The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 227 1,919 SH   SOLE   0 0 1,919
ABBVIE INC COM 00287Y109 519 3,203 SH   SOLE   0 0 3,203
ALPHABET INC CAP STK CL A 02079K305 209 75 SH   SOLE   0 0 75
ALTRIA GROUP INC COM 02209S103 669 12,799 SH   SOLE   0 0 12,799
AMAZON COM INC COM 023135106 202 62 SH   SOLE   0 0 62
AMGEN INC COM 031162100 574 2,372 SH   SOLE   0 0 2,372
ANNALY CAPITAL MANAGEMENT IN COM 035710409 740 105,150 SH   SOLE   0 0 105,150
APPLE INC COM 037833100 2,476 14,179 SH   SOLE   0 0 14,179
BK OF AMERICA CORP COM 060505104 223 5,400 SH   SOLE   0 0 5,400
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 567 8,554 SH   SOLE   0 0 8,554
CANADIAN NATL RY CO COM 136375102 1,574 11,735 SH   SOLE   0 0 11,735
CATERPILLAR INC COM 149123101 959 4,305 SH   SOLE   0 0 4,305
CHEVRON CORP NEW COM 166764100 337 2,071 SH   SOLE   0 0 2,071
CISCO SYS INC COM 17275R102 1,080 19,361 SH   SOLE   0 0 19,361
COMCAST CORP NEW CL A 20030N101 2,329 49,738 SH   SOLE   0 0 49,738
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 267 7,982 SH   SOLE   0 0 7,982
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 284 8,995 SH   SOLE   0 0 8,995
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 30,960 1,122,549 SH   SOLE   0 0 1,122,549
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 12,581 256,655 SH   SOLE   0 0 256,655
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,955 88,382 SH   SOLE   0 0 88,382
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 6,499 139,518 SH   SOLE   0 0 139,518
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 4,440 177,966 SH   SOLE   0 0 177,966
DISNEY WALT CO COM 254687106 2,800 20,411 SH   SOLE   0 0 20,411
ENBRIDGE INC COM 29250N105 420 9,109 SH   SOLE   0 0 9,109
ENTERPRISE PRODS PARTNERS L COM 293792107 1,773 68,703 SH   SOLE   0 0 68,703
EXXON MOBIL CORP COM 30231G102 219 2,647 SH   SOLE   0 0 2,647
FORD MTR CO DEL COM 345370860 224 13,224 SH   SOLE   0 0 13,224
HEALTHPEAK PROPERTIES INC COM 42250P103 662 19,269 SH   SOLE   0 0 19,269
INHIBRX INC COM 45720L107 327 14,659 SH   SOLE   0 0 14,659
INTERNATIONAL BUSINESS MACHS COM 459200101 268 2,063 SH   SOLE   0 0 2,063
ISHARES TR GLOBAL REIT ETF 46434V647 1,313 44,955 SH   SOLE   0 0 44,955
ISHARES TR ISHARES BIOTECH 464287556 1,704 13,074 SH   SOLE   0 0 13,074
ISHARES TR PFD AND INCM SEC 464288687 23,687 650,387 SH   SOLE   0 0 650,387
ISHARES TR TIPS BD ETF 464287176 564 4,527 SH   SOLE   0 0 4,527
JOHNSON & JOHNSON COM 478160104 752 4,243 SH   SOLE   0 0 4,243
KIMBALL ELECTRONICS INC COM 49428J109 266 13,297 SH   SOLE   0 0 13,297
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,528 31,145 SH   SOLE   0 0 31,145
MEDICAL PPTYS TRUST INC COM 58463J304 211 10,000 SH   SOLE   0 0 10,000
META PLATFORMS INC CL A 30303M102 232 1,044 SH   SOLE   0 0 1,044
MICROSOFT CORP COM 594918104 1,226 3,975 SH   SOLE   0 0 3,975
NVIDIA CORPORATION COM 67066G104 301 1,105 SH   SOLE   0 0 1,105
PHILIP MORRIS INTL INC COM 718172109 496 5,284 SH   SOLE   0 0 5,284
PIMCO ETF TR 1-5 US TIP IDX 72201R205 656 12,035 SH   SOLE   0 0 12,035
PROSHARES TR S&P 500 DV ARIST 74348A467 230 2,420 SH   SOLE   0 0 2,420
QUALCOMM INC COM 747525103 647 4,231 SH   SOLE   0 0 4,231
RAYTHEON TECHNOLOGIES CORP COM 75513E101 282 2,848 SH   SOLE   0 0 2,848
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 293 5,000 SH   SOLE   0 0 5,000
SIMON PPTY GROUP INC NEW COM 828806109 488 3,709 SH   SOLE   0 0 3,709
SOUTHERN CO COM 842587107 1,143 15,767 SH   SOLE   0 0 15,767
SPDR GOLD TR GOLD SHS 78463V107 11,916 65,962 SH   SOLE   0 0 65,962
SPDR S&P 500 ETF TR TR UNIT 78462F103 647 1,434 SH   SOLE   0 0 1,434
TESLA INC COM 88160R101 449 417 SH   SOLE   0 0 417
TEXAS INSTRS INC COM 882508104 369 2,011 SH   SOLE   0 0 2,011
UNILEVER PLC SPON ADR NEW 904767704 842 18,474 SH   SOLE   0 0 18,474
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14,232 182,697 SH   SOLE   0 0 182,697
VANGUARD INDEX FDS GROWTH ETF 922908736 2,390 8,310 SH   SOLE   0 0 8,310
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,518 8,630 SH   SOLE   0 0 8,630
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,859 11,524 SH   SOLE   0 0 11,524
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,464 15,213 SH   SOLE   0 0 15,213
VANGUARD INDEX FDS VALUE ETF 922908744 1,817 12,295 SH   SOLE   0 0 12,295
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,636 28,406 SH   SOLE   0 0 28,406
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,401 73,729 SH   SOLE   0 0 73,729
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 376 3,716 SH   SOLE   0 0 3,716
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3,817 64,414 SH   SOLE   0 0 64,414
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 503 3,100 SH   SOLE   0 0 3,100
VANGUARD STAR FDS VG TL INTL STK F 921909768 371 6,218 SH   SOLE   0 0 6,218
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,163 190,774 SH   SOLE   0 0 190,774
VANGUARD WORLD FD ESG INTL STK ETF 921910725 413 7,225 SH   SOLE   0 0 7,225
VERIZON COMMUNICATIONS INC COM 92343V104 515 10,101 SH   SOLE   0 0 10,101
WISDOMTREE TR US AI ENHANCED 97717W406 661 6,675 SH   SOLE   0 0 6,675