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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
3 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Operating Activities    
Net income $ 2,977 $ 2,522
Adjustments to reconcile net income to net cash provided by operating activities:    
Client incentives (Note 2) 1,456 1,326
Share-based compensation (Note 11) 100 68
Depreciation and amortization of property, equipment, technology and intangible assets 159 145
Deferred income taxes 139 (919)
Right to recover for covered losses recorded in equity (Note 4) (91) (3)
Other 9 (21)
Change in operating assets and liabilities:    
Settlement receivable (1,551) (180)
Accounts receivable (200) (146)
Client incentives (1,361) (986)
Other assets (37) 141
Accounts payable (46) (51)
Settlement payable 1,739 275
Accrued and other liabilities (54) 794
Accrued litigation (Note 13) 55 (152)
Net cash provided by operating activities 3,294 2,813
Investing Activities    
Purchases of property, equipment and technology (157) (141)
Investment securities:    
Purchases (1,124) (1,636)
Proceeds from maturities and sales 1,233 1,076
Purchases of / contributions to other investments (22) (6)
Net cash used in investing activities (70) (707)
Financing Activities    
Repurchase of class A common stock (Note 9) (2,393) (1,778)
Repayments of long-term debt 0 (1,750)
Dividends paid (Note 9) (572) (458)
Cash proceeds from issuance of common stock under employee equity plans 48 53
Restricted stock and performance-based shares settled in cash for taxes (101) (88)
Net cash used in financing activities (3,018) (4,021)
Effect of exchange rate changes on cash and cash equivalents (68) 80
Increase (decrease) in cash, cash equivalents, restricted cash and restricted cash equivalents 138 (1,835)
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period (Note 3) 10,977 12,011
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period (Note 3) 11,115 10,176
Supplemental Disclosure    
Income taxes paid, net of refunds 168 183
Interest payments on debt (Note 6) 234 241
Accruals related to purchases of property, equipment and technology $ 34 $ 26