Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $327,332 and $274,651, respectively)	$ 329,120	$ 273,024
Equity securities - common and preferred (adjusted cost of $19,389 and $13,825, respectively)	22,176	15,602
Other Long-term Investments	300	300
Total investments	351,596	288,926
Cash and cash equivalents	83,318	34,888
Accrued investment income	1,847	1,752
Premiums receivable, net	33,945	26,076
Reinsurance recoverable on paid and unpaid losses	3,697	2,426
Prepaid reinsurance premiums	97,243	55,268
Deferred policy acquisition costs	33,764	25,186
Other assets	7,260	6,708
Total Assets	612,670	441,230
Liabilities:
Unpaid losses and loss adjustment expenses	53,413	47,451
Unearned premiums	223,329	193,428
Reinsurance payable	95,460	39,483
Other liabilities	35,062	38,575
Notes payable	13,824	14,706
Total Liabilities	421,088	333,643
Commitments and contingencies (Note 7)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,124,554 and 16,421,398 issued; 20,905,070 and 16,209,315 outstanding for 2014 and 2013, respectively	2	2
Additional paid-in capital	81,961	27,800
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	2,807	92
Retained earnings	107,243	80,124
Total Stockholders' Equity	191,582	107,587
Total Liabilities and Stockholders' Equity	$ 612,670	$ 441,230