, "localname": "InvestmentSecuritiesAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical" ], "xbrltype": "stringItemType" }, "bmrc_LesseeOperatingLeaseRemainingLeaseTerm": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Lessee, Operating Lease, Remaining Lease Term", "label": "Lessee, Operating Lease, Remaining Lease Term", "terseLabel": "Weighted average remaining term (in years)" } } }, "localname": "LesseeOperatingLeaseRemainingLeaseTerm", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "durationItemType" }, "bmrc_LifeInsuranceCorporateOrBankOwnedDeathBenefits": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Life Insurance, Corporate or Bank Owned, Death Benefits", "label": "Life Insurance, Corporate or Bank Owned, Death Benefits", "terseLabel": "Estimated death benefits" } } }, "localname": "LifeInsuranceCorporateOrBankOwnedDeathBenefits", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BankOwnedLifeInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_LifeInsuranceCorporateorBankOwnedPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Life Insurance, Corporate or Bank Owned, Policy [Policy Text Block]", "label": "Life Insurance, Corporate or Bank Owned, Policy [Policy Text Block]", "terseLabel": "Bank Owned Life Insurance" } } }, "localname": "LifeInsuranceCorporateorBankOwnedPolicyPolicyTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "bmrc_LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Lines of Credit and Letters of Credit, Unused Commitments [Member]", "label": "Lines of Credit and Letters of Credit, Unused Commitments [Member]", "terseLabel": "Total commitments and standby letters of credit" } } }, "localname": "LinesOfCreditAndLettersOfCreditUnusedCommitmentsMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "domainItemType" }, "bmrc_LoanCommitmentsAndStandbyLettersOfCreditPercentageExpiringAfterYearEight": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loan Commitments And Standby Letters Of Credit, Percentage Expiring, After Year Eight", "label": "Loan Commitments And Standby Letters Of Credit, Percentage Expiring, After Year Eight", "terseLabel": "Percentage of commitments expiring 2026 and thereafter" } } }, "localname": "LoanCommitmentsAndStandbyLettersOfCreditPercentageExpiringAfterYearEight", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "percentItemType" }, "bmrc_LoanCommitmentsAndStandbyLettersOfCreditPercentageExpiringInNextTwelveMonths": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loan Commitments and Standby Letters of Credit, Percentage Expiring in Next Twelve Months", "label": "Loan Commitments and Standby Letters of Credit, Percentage Expiring in Next Twelve Months", "terseLabel": "Percentage of commitments expiring in 2018" } } }, "localname": "LoanCommitmentsAndStandbyLettersOfCreditPercentageExpiringInNextTwelveMonths", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "percentItemType" }, "bmrc_LoanCommitmentsAndStandbyLettersofCreditPercentageExpiringInYearTwoThroughEight": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loan Commitments And Standby Letters of Credit, Percentage Expiring In Year Two Through Eight", "label": "Loan Commitments And Standby Letters of Credit, Percentage Expiring In Year Two Through Eight", "terseLabel": "Percentage of commitments expiring between 2019 and 2025" } } }, "localname": "LoanCommitmentsAndStandbyLettersofCreditPercentageExpiringInYearTwoThroughEight", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "percentItemType" }, "bmrc_LoansAndLeasesReceivableAcquiredLoansPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans and Leases Receivable, Acquired Loans, Policy [Policy Text Block]", "label": "Loans and Leases Receivable, Acquired Loans, Policy [Policy Text Block]", "terseLabel": "Acquired Loans" } } }, "localname": "LoansAndLeasesReceivableAcquiredLoansPolicyPolicyTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "bmrc_LoansAndLeasesReceivableChargeOffsPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans and Leases Receivable, Charge-offs, Policy [Policy Text Block]", "label": "Loans and Leases Receivable, Charge-offs, Policy [Policy Text Block]", "terseLabel": "Loan Charge-Off Policy" } } }, "localname": "LoansAndLeasesReceivableChargeOffsPolicyPolicyTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "bmrc_LoansAndLeasesReceivableNetOfDeferredIncomeExcludingPurchasedCreditImpairedLoans": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Loans and Leases Receivable, Net of Deferred Income, Excluding Purchased Credit-impaired Loans", "label": "Loans and Leases Receivable, Net of Deferred Income, Excluding Purchased Credit-impaired Loans", "terseLabel": "Loans excluding purchased credit-impaired loans" } } }, "localname": "LoansAndLeasesReceivableNetOfDeferredIncomeExcludingPurchasedCreditImpairedLoans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_LoansAndLeasesReceivableRatioOfAllowanceForLoanLossesToNonAccrualLoans": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Allowance as percentage of non-accrual loans.", "label": "Loans and Leases Receivable, Ratio of Allowance for Loan Losses to Non-accrual Loans", "terseLabel": "Allowance for loan losses to non-accrual loans" } } }, "localname": "LoansAndLeasesReceivableRatioOfAllowanceForLoanLossesToNonAccrualLoans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "percentItemType" }, "bmrc_LoansAndLeasesReceivableRatioOfAllowanceForLoanLossesToTotalLoans": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Allowance as percentage of total loans.", "label": "Loans and Leases Receivable, Ratio of Allowance for Loan Losses to Total Loans", "terseLabel": "Ratio of allowance for loan losses to total loans" } } }, "localname": "LoansAndLeasesReceivableRatioOfAllowanceForLoanLossesToTotalLoans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "percentItemType" }, "bmrc_LoansAndLeasesReceivableRatioOfClassOfLoansByGeographicLocationOfProperty": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans and Leases Receivable, Ratio of Class of Loans by Geographic Location of Property", "label": "Loans and Leases Receivable, Ratio of Class of Loans by Geographic Location of Property", "terseLabel": "Percentage of loans by class and geographic location" } } }, "localname": "LoansAndLeasesReceivableRatioOfClassOfLoansByGeographicLocationOfProperty", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails" ], "xbrltype": "percentItemType" }, "bmrc_LoansAndLeasesReceivableRatioOfClassToAllLoans": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans and Leases Receivable, Ratio of Class to All Loans", "label": "Loans and Leases Receivable, Ratio of Class to All Loans", "terseLabel": "Percentage of loans by class to all loans" } } }, "localname": "LoansAndLeasesReceivableRatioOfClassToAllLoans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails" ], "xbrltype": "percentItemType" }, "bmrc_LoansAndLeasesReceivableReclassifiedAsUnrelatedPartyLoan": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Loans and Leases Receivable, Reclassified as Unrelated-party Loan", "label": "Loans and Leases Receivable, Reclassified as Unrelated-party Loan", "terseLabel": "Reclassified due to a change in borrower status" } } }, "localname": "LoansAndLeasesReceivableReclassifiedAsUnrelatedPartyLoan", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_LoansAndLeasesReceivableRelatedPartiesAdvances": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Loans and Leases Receivable, Related Parties, Advances", "label": "Loans and Leases Receivable, Related Parties, Advances", "terseLabel": "Advances" } } }, "localname": "LoansAndLeasesReceivableRelatedPartiesAdvances", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_LoansandLeasesReceivableNonperformingNumberOfConsecutivePaymentsConsideredSustainedRepaymentPerformance": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans and Leases Receivable, Nonperforming, Number Of Consecutive Payments Considered Sustained Repayment Performance", "label": "Loans and Leases Receivable, Nonperforming, Number Of Consecutive Payments Considered Sustained Repayment Performance", "terseLabel": "Number of consecutive payments considered sustained repayment performance" } } }, "localname": "LoansandLeasesReceivableNonperformingNumberOfConsecutivePaymentsConsideredSustainedRepaymentPerformance", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "integerItemType" }, "bmrc_LossContingencyDamagesSoughtAmendedValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Loss Contingency, Damages Sought, Amended, Value", "label": "Loss Contingency, Damages Sought, Amended, Value", "terseLabel": "Amended amount due to class plaintiffs in Visa litigation" } } }, "localname": "LossContingencyDamagesSoughtAmendedValue", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_MarinCountyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Marin County [Member]", "label": "Marin County [Member]", "terseLabel": "Marin County" } } }, "localname": "MarinCountyMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_MarketableSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Marketable Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions", "label": "Marketable Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions", "terseLabel": "Number of investment securities in unrealized loss positions" } } }, "localname": "MarketableSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "integerItemType" }, "bmrc_MarketableSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThan12Months": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Marketable Securities In Unrealized Loss Positions, Qualitative Disclosure, Number Of Positions, Less Than 12 Months", "label": "Marketable Securities In Unrealized Loss Positions, Qualitative Disclosure, Number Of Positions, Less Than 12 Months", "terseLabel": "Number of securities in continuous loss position for less than 12 months" } } }, "localname": "MarketableSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThan12Months", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "integerItemType" }, "bmrc_MarketableSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLongerThan12Months": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Marketable Securities In Unrealized Loss Positions, Qualitative Disclosure, Number Of Positions, Longer Than 12 Months", "label": "Marketable Securities In Unrealized Loss Positions, Qualitative Disclosure, Number Of Positions, Longer Than 12 Months", "terseLabel": "Number of securities in continuous loss position for more than 12 months" } } }, "localname": "MarketableSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLongerThan12Months", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "integerItemType" }, "bmrc_MerchantInterchangeFeesNetMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Merchant Interchange Fees, Net [Member]", "label": "Merchant Interchange Fees, Net [Member]", "terseLabel": "Merchant Interchange Fees, Net" } } }, "localname": "MerchantInterchangeFeesNetMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "domainItemType" }, "bmrc_MiscellaneousIncome": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": 2.0, "parentTag": "us-gaap_IncomeLossFromSubsidiariesBeforeTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Miscellaneous Income", "label": "Miscellaneous Income", "terseLabel": "Miscellaneous Income" } } }, "localname": "MiscellaneousIncome", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_NapaCountyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Napa County [Member]", "label": "Napa County [Member]", "terseLabel": "Napa County" } } }, "localname": "NapaCountyMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_NetUnrealizedGainsOnSecuritiesAvailableforSale": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 2.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Net unrealized gains on securities available-for-sale", "label": "Net Unrealized Gains On Securities Available-for-Sale", "negatedTerseLabel": "Net unrealized gains on securities available-for-sale" } } }, "localname": "NetUnrealizedGainsOnSecuritiesAvailableforSale", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_NoncashContributionExpenseToEmployeeStockOwnershipPlan": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Noncash Contribution Expense To Employee Stock Ownership Plan", "label": "Noncash Contribution Expense To Employee Stock Ownership Plan", "terseLabel": "Noncash contribution expense to employee stock ownership plan" } } }, "localname": "NoncashContributionExpenseToEmployeeStockOwnershipPlan", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_NorCalCommunityBancorpTrustIIMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "NorCal Community Bancorp Trust II [Member]", "label": "NorCal Community Bancorp Trust II [Member]", "terseLabel": "NorCal Community Bancorp Trust II" } } }, "localname": "NorCalCommunityBancorpTrustIIMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "domainItemType" }, "bmrc_OccupancyAndEquipment": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 5.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Includes: 1) occupancy expense that may include items, such as maintenance and repair of facilities and equipment, lease expenses, rentals, property taxes and property and casualty insurance expense; and 2) furniture and equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy.", "label": "Occupancy And Equipment", "terseLabel": "Occupancy and equipment" } } }, "localname": "OccupancyAndEquipment", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "bmrc_OffBalanceSheetArrangementsLiabilitiesCurrentExposure": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Off-balance Sheet Arrangements, Liabilities, Current Exposure", "label": "Off-balance Sheet Arrangements, Liabilities, Current Exposure", "terseLabel": "Loan commitments and standby letters of credit, off-balance sheet" } } }, "localname": "OffBalanceSheetArrangementsLiabilitiesCurrentExposure", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_OneWayAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "One Way [Abstract]", "label": "One Way [Abstract]", "terseLabel": "One Way [Abstract]" } } }, "localname": "OneWayAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "stringItemType" }, "bmrc_OperatingLeaseAndFinanceLeaseLiability": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 13.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Operating Lease And Finance Lease, Liability", "label": "Operating Lease And Finance Lease, Liability", "terseLabel": "Operating and finance lease liabilities" } } }, "localname": "OperatingLeaseAndFinanceLeaseLiability", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_OperatingLeaseAndFinanceLeaseRightOfUseAsset": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 1.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Operating Lease And Finance Lease, Right-Of-Use Asset", "label": "Operating Lease And Finance Lease, Right-Of-Use Asset", "negatedTerseLabel": "Operating and finance lease right-of-use assets" } } }, "localname": "OperatingLeaseAndFinanceLeaseRightOfUseAsset", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_OperatingLeaseModificationsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Operating Lease Modifications [Member]", "label": "Operating Lease Modifications [Member]", "terseLabel": "Operating Lease Modifications" } } }, "localname": "OperatingLeaseModificationsMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_OperatingLeasesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Operating Leases [Abstract]", "label": "Operating Leases [Abstract]", "terseLabel": "Operating leases:" } } }, "localname": "OperatingLeasesAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails" ], "xbrltype": "stringItemType" }, "bmrc_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForInvestmentTransferredFromAvailableForSaleToHeldToMaturityBeforeTax": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 4.0, "parentTag": "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Other Comprehensive Income (Loss), Reclassification Adjustment From AOCI For Investment Transferred From Available-For-Sale To Held-To-Maturity, Before Tax", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment From AOCI For Investment Transferred From Available-For-Sale To Held-To-Maturity, Before Tax", "negatedTerseLabel": "Net unrealized losses on securities transferred from available-for-sale to held-to-maturity" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForInvestmentTransferredFromAvailableForSaleToHeldToMaturityBeforeTax", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "bmrc_OtherObligationsAverageBalance": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Other Obligations Average Balance", "label": "Other Obligations Average Balance", "terseLabel": "Other Obligations Average Balance" } } }, "localname": "OtherObligationsAverageBalance", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_OtherObligationsCarryingValue": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Other Obligations Carrying Value", "label": "Other Obligations Carrying Value", "terseLabel": "Other Obligations Carrying Value" } } }, "localname": "OtherObligationsCarryingValue", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_OtherResidentialFinancingReceivableMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans to purchase or refinance residential real estate, mostly secured by tenancy-in-common, or \u201cTIC\u201d loans.", "label": "Other Residential Financing Receivable [Member]", "terseLabel": "Other residential" } } }, "localname": "OtherResidentialFinancingReceivableMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails" ], "xbrltype": "domainItemType" }, "bmrc_OtherResidentialLoanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loans to purchase or refinance residential real estate, mostly secured by tenancy-in-common, or \u201cTIC\u201d loans.", "label": "Other Residential Loan [Member]", "terseLabel": "Other residential" } } }, "localname": "OtherResidentialLoanMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "bmrc_PledgedToStateOfCaliforniaMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Pledged to the State of California [Member]", "label": "Pledged to State of California [Member]", "terseLabel": "State of California" } } }, "localname": "PledgedToStateOfCaliforniaMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "domainItemType" }, "bmrc_PotentiallyDilutiveCommonSharesRelatedToAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Potentially Dilutive Common Shares Related To [Abstract]", "label": "Potentially Dilutive Common Shares Related To [Abstract]", "terseLabel": "Potentially dilutive common shares related to:" } } }, "localname": "PotentiallyDilutiveCommonSharesRelatedToAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "stringItemType" }, "bmrc_PriceRangeFiveMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Price Range Five [Member]", "label": "Price Range Five [Member]", "terseLabel": "$40.01 - $50.00" } } }, "localname": "PriceRangeFiveMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "domainItemType" }, "bmrc_PriceRangeFourMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Price Range Four [Member]", "label": "Price Range Four [Member]", "terseLabel": "$30.01 - $40.00" } } }, "localname": "PriceRangeFourMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "domainItemType" }, "bmrc_PriceRangeThreeMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Price Range Three [Member]", "label": "Price Range Three [Member]", "terseLabel": "$20.01 - $30.00" } } }, "localname": "PriceRangeThreeMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "domainItemType" }, "bmrc_PriceRangeTwoMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Price Range Two [Member]", "label": "Price Range Two [Member]", "terseLabel": "$10.01 - $20.00" } } }, "localname": "PriceRangeTwoMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "domainItemType" }, "bmrc_ProceedsFromSaleOfEquitySecuritiesFVNI": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Proceeds From Sale Of Equity Securities, FV-NI", "label": "Proceeds From Sale Of Equity Securities, FV-NI", "terseLabel": "Proceeds from sale of Visa Inc. Class B restricted common stock" } } }, "localname": "ProceedsFromSaleOfEquitySecuritiesFVNI", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_ProceedsFromStockOptionsExercisedAndEmployeeStockPurchases": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Proceeds from Stock Options Exercised and Employee Stock Purchases", "label": "Proceeds from Stock Options Exercised and Employee Stock Purchases", "terseLabel": "Proceeds from stock options exercised and stock issued under employee and director stock purchase plans and ESPP" } } }, "localname": "ProceedsFromStockOptionsExercisedAndEmployeeStockPurchases", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_ProvisionForReversalOfLossesOnOffBalanceSheetCommitments": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 7.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Provision For (Reversal Of) Losses On Off-Balance Sheet Commitments", "label": "Provision For (Reversal Of) Losses On Off-Balance Sheet Commitments", "terseLabel": "Provision for losses on off-balance sheet commitments" } } }, "localname": "ProvisionForReversalOfLossesOnOffBalanceSheetCommitments", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "bmrc_PublicDepositsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Pledged assets to secure Public Deposits placed to the institution [Member]", "label": "Public Deposits [Member]", "terseLabel": "Public Deposits" } } }, "localname": "PublicDepositsMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "domainItemType" }, "bmrc_RatablyYearFiveMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Ratably, Year Five [Member]", "label": "Ratably, Year Five [Member]", "terseLabel": "Vesting Rate Year Five" } } }, "localname": "RatablyYearFiveMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_RatablyYearFourMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Ratably, Year Four [Member]", "label": "Ratably, Year Four [Member]", "terseLabel": "Vesting Rate Year Four" } } }, "localname": "RatablyYearFourMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_RatablyYearOneMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Ratably, Year One [Member]", "label": "Ratably, Year One [Member]", "terseLabel": "Vesting Rate, Year One" } } }, "localname": "RatablyYearOneMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_RatablyYearThreeMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Ratably, Year Three [Member]", "label": "Ratably, Year Three [Member]", "terseLabel": "Vesting Rate Year Three" } } }, "localname": "RatablyYearThreeMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_RatablyYearTwoMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Ratably, Year Two [Member]", "label": "Ratably, Year Two [Member]", "terseLabel": "Vesting Rate, Year Two" } } }, "localname": "RatablyYearTwoMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_ReciprocalAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reciprocal [Abstract]", "label": "Reciprocal [Abstract]", "terseLabel": "Reciprocal [Abstract]" } } }, "localname": "ReciprocalAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "stringItemType" }, "bmrc_RepurchaseOfStockNotYetSettled": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Repurchase Of Stock Not Yet Settled", "label": "Repurchase Of Stock Not Yet Settled", "terseLabel": "Repurchase of stock not yet settled" } } }, "localname": "RepurchaseOfStockNotYetSettled", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_RightOfUseOperatingLeaseAssetsReclassifiedFromOtherLiabilities": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Right-Of-Use Operating Lease Assets Reclassified From Other Liabilities", "label": "Right-Of-Use Operating Lease Assets Reclassified From Other Liabilities", "terseLabel": "Reclassification of deferred rent and unamortized lease incentives from other liabilities to operating lease right-of-use assets upon adoption of ASC 842" } } }, "localname": "RightOfUseOperatingLeaseAssetsReclassifiedFromOtherLiabilities", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNoncashInvestingAndFinancingActivitiesDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_SanFranciscoMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "San Francisco [Member]", "label": "San Francisco [Member]", "terseLabel": "San Francisco" } } }, "localname": "SanFranciscoMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]", "label": "Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]", "terseLabel": "Schedule of Available-for-sale Securities and Held-to-maturity Securities [Line Items]" } } }, "localname": "ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesLineItems", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "stringItemType" }, "bmrc_ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Available-for-sale Securities and Held-to-maturity Securities [Table]", "label": "Schedule of Available-for-sale Securities and Held-to-maturity Securities [Table]", "terseLabel": "Schedule of Available-for-sale Securities and Held-to-maturity Securities [Table]" } } }, "localname": "ScheduleOfAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTable", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "stringItemType" }, "bmrc_ScheduleOfContractualAmountOffBalanceSheetRisksTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule Of Contractual Amount, Off-Balance Sheet Risks [Table Text Block]", "label": "Schedule Of Contractual Amount, Off-Balance Sheet Risks [Table Text Block]", "terseLabel": "Schedule of Contractual Amount, Off-Balance Sheet Risks" } } }, "localname": "ScheduleOfContractualAmountOffBalanceSheetRisksTableTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskTables" ], "xbrltype": "textBlockItemType" }, "bmrc_ScheduleOfDefinedContributionPlansDisclosuresLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Defined Contribution Plans Disclosures [Line Items]", "label": "Schedule of Defined Contribution Plans Disclosures [Line Items]", "terseLabel": "Defined Contribution Plan Disclosure [Line Items]" } } }, "localname": "ScheduleOfDefinedContributionPlansDisclosuresLineItems", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "stringItemType" }, "bmrc_ScheduleOfDefinedContributionPlansDisclosuresTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Defined Contributions Plans Disclosures [Table]", "label": "Schedule of Defined Contribution Plans Disclosures [Table]", "terseLabel": "Schedule of Defined Contribution Plans Disclosures [Table]" } } }, "localname": "ScheduleOfDefinedContributionPlansDisclosuresTable", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "stringItemType" }, "bmrc_ScheduleOfMaturitiesForTimeDepositsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Maturities for Time Deposits [Table Text Block]", "label": "Schedule of Maturities for Time Deposits [Table Text Block]", "terseLabel": "Schedule of Maturities for Time Deposits" } } }, "localname": "ScheduleOfMaturitiesForTimeDepositsTableTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsTables" ], "xbrltype": "textBlockItemType" }, "bmrc_ScheduleofNetworkDepositsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Network Deposits [Table Text Block]", "label": "Schedule of Network Deposits [Table Text Block]", "terseLabel": "Schedule of Network Deposits" } } }, "localname": "ScheduleofNetworkDepositsTableTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsTables" ], "xbrltype": "textBlockItemType" }, "bmrc_ScheduleofTimeDepositsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Time Deposits [Table Text Block]", "label": "Schedule of Time Deposits [Table Text Block]", "terseLabel": "Schedule of Time Deposits" } } }, "localname": "ScheduleofTimeDepositsTableTextBlock", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsTables" ], "xbrltype": "textBlockItemType" }, "bmrc_ShareBasedCompensationArrangementByShareBasedPaymentAwardApprovedPayrollDeductionToPurchaseSharesPercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share-based Compensation Arrangement by Share-based Payment Award, Approved Payroll Deduction to Purchase Shares, Percentage", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Approved Payroll Deduction to Purchase Shares, Percentage", "terseLabel": "Approved payroll deduction to purchase shares, percentage" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardApprovedPayrollDeductionToPurchaseSharesPercentage", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "percentItemType" }, "bmrc_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingWeightedAverageGrantDateFairValueRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Grant-Date Fair Value [Roll Forward]", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Grant-Date Fair Value [Roll Forward]", "terseLabel": "Weighted Average Grant-Date Fair Value" } } }, "localname": "SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsOutstandingWeightedAverageGrantDateFairValueRollForward", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "stringItemType" }, "bmrc_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Weighted Average Remaining Contractual Term [Abstract]", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Weighted Average Remaining Contractual Term [Abstract]", "terseLabel": "Weighted Average Remaining Contractual Term" } } }, "localname": "SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "stringItemType" }, "bmrc_SharebasedCompensationArrangementsbySharebasedPaymentAwardOptionsTaxWithholdingAndExercisesinPeriodWeightedAverageExercisePrice": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Tax Withholding And Exercises in Period, Weighted Average Exercise Price", "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Tax Withholding And Exercises in Period, Weighted Average Exercise Price", "terseLabel": "Shares withheld for tax withholding and exercise of options, weighted average price (usd per share)" } } }, "localname": "SharebasedCompensationArrangementsbySharebasedPaymentAwardOptionsTaxWithholdingAndExercisesinPeriodWeightedAverageExercisePrice", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "perShareItemType" }, "bmrc_ShareholderRightsPlanPercentageOfShareOwnershipDefiningAcquiringPerson": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Shareholder Rights Plan, Percentage Of Share Ownership Defining Acquiring Person", "label": "Shareholder Rights Plan, Percentage Of Share Ownership Defining Acquiring Person", "terseLabel": "Percentage of share ownership defining an acquiring person" } } }, "localname": "ShareholderRightsPlanPercentageOfShareOwnershipDefiningAcquiringPerson", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "percentItemType" }, "bmrc_SmallBusinessAdministrationSBABackedSecuritiesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Small Business Administration (SBA) Backed Securities [Member]", "label": "Small Business Administration (SBA) Backed Securities [Member]", "terseLabel": "SBA-backed securities" } } }, "localname": "SmallBusinessAdministrationSBABackedSecuritiesMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "domainItemType" }, "bmrc_SonomaCountyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Sonoma County [Member]", "label": "Sonoma County [Member]", "terseLabel": "Sonoma County" } } }, "localname": "SonomaCountyMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_StockIssuedDuringPeriodSharesNonemployeeDirectorStockPurchasePlans": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Stock Issued During Period, Shares, Nonemployee Director Stock Purchase Plans", "label": "Stock Issued During Period, Shares, Nonemployee Director Stock Purchase Plans", "terseLabel": "Stock purchased by directors under director stock plan (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesNonemployeeDirectorStockPurchasePlans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "sharesItemType" }, "bmrc_StockIssuedDuringPeriodValueNonemployeeDirectorStockPurchasePlans": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Stock Issued During Period, Value, Nonemployee Director Stock Purchase Plans", "label": "Stock Issued During Period, Value, Nonemployee Director Stock Purchase Plans", "terseLabel": "Stock purchased by directors under director stock plan" } } }, "localname": "StockIssuedDuringPeriodValueNonemployeeDirectorStockPurchasePlans", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "bmrc_StockIssuedInPaymentOfDirectorFees": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Dollar amount of common stock issued by an Entity to its directors in payment of services they render.", "label": "Stock Issued In Payment Of Director Fees", "terseLabel": "Stock issued in payment of director fees" } } }, "localname": "StockIssuedInPaymentOfDirectorFees", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_StockIssuedInPaymentOfDirectorFeesAndToESOP": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Stock Issued In Payment Of Director Fees And To ESOP", "label": "Stock Issued In Payment Of Director Fees And To ESOP", "terseLabel": "Stock issued to employee stock ownership plan" } } }, "localname": "StockIssuedInPaymentOfDirectorFeesAndToESOP", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_StockIssuedInPaymentOfDirectorFeesShares": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Common stock issued by an Entity to its directors in payment of services they render in number of shares.", "label": "Stock Issued In Payment Of Director Fees Shares", "terseLabel": "Stock issued in payment of director fees (in shares)" } } }, "localname": "StockIssuedInPaymentOfDirectorFeesShares", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "sharesItemType" }, "bmrc_SubordinatedDebtAverageOutstandingAmount": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Subordinated Debt, Average Outstanding Amount", "label": "Subordinated Debt, Average Outstanding Amount", "terseLabel": "Subordinated debenture, Average Balance" } } }, "localname": "SubordinatedDebtAverageOutstandingAmount", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_SubscriptionInLowIncomeHousingTaxCreditInvestment": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Subscription In Low Income Housing Tax Credit Investment", "label": "Subscription In Low Income Housing Tax Credit Investment", "terseLabel": "Subscription in low income housing tax credit investment" } } }, "localname": "SubscriptionInLowIncomeHousingTaxCreditInvestment", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "bmrc_SubsequentToJanuary12015Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Subsequent To January 1, 2015 [Member]", "label": "Subsequent To January 1, 2015 [Member]", "terseLabel": "Subsequent To January 1, 2015" } } }, "localname": "SubsequentToJanuary12015Member", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_The2017EquityPlanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The 2017 Equity Plan [Member]", "label": "The 2017 Equity Plan [Member]", "terseLabel": "The 2017 Equity Plan" } } }, "localname": "The2017EquityPlanMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "bmrc_ThresholdPeriodPastDueForWriteOffOfDepositLiabilitiesReclassifiedAsLoansReceivable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Threshold Period Past Due For Write-Off Of Deposit Liabilities Reclassified As Loans Receivable", "label": "Threshold Period Past Due For Write-Off Of Deposit Liabilities Reclassified As Loans Receivable", "terseLabel": "Threshold period a past due overdraft account is charged off" } } }, "localname": "ThresholdPeriodPastDueForWriteOffOfDepositLiabilitiesReclassifiedAsLoansReceivable", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "durationItemType" }, "bmrc_TierOneCommonEquity": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Tier One Common Equity", "label": "Tier One Common Equity", "terseLabel": "Tier 1 Common Equity" } } }, "localname": "TierOneCommonEquity", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TierOneCommonEquityRequiredforCapitalAdequacy": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Tier One Common Equity Required for Capital Adequacy", "label": "Tier One Common Equity Required for Capital Adequacy", "terseLabel": "Tier 1 Common Equity Required for Capital Adequacy" } } }, "localname": "TierOneCommonEquityRequiredforCapitalAdequacy", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TierOneCommonEquityRequiredforCapitalAdequacytoAverageAssets": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tier One Common Equity Required for Capital Adequacy to Average Assets", "label": "Tier One Common Equity Required for Capital Adequacy to Average Assets", "terseLabel": "Tier 1 Common Equity Required for Capital Adequacy to Average Assets" } } }, "localname": "TierOneCommonEquityRequiredforCapitalAdequacytoAverageAssets", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "bmrc_TierOneCommonEquityRequiredtobeWellCapitalized": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Tier One Common Equity Required to be Well Capitalized", "label": "Tier One Common Equity Required to be Well Capitalized", "terseLabel": "Tier 1 Common Equity Required to be Well Capitalized" } } }, "localname": "TierOneCommonEquityRequiredtobeWellCapitalized", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TierOneCommonEquityRequiredtobeWellCapitalizedtoAverageAssets": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tier One Common Equity Required to be Well Capitalized to Average Assets", "label": "Tier One Common Equity Required to be Well Capitalized to Average Assets", "terseLabel": "Tier 1 Common Equity Required to be Well Capitalized to Average Assets" } } }, "localname": "TierOneCommonEquityRequiredtobeWellCapitalizedtoAverageAssets", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "bmrc_TierOneCommonEquityToAverageAssets": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tier One Common Equity To Average Assets", "label": "Tier One Common Equity To Average Assets", "terseLabel": "Tier 1 Common Equity To Average Assets" } } }, "localname": "TierOneCommonEquityToAverageAssets", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "bmrc_TimeDeposits100000To250000": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails": { "order": 2.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Time Deposits, $100,000 To $250,000", "label": "Time Deposits, $100,000 To $250,000", "terseLabel": "Time deposits of $100 thousand to $250 thousand" } } }, "localname": "TimeDeposits100000To250000", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TimeDeposits250000OrMore": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails": { "order": 3.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $250,000 or more.", "label": "Time Deposits, $250,000 Or More", "terseLabel": "Time deposits of more than $250 thousand" } } }, "localname": "TimeDeposits250000OrMore", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TimeDepositsCertificateOfDepositAccountRegistryServiceCDARS": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails": { "order": 1.0, "parentTag": "bmrc_TotalNetworkdepositsReciprocal", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Certificate of Deposit Account Registry Service, a special type of certificate of deposit whereby the participating bank accepts deposits in excess of the FDIC insured maximum and places the deposits through a network to member banks in the CDARS(R) network in increments of less than the FDIC insured maximum to provide the depositor full FDIC insurance coverage.", "label": "Time Deposits, Certificate Of Deposit Account Registry Service (CDARS)", "terseLabel": "CDARS" } } }, "localname": "TimeDepositsCertificateOfDepositAccountRegistryServiceCDARS", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TimeDepositsCertificateOfDepositAccountRegistryServiceCDARSOneWay": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails": { "order": 1.0, "parentTag": "bmrc_TotalNetworkdepositsOneWay", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Time Deposits, Certificate Of Deposit Account Registry Service (CDARS), One-Way", "label": "Time Deposits, Certificate Of Deposit Account Registry Service (CDARS), One-Way", "terseLabel": "CDARS" } } }, "localname": "TimeDepositsCertificateOfDepositAccountRegistryServiceCDARSOneWay", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TotalExpense": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Total Expense", "label": "Total Expense", "totalLabel": "Total expense" } } }, "localname": "TotalExpense", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TotalNetworkdepositsOneWay": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Total Network deposits One Way", "label": "Total Network deposits One Way", "totalLabel": "Total network deposits" } } }, "localname": "TotalNetworkdepositsOneWay", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TotalNetworkdepositsReciprocal": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Total Network deposits Reciprocal", "label": "Total Network deposits Reciprocal", "totalLabel": "Total network deposits" } } }, "localname": "TotalNetworkdepositsReciprocal", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TroubledDebtRestructuringLoansAcquired": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Troubled Debt Restructuring, Loans Acquired", "label": "Troubled Debt Restructuring, Loans Acquired", "terseLabel": "Acquired loans included in TDR" } } }, "localname": "TroubledDebtRestructuringLoansAcquired", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "monetaryItemType" }, "bmrc_TrustDepositsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Pledged assets to secure Trust Deposits placed in the institution [Member]", "label": "Trust Deposits [Member]", "terseLabel": "Trust Deposits" } } }, "localname": "TrustDepositsMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "domainItemType" }, "bmrc_UndisbursedConstructionLoansMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Undisbursed Construction Loans [Member]", "label": "Undisbursed Construction Loans [Member]", "terseLabel": "Undisbursed construction loans" } } }, "localname": "UndisbursedConstructionLoansMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "domainItemType" }, "bmrc_VisaInc.ClassBCommonStockMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Visa Inc. Class B Common Stock [Member]", "label": "Visa Inc. Class B Common Stock [Member]", "terseLabel": "Visa Inc. Class B Common Stock" } } }, "localname": "VisaInc.ClassBCommonStockMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "domainItemType" }, "bmrc_VisaIncMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Visa Inc. [Member]", "label": "Visa Inc [Member]", "terseLabel": "Visa Inc." } } }, "localname": "VisaIncMember", "nsuri": "http://www.bankofmarin.com/20191231", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "domainItemType" }, "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Cover page.", "label": "Cover page." } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "xbrltype": "stringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date", "terseLabel": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentAnnualReport": { "auth_ref": [ "r604" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as an annual report.", "label": "Document Annual Report", "terseLabel": "Document Annual Report" } } }, "localname": "DocumentAnnualReport", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus", "terseLabel": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus", "terseLabel": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "gYearItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r603" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report", "terseLabel": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "submissionTypeItemType" }, "dei_DocumentsIncorporatedByReferenceTextBlock": { "auth_ref": [ "r600" ], "lang": { "en-US": { "role": { "documentation": "Documents incorporated by reference.", "label": "Documents Incorporated by Reference [Text Block]", "terseLabel": "Documents Incorporated by Reference" } } }, "localname": "DocumentsIncorporatedByReferenceTextBlock", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "textBlockItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine2": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 2 such as Street or Suite number", "label": "Entity Address, Address Line Two", "terseLabel": "Entity Address, Address Line Two" } } }, "localname": "EntityAddressAddressLine2", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r606" ], "lang": { "en-US": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding", "terseLabel": "Entity Common Stock, Shares Outstanding (in shares)" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status", "terseLabel": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains.", "label": "Entity [Domain]", "terseLabel": "Entity [Domain]" } } }, "localname": "EntityDomain", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "domainItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r606" ], "lang": { "en-US": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r606" ], "lang": { "en-US": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category", "terseLabel": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r607" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current", "terseLabel": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityLocationLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Entity Location [Line Items]", "terseLabel": "Entity Location [Line Items]" } } }, "localname": "EntityLocationLineItems", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "stringItemType" }, "dei_EntityLocationTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The Entity location table associates entities with primary and other locations. The domain members may be countries, states, provinces and groupings of these and other geographic codes.", "label": "Entity Location [Table]", "terseLabel": "Entity Location [Table]" } } }, "localname": "EntityLocationTable", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "stringItemType" }, "dei_EntityPublicFloat": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.", "label": "Entity Public Float", "terseLabel": "Entity Public Float" } } }, "localname": "EntityPublicFloat", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "monetaryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r606" ], "lang": { "en-US": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r606" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company", "terseLabel": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r606" ], "lang": { "en-US": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business", "terseLabel": "Smaller Reporting Company" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r606" ], "lang": { "en-US": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "employerIdItemType" }, "dei_EntityVoluntaryFilers": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.", "label": "Entity Voluntary Filers", "terseLabel": "Entity Voluntary Filers" } } }, "localname": "EntityVoluntaryFilers", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityWellKnownSeasonedIssuer": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.", "label": "Entity Well-known Seasoned Issuer", "terseLabel": "Entity Well-known Seasoned Issuer" } } }, "localname": "EntityWellKnownSeasonedIssuer", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_LegalEntityAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The set of legal entities associated with a report.", "label": "Legal Entity [Axis]", "terseLabel": "Legal Entity [Axis]" } } }, "localname": "LegalEntityAxis", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "stringItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_Security12gTitle": { "auth_ref": [ "r602" ], "lang": { "en-US": { "role": { "documentation": "Title of a 12(g) registered security.", "label": "Title of 12(g) Security", "terseLabel": "Title of 12(g) Security" } } }, "localname": "Security12gTitle", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r601" ], "lang": { "en-US": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Cover" ], "xbrltype": "tradingSymbolItemType" }, "srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Condensed Financial Information Disclosure [Abstract]" } } }, "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract", "nsuri": "http://fasb.org/srt/2019-01-31", "xbrltype": "stringItemType" }, "srt_CondensedFinancialStatementsCaptionsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Condensed Financial Statements, Captions [Line Items]", "terseLabel": "Condensed Financial Statements, Captions [Line Items]" } } }, "localname": "CondensedFinancialStatementsCaptionsLineItems", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails" ], "xbrltype": "stringItemType" }, "srt_ConsolidatedEntitiesAxis": { "auth_ref": [ "r599", "r610" ], "lang": { "en-US": { "role": { "documentation": "Information by consolidated entity or group of entities.", "label": "Consolidated Entities [Axis]", "terseLabel": "Consolidated Entities [Axis]" } } }, "localname": "ConsolidatedEntitiesAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "stringItemType" }, "srt_ConsolidatedEntitiesDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Entity or group of entities consolidated into reporting entity.", "label": "Consolidated Entities [Domain]", "terseLabel": "Consolidated Entities [Domain]" } } }, "localname": "ConsolidatedEntitiesDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "domainItemType" }, "srt_EquityMethodInvesteeNameDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of investment, including named security. Excludes consolidated entity.", "label": "Investment, Name [Domain]", "terseLabel": "Investment, Name [Domain]" } } }, "localname": "EquityMethodInvesteeNameDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "domainItemType" }, "srt_ManagementMember": { "auth_ref": [ "r140", "r470" ], "lang": { "en-US": { "role": { "documentation": "Person or persons designated as part of management.", "label": "Management [Member]", "terseLabel": "Management" } } }, "localname": "ManagementMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "domainItemType" }, "srt_MaximumMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Upper limit of the provided range.", "label": "Maximum [Member]", "terseLabel": "Maximum" } } }, "localname": "MaximumMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "srt_MinimumMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Lower limit of the provided range.", "label": "Minimum [Member]", "terseLabel": "Minimum" } } }, "localname": "MinimumMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "srt_ParentCompanyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The registrant that controls, directly or indirectly, another entity (or entities). The usual condition for control is ownership of a majority (over 50%) of the outstanding voting stock. The power to control may also exist with a lesser percentage of ownership, for example, by contract, lease, agreement with other stockholders or by court decree.", "label": "Parent Company [Member]", "terseLabel": "Bancorp" } } }, "localname": "ParentCompanyMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "domainItemType" }, "srt_ProductOrServiceAxis": { "auth_ref": [ "r138", "r296", "r297", "r579", "r580" ], "lang": { "en-US": { "role": { "documentation": "Information by product and service, or group of similar products and similar services.", "label": "Product and Service [Axis]", "terseLabel": "Product and Service [Axis]" } } }, "localname": "ProductOrServiceAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "srt_ProductsAndServicesDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Product or service, or a group of similar products or similar services.", "label": "Product and Service [Domain]", "terseLabel": "Product and Service [Domain]" } } }, "localname": "ProductsAndServicesDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "domainItemType" }, "srt_RangeAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median.", "label": "Statistical Measurement [Axis]", "terseLabel": "Statistical Measurement [Axis]" } } }, "localname": "RangeAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "stringItemType" }, "srt_RangeMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median.", "label": "Statistical Measurement [Domain]", "terseLabel": "Statistical Measurement [Domain]" } } }, "localname": "RangeMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "srt_ScenarioForecastMember": { "auth_ref": [ "r608" ], "lang": { "en-US": { "role": { "documentation": "Information reported for future period.", "label": "Forecast [Member]", "terseLabel": "Forecast" } } }, "localname": "ScenarioForecastMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "srt_ScenarioUnspecifiedDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Scenario reported, distinguishing information from actual fact. Includes, but is not limited to, pro forma and forecast. Excludes actual facts.", "label": "Scenario [Domain]", "terseLabel": "Scenario [Domain]" } } }, "localname": "ScenarioUnspecifiedDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "srt_ScheduleOfCondensedBalanceSheetTableTextBlock": { "auth_ref": [ "r613" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.", "label": "Condensed Balance Sheet [Table Text Block]", "terseLabel": "Schedule of Condensed Balance Sheet" } } }, "localname": "ScheduleOfCondensedBalanceSheetTableTextBlock", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsTables" ], "xbrltype": "textBlockItemType" }, "srt_ScheduleOfCondensedCashFlowStatementTableTextBlock": { "auth_ref": [ "r613" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.", "label": "Condensed Cash Flow Statement [Table Text Block]", "terseLabel": "Schedule of Condensed Cash Flow Statement" } } }, "localname": "ScheduleOfCondensedCashFlowStatementTableTextBlock", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsTables" ], "xbrltype": "textBlockItemType" }, "srt_ScheduleOfCondensedFinancialStatementsTable": { "auth_ref": [ "r106", "r389", "r612", "r614", "r615", "r616" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about condensed financial statements, including, but not limited to, the balance sheet, income statement, and statement of cash flows.", "label": "Condensed Financial Statements [Table]", "terseLabel": "Schedule of Condensed Financial Statements [Table]" } } }, "localname": "ScheduleOfCondensedFinancialStatementsTable", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails" ], "xbrltype": "stringItemType" }, "srt_ScheduleOfCondensedIncomeStatementTableTextBlock": { "auth_ref": [ "r613" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.", "label": "Condensed Income Statement [Table Text Block]", "terseLabel": "Schedule of Condensed Income Statement" } } }, "localname": "ScheduleOfCondensedIncomeStatementTableTextBlock", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsTables" ], "xbrltype": "textBlockItemType" }, "srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis": { "auth_ref": [ "r211" ], "lang": { "en-US": { "role": { "documentation": "Information by name of investment, including named security. Excludes consolidated entity.", "label": "Investment, Name [Axis]", "terseLabel": "Investment, Name [Axis]" } } }, "localname": "ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "stringItemType" }, "srt_SegmentGeographicalDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Geographical area.", "label": "Geographical [Domain]", "terseLabel": "Geographical [Domain]" } } }, "localname": "SegmentGeographicalDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "srt_StatementGeographicalAxis": { "auth_ref": [ "r139", "r296", "r298", "r581", "r596", "r598", "r609", "r611" ], "lang": { "en-US": { "role": { "documentation": "Information by geographical components.", "label": "Geographical [Axis]", "terseLabel": "Geographical [Axis]" } } }, "localname": "StatementGeographicalAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "stringItemType" }, "srt_StatementScenarioAxis": { "auth_ref": [ "r267", "r477" ], "lang": { "en-US": { "role": { "documentation": "Information by scenario reported, distinguishing information from actual fact. Includes, but is not limited to, pro forma and forecast. Excludes actual facts.", "label": "Scenario [Axis]", "terseLabel": "Scenario [Axis]" } } }, "localname": "StatementScenarioAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "stringItemType" }, "srt_SubsidiariesMember": { "auth_ref": [ "r308", "r469", "r471" ], "lang": { "en-US": { "role": { "documentation": "Entity owned or controlled by another entity.", "label": "Subsidiaries [Member]", "terseLabel": "The Bank" } } }, "localname": "SubsidiariesMember", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "domainItemType" }, "srt_TitleOfIndividualAxis": { "auth_ref": [ "r140", "r470" ], "lang": { "en-US": { "role": { "documentation": "Information by title of individual or nature of relationship to individual or group of individuals.", "label": "Title of Individual [Axis]", "terseLabel": "Title of Individual [Axis]" } } }, "localname": "TitleOfIndividualAxis", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "stringItemType" }, "srt_TitleOfIndividualWithRelationshipToEntityDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Title of individual, or nature of relationship to individual or group of individuals.", "label": "Title of Individual [Domain]", "terseLabel": "Title of Individual with Relationship to Entity [Domain]" } } }, "localname": "TitleOfIndividualWithRelationshipToEntityDomain", "nsuri": "http://fasb.org/srt/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "domainItemType" }, "stpr_CA": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "CALIFORNIA", "terseLabel": "California" } } }, "localname": "CA", "nsuri": "http://xbrl.sec.gov/stpr/2018-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AccountingPoliciesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Accounting Policies [Abstract]" } } }, "localname": "AccountingPoliciesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_AccountingStandardsUpdate201602Member": { "auth_ref": [ "r453" ], "lang": { "en-US": { "role": { "documentation": "Accounting Standards Update 2016-02 Leases (Topic 842).", "label": "Accounting Standards Update 2016-02 [Member]", "terseLabel": "Accounting Standards Update 2016-02" } } }, "localname": "AccountingStandardsUpdate201602Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AccountingStandardsUpdate201613Member": { "auth_ref": [ "r217" ], "lang": { "en-US": { "role": { "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.", "label": "Accounting Standards Update 2016-13 [Member]", "terseLabel": "Accounting Standards Update 2016-13" } } }, "localname": "AccountingStandardsUpdate201613Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AccountsNotesAndLoansReceivableLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Accounts, Notes, Loans and Financing Receivable [Line Items]", "terseLabel": "Accounts, Notes, Loans and Financing Receivable [Line Items]" } } }, "localname": "AccountsNotesAndLoansReceivableLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "auth_ref": [ "r85" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Accretion (Amortization) of Discounts and Premiums, Investments", "negatedLabel": "Amortization of investment security premiums, net of accretion of discounts" } } }, "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccruedLiabilitiesCurrentAndNoncurrent": { "auth_ref": [ "r519", "r574" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails": { "order": 2.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Carrying value as of the balance sheet date of obligations incurred and payable, pertaining to costs that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered. Examples include taxes, interest, rent and utilities.", "label": "Accrued Liabilities", "terseLabel": "Accrued expenses payable" } } }, "localname": "AccruedLiabilitiesCurrentAndNoncurrent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": { "auth_ref": [ "r22", "r261" ], "calculation": { "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails": { "order": 2.0, "parentTag": "us-gaap_PropertyPlantAndEquipmentNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.", "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment", "negatedTerseLabel": "Accumulated depreciation and amortization" } } }, "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r44", "r46", "r47" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 4.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.", "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax", "terseLabel": "Accumulated other comprehensive income (loss), net of taxes" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "auth_ref": [ "r43", "r47", "r50", "r393" ], "lang": { "en-US": { "role": { "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners.", "label": "AOCI Attributable to Parent [Member]", "terseLabel": "Accumulated Other Comprehensive (Loss) Income (AOCL or AOCI), Net of Taxes" } } }, "localname": "AccumulatedOtherComprehensiveIncomeMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "domainItemType" }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "auth_ref": [ "r109" ], "lang": { "en-US": { "role": { "documentation": "Information by new accounting pronouncement.", "label": "Adjustments for New Accounting Pronouncements [Axis]", "terseLabel": "Adjustments for New Accounting Pronouncements [Axis]" } } }, "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of decrease to equity for grantee's tax withholding obligation for award under share-based payment arrangement.", "label": "Share-based Payment Arrangement, Decrease for Tax Withholding Obligation", "negatedTerseLabel": "Restricted stock surrendered for tax withholdings upon vesting" } } }, "localname": "AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for restricted stock unit under share-based payment arrangement.", "label": "APIC, Share-based Payment Arrangement, Restricted Stock Unit, Increase for Cost Recognition", "verboseLabel": "Stock-based compensation - restricted stock" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for option under share-based payment arrangement.", "label": "APIC, Share-based Payment Arrangement, Option, Increase for Cost Recognition", "verboseLabel": "Stock-based compensation - stock options" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities": { "auth_ref": [ "r85" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The sum of adjustments which are added to or deducted from net income or loss, including the portion attributable to noncontrolling interest, to reflect cash provided by or used in operating activities, in accordance with the indirect cash flow method.", "label": "Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities", "terseLabel": "Total adjustments" } } }, "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Adjustments to reconcile net income to net cash provided by operating activities:" } } }, "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_AdvancesFromFederalHomeLoanBanks": { "auth_ref": [ "r549" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 2.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.", "label": "Advances from Federal Home Loan Banks", "terseLabel": "Borrowings and other obligations" } } }, "localname": "AdvancesFromFederalHomeLoanBanks", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdvertisingCostsPolicyTextBlock": { "auth_ref": [ "r360" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for advertising cost.", "label": "Advertising Cost [Policy Text Block]", "terseLabel": "Advertising Costs" } } }, "localname": "AdvertisingCostsPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_AdvertisingExpense": { "auth_ref": [ "r361" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.", "label": "Advertising Expense", "terseLabel": "Advertising costs" } } }, "localname": "AdvertisingExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AgencySecuritiesMember": { "auth_ref": [ "r209" ], "lang": { "en-US": { "role": { "documentation": "Securities issued by government sponsored entities.", "label": "Agency Securities [Member]", "terseLabel": "Debentures of government- sponsored agencies" } } }, "localname": "AgencySecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AllocatedShareBasedCompensationExpense": { "auth_ref": [ "r317", "r349", "r354" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense for award under share-based payment arrangement. Excludes amount capitalized.", "label": "Share-based Payment Arrangement, Expense", "terseLabel": "Total compensation cost for share-based payment arrangements" } } }, "localname": "AllocatedShareBasedCompensationExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "auth_ref": [ "r149", "r222" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of allowance for credit loss on financing receivable.", "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]", "terseLabel": "Allowance for Credit Losses on Financing Receivables" } } }, "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts": { "auth_ref": [ "r146" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts.", "label": "Allowance for Loan and Lease Loss, Recovery of Bad Debts", "terseLabel": "Recoveries" } } }, "localname": "AllowanceForLoanAndLeaseLossRecoveryOfBadDebts", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AllowanceForLoanAndLeaseLossesRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Allowance for Loan and Lease Losses [Roll Forward]", "terseLabel": "Allowance for Loan and Lease Losses [Roll Forward]" } } }, "localname": "AllowanceForLoanAndLeaseLossesRollForward", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs": { "auth_ref": [ "r145", "r524" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss.", "label": "Allowance for Loan and Lease Losses, Write-offs", "negatedLabel": "Charge-offs" } } }, "localname": "AllowanceForLoanAndLeaseLossesWriteOffs", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments": { "auth_ref": [ "r213" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in qualified affordable housing projects.", "label": "Amortization Method Qualified Affordable Housing Project Investments", "terseLabel": "Investments in low income housing tax credit funds" } } }, "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization": { "auth_ref": [ "r214" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense of investment in qualified affordable housing projects.", "label": "Amortization Method Qualified Affordable Housing Project Investments, Amortization", "terseLabel": "Low income housing amortization expense" } } }, "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmortizationOfDebtDiscountPremium": { "auth_ref": [ "r66", "r84", "r444" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of noncash expense included in interest expense to amortize debt discount and premium associated with the related debt instruments. Excludes amortization of financing costs. Alternate captions include noncash interest expense.", "label": "Amortization of Debt Discount (Premium)", "terseLabel": "Accretion of discount on subordinated debentures" } } }, "localname": "AmortizationOfDebtDiscountPremium", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmortizationOfDeferredLoanOriginationFeesNet": { "auth_ref": [ "r84", "r172" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 11.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net increase(decrease) in interest income during the period representing the allocation of deferred loan origination fees less deferred loan origination costs using the effective interest method over the term of the debt arrangement to which they pertain taking into account the effect of prepayments.", "label": "Amortization of Deferred Loan Origination Fees, Net", "negatedLabel": "Net change in deferred loan origination costs/fees" } } }, "localname": "AmortizationOfDeferredLoanOriginationFeesNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmortizationOfIntangibleAssets": { "auth_ref": [ "r84", "r250", "r256" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 10.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Amortization of Intangible Assets", "terseLabel": "Amortization of core deposit intangible" } } }, "localname": "AmortizationOfIntangibleAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": { "auth_ref": [ "r119" ], "lang": { "en-US": { "role": { "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.", "label": "Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount", "terseLabel": "Weighted average anti-dilutive shares not included in the calculation of diluted EPS (in shares)" } } }, "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_Assets": { "auth_ref": [ "r137", "r508", "r567" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "Assets", "totalLabel": "Total assets" } } }, "localname": "Assets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Assets [Abstract]", "verboseLabel": "Assets" } } }, "localname": "AssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "auth_ref": [ "r186" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax", "terseLabel": "Available-for-sale, Gross Unrealized Gains" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "auth_ref": [ "r187" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax", "negatedLabel": "Available-for-sale, Gross Unrealized (Losses)" } } }, "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "auth_ref": [ "r184", "r237" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": 2.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAmortizedCostBasis", "weight": 1.0 }, "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Amortized Cost", "totalLabel": "Available for Sale, Amortized Cost, Total" } } }, "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale [Abstract]", "terseLabel": "Available-for-sale:", "verboseLabel": "Debt Securities, Available-for-sale [Abstract]" } } }, "localname": "AvailableForSaleSecuritiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "auth_ref": [ "r191" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth fiscal year through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost", "terseLabel": "Available For Sale, Amortized Cost, After five years through ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "auth_ref": [ "r188", "r191", "r543" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 3.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value", "terseLabel": "Available for Sale, Fair Value, After five years through ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "auth_ref": [ "r190" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost", "terseLabel": "Available for Sale, Amortized Cost, After one but within five years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "auth_ref": [ "r188", "r190", "r542" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value", "terseLabel": "Available for Sale, Fair Value, After one but within five years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "auth_ref": [ "r192" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 4.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Allocated and Single Maturity Date, Maturity, after 10 Years, Amortized Cost", "terseLabel": "Available for Sale, Amortized Cost, After ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "auth_ref": [ "r188", "r192", "r544" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 4.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value", "terseLabel": "Available for Sale, Fair Value, After ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "auth_ref": [ "r189" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost", "terseLabel": "Available for Sale, Amortized Cost, Within one year" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "auth_ref": [ "r188", "r189", "r541" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value", "terseLabel": "Available for Sale, Fair Value, Within one year" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "auth_ref": [ "r181", "r185", "r237" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 2.0, "parentTag": "us-gaap_MarketableSecurities", "weight": 1.0 }, "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": 2.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesFairValue", "weight": 1.0 }, "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale", "terseLabel": "Available-for-sale, at fair value", "totalLabel": "Available for Sale, Fair Value, Total", "verboseLabel": "Securities available for sale" } } }, "localname": "AvailableForSaleSecuritiesDebtSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AwardDateAxis": { "auth_ref": [ "r318", "r351" ], "lang": { "en-US": { "role": { "documentation": "Information by date or year award under share-based payment arrangement is granted.", "label": "Award Date [Axis]", "terseLabel": "Award Date [Axis]" } } }, "localname": "AwardDateAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AwardDateDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Date or year award under share-based payment arrangement is granted.", "label": "Award Date [Domain]", "terseLabel": "Award Date [Domain]" } } }, "localname": "AwardDateDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AwardTypeAxis": { "auth_ref": [ "r318", "r351" ], "lang": { "en-US": { "role": { "documentation": "Information by type of award under share-based payment arrangement.", "label": "Award Type [Axis]", "terseLabel": "Award Type [Axis]" } } }, "localname": "AwardTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_BalanceSheetLocationAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by location on balance sheet (statement of financial position).", "label": "Balance Sheet Location [Axis]", "terseLabel": "Balance Sheet Location [Axis]" } } }, "localname": "BalanceSheetLocationAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails", "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_BalanceSheetLocationDomain": { "auth_ref": [ "r402", "r407" ], "lang": { "en-US": { "role": { "documentation": "Location in the balance sheet (statement of financial position).", "label": "Balance Sheet Location [Domain]", "terseLabel": "Balance Sheet Location [Domain]" } } }, "localname": "BalanceSheetLocationDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails", "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_BankOwnedLifeInsuranceIncome": { "auth_ref": [ "r535" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 13.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.", "label": "Bank Owned Life Insurance Income", "negatedLabel": "Earnings on bank-owned life insurance policies", "terseLabel": "Earnings on bank-owned life Insurance, net" } } }, "localname": "BankOwnedLifeInsuranceIncome", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankOwnedLifeInsuranceDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_BankingAndThriftAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Banking and Thrift [Abstract]" } } }, "localname": "BankingAndThriftAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).", "label": "Basis of Accounting, Policy [Policy Text Block]", "terseLabel": "Basis of Presentation" } } }, "localname": "BasisOfAccountingPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_BusinessCombinationsPolicy": { "auth_ref": [ "r94", "r388" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for completed business combinations (purchase method, acquisition method or combination of entities under common control). This accounting policy may include a general discussion of the purchase method or acquisition method of accounting (including for example, the treatment accorded contingent consideration, the identification of assets and liabilities, the purchase price allocation process, how the fair values of acquired assets and liabilities are determined) and the entity's specific application thereof. An entity that acquires another entity in a leveraged buyout transaction generally discloses the accounting policy followed by the acquiring entity in determining the basis used to value its interest in the acquired entity, and the rationale for that accounting policy.", "label": "Business Combinations Policy [Policy Text Block]", "terseLabel": "Business Combinations" } } }, "localname": "BusinessCombinationsPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_Capital": { "auth_ref": [ "r561", "r562", "r594", "r595" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of total capital as defined in the regulations.", "label": "Capital", "terseLabel": "Total Capital, Actual, Amount" } } }, "localname": "Capital", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalRequiredForCapitalAdequacy": { "auth_ref": [ "r552", "r562" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.", "label": "Capital Required for Capital Adequacy", "terseLabel": "Total Capital, Minimum Capital for Capital Adequacy Purposes, Amount" } } }, "localname": "CapitalRequiredForCapitalAdequacy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "auth_ref": [ "r552", "r555", "r562" ], "lang": { "en-US": { "role": { "documentation": "The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.", "label": "Capital Required for Capital Adequacy to Risk Weighted Assets", "terseLabel": "Total Capital (to risk-weighted assets), Minimum Capital for Capital Adequacy Purposes, Ratio" } } }, "localname": "CapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_CapitalRequiredToBeWellCapitalized": { "auth_ref": [ "r553" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.", "label": "Capital Required to be Well Capitalized", "terseLabel": "Total Capital, Minimum Capital to be Well Capitalized, Amount" } } }, "localname": "CapitalRequiredToBeWellCapitalized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "auth_ref": [ "r552" ], "lang": { "en-US": { "role": { "documentation": "The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as \"well capitalized\", in the regulatory framework for prompt corrective action.", "label": "Capital Required to be Well Capitalized to Risk Weighted Assets", "terseLabel": "Total Capital (to risk-weighted assets), Minimum to be Well Capitalized, Ratio" } } }, "localname": "CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_CapitalToRiskWeightedAssets": { "auth_ref": [ "r552", "r562" ], "lang": { "en-US": { "role": { "documentation": "Total Capital divided by risk weighted assets as defined in the regulations.", "label": "Capital to Risk Weighted Assets", "terseLabel": "Total Capital (to risk-weighted assets), Actual, Ratio" } } }, "localname": "CapitalToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "auth_ref": [ "r436", "r437" ], "lang": { "en-US": { "role": { "documentation": "Measured as reported on the statement of financial position (balance sheet).", "label": "Reported Value Measurement [Member]", "terseLabel": "Carrying Value" } } }, "localname": "CarryingReportedAmountFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_Cash": { "auth_ref": [ "r18", "r585", "r586" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation.", "label": "Cash", "terseLabel": "Cash held" } } }, "localname": "Cash", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndCashEquivalentsFairValueDisclosure": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash and Cash Equivalents, Fair Value Disclosure", "terseLabel": "Cash and cash equivalents" } } }, "localname": "CashAndCashEquivalentsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashAndCashEquivalentsPolicyTextBlock": { "auth_ref": [ "r0", "r88", "r94" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.", "label": "Cash and Cash Equivalents, Policy [Policy Text Block]", "terseLabel": "Cash and Cash Equivalents" } } }, "localname": "CashAndCashEquivalentsPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CashAndDueFromBanks": { "auth_ref": [ "r506" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 5.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": 7.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.", "label": "Cash and Due from Banks", "terseLabel": "Cash, cash equivalents and restricted cash" } } }, "localname": "CashAndDueFromBanks", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": { "auth_ref": [ "r79", "r86", "r93" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents", "periodEndLabel": "Cash, cash equivalents and restricted cash at end of period", "periodStartLabel": "Cash, cash equivalents and restricted cash at beginning of period" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "auth_ref": [ "r79", "r442" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect", "totalLabel": "Net increase (decrease) in cash, cash equivalents and restricted cash" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]", "terseLabel": "Supplemental disclosure of noncash investing and financing activities:" } } }, "localname": "CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities [Abstract]", "verboseLabel": "PCI Loans, Carrying Value [Abstract]" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield": { "auth_ref": [ "r174", "r176" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the excess of a loan's cash flows expected to be collected over the investor's initial investment in acquired loans not accounted for as debt securities with evidence of deterioration of credit quality.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield", "periodEndLabel": "Balance at end of period", "periodStartLabel": "Balance at beginning of period" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion": { "auth_ref": [ "r174", "r176" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of accretion recognized for the excess of a loan's cash flows expected to be collected over the investor's initial investment in acquired loans not accounted for as debt securities, with evidence of deterioration of credit quality.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion", "negatedTerseLabel": "Accretion" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]", "terseLabel": "Accretable Yield [Roll Forward]" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleRollForward", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]", "terseLabel": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet": { "auth_ref": [ "r174", "r175" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The recorded balance, net of any applicable reductions (for example, unamortized accretable yield and allowance for loan losses). This relates to loans not accounted for debt securities with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net", "terseLabel": "Carrying Value" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance": { "auth_ref": [ "r174", "r175" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The undiscounted sum of all amounts, including amounts deemed principal, interest, fees, penalties, and other under the loan, owed to the investor at the reporting date, whether or not currently due and whether or not any such amounts have been written or charged off by the investor. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.", "label": "Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance", "terseLabel": "Unpaid Principal Balance" } } }, "localname": "CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesOutstandingBalance", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ClassOfStockDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share of stock differentiated by the voting rights the holder receives. Examples include, but are not limited to, common stock, redeemable preferred stock, nonredeemable preferred stock, and convertible stock.", "label": "Class of Stock [Domain]", "terseLabel": "Class of Stock [Domain]" } } }, "localname": "ClassOfStockDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ClassOfWarrantOrRightAxis": { "auth_ref": [ "r103", "r293", "r316" ], "lang": { "en-US": { "role": { "documentation": "Information by type of warrant or right issued.", "label": "Class of Warrant or Right [Axis]", "terseLabel": "Class of Warrant or Right [Axis]" } } }, "localname": "ClassOfWarrantOrRightAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ClassOfWarrantOrRightDomain": { "auth_ref": [ "r97" ], "lang": { "en-US": { "role": { "documentation": "Name of the class or type of warrant or right outstanding. Warrants and rights represent derivative securities that give the holder the right to purchase securities (usually equity) from the issuer at a specific price within a certain time frame. Warrants are often included in a new debt issue to entice investors by a higher return potential. The main difference between warrants and call options is that warrants are issued and guaranteed by the company, whereas options are exchange instruments and are not issued by the company. Also, the lifetime of a warrant is often measured in years, while the lifetime of a typical option is measured in months.", "label": "Class of Warrant or Right [Domain]", "terseLabel": "Class of Warrant or Right [Domain]" } } }, "localname": "ClassOfWarrantOrRightDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1": { "auth_ref": [ "r102" ], "lang": { "en-US": { "role": { "documentation": "Exercise price per share or per unit of warrants or rights outstanding.", "label": "Class of Warrant or Right, Exercise Price of Warrants or Rights", "terseLabel": "Exercise price of rights (in dollars per share)" } } }, "localname": "ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByEachWarrantOrRight": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of securities into which each warrant or right may be converted. For example, but not limited to, each warrant may be converted into two shares.", "label": "Class of Warrant or Right, Number of Securities Called by Each Warrant or Right", "terseLabel": "Number of securities called by each right (in shares)" } } }, "localname": "ClassOfWarrantOrRightNumberOfSecuritiesCalledByEachWarrantOrRight", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_CommercialPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables.", "label": "Commercial Portfolio Segment [Member]", "terseLabel": "Commercial" } } }, "localname": "CommercialPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommercialRealEstatePortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate.", "label": "Commercial Real Estate Portfolio Segment [Member]", "terseLabel": "Commercial real estate" } } }, "localname": "CommercialRealEstatePortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Commitments and Contingencies Disclosure [Abstract]" } } }, "localname": "CommitmentsAndContingenciesDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "auth_ref": [ "r265", "r275" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for commitments and contingencies.", "label": "Commitments and Contingencies Disclosure [Text Block]", "verboseLabel": "Commitments and Contingencies" } } }, "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingencies" ], "xbrltype": "textBlockItemType" }, "us-gaap_CommonClassBMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Classification of common stock that has different rights than Common Class A, representing ownership interest in a corporation.", "label": "Common Class B [Member]", "terseLabel": "Visa Inc. Class B common stock" } } }, "localname": "CommonClassBMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockDividendsPerShareCashPaid": { "auth_ref": [ "r291" ], "lang": { "en-US": { "role": { "documentation": "Aggregate dividends paid during the period for each share of common stock outstanding.", "label": "Common Stock, Dividends, Per Share, Cash Paid", "terseLabel": "Cash dividends per common share (usd per share)", "verboseLabel": "Cash dividends per common share (usd per share)" } } }, "localname": "CommonStockDividendsPerShareCashPaid", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquityParenthetical", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockDividendsPerShareDeclared": { "auth_ref": [ "r291" ], "lang": { "en-US": { "role": { "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding.", "label": "Common Stock, Dividends, Per Share, Declared", "terseLabel": "Dividends declared per common share (usd per share)" } } }, "localname": "CommonStockDividendsPerShareDeclared", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Stock that is subordinate to all other stock of the issuer.", "label": "Common Stock [Member]", "terseLabel": "Common Stock" } } }, "localname": "CommonStockMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockNoParValue": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "Face amount per share of no-par value common stock.", "label": "Common Stock, No Par Value", "terseLabel": "Common stock, no par value (in dollars per share)" } } }, "localname": "CommonStockNoParValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockSharesAuthorized": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws.", "label": "Common Stock, Shares Authorized", "terseLabel": "Common stock, authorized (in shares)" } } }, "localname": "CommonStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesIssued": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.", "label": "Common Stock, Shares, Issued", "terseLabel": "Common stock, issued (in shares)" } } }, "localname": "CommonStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesOutstanding": { "auth_ref": [ "r12", "r286" ], "lang": { "en-US": { "role": { "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.", "label": "Common Stock, Shares, Outstanding", "periodEndLabel": "Balance (in shares)", "periodStartLabel": "Balance (in shares)", "terseLabel": "Common stock, outstanding (in shares)" } } }, "localname": "CommonStockSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockValue": { "auth_ref": [ "r12" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 2.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.", "label": "Common Stock, Value, Issued", "terseLabel": "Common stock, no par value, Authorized - 30,000,000 shares; Issued and outstanding - 13,577,008 and 13,844,353 at December 31, 2019 and 2018, respectively" } } }, "localname": "CommonStockValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_CompensationAndEmployeeBenefitPlansTextBlock": { "auth_ref": [ "r302", "r303", "r315", "r359" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.", "label": "Compensation and Employee Benefit Plans [Text Block]", "terseLabel": "Benefit Plans" } } }, "localname": "CompensationAndEmployeeBenefitPlansTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlans" ], "xbrltype": "textBlockItemType" }, "us-gaap_CompensationAndRetirementDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Retirement Benefits [Abstract]" } } }, "localname": "CompensationAndRetirementDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]", "terseLabel": "Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]" } } }, "localname": "ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ComprehensiveIncomeNetOfTax": { "auth_ref": [ "r53", "r55", "r56" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.", "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent", "totalLabel": "Comprehensive income" } } }, "localname": "ComprehensiveIncomeNetOfTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomeNetOfTaxAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent [Abstract]", "terseLabel": "Comprehensive income:" } } }, "localname": "ComprehensiveIncomeNetOfTaxAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_ComprehensiveIncomePolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for comprehensive income.", "label": "Comprehensive Income, Policy [Policy Text Block]", "terseLabel": "Comprehensive Income (Loss)" } } }, "localname": "ComprehensiveIncomePolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConcentrationRiskBenchmarkDomain": { "auth_ref": [ "r128", "r129", "r438", "r439" ], "lang": { "en-US": { "role": { "documentation": "The denominator in a calculation of a disclosed concentration risk percentage.", "label": "Concentration Risk Benchmark [Domain]", "terseLabel": "Concentration Risk Benchmark [Domain]" } } }, "localname": "ConcentrationRiskBenchmarkDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ConcentrationRiskByBenchmarkAxis": { "auth_ref": [ "r128", "r129", "r438", "r439", "r583" ], "lang": { "en-US": { "role": { "documentation": "Information by benchmark of concentration risk.", "label": "Concentration Risk Benchmark [Axis]", "terseLabel": "Concentration Risk Benchmark [Axis]" } } }, "localname": "ConcentrationRiskByBenchmarkAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskByTypeAxis": { "auth_ref": [ "r128", "r129", "r438", "r439", "r583" ], "lang": { "en-US": { "role": { "documentation": "Information by type of concentration risk, for example, but not limited to, asset, liability, net assets, geographic, customer, employees, supplier, lender.", "label": "Concentration Risk Type [Axis]", "terseLabel": "Concentration Risk Type [Axis]" } } }, "localname": "ConcentrationRiskByTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure": { "auth_ref": [ "r440" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Maximum amount of loss due to credit risk that, based on the gross fair value of the financial instrument, the entity would incur if parties to the financial instruments that make up the concentration failed completely to perform according to the terms of the contracts and the collateral or other security, if any, for the amount due proved to be of no value to the entity.", "label": "Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure", "terseLabel": "Concentration risk amount" } } }, "localname": "ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ConcentrationRiskDisclosureTextBlock": { "auth_ref": [ "r134" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date.", "label": "Concentration Risk Disclosure [Text Block]", "terseLabel": "Concentrations of Credit Risk" } } }, "localname": "ConcentrationRiskDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRisk" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConcentrationRiskLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Concentration Risk [Line Items]", "terseLabel": "Concentration Risk [Line Items]" } } }, "localname": "ConcentrationRiskLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskPercentage1": { "auth_ref": [ "r128", "r129", "r438", "r439" ], "lang": { "en-US": { "role": { "documentation": "For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the \"benchmark\" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.", "label": "Concentration Risk, Percentage", "terseLabel": "Concentration risk percentage" } } }, "localname": "ConcentrationRiskPercentage1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ConcentrationRiskTable": { "auth_ref": [ "r127", "r128", "r129", "r130", "r438", "r441" ], "lang": { "en-US": { "role": { "documentation": "Describes the nature of a concentration, a benchmark to which it is compared, and the percentage that the risk is to the benchmark.", "label": "Concentration Risk [Table]", "terseLabel": "Concentration Risk [Table]" } } }, "localname": "ConcentrationRiskTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskTypeDomain": { "auth_ref": [ "r128", "r129", "r438", "r439" ], "lang": { "en-US": { "role": { "documentation": "For an entity that discloses a concentration risk as a percentage of some financial balance or benchmark, identifies the type (for example, asset, liability, net assets, geographic, customer, employees, supplier, lender) of the concentration.", "label": "Concentration Risk Type [Domain]", "terseLabel": "Concentration Risk Type [Domain]" } } }, "localname": "ConcentrationRiskTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": { "auth_ref": [ "r107", "r389" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.", "label": "Condensed Financial Information of Parent Company Only Disclosure [Text Block]", "terseLabel": "Condensed Bank of Marin Bancorp Parent Only Financial Statements" } } }, "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatements" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConstructionLoansMember": { "auth_ref": [ "r596" ], "lang": { "en-US": { "role": { "documentation": "A borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis.", "label": "Construction Loans [Member]", "terseLabel": "Construction" } } }, "localname": "ConstructionLoansMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ConsumerPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables.", "label": "Consumer Portfolio Segment [Member]", "terseLabel": "Consumer loans" } } }, "localname": "ConsumerPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CoreDepositsMember": { "auth_ref": [ "r550" ], "lang": { "en-US": { "role": { "documentation": "Entity's long-term relationships with depositors, commonly known as core deposit intangibles, which are separate from the financial instruments themselves.", "label": "Core Deposits [Member]", "terseLabel": "Core deposit intangible" } } }, "localname": "CoreDepositsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CorporateBondSecuritiesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This category includes information about long-term debt securities that are issued by either a domestic or foreign corporate business entity with a date certain promise of repayment and a return to the holder for the time value of money (for example, variable or fixed interest, original issue discount).", "label": "Corporate Bond Securities [Member]", "terseLabel": "Corporate bonds" } } }, "localname": "CorporateBondSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CreditConcentrationRiskMember": { "auth_ref": [ "r441" ], "lang": { "en-US": { "role": { "documentation": "Reflects the percentage that a specified receivable or amount at risk from a counterparty under a contractual arrangement is to a specified benchmark, such as total receivables, net revenues, pretax results. Risk is the materially adverse effects of loss attributable to (a) the failure to collect a significant receivable from a major customer or group of homogeneous accounts, or (b) a failure by a counterparty to perform under terms of a contractual arrangement.", "label": "Credit Concentration Risk [Member]", "terseLabel": "Credit concentration risk" } } }, "localname": "CreditConcentrationRiskMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CreditFacilityAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing.", "label": "Credit Facility [Axis]", "terseLabel": "Credit Facility [Axis]" } } }, "localname": "CreditFacilityAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CreditFacilityDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing.", "label": "Credit Facility [Domain]", "terseLabel": "Credit Facility [Domain]" } } }, "localname": "CreditFacilityDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CreditLossStatusAxis": { "auth_ref": [ "r178", "r236", "r246" ], "lang": { "en-US": { "role": { "documentation": "Information by credit loss status of financial asset.", "label": "Credit Loss Status [Axis]", "terseLabel": "Credit Loss Status [Axis]" } } }, "localname": "CreditLossStatusAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CreditLossStatusDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Credit loss status of financial asset.", "label": "Credit Loss Status [Domain]", "terseLabel": "Credit Loss Status [Domain]" } } }, "localname": "CreditLossStatusDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CurrentFederalTaxExpenseBenefit": { "auth_ref": [ "r96", "r380", "r384" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails": { "order": 1.0, "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current federal tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Current Federal Tax Expense (Benefit)", "terseLabel": "Federal" } } }, "localname": "CurrentFederalTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CurrentIncomeTaxExpenseBenefit": { "auth_ref": [ "r96", "r380", "r384" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails": { "order": 1.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations.", "label": "Current Income Tax Expense (Benefit)", "totalLabel": "Total current" } } }, "localname": "CurrentIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Current Income Tax Expense (Benefit), Continuing Operations [Abstract]", "terseLabel": "Current tax provision" } } }, "localname": "CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": { "auth_ref": [ "r96", "r380", "r384" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails": { "order": 2.0, "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current state and local tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Current State and Local Tax Expense (Benefit)", "terseLabel": "State" } } }, "localname": "CurrentStateAndLocalTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebitCardMember": { "auth_ref": [ "r297" ], "lang": { "en-US": { "role": { "documentation": "Card issued to user to facilitate payment for purchase of product and service, directly from user's checking account.", "label": "Debit Card [Member]", "terseLabel": "Debit Card" } } }, "localname": "DebitCardMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "domainItemType" }, "us-gaap_DebtAndEquitySecuritiesGainLoss": { "auth_ref": [ "r62", "r63" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 4.