Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
REVENUE:
Gross premiums written	$ 77,928	$ 65,296	$ 135,924	$ 116,071
Increase in gross unearned premiums	(23,479)	(21,037)	(30,799)	(31,446)
Gross premiums earned	54,449	44,259	105,125	84,625
Ceded premiums earned	(24,727)	(21,960)	(47,613)	(43,218)
Net premiums earned	29,722	22,299	57,512	41,407
Net investment income	777	700	1,524	1,234
Net realized gains	37	112	118	112
Other revenue	1,028	884	1,913	1,710
Total revenue	31,564	23,995	61,067	44,463
EXPENSES:
Losses and loss adjustment expenses	12,969	12,601	22,451	20,985
Policy acquisition costs	8,878	7,181	17,131	13,725
Operating expenses	1,757	1,503	3,190	2,800
General and administrative expenses	2,300	2,054	5,093	4,417
Interest expense	129	157	212	311
Total expenses	26,033	23,496	48,077	42,238
Income before other income	5,531	499	12,990	2,225
Other income	293	279	269	279
Income before income taxes	5,238	220	12,721	1,946
Provision for income taxes	2,247	131	4,982	733
Net income	2,991	89	7,739	1,213
OTHER COMPREHENSIVE INCOME:
Change in net unrealized gain on investments	966	1,091	1,600	1,029
Reclassification adjustment for net realized investment gains	(37)	(112)	(118)	(112)
Income tax expense related to items of other comprehensive income	(359)	(377)	(572)	(354)
Total comprehensive income	$ 3,561	$ 691	$ 8,649	$ 1,776
Weighted average shares outstanding, Basic and Diluted (share)	10,361,849	10,473,717	10,361,849	10,523,548
Earnings per share, Basic and Diluted (per share)	$ 0.29	$ 0.01	$ 0.75	$ 0.12
Dividends declared per share	$ 0.00	$ 0.00	$ 0.05	$ 0.00