Catastrophe losses by the size of the event are shown in the following table.



		2013				2012
		Number of Events	Incurred Loss and LAE ⁽⁵⁾	Combined Ratio Impact		Number of Events	Incurred Loss and LAE ⁽⁵⁾	Combined Ratio Impact
Three Months Ended June 30,
Size of catastrophe loss
$ 1 million to $5 million	⁽¹⁾	—	—	—	%	1	1,155	3.9	%
Less than $1 million	⁽²⁾	3	1,777	3.9	%	—	—	—	%
Total		3	1,777	3.9	%	1	1,155	3.9	%

Six Months Ended June 30,
Size of catastrophe loss
$ 1 million to $5 million	⁽³⁾	1	1,900	2.2	%	1	1,155	2.0	%
Less than $1 million	⁽⁴⁾	2	1,695	1.9	%	—	—	—	%
Total		3	3,595	4.1	%	1	1,155	2.0	%

Note: A storm can be in one loss size for the quarter and a different loss size for the year dependent upon the losses paid for that particular storm during the specified time frame.

⁽¹⁾ Reflects losses from Tropical Storm Debby in 2012.

⁽²⁾ Reflects losses from Winterstorm Nemo, the Orlando weather event in March and Tropical Storm Andrea in June 2013.

⁽³⁾ Reflects losses from Winterstorm Nemo in 2013 and Tropical Storm Debby in 2012.

⁽⁴⁾ Reflects losses from the Orlando weather event and Tropical Storm Andrea in 2013.

⁽⁵⁾ Incurred loss and LAE is equal to losses and LAE paid plus the change in incurred but not reported reserves.