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Reinsurance Reinsurance (Tables)
 3 Months Ended
Mar. 31, 2015
Reinsurance [Abstract]  
Ceded Premiums Earned by type [Table Text Block]
The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:

 
Three Months Ended March 31,
 
2015
 
2014
Excess-of-loss
$
(2,126
)
 
$
(61
)
Equipment & identity theft
(1,194
)
 
(761
)
Flood
(2,847
)
 
(3,029
)
Ceded premiums written
$
(6,167
)
 
$
(3,851
)
Decrease in ceded unearned premiums
(30,967
)
 
(27,126
)
Ceded premiums earned
$
(37,134
)
 
$
(30,977
)
Liability for Catastrophe Claims Disclosure [Table Text Block]
Current year catastrophe losses by the event magnitude are shown in the following table. There were no catastrophes for the quarter ended March 31, 2014.

 
 
Three Months Ended
March 31, 2015
 
Number of Events
 
Incurred Loss and LAE (1) 
 
Combined Ratio Impact
Current period catastrophe losses incurred
 
 
 
 
 
 
$ 1 million to $5 million (2)
 
5

 
$
15,259

 
19.6
%
Total
 
5

 
$
15,259

 
19.6
%

(1)
Incurred loss and LAE is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.
(2)
Reflects losses from Winter Storms in 2015.