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Reinsurance Reinsurance (Tables)
 3 Months Ended
Mar. 31, 2014
Reinsurance [Abstract]  
Ceded Premiums Earned by type [Table Text Block]
The table below summarizes the amounts of our ceded premiums written under the various types of agreements, as well as the amortization of prepaid reinsurance premiums:

 
Three Months Ended March 31,
 
2014
 
2013
Excess-of-loss
$
(61
)
 
$
1,304

Equipment & Identity Theft
(761
)
 
(471
)
Flood
(3,029
)
 
(2,576
)
Ceded premiums written
$
(3,851
)
 
$
(1,743
)
Decrease in ceded unearned premiums
(27,126
)
 
(25,836
)
Ceded premiums earned
$
(30,977
)
 
$
(27,579
)
Liability for Catastrophe Claims Disclosure [Table Text Block]
Current year catastrophe losses by the event magnitude are shown in the following table.

 
 
2014
 
2013
 
 
Number of Events
 
Incurred Loss and LAE
 
Combined Ratio Impact
 
Number of Events
 
Incurred Loss and LAE (3) 
 
Combined Ratio Impact
Three Months Ended March 31,
 
 
 
 
 
 
 
 
 
 
 
 
Current period catastrophe losses incurred
 
 
 
 
 
 
 
 
 
 
 
 
$ 1 million to $5 million
(1) 
—

 
—

 
—
%
 
1

 
1,442

 
3.4
%
Less than $1 million
(2) 
—

 
—

 
—
%
 
1

 
376

 
0.9
%
Total
 
—

 
—

 
—
%
 
2

 
1,818

 
4.3
%
(1) Reflects losses from Winterstorm Nemo in 2013.
(2) Reflects losses from Winterstorm Nemo, the Orlando weather event in March 2013.
(3) Incurred loss and Loss Adjusting Expenses (LAE) is equal to losses and LAE paid plus the change in case and incurred but not reported reserves.