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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2019
Reinsurance Disclosures [Abstract]  
Reinsurance Recoverable

Reinsurance recoverable at the balance sheet dates consists of the following:
 
December 31,
 
2019
 
2018
Reinsurance recoverable on unpaid losses and LAE
$
482,315

 
$
477,870

Reinsurance recoverable on paid losses and LAE
67,821

 
148,128

Reinsurance recoverable
$
550,136

 
$
625,998
Reinsurance, Effect on Operations





























The following table depicts written premiums, earned premiums and losses, showing the effects that our reinsurance transactions have on these components of our Consolidated Statements of Comprehensive Income (Loss):
 
Year ended December 31,
 
2019
 
2018
 
2017
Premium written:
 
 
 
 
 
Direct
$
1,278,504

 
$
1,148,190

 
$
989,525

Assumed
101,764

 
104,211

 
51,323

Ceded
(633,275
)
 
(512,270
)
 
(447,329
)
Net premium written
$
746,993

 
$
740,131

 
$
593,519

Change in unearned premiums:
 
 
 
 
 
Direct
$
(59,660
)
 
$
(49,048
)
 
$
(49,386
)
Assumed
12,918

 
(22,392
)
 
(5,439
)
Ceded
52,149

 
20,585

 
46,796

Net decrease (increase)
$
5,407

 
$
(50,855
)
 
$
(8,029
)
Premiums earned:
 
 
 
 
 
Direct
$
1,218,844

 
$
1,099,142

 
$
940,139

Assumed
114,682

 
81,819

 
45,884

Ceded
(581,126
)
 
(491,685
)
 
(400,533
)
Net premiums earned
$
752,400

 
$
689,276

 
$
585,490

Losses and LAE incurred:
 
 
 
 
 
Direct
$
1,003,767

 
$
1,101,328

 
$
863,928

Assumed
44,914

 
97,444

 
60,836

Ceded
(549,188
)
 
(790,183
)
 
(559,229
)
Net losses and LAE incurred
$
499,493

 
$
408,589

 
$
365,535
Reinsurance Effects On Unpaid Lossses, LAE and Unearned Premiums
The following table highlights the effects that our reinsurance transactions have on unpaid losses and loss adjustment expenses and unearned premiums in our Consolidated Balance Sheets:
 
December 31,
 
2019
 
2018
 
2017
Unpaid losses and LAE:
 
 
 
 
 
Direct
$
716,559

 
$
579,710

 
$
441,355

Assumed
43,798

 
81,493

 
40,877

  Gross unpaid losses and LAE
760,357

 
661,203

 
482,232

Ceded
(482,315
)
 
(477,870
)
 
(305,673
)
Net unpaid losses and LAE
$
278,042

 
$
183,333

 
$
176,559

Unearned premiums:
 
 
 
 
 
Direct
$
637,128

 
$
577,467

 
$
528,419

Assumed
36,927

 
49,846

 
27,454

  Gross unearned premiums
674,055

 
627,313

 
555,873

Ceded
(270,034
)
 
(217,885
)
 
(201,904
)
Net unearned premiums
$
404,021

 
$
409,428

 
$
353,969