Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
REVENUE:
Gross premiums written	$ 87,746	$ 57,996
Increase in gross unearned premiums	(17,870)	(7,320)
Gross premiums earned	69,876	50,676
Ceded premiums earned	(27,579)	(22,886)
Net premiums earned	42,297	27,790
Net investment income	724	747
Net realized gains	(12)	81
Other revenue	1,161	885
Total revenue	44,170	29,503
EXPENSES:
Losses and loss adjustment expenses	20,547	9,482
Policy acquisition costs	11,283	8,253
Operating expenses	2,059	1,433
General and administrative expenses	3,124	2,793
Interest expense	73	83
Total expenses	37,086	22,044
Income before other income	7,084	7,459
Other income	0	24
Income before income taxes	7,084	7,483
Provision for income taxes	2,733	2,735
Net income	4,351	4,748
OTHER COMPREHENSIVE INCOME:
Change in net unrealized gain on investments	369	634
Reclassification adjustment for net realized investment gains	12	(81)
Income tax expense related to items of other comprehensive income	(149)	(213)
Total comprehensive income	$ 4,583	$ 5,088
Weighted average shares outstanding
Basic	16,028,516	10,361,849
Diluted	16,115,506	10,361,849
Earnings per share
Basic	$ 0.27	$ 0.46
Diluted	$ 0.27	$ 0.46
Dividends declared per share	$ 0.03	$ 0.05