Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
OPERATING ACTIVITIES
Net income	$ 29,619,000	$ 12,991,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	518,000	525,000
Accretion (Amortization) of Discounts and Premiums, Investments	1,101,000	940,000
Net realized (gains) losses	24,000	199,000
Provision for uncollectible premiums/over and short	60,000	38,000
Deferred income taxes, net	(1,112,000)	1,910,000
Share-based Compensation	230,000	96,000
Changes in operating assets and liabilities:
Accrued investment loss	(95,000)	(640,000)
Premiums receivable	(7,929,000)	(11,969,000)
Reinsurance recoverable on paid and unpaid losses	(1,271,000)	97,000
Prepaid reinsurance premiums	(41,975,000)	(34,532,000)
Deferred policy acquisition costs, net	(8,578,000)	(9,319,000)
Other assets	280,000	(1,079,000)
Unpaid losses and loss adjustment expenses	5,962,000	5,034,000
Unearned premiums	29,901,000	49,736,000
Reinsurance payable	55,977,000	58,754,000
Other liabilities	(3,513,000)	6,810,000
Net cash provided by operating activities	59,199,000	79,591,000
INVESTING ACTIVITIES
Proceeds from sales and maturities of investments available for sale	145,059,000	95,127,000
Purchases of investments available for sale	(204,429,000)	(193,718,000)
Cost of property and equipment acquired	(1,948,000)	(1,108,000)
Net cash used in investing activities	(61,318,000)	(99,699,000)
FINANCING ACTIVITIES
Payments Related to Tax Withholding for Share-based Compensation	(110,000)	0
Repayments of borrowings	(882,000)	(882,000)
Dividends	(2,500,000)	(1,458,000)
Proceeds from (Repayments of) Bank Overdrafts	0	1,970,000
Proceeds from Issuance of Common Stock	54,041,000	3,591,000
Net cash provided by (used in) financing activities	50,549,000	3,221,000
Increase (decrease) in cash	48,430,000	(16,887,000)
Cash and cash equivalents at beginning of period	34,888,000	71,205,000
Cash and cash equivalents at end of period	83,318,000	54,318,000
Supplemental Cash Flows Information
Interest paid	301,000	240,000
Income taxes paid	$ 21,464,000	$ 7,184,000