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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
12 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2020
Operating Activities      
Net income $ 14,957 $ 12,311 $ 10,866
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Client incentives 10,295 8,367 6,664
Share-based compensation 602 542 416
Depreciation and amortization of property, equipment, technology and intangible assets 861 804 767
Deferred income taxes (336) 873 307
VE territory covered losses incurred (43) (147) (37)
(Gains) losses on equity investments, net 264 (712) (101)
Other (94) (109) (44)
Change in operating assets and liabilities:      
Settlement receivable (397) (468) 1,858
Accounts receivable (97) (343) (43)
Client incentives (9,351) (7,510) (8,081)
Other assets (666) (147) (402)
Accounts payable 67 88 21
Settlement payable 1,256 679 (2,384)
Accrued and other liabilities 1,055 929 923
Accrued litigation 476 70 (290)
Net cash provided by (used in) operating activities 18,849 15,227 10,440
Investing Activities      
Purchases of property, equipment and technology (970) (705) (736)
Investment securities:      
Purchases (5,997) (5,111) (2,075)
Proceeds from maturities and sales 4,585 5,701 4,510
Acquisitions, net of cash and restricted cash acquired (1,948) (75) (77)
Purchases of other investments (86) (71) (267)
Other investing activities 128 109 72
Net cash provided by (used in) investing activities (4,288) (152) 1,427
Financing Activities      
Repurchase of class A common stock (11,589) (8,676) (8,114)
Repayments of debt (1,000) (3,000) 0
Dividends paid (3,203) (2,798) (2,664)
Proceeds from issuance of senior notes 3,218 0 7,212
Cash proceeds from issuance of class A common stock under equity plans 196 208 190
Restricted stock and performance-based shares settled in cash for taxes (120) (144) (160)
Payments to settle derivative instruments 0 0 (333)
Other financing activities (198) 0 (99)
Net cash provided by (used in) financing activities (12,696) (14,410) (3,968)
Effect of exchange rate changes on cash, cash equivalents, restricted cash and restricted cash equivalents (1,287) (37) 440
Increase (decrease) in cash, cash equivalents, restricted cash and restricted cash equivalents 578 628 8,339
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of year 19,799 19,171 10,832
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of year 20,377 19,799 19,171
Supplemental Disclosure      
Cash paid for income taxes, net 3,741 3,012 2,671
Interest payments on debt 607 643 537
Accruals related to purchases of property, equipment and technology $ 56 $ 41 $ 38