Condensed Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
Investments:
Fixed-maturity securities, available-for-sale, at fair value (amortized cost $38363 and $34,147)	$ 40,141	$ 34,642
Equity securities, available-for-sale, at fair value	8,669	5,207
Time deposits	7,184	12,427
Other investments	15,636	6,483
Total investments	71,630	58,759
Cash and cash equivalents	131,088	100,355
Accrued interest and dividends receivable	546	408
Premiums receivable	20,738	12,222
Assumed reinsurance balances receivable		1,687
Prepaid reinsurance premiums	26,484	14,169
Deferred policy acquisition costs	12,476	12,321
Property and equipment, net	10,586	10,499
Goodwill	161	161
Income Taxes Receivable	4,900
Deferred income taxes		2,368
Other assets	2,220	1,869
Total assets	280,829	214,818
Liabilities and Stockholders' Equity
Losses and loss adjustment expenses	37,313	27,424
Unearned premiums	120,429	108,677
Advance premiums	9,004	2,132
Assumed reinsurance balances payable	1,389
Accrued expenses	4,439	3,478
Deferred income taxes	1,877
Dividends payable	104	218
Income taxes payable		4,956
Other liabilities	8,273	4,103
Total liabilities	182,828	150,988
Stockholders' equity:
Preferred stock (no par value 18500000 shares authorized, no shares issued or outstanding)
Common stock, (no par value, 40000000 shares authorized, 9205097 and 6,202,485 shares issued and outstanding in 2012 and 2011)
Additional paid-in capital	51,742	29,636
Retained earnings	45,179	33,986
Accumulated other comprehensive income	1,080	208
Total stockholders' equity	98,001	63,830
Total liabilities and stockholders' equity	280,829	214,818
7% Series A Cumulative Convertible Preferred Stock [Member]
Stockholders' equity:
Preferred stock (no par value 18500000 shares authorized, no shares issued or outstanding)