Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $233,695 and $145,089, respectively)	$ 233,344	$ 149,157
Equity securities (adjusted cost of $11,384 and $2,537, respectively)	12,177	2,723
Other Long-term Investments	300	300
Total investments	245,821	152,180
Cash and cash equivalents	54,318	71,205
Accrued investment income	1,400	760
Premiums receivable, net of allowances for credit losses of $46 and $24, respectively	29,085	17,154
Reinsurance recoverable on paid and unpaid losses	2,175	2,272
Prepaid reinsurance premiums	84,448	49,916
Deferred policy acquisition costs	26,297	16,978
Other assets	4,371	3,149
Total Assets	447,915	313,614
Liabilities:
Unpaid losses and loss adjustment expenses	40,726	35,692
Unearned premiums	178,521	128,785
Reinsurance payable	84,817	26,063
Other liabilities	27,987	19,206
Notes payable	15,000	15,882
Total Liabilities	347,051	225,628
Commitments and contingencies (Note 7)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 16,419,099 and 15,660,922 issued; 16,207,016 and 15,448,839 outstanding for 2013 and 2012, respectively	2	2
Additional paid-in capital	27,763	24,076
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	271	2,613
Retained earnings	73,259	61,726
Total Stockholders' Equity	100,864	87,986
Total Liabilities and Stockholders' Equity	$ 447,915	$ 313,614