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Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Document Period End Date Mar. 31, 2015  
REVENUE:    
Gross premiums written $ 106,616uihc_GrossPremiumsWrittenPropertyAndCasualty $ 89,001uihc_GrossPremiumsWrittenPropertyAndCasualty
Increase in gross unearned premiums 8,566us-gaap_IncreaseDecreaseInUnearnedPremiums 6,010us-gaap_IncreaseDecreaseInUnearnedPremiums
Gross premiums earned 115,182uihc_GrossPremiumsEarnedPropertyAndCasualty 95,011uihc_GrossPremiumsEarnedPropertyAndCasualty
Ceded Premiums Earned (37,134)us-gaap_CededPremiumsEarned (30,977)us-gaap_CededPremiumsEarned
Net premiums earned 78,048us-gaap_PremiumsEarnedNetPropertyAndCasualty 64,034us-gaap_PremiumsEarnedNetPropertyAndCasualty
Net investment income 2,073us-gaap_NetInvestmentIncome 1,467us-gaap_NetInvestmentIncome
Net realized gains 122us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 14us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Other revenue 2,153us-gaap_OtherIncome 1,992us-gaap_OtherIncome
Total revenue 82,396us-gaap_Revenues 67,507us-gaap_Revenues
EXPENSES:    
Losses and loss adjustment expenses 51,971us-gaap_IncurredClaimsPropertyCasualtyAndLiability 27,673us-gaap_IncurredClaimsPropertyCasualtyAndLiability
Policy acquisition costs 19,186us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense 15,180us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense
Operating expenses 3,541us-gaap_OperatingExpenses 2,509us-gaap_OperatingExpenses
General and administrative expenses 7,401us-gaap_GeneralAndAdministrativeExpense 4,350us-gaap_GeneralAndAdministrativeExpense
Interest expense 83us-gaap_InterestExpense 115us-gaap_InterestExpense
Total expenses 82,182us-gaap_CostsAndExpenses 49,827us-gaap_CostsAndExpenses
Income before other income 214us-gaap_OperatingIncomeLoss 17,680us-gaap_OperatingIncomeLoss
Other income 124us-gaap_OtherNonoperatingIncomeExpense 16us-gaap_OtherNonoperatingIncomeExpense
Income before income taxes 338us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 17,696us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Provision for income taxes 140us-gaap_IncomeTaxExpenseBenefit 6,307us-gaap_IncomeTaxExpenseBenefit
Net income 198us-gaap_NetIncomeLoss 11,389us-gaap_NetIncomeLoss
OTHER COMPREHENSIVE INCOME:    
Change in net unrealized gain on investments 2,529us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax 2,327us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
Reclassification adjustment for net realized investment (gains) losses (122)us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax (14)us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
Income tax expense related to items of other comprehensive income (930)us-gaap_OtherComprehensiveIncomeLossTax (894)us-gaap_OtherComprehensiveIncomeLossTax
Total comprehensive income $ 1,675us-gaap_ComprehensiveIncomeNetOfTax $ 12,808us-gaap_ComprehensiveIncomeNetOfTax
Weighted average shares outstanding    
Weighted Average Number of Shares Outstanding, Basic 20,752,565us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 17,458,136us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Weighted Average Number of Shares Outstanding, Diluted 21,243,103us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 17,543,673us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding
Earnings per share    
Earnings Per Share, Basic $ 0.01us-gaap_EarningsPerShareBasic $ 0.65us-gaap_EarningsPerShareBasic
Earnings Per Share, Diluted $ 0.01us-gaap_EarningsPerShareDiluted $ 0.65us-gaap_EarningsPerShareDiluted
Dividends declared per share $ 0.05us-gaap_CommonStockDividendsPerShareDeclared $ 0.04us-gaap_CommonStockDividendsPerShareDeclared