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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
Investments available for sale, at fair value:    
Fixed maturities (amortized cost of $372,182 and $350,063, respectively) $ 377,353us-gaap_AvailableForSaleSecuritiesDebtSecurities $ 352,630us-gaap_AvailableForSaleSecuritiesDebtSecurities
Equity securities (adjusted cost of $23,393 and $22,278, respectively) 26,878us-gaap_AvailableForSaleSecuritiesEquitySecurities 25,987us-gaap_AvailableForSaleSecuritiesEquitySecurities
Other investments (amortized cost of $4,315 and $2,749, respectively) 4,603us-gaap_OtherLongTermInvestments 3,010us-gaap_OtherLongTermInvestments
Total investments 408,834us-gaap_Investments 381,627us-gaap_Investments
Cash and cash equivalents 68,802us-gaap_CashAndCashEquivalentsAtCarryingValue 61,391us-gaap_CashAndCashEquivalentsAtCarryingValue
Accrued investment income 2,222us-gaap_AccruedInvestmentIncomeReceivable 2,239us-gaap_AccruedInvestmentIncomeReceivable
Property, Plant and Equipment, Net 10,189us-gaap_PropertyPlantAndEquipmentNet 8,022us-gaap_PropertyPlantAndEquipmentNet
Premiums receivable, net 31,021us-gaap_PremiumsReceivableAtCarryingValue 31,369us-gaap_PremiumsReceivableAtCarryingValue
Reinsurance recoverable on paid and unpaid losses 4,298us-gaap_ReinsuranceRecoverables 2,068us-gaap_ReinsuranceRecoverables
Prepaid reinsurance premiums 32,881us-gaap_PrepaidReinsurancePremiums 63,827us-gaap_PrepaidReinsurancePremiums
Goodwill 5,237us-gaap_Goodwill 0us-gaap_Goodwill
Deferred policy acquisition costs 31,791us-gaap_DeferredPolicyAcquisitionCosts 31,925us-gaap_DeferredPolicyAcquisitionCosts
Other assets 8,320us-gaap_OtherAssets 1,701us-gaap_OtherAssets
Total Assets 603,595us-gaap_Assets 584,169us-gaap_Assets
Liabilities:    
Unpaid losses and loss adjustment expenses 66,646us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense 54,436us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense
Unearned premiums 230,566us-gaap_UnearnedPremiums 229,486us-gaap_UnearnedPremiums
Reinsurance payable 24,838us-gaap_ReinsurancePayable 45,254us-gaap_ReinsurancePayable
Other liabilities 50,558us-gaap_OtherLiabilities 37,701us-gaap_OtherLiabilities
Notes payable 13,235us-gaap_LongTermNotesPayable 13,529us-gaap_LongTermNotesPayable
Total Liabilities 385,843us-gaap_Liabilities 380,406us-gaap_Liabilities
Commitments and contingencies (Note 7)      
Stockholders' Equity:    
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding 0us-gaap_PreferredStockValue 0us-gaap_PreferredStockValue
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,682,454 and 21,116,497 issued; 21,470,371 and 20,904,414 outstanding for 2015 and 2014, respectively 2us-gaap_CommonStockValue 2us-gaap_CommonStockValue
Additional paid-in capital 95,767us-gaap_AdditionalPaidInCapital 82,380us-gaap_AdditionalPaidInCapital
Treasury shares, at cost; 212,083 shares (431)us-gaap_TreasuryStockValue (431)us-gaap_TreasuryStockValue
Accumulated other comprehensive income 5,488us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 4,011us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained earnings 116,926us-gaap_RetainedEarningsAccumulatedDeficit 117,801us-gaap_RetainedEarningsAccumulatedDeficit
Total Stockholders' Equity 217,752us-gaap_StockholdersEquity 203,763us-gaap_StockholdersEquity
Total Liabilities and Stockholders' Equity $ 603,595us-gaap_LiabilitiesAndStockholdersEquity $ 584,169us-gaap_LiabilitiesAndStockholdersEquity