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized and realized gain (loss) on investment in debt and equity securities.", "label": "Debt and Equity Securities, Gain (Loss)", "terseLabel": "Gains on investment securities, net" } } }, "localname": "DebtAndEquitySecuritiesGainLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Disclosure [Abstract]" } } }, "localname": "DebtDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_DebtDisclosureTextBlock": { "auth_ref": [ "r285" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.", "label": "Debt Disclosure [Text Block]", "verboseLabel": "Borrowings and Other Obligations" } } }, "localname": "DebtDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligations" ], "xbrltype": "textBlockItemType" }, "us-gaap_DebtInstrumentAxis": { "auth_ref": [ "r5", "r6", "r7", "r509", "r511", "r565" ], "lang": { "en-US": { "role": { "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities.", "label": "Debt Instrument [Axis]", "terseLabel": "Debt Instrument [Axis]" } } }, "localname": "DebtInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtInstrumentBasisSpreadOnVariableRate1": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage points added to the reference rate to compute the variable rate on the debt instrument.", "label": "Debt Instrument, Basis Spread on Variable Rate", "terseLabel": "Basis spread on variable rate" } } }, "localname": "DebtInstrumentBasisSpreadOnVariableRate1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "percentItemType" }, "us-gaap_DebtInstrumentCarryingAmount": { "auth_ref": [ "r7", "r283", "r511", "r565" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but is not limited to, notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt.", "label": "Long-term Debt, Gross", "terseLabel": "Long-term debt" } } }, "localname": "DebtInstrumentCarryingAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtInstrumentInterestRateEffectivePercentage": { "auth_ref": [ "r27", "r284", "r445" ], "lang": { "en-US": { "role": { "documentation": "Effective interest rate for the funds borrowed under the debt agreement considering interest compounding and original issue discount or premium.", "label": "Debt Instrument, Interest Rate, Effective Percentage", "terseLabel": "Interest rate, effective percentage" } } }, "localname": "DebtInstrumentInterestRateEffectivePercentage", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "percentItemType" }, "us-gaap_DebtInstrumentInterestRateStatedPercentage": { "auth_ref": [ "r27" ], "lang": { "en-US": { "role": { "documentation": "Contractual interest rate for funds borrowed, under the debt agreement.", "label": "Debt Instrument, Interest Rate, Stated Percentage", "terseLabel": "Fixed interest rate of FHLB borrowing agreement" } } }, "localname": "DebtInstrumentInterestRateStatedPercentage", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "percentItemType" }, "us-gaap_DebtInstrumentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Debt Instrument [Line Items]", "terseLabel": "Debt Instrument [Line Items]" } } }, "localname": "DebtInstrumentLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtInstrumentNameDomain": { "auth_ref": [ "r28" ], "lang": { "en-US": { "role": { "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities.", "label": "Debt Instrument, Name [Domain]", "terseLabel": "Debt Instrument, Name [Domain]" } } }, "localname": "DebtInstrumentNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DebtInstrumentTable": { "auth_ref": [ "r28", "r99", "r287", "r288", "r289", "r290", "r444", "r445", "r447", "r551" ], "lang": { "en-US": { "role": { "documentation": "A table or schedule providing information pertaining to long-term debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer.", "label": "Schedule of Long-term Debt Instruments [Table]", "terseLabel": "Schedule of Long-term Debt Instruments [Table]" } } }, "localname": "DebtInstrumentTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "auth_ref": [ "r206", "r242", "r245" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 2.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer", "terseLabel": "Available-for-sale, Greater than 12 continuous months, Fair value" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "auth_ref": [ "r206", "r242" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 2.0, "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "negatedLabel": "Available-for-sale, Greater than 12 continuous months, Unrealized loss" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "auth_ref": [ "r206", "r242", "r245" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 2.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months", "terseLabel": "Available-for-sale, Less than 12 continuous months, Fair value" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "auth_ref": [ "r206", "r242" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 1.0, "parentTag": "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessthan12MonthsAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "negatedLabel": "Available-for-sale, Less than 12 continuous months, Unrealized loss" } } }, "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain": { "auth_ref": [ "r207" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of realized gain on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Realized Gain", "terseLabel": "Gross realized gains" } } }, "localname": "DebtSecuritiesAvailableForSaleRealizedGain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss": { "auth_ref": [ "r207" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of realized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Realized Loss", "terseLabel": "Gross realized losses" } } }, "localname": "DebtSecuritiesAvailableForSaleRealizedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock": { "auth_ref": [ "r209" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale [Table Text Block]", "terseLabel": "Schedule of Available-for-sale Securities" } } }, "localname": "DebtSecuritiesAvailableForSaleTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "auth_ref": [ "r203", "r239", "r245" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetailsCalc2": { "order": 1.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValueTotal", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss.", "label": "Debt Securities, Available-for-sale, Unrealized Loss Position", "totalLabel": "Available-for-sale, Unrealized loss position, Fair value" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": { "auth_ref": [ "r204", "r240" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.", "label": "Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss", "negatedTotalLabel": "Available-for-sale, Total securities in a loss position, Unrealized loss" } } }, "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtWeightedAverageInterestRate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Weighted average interest rate of debt outstanding.", "label": "Debt, Weighted Average Interest Rate", "terseLabel": "Borrowings, Average Rate" } } }, "localname": "DebtWeightedAverageInterestRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "percentItemType" }, "us-gaap_DeferredBonusAndProfitSharingArrangementIndividualContractTypeOfDeferredCompensationDomain": { "auth_ref": [ "r300", "r301" ], "lang": { "en-US": { "role": { "documentation": "Deferred compensation that is not equivalent to a defined benefit pension plan or a defined benefit other postretirement benefit plan. Includes, but is not limited to, employment contracts with one or more selected officers or key employees. Excludes equity-based compensation plans, defined benefit pension plans and defined benefit other postretirement benefit plans.", "label": "Deferred Bonus and Profit Sharing Arrangement, Individual Contract, Type of Deferred Compensation [Domain]", "terseLabel": "Type of Deferred Compensation, All Types [Domain]" } } }, "localname": "DeferredBonusAndProfitSharingArrangementIndividualContractTypeOfDeferredCompensationDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DeferredBonusMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "An contractual arrangement whereby an employee is entitled to receive in the future, subject to vesting and other restrictions, a bonus, as defined in the agreement, of the entity or portion thereof. Employer contributions may be discretionary or may be based on a fixed formula related to individual, group and entity-wide performance goals, compensation, or other factors. It is a form of incentive compensation to employees in addition to their regular salary and profit sharing.", "label": "Deferred Bonus [Member]", "terseLabel": "Deferred Bonus" } } }, "localname": "DeferredBonusMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTypeOfDeferredCompensationAxis": { "auth_ref": [ "r300", "r301" ], "lang": { "en-US": { "role": { "documentation": "Information by type of deferred compensation that is not equivalent to a defined benefit pension plan or a defined benefit other postretirement benefit plan. Includes, but is not limited to, employment contracts with one or more selected officers or key employees. Excludes equity-based compensation plans, defined benefit pension plans and defined benefit other postretirement benefit plans.", "label": "Deferred Bonus and Profit Sharing Arrangements, Individual Contracts, Type of Deferred Compensation [Axis]", "terseLabel": "Type of Deferred Compensation [Axis]" } } }, "localname": "DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTypeOfDeferredCompensationAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]", "terseLabel": "Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]" } } }, "localname": "DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredCompensationArrangementWithIndividualRecordedLiability": { "auth_ref": [ "r301" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The carrying amount of the liability as of the balance sheet date to an individual under a deferred compensation arrangement. This amount may be the result of periodic accruals made over the period of active employment, or reflect termination benefits resulting contractual terms or a death benefit.", "label": "Deferred Compensation Arrangement with Individual, Recorded Liability", "terseLabel": "Deferred compensation obligation" } } }, "localname": "DeferredCompensationArrangementWithIndividualRecordedLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredFederalIncomeTaxExpenseBenefit": { "auth_ref": [ "r96", "r381", "r384" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails": { "order": 1.0, "parentTag": "us-gaap_DeferredIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred federal income tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Deferred Federal Income Tax Expense (Benefit)", "terseLabel": "Federal" } } }, "localname": "DeferredFederalIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "auth_ref": [ "r84", "r96", "r381", "r384" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails": { "order": 2.0, "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Deferred Income Tax Expense (Benefit)", "totalLabel": "Total deferred" } } }, "localname": "DeferredIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]", "terseLabel": "Deferred tax benefit" } } }, "localname": "DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredIncomeTaxLiabilities": { "auth_ref": [ "r8", "r9", "r371", "r510", "r564" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 1.0, "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences.", "label": "Deferred Tax Liabilities, Gross", "negatedTotalLabel": "Total gross deferred tax liabilities" } } }, "localname": "DeferredIncomeTaxLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit": { "auth_ref": [ "r96", "r381", "r384" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails": { "order": 2.0, "parentTag": "us-gaap_DeferredIncomeTaxExpenseBenefit", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred state and local tax expense (benefit) pertaining to income (loss) from continuing operations.", "label": "Deferred State and Local Income Tax Expense (Benefit)", "terseLabel": "State" } } }, "localname": "DeferredStateAndLocalIncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsGross": { "auth_ref": [ "r372" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 2.0, "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.", "label": "Deferred Tax Assets, Gross", "totalLabel": "Total gross deferred tax assets" } } }, "localname": "DeferredTaxAssetsGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsGrossAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Deferred Tax Assets, Gross [Abstract]", "terseLabel": "Deferred tax assets:" } } }, "localname": "DeferredTaxAssetsGrossAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredTaxAssetsLiabilitiesNet": { "auth_ref": [ "r374" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.", "label": "Deferred Tax Assets, Net", "totalLabel": "Net deferred tax assets" } } }, "localname": "DeferredTaxAssetsLiabilitiesNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsOperatingLossCarryforwards": { "auth_ref": [ "r362", "r378", "r379" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 10.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.", "label": "Deferred Tax Assets, Operating Loss Carryforwards", "terseLabel": "Net operating loss carryforwards" } } }, "localname": "DeferredTaxAssetsOperatingLossCarryforwards", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsOther": { "auth_ref": [ "r363", "r378", "r379" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 3.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other.", "label": "Deferred Tax Assets, Other", "terseLabel": "Other" } } }, "localname": "DeferredTaxAssetsOther", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsPropertyPlantAndEquipment": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 5.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from property, plant, and equipment.", "label": "Deferred Tax Assets, Property, Plant and Equipment", "terseLabel": "Depreciation and disposals on premises and equipment" } } }, "localname": "DeferredTaxAssetsPropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsStateTaxes": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 7.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from state taxes.", "label": "Deferred Tax Assets, State Taxes", "terseLabel": "State franchise tax" } } }, "localname": "DeferredTaxAssetsStateTaxes", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions": { "auth_ref": [ "r378" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 11.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from pension benefits.", "label": "Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Pensions", "terseLabel": "Deferred compensation plan and salary continuation plan" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsPensions", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost": { "auth_ref": [ "r362", "r378", "r379" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 6.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from share-based compensation.", "label": "Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-based Compensation Cost", "terseLabel": "Stock-based compensation" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities": { "auth_ref": [ "r362", "r378", "r379" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 8.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from accrued liabilities.", "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities", "terseLabel": "Accrued but unpaid expenses" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts": { "auth_ref": [ "r362", "r378", "r379" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 12.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the allowance for doubtful accounts.", "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Allowance for Doubtful Accounts", "terseLabel": "Allowance for loan losses and off-balance sheet credit commitments" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsDeferredRent": { "auth_ref": [ "r362", "r378", "r379" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 1.0, "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from deferred rent.", "label": "Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Deferred Rent", "terseLabel": "Deferred rent and lease incentives" } } }, "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsDeferredRent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetsValuationAllowance": { "auth_ref": [ "r373" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.", "label": "Deferred Tax Assets, Valuation Allowance", "terseLabel": "Valuation allowance of deferred tax assets" } } }, "localname": "DeferredTaxAssetsValuationAllowance", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Deferred Tax Liabilities, Gross [Abstract]", "terseLabel": "Deferred tax liabilities:" } } }, "localname": "DeferredTaxLiabilitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets": { "auth_ref": [ "r363", "r378", "r379" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 4.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from intangible assets other than goodwill.", "label": "Deferred Tax Liabilities, Intangible Assets", "negatedTerseLabel": "Core deposit intangible assets" } } }, "localname": "DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilitiesOther": { "auth_ref": [ "r363", "r378", "r379" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails": { "order": 7.0, "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred tax liability attributable to taxable temporary differences classified as other.", "label": "Deferred Tax Liabilities, Other", "negatedTerseLabel": "Other" } } }, "localname": "DeferredTaxLiabilitiesOther", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DefinedBenefitPlanAmountsRecognizedInBalanceSheet": { "auth_ref": [ "r304", "r305" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of asset (liability), recognized in statement of financial position, for defined benefit pension and other postretirement plans.", "label": "Defined Benefit Plan, Amounts for Asset (Liability) Recognized in Statement of Financial Position", "negatedLabel": "Liability under the Salary Continuation Plan" } } }, "localname": "DefinedBenefitPlanAmountsRecognizedInBalanceSheet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DefinedBenefitPlanDisclosureLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Defined Benefit Plan Disclosure [Line Items]", "terseLabel": "Defined Benefit Plan Disclosure [Line Items]" } } }, "localname": "DefinedBenefitPlanDisclosureLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DefinedContributionPlanCostRecognized": { "auth_ref": [ "r314" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cost for defined contribution plan.", "label": "Defined Contribution Plan, Cost", "terseLabel": "Employer contributions" } } }, "localname": "DefinedContributionPlanCostRecognized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DefinedContributionPlanEmployerMatchingContributionPercentOfMatch": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage employer matches of the employee's percentage contribution matched.", "label": "Defined Contribution Plan, Employer Matching Contribution, Percent of Match", "terseLabel": "Employer matching contribution percentage" } } }, "localname": "DefinedContributionPlanEmployerMatchingContributionPercentOfMatch", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "percentItemType" }, "us-gaap_DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage of employer's matching contributions to a defined contribution plan that vests in a given year.", "label": "Defined Contribution Plan, Employers Matching Contribution, Annual Vesting Percentage", "terseLabel": "Annual vesting percentage" } } }, "localname": "DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "percentItemType" }, "us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Maximum percentage of employee gross pay the employee may contribute to a defined contribution plan.", "label": "Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent", "terseLabel": "Maximum annual contribution per employee, percent of eligible compensation" } } }, "localname": "DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "percentItemType" }, "us-gaap_DepositAccountMember": { "auth_ref": [ "r297" ], "lang": { "en-US": { "role": { "documentation": "Bank account at depository institution allowing money to be withdrawn or deposited by account holder.", "label": "Deposit Account [Member]", "terseLabel": "Deposit Account" } } }, "localname": "DepositAccountMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "domainItemType" }, "us-gaap_DepositLiabilitiesDisclosuresTextBlock": { "auth_ref": [ "r516", "r548" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.", "label": "Deposit Liabilities Disclosures [Text Block]", "terseLabel": "Deposits" } } }, "localname": "DepositLiabilitiesDisclosuresTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/Deposits" ], "xbrltype": "textBlockItemType" }, "us-gaap_DepositLiabilitiesReclassifiedAsLoansReceivable1": { "auth_ref": [ "r547" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of deposits held by the entity that have been reclassified as loan balances receivable, for example, but not limited to, overdrafts receivable.", "label": "Deposit Liabilities Reclassified as Loans Receivable", "terseLabel": "Deposit overdrafts reclassified as loan balances" } } }, "localname": "DepositLiabilitiesReclassifiedAsLoansReceivable1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Deposits": { "auth_ref": [ "r516" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 1.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.", "label": "Deposits", "totalLabel": "Total deposits" } } }, "localname": "Deposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Deposits [Abstract]", "verboseLabel": "Deposits" } } }, "localname": "DepositsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "stringItemType" }, "us-gaap_DepositsFairValueDisclosure": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits.", "label": "Deposits, Fair Value Disclosure", "terseLabel": "Time deposits" } } }, "localname": "DepositsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsMoneyMarketDeposits": { "auth_ref": [ "r516" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 4.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.", "label": "Deposits, Money Market Deposits", "terseLabel": "Money market accounts" } } }, "localname": "DepositsMoneyMarketDeposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsNegotiableOrderOfWithdrawalNOW": { "auth_ref": [ "r516" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 2.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and no limit on the number of checks that can be written.", "label": "Deposits, Negotiable Order of Withdrawal (NOW)", "terseLabel": "Transaction accounts" } } }, "localname": "DepositsNegotiableOrderOfWithdrawalNOW", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_DepositsSavingsDeposits": { "auth_ref": [ "r516" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 3.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).", "label": "Deposits, Savings Deposits", "terseLabel": "Savings accounts" } } }, "localname": "DepositsSavingsDeposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_Depreciation": { "auth_ref": [ "r84", "r259" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 16.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 11.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.", "label": "Depreciation", "terseLabel": "Depreciation and amortization" } } }, "localname": "Depreciation", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeAssetFairValueGrossLiability": { "auth_ref": [ "r32", "r41", "r405" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails": { "order": 2.0, "parentTag": "us-gaap_DerivativeAssets", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value of liability associated with financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.", "label": "Derivative Asset, Fair Value, Gross Liability", "negatedTerseLabel": "Offset in the Statements of Condition" } } }, "localname": "DerivativeAssetFairValueGrossLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeAssetNotionalAmount": { "auth_ref": [ "r395", "r396", "r398" ], "lang": { "en-US": { "role": { "documentation": "Nominal or face amount used to calculate payments on the derivative asset.", "label": "Derivative Asset, Notional Amount", "terseLabel": "Interest rate contracts notional amounts, Asset derivatives" } } }, "localname": "DerivativeAssetNotionalAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeAssets": { "auth_ref": [ "r33", "r38", "r435" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails": { "order": 3.0, "parentTag": "us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.", "label": "Derivative Asset", "terseLabel": "Derivative financial assets (interest rate contracts)", "totalLabel": "Net Amounts of Assets Presented in the Statements of Condition", "verboseLabel": "Interest rate contracts fair value, Asset derivatives" } } }, "localname": "DerivativeAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeCollateralObligationToReturnCash": { "auth_ref": [ "r34", "r39", "r420" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails": { "order": 2.0, "parentTag": "us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of obligation to return cash collateral under master netting arrangements that have not been offset against derivative assets.", "label": "Derivative, Collateral, Obligation to Return Cash", "negatedTerseLabel": "Gross Amounts Not Offset in the Statements of Condition, Cash Collateral Received" } } }, "localname": "DerivativeCollateralObligationToReturnCash", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeCollateralObligationToReturnSecurities": { "auth_ref": [ "r34", "r39" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails": { "order": 1.0, "parentTag": "us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of obligation to return securities collateral under master netting arrangements that have not been offset against derivative assets.", "label": "Derivative, Collateral, Obligation to Return Securities", "negatedTerseLabel": "Derivative, Collateral, Obligation to Return Securities" } } }, "localname": "DerivativeCollateralObligationToReturnSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeCollateralRightToReclaimCash": { "auth_ref": [ "r34", "r39", "r420" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails": { "order": 2.0, "parentTag": "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of right to receive cash collateral under master netting arrangements that have not been offset against derivative liabilities.", "label": "Derivative, Collateral, Right to Reclaim Cash", "negatedTerseLabel": "Gross Amounts Not Offset in the Statements of Condition, Cash Collateral Pledged" } } }, "localname": "DerivativeCollateralRightToReclaimCash", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeCollateralRightToReclaimSecurities": { "auth_ref": [ "r34", "r39" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails": { "order": 3.0, "parentTag": "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of right to receive securities collateral under master netting arrangements that have not been offset against derivative liabilities.", "label": "Derivative, Collateral, Right to Reclaim Securities", "negatedTerseLabel": "Gross Amounts Not Offset in the Statements of Condition, Financial Instruments" } } }, "localname": "DerivativeCollateralRightToReclaimSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeContractTypeDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financial instrument or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.", "label": "Derivative Contract [Domain]", "terseLabel": "Derivative Contract [Domain]" } } }, "localname": "DerivativeContractTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DerivativeFairValueOfDerivativeAsset": { "auth_ref": [ "r31", "r40", "r405", "r485" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails": { "order": 1.0, "parentTag": "us-gaap_DerivativeAssets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.", "label": "Derivative Asset, Fair Value, Gross Asset", "terseLabel": "Gross Amounts of Recognized Assets" } } }, "localname": "DerivativeFairValueOfDerivativeAsset", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral": { "auth_ref": [ "r35", "r39", "r419" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value, after effects of master netting arrangements, of financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset offset against an obligation to return collateral. Includes assets not subject to a master netting arrangement and not elected to be offset.", "label": "Derivative Asset, Fair Value, Amount Offset Against Collateral", "totalLabel": "Net Amount" } } }, "localname": "DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeFairValueOfDerivativeLiability": { "auth_ref": [ "r31", "r40", "r405", "r485" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails": { "order": 1.0, "parentTag": "us-gaap_DerivativeLiabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.", "label": "Derivative Liability, Fair Value, Gross Liability", "terseLabel": "Gross Amounts of Recognized Liabilities" } } }, "localname": "DerivativeFairValueOfDerivativeLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral": { "auth_ref": [ "r35", "r39", "r419" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value, after effects of master netting arrangements, of financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset offset against the right to receive collateral. Includes liabilities not subject to a master netting arrangement and not elected to be offset.", "label": "Derivative Liability, Fair Value, Amount Offset Against Collateral", "totalLabel": "Net Amount" } } }, "localname": "DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeInstrumentRiskAxis": { "auth_ref": [ "r403", "r406", "r411", "r413" ], "lang": { "en-US": { "role": { "documentation": "Information by type of derivative contract.", "label": "Derivative Instrument [Axis]", "terseLabel": "Derivative Instrument [Axis]" } } }, "localname": "DerivativeInstrumentRiskAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Derivative Instruments and Hedging Activities Disclosure [Abstract]" } } }, "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock": { "auth_ref": [ "r423" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.", "label": "Derivative Instruments and Hedging Activities Disclosure [Text Block]", "terseLabel": "Derivative Financial Instruments and Hedging Activities" } } }, "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivities" ], "xbrltype": "textBlockItemType" }, "us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis": { "auth_ref": [ "r400", "r403", "r411" ], "lang": { "en-US": { "role": { "documentation": "Information by type of hedging relationship.", "label": "Hedging Relationship [Axis]", "terseLabel": "Hedging Relationship [Axis]" } } }, "localname": "DerivativeInstrumentsGainLossByHedgingRelationshipAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DerivativeInstrumentsInHedgesAtFairValueNetAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Derivative Instruments in Hedges, at Fair Value, Net [Abstract]", "terseLabel": "Fair value hedges:" } } }, "localname": "DerivativeInstrumentsInHedgesAtFairValueNetAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DerivativeLiabilities": { "auth_ref": [ "r33", "r38", "r435" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails": { "order": 1.0, "parentTag": "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset.", "label": "Derivative Liability", "terseLabel": "Derivative financial liabilities (interest rate contracts)", "totalLabel": "Net Amounts of Liabilities Presented in the Statements of Condition", "verboseLabel": "Interest rate contracts fair value, Liability derivatives" } } }, "localname": "DerivativeLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeLiabilityFairValueGrossAsset": { "auth_ref": [ "r32", "r41", "r405" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails": { "order": 2.0, "parentTag": "us-gaap_DerivativeLiabilities", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of asset associated with financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.", "label": "Derivative Liability, Fair Value, Gross Asset", "negatedTerseLabel": "Gross Amounts Offset in the Statements of Condition" } } }, "localname": "DerivativeLiabilityFairValueGrossAsset", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeLiabilityNotionalAmount": { "auth_ref": [ "r395", "r396", "r398" ], "lang": { "en-US": { "role": { "documentation": "Nominal or face amount used to calculate payments on the derivative liability.", "label": "Derivative Liability, Notional Amount", "terseLabel": "Interest rate contracts notional amount, Liability derivatives" } } }, "localname": "DerivativeLiabilityNotionalAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeLossOnDerivative": { "auth_ref": [ "r404" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of decrease in the fair value of derivatives recognized in the income statement.", "label": "Derivative, Loss on Derivative", "negatedTotalLabel": "Net loss on derivatives recognized against interest income" } } }, "localname": "DerivativeLossOnDerivative", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeNetHedgeIneffectivenessGainLoss": { "auth_ref": [ "r410", "r422" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of gain (loss) from the ineffectiveness of the hedge.", "label": "Derivative, Net Hedge Ineffectiveness Gain (Loss)", "verboseLabel": "Net hedge ineffectiveness gain (loss), derivatives" } } }, "localname": "DerivativeNetHedgeIneffectivenessGainLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DerivativeNumberOfInstrumentsHeld": { "auth_ref": [ "r396", "r398" ], "lang": { "en-US": { "role": { "documentation": "The number of derivative instruments of a particular group held by the entity.", "label": "Derivative, Number of Instruments Held", "terseLabel": "Number of derivative instruments" } } }, "localname": "DerivativeNumberOfInstrumentsHeld", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "integerItemType" }, "us-gaap_DerivativesFairValueLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Derivatives, Fair Value [Line Items]", "terseLabel": "Derivatives, Fair Value [Line Items]" } } }, "localname": "DerivativesFairValueLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DerivativesPolicyTextBlock": { "auth_ref": [ "r94", "r105", "r394", "r397", "r400", "r401", "r418" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for its derivative instruments and hedging activities.", "label": "Derivatives, Policy [Policy Text Block]", "terseLabel": "Derivative Financial Instruments and Hedging Activities" } } }, "localname": "DerivativesPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_DesignatedAsHedgingInstrumentMember": { "auth_ref": [ "r400" ], "lang": { "en-US": { "role": { "documentation": "Derivative instrument designated as hedging instrument under Generally Accepted Accounting Principles (GAAP).", "label": "Designated as Hedging Instrument [Member]", "terseLabel": "Designated as hedging instrument" } } }, "localname": "DesignatedAsHedgingInstrumentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DividendsCommonStockCash": { "auth_ref": [ "r291" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.", "label": "Dividends, Common Stock, Cash", "negatedLabel": "Cash dividends paid on common stock", "terseLabel": "Cash dividends to common stockholders" } } }, "localname": "DividendsCommonStockCash", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DividendsDeclaredTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of information related to dividends declared, including paid and unpaid dividends.", "label": "Dividends Declared [Table Text Block]", "terseLabel": "Summary of Cash Dividends Paid to Common Shareholders" } } }, "localname": "DividendsDeclaredTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_DomesticCountryMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Designated tax department of the government that is entitled to levy and collect income taxes from the entity in its country of domicile.", "label": "Domestic Tax Authority [Member]", "terseLabel": "Federal" } } }, "localname": "DomesticCountryMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EarningsPerShareAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Earnings Per Share [Abstract]", "verboseLabel": "Net income per common share" } } }, "localname": "EarningsPerShareAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareBasic": { "auth_ref": [ "r61", "r110", "r113", "r115", "r117", "r118", "r122", "r529", "r577" ], "lang": { "en-US": { "role": { "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.", "label": "Earnings Per Share, Basic", "terseLabel": "Basic (in dollars per share)", "verboseLabel": "Basic EPS (in dollars per share)" } } }, "localname": "EarningsPerShareBasic", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareBasicAndDilutedAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Earnings Per Share, Basic and Diluted [Abstract]", "terseLabel": "Earnings Per Share, Basic and Diluted [Abstract]" } } }, "localname": "EarningsPerShareBasicAndDilutedAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareDiluted": { "auth_ref": [ "r61", "r110", "r113", "r115", "r117", "r118", "r122", "r529", "r577" ], "lang": { "en-US": { "role": { "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.", "label": "Earnings Per Share, Diluted", "terseLabel": "Diluted (in dollars per share)", "verboseLabel": "Diluted EPS (in dollars per share)" } } }, "localname": "EarningsPerShareDiluted", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerSharePolicyTextBlock": { "auth_ref": [ "r94", "r119", "r120", "r121" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.", "label": "Earnings Per Share, Policy [Policy Text Block]", "terseLabel": "Earnings per share (EPS)" } } }, "localname": "EarningsPerSharePolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_EffectiveIncomeTaxRateContinuingOperations": { "auth_ref": [ "r101", "r366", "r367" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "lang": { "en-US": { "role": { "documentation": "Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.", "label": "Effective Income Tax Rate Reconciliation, Percent", "totalLabel": "Effective Tax Rate" } } }, "localname": "EffectiveIncomeTaxRateContinuingOperations", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Effective Income Tax Rate Reconciliation, Percent [Abstract]", "terseLabel": "Effective Income Tax Rate Reconciliation, Percent" } } }, "localname": "EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate": { "auth_ref": [ "r366", "r367", "r383" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": { "order": 1.0, "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Percentage of domestic federal statutory tax rate applicable to pretax income (loss).", "label": "Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent", "terseLabel": "Federal statutory income tax rate" } } }, "localname": "EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments": { "auth_ref": [ "r366", "r367", "r383" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": { "order": 7.0, "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.", "label": "Effective Income Tax Rate Reconciliation, Other Adjustments, Percent", "terseLabel": "Other" } } }, "localname": "EffectiveIncomeTaxRateReconciliationOtherAdjustments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount": { "auth_ref": [ "r358", "r366" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying domestic federal statutory income tax rate to pretax income (loss) from continuing operation, attributable to expense for award under share-based payment arrangement. Excludes expense determined to be nondeductible upon grant or after for award under share-based payment arrangement.", "label": "Effective Income Tax Rate Reconciliation, Tax Expense (Benefit), Share-based Payment Arrangement, Amount", "terseLabel": "Excess tax benefits recorded as a reduction to income tax expense" } } }, "localname": "EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes": { "auth_ref": [ "r366", "r367", "r383" ], "calculation": { "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails": { "order": 2.0, "parentTag": "us-gaap_EffectiveIncomeTaxRateContinuingOperations", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations applicable to state and local income tax expense (benefit), net of federal tax expense (benefit).", "label": "Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent", "terseLabel": "California franchise tax, net of federal tax benefit" } } }, "localname": "EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails" ], "xbrltype": "percentItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized": { "auth_ref": [ "r350" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cost not yet recognized for nonvested award under share-based payment arrangement.", "label": "Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount", "terseLabel": "Unrecognized compensation expense" } } }, "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": { "auth_ref": [ "r350" ], "lang": { "en-US": { "role": { "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition", "terseLabel": "Period for recognizing unrecognized compensation expense" } } }, "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "durationItemType" }, "us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense": { "auth_ref": [ "r349" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of tax benefit for recognition of expense of award under share-based payment arrangement.", "label": "Share-based Payment Arrangement, Expense, Tax Benefit", "terseLabel": "Share-based compensation income tax benefit recognized" } } }, "localname": "EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EmployeeStockOptionMember": { "auth_ref": [ "r348" ], "lang": { "en-US": { "role": { "documentation": "Share-based payment arrangement granting right, subject to vesting and other restrictions, to purchase or sell certain number of shares at predetermined price for specified period of time.", "label": "Share-based Payment Arrangement, Option [Member]", "terseLabel": "Stock options" } } }, "localname": "EmployeeStockOptionMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense": { "auth_ref": [ "r357" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of plan compensation cost recognized during the period.", "label": "Employee Stock Ownership Plan (ESOP), Compensation Expense", "terseLabel": "Cash contributed to the ESOP" } } }, "localname": "EmployeeStockOwnershipPlanESOPCompensationExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EmployeeStockOwnershipPlanESOPPolicy": { "auth_ref": [ "r94", "r356" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt new guidance and new ESOP shares for which new guidance is required, these disclosures are required for both blocks of shares.", "label": "Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]", "terseLabel": "Employee Stock Ownership Plan (ESOP)" } } }, "localname": "EmployeeStockOwnershipPlanESOPPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_EquipmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tangible personal property used to produce goods and services.", "label": "Equipment [Member]", "terseLabel": "Equipment" } } }, "localname": "EquipmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Equity [Abstract]" } } }, "localname": "EquityAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_EquityComponentDomain": { "auth_ref": [ "r286" ], "lang": { "en-US": { "role": { "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc.", "label": "Equity Component [Domain]", "terseLabel": "Equity Component [Domain]" } } }, "localname": "EquityComponentDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EquitySecuritiesFvNi": { "auth_ref": [ "r433" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Equity Securities, FV-NI", "terseLabel": "Equity securities" } } }, "localname": "EquitySecuritiesFvNi", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesFvNiCost": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Cost of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI). Excludes equity method investment and investment in equity security without readily determinable fair value.", "label": "Equity Securities, FV-NI, Cost", "terseLabel": "Fair value of Class B common stock" } } }, "localname": "EquitySecuritiesFvNiCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesFvNiRealizedGain": { "auth_ref": [ "r210" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of realized gain from sale of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Equity Securities, FV-NI, Realized Gain", "terseLabel": "Gain from sale of Visa Inc. Class B restricted common stock" } } }, "localname": "EquitySecuritiesFvNiRealizedGain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "auth_ref": [ "r435" ], "lang": { "en-US": { "role": { "documentation": "Measured as an estimate of fair value.", "label": "Estimate of Fair Value Measurement [Member]", "terseLabel": "Fair Value" } } }, "localname": "EstimateOfFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]", "terseLabel": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": { "auth_ref": [ "r424", "r425", "r426", "r430" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis.", "label": "Fair Value, Recurring and Nonrecurring [Table]", "terseLabel": "Fair Value, Recurring and Nonrecurring [Table]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]", "terseLabel": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]" } } }, "localname": "FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTable": { "auth_ref": [ "r424", "r436", "r437" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table]", "terseLabel": "Fair Value, by Balance Sheet Grouping [Table]" } } }, "localname": "FairValueByBalanceSheetGroupingTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "auth_ref": [ "r424", "r436" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "terseLabel": "Fair Value, by Balance Sheet Grouping" } } }, "localname": "FairValueByBalanceSheetGroupingTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "auth_ref": [ "r306", "r307", "r313", "r425", "r479" ], "lang": { "en-US": { "role": { "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient.", "label": "Fair Value Hierarchy and NAV [Axis]", "terseLabel": "Fair Value Hierarchy and NAV [Axis]" } } }, "localname": "FairValueByFairValueHierarchyLevelAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementBasisAxis": { "auth_ref": [ "r424", "r431" ], "lang": { "en-US": { "role": { "documentation": "Information by measurement basis.", "label": "Measurement Basis [Axis]", "terseLabel": "Fair Value, by Balance Sheet Grouping, Disclosure Item Amounts [Axis]" } } }, "localname": "FairValueByMeasurementBasisAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "auth_ref": [ "r424", "r425", "r427", "r428", "r432" ], "lang": { "en-US": { "role": { "documentation": "Information by measurement frequency.", "label": "Measurement Frequency [Axis]", "terseLabel": "Measurement Frequency [Axis]" } } }, "localname": "FairValueByMeasurementFrequencyAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosureItemAmountsDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement basis, for example, but not limited to, reported value, fair value, portion at fair value, portion at other than fair value.", "label": "Fair Value Measurement [Domain]", "terseLabel": "Fair Value, Disclosure Item Amounts [Domain]" } } }, "localname": "FairValueDisclosureItemAmountsDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueDisclosuresAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Fair Value Disclosures [Abstract]" } } }, "localname": "FairValueDisclosuresAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosuresTextBlock": { "auth_ref": [ "r429" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.", "label": "Fair Value Disclosures [Text Block]", "verboseLabel": "Fair Value of Assets and Liabilities" } } }, "localname": "FairValueDisclosuresTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilities" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueHedgingMember": { "auth_ref": [ "r399" ], "lang": { "en-US": { "role": { "documentation": "A hedge of the exposure to changes in the fair value of a recognized asset or liability, or of an unrecognized firm commitment, that are attributable to a particular risk.", "label": "Fair Value Hedging [Member]", "terseLabel": "Fair value hedge" } } }, "localname": "FairValueHedgingMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel1Member": { "auth_ref": [ "r306", "r307", "r313", "r425", "r480" ], "lang": { "en-US": { "role": { "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.", "label": "Fair Value, Inputs, Level 1 [Member]", "terseLabel": "Quoted Prices in Active Markets for Identical Assets (Level 1)", "verboseLabel": "Fair Value Hierarcy (Level 1)" } } }, "localname": "FairValueInputsLevel1Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel2Member": { "auth_ref": [ "r306", "r307", "r313", "r425", "r481" ], "lang": { "en-US": { "role": { "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets.", "label": "Fair Value, Inputs, Level 2 [Member]", "terseLabel": "Fair Value Hierarchy (Level 2)", "verboseLabel": "Significant Other Observable Inputs (Level 2)" } } }, "localname": "FairValueInputsLevel2Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel3Member": { "auth_ref": [ "r306", "r307", "r313", "r425", "r482" ], "lang": { "en-US": { "role": { "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Fair Value, Inputs, Level 3 [Member]", "terseLabel": "Significant Unobservable Inputs (Level 3)", "verboseLabel": "Fair Value Hierarchy (Level 3)" } } }, "localname": "FairValueInputsLevel3Member", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations": { "auth_ref": [ "r424", "r425" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value of subordinated debt obligations including, but not limited to, subordinated loan, subordinated bond, subordinated debenture or junior debt.", "label": "Subordinated Debt Obligations, Fair Value Disclosure", "terseLabel": "Subordinated debenture", "verboseLabel": "Subordinated debentures" } } }, "localname": "FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementFrequencyDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement frequency.", "label": "Measurement Frequency [Domain]", "terseLabel": "Measurement Frequency [Domain]" } } }, "localname": "FairValueMeasurementFrequencyDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities.", "label": "Fair Value Measurement, Policy [Policy Text Block]", "terseLabel": "Fair Value Measurements" } } }, "localname": "FairValueMeasurementPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value.", "label": "Fair Value Hierarchy and NAV [Domain]", "terseLabel": "Fair Value, Measurements, Fair Value Hierarchy [Domain]" } } }, "localname": "FairValueMeasurementsFairValueHierarchyDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsRecurringMember": { "auth_ref": [ "r429", "r432" ], "lang": { "en-US": { "role": { "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value.", "label": "Fair Value, Recurring [Member]", "terseLabel": "Assets and liabilities at fair value measured on a recurring basis" } } }, "localname": "FairValueMeasurementsRecurringMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable": { "auth_ref": [ "r402", "r408", "r421" ], "lang": { "en-US": { "role": { "documentation": "Schedule that discloses the location and fair value amounts of derivative instruments (and nonderivative instruments that are designated and qualify as hedging instruments) reported in the statement of financial position.", "label": "Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]", "terseLabel": "Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]" } } }, "localname": "FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FederalDepositInsuranceCorporationPremiumExpense": { "auth_ref": [ "r536" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 4.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.", "label": "Federal Deposit Insurance Corporation Premium Expense", "terseLabel": "Federal Deposit Insurance Corporation insurance" } } }, "localname": "FederalDepositInsuranceCorporationPremiumExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_FederalFundsPurchasedMember": { "auth_ref": [ "r517" ], "lang": { "en-US": { "role": { "documentation": "Short term borrowing where a bank borrows, at the federal funds rate, from another bank.", "label": "Federal Funds Purchased [Member]", "terseLabel": "Federal Funds Purchased" } } }, "localname": "FederalFundsPurchasedMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FederalHomeLoanBankAdvancesMember": { "auth_ref": [ "r517" ], "lang": { "en-US": { "role": { "documentation": "Borrowings from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages. The member institution executes a promissory note, which is generally collateralized by government securities to the Federal Reserve or loans.", "label": "Federal Home Loan Bank Advances [Member]", "terseLabel": "Federal Home Loan Bank Borrowings" } } }, "localname": "FederalHomeLoanBankAdvancesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure": { "auth_ref": [ "r517" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of borrowing from Federal Home Loan Bank (FHLBank).", "label": "Federal Home Loan Bank Borrowings, Fair Value Disclosure", "terseLabel": "Federal Home Loan Bank borrowing" } } }, "localname": "FederalHomeLoanBankBorrowingsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FederalHomeLoanBankStock": { "auth_ref": [ "r546" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).", "label": "Federal Home Loan Bank Stock", "terseLabel": "Federal Home Loan Bank stock" } } }, "localname": "FederalHomeLoanBankStock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember": { "auth_ref": [ "r518" ], "lang": { "en-US": { "role": { "documentation": "Investments in debentures, bonds and other debt securities issued by the Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac).", "label": "Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]", "terseLabel": "CMOs issued by FHLMC" } } }, "localname": "FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember": { "auth_ref": [ "r518" ], "lang": { "en-US": { "role": { "documentation": "Investments in debentures, bonds and other debt securities issued by the Federal National Mortgage Association (FNMA or Fannie Mae).", "label": "Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]", "terseLabel": "CMOs issued by FNMA" } } }, "localname": "FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FederalReserveBankAdvancesMember": { "auth_ref": [ "r517" ], "lang": { "en-US": { "role": { "documentation": "Borrowings from the Federal Reserve Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages.", "label": "Federal Reserve Bank Advances [Member]", "terseLabel": "Federal Reserve Line of Credit" } } }, "localname": "FederalReserveBankAdvancesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FiduciaryAndTrustMember": { "auth_ref": [ "r297" ], "lang": { "en-US": { "role": { "documentation": "Person or entity with legal duty to act in best interest of client or beneficiary of trust and fiduciary relationship in which one party gives another party right to hold title to asset for benefit of beneficiary.", "label": "Fiduciary and Trust [Member]", "terseLabel": "Fiduciary and Trust" } } }, "localname": "FiduciaryAndTrustMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "domainItemType" }, "us-gaap_FinanceLeaseInterestExpense": { "auth_ref": [ "r456", "r459", "r467" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails": { "order": 2.0, "parentTag": "bmrc_FinanceLeaseCost", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of interest expense on finance lease liability.", "label": "Finance Lease, Interest Expense", "terseLabel": "Interest on finance lease liabilities" } } }, "localname": "FinanceLeaseInterestExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilitiesPaymentsDueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Finance Lease, Liability, Payment, Due [Abstract]", "terseLabel": "Finance Leases" } } }, "localname": "FinanceLeaseLiabilitiesPaymentsDueAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinanceLeaseLiability": { "auth_ref": [ "r455", "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetailsCalc2": { "order": 2.0, "parentTag": "us-gaap_FinanceLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Present value of lessee's discounted obligation for lease payments from finance lease.", "label": "Finance Lease, Liability", "terseLabel": "Present value of net minimum lease payments (lease liability)" } } }, "localname": "FinanceLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityMaturityTableTextBlock": { "auth_ref": [ "r466" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of undiscounted cash flows of finance lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to finance lease liability recognized in statement of financial position.", "label": "Finance Lease, Liability, Maturity [Table Text Block]", "terseLabel": "Schedule of Finance Lease Liability Maturities" } } }, "localname": "FinanceLeaseLiabilityMaturityTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinanceLeaseLiabilityPaymentsDue": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetailsCalc2": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for finance lease.", "label": "Finance Lease, Liability, Payment, Due", "totalLabel": "Total minimum lease payments" } } }, "localname": "FinanceLeaseLiabilityPaymentsDue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityPaymentsDueAfterYearFive": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 6.0, "parentTag": "us-gaap_FinanceLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for finance lease, due after fifth fiscal year following latest fiscal year.", "label": "Finance Lease, Liability, Payments, Due after Year Five", "terseLabel": "Thereafter" } } }, "localname": "FinanceLeaseLiabilityPaymentsDueAfterYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityPaymentsDueNextTwelveMonths": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 1.0, "parentTag": "us-gaap_FinanceLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for finance lease, due in next fiscal year following latest fiscal year.", "label": "Finance Lease, Liability, Payments, Due Next Twelve Months", "terseLabel": "2020" } } }, "localname": "FinanceLeaseLiabilityPaymentsDueNextTwelveMonths", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityPaymentsDueYearFive": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 5.0, "parentTag": "us-gaap_FinanceLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for finance lease, due in fifth fiscal year following latest fiscal year.", "label": "Finance Lease, Liability, Payments, Due Year Five", "terseLabel": "2024" } } }, "localname": "FinanceLeaseLiabilityPaymentsDueYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityPaymentsDueYearFour": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 4.0, "parentTag": "us-gaap_FinanceLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for finance lease, due in fourth fiscal year following latest fiscal year.", "label": "Finance Lease, Liability, Payments, Due Year Four", "terseLabel": "2023" } } }, "localname": "FinanceLeaseLiabilityPaymentsDueYearFour", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityPaymentsDueYearThree": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 3.0, "parentTag": "us-gaap_FinanceLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for finance lease, due in third fiscal year following latest fiscal year.", "label": "Finance Lease, Liability, Payments, Due Year Three", "terseLabel": "2022" } } }, "localname": "FinanceLeaseLiabilityPaymentsDueYearThree", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityPaymentsDueYearTwo": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 2.0, "parentTag": "us-gaap_FinanceLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for finance lease, due in second fiscal year following latest fiscal year.", "label": "Finance Lease, Liability, Payments, Due Year Two", "terseLabel": "2021" } } }, "localname": "FinanceLeaseLiabilityPaymentsDueYearTwo", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseLiabilityUndiscountedExcessAmount": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetailsCalc2": { "order": 1.0, "parentTag": "us-gaap_FinanceLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for finance lease.", "label": "Finance Lease, Liability, Undiscounted Excess Amount", "negatedTerseLabel": "Amounts representing interest (present value discount)" } } }, "localname": "FinanceLeaseLiabilityUndiscountedExcessAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeasePrincipalPayments": { "auth_ref": [ "r457", "r461" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow for principal payment on finance lease.", "label": "Finance Lease, Principal Payments", "negatedTerseLabel": "Repayment of finance lease obligations" } } }, "localname": "FinanceLeasePrincipalPayments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseRightOfUseAsset": { "auth_ref": [ "r454" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's right to use underlying asset under finance lease.", "label": "Finance Lease, Right-of-Use Asset", "totalLabel": "Finance lease right-of-use assets, net" } } }, "localname": "FinanceLeaseRightOfUseAsset", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseRightOfUseAssetAmortization": { "auth_ref": [ "r456", "r459", "r467" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails": { "order": 1.0, "parentTag": "bmrc_FinanceLeaseCost", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense attributable to right-of-use asset from finance lease.", "label": "Finance Lease, Right-of-Use Asset, Amortization", "terseLabel": "Amortization of right-of-use assets" } } }, "localname": "FinanceLeaseRightOfUseAssetAmortization", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinanceLeaseWeightedAverageDiscountRatePercent": { "auth_ref": [ "r464", "r467" ], "lang": { "en-US": { "role": { "documentation": "Weighted average discount rate for finance lease calculated at point in time.", "label": "Finance Lease, Weighted Average Discount Rate, Percent", "terseLabel": "Weighted average discount rate" } } }, "localname": "FinanceLeaseWeightedAverageDiscountRatePercent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "percentItemType" }, "us-gaap_FinanceLeaseWeightedAverageRemainingLeaseTerm1": { "auth_ref": [ "r463", "r467" ], "lang": { "en-US": { "role": { "documentation": "Weighted average remaining lease term for finance lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Finance Lease, Weighted Average Remaining Lease Term", "terseLabel": "Weighted average remaining term (in years)" } } }, "localname": "FinanceLeaseWeightedAverageRemainingLeaseTerm1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "durationItemType" }, "us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember": { "auth_ref": [ "r178" ], "lang": { "en-US": { "role": { "documentation": "Financial asset acquired with deteriorated credit quality.", "label": "Financial Asset Acquired with Credit Deterioration [Member]", "terseLabel": "Purchased credit-impaired" } } }, "localname": "FinancialAssetAcquiredWithCreditDeteriorationMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancialInstrumentAxis": { "auth_ref": [ "r219", "r222", "r223", "r226", "r229", "r241", "r243", "r244", "r245" ], "lang": { "en-US": { "role": { "documentation": "Information by type of financial instrument.", "label": "Financial Instrument [Axis]", "terseLabel": "Financial Instrument [Axis]" } } }, "localname": "FinancialInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]", "terseLabel": "Financial assets (recorded at amortized cost)" } } }, "localname": "FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]", "terseLabel": "Financial liabilities (recorded at amortized cost)" } } }, "localname": "FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financial Instruments Owned and Pledged as Collateral [Line Items]", "terseLabel": "Financial Instruments Owned and Pledged as Collateral [Line Items]" } } }, "localname": "FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable": { "auth_ref": [ "r487", "r489" ], "lang": { "en-US": { "role": { "documentation": "Financial instruments held by a broker-dealer for its own account (proprietary securities) for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions. Description may include equity, fixed income, debt or other securities.", "label": "Financial Instruments Owned and Pledged as Collateral [Table]", "terseLabel": "Financial Instruments Owned and Pledged as Collateral [Table]" } } }, "localname": "FinancialInstrumentsOwnedAndPledgedAsCollateralTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancialStandbyLetterOfCreditMember": { "auth_ref": [ "r276", "r280" ], "lang": { "en-US": { "role": { "documentation": "An irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation if defined events occur or fail to occur.", "label": "Financial Standby Letter of Credit [Member]", "terseLabel": "Standby letters of credit" } } }, "localname": "FinancialStandbyLetterOfCreditMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "auth_ref": [ "r143", "r218", "r220", "r221", "r514" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.", "label": "Financing Receivable, Allowance for Credit Loss", "terseLabel": "Ending ALLL related to purchased credit-impaired loans" } } }, "localname": "FinancingReceivableAllowanceForCreditLosses", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment": { "auth_ref": [ "r147" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.", "label": "Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment", "terseLabel": "Ending ALLL related to loans collectively evaluated for impairment" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1": { "auth_ref": [ "r147" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.", "label": "Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment", "terseLabel": "Ending ALLL related to loans individually evaluated for impairment" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Allowance for Credit Loss [Line Items]", "terseLabel": "Financing Receivable, Allowance for Credit Loss [Line Items]" } } }, "localname": "FinancingReceivableAllowanceForCreditLossesLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment": { "auth_ref": [ "r148" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The balance of financing receivables that were collectively evaluated for impairment.", "label": "Financing Receivable, Collectively Evaluated for Impairment", "terseLabel": "Collectively evaluated for impairment" } } }, "localname": "FinancingReceivableCollectivelyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "auth_ref": [ "r158", "r229" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.", "label": "Financing Receivable Credit Quality Indicators [Table Text Block]", "terseLabel": "Financing Receivable Credit Quality Indicators" } } }, "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FinancingReceivableImpairedLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Impaired [Line Items]", "terseLabel": "Financing Receivable, Impaired [Line Items]" } } }, "localname": "FinancingReceivableImpairedLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment": { "auth_ref": [ "r148" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The balance of financing receivables that were individually evaluated for impairment.", "label": "Financing Receivable, Individually Evaluated for Impairment", "terseLabel": "Individually evaluated for impairment" } } }, "localname": "FinancingReceivableIndividuallyEvaluatedForImpairment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Troubled Debt Restructuring [Line Items]", "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Line Items]" } } }, "localname": "FinancingReceivableModificationsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableModificationsNumberOfContracts2": { "auth_ref": [ "r160" ], "lang": { "en-US": { "role": { "documentation": "Number of financing receivables that have been modified by troubled debt restructurings.", "label": "Financing Receivable, Modifications, Number of Contracts", "terseLabel": "Number of Contracts Modified" } } }, "localname": "FinancingReceivableModificationsNumberOfContracts2", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "integerItemType" }, "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2": { "auth_ref": [ "r160" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after troubled debt restructuring, of modified financing receivable.", "label": "Financing Receivable, Troubled Debt Restructuring, Postmodification", "terseLabel": "Post-Modification Outstanding Recorded Investment" } } }, "localname": "FinancingReceivableModificationsPostModificationRecordedInvestment2", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2": { "auth_ref": [ "r160" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before troubled debt restructuring, of financing receivable to be modified.", "label": "Financing Receivable, Troubled Debt Restructuring, Premodification", "terseLabel": "Pre-Modification Outstanding Recorded Investment" } } }, "localname": "FinancingReceivableModificationsPreModificationRecordedInvestment2", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsRecordedInvestment": { "auth_ref": [ "r160", "r180" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable modified as troubled debt restructuring.", "label": "Financing Receivable, Troubled Debt Restructuring", "terseLabel": "Recorded investment in Troubled Debt Restructurings" } } }, "localname": "FinancingReceivableModificationsRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1": { "auth_ref": [ "r161" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable modified as troubled debt restructuring within previous 12 months, with subsequent payment default.", "label": "Financing Receivable, Troubled Debt Restructuring, Subsequent Default", "terseLabel": "Total of TDR loans charged-off within previous 12 months" } } }, "localname": "FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivablePortfolioSegmentAxis": { "auth_ref": [ "r219", "r222", "r230" ], "lang": { "en-US": { "role": { "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses.", "label": "Financing Receivable Portfolio Segment [Axis]", "terseLabel": "Financing Receivable Portfolio Segment [Axis]" } } }, "localname": "FinancingReceivablePortfolioSegmentAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivablePortfolioSegmentDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses.", "label": "Financing Receivable Portfolio Segment [Domain]", "terseLabel": "Financing Receivable Portfolio Segment [Domain]" } } }, "localname": "FinancingReceivablePortfolioSegmentDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": { "auth_ref": [ "r165", "r225", "r235" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable 90 days or more past due and still accruing.", "label": "Financing Receivable, 90 Days or More Past Due, Still Accruing", "terseLabel": "Loans past due more than 90 days still accruing" } } }, "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "auth_ref": [ "r159", "r166", "r167", "r223", "r226", "r229", "r231", "r232", "r234", "r235" ], "lang": { "en-US": { "role": { "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.", "label": "Class of Financing Receivable [Axis]", "terseLabel": "Class of Financing Receivable [Axis]" } } }, "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk.", "label": "Class of Financing Receivable [Domain]", "terseLabel": "Class of Financing Receivable [Domain]" } } }, "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentCurrent": { "auth_ref": [ "r223", "r235" ], "calculation": { "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails": { "order": 2.0, "parentTag": "us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable not past due.", "label": "Financing Receivable, Not Past Due", "terseLabel": "Current" } } }, "localname": "FinancingReceivableRecordedInvestmentCurrent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Financing Receivable, Credit Quality Indicator [Line Items]", "terseLabel": "Financing Receivable, Credit Quality Indicator [Line Items]" } } }, "localname": "FinancingReceivableRecordedInvestmentLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "auth_ref": [ "r164", "r224" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable on nonaccrual status.", "label": "Financing Receivable, Nonaccrual", "terseLabel": "Non-accrual loans" } } }, "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableRecordedInvestmentPastDue": { "auth_ref": [ "r167", "r223", "r235" ], "calculation": { "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails": { "order": 1.0, "parentTag": "us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of financing receivable past due.", "label": "Financing Receivable, Past Due", "terseLabel": "Total past due" } } }, "localname": "FinancingReceivableRecordedInvestmentPastDue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FinancingReceivableThresholdPeriodPastDueWriteoff": { "auth_ref": [ "r223" ], "lang": { "en-US": { "role": { "documentation": "Threshold period for when financing receivable is considered past due to write off as uncollectible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Financing Receivable, Threshold Period Past Due, Writeoff", "terseLabel": "Threshold period a past due loan is charged off" } } }, "localname": "FinancingReceivableThresholdPeriodPastDueWriteoff", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "durationItemType" }, "us-gaap_FinancingReceivables30To59DaysPastDueMember": { "auth_ref": [ "r235" ], "lang": { "en-US": { "role": { "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due.", "label": "Financial Asset, 30 to 59 Days Past Due [Member]", "terseLabel": "30-59 days past due" } } }, "localname": "FinancingReceivables30To59DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivables60To89DaysPastDueMember": { "auth_ref": [ "r235" ], "lang": { "en-US": { "role": { "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due.", "label": "Financial Asset, 60 to 89 Days Past Due [Member]", "terseLabel": "60-89 days past due" } } }, "localname": "FinancingReceivables60To89DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "auth_ref": [ "r235" ], "lang": { "en-US": { "role": { "documentation": "Financial asset equal to or greater than 90 days past due.", "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]", "terseLabel": "90 days or more past due" } } }, "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "auth_ref": [ "r223", "r235" ], "lang": { "en-US": { "role": { "documentation": "Information by time period financial asset is past due.", "label": "Financial Asset, Period Past Due [Axis]", "terseLabel": "Financial Asset, Period Past Due [Axis]" } } }, "localname": "FinancingReceivablesPeriodPastDueAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Period in which financial asset is past due. Element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater Than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less Than [high end numeric value] [date measure] Past Due [Member] formats.", "label": "Financial Asset, Period Past Due [Domain]", "terseLabel": "Financial Asset, Period Past Due [Domain]" } } }, "localname": "FinancingReceivablesPeriodPastDueDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FiniteLivedCoreDepositsGross": { "auth_ref": [ "r254" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 7.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": 4.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Bank deposits belonging to an acquired bank that can be counted on as a stable source of lending funds. These deposits have the following attributes: predictable costs and low sensitivity to interest rates. This intangible asset is usually amortized over its estimated useful life.", "label": "Finite-Lived Core Deposits, Gross", "terseLabel": "Core deposit intangible" } } }, "localname": "FiniteLivedCoreDepositsGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetUsefulLife": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Finite-Lived Intangible Asset, Useful Life", "terseLabel": "Useful life of core deposit intangible asset" } } }, "localname": "FiniteLivedIntangibleAssetUsefulLife", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "durationItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails": { "order": 6.0, "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Finite-Lived Intangible Assets, Amortization Expense, after Year Five", "terseLabel": "Thereafter" } } }, "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths": { "auth_ref": [ "r257" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails": { "order": 1.0, "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Finite-Lived Intangible Assets, Amortization Expense, Next Twelve Months", "terseLabel": "2020" } } }, "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive": { "auth_ref": [ "r257" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails": { "order": 5.0, "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Finite-Lived Intangible Assets, Amortization Expense, Year Five", "terseLabel": "2024" } } }, "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour": { "auth_ref": [ "r257" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails": { "order": 4.0, "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Finite-Lived Intangible Assets, Amortization Expense, Year Four", "terseLabel": "2023" } } }, "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFour", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree": { "auth_ref": [ "r257" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails": { "order": 3.0, "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Finite-Lived Intangible Assets, Amortization Expense, Year Three", "terseLabel": "2022" } } }, "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearThree", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo": { "auth_ref": [ "r257" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails": { "order": 2.0, "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Finite-Lived Intangible Assets, Amortization Expense, Year Two", "terseLabel": "2021" } } }, "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis": { "auth_ref": [ "r251", "r252", "r255", "r258", "r491" ], "lang": { "en-US": { "role": { "documentation": "Information by major type or class of finite-lived intangible assets.", "label": "Finite-Lived Intangible Assets by Major Class [Axis]", "terseLabel": "Finite-Lived Intangible Assets by Major Class [Axis]" } } }, "localname": "FiniteLivedIntangibleAssetsByMajorClassAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FiniteLivedIntangibleAssetsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Finite-Lived Intangible Assets [Line Items]", "terseLabel": "Finite-Lived Intangible Assets [Line Items]" } } }, "localname": "FiniteLivedIntangibleAssetsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain": { "auth_ref": [ "r251", "r254" ], "lang": { "en-US": { "role": { "documentation": "The major class of finite-lived intangible asset (for example, patents, trademarks, copyrights, etc.) A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.", "label": "Finite-Lived Intangible Assets, Major Class Name [Domain]", "terseLabel": "Finite-Lived Intangible Assets, Major Class Name [Domain]" } } }, "localname": "FiniteLivedIntangibleAssetsMajorClassNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FiniteLivedIntangibleAssetsNet": { "auth_ref": [ "r255" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.", "label": "Finite-Lived Intangible Assets, Net", "totalLabel": "Total" } } }, "localname": "FiniteLivedIntangibleAssetsNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FurnitureAndFixturesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Equipment commonly used in offices and stores that have no permanent connection to the structure of a building or utilities. Examples include, but are not limited to, desks, chairs, tables, and bookcases.", "label": "Furniture and Fixtures [Member]", "terseLabel": "Furniture and equipment" } } }, "localname": "FurnitureAndFixturesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "us-gaap_GainLossOnSaleOfInvestments": { "auth_ref": [ "r84" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 12.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.", "label": "Gain (Loss) on Sale of Investments", "negatedTerseLabel": "Gain on sale of investment securities" } } }, "localname": "GainLossOnSaleOfInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_Goodwill": { "auth_ref": [ "r247", "r248" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 6.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.", "label": "Goodwill", "terseLabel": "Goodwill" } } }, "localname": "Goodwill", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock": { "auth_ref": [ "r94", "r249", "r253" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for goodwill and intangible assets. This accounting policy also may address how an entity assesses and measures impairment of goodwill and intangible assets.", "label": "Goodwill and Intangible Assets, Policy [Policy Text Block]", "terseLabel": "Goodwill and Other Intangible Assets" } } }, "localname": "GoodwillAndIntangibleAssetsPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember": { "auth_ref": [ "r523" ], "lang": { "en-US": { "role": { "documentation": "Investments in debentures, bonds and other debt securities issued by the Government National Mortgage Association (GNMA or Ginnie Mae).", "label": "Government National Mortgage Association Certificates and Obligations (GNMA) [Member]", "terseLabel": "CMOs issued by GNMA" } } }, "localname": "GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_HedgedAssetFairValueHedge": { "auth_ref": [ "r415" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of asset hedged in fair value hedging relationship.", "label": "Hedged Asset, Fair Value Hedge", "terseLabel": "Carrying Amounts of Hedged Assets" } } }, "localname": "HedgedAssetFairValueHedge", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HedgedAssetFairValueHedgeCumulativeIncreaseDecrease": { "auth_ref": [ "r416" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cumulative increase (decrease) in fair value of hedged asset in fair value hedge, attributable to hedged risk.", "label": "Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)", "terseLabel": "Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Loans" } } }, "localname": "HedgedAssetFairValueHedgeCumulativeIncreaseDecrease", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HedgingDesignationAxis": { "auth_ref": [ "r400", "r414" ], "lang": { "en-US": { "role": { "documentation": "Information by designation of purpose of derivative instrument.", "label": "Hedging Designation [Axis]", "terseLabel": "Hedging Designation [Axis]" } } }, "localname": "HedgingDesignationAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_HedgingDesignationDomain": { "auth_ref": [ "r400" ], "lang": { "en-US": { "role": { "documentation": "Designation of purpose of derivative instrument.", "label": "Hedging Designation [Domain]", "terseLabel": "Hedging Designation [Domain]" } } }, "localname": "HedgingDesignationDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_HedgingRelationshipDomain": { "auth_ref": [ "r400" ], "lang": { "en-US": { "role": { "documentation": "Nature or intent of a hedge.", "label": "Hedging Relationship [Domain]", "terseLabel": "Hedging Relationship [Domain]" } } }, "localname": "HedgingRelationshipDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_HeldToMaturitySecurities": { "auth_ref": [ "r181", "r193" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 1.0, "parentTag": "us-gaap_MarketableSecurities", "weight": 1.0 }, "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity).", "label": "Debt Securities, Held-to-maturity", "terseLabel": "Held-to-maturity, at amortized cost", "totalLabel": "Held to Maturity, Amortized Cost, Total" } } }, "localname": "HeldToMaturitySecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition", "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain": { "auth_ref": [ "r195" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": 2.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrecognized gain on investment in debt security measured at amortized cost (held-to-maturity).", "label": "Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain", "terseLabel": "Held-to-maturity, Gross Unrealized Gains" } } }, "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss": { "auth_ref": [ "r196" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": 3.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment", "weight": 1.0 }, "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity).", "label": "Debt Securities, Held-to-maturity, Accumulated Unrecognized Loss", "negatedTerseLabel": "Held-to-maturity, Gross Unrealized (Losses)", "negatedTotalLabel": "Held-to-maturity, Total securities in a loss position, Unrealized loss" } } }, "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": 1.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAmortizedCostBasis", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before other-than-temporary impairment (OTTI) accretion, of investment in debt securities measured at amortized cost (held-to-maturity).", "label": "Debt Securities, Held-to-maturity, Amortized Cost, before Other-than-temporary Impairment", "totalLabel": "Held to maturity, Amortized Cost" } } }, "localname": "HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesClassifiedAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Held-to-maturity [Abstract]", "terseLabel": "Debt Securities, Held-to-maturity [Abstract]" } } }, "localname": "HeldToMaturitySecuritiesClassifiedAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "stringItemType" }, "us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "auth_ref": [ "r204", "r206" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 2.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for 12 months or longer.", "label": "Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "negatedLabel": "Held-to-maturity, Greater than 12 continuous months, Unrealized loss" } } }, "localname": "HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]", "terseLabel": "Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]" } } }, "localname": "HeldToMaturitySecuritiesContinuousUnrealizedLossPositionAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue": { "auth_ref": [ "r203" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetailsCalc2": { "order": 2.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValueTotal", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position.", "label": "Debt Securities, Held-to-maturity, Unrealized Loss Position, Fair Value", "totalLabel": "Held-to-maturity, Total securities in a loss position, Fair value" } } }, "localname": "HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "auth_ref": [ "r204", "r206" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 2.0, "parentTag": "bmrc_AvailableforsaleSecuritiesandHeldtomaturitySecuritiesContinuousUnrealizedLossPositionLessthan12MonthsAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for less than 12 months.", "label": "Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "negatedLabel": "Held-to-maturity, Less than 12 continuous months, Unrealized loss" } } }, "localname": "HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue": { "auth_ref": [ "r206" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 1.0, "parentTag": "bmrc_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for less than 12 months.", "label": "Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, Less than 12 Months, Fair Value", "terseLabel": "Held-to-maturity, Less than 12 continuous months, Fair value" } } }, "localname": "HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue": { "auth_ref": [ "r206" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails": { "order": 2.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for 12 months or longer.", "label": "Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Fair Value", "terseLabel": "Held-to-maturity, Greater than 12 continuous months, Fair value" } } }, "localname": "HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "auth_ref": [ "r199", "r543" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 3.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Fair Value", "terseLabel": "Held to Maturity, Fair Value, After five years through ten years" } } }, "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount": { "auth_ref": [ "r199", "r543" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 3.0, "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost", "terseLabel": "Held to Maturity, Amortized Cost, After five years through ten years" } } }, "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "auth_ref": [ "r198", "r542" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 2.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Fair Value", "terseLabel": "Held to Maturity, Fair Value, After one but within five years" } } }, "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount": { "auth_ref": [ "r198", "r542" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 2.0, "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year through fifth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after One Through Five Years, Amortized Cost", "terseLabel": "Held to Maturity, Amortized Cost, After one but within five years" } } }, "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue": { "auth_ref": [ "r200", "r544" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 4.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Fair Value", "terseLabel": "Held to Maturity, Fair Value, After ten years" } } }, "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount": { "auth_ref": [ "r200", "r544" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 4.0, "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security, measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, after 10 Years, Amortized Cost", "terseLabel": "Held to Maturity, Amortized Cost, After ten years" } } }, "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue": { "auth_ref": [ "r197", "r541" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 1.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value", "terseLabel": "Held to Maturity, Fair Value, Within one year" } } }, "localname": "HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount": { "auth_ref": [ "r197", "r541" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": 1.0, "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year following latest fiscal year. Excludes interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.", "label": "Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost", "terseLabel": "Held to Maturity, Amortized Cost, Within one year" } } }, "localname": "HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesFairValue": { "auth_ref": [ "r194" ], "calculation": { "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails": { "order": 1.0, "parentTag": "us-gaap_HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment", "weight": 1.0 }, "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity).", "label": "Debt Securities, Held-to-maturity, Fair Value", "terseLabel": "Held-to-maturity, Fair Value", "totalLabel": "Held-to-Maturity, Fair Value, Total", "verboseLabel": "Investment securities held-to-maturity" } } }, "localname": "HeldToMaturitySecuritiesFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesRestricted": { "auth_ref": [ "r488", "r584" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of restricted investment in debt security measured at amortized cost (held-to-maturity).", "label": "Debt Securities, Held-to-maturity, Restricted", "terseLabel": "Held-to-maturity securities pledged as collateral" } } }, "localname": "HeldToMaturitySecuritiesRestricted", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_HeldToMaturitySecuritiesTextBlock": { "auth_ref": [ "r201" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of information about investment in debt security measured at amortized cost (held-to-maturity).", "label": "Debt Securities, Held-to-maturity [Table Text Block]", "terseLabel": "Schedule of Held-to-maturity Securities Reconciliation" } } }, "localname": "HeldToMaturitySecuritiesTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_HomeEquityLoanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loan based on the equity of the borrower's residential property in which the borrower receives the loan amount upfront. Excludes home equity lines of credit.", "label": "Home Equity Loan [Member]", "terseLabel": "Home equity" } } }, "localname": "HomeEquityLoanMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "us-gaap_HomeEquityMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Revolving, open-end loan extended under a line of credit and secured by the borrower's residential property.", "label": "Home Equity Line of Credit [Member]", "verboseLabel": "Revolving home equity lines" } } }, "localname": "HomeEquityMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment": { "auth_ref": [ "r153", "r157" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.", "label": "Impaired Financing Receivable, Average Recorded Investment", "terseLabel": "Average recorded investment in impaired loans during the period" } } }, "localname": "ImpairedFinancingReceivableAverageRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod": { "auth_ref": [ "r154" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest income recognized that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.", "label": "Impaired Financing Receivable, Interest Income, Accrual Method", "terseLabel": "Interest income recognized on impaired loans" } } }, "localname": "ImpairedFinancingReceivableInterestIncomeAccrualMethod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod": { "auth_ref": [ "r155" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.", "label": "Impaired Financing Receivable, Interest Income, Cash Basis Method", "terseLabel": "Interest income recognized on impaired loans during the period ended, cash basis" } } }, "localname": "ImpairedFinancingReceivableInterestIncomeCashBasisMethod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableRecordedInvestment": { "auth_ref": [ "r150" ], "calculation": { "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.", "label": "Impaired Financing Receivable, Recorded Investment", "totalLabel": "Total recorded investment in impaired loans" } } }, "localname": "ImpairedFinancingReceivableRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableRecordedInvestmentAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Impaired Financing Receivable, Recorded Investment [Abstract]", "terseLabel": "Recorded investment in impaired loans:" } } }, "localname": "ImpairedFinancingReceivableRecordedInvestmentAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ImpairedFinancingReceivableRelatedAllowance": { "auth_ref": [ "r151" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of allowance for credit losses related to recorded investment.", "label": "Impaired Financing Receivable, Related Allowance", "verboseLabel": "Specific valuation" } } }, "localname": "ImpairedFinancingReceivableRelatedAllowance", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance": { "auth_ref": [ "r152" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.", "label": "Impaired Financing Receivable, Unpaid Principal Balance", "terseLabel": "Total unpaid principal balance of impaired loans" } } }, "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalance", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Impaired Financing Receivable, Unpaid Principal Balance [Abstract]", "terseLabel": "Unpaid principal balance of impaired loans:" } } }, "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalanceAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment": { "auth_ref": [ "r150" ], "calculation": { "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails": { "order": 1.0, "parentTag": "us-gaap_ImpairedFinancingReceivableRecordedInvestment", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.", "label": "Impaired Financing Receivable, with No Related Allowance, Recorded Investment", "terseLabel": "With no specific allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment": { "auth_ref": [ "r150" ], "calculation": { "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails": { "order": 2.0, "parentTag": "us-gaap_ImpairedFinancingReceivableRecordedInvestment", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.", "label": "Impaired Financing Receivable, with Related Allowance, Recorded Investment", "terseLabel": "With a specific allowance recorded" } } }, "localname": "ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ImpairedFinancingReceivablesTableTextBlock": { "auth_ref": [ "r156" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of impaired financing receivables.", "label": "Impaired Financing Receivables [Table Text Block]", "terseLabel": "Impaired Financing Receivables" } } }, "localname": "ImpairedFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments": { "auth_ref": [ "r100" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.", "label": "Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest", "totalLabel": "Income before provision for income taxes" } } }, "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeLossFromSubsidiariesBeforeTax": { "auth_ref": [], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of income (loss) of subsidiary attributable to the parent entity.", "label": "Income (Loss) from Subsidiaries, before Tax", "totalLabel": "Total income" } } }, "localname": "IncomeLossFromSubsidiariesBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeStatementAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Income Statement [Abstract]" } } }, "localname": "IncomeStatementAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_IncomeStatementLocationAxis": { "auth_ref": [ "r263" ], "lang": { "en-US": { "role": { "documentation": "Information by location in the income statement.", "label": "Income Statement Location [Axis]", "terseLabel": "Income Statement Location [Axis]" } } }, "localname": "IncomeStatementLocationAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_IncomeStatementLocationDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Location in the income statement.", "label": "Income Statement Location [Domain]", "terseLabel": "Income Statement Location [Domain]" } } }, "localname": "IncomeStatementLocationDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_IncomeTaxAuthorityAxis": { "auth_ref": [ "r368" ], "lang": { "en-US": { "role": { "documentation": "Information by tax jurisdiction.", "label": "Income Tax Authority [Axis]", "terseLabel": "Income Tax Authority [Axis]" } } }, "localname": "IncomeTaxAuthorityAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxAuthorityDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Agency, division or body classification that levies income taxes, examines tax returns for compliance, or grants exemptions from or makes other decisions pertaining to income taxes.", "label": "Income Tax Authority [Domain]", "terseLabel": "Income Tax Authority [Domain]" } } }, "localname": "IncomeTaxAuthorityDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "domainItemType" }, "us-gaap_IncomeTaxDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Income Tax Disclosure [Abstract]" } } }, "localname": "IncomeTaxDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxDisclosureTextBlock": { "auth_ref": [ "r387" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.", "label": "Income Tax Disclosure [Text Block]", "terseLabel": "Income Taxes" } } }, "localname": "IncomeTaxDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxes" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxExpenseBenefit": { "auth_ref": [ "r96", "r136", "r385" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": 2.0, "parentTag": "bmrc_IncomeBeforeEquityInUndistributedEarningsOfSubsidiaries", "weight": -1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0 }, "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.", "label": "Income Tax Expense (Benefit)", "negatedTerseLabel": "Income tax benefit", "terseLabel": "Provision for income taxes", "totalLabel": "Total income tax provision" } } }, "localname": "IncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxPolicyTextBlock": { "auth_ref": [ "r57", "r94", "r364", "r365", "r369", "r370", "r375", "r386", "r597" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.", "label": "Income Tax, Policy [Policy Text Block]", "terseLabel": "Income Taxes" } } }, "localname": "IncomeTaxPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxesPaid": { "auth_ref": [ "r81", "r89" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.", "label": "Income Taxes Paid", "terseLabel": "Cash paid in income taxes" } } }, "localname": "IncomeTaxesPaid", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInDeposits": { "auth_ref": [ "r87", "r540" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.", "label": "Increase (Decrease) in Deposits", "terseLabel": "Net increase in deposits" } } }, "localname": "IncreaseDecreaseInDeposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1": { "auth_ref": [ "r403", "r409" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails": { "order": 3.0, "parentTag": "us-gaap_DerivativeLossOnDerivative", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized gain (loss) included in earnings related to the fair value of the hedged item in an interest rate fair value hedge, offset by the gain (loss) on the hedging instrument to the extent that the fair value hedge is determined to be effective.", "label": "Increase (Decrease) in Fair Value of Hedged Item in Interest Rate Fair Value Hedge", "terseLabel": "Increase (decrease) in value of hedged loans" } } }, "localname": "IncreaseDecreaseInFairValueOfHedgedItemInInterestRateFairValueHedge1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1": { "auth_ref": [ "r403", "r409" ], "calculation": { "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails": { "order": 1.0, "parentTag": "us-gaap_DerivativeLossOnDerivative", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized gain (loss) related to the fair value of interest rate derivatives designated as fair value hedging instruments, as offset by the gain (loss) on the hedged item to the extent that the fair value hedge is determined to be effective.", "label": "Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments", "terseLabel": "(Decrease) increase in value of designated interest rate swaps due to LIBOR interest rate movements" } } }, "localname": "IncreaseDecreaseInFairValueOfInterestRateFairValueHedgingInstruments1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOperatingCapitalAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Increase (Decrease) in Operating Capital [Abstract]", "terseLabel": "Net change in operating assets and liabilities:" } } }, "localname": "IncreaseDecreaseInOperatingCapitalAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "auth_ref": [ "r83" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 14.