Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Investments available for sale, at fair value:
Total investments	$ 445,738	$ 381,627
Cash and cash equivalents	84,341	61,391
Accrued investment income	2,565	2,239
Property and equipment, net	15,343	8,022
Premiums receivable, net	46,389	31,369
Reinsurance recoverable on paid and unpaid losses	2,804	2,068
Prepaid reinsurance premiums	120,657	63,827
Goodwill	4,196	0
Deferred policy acquisition costs	46,928	31,925
Other assets	11,719	1,701
Total Assets	780,680	584,169
Liabilities:
Unpaid losses and loss adjustment expenses	71,943	54,436
Unearned premiums	299,419	229,486
Reinsurance payable	118,440	45,254
Other liabilities	51,048	37,701
Notes payable	12,647	13,529
Total Liabilities	$ 553,497	$ 380,406
Commitments and contingencies
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	$ 0	$ 0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,739,900 and 21,116,497 issued; 21,527,817 and 20,904,414 outstanding for 2015 and 2014, respectively	2	2
Additional paid-in capital	96,718	82,380
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	2,763	4,011
Retained earnings	128,131	117,801
Total Stockholders' Equity	227,183	203,763
Total Liabilities and Stockholders' Equity	780,680	584,169
Fixed Maturities
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $415,605 and $350,063, respectively)	418,399	352,630
Equity Securities
Investments available for sale, at fair value:
Equity securities (adjusted cost of $22,896 and $22,278, respectively)	24,303	25,987
Other Long-Term Investments
Investments available for sale, at fair value:
Other investments (amortized cost of $2,734 and $2,749, respectively)	$ 3,036	$ 3,010