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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Investments available for sale, at fair value:    
Fixed maturities (amortized cost of $350,063 and $274,651, respectively) $ 352,630us-gaap_AvailableForSaleSecuritiesDebtSecurities $ 273,024us-gaap_AvailableForSaleSecuritiesDebtSecurities
Equity securities (adjusted cost of $22,278 and $13,825, respectively) 25,987us-gaap_AvailableForSaleSecuritiesEquitySecurities 15,602us-gaap_AvailableForSaleSecuritiesEquitySecurities
Other investments (amortized cost of $2,749 and $3,034, respectively) 3,010us-gaap_OtherLongTermInvestments 3,034us-gaap_OtherLongTermInvestments
Total investments 381,627us-gaap_Investments 291,660us-gaap_Investments
Cash and cash equivalents 61,391us-gaap_CashAndCashEquivalentsAtCarryingValue 34,888us-gaap_CashAndCashEquivalentsAtCarryingValue
Accrued investment income 2,239us-gaap_AccruedInvestmentIncomeReceivable 1,752us-gaap_AccruedInvestmentIncomeReceivable
Property, Plant and Equipment, Net 8,022us-gaap_PropertyPlantAndEquipmentNet 2,408us-gaap_PropertyPlantAndEquipmentNet
Premiums receivable, net 31,369us-gaap_PremiumsReceivableAtCarryingValue 26,076us-gaap_PremiumsReceivableAtCarryingValue
Reinsurance recoverable on paid and unpaid losses 2,068us-gaap_ReinsuranceRecoverables 2,426us-gaap_ReinsuranceRecoverables
Prepaid reinsurance premiums 63,827us-gaap_PrepaidReinsurancePremiums 55,268us-gaap_PrepaidReinsurancePremiums
Deferred policy acquisition costs 31,925us-gaap_DeferredPolicyAcquisitionCosts 25,186us-gaap_DeferredPolicyAcquisitionCosts
Other Assets 1,701us-gaap_OtherAssets 1,566us-gaap_OtherAssets
Total Assets 584,169us-gaap_Assets 441,230us-gaap_Assets
Liabilities:    
Unpaid losses and loss adjustment expenses 54,436us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense 47,451us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense
Unearned premiums 229,486us-gaap_UnearnedPremiums 193,428us-gaap_UnearnedPremiums
Reinsurance payable 45,254us-gaap_ReinsurancePayable 39,483us-gaap_ReinsurancePayable
Other Liabilities 37,701us-gaap_OtherLiabilities 38,575us-gaap_OtherLiabilities
Notes payable 13,529us-gaap_LongTermNotesPayable 14,706us-gaap_LongTermNotesPayable
Total Liabilities 380,406us-gaap_Liabilities 333,643us-gaap_Liabilities
Commitments and contingencies (Note 13)      
Stockholders' Equity:    
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding 0us-gaap_PreferredStockValue 0us-gaap_PreferredStockValue
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,116,497 and 16,421,398 issued; 20,904,414 and 16,209,315 outstanding, respectively 2us-gaap_CommonStockValue 2us-gaap_CommonStockValue
Additional Paid in Capital 82,380us-gaap_AdditionalPaidInCapital 27,800us-gaap_AdditionalPaidInCapital
Treasury shares, at cost; 212,083 shares (431)us-gaap_TreasuryStockValue (431)us-gaap_TreasuryStockValue
Accumulated other comprehensive income 4,011us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 92us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained Earnings (Accumulated Deficit) 117,801us-gaap_RetainedEarningsAccumulatedDeficit 80,124us-gaap_RetainedEarningsAccumulatedDeficit
Total Stockholders' Equity (203,763)us-gaap_StockholdersEquity (107,587)us-gaap_StockholdersEquity
Total Liabilities and Stockholders' Equity $ 584,169us-gaap_LiabilitiesAndStockholdersEquity $ 441,230us-gaap_LiabilitiesAndStockholdersEquity