XML 103 R63.htm IDEA: XBRL DOCUMENT v2.4.1.9
Reinsurance Reinsurance - Narrative (Details) (USD $)
0 Months Ended 12 Months Ended 0 Months Ended
Jun. 01, 2014
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Jan. 02, 2015
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
ISO Catastrophe Definition   $ 25,000,000uihc_ISOCatastropheDefinition      
Reinsurance Retention Policy, Excess Retention, Amount Reinsured 1,105,200,000us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured        
Prepaid Reinsurance Premiums   63,827,000us-gaap_PrepaidReinsurancePremiums 55,268,000us-gaap_PrepaidReinsurancePremiums    
Policyholder Benefits and Claims Incurred, Assumed and Ceded   2,667,000us-gaap_ReinsuranceCostsAndRecoveriesNet 2,521,000us-gaap_ReinsuranceCostsAndRecoveriesNet    
Percentage of Flood Premiums Ceded   100.00%uihc_PercentageOfFloodPremiumsCeded      
Insurance Commissions and Fees, Flood Program   1,078,000uihc_InsuranceCommissionsAndFeesFloodProgram 570,000uihc_InsuranceCommissionsAndFeesFloodProgram 267,000uihc_InsuranceCommissionsAndFeesFloodProgram  
Increase (Decrease) in Ceded Losses and LAE Incurred   521,000uihc_IncreaseDecreaseinCededLossesandLAEIncurred      
Maximum [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance Retention Policy, Excess Retention, Amount Reinsured 1,080,200,000us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
       
Unaffiliated Private Reinsurers [Member] | Maximum [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Aggregate Coverage for Covered Losses Under Reinsurance Contract 525,000,000uihc_AggregateCoverageForCoveredLossesUnderReinsuranceContract
/ us-gaap_RangeAxis
= us-gaap_MaximumMember
/ uihc_ReinsuranceContractCoverageLayersAxis
= uihc_UnaffiliatedPrivateReinsurersMember
       
First Catastrophic Event [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance Coverage, Percentage Placed 100.00%uihc_ReinsuranceCoveragePercentagePlaced
/ uihc_ReinsuranceEventTypeAxis
= uihc_FirstCatastrophicEventMember
       
Second Catastrophic Event [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance Retention Policy, Excess Retention, Amount Reinsured 15,000,000us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured
/ uihc_ReinsuranceEventTypeAxis
= uihc_SecondCatastrophicEventMember
       
Reinsurance Coverage, Percentage Placed 100.00%uihc_ReinsuranceCoveragePercentagePlaced
/ uihc_ReinsuranceEventTypeAxis
= uihc_SecondCatastrophicEventMember
       
Catastrophe [Member] | Florida Hurricane Catastrophe Fund [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance, Aggregate Value of Property Covered Under Contracts 555,200,000uihc_ReinsuranceAggregateValueOfPropertyCoveredUnderContracts
/ uihc_ReinsuranceContractCounterpartyNameAxis
= uihc_FloridaHurricaneCatastropheFundMember
/ us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis
= us-gaap_CatastropheMember
       
Reinsurance, Losses Not Covered Prior to Coverage Beginning 230,800,000uihc_ReinsuranceLossesNotCoveredPriorToCoverageBeginning
/ uihc_ReinsuranceContractCounterpartyNameAxis
= uihc_FloridaHurricaneCatastropheFundMember
/ us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis
= us-gaap_CatastropheMember
       
Prepaid Reinsurance Premiums 38,594,000us-gaap_PrepaidReinsurancePremiums
/ uihc_ReinsuranceContractCounterpartyNameAxis
= uihc_FloridaHurricaneCatastropheFundMember
/ us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis
= us-gaap_CatastropheMember
       
Catastrophe [Member] | First Catastrophic Event [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance Retention Policy, Amount Retained 25,000,000us-gaap_ReinsuranceRetentionPolicyAmountRetained
/ uihc_ReinsuranceEventTypeAxis
= uihc_FirstCatastrophicEventMember
/ us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis
= us-gaap_CatastropheMember
       
Catastrophe [Member] | Second Catastrophic Event [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance Retention Policy, Amount Retained 10,000,000us-gaap_ReinsuranceRetentionPolicyAmountRetained
/ uihc_ReinsuranceEventTypeAxis
= uihc_SecondCatastrophicEventMember
/ us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis
= us-gaap_CatastropheMember
       
Catastrophe [Member] | Second Catastrophic Event [Member] | Unaffiliated Private Reinsurers [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance Retention Policy, Amount Retained 15,000,000us-gaap_ReinsuranceRetentionPolicyAmountRetained
/ uihc_ReinsuranceContractCounterpartyNameAxis
= uihc_UnaffiliatedPrivateReinsurersMember
/ uihc_ReinsuranceEventTypeAxis
= uihc_SecondCatastrophicEventMember
/ us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis
= us-gaap_CatastropheMember
       
Prepaid Reinsurance Premiums 90,600,000us-gaap_PrepaidReinsurancePremiums
/ uihc_ReinsuranceContractCounterpartyNameAxis
= uihc_UnaffiliatedPrivateReinsurersMember
/ uihc_ReinsuranceEventTypeAxis
= uihc_SecondCatastrophicEventMember
/ us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis
= us-gaap_CatastropheMember
       
Subsequent Event [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance Retention Policy, Excess Retention, Amount Reinsured         3,000,000us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured
/ us-gaap_SubsequentEventTypeAxis
= us-gaap_SubsequentEventMember
Reinsurance Retention Policy, Amount Retained         1,000,000us-gaap_ReinsuranceRetentionPolicyAmountRetained
/ us-gaap_SubsequentEventTypeAxis
= us-gaap_SubsequentEventMember
Subsequent Event [Member] | Catastrophe [Member]          
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]          
Reinsurance Retention Policy, Excess Retention, Amount Reinsured         $ 25,000,000us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured
/ us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentAxis
= us-gaap_CatastropheMember
/ us-gaap_SubsequentEventTypeAxis
= us-gaap_SubsequentEventMember