Condensed Consolidated Balance Sheets - USD ($)	Mar. 31, 2026	Dec. 31, 2025
Investments, at fair value:
Fixed maturities, available-for-sale	$ 254,123,000	$ 253,152,000
Equity securities	64,715,000	61,685,000
Other investments	41,658,000	40,053,000
Total investments	360,496,000	354,890,000
Cash and cash equivalents	117,013,000	198,762,000
Restricted cash	121,936,000	94,092,000
Total cash, cash equivalents and restricted cash	238,949,000	292,854,000
Accrued investment income	3,096,000	3,156,000
Property and equipment, net	691,000	723,000
Premiums receivable, net	76,719,000	70,447,000
Reinsurance recoverable on paid and unpaid losses, net	112,057,000	128,205,000
Ceded uneared premiums	90,722,000	109,697,000
Goodwill	59,476,000	59,476,000
Deferred policy acquisition costs, net	39,952,000	37,815,000
Intangible assets, net	2,861,000	3,471,000
Other assets	11,987,000	11,998,000
Total Assets	997,006,000	1,072,732,000
Liabilities
Unpaid losses and loss adjustment expenses	126,990,000	165,701,000
Unearned premiums	257,878,000	249,616,000
Reinsurance payable on premiums	42,491,000	66,841,000
Accounts payable and accrued expenses	80,434,000	112,781,000
Operating lease liability	3,077,000	3,135,000
Notes payable, net	149,436,000	149,353,000
Other liabilities	5,002,000	7,740,000
Total Liabilities	665,308,000	755,167,000
Commitments and Contingencies (Note 11)
Stockholders' Equity
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 100,000,000 shares authorized; 48,993,640 and 48,976,885 issued, respectively; 48,342,811 and 48,764,802 outstanding, respectively	5,000	5,000
Additional paid-in capital	440,871,000	439,742,000
Treasury shares, at cost: 650,829 shares and 212,083 shares, respectively	(5,431,000)	(431,000)
Accumulated other comprehensive loss	(8,492,000)	(7,242,000)
Retained earnings (deficit)	(95,255,000)	(114,509,000)
Total Stockholders' Equity	331,698,000	317,565,000
Total Liabilities and Stockholders' Equity	$ 997,006,000	$ 1,072,732,000