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Deferred Policy Acquisition Costs
12 Months Ended
Dec. 31, 2019
Deferred Policy Acquisition Costs Disclosures [Abstract]  
Deferred Policy Acquisition Costs
DEFERRED POLICY ACQUISITION COSTS

We anticipate that our deferred policy acquisition costs will be fully recoverable in the near term. The table below depicts the activity with regard to deferred policy acquisition costs:
 
 
2019
 
2018
Balance at January 1
$
105,582

 
$
103,882

Policy acquisition costs deferred
288,842

 
244,136

Amortization
(278,161
)
 
(225,900
)
Unearned ceding commission
(11,691
)
 
(16,536
)
Balance at December 31
$
104,572

 
$
105,582