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Reserve for Unpaid Losses (Tables)
12 Months Ended
Dec. 31, 2014
Reserves [Abstract]  
Schedule of Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]
The table below summarizes the activity related to our reserve for unpaid losses:
 
 
2014
 
2013
 
2012
Balance at January 1
$
47,451

 
$
35,692

 
$
33,600

Less: reinsurance recoverable on unpaid losses
1,957

 
1,935

 
3,318

Net balance at January 1
$
45,494

 
$
33,757

 
$
30,282

Incurred related to:
 
 
 
 
 
Current year
122,114

 
94,752

 
57,739

Prior years
(4,037
)
 
4,078

 
670

Total incurred
$
118,077

 
$
98,830

 
$
58,409

Paid related to:
 
 
 
 
 
Current year
83,967

 
62,494

 
37,906

Prior years
26,420

 
24,599

 
17,028

Total paid
$
110,387

 
$
87,093

 
$
54,934

 
 
 
 
 
 
Net balance at December 31
$
53,184

 
$
45,494

 
$
33,757

Plus: reinsurance recoverable on unpaid losses
1,252

 
1,957

 
1,935

Balance at December 31
$
54,436

 
$
47,451

 
$
35,692