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Schedule II - Condensed Statements of Cash Flows (Details) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Adjustments to reconcile net loss to net cash provided by (used in) operating activities:      
Loss on sale of subsidiary $ 328,000 $ 0 $ 0
Depreciation and amortization 6,569,000 8,869,000 10,626,000
Bond amortization and accretion 848,000 744,000 1,006,000
Net realized losses (gains) on investments 412,000 190,000 5,466,000
Net unrealized gains on equity securities (4,999,000) (1,996,000) (2,884,000)
Deferred income taxes, net 10,284,000 (2,364,000) 14,436,000
Stock based compensation 4,299,000 2,545,000 1,318,000
Fixed asset and intangible asset disposals 1,369,000 141,000 1,147,000
Changes in operating assets and liabilities:      
Accrued investment income (172,000) (1,177,000) 83,000
Other assets 1,563,000 21,526,000 (55,589,000)
Accounts payable and accrued expenses (10,890,000) 11,914,000 2,142,000
Net cash provided by (used in) operating activities 71,025,000 243,509,000 (136,003,000)
INVESTING ACTIVITIES      
Purchases of investments available-for-sale (86,995,000) (156,316,000) (37,780,000)
Net cash provided by (used in) investing activities 620,000 (179,211,000) (2,544,000)
FINANCING ACTIVITIES      
Tax withholding payment related to net settlement of equity awards (1,855,000) (1,359,000) (24,000)
Dividends 0 (24,102,000) 0
Proceeds from issuance of common stock, including exercise of stock options 774,000 11,621,000 26,793,000
Net cash provided by (used in) financing activities (1,081,000) (13,840,000) 26,769,000
Increase (decrease) in cash, cash equivalents and restricted cash, including cash classified as assets held for sale 70,564,000 50,458,000 (111,778,000)
Cash, cash equivalents and restricted cash at beginning of period 199,393,000    
Cash, cash equivalents and restricted at end of period 292,854,000 199,393,000  
Parent      
OPERATING ACTIVITIES      
Net income 106,837,000 75,718,000 309,911,000
Adjustments to reconcile net loss to net cash provided by (used in) operating activities:      
Dividends received from subsidiaries 23,000,000 14,300,000 0
Earnings from subsidiaries (114,455,000) (82,943,000) (80,757,000)
Loss on sale of subsidiary 148,000 0 0
Disposition of former subsidiary 0 (1,006,000) (238,440,000)
Depreciation and amortization 333,000 332,000 333,000
Bond amortization and accretion 2,000 6,000 7,000
Net realized losses (gains) on investments (5,000) 3,000 0
Net unrealized gains on equity securities 0 (1,000) (2,000)
Deferred income taxes, net 258,000 141,000 157,000
Stock based compensation 4,299,000 2,545,000 1,318,000
Fixed asset and intangible asset disposals 0 0 215,000
Changes in operating assets and liabilities:      
Accrued investment income 6,000 (79,000) (13,000)
Other assets (5,818,000) 4,154,000 (47,848,000)
Accounts payable and accrued expenses (19,454,000) 24,207,000 (3,000)
Intercompany payable 1,997,000 (8,062,000) 47,624,000
Operating lease liability 0 0 (369,000)
Net cash provided by (used in) operating activities (2,852,000) 29,315,000 (7,867,000)
INVESTING ACTIVITIES      
Proceeds from sales of investments available-for-sale 513,000 590,000 406,000
Purchases of investments available-for-sale (973,000) 0 0
Investment in subsidiaries (23,269,000) (1,265,000) (676,000)
Proceeds from sale of subsidiary 25,679,000 0 0
Net cash provided by (used in) investing activities 1,950,000 (675,000) (270,000)
FINANCING ACTIVITIES      
Tax withholding payment related to net settlement of equity awards (1,855,000) (1,359,000) (24,000)
Dividends 0 (24,102,000) 0
Proceeds from issuance of common stock, including exercise of stock options 774,000 11,621,000 26,793,000
Net cash provided by (used in) financing activities (1,081,000) (13,840,000) 26,769,000
Increase (decrease) in cash, cash equivalents and restricted cash, including cash classified as assets held for sale (1,983,000) 14,800,000 18,632,000
Cash, cash equivalents and restricted cash at beginning of period 34,377,000 19,577,000 945,000
Cash, cash equivalents and restricted at end of period $ 32,394,000 $ 34,377,000 $ 19,577,000