Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $266,805 and $274,651, respectively)	$ 267,420	$ 273,024
Equity securities - common and preferred (adjusted cost of $14,049 and $13,825, respectively)	15,897	15,602
Equity securities - mutual fund (amortized cost of $54,197 and $0 respectively)	54,197	0
Other Long-term Investments	300	300
Total investments	337,814	288,926
Cash and cash equivalents	57,146	34,888
Accrued investment income	1,499	1,752
Premiums receivable, net	25,063	26,076
Reinsurance recoverable on paid and unpaid losses	2,576	2,426
Prepaid reinsurance premiums	28,142	55,268
Deferred policy acquisition costs	25,123	25,186
Other assets	7,522	6,708
Total Assets	484,885	441,230
Liabilities:
Unpaid losses and loss adjustment expenses	47,187	47,451
Unearned premiums	187,418	193,428
Reinsurance payable	20,784	39,483
Other liabilities	41,430	38,575
Notes payable	14,412	14,706
Total Liabilities	311,231	333,643
Commitments and contingencies (Note 7)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 21,059,554 and 16,421,398 issued; 20,847,471 and 16,209,315 outstanding for 2014 and 2013, respectively	2	2
Additional paid-in capital	81,891	27,800
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	1,511	92
Retained earnings	90,681	80,124
Total Stockholders' Equity	173,654	107,587
Total Liabilities and Stockholders' Equity	$ 484,885	$ 441,230