Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
REVENUE:
Gross premiums written	$ 57,996	$ 50,775
Increase in gross unearned premiums	(7,320)	(10,409)
Gross premiums earned	50,676	40,366
Ceded premiums earned	(22,886)	(21,258)
Net premiums earned	27,790	19,108
Net investment income	747	534
Net realized gains	81	0
Other revenue	885	826
Total revenue	29,503	20,468
EXPENSES:
Losses and loss adjustment expenses	9,482	8,384
Policy acquisition costs	8,253	6,544
Operating expenses	1,433	1,297
General and administrative expenses	2,793	2,363
Interest expense	83	154
Total expenses	22,044	18,742
Income before other income	7,459	1,726
Other income	(24)	0
Income before income taxes	7,483	1,726
Provision for income taxes	2,735	602
Net income	4,748	1,124
OTHER COMPREHENSIVE INCOME:
Change in net unrealized gain on investments	634	(62)
Reclassification adjustment for net realized investment gains	(81)	0
Income tax benefit (expense) related to items of other comprehensive income	(213)	23
Total comprehensive income	$ 5,088	$ 1,085
Weighted average shares outstanding, basic	10,361,849	10,573,932
Weighted average shares outstanding, diluted	10,361,849	10,573,932
Earnings per share, basic	$ 0.46	$ 0.11
Earnings per share, diluted	$ 0.00	$ 0.11
Dividends declared per share	$ 0.05	$ 0.00