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in operating assets classified as other.", "label": "Increase (Decrease) in Other Operating Assets", "negatedLabel": "Interest receivable and other assets", "negatedTerseLabel": "Other assets" } } }, "localname": "IncreaseDecreaseInOtherOperatingAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInOtherOperatingLiabilities": { "auth_ref": [ "r83" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 15.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in operating liabilities classified as other.", "label": "Increase (Decrease) in Other Operating Liabilities", "terseLabel": "Other liabilities", "verboseLabel": "Interest payable and other liabilities" } } }, "localname": "IncreaseDecreaseInOtherOperatingLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInStockholdersEquityRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Increase (Decrease) in Stockholders' Equity [Roll Forward]", "terseLabel": "Increase (Decrease) in Stockholders' Equity [Roll Forward]" } } }, "localname": "IncreaseDecreaseInStockholdersEquityRollForward", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "stringItemType" }, "us-gaap_IncrementalCommonSharesAttributableToNonvestedSharesWithForfeitableDividends": { "auth_ref": [ "r114", "r116", "r119" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails": { "order": 3.0, "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Number of additional shares included in diluted EPS for potentially dilutive effect of nonvested equity-based payment award containing forfeitable rights to dividends or dividend equivalents, whether paid or unpaid.", "label": "Incremental Common Shares Attributable to Dilutive Effect of Nonvested Shares with Forfeitable Dividends", "terseLabel": "Potential common shares related to unvested restricted stock awards (in shares)" } } }, "localname": "IncrementalCommonSharesAttributableToNonvestedSharesWithForfeitableDividends", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements": { "auth_ref": [ "r114", "r120" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails": { "order": 2.0, "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.", "label": "Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements", "terseLabel": "Potential common shares related to stock options (in shares)" } } }, "localname": "IncrementalCommonSharesAttributableToShareBasedPaymentArrangements", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_InsuranceAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Insurance [Abstract]" } } }, "localname": "InsuranceAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_InterestAndDividendIncomeOperating": { "auth_ref": [ "r531" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.", "label": "Interest and Dividend Income, Operating", "totalLabel": "Total interest income" } } }, "localname": "InterestAndDividendIncomeOperating", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Interest and Dividend Income, Operating [Abstract]", "terseLabel": "Interest income" } } }, "localname": "InterestAndDividendIncomeOperatingAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "auth_ref": [ "r530" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.", "label": "Interest and Fee Income, Loans and Leases", "terseLabel": "Interest and fees on loans" } } }, "localname": "InterestAndFeeIncomeLoansAndLeases", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestBearingDepositLiabilitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Interest-bearing Deposit Liabilities [Abstract]", "terseLabel": "Interest bearing" } } }, "localname": "InterestBearingDepositLiabilitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "stringItemType" }, "us-gaap_InterestExpense": { "auth_ref": [ "r59", "r135", "r443", "r446", "r539" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": 1.0, "parentTag": "bmrc_TotalExpense", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the cost of borrowed funds accounted for as interest expense.", "label": "Interest Expense", "terseLabel": "Interest expense", "totalLabel": "Total interest expense" } } }, "localname": "InterestExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Interest Expense [Abstract]", "terseLabel": "Interest expense" } } }, "localname": "InterestExpenseAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_InterestExpenseMoneyMarketDeposits": { "auth_ref": [ "r537" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 4.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Interest expense incurred on all money market deposits.", "label": "Interest Expense, Money Market Deposits", "terseLabel": "Interest on money market accounts" } } }, "localname": "InterestExpenseMoneyMarketDeposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits": { "auth_ref": [ "r537" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 6.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Interest expense incurred on the amount of Negotiable Order of Withdrawal (NOW). Interest-bearing transaction account that combines the payable on demand feature of checks and investment feature of savings accounts. A NOW account is functionally an interest paying checking account.", "label": "Interest Expense, Negotiable Order of Withdrawal (NOW) Deposits", "terseLabel": "Interest on interest-bearing transaction accounts" } } }, "localname": "InterestExpenseNegotiableOrderOfWithdrawalNOWDeposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseOtherLongTermDebt": { "auth_ref": [ "r538" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of interest expense incurred on long-term debt classified as other, including, but not limited to, interest on long-term notes and amortization of issuance costs.", "label": "Interest Expense, Other Long-term Debt", "terseLabel": "Interest on borrowings and other obligations" } } }, "localname": "InterestExpenseOtherLongTermDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseSavingsDeposits": { "auth_ref": [ "r537" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 5.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Interest expense incurred on all savings account deposits.", "label": "Interest Expense, Savings Deposits", "terseLabel": "Interest on savings accounts" } } }, "localname": "InterestExpenseSavingsDeposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseSubordinatedNotesAndDebentures": { "auth_ref": [ "r538" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Interest expense incurred during the reporting period on subordinated notes and debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures.", "label": "Interest Expense, Subordinated Notes and Debentures", "terseLabel": "Interest on subordinated debentures" } } }, "localname": "InterestExpenseSubordinatedNotesAndDebentures", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpenseTimeDeposits": { "auth_ref": [ "r537" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 3.0, "parentTag": "us-gaap_InterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.", "label": "Interest Expense, Time Deposits", "terseLabel": "Interest on time accounts" } } }, "localname": "InterestExpenseTimeDeposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/DepositsNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "auth_ref": [ "r534" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 3.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.", "label": "Interest Income (Expense), after Provision for Loan Loss", "totalLabel": "Net interest income after provision for loan losses" } } }, "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeExpenseNet": { "auth_ref": [ "r532" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net amount of operating interest income (expense).", "label": "Interest Income (Expense), Net", "totalLabel": "Net interest income" } } }, "localname": "InterestIncomeExpenseNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Primary financial statement caption in which reported facts about interest income have been included.", "label": "Interest Income [Member]", "terseLabel": "Interest income" } } }, "localname": "InterestIncomeMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InterestIncomeOperating": { "auth_ref": [ "r65" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities.", "label": "Interest Income, Operating", "terseLabel": "Interest on investment securities" } } }, "localname": "InterestIncomeOperating", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestPaidNet": { "auth_ref": [ "r77", "r80", "r89" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.", "label": "Interest Paid, Excluding Capitalized Interest, Operating Activities", "terseLabel": "Cash paid in interest" } } }, "localname": "InterestPaidNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestRateContractMember": { "auth_ref": [ "r306", "r412" ], "lang": { "en-US": { "role": { "documentation": "Derivative instrument whose primary underlying risk is tied to the right to receive or pay a sum of money at a given interest rate.", "label": "Interest Rate Contract [Member]", "terseLabel": "Interest rate contract" } } }, "localname": "InterestRateContractMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InterestRateSwapMember": { "auth_ref": [ "r412" ], "lang": { "en-US": { "role": { "documentation": "Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period.", "label": "Interest Rate Swap [Member]", "terseLabel": "Interest rate swap" } } }, "localname": "InterestRateSwapMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InternalCreditAssessmentAxis": { "auth_ref": [ "r158", "r229", "r233", "r234", "r279", "r417" ], "lang": { "en-US": { "role": { "documentation": "Information by entity-defined rating.", "label": "Internal Credit Assessment [Axis]", "terseLabel": "Internal Credit Assessment [Axis]" } } }, "localname": "InternalCreditAssessmentAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_InternalCreditAssessmentDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Entity defined credit risk rating.", "label": "Internal Credit Assessment [Domain]", "terseLabel": "Internal Credit Assessment [Domain]" } } }, "localname": "InternalCreditAssessmentDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InvestmentOwnedBalanceShares": { "auth_ref": [ "r587", "r590", "r591", "r592" ], "lang": { "en-US": { "role": { "documentation": "Balance held at close of period in number of shares.", "label": "Investment Owned, Balance, Shares", "terseLabel": "Number of shares of securities carried at cost (in shares)" } } }, "localname": "InvestmentOwnedBalanceShares", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_InvestmentPolicyTextBlock": { "auth_ref": [ "r212" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for investment in financial asset.", "label": "Investment, Policy [Policy Text Block]", "terseLabel": "Investment Securities" } } }, "localname": "InvestmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.", "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "terseLabel": "Investments Classified by Contractual Maturity Date" } } }, "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Investments, Debt and Equity Securities [Abstract]", "verboseLabel": "Investment securities" } } }, "localname": "InvestmentsDebtAndEquitySecuritiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "stringItemType" }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "auth_ref": [ "r209", "r504", "r545", "r593" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for investments in certain debt and equity securities.", "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]", "verboseLabel": "Investment Securities" } } }, "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecurities" ], "xbrltype": "textBlockItemType" }, "us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust": { "auth_ref": [ "r521", "r575" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Including the current and noncurrent portions, the carrying value of junior subordinated long-term debt owed to unconsolidated subsidiary trusts as of the balance sheet date. Such debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets and was initially scheduled to be repaid after one year or beyond the normal operating cycle if longer.", "label": "Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust", "terseLabel": "Amount guaranteed, on subordinated basis, distributions and other payments on trust preferred securities" } } }, "localname": "JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LaborAndRelatedExpense": { "auth_ref": [ "r64" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 6.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.", "label": "Labor and Related Expense", "terseLabel": "Salaries and related benefits" } } }, "localname": "LaborAndRelatedExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_LeaseCost": { "auth_ref": [ "r465", "r467" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of lease cost recognized by lessee for lease contract.", "label": "Lease, Cost", "totalLabel": "Total lease cost" } } }, "localname": "LeaseCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LeaseCostTableTextBlock": { "auth_ref": [ "r465" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income.", "label": "Lease, Cost [Table Text Block]", "terseLabel": "Schedule of Components of Operating and Finance Lease Cost" } } }, "localname": "LeaseCostTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_LeaseholdImprovementsMember": { "auth_ref": [ "r260" ], "lang": { "en-US": { "role": { "documentation": "Additions or improvements to assets held under a lease arrangement.", "label": "Leasehold Improvements [Member]", "terseLabel": "Leasehold improvements" } } }, "localname": "LeaseholdImprovementsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LesseeFinanceLeaseTermOfContract1": { "auth_ref": [ "r458" ], "lang": { "en-US": { "role": { "documentation": "Term of lessee's finance lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Lessee, Finance Lease, Term of Contract", "terseLabel": "Finance lease, initial contract terms (in years)" } } }, "localname": "LesseeFinanceLeaseTermOfContract1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "durationItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetailsCalc2": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease.", "label": "Lessee, Operating Lease, Liability, Payments, Due", "totalLabel": "Total minimum lease payments" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 6.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due after fifth fiscal year following latest fiscal year.", "label": "Lessee, Operating Lease, Liability, Payments, Due after Year Five", "terseLabel": "Thereafter" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 1.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in next fiscal year following latest fiscal year.", "label": "Lessee, Operating Lease, Liability, Payments, Due Next Twelve Months", "terseLabel": "2020" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 5.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in fifth fiscal year following latest fiscal year.", "label": "Lessee, Operating Lease, Liability, Payments, Due Year Five", "terseLabel": "2024" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 4.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in fourth fiscal year following latest fiscal year.", "label": "Lessee, Operating Lease, Liability, Payments, Due Year Four", "terseLabel": "2023" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFour", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 3.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in third fiscal year following latest fiscal year.", "label": "Lessee, Operating Lease, Liability, Payments, Due Year Three", "terseLabel": "2022" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearThree", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails": { "order": 2.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments for operating lease, due in second fiscal year following latest fiscal year.", "label": "Lessee, Operating Lease, Liability, Payments, Due Year Two", "terseLabel": "2021" } } }, "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearTwo", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount": { "auth_ref": [ "r466" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetailsCalc2": { "order": 1.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease.", "label": "Lessee, Operating Lease, Liability, Undiscounted Excess Amount", "negatedTerseLabel": "Amounts representing interest (present value discount)" } } }, "localname": "LesseeOperatingLeaseLiabilityUndiscountedExcessAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Liabilities": { "auth_ref": [ "r26" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 2.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.", "label": "Liabilities", "totalLabel": "Total liabilities" } } }, "localname": "Liabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liabilities [Abstract]", "verboseLabel": "Liabilities" } } }, "localname": "LiabilitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilitiesAndStockholdersEquity": { "auth_ref": [ "r17", "r512", "r572" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.", "label": "Liabilities and Equity", "totalLabel": "Total liabilities and stockholders' equity" } } }, "localname": "LiabilitiesAndStockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAndStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liabilities and Equity [Abstract]", "terseLabel": "Liabilities and Stockholders' Equity" } } }, "localname": "LiabilitiesAndStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "stringItemType" }, "us-gaap_LifeInsuranceCorporateOrBankOwnedAmount": { "auth_ref": [ "r19", "r215" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the amount that could be realized under a life insurance contract or contracts owned by the Entity as of the date of the statement of financial position. Such Entity-owned life insurance policies are commonly known as corporate-owned life insurance (COLI) or bank-owned life insurance (BOLI).", "label": "Life Insurance, Corporate or Bank Owned, Amount", "terseLabel": "Death benefits provided under terms of the programs" } } }, "localname": "LifeInsuranceCorporateOrBankOwnedAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankOwnedLifeInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LifeInsuranceCorporateOrBankOwnedTextBlock": { "auth_ref": [ "r216" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for corporate (COLI) or bank (BOLI) owned life insurance including the amount of cash surrender value that could be received as of the date of the statement of financial position, any restrictions on the company's ability to obtain the value of the life insurance policy on surrender, or any other additional information desired to be disclosed.", "label": "Life Insurance, Corporate or Bank Owned [Text Block]", "terseLabel": "Bank Owned Life Insurance" } } }, "localname": "LifeInsuranceCorporateOrBankOwnedTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankOwnedLifeInsurance" ], "xbrltype": "textBlockItemType" }, "us-gaap_LineOfCredit": { "auth_ref": [ "r7", "r511", "r565" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.", "label": "Long-term Line of Credit", "terseLabel": "Amount of FHLB borrowings outstanding", "verboseLabel": "FHLB overnight borrowings and advances, Carrying Value" } } }, "localname": "LineOfCredit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityAverageOutstandingAmount": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Average amount borrowed under the credit facility during the period.", "label": "Line of Credit Facility, Average Outstanding Amount", "terseLabel": "FHLB overnight borrowings and advances, Average Balance" } } }, "localname": "LineOfCreditFacilityAverageOutstandingAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityAxis": { "auth_ref": [ "r24", "r99" ], "lang": { "en-US": { "role": { "documentation": "Information by name of lender, which may be a single entity (for example, but not limited to, a bank, pension fund, venture capital firm) or a group of entities that participate in the line of credit.", "label": "Lender Name [Axis]", "terseLabel": "Lender Name [Axis]" } } }, "localname": "LineOfCreditFacilityAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity": { "auth_ref": [ "r24" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of current borrowing capacity under the credit facility considering any current restrictions on the amount that could be borrowed (for example, borrowings may be limited by the amount of current assets), but without considering any amounts currently outstanding under the facility.", "label": "Line of Credit Facility, Current Borrowing Capacity", "terseLabel": "Lines of credit" } } }, "localname": "LineOfCreditFacilityCurrentBorrowingCapacity", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityLenderDomain": { "auth_ref": [ "r24" ], "lang": { "en-US": { "role": { "documentation": "Identification of the lender, which may be a single entity (for example, a bank, pension fund, venture capital firm) or a group of entities that participate in the line of credit, including a letter of credit facility.", "label": "Line of Credit Facility, Lender [Domain]", "terseLabel": "Line of Credit Facility, Lender [Domain]" } } }, "localname": "LineOfCreditFacilityLenderDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LineOfCreditFacilityLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Line of Credit Facility [Line Items]", "terseLabel": "Line of Credit Facility [Line Items]" } } }, "localname": "LineOfCreditFacilityLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LineOfCreditFacilityTable": { "auth_ref": [ "r24", "r99" ], "lang": { "en-US": { "role": { "documentation": "A table or schedule providing information pertaining to short-term or long-term contractual arrangements with lenders, including letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line.", "label": "Line of Credit Facility [Table]", "terseLabel": "Line of Credit Facility [Table]" } } }, "localname": "LineOfCreditFacilityTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LineOfCreditMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A contractual arrangement with a lender under which borrowings can be made up to a specific amount at any point in time, and under which borrowings outstanding may be either short-term or long-term, depending upon the particulars.", "label": "Line of Credit [Member]", "terseLabel": "Line of Credit" } } }, "localname": "LineOfCreditMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LoansAndLeasesReceivableAllowance": { "auth_ref": [ "r143", "r147", "r170", "r177", "r524" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.", "label": "Loans and Leases Receivable, Allowance", "periodEndLabel": "Ending balance", "periodStartLabel": "Beginning balance", "terseLabel": "Loans, allowance for loan losses" } } }, "localname": "LoansAndLeasesReceivableAllowance", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy": { "auth_ref": [ "r94", "r168" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses.", "label": "Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]", "terseLabel": "Allowance for Loan Losses" } } }, "localname": "LoansAndLeasesReceivableAllowanceForLoanLossesPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_LoansAndLeasesReceivableDeferredIncome": { "auth_ref": [ "r163", "r173", "r451", "r526" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.", "label": "Loans and Leases Receivable, Deferred Income", "terseLabel": "Deferred loan fees" } } }, "localname": "LoansAndLeasesReceivableDeferredIncome", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend": { "auth_ref": [ "r179" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of unfunded portion of contractual agreement to lend funds to borrower for financing receivable modified as troubled debt restructuring.", "label": "Financing Receivable, Troubled Debt Restructuring, Commitment to Lend", "terseLabel": "Outstanding commitments to extend credit on impaired loans" } } }, "localname": "LoansAndLeasesReceivableImpairedCommitmentToLend", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableLeaseFinancingPolicy": { "auth_ref": [ "r94", "r448", "r450", "r452" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for recording, valuing, and reporting amounts due from lessees pursuant to contractual arrangements, which are secured, at a minimum, by the asset being rented, and in measuring certain revenues, expenses and gains and losses arising from creating, acquiring, collecting, terminating, modifying and holding lease agreements.", "label": "Loans and Leases Receivable, Lease Financing, Policy [Policy Text Block]", "terseLabel": "Originated Loans" } } }, "localname": "LoansAndLeasesReceivableLeaseFinancingPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome": { "auth_ref": [ "r141", "r163" ], "calculation": { "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.", "label": "Loans and Leases Receivable, Net of Deferred Income", "totalLabel": "Total loans", "verboseLabel": "Total loans" } } }, "localname": "LoansAndLeasesReceivableNetOfDeferredIncome", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableNetReportedAmount": { "auth_ref": [ "r141", "r526" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.", "label": "Loans and Leases Receivable, Net Amount", "terseLabel": "Loans, net of allowance for loan losses of $16,677 and $15,821 at December 31, 2019 and 2018, respectively" } } }, "localname": "LoansAndLeasesReceivableNetReportedAmount", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableRelatedParties": { "auth_ref": [ "r468", "r525" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "For an unclassified balance sheet, reflects the carrying amount of unpaid loan amounts due from related parties at the balance sheet date.", "label": "Loans and Leases Receivable, Related Parties", "periodEndLabel": "Balance at end of year", "periodStartLabel": "Balance at beginning of year" } } }, "localname": "LoansAndLeasesReceivableRelatedParties", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions": { "auth_ref": [ "r468", "r525" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Reflects the amount of new advances made to related parties in the form of loan and lease receivables.", "label": "Loans and Leases Receivable, Related Parties, Additions", "terseLabel": "Additions" } } }, "localname": "LoansAndLeasesReceivableRelatedPartiesAdditions", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds": { "auth_ref": [ "r68", "r515" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from related parties which reduce the amount of loans and leases receivable due from related parties.", "label": "Loans and Leases Receivable, Related Parties, Proceeds", "negatedTerseLabel": "Repayments" } } }, "localname": "LoansAndLeasesReceivableRelatedPartiesProceeds", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Loans and Leases Receivable, Related Parties [Roll Forward]", "terseLabel": "Loans and Leases Receivable, Related Parties [Roll Forward]" } } }, "localname": "LoansAndLeasesReceivableRelatedPartiesRollForward", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock": { "auth_ref": [ "r171" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.", "label": "Loans, Notes, Trade and Other Receivables Disclosure [Text Block]", "verboseLabel": "Loans and Allowance for Loan Losses" } } }, "localname": "LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLosses" ], "xbrltype": "textBlockItemType" }, "us-gaap_LoansReceivableFairValueDisclosure": { "auth_ref": [ "r171" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.", "label": "Loans Receivable, Fair Value Disclosure", "terseLabel": "Loans, net" } } }, "localname": "LoansReceivableFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LoansReceivableMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "An amount of money or property, or a portion thereof, leant to a borrower (debtor) in exchange for a promise to repay the amount borrowed plus interest at a date certain in the future.", "label": "Loans Receivable [Member]", "terseLabel": "Loans portfolio" } } }, "localname": "LoansReceivableMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LongtermDebtTypeAxis": { "auth_ref": [ "r28" ], "lang": { "en-US": { "role": { "documentation": "Information by type of long-term debt.", "label": "Long-term Debt, Type [Axis]", "terseLabel": "Long-term Debt, Type [Axis]" } } }, "localname": "LongtermDebtTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LongtermDebtTypeDomain": { "auth_ref": [ "r28", "r282" ], "lang": { "en-US": { "role": { "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer.", "label": "Long-term Debt, Type [Domain]", "terseLabel": "Long-term Debt, Type [Domain]" } } }, "localname": "LongtermDebtTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LossContingenciesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Loss Contingencies [Line Items]", "terseLabel": "Loss Contingencies [Line Items]" } } }, "localname": "LossContingenciesLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingenciesTable": { "auth_ref": [ "r266", "r267", "r268", "r270", "r271", "r272", "r274", "r277", "r278" ], "lang": { "en-US": { "role": { "documentation": "Discloses the specific components (such as the nature, name, and date) of the loss contingency and gives an estimate of the possible loss or range of loss, or states that a reasonable estimate cannot be made. Excludes environmental contingencies, warranties and unconditional purchase obligations.", "label": "Loss Contingencies [Table]", "terseLabel": "Loss Contingencies [Table]" } } }, "localname": "LossContingenciesTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingencyAccrualPayments": { "auth_ref": [ "r266" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow reducing loss contingency liability.", "label": "Loss Contingency Accrual, Payments", "terseLabel": "Visa deposit in escrow accounts" } } }, "localname": "LossContingencyAccrualPayments", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LossContingencyDamagesSoughtValue": { "auth_ref": [ "r266", "r269", "r273" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The value (monetary amount) of the award the plaintiff seeks in the legal matter.", "label": "Loss Contingency, Damages Sought, Value", "terseLabel": "Estimated amount due to class plaintiffs in Visa litigation" } } }, "localname": "LossContingencyDamagesSoughtValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_MarketableSecurities": { "auth_ref": [ "r522" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": 6.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in marketable security.", "label": "Marketable Securities", "totalLabel": "Total investment securities" } } }, "localname": "MarketableSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_MarketableSecuritiesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Marketable Securities [Line Items]", "terseLabel": "Marketable Securities [Line Items]" } } }, "localname": "MarketableSecuritiesLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_MarketableSecuritiesTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about investment in marketable security.", "label": "Marketable Securities [Table]", "terseLabel": "Marketable Securities [Table]" } } }, "localname": "MarketableSecuritiesTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_MaturitiesOfTimeDepositsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Maturities of Time Deposits [Abstract]", "terseLabel": "Scheduled maturities of time deposits" } } }, "localname": "MaturitiesOfTimeDepositsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember": { "auth_ref": [ "r183", "r306" ], "lang": { "en-US": { "role": { "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by non-governmental sponsored enterprises.", "label": "Mortgage-backed Securities, Issued by Private Enterprises [Member]", "terseLabel": "Non-Government Sponsored Enterprises", "verboseLabel": "Privately issued CMOs" } } }, "localname": "MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails" ], "xbrltype": "domainItemType" }, "us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember": { "auth_ref": [ "r306" ], "lang": { "en-US": { "role": { "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by US Government Sponsored Enterprises, such as Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac).", "label": "Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]", "terseLabel": "MBS pass-through securities issued by FHLMC and FNMA", "verboseLabel": "MBS pass-through securities issued by FHLMC and FNMA" } } }, "localname": "MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_MortgageBackedSecuritiesMember": { "auth_ref": [ "r183", "r306", "r307", "r313", "r582" ], "lang": { "en-US": { "role": { "documentation": "Securities collateralized by mortgage loans.", "label": "Collateralized Mortgage Backed Securities [Member]", "terseLabel": "Mortgage-backed securities and collateralized mortgage obligations issued by U.S. government-sponsored agencies" } } }, "localname": "MortgageBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_MortgagesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A loan to finance the purchase of real estate where the lender has a lien on the property as collateral for the loan.", "label": "Mortgages [Member]", "terseLabel": "Loans on real estate" } } }, "localname": "MortgagesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "domainItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "auth_ref": [ "r79" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.", "label": "Net Cash Provided by (Used in) Financing Activities", "totalLabel": "Net cash provided by financing activities" } } }, "localname": "NetCashProvidedByUsedInFinancingActivities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Financing Activities [Abstract]", "terseLabel": "Cash Flows from Financing Activities:" } } }, "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "auth_ref": [ "r79" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.", "label": "Net Cash Provided by (Used in) Investing Activities", "totalLabel": "Net cash used in investing activities" } } }, "localname": "NetCashProvidedByUsedInInvestingActivities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Investing Activities [Abstract]", "terseLabel": "Cash Flows from Investing Activities:" } } }, "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "auth_ref": [ "r79", "r82", "r85" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.", "label": "Net Cash Provided by (Used in) Operating Activities", "totalLabel": "Net cash provided by operating activities" } } }, "localname": "NetCashProvidedByUsedInOperatingActivities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Cash Flows from Operating Activities:" } } }, "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_NetIncomeLoss": { "auth_ref": [ "r51", "r54", "r60", "r85", "r120", "r528", "r576" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.", "label": "Net Income (Loss) Attributable to Parent", "terseLabel": "Net income", "totalLabel": "Net income" } } }, "localname": "NetIncomeLoss", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.", "label": "New Accounting Pronouncements, Policy [Policy Text Block]", "terseLabel": "Other Recently Adopted and Issued Accounting Standards" } } }, "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_NoninterestBearingDepositLiabilities": { "auth_ref": [ "r516" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 1.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.", "label": "Noninterest-bearing Deposit Liabilities", "terseLabel": "Non-interest bearing" } } }, "localname": "NoninterestBearingDepositLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestExpense": { "auth_ref": [ "r536" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails": { "order": 2.0, "parentTag": "bmrc_TotalExpense", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Total aggregate amount of all noninterest expense.", "label": "Noninterest Expense", "terseLabel": "Non-interest expense", "totalLabel": "Total non-interest expense" } } }, "localname": "NoninterestExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestExpenseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Noninterest Expense [Abstract]", "terseLabel": "Non-interest expense" } } }, "localname": "NoninterestExpenseAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestExpenseDirectorsFees": { "auth_ref": [ "r536" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 9.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Noninterest expense related to directors' fees which are fees paid by an Entity to its directors. Directors' fees may be paid in addition to salary and other benefits.", "label": "Noninterest Expense Directors Fees", "terseLabel": "Directors' expense" } } }, "localname": "NoninterestExpenseDirectorsFees", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestIncome": { "auth_ref": [ "r535" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.", "label": "Noninterest Income", "totalLabel": "Total non-interest income" } } }, "localname": "NoninterestIncome", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_NoninterestIncomeAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Noninterest Income [Abstract]", "terseLabel": "Non-interest income" } } }, "localname": "NoninterestIncomeAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_NoninterestIncomeOtherOperatingIncome": { "auth_ref": [ "r58", "r527", "r578" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 5.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of revenue earned, classified as other, excluding interest income.", "label": "Noninterest Income, Other Operating Income", "terseLabel": "Other income" } } }, "localname": "NoninterestIncomeOtherOperatingIncome", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_NotesReceivableNet": { "auth_ref": [ "r13", "r141", "r228" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement.", "label": "Financing Receivable, after Allowance for Credit Loss", "terseLabel": "Purchased credit-impaired" } } }, "localname": "NotesReceivableNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NotesReceivableNetAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Financing Receivable, after Allowance for Credit Loss [Abstract]", "terseLabel": "Recorded Investment:" } } }, "localname": "NotesReceivableNetAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NumberOfBusinessesAcquired": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The number of businesses acquired by the entity during the period.", "label": "Number of Businesses Acquired", "terseLabel": "Number of banks acquired" } } }, "localname": "NumberOfBusinessesAcquired", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails" ], "xbrltype": "integerItemType" }, "us-gaap_NumberOfStores": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Represents the number of stores.", "label": "Number of Stores", "terseLabel": "Number of branches" } } }, "localname": "NumberOfStores", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "integerItemType" }, "us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock": { "auth_ref": [ "r168", "r227" ], "lang": { "en-US": { "role": { "documentation": "Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures.", "label": "Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]", "terseLabel": "Allowance for Losses on Off-Balance-Sheet Commitments" } } }, "localname": "OffBalanceSheetCreditExposurePolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_OffsettingAssetsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Offsetting Assets [Line Items]", "terseLabel": "Offsetting Assets [Line Items]" } } }, "localname": "OffsettingAssetsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OffsettingAssetsTable": { "auth_ref": [ "r36", "r37" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about derivative and financial assets that are subject to offsetting, including enforceable master netting arrangements.", "label": "Offsetting Assets [Table]", "terseLabel": "Offsetting Assets [Table]" } } }, "localname": "OffsettingAssetsTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OffsettingAssetsTableTextBlock": { "auth_ref": [ "r36", "r37" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of derivative and other financial assets that are subject to offsetting, including master netting arrangements.", "label": "Offsetting Assets [Table Text Block]", "terseLabel": "Offsetting Assets" } } }, "localname": "OffsettingAssetsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_OffsettingLiabilitiesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Offsetting Liabilities [Line Items]", "terseLabel": "Offsetting Liabilities [Line Items]" } } }, "localname": "OffsettingLiabilitiesLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OffsettingLiabilitiesTable": { "auth_ref": [ "r36", "r37" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about derivative and financial liabilities that are subject to offsetting, including enforceable master netting arrangements.", "label": "Offsetting Liabilities [Table]", "terseLabel": "Offsetting Liabilities [Table]" } } }, "localname": "OffsettingLiabilitiesTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OffsettingLiabilitiesTableTextBlock": { "auth_ref": [ "r36", "r37" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of derivative and other financial liabilities that are subject to offsetting, including master netting arrangements.", "label": "Offsetting Liabilities [Table Text Block]", "terseLabel": "Offsetting Liabilities" } } }, "localname": "OffsettingLiabilitiesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_OperatingLeaseCost": { "auth_ref": [ "r460", "r467" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails": { "order": 2.0, "parentTag": "us-gaap_LeaseCost", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of single lease cost, calculated by allocation of remaining cost of lease over remaining lease term. Includes, but is not limited to, single lease cost, after impairment of right-of-use asset, calculated by amortization of remaining right-of-use asset and accretion of lease liability.", "label": "Operating Lease, Cost", "terseLabel": "Operating lease cost" } } }, "localname": "OperatingLeaseCost", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseLiabilitiesPaymentsDueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Lessee, Operating Lease, Liability, Payment, Due [Abstract]", "terseLabel": "Operating Leases" } } }, "localname": "OperatingLeaseLiabilitiesPaymentsDueAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OperatingLeaseLiability": { "auth_ref": [ "r455" ], "calculation": { "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetailsCalc2": { "order": 2.0, "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 5.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease.", "label": "Operating Lease, Liability", "terseLabel": "Present value of net minimum lease payments (lease liability)", "verboseLabel": "Operating lease liabilities" } } }, "localname": "OperatingLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseRightOfUseAsset": { "auth_ref": [ "r454" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 8.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": 8.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's right to use underlying asset under operating lease.", "label": "Operating Lease, Right-of-Use Asset", "terseLabel": "Operating lease right-of-use assets" } } }, "localname": "OperatingLeaseRightOfUseAsset", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": { "auth_ref": [ "r464", "r467" ], "lang": { "en-US": { "role": { "documentation": "Weighted average discount rate for operating lease calculated at point in time.", "label": "Operating Lease, Weighted Average Discount Rate, Percent", "terseLabel": "Weighted average discount rate" } } }, "localname": "OperatingLeaseWeightedAverageDiscountRatePercent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "percentItemType" }, "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1": { "auth_ref": [ "r463", "r467" ], "lang": { "en-US": { "role": { "documentation": "Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Operating Lease, Weighted Average Remaining Lease Term", "terseLabel": "Weighted average remaining term (in years)" } } }, "localname": "OperatingLeaseWeightedAverageRemainingLeaseTerm1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails" ], "xbrltype": "durationItemType" }, "us-gaap_OperatingLeasesRentExpenseNet": { "auth_ref": [ "r449" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Rental expense for the reporting period incurred under operating leases, including minimum and any contingent rent expense, net of related sublease income.", "label": "Operating Leases, Rent Expense, Net", "terseLabel": "Operating lease rent expense" } } }, "localname": "OperatingLeasesRentExpenseNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLossCarryforwards": { "auth_ref": [ "r376" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.", "label": "Operating Loss Carryforwards", "terseLabel": "Net operating loss carryforwards expected to expire" } } }, "localname": "OperatingLossCarryforwards", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLossCarryforwardsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Operating Loss Carryforwards [Line Items]", "terseLabel": "Operating Loss Carryforwards [Line Items]" } } }, "localname": "OperatingLossCarryforwardsLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OperatingLossCarryforwardsTable": { "auth_ref": [ "r377" ], "lang": { "en-US": { "role": { "documentation": "Schedule reflecting pertinent information, such as tax authority, amounts, and expiration dates, of net operating loss carryforwards, including an assessment of the likelihood of utilization.", "label": "Operating Loss Carryforwards [Table]", "terseLabel": "Operating Loss Carryforwards [Table]" } } }, "localname": "OperatingLossCarryforwardsTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OtherAssets": { "auth_ref": [ "r3", "r507", "r566" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 4.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": 5.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of assets classified as other.", "label": "Other Assets", "terseLabel": "Interest receivable and other assets", "verboseLabel": "Other assets" } } }, "localname": "OtherAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherAssetsMember": { "auth_ref": [ "r402", "r421" ], "lang": { "en-US": { "role": { "documentation": "Primary financial statement caption encompassing other assets.", "label": "Other Assets [Member]", "terseLabel": "Other assets" } } }, "localname": "OtherAssetsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent": { "auth_ref": [ "r390", "r391", "r392" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax, after reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities, attributable to parent entity. Excludes amounts related to other than temporary impairment (OTTI) loss.", "label": "Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Tax, Portion Attributable to Parent", "totalLabel": "Subtotal" } } }, "localname": "OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent": { "auth_ref": [ "r390", "r391", "r392" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit), after reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities, attributable to parent entity. Excludes amounts related to other than temporary impairment (OTTI) loss.", "label": "Other Comprehensive Income (Loss), Available-for-sale Securities, Tax, Portion Attributable to Parent", "terseLabel": "Deferred tax expense (benefit)" } } }, "localname": "OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Other Comprehensive Income (Loss), Net of Tax [Abstract]", "terseLabel": "Other comprehensive income (loss):" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "auth_ref": [ "r52", "r55", "r390", "r391", "r392" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity.", "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent", "terseLabel": "Other comprehensive income (loss)", "totalLabel": "Other comprehensive income (loss), net of tax" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax": { "auth_ref": [ "r44", "r48", "r49", "r208" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax", "negatedTerseLabel": "Reclassification adjustment for (gains) losses on available-for-sale securities in net income" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": { "auth_ref": [ "r42", "r44", "r208" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Securities, Available-for-Sale, Unrealized Holding Gain (Loss) Arising During Period, before Tax", "terseLabel": "Change in net unrealized gains or losses on available-for-sale securities" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherDebtSecuritiesMember": { "auth_ref": [ "r202", "r238", "r306", "r429" ], "lang": { "en-US": { "role": { "documentation": "Investments in debt securities classified as other.", "label": "Other Debt Obligations [Member]", "terseLabel": "Other obligations" } } }, "localname": "OtherDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherLiabilities": { "auth_ref": [ "r520" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails": { "order": 3.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 4.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities classified as other.", "label": "Other Liabilities", "terseLabel": "Interest payable and other liabilities", "verboseLabel": "Other liabilities" } } }, "localname": "OtherLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherLiabilitiesMember": { "auth_ref": [ "r402", "r421" ], "lang": { "en-US": { "role": { "documentation": "Primary financial statement caption encompassing other liabilities.", "label": "Other Liabilities [Member]", "terseLabel": "Other liabilities" } } }, "localname": "OtherLiabilitiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails", "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherNoninterestExpense": { "auth_ref": [ "r536" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of noninterest expense classified as other.", "label": "Other Noninterest Expense", "terseLabel": "Other expense" } } }, "localname": "OtherNoninterestExpense", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_PassMember": { "auth_ref": [ "r158", "r229" ], "lang": { "en-US": { "role": { "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables.", "label": "Pass [Member]", "terseLabel": "Pass" } } }, "localname": "PassMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "auth_ref": [ "r166", "r167", "r223", "r235" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of aging analysis for financing receivable.", "label": "Financing Receivable, Past Due [Table Text Block]", "terseLabel": "Past Due Financing Receivables" } } }, "localname": "PastDueFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock": { "auth_ref": [ "r106" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 12.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow (inflow) from acquisition (sale) of Federal Home Loan Bank (FHLBank) stock.", "label": "Payments for (Proceeds from) Federal Home Loan Bank Stock", "negatedLabel": "Purchase of Federal Home Loan Bank stock" } } }, "localname": "PaymentsForProceedsFromFederalHomeLoanBankStock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForProceedsFromLoansAndLeases": { "auth_ref": [ "r106" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.", "label": "Payments for (Proceeds from) Loans and Leases", "negatedTerseLabel": "Loans originated and principal collected, net" } } }, "localname": "PaymentsForProceedsFromLoansAndLeases", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsOfDistributionsToAffiliates": { "auth_ref": [ "r75" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The distributions of earnings to an entity that is affiliated with the reporting entity by means of direct or indirect ownership.", "label": "Payments of Distributions to Affiliates", "negatedTerseLabel": "Capital contribution to subsidiary" } } }, "localname": "PaymentsOfDistributionsToAffiliates", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsOfDividendsCommonStock": { "auth_ref": [ "r75" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.", "label": "Payments of Ordinary Dividends, Common Stock", "negatedLabel": "Cash dividends paid on common stock", "negatedTerseLabel": "Dividends paid on common stock" } } }, "localname": "PaymentsOfDividendsCommonStock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation": { "auth_ref": [ "r75" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow to satisfy grantee's tax withholding obligation for award under share-based payment arrangement.", "label": "Payment, Tax Withholding, Share-based Payment Arrangement", "negatedTerseLabel": "Payment of tax withholding for stock options exercised and vesting of restricted stock" } } }, "localname": "PaymentsRelatedToTaxWithholdingForShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r67", "r70", "r182" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Payments to Acquire Debt Securities, Available-for-sale", "negatedTerseLabel": "Purchase of available-for-sale securities" } } }, "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireHeldToMaturitySecurities": { "auth_ref": [ "r70", "r182" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow through purchase of long-term held-to-maturity securities.", "label": "Payments to Acquire Held-to-maturity Securities", "negatedTerseLabel": "Purchase of held-to-maturity securities" } } }, "localname": "PaymentsToAcquireHeldToMaturitySecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireLifeInsurancePolicies": { "auth_ref": [ "r72", "r78" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 11.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow for payment of premium on corporate-owned life insurance policy, classified as investing activities. Includes, but is not limited to, bank-owned life insurance policy.", "label": "Payment to Acquire Life Insurance Policy, Investing Activities", "negatedLabel": "Purchase of bank-owned life insurance policies" } } }, "localname": "PaymentsToAcquireLifeInsurancePolicies", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireProductiveAssets": { "auth_ref": [ "r71" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow for purchases of and capital improvements on property, plant and equipment (capital expenditures), software, and other intangible assets.", "label": "Payments to Acquire Productive Assets", "negatedLabel": "Purchase of premises and equipment" } } }, "localname": "PaymentsToAcquireProductiveAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireRealEstateHeldForInvestment": { "auth_ref": [ "r72" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow associated with the purchase of real estate held for investment purposes.", "label": "Payments to Acquire Real Estate Held-for-investment", "negatedTerseLabel": "Cash paid for low income housing tax credit investment" } } }, "localname": "PaymentsToAcquireRealEstateHeldForInvestment", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_PerformanceSharesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share-based payment arrangement awarded for meeting performance target.", "label": "Performance Shares [Member]", "terseLabel": "Performance shares" } } }, "localname": "PerformanceSharesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PlanNameAxis": { "auth_ref": [ "r318", "r351" ], "lang": { "en-US": { "role": { "documentation": "Information by plan name for share-based payment arrangement.", "label": "Plan Name [Axis]", "terseLabel": "Plan Name [Axis]" } } }, "localname": "PlanNameAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_PlanNameDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Plan name for share-based payment arrangement.", "label": "Plan Name [Domain]", "terseLabel": "Plan Name [Domain]" } } }, "localname": "PlanNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedAsCollateral": { "auth_ref": [ "r488" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The sum of the carrying amounts, as of the date of the latest financial statement presented, of loans receivable which are owned but transferred to serve as collateral for the payment of related debt obligations, primarily secured borrowings and repurchase agreements, and for which the transferees are not permitted to sell or re-pledge them to an unrelated party.", "label": "Pledged Financial Instruments, Not Separately Reported, Loans Receivable Pledged as Collateral", "terseLabel": "Residential loans pledged for FRB borrowings" } } }, "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedAsCollateral", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt": { "auth_ref": [ "r488" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The carrying amount, as of the date of the latest financial statement presented, of loans receivable which are owned but transferred to serve as collateral for the payment of FHLB debt obligations, and for which the transferee is not permitted to sell or re-pledge them to an unrelated party.", "label": "Pledged Financial Instruments, Not Separately Reported, Loans Receivable, for Federal Home Loan Bank Debt", "terseLabel": "Certain qualifying loans pledged for FHLB line of credit" } } }, "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedLoansReceivablePledgedForFederalHomeLoanBankDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged": { "auth_ref": [ "r488" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the date of the latest financial statement presented of securities which are owned but transferred to another party to serve as collateral to partially or fully secure a debt obligation, repurchase agreement or other current or potential obligation, and for which the transferee is not permitted to sell or re-pledge them to an unrelated party.", "label": "Pledged Financial Instruments, Not Separately Reported, Securities", "terseLabel": "Available-for-sale securities pledged as collateral" } } }, "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "auth_ref": [ "r434" ], "lang": { "en-US": { "role": { "documentation": "Measured at fair value for financial reporting purposes.", "label": "Portion at Fair Value Measurement [Member]", "terseLabel": "Portion at Fair Value Measurement" } } }, "localname": "PortionAtFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails", "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PreferredStockNoParValue": { "auth_ref": [ "r11" ], "lang": { "en-US": { "role": { "documentation": "Face amount per share of no-par value preferred stock nonredeemable or redeemable solely at the option of the issuer.", "label": "Preferred Stock, No Par Value", "terseLabel": "Preferred stock, no par value (in dollars per share)" } } }, "localname": "PreferredStockNoParValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_PreferredStockSharesAuthorized": { "auth_ref": [ "r11" ], "lang": { "en-US": { "role": { "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.", "label": "Preferred Stock, Shares Authorized", "terseLabel": "Preferred stock, authorized (in shares)" } } }, "localname": "PreferredStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_PreferredStockSharesIssued": { "auth_ref": [ "r11" ], "lang": { "en-US": { "role": { "documentation": "Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.", "label": "Preferred Stock, Shares Issued", "terseLabel": "Preferred stock, issued, (in shares)" } } }, "localname": "PreferredStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical" ], "xbrltype": "sharesItemType" }, "us-gaap_PreferredStockValue": { "auth_ref": [ "r11" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 1.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.", "label": "Preferred Stock, Value, Issued", "terseLabel": "Preferred stock, no par value, Authorized - 5,000,000 shares, none issued" } } }, "localname": "PreferredStockValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromFederalHomeLoanBankBorrowings": { "auth_ref": [ "r74" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity.", "label": "Proceeds from FHLBank Borrowings, Financing Activities", "terseLabel": "Federal Home Loan Bank borrowings" } } }, "localname": "ProceedsFromFederalHomeLoanBankBorrowings", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlans": { "auth_ref": [ "r73", "r352" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from issuance of shares under share-based payment arrangement. Excludes option exercised.", "label": "Proceeds, Issuance of Shares, Share-based Payment Arrangement, Excluding Option Exercised", "terseLabel": "Proceeds from stock issued under employee and director stock purchase plans and ESOP" } } }, "localname": "ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlans", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromLifeInsurancePolicies": { "auth_ref": [ "r69", "r78" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow for proceeds from settlement of corporate-owned life insurance policy, classified as investing activities. Includes, but is not limited to, bank-owned life insurance policy.", "label": "Proceeds from Life Insurance Policy", "terseLabel": "Cash receipts from bank-owned life insurance policies" } } }, "localname": "ProceedsFromLifeInsurancePolicies", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "auth_ref": [ "r67", "r68", "r182" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale", "terseLabel": "Proceeds from paydowns/maturities of available-for-sale securities" } } }, "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities": { "auth_ref": [ "r68", "r182" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.", "label": "Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities", "terseLabel": "Proceeds from paydowns/maturities of held-to-maturity securities" } } }, "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r67", "r68", "r182" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from Sale of Debt Securities, Available-for-sale", "terseLabel": "Proceeds from sale of available-for-sale securities", "verboseLabel": "Sales proceeds" } } }, "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromStockOptionsExercised": { "auth_ref": [ "r73", "r352" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from exercise of option under share-based payment arrangement.", "label": "Proceeds from Stock Options Exercised", "terseLabel": "Proceeds from stock options exercised" } } }, "localname": "ProceedsFromStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromStockPlans": { "auth_ref": [ "r73" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow associated with the amount received from the stock plan during the period.", "label": "Proceeds from Stock Plans", "terseLabel": "Stock repurchased, net of commissions" } } }, "localname": "ProceedsFromStockPlans", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProfessionalFees": { "auth_ref": [ "r588", "r589" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.", "label": "Professional Fees", "terseLabel": "Professional services" } } }, "localname": "ProfessionalFees", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Property, Plant and Equipment [Abstract]" } } }, "localname": "PropertyPlantAndEquipmentAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentByTypeAxis": { "auth_ref": [ "r22", "r262" ], "lang": { "en-US": { "role": { "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale.", "label": "Property, Plant and Equipment, Type [Axis]", "terseLabel": "Property, Plant and Equipment, Type [Axis]" } } }, "localname": "PropertyPlantAndEquipmentByTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": { "auth_ref": [ "r264" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.", "label": "Property, Plant and Equipment Disclosure [Text Block]", "terseLabel": "Bank Premises and Equipment" } } }, "localname": "PropertyPlantAndEquipmentDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipment" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentGross": { "auth_ref": [ "r21", "r260" ], "calculation": { "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails": { "order": 1.0, "parentTag": "us-gaap_PropertyPlantAndEquipmentNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Property, Plant and Equipment, Gross", "terseLabel": "Bank premises and equipment, Gross" } } }, "localname": "PropertyPlantAndEquipmentGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Property, Plant and Equipment [Line Items]", "terseLabel": "Property, Plant and Equipment [Line Items]" } } }, "localname": "PropertyPlantAndEquipmentLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "stringItemType" }, "us-gaap_PropertyPlantAndEquipmentNet": { "auth_ref": [ "r1", "r2", "r262", "r573" ], "calculation": { "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionCalc2": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Property, Plant and Equipment, Net", "terseLabel": "Bank premises and equipment, net", "totalLabel": "Bank premises and equipment, net" } } }, "localname": "PropertyPlantAndEquipmentNet", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": { "auth_ref": [ "r20", "r94", "r262" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments.", "label": "Property, Plant and Equipment, Policy [Policy Text Block]", "terseLabel": "Premises and Equipment" } } }, "localname": "PropertyPlantAndEquipmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentTextBlock": { "auth_ref": [ "r1", "r262" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.", "label": "Property, Plant and Equipment [Table Text Block]", "terseLabel": "Summary of Bank Premises and Equipment" } } }, "localname": "PropertyPlantAndEquipmentTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_PropertyPlantAndEquipmentTypeDomain": { "auth_ref": [ "r1", "r260" ], "lang": { "en-US": { "role": { "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.", "label": "Property, Plant and Equipment, Type [Domain]", "terseLabel": "Property, Plant and Equipment, Type [Domain]" } } }, "localname": "PropertyPlantAndEquipmentTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails", "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PropertyPlantAndEquipmentUsefulLife": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.", "label": "Property, Plant and Equipment, Useful Life", "terseLabel": "Premises and equipment useful life" } } }, "localname": "PropertyPlantAndEquipmentUsefulLife", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "durationItemType" }, "us-gaap_ProvisionForLoanAndLeaseLosses": { "auth_ref": [ "r83", "r144", "r533" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense related to estimated loss from loan and lease transactions.", "label": "Provision for Loan and Lease Losses", "terseLabel": "Provision for loan losses", "verboseLabel": "Provision (reversal)" } } }, "localname": "ProvisionForLoanAndLeaseLosses", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RealEstateLoanMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loan to finance the purchase of real estate, including but not limited to, land or building.", "label": "Real Estate Loan [Member]", "terseLabel": "Loans secured by real estate" } } }, "localname": "RealEstateLoanMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RealEstateOwnedTextBlock": { "auth_ref": [ "r142" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.", "label": "Real Estate Owned [Text Block]", "terseLabel": "Other Real Estate Owned (OREO)" } } }, "localname": "RealEstateOwnedTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_RealizedGainLossOnInvestmentsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of realized gains and losses on investments reported in the statement of income.", "label": "Realized Gain (Loss) on Investments [Table Text Block]", "terseLabel": "Gain (Loss) on Investments" } } }, "localname": "RealizedGainLossOnInvestmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ReceivablesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Receivables [Abstract]" } } }, "localname": "ReceivablesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "auth_ref": [ "r553", "r554", "r555", "r556", "r557", "r558", "r559", "r560", "r563" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.", "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]", "terseLabel": "Regulatory Matters" } } }, "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMatters" ], "xbrltype": "textBlockItemType" }, "us-gaap_RelatedPartyDepositLiabilities": { "auth_ref": [ "r104" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deposits held by the entity for a related party (entity, shareholder, employee).", "label": "Related Party Deposit Liabilities", "terseLabel": "Related party deposit liabilities" } } }, "localname": "RelatedPartyDepositLiabilities", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RelatedPartyDomain": { "auth_ref": [ "r475" ], "lang": { "en-US": { "role": { "documentation": "Related parties include affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests.", "label": "Related Party [Domain]", "terseLabel": "Related Party [Domain]" } } }, "localname": "RelatedPartyDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RelatedPartyTransactionLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Related Party Transaction [Line Items]", "terseLabel": "Related Party Transaction [Line Items]" } } }, "localname": "RelatedPartyTransactionLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_RelatedPartyTransactionsByRelatedPartyAxis": { "auth_ref": [ "r308", "r469", "r471", "r492", "r493", "r494", "r495", "r496", "r497", "r498", "r499", "r500", "r501", "r502", "r503" ], "lang": { "en-US": { "role": { "documentation": "Information by type of related party. Related parties include, but not limited to, affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests.", "label": "Related Party [Axis]", "terseLabel": "Related Party [Axis]" } } }, "localname": "RelatedPartyTransactionsByRelatedPartyAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings": { "auth_ref": [ "r76" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow for repayment of Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity.", "label": "Payments of FHLBank Borrowings, Financing Activities", "negatedTerseLabel": "Federal Home Loan Bank (repayment)" } } }, "localname": "RepaymentsOfFederalHomeLoanBankBorrowings", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_RepaymentsOfSubordinatedDebt": { "auth_ref": [ "r76" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow from the repayment of long-term borrowing where a lender is placed in a lien position behind debt having a higher priority of repayment (senior) in case of liquidation of the entity's assets or underlying collateral.", "label": "Repayments of Subordinated Debt", "negatedTerseLabel": "Repayment of subordinated debenture including execution costs" } } }, "localname": "RepaymentsOfSubordinatedDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ResidentialPortfolioSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portfolio segment of the company's total financing receivables related to residential financing receivables.", "label": "Residential Portfolio Segment [Member]", "terseLabel": "Residential loans" } } }, "localname": "ResidentialPortfolioSegmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RestrictedCashAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Restricted Cash [Abstract]", "terseLabel": "Restricted cash:" } } }, "localname": "RestrictedCashAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_RestrictedCashAndCashEquivalents": { "auth_ref": [ "r0", "r86", "r93", "r505", "r570" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash and cash equivalents restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Restricted Cash and Cash Equivalents", "terseLabel": "Federal Reserve Bank reserve requirements included in cash, cash equivalents and restricted cash", "verboseLabel": "Balance of escrow account for legal settlements maintained by Visa" } } }, "localname": "RestrictedCashAndCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_RestrictedStockMember": { "auth_ref": [ "r119" ], "lang": { "en-US": { "role": { "documentation": "Stock including a provision that prohibits sale or substantive sale of an equity instrument for a specified period of time or until specified performance conditions are met.", "label": "Restricted Stock [Member]", "terseLabel": "Restricted Stock Awards", "verboseLabel": "Restricted stock award" } } }, "localname": "RestrictedStockMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "auth_ref": [ "r14", "r291", "r571" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 3.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings (Accumulated Deficit)", "terseLabel": "Retained earnings" } } }, "localname": "RetainedEarningsAccumulatedDeficit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings [Member]", "terseLabel": "Retained Earnings" } } }, "localname": "RetainedEarningsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RetirementPlanNameAxis": { "auth_ref": [ "r310" ], "lang": { "en-US": { "role": { "documentation": "Information by name of plan designed to provide retirement benefits. Includes, but is not limited to, legal name of defined benefit and defined contribution plans.", "label": "Retirement Plan Name [Axis]", "terseLabel": "Retirement Plan Name [Axis]" } } }, "localname": "RetirementPlanNameAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "stringItemType" }, "us-gaap_RetirementPlanNameDomain": { "auth_ref": [ "r310" ], "lang": { "en-US": { "role": { "documentation": "Name of plan designed to provide retirement benefits. Includes, but is not limited to, legal name of defined benefit and defined contribution plans.", "label": "Retirement Plan Name [Domain]", "terseLabel": "Retirement Plan Name [Domain]" } } }, "localname": "RetirementPlanNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax": { "auth_ref": [ "r295", "r296" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, including tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value-added and excise.", "label": "Revenue from Contract with Customer, Including Assessed Tax", "terseLabel": "Service charges on deposit accounts, wealth management and trust services, debit card interchange fees net, and merchant interchange fees net" } } }, "localname": "RevenueFromContractWithCustomerIncludingAssessedTax", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_RevenueFromContractWithCustomerPolicyTextBlock": { "auth_ref": [ "r95", "r299" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for revenue from contract with customer.", "label": "Revenue from Contract with Customer [Policy Text Block]", "terseLabel": "Revenue Recognition" } } }, "localname": "RevenueFromContractWithCustomerPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_RightOfUseAssetObtainedInExchangeForFinanceLeaseLiability": { "auth_ref": [ "r462", "r467" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase in right-of-use asset obtained in exchange for finance lease liability.", "label": "Right-of-Use Asset Obtained in Exchange for Finance Lease Liability", "terseLabel": "Right-of-use assets obtained in exchange for finance lease liabilities" } } }, "localname": "RightOfUseAssetObtainedInExchangeForFinanceLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNoncashInvestingAndFinancingActivitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability": { "auth_ref": [ "r462", "r467" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase in right-of-use asset obtained in exchange for operating lease liability.", "label": "Right-of-Use Asset Obtained in Exchange for Operating Lease Liability", "terseLabel": "Right-of-use assets obtained in exchange for operating lease liabilities" } } }, "localname": "RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNoncashInvestingAndFinancingActivitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RisksAndUncertaintiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Risks and Uncertainties [Abstract]" } } }, "localname": "RisksAndUncertaintiesAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable": { "auth_ref": [ "r30" ], "lang": { "en-US": { "role": { "documentation": "Schedule itemizing specific types of trade accounts and notes receivable, and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.", "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]", "terseLabel": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]" } } }, "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable": { "auth_ref": [ "r552", "r555", "r560", "r562" ], "lang": { "en-US": { "role": { "documentation": "A table disclosing the capital amounts and ratios as of the balance sheet date indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.", "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]", "terseLabel": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]" } } }, "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "auth_ref": [ "r552", "r555", "r560", "r562" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.", "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]", "terseLabel": "Schedule of Capital Adequacy Ratios" } } }, "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock": { "auth_ref": [ "r382" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.", "label": "Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]", "terseLabel": "Schedule of Components of Income Tax Expense (Benefit)" } } }, "localname": "ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDebtTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation.", "label": "Schedule of Debt [Table Text Block]", "terseLabel": "Schedule of Borrowings" } } }, "localname": "ScheduleOfDebtTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable": { "auth_ref": [ "r300", "r301" ], "lang": { "en-US": { "role": { "documentation": "Schedule, table or text reflecting arrangements that are not equity-based payments, or pension and other postretirement benefits, with individual employees. The arrangements (for example, profit sharing, deferred bonuses or certain split-dollar life insurance arrangements) are generally based on employment contracts between the entity and one or more selected officers or key employees, and which contain a promise by the employer to pay certain amounts at designated future dates, sometimes including a period after retirement, upon compliance with stipulated requirements. This type of arrangement is distinguished from broader based employee benefit plans as it is usually tailored to the employee. Disclosure also typically includes the amount of related compensation expense recognized during the reporting period and the carrying amount as of the balance sheet date of the related liability.", "label": "Schedule of Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits, by Title of Individual and by Type of Deferred Compensation [Table]", "terseLabel": "Schedule of Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits, by Title of Individual and by Type of Deferred Compensation [Table]" } } }, "localname": "ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": { "auth_ref": [ "r374" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.", "label": "Schedule of Deferred Tax Assets and Liabilities [Table Text Block]", "terseLabel": "Schedule of Deferred Tax Assets and Liabilities" } } }, "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable": { "auth_ref": [ "r309", "r310", "r311", "r312", "r313" ], "lang": { "en-US": { "role": { "documentation": "Disclosures about an individual defined benefit pension plan or an other postretirement defined benefit plan. It may be appropriate to group certain similar plans. Also includes schedule for fair value of plan assets by major categories of plan assets by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), Significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).", "label": "Schedule of Defined Benefit Plans Disclosures [Table]", "terseLabel": "Schedule of Defined Benefit Plans Disclosures [Table]" } } }, "localname": "ScheduleOfDefinedBenefitPlansDisclosuresTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock": { "auth_ref": [ "r403", "r411", "r414" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments.", "label": "Derivative Instruments, Gain (Loss) [Table Text Block]", "terseLabel": "Schedule of Derivative Instruments, Gain (Loss) in Statement of Financial Performance" } } }, "localname": "ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock": { "auth_ref": [ "r408" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the location and fair value amounts of derivative instruments (and nonderivative instruments that are designated and qualify as hedging instruments) reported in the statement of financial position.", "label": "Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]", "terseLabel": "Schedule of Derivative Instruments in Statement of Financial Position, Fair Value" } } }, "localname": "ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "auth_ref": [ "r120" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.", "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]", "terseLabel": "Schedule of Earnings Per Share Reconciliation" } } }, "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": { "auth_ref": [ "r366" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.", "label": "Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]", "terseLabel": "Schedule of Effective Income Tax Rate Reconciliation" } } }, "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock": { "auth_ref": [ "r424", "r425" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).", "label": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]", "terseLabel": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis" } } }, "localname": "ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock": { "auth_ref": [ "r487", "r489" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of financial instruments held by the entity for its own account for trading or investment purposes that are carried at fair value and pledged to counterparties as collateral for financing transactions. Description may include equity, fixed income, debt or other securities.", "label": "Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]", "terseLabel": "Schedule of Financial Instruments Owned and Pledged as Collateral" } } }, "localname": "ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable": { "auth_ref": [ "r222" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about allowance for credit loss on financing receivable.", "label": "Financing Receivable, Allowance for Credit Loss [Table]", "terseLabel": "Financing Receivable, Allowance for Credit Loss [Table]" } } }, "localname": "ScheduleOfFinancingReceivableAllowanceForCreditLossesTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable": { "auth_ref": [ "r229", "r234" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about credit quality indicator for financing receivable.", "label": "Financing Receivable, Credit Quality Indicator [Table]", "terseLabel": "Financing Receivable, Credit Quality Indicator [Table]" } } }, "localname": "ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable": { "auth_ref": [ "r160", "r162" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about financing receivable modified as troubled debt restructuring.", "label": "Financing Receivable, Troubled Debt Restructuring [Table]", "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Table]" } } }, "localname": "ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable": { "auth_ref": [ "r251", "r254" ], "lang": { "en-US": { "role": { "documentation": "Schedule of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.", "label": "Schedule of Finite-Lived Intangible Assets [Table]", "terseLabel": "Schedule of Finite-Lived Intangible Assets [Table]" } } }, "localname": "ScheduleOfFiniteLivedIntangibleAssetsTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfImpairedFinancingReceivableTable": { "auth_ref": [ "r156" ], "lang": { "en-US": { "role": { "documentation": "Schedule of the recorded investment, unpaid principal balance, associated allowance, average recorded investment, accounting policies, and interest income recognized on the accrual and cash basis for impaired financing receivables by class of financing receivable.", "label": "Schedule of Impaired Financing Receivable [Table]", "terseLabel": "Schedule of Impaired Financing Receivable [Table]" } } }, "localname": "ScheduleOfImpairedFinancingReceivableTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfPropertyPlantAndEquipmentTable": { "auth_ref": [ "r22", "r262" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.", "label": "Property, Plant and Equipment [Table]", "terseLabel": "Property, Plant and Equipment [Table]" } } }, "localname": "ScheduleOfPropertyPlantAndEquipmentTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable": { "auth_ref": [ "r98", "r469", "r471", "r472", "r473", "r474" ], "lang": { "en-US": { "role": { "documentation": "Schedule of quantitative and qualitative information pertaining to related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.", "label": "Schedule of Related Party Transactions, by Related Party [Table]", "terseLabel": "Schedule of Related Party Transactions, by Related Party [Table]" } } }, "localname": "ScheduleOfRelatedPartyTransactionsByRelatedPartyTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates.", "label": "Schedule of Related Party Transactions [Table Text Block]", "terseLabel": "Schedule of Related Party Transactions" } } }, "localname": "ScheduleOfRelatedPartyTransactionsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable": { "auth_ref": [ "r318", "r351" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about share-based payment arrangement.", "label": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]", "terseLabel": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]" } } }, "localname": "ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock": { "auth_ref": [ "r351" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of option exercise prices, by grouped ranges, including the upper and lower limits of the price range, the number of shares under option, weighted average exercise price and remaining contractual option terms.", "label": "Share-based Payment Arrangement, Option, Exercise Price Range [Table Text Block]", "terseLabel": "Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range" } } }, "localname": "ScheduleOfShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock": { "auth_ref": [ "r325", "r336", "r339" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value.", "label": "Share-based Payment Arrangement, Option, Activity [Table Text Block]", "terseLabel": "Schedule of Share-based Compensation, Stock Options, Activity" } } }, "localname": "ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock": { "auth_ref": [ "r343" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the significant assumptions used during the year to estimate the fair value of stock options, including, but not limited to: (a) expected term of share options and similar instruments, (b) expected volatility of the entity's shares, (c) expected dividends, (d) risk-free rate(s), and (e) discount for post-vesting restrictions.", "label": "Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]", "terseLabel": "Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions" } } }, "localname": "ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock": { "auth_ref": [ "r205" ], "lang": { "en-US": { "role": { "documentation": "For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).", "label": "Schedule of Unrealized Loss on Investments [Table Text Block]", "terseLabel": "Schedule of Unrealized Loss on Investments" } } }, "localname": "ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfUnrecognizedCompensationCostNonvestedAwardsTableTextBlock": { "auth_ref": [ "r350" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of cost not yet recognized and weighted-average period over which cost is expected to be recognized for nonvested award under share-based payment arrangement.", "label": "Share-based Payment Arrangement, Nonvested Award, Cost [Table Text Block]", "terseLabel": "Schedule of Unrecognized Compensation Cost, Nonvested Awards" } } }, "localname": "ScheduleOfUnrecognizedCompensationCostNonvestedAwardsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock": { "auth_ref": [ "r254" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets.", "label": "Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]", "terseLabel": "Schedule of Finite-Lived Intangible Assets, Future Amortization Expense" } } }, "localname": "ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_SeriesAPreferredStockMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Outstanding nonredeemable series A preferred stock or outstanding series A preferred stock. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.", "label": "Series A Preferred Stock [Member]", "terseLabel": "Series A Junior Participating Preferred Stock" } } }, "localname": "SeriesAPreferredStockMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensation": { "auth_ref": [ "r83" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of noncash expense for share-based payment arrangement.", "label": "Share-based Payment Arrangement, Noncash Expense", "terseLabel": "Stock-based compensation expense" } } }, "localname": "ShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1": { "auth_ref": [ "r319" ], "lang": { "en-US": { "role": { "documentation": "Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period", "terseLabel": "Award vesting period" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "durationItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate": { "auth_ref": [ "r351" ], "lang": { "en-US": { "role": { "documentation": "Discount rate from fair value on purchase date that participants pay for shares.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Discount from Market Price, Purchase Date", "terseLabel": "Discount from closing market price at end of each quarter" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod": { "auth_ref": [ "r330" ], "lang": { "en-US": { "role": { "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period", "negatedTerseLabel": "Forfeited (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue": { "auth_ref": [ "r335" ], "lang": { "en-US": { "role": { "documentation": "Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value", "terseLabel": "Forfeited (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod": { "auth_ref": [ "r333" ], "lang": { "en-US": { "role": { "documentation": "The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period", "terseLabel": "Granted (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "auth_ref": [ "r333" ], "lang": { "en-US": { "role": { "documentation": "The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value", "terseLabel": "Granted (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber": { "auth_ref": [ "r332" ], "lang": { "en-US": { "role": { "documentation": "The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number", "periodEndLabel": "Non-vested awards, ending balance (in shares)", "periodStartLabel": "Non-vested awards, beginning balance (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]", "terseLabel": "Number of Shares" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": { "auth_ref": [ "r332" ], "lang": { "en-US": { "role": { "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value", "periodEndLabel": "Non-vested awards, ending balance (in dollars per share)", "periodStartLabel": "Non-vested awards, beginning balance (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]", "terseLabel": "Weighted Average Grant-Date Fair Value" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod": { "auth_ref": [ "r334" ], "lang": { "en-US": { "role": { "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period", "negatedTerseLabel": "Vested (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue": { "auth_ref": [ "r334" ], "lang": { "en-US": { "role": { "documentation": "The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value", "terseLabel": "Vested (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate": { "auth_ref": [ "r346" ], "lang": { "en-US": { "role": { "documentation": "The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate", "terseLabel": "Expected dividend yield on common stock" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate", "terseLabel": "Expected price volatility" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate": { "auth_ref": [ "r347" ], "lang": { "en-US": { "role": { "documentation": "The risk-free interest rate assumption that is used in valuing an option on its own shares.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate", "terseLabel": "Risk-free interest rate" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized": { "auth_ref": [ "r321" ], "lang": { "en-US": { "role": { "documentation": "Number of shares authorized for issuance under share-based payment arrangement.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized", "terseLabel": "Shares approved to be issued in common stock (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant": { "auth_ref": [ "r351" ], "lang": { "en-US": { "role": { "documentation": "The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant", "terseLabel": "Number of shares available for future grants under plan (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]", "terseLabel": "Aggregate Intrinsic Value" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": { "auth_ref": [ "r328" ], "lang": { "en-US": { "role": { "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number", "terseLabel": "Stock Options Exercisable (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": { "auth_ref": [ "r328" ], "lang": { "en-US": { "role": { "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price", "terseLabel": "Stock Options Exercisable, Weighted Average Exercise Price (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue": { "auth_ref": [ "r338" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value", "terseLabel": "Exercised" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod": { "auth_ref": [ "r331" ], "lang": { "en-US": { "role": { "documentation": "For presentations that combine terminations, the number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period", "negatedLabel": "Cancelled, expired or forfeited (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice": { "auth_ref": [ "r331" ], "lang": { "en-US": { "role": { "documentation": "Weighted average price of options that were either forfeited or expired.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period, Weighted Average Exercise Price", "terseLabel": "Cancelled, expired or forfeited (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Gross number of share options (or share units) granted during the period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross", "terseLabel": "Granted (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "auth_ref": [ "r337" ], "lang": { "en-US": { "role": { "documentation": "The weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value", "terseLabel": "Granted (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue": { "auth_ref": [ "r351" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value", "periodEndLabel": "Options outstanding, ending balance", "periodStartLabel": "Options outstanding, beginning balance" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": { "auth_ref": [ "r327", "r351" ], "lang": { "en-US": { "role": { "documentation": "Number of options outstanding, including both vested and non-vested options.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number", "periodEndLabel": "Options outstanding, ending balance (in shares)", "periodStartLabel": "Options outstanding, beginning balance (in shares)", "terseLabel": "Stock Options Outstanding (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]", "verboseLabel": "Number of Shares" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": { "auth_ref": [ "r326" ], "lang": { "en-US": { "role": { "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price", "periodEndLabel": "Options outstanding, ending balance (in dollars per share)", "periodStartLabel": "Options outstanding, beginning balance (in dollars per share)", "verboseLabel": "Weighted Average Exercise Price (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]", "terseLabel": "Weighted Average Exercise Price" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue": { "auth_ref": [ "r341" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount by which current fair value of underlying stock exceeds exercise price of fully vested and expected to vest exercisable or convertible options. