Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Assets
Fixed-maturity securities, available for sale, at fair value (amortized cost: $98,743 and $110,738, respectively)	$ 100,177	$ 112,151
Equity securities, available for sale, at fair value (cost: $38,856 and $17,248, respectively)	39,097	17,649
Investment in joint venture, at equity	4,478	0
Real estate investments	18,938	16,228
Total investments	162,690	146,028
Cash and cash equivalents	304,323	293,398
Accrued interest and dividends receivable	1,008	1,133
Premiums receivable	26,583	14,674
Prepaid reinsurance premiums	30,965	28,066
Income taxes receivable	1,996	0
Deferred income taxes, net	2,848	0
Deferred policy acquisition costs	20,172	14,071
Property and equipment, net	12,494	13,132
Other assets	32,545	15,814
Total assets	595,624	526,316
Liabilities and Stockholders' Equity
Losses and loss adjustment expenses	47,654	43,686
Unearned premiums	203,798	171,907
Advance premiums	10,517	4,504
Assumed reinsurance balances payable	0	4,660
Accrued expenses	11,874	4,032
Dividends payable	0	19
Income taxes payable	0	543
Deferred income taxes, net	0	2,740
Long-term debt	128,865	126,932
Other liabilities	13,343	6,772
Total liabilities	416,051	365,795
Commitments and contingencies (Note 13)
Stockholders' equity:
Preferred stock	0	0
Common stock (no par value, 40,000,000 shares authorized, 10,447,807 and 10,939,268 shares issued and outstanding at September 30, 2014 and December 31, 2013, respectively)	0	0
Additional paid-in capital	28,834	48,966
Retained income	149,710	110,441
Accumulated other comprehensive income, net of taxes	1,029	1,114
Total stockholders' equity	179,573	160,521
Total liabilities and stockholders' equity	595,624	526,316
7% Series A Cumulative Convertible Preferred Stock [Member]
Stockholders' equity:
Preferred stock	0	0
Series B Preferred Stock [Member]
Stockholders' equity:
Preferred stock	$ 0	$ 0