Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
OPERATING ACTIVITIES
Net income	$ 8,860,000	$ 7,739,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	897,000	641,000
Net realized gains	161,000	(118,000)
Provision for uncollectible premiums/over and short	24,000	16,000
Deferred income taxes, net	1,976,000	323,000
Share-based Compensation	56,000	0
Changes in operating assets and liabilities:
Accrued investment income	(761,000)	3,000
Premiums receivable	(12,565,000)	(6,749,000)
Reinsurance recoverable on paid and unpaid losses	399,000	988,000
Prepaid reinsurance premiums	(62,381,000)	(62,866,000)
Deferred policy acquisition costs, net	(8,936,000)	(4,455,000)
Other assets	(612,000)	(389,000)
Unpaid losses and loss adjustment expenses	2,542,000	(450,000)
Unearned premiums	46,273,000	30,799,000
Reinsurance payable	88,004,000	89,692,000
Other liabilities	6,372,000	(1,914,000)
Net cash provided by operating activities	70,309,000	53,260,000
INVESTING ACTIVITIES
Proceeds from sales and maturities of investments available for sale	82,895,000	25,527,000
Purchases of investments available for sale	(177,601,000)	(27,333,000)
Net cash used in investing activities	(94,706,000)	(1,806,000)
FINANCING ACTIVITIES
Repayments of borrowings	(588,000)	(588,000)
Dividends	(972,000)	(518,000)
Bank overdrafts	1,976,000	143,000
Proceeds from Issuance of Common Stock	3,591,000	0
Net cash provided by (used in) financing activities	4,007,000	(963,000)
Increase (decrease) in cash	(20,390,000)	50,491,000
Cash and cash equivalents at beginning of period	71,205,000	41,639,000
Cash and cash equivalents at end of period	50,815,000	92,130,000
Supplemental Cash Flows Information
Interest paid	142,000	175,000
Income taxes paid	$ 7,008,000	$ 6,482,000