Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
OPERATING ACTIVITIES
Net income	$ 20,979,000	$ 8,860,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	327,000	350,000
Accretion (Amortization) of Discounts and Premiums, Investments	726,000	547,000
Net realized (gains) losses	(45,000)	161,000
Provision for uncollectible premiums/over and short	48,000	24,000
Deferred income taxes, net	263,000	1,976,000
Share-based Compensation	121,000	56,000
Changes in operating assets and liabilities:
Accrued investment loss	(73,000)	(761,000)
Premiums receivable	(8,498,000)	(12,565,000)
Reinsurance recoverable on paid and unpaid losses	(580,000)	399,000
Prepaid reinsurance premiums	(76,628,000)	(62,381,000)
Deferred policy acquisition costs, net	(8,395,000)	(8,936,000)
Other assets	356,000	(356,000)
Unpaid losses and loss adjustment expenses	3,497,000	2,542,000
Unearned premiums	25,687,000	46,273,000
Reinsurance payable	93,830,000	88,004,000
Other liabilities	(3,596,000)	6,372,000
Net cash provided by operating activities	48,019,000	70,565,000
INVESTING ACTIVITIES
Proceeds from sales and maturities of investments available for sale	89,956,000	82,895,000
Purchases of investments available for sale	(143,507,000)	(177,601,000)
Cost of property and equipment acquired	1,295,000	256,000
Net cash used in investing activities	(54,846,000)	(94,962,000)
FINANCING ACTIVITIES
Payments Related to Tax Withholding for Share-based Compensation	(110,000)	0
Repayments of borrowings	(588,000)	(588,000)
Dividends	(1,666,000)	(972,000)
Proceeds from (Repayments of) Bank Overdrafts	0	1,976,000
Proceeds from Issuance of Common Stock	54,041,000	3,591,000
Net cash provided by (used in) financing activities	51,677,000	4,007,000
Increase (decrease) in cash	44,850,000	(20,390,000)
Cash and cash equivalents at beginning of period	34,888,000	71,205,000
Cash and cash equivalents at end of period	79,738,000	50,815,000
Supplemental Cash Flows Information
Interest paid	209,000	142,000
Income taxes paid	$ 19,221,000	$ 7,008,000