Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash on hand and in banks	$ 9,618	$ 7,722
Interest-earning deposits with banks	70,998	16,598
Investments available-for-sale, at fair value	214,948	217,778
Investments held-to-maturity, at amortized cost	2,439	2,444
Loans receivable, net of allowance of $16,028, and $15,227	1,184,750	1,167,083
Federal Home Loan Bank ("FHLB") stock, at cost	8,203	7,512
Accrued interest receivable	7,011	6,513
Deferred tax assets, net	2,990	2,597
Premises and equipment, net	20,732	21,192
Bank owned life insurance ("BOLI"), net	36,647	36,286
Prepaid expenses and other assets	11,336	12,479
Right of use asset (“ROU”), net	3,194	3,275
Goodwill	889	889
Core deposit intangible, net	516	548
Total assets	1,574,271	1,502,916
Liabilities and Stockholders' Equity
Noninterest-bearing deposits	110,780	119,944
Interest-bearing deposits	1,116,348	1,050,096
Total deposits	1,227,128	1,170,040
FHLB advances	160,000	145,000
Advance payments from borrowers for taxes and insurance	5,447	3,051
Lease liability, net	3,374	3,454
Accrued interest payable	749	328
Other liabilities	17,928	20,683
Total liabilities	1,414,626	1,342,556
Stockholders' Equity
Preferred stock, $0.01 par value; authorized 10,000,000 shares; no shares issued or outstanding	0	0
Common stock, $0.01 par value; authorized 90,000,000 shares; issued and outstanding 9,148,086 shares at March 31, 2023, and 9,127,595 shares at December 31, 2022	92	91
Additional paid-in capital	72,445	72,424
Retained earnings	95,597	95,059
Accumulated other comprehensive loss, net of tax	(8,489)	(7,214)
Total stockholders' equity	159,645	160,360
Total liabilities and stockholders' equity	$ 1,574,271	$ 1,502,916