Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $231,970 and $145,089, respectively)	$ 231,493	$ 149,157
Equity securities (adjusted cost of $9,654 and $2,537, respectively)	10,170	2,723
Other Long-term Investments	300	300
Total investments	241,963	152,180
Cash and cash equivalents	50,815	71,205
Accrued investment income	1,521	760
Premiums receivable, net of allowances for credit losses of $37 and $24, respectively	29,695	17,154
Reinsurance recoverable on paid and unpaid losses	1,873	2,272
Prepaid reinsurance premiums	112,297	49,916
Deferred policy acquisition costs	25,914	16,978
Other assets	3,061	3,149
Total Assets	467,139	313,614
Liabilities:
Unpaid losses and loss adjustment expenses	38,234	35,692
Unearned premiums	175,057	128,785
Reinsurance payable	114,067	26,063
Other liabilities	27,555	19,206
Notes payable	15,294	15,882
Total Liabilities	370,207	225,628
Commitments and contingencies (Note 7)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 16,414,822 and 15,660,922 issued; 16,202,739 and 15,448,839 outstanding for 2013 and 2012, respectively	2	2
Additional paid-in capital	27,723	24,076
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	24	2,613
Retained earnings	69,614	61,726
Total Stockholders' Equity	96,932	87,986
Total Liabilities and Stockholders' Equity	$ 467,139	$ 313,614