Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
OPERATING ACTIVITIES
Net income	$ 4,748	$ 1,124
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	323	293
Net realized gains	(81)	0
Provision for uncollectible premiums	3	2
Deferred income taxes, net	(220)	(1,722)
Changes in operating assets and liabilities:
Accrued investment income	61	(330)
Premiums receivable	(3,048)	(2,751)
Reinsurance recoverable on paid and unpaid losses	703	(514)
Prepaid reinsurance premiums	21,237	20,020
Deferred policy acquisition costs, net	(1,221)	(1,624)
Other assets	(100)	(235)
Unpaid losses and loss adjustment expenses	(1,804)	(375)
Unearned premiums	7,320	10,409
Reinsurance payable	(16,234)	(14,378)
Other liabilities	7,381	5,131
Net cash provided by operating activities	19,068	15,050
INVESTING ACTIVITIES
Proceeds from sales and maturities of investments available for sale	3,773	3,097
Purchases of investments available for sale	(5,599)	(45,421)
Cost of capitalized software acquired	0	(15)
Net cash used in investing activities	(1,826)	(42,339)
FINANCING ACTIVITIES
Repayments of borrowings	(294)	(294)
Dividends	(518)	0
Bank overdrafts	185	3,051
Net cash provided by (used in) financing activities	(627)	2,757
Increase (decrease) in cash	16,615	(24,532)
Cash and cash equivalents at beginning of period	41,639	71,644
Cash and cash equivalents at end of period	58,254	47,112
Supplemental Cash Flows Information
Interest paid	82	165
Income taxes paid	$ 1,258	$ 0