XML 71 R58.htm IDEA: XBRL DOCUMENT v3.22.4
Regulatory Requirements and Restrictions (Tables)
 12 Months Ended
Dec. 31, 2022
Regulatory Requirements And Restrictions [Abstract]  
Summary of Required Ratio of Gross and Net Written Premium to Surplus The ratios of gross and net written premiums to surplus, which the Company’s insurance subsidiaries have met the requirements for, are summarized below:

 

 

Years Ended December 31,

 

 

2022

 

2021

 

2020

HCPCI:

 

 

 

 

 

 

Gross

 

3.30 to 1

 

3.21 to 1

 

3.02 to 1

Net

 

1.66 to 1

 

2.01 to 1

 

1.84 to 1

TypTap:

 

 

 

 

 

 

Gross

 

4.11 to 1

 

2.40 to 1

 

2.47 to 1

Net

 

2.34 to 1

 

1.61 to 1

 

1.50 to 1