Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Investments available for sale, at fair value:
Total investments	$ 452,714	$ 381,627
Cash and cash equivalents	84,786	61,391
Accrued investment income	2,915	2,239
Property, Plant and Equipment, Net	17,135	8,022
Premiums receivable, net	41,170	31,369
Reinsurance recoverable on paid and unpaid losses	2,961	2,068
Prepaid reinsurance premiums	79,399	63,827
Goodwill	3,413	0
Deferred policy acquisition costs	46,732	31,925
Other Assets	8,796	1,701
Total Assets	740,021	584,169
Liabilities:
Unpaid losses and loss adjustment expenses	76,792	54,436
Unearned premiums	304,653	229,486
Reinsurance payable	64,542	45,254
Other Liabilities	42,470	37,701
Notes payable	12,353	13,529
Total Liabilities	$ 500,810	$ 380,406
Commitments and contingencies (Note 13)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	$ 0	$ 0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,736,431 and 21,116,497 issued; 21,524,348 and 20,904,414 outstanding, respectively	2	2
Additional Paid in Capital	97,163	82,380
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	1,620	4,011
Retained Earnings (Accumulated Deficit)	140,857	117,801
Total Stockholders' Equity	239,211	203,763
Total Liabilities and Stockholders' Equity	740,021	584,169
Fixed Maturities [Member]
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $396,415 and $350,063, respectively)	396,698	352,630
Equity Securities [Member]
Investments available for sale, at fair value:
Equity securities (adjusted cost of $48,679 and $22,278, respectively)	50,806	25,987
Other Long-term Investments [Member]
Investments available for sale, at fair value:
Other investments (amortized cost of $4,980 and $2,749, respectively)	$ 5,210	$ 3,010