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value", "terseLabel": "Exercisable (vested)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber": { "auth_ref": [ "r341" ], "lang": { "en-US": { "role": { "documentation": "Number of fully vested and expected to vest exercisable options that may be converted into shares under option plan. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number", "terseLabel": "Exercisable (vested), ending balance (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice": { "auth_ref": [ "r341" ], "lang": { "en-US": { "role": { "documentation": "Weighted-average exercise price, at which grantee can acquire shares reserved for issuance, for fully vested and expected to vest exercisable or convertible options. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price", "terseLabel": "Exercisable (vested), ending balance (in dollars per shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod": { "auth_ref": [ "r351" ], "lang": { "en-US": { "role": { "documentation": "Number of shares issued under share-based payment arrangement.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Shares Issued in Period", "terseLabel": "Shares awarded in period from plan (in shares)" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "auth_ref": [ "r316", "r322" ], "lang": { "en-US": { "role": { "documentation": "Award under share-based payment arrangement.", "label": "Award Type [Domain]", "terseLabel": "Award Type [Domain]" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares.", "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price", "terseLabel": "Exercised (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.", "label": "Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price", "terseLabel": "Granted (in dollars per share)" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": { "auth_ref": [ "r94", "r318", "r323" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost.", "label": "Share-based Payment Arrangement [Policy Text Block]", "terseLabel": "Share-Based Compensation" } } }, "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis": { "auth_ref": [ "r342" ], "lang": { "en-US": { "role": { "documentation": "Information by range of option prices pertaining to options granted.", "label": "Exercise Price Range [Axis]", "terseLabel": "Exercise Price Range [Axis]" } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansByExercisePriceRangeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain": { "auth_ref": [ "r348" ], "lang": { "en-US": { "role": { "documentation": "Supplementary information on outstanding and exercisable share awards as of the balance sheet date which stratifies outstanding options by ranges of exercise prices.", "label": "Exercise Price Range [Domain]", "terseLabel": "Exercise Price Range [Domain]" } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit": { "auth_ref": [ "r348" ], "lang": { "en-US": { "role": { "documentation": "The floor of a customized range of exercise prices for purposes of disclosing shares potentially issuable under outstanding stock option awards on all stock option plans and other required information pertaining to awards in the customized range.", "label": "Share-based Payment Arrangement, Option, Exercise Price Range, Lower Range Limit", "terseLabel": "Range of Exercise Prices, Lower Limit (in dollars per share)" } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeLowerRangeLimit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit": { "auth_ref": [ "r348" ], "lang": { "en-US": { "role": { "documentation": "The ceiling of a customized range of exercise prices for purposes of disclosing shares potentially issuable under outstanding stock option awards on all stock option plans and other required information pertaining to awards in the customized range.", "label": "Share-based Payment Arrangement, Option, Exercise Price Range, Upper Range Limit", "terseLabel": "Range of Exercise Prices, Upper Limit (in dollars per share)" } } }, "localname": "ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeUpperRangeLimit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage": { "auth_ref": [ "r319" ], "lang": { "en-US": { "role": { "documentation": "Percentage of vesting of award under share-based payment arrangement.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage", "terseLabel": "Vesting percentage" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "percentItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod": { "auth_ref": [ "r320" ], "lang": { "en-US": { "role": { "documentation": "Period from grant date that an equity-based award expires, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period", "terseLabel": "Expiration period of grants" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "durationItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1": { "auth_ref": [ "r344", "r353" ], "lang": { "en-US": { "role": { "documentation": "Expected term of award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term", "terseLabel": "Expected life in years" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails" ], "xbrltype": "durationItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2": { "auth_ref": [ "r340" ], "lang": { "en-US": { "role": { "documentation": "Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term", "terseLabel": "Stock Options Outstanding, Remaining Contractual Life", "verboseLabel": "Options outstanding" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "durationItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1": { "auth_ref": [ "r341" ], "lang": { "en-US": { "role": { "documentation": "Weighted average remaining contractual term for fully vested and expected to vest exercisable or convertible options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Includes, but is not limited to, unvested options for which requisite service period has not been rendered but that are expected to vest based on achievement of performance condition, if forfeitures are recognized when they occur.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Remaining Contractual Term", "terseLabel": "Exercisable (vested)" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "durationItemType" }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1": { "auth_ref": [ "r324" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value of options vested. Excludes equity instruments other than options, for example, but not limited to, share units, stock appreciation rights, restricted stock.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value", "terseLabel": "Total grant-date fair value of option shares vested" } } }, "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SharesPaidForTaxWithholdingForShareBasedCompensation": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of shares used to settle grantee's tax withholding obligation for award under share-based payment arrangement.", "label": "Share-based Payment Arrangement, Shares Withheld for Tax Withholding Obligation", "negatedTerseLabel": "Restricted stock surrendered for tax withholdings upon vesting (in shares)", "verboseLabel": "Shares withheld for tax withholding and exercise of options (in shares)" } } }, "localname": "SharesPaidForTaxWithholdingForShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShortTermBorrowings": { "auth_ref": [ "r4", "r509", "r568" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.", "label": "Short-term Debt", "terseLabel": "Short-term Debt" } } }, "localname": "ShortTermBorrowings", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ShortTermDebtTypeAxis": { "auth_ref": [ "r25" ], "lang": { "en-US": { "role": { "documentation": "Information by type of short-term debt arrangement.", "label": "Short-term Debt, Type [Axis]", "terseLabel": "Short-term Debt, Type [Axis]" } } }, "localname": "ShortTermDebtTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShortTermDebtTypeDomain": { "auth_ref": [ "r23" ], "lang": { "en-US": { "role": { "documentation": "Type of short-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing.", "label": "Short-term Debt, Type [Domain]", "terseLabel": "Short-term Debt, Type [Domain]" } } }, "localname": "ShortTermDebtTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "auth_ref": [ "r108" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for all significant accounting policies of the reporting entity.", "label": "Significant Accounting Policies [Text Block]", "terseLabel": "Summary of Significant Accounting Policies" } } }, "localname": "SignificantAccountingPoliciesTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_SpecialMentionMember": { "auth_ref": [ "r158", "r229" ], "lang": { "en-US": { "role": { "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date.", "label": "Special Mention [Member]", "terseLabel": "Special Mention" } } }, "localname": "SpecialMentionMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_StateAndLocalJurisdictionMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Designated tax department of a state or local government entitled to levy and collect income taxes from the entity.", "label": "State and Local Jurisdiction [Member]", "terseLabel": "California" } } }, "localname": "StateAndLocalJurisdictionMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails" ], "xbrltype": "domainItemType" }, "us-gaap_StatementClassOfStockAxis": { "auth_ref": [ "r10", "r11", "r12", "r286" ], "lang": { "en-US": { "role": { "documentation": "Information by the different classes of stock of the entity.", "label": "Class of Stock [Axis]", "terseLabel": "Class of Stock [Axis]" } } }, "localname": "StatementClassOfStockAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementEquityComponentsAxis": { "auth_ref": [ "r29", "r286" ], "lang": { "en-US": { "role": { "documentation": "Information by component of equity.", "label": "Equity Components [Axis]", "terseLabel": "Equity Components [Axis]" } } }, "localname": "StatementEquityComponentsAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Statement [Line Items]", "terseLabel": "Statement [Line Items]" } } }, "localname": "StatementLineItems", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_StatementOfCashFlowsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "localname": "StatementOfCashFlowsAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementOfFinancialPositionAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "localname": "StatementOfFinancialPositionAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementOfStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Stockholders' Equity [Abstract]" } } }, "localname": "StatementOfStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed.", "label": "Statement [Table]", "terseLabel": "Statement [Table]" } } }, "localname": "StatementTable", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan": { "auth_ref": [ "r11", "r12", "r286", "r291", "r355" ], "lang": { "en-US": { "role": { "documentation": "Number of shares of capital stock issued (purchased by employees) in connection with an employee stock ownership plan.", "label": "Stock Issued During Period, Shares, Employee Stock Ownership Plan", "terseLabel": "Stock issued under employee stock ownership plan (ESOP) (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans": { "auth_ref": [ "r11", "r12", "r286", "r291" ], "lang": { "en-US": { "role": { "documentation": "Number of shares issued during the period as a result of an employee stock purchase plan.", "label": "Stock Issued During Period, Shares, Employee Stock Purchase Plans", "verboseLabel": "Stock issued under employee stock purchase plan (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited": { "auth_ref": [ "r11", "r12", "r286", "r291" ], "lang": { "en-US": { "role": { "documentation": "Number of shares related to Restricted Stock Award forfeited during the period.", "label": "Stock Issued During Period, Shares, Restricted Stock Award, Forfeited", "negatedTerseLabel": "Restricted stock forfeited/cancelled (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardGross": { "auth_ref": [ "r286", "r291" ], "lang": { "en-US": { "role": { "documentation": "Total number of shares issued during the period, including shares forfeited, as a result of Restricted Stock Awards.", "label": "Stock Issued During Period, Shares, Restricted Stock Award, Gross", "terseLabel": "Restricted stock granted (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesRestrictedStockAwardGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": { "auth_ref": [ "r11", "r12", "r286", "r291", "r329" ], "lang": { "en-US": { "role": { "documentation": "Number of share options (or share units) exercised during the current period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period", "negatedLabel": "Exercised (in shares)", "verboseLabel": "Stock options exercised (in shares)" } } }, "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan": { "auth_ref": [ "r11", "r12", "r286", "r291", "r355" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate value of stock issued during the period as a result of employee stock ownership plan (ESOP).", "label": "Stock Issued During Period, Value, Employee Stock Ownership Plan", "terseLabel": "Stock issued under employee stock ownership plan" } } }, "localname": "StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan": { "auth_ref": [ "r11", "r12", "r286", "r291" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate change in value for stock issued during the period as a result of employee stock purchase plan.", "label": "Stock Issued During Period, Value, Employee Stock Purchase Plan", "verboseLabel": "Stock issued under employee stock purchase plan" } } }, "localname": "StockIssuedDuringPeriodValueEmployeeStockPurchasePlan", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardForfeitures": { "auth_ref": [ "r11", "r12", "r286", "r291" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Value of stock related to Restricted Stock Awards forfeited during the period.", "label": "Stock Issued During Period, Value, Restricted Stock Award, Forfeitures", "negatedLabel": "Restricted stock forfeited / cancelled" } } }, "localname": "StockIssuedDuringPeriodValueRestrictedStockAwardForfeitures", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardGross": { "auth_ref": [ "r11", "r12", "r286", "r291" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate value of stock related to Restricted Stock Awards issued during the period.", "label": "Stock Issued During Period, Value, Restricted Stock Award, Gross", "terseLabel": "Restricted stock granted" } } }, "localname": "StockIssuedDuringPeriodValueRestrictedStockAwardGross", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised": { "auth_ref": [ "r29", "r286", "r291" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value of stock issued as a result of the exercise of stock options.", "label": "Stock Issued During Period, Value, Stock Options Exercised", "verboseLabel": "Stock options exercised" } } }, "localname": "StockIssuedDuringPeriodValueStockOptionsExercised", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockRepurchaseProgramAuthorizedAmount1": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of stock repurchase plan authorized.", "label": "Stock Repurchase Program, Authorized Amount", "terseLabel": "Stock repurchase program, authorized amount" } } }, "localname": "StockRepurchaseProgramAuthorizedAmount1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockRepurchasedDuringPeriodShares": { "auth_ref": [ "r11", "r12", "r286", "r291" ], "lang": { "en-US": { "role": { "documentation": "Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.", "label": "Stock Repurchased During Period, Shares", "negatedTerseLabel": "Stock repurchased, net of commissions (in shares)", "terseLabel": "Stock repurchased, net of commissions (in shares)" } } }, "localname": "StockRepurchasedDuringPeriodShares", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_StockRepurchasedDuringPeriodValue": { "auth_ref": [ "r11", "r12", "r286", "r291" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Equity impact of the value of stock that has been repurchased during the period and has not been retired and is not held in treasury. Some state laws may mandate the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.", "label": "Stock Repurchased During Period, Value", "negatedTerseLabel": "Stock repurchased, including commissions", "terseLabel": "Stock repurchased, net of commissions" } } }, "localname": "StockRepurchasedDuringPeriodValue", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquity": { "auth_ref": [ "r12", "r15", "r16", "r169" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 1.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.", "label": "Stockholders' Equity Attributable to Parent", "periodEndLabel": "Balance", "periodStartLabel": "Balance", "terseLabel": "Stockholders' equity", "totalLabel": "Total stockholders' equity" } } }, "localname": "StockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Stockholders' Equity Attributable to Parent [Abstract]", "terseLabel": "Stockholders' Equity" } } }, "localname": "StockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "stringItemType" }, "us-gaap_StockholdersEquityNoteAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Stockholders' Equity Note [Abstract]", "terseLabel": "Stockholders' Equity" } } }, "localname": "StockholdersEquityNoteAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical" ], "xbrltype": "stringItemType" }, "us-gaap_StockholdersEquityNoteDisclosureTextBlock": { "auth_ref": [ "r294" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.", "label": "Stockholders' Equity Note Disclosure [Text Block]", "verboseLabel": "Stockholders' Equity and Stock Plans" } } }, "localname": "StockholdersEquityNoteDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlans" ], "xbrltype": "textBlockItemType" }, "us-gaap_StockholdersEquityNoteStockSplitConversionRatio1": { "auth_ref": [ "r292" ], "lang": { "en-US": { "role": { "documentation": "Ratio applied to the conversion of stock split, for example but not limited to, one share converted to two or two shares converted to one.", "label": "Stockholders' Equity Note, Stock Split, Conversion Ratio", "terseLabel": "Stock split ratio" } } }, "localname": "StockholdersEquityNoteStockSplitConversionRatio1", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquityParenthetical", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "pureItemType" }, "us-gaap_SubordinatedDebt": { "auth_ref": [ "r5", "r7", "r511", "r569" ], "calculation": { "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails": { "order": 1.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 }, "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 3.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.", "label": "Subordinated Debt", "terseLabel": "Subordinated debentures", "verboseLabel": "Subordinated debenture, Carrying Value" } } }, "localname": "SubordinatedDebt", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails", "http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails", "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition" ], "xbrltype": "monetaryItemType" }, "us-gaap_SubordinatedDebtMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This element represents domestic or foreign subordinated debt. Subordinated debt has a lower priority of repayment in liquidation of the entity's assets.", "label": "Subordinated Debt [Member]", "terseLabel": "Subordinated debenture" } } }, "localname": "SubordinatedDebtMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails", "http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SubsequentEventMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Identifies event that occurred after the balance sheet date but before financial statements are issued or available to be issued.", "label": "Subsequent Event [Member]", "terseLabel": "Subsequent event" } } }, "localname": "SubsequentEventMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SubsequentEventTypeAxis": { "auth_ref": [ "r476" ], "lang": { "en-US": { "role": { "documentation": "Information by event that occurred after the balance sheet date but before financial statements are issued or available to be issued.", "label": "Subsequent Event Type [Axis]", "terseLabel": "Subsequent Event Type [Axis]" } } }, "localname": "SubsequentEventTypeAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SubsequentEventTypeDomain": { "auth_ref": [ "r476" ], "lang": { "en-US": { "role": { "documentation": "Event that occurred after the balance sheet date but before financial statements are issued or available to be issued.", "label": "Subsequent Event Type [Domain]", "terseLabel": "Subsequent Event Type [Domain]" } } }, "localname": "SubsequentEventTypeDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SubstandardMember": { "auth_ref": [ "r158", "r229" ], "lang": { "en-US": { "role": { "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected.", "label": "Substandard [Member]", "terseLabel": "Substandard" } } }, "localname": "SubstandardMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SupplementalCashFlowInformationAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Supplemental Cash Flow Information [Abstract]", "terseLabel": "Supplemental disclosure of cash flow information:" } } }, "localname": "SupplementalCashFlowInformationAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "stringItemType" }, "us-gaap_TaxCutsAndJobsActOf2017ReclassificationFromAociToRetainedEarningsTaxEffect": { "auth_ref": [ "r45" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in accumulated other comprehensive income (AOCI) for reclassification to retained earnings of tax effect from remeasurement of deferred tax pursuant to Tax Cuts and Jobs Act.", "label": "Tax Cuts and Jobs Act, Reclassification from AOCI to Retained Earnings, Tax Effect", "terseLabel": "Reclassification of stranded tax effects in AOCI", "verboseLabel": "Amount reclassified from AOCI to retained earnings representing stranded tax income effects" } } }, "localname": "TaxCutsAndJobsActOf2017ReclassificationFromAociToRetainedEarningsTaxEffect", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity", "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneLeverageCapital": { "auth_ref": [ "r552", "r562" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.", "label": "Tier One Leverage Capital", "terseLabel": "Tier 1 Leverage Capital, Amount, Actual" } } }, "localname": "TierOneLeverageCapital", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy": { "auth_ref": [ "r552", "r562" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.", "label": "Tier One Leverage Capital Required for Capital Adequacy", "terseLabel": "Tier 1 Leverage Capital, Minimum Capital for Capital Adequacy Purposes, Amount" } } }, "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets": { "auth_ref": [ "r552", "r555", "r562" ], "lang": { "en-US": { "role": { "documentation": "The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.", "label": "Tier One Leverage Capital Required for Capital Adequacy to Average Assets", "terseLabel": "Tier 1 Leverage Capital (to average assets), Minimum Capital for Capital Adequacy Purposes, Ratio" } } }, "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized": { "auth_ref": [ "r552" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.", "label": "Tier One Leverage Capital Required to be Well Capitalized", "terseLabel": "Tier 1 Leverage Capital, Actual, Amount" } } }, "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets": { "auth_ref": [ "r552" ], "lang": { "en-US": { "role": { "documentation": "The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.", "label": "Tier One Leverage Capital Required to be Well Capitalized to Average Assets", "terseLabel": "Tier 1 Leverage Capital (to average assets), Minimum Capital to be Well Capitalized, Ratio" } } }, "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_TierOneLeverageCapitalToAverageAssets": { "auth_ref": [ "r552", "r562" ], "lang": { "en-US": { "role": { "documentation": "Tier 1 Leverage Capital divided by average assets as defined in the regulations.", "label": "Tier One Leverage Capital to Average Assets", "terseLabel": "Tier 1 Leverage Capital (to average assets), Actual, Ratio" } } }, "localname": "TierOneLeverageCapitalToAverageAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_TierOneRiskBasedCapital": { "auth_ref": [ "r552", "r562" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Tier 1 Risk Based Capital as defined in the regulations.", "label": "Tier One Risk Based Capital", "terseLabel": "Tier 1 Risk Based Capital, Actual, Amount" } } }, "localname": "TierOneRiskBasedCapital", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy": { "auth_ref": [ "r552", "r562" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.", "label": "Tier One Risk Based Capital Required for Capital Adequacy", "terseLabel": "Tier 1 Capital, Minimum Capital for Capital Adequacy Purposes, Amount" } } }, "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "auth_ref": [ "r552", "r555", "r562" ], "lang": { "en-US": { "role": { "documentation": "The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.", "label": "Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets", "terseLabel": "Tier 1 Risk Based Capital (to risk-weighted assets), Minimum Capital for Capital Adequacy Purposes, Ratio" } } }, "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized": { "auth_ref": [ "r552" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.", "label": "Tier One Risk Based Capital Required to be Well Capitalized", "terseLabel": "Tier 1 Risk Based Capital, Minimum Capital to be Well Capitalized, Amount" } } }, "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalized", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "auth_ref": [ "r552" ], "lang": { "en-US": { "role": { "documentation": "The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as \"well capitalized\" under the regulatory framework for prompt corrective action.", "label": "Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets", "terseLabel": "Tier 1 Risk Based Capital (to risk-weighted assets), Minimum Capital to be Well Capitalized, Ratio" } } }, "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets": { "auth_ref": [ "r552", "r562" ], "lang": { "en-US": { "role": { "documentation": "Tier 1 capital divided by risk weighted assets as defined by regulations.", "label": "Tier One Risk Based Capital to Risk Weighted Assets", "terseLabel": "Tier 1 Risk Based Capital (to risk-weighted assets), Actual, Ratio" } } }, "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/RegulatoryMattersDetails" ], "xbrltype": "percentItemType" }, "us-gaap_TimeDepositMaturitiesAfterYearFive": { "auth_ref": [ "r281" ], "calculation": { "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails": { "order": 6.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of time deposits maturing after the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Time Deposit Maturities, after Year Five", "terseLabel": "Thereafter" } } }, "localname": "TimeDepositMaturitiesAfterYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearFive": { "auth_ref": [ "r281" ], "calculation": { "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails": { "order": 5.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Time Deposit Maturities, Year Five", "terseLabel": "2024" } } }, "localname": "TimeDepositMaturitiesYearFive", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearFour": { "auth_ref": [ "r281" ], "calculation": { "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails": { "order": 4.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Time Deposit Maturities, Year Four", "terseLabel": "2023" } } }, "localname": "TimeDepositMaturitiesYearFour", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearOne": { "auth_ref": [ "r281" ], "calculation": { "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails": { "order": 1.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Time Deposit Maturities, Next Twelve Months", "terseLabel": "2020" } } }, "localname": "TimeDepositMaturitiesYearOne", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearThree": { "auth_ref": [ "r281" ], "calculation": { "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails": { "order": 3.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Time Deposit Maturities, Year Three", "terseLabel": "2022" } } }, "localname": "TimeDepositMaturitiesYearThree", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositMaturitiesYearTwo": { "auth_ref": [ "r281" ], "calculation": { "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails": { "order": 2.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.", "label": "Time Deposit Maturities, Year Two", "terseLabel": "2021" } } }, "localname": "TimeDepositMaturitiesYearTwo", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDeposits": { "auth_ref": [ "r516", "r548" ], "calculation": { "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition": { "order": 5.0, "parentTag": "us-gaap_Deposits", "weight": 1.0 }, "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails": { "order": null, "parentTag": null, "root": true, "weight": null }, "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of time deposit liabilities, including certificates of deposit.", "label": "Time Deposits", "terseLabel": "Time accounts", "totalLabel": "Total time deposits" } } }, "localname": "TimeDeposits", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition", "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails", "http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TimeDepositsLessThan100000": { "auth_ref": [ "r605" ], "calculation": { "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails": { "order": 1.0, "parentTag": "us-gaap_TimeDeposits", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations of less than $100,000.", "label": "Time Deposits, Less than $100,000", "terseLabel": "Time deposits of less than $100 thousand" } } }, "localname": "TimeDepositsLessThan100000", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TransferOfOtherRealEstate": { "auth_ref": [ "r90", "r91", "r92" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value transferred out of real estate owned (REO) in noncash transactions.", "label": "Real Estate Owned, Transfer from Real Estate Owned", "terseLabel": "Amortization of net unrealized loss on available-for-sale securities transferred to held-to-maturity" } } }, "localname": "TransferOfOtherRealEstate", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows" ], "xbrltype": "monetaryItemType" }, "us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy": { "auth_ref": [ "r94", "r478", "r483", "r484", "r486" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for transfers of financial assets, including securitization transactions. The disclosure is generally expected to include how the entity determines whether a transaction is accounted for as a sale or financing, and the initial and subsequent accounting for such a transaction. The disclosure also may address how interests that are obtained and sold, or those that continue to be held, in such transactions are measured and accounted for, and the methodology and significant assumptions used to value such interests, and the gains or losses resulting from the sale.", "label": "Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Policy [Policy Text Block]", "terseLabel": "Transfers of Financial Assets" } } }, "localname": "TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "auth_ref": [ "r490" ], "lang": { "en-US": { "role": { "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms.", "label": "Financial Instruments [Domain]", "terseLabel": "Financial Instruments [Domain]" } } }, "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails", "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails" ], "xbrltype": "domainItemType" }, "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": { "auth_ref": [ "r160", "r162" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of financing receivable modified as troubled debt restructuring.", "label": "Financing Receivable, Troubled Debt Restructuring [Table Text Block]", "terseLabel": "Troubled Debt Restructurings on Financing Receivables" } } }, "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_TypeOfAdoptionMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Adoption and early adoption of sources of change to generally accepted accounting principles (GAAP) in the United States. The FASB released the FASB Accounting Standards Codification as the authoritative source of literature effective for interim and annual periods ending after September 15, 2009. As part of the Codification process, the FASB issues Accounting Standards Updates to amend the Codification but otherwise the Accounting Standards Updates are not authoritative in their own right. All previous accounting standards (such as FASB Statements of Financial Accounting Standards, FASB Interpretations, FASB Staff Positions, Emerging Issues Task Force Consensuses, other pronouncements of the FASB or other designated bodies, or other forms of GAAP are considered accounting pronouncements) were superseded upon the adoption of the Codification. For an interim period, references to the superseded standards are included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.", "label": "Type of Adoption [Domain]", "terseLabel": "Type of Adoption [Domain]" } } }, "localname": "TypeOfAdoptionMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USGovernmentSponsoredEnterprisesDebtSecuritiesMember": { "auth_ref": [ "r306", "r513" ], "lang": { "en-US": { "role": { "documentation": "Debentures, bonds and other debt securities issued by US government sponsored entities (GSEs), for example, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and the Federal Home Loan Bank (FHLB). Excludes debt issued by the Government National Mortgage Association (GNMA or Ginnie Mae).", "label": "US Government-sponsored Enterprises Debt Securities [Member]", "terseLabel": "Debentures of government sponsored agencies" } } }, "localname": "USGovernmentSponsoredEnterprisesDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "auth_ref": [ "r306", "r582" ], "lang": { "en-US": { "role": { "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments.", "label": "US States and Political Subdivisions Debt Securities [Member]", "terseLabel": "Obligations of state and political subdivisions", "verboseLabel": "Obligations of state and political subdivisions" } } }, "localname": "USStatesAndPoliticalSubdivisionsMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails", "http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USTreasuryAndGovernmentMember": { "auth_ref": [ "r306", "r513", "r582" ], "lang": { "en-US": { "role": { "documentation": "This category includes investments in debt securities issued by the United States Department of the Treasury, US Government Agencies and US Government-sponsored Enterprises. Such securities may include treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years), debt securities issued by the Government National Mortgage Association (Ginnie Mae) and debt securities issued by the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac).", "label": "US Treasury and Government [Member]", "terseLabel": "U.S. Government, its agencies and Government Sponsored Enterprises (GSEs)" } } }, "localname": "USTreasuryAndGovernmentMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails" ], "xbrltype": "domainItemType" }, "us-gaap_UnallocatedFinancingReceivablesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Financing receivables that have not been allocated to a portfolio segment.", "label": "Unallocated Financing Receivables [Member]", "terseLabel": "Unallocated" } } }, "localname": "UnallocatedFinancingReceivablesMember", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_UnusedCommitmentsToExtendCredit": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Unused amount of commitments to extend credit to customers.", "label": "Unused Commitments to Extend Credit", "terseLabel": "Undisbursed commitment to related parties" } } }, "localname": "UnusedCommitmentsToExtendCredit", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_UseOfEstimates": { "auth_ref": [ "r123", "r124", "r125", "r126", "r131", "r132", "r133" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.", "label": "Use of Estimates, Policy [Policy Text Block]", "terseLabel": "Use of Estimates" } } }, "localname": "UseOfEstimates", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_VestingAxis": { "auth_ref": [ "r351" ], "lang": { "en-US": { "role": { "documentation": "Information by vesting schedule of award under share-based payment arrangement.", "label": "Vesting [Axis]", "terseLabel": "Vesting [Axis]" } } }, "localname": "VestingAxis", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "stringItemType" }, "us-gaap_VestingDomain": { "auth_ref": [ "r351" ], "lang": { "en-US": { "role": { "documentation": "Vesting schedule of award under share-based payment arrangement.", "label": "Vesting [Domain]", "terseLabel": "Vesting [Domain]" } } }, "localname": "VestingDomain", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails" ], "xbrltype": "domainItemType" }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "auth_ref": [ "r112", "r118" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "lang": { "en-US": { "role": { "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.", "label": "Weighted Average Number of Shares Outstanding, Diluted", "terseLabel": "Diluted (in shares)", "totalLabel": "Weighted average diluted shares outstanding (in shares)" } } }, "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Weighted Average Number of Shares Outstanding, Diluted [Abstract]", "terseLabel": "Weighted average shares" } } }, "localname": "WeightedAverageNumberOfSharesOutstandingAbstract", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "auth_ref": [ "r111", "r118" ], "calculation": { "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails": { "order": 1.0, "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.", "label": "Weighted Average Number of Shares Outstanding, Basic", "terseLabel": "Basic (in shares)", "verboseLabel": "Weighted average basic shares outstanding (in shares)" } } }, "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "nsuri": "http://fasb.org/us-gaap/2019-01-31", "presentation": [ "http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails" ], "xbrltype": "sharesItemType" } }, "unitCount": 13 } }, "std_ref": { "r0": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r1": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(13))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r10": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(27))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r100": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(h)(1)(i))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r101": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(h)(2))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r102": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(i)(4))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r103": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(i))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r104": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(k))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r105": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(n))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r106": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04(a))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24072-122690" }, "r107": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04)", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e24072-122690" }, "r108": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "235", "URI": "http://asc.fasb.org/topic&trid=2122369" }, "r109": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r11": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(28))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r110": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22694-107794" }, "r111": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1448-109256" }, "r112": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1505-109256" }, "r113": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1252-109256" }, "r114": { "Name": "Accounting Standards Codification", "Paragraph": "28A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1500-109256" }, "r115": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=SL5780133-109256" }, "r116": { "Name": "Accounting Standards Codification", "Paragraph": "68B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=SL5498026-109256" }, "r117": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117326831&loc=d3e1337-109256" }, "r118": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r119": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r12": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(29))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r120": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r121": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3630-109257" }, "r122": { "Name": "Accounting Standards Codification", "Paragraph": "52", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=117327953&loc=d3e4984-109258" }, "r123": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592" }, "r124": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592" }, "r125": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6161-108592" }, "r126": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6191-108592" }, "r127": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6327-108592" }, "r128": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6351-108592" }, "r129": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6404-108592" }, "r13": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r130": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6442-108592" }, "r131": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6061-108592" }, "r132": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6132-108592" }, "r133": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6143-108592" }, "r134": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "275", "URI": "http://asc.fasb.org/topic&trid=2134479" }, "r135": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r136": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r137": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599" }, "r138": { "Name": "Accounting Standards Codification", "Paragraph": "40", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e9031-108599" }, "r139": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=115929826&loc=d3e9038-108599" }, "r14": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r140": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118952595&loc=d3e4647-111522" }, "r141": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118952595&loc=d3e4428-111522" }, "r142": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118952595&loc=d3e4437-111522" }, "r143": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524" }, "r144": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524" }, "r145": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524" }, "r146": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(4)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524" }, "r147": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524" }, "r148": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524" }, "r149": { "Name": "Accounting Standards Codification", "Paragraph": "11B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524" }, "r15": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r150": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953550-111524" }, "r151": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524" }, "r152": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524" }, "r153": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524" }, "r154": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524" }, "r155": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524" }, "r156": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5212-111524" }, "r157": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5258-111524" }, "r158": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953659-111524" }, "r159": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5066-111524" }, "r16": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(31))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r160": { "Name": "Accounting Standards Codification", "Paragraph": "33", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953676-111524" }, "r161": { "Name": "Accounting Standards Codification", "Paragraph": "34", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953682-111524" }, "r162": { "Name": "Accounting Standards Codification", "Paragraph": "34", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953682-111524" }, "r163": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5074-111524" }, "r164": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524" }, "r165": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524" }, "r166": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524" }, "r167": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=SL6953401-111524" }, "r168": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118936363&loc=d3e5144-111524" }, "r169": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 4.E)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=27010918&loc=d3e74512-122707" }, "r17": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(32))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r170": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.L.1)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707" }, "r171": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/subtopic&trid=2196772" }, "r172": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "35", "SubTopic": "20", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118953252&loc=d3e8622-111531" }, "r173": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=84159169&loc=d3e10152-111534" }, "r174": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "15", "SubTopic": "30", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118938799&loc=d3e13503-111538" }, "r175": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544" }, "r176": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544" }, "r177": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)(ii)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544" }, "r178": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "30", "Topic": "310", "URI": "http://asc.fasb.org/subtopic&trid=2196854" }, "r179": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118939409&loc=d3e18794-111554" }, "r18": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.1)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r180": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=118939409&loc=d3e18845-111554" }, "r181": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118954083&loc=d3e26610-111562" }, "r182": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118954083&loc=d3e26853-111562" }, "r183": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=SL6283291-111563" }, "r184": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r185": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aa)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r186": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r187": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r188": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27161-111563" }, "r189": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r19": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.12)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r190": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r191": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r192": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27198-111563" }, "r193": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r194": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aa)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r195": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r196": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r197": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(1)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r198": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r199": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(3)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r2": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(14))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r20": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.13(a))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r200": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(4)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r201": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27232-111563" }, "r202": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563" }, "r203": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563" }, "r204": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563" }, "r205": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27290-111563" }, "r206": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27337-111563" }, "r207": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27357-111563" }, "r208": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=118939692&loc=d3e27357-111563" }, "r209": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "320", "URI": "http://asc.fasb.org/topic&trid=2196928" }, "r21": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.13)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r210": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "321", "URI": "http://asc.fasb.org/extlink&oid=116654751&loc=SL75117546-209714" }, "r211": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r212": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r213": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "740", "Subparagraph": "(b)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=116633289&loc=SL49122993-202985" }, "r214": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "740", "Subparagraph": "(c)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=116633289&loc=SL49122993-202985" }, "r215": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "25", "SubTopic": "30", "Topic": "325", "URI": "http://asc.fasb.org/extlink&oid=6384206&loc=d3e41899-111602" }, "r216": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "325", "URI": "http://asc.fasb.org/topic&trid=2197064" }, "r217": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118950378&loc=SL82887624-210437" }, "r218": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955202&loc=SL82895884-210446" }, "r219": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919244-210447" }, "r22": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.14)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r220": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447" }, "r221": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(f)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447" }, "r222": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447" }, "r223": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919253-210447" }, "r224": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919258-210447" }, "r225": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919258-210447" }, "r226": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919258-210447" }, "r227": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919272-210447" }, "r228": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447" }, "r229": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=119407570&loc=SL82919230-210447" }, "r23": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19(a))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r230": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921830-210448" }, "r231": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921833-210448" }, "r232": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921835-210448" }, "r233": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82921842-210448" }, "r234": { "Name": "Accounting Standards Codification", "Paragraph": "79", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82922352-210448" }, "r235": { "Name": "Accounting Standards Codification", "Paragraph": "80", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955255&loc=SL82922355-210448" }, "r236": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/subtopic&trid=82887181" }, "r237": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118942338&loc=SL82898722-210454" }, "r238": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455" }, "r239": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455" }, "r24": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19(b),22(b))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r240": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455" }, "r241": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922888-210455" }, "r242": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922890-210455" }, "r243": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922895-210455" }, "r244": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118955579&loc=SL82922900-210455" }, "r245": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=118942371&loc=SL82922954-210456" }, "r246": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/subtopic&trid=82887182" }, "r247": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=99380562&loc=d3e13770-109266" }, "r248": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=77989000&loc=SL49117168-202975" }, "r249": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267" }, "r25": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r250": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=6388964&loc=d3e16225-109274" }, "r251": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r252": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r253": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r254": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r255": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r256": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r257": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(3)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r258": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r259": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r26": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19-26)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r260": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r261": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r262": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r263": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=109226691&loc=d3e2941-110230" }, "r264": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "360", "URI": "http://asc.fasb.org/topic&trid=2155823" }, "r265": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "440", "URI": "http://asc.fasb.org/topic&trid=2144648" }, "r266": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14326-108349" }, "r267": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14615-108349" }, "r268": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14394-108349" }, "r269": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14435-108349" }, "r27": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.22(a)(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r270": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14435-108349" }, "r271": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14453-108349" }, "r272": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14472-108349" }, "r273": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14557-108349" }, "r274": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=118942415&loc=d3e14557-108349" }, "r275": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "450", "URI": "http://asc.fasb.org/topic&trid=2127136" }, "r276": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "15", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=99404985&loc=d3e10037-110241" }, "r277": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12021-110248" }, "r278": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12053-110248" }, "r279": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118943654&loc=d3e12069-110248" }, "r28": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.22)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r280": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=118956092&loc=d3e12803-110250" }, "r281": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=6802200&loc=d3e1835-112601" }, "r282": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=6802200&loc=SL6230698-112601" }, "r283": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(1)", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=109500613&loc=SL6031897-161870" }, "r284": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=109500613&loc=SL6036836-161870" }, "r285": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "470", "URI": "http://asc.fasb.org/topic&trid=2208564" }, "r286": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21463-112644" }, "r287": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21475-112644" }, "r288": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21506-112644" }, "r289": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21521-112644" }, "r29": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29-31)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r290": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21538-112644" }, "r291": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.3-04)", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770" }, "r292": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 4.C)", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=27012166&loc=d3e187143-122770" }, "r293": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "50", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=6784392&loc=d3e188667-122775" }, "r294": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "505", "URI": "http://asc.fasb.org/topic&trid=2208762" }, "r295": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=118956577&loc=SL49130543-203045" }, "r296": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=118956577&loc=SL49130545-203045" }, "r297": { "Name": "Accounting Standards Codification", "Paragraph": "91", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=118944142&loc=SL49130690-203046-203046" }, "r298": { "Name": "Accounting Standards Codification", "Paragraph": "91", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=118944142&loc=SL49130690-203046-203046" }, "r299": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "606", "URI": "http://asc.fasb.org/topic&trid=49130388" }, "r3": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(17))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r30": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.3,4)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r300": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "25", "SubTopic": "10", "Topic": "710", "URI": "http://asc.fasb.org/extlink&oid=6409733&loc=d3e19524-108361" }, "r301": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "30", "SubTopic": "10", "Topic": "710", "URI": "http://asc.fasb.org/extlink&oid=6409875&loc=d3e20015-108363" }, "r302": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "710", "URI": "http://asc.fasb.org/topic&trid=2127225" }, "r303": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "712", "URI": "http://asc.fasb.org/topic&trid=2197446" }, "r304": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=109237824&loc=d3e1703-114919" }, "r305": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r306": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(ii)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r307": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(01)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r308": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(n)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r309": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r31": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r310": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2410-114920" }, "r311": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2417-114920" }, "r312": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e2439-114920" }, "r313": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118257860&loc=d3e4179-114921" }, "r314": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "70", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=49170846&loc=d3e28014-114942" }, "r315": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "715", "URI": "http://asc.fasb.org/topic&trid=2235017" }, "r316": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901" }, "r317": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901" }, "r318": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5047-113901" }, "r319": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r32": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r320": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r321": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(3)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r322": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a),(g)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r323": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b),(f)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r324": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r325": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r326": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(i)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r327": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(i)-(ii)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r328": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iii)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r329": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r33": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r330": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(3)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r331": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(3)-(4)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r332": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(i)-(ii)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r333": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r334": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r335": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(3)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r336": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r337": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r338": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r339": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r34": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(2)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r340": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r341": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r342": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r343": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r344": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(i)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r345": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(ii)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r346": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iii)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r347": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)(2)(iv)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r348": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r349": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)(1)(i)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r35": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(e)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r350": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(i)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r351": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=d3e5070-113901" }, "r352": { "Name": "Accounting Standards Codification", "Paragraph": "2A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=116856206&loc=SL79508275-113901" }, "r353": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 14.D.2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=115993241&loc=d3e301413-122809" }, "r354": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 14.F)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=115993241&loc=d3e301413-122809" }, "r355": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "25", "SubTopic": "40", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=109244457&loc=d3e16649-113920" }, "r356": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=109244661&loc=d3e17540-113929" }, "r357": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(c)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=109244661&loc=d3e17540-113929" }, "r358": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "35", "SubTopic": "740", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=117330312&loc=d3e23163-113944" }, "r359": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "718", "URI": "http://asc.fasb.org/topic&trid=2228938" }, "r36": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r360": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "35", "Subparagraph": "(a)", "Topic": "720", "URI": "http://asc.fasb.org/extlink&oid=6420018&loc=d3e36677-107848" }, "r361": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "35", "Subparagraph": "(b)", "Topic": "720", "URI": "http://asc.fasb.org/extlink&oid=6420018&loc=d3e36677-107848" }, "r362": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "25", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=117330534&loc=d3e28680-109314" }, "r363": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "25", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=117330534&loc=d3e28680-109314" }, "r364": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32247-109318" }, "r365": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116821951&loc=d3e32280-109318" }, "r366": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32687-109319" }, "r367": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32698-109319" }, "r368": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32718-109319" }, "r369": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32809-109319" }, "r37": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225877-175312" }, "r370": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32840-109319" }, "r371": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r372": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r373": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r374": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r375": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32847-109319" }, "r376": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32559-109319" }, "r377": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32559-109319" }, "r378": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32621-109319" }, "r379": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32632-109319" }, "r38": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226008-175313" }, "r380": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r381": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r382": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r383": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r384": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 6.I.7)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r385": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=109238882&loc=d3e38679-109324" }, "r386": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "05", "SubTopic": "30", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=65884525&loc=d3e40913-109327" }, "r387": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "740", "URI": "http://asc.fasb.org/topic&trid=2144680" }, "r388": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "05", "SubTopic": "10", "Subparagraph": "(a)-(d)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=6909625&loc=d3e227-128457" }, "r389": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=d3e5283-111683" }, "r39": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226016-175313" }, "r390": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4569616-111683" }, "r391": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4569643-111683" }, "r392": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r393": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c),(3)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r394": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5579240-113959" }, "r395": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5579245-113959" }, "r396": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5579245-113959" }, "r397": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5579245-113959" }, "r398": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5580258-113959" }, "r399": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)(i)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41620-113959" }, "r4": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(19)(a))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r40": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226000-175313" }, "r400": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41620-113959" }, "r401": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41638-113959" }, "r402": { "Name": "Accounting Standards Codification", "Paragraph": "4A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5618551-113959" }, "r403": { "Name": "Accounting Standards Codification", "Paragraph": "4A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5618551-113959" }, "r404": { "Name": "Accounting Standards Codification", "Paragraph": "4A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(1)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5618551-113959" }, "r405": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a),(c)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624163-113959" }, "r406": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624163-113959" }, "r407": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624163-113959" }, "r408": { "Name": "Accounting Standards Codification", "Paragraph": "4B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624163-113959" }, "r409": { "Name": "Accounting Standards Codification", "Paragraph": "4C", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624171-113959" }, "r41": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226003-175313" }, "r410": { "Name": "Accounting Standards Codification", "Paragraph": "4C", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624171-113959" }, "r411": { "Name": "Accounting Standards Codification", "Paragraph": "4C", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624171-113959" }, "r412": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624177-113959" }, "r413": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624177-113959" }, "r414": { "Name": "Accounting Standards Codification", "Paragraph": "4E", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5624181-113959" }, "r415": { "Name": "Accounting Standards Codification", "Paragraph": "4EE", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL109999712-113959" }, "r416": { "Name": "Accounting Standards Codification", "Paragraph": "4EE", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL109999712-113959" }, "r417": { "Name": "Accounting Standards Codification", "Paragraph": "4K", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(4)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=SL5708775-113959" }, "r418": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41675-113959" }, "r419": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41678-113959" }, "r42": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580" }, "r420": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109980867&loc=d3e41678-113959" }, "r421": { "Name": "Accounting Standards Codification", "Paragraph": "182", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=116861445&loc=SL5629052-113961" }, "r422": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "25", "Subparagraph": "(a)(1)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=109977999&loc=d3e76258-113986" }, "r423": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "815", "URI": "http://asc.fasb.org/topic&trid=2229140" }, "r424": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r425": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r426": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r427": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(1)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r428": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(2)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r429": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r43": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669646-108580" }, "r430": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19279-110258" }, "r431": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r432": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r433": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=99377092&loc=SL75136599-209740" }, "r434": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=116690757&loc=d3e13220-108610" }, "r435": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13433-108611" }, "r436": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13467-108611" }, "r437": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13476-108611" }, "r438": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13531-108611" }, "r439": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13537-108611" }, "r44": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e637-108580" }, "r440": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13537-108611" }, "r441": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=118260190&loc=d3e13537-108611" }, "r442": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=98513438&loc=d3e33268-110906" }, "r443": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391" }, "r444": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28541-108399" }, "r445": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28551-108399" }, "r446": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775744&loc=d3e28555-108399" }, "r447": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775985&loc=d3e28878-108400" }, "r448": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=77911099&loc=d3e36975-112693" }, "r449": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=77902758&loc=d3e41499-112717" }, "r45": { "Name": "Accounting Standards Codification", "Paragraph": "12A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL116659650-108580" }, "r450": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=84164653&loc=d3e41551-112718" }, "r451": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(4)", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=84165051&loc=d3e45377-112738" }, "r452": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=84165051&loc=d3e45377-112738" }, "r453": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=119364159&loc=SL77916155-209984" }, "r454": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918627-209977" }, "r455": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918627-209977" }, "r456": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918638-209977" }, "r457": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888419&loc=SL77918643-209977" }, "r458": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)(3)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918673-209980" }, "r459": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r46": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e681-108580" }, "r460": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r461": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(1)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r462": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(2)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r463": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(3)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r464": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(4)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r465": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918686-209980" }, "r466": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888426&loc=SL77918701-209980" }, "r467": { "Name": "Accounting Standards Codification", "Paragraph": "53", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=77888399&loc=SL77918982-209971" }, "r468": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864" }, "r469": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864" }, "r47": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669686-108580" }, "r470": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39599-107864" }, "r471": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39603-107864" }, "r472": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39622-107864" }, "r473": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39678-107864" }, "r474": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "850", "URI": "http://asc.fasb.org/extlink&oid=6457730&loc=d3e39691-107864" }, "r475": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "850", "URI": "http://asc.fasb.org/topic&trid=2122745" }, "r476": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "855", "URI": "http://asc.fasb.org/extlink&oid=6842918&loc=SL6314017-165662" }, "r477": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "855", "URI": "http://asc.fasb.org/extlink&oid=6842918&loc=SL6314020-165662" }, "r478": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109221007&loc=SL6226446-111709" }, "r479": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r48": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e689-108580" }, "r480": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r481": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r482": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r483": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107207-111719" }, "r484": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=d3e107314-111719" }, "r485": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=118948506&loc=SL51823488-111719" }, "r486": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "25", "SubTopic": "30", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249708&loc=d3e113105-111724" }, "r487": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=66007379&loc=d3e113888-111728" }, "r488": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)(i)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r489": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r49": { "Name": "Accounting Standards Codification", "Paragraph": "17A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL34724391-108580" }, "r490": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r491": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "340", "Topic": "928", "URI": "http://asc.fasb.org/extlink&oid=6473545&loc=d3e61844-108004" }, "r492": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(a)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e61929-109447" }, "r493": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(b)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e61929-109447" }, "r494": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(a)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62059-109447" }, "r495": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(b)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62059-109447" }, "r496": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(a)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62395-109447" }, "r497": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(b)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62395-109447" }, "r498": { "Name": "Accounting Standards Codification", "Paragraph": "33", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(a)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62479-109447" }, "r499": { "Name": "Accounting Standards Codification", "Paragraph": "33", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(b)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e62479-109447" }, "r5": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(19))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r50": { "Name": "Accounting Standards Codification", "Paragraph": "17B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL34724394-108580" }, "r500": { "Name": "Accounting Standards Codification", "Paragraph": "35A", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(a)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=SL6807758-109447" }, "r501": { "Name": "Accounting Standards Codification", "Paragraph": "35A", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(b)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=SL6807758-109447" }, "r502": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(c)(1)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e61872-109447" }, "r503": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "235", "Subparagraph": "(c)(2)", "Topic": "932", "URI": "http://asc.fasb.org/extlink&oid=68064819&loc=d3e61872-109447" }, "r504": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "940", "URI": "http://asc.fasb.org/subtopic&trid=2176304" }, "r505": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(1)(a))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r506": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(1))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r507": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(10))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r508": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(11))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r509": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(13))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r51": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580" }, "r510": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(15)(2))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r511": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(16))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r512": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(23))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r513": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(6)(a)(1))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r514": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(7)(d))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r515": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(7)(e)(1)(i))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r516": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.12)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r517": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.13(3)(a))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r518": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.13,16)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r519": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15(5))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r52": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580" }, "r520": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r521": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.16)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r522": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.4)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r523": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.7(a)(3))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r524": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.7(d))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r525": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.7(e))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r526": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.7)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878" }, "r527": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(13))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r528": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(22))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r529": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(23))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r53": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669619-108580" }, "r530": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.1)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r531": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.1-5)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r532": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.10)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r533": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.11)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r534": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.12)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r535": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.13)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r536": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.14)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r537": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.6)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r538": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.8)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r539": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.9)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260" }, "r54": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669625-108580" }, "r540": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Subparagraph": "(b)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6477933&loc=d3e60009-112784" }, "r541": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(a)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r542": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r543": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(c)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r544": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(d)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75019621&loc=d3e62586-112803" }, "r545": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "942", "URI": "http://asc.fasb.org/subtopic&trid=2209399" }, "r546": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "325", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75031641&loc=d3e63345-112809" }, "r547": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "405", "Subparagraph": "(c)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116652737&loc=d3e64164-112818" }, "r548": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "405", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=116652737&loc=d3e64164-112818" }, "r549": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6479118&loc=d3e64650-112822" }, "r55": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=SL7669625-108580" }, "r550": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75038535&loc=d3e64684-112823" }, "r551": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75038535&loc=d3e64711-112823" }, "r552": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(1)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r553": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r554": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958569-112826" }, "r555": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826" }, "r556": { "Name": "Accounting Standards Codification", "Paragraph": "1C", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958572-112826" }, "r557": { "Name": "Accounting Standards Codification", "Paragraph": "1D", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958573-112826" }, "r558": { "Name": "Accounting Standards Codification", "Paragraph": "1E", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958574-112826" }, "r559": { "Name": "Accounting Standards Codification", "Paragraph": "1F", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958575-112826" }, "r56": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=118930883&loc=d3e557-108580" }, "r560": { "Name": "Accounting Standards Codification", "Paragraph": "1G", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958577-112826" }, "r561": { "Name": "Accounting Standards Codification", "Paragraph": "1H", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(1)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826" }, "r562": { "Name": "Accounting Standards Codification", "Paragraph": "1H", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(2)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826" }, "r563": { "Name": "Accounting Standards Codification", "Paragraph": "1H", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826" }, "r564": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(15)(b)(2))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r565": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(16))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r566": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(10))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r567": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(12))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r568": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(16)(a)(1))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r569": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(16))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r57": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116657188&loc=SL116659661-227067" }, "r570": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(2))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r571": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r572": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(25))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r573": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(8))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r574": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.15(a))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r575": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.16)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=119400593&loc=d3e572229-122910" }, "r576": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(18))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r577": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(19))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r578": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263" }, "r579": { "Name": "Accounting Standards Codification", "Paragraph": "4H", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671331-158438" }, "r58": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(1)(e))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868656-224227" }, "r580": { "Name": "Accounting Standards Codification", "Paragraph": "13H", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117419784&loc=SL117783719-158441" }, "r581": { "Name": "Accounting Standards Codification", "Paragraph": "13H", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117419784&loc=SL117783719-158441" }, "r582": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(e)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=117420044&loc=d3e19393-158473" }, "r583": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "825", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99380617&loc=SL75241803-196195" }, "r584": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.6-03(f))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=6488002&loc=d3e600178-122990" }, "r585": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=118262064&loc=SL116631418-115840" }, "r586": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "210", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=118262064&loc=SL116631419-115840" }, "r587": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "210", "Subparagraph": "(c)", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=99383244&loc=d3e12121-115841" }, "r588": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "220", "Subparagraph": "(k)", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=118262090&loc=SL114874205-224268" }, "r589": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.6-07.2(a),(b),(c),(d))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=116637345&loc=SL114874292-224272" }, "r59": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(210.5-03(11))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r590": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12.Column B)", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=50485924&loc=d3e611133-123010" }, "r591": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12C.Column B)", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=50485924&loc=d3e611225-123010" }, "r592": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-14.Column B)", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=50485924&loc=d3e611322-123010" }, "r593": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "946", "URI": "http://asc.fasb.org/subtopic&trid=2324412" }, "r594": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "948", "URI": "http://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998" }, "r595": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "948", "URI": "http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998" }, "r596": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "310", "Subparagraph": "(SX 210.12-29(Footnote 4))", "Topic": "948", "URI": "http://asc.fasb.org/extlink&oid=6589523&loc=d3e617274-123014" }, "r597": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "740", "Topic": "954", "URI": "http://asc.fasb.org/extlink&oid=6491622&loc=d3e9504-115650" }, "r598": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "360", "Subparagraph": "(SX 210.12-28(Footnote 2))", "Topic": "970", "URI": "http://asc.fasb.org/extlink&oid=6590653&loc=d3e638233-123024" }, "r599": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "360", "Subparagraph": "(SX 210.12-28(Footnote 4))", "Topic": "970", "URI": "http://asc.fasb.org/extlink&oid=6590653&loc=d3e638233-123024" }, "r6": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(20))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r60": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(20))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r600": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-23" }, "r601": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r602": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "g" }, "r603": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1-" }, "r604": { "Name": "Forms 10-K, 20-F, 40-F", "Number": "240", "Publisher": "SEC", "Section": "15", "Subsection": "d-1" }, "r605": { "Name": "Industry Guide", "Number": "3", "Paragraph": "D-E", "Publisher": "SEC", "Section": "V" }, "r606": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r607": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405" }, "r608": { "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "11", "Subsection": "03" }, "r609": { "Footnote": "2", "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "28" }, "r61": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(21))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r610": { "Footnote": "4", "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "28" }, "r611": { "Footnote": "4", "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "12", "Subsection": "29" }, "r612": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "a", "Publisher": "SEC", "Section": "12", "Subsection": "04" }, "r613": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "i", "Publisher": "SEC", "Section": "3", "Subsection": "10" }, "r614": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "c", "Publisher": "SEC", "Section": "5", "Subparagraph": "Schedule I", "Subsection": "04" }, "r615": { "Name": "Regulation S-X (SX)", "Number": "210", "Paragraph": "c", "Publisher": "SEC", "Section": "7", "Subparagraph": "Schedule II", "Subsection": "05" }, "r616": { "Name": "Regulation S-X (SX)", "Number": "210", "Publisher": "SEC", "Section": "9", "Subsection": "06" }, "r62": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(7)(c))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r63": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(9)(a))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r64": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(b)(4))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r65": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.1(e))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r66": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.8)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116634182&loc=SL114868664-224227" }, "r67": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3151-108585" }, "r68": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3179-108585" }, "r69": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3179-108585" }, "r7": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(22))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r70": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585" }, "r71": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585" }, "r72": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3213-108585" }, "r73": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3255-108585" }, "r74": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3255-108585" }, "r75": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3291-108585" }, "r76": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3291-108585" }, "r77": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3367-108585" }, "r78": { "Name": "Accounting Standards Codification", "Paragraph": "21C", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=SL94080552-108585" }, "r79": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3521-108585" }, "r8": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(26)(a))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r80": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585" }, "r81": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585" }, "r82": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3536-108585" }, "r83": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585" }, "r84": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585" }, "r85": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585" }, "r86": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3044-108585" }, "r87": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=118932676&loc=d3e3095-108585" }, "r88": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4273-108586" }, "r89": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4297-108586" }, "r9": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(26)(b))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682" }, "r90": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4304-108586" }, "r91": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4313-108586" }, "r92": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=d3e4332-108586" }, "r93": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=98513485&loc=SL98516268-108586" }, "r94": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18780-107790" }, "r95": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18823-107790" }, "r96": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r97": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(i))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r98": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(k))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" }, "r99": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(e),(f))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690" } }, "version": "2.1" } XML 92 R28.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2019
Receivables [Abstract]  
Past Due Financing Receivables
The following table shows outstanding loans by class and payment aging as of December 31, 2019 and 2018.
Loan Aging Analysis by Class
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Total

