Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash on hand and in banks	$ 8,074	$ 7,722
Interest-earning deposits with banks	49,618	16,598
Investments available-for-sale, at fair value	204,975	217,778
Investments held-to-maturity, at amortized cost	2,450	2,444
Loans receivable, net of allowance of $15,306, and $15,227	1,168,079	1,167,083
Federal Home Loan Bank ("FHLB") stock, at cost	6,803	7,512
Accrued interest receivable	7,263	6,513
Deferred tax assets, net	3,156	2,597
Premises and equipment, net	19,921	21,192
Bank owned life insurance ("BOLI"), net	37,398	36,286
Prepaid expenses and other assets	13,673	12,479
Right of use asset (“ROU”), net	2,818	3,275
Goodwill	889	889
Core deposit intangible, net	451	548
Total assets	1,525,568	1,502,916
Liabilities and Stockholders' Equity
Noninterest-bearing deposits	104,164	119,944
Interest-bearing deposits	1,106,246	1,050,096
Total deposits	1,210,410	1,170,040
FHLB advances	125,000	145,000
Advance payments from borrowers for taxes and insurance	4,760	3,051
Lease liability, net	3,011	3,454
Accrued interest payable	2,646	328
Other liabilities	20,506	20,683
Total liabilities	1,366,333	1,342,556
Stockholders' Equity
Preferred stock, $0.01 par value; authorized 10,000,000 shares; no shares issued or outstanding	0	0
Common stock, $0.01 par value; authorized 90,000,000 shares; issued and outstanding 9,179,510 shares at September 30, 2023, and 9,127,595 shares at December 31, 2022	92	91
Additional paid-in capital	72,926	72,424
Retained earnings	96,206	95,059
Accumulated other comprehensive loss, net of tax	(9,989)	(7,214)
Total stockholders' equity	159,235	160,360
Total liabilities and stockholders' equity	$ 1,525,568	$ 1,502,916