Condensed Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Fixed maturity securities, available-for-sale, at fair value (amortized cost $23,276 and $28,456)	$ 23,404	$ 28,564
Equity securities, available-for-sale, at fair value	5,025	884
Time deposits	14,306	14,033
Total investments	42,735	43,481
Cash and cash equivalents	80,256	54,849
Accrued interest and dividends receivable	186	180
Premiums receivable	10,263	5,822
Assumed reinsurance balances receivable		26
Prepaid reinsurance premiums	8,866	17,787
Deferred policy acquisition costs	10,062	9,407
Income taxes receivable	3,033
Property and equipment, net	15,778	7,755
Deferred income taxes		584
Other assets	1,665	1,057
Total assets	172,844	140,948
Liabilities and Stockholders' Equity
Losses and loss adjustment expenses	24,973	22,146
Unearned premiums	70,530	65,034
Advance premiums	6,900	1,114
Deferred income taxes	1,432
Payable for securities purchased	3,002
Accrued expenses	2,848	2,385
Assumed reinsurance balances payable	51
Dividends payable	218
Income taxes payable		310
Other liabilities	4,857	3,330
Total liabilities	114,811	94,319
Stockholders' equity:
Preferred stock
Common stock, (no par value, 40,000,000 shares authorized, 6,101,802 and 6,205,396 shares issued and outstanding in 2011 and 2010)
Additional paid-in capital	28,532	18,606
Retained earnings	29,559	28,065
Accumulated other comprehensive loss	(58)	(42)
Total stockholders' equity	58,033	46,629
Total liabilities and stockholders' equity	172,844	140,948
7% Series A Cumulative Convertible Preferred Stock [Member]
Stockholders' equity:
Preferred stock