Statement of Cash Flows Statement (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
OPERATING ACTIVITIES
Net income (loss)	$ 1,213	$ (3,504)
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	601	485
Net realized gains (losses)	112	28
Amortization of discount on notes payable	0	159
Loss on extinguishment of debt	0	726
Provision for uncollectible premiums	8	11
Deferred income taxes, net	(684)	(260)
Changes in operating assets and liabilities:
Accrued investment income	(515)	30
Premiums receivable	(7,028)	(4,110)
Reinsurance recoverable on paid and unpaid losses	7,376	(2,067)
Prepaid reinsurance premiums	(45,923)	(41,823)
Deferred policy acquisition costs, net	(4,290)	(1,605)
Other assets	(4,077)	(2,229)
Unpaid losses and loss adjustment expenses	(3,357)	3,463
Unearned premiums	31,446	14,912
Reinsurance payable	71,061	56,635
Other liabilities	3,856	3,084
Net cash provided by operating activities	49,575	23,879
INVESTING ACTIVITIES
Proceeds from sales and maturities of investments available for sale	21,271	46,198
Purchases of investments available for sale	(97,400)	(47,681)
Cost of property and equipment acquired	0	(72)
Cost of capitalized software acquired	(15)	(192)
Net cash provided by (used in) investing activities	(76,144)	(1,747)
FINANCING ACTIVITIES
Repayments of borrowings	(588)	(23,489)
Repurchases of common stock	(431)	0
Dividends	0	(529)
Bank overdrafts	2,904	(2,813)
Net cash used in financing activities	1,885	(26,831)
Decrease in cash	(24,684)	(4,699)
Cash and cash equivalents at beginning of period	71,644	27,086
Cash and cash equivalents at end of period	46,960	22,387
Supplemental Cash Flows Information
Interest paid	322	1,846
Income taxes paid	$ 1,580	$ 0