Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $118,470 and $116,863, respectively)	$ 122,452	$ 120,378
Equity securities (adjusted cost of $3,433 and $3,284, respectively)	3,814	3,581
Other long-term investments	300	300
Total investments	126,566	124,259
Cash and cash equivalents	58,254	41,639
Accrued investment income	925	986
Premiums receivable, net of allowances for credit losses of $78 and $77, respectively	14,250	11,205
Reinsurance recoverable on paid and unpaid losses	3,755	4,458
Prepaid reinsurance premiums	19,731	40,968
Deferred policy acquisition costs	13,545	12,324
Other assets	4,312	4,376
Total Assets	241,338	240,215
Liabilities:
Unpaid losses and loss adjustment expenses	31,796	33,600
Unearned premiums	107,450	100,130
Reinsurance payable	337	16,571
Other liabilities	25,431	17,866
Notes payable	16,765	17,059
Total Liabilities	181,779	185,226
Commitments and contingencies (Note 7)
Stockholders' Equity:
Common stock, $0.0001 par value; 50,000,000 shares authorized; 10,573,932 issued; 10,361,849 outstanding	1	1
Additional paid-in capital	75	75
Treasury shares, at cost; 212,083 shares	(431)	(431)
Accumulated other comprehensive income	2,681	2,341
Retained earnings	57,233	53,003
Total Stockholders' Equity	59,559	54,989
Total Liabilities and Stockholders' Equity	$ 241,338	$ 240,215