Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Revenue
Gross premiums earned	$ 82,547	$ 54,698
Premiums ceded	(21,996)	(14,267)
Net premiums earned	60,551	40,431
Net investment income	139	522
Policy fee income	772	515
Net realized investment gains	20	21
Other	329	163
Total revenue	61,811	41,652
Expenses
Losses and loss adjustment expenses	15,872	19,168
Policy acquisition and other underwriting expenses	5,968	6,836
Interest expense	686
Other operating expenses	6,115	4,267
Total expenses	28,641	30,271
Income before income taxes	33,170	11,381
Income taxes	12,783	4,413
Net income	20,387	6,968
Preferred stock dividends	(34)	(181)
Income available to common stockholders	$ 20,353	$ 6,787
Basic earnings per common share	$ 1.87	$ 1.07
Diluted earnings per common share	$ 1.81	$ 0.88
Dividends per common share	$ 0.23	$ 0.15