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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2018
Reinsurance Disclosures [Abstract]  
Reinsurance Recoverable

Reinsurance recoverable at the balance sheet dates consists of the following:
 
December 31,
 
2018
 
2017
Reinsurance recoverable on unpaid losses and LAE
$
477,870

 
$
305,673

Reinsurance recoverable on paid losses and LAE
148,128

 
90,101

Reinsurance recoverable
$
625,998

 
$
395,774
Reinsurance, Effect on Operations

The following table depicts written premiums, earned premiums and losses, showing the effects that our reinsurance transactions have on these components of our Consolidated Statements of Comprehensive Income (Loss):
 
Year ended December 31,
 
2018
 
2017
 
2016
Premium written:
 
 
 
 
 
Direct
$
1,148,190

 
$
989,525

 
$
708,252

Assumed
104,211

 
51,323

 
(96
)
Ceded
(512,270
)
 
(447,329
)
 
(262,340
)
Net premium written
$
740,131

 
$
593,519

 
$
445,816

Change in unearned premiums:
 
 
 
 
 
Direct
$
(49,048
)
 
$
(49,386
)
 
$
(57,759
)
Assumed
(22,392
)
 
(5,439
)
 
16,432

Ceded
20,585

 
46,796

 
52,442

Net decrease (increase)
$
(50,855
)
 
$
(8,029
)
 
$
11,115

Premiums earned:
 
 
 
 
 
Direct
$
1,099,142

 
$
940,139

 
$
650,493

Assumed
81,819

 
45,884

 
16,336

Ceded
(491,685
)
 
(400,533
)
 
(209,898
)
Net premiums earned
$
689,276

 
$
585,490

 
$
456,931

Losses and LAE incurred:
 
 
 
 
 
Direct
$
1,101,328

 
$
863,928

 
$
335,542

Assumed
97,444

 
60,836

 
3,747

Ceded
(790,183
)
 
(559,229
)
 
(40,936
)
Net losses and LAE incurred
$
408,589

 
$
365,535

 
$
298,353
Reinsurance Effects On Unpaid Lossses, LAE and Unearned Premiums
The following table highlights the effects that our reinsurance transactions have on unpaid losses and loss adjustment expenses and unearned premiums in our Consolidated Balance Sheets:
 
 
December 31,
 
2018
 
2017
 
2016
Unpaid losses and LAE:
 
 
 
 
 
Direct
$
579,710

 
$
441,355

 
$
138,345

Assumed
81,493

 
40,877

 
2,510

  Gross unpaid losses and LAE
661,203

 
482,232

 
140,855

Ceded
(477,870
)
 
(305,673
)
 
(18,724
)
Net unpaid losses and LAE
$
183,333

 
$
176,559

 
$
122,131

Unearned premiums:
 
 
 
 
 
Direct
$
577,467

 
$
528,419

 
$
371,149

Assumed
49,846

 
27,454

 
1,074

  Gross unearned premiums
627,313

 
555,873

 
372,223

Ceded
(217,885
)
 
(201,904
)
 
(132,564
)
Net unearned premiums
$
409,428

 
$
353,969

 
$
239,659