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Deposits
12 Months Ended
Dec. 31, 2022
Deposits [Abstract]  
Deposits Deposits
Deposit accounts consisted of the following at December 31, 2022 and 2021:
 December 31,
 20222021
 (In thousands)
Noninterest-bearing$119,944 $117,751 
Interest-bearing demand96,632 97,907 
Savings23,636 23,146 
Money market542,388 624,543 
Certificates of deposit, retail 262,554 294,127 
Brokered deposits124,886 — 
 $1,170,040 $1,157,474 


At December 31, 2022, scheduled maturities of certificates of deposit were as follows:
December 31,Amount
 (In thousands)
2023$238,146 
202482,384 
202516,784 
20267,032 
20277,976 
Total: (1)
$352,322 
_______________
(1) Includes $89.8 million of brokered certificates of deposit.

Deposits included public funds of $61.0 million and $60.6 million at December 31, 2022 and 2021, respectively.
Certificates of deposit equal to or exceeding the FDIC insured amount of $250,000 included in deposits at December 31, 2022, and 2021, were $89.6 million and $77.4 million, respectively. Interest expense on certificates of deposit equal to or exceeding $250,000 totaled $1.2 million for both the years ended December 31, 2022 and 2021.

Included in total deposits are accounts of $2.7 million and $2.2 million at December 31, 2022, and 2021, respectively, which are controlled by related parties.

Interest expense on deposits for the periods indicated was as follows:
 Year Ended December 31,
 20222021
(In thousands)
Interest-bearing demand$478 $90 
Savings
Money market3,744 1,601 
Certificates of deposit, retail3,635 5,519 
Brokered deposits1,091 — 
 $8,955 $7,216