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Reserve for Unpaid Losses (Tables)
12 Months Ended
Dec. 31, 2015
Reserves [Abstract]  
Schedule of Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]
The table below summarizes the activity related to our reserve for unpaid losses:
 
 
2015
 
2014
 
2013
Balance at January 1
$
54,436

 
$
47,451

 
$
35,692

Acquisition of Family Security Insurance Company, Inc. reserves
2,390

 

 

Less: reinsurance recoverable on unpaid losses
1,252

 
1,957

 
1,935

Net balance at January 1
$
55,574

 
$
45,494

 
$
33,757

Incurred related to:
 
 
 
 
 
Current year
185,476

 
122,114

 
94,752

Prior years
(2,368
)
 
(4,037
)
 
4,078

Total incurred
$
183,108

 
$
118,077

 
$
98,830

Paid related to:
 
 
 
 
 
Current year
127,306

 
83,967

 
62,494

Prior years
36,698

 
26,420

 
24,599

Total paid
$
164,004

 
$
110,387

 
$
87,093

 
 
 
 
 
 
Net balance at December 31
$
74,678

 
$
53,184

 
$
45,494

Plus: reinsurance recoverable on unpaid losses
2,114

 
1,252

 
1,957

Balance at December 31
$
76,792

 
$
54,436

 
$
47,451