Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
REVENUE:
Gross premiums written	$ 89,001	$ 87,746
Increase in gross unearned premiums	6,010	(17,870)
Gross premiums earned	95,011	69,876
Ceded Premiums Earned	(30,977)	(27,579)
Net premiums earned	64,034	42,297
Net investment income	1,467	724
Net realized gains	14	(12)
Other revenue	1,992	1,161
Total revenue	67,507	44,170
EXPENSES:
Losses and loss adjustment expenses	27,673	20,547
Policy acquisition costs	15,180	11,283
Operating expenses	2,509	2,059
General and administrative expenses	4,350	3,124
Interest expense	115	73
Total expenses	49,827	37,086
Income before other income	17,680	7,084
Other income	16	0
Income before income taxes	17,696	7,084
Provision for income taxes	6,307	2,733
Net income	11,389	4,351
OTHER COMPREHENSIVE INCOME:
Change in net unrealized gain on investments	2,327	369
Reclassification adjustment for net realized investment (gains) losses	(14)	12
Income tax expense related to items of other comprehensive income	(894)	(149)
Total comprehensive income	$ 12,808	$ 4,583
Weighted average shares outstanding
Weighted Average Number of Shares Outstanding, Basic	17,458,136	16,028,516
Weighted Average Number of Shares Outstanding, Diluted	17,543,673	16,115,506
Earnings per share
Earnings Per Share, Basic	$ 0.65	$ 0.27
Earnings Per Share, Diluted	$ 0.65	$ 0.27
Dividends declared per share	$ 0.04	$ 0.03