December 31, 2019
 
 
 
 
 
 
 
 
30-59 days past due
$
1

$
—

$
1,001

$
—

$
279

$
—

$
7

$
1,288

60-89 days past due
—

—

—

—

98

—

95

193

90 days or more past due
—

—

—

—

167

—

—

167

Total past due
1

—

1,001

—

544

—

102

1,648

Current
246,686

308,824

945,316

61,095

115,480

136,657

27,580

1,841,638

Total loans 2
$
246,687

$
308,824

$
946,317

$
61,095

$
116,024

$
136,657

$
27,682

$
1,843,286

Non-accrual loans 1
$
—

$
—

$
—

$
—

$
168

$
—

$
58

$
226

December 31, 2018
 

 

 

 

 

 

 

 

30-59 days past due
$
5

$
—

$
1,004

$
—

$
—

$
—

$
112

$
1,121

60-89 days past due
—

—

—

—

—

—

—

—

90 days or more past due
—

—

—

—

—

—

—

—

Total past due
5

—

1,004

—

—

—

112

1,121

Current
230,734

313,277

872,406

76,423

124,696

117,847

27,360

1,762,743

Total loans 2
$
230,739

$
313,277

$
873,410

$
76,423

$
124,696

$
117,847

$
27,472

$
1,763,864

Non-accrual loans 1
$
319

$
—

$
—

$
—

$
313

$
—

$
65

$
697


1 Includes no purchased credit impaired ("PCI") loans at December 31, 2019 or 2018. Amounts exclude accreting PCI loans of with carrying values totaling $2.0 million at December 31, 2019 and $2.1 million at December 31, 2018, as we have a reasonable expectation about future cash flows to be collected and we continue to recognize accretable yield on these loans in interest income. There were no accruing loans past due more than ninety days at December 31, 2019 or 2018.
2 Amounts include net deferred loan origination costs of $983 thousand and $635 thousand at December 31, 2019 and 2018, respectively. Amounts are also net of unaccreted purchase discounts on non-PCI loans of $589 thousand and $708 thousand at December 31, 2019 and 2018, respectively.
Financing Receivable Credit Quality Indicators
The following table represents an analysis of the carrying amount in loans, net of deferred fees and costs and purchase premiums or discounts, by internally assigned risk grades, including PCI loans, at December 31, 2019 and 2018.
Credit Risk Profile by Internally Assigned Risk Grade
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Purchased credit-impaired

Total

December 31, 2019
 
 
 
 
 
 
 
 
Pass
$
209,209

$
263,625

$
944,924

$
61,095

$
114,864

$
136,657

$
27,538

$
2,049

$
1,759,961

Special Mention
37,065

35,016

560

—

750

—

—

—

73,391

Substandard
409

9,042

—

—

339

—

144

—

9,934

Total loans
$
246,683

$
307,683

$
945,484

$
61,095

$
115,953

$
136,657

$
27,682

$
2,049

$
1,843,286

December 31, 2018
 

 

 

 

 

 

 

 

Pass
$
219,625

$
299,998

$
870,443

$
73,735

$
122,844

$
117,847

$
27,312

$
2,112

$
1,733,916

Special Mention
9,957

4,106

2,156

—

1,121

—

—

—

17,340

Substandard
1,126

7,986

—

2,688

648

—

160

—

12,608

Total loans
$
230,708

$
312,090

$
872,599

$
76,423

$
124,613

$
117,847

$
27,472

$
2,112

$
1,763,864
Troubled Debt Restructurings on Financing Receivables
The following table summarizes the carrying amount of TDR loans by loan class as of December 31, 2019 and December 31, 2018.
(in thousands)
As of
Recorded investment in Troubled Debt Restructurings1
December 31, 2019

December 31, 2018

Commercial and industrial
$
1,223

$
1,506

Commercial real estate, owner-occupied
6,998

6,993

Commercial real estate, investor
1,770

1,821

Construction2
—

2,688

Home equity
251

251

Other residential
452

462

Installment and other consumer
639

685

Total
$
11,333

$
14,406

1 There were no acquired TDR loans as of December 31, 2019 or December 31, 2018. TDR loans on non-accrual status totaled $58 thousand at December 31, 2019 and $65 thousand at December 31, 2018.
2 The construction TDR loan outstanding as of December 31, 2018 paid off during 2019.

The following table presents information for loans modified in a TDR during the presented periods, including the number of modified contracts, the recorded investment in the loans prior to modification, and the recorded investment in the loans at period end after being restructured. The table excludes fully charged-off TDR loans and loans modified in a TDR and subsequently paid-off during the years presented, if applicable.
(dollars in thousands)
Number of Contracts Modified

Pre-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment

Post-Modification Outstanding Recorded Investment at Period End

TDRs modified during 2019:
 

 

 

 
Commercial and industrial
1

$
298

$
298

$
150

TDRs modified during 2018:
 

 

 

 
Commercial and industrial
2

$
254

$
245

$
172
Impaired Financing Receivables
The following tables summarize information by class on impaired loans and their related allowances. Total impaired loans include non-accrual loans, accruing TDR loans and accreting PCI loans that have experienced post-acquisition declines in cash flows expected to be collected.
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Total

December 31, 2019
 
 
 
 
 
 
 
Recorded investment in impaired loans:
 
 
 
 
 
 
With no specific allowance recorded
$
349

$
—

$
—

$
—

$
167

$
452

$
98

$
1,066

With a specific allowance recorded
874

6,998

1,770

—

251

—

541

10,434

Total recorded investment in impaired loans
$
1,223

$
6,998

$
1,770

$
—

$
418

$
452

$
639

$
11,500

Unpaid principal balance of impaired loans
$
1,209

$
6,992

$
1,764

$
—

$
417

$
451

$
638

$
11,471

Specific allowance
$
103

$
195

$
41

$
—

$
5

$
—

$
53

$
397

Average recorded investment in impaired loans during 2019
$
1,441

$
6,998

$
1,797

$
1,350

$
481

$
457

$
663

$
13,187

Interest income recognized on impaired loans during 2019 1
$
73

$
266

$
79

$
466

$
42

$
22

$
25

$
973

December 31, 2018
 

 

 

 

 

 

 

Recorded investment in impaired loans:
 

 

 

 

 

 

With no specific allowance recorded
$
303

$
—

$
—

$
2,688

$
313

$
462

$
111

$
3,877

With a specific allowance recorded
1,522

6,993

1,821

—

251

—

574

11,161

Total recorded investment in impaired loans
$
1,825

$
6,993

$
1,821

$
2,688

$
564

$
462

$
685

$
15,038

Unpaid principal balance of impaired loans
$
1,813

$
6,993

$
1,812

$
2,688

$
562

$
461

$
684

$
15,013

Specific allowance
$
466

$
189

$
45

$
—

$
5

$
—

$
73

$
778

Average recorded investment in impaired loans during 2018
$
1,980

$
7,000

$
1,904

$
2,803

$
671

$
915

$
704

$
15,977

Interest income recognized on impaired loans during 2018 1
$
239

$
266

$
83

$
156

$
19

$
45

$
29

$
837


1 Interest income recognized on a cash basis of $417 thousand during 2019 was related to a principal payment applied to interest collected but unrecognized on a former non-accrual land development loan and the pay-off of four non-accruals. Interest income recognized on a cash basis of $135 thousand during 2018 was primarily related to the pay-off of non-accrual commercial PCI loans.
Allowance for Credit Losses on Financing Receivables
The following tables disclose activity in the allowance for loan losses ("ALLL") and the recorded investment in loans by class, as well as the related ALLL disaggregated by impairment evaluation method.
Allowance for Loan Losses Rollforward for the Year Ended
(in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

Year ended December 31, 2019
 
 
 
 
 
 
 
Beginning balance
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Provision (reversal)
(49
)
55

768

(118
)
(65
)
173

(23
)
159

900

Charge-offs
(75
)
—

—

—

—

—

(3
)
—

(78
)
Recoveries
22

—

12

—

—

—

—

—

34

Ending balance
$
2,334

$
2,462

$
8,483

$
638

$
850

$
973

$
284

$
653

$
16,677

Year ended December 31, 2018
 
 
 
 
 
 
 
 
 
Beginning balance
$
3,654

$
2,294

$
6,475

$
681

$
1,031

$
536

$
378

$
718

$
15,767

Provision (reversal)
(1,232
)
113

1,228

75

(116
)
264

(108
)
(224
)
—

Charge-offs
(3
)
—

—

—

—

—

(2
)
—

(5
)
Recoveries
17

—

—

—

—

—

42

—

59

Ending balance
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Allowance for Loan Losses and Recorded Investment In Loans
(dollars in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

December 31, 2019
 
 
 
 
 
 
 
 
 
Ending ALLL related to loans collectively evaluated for impairment
$
2,231

$
2,267

$
8,442

$
638

$
845

$
973

$
231

$
653

$
16,280

Ending ALLL related to loans individually evaluated for impairment
103

195

41

—

5

—

53

—

397

Ending ALLL related to purchased credit-impaired loans
—

—

—

—

—

—

—

—

—

Total ALLL
$
2,334

$
2,462

$
8,483

$
638

$
850

$
973

$
284

$
653

$
16,677

Recorded Investment:
 

 

 

 

 

 

 

 

 

Collectively evaluated for impairment
$
245,460

$
300,685

$
943,714

$
61,095

$
115,535

$
136,205

$
27,043

$
—

$
1,829,737

Individually evaluated for impairment
1,223

6,998

1,770

—

418

452

639

—

11,500

Purchased credit-impaired
4

1,141

833

—

71

—

—

—

2,049

Total
$
246,687

$
308,824

$
946,317

$
61,095

$
116,024

$
136,657

$
27,682

$
—

$
1,843,286

Ratio of allowance for loan losses to total loans
0.95
%
0.80
%
0.90
%
1.04
%
0.73
%
0.71
%
1.03
%
NM

0.90
%
Allowance for loan losses to non-accrual loans
NM

NM

NM

NM

506
%
NM

490
%
NM

7,379
%
NM - Not Meaningful
Allowance for Loan Losses and Recorded Investment In Loans
(dollars in thousands)
Commercial and industrial

Commercial real estate, owner-occupied

Commercial real estate, investor

Construction

Home equity

Other residential

Installment and other consumer

Unallocated

Total

December 31, 2018
 
 
 
 
 
 
 
 
 
Ending ALLL related to loans collectively evaluated for impairment
$
1,970

$
2,218

$
7,658

$
756

$
910

$
800

$
237

$
494

$
15,043

Ending ALLL related to loans individually evaluated for impairment
466

189

45

—

5

—

73

—

778

Ending ALLL related to purchased credit-impaired loans
—

—

—

—

—

—

—

—

—

Total ALLL
$
2,436

$
2,407

$
7,703

$
756

$
915

$
800

$
310

$
494

$
15,821

Loans outstanding:
 

 

 

 

 

 

 

Collectively evaluated for impairment
$
228,883

$
305,097

$
870,778

$
73,735

$
124,049

$
117,385

$
26,787

$
—

$
1,746,714

Individually evaluated for impairment
1,825

6,993

1,821

2,688

564

462

685

—

15,038

Purchased credit-impaired
31

1,187

811

—

83

—

—

—

2,112

Total
$
230,739

$
313,277

$
873,410

$
76,423

$
124,696

$
117,847

$
27,472

$
—

$
1,763,864

Ratio of allowance for loan losses to total loans
1.06
%
0.77
%
0.88
%
0.99
%
0.73
%
0.68
%
1.13
%
NM

0.90
%
Allowance for loan losses to non-accrual loans
764
%
NM

NM

NM

292
%
NM

477
%
NM

2,270
%

NM - Not Meaningful
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period
The following table reflects the unpaid principal balance and related carrying value of PCI loans:
PCI Loans
December 31, 2019
December 31, 2018

(in thousands)
Unpaid Principal Balance

Carrying Value

Unpaid Principal Balance

Carrying Value

Commercial and industrial
$
34

$
4

$
89

$
31

Commercial real estate, owner occupied
1,194

1,141

1,247

1,187

Commercial real estate, investor
1,001

833

1,033

811

Home equity
188

71

210

83

Total purchased credit-impaired loans
$
2,417

$
2,049

$
2,579

$
2,112
Accretable Yield Activity
The activities in the accretable yield, or income expected to be earned over the remaining lives of the PCI loans were as follows: 
Accretable Yield
Years ended
(in thousands)
December 31, 2019

December 31, 2018

Balance at beginning of period
$
934

$
1,254

Accretion
(234
)
(320
)
Balance at end of period
$
700

$
934
Schedule of Related Party Transactions
The following table shows changes in net loans to related parties for each of the two years ended December 31, 2019 and 2018:
(in thousands)
2019

2018

Balance at beginning of year
$
10,635

$
11,852

Additions
—

863

Advances
—

—

Repayments
(2,320
)
(2,080
)
Reclassified due to a change in borrower status
18

—

Balance at end of year
$
8,333

$
10,635
XML 93 R93.htm IDEA: XBRL DOCUMENT v3.20.1
Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Uncosolidated Statements of Condition (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Condensed Financial Statements, Captions [Line Items]      
Other assets $ 75,714 $ 75,871  
Total assets 2,707,280 2,520,892  
Subordinated debentures 2,708 2,640  
Other liabilities 18,468 20,005  
Total liabilities 2,370,492 2,204,485  
Stockholders' equity 336,788 316,407 $ 297,025
Total liabilities and stockholders' equity 2,707,280 2,520,892  
Bancorp      
Condensed Financial Statements, Captions [Line Items]      
Cash and due from Bank of Marin 9,539 19,144  
Investment in bank subsidiary 330,053 299,953  
Other assets 332 331  
Total assets 339,924 319,428  
Subordinated debentures 2,708 2,640  
Accrued expenses payable 71 51  
Other liabilities 357 330  
Total liabilities 3,136 3,021  
Stockholders' equity 336,788 316,407  
Total liabilities and stockholders' equity $ 339,924 $ 319,428  
XML 94 R63.htm IDEA: XBRL DOCUMENT v3.20.1
Deposits - Time Deposit Maturities (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Scheduled maturities of time deposits    
2020 $ 64,747  
2021 17,401  
2022 7,541  
2023 3,681  
2024 4,440  
Thereafter 0  
Total time deposits $ 97,810 $ 117,182
XML 95 R67.htm IDEA: XBRL DOCUMENT v3.20.1
Borrowings and Other Obligations - Schedule of Borrowings (Details) - USD ($)
 12 Months Ended
Oct. 07, 2018
Dec. 31, 2019
Dec. 31, 2018
Debt Instrument [Line Items]      
FHLB overnight borrowings and advances, Carrying Value   $ 0  
Subordinated debenture, Carrying Value   2,708,000 $ 2,640,000
Accretion of discount on subordinated debentures   68,000 1,025,000
Other obligations      
Debt Instrument [Line Items]      
Other Obligations Carrying Value   212,000 0
Other Obligations Average Balance   $ 279,000 $ 0
Borrowings, Average Rate   2.85% 0.00%
Subordinated debenture      
Debt Instrument [Line Items]      
Subordinated debenture, Carrying Value   $ 2,708,000 $ 2,640,000
Subordinated debenture, Average Balance   $ 2,673,000 $ 5,025,000
Borrowings, Average Rate   8.44% 26.29%
Accretion of discount on subordinated debentures $ 916,000 $ 68,000 $ 1,000,000.0
Federal Home Loan Bank Borrowings | Line of Credit      
Debt Instrument [Line Items]      
FHLB overnight borrowings and advances, Carrying Value   0 7,000,000
FHLB overnight borrowings and advances, Average Balance   $ 2,656,000 $ 105,000
Borrowings, Average Rate   2.55% 2.03%
XML 96 R44.htm IDEA: XBRL DOCUMENT v3.20.1
Investment Securities - Amortized Cost and Fair Value (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Debt Securities, Held-to-maturity [Abstract]    
Held to maturity, Amortized Cost $ 137,413 $ 157,206
Held-to-maturity, Fair Value 139,642 153,894
Held-to-maturity, Gross Unrealized Gains 2,378 210
Held-to-maturity, Gross Unrealized (Losses) (149) (3,522)
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 423,923 465,910
Available-for-sale, at fair value 432,260 462,464
Available-for-sale, Gross Unrealized Gains 8,748 1,748
Available-for-sale, Gross Unrealized (Losses) (411) (5,194)
Total investment securities, Amortized Cost 561,336 623,116
Total investment securities, Fair Value 571,902 616,358
Total investment securities, Gross Unrealized Gains 11,126 1,958
Total investment securities, Gross Unrealized (Losses) (560) (8,716)
MBS pass-through securities issued by FHLMC and FNMA    
Debt Securities, Held-to-maturity [Abstract]    
Held to maturity, Amortized Cost 80,451 88,606
Held-to-maturity, Fair Value 81,325 85,804
Held-to-maturity, Gross Unrealized Gains 1,018 7
Held-to-maturity, Gross Unrealized (Losses) (144) (2,809)
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 98,502 95,339
Available-for-sale, at fair value 100,071 94,467
Available-for-sale, Gross Unrealized Gains 1,617 358
Available-for-sale, Gross Unrealized (Losses) (48) (1,230)
SBA-backed securities    
Debt Securities, Held-to-maturity [Abstract]    
Held to maturity, Amortized Cost 7,999 8,720
Held-to-maturity, Fair Value 8,264 8,757
Held-to-maturity, Gross Unrealized Gains 265 37
Held-to-maturity, Gross Unrealized (Losses) 0 0
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 35,674 50,722
Available-for-sale, at fair value 36,286 50,781
Available-for-sale, Gross Unrealized Gains 688 465
Available-for-sale, Gross Unrealized (Losses) (76) (406)
CMOs issued by FNMA    
Debt Securities, Held-to-maturity [Abstract]    
Held to maturity, Amortized Cost 10,210 11,447
Held-to-maturity, Fair Value 10,492 11,327
Held-to-maturity, Gross Unrealized Gains 282 0
Held-to-maturity, Gross Unrealized (Losses) 0 (120)
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 22,702 28,275
Available-for-sale, at fair value 23,092 28,079
Available-for-sale, Gross Unrealized Gains 390 134
Available-for-sale, Gross Unrealized (Losses) 0 (330)
CMOs issued by FHLMC    
Debt Securities, Held-to-maturity [Abstract]    
Held to maturity, Amortized Cost 31,477 33,583
Held-to-maturity, Fair Value 32,157 33,021
Held-to-maturity, Gross Unrealized Gains 685 8
Held-to-maturity, Gross Unrealized (Losses) (5) (570)
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 139,398 145,979
Available-for-sale, at fair value 143,226 144,836
Available-for-sale, Gross Unrealized Gains 3,892 454
Available-for-sale, Gross Unrealized (Losses) (64) (1,597)
CMOs issued by GNMA    
Debt Securities, Held-to-maturity [Abstract]    
Held to maturity, Amortized Cost 3,763 3,739
Held-to-maturity, Fair Value 3,816 3,769
Held-to-maturity, Gross Unrealized Gains 53 30
Held-to-maturity, Gross Unrealized (Losses) 0 0
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 11,719 11,294
Available-for-sale, at fair value 11,755 11,021
Available-for-sale, Gross Unrealized Gains 42 1
Available-for-sale, Gross Unrealized (Losses) (6) (274)
Debentures of government- sponsored agencies    
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 48,389 52,956
Available-for-sale, at fair value 49,046 53,018
Available-for-sale, Gross Unrealized Gains 727 185
Available-for-sale, Gross Unrealized (Losses) (70) (123)
Privately issued CMOs    
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 0 295
Available-for-sale, at fair value 0 297
Available-for-sale, Gross Unrealized Gains 0 2
Available-for-sale, Gross Unrealized (Losses) 0 0
Obligations of state and political subdivisions    
Debt Securities, Held-to-maturity [Abstract]    
Held to maturity, Amortized Cost 3,513 11,111
Held-to-maturity, Fair Value 3,588 11,216
Held-to-maturity, Gross Unrealized Gains 75 128
Held-to-maturity, Gross Unrealized (Losses) 0 (23)
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 66,042 79,046
Available-for-sale, at fair value 67,282 77,960
Available-for-sale, Gross Unrealized Gains 1,386 134
Available-for-sale, Gross Unrealized (Losses) (146) (1,220)
Corporate bonds    
Debt Securities, Available-for-sale [Abstract]    
Available for Sale, Amortized Cost, Total 1,497 2,004
Available-for-sale, at fair value 1,502 2,005
Available-for-sale, Gross Unrealized Gains 6 15
Available-for-sale, Gross Unrealized (Losses) $ (1) $ (14)
XML 97 R40.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies - Narrative (Details)
$ in Thousands
 3 Months Ended 12 Months Ended
Jan. 01, 2020
Mar. 31, 2018
USD ($)
Dec. 31, 2019
USD ($)
payment
branch
Dec. 31, 2018
USD ($)
Jan. 01, 2019
USD ($)
Entity Location [Line Items]          
Number of consecutive payments considered sustained repayment performance | payment     6    
Threshold period a past due loan is charged off     90 days    
Threshold period a past due overdraft account is charged off     60 days    
Advertising costs     $ 775 $ 666  
Amount reclassified from AOCI to retained earnings representing stranded tax income effects   $ 638      
Operating lease right-of-use assets     11,002    
Operating lease liabilities     $ 12,615    
Marin County          
Entity Location [Line Items]          
Number of branches | branch     10    
Napa County          
Entity Location [Line Items]          
Number of branches | branch     3    
San Francisco          
Entity Location [Line Items]          
Number of branches | branch     1    
Sonoma County          
Entity Location [Line Items]          
Number of branches | branch     5    
Alameda County          
Entity Location [Line Items]          
Number of branches | branch     3    
Accounting Standards Update 2016-02          
Entity Location [Line Items]          
Operating lease right-of-use assets         $ 13,400
Operating lease liabilities         $ 15,400
Minimum          
Entity Location [Line Items]          
Ownership percentage in limited partnerships related to Low Income Housing Tax Credits     1.00%    
Maximum          
Entity Location [Line Items]          
Ownership percentage in limited partnerships related to Low Income Housing Tax Credits     3.50%    
Core deposit intangible          
Entity Location [Line Items]          
Useful life of core deposit intangible asset     10 years    
Forecast | Minimum | Accounting Standards Update 2016-13          
Entity Location [Line Items]          
Allowance for loan and lease losses, percent increase (decrease) 5.00%        
Forecast | Maximum | Accounting Standards Update 2016-13          
Entity Location [Line Items]          
Allowance for loan and lease losses, percent increase (decrease) 15.00%        
XML 98 R48.htm IDEA: XBRL DOCUMENT v3.20.1
Investment Securities - Non-marketable Securities (Details)
 1 Months Ended 12 Months Ended
Nov. 27, 2018
Oct. 31, 2018
USD ($)
shares
Dec. 31, 2019
USD ($)
$ / shares
shares
Dec. 31, 2018
USD ($)
shares
Feb. 20, 2020
Marketable Securities [Line Items]          
Federal Home Loan Bank stock, par value (usd per share) | $ / shares     $ 100    
Stock split ratio 2        
Investments in low income housing tax credit funds     $ 4,100,000 $ 4,600,000  
Low income housing tax credits and other tax benefits     603,000    
Low income housing amortization expense     515,000    
Unfunded commitments for low income housing tax credit funds     2,200,000    
Other assets          
Marketable Securities [Line Items]          
Federal Home Loan Bank stock     $ 11,700,000 $ 11,100,000  
Visa Inc. Class B Common Stock          
Marketable Securities [Line Items]          
Number of shares of securities carried at cost (in shares) | shares     10,439 10,439  
Fair value of Class B common stock     $ 0 $ 0  
Equity securities     $ 3,200,000 $ 2,200,000  
Shares of Visa Inc. Class B restricted common stock (in shares) | shares   6,500      
Gain from sale of Visa Inc. Class B restricted common stock   $ 956,000      
Visa Inc. | Visa Inc. Class B common stock          
Marketable Securities [Line Items]          
Stock split ratio     1.6228 1.6298  
Subsequent event          
Marketable Securities [Line Items]          
Federal Home Loan Bank, dividend rate percentage         7.00%
XML 99 R29.htm IDEA: XBRL DOCUMENT v3.20.1
Bank Premises and Equipment (Tables)
 12 Months Ended
Dec. 31, 2019
Property, Plant and Equipment [Abstract]  
Summary of Bank Premises and Equipment

A summary of Bank premises and equipment at December 31 follows:
(in thousands)
2019

2018

Leasehold improvements
$
15,287

$
15,024

Furniture and equipment
10,986

10,839

Subtotal
26,273

25,863

Accumulated depreciation and amortization
(20,203
)
(18,487
)
Bank premises and equipment, net
$
6,070

$
7,376
XML 100 R21.htm IDEA: XBRL DOCUMENT v3.20.1
Derivative Financial Instruments and Hedging Activities
 12 Months Ended
Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivative Financial Instruments and Hedging Activities Derivative Financial Instruments and Hedging Activities

We entered into interest rate swap agreements, primarily as an asset/liability management strategy, in order to mitigate the changes in the fair value of specified long-term fixed-rate loans (or firm commitments to enter into long-term fixed-rate loans) caused by changes in interest rates. These hedges allow us to offer long-term fixed rate loans to customers without assuming the interest rate risk of a long-term asset. Converting our fixed-rate interest payments to floating-rate interest payments, generally benchmarked to the one-month U.S. dollar LIBOR index, protects us against changes in the fair value of our loans associated with fluctuating interest rates.

Our credit exposure, if any, on interest rate swap asset positions is limited to the fair value (net of any collateral pledged to us) and interest payments of all swaps by each counterparty. Conversely, when an interest rate swap is in a liability position exceeding a certain threshold, we may be required to post collateral to the counterparty in an amount determined by the agreements. Collateral levels are monitored and adjusted on a regular basis for changes in interest rate swap values.

As of December 31, 2019, we had five interest rate swap agreements, which are scheduled to mature in June 2031, October 2031, July 2032, August 2037 and October 2037. All of our derivatives are accounted for as fair value hedges. The notional amounts of the interest rate contracts are equal to the notional amounts of the hedged loans. Our interest rate swap payments are settled monthly with counterparties. Accrued interest on the swaps totaled $6 thousand and $3 thousand as of December 31, 2019 and 2018, respectively. Information on our derivatives follows:
 
Asset derivatives
Liability derivatives
(in thousands)
December 31, 2019

December 31, 2018

December 31, 2019

December 31, 2018

Fair value hedges:
 
 
 
 
Interest rate contracts notional amount
$
—

$
8,895

$
16,956

$
9,016

Interest rate contracts fair value 1
$
—

$
161

$
1,178

$
375


1 See Note 9, Fair Value of Assets and Liabilities for valuation methodology.

The following table presents the carrying amount associated cumulative basis adjustment related to the application of fair value hedge accounting that is included in the carrying amount of hedged assets as of December 31, 2019 and 2018:
 
Carrying Amounts of Hedged Assets
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Loans
(in thousands)
December 31, 2019

December 31, 2018

December 31, 2019

December 31, 2018

Loans
$
17,900

$
17,917

$
944

$
6



The following table presents the net gains (losses) recognized in interest income on loans on the consolidated statements of comprehensive income related to our derivatives designated as fair value hedges:
 
Years ended December 31,
(in thousands)
2019

2018

Interest and fees on loans 1
$
84,331

$
79,527

 
 
 
(Decrease) increase in value of designated interest rate swaps due to LIBOR interest rate movements
$
(964
)
$
452

Payment on interest rate swaps
(90
)
(149
)
Increase (decrease) in value of hedged loans
938

(425
)
Decrease in value of yield maintenance agreement
(13
)
(14
)
Net losses on fair value hedging derivatives recognized in interest income 2
$
(129
)
$
(136
)

1 Represents the income line item in the statements of comprehensive income in which the effects of fair value hedges are recorded.
2 Includes hedge ineffectiveness loss of $39 thousand and gain of $13 thousand for the years ended December 31, 2019, and 2018, respectively. Changes in value of swaps were included in the assessment of hedge effectiveness. Hedge ineffectiveness is the measure of the extent to which the change in the fair value of the hedging instruments does not exactly offset the change in the fair value of the hedged items from period to period.

Our derivative transactions with counterparties are under International Swaps and Derivative Association (“ISDA”) master agreements that include “right of set-off” provisions. “Right of set-off” provisions are legally enforceable rights to offset recognized amounts and there may be an intention to settle such amounts on a net basis. We do not offset such financial instruments for financial reporting purposes.

Information on financial instruments that are eligible for offset in the consolidated statements of condition follows:
Offsetting of Financial Assets and Derivative Assets
 
 
 
 
Gross Amounts Not Offset in the Statements of Condition
 
 
 
Gross Amounts
Net Amounts
 
 
 
 
Gross Amounts
Offset in the
of Assets Presented
 
 
 
 
of Recognized
Statements of
in the Statements
Financial
Cash Collateral
 
(in thousands)
Assets1
Condition
of Condition1
Instruments
Received
Net Amount
December 31, 2019
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
—

$
—

$
—

$
—

$
—

$
—

Total
$
—

$
—

$
—

$
—

$
—

$
—

 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
161

$
—

$
161

$
(161
)
$
—

$
—

Total
$
161

$
—

$
161

$
(161
)
$
—

$
—

1 Amounts exclude accrued interest totaling less than $1 thousand at December 31, 2018.
Offsetting of Financial Liabilities and Derivative Liabilities
 
 
 
 
Gross Amounts Not Offset in the Statements of Condition
 
 
 
Gross Amounts
Net Amounts of
 
 
 
 
Gross Amounts
Offset in the
Liabilities Presented
 
 
 
 
of Recognized
Statements of
in the Statements of
Financial
Cash Collateral
 
(in thousands)
Liabilities2
Condition
Condition2
Instruments
Pledged
Net Amount
December 31, 2019
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
1,178

$
—

$
1,178

$
—

(1,178
)
$
—

Total
$
1,178

$
—

$
1,178

$
—

$
(1,178
)
$
—

 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
Derivatives by Counterparty:
 
 
 
 
 
 
   Counterparty A
$
375

$
—

$
375

$
(161
)
—

$
214

Total
$
375

$
—

$
375

$
(161
)
$
—

$
214


2 Amounts exclude accrued interest totaling $6 thousand and $3 thousand at December 31, 2019 and 2018, respectively.
XML 101 R25.htm IDEA: XBRL DOCUMENT v3.20.1
Summary of Significant Accounting Policies (Policies)
 12 Months Ended
Dec. 31, 2019
Accounting Policies [Abstract]  
Basis of Presentation
Basis of Presentation: The consolidated financial statements include the accounts of Bank of Marin Bancorp (“Bancorp”), a bank holding company, and its wholly-owned bank subsidiary, Bank of Marin (the “Bank”), a California state-chartered commercial bank. References to “we,” “our,” “us” mean Bancorp and the Bank that are consolidated for financial reporting purposes. All material intercompany transactions have been eliminated. We evaluated subsequent events through the date of filing with the Securities and Exchange Commission (“SEC”) and determined that there were no subsequent events that require additional recognition or disclosure.

The NorCal Community Bancorp Trusts I and II, respectively (the "Trusts"), were formed for the sole purpose of issuing trust preferred securities. Bancorp is not considered the primary beneficiary of the Trusts (variable interest entities), therefore the Trusts are not consolidated in our consolidated financial statements, but rather the subordinated debentures are shown as a liability on our consolidated statements of condition. Bancorp's investment in the securities of the Trusts is accounted for under the equity method and is included in interest receivable and other assets on the consolidated statements of condition. Refer to Note 7, Borrowings, for detail on the early redemption on October 7, 2018 of one subordinated debenture due to NorCal Community Bancorp Trust I.
Cash and Cash Equivalents Cash, Cash Equivalents and Restricted Cash include cash, due from banks, federal funds sold and other short-term investments with maturities of less than three months at the time of purchase.
Investment Securities
Investment Securities are classified as "held-to-maturity," "trading securities" or "available-for-sale." Investments classified as held-to-maturity are those that we have the ability and intent to hold until maturity and are reported at cost, adjusted for the amortization or accretion of premiums or discounts. Investments held for resale in anticipation of short-term market movements are classified as trading securities and are reported at fair value, with unrealized gains and losses included in earnings. Investments that are neither held-to-maturity nor trading are classified as available-for-sale and are reported at fair value. Unrealized gains and losses for available-for-sale securities, net of related taxes, are reported as a separate component of comprehensive income and included in stockholders' equity until realized. For discussion of our methodology in determining fair value, see Note 9, Fair Value of Assets and Liabilities.

Securities transferred from the available-for-sale category to the held-to-maturity category are recorded at fair value at the date of transfer. Unrealized holding gains or losses on the dates of the transfer of securities from available-for-sale to held-to-maturity are included in the balance of accumulated other comprehensive income (loss), net of tax, in the consolidated balance sheets. These unrealized holding gains or losses on the dates of transfer are amortized over the remaining life of the securities as yield adjustments in a manner consistent with the amortization or accretion of the original purchase premium or discount on the associated security.

At each financial statement date, we assess whether declines in the fair values of held-to-maturity and available-for-sale securities below their costs are deemed to be other-than-temporary. We consider, among other things, (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer, and (iii) our intent and ability to retain the investment for a period of time sufficient to allow for any anticipated recovery in fair value. Evidence evaluated includes, but is not limited to, the remaining payment terms of the instrument and economic factors that are relevant to the collectability of the instrument, such as: current prepayment speeds, the current financial condition of the issuer(s), industry analyst reports, credit ratings, credit default rates, interest rate trends, the quality of any credit enhancement and the value of any underlying collateral.

For each security in an unrealized loss position ("impaired security"), we assess whether we intend to sell the security or if it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If we intend to sell the security or it is more likely than not we will be required to sell the security before recovery of its amortized cost basis, the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date is recognized against earnings.

For impaired securities that are not intended for sale and will not be required to be sold prior to recovery of our amortized cost basis, we determine if the impairment has a credit loss component. For both held-to-maturity and available-for-sale securities, if the amount of cash flows expected to be collected are less than the amortized cost, then other-than-temporary impairment shall be considered to have occurred and the credit loss component is recognized against earnings as the difference between present value of the expected future cash flows and the amortized cost. In determining the present value of the expected cash flows, we discount the expected cash flows at the effective interest rate implicit in the security at the date of purchase. The remaining difference between the fair value and the amortized basis is deemed to be due to factors that are not credit related and is recognized in other comprehensive income, net of applicable taxes.

For held-to-maturity securities, if there is no credit loss component, no impairment is recognized. The portion of other-than-temporary impairment recognized in other comprehensive income for credit impaired debt securities classified as held-to-maturity is accreted from other comprehensive income to the amortized cost of the debt security over the remaining life of the debt security in a prospective manner on the basis of the amount and timing of future estimated cash flows.

Premiums and discounts are amortized or accreted over the life of the related security as an adjustment to yield using the effective interest method. For certain callable debt securities purchased at a premium, we amortize the premium to the earliest call date.

Dividend and interest income are recognized when earned. Realized gains and losses on the sale of securities and credit losses related to other-than-temporary impairment on available-for-sale and held-to-maturity securities are included in non-interest income as gains (losses) on investment securities, net. The specific identification method is used to calculate realized gains and losses on sales of securities.
Originated Loans
Originated Loans are reported at the principal amount outstanding net of deferred fees (costs), charge-offs and the allowance for loan losses (“ALLL”). Interest income is accrued daily using the simple interest method. Loan origination fees and commitment fees, offset by certain direct loan origination costs, are deferred and amortized as yield adjustments over the contractual lives of the related loans. Loans are placed on non-accrual status when Management believes that there is substantial doubt as to the collection of principal or interest, generally when they become contractually past due by ninety days or more with respect to principal or interest, except for loans that are well-secured and in the process of collection. When loans are placed on non-accrual status, any accrued but uncollected interest is reversed from current-period interest income. We may return non-accrual loans to accrual status when one of the following occurs:

•
The borrower has resumed paying the full amount of the principal and interest and we are satisfied with the borrower's financial position. In order to meet this test, we must have received repayment of all past due principal and interest, unless the amounts contractually due are reasonably assured of repayment within a reasonable period of time, and there has been a sustained period of repayment performance (generally, six consecutive monthly payments), according to the original contractual terms or modified terms for loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties (“troubled debt restructuring”).
•
The loan has become well secured and is in the process of collection.
Loan Charge-Off Policy
Loan Charge-Off Policy: For all loan types excluding overdraft accounts, we generally make a charge-off determination at or before 90 days past due. A collateral-dependent loan is partially charged down to the fair value of collateral securing it if: (1) it is deemed uncollectable, or (2) it has been classified as a loss by either our internal loan review process or external examiners. A non-collateral-dependent loan is partially charged down to its net realizable value under the same circumstances. Overdraft accounts are generally charged off when they exceed 60 days past due.
Acquired Loans
Acquired Loans: Acquired loans are recorded at their estimated fair values at the acquisition date in accordance with Accounting Standards Code ("ASC") 805, Business Combinations, factoring in credit losses expected to be incurred over the life of the loan. Accordingly, an allowance for loan losses is not carried over or recorded for acquired loans as of the acquisition date.

We estimated the fair value of acquired loans at the acquisition date based on a discounted cash flow methodology that considered factors including the type of loan and related collateral, risk classification, fixed or variable interest rate, term of loan, whether or not the loan was amortizing, and current discount rates. Loans, except for purchased credit impaired ("PCI") loans, were grouped together according to similar risk characteristics and treated in the aggregate when applying various valuation techniques. Expected cash flows incorporated our best estimate of key assumptions at the time, such as property values, default rates, loss severity and prepayment speeds. Discount rates were based on market rates for new originations of comparable loans, where available, and included adjustments for liquidity factors. To the extent comparable market rates were not readily available, a discount rate was derived based on the assumptions of market participants' cost of funds, servicing costs and return requirements for comparable risk assets. In either case, the discount rate did not include a factor for credit losses, as that had been considered in estimating the cash flows. The process of calculating fair values of acquired loans, including estimates of losses expected to be incurred over the estimated remaining lives of the loans at acquisition date and ongoing updates to Management's expectation of future cash flows, requires significant subjective judgments and assumptions. The economic environment and lack of market liquidity and transparency are factors that have influenced, and may continue to affect, these assumptions and estimates.

We acquired loans with evidence of significant credit quality deterioration subsequent to their origination and for which it was probable, at acquisition, that we would be unable to collect all contractually required payments. Management applied significant subjective judgment in determining which loans were PCI loans. Evidence of credit quality deterioration as of the purchase date may include data such as past due and non-accrual status, risk grades and charge-off history.

The difference between the undiscounted expected cash flows expected to be collected and the fair value at the acquisition date ("accretable difference") is accreted into interest income at a level yield of return over the estimated remaining life of the PCI loan, provided that the timing and amount of future cash flows is reasonably estimable. The accretable yield is affected by:
 
•
Changes in interest rate indices for variable rate loans – Expected future cash flows are based on the variable rates in effect at the time of the regular evaluations of cash flows expected to be collected;
 
•
Changes in prepayment assumptions – Prepayments affect the estimated life of the loans which may change the amount of interest income, and possibly principal, expected to be collected; and
 
•
Changes in the expected principal and interest payments over the estimated life – Updates to expected cash flows are driven by the credit outlook and actions taken with borrowers. Changes in expected future cash flows from loan modifications are included in the regular evaluations of cash flows expected to be collected.
 
The cash flows expected to be collected are updated each quarter based on current assumptions regarding default rates, loss severities, and other factors that are reflective of current financial conditions of the borrowers and the market conditions. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.

The nonaccretable difference on the date of acquisition is defined as the difference between the contractually required payments and the cash flows expected to be collected, considering the result of prepayments, and is not recorded.

For purposes of accounting for the PCI loans from past business combinations, we elected not to apply the pooling method but to account for these loans individually. Disposals of loans, which may include sales of loans to third parties, receipt of payments in full by the borrower, or foreclosure of the collateral, result in removal of the loan from the PCI loan portfolio at its carrying amount. If a PCI loan pays off earlier than expected, a gain is recorded as interest income when the payoff amount exceeds the recorded investment.

For acquired loans not considered credit impaired ("non-PCI"), we recognize the entire fair value discount accretion as interest income, based on contractual cash flows using an effective interest rate method for term loans, and on a straight line basis for revolving lines. When a non-PCI loan is placed on non-accrual status subsequent to acquisition, accretion stops until the loan is returned to accrual status. The level of accretion on non-PCI loans varies from period to period due to maturities and early payoffs of these loans during the reporting periods. Subsequent to acquisition, if the probable and estimable losses for non-PCI loans exceed the amount of the remaining unaccreted discount, the excess is established as an allowance for loan losses. For further information regarding our acquired loans, see Note 3, Loans and Allowance for Loan Losses.
Allowance for Loan Losses
Allowance for Loan Losses is based upon estimates of loan losses and is maintained at a level considered adequate to provide for probable losses inherent in the loan portfolio. The allowance is increased by provisions for loan losses charged against earnings and reduced by charge-offs, net of recoveries.

In periodic evaluations of the adequacy of the allowance balance, Management considers current economic conditions, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay, the estimated value of any underlying collateral, our past loan loss experience and other factors. The ALLL is based on estimates, and ultimate losses may vary from current estimates. Our Board of Directors' Asset/Liability Management Committee (“ALCO”) reviews the adequacy of the ALLL at least quarterly.

The overall allowance consists of 1) specific allowances for individually identified impaired loans ("ASC 310-10") and 2) general allowances for pools of loans ("ASC 450-20"), which incorporate quantitative (e.g., historical loan loss rates) and qualitative risk factors (e.g., portfolio growth and trends, credit concentrations, economic and regulatory factors, etc.).

The first component, specific allowances, results from the analysis of identified problem credits and the evaluation of sources of repayment including collateral, as applicable. Through Management's ongoing loan grading and credit monitoring process, individual loans are identified that have conditions indicating the borrower may be unable to pay all amounts due in accordance with the contractual terms. These loans are evaluated for impairment individually by Management. Management considers an originated loan to be impaired when it is probable we will be unable to collect all amounts due according to the contractual terms of the loan agreement. When the fair value of the impaired loan is less than the recorded investment in the loan, the difference is recorded as an impairment through the establishment of a specific allowance. For loans determined to be impaired, the extent of the impairment is measured based on the present value of expected future cash flows discounted at the loan's effective interest rate at origination (for originated loans), based on the loan's observable market price, or based on the fair value of the collateral if the loan is collateral dependent or if foreclosure is imminent. Generally, with problem credits that are collateral dependent, we obtain appraisals of the collateral at least annually. We may obtain appraisals more frequently if we believe the collateral value is subject to market volatility, if a specific event has occurred to the collateral, or if we believe foreclosure is imminent.

The second component is an estimate of the probable inherent losses in each loan pool with similar characteristics. This analysis encompasses the entire loan portfolio, excluding individually identified impaired loans and acquired loans whose purchase discount has not been fully accreted. Under our allowance model, loans are evaluated on a pool basis by federal regulatory reporting codes ("CALL codes" or "segments"), which are further delineated by assigned credit risk ratings, as described in Note 3, Loans and Allowance for Loan Losses. Segments include the following:

•
Loans secured by real estate:
-     1-4 family residential construction loans
-     Other construction loans and all land development and other land loans
-     Secured by farmland (including residential and other improvements)
-     Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit
-     Closed-end loans secured by 1-4 family residential properties, secured by first liens
-     Closed-end loans secured by 1-4 family residential properties, secured by junior liens
-     Secured by multifamily (5 or more) residential properties
-     Loans secured by owner-occupied non-farm nonresidential properties
-     Loans secured by other non-farm nonresidential properties
•
Loans to finance agricultural production and other loans to farmers
•
Commercial and industrial loans
•
Loans to individuals for household, family and other personal expenditures (i.e., consumer loans)
•
Other loans

The model determines general allowances by loan segment based on quantitative (loss history) and qualitative risk factors. The quantitative risk factor for each segment utilizes the greater result of either the historical loss method or migration analysis loss method based on loss history beginning March 2010. Qualitative internal and external risk factors include, but are not limited to, the following:

•
Changes in the nature and volume of the loan portfolio
•
Changes in the volume and severity of past due loans, the volume of non-accruals loans, and the volume and severity of adversely classified or graded loans
•
The existence and effect of individual loan and loan segment concentrations
•
Changes in lending policies and procedures, including changes in underwriting standards and collection, charge-off, and recovery practices not considered elsewhere
•
Changes in the experience, ability, and depth of lending management and other relevant staff
•
Changes in the quality of our systematic loan review processes
•
Changes in economic and business conditions, and developments that affect the collectability of the portfolio
•
Changes in the value of underlying collateral, where applicable
•
The effect of other external factors such as legal and regulatory requirements on the level of estimated credit losses in the portfolio
•
The effect of acquisitions of other loan portfolios on our infrastructure, including risk associated with entering new geographic areas as a result of such acquisitions
•
The presence of specialized lending segments in the portfolio

Under the historical loss method, quarterly loss rates are calculated for each segment by dividing annualized net charge-offs during each quarter by the quarter's average segment balances. The quarterly loss rates are averaged over the entire loss history period. Under the migration analysis method, loss rates are calculated at the risk grade and segment levels by dividing the net charge-off amount by the total segment balance at the beginning of each migration period where the charged-off loan in question was present. Migration loss rates are averaged for each risk grade and segment for the entire loss history period. For each segment, the loss rates that result in the larger of the migration loss reserves or segment historical loss reserves are applied to the current loan balances. Qualitative factors are combined with these quantitative factors at the segment level to arrive at the overall general allowances.

We establish specific allowances to account for credit deterioration for probable decreases in cash flows for PCI loans subsequent to acquisition. The estimated cash flows expected to be collected on PCI loans are updated quarterly and require the use of key assumptions and estimates based on factors such as the current economic environment, changes in collateral values, loan workout plans, changes in the probability of default, loss severities, and prepayments. Probable decreases in expected cash flows after acquisition result in impairment recorded as a specific allowance for loan losses or a charge-off to the allowance. Impairment is calculated as the present value of the expected future cash flows on the PCI loan, discounted at the loan's effective interest rate implicit in the loan.

While we believe we use the best information available to determine the allowance for loan losses, our results of operations could be significantly affected if circumstances differ substantially from the assumptions used in determining the allowance. A decline in local and national economic conditions, or significant changes in other assumptions, could result in a material increase in the allowance for loan losses and may adversely affect our financial condition and results of operations. In addition, the determination of the amount of the allowance for loan losses is subject to review by bank regulators as part of their routine examination process, which may result in the establishment of additional allowance for loan losses based upon their judgment of information available to them at the time of their examination.

For further information regarding the allowance for loan losses, see Note 3, Loans and Allowance for Loan Losses.
Allowance for Losses on Off-Balance-Sheet Commitments
Allowance for Losses on Off-Balance Sheet Commitments: We make commitments to extend credit to meet the financing needs of our customers in the form of loans or standby letters of credit. We are exposed to credit loss in the event that a decline in credit quality of the borrower leads to nonperformance. We record an allowance for losses on these off-balance sheet commitments based on estimates of probability that these commitments will be drawn upon according to the historical utilization experience of different types of commitments and expected loss severity. This allowance is included in interest payable and other liabilities on the consolidated statements of condition.
Transfers of Financial Assets

Transfers of Financial Assets: We have entered into certain loan participation agreements with other organizations. We account for these transfers of financial assets as sales when control over the transferred financial assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets and liabilities have been isolated from us, (2) the transferee has the right to pledge or exchange the assets (or beneficial interests) it received, free of conditions that constrain it from taking advantage of that right, beyond a trivial benefit and (3) we do not maintain effective control over the transferred financial assets or third-party beneficial interests related to those transferred assets.
Premises and Equipment
Premises and Equipment: Premises and equipment consist of leasehold improvements, furniture, fixtures, software and equipment and are stated at cost, less accumulated depreciation and amortization, which are calculated on a straight-line basis. Furniture and fixtures are depreciated over eight years and equipment is generally depreciated over three to twenty years. Leasehold improvements are amortized over the lesser of their estimated useful lives or the terms of the leases. When assets are sold or otherwise disposed of, the cost and related accumulated depreciation or amortization are removed from the accounts and any resulting gain or loss is recognized in income for the period. The cost of maintenance and repairs is charged to expense as incurred.
Business Combinations
Business Combinations: Business combinations are accounted for under the acquisition method of accounting in accordance with ASC 805, Business Combinations. A business is defined as a set of activities and assets that is both self-sustaining and managed to provide a return to investors and generally has three elements: inputs, processes and outputs. Under the acquisition method, the acquiring entity in a business combination recognizes the acquired assets and assumed liabilities at their estimated fair values as of the date of acquisition. Any excess of the purchase price over the fair value of net assets and other identifiable intangible assets acquired is recorded as goodwill. To the extent the fair value of net assets acquired, including other identifiable assets, exceed the purchase price, a bargain purchase gain is recognized. Assets acquired and liabilities assumed from a business combination are recognized at fair value, if the fair value can be determined during the measurement period. Results of operations of an acquired business are included in the consolidated statements of operations from the date of acquisition. Business acquisition-related costs, including conversion and restructuring charges, are expensed as incurred. If substantially all of an acquisition is made up of one asset or several similar assets, or without a substantive process that together contributes to the ability to create outputs, the acquisition is accounted for as an asset acquisition and acquisition costs will be capitalized as part of the assets acquired, rather than expensed in a business combinations.
Goodwill and Other Intangible Assets
We make a qualitative assessment of whether it is more likely than not that the fair value of a reporting unit where goodwill is assigned is less than its carrying amount. If we conclude that it is more likely than not that the fair value is more than its carrying amount, no impairment is recorded. Goodwill is tested for impairment on an interim basis if circumstances change or an event occurs between annual tests that would more likely than not reduce the fair value of the reporting unit below its carrying amount. The qualitative assessment includes adverse events or circumstances identified that could negatively affect the reporting units’ fair value as well as positive and mitigating events. Such indicators may include, among others, significant changes in legal factors or in the general business climate, significant changes in our stock price and market capitalization, unanticipated competition, and an action or assessment by a regulator. If the fair value of a reporting unit is less than its carrying amount, an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value is recognized. The loss recognized should not exceed the total amount of goodwill allocated to that reporting unit.
Goodwill and Other Intangible Assets: Goodwill is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill that arises from a business combination is periodically evaluated for impairment at the reporting unit level, at least annually. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Core deposit intangible ("CDI") represents the estimated future benefit of deposits related to an acquisition and is booked separately from the related deposits and evaluated periodically for impairment. The CDI asset is amortized on an accelerated method over its estimated useful life of ten years.
Other Real Estate Owned (OREO)

Other Real Estate Owned ("OREO"): OREO is comprised of property acquired through foreclosure, in substance repossession or acceptance of deeds-in-lieu of foreclosure when the related loan receivable is de-recognized. OREO is recorded at fair value of the collateral less estimated costs to sell, establishing a new cost basis, and subsequently accounted for at the lower of cost or fair value less estimated costs to sell. Any shortfall of collateral value from the recorded investment of the related loan is recognized as loss at the time of foreclosure and is charged against the allowance for loan losses. Fair value of collateral is generally based on an independent appraisal of the property. Revenues and expenses associated with OREO, and subsequent adjustments to the fair value of the property and to the estimated costs of disposal, are realized and reported as a component of non-interest income and expense when incurred.
Bank Owned Life Insurance
Bank Owned Life Insurance ("BOLI"): The Bank owns life insurance policies on certain key current and former officers. BOLI is recorded in interest receivable and other assets on the consolidated statements of condition at the amount that can be realized under the insurance contract at period-end, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.
Federal Home Loan Bank of San Francisco (FHLB) Stock
Federal Home Loan Bank of San Francisco ("FHLB") Stock: The Bank is a member of the FHLB. Members are required to own a certain amount of stock based on the level of borrowings and other factors. As of December 31, 2019, our investment in FHLB stock was carried at cost, as there was no impairment or changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer.  As of December 31, 2018, our investment in FHLB stock was carried at cost. We periodically evaluate FHLB stock for impairment based on ultimate recovery of par value. FHLB stock is included as part of interest receivable and other assets on the consolidated statements of condition. Both cash and stock dividends are reported as non-interest income.
Investments in Low Income Housing Tax Credit Funds
Investments in Low Income Housing Tax Credit Funds: We have invested in limited partnerships that were formed to develop and operate affordable housing projects for low or moderate-income tenants throughout California. Our ownership percentage in each limited partnership ranges from 1.0% to 3.5%. We account for the investments in qualified affordable housing tax credit funds using the proportional amortization method, where the initial cost of the investment is amortized in proportion to the tax credits and other tax benefits received. Low income housing tax credits and other tax benefits received, net of the amortization of the investment is recognized as part of income tax benefit. Each of the partnerships must meet the regulatory minimum requirements for affordable housing for a minimum 15-year compliance period to fully utilize the tax credits. If the partnerships cease to qualify during the compliance period, the credit may be denied for any period in which the project is not in compliance and a portion of the credit previously taken is subject to recapture with interest. We record an impairment charge if the value of the future tax credits and other tax benefits is less than the carrying value of the investments.
Employee Stock Ownership Plan (ESOP)
Employee Stock Ownership Plan (“ESOP”): We recognize compensation cost for ESOP contributions when funds become committed for the purchase of Bancorp's common shares into the ESOP in the year in which the employees render service entitling them to the contribution. If we contribute stock, the compensation cost is the fair value of the shares when they are committed to be released (i.e., when the number of shares becomes known and formally approved). In 2019 and 2018, the Bank only made stock contributions to the ESOP.
Income Taxes
Income Taxes: Income taxes reported in the consolidated financial statements are computed based on an asset and liability approach. We recognize the amount of taxes payable or refundable for the current year and we record deferred tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying amount of existing assets and liabilities and their respective tax bases using enacted tax rates in effect for the year in which the temporary differences are expected to reverse. We record net deferred tax assets to the extent it is more likely than not that they will be realized. In evaluating our ability to recover the deferred tax assets and the need to establish a valuation allowance against the deferred tax assets, Management considers all available positive and negative evidence, including scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies. In projecting future taxable income, Management develops assumptions including the amount of future state and federal pretax operating income, the reversal of temporary differences, and the implementation of feasible and prudent tax planning strategies. These assumptions require significant judgment about the forecasts of future taxable income and are consistent with the plans and estimates being used to manage the underlying business. Bancorp files consolidated federal and combined state income tax returns.

We recognize the financial statement effect of a tax position when it is more likely than not, based on the technical merits and all available evidence, that the position will be sustained upon examination, including the resolution through
protests, appeals or litigation processes. For tax positions that meet the more likely than not threshold, we measure and record the largest amount of tax benefit that is greater than fifty percent likely of being realized upon ultimate settlement with the taxing authority. The remainder of the benefits associated with tax positions taken is recorded as unrecognized tax benefits, along with any related interest and penalties. Interest and penalties related to unrecognized tax benefits are recorded in tax expense.

In deciding whether or not our tax positions taken meet the more likely than not recognition threshold, we must make judgments and interpretations about the application of inherently complex state and federal tax laws. To the extent tax authorities disagree with tax positions taken by us, our effective tax rates could be materially affected in the period of settlement with the taxing authorities. Revision of our estimate of accrued income taxes also may result from our own income tax planning, which may affect effective tax rates and results of operations for any reporting period.

We present an unrecognized tax benefit as a reduction of a deferred tax asset for a net operating loss ("NOL") carryforward, or similar tax loss or tax credit carryforward, rather than as a liability, when (1) the uncertain tax position would reduce the NOL or other carryforward under the tax law of the applicable jurisdiction and (2) we intend to and are able to use the deferred tax asset for that purpose. Otherwise, the unrecognized tax benefit is presented as a liability instead of being netted with deferred tax assets.
Earnings per share (EPS)
Earnings per share (“EPS”) are based upon the weighted average number of common shares outstanding during each year. The following table shows: 1) weighted average basic shares, 2) potentially dilutive weighted average common shares related to stock options and unvested restricted stock awards, and 3) weighted average diluted shares. Basic EPS are calculated by dividing net income by the weighted average number of common shares outstanding during each annual period, excluding unvested restricted stock awards. Diluted EPS are calculated using the weighted average number of potentially dilutive common shares. The number of potentially dilutive common shares included in year-to-date diluted EPS is a year-to-date weighted average of potentially dilutive common shares included in each quarterly diluted EPS computation. In computing diluted EPS, we exclude anti-dilutive shares such as options whose exercise prices exceed the current common stock price, as they would not reduce EPS under the treasury method. We have two forms of outstanding common stock: common stock and unvested restricted stock awards. Holders of unvested restricted stock awards receive non-forfeitable dividends at the same rate as common shareholders and they both share equally in undistributed earnings. Under the two-class method, the difference in EPS is nominal for these participating securities.
Share-Based Compensation
Share-Based Compensation: All share-based payments, including stock options and restricted stock, are recognized as stock-based compensation expense in the consolidated statements of comprehensive income based on the grant-date fair value of the award with a corresponding increase in common stock. The grant-date fair value of the award is amortized on a straight-line basis over the requisite service period, which is generally the vesting period. The stock-based compensation expense excludes stock grants to directors as compensation for their services, which are recognized as director expenses separately based on the grant-date value of the stock. We account for forfeitures as they occur. See Note 8, Stockholders' Equity and Stock Option Plans for further discussion.

