Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
OPERATING ACTIVITIES
Net income	$ 12,991,000	$ 8,722,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,465,000	946,000
Net realized (gains) losses	199,000	(155,000)
Provision for uncollectible premiums/over and short	38,000	26,000
Deferred income taxes, net	1,910,000	190,000
Share-based Compensation	96,000	27,000
Changes in operating assets and liabilities:
Accrued investment income (loss)	(640,000)	186,000
Premiums receivable	(11,969,000)	(6,226,000)
Reinsurance recoverable on paid and unpaid losses	97,000	1,445,000
Prepaid reinsurance premiums	(34,532,000)	(36,806,000)
Deferred policy acquisition costs, net	(9,319,000)	(4,628,000)
Other assets	(2,187,000)	993,000
Unpaid losses and loss adjustment expenses	5,034,000	2,201,000
Unearned premiums	49,736,000	31,702,000
Reinsurance payable	58,754,000	56,108,000
Other liabilities	6,810,000	(2,556,000)
Net cash provided by operating activities	78,483,000	52,175,000
INVESTING ACTIVITIES
Proceeds from sales and maturities of investments available for sale	95,127,000	28,793,000
Purchases of investments available for sale	(193,718,000)	(30,419,000)
Net cash used in investing activities	(98,591,000)	(1,626,000)
FINANCING ACTIVITIES
Repayments of borrowings	(882,000)	(883,000)
Dividends	(1,458,000)	(518,000)
Bank overdrafts	1,970,000	105,000
Proceeds from Issuance of Common Stock	3,591,000	0
Net cash provided by (used in) financing activities	3,221,000	(1,296,000)
Increase (decrease) in cash	(16,887,000)	49,253,000
Cash and cash equivalents at beginning of period	71,205,000	41,639,000
Cash and cash equivalents at end of period	54,318,000	90,892,000
Supplemental Cash Flows Information
Interest paid	240,000	242,000
Income taxes paid	$ 7,184,000	$ 6,593,000