Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $282,696 and $274,651, respectively)	$ 285,849	$ 273,024
Equity securities - common and preferred (adjusted cost of $14,652 and $13,825, respectively)	17,254	15,602
Equity securities - mutual fund (amortized cost of $44,000 and $0 respectively)	44,000	0
Other Long-term Investments	300	300
Total investments	347,403	288,926
Cash and cash equivalents	79,738	34,888
Accrued investment income	1,825	1,752
Premiums receivable, net	34,526	26,076
Reinsurance recoverable on paid and unpaid losses	3,006	2,426
Prepaid reinsurance premiums	131,896	55,268
Deferred policy acquisition costs	33,581	25,186
Other assets	4,890	6,708
Total Assets	636,865	441,230
Liabilities:
Unpaid losses and loss adjustment expenses	50,948	47,451
Unearned premiums	219,116	193,428
Reinsurance payable	133,313	39,483
Other liabilities	34,979	38,575
Notes payable	14,118	14,706
Total Liabilities	452,474	333,643
Commitments and contingencies (Note 7)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,059,554 and 16,421,398 issued; 20,840,070 and 16,209,315 outstanding for 2014 and 2013, respectively	2	2
Additional paid-in capital	81,852	27,800
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	3,531	92
Retained earnings	99,437	80,124
Total Stockholders' Equity	184,391	107,587
Total Liabilities and Stockholders' Equity	$ 636,865	$ 441,230