Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $274,651 and $145,089, respectively)	$ 273,024	$ 149,157
Equity securities (adjusted cost of $13,825 and $2,537 respectively)	15,602	2,723
Other long-term investments	300	300
Total investments	288,926	152,180
Cash and cash equivalents	34,888	71,205
Accrued investment income	1,752	760
Premiums receivable, net	26,076	17,154
Reinsurance recoverable on paid and unpaid losses	2,426	2,272
Prepaid reinsurance premiums	55,268	49,916
Deferred policy acquisition costs	25,186	16,978
Other assets	6,708	3,149
Total Assets	441,230	313,614
Liabilities:
Unpaid losses and loss adjustment expenses	47,451	35,692
Unearned premiums	193,428	128,785
Reinsurance payable	39,483	26,063
Other liabilities	38,575	19,206
Notes payable	14,706	15,882
Total Liabilities	333,643	225,628
Commitments and contingencies (Note 11)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 16,421,398 and 15,660,922 issued; 16,209,315 and 15,448,839 outstanding, respectively	2	2
Additional paid-in capital	27,800	24,076
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	92	2,613
Retained earnings	80,124	61,726
Total Stockholders' Equity	107,587	87,986
Total Liabilities and Stockholders' Equity	$ 441,230	$ 313,614