Condensed Consolidated Statements of Income (Unaudited) Statement (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
REVENUE:
Gross premiums written	$ 65,296	$ 55,675	$ 116,071	$ 91,242
Decrease (increase) in gross unearned premiums	(21,037)	(17,431)	(31,446)	(14,912)
Gross premiums earned	44,259	38,244	84,625	76,330
Ceded premiums earned	(21,960)	(21,944)	(43,218)	(45,337)
Net premiums earned	22,299	16,300	41,407	30,993
Net investment income	700	968	1,234	2,016
Net realized gains (losses)	112	42	112	28
Other revenue	884	2,059	1,710	3,280
Total revenue	23,995	19,369	44,463	36,317
EXPENSES:
Losses and loss adjustment expenses	12,601	8,546	20,985	21,015
Policy acquisition costs	7,181	6,161	13,725	12,616
Operating expenses	3,557	3,149	7,217	6,104
Interest expense	157	391	311	1,482
Total expenses	23,496	18,247	42,238	41,217
Income (loss) before other expenses	499	1,122	2,225	(4,900)
Other expenses	279	726	279	726
Income (loss) before income taxes	220	396	1,946	(5,626)
Provision for (benefit from) income taxes	131	201	733	(2,122)
Net income (loss)	89	195	1,213	(3,504)
OTHER COMPREHENSIVE INCOME (LOSS):
Change in net unrealized holding gain on investments	1,091	684	1,029	1,796
Reclassification adjustmentfor net realized investment gains	(112)	(42)	(112)	(28)
Income tax expense related to items of other comprehensive income	(377)	(247)	(354)	(682)
Total comprehensive income (loss)	$ 691	$ 590	$ 1,776	$ (2,418)
Weighted average shares outstanding, basic	10,473,717	10,573,932	10,523,548	10,573,932
Weighted average shares outstanding, diluted	10,473,717	10,573,932	10,523,548	10,573,932
Earnings per share, basic	$ 0.01	$ 0.02	$ 0.12	$ (0.33)
Earnings per share, diluted	$ 0.01	$ 0.02	$ 0.12	$ (0.33)
Dividends declared per share	$ 0.00	$ 0.00	$ 0.00	$ 0.05