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Reinsurance - Effects of Reinsurance on Premiums (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Insurance [Abstract]      
Direct Premiums Written $ 612,599 $ 642,727 $ 635,593
Assumed Premiums Written (77) 5,078 116
Ceded Premiums Written (290,212) (370,210) (413,462)
Net Premium Written 322,310 277,595 222,247
Direct change in unearned premiums 32,271 (5,730) (41,227)
Assumed change in unearned premiums 3,467 (3,467) 10,201
Ceded change in unearned premiums (51,196) 5,592 70,839
Net decrease (increase) (15,458) (3,605) 39,813
Direct premiums earned 644,870 636,997 594,366
Assumed premiums earned 3,390 1,611 10,317
Ceded premiums earned (341,408) (364,618) (342,623)
Net premiums earned 306,852 273,990 262,060
Direct Losses and LAE Incurred 5,250 231,537 120,114
Assumed losses and LAE incurred (3,051) (4,077) 3,767
Ceded losses and LAE incurred 43,841 (158,141) (77,203)
Net losses and LAE incurred $ 46,040 $ 69,319 $ 46,678