Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Investments available for sale, at fair value:
Fixed maturities (amortized cost of $128,995 and $50,984, respectively)	$ 132,070	$ 50,683
Equity securities (adjusted cost of $3,579 and $3,666, respectively)	3,510	3,615
Other long-term investments	300	300
Total investments	135,880	54,598
Cash and cash equivalents	49,703	71,644
Accrued investment income	904	414
Premiums receivable, net of allowances for credit losses of $72 and $61, respectively	12,010	7,825
Reinsurance recoverable on paid and unpaid losses	6,643	27,304
Prepaid reinsurance premiums	63,152	38,307
Deferred policy acquisition costs	13,088	9,342
Other assets	4,753	4,187
Total Assets	286,133	213,621
Liabilities:
Unpaid losses and loss adjustment expenses	39,857	47,414
Unearned premiums	105,746	77,161
Reinsurance payable	55,665	14,982
Other liabilities	15,724	10,536
Notes payable, net of unamortized discount	17,353	18,235
Total Liabilities	234,345	168,328
Commitments and contingencies (Note 9)
Stockholders' Equity:
Preferred stock, $0.0001 par value; 1,000,000 shares authorized; none issued or outstanding for 2011 and 2010	0	0
Common stock, $0.0001 par value; 50,000,000 shares authorized; 10,573,932 issued for 2011 and 2010, respectively; 10,361,849 and 10,573,932 outstanding for 2011 and 2010, respectively	1	1
Additional paid-in capital	75	75
Treasury stock, at cost; 212,083 and 0 shares, respectively	(431)	0
Accumulated other comprehensive income	1,847	(216)
Retained earnings	50,296	45,433
Total Stockholders' Equity	51,788	45,293
Total Liabilities and Stockholders' Equity	$ 286,133	$ 213,621