We determine the fair value of stock options at the grant date using a Black-Scholes pricing model that takes into account the stock price at the grant date, exercise price, expected life of the option, volatility of the underlying stock, expected dividend yield and risk-free interest rate over the expected life of the option. The expected term of options granted is derived from historical data on employee exercises and post-vesting employment termination behavior. The risk-free rate for periods within the expected life of the option is based on the U.S. Treasury yield curve in effect at the
time of the grant. Expected volatility is based on the historical volatility of the common stock over the most recent period that is generally commensurate with the expected life of the options. The Black-Scholes option valuation model requires the input of highly subjective assumptions, including the expected life of the stock-based award and stock price volatility. The assumptions used represent Management's best estimates based on historical information, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, the recorded stock-based compensation expense could have been materially different from that recorded in the consolidated financial statements. The fair value of restricted stock is based on the stock price on the grant date.

We record excess tax benefits resulting from the exercise of non-qualified stock options, the disqualifying disposition of incentive stock options and vesting of restricted stock awards as tax benefits in the consolidated statements of comprehensive income with a corresponding decrease to current taxes payable. In addition, we reflect excess tax benefits as an operating activity in the consolidated statements of cash flows.

Cash paid for tax withholdings when shares are surrendered in a cashless stock option exchange is classified as a financing activity in the consolidated statements of cash flows.

In June 2018, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2018-07, Compensation - Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting. This update simplifies the accounting for share-based payment transactions for acquiring goods and services from nonemployees, applying some of the same requirements as employee share-based payment transactions. The ASU will not affect the accounting for share-based payment awards to nonemployee directors, which will continue to be treated as employee share-based transactions under the current standards. ASU 2018-07 is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early adoption is permitted. We adopted the requirements of this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as it is not our practice to issue stock-based awards to pay for goods and services from nonemployees, other than nonemployee directors.
Derivative Financial Instruments and Hedging Activities
Derivative Financial Instruments and Hedging Activities - Fair Value Hedges: All of our interest rate swap contracts are designated and qualified as fair value hedges. The terms of our interest rate swap contracts are closely aligned to the terms of the designated fixed-rate loans. The hedging relationships are tested for effectiveness on a quarterly basis using a qualitative approach. The qualitative analysis includes verification that there are no changes to the derivative's or hedged item's key terms and conditions and no adverse developments regarding risk of counterparty default, and validation that we continue to have fair value hedge designation. The interest rate swaps are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The changes in the fair value of the interest rate swaps are recorded in interest income. The unrealized gains or losses due to changes in fair value of the hedged fixed-rate loans due to changes in benchmark interest rates are recorded as an adjustment to the hedged loans and offset in interest income. For derivative instruments executed with the same counterparty under a master netting arrangement, we do not offset fair value amounts of interest rate swaps in liability positions with the ones in asset positions.

From time to time, we make firm commitments to enter into long-term fixed-rate loans with borrowers backed by yield maintenance agreements and simultaneously enter into forward interest rate swap agreements with correspondent banks to mitigate the change in fair value of the yield maintenance agreement. Prior to loan funding, yield maintenance agreements with net settlement features that meet the definition of a derivative are considered as non-designated hedges and are carried on the consolidated statements of condition at their fair value in other assets (when the fair value is positive) or in other liabilities (when the fair value is negative). The offsetting changes in the fair value of the forward swap and the yield maintenance agreement are recorded in interest income. When the fixed-rate loans are originated, the forward swaps are designated to offset the change in fair value in the loans. Subsequent to the point of the swap designations, the fair value of the related yield maintenance agreements at the designation date that was recorded in other assets is amortized using the effective yield method over the life of the respective designated loans.

The net effect of the change in fair value of interest rate swaps, the amortization of the yield maintenance agreement and the change in the fair value of the hedged loans due to changes in benchmark interest rates result in an insignificant amount recognized in interest income. For further detail, see Note 14, Derivative Financial Instruments and Hedging Activities.

In October 2018, the FASB issued ASU No. 2018-16, Derivatives and Hedging (Topic 815): Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes. This update adds an alternative fifth permissible U.S. benchmark rate to be used for hedge accounting purposes. The amendments should be adopted for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years, on a prospective basis for qualifying new or re-designated hedging relationships entered into on or after the date of adoption. We adopted this ASU effective January 1, 2019, which did not impact our financial condition or results of operations, as we did not have new or re-designated hedging relationships since adoption.
Revenue Recognition
Revenue Recognition: We utilize the following five-step model for non-financial instrument related revenue that is in scope for Topic 606, Revenue from Contracts with Customers: 1) identify the contract, 2) identify the performance obligations in the contract, 3) determine the transaction price, 4) allocate the transaction price to the performance obligations in the contract, and, 5) recognize revenue when (or as) the entity satisfies the performance obligation. Our main revenue streams in scope for Topic 606 include:

•
Wealth Management & Trust ("WM&T") fees - WM&T services include, but are not limited to: customized investment advisory and management; administrative services such as bill pay and tax reporting; trust administration, estate settlement, custody and fiduciary services.  Performance obligations for investment advisory and management services are generally satisfied over time.  Revenue is recognized monthly according to a tiered fee schedule based on the client's month-end market value of assets under our management.  WM&T does not earn revenue based on performance or incentives.  Costs associated with WM&T revenue-generating activities, such as payments to sub-advisors, are recorded separately as part of professional service expenses when incurred.

•
Deposit account service charges - Service charges on deposit accounts consist of monthly maintenance fees, business account analysis fees, business online banking fees, check order charges, and other deposit account-related fees.  Performance obligations for monthly maintenance fees and account analysis fees are satisfied, and the related revenue recognized, when we complete our performance obligation each month.  Performance obligations related to transaction-based services (such as check orders) are satisfied, and the related revenue recognized, at a point in time typically when the transaction is completed, except for business accounts subject to analysis where the transaction-based fees are part of the monthly account analysis fees.

•
Debit card interchange fees - We issue debit cards to our consumer and small business customers that allow them to purchase goods and services from merchants in person, online, or via mobile devices using funds held in their demand deposit accounts held with us.  Debit cards issued to our customers are part of global electronic payment networks (such as Visa) who pass a portion of the merchant interchange fees to debit card-issuing member banks like us when our customers make purchases through their networks.  Performance obligations for debit card services are satisfied and revenue is recognized daily as the payment networks process transactions.  Because we act in an agent capacity, we recognize network costs on a net basis with interchange fees in non-interest income.
Advertising Costs Advertising Costs are expensed as incurred.
Comprehensive Income (Loss)
Comprehensive Income (Loss) includes net income, changes in the unrealized gains or losses on available-for-sale investment securities, and amortization of net unrealized gains or losses on securities transferred from available-for-sale to held-to-maturity, net of related taxes, reported on the consolidated statements of comprehensive income and as components of stockholders' equity.
Fair Value Measurements
Fair Value Measurements: We use fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. We base our fair values on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (i.e., exit price notion) reflecting factors such as a liquidity premium. Securities available-for-sale and derivatives are recorded at fair value on a recurring basis. Our equity investments that do not have readily determinable fair values are recorded at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. FHLB stock and Visa Inc. Class B common stock are carried at cost as of December 31, 2019 and 2018, as there was no impairment or changes resulting from observable price changes in orderly transactions for an identical or similar investment of the same issuer. Additionally,
from time to time, we may be required to record certain assets and liabilities at fair value on a non-recurring basis, such as purchased loans and acquired deposits recorded at acquisition date, certain impaired loans, other real estate owned and securities held-to-maturity that are other-than-temporarily impaired. These non-recurring fair value adjustments typically involve write-downs of individual assets due to application of lower-of-cost or market accounting.

When we develop our fair value measurement process, we maximize the use of observable inputs. Whenever there is no readily available market data, we use our best estimates and assumptions in determining fair value, but these estimates involve inherent uncertainties and the application of Management's judgment. As a result, if other assumptions had been used, our recorded earnings or disclosures could have been materially different from those reflected in these consolidated financial statements.

Use of Estimates
Use of Estimates: The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Significant accounting estimates reflected in the consolidated financial statements include ALLL, other-than-temporary impairment of investment securities, accrued liabilities, accounting for income taxes and fair value measurements (including fair values of acquired assets and assumed liabilities at acquisition dates) as discussed in the Notes herein.
Other Recently Adopted and Issued Accounting Standards
Other Recently Adopted Accounting Standards

In February 2018, the FASB issued ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. This amendment helped organizations address certain stranded income tax effects in accumulated other comprehensive income ("AOCI") resulting from the enactment of the Tax Cuts and Jobs Act of 2017. The ASU required financial statement preparers to disclose a description of the accounting policy for releasing income tax effects from AOCI, whether or not they elect to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act of 2017, and information about the other income tax effects that are reclassified. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. We early adopted this ASU in the first quarter of 2018 by reclassifying $638 thousand from AOCI to retained earnings. This amount represented the stranded income tax effects related to the unrealized loss on available-for-sale securities in AOCI on the date of the enactment of the Tax Cuts and Jobs Act of 2017.

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) (the "new lease accounting standard"). The amendments in this ASU intended to increase transparency and comparability among organizations by recognizing an operating lease or finance lease right-of-use asset for the lease term, and a lease liability, which is a lessee's obligation to make lease payments, recorded based on discounting future lease payments under the lease terms. This ASU generally applies to leasing arrangements exceeding a twelve-month term. ASU 2016-02 is effective for annual periods, including interim periods within those annual periods beginning after December 15, 2018 and requires a modified retrospective method of adoption. In July 2018, the FASB issued two amendments to ASU 2016-02: ASU No. 2018-10, Codification Improvements to Topic 842, Leases, which provided various corrections and clarifications to ASU 2016-02; and ASU No. 2018-11, Leases (Topic 842): Targeted Improvements, which permitted optional transition methods and provided lessors with a practical expedient for separating lease and non-lease components of a lease. The ASU allowed entities to apply either a modified retrospective approach at the beginning of the earliest period presented or at the beginning of the period of adoption through a cumulative-effect adjustment to retained earnings. We adopted the ASU under the latter approach.

As a result of the adoption of ASU 2016-02 on January 1, 2019, we recorded operating and finance lease right-of-use assets totaling $13.4 million, net of deferred rent and unaccreted lease incentives, operating and finance lease liabilities totaling $15.4 million, and no cumulative-effect adjustments to retained earnings. Under the standard's transition guidance, we elected the package of practical expedients, which allowed us to carry forward existing lease classifications and did not require us to reassess initial direct costs for any existing leases. In addition, we elected the hindsight practical expedient when determining the lease term (i.e., considering whether we are reasonably certain to exercise options to extend or terminate the lease). We made accounting policy elections not to separate non-lease components from lease components and to exclude short-term leases (i.e., lease term of 12 months or less at the commencement date) from right-of-use assets and lease liabilities for all lease classifications. See Note 12, Commitments and Contingencies for further information.

In March 2019, the FASB issued ASU No. 2019-01, Leases (Topic 842): Codification Improvements. This ASU addresses two lessor implementation issues and clarifies that lessees and lessors are exempt from certain interim disclosure requirements associated with adopting ASU 2016-02. The amendments related to the lessor implementation issues are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Early application is permitted. As the ASU's amendments applicable to us only relate to disclosures, the adoption of ASU 2019-01 did not impact our financial condition or results of operations.
Accounting Standards Not Yet Effective

In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The standard will replace today's "incurred loss" model with a "current expected credit loss" ("CECL") model. The CECL model will apply to estimated credit losses on loans receivable, held-to-maturity debt securities, unfunded loan commitments, and certain other financial assets measured at amortized cost. The CECL model is based on lifetime expected losses, rather than incurred losses, and requires the recognition of credit loss expense in the consolidated statement of income and a related allowance for credit losses on the consolidated statement of condition at the time of origination or purchase of a loan receivable or held-to-maturity debt security. In addition, CECL will modify the accounting for purchased loans and will require that an allowance for credit losses be established at the date of acquisition. However, for purchased financial assets with a more­-than-insignificant amount of credit deterioration since origination (“PCD assets”) that are measured at amortized cost, the initial allowance for credit losses is added to the purchase price rather than being reported as a credit loss expense. Subsequent changes in the allowance for credit losses on PCD assets are recognized through credit loss expense.

Under ASU 2016-13, available-for-sale debt securities are evaluated for impairment if fair value is less than amortized cost. Estimated credit losses are recorded through a credit loss expense and an allowance, rather than a write-down of the investment. Changes in fair value that are not credit-related will continue to be recorded in other comprehensive income. The ASU also expands the disclosure requirements regarding assumptions, models, and methods for estimating the allowance for loan losses. In addition, entities will need to disclose the amortized cost balance for each class of financial asset by credit quality indicator, disaggregated by the year of origination. ASU 2016-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years.

Early CECL implementation activities focused on, among other things, capturing and validating data, segmenting the loan portfolio, evaluating various credit loss estimation methodologies, sourcing tools to forecast future economic conditions, running multiple loan loss driver analyses that correlate our credit loss experience with one or more economic factors, and evaluating the qualitative factor framework and assumptions. Based on these activities, we determined that our primary credit loss methodology will utilize a discounted cash flow approach that considers the probability of default and loss given default. Continuing implementation activities include model validation, drafting policies and disclosures, and evaluating, documenting and testing internal controls. Parallel testing occurred throughout 2019 and we estimate that our adoption of the CECL standards will result in a 5% to 15% increase to our allowance for credit losses, which will be recorded as a cumulative-effect adjustment to retained earnings, net of tax as of January 1, 2020.

In April 2019, the FASB issued ASU No. 2019-04, Codification Improvements to Topic 326, Financial Instruments - Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments that clarifies and improves areas of guidance related to recently issued standards on credit losses, hedging and recognition and measurement. The provisions of this ASU are effective January 1, 2020 and contain various methods of adoption. We will evaluate this ASU in conjunction with ASU 2016-13 to determine its impact on our financial condition and results of operations. At this time, we do not expect the ASU to have a material impact on our financial condition or results of operations.
In May 2019, the FASB issued ASU No. 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition Relief. This ASU allows an option for entities to irrevocably elect the fair value option on an instrument-by-instrument basis for eligible financial assets measured at amortized cost basis upon adoption of the credit loss standards. This amendment provides relief for those entities electing the fair value option on newly originated or purchased financial assets, while maintaining existing similar financial assets at amortized cost, avoiding the requirement to maintain dual measurement methods for similar assets. The fair value option does not apply to held-to-maturity debt securities. This ASU is effective for us in fiscal year 2020, including interim periods within the fiscal year. At this time, we do not expect to elect the fair value option for our financial assets.
In November 2019, the FASB issued ASU No. 2019-11, Codification Improvements to Topic 326, Financial Instruments - Credit Losses. This ASU, among other narrow -scope improvements, clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. This ASU permits organizations to record expected recoveries on PCD assets. Additionally, this ASU reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. ASU 2019-11 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The amendments should be applied on a modified retrospective basis by means of a cumulative-effect adjustment to the opening retained earnings balance in the statement of financial position as of the date of adoption. We adopted the requirements of this ASU on January 1, 2020 and do not expect the ASU to have a material impact on our financial condition or results of operations.

In August 2018, the FASB issued ASU No. 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. The amendments in this ASU remove, modify, and add disclosure requirements for the fair value reporting of assets and liabilities. The modifications and additions relate to Level 3 fair value measurements at the end of the reporting period. ASU 2018-13 is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Entities should disclose and describe the range and weighted-average of significant observable inputs used to develop Level 3 fair value measurements prospectively. We adopted the requirements of this ASU on January 1, 2020. As the ASU’s requirements only relate to disclosures, the amendments will not impact our financial condition or results of operations.

In August 2018, the FASB issued ASU No. 2018-15, Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract. This standard aligns the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software, regardless of whether they convey a license to the hosted software. The accounting for the service element of a hosting arrangement that is a service contract is not affected by this ASU. The amendments are effective for public business entities for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. An entity has the option to apply amendments in the ASU either retrospectively or prospectively to all implementation costs incurred after the date of adoption. We adopted the requirements of this ASU on January 1, 2020. We do not expect that the ASU will have a material impact on our financial condition or results of operations.
In December 2019, the FASB issued ASU No. 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. This ASU is intended to reduce the cost and complexity related to accounting for income taxes by removing certain exceptions to the guidance in Topic 740 related to the approach for intraperiod tax allocation, the methodology for calculating income taxes in an interim period and simplifying aspects of the accounting for franchise taxes and enacted changes in tax laws or rates. This ASU is effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal years. Early adoption is permitted. As this ASU is narrow in scope and applicability to us will likely be minimal, we do not expect that the ASU will have a material impact on our financial condition or results of operations.
In January 2020, the FASB issued ASU No. 2020-01, Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815. Among other things, this ASU clarifies that a company should consider observable transactions that require a company to either apply or discontinue the equity method of accounting under Topic 323, for the purposes of applying the measurement alternative in accordance with Topic 321. This ASU is effective for fiscal years beginning after December 15, 2020. Early adoption is permitted. ASU No. 2020-01 should be applied prospectively at the beginning of the interim period that includes adoption. We do not expect that the ASU will have a material impact on our financial condition or results of operations.
XML 102 R34.htm IDEA: XBRL DOCUMENT v3.20.1
Income Taxes (Tables)
 12 Months Ended
Dec. 31, 2019
Income Tax Disclosure [Abstract]  
Schedule of Components of Income Tax Expense (Benefit)

The current and deferred components of the income tax provision for each of the two years ended December 31 are as follows:
(in thousands)
2019

2018

Current tax provision
 
 
Federal
$
7,838

$
7,289

State
5,183

4,722

Total current
13,021

12,011

Deferred tax benefit
 
 
Federal
(907
)
(898
)
State
(461
)
(318
)
Total deferred
(1,368
)
(1,216
)
Total income tax provision
$
11,653

$
10,795
Schedule of Deferred Tax Assets and Liabilities
The following table shows the tax effect of our cumulative temporary differences as of December 31:
(in thousands)
2019

2018

Deferred tax assets:
 
 
Allowance for loan losses and off-balance sheet credit commitments
$
5,252

$
4,960

Operating and finance lease liabilities
3,792

—

Deferred compensation plan and salary continuation plan
2,188

1,940

Net operating loss carryforwards
1,914

2,271

Net unrealized losses on securities available-for-sale
—

1,800

Accrued but unpaid expenses
1,067

1,153

State franchise tax
1,015

993

Stock-based compensation
623

517

Depreciation and disposals on premises and equipment
562

584

Fair value adjustment on acquired loans
299

364

Deferred rent and lease incentives
—

224

Interest received on non-accrual loans
12

114

Other
154

215

  Total gross deferred tax assets
16,878

15,135

Deferred tax liabilities:
 
 
Operating and finance lease right-of-use assets
(3,314
)
—

Net unrealized gains on securities available-for-sale
(1,738
)
—

Deferred loan origination costs and fees
(1,619
)
(2,360
)
Core deposit intangible assets
(1,385
)
(1,647
)
Unaccreted discount on subordinated debentures
(418
)
(439
)
Accretion on investment securities
(70
)
(67
)
Other
(172
)
(204
)
  Total gross deferred tax liabilities
(8,716
)
(4,717
)
Net deferred tax assets
$
8,162

$
10,418
Schedule of Effective Income Tax Rate Reconciliation
The effective tax rate for 2019 and 2018 differs from the current federal statutory income tax rate as follows:
 
2019

2018

Federal statutory income tax rate
21.0
 %
21.0
 %
Increase (decrease) due to:
 
 
California franchise tax, net of federal tax benefit
8.2
 %
8.0
 %
Tax exempt interest on municipal securities and loans
(1.8
)%
(2.4
)%
Tax exempt earnings on bank owned life insurance
(0.6
)%
(0.4
)%
Low income housing and qualified zone academy bond tax credits
(0.4
)%
(0.5
)%
Stock-based compensation and excess tax benefits
(0.1
)%
(0.6
)%
Other
(0.9
)%
(0.2
)%
Effective Tax Rate
25.4
 %
24.9
 %
XML 103 R30.htm IDEA: XBRL DOCUMENT v3.20.1
Deposits (Tables)
 12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Schedule of Time Deposits

A stratification of time deposits at December 31, 2019 and 2018 is presented in the following table:
(in thousands)
December 31, 2019

December 31, 2018

Time deposits of less than $100 thousand
$
29,931

$
34,638

Time deposits of $100 thousand to $250 thousand
39,377

51,690

Time deposits of more than $250 thousand
28,502

30,854

Total time deposits
$
97,810

$
117,182
Schedule of Maturities for Time Deposits
Scheduled maturities of time deposits at December 31, 2019 are presented as follows:
(in thousands)
2020

2021

2022

2023

2024

Thereafter

Total

Scheduled maturities of time deposits
$
64,747

$
17,401

$
7,541

$
3,681

$
4,440

$
—

$
97,810
Schedule of Network Deposits The following table shows the composition of our network deposits for 2019 and 2018.
(in thousands)
December 31, 2019
December 31, 2018
 
Reciprocal

One-Way

Reciprocal

One-Way

CDARS
$
5,011

$
7,453

$
7,661

$
10,428

ICS
56,681

27,220

44,123

4,808

DDM
41,636

—

22,687

—

Total network deposits
$
103,328

$
34,673

$
74,471

$
15,236
XML 104 R38.htm IDEA: XBRL DOCUMENT v3.20.1
Financial Instruments with Off-Balance Sheet Risk (Tables)
 12 Months Ended
Dec. 31, 2019
Fair Value Disclosures [Abstract]  
Schedule of Contractual Amount, Off-Balance Sheet Risks
The contractual amount of undrawn loan commitments and standby letters of credit not reflected in the consolidated statements of condition are as follows:
(in thousands)
December 31, 2019

December 31, 2018

Commercial lines of credit
$
287,533

$
238,361

Revolving home equity lines
189,035

189,971

Undisbursed construction loans
41,033

46,229

Personal and other lines of credit
9,567

14,109

Standby letters of credit
1,964

2,636

   Total commitments and standby letters of credit
$
529,132

$
491,306
XML 105 R13.htm IDEA: XBRL DOCUMENT v3.20.1
Deposits
 12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Deposits Deposits

A stratification of time deposits at December 31, 2019 and 2018 is presented in the following table:
(in thousands)
December 31, 2019

December 31, 2018

Time deposits of less than $100 thousand
$
29,931

$
34,638

Time deposits of $100 thousand to $250 thousand
39,377

51,690

Time deposits of more than $250 thousand
28,502

30,854

Total time deposits
$
97,810

$
117,182



Interest on time deposits was $595 thousand and $542 thousand in 2019 and 2018, respectively.

Scheduled maturities of time deposits at December 31, 2019 are presented as follows:
(in thousands)
2020

2021

2022

2023

2024

Thereafter

Total

Scheduled maturities of time deposits
$
64,747

$
17,401

$
7,541

$
3,681

$
4,440

$
—

$
97,810



As of December 31, 2019, $126.6 million in securities were pledged as collateral for our local agency deposits.

Our deposit portfolio includes deposits offered through the Promontory Interfinancial Network that are comprised of Certificate of Deposit Account Registry Service® ("CDARS") balances included in time deposits and Insured Cash Sweep® ("ICS") balances included in money market deposits. In addition, we offer deposits through Reich & Tang Deposit Networks, LLC, comprised of Demand Deposit MarketplaceSM ("DDM") balances. Through these two networks we are able to offer our customers access to FDIC-insured deposit products in aggregate amounts exceeding current insurance limits. When we place funds through CDARS, ICS and DDM, on behalf of a customer, we have the option of receiving matching deposits through the network's reciprocal deposit program, or placing deposits "one-way" for which we receive no matching deposits. We consider the reciprocal deposits to be in-market deposits as distinguished from traditional out-of-market brokered deposits. The following table shows the composition of our network deposits for 2019 and 2018.
(in thousands)
December 31, 2019
December 31, 2018
 
Reciprocal

One-Way

Reciprocal

One-Way

CDARS
$
5,011

$
7,453

$
7,661

$
10,428

ICS
56,681

27,220

44,123

4,808

DDM
41,636

—

22,687

—

Total network deposits
$
103,328

$
34,673

$
74,471

$
15,236



The aggregate amount of deposit overdrafts that have been reclassified as loan balances was $155 thousand and $131 thousand at December 31, 2019 and 2018, respectively. Collectability of these overdrafts is subject to the same credit review process as other loans.

The Bank accepts deposits from shareholders, directors and employees in the normal course of business, and the terms are comparable to those with non-affiliated parties. The total deposits from directors and their businesses, and executive officers were $39.6 million and $33.3 million at December 31, 2019 and 2018, respectively.
XML 106 R17.htm IDEA: XBRL DOCUMENT v3.20.1
Benefit Plans
 12 Months Ended
Dec. 31, 2019
Retirement Benefits [Abstract]  
Benefit Plans Benefit Plans

In 2003, we established a Deferred Compensation Plan that allows certain key Management personnel designated by the Board of Directors of the Bank to defer up to 80% of their salary and 100% of their annual bonus. The plan was amended in 2007 in order to comply with changes to Internal Revenue Code Section 409A. Under the amended plan, amounts deferred earn interest that is equal to the prime rate as published in the Wall Street Journal, on the first business day of the year, which was 5.50% on January 1, 2019 and 4.50% on January 1, 2018. Our deferred compensation obligation totaled $4.4 million and $3.8 million at December 31, 2019 and 2018, respectively, and is included in interest payable and other liabilities.

Our 401(k) Defined Contribution Plan (the “401(k) Plan”) commenced in May 1990 and is available to all regular employees at least eighteen years of age who complete ninety days of service, and enter the plan during one of the
four open enrollment dates (January 1, April 1, July 1, and October 1) of each year. Under the 401(k) Plan, employees can defer between 1% and 50% of their eligible compensation, up to the maximum amount allowed by the Internal Revenue Code. Contributions to the 401(k) Plan for the employer match vest at a rate of 20% per year over five years, per plan provisions. Starting 2017, the Bank increased the employer match to 70% of each participant's contribution, with a maximum of $5 thousand of matching contribution per participant per year. Employer contributions totaled $874 thousand and $851 thousand for the years ended December 31, 2019 and 2018, respectively.

In 1999, the 401(k) Plan was amended to include an employee stock ownership component and was renamed the Bank of Marin Employee Stock Ownership and Savings Plan (the “Plan”). Under the terms of the Plan, as amended, the Board of Directors determines a specific portion of the Bank's profits to be contributed to the employee stock ownership each year either in common stock or in cash for the purchase of Bancorp stock to be allocated to all eligible employees based on a percentage of their salaries, regardless of whether an employee is participating in the 401(k) plan or not. In January 2010, the Bank of Marin Employee Stock Ownership and Savings Plan was split into two plans: Bank of Marin 401(k) Plan and Bank of Marin Employee Stock Ownership Plan ("ESOP"). The same eligibility criteria apply under the ESOP, while employees' contributions are not permitted. For all participants, employer contributions vest over a five year service period, per plan provisions. After five years of service, all employer contributions vest immediately. The Bank of Marin 401(k) Plan was amended in early 2016 to incorporate recent changes in the pension laws, and was amended again in November 2016 to include a Roth 401(k) option.

Starting 2017, Bancorp issued shares of common stock and contributed them to the ESOP and recognized $1.2 million in expense in both 2019 and 2018, based on the quoted market price on the date of contribution. Cash dividends paid on Bancorp stock held by the ESOP are used to purchase additional shares in the open market. All shares of Bancorp stock held by the ESOP are included in the calculations of basic and diluted earnings per share. The employer contributions to the ESOP and the 401(k) Plan are included in salaries and benefits expense.

On January 1, 2011, we established a Salary Continuation Plan for a select group of Executive Management, who, upon retirement, will receive twenty-five percent of their estimated salary at retirement as salary continuation benefit payments that are fixed and will be made between seven to fifteen years, depending on the executives' service period at the Bank.  Each participant will need to participate in this plan for five years before vesting begins. After five years, the participant will vest ratably in the benefit over the remaining period until age 65. This Plan is unfunded and nonqualified for tax purposes and for purposes of Title I of the Employee Retirement Income Security Act of 1974. As part of the acquisition of Bank of Napa in November 2017, we assumed the salary continuation agreements for four former executive officers of Bank of Napa, under which, fixed annual retirement benefit payments will be made for ten years beginning the first day of the month following the executive reaching the age of 65. At December 31, 2019 and 2018, respectively, our liability under the Salary Continuation Plan was $3.0 million and $2.7 million recorded in interest payable and other liabilities.
XML 107 R7.htm IDEA: XBRL DOCUMENT v3.20.1
CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Cash Flows from Operating Activities:    
Net income $ 34,241,000 $ 32,622,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 900,000 0
Provision for losses on off-balance sheet commitments 129,000 0
Noncash contribution expense to employee stock ownership plan 1,245,000 1,173,000
Noncash director compensation expense 301,000 227,000
Stock-based compensation expense 1,512,000 1,664,000
Amortization of core deposit intangible 887,000 921,000
Amortization of investment security premiums, net of accretion of discounts 1,633,000 2,695,000
Accretion of discount on acquired loans (353,000) (807,000)
Accretion of discount on subordinated debentures 68,000 1,025,000
Net change in deferred loan origination costs/fees (348,000) 183,000
Gain on sale of investment securities (55,000) (876,000)
Depreciation and amortization 2,228,000 2,143,000
Earnings on bank-owned life insurance policies (1,196,000) (913,000)
Net change in operating assets and liabilities:    
Interest receivable and other assets (329,000) 1,148,000
Interest payable and other liabilities 70,000 902,000
Total adjustments 6,692,000 9,485,000
Net cash provided by operating activities 40,933,000 42,107,000
Cash Flows from Investing Activities:    
Purchase of held-to-maturity securities (3,549,000) (1,988,000)
Purchase of available-for-sale securities (110,934,000) (235,873,000)
Proceeds from sale of available-for-sale securities 66,081,000 16,972,000
Proceeds from paydowns/maturities of held-to-maturity securities 23,005,000 22,891,000
Proceeds from paydowns/maturities of available-for-sale securities 86,044,000 57,662,000
Proceeds from sale of Visa Inc. Class B restricted common stock 0 956,000
Loans originated and principal collected, net (77,827,000) (84,598,000)
Purchase of bank-owned life insurance policies (2,997,000) 0
Cash receipts from bank-owned life insurance policies 1,533,000 0
Purchase of premises and equipment (542,000) (907,000)
Purchase of Federal Home Loan Bank stock (616,000) 0
Cash paid for low income housing tax credit investment (952,000) (418,000)
Net cash used in investing activities (20,754,000) (225,303,000)
Cash Flows from Financing Activities:    
Net increase in deposits 161,649,000 26,170,000
Proceeds from stock options exercised 669,000 591,000
Payment of tax withholding for stock options exercised and vesting of restricted stock (220,000) (99,000)
Federal Home Loan Bank (repayment) (7,000,000)  
Federal Home Loan Bank borrowings   7,000,000
Repayment of subordinated debenture including execution costs 0 (4,137,000)
Repayment of finance lease obligations (168,000) 0
Cash dividends paid on common stock (10,958,000) (8,860,000)
Stock repurchased, net of commissions (15,062,000) (6,869,000)
Proceeds from stock issued under employee and director stock purchase plans and ESOP 78,000 76,000
Net cash provided by financing activities 128,988,000 13,872,000
Net increase (decrease) in cash, cash equivalents and restricted cash 149,167,000 (169,324,000)
Cash, cash equivalents and restricted cash at beginning of period 34,221,000 203,545,000
Cash, cash equivalents and restricted cash at end of period 183,388,000 34,221,000
Supplemental disclosure of cash flow information:    
Cash paid in interest 4,659,000 2,599,000
Cash paid in income taxes 12,738,000 8,380,000
Supplemental disclosure of noncash investing and financing activities:    
Change in net unrealized gain or loss on available-for-sale securities 11,839,000 (1,707,000)
Securities transferred from available-for-sale to held-to-maturity 0 27,422,000
Amortization of net unrealized loss on available-for-sale securities transferred to held-to-maturity 445,000 516,000
Subscription in low income housing tax credit investment 0 3,000,000
Stock issued to employee stock ownership plan 1,245,000 1,173,000
Stock issued in payment of director fees 231,000 204,000
Repurchase of stock not yet settled 103,000 143,000
Restricted cash:    
Federal Reserve Bank reserve requirements included in cash, cash equivalents and restricted cash $ 4,806,000 $ 5,971,000
XML 108 R3.htm IDEA: XBRL DOCUMENT v3.20.1
CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Investment Securities    
Loans, allowance for loan losses $ 16,677 $ 15,821
Stockholders' Equity    
Preferred stock, no par value (in dollars per share) $ 0 $ 0
Preferred stock, authorized (in shares) 5,000,000 5,000,000
Preferred stock, issued, (in shares) 0 0
Common stock, no par value (in dollars per share) $ 0 $ 0
Common stock, authorized (in shares) 30,000,000 30,000,000
Common stock, issued (in shares) 13,577,008 13,844,353
Common stock, outstanding (in shares) 13,577,008 13,844,353
XML 109 FilingSummary.xml IDEA: XBRL DOCUMENT 3.20.1 html 476 742 1 true 130 0 false 13 false false R1.htm 0001000 - Document - Cover Sheet http://www.bankofmarin.com/role/Cover Cover Cover 1 false false R2.htm 1001000 - Statement - CONSOLIDATED STATEMENTS OF CONDITION Sheet http://www.bankofmarin.com/role/ConsolidatedStatementsOfCondition CONSOLIDATED STATEMENTS OF CONDITION Statements 2 false false R3.htm 1001501 - Statement - CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) Sheet http://www.bankofmarin.com/role/ConsolidatedStatementsOfConditionParenthetical CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) Statements 3 false false R4.htm 1002000 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Sheet http://www.bankofmarin.com/role/ConsolidatedStatementsOfComprehensiveIncome CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Statements 4 false false R5.htm 1003000 - Statement - CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY Sheet http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquity CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY Statements 5 false false R6.htm 1003001 - Statement - CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) Sheet http://www.bankofmarin.com/role/ConsolidatedStatementOfChangesInStockholdersEquityParenthetical CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) Statements 6 false false R7.htm 1004000 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS Sheet http://www.bankofmarin.com/role/ConsolidatedStatementsOfCashFlows CONSOLIDATED STATEMENTS OF CASH FLOWS Statements 7 false false R8.htm 2101100 - Disclosure - Summary of Significant Accounting Policies Sheet http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPolicies Summary of Significant Accounting Policies Notes 8 false false R9.htm 2104100 - Disclosure - Investment Securities Sheet http://www.bankofmarin.com/role/InvestmentSecurities Investment Securities Notes 9 false false R10.htm 2105100 - Disclosure - Loans and Allowance for Loan Losses Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLosses Loans and Allowance for Loan Losses Notes 10 false false R11.htm 2106100 - Disclosure - Bank Premises and Equipment Sheet http://www.bankofmarin.com/role/BankPremisesAndEquipment Bank Premises and Equipment Notes 11 false false R12.htm 2108100 - Disclosure - Bank Owned Life Insurance Sheet http://www.bankofmarin.com/role/BankOwnedLifeInsurance Bank Owned Life Insurance Notes 12 false false R13.htm 2109100 - Disclosure - Deposits Sheet http://www.bankofmarin.com/role/Deposits Deposits Notes 13 false false R14.htm 2110100 - Disclosure - Borrowings and Other Obligations Sheet http://www.bankofmarin.com/role/BorrowingsAndOtherObligations Borrowings and Other Obligations Notes 14 false false R15.htm 2111100 - Disclosure - Stockholders' Equity and Stock Plans Sheet http://www.bankofmarin.com/role/StockholdersEquityAndStockPlans Stockholders' Equity and Stock Plans Notes 15 false false R16.htm 2112100 - Disclosure - Fair Value of Assets and Liabilities Sheet http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilities Fair Value of Assets and Liabilities Notes 16 false false R17.htm 2113100 - Disclosure - Benefit Plans Sheet http://www.bankofmarin.com/role/BenefitPlans Benefit Plans Notes 17 false false R18.htm 2114100 - Disclosure - Income Taxes Sheet http://www.bankofmarin.com/role/IncomeTaxes Income Taxes Notes 18 false false R19.htm 2115100 - Disclosure - Commitments and Contingencies Sheet http://www.bankofmarin.com/role/CommitmentsAndContingencies Commitments and Contingencies Notes 19 false false R20.htm 2116100 - Disclosure - Concentrations of Credit Risk Sheet http://www.bankofmarin.com/role/ConcentrationsOfCreditRisk Concentrations of Credit Risk Notes 20 false false R21.htm 2117100 - Disclosure - Derivative Financial Instruments and Hedging Activities Sheet http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivities Derivative Financial Instruments and Hedging Activities Notes 21 false false R22.htm 2118100 - Disclosure - Regulatory Matters Sheet http://www.bankofmarin.com/role/RegulatoryMatters Regulatory Matters Notes 22 false false R23.htm 2119100 - Disclosure - Financial Instruments with Off-Balance Sheet Risk Sheet http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRisk Financial Instruments with Off-Balance Sheet Risk Notes 23 false false R24.htm 2120100 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements Sheet http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatements Condensed Bank of Marin Bancorp Parent Only Financial Statements Notes 24 false false R25.htm 2201201 - Disclosure - Summary of Significant Accounting Policies (Policies) Sheet http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPolicies Summary of Significant Accounting Policies (Policies) Policies http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPolicies 25 false false R26.htm 2301302 - Disclosure - Summary of Significant Accounting Policies (Tables) Sheet http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesTables Summary of Significant Accounting Policies (Tables) Tables http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPolicies 26 false false R27.htm 2304301 - Disclosure - Investment Securities (Tables) Sheet http://www.bankofmarin.com/role/InvestmentSecuritiesTables Investment Securities (Tables) Tables http://www.bankofmarin.com/role/InvestmentSecurities 27 false false R28.htm 2305301 - Disclosure - Loans and Allowance for Loan Losses (Tables) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTables Loans and Allowance for Loan Losses (Tables) Tables http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLosses 28 false false R29.htm 2306301 - Disclosure - Bank Premises and Equipment (Tables) Sheet http://www.bankofmarin.com/role/BankPremisesAndEquipmentTables Bank Premises and Equipment (Tables) Tables http://www.bankofmarin.com/role/BankPremisesAndEquipment 29 false false R30.htm 2309301 - Disclosure - Deposits (Tables) Sheet http://www.bankofmarin.com/role/DepositsTables Deposits (Tables) Tables http://www.bankofmarin.com/role/Deposits 30 false false R31.htm 2310301 - Disclosure - Borrowings and Other Obligations (Tables) Sheet http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsTables Borrowings and Other Obligations (Tables) Tables http://www.bankofmarin.com/role/BorrowingsAndOtherObligations 31 false false R32.htm 2311301 - Disclosure - Stockholders' Equity and Stock Plans (Tables) Sheet http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansTables Stockholders' Equity and Stock Plans (Tables) Tables http://www.bankofmarin.com/role/StockholdersEquityAndStockPlans 32 false false R33.htm 2312301 - Disclosure - Fair Value of Assets and Liabilities (Tables) Sheet http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesTables Fair Value of Assets and Liabilities (Tables) Tables http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilities 33 false false R34.htm 2314301 - Disclosure - Income Taxes (Tables) Sheet http://www.bankofmarin.com/role/IncomeTaxesTables Income Taxes (Tables) Tables http://www.bankofmarin.com/role/IncomeTaxes 34 false false R35.htm 2315301 - Disclosure - Commitments and Contingencies (Tables) Sheet http://www.bankofmarin.com/role/CommitmentsAndContingenciesTables Commitments and Contingencies (Tables) Tables http://www.bankofmarin.com/role/CommitmentsAndContingencies 35 false false R36.htm 2317301 - Disclosure - Derivative Financial Instruments and Hedging Activities (Tables) Sheet http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesTables Derivative Financial Instruments and Hedging Activities (Tables) Tables http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivities 36 false false R37.htm 2318301 - Disclosure - Regulatory Matters (Tables) Sheet http://www.bankofmarin.com/role/RegulatoryMattersTables Regulatory Matters (Tables) Tables http://www.bankofmarin.com/role/RegulatoryMatters 37 false false R38.htm 2319301 - Disclosure - Financial Instruments with Off-Balance Sheet Risk (Tables) Sheet http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskTables Financial Instruments with Off-Balance Sheet Risk (Tables) Tables http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRisk 38 false false R39.htm 2320301 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements (Tables) Sheet http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsTables Condensed Bank of Marin Bancorp Parent Only Financial Statements (Tables) Tables http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatements 39 false false R40.htm 2401403 - Disclosure - Summary of Significant Accounting Policies - Narrative (Details) Sheet http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesNarrativeDetails Summary of Significant Accounting Policies - Narrative (Details) Details 40 false false R41.htm 2401404 - Disclosure - Summary of Significant Accounting Policies - Premises and Equipment (Details) Sheet http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesPremisesAndEquipmentDetails Summary of Significant Accounting Policies - Premises and Equipment (Details) Details 41 false false R42.htm 2401405 - Disclosure - Summary of Significant Accounting Policies - Future Amortization Expense of Core Deposits (Details) Sheet http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesFutureAmortizationExpenseOfCoreDepositsDetails Summary of Significant Accounting Policies - Future Amortization Expense of Core Deposits (Details) Details 42 false false R43.htm 2401406 - Disclosure - Summary of Significant Accounting Policies - Earnings Per Share (Details) Sheet http://www.bankofmarin.com/role/SummaryOfSignificantAccountingPoliciesEarningsPerShareDetails Summary of Significant Accounting Policies - Earnings Per Share (Details) Details 43 false false R44.htm 2404402 - Disclosure - Investment Securities - Amortized Cost and Fair Value (Details) Sheet http://www.bankofmarin.com/role/InvestmentSecuritiesAmortizedCostAndFairValueDetails Investment Securities - Amortized Cost and Fair Value (Details) Details 44 false false R45.htm 2404403 - Disclosure - Investment Securities - Maturities (Details) Sheet http://www.bankofmarin.com/role/InvestmentSecuritiesMaturitiesDetails Investment Securities - Maturities (Details) Details 45 false false R46.htm 2404404 - Disclosure - Investment Securities - Securities Sold, Pledged as Collateral and Transfers (Details) Sheet http://www.bankofmarin.com/role/InvestmentSecuritiesSecuritiesSoldPledgedAsCollateralAndTransfersDetails Investment Securities - Securities Sold, Pledged as Collateral and Transfers (Details) Details 46 false false R47.htm 2404405 - Disclosure - Investment Securities - Other Than Temporarily Impaired Debt Securities (Details) Sheet http://www.bankofmarin.com/role/InvestmentSecuritiesOtherThanTemporarilyImpairedDebtSecuritiesDetails Investment Securities - Other Than Temporarily Impaired Debt Securities (Details) Details 47 false false R48.htm 2404406 - Disclosure - Investment Securities - Non-marketable Securities (Details) Sheet http://www.bankofmarin.com/role/InvestmentSecuritiesNonMarketableSecuritiesDetails Investment Securities - Non-marketable Securities (Details) Details 48 false false R49.htm 2405402 - Disclosure - Loans and Allowance for Loan Losses - Percentage of Loans Geographically and by Collateral (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPercentageOfLoansGeographicallyAndByCollateralDetails Loans and Allowance for Loan Losses - Percentage of Loans Geographically and by Collateral (Details) Details 49 false false R50.htm 2405403 - Disclosure - Loans and Allowance for Loan Losses - Loans Outstanding and Aging Analysis (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesLoansOutstandingAndAgingAnalysisDetails Loans and Allowance for Loan Losses - Loans Outstanding and Aging Analysis (Details) Details 50 false false R51.htm 2405404 - Disclosure - Loans and Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Risk Grade (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesCreditRiskProfileByInternallyAssignedRiskGradeDetails Loans and Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Risk Grade (Details) Details 51 false false R52.htm 2405405 - Disclosure - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Class (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringByClassDetails Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Class (Details) Details 52 false false R53.htm 2405406 - Disclosure - Loans and Allowance for Loan Losses - Troubled Debt Restructuring Modifications (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesTroubledDebtRestructuringModificationsDetails Loans and Allowance for Loan Losses - Troubled Debt Restructuring Modifications (Details) Details 53 false false R54.htm 2405407 - Disclosure - Loans and Allowance for Loan Losses - Impaired Loans and Related Allowance (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesImpairedLoansAndRelatedAllowanceDetails Loans and Allowance for Loan Losses - Impaired Loans and Related Allowance (Details) Details 54 false false R55.htm 2405408 - Disclosure - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesAllowanceForLoanLossesDetails Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) Details 55 false false R56.htm 2405409 - Disclosure - Loans and Allowance for Loan Losses - Purchased Credit-Impaired Loans (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPurchasedCreditImpairedLoansDetails Loans and Allowance for Loan Losses - Purchased Credit-Impaired Loans (Details) Details 56 false false R57.htm 2405410 - Disclosure - Loans and Allowance for Loan Losses - Pledged Loans (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesPledgedLoansDetails Loans and Allowance for Loan Losses - Pledged Loans (Details) Details 57 false false R58.htm 2405411 - Disclosure - Loans and Allowance for Loan Losses - Related Party Loans (Details) Sheet http://www.bankofmarin.com/role/LoansAndAllowanceForLoanLossesRelatedPartyLoansDetails Loans and Allowance for Loan Losses - Related Party Loans (Details) Details 58 false false R59.htm 2406402 - Disclosure - Bank Premises and Equipment (Details) Sheet http://www.bankofmarin.com/role/BankPremisesAndEquipmentDetails Bank Premises and Equipment (Details) Details http://www.bankofmarin.com/role/BankPremisesAndEquipmentTables 59 false false R60.htm 2408401 - Disclosure - Bank Owned Life Insurance (Details) Sheet http://www.bankofmarin.com/role/BankOwnedLifeInsuranceDetails Bank Owned Life Insurance (Details) Details http://www.bankofmarin.com/role/BankOwnedLifeInsurance 60 false false R61.htm 2409402 - Disclosure - Deposits - Stratification of Time Deposits (Details) Sheet http://www.bankofmarin.com/role/DepositsStratificationOfTimeDepositsDetails Deposits - Stratification of Time Deposits (Details) Details 61 false false R62.htm 2409403 - Disclosure - Deposits - Narrative (Details) Sheet http://www.bankofmarin.com/role/DepositsNarrativeDetails Deposits - Narrative (Details) Details 62 false false R63.htm 2409404 - Disclosure - Deposits - Time Deposit Maturities (Details) Sheet http://www.bankofmarin.com/role/DepositsTimeDepositMaturitiesDetails Deposits - Time Deposit Maturities (Details) Details 63 false false R64.htm 2409405 - Disclosure - Deposits - Composition of Network Deposits (Details) Sheet http://www.bankofmarin.com/role/DepositsCompositionOfNetworkDepositsDetails Deposits - Composition of Network Deposits (Details) Details 64 false false R65.htm 2410402 - Disclosure - Borrowings and Other Obligations - Lines of Credit and Borrowing Agreements (Details) Sheet http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsLinesOfCreditAndBorrowingAgreementsDetails Borrowings and Other Obligations - Lines of Credit and Borrowing Agreements (Details) Details 65 false false R66.htm 2410403 - Disclosure - Borrowings and Other Obligations - Subordinated Debt (Details) Sheet http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsSubordinatedDebtDetails Borrowings and Other Obligations - Subordinated Debt (Details) Details 66 false false R67.htm 2410404 - Disclosure - Borrowings and Other Obligations - Schedule of Borrowings (Details) Sheet http://www.bankofmarin.com/role/BorrowingsAndOtherObligationsScheduleOfBorrowingsDetails Borrowings and Other Obligations - Schedule of Borrowings (Details) Details 67 false false R68.htm 2411402 - Disclosure - Stockholders' Equity and Stock Plans - Narrative (Details) Sheet http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNarrativeDetails Stockholders' Equity and Stock Plans - Narrative (Details) Details 68 false false R69.htm 2411403 - Disclosure - Stockholders' Equity and Stock Plans - Options Outstanding Rollforward (Details) Sheet http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingRollforwardDetails Stockholders' Equity and Stock Plans - Options Outstanding Rollforward (Details) Details 69 false false R70.htm 2411404 - Disclosure - Stockholders' Equity and Stock Plans - Non-vested Awards Activity (Details) Sheet http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansNonVestedAwardsActivityDetails Stockholders' Equity and Stock Plans - Non-vested Awards Activity (Details) Details 70 false false R71.htm 2411405 - Disclosure - Stockholders' Equity and Stock Plans - Options Outstanding by Price Range (Details) Sheet http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansOptionsOutstandingByPriceRangeDetails Stockholders' Equity and Stock Plans - Options Outstanding by Price Range (Details) Details 71 false false R72.htm 2411406 - Disclosure - Stockholders' Equity and Stock Plans - Valuation Assumptions (Details) Sheet http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansValuationAssumptionsDetails Stockholders' Equity and Stock Plans - Valuation Assumptions (Details) Details 72 false false R73.htm 2411407 - Disclosure - Stockholders' Equity and Stock Plans - Dividends (Details) Sheet http://www.bankofmarin.com/role/StockholdersEquityAndStockPlansDividendsDetails Stockholders' Equity and Stock Plans - Dividends (Details) Details 73 false false R74.htm 2412402 - Disclosure - Fair Value of Assets and Liabilities - Recorded on a Recurring Basis (Details) Sheet http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesRecordedOnRecurringBasisDetails Fair Value of Assets and Liabilities - Recorded on a Recurring Basis (Details) Details 74 false false R75.htm 2412403 - Disclosure - Fair Value of Assets and Liabilities - Fair Value of Financial Instruments (Details) Sheet http://www.bankofmarin.com/role/FairValueOfAssetsAndLiabilitiesFairValueOfFinancialInstrumentsDetails Fair Value of Assets and Liabilities - Fair Value of Financial Instruments (Details) Details 75 false false R76.htm 2413401 - Disclosure - Benefit Plans - Deferred Compensation Plan (Details) Sheet http://www.bankofmarin.com/role/BenefitPlansDeferredCompensationPlanDetails Benefit Plans - Deferred Compensation Plan (Details) Details 76 false false R77.htm 2413402 - Disclosure - Benefit Plans - Defined Contribution Plan (Details) Sheet http://www.bankofmarin.com/role/BenefitPlansDefinedContributionPlanDetails Benefit Plans - Defined Contribution Plan (Details) Details 77 false false R78.htm 2413403 - Disclosure - Benefit Plans - Salary Continuation Plan (Details) Sheet http://www.bankofmarin.com/role/BenefitPlansSalaryContinuationPlanDetails Benefit Plans - Salary Continuation Plan (Details) Details 78 false false R79.htm 2414402 - Disclosure - Income Taxes - Components of Income Tax Provision (Details) Sheet http://www.bankofmarin.com/role/IncomeTaxesComponentsOfIncomeTaxProvisionDetails Income Taxes - Components of Income Tax Provision (Details) Details 79 false false R80.htm 2414403 - Disclosure - Income Taxes - Deferred Tax Asset and Liability (Details) Sheet http://www.bankofmarin.com/role/IncomeTaxesDeferredTaxAssetAndLiabilityDetails Income Taxes - Deferred Tax Asset and Liability (Details) Details 80 false false R81.htm 2414404 - Disclosure - Income Taxes - Effective Income Tax Reconciliation (Details) Sheet http://www.bankofmarin.com/role/IncomeTaxesEffectiveIncomeTaxReconciliationDetails Income Taxes - Effective Income Tax Reconciliation (Details) Details 81 false false R82.htm 2415402 - Disclosure - Commitments and Contingencies - Narrative (Details) Sheet http://www.bankofmarin.com/role/CommitmentsAndContingenciesNarrativeDetails Commitments and Contingencies - Narrative (Details) Details 82 false false R83.htm 2415403 - Disclosure - Commitments and Contingencies - Lease Assets and Liabilities (Details) Sheet http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseAssetsAndLiabilitiesDetails Commitments and Contingencies - Lease Assets and Liabilities (Details) Details 83 false false R84.htm 2415404 - Disclosure - Commitments and Contingencies - Noncash Investing and Financing Activities (Details) Sheet http://www.bankofmarin.com/role/CommitmentsAndContingenciesNoncashInvestingAndFinancingActivitiesDetails Commitments and Contingencies - Noncash Investing and Financing Activities (Details) Details 84 false false R85.htm 2415405 - Disclosure - Commitments and Contingencies - Lease Cost (Details) Sheet http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseCostDetails Commitments and Contingencies - Lease Cost (Details) Details 85 false false R86.htm 2415406 - Disclosure - Commitments and Contingencies - Lease Liability Maturity Schedule (Details) Sheet http://www.bankofmarin.com/role/CommitmentsAndContingenciesLeaseLiabilityMaturityScheduleDetails Commitments and Contingencies - Lease Liability Maturity Schedule (Details) Details 86 false false R87.htm 2416401 - Disclosure - Concentrations of Credit Risk (Details) Sheet http://www.bankofmarin.com/role/ConcentrationsOfCreditRiskDetails Concentrations of Credit Risk (Details) Details http://www.bankofmarin.com/role/ConcentrationsOfCreditRisk 87 false false R88.htm 2417402 - Disclosure - Derivative Financial Instruments and Hedging Activities - Information on Derivatives (Details) Sheet http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesInformationOnDerivativesDetails Derivative Financial Instruments and Hedging Activities - Information on Derivatives (Details) Details 88 false false R89.htm 2417403 - Disclosure - Derivative Financial Instruments and Hedging Activities - Offsetting of Assets (Details) Sheet http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfAssetsDetails Derivative Financial Instruments and Hedging Activities - Offsetting of Assets (Details) Details 89 false false R90.htm 2417404 - Disclosure - Derivative Financial Instruments and Hedging Activities - Offsetting of Liabilities (Details) Sheet http://www.bankofmarin.com/role/DerivativeFinancialInstrumentsAndHedgingActivitiesOffsettingOfLiabilitiesDetails Derivative Financial Instruments and Hedging Activities - Offsetting of Liabilities (Details) Details 90 false false R91.htm 2418402 - Disclosure - Regulatory Matters (Details) Sheet http://www.bankofmarin.com/role/RegulatoryMattersDetails Regulatory Matters (Details) Details http://www.bankofmarin.com/role/RegulatoryMattersTables 91 false false R92.htm 2419402 - Disclosure - Financial Instruments with Off-Balance Sheet Risk (Details) Sheet http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskDetails Financial Instruments with Off-Balance Sheet Risk (Details) Details http://www.bankofmarin.com/role/FinancialInstrumentsWithOffBalanceSheetRiskTables 92 false false R93.htm 2420402 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Uncosolidated Statements of Condition (Details) Sheet http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUncosolidatedStatementsOfConditionDetails Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Uncosolidated Statements of Condition (Details) Details 93 false false R94.htm 2420403 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Income (Details) Sheet http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfIncomeDetails Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Income (Details) Details 94 false false R95.htm 2420404 - Disclosure - Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Cash Flows (Details) Sheet http://www.bankofmarin.com/role/CondensedBankOfMarinBancorpParentOnlyFinancialStatementsCondensedUnconsolidatedStatementsOfCashFlowsDetails Condensed Bank of Marin Bancorp Parent Only Financial Statements - Condensed Unconsolidated Statements of Cash Flows (Details) Details 95 false false All Reports Book All Reports bmrc-20191231x10kxsc.htm bmrc-20191231.xsd bmrc-20191231_cal.xml bmrc-20191231_def.xml bmrc-20191231_lab.xml bmrc-20191231_pre.xml bmrc-ex230120191231xsc.htm bmrc-ex310120191231xsc.htm bmrc-ex310220191231xsc.htm bmrc-ex320120191231xsc.htm bmrc-ex40220191231xsc.htm performancechartcapture.jpg http://xbrl.sec.gov/dei/2019-01-31 http://fasb.org/srt/2019-01-31 http://xbrl.sec.gov/stpr/2018-01-31 http://fasb.org/us-gaap/2019-01-31 true true XML 110 R86.htm IDEA: XBRL DOCUMENT v3.20.1
Commitments and Contingencies - Lease Liability Maturity Schedule (Details)
$ in Thousands
Dec. 31, 2019
USD ($)
Operating Leases  
2020 $ 4,469
2021 2,806
2022 1,952
2023 1,464
2024 792
Thereafter 2,092
Total minimum lease payments 13,575
Amounts representing interest (present value discount) (960)
Present value of net minimum lease payments (lease liability) $ 12,615
Weighted average remaining term (in years) 5 years
Weighted average discount rate 2.79%
Finance Leases  
2020 $ 171
2021 36
2022 8
2023 1
2024 0
Thereafter 0
Total minimum lease payments 216
Amounts representing interest (present value discount) (4)
Present value of net minimum lease payments (lease liability) $ 212
Weighted average remaining term (in years) 1 year 4 months 24 days
Weighted average discount rate 2.87%
XML 111 R76.htm IDEA: XBRL DOCUMENT v3.20.1
Benefit Plans - Deferred Compensation Plan (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2019
Jan. 01, 2019
Dec. 31, 2018
Jan. 01, 2018
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]        
Interest rate earned on deferred amounts, prime rate first business day of year   5.50%   4.50%
Deferred compensation obligation $ 4.4   $ 3.8  
Annual Salary | Management        
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]        
Maximum percentage of compensation allowed to be deferred 80.00%      
Deferred Bonus | Management        
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]        
Maximum percentage of compensation allowed to be deferred 100.00%      
XML 112 R72.htm IDEA: XBRL DOCUMENT v3.20.1
Stockholders' Equity and Stock Plans - Valuation Assumptions (Details) - Stock options
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]    
Risk-free interest rate 2.51% 2.60%
Expected dividend yield on common stock 1.75% 1.76%
Expected life in years 5 years 9 months 18 days 5 years 10 months 24 days
Expected price volatility 22.71% 22.47%
XML 113 R82.htm IDEA: XBRL DOCUMENT v3.20.1
Commitments and Contingencies - Narrative (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 27, 2019
Sep. 27, 2019
Sep. 17, 2018
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2012
Jan. 01, 2020
Sep. 30, 2019
Loss Contingencies [Line Items]                
Operating lease rent expense         $ 4,600      
Operating lease liabilities       $ 12,615        
Balance of escrow account for legal settlements maintained by Visa       $ 4,806 $ 5,971      
Minimum                
Loss Contingencies [Line Items]                
Weighted average remaining term (in years)       5 months        
Finance lease, initial contract terms (in years)               3 years
Maximum                
Loss Contingencies [Line Items]                
Weighted average remaining term (in years)       12 years        
Finance lease, initial contract terms (in years)               5 years
Visa Inc.                
Loss Contingencies [Line Items]                
Estimated amount due to class plaintiffs in Visa litigation           $ 4,000,000    
Amended amount due to class plaintiffs in Visa litigation     $ 4,100,000          
Visa deposit in escrow accounts $ 467,000 $ 300,000            
Balance of escrow account for legal settlements maintained by Visa       $ 1,600,000        
Subsequent event | Operating Lease Modifications                
Loss Contingencies [Line Items]                
Operating lease liabilities             $ 13,600  
XML 114 R59.htm IDEA: XBRL DOCUMENT v3.20.1
Bank Premises and Equipment (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Property, Plant and Equipment [Line Items]    
Bank premises and equipment, Gross $ 26,273 $ 25,863
Accumulated depreciation and amortization (20,203) (18,487)
Bank premises and equipment, net 6,070 7,376
Depreciation and amortization 2,228 2,143
Leasehold improvements    
Property, Plant and Equipment [Line Items]    
Bank premises and equipment, Gross 15,287 15,024
Furniture and equipment    
Property, Plant and Equipment [Line Items]    
Bank premises and equipment, Gross $ 10,986 $ 10,839
XML 115 R51.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Credit Risk Profile by Internally Assigned Risk Grade (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans $ 1,843,286 $ 1,763,864
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 1,759,961 1,733,916
Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 73,391 17,340
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 9,934 12,608
Commercial | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 246,683 230,708
Total loans 246,687 230,739
Commercial | Pass | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 209,209 219,625
Commercial | Special Mention | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 37,065 9,957
Commercial | Substandard | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 409 1,126
Commercial real estate | Commercial real estate, owner-occupied    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 307,683 312,090
Total loans 308,824 313,277
Commercial real estate | Commercial real estate, investor    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 945,484 872,599
Total loans 946,317 873,410
Commercial real estate | Construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 61,095 76,423
Total loans 61,095 76,423
Commercial real estate | Pass | Commercial real estate, owner-occupied    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 263,625 299,998
Commercial real estate | Pass | Commercial real estate, investor    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 944,924 870,443
Commercial real estate | Pass | Construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 61,095 73,735
Commercial real estate | Special Mention | Commercial real estate, owner-occupied    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 35,016 4,106
Commercial real estate | Special Mention | Commercial real estate, investor    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 560 2,156
Commercial real estate | Special Mention | Construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 0 0
Commercial real estate | Substandard | Commercial real estate, owner-occupied    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 9,042 7,986
Commercial real estate | Substandard | Commercial real estate, investor    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 0 0
Commercial real estate | Substandard | Construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 0 2,688
Residential loans | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 115,953 124,613
Total loans 116,024 124,696
Residential loans | Other residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 136,657 117,847
Residential loans | Pass | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 114,864 122,844
Residential loans | Pass | Other residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 136,657 117,847
Residential loans | Special Mention | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 750 1,121
Residential loans | Special Mention | Other residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 0 0
Residential loans | Substandard | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans excluding purchased credit-impaired loans 339 648
Residential loans | Substandard | Other residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 0 0
Consumer loans | Installment and other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 27,682 27,472
Consumer loans | Pass | Installment and other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 27,538 27,312
Consumer loans | Special Mention | Installment and other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 0 0
Consumer loans | Substandard | Installment and other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans 144 160
Purchased credit-impaired    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 2,049 2,112
Purchased credit-impaired | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 2,049 2,112
Purchased credit-impaired | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 0 0
Purchased credit-impaired | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 0 0
Purchased credit-impaired | Commercial | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 4 31
Purchased credit-impaired | Commercial real estate | Commercial real estate, owner-occupied    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 1,141 1,187
Purchased credit-impaired | Commercial real estate | Commercial real estate, investor    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 833 811
Purchased credit-impaired | Commercial real estate | Construction    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 0 0
Purchased credit-impaired | Residential loans | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 71 83
Purchased credit-impaired | Residential loans | Other residential    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired 0 0
Purchased credit-impaired | Consumer loans | Installment and other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Purchased credit-impaired $ 0 $ 0
XML 116 R55.htm IDEA: XBRL DOCUMENT v3.20.1
Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance $ 15,821 $ 15,767
Provision (reversal) 900 0
Charge-offs (78) (5)
Recoveries 34 59
Ending balance 16,677 15,821
Ending ALLL related to loans collectively evaluated for impairment 16,280 15,043
Ending ALLL related to loans individually evaluated for impairment 397 778
Ending ALLL related to purchased credit-impaired loans 16,677 15,821
Recorded Investment:    
Collectively evaluated for impairment 1,829,737 1,746,714
Individually evaluated for impairment 11,500 15,038
Total loans $ 1,843,286 $ 1,763,864
Ratio of allowance for loan losses to total loans 0.90% 0.90%
Allowance for loan losses to non-accrual loans 7379.00% 2270.00%
Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans $ 0 $ 0
Recorded Investment:    
Purchased credit-impaired 2,049 2,112
Commercial | Commercial and industrial    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 2,436 3,654
Provision (reversal) (49) (1,232)
Charge-offs (75) (3)
Recoveries 22 17
Ending balance 2,334 2,436
Ending ALLL related to loans collectively evaluated for impairment 2,231 1,970
Ending ALLL related to loans individually evaluated for impairment 103 466
Ending ALLL related to purchased credit-impaired loans 2,334 2,436
Recorded Investment:    
Collectively evaluated for impairment 245,460 228,883
Individually evaluated for impairment 1,223 1,825
Total loans $ 246,687 $ 230,739
Ratio of allowance for loan losses to total loans 0.95% 1.06%
Commercial | Commercial and industrial | Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans $ 0 $ 0
Recorded Investment:    
Purchased credit-impaired 4 31
Commercial real estate | Commercial real estate, owner-occupied    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 2,407 2,294
Provision (reversal) 55 113
Charge-offs 0 0
Recoveries 0 0
Ending balance 2,462 2,407
Ending ALLL related to loans collectively evaluated for impairment 2,267 2,218
Ending ALLL related to loans individually evaluated for impairment 195 189
Ending ALLL related to purchased credit-impaired loans 2,462 2,407
Recorded Investment:    
Collectively evaluated for impairment 300,685 305,097
Individually evaluated for impairment 6,998 6,993
Total loans $ 308,824 $ 313,277
Ratio of allowance for loan losses to total loans 0.80% 0.77%
Commercial real estate | Commercial real estate, owner-occupied | Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans $ 0 $ 0
Recorded Investment:    
Purchased credit-impaired 1,141 1,187
Commercial real estate | Commercial real estate, investor    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 7,703 6,475
Provision (reversal) 768 1,228
Charge-offs 0 0
Recoveries 12 0
Ending balance 8,483 7,703
Ending ALLL related to loans collectively evaluated for impairment 8,442 7,658
Ending ALLL related to loans individually evaluated for impairment 41 45
Ending ALLL related to purchased credit-impaired loans 8,483 7,703
Recorded Investment:    
Collectively evaluated for impairment 943,714 870,778
Individually evaluated for impairment 1,770 1,821
Total loans $ 946,317 $ 873,410
Ratio of allowance for loan losses to total loans 0.90% 0.88%
Commercial real estate | Commercial real estate, investor | Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans $ 0 $ 0
Recorded Investment:    
Purchased credit-impaired 833 811
Commercial real estate | Construction    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 756 681
Provision (reversal) (118) 75
Charge-offs 0 0
Recoveries 0 0
Ending balance 638 756
Ending ALLL related to loans collectively evaluated for impairment 638 756
Ending ALLL related to loans individually evaluated for impairment 0 0
Ending ALLL related to purchased credit-impaired loans 638 756
Recorded Investment:    
Collectively evaluated for impairment 61,095 73,735
Individually evaluated for impairment 0 2,688
Total loans $ 61,095 $ 76,423
Ratio of allowance for loan losses to total loans 1.04% 0.99%
Commercial real estate | Construction | Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans $ 0 $ 0
Recorded Investment:    
Purchased credit-impaired 0 0
Residential loans | Home equity    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 915 1,031
Provision (reversal) (65) (116)
Charge-offs 0 0
Recoveries 0 0
Ending balance 850 915
Ending ALLL related to loans collectively evaluated for impairment 845 910
Ending ALLL related to loans individually evaluated for impairment 5 5
Ending ALLL related to purchased credit-impaired loans 850 915
Recorded Investment:    
Collectively evaluated for impairment 115,535 124,049
Individually evaluated for impairment 418 564
Total loans $ 116,024 $ 124,696
Ratio of allowance for loan losses to total loans 0.73% 0.73%
Allowance for loan losses to non-accrual loans 506.00% 292.00%
Residential loans | Home equity | Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans $ 0 $ 0
Recorded Investment:    
Purchased credit-impaired 71 83
Residential loans | Other residential    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 800 536
Provision (reversal) 173 264
Charge-offs 0 0
Recoveries 0 0
Ending balance 973 800
Ending ALLL related to loans collectively evaluated for impairment 973 800
Ending ALLL related to loans individually evaluated for impairment 0 0
Ending ALLL related to purchased credit-impaired loans 973 800
Recorded Investment:    
Collectively evaluated for impairment 136,205 117,385
Individually evaluated for impairment 452 462
Total loans $ 136,657 $ 117,847
Ratio of allowance for loan losses to total loans 0.71% 0.68%
Residential loans | Other residential | Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans $ 0 $ 0
Recorded Investment:    
Purchased credit-impaired 0 0
Consumer loans | Installment and other consumer    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 310 378
Provision (reversal) (23) (108)
Charge-offs (3) (2)
Recoveries 0 42
Ending balance 284 310
Ending ALLL related to loans collectively evaluated for impairment 231 237
Ending ALLL related to loans individually evaluated for impairment 53 73
Ending ALLL related to purchased credit-impaired loans 284 310
Recorded Investment:    
Collectively evaluated for impairment 27,043 26,787
Individually evaluated for impairment 639 685
Total loans $ 27,682 $ 27,472
Ratio of allowance for loan losses to total loans 1.03% 1.13%
Consumer loans | Installment and other consumer | Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans $ 0 $ 0
Recorded Investment:    
Purchased credit-impaired 0 0
Unallocated    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 494 718
Provision (reversal) 159 (224)
Charge-offs 0 0
Recoveries 0 0
Ending balance 653 494
Ending ALLL related to loans collectively evaluated for impairment 653 494
Ending ALLL related to loans individually evaluated for impairment 0 0
Ending ALLL related to purchased credit-impaired loans 653 494
Recorded Investment:    
Collectively evaluated for impairment 0 0
Individually evaluated for impairment 0 0
Total loans 0 0
Unallocated | Purchased credit-impaired    
Allowance for Loan and Lease Losses [Roll Forward]    
Ending ALLL related to purchased credit-impaired loans 0 0
Recorded Investment:    
Purchased credit-impaired $ 0 $ 0

F/FD+%^QD!WQ ME$1P(P-2!@&NA&,>NVWYA0">IW#($XZ&]K/N^)$/!>-0BNJ!'CRTOY9YX<@G M)5QAQX'0%C G24 '*U/A(8-J-6ZC5R^2K\^N#A']R;11VJC.D6"G(=9C-?A5 MJ]2/%R?<&\4%)I@%Y)1&AGE1]8H*,V1BYYH[V=[DEG<,U@CFEA=V3N^"[O;Q M:SJ_3W\)BMR7AGI2C0F< L]*82J\0@H$1)MGI56,?%,UQ.*D\ MTEP*+1A"6W2D *[YV59OAH61D:P!BB/F6+BV6XZ%:Q-DH#,<<,.-]49HQN$# M.DXUC[+L+9QX;!P['L5Q6JB@1 ".Q V34X: HG?B44B+41C MMO46TSLBMK6!<@24>Y<>RB1U^,9$ 62P%I1"IL)_0E@%JMYR!D88#7LJXAR/ MUG@,X.\F11$8?]^RDEU9B:],IW_]G-__;99F&PJ'#\^9&[Y*7&C%\OO;R)I- MY_9::0]+2(- MU]MZTMTVZ]=%>9=.PV2:SO8:B@Y>GSC%)5$6AMVW(]KHH+62;9\DE9*,T_#8 M@8SR_M"Y#,F/RA X%H$/+VB?%^ET4B[W&O/V7YPPC!EA0CO+) <,&<%M[ U% M7(7E<-!XQ,,J4'&K2 9P9ZI)S\FQ8TU@ $3=AP\K)#0>[==%3D7JKF* MUU-!K*Y6]_ZQ&@%G>G8AH1HX3JP*^\B -D:">;C%0S!,U#AUAEXEW]*7I!FB M/YDV*AWEG EVGLY*)JS_SH8=?E#Y4- "G;45>M().,(RI+W)[75GI>/ ZE.U M/50$],GO"698$&2UY1X@P[@+(V3;9N6M:S[^C[>Q#WX&T12%WB5W<"?RZ(J$ M02B$"30%G*#0!4,XJ]JM%1VIGM 0^^>2:X7!^3=][U5NDV^OR^WQ-0G#QE' M+4>$4TZXD*):I(VDK'DVH,X]%SN16XN^#Z6CJMF_5N5RG=;(Y\6[].LCFV61 M+\+'Z2;IT6MI&(]Y3F*P-$@R:Y3!1#!)*/$5%@:#YLZ%Q_M]G>1XID^TAF). M3'1U=:-F>;T482]=GB!E*$:A+\!Y8BQ".HRL;<\ (".OZ-V3%//>@+LD:HQ* M,SL#1IQH>=GU_T/,SCXI9N6O=[/),@W7,X!>I4:M^Q.KB1( :"T9Y"Q\1G*W MM(;/(PR]:2?"YZM)#R"-@B 0MR-(=7_B4%B:D?<6:&*QP)*9T'>I!48TFMC& MHW<.3Y"&(/5J'*Y,X?^3YI^+R=V7;#J9U_'P>7Y]8C&QDB 9]#(0U&X@C-HA M1J!L;@<\WOG[=%X^+5'I5=(;/[''+3SL[['O^@0)$="!1'!N#$%A=[8>*;%/ MU@L!QZE*=B2GO#^$+D/ZH](6QR3T8X6]IW#]+]$9VL1%YOOAJO4_7)@8#X A M6$@(:=1$F(=@VT(G!1_2$;..%T][I/,.X6@LL'>3NTD=>3V_+@EJ!]>4"F:E M0$91@^RN?1CRYKIV+T=X'8NK)1J-I?5ALO#%9#'-RFE^6%X_7ID0!*C3S"JM M,:. 6B(K0X&7P#2O,MYY)&\/$FN-1W.9A?W^;:TQ]N.5H8T62"L(4 Q9"+"" M5%=MY%P->4!Z IFUQ:.QS-1\AICU(K3T@0YTY;.I_7MU\".BGAXP:3R],>-AI:!=[PZ0; M5,D\+-XN(X@Z :/QB'R;3Q;E9#%[FT[*M+Q.IVEVOZ[AFB_"=OHF+VYW%>]C MDM1%F4Y7,;YNFUBWC%]E >1T]F%5+@-FZ>PZO=O\^'[S@+ ZO!0]-N3K$^6, MXQQJX)F@B%,,*O,B GJZ&N&O8Q MH_6-5^-)[^56^+Q8-^3JYN;J9NO]^#:;?(IIP;/UR(G>E>O $E6N1]5#O_;- M;]V_*6$T.G02Y1"PQ&B,D$451HC@YBY5G:NNG4]E)T?S]"[SOY;IS6K^-KMI MEF#CX?;H+\,Y/P]\GG_=..DV?E_"P^7 4 M&&ZN5VO\VPI?4P.K0$9S!$HD'2U+-5B]H_\4ZFFRZN; M<"5_6/(VB/B ELJGV%I<5Q_3S_&@]WPA8K;IS4]A3I;1[(5VZ5H#>+ M:1&_M.GFS_T'^@T>EG B -&& ,U"IRDR" <57*H(FQ8M5@PXZD/AP1![X,:I M4[>-J8;9^R*]S0+& 7'W[U5V%Y7_4U<%>U_D8398?H^5KY>/&_:V1DVPUV]. M$%&$< V8M(IY3H$"<)/RCP#,;*W8H7YZ_E!\:&\WZM<#._R(Q)DP8)Q"7E)+ M*K@74IT+VUP#K%:C*V''?UX\B#KAT@!-Y38Z1E5C-8 M9<.,E8&'K&K2L&I75Y)\,<#\.'C&$YP,C(/4>!C49PR\ TJ*J@:&$PC2\;JT M-L!^3Y1R,PS.1X:CSX '.'(28Z3#4&.^\H] [IJNT>#%IT\\A MY=JH[PTP/Z[OO3!,MC<=8,X,LW^H4V&/%1Q3HTXG<6O1]J+.6 MO2N[_AYCG%X)*Z]Q=X*YM"C\ZZF41@!L@">[?E,_NEQ_O6L__8%W]YG:0PB^'3HG7REJN;'5 MN#N1AC.E 2:*:6^U@-S@JM]:PQ;VH<%9T?[DMGO QF,>6JOJAXQ#VP;&_WV: ME.E__\?_ U!+ P04 " #\B6U0_?2ERTRR 0"*NQ< %0 &)M@I1U6I MHDKM64>'(X/*I"1NIY(:DEE=\E]_ 3XR4U)F"@ !DIJU/6.5'GF^\QW@.P?O M?_E?/Q[6UO>LK/)B\Z]_?F_DZ\?+5PLMP_9IK90F:5UMK+^R.M[ZV^KK/K=NBV+!^MO1?E[_CV] MO&S_R&J^6.>;W_^9_]=-6F76CRK_YVIYGSVD'XME6C>V[^OZ\9]__OF//_[X MRX^;=.(Y_;GZZ^]4J/_:+[&.=G__WIX_?&C\O\TU5IYME]J?_ M^=\LJZ6C+-;9U^S6XO__UZ\?3J*+?^:_\?,FN^-\?\G*O%A]J].R_IC>9&L& MH_FT^S*[/?X1Z[)\]@F:6\>HC3V)>\]_ZR+[J?I%_^AGY;8QWHGKPP=F/.MNLLE4CFL\^VLI7 M__HG]M5B6UW>I>GCXL/F>U;5/#%5.+NIX69%_K[-ZZ=OV7);YG6>5?"FJLMT M62\0]7P(D1][P/,)M+V$."A@'F.*"2;)HK&PR#:7OW[K\33?,F;Q3S(LO>:_ MS*IB6R[;Y,6@\MS=HO^?!R O+ [32CXW?EX6K!1XK"^?!9-73^8=*XRWXI8[ MYNHQWEYU7)IO6%V4I^L/K$(JF]*RNOICDZT8E"_K;'7'OJI0L5XS!2K3]75Z ML\X604)BCR' !**0!M G'NRA. "!1;U+8F_V8R, 9'IT?2+AGNG6.\S6 6BK M0=UT\ ZWE5;6'KGU6X/]= \?,3YB$CMY:.3$UDQ4C.BN"K-G%-AHH.:AQ69= M+$9L^&+Z?/-0+F5Q)$]?MN5C467P1UXM8A G*$S"!& 4$(!B'^%=OO#L6$2D MS:.8I5+?/%F=#ZPR8UX(:O8(,3LOW/,*UQCJ/=](K;J)NF9^[9U$[!GFV43N M10;FE#5YU7&[K#J8Q".I=;S 3)M?1_2S&+O)F\NT'1I'.#!V365:.11SS+07>PUHO3"HWY(QTY]IS85KA$P[XTB9R[3F M(C9BII6(G)%,^XQ$39E6+3#O+],J^CD@TPYA5BC3?MG>K/,ESIB5O*X^90\W M6;D@!+A> !P?!'%,O1C:%/5VV'>$)A35/]UP9FPQ63TH"=U4XTH@;WEIMYF6RPM'"/HE-P/(G,&,CX,?Z&K64G([G6YK>H79IR81(@D,8YC MZ$. O-"->S.^ZXO/$*I\N&'1;2"I:*X240*2:YHC.<5]3H^*X"KQ)*&WIOG2 M++[[, M^E3C(ALKE<@=Z0?*%U4*V]IB;">.V:NUAJ^040S&12#33QT;S4,)4\,12 ME1*=I_*7V=C,(*D9=K 8K9T;W37\,=]D'^KLH5I$D%(OP.(@YKI1;OW'\5N. V2W$$L$ZGSEG%:<1ELC%0C2'_<0[BO7M*9:/ MVKO<5ZS@YK"]Q:J\BBHY_)[F:[Y_F1;EMW2='3EX@G$<$Q_%B) Q+Z-$C:D MZD=0&(0RFJW!G&%UWB&\9,/(RXIA_&+."*-&UNT<&A\8EF 8T<5QAE&3TCD\:",P_1-.=>,5(CEQ-4_M$'ZOT" MPM?_E:U^X9L&[2#RXR@)L$LB)R#(04&KZ,2V(^P*;8JP6!SNN9HJ3>$8M#41B'CIIPK'">"LV MH8T?F3XL8@ABCT0$VC%P ?6=?CJ6 <"Q9^O71B&SXVKCFOTK,R*.8ASK%$?M M])H41PYVCN+(<0T61ZE(O"=QE'-,21P5N!,>B;=SFL>F/3\7#-IC6J9UMG[Z MFCT699VM]F"[OUR@"(,X"!/D)0Y!4>B$(.EQN4S$9333/)K1IR?;9>/V'JG' M_;K$%+#F8-Q\OP=']K$(E.=SOXG!T'>G"8OBMO0-6[\'%@9*//.X?RO6Y MB8#1XC@/41_1WY=3!2,S+;19;B=83*^J9[,5UV6ZJ6ZSLLQ6=?'7;,W^^R&M M^0\/KC];(!1!!P9)'!+LX!#;+G5[2(3!$]XV9QJ(ZY6O]WC;^<3T=5*H M"^N>>7)9%Y>]+Q*[NHP'[7P*F%V\Y-3_2(X^+-$/X/,P_?5%F$22P 01D]B1 M-Z?(J>W-,Q]!L:*X6$W2 \=+PKYOR8!ZM&2ZB ! W M""!%GD/"* V+OAHD>CQ>$MRT8%0P&R^RR3G\TTUYM MONX3.%\#/)*[#P9TDZ9QE:";3^RFHCUMJK^P#EH,=\SZB;OVYWE'>[RBP'#4 M)RX3I*,_2OGPFG-#!<6 X+[_$F.(\QJ+CL$Q$"M#'HJRSO^KZ697MY^S>F^6 MF[S:G-[<<.#%=>/%=?&I\V*1(%8?.<"/ , P"HPY'7I[;T,6-:"?BSS2N MMNNLN*7Y)J^SC_GW;/6!I;7-70NQ\X>5_Z\UEXXZU]\=J M';JP6I>L9X5"YY3!'V&(HE[-$X@=^3%%(81DTL/W&+(K0:Z]37C335?YTU,U5*(]JC( M98LI Z*>&%['XL)J<#<7673(9Y,")#D64'M349N7L!OS\H2&FV555*Z?C^^? MGX/LOLO^];>\OL\W5YOL/[*T_)S5*"W+)WZ1T@,?XRR"P"-3"904?'KR!K\5K')K"?F@9R8CQ,S M,66?7;CD9/[5X9^7*\P7AT%<-UK576#TC>%G>M__V,+L)Q?6'VU@F:L6]_5E MY,=-"3J"22+<5TN)NQK)M((O&5BRI!=WY?%]NZ>LM$+!UF]1LG& M(SAQHS"BB>^&-G4<>X2IT=$C MJS/O3!/4B5-0VH2?9Z#.;8O[W:2CZCWD(^&@#4Y-^IO'>\I2!KQ72EBFHF @ M=W%L'3LOK\Q?Q^9^E+)&AZTI?6YO'NTI=>[]73EX$H&$A? MIZ'%=A1'CH_\R&<1 [[M^Z"'%KFNT.NAHP*:2:(RGY4&Q$Q[*AHG7+/(/X[] MSC*.X30S//3O+K=H<%D]H>CB>V@6600>B'&(0((=CU+L)P3TYI ?(W=1%W6Z M'I89WC0BI?8[/!K5_II_J!Z-?YO18;JME4S-6CP/]5101&%2YZURXFX(*IKK?9(@HC[/L84)L@/W&0"T*_AT2]1.JQ!:- 1J]A.32KP3;^ M"K1$?(RM/)L)S=Q6G/=1GH?=QYY M,U#&5H?EF\)[RBX:O=:Z&JS*^CBKP'MT- 88(P*C)/'BB+C0=OL3L@B!V-3. MI4&89I!SYK+B*Q'(,59ZS<1P%FGGU KO.T@[YP)E;%57OBF\N[2CQVNMJ[BJ MK!M2-_IC?74X8X.KPU5=5?H>J_]YNZ+L!=3U ,(X\QTY<&$>[ M";8@270LOXI;&V$=E@O$<1W7N 8KP>\PB39#K78=GIN2#I%+>I#-(*%H71,> M.:YZ<\WX(9T\[U M!DU7RM+6.-YARM+G^Y"4I3D"1E+6<6 ^@+:-;) $&$.<.#@*^D<6L>U ([-S M ^#,9C U1B92C)B!]&,^6 9RCDBFV>>E.9T9'AX;7:EE6.#?83X9Z/"0)**# M:]7,P>'LP3U#P*^TK181OZO)]]W(]F,C! 11 MA!&TB1L"X+FQASI0Q*&^U.L]AJ%,4)-K.P5M.DIZ:_$1 C3YW,]LSD(/"XKN MU7'Y:,]3]DTYJV-57)7CL5;$#_#% +@HBJ, Q@D"MAO"/F41:(?^F*OAXJ@F M3A2S6@67B*6!^9S1PCAY.IGG^6AMP3*XZBW?(-Y7QM'HM^;5;E7FQUKI/L"' M[0!%=NC$3HSC !,,@QX?&T7%8ZYRBZ.:11Z:S^JV1#@-I*+1(CF35#2W,]/: M@F5P-5N^0;S#5*3';\VKV*K,&UW!/CCT$E!(DB@!#@DB.\!>A),>%*9R;UP; MAC*+I#/FJK5$E RD%;,!FDDNF?X<];"8Z%ZEE@_V.\P3 YS5L3JMRK&>C'!P M;:WO0QP3)PXC$(8T 3$FSGYLY, A*]+*1B=8B1YXOEH?WSI4W!#5VO5Z3BJ[ M_Y>RGBK0_AZ44\4M*8U4YDU4#;_E=YO\-E^FFQHNE_SQ %8.?"G6^9+9W#\L M'4*?>KX3>R$A$2*.ZZ%N>VGH(8(3F3I8DTG#]>ZW[<-#6C[QM]T/ %M[Q%8/ M64X.=1$N)H83<"TGA6]P:_W&05H-RO\<5Q/%J#NCB)JYGX<>ZG;JY0ZN%VC1=2&82SZC)_DIYKK:BT0 MZ[<>RLC]Z3D/9_J-(F'SZ!^JX LMC48R]R_OL]5VG5W=?KM/RRQ)*[YK[>$Q MVU1IG1>;;S7K:U>/_,L*+NO\.X-TS4N5?4?T Q#[T$<@<4. /$P=@GM@,0". M5%U@'H[IFJ'SH"D:N ^7-]P)Z]"+"ZOQP^H<8;5_YXID&3%"[ 1+C'F%3;+\ M.(C2E_3I(>-E2%FR7\GXUQ==F/918@5),SR>KBP93/>YDF6\6,Y#KL=T^&6I M,S;7\FGAUTV9+0M6D?W7!&G MBR9\,TH/RJ0+Y0?S(9U;@AC!XY,98BRVM8T<^'31^6GM'K2WW]-F(Q&J7ZMQV&H\UCQ*&:&=:!K%S*N)&!KE'(OX MC%*:J= ,&1&-UR[FEA"G)T1V1#5VK(:DTZZ?-DG]<"C(%^(;;V!5;1_:[[W( M^F&5>C[T0FS[$4E0"&ULDUU2= ,H]9CZ4%OC[0I!:75O[> RJKW[,.FJLLM5]T*;E9_S59W^>:N6W3A._'R:KDNJFV9[5;D M@R3RW=CV8!Q!S_41LFF,@B".V/< 1:)'#DQ",+E_M4=M'W1PC>3/K]&)Z^U(31V!75BZO;VRJK^8ZTCWEZDZ\;ZXU2+4@ M"(B<.*1>%(8@!C0,.X.^@SVI]CP![]R#D38 M=>P0(NRZ":;0LW%G+O1M6VJ_OK(1PVK4X;(:8%:/C-48#)ND&*GS*"9%HU H M)T1J[!G1H5/LG%&AP83.0X.&NU%H;FC#]0<7#VF^61"; MLEGA\X"<&A$_I@ M9S#PX6 %$C0SD0:UZ#2HD"B;ZCID@$@]2O06AZ-I40M$4HTD:9VO'LDZ(J!( M2MP(C]+J^ZP\J+\^90\W6;GP$A3&%$0@\1//=JE-W'Y(".P@@%(C-#43ID=G M')6UWL.2') I\B8X&#-/F>1 K&'KV1BLQ33V(.PH,><&8,.8G(?0#'7BY!';FAX[I1Z-K!KN**()9[C&N0H?'4J0>G."8;1J>L.AEF4EF=Q$DTK$ZO M"1)2IP&\SDV=AKAR4IT&\R.J3A\VK#=G5?TUK;-O?Z2/7:$60$A1%,(D@4'" MG]Q%GMT;LU$H=W9T<406AS31 M\.PX,V=$9R"5\Y";H4X46IN7AE7ZC_DF^U!G#]6"XHC:KAL#VR:^G81!P"\5 M;(TF )/!*_7BIB9:K>< K0:ACB5["68'+-N;(57/TKT(G^.MW^^8DEW#EZ=X M'EJERQF1M7Q5CN0';[M;4*]N]]_LD3PML./$((H_5(65<4?8]SRS8;%K?5U?X_"1]59;WV,RX[U1B1;>=RW@_/\%M@V M$KL?3C48/,^@T,!04Q#FH83ZW3HY8-3*F[PZ[BSM<#1-$E9,LA=QQ#09Q:R" M]" $$?"!$W3&8R>*HL4FN^.WGU^K2.0@RT)]-F[[["N0BCK9YC$KWUCU/1M) MU>Q#V]W:_ A+L5GE?$%653.'Q4%6,4Y[H244@OY<]-)/4Z= M5$F-G*EK)+\[VB8V17$((P\FR,61Z_A1;\LC.)2YRE[-@E1M*']O_65 MX>'X[ O[,R9XK$@TJX%"/*M*GFZ*ARO0945F# M7*]9;RO3]=?\[KZ^+K[R W[YP\&]]L!!*'"\*+)A!"'Q/%8S=A"@;;MX4+FF MP?X41=OGHA8KW%B=D6_2S3)/UX='\=37.(>'2W[-"1T T2"/PHH9[K M1A'HISYA:">.VE#;)*+1AN9F5F8&AD/OLLUXD= ]1]DB[Y-AA_U E.>YR'.6 M;PTK0'KB.3?M'L5GQ;4CG8R_I?PW#^7RV'0M7"[+;;;JMRV]W+Y4+1)BP\1/ M: *"((0.B(FSK^"# (LLOQLS/M[>ZH.S9A=6VN)F=70+^&+WU7[/H^#$A+FX MG%?[681$A[!W@*T/NUB\WE Y>2Q6Q;*9K6J.A,X[)L^@3AJ;%]F6L]/D4,?M M,J@J7T>2I7'JI\V+YMTK1FK">A]O.+@9ODJ>CM]+VEUJ0['O$#LF@./R@.-Y M'@HBDD O1+;KZ7RC01\JP_E1Y"F&P]OW*_[4PLE+B]4NUQHQQ&+CIWE&5R[5 MCAS82=Y2$([#F;'5^+&>Q_AJ K\E'T PQ;QHYD'KM*JN;O^6L 2D%D M.YU% &6.B@_Q,YTBJ1T6GX0I0-4R0";VG1IDA/S9UB2U29);F>L3K*>B.B3 M$CO"(_6LS+,*?F$-(RO+K'T-I#L\:P/L>1'PPX# P'8=WT9!;Q&'=ZDM:UODR?TR;C4+(ZN1XK!.D3TQ&3)/W##YF6@$=Y26,[HSC,9YZ,U 'PJ=#4M.7[YF-?OP M;$72\C+4B4)KZY*%3TA=27*E[D/]WTQ'3WBJK\K(X"48(3ST8YDIQN/J!G(@EY1<>Y M>65EZN8A' /POYQ#'LB$]&Q,-VG=6&S&5TZ$W,2U0T(BX##C 9.HWI[G$: T M$R-M9:QUK:Z'#)F"D6=0,O+T@KD+?/!1EB /'E[_5N1#5D"^LT7Q.'[+VD0S')QZFB4,B MY+&/#ET>QX]A2R]Q2'VQ8-S@6BX-1*D[D*!*3"F/LR(F$,#%&U.&0A#.Z MH,35/!1!#7JAH:VHJ4 G-2&-,:%>"&PO0K87>S0.>R,(\!OLY'5 \*/'4P*E MXD&6*#DU,,"1LAY,4B\\)T) $R09FYZF4JCCT/*+$VQN9P+EF'&X7F MEB2AT^3A<5T\95EKCK6?^[3*6K,VZ#J$7!BX.2>S&81(YB==/04&6+X2> MB-=FS/1.G YBWU4ZD+L^8P,)]=%"KH"0C\VKG*"_3:F*LFOA5D+AQ^983>EU M<"TF^0)\G))^G53.( 5H=:[YXV:YJP+#T,UB\* )6M[.0(Y,0)&7:! 1^#,;D1/T862HRKLR: MA'2/P9Z:7*NQ*";0)[P^)57GRW1M?_RG?Y _;AWZ@!A&-$ U"BB-(0F!',>D_G[IBVZOD M/]5PS^_ B'=P24[>[N+FZ)#KY!T./9N\A3KU,\]/=&LU=J;OV(JXBZ'M0J)S MIS\./I\"%$SZD /*[1-K/3P(>G^K<2NS,H'.KX2Z&M@NY?4WM)8OL3YHQ@9M02NS(!RX)8CL) MW6AW6"P!,);:WBCWR88[>7O'*4>CM,%1DJ7S7=X\07+=7IP;(SN:GM%P9D.3 M&EWSV,^DB+W0T6 D3VHIW]2Z1[=9O=AXY40X2A!V8( =V_&<$/G])1I)%(G5 M#9,"'%&=E#9=3A,U,9F;?<#4U7*2': F^#PCNY.&;Q[J/2T%+X_031\/\5M( MJKK,E_7S^]XP1+$3$8+BQ,6A$P<0]//.B>,[WN)[5MX4XM>0J-B0D8=#.,(J ML8=E548H& MD>1%1P.8$].7<4B37*$Z]OC)/G%>6"W.B:3G)&-GY&P MK*K!)7EB4)4Z,24:@S4Y'3HDK(4TD>2L!J9L893][1$U0FBB7YDI2%PS0I*X,DTQ/OZ!"1!TD29N9/LBB/Z40 M2BP(G73:F]B6^>:.>1M>WY?%]NZ>Q=#O:A7?(X1 .W$#ST& 1/RJE-ZNAP/Q MTZ]:K!G6D18:/R@86G4+CA]0\25.].@A];R\3,.GJN!<6(>T7A_0JG)B2@^_ M$L>G1N=9[2R5'K[%SE:)4')$X/73.8-35WK]*4PU/)6T\*7,B_*Z8-;"SAJ* M8S=AUD+;\UBCB),0]>_MXB1.A'9Q#[5A>M:* [+J@G>84$67%%B347NSA*EK M?,O;=XU!%M8>2*:'<(Y*JIMX#R153 M\/,LG%)Q3=S-0,EU>5+H;UE#IEYVZQB>^'$.TUW@L]J>5RF<\UK+4= M%*65#&\E2CV_6UKS*48@ M<6$ (B\&ODO<>#=BAW8D]=:8W">/U?N5UL0E29)2 /\*&K )(OASUAX6P%WB:D5N->_U'T M6YF(*W#\)^H<569D)93%L:^FO9@ M:"68ABJK M#&6*VFJ(.BWJ*D:AO+[N?1916 6&9J:Q*AZ<4EEE-F1UEK)&TAE*HM#SH._Z MB>T0?I&QO7NME?@@5IJ;E?CXT5668U-3#!G2Y#36$%]#))9#&JBP,GRI":PA MWG3HJQA_TO*Z]UA 717HF9>XJCAP0EN5N9"6UOQ[K^%^'" O(K$=1#8A"4C\ MW6([M7$DOI%<[>/'EU:&35$J)$B3E%8S? V25@9IJ+1*\*4HK69XTR*M0OS) M2^O.8Q%IE:=G9M*JX, I:57E0OBR[-U^/6Q9&NS%RSN9M; R0'6Z;5, .1$&_%V_.*0D!"".^_O&:)*X0G7=<"O3*(_: MO?GJ5"JKCP$6M>C/-)?9G^)'3H,D.9VM"LGZ\;8.*3&CJ$1=K45)Y$,81"CF MHU82!I[=/TS"-R -42%!"^,I4,91#=(<4=*4],8 7P.U9IJ+3H_2(BXQDC3. M4EYD?3@O+4J,:'N#Z-0+%Q_S3?:ASAZJ!4D22A'R7!"X2>RZKHWZZW*H$XBM MT8X(Q[1@'5Q\?NC#X>WGULV3=?2"].9 Y6_<%ZMQ1O?31!J"*:B-\XJCI)". M$\)I7BQZD_AS4CU>5&>BZR,Z+/OVD&ZNA3,&O^7_OE@SZBOR]VU>/WTNZO;N M_V^/Z[Q&Q>8[^Q$#^Y5#=A91 ($7Q=A/0H)@1#T4=H\ ^'8(2"B5'W0;-YT- MFF=#*@[-*CDB24'7SK6@?$])LZ18'T#]_ZP6K,717G2/&S6 +ZP]9.OKV4"8 MD65)0L^)L*G8S$1RC;GW4F#-\FB\ /^\Y<."J]OV%02XK>^+,O^O;+4(/&+; M(0J!D\ DB3SH1%Z/TPY#J:/7XZ,;HSROK/3QL2R^L[JM+JR;S,JK:LO^D6^L M9?'PP"2B?4CN)_:-]I65/X]4B*L'U7!=/DH\1R[3+ZS6*ZNX[=^&V3OV3LKV M4W$Q4<4/;@,SR3#3^:^KQM<4">,YJL7WH5'7#YLO69D7JP7T(Q"1B-@H) F M. Y=9Y='L2TW9STJLI%R$\?79J/'!I?%V[#UR'YW@HRD%D+#V$[L8= M#8R+V',$JEAA-Y/%OL>"M<;9:KOD?WI=?&'=_I[]>NL%2]5+]C?I7;;P880( ML&,G"D('NSC"7C^1Z=C4%5J0F1UHP_FP1VP]MI"M58^93R$^=JB[U'?!!VX= M<)E[_V=$I]"+##/".^LLN6L\G<,6/FP\O<]="KVPOKS[QB/S L6,<,LT(L7G M+.;8F 0?R1@O4$=JK=FVE1F*7=A#AI'CC#(?H0.HX1JLA]C.AR_71<6/ M'C\T8*U'CM9*:RO;K/AX-$N7]];?MVG)#(TT$Z$EUH9G(\8.\^BUUO-&TKIH M-3Y>[),C=_.=3$L(!,S$U(3.=O+.IR>T4J%KBD)_?*12X)7/^7]V% M$5_SN_OZ,&T[@0=Q$/I! @$@%$8V0#U6ZOI8.@>.CM!P\NMOVI"=69@X;!+I M;-81&W_.H#E(L+M?I?%-932G,7WI#M!;>6NR!C&CA#4=!\CC,Y4@)F>$6\$ZOL^+9W;KC*#,!D> M6)F.T,0)Z%UM1SH2"Q-CI"$AGU&*&=UU76.@X?P;'_.0'X]Y<^YKMU7*!M!U M73^(XL !,<*VLYN>C*DK/]XM&&N3(Q\GPP,9HB$;/ M)0RW"*!G!YY'(^0Z08 Q",/N.C/?A0Y*%M^S\J:0RA2Z(<@HSB%:V?,0 M?W"PV7K5["BLTQ_M-UKT5KI96=D/-J#,JXQGC>*18Z\&[D/5'BV);#%EF-03 MPT[P]]UN=ZCA;XW>LLO6';V<2E7NN+-6!'"T/7)/81#=ZM 5V M6P+W$RUXL9="G9LQ_G!K#5S8D1;(?VI#]5W@UM M_Y;QE;=L!=E ++W+^I\W>T86/G^\SV78:6R'$8A#[/1EDX<\1VB%ZUTX8KB& M&3!>O;#^Z!RSTM:S;D/C3]MJQ2=%V^I&<"S[+H(A?,)DQCY,.^E:O3'K>M6W MK7/9MMI?-G!A]618'1O[G-SP\8_4^F2/J,S8EWD<6YE/:Y0XSS)=5,^><7D' MC6T&]>6[H>K569CW %IJC0.NFY:0K8Y7S>0'_S);8 >PLCGDUR7&Q,:VYR9A M;]Q- ))9_=9DTG!->%W4Z?K9=!3[1U6_FK!Z[,0R/6@(<@L7ND(@ME0Q ?N: M%R7A<%T]9]BTKOS/]/0Z!:7J2 M;;+;O#G/<0P<33SL^AX,$0HA#0$ ;G^QGV=[F"5V;*XVYR]UG/2X(EI[@SC9D:3VS%"Y\:X JV'XS,"/G(0YR'P8SM= M3-IQ#"2(S_PR\HK7]'PD4#55Y>'/$:LI/Q?U?V3UUYW4+6('(P_:7@0]+_88 M:)OV>V$]#".I>^ZF0VDXC?RZV2>'YWDD>Z- G%LT-2:1R0.I.:_L_.DGH[@# M_)4(ZRFKK;T/%Q9\X*=J9YAS5$(R- T9;0;O*#.9Y4$E68T0FBK!Y\@(I5X)P,YRFI/ MMQL=W0/^U$+?,JNJ_3QO.]>SH-ASH!_9"(:)';N>34G0PZ2)'TB- M*,<&9SBAM:@.U]*J9O#8/%"55E;*_G5P^_#!TIO:X''TV H.#^<<5KETMG/% M:GUIEMJX-]9S=]HUN&[IP_JI@__GB^-Y[G $.UL62P^B$RPE^"Z]] M#)U?C]PA;.;O6C%GW^U@CBO:(L2=$6*MO,]#7/6Z5!ALI[+'V]J'UKO['UG[ MW-\!V3VS=/7'ANG(??Z(F21O^,[FY=^W>=E>[545FP7&.$:(P;!#FM@D2&A" M=O+L %_NE)IY/.97H M*?FUZR='U;OB+7SQ/HRUS#*GJF:5S@''(T:(ZP2 MIYH&\WKV<-)X49O+&:,1/7YU5&ALMH7'->NTJJYN_]8<6*FO6H3/CAKM?EAU M/ZV<1>#$ODLCXGJ^#;T$D@"##DL D-S;[V80&)]0ZXXPML>[6>HN6]'@%Y:M MBC6KPBKU48^9F @.@R8/A^2XB./E >A 644GX!_$ZU^Z73A[/,#)54 MR#TW=C(:K)D,ILSZ^')T-0*C@[1Y]ZAMMMR6>9UG%4K7ZVR5/)%T>?_\=Q M]A]9:-G#YPF_STEBCXNJW M3HX0L0$J/EFPM"GZP3OE^Q"B70BY&Z_^:@8*+T.\K-H;">J,E=^,OR)9P"#3 MHAGA"VNI65EFJV;ZK[VH"&[K^Z)L=H;3. :V:Q-$;)JX** ^WAD%=@!EY'Z@ M*=/39CTZJVHGQ-,=-'7U'LJNF#2/2*R<[NXY[1896FS6'MRX4GJ>J#,ZJ8GA M>8B@+F<*(ZUPB'Q]+KZD[1ZC!4V08T-B1TZ ;!>S(CK>U<^.ZTO-)R@;&5NR M-H7UF/;;2G7,&ZC3JZ)K?BIL*+NNK6Q9C\)4OIE95?ILOF[4$?IX<%LO\NOB:U6F^ MR58D+?E,+=^#TFYC62 ."1&?.@'PDR!V ](?!@@HLH'<>P\C I/IHDJO0+2[ M<_BNPPX[Z[/-V\[P"GW@FP[+#CL;B+?@V7<>V0=FF^;ELJIFY37?KLAW)78; M%+/&-\D+EL:,MIBNSC3,1XJ8PO%B\EXF>>2+)[NOV6/W]O>7LK@KTX=]4=XJJ+. M(8D3 F*'1$$0!ABBW6.K(79*S+"FJ(FKO"V MW+T2VDY:+&PV#, @B#PG3FA@.S2(^^-)(8B@/4 .5]).K6=VF M.,C^%E^*VB;']?RE3=(?"6538>HM8:M*-E@N-BM^^'1%\TVZ6>;I^L/FMB@? MFM'VU>T7IJ>;FI_K2S=/5YOU$\ZKY;JHMF4&;_BD'QMO$^K[- @<%X1!8/M1 M$ * MN.H8L"WWYK4\Q(* SNB.G!6SOTU@%\:P_6^JV'^Y^#^B^C[*#OLG^] M[+=Z.#W2J4<.UK0]?FQGBTDZA.Q)6U5@U]F/.F&T_KYP8YH$E(01#KV0V) X M@=^\@/J4,N'G_UH6Y:/5^F!Q] <*\ZU.:Y47 M+$8)H%@5-K?8Z95]%L,ZCYIP M5(]?G3@>FVW17/$U6V;Y]_1FG56[K(1M' V&L+&$@]#S/=&I M>I6/-B<%!VATE7C27?H((V>ZZ!#^YM'E!GE0Z&M-Q1"N*8>CN(=N)(K>>-"FP"=6/%0 M.4N#& M#9B8*LXV5L.E5"!,9O:T::3TW*ZV*2(W#]V>QO67.]NFXU_HYJBK^CXKOV85 MOZNJ9D8[ZYN[?57\*>-GZQ:AYP'/3WPOL6F,*:'8Z4MB@'P@5*1J-FE8U1N@ M5KE'*G$?D$9>STOTA)3*B6_+Y@%(:X?2VL.T?FN!"B9-W5Q+7*\T#>=J-RA] M+)@*\4W=NZV#S0LUMPWD[+")LZ_9?V45GU^^L!Z*JEX_M6?RVV/<=<;_Y.DR MWURV5TE>\(_Z?_\I8L/D_W'] 35?.?_#6G.+?QEXTY(PQ4<2H*$8S>"^) -. M%4;;M>1!Q'6VNGLVG[E+@Y^+^EOVF):L;:Z?OF:/15EGJZ9M[['U?UZ4-&-1 M2-=_+1XR_CM\>05G-_4"X3AP'(=&D 8.G[HDK"#'4'DNU('&J<&:WIU*BOY M1GOK[]MTG=\^<:UN>K;UV")OGB:B?_V86.SSFFM\EDPHSKPH.].0BPV#)L=I M+CMWV*RC0Z2+YG&JO7]6[^"%U6:6O8\7;8MH_;.X@\VOM(N;W,>1#WX:CMB9 MD==L&LL\1F/SH>/E@=;9 )L@3<(*\8/M-0>^\!/B>S$(81@%":0@2M .*'8" MH>M_)X1G.!4>CER.Y,"OB753E&7Q!S^.-D7ZDPOEF G/6!2G27%6_T%I9>T= M>X]Y[3 PQC.94BOX1\I=:@08R58#8B&RK?C;\CY;;=?9U>UN>TJ2KOE4P[?[ M+*NO.9+]]A.28#M -"$$AC&P01CP^VR:[2>N[;M"+W/HMVKZ_$0'E@^9#K< M-GBM!K!8$C' ]_G<,"W5JKOTGC%K_=8@M'3MP!/:D2W%V8G-UV9XGWZ?M2&_ M"M,M=I DMH\J[7;ROH" :"QXX0XB1(:^B%$<=)#" ,_'J"*PPQ/(HS=0VH[ MS(.T<2#Q2O(X'N>J"OF2XKF(Y%GFQ'523P!F*96:7#NOECKY4Q1,E%;W=%W\ M<0H$M9%#*?&BP*&8V'&,7-R!\$A(A9[/-F1Z$M'DH"V.6I-N#N9?23G'I%Y5 M.X\P/1?Y?(,^<0'5%8=92J@VY\Z+J%X.A;>=]^]%[P]_['>Z)YC$2>P!&GE> M AP',;.-R83$('1%[Q\=9,/@CK_=V^\'1Z^F.Z9QCJ5S^ZAUD#N/J30]KKS< M4:V/'^D^E3P=CB-_*8OM8[ZY:_KU(G =:$-(TB0ZT8!LOGIV]:T'P.IG09: M#)K>!KWK;1=\K]#S.9<>:9<898]]:.%;4LO&HEI5TX:P;%;?SC GHG,ZB)^9 MWFEQZ93NZ>-+0?]V7_XUSTKV]_=/'[/OC%Y^I@7Z)( 1(MA'B%E,@!\&G7'H M4R+UZK8FDZ-IH+4#U]R[^QG^N]J!-TU,2VO?6"0K5W32_)K6O#.,B:F>#LIG MIWM:G#JM?/HXD]:^3UG*:\UF]?4UC.[01DPB',5Q"&R($X^X2>)X/0:*D-"L ME!G+(U:#AW@OK*-]6.VTG.982(KDZ&'0J963''N3HDY$-+6&8&;:J=>W4Q)J M@$%I)?VP>=S652/<3G>Z &7/],64NSBP(4NA*'364P /SY=SN@/B&AW5OT@:M6VBG8F6)(V^F3JT&? MA.E4UR<33.K2)W=&^N0JZ9,LN_/5)VE/!/1)C9TA^N1U%@&Q8Q+$41B&48)C MA^+([RRB.$C\X264J*4)2JB]1GD:-$J84G6-,L&E+HWR9J11GI)&R;([7XV2 M]D1 H]3845@L.!AL)FF55\TTG>U!-V&F*84H8@-,/W%I9Q4'$5)=)U6R-8V(_U-E#]ZI3-70!08U]Z94#X\3+R=H!'*O!,_4ZP3%^Q!8(!C$[,TD; MZLWI)0$-+ W86\4[;-=?N\FSR ]]$'JVG3ANB'W 8/1;4+ ?AE!)WX88'%'D M3BK9L.G^071+"MI83"M/[A\*W,33^F>XDMO@ID[US&1.BTMO;W@;RI?PO0-% MR:^>@O4.PQ$P737IA)@Z-/*Q[^+$A5YB1ST"0L-8Z R3";N&Y:^#:J6U=;R3 M2EX/H)-Q,>F;BFPY!7R3YXD&K1+LG=%$$S&8AS0:\>SE.7EC[ F_E9.6Y5-S M;5I[$K\5Y],H-QNW%H%E/( M*1F64\D>X6SD49*Z,Q)I*@CSD$ECWKU\0L8HBZ)R2:HZ?TCK[.I60+%]ZO*M M?30,8^!&000@"'<0G$#J'GJMAD<;6,N)I%YRQ11R,E[EY+&'R8_.SJJ*E.'O MC$8:"<,\!-*,:\4(S5AU^>3((8_=35"[,Z4H?>2E;_4QWS2S M4BI 3&,;)] M$$1NA$,0T'X;-"M[$\7U%4-@1IR;/+7Z+SC.D# MGU?Z+_:/95'5LON*C,=)4/_G%"))_3]^=^O^VRW\4\EAPIL?!G)^3OW'"N=, MU'\T=]]^M\\DS^+SS-4]W#17RY"_;_/OZ?K909[]&&5!0Q("GP:1 WT'(!+; ML+U=)J%VB)'4,Z/ZK!J?6Z[NFS-O2_Y%ML8I")93XQVWS1<' M,)\=\=Q#'7N>69#!LS/,NJ,P#Q$UX->K664SS(G*XE^S]>JZ^)36VS*OG[[Q M%ZSR.L_V"!8$) @2&R>10XF+B)W8=F\7^3"6VQT_W)[Q/?(?-M^SJF[&P]4. MGW7/@%_6Q>5#!WW<3OHF;6WS1WL_3I +?)^" MA 2N&]J(=$-BZL21W!DZ#>8,5R,-P@MK(WJ[NTXBQ>J.D3F4*SA>OS8U@SKC M;<;.:)A&NN?.\89LX00A(Y"$G<6S _A$H MCH666#2:,RQC/4BKW*&4>*]5$Z/G]6PB,N7T;,>CNJ09HU?B*=SQ:59[!O?Z M/J^L;-TN"979(_O5Y@7X^CZS5@?7P_('O6YY%+XW4#N![NYQOS@$?F2 MSRSP-W+S3?-QMT51;XKZ^>?61?NSW2=4_5)!]1?+VNV"2YL-.(< \[Z=9&FY MX0_Q;FN+?7K7_?@39$R'FU?)ND?(6)>^8'_ULMY_LO*JVK(?-J/V8F,5S:/, MS*V'BF^ J.Z+LKYDMAX._YA[S1C(.CK8[ST4F^R)0;YFWBQ[V.U/'](G*WU\ M+(L?[;:* QY7[#\=!0>&-KPJ;3Z5_8#];I75=1>B%2=]Z"/"0HWS2(8VT+)G M\'BP9H<*8RJ@<0GL8Y[>Y.MFP'-^@C;Q0A@G*$8$1G8 /3MT^YD(QTNPU 3I M.(A&6PQ;[Q&/M2*F+VP:EL4FB9CFM;$#'][9 IDH^ZJK9-JC.X^QV,@^RZR7 M&6)<-%_@[+&H\N/ST2P[.4Z (P 131P'.5[43X4Y,**>3!888L>PME_SBF[5 MX9.3[4'LB8GQ6,3)26R/:A;S3FD MC\%(L,N*YRBV/1P%H1,G28(Z&"Y#(7>9@&[CINO1%J_% 3?O,EL<\O[A;;KWQ6K&2(FEMBOFV9CJQ8@5IG*YS=U%W3$=VS%F_0,HS*^H^ 0'*LE;UB)SR34=&(G@)7VR$_B( . M",*PMXI#Y$BOX0ZP-=8"[F,+46%Y<0B1$DNW(W&HN&[;H=.W:#N$5845VY'8 M_;]EN;;%ERZ7Y99]]G[9MNME?,4U7:_WZZVL9*KY.NURO5WQC^JFXPY76RX8 MAK2V[M/*NLFR#?]E)J)\[67#T%?6=O.8YJM_D#7:T\WQK05:#0UY1JNS.KPY MMC2KC27Q>?:;>F]D-ZD?N#Y$V 6A$U'D.K$-NW>YL!,CB$4/,BM^NLGY859L M']QX.=5BVG%BSLX*#V)R'M7O4"=>S05KX$2MH^Q?!/=I G#@QC'V''Y"(L(> M[:Q!0NU0;N)!U8KQB83]W%"3UZZ:;4D'(P+9]2E%,E5DQPR+ W6'@[(:5),J MSXX;8>F19W..VJ/@Q5GQ465%5'VN;F]Y2V)B8YXX.:F1Y\R(SAREY8S* M#*-Q'AHST(="9\.2U!>>SULS_26";D CC&,O(';D1AZ,H-?9(=B)I%:QY3_= MM*XTY4M[?XBDE,@3)2@C1CF2E)"&GEX])KE<[Q4=YZ1#F;J9R(8Z_I>2,9 ) MU7+DX^X"I2"@+B $1@GQ6.'C)23$G3T:1^&@DD3['&T6+*C/BTS)E_CVM\^_[.=.KV_TW&Q + M9 =L&!;Z"8A(8/NN0[JM*\PT"=U ;L.P!H.&]>F7LJBJW4,^Q2T_O5C<;9I# M(%"AZ-%#LNCP4CT;2YR%M>EUZ M-?FCG2]YP6NL[.PW3:_?U?&TH$EL$XI='V/ E#>Q0=+> 0_YESY9;+([OK'C M6D7Y!ED6ZIMQVS=?@92L,/K5X]V-GXT:HF*SROFLM:H*#F->5@?-LVU,"7FB'J<.JF)&CE35,5J$7L^C/AC%Y"X7A@A1$/2FXEHQ,:A M19VNE83O[0^7*N]V.(1[WF"^M+NOMEOF3$A>@+$*LF;7DZ'"=FD M6G5NU*G,V2SU1P+^>:61Y4%>4U"Q7K.^5*;K_8KW=?$UJ[?E9G]7V\(#MNTG M00(":#MA$!,O@!T,ASH)&E1S:<(P3O6UAWUA[8%?'&P8X'O86O#6'KVJ-.F* MCZQTC1F3@=*F)PZ&%5",3R&%U!R:N2FH;O=.*JP1'O4J,+_!=D$0(3Y);!O& M#G8@CJGK]@!BMH1&P1?M[=![)[O+SK*5"3T6BY9. M)=87(?,:S+'.47TYKL&Z*Q6(]Z2X4$WJ7\I,8>[<*W MB>WZ_,0 IFT\;]55@*TLFTT%G:E_;;\V[](:/=/9 ,P+<_ MTD=6OKM)Y! $'#? ?I+$-G:]76(!OM!F/R.^4'\A%VKU+U9\-[(\&7NP/ M"9;\*%[%<4N<&]4>BO,B/GD4ANIU!];ZL.-_?P@NK 9? M5AK%L9+ @RMJ9,8%VXN=1^NMWJS#<8.7T\*31 MY.F:?1#\D?/I]QB[[']I$,]Y4 M5$^!]9FKGHI'HJJGS);P3;C;UA,O>5?M !;%5&PD N7$ZSEW/:R)SFZ?9NB, M3&F@=1[JI,.1E[>VZN)&5(MVJM=9"1%THH#O\ J=(/$<.T3M$A7Q;0]#J:DV MV<\VK#I$36>D&1(3%Y/DR"G*P7S7)"+R@HDSRJ'*V3SD0AE]H:?E:!J:?=R= M\W9]Z/L@L<,8PY""P(:VLS,)(_40G0Y[QK4N>\BKK'H^/K.V#4!KS1!JTC@9B@>*G"%VM4X]M1BM MC^<('E?E]JRIR)P"YS/7.16/1(5.F2VAG8+[Q4WX/7C1?DM76?[TST, MS5^S]>JZ^,1OF<_KI_V/NCL)0P?8". X@CX&441CK[W:AS@0AWXBO'UP%#2& M5;+WH3F:W7MQ>5N4EQ7SX^"47=/-N2N7=7'YT#ES^'.I[1PC1O.\Y,XSD'*" M_(\?0XE=C+.+I=K6QO%B*K;I40>MIW9"CAJR&6R/'-??8JK.(3>"^524]5UZ MER7I\O=LM;?YH:JVV2IY^O7;+\7WK-SPKO3ML=A419FM"-_E^5CR,K^;2/)( M$GD R^)*?2<.(!Q#RZ)$X?(#')&@F0XPW]*OEF/:55=UO=EL;V[MZJ]-N2- M)];-DT7_^O$3:I=C/G^"O1!(<4HS!R;!\F.QPX0$);4,U9-SWF2V"O+?M< M(%/S&V%<9)PV-=F2XS(.U^KQ6L\!6S\QR'^VDI<:_[9HCQ40F4'7U(%1'&29 M"9#@B$J!LY,C*)/\SV'$9-2_8JR6++G%KGWS_G-C/%WW&1A65;',FV^BK*SS MVWS)W\QDP[:#!\YX$=^!2[P A0E4>S P"-^9,=P!RZ$0&H[WCB0#.<_].GJ MV=!'>L S5F3$!CPS#(I,S/1TZY*(H MB#WJN"2!,70(0=V)& =%H2=U$F\L3",G!XY,*3N8#XY4>IA57-3R W?!XC[L M$\2!%V\E".[*Q!EB: S>3A&C17E6.6(\KX\GB9%9%\T2^QDYI2SVRSZ+L>05 MV3Y!E+@(^L#'M-^TYB 0$*EWTL9#-6ZF^$5Z&#%B?,12Q3Q#(Y@4TY M"6X!#9DRUZ.CQXDY(XH#F9R'P@UUHM#:NO1N OK27/F6O5Y7CFR$;3L"3I*0 M)"(H0A#T=1CH&?_ MSBCDF]BQTP%_!SMT3E$\8$_.X*C-0US-NRFY[T83KZ("_>NWYED.7I-^*=8, MR3)=?]O>K/+O><6KT]TV'X)=)XH!CD.4V'%"P^YN.0<';NS+%(N:3!HN'@\' MCZQZK#CD9E3YV&.VJ@/0U48;0!RRED/_>;)<7F]4X1ESJ1[28)3CP,_0@"/^B' M[-A#420CC,,LF9X<[<%9-PR=I-X-Y%!,YL:C3T[=]LQQ8--+V%F>SBB7'G[G M(5B:?"E,M,#QCL]^W%UB$ )"$^!X*(P=VW58A;G;U<"D4VPR<%Q$IK=4ZSNN M]U'V$I:10WM>7><;53D5_K\HH.,=KC43V,D/V(H$>)13MA_/7.M_@;\UHP,YAE?6C:V#W!N["1ZWFVEP0QI4Y@!TZ0A+U=&L52RP+# MK1DNJ5]+Q_[5ZWG(P8XJA8XN3_.\N[""/X*=4Y6IP=7:_;LIL M6=QMN$3\M5BO\LW=+_S-% #"FCLQA$ U$9!&$>]#A#L^ZZ._J@!QN@=]9>R MJ"J+PTW73:KG,"47]TR&96 Y-FY$]%=@>_S6H0--E.:AK&]3K%);Z8O;O+58 MIZ.B%91N;LVJ]T>F3PL0>8X?VL0&P$MLU_?]_F53AP0XC!>;[([__;5I$1=" M(R09<2L9KX#KU/*?.-RL^O,8Y)SCU"[G4G%[SW(N MYZ@6.5?@5OA4V>G5KW[.EB20PB1PXLCU$+ QIBC M& ?1!/U;Q^S62.$2&QG-+U(#!TG'HG8X3#H:P=U2)'-F6M56XE]"TLW&=YYZ M;]CG-Y+!&(R;SA1\U+?'AB@$CN=3ZOH137!"P6[G# 4NM?O),[.Y0@Z3PA2: M@6RA-G\V4M3,)@P#X9HH87!/WE_">,:_@82A%M_WG3 4?=:4,(8P+G063&D[ M^O/]-&F55PL*PBB,W!A[D+*\YJ#0C7>YS 9 9"_CJ( ,;V2\YG]BY9OO654W MM]!5AW*DL*=QW&B=SQ.S#91AF<*1K=)>+";N*Z9R^WX8'O23QW,BW^0/UD8LQ:\<]HHBBT&PJ M%\7C?0 &G[3^RQ2)^-Q>\#$C M]%[3KH*G@[.M*KMR29:UX.H9HK1%5!\1=!0&T2."FS(=#UFRFRZ:,OEZIH$<=\#]UA+?W .NDO!G&OAI1N7*#4"R M,M!'^IOEP@3QG5,-,87[1PN+R>(P1;71[/#U0@ QL:,$ <^U48P!Z;83NG;D MV?[N?,0T18<01I53$Z9K#[D%X.G".W[YH2^DLRL_SA[&F$G IRL_M =^?N6' MS&F<<>^P?)#(0[B%UH_/.1-]N-3+JC8U/FF>P4)Y]5R M753;,ML=50" 8 0(PC"P$;(3#WOMZ:&$7ZL!1,_TZ35J+K,V3ED)B#SV"%DR+=7MSV;8U"T+U\]9OQ9TLW=QRRM,KX6N2 PKX:4(V4.-+W MY ZE3F+0.PZ%BNOG:E2*#3Q/.GYJ^#BU>%6:;K;H>?N#O8&9537X\9ILJ6[@>#1 F+B&05<.4H-#NZF#/ M=OTP4=5 63N&=:^'8S'9NWU6JZ[S]"9?-[.'ZLHGS:J\VIDD=)#"[:CMD$VG M:"\H$E0Q56+GIUS*GIQ1JV'L*(V;%Z[K)Q'!),*0,C7$KM.]Y,)L -<-A#?[ M27_R*#OU;E^-E0>,]]XF2V&$K)6G0>(B>0I0GIT!@V"M+&D8^\I-20H.>$7' MN<)DS'!X*X[]W*A6D@'1XFW_^39-')H@%,4TCHCOQG$(^L^G*$ED'D41_]11 M)%%U[4&"'+&*RPPO_YY@YN5M?W M97Y;'TR289!XB/H L:++=7P$VTV3V ,TMM\ZW3;X\\VU] Y2LS&@!379-H!3 M[)SI"H,)G4?/&.Y&H;FAR?4;G#T655Y_W(_C][L%JNOL1YTP;W]?! 0 9I=U M4.J"A'JA$_J=\0@&,9:9Z-!DTO"<1X=2[%JJ MK-\X2*M!.;)BB5%W1K\T-+U^M&3R+/YUG_7>& MD'U5;/GV4#G%&T*KF,J-Q*BAF4F!T>B4FU>>(AC(K- M&Y]V_]0,L@;"9C"7K,.+0F\S4E3MULI5^:DHLP4)$]\.;4@0='SL)C2B3F\+ MATAHT_LP"V,K]@._S[:M?S1(M1R9DD)MC,=A,MT)B7556AS9*,PI"K0Q!A7E M^3ZSTKN[LCF&;:4/Q793\S:Y*AZRJLZ7S00IO^HVO]M8]4'+/=R]8OV4;Y;K M+7^FREIF99W?YDP7LZ9QKW91RC>K_'N^VJ9KJ\SJO,R:4]OITBL=L ML_O.G]E?L#_?% _YIG&J+6_Z6!=ETW&&7CQU*C8BN4,IEC/+'&H^G,H; QA1 MF8I8\$7*MO$5D[2),M5YZ@YDQW&$KF/'K&8"\*O4U, MKK_L[%SSBPT6R$7W M?)G!'WFU@ ZP/>(YL8] F& 'A'@G/]BSA91!^<,-:T.'J1EJ=K!8&F7 !$5" MG;3S,C$*7W)"H4"5B&(P3P_4@OWKI5*HDVWDKQFY+R<#&!P-IHRQ(?7PC*8$D)&-BXQ;C9,F)R0N>K-]:1-/L M?GQ&RIFAS" .YS&@&>;"\7V,0_@0/WW.M"M/RR>^(;S<5KTU%(9)Y! WBJ%# MB1N&R*6]-0<37^[DN9H-PY*R@]6><.# 9,^8*W(GIBQCT"8G+D<8FTA@3G!S M1F.&LCD/F1GLQ:O#Y#I8$:]<;O(:I>6JLP* &Z,8HQ"ZL1LF3-:BJ+."(Q(+ MW;RF^MG&ZQ4&Q^)X9$L528I$JQ1S[,@6*#TQD]4FSZ@X6Y:HD38/J5!&_ZH8 M&<*"T$:W3UFYO$\W=7.=!?_J+J-95GW.>CG"Q .$!A"[('$BX'K!KO;!(7&1 M\(:WP98,RT:/SSH :'&$%Q;#*+%I:SBEYX5E?#;E9.8\D6]+CPE&);;#C]"T$3B#O6CZ?"E,-#'%5?:/^2;[P+ZL%BZ-/0P =0GR M"<:1!V.[-T0\5VVE7?SCQUMMYYBL!I3JDKL$:6*%H6&^Y$1;DBJSZ^\[0D36 MX.79FT>1.,2!4VOQJER([VMK+SUC0U;,=TMGFU6[46AWD?ANHQ!U$GYJ+DDH M\A,GQ@$(X Y #*0.WFHT:UAQ=G?^Y0T^.:G1R:Z8!$U$K)PT[3CE,U\]3*O% M>6'MGQ^8;LNA*(EGY,Q ).8A[57T1!W"K+(ZKC6]L9VI&J! MF/XZ?DQ\2'@!%U#L[PQC8*O*H:JYL62P.9^3\;,V&VO-(2HKHC*QTDHX!J<# M%)#!VXE?@[#Y;HMQ,N$[P9F8X TE?'9"-]BATP*GARM987LAIPM*21)@"B(4 M0AM% 75!/SXE$7!B%363M3&6A#'E.OJ,JYJ223,I)U\F2534K%>%VC0B]8(9 M 652Y7)>#UBD)41Q>0WFI)1=]>A\ M;G::\&U.=4T/:J73R+3@W.8"!\T!"M,]KQI4AT/20OP03>K@Y&/E49$LO:&*LJS=YXT$@O<7):99(S18'J($V^0/&" M&@$E4B5S7O*C[,4)S1G&BJ+0?,[NBCKG9ZVO.&]7MW_+Z_M5F?Z1KC]?_6UW MGXE/441AD%#H),@#4>0@L,/BQU*'DKOWZ\B9+2[Y$R.*UJ5C(^".? M_45>@U1,5U24-&Z"@ Q30+X]K8=L-9CYG6E[U-9/#/>?)[H]28E<<0W5'*Q9 M*JQN'\_KKQ%&%=7Y6_J=Z4NU-QK3)$Z(AQ-H^Z&-HL3I9T6IS?X]0(9E38VH MMU4+38^T2E.JI*$FV1PJEAVV>>CA"Z+$A4^5X5DJG+(SYZ5L&$>*FO6IV&1/ MG]+R]ZS>7X<'"&8:23#""7(BCYGO+^6@L0.DSIYJ,#>B=CUP>-9#@T^/@"GQ MJR1BIJD=*F0-/JL%. \U.\*8N*(-H7N6JC;(H?/*-IPK175[=LMGX)/0\6U( MP@!3&-J)@_J#V\6G1,CDDE 3-&XE#EFO VWS,4B4N5 M$K&SU"@U3\Z+TP!V%%6I66O]6&SNKK/R 6%=LA\]6!S@I!KVBBYQ(5-G>I9J-L"=\Y(VE"?5^:\MZ\\K_A)&MOINBEA( M&S&L&OPR&RU;9>79D],.H\0IBDCW),]/':H_G[_&:H2S5WMZ!+1%F=%YB8RZ M&V>/7RGS(BH[7\KB>U[EQ886)3]IVA\T_5A4_+1IC,+8#GU,;0 \QX4>B/'. MJ.M+35H--&5X +=#QY^9;(ZPL_^JSAVU-L*GF!R-2*6<*#UGD4/;'UJW/I[G MTX@RG6?JC#YIHG@>*J7+F<)(,]10*,%;]LV7<#B,14"3((Q=XBQ ^=L+!Y9.ZZ?&+*BOE8*U'/5JG.Q(#2K%Q@J"M0&O#<$0L.>09E&XGZ90M MZ(;'91X":LHYD>)/%X>B ONYV.3/<.S//WC(#0!)8$0]%Q$7A1[M[24A$#J2 M/]R*X4*0 ;L<-!8=P)^8 HY#G9S8'6#J]6ZJ4U GZ3DC7L,IG8=.:?"CT-W8 MY-3G:_8]V_S_W+UK;^.XEC;Z5P0OTQO*5MEQ]+_Y:!!D,4TS2/(8P2;(,>R@8D<1$K+3" MQ/B&%6N\T&SY4#3W?0NVX;;V?5W8E?.S+-;;!^>QV!3W??]7-C';=O>+M,.5 M6E=LMY+^U9+='-!Y?6@YW75VVY3;J^Z/'L>NU*=^14PKC7B;3T7G=K28O@YH M^TXP(U[G)P7LC(BOG#UF9P3M4-33JJ\$K1=TV:23[%!LHQ;6TSWR8BK/6I)< M_]R4JR_57?EYT^Z:@K+5!Y@%"4D0)R@) M,^$;%%FW*?*/7;5]_K9O _P?1=6ONF(4.^[.,LS2'(2>1Z0>9&R"/[L8/, M%U(S/2,:UK3^L)26C1TY0B4W>8QSJ;KA,YY#.US4,\>1_S3#9?T]*4R2 M)*$.W@^(LD0R(Q(=9LHR%ZEC6BH4"LN)2?;D=67NAK_G">(3&UE6K5,=:4/. MRX\:-[PZ1%_:NJ%SPZ_EFAU)'<^8^3B,O,P- P )B7(WAOE^%X-X)!/1(,DA M3!>M%.NBJ89CVDT/S;DM-^7=I08\6CGD$Z$)Z!,3H Y01]L :9YCI*=YN: [ MBD3:H3FJ1M1:'RZ!3EG*$);"Q)LD:QP:E><+$5.7 %1Q6IR?B2F#CT3QG MLK=CL<*ILOTWQ_O5J?=$#EFULWTHMLYC\,C!C:_=S_U;G;-9N*]<-X.:CSM&/%GG0X MY^=#1:&O:F=3;YU_T,^K[IZ[0RS+XJFB.*K_[0BD8W05J,VJ&Z>K5MP^T $W MVVK[_"_[_M%LK?"I7E?+YW]5W) ]^82YPLV'A5-*#6]FJ);K ^->6R MZE_XW//"* M0% 5AFH?0!;$_#L&..XOMI@I\L.E"F2,LW7M4/-;-=G@Q1#=- M1?CBW2$U1)7H=N@!QM1[GH>1+VYP2O!D1ZHJ!_W-UJ6T_;QR,%1V#/TY]_5\ MN&Z>ZJ8;^*8I'ZO=XY@=!Q"D7A@F+DB#-(OH\-%X\(3RA(0FQ]H'-RPK8QG3 M /BHP/4(\B&VBPF-?D_PB=&L3A 3+#[^![CS3,Q%V;R@?L8<8X="FC.OGN@! M%ZEB+K;%35,OR[;M+DU,:&+G$A>Z.,I2UD"&I/L1$.+*NV0^UW3:1=&P"<\ M1Z2&5I ?CCF^06H$TRS&RLT4K(B4$9MC1VX:_YU.36F63B>D;.X]SJW9K'W7 M-"4[$=G-7NE3U6JSFE?\G1N,BO)I@6S6%GD MM?JS)-PKZXX-4&^*=5Z6[0*A'+@!\=TL"?(P@BZ)T3!, +'O"W;'$OMPPT)Z MC&?_* OWPA+DBR]=-$J5F+"^8(EAF;R[U0LF+J1RTJ39D:K)PW_;LTJ%!_GZ MDJRB$VE*8=N-2M( I!BG?AYF04R"U-LW3Z _@(I%)F)CF4[)1C#_HJO.1)!* M/E69DD4QD3E5<;+'-H/JO,.44.F)',=V:)(V:]XM0E%AB6MR^'E#T]G'+EW^ M7BX?-O6ZOG]>P#3&09RE((T]$/@@@?OE_R %&?_NL-S'&]:E(U#.=H]*8&XD M21K'Q-$\7V(*=$S5]PFI$IA-FJ=LJDEE=?*Y-#.W/,G:N2FF&L46S#05#:BU M/6YBN20\VCF\OOM,G\#-?76[+EF;EFV[\S-.% MU%(3P79DEKJ,J8T\A )YY7';4M9]JFF+]?5=WQ_ZFF*X0\6:[81\>RC++:X? M'ZOND'F[B%(4XSB/<18'"). I' \]1&@3&![PA@"\^MO+WHT,[Q.]XK>?;KM M(3LMPTQ5< ]:(",SYQF._-8*IPBO] W^H)B=7T;4SO7=KT-C>^=Z0[^[^S1@ M=SKP#K;,.P(IM15>DLNZ37J++[.6)>]<\FW<&1;DY^9MK*=\O,6R_.[4]-NE MGX6+DB0.DP!D."<^ :'O)^-H49@!D?1>=@S#L:[O&R"U."S-&E_:/@5A8G&H MY^K$DO"T>?H98BXDZ*I4VI&9*UM1ZWW 5'>E%FZ6)ZZ;I4%&J*J%L1=XX_87 M0)Z+)/LE\'Z\D+)H:9B@:0_J?>)DMYVTYNL@>W M8=$;[M^X[>QY==G3< ]4=SA,]+8G>PCDOBK*'L@F-^?ZZZ6ZQH&'"P)Z4YV# MK>,#,70>[$UPCFRX&F]NZ9BX8DGFDK6)K]?KOIM73\G4]U--YL,+H<;&)\F. M&&8E,V^NU;(0HT34I27<;IOJ=KQ SJP/'[%Q:&)!BT0[- MD,3^>CE @0%>?1BO+[HIFV\/]&DX7 R(\LS-4$XB/\)NCL)L?_H& #KVXD?9 MW-:\:8GT,")OQS$B">5@Y7O=/CS-4EH&4DQ*Y)GD4Y5)*!03F/W=5Q23TX&: MK8GB.78N"(PRH79HC;H9M>8'34V!4-%6RT6<@00CUT\]'P4!"MTD'[M4@!AZ MHN1E " B.*)EV2HZP%>^(CAPKO++S M7V5U_T _'M*)27%?_KY[O"V;Z[MNY/9ZMVVWQ::[J7=,L+(,YD'FQAX,LRR% M?N 2.,*(0B!T!;KVP0T+U8C7*7K O4()+@_K9YQ/NF8E6TS3]CP/6)T>+#LU MTL-UCO#NY6ZV>9THLQ0ZCO*_2B-81R# M=*RC"5V$H EIY1MYLGEF+ZB".9]FEO7*J7Z"C6KI#/-4(28U:*>81SZ6< K: M)JF:,@PJ2N80X]] 6;B)FX$IOHWOL">?-.H53GFLE MZ9R$YBD242OD\QR;X@*J[!>K)53=.CX1U<0BKXSB^O&I*1_*35O]&,K-?B^W MUW??B[_V.6\:)Z&+/81P[D$< Y3% MPH=AS<(Q+)W]6=#E"0%U?F$=(WX5U-$I',0GLY;Y1DR%>[=P:O%LFJM.\05) MGM!_=BCVE :?.D(\)=>J>O_W#1U]7?UON?I;O6;)]G\4U8:AO=Y\*Y>[IKOP M##85:^6=T6\W]SW\_I &M681N5D6!$G";J'*D9L&,!X[%45QG@@UWIX/I>G$ M^H%^QP*"LZ%JL]N;X]Q30UKG15>AXD=1K5DR^(F"_]06-"ML]T;J"2(3>%TM MMMCE<.TAYV #3?]?N/L;=?>5QW& '[^N_><*>WW.E-OQK/%%+K[8A> MRDZ4"&K3/3AVQ[H)>> ,@5-[1L=,Z&NY7!=M6]U5R^YL(ES]SZX_7,B.'<)K M_#FO&_;*7M\=;#@ !NQL?Y!%29@G29:Y,83C6: H<+UDL2GOV57#W_5,E RC MY5+,M%?,-X9QJ^=K(YQB;T5WZ/"7+F+^RALOQY K4C@T4/"#MTS\[K'A1G8[44<15S;XJ2ZMR1G?Q,](G9'RBF)$)@M3NH;OEOK M5=$>CN9_;XI->U>RINO=ST<%'TSZ7O^M7*^^U[\56V;8\\$LG+&8[R(O3I&? M1S[QO;&I=QR2$ I$U ]CTS1Q]_>7\])#>#V*I=N#B;W,G@B]V]IYH(9^VM:? M'@=31>ZM_P#^X&FJ^Q'LL#:"Y_L(SAK&'IAPCJ@8?FG__.7#W-GY7CN,D$_? MZT\C)5<.>C_B?]!G4:"%\$>P1^29E.M&_!&?3;XNQQ;X]T0>:@LT[D?/@M[+ M'XJN^H-*C$#F^_*N!IHI'=:R^@6LU^@.&?F1&:\A+UP /0)"E&M>X]1OJ2 MM"\P'E1ZK[ WS&"JWT=E:]_KOFAMX?DX=S,W=P,/9< GKN>.![_C!&90I#/5 M[&"%]$V\V=6WW6WW5WH6I:=SH=K2M)7>TSZ]A6_#SL'0H_G$\6+TE3.8:T5_ M+]/^DUBRGOS1L7OA>GHZ.)>O9_*3N2#X#LP@]2*"?"\*4A*X"8Q!/NY+QR!U MA2Y]G!RG%]NWVM]:HGC3(6Z"7TV;6B[^F<(9!,&+DT/ MPD<-5+K,5PY,6OV@]0S&)50AQG&(L)_D,/, \/&^(4,,2"QT79!I+(;G4N^> MOKCJEH_J.Q:'#!S$4/&2>JG/U [2'E..C\-]A-C!2;KJH0P-[K0[,FBW5N8X MAC:6-1P\7H H1B#,(N+3_^.F$"7[BZ)B.N,16D!3&<>P7N,32JWMG/'[)/)) M[E3\B#&*0>$D:]\*8!2@*8MX3_.(?;.Z]VF.9[13H&S8NO"+RS-GQ8BC@?W,1 MBQH37!4 7ZJ[U_!B'VFWU2.K/W56#)8S+/-Q'EHT0O1E'9J;8S&% M8D"=/=(K9X^5G1]E:)T.[I73 7;0_.P+5"?.Z 6Y0D+=WN K-1&CZ5P)B2&R M+2@-,659;?Y1%9%J1? (,M!$F,OCN-A=)QA D0VIW2- M:7S/Z3CX])?NKFA0VFWHD^?0#WQLNY7 A^Y"WONF>!0\5J^->[XL>0[:#46F M'NFT:34G?1>2;=T.L",%UVY5;?:Q%=/'O*B:_RS6N[+-RJ;Z06/[C[)%Q9J! M^?90EMLO=5^'C)X/O\"NHV53B.]T*/3\MW)USPZCEVUUO^E^]SM;2UF$F0NC M($TAP.SJI!RBX9H!B%,8);F(I,X(T[ *,\N H=D/D^A"A*"]>])^!-="!^H8Z@.F MU0XIU&'(F^5R3=SP2M%!$.ED8-MT*VWMV/MIKXM?RW4GBNU#]03_JEK6]M;W MB.L'/DHR$L=N&O<'8&#F1B@5NM3/$ 3#$C; 2+ MZ9\,[T:T3XZY"[IHV!5V:*9I(^M)'V\QK3TQ6E8_4C"+P(4Q2C A,4RR-,^S MS$O&\7RJ^B)R*C_*+(K98Q/43 4F^61Q&A)U*-][_!G1OK/T7) W=4KM4# - M=M2Z'S;)Q==AX#'!= .4$D3' [Z;(.)BM!>]/$V$88DUTH=$;EF6>2>9H9GK4Z.2KMD!E5(\ZMD:EP(ICH'*VF=5F5 MAR,4TP%"/T^(C]PDB=$PF!>[4&BS6W*(B5*<(UA2$?-^3B/+I!U*HVK$Z6Q&C1-YI1DR)P^&R O"C 21&P 4AG&4#L/Y*/2Q MFM9P#C*'VJC,IR1HE%4< PQJT)PY)U-OR!'2'4$^;54>43/>U1XI7O@7S_MQ MRA5LAZ$/RTQ#AN5FN9MZ*8*>&X* @ R[[CBRF\!(;*5\FJ/4K1M7$-!/,NA$_+K9A:O:1UU*X#P)FF9ARD75SPUD>Y'8*FU:(W2]FZ MV>(O5V"GV+YMZ=ALK+&:HDOKH(]=Z(<@CTGBT__Q29@/(P+H 4^L7D%^'.,% M"]U!SCVV?7V4U/1.B5#>VH5IN!0M7I"DT5#UPEF.+I8OJ#-KAUIIL>1- 8,N M=A35:4C\< P""#'$H>J#;2? HE-254I%5)I0PPJDVG M9IDB7N1)7*L$^;5:K41MX=,K*89$RS_[L8?4+D9>!HT:-["SF-2.$HZI3BT15Y43#A3 MQJG AW@!9[O?X_M2;LRI8CE776:BE/1]28%.@V76YY@BJNJ4H5A.S1*DRUG M:R35&1)7K=]W3!RO[X[J,]EE"PLW"PC"! %,!\%AGKG9N&(?@LB7K#"7'O6PV+'WU>&HW6'17/ O 9R1=5K"EYE%>S*.=![A*^[[&LN#3O#%Y>.J7)M MFY8IVW-6S_0PQ=6"ZC H7"Z;7;DZI("'$SW??A9/[<)+L(\#''AA"!*0@339 M+]*''D)Y=I/Z>.?K_$4/SDG0HPI>BUH.&7"JMKL0ZGA_.;G M#=L@+ENXW2?TOY?;?0=&X'L$Q3D)69%O2$BGT* MH/TW#0IZ&8( >4$21 #' MP!_'34 J="A=?30[%.W*V>/7(6K2U(L*VQ2L2XO;'IPU G>&+BZ14Z7:-J%3 MMN>LV.EA2C)U:Q9!/#ZJR7;BNF[A1@KW8S0#" M:0QA/(X%29+)OC(B8UCQWHAE 1-%*\J>4(028=NVMTC*AG5VADBQC/F8KQ=%67^[V,O&V)GED_Q<$"!U3NT0(0UV MG#BVK(,993'"N\?=>EAH739ET999V?]W 4)V=CJD"4;JDR"''G+'4O@XPR[7 MI5DFQS61G-U> GR]58AX6\.JV- M38%#CR^&^;S9 V+E;H?:@]=]OXXVT+R%'WE^EOH8)<"%09X F.$1FX^QX)FC M*1 95OG#2\^.*?5"0-6[+Q;HJG/W;1A.U*PYJUUWE>^7S^CZZZM?>*Q_E!*E MO!/YF4_T[7.Q6!@XH>W,NT?QH*L0/J[-.A'A/W.499LZ!*I._X58,:U[[8@> M$]O\]O#IY(P+5C/?%,]LF.O-,9S#CQ1IBD(5Y' '7VT]0W(CXBTUY MS_3RNW!-L^K(7#J2]CKR!B2WI@PHG7JCK8I9F?++:CX'S,K G&18OV)VL!]>G*),O!&@ M@W[9.8EN[WZ *8EVDT5F)&;X%IR0O$4XH/OOJERO?BM8.K)A-S_"^Z;LEEP6 MV,=ACKS0#T"",N0"#\$13Y9X7,MJV[N=+^I_I>U M\KTO6),'>QEG5J+XKV[;Z\W1_"^-7=ENL^>9:"J/)K/'M@7&_[>Q8XII"8ZLA1^5^'&^R M]+D 8=KY)DNFJ58.@U\&FCF6]4P75;XBB*^R4I95.Z8>.@PY7V.IQHU$9ZER MVTU(/F_*N[MRR?YI4[;[VS\7*/6Q%X#8"R ,T]P-4#2>$$T@3GW98F;5<8T7 M.#,]ZQ9_J$J]@.@P%7-^85KWZY6.\TW*+A"5M2FYEUKOE(]FRQ+-JFSW1^D] M0"*8P!A /TRBR(,Y[!N7=OEFP/N6J@UB[LWL<#G%9N6\0#9;)XJ+/%UX_?3P M:\_G7%E&K_UPD[%U&Q(V1 M[T<1"0GQTG'H .=$9.M*RX"FJZF/,7:'07!3KJJMP_"*)1MZ^.53L,FI%1.R M%_ Z*IT#0.<5NW5Y?0>7 MR^Z@U^_UMFR[LPU4=_.*+5]U5YTO2YKPW*[+[^Q_%BZ&R/4S-\"L8X\'4XJJ M0Y.E40J D/Z9PF!8$D?83 Q'X%T_!-8GJP/?I2A[^,X!/WVUV7\$^YL;\Q6? MEMK@)C%Y->DA([HK2?$%*3;M-#O4V;B5];2O@IB&GQCNIFZV=_6ZJK^5]VS; MH;O-*P8AC7ZY*N]!^H,2*6N!-3&.I_Z MSD&XF-KJX=J(KG*2=T%'==-OAVYJMZHV^]!JU\7AUK"-<_JB7:*'49H4;NM>FC =K-*.0L-Q9R$ZBFDH).^# Z*6J7N%)* M,<>_Z/GX6#;+JEB_'G:X"PVE&$<9"F.0(XP\.CPBP[!Q#GRA>\F4!S.^V#GB M$UW95"61=U5S0OY$5S1':*>$;9:;$=]CZ^)"IB:B[9 Q?>:\6<#4RI.X:'TM MBS5IV9VP9P!D,?;R'"8A"A,(TIS$ (P 2 B$,CR-PTXF9$Y#H3IEAU56U-1) M%I6W2?F5%CJ&TNEA6BAZ[W'()7_:'&&;$.HS[*PD:N:.NT*D;*L5'>2\*(,\ M2Y,@3UPZ[0;0C1$AX3AN@D,A350?S; 4'@&4.4"I@4W.FIM)B12LNSGBT!:A M>Y>O2_4WVKBV0]8TVO.Z#D?J;'18V84; M"F6U:[<-_6:88+@DC@,_3+TLROTD\Q%QQQ+/)(,YUU7=&H:9;F.)55!7>W@" MK6T4>;RLM1-3*+UW1($Y!V3O+TAHIU&@!=!T=,KU^%&@E:]-ST4"3@0/C:Q9 MT&A'DR&U]B=*2KL/NW*L:O_ZYZ9LKI?+W5-5KH;AH] E81S'21H!X(,X@O%8 MLY#D >2Z&US[H+,4#%PY-8/ZJ1ZP2JF3!L*%)']:KK44#S"@5TX']=.(52TD M:"!=*D!,2[YRN%!W@F@ >9>@]\.)/HZM"BX:S3H=:G3SIA1X^JE,W0PCYV&& M/$0 ]%'D!5$, Q /(Z=N'G,=T=(YWDSAIAI0:M \48(58HQ!;C6&EQ&ESL B M2K*&F&*0; /AA)]TM4#RDA71&"+)J<7A0]8BGLBAQ)9( I$CCKW0QS9=XBOM0-D>5PL>C^4&(K=,CH-'8/36!>I<(Z4?]O_]/XOONOW__C+NOO'_O"]%5+[XXS^FYN:L& M+U@P7]5A1:WWV100>G:9;;%>=^U;-JMN[+'L>A@4NBC//!QB+P0DCF 4X7$% M-8U]Z''KO?I0AF7_"&!7"E%WLK8<, JHF 92.4+!M'R*181C*MD&?A\A]L@Z3&,9^LO\O$.7771Z$%(J_1F-K(8R:V2O"BU2$=N4LY M#@5W7ZI-R6X:;!=A')(8>:S#?9!B!%T HV%X&(6(2_RU#VHX# BW%V7(N_M! M18^PZ',#WY+$+!X0"QQ&R#>RDL%+YH75#>W^L&/%0[]9M>'G6"!A/E&?_%N] MJNZJ9=]/_VOY6/\HUCEEY7M3[^B/5UEYNZ4)?;<(O&OHG_Z^8]I^?4>UOKO] MH%VD810 '! 7!R#(XCAVD_$L(\PH9.XD>QYXAA6Y!\2.*70S53KMI4;0*2Y[ M])SOV==N3GR_*?BWE^9T)4=J;[\7Q53]E'1?.2],NG(&HYR\\^I@EL/L_9J02(?(0P2.M.$ 4$^)O%XM@IZN<>_R#<3/L,)R(AHJ&;LEEQLS$9D M/#M1.F+8J;/F(_O'XV# 7V#9",^-#/4!83DN6>[P4)'+%GR"FJS25] M$>P59\(C?.O,,SM#1RYPP0VS=\-XA\L+"\X&'6/'TK-) ]]O:J&72Z[YX%GA M[R\P6_YC5S7E:I&$R'=CZ(,,Y) $ <[38!P9)C'BGM]I&L_X%EZ/8YBA59OE M>M=++9N@">3FNNCEF&3-P*R84%[,?/MMNA'E# P+S&9F8%IN=J*#<;YI!A\E MYZ8-F@FU8!J@VZ+:W..G=?'P=8)L!@.,FRIKX\O]<;9U)M/ SJG[>!=.71NMN.\H6,R]VA9 M[9O4,T96]MXLT[!ZD]$(I[?",L]I7:Z;U(-&E^:4/*EK#>X].N77V[0YRH*@ M.J6U8NMHFED6N/3JJ=RT'0JX67TMMS3R=_<#5NUR7;>[IH2W;;>9N$ 01GX< MN[Z?N="/Z']@?Z\JPFF05=O6^6/$-?WU2[R,75AY M,<&['4LN1BQ[>P.3(?9X7]7#-?%9>5;.J?E0K M*A_D+[;R0*7GVT/1E*AHR]5-\3\I#0Y!P.OG#U33D?5IUO&E3.2U=4[OZ1K+X17[&1?1QD;^O"9W=^P'U'D MYT']T9$G6*?^3_ T<(;'?P)+S47E?])'WDC68/^#="%9L1\\]UM@1X[TST1H M_4^KF&(9X13FGC6LNPH%>AC'41;Y:>B'$8@"Q*[GZ^R"$&1"5^;9;XWIU=S+ M,43B@BK[*>5,BNPWQ%S.LW\<4+W9#4E*4U/071+#DIDC)MJKX^1D7P=^]5Z" M,L/U6K/[]$+Z,3LV[N?-CNSB _%5?U1ED=1C![ *" 9&I,9F))4J&AR1IAS1O,K!Z[7G2:WDG>0S>E?L9AM MN6L-!N.3L?C=4#S+C6?FG,4196=\0NP*GW,2<28NSNX;KK(BN-FPG=)B733/ M0]L:/W5]SW=AD&8Q^^@L&CIH(XS2*'"YRX0D/MMT;6F'R.DA"=2(R+#$4:UC MF" Q@7[!C4R7+QF2! IC#),E5^@B2!I?SY2X,$?(S*L7C2"$B4@MY(I]O6#%?IFT*F38O71(IL@&FE'+; M>;ISGZ"$-X,4)-#"U$_4@DLYFQ0;[TE(VVP7;W= V"H&CEV0D3S 'O0P24'B MYV 8APX$)2$FGJD(O2[UPIR MEHL3^J'.V[SJH0%_K>L)4E .MKKZM5SW-; /U=/WFFRVU?9YF"AF'O$C$(2) M%T OS4" TG&BB". N6Z_-C'N#&K3E;(<0V;=V7O0@@N(1APAH5(3^D"#?NE8 ME)-3L,L\\6J;)K8M5#U=EEW20ZWL\2CE;\6FZ-?7AC0.>XF?I3'P"?U\E+HH MBO$P1)9ZA.N&-JD/-JQU!SS\ZB5.SOOR9)07,?TY0-$S!>.2G=?VG]$5:9KF M%PYYZ+6&Q\2RPJXO^_[$>4!S/"]/$,0$!3D*@.>.!B08<9IXAR94V>QZ?CUGB]86CQ;V%3Y1=2X\V$3-U=9:L[[AVI870 M_U;\53WN'LFZ7&Y99P[VI\4:/9/'IW7]7)8W)=62S7:1!$&"TA"&6131_T_H M_^YQ1I#P]U&:!9WQZ40'TWGJX=!WWJ'&@^3H_L$J9S2+G= :#;MR!M.L=[E 58'UKI>K2YCM$>"K<##! M^KD:B5D];$&5Q;SVU[:\:_JRCY\O<(Z__'E#HV[9;DG1;&CZ-*"+00B 2T*8 M^,C+8Q@$<3"@(X@@KM7'J3$9SC1&4$Y3;$NG[*"Q+EQC0N$4C\,M8D]-]5CV MOW97-?0O;G:9_K2\8:?6K>M8QETN-YQK[/]D_";TQ!O(+ MK2[5EU7,Y=K)<@EY%VO)'P3XE1KG!,=YE"2Y'\=>-((*<<95ES$1E*GV 5XL,=2WZ^J^^]+@:KV$ M6PRLP)OUB/$@OF_>N,=O\0+Y&ZYU+7K+._$#+F0K&*NR.*W*L7B7. 9K7164 MP;Y\Y7ZW9EYZQL53M66 NB[/W?+XWS?40ZC8_-EUJ.Q^D56Z?"__VB)*])^+ M'$6>%R<()($+HAAE08 ZK#!.,Q]S+3K/B]!P(#AN3#7 =^"*&E LGYVO#*S@ MJ8.9_,@7(NQWH5CD>.&]O45CT>5HT]ZQQU8Y.V:6,]CE'!DV=/URF(%.9^%L M#< T>NE"S)GWJ; C%,W,P=G.6/-YA#=P_5:P*PBV5=E>WWVO'LNL?*K;:MON MNZH&)/4R/\M1&N6^FWE)Z@V7AOEQF 9",4AYL(G"R;!^X[Y/0(U*7^+H@4%IHMD.<])A2 M&W@,-8G2]Y_U @/DQP%.W"!&H>M#'(!H'!)!$FH1)9Z!S(N2ITF4N&A3%"7= MC&D2)0:-BE)MB111)#)2)$*NY5(D9 JO%(GSHRY%]'DI%X&7YR1,7(0C#"!P M7>!EXZ 9"'T]8L0UE'DY\G7)$1]UJH*DG36MDL30V2)*#(N4+ E1;+LPB1G# M+4T2'"F+4TX?RD7FAXF',SI3S-T\2?R49-X^-R-9K$6;N$8R+TV!)FGB(TY1 MF;1SIE.8&#A+=(E!D9$E(7XM5R4Q6WA%28(A=4VJ?M#Y8N2F( \"%'DH0"&, M8C2.F;@I(GHTB6(,*6D2O*.O]7[@*,,>P6Z6NVZ>1JD?I4DX#NPCK+ZJ)#:<877Z_E V9<$0 M:= H02(5A,H0IG*YGC0C=EN9SF@BOIFT4G\SR?3MOM=#%9G\?? M]E?5<=^".?4C8$>DF=%^DY5T$I[@:1J(Z6?7ZVI5;,M5UY^0Q4[6R=7-W)Q= MMY&$$<$T]\>A=QC*Q]S- Z4',!Q-CG$Y(S#A!LWR]%W6\\F8$Y-D*=*T]1L\ M1\@),=3"W_S]!]5-J#4^3VJJ,O0]C0#,PC"C*A:1$*,DBX W#!8%/N2:V2L. M,8^R"#=<5B%13ET,\*=%7R9KI'R>% &-$6313I41->(=G9'BA$=I;HJ&9DTL MORHVXPTX.$-YAJARP=S-0!1D(0F&41!.2<0K,3*?;5A;:&*XK)LG?A&1XN=] M]3!-C9AL]&B< AX;?DWXMKMMJU55-%1XAD$\ M#^0YQB2@TH, '3+,X# (CC#_K1 2'VU^[Z!;Y^"7!!EZWE<$P\P(+AT=@9E0 M#MYR<$8-%,B:7PQ4P-=:'ABQ97KUQ9_R+8MG]3-?*OQMGI8=%(VJ7.-+,!K],2%I?SS2=AM9,!P8P5PY< M;KM>2;!K:"DHY+PL<8JP 8($!;1',+'B]8->4BM!8BQ1&E'4KU5"RFK!-_Q[ M_;5J__ROLKI_V)8KV+;EMET G.:$8) '7AH$." )2,81TS@1JFE3&6=*)7!^ MV=9.0S%^^CF =(H.Y:\'C>@Z'4E)A!S-0K)AG&$I*6$7$3!F)(49,A+4A>F;H;& M:7D6N[Y,NJ(PVK2)S&_5IKL:8'SQ[NKF;:^VFUWS5+>LXE0AWU%Q@)"D3<2] MG+"-X$X2/8N\G:?K?9'30+554J?#GM."IXTI;;)W4H(12Q2##(5NDM+4$: T M)B,6 /Q,JQ1*(; ENQ,43ODD4+<'-6FI<><9T%>KTDHQ:E6T6,E5'T2?U6P4 MU6P-C$KJ^/<:E?]5KM?#/U?_6ZX6612FV &:1&FL!RO?VL[7'HVCZ49Y1/0*<@44\B.1PKI!)-3 M]SLX25,ETP[]4K;B33L#':PH*M!)#8RQZZ=YB,(@(=CS"$JS-J3UQAT]D?Y;G8MKJRJ8UKT?-'ZHV:P:4S0PKBG.G-H43.,, MH@"0V ,XS>(DC!,\ G$)234&%9GAYUO^-5FQ8,)/6L*!:1<9T'X;JAS$6967 M=!47?0C]5C)03*S5N32GS"?#1H1)E( 89S#P401(Y(7C_E^>PX2K@"H>9+^:-LBOMR MW+@%P/-@DF0D"-((N<#S@_U@) $RB;[H$-.$@A'5425'EZ*/NZ%2>B[,II ^ MFR124F]?LSB+:K[BY7T5E"72*E63-N*T2JEQHJ8ZWVO8?S\H7IKX(0#0]]PP M\Q%.\GV[@]C-72QXTY>.$>?1I"XY+89_TUBMH4J_BFJ99%Z3B+&4< Y9S)X MF3AAE9,EWF;1D[:)2P/5&%.3Q N;CVD8>AX"<8*" "00A$F4CS!( +DZ!AL; M?*[D;;I"#(V.4M'1B7RD2U+M*\+@YE-8:36XQF;1U6$>E_YJX]&4%+\.$%Z0 MQTD*O#R.0 9]0K"7CJBB-$U,*K,H%ILRVLF*+,!-+6*@8&-9;UQ(E3VX5YGGLY=-.(H"B#.<11'HXX/#JMT!<99$:? M;<55_>R<3A_HT'#3]&M7;8L*(_@IE=9E%?=\!"56LD](>]69-*:V;]9M<):B M!.8@S\,(XR2&_E"M'7L@S#7L:6D$8W->KK\ PJ!3#:FY27].).YV)^7O?W0L7M8[,<,>'Z\;'>$(ID^[Q(PCS!--'') P3/T:8 MD&0<)LH#KE/@TA\^C93WD)P>$Y\(R]-U650G84I2)">E:54O=^SNCNZFCGGI M>@'%%&VOP@0SK!-_SQ^D_YRI)Z1"#3P_)$&2>"Y, MH9]D613#<53?QUQ)M*ZQ9A!6YSMWSF2&7CGE-G58UI39)KT[A%J!9 M6LK?3])ULVBGT$M;\X[NJ[$D&P;&E/[N[1YL[L8H$XHX& MGNT,03H,>R<::>-.?V#:O@J46>83#Z0^CHCOY[D7((!'/#DB7%4YYE%8%[8$ M5HFG=ICNN&;25^;#G,6.,A4'33ILNK HOP^C(U!NI>=K^OWRT<*HM)W2456- M6=4@NZUOWV[VDRST01#B! #/=4GNX;$$UTO]1&EK167<60.I8#6->2>HA4K3 M_.L-CM:1KR?\F7:"F8"G5E."KKFP\75J4-E8^R:MQR!=UORX=RM5N7UW=9>5=MRA6N M-]NFNMVQU^&&/O-M5K7+==WNZ-OPO;A=EXL0B-\V\O"]400B M..,Z]&)J;,/A=43LU'?.@-DY!NUTJ)TCV,X?'?#_7T"E3;B$(X[.[ VQX/EA M'2$0(V=VB%Q@?,\QK81G^&*A.%WG J!!XBV(>B:MJZ=Y?,4.>MMS2^LD>9 MC?I[\5C"OZIV06 $T\C/4N+A%/AQ% ;^,%@8N('0J7[)(0Q'JP.J[J5S&"[G M#X:,4P55&;P<=28D3RRXR/!FY$3-:69.R)8F*NTX_:)J1*WU\5+5FJQ^+*K- MPHVB*,V]W/,S@&#H0A^C<3C73X0.*TH/,HO>]-B4%8>71UG-,4"A#M5YC[V) M=*>'(:0\@H3:JCVB9KRK/E*\<,WES^19VX<2N-Z?[,O?RL?;LED0MLNQ(^*%,?<,7MN(AI7I[!31^85B=1C8[MM?!6:'^MCFF)S/0K28 M?G%S[/S18Q69BNLC6V "/@OI3SS;9YN3DWQ];.K04S:_TVU2:?1H'( M@HK-G]=WOQ5-M2&/3^OZN2R_;>OEG]<_-U2,'ZHGN%E]*WY4F_OV" @,_,A+ M8.(B# !VHPR!$4CL^9#KRD*#PQN..0PT6P7K8#LC;J<#[NR1.\5FY0S8CUY8 MT6!DR$$67=8$ $- M&UA/]FB;VD']0G_A\[9\9.M/&4P3^K2E),Y X),\CT8DB/B9F5U4_O%GFY$= MT#I_,+A.A]?8OIV 1W1OHIIQAOF-5+N\8FI'U8QWS.RJRGK)P,[JGC8MNZOB M3K @"IJV4'J7599-E=7'H=D@O"_K.[*N[JO;=3D&[$44)"B&F1\&?A:!!+LH M'!=!DYC$_-UG3 QN. *.71A9,2!]K4'3@N6A0R;L?3."WL]$YO:%^B+F9#[1O)ZIX!NEAI[_7]VQ;JZ>\[KAOW:(DJ"/,>N1SSD M95F>!!'(1T0A$BB;-8QCHK!7[G$Z3QU05AS_CQZJL="G[B3E*#BI?[0'Q -Z MYV;OM?]SY+4;N]RE+5!.ZC9C,5/-?3H"Z'L\RL52;=ZQ/JSJLY0_PFIF5R78 M_KYCR[C7=V1#^5PS2%FQ+=L%2GR/Q$D:4 1ND&0QA3(B\,*6YP\..0 U^GPSLB]>A"T__*FKOTY>_07U*]CX=S+#,=?I66:=VH;E%5V57 M:EF%Y>!3Q!X, 0C]' M>8@(')%E&>#JD#XE'M.AN\B>U)67P[>M7M07P@??GM#]5DWX]9Q4TT#\ MB4 QAUOM./\VJ<7U?"^1EJ Q#-ZTOQ7;Y4.UN3_^A1[O?Y;MEOY@@%?I![(X(/9]PK53.@/:XP4%)B6F&#&4TJQ878G M:8L1>TN,XRZV^K88=9ROA@R ?LZ=K7^ MNRR:EMVRFN_6ZV>&J%PMPBBB&'P0^"&-:S2(A7ALBI-&(>)OR&UB\(E.";R< M4W2JL]FO[C\SX$/'Q3N&O8LB0AVBC?A%?LFAN]3[K\C$BC0S_$/$BGO6*S'^U,J\QY+H$:E_P> MZ]UFNW#S!'AN!$$0PCCP7#C]TO0!Z=*Z7$S\:BRU0FD=8PPQ+<,2I8NEQ".4L MTM9,K=*TR""KVH(@PVC%=.8E6>)3%DFRK9Z6R-K$-_508HQ7XD[W?^K$]]OU M#3XJ,")_L2_+A4]P',>^ZT=A[ 5I[@99,.( !'%-*QV#Z_S" /_*-/* V1E 3ZN9PIQ>T$]S_K%# M2PW:5T_UI NFD=6/:E5N5FU_=5D'APG)(DLCD) 8>PF$61AXL9_U=Y+A(/)C MY EECK*#3*&8JQ$)WYZ>.'5H:-1]B/?E,VWAZ(IV; W1;5: MN+$;89B&*8IC-XZ].,O0.+2;QT+IG98!I]6GIVY:VPL4@^G\LFM7W;]VWW+V ME=;+.)]J34ZVF(*]E*TC/6.5\!W(7LP-A[H*Z:27>#J73:U)M\$$5 MOF*J8%-M4C0;UMT8+I>[Q]VZH#,Y-@E?5MN%'V$_!(G/#C?[$4ER&.7#P#', M0Z&<3,-PAM5O1.B4 T3AJZ:4^>13MXFI%-.V/8LC.N>7(WS. /!\[#!U$=4[ MC%W0-(UTVZ%H.@UZ>TV57JYXU>S;T0RJOP][X0Y/,M<_FHCLS@,R]30'G#7 M]OL#JQ'84%WD%#^*:MV]A:S'V%-O!BM>/$Q#;POVQW2^U SFLJ7M7ZI-?V!# MZ*H]PRZ]K(ZV>5-^U8U-3^P]UO;O&^JJ MKX>@L@A=3"#*89S"R,UQG.%H7&A)DC00N,]V)H"&@_D@"#0Z-Z_72F0#N6HX MF,+KLF'=,H?KBO?#4_!VH0>^> 3&/QC#2>MTUCE?/Y;S59,$RQX"W=G#! ^# M0F:A3KY0RC&AKVW-1::DX-TD97)_<.\^LXUM+\X(\HE'4A<0@*(0A>GXT7Z. MH=#N,L\'3K%[_%"N.:=X8EQP[OOJID%P7W?R I1WBDV$^+!CG5 ,\NOM5'%[ M>5_9SYME_5A^+_XZW(,';ZE.%,OM(D@C.AX*#VT6%+K?^X$*^WO[DH: M7W^4^Z&_%MN2%?U7FQV-T==/9=-EJ.WP(U;[OUE6ZZK[USVZB$ 0@1C'.,@2 M!).,Y .ZW(U0SM7X?&I,AJ/PW@SGZ,5E<)V7> 6;94_N.3[)M-%I8O(J[*_9 MI%<3UQ=D>FIOVB'IDUO]^FC +*RKA8I7$+9Y29U4K+]MB^V.^O+YQ2\O?)>& M+S] ,,C].(KC!*;NB RCD&LO=DH\AD/$ ,YI1W1.U4O/EDH/=;5@QY])/*02 M#N9SCJE04&R=T8E[*U[_T4R=M#6X0#A"F'&PS='!D,5O][9;MPHS2-(C=)4!0')$EAAJ(1$@D\H=;91H$87[!;5W=ULZD*YZXI M-LN'JNUBP)6S*;NMN[M!8UATW\KX?QHM- M><]JUK]SUGO,!I1+?])>?][8Q*U%3'K*#CN=*?2P61G'XPC<:??(.QU:,^P" MF_OS^9FCM,-NWQJ.+>P'O67#KUXYGX^>@+UYSK>73\"7#_,$"-1W?(@G0:[ M8^XG@J_&PY0#SA5YS.YP"ZH\YN>@MND5-)N]C"4JUQM4;+HV+:LOU1W]@';' M)FCEPHU30DB<>0D$41)$68KW,+,X2"=(7)0Q3IZS[&M4J3[=4LQ.S4 [=/); MTGQF@&TV6*D[UDRF,HTSIT]2R)'+F65=NRP:A)C+/W\4EYM-329U_0Q9B=HC M8"PA>8]VC;F(-@]_S#1$G_F*&8AF/^A,/G!3KJHMO+NCWF,EL7^K=RV%NHB M"U 69I DH1]$"4G<<2_7BT@8&,HS9.%,DU)\J7^..Z4//;!N9O./'5M'KZBV M_&_-#K8NBU7Y^.S=P>F07OL@-]O,.M.U ;<;"F"#Z;4PV']KU=5WT[Q4^= M:2^;8U/CG-ZZ[G/0!_*^YH1@[J? =*9@XFG0ET9(L*^27YAT]@=)/(Q2()J1 MF/>'SIJZZ^U#V<#5_^S:;7=>=I%@S\\)0(F;X8!X<9#MLR8_3:#V6CIA (9K MZ#H\^HOBQ'G65PQGE&)3$;\#[1RAMKCR[37!BA5OTO[Z.)5N\B9*5+@I\JG_ M#.0BB @B'D@2DN&8T L>PL= M\:9>5\OG_G^_EW]M$67DST7FQC /LA"F& WCE&2N%V;!Q*F7N*%(IFGIB$- MYYH=2G8NXX;^TCA?%M-$7=SRZ>$,M(IIX9[1 T0J>QT\YX_AOPRGTP&=^+PU M'WL75% S_78HH&ZC:J./K'A;*#KA9_]A?:U_%&N6?[X>.P]@D!$/H3P!81I$ M*<9P'#O.@=BM1%I&-'Y.K7WH%NN[+XYPBC>:TL NG_1-3ZR8\IWEU![]XZ+P M@OSI=8$=ZJ?9IA/MLW0SQM]?ZT?93[A?CQ?GKDN'BW(01]@+ )N-C^-%)/=% M]$Y^%,,:=P!V='!"3-\4&.33M&G($].Q R9[A.LL3Q?$2IU;.P1*@QUONI/I M8897B+KS(.Q<2%FT9?NU7)94"&_79?=]7FV*S7*?%BX2F*4H0 AF.,E0E" & MHX< $\%<3.O IK<]FNJ>(F*W!0@<]3-#,9]XS<:NF)YU,/L#""!KQD1VZ:,:T>H)G7*#>[=SX^*%H[LOKN[OV]&PZ "X"D1^X M,,H0BC,O31IW%5\4E2=ZY*BW3OK"@"LNXB?6$S[:& B7 M_]A53=F?-3^-QD=!&,=AD(0D(\2'/HC)'@U$F7(,U(#!V/QI*_GKH[8$X'AA3EB"8#64+\+'5S/\S< M9P1LS^Z(.*\7U-B@D^S08I,&UI,]\&(Z_+VA(>&.RA$-"]_*YD?% M]FFN[X8MFV(-J'RORW2-T>HABNCR5C_BTVD+WB.GWP3,LS]Z;<,I/5\Y%-]HC]'J<9=O2*?@M*U)D9Q7'HB> LH 0 MXD*$@MAS$P2B<<" 8*Y=5@W#&!:^$9ES#$WPH* "AWQ*-Q%]8MIVDCEK).T\ M91=$3 //=LB6#D->G_;3Q0VO-/U'7:]^5NLU%<7/FRU]\BJV\'N4)QZTD<1Y MDL8PR6 >).QP-0#^"("@#(I(E<9A#4O7B+3+*OJF+@?$4O-VG93S*=M,;(LI MW0NBWU!L3QK'3^8%#33@$3LTT81AM?&G64PSOY;%FK"[BLNN=?K1<$&<(L^+ M?.QF*,MQ+ >]A+(T#D]O.$:@U^NOY+K7\644)Y(/MV; MA$,QE7M+W!^S*=DY>B[HEC*C=JB4NAFUYB=-I*;W^*H&7#=/-;LBO6[V=SF< MWBB*213C 'LN(J[KIS@D\*"%N<]UY[S)\4U/0350YX1*>.=WT.2);P&/<59OBM%W=G27;..L*%LU["%]72/ MM4#>BEQFN+0A:A@RKC3^G B'JS24^ M-TU]WQ2/IP&$T T\!,,PCN(0D#R.@K&$&D,,N):+# QK.$0=VN>T3L6.*OP< M^_X.X(\NTG+RW68EVO:A^J)5<60;]D$6.?'SI[E%TUF?,+ RJX MKZ&'9KX]CLD9%@L[/.3:L[?+0^:%W1&MOK!CIT2O2:\[^^OGB[^[ZW"7P&OA M==,\\7*"X@#BP(U)C%,\#I,^&>$M76=KXU&P2QL04[$"6 M/3IUCJ8+VJ3,K!UZI&[&FVZN6GCASL"*9D-SO_:F;+K[]5Z/&J4DQZZ+@@2X M88KH_W7'*C\W3J'=8NI5*:^+9#M;19\SJ!TLH2KX:=OACT^FFX'I0J:KEA]S6Q M1&ZL7H9431& .4YS& $4D" [OZ&]9OBN;O% #8-_96R^WIV892@\X)8FG2.'0)JU,)ZND==3&BSLJE^ M%&RL-Y7-,/?= (9>Z+(;0#T2!( <9L5(Z#"&PC"&9?. [.B0_>=-NVUV_082 M.ROPMW)US];0(;LD4.*:$A66^<1S(H+%-/((E#T)XWFF+LB?!GKM4#D=AM3: M'SW1PQ$_RLVNS*EQ[(K.IEAN_ZO:/N!=NZ7S[.8U"(0 ]KT4D#P(DBP/2.2/ M!VXS0)) [,B$UJ$-:]N MKOD]GY3B6>#NIGFT[(921;3MY%?]IHY(U3G)\7J MC&#GUSLQ-B]HH"&WV*&+IHQ[\^@E7/\IF6[$-8ERW;X^T!6F:9RGP M7#?R04;_W+W# MU05]T\6R'8*FS9K:S+,H>$LPG28WY0.=*>\O:3]=U)+F?HZ\''N ]?".,)TI MHW'XB,JGT$7!N@8U+&(O<(Z5CK^P1JV"&QWZ6.;3M5D(%A.X4]S:,Y?E)?"" MZFGW@1WRI]^LU_<&F^&-5Q#SHFK^LUCORM_*@G5N/72:>CU^'D< P#AR Q+' MH1?! &3[\7U/J-9.WZB&)9$!=3JDSA%4P>Q.(\=\>C@/O6*">)I9>R21F\,+ MFJC?#W:(H@&[:M-/L)@L_KTMK^](NZT>BVW9+B(_B$$810"#&&,/^P"'^V34 MS82R0<&/-BQP% T[S'&^;>F_%PWOX3IS#N%3 MKUE](:9O%.HQT2_!VB-VHHQ>D$-CSK%#,,V95T_TD N6]['3& _UFM+:LD;) MV^??ZVV95>URW=U#ML6D]"3-#*9SP#EC M_SQN"B^5[FEW@QVB:<"NUV5ZAIA3O3KT:[FF&?'JIFA8*=K7>KW.Z^8G3;46 M=,2$Y&Z&21)@/_:]#/0G2C*0(P@\'?>&RH]N.#N]>(7E@-H98#M_,.#.@)RS M"8%!O_ IZKPN$5-6$]Z8].K0LZ1>T%IS#K)#JJ58W,B:J-J*DLE-_'5\[[7IA1&??@E"52W#$?22LEK),235D6^?KI>B#-"!I M$L1QYF69M]?O*/6Y;FPS,:[Y8NP.ATA3=LW$7A;,N3DU*Y:SDR_2"7\^)TAV MP-?K#,ZF]T(LG0A$)KFVH"6C*5P4MRJ)C +]=%VU9W5;F"[=\WS0'1 M,_N;A>M%<1CC&(4@SC,71R"+1RS$QUS-ULPB,)S4'^-S5KO2V=9.X2P?6*,< MUIS]MFZ:^B=KST8SJIV>]%/5)TJS@ G=H55VC]Q4M,X>^:'2_='RF)Y3=* M;L].C#/N0MOE0[G:KXD(8J$.P680&$Y:1]#L-3V>D#X[Q\"OG-OG5S_^HX,O6$YFR$E\JP;S M^THM._38L(VO:WPG8)2_L1T/ OA7U2YDE8Y MSH^?5LUZ4 IZQDN:N&X9X$M)G]ZCRKA"]0 XE4B0/?L41]2 "\HBQ077%DU6 M->62,M9>W]U52_HVWC359ED]%>NNV_IPC(M.Q&';ULN*M13XK7R\+9M%Y!*4 MNVD8Y!%A5;,Q#,?](C_VLI1[C\8DCKF79X4NU*3]OR\=V$64(^FGD1[Y'4AP3DL9D'#9P4\$. M^HJ#39J4'R%T_F 8G0ZDGD4' 8*5EAK,<*N2P O3.N62PYXN\84&<:;M2_;5 MS.%;5)#EB;L-X&;7WZWT6&V[^LWO-?EK6VY6N"E7U78!6.\PG^1)$),H\1%. MO?WT(T*QT+J"ZEB&]>SOFU75WNX:=D_9<@^256$-E0'.TSO'1\TPS*=H4Y(K M)F@],N<(&N.T!^?TZ"9N+7B9J@MBIHMD.[1,FS6ONQ%J98E7R6Z:^JFDXLGZ M/6UI2LC:T#RQX>%MVUT?L@ H0BE!<8A<+R>IA]/ACI ,Q"G*(LXW37T@<^_: MB.VJ:WNU[98@]OBVI3SZ6F%^_HZEN4PPSA M"$3 RT.2NSDFX\!T5IZ(9!$:AC-=$[-[?"R:9U9W@8K-G\Y-4SY6K#3UQ=LH MED7H(%E1WLSPJU7?NI(#9[8>=.]3)R-TXKQ;KG02!O%*G2Q7XE6"67E'IV8K M5&[H%]NNR>2AW5T[U+Z0P,4HA*&7N&&<)1AX?0$QGK\=+K$#@4U9-O9NC[] M#/)?KOUZY,/ AR4P+R&$Q!D=&8(H35(_PL$P=A %$1:[9UO'B*9WFT^\NR_: M[4HOM&LBG$\VI^=:X*F]F=\)ZM)))^&Q^XWG;V7SHUJ6_0\6,$T] $&.492Z( O=T/,'+,!S$5?W M5+,(3,? 'J73G[=V5GN<[&A?VR,=?JBFMYK\(1<'IW>%ED@X^*:'YQR .^C9 M&: //[3"-VK1<'H?:8V'&GPE'1&YJ!.(B7I=86=4U&SC.W'1!*,2D;$=@C0= M#)5W=5-^+;9L9>X_RY9=58;8K0+M L0Q\E(W=4.8 S?Q,/3@"",%F.ON16.# MFY\3LO?WM@/H-#U"YT@TA@GZA6/@],PKA;_V,,=@ON@A.P-F9P#M M("M\(1WSIO>)EG"GQ3)V$(7$0 \,-Q["PDL@N<"B,:#E\4U)N@56YX+P?63*YM M(E =G^N5?-FO72R\?*F*VVK-+N_=;>ASYVP?RG'M']?LMNM=]X9W+ZIJ38&R M,V3K"R;Q@L9EP@&O0S,P=M:YW#J_[/WTJW,P@_6!_D8EN%N%9[LV>;6A5E7% MVKFIV^Y:GKD+%-ZA7JA809<;;2UIGD/B]=W3]LK^_^WI;=0WU] MNRT8KL\;\E??USROF^NGDF:[-$QT;3_W3_W""U-(QW8C'_HXR,,\0GWK)!2D MB>L)M=8TB3)"N*NYKC/HZT*]HI(>PZF.5:HS^ >1E+ M.FCM\?T9.:7N>OM0-E\.8K3(DSQRLSB(<)XCUTTR.L<8$441\;E7[@WC,"WM M>WS+?F6%3MM7Y5W9-%0RFG(XQ;K;%(]UL^TF^;VN5QM6AU?]*%N'/9E.S>PZ M5GO61N-UQM^QJI_&T>$W["3 %UCF-OTD<&PS6/00R$2,ZSYBO,[Y M>_0O+RIB^)W. .>+:&R?Q%L"6Q46>4UN \.T]_@V-M1H/+?=,9%S+-@$FOI'7[2#8;$F[ +!DMVV,S1+A"1Q,P@ ((GG 9I"!$,U=X;CC,(0ZUHH,8#A M"-S?$=>6RUW3%T4W%*13=BA%^Q/*T,+I[\H0;K^IJ/?B6 ME4LS$Q42+9ET*)GPIJV@,A_O24O;;!?[/:G_*.O[IGAZH+GNNKL! 5$="](0 MQ4F6H93D2>H-MW7A)**RQJ,M:B,8%I=C/$(7K2CR=EE4IJ-,3%5$V.+1$VKG MD9;0[U[KR$4B3@B)'N+F51)--M0Z'R4!+2GO7X\TW(40L%X3.(A3+\YC=IE* MYD?C6 EGGJ(VPJ1:(G3-B2)S'&HR"6DJ:J+CKA,^/3E'Q3D]4:;. CU1MZ'6 M^3!QZLGVJ5E@N/ R&(, I'$8@21W YPF>Y7RH]SE4@[.SS*L$;A85W=ULZD* M3F'@I> ="3!@O=C+CN&7S_GUU]\_0Y$WO!U?<3K]^]?[^L?_QPQAKWC2?<5> M[^3X]>[-//4B"Q(P\RLKBK:6<[/ ;L+9ZWW9@MSU'6;+(=]KN%YWO[CP(M?' M:8AA'D3(#V(/^<,-#CCU4L1_UY#F<0V_WB^;,JR[E8O;9Z=;+&(+_L5ZW?^K MP'JP;N8Y5NMG)%U,5?JU(;8#TT-U#EBOG XM\P,>Z:>(N]60.>D76'Z?T0UR MR^W:W<&WOB[&T[GU=$-L6[!^;LJRVORSJCE"7=]UOX6>#[GKE[K?V+V^&_O2 M+I"? I+A"$ 8> R/[[LC.-_-^'N23 =ISKC&WO?[/7AG/:#7K+&:7*_8& M'&''3KX)P\XV;]?,':]NGAAN1/)EWRXY=1,_RC!Q P]"Y&($PKY=WBZHH5;:[=!!O2;5 M!A]3,>V[(+GLH#6E=?5YPUKXO+B%+<])$B=9[B.4DS0$.,-HQ,(D6D0,S2 P MK(XC,J?:0V-'IZKQU>T6A_Y-3!@-N8)/*>?W@IAT7DPDKYR]?PZ@9[LZ4HK: M"^IJUE5VR*UA&^LI'WYM@OQ?U?;A]WJX91NNU_5/=H;N+<(%] **!&41#D(O M!PBF*!R11200NK1M"CR&Q9KA=#:UTSZ52W:$C6U ]UB=9@"K3:GU^4A9MV=Q MCU85_\D<]WOM##8X>R-."KPUJLY+O)S&:W>K]8JOWV)^_3?$MJ9HP($K\K(4 MP= E68Z"/(O#+/ '7, +XUQC+-" 9HI(4$P6"'2X1TL8F-@S^H/ !XP )O5? MHS\_A/KKM%=,^[4S;61A9A'F 8P\Y"5QZ(<80CJX.V+(NFM%ZVVQ-K @\^[( M0HJ^!\DM'M_9G^S5^^)RC,'5F/?Y-[ *HY5ZTZLOUDBS+AE6\(?UDJMBF\K2 MBB"#&J3T[QMVT>9-4]%_?RK60S_1_1)/F!+BQC[!?I"BP,\\%( 1#P8)5P&_ M>12&D^8>G?,TPG-N>WQL/]_4@K>J7Y3E=D*7:)7>P5E[X,Z W,;5[\L#BC"_?:KB*\BDEJ6'E\LABPBX ML0>QYP9IY.9)BGT05/P;)7]9[ .,FBF 2>%DZ0LD)A)IR4WD AM/3 1C?7.XG<_&[6 M0\HZ.XUSM KNZ#:;EW7/TBJGP>I>LEZ,-9C(K\JZ^-0@SY\W5+GHZ)\WR_JQ MA,MELRO6OY7;AWJU0%F:^! @E'D44I9% 01[,$F@:_% !8)AB1ZAL=;M%%LG MU<.];;6Q#34EER@K\E3>T*K)>S_UJ*E(][B='K@UNGR!7#EEUN$MZ[59BY'\ MZJR/4ZX>)9>.NS!=N6&72+#STMUW^*%H[LO5]=W=(DB)YP=1&"8I")'GX30@ M(Q8"()<\FT5@6)T'))_JNSOGJ<)XB)\CL']CJ@5\[-P3-] MNXD!NT/!6^$<@58A5CA)KC/(=S9Q//>2T&EEL74>BA^E'Z\;'JYDW?ZR_E M9K5P010A% <@0H#.HPB*O/$,4A3BE*LUO;'!#0?#Z]VVW1:;%9/CY1Y;UU.O M_&M+ 3I+BKK:JDY<]#OE_Y+W9LUM(]G6Z%_)MUL5(??!E!B^-^2 +M]P6;Z6 MJDZ&UBY=PX[Q4J6 M2>-A8ER\KJL=^V(%2'&S97_2;.O=,(Y_W)I%EMTSU8JU0,VC M3K'G7C72 V]I[@CGS3W*F[+I2Z4P03 .W33V212E7DH=-)S0#SV/8"NS1[(@ M9C1_]'J&'["H%JL+L&1.@1ONE:4Y)NG0&9YELADUN_-,'#EHH<][JND%PR8F MFU2#-@\9M^^FZH23'J_BN773X&K#[[ K&)RBZ5I*11AY00R3Q ^(!QV*/.JV MQA#TB!=+G8]4-&%9DCDJ\ R66GL[50)%LUWKW,D)HP)MEA+5MX@YFXYJ,3D/ MM=)UXE5J:8 3HOM;1"J<0L\KC4JDT7 M:U(L-B/\+A&GIG[-,3B#.5Z#SE16GC(QO5\5Y>)3<9>O*1M8MD_M78(0IA$F M!$?0C\(TBK/(]_L1Q8\$VX2J?*[M')+# 1T>J1M"E3@Z+]:VZ9%,$R68$;G; MBWG7Y8;LBYOZ$7.OQ,*PY:R"O]IT/\M>\^O+_O#T*/?:(3A>RSO!1# M&KO9\/$80:&;4J0_U/(+/SS04A=XRC/S_IMNC12YUUR4#Q.O^+'+)]YO)5:F M?[G58%>:3X-$]?9GV>0?-\L^7:"^&T81Q:F71AZ". HI' QD.(F$*S6YC[7\ M:G,P?#KW].X&;5X$JBU[E,B]V ,;*D64)"L2!9,]=M2*H_TS8ZH0>N;@J:)' MC849%#B*P"OM)T!S2OS3OMLXA4D:IS&$89:X?N*F$22]P<#QJ%0+60TS$TR- M?U*]V$"'3<4Y")WO#=]=%_;# ,,IBESK8Y>-*D*0>IKUE&,% 2)Q,VK.L4O]=E'?W M_,1SOC\_V4,$[-,>P"_E!CP5>=W\*G,SH2&J!5*]"5B6G"MS$*D7(J"S5,Z0S24],>5?8>0,F$MC7> M;3@I]L8N;_D(QKM4N0M($Y_@#$8QH8RVT(OI,!68QH'O2N6UVM8L#QP]-+#N MWBP6 GZN 2Q[?.WHT4@/'P;)%DQ[1^59;>@8J.Y%C -L[YWM(8ZJ,<)DA>!ZB9-4K511)SL$:NG2!=B# MFE*.]B"$A4B>RSE*D((79\5'E16UE8TGDC_D=T5S5>WN[K=_YNM=L4@\'WL^ M9!E9F#I>$+F0X-XN@D[@J2]PJ%BSO9NCV98/;=/$_*':L>%]M2OXL!>V=JF/2]2=0D]+ [RK+(78IEQK1>3I O3P0(?O K0(IUP9 M>8,PX042';+GH6T&_3F[7*+/E-BJR1FCZ4-[I+*S[221@P.2H20,(($88]?; MVX[%-J>:M6A9]WHLME3/,/LB2RE3$&]:_7J@[\F@3:IE5E2FH%QQ3<44]8++ M*H+,G%Q8,';L;^S9Z8 MP:A/H=34HZ:I,;90KHK'JBG;SL5%PYZ0[R!?+ODX(]U?1H]5I839)J%ZX\70 MR?("#. F391?$"6>):LR/,L46=F9\_FQ'D>BLM5V'BJ7K/SEG0;23?L?^J]= M^2U?MV8QPDF4(&8X M:&J*[79==!VU^.K]EOW#,NF;IS95EE,X_0"(:=RHS,NIW %:UT$EW_1?',$; M5^?>(^N,TAGC>1Y:9\Z=RM+SJ-!%\'.U+9KK.E\5S.[E]KZH#^U7&E(VRW75 M[.KBNOBQ18R,OQ=N&+DH"KP(AQY37QRF<7^!/?$9ED1.!.U@L*Z,7;]6_G+N M+Q!I-9'_'/#!2W;=QE(L1'.^J8,@FPJV_7-;Q+Q](,/UQR M@JI#HYAJCL2@G#0>R#O NE[#%J1O=/\G-$V Z3.0\!,.%(9?^#DI @7-2_G MNGZKO:F/&R:1F^:VJ)E>IETY6*RRJDX;WK[WJECNZG;?RO[&7Q+ U'%IX*,XF*PGD%_PQ^$: )S7]1/?P-).R8I]$F_WG3=; ^>#+9;>I&^#\CT^/&=QZ*/K+/ MU91OU(CCQ%%[_OUUQ9 &64AC)Z0)HF'B(^(/*"&A0OTTIL)F.3F6OA=\'@$; M8=2P'*M)QH\+<'QYQ217P!N.B:TQ12/Z_P&CBX[W)L<9[2B,,N(,"7?:[O;B M9QK"Q N2P&'_"1("!E )C$DHPTX\M LCS?/BY,11QF%((TPR-B-ST1C MS#[&G5<3G.4R&Q-;8XQZ\/\#AA@-YTV.,+HQ&&?J:[FLBRU?-_B?LEBO?J^^ MM1LDKI;WQ6JW+KY6ZS7[6]_S>K4@,,+43=(@#*'KDA@C]D^'WB=I(G47T%PP MV]ZLO4<*6JC@+PX.].A&G34S&. MSSNHC31R"0?]/V]X$G?=XA@DR?\4 TWW+3\ &&>> ^,@CB,OC;T$1Y&#!JQI MB+W%IKCCQ^>OIRG:Q($**5G2*=DKGR0K->GF !/%;OP!QW"\YC7R##\Y%_[9 M#T)[%T8:C>2?B/^\84F! XOCDVI$)JF(?!23$,74B4.2>1%$<3(LMODQR9*^ M(J*;U03UT'O@Y.NAP0^5:JC8K 3JH-D+U%A9LFCP_O/D2-QUFUFR'/\*-] > M]HBA%*?,2!P@#R9^B'$4]#T!@L!%H7C7?%4#EM9\H7Q]KASLAUL2I;@H7NB#VW:]<(13-HFJ+MPNE;8%7Y M4.MO^I5?U'%Y^T=3I$U3;!<>C5**?=>AT(%ADKBNXPXV,^A+K0+K61I7>T'- MX7VH;C_LV# MN:K$3;$%#^6F?-@]]-+UV#>C ;\\;]G\=/IZC)DW'A;E?([OF8(7@HV' MY5@1JKR.[X(X)!ZQYT\AOU[(X9J9I+ MD2V!BLL^47+C^;/+812K+46V)&HM^ZRI55KR[(G566_Z>ZK*TB-G!C66I@.5 ML0=%44]?I$;_K*NF6: 8\15F#X:CKH!('X!=W:EL946?7JRA"K MDA)LG5 --1YJJ\NCVNH"M!!'I511IZU3:T"R52B65_"WF! 1KZ< MDG@##.FJ?;ID3^%NS;>KD.*Q+I9E]YY$69BY,$T(3.(0>UF:D:$^9M5Q$$OL MV[$%8;0=.0,ZWNR^WI;_ENUC;X-^O8'"*N6VAH[C2!RCGC@29L:7,2)B;<21 MCHSV('2"+H5A29?X>0]4VMX)#EUF6!2=9CT#9.&%*(P"&B#DIGY*:.PG9+#H M.1E:;*MMOA:;:M6Q(U6V["&9*ULN^ 2LW,J0%JUBZT)C,6I@\)EN3>@,26?F MJ$U0.X]Y:B.>5.8?/'61.LR-HXAX2>+$&,4D4:AFG9CSXQF1F-.3FU M.9 VCX;PYV@Z(S]&V)V'"IEQI;+P],EITF_%>G5=_9YO^;;MI\/V[8-=+_8R M/T81= (8DI1D8=@=;Z1>Z#ARK<7TK5E6IWUG#98I<; ?MM6'AQ[N<5O:F?0G\K6 M,RJG>R\.JWS+RS5_W+*JOLK71?OH'2!$CN.$GA-YQ(&I!S&E,1D@^ @%,A)H MU/"(:KA'^N&VJC\T#.O1ZRLG@&:Y%]/"R6C7E,4W:)]:&&6H/*.15B(R#[FT MXUHUPA,M6]!^*YIM.WF$^57CY6U9K- 3O_>2[Y3:Y>M!V$F^?0G)C:%+4NA@ M+W8@S5+BHSTD$H2I7,%K$8CU@GB/'1S \_LGC^"# 3_@#LC6S3:C)%I7SR1 MLG6W=&PFEV<=JL_6[B-$)7L5.8^30:$$0^3*2.U)BT:UF\.43P"P?Y*Z@VX BG[,7!!JD6 MD^2I6)93X $E.,WTY(HKP>09@;41CWGHJ17/7MU ;(L]4;4#67WS?%*MVLOJR+U1W[JL'5FN_/J?/U 5B281AY'B$AB0+'S\(@ M#0=@"4U#&1$= #]_4Z>"(GP6/$3TR99Q8Z.<'6 MCMKD*/S9U/W"]-VC%-'+2&*=A$+(D/PN= M,*4#$C?SH-K88,[^B(/! 71[4[U6XFTE%+(R/TT4U'7]? !F).#"Q HIMODP MS4VB+7AX4I-ML2ET!.L XVB"I;N2Y_+VMN^R>'5?%-NO9?/W2T 128E'F.4P M]6,WPBFD3@LH9<-#AH6NL1\!QHB2?#P=.ES"Q3SX,/2K;'T K1,2YX,L1^F\ M3,\L0(IJ?2D5&QGI'CU<$B>[YA,VM4->(X1/[,R7%I%O#*HC1F<&)\%&@-;<@H:4H(0X,1%PJ5 M,JJ?;7E,[""! 5/_0@J*J#)?YP>R,:B2&YUD67JC2FB&,J$IEO^XJ[[]%_.R MJQ#8%R\+@Q,,O*%/NEQ-*SK:Z"LS3XR8/#3U=G'%!L;^!J]BD]=EE?XHFT6< M(M=WT@#2#/'%3!JE",,$^TD4)1#%(@*A_NG6T^8."_B+HQ&4!@VNSHO#.#3) M)J]B#(E,'C#_CB8.V'$D 6^H@SY9T^J# ?R5J<=&0B/ZC_]CTSP6RW9? M!*D>\G*SH&F4!"EQ(80T0!A%KA?TMA*8)$+[X\J<;IRBX91V:-,V _W0]Z$R^2#)ZTA6U<4R;[:_%P\W1;T(?3\,PAA1 M$B:1$WHXYKL!$@R]**5^)G2^2>/C+2O(@$9>.&1I$E<-BPS)2<8 !/S501E1 M,IYS\(Y>*!(V'[%0=> -I=#B0J)91+DM/I7?^(4W6_;(E*S\:;M3-.CI]_Q_ MJ[K=H]DF/&F$"79"!R<.B5B!Y&89[8NB*(I3J859DW9M"TL+]4.+%1S =@U: M&KY%NL7;;9N6JG6L!$%L278J_B5ERR3UMOI2B/)X9N751C3FL>)JQ;/7G2TL ML6= 10_V/^30*"!I%#HQ(;X7AYG;HXA#/Y Z$63:]J1J>O'LA>:H M)0M":Q'1EE7KP3 IK2IQ&%M?WR)436.U0C-[G=7S3EQK#; H?!,K2XU)\5@U M)3/;I<>85T-B5.I:C\/&659,C JL.$BCWQ$M>UJW MFICL629,3ME:K@8T9@I>:=EZ3<@99=)@;Q[BH^/ RYM8=;D0E9!T];^[?A,> M*[0_%]_[*U[+S=V7NMJP+Y?ME'^7-F(_P5X2$IQB/XC#)(!!UF/ V'>D;OTS M:]FR\!R!;:^39W#! 2]X#EBI^#4<"#'!FBX&>BC M)=^J,9YI.56]9K]]>9NNJD>^EZ(7<"_%T/?8ASLT"S#Q/!0'@RG'"1(9\50R M8%DC.::V<5"/2K%D5>-.3.^LTR8G:_*,6=&NMU@Y(U%:),Y#B?1/UM@D*TMAQ$$I"-PK9UUXR9(J8?2W5O2G$W+EDRRCS\Y V MPSZ]3*XL,&9$_%R_MTT] F,ORXB# N+'?A)B9CM!L>]!OH_$F/@)6YQ:_%S? MH/B)\VQ _*Q0;%C\7'^.XC\+C>8VWX: M)@,SQ\&!'R>N"[FFAIGK] I+DS@2VC"O^-&6Y:P%!#I$$D<1%2@Z+U CL".G M1,?$O"\Y1AB2.(!IERFU0Y5RC(F=CWSEYQL*JTG(#,XQ:H"OC#P4$N+X.7_, MG]L@7H0@C$.2Q!Y.(?;(WH;O1D+EK]HG6Y9&CD=>&>7Y$1!&J]3(Z>(1*RJR M*$^/A"I:I4E-%*7H$M/$EUZ>DD1E-F:@B.K8*Q//@TRGDWR3U;SY5;.L>BN! MYT"*0I(BY(?0@21(AMTG6>)@H:NF5#_;LB8R1& /2:9UA0)+ KIHF2 Y97S& MC8HVJI DT[3#+EF*G3CD2!/LJO'*TU,:J<')#%12!WUEYLF04 MBC?TPP1Q2%"D9M0+_82W\M\ M?V\D3*@KL\U%\J-MKW*T:/BVV!L^!7 O>]FH+%'G]6($CB27._;T=%#&W73R MG(8SNTL4^9K'-A)5\)619T:B+OM4Y9LFWZP^%7E3-%^+95%^XXT;/U>;QZ*^ MK>J'O #/!X+#!&;!@,.-HE#J4)9YZY;SH3TZGMLP>"!GR5"S!:M= =;L00 E2XKN\YK? M#YTB.TC,EJ+WP MS*-*M>C?ZVY'5ID4JG7?MIA5=6OT\O;V\K;OF/*IS&_*=;DMVW%E?[=ZVK1C MSL&'10AY2Z8@I9Y# HQ\SR/>@-(+?*'^*7#D%3AV"Z0-Z&J3@VGFMM_LQ@ARCMI4GUH9NH7+MG&9 MEJ[43G>DO0!]##C(N;2@/=!VOAHSQ_IL"C"#+@EWF%7F2VRKY^TM(XXKZV_5 MKF$UWW7^ ]?%JMPVAPN;+[]OF'KI[X?E!;""RKXQX2+YEZ3$P6F5P^L$BR0BJOM_UO-* NUCG_X;9B*=5W M]IXOJX<"] X#YC'H79;95&DM= (ETRRB)J>T!\AO$7]Q=,7]!3@$]P!]%J&1 MV10[AQ I[IRU%2K!+;:*S)WS[6(WY;,NV5?Y6U-N2 Z$_'HM- M4RR@FX0I31*2!3"D81R[?K ?JU,D=6V0PL?;/C%Q0,3J@D9TW-+A2RS;MTR5 MY(ASQ%*/9NPVQ2_9.).R:U WCP1=QX%7784UN1 \9[6NOO-EZZRJ^3Q'VJ^/ M?ZI8XM_TJL5RQ9K_D!3=?Q=1$#L!PH�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