Condensed Consolidated Statements Of Earnings (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Revenue
Gross premiums earned	$ 31,218	$ 29,978	$ 62,114	$ 60,322
Premiums ceded	(14,174)	(14,333)	(28,396)	(28,436)
Net premiums earned	17,044	15,645	33,718	31,886
Net investment income	509	569	1,073	1,100
Realized investment gains	140	505	293	505
Gain on bargain purchase	936		936
Other	1,155	692	1,813	908
Total revenue	19,784	17,411	37,833	34,399
Expenses
Losses and loss adjustment expenses	10,523	10,863	20,926	20,676
Policy acquisition and other underwriting expenses	2,780	2,668	7,043	6,960
Other operating expenses	2,660	1,886	4,787	3,583
Total expenses	15,963	15,417	32,756	31,219
Income before income taxes	3,821	1,994	5,077	3,180
Income taxes	1,520	712	1,983	1,200
Net income	2,301	1,282	3,094	1,980
Preferred stock dividends	(361)		(378)
Income available to common stockholders	$ 1,940	$ 1,282	$ 2,716	$ 1,980
Basic earnings per common share	$ 0.32	$ 0.21	$ 0.44	$ 0.32
Diluted earnings per common share	$ 0.30	$ 0.19	$ 0.43	$ 0.29
Dividends per common share	$ 0.10		$ 0.20