Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash on hand and in banks	$ 10,621	$ 7,722
Interest-earning deposits with banks	42,956	16,598
Investments available-for-sale, at fair value	208,927	217,778
Investments held-to-maturity, at amortized cost	2,444	2,444
Loans receivable, net of allowance of $15,606, and $15,227	1,171,916	1,167,083
Federal Home Loan Bank ("FHLB") stock, at cost	6,603	7,512
Accrued interest receivable	6,690	6,513
Deferred tax assets, net	3,275	2,597
Premises and equipment, net	20,283	21,192
Bank owned life insurance ("BOLI"), net	36,922	36,286
Prepaid expenses and other assets	13,051	12,479
Right of use asset (“ROU”), net	3,018	3,275
Goodwill	889	889
Core deposit intangible, net	484	548
Total assets	1,528,079	1,502,916
Liabilities and Stockholders' Equity
Noninterest-bearing deposits	111,768	119,944
Interest-bearing deposits	1,113,196	1,050,096
Total deposits	1,224,964	1,170,040
FHLB advances	120,000	145,000
Advance payments from borrowers for taxes and insurance	2,524	3,051
Lease liability, net	3,213	3,454
Accrued interest payable	2,045	328
Other liabilities	16,618	20,683
Total liabilities	1,369,364	1,342,556
Stockholders' Equity
Preferred stock, $0.01 par value; authorized 10,000,000 shares; no shares issued or outstanding	0	0
Common stock, $0.01 par value; authorized 90,000,000 shares; issued and outstanding 9,148,086 shares at June 30, 2023, and 9,127,595 shares at December 31, 2022	92	91
Additional paid-in capital	72,544	72,424
Retained earnings	95,896	95,059
Accumulated other comprehensive loss, net of tax	(9,817)	(7,214)
Total stockholders' equity	158,715	160,360
Total liabilities and stockholders' equity	$ 1,528,079	$ 